electricity, cooking gas, DTH and landline bills with 60 operators through Hike Wallet. Support of Unified Payments Interface (UPI) based payments by Hike Wallet let users send and receive up to ₹1 lakh directly into the bank account without sharing their credit/debit card or net banking credentials. Users can send money through UPI to anyone and not just Hike users. For non-UPI users, it allows transactions up to ₹20,000 a month with a maximum cap per transaction at ₹5,000. Hike ID In January 2018, Hike announced the launch of 'Hike ID' to enhance its user privacy features. Hike ID is a unique custom username that removes the need for sharing phone numbers to chat with someone. Users can also search for each other using their Hike IDs. Hike ID has been integrated across all Hike-based services for facilitating easy discovery of people or groups. In a survey done by the Hike team out of a million active users, 69 percent confirmed that they like to talk to others without sharing their own phone number and over 72 percent said that they like to skip the step of saving phone numbers before talking to others. This is what prompted the developers to come up with Hike ID as the solution which makes it easier as well as secure for users to chat without having to share or save phone numbers. Hike Web In August 2019 it launched the Web App beta version of Hike Sticker Chat which enable its users to chat over their personal computers. The company also worked on a feature to allow sharing of stickers across all messaging platforms. Hike Web was created ensuring a seamless experience for users with a strong focus on privacy and security keeping that in mind Hike increased network security to AES-256 and TLS 1.2, which makes communication over a web client more secure than ever. Hike Moji Hike Moji is a digital avatar of a user based on artificial intelligence (AI), natural language processing (NLP) and machine learning (ML) generated imagery created by taking a selfie, for variety of localized Indianised expressions with 1000 customized options like more than 350 hairstyles, 20 different facial features, bindis, local clothing style, nose pins with local twist and mood. The beta version 1.0 was rolled out on 15 November 2019 for both android and iOS. It was officially released to a wider audience base on