introduced its first color digital imaging card production system in 1993. In 2001, contactless chip technology cards were introduced and CBORD released the first IP-addressable card reader for campus credential access systems. (Huber, 2007). Technology continued to ramp up, with cloud-based Campus Credential systems growing in popularity in 2005. By 2015, the use of smart devices instead of physical cards soared. And by 2020, wearable credentials, such as wristbands and fobs, gained popularity, along with mobile apps and digital wallets to manage credential functionality (Huber, n.d.). Today, mobile credential technology is transforming the ways in which students manage their campus experience. The introduction of the campus credential available via Apple and Android smart devices is changing the way students access buildings and pay for goods and services. Mobile credentials build upon generational shifts that impact how students experience their world, communicate, and interact socially (Jaworowski, 2020). By meeting students where they are in terms of technology, the campus credential program can improve student engagement. Trends Credential programs connect different parts of the campus community around the concept of access. They are increasingly in the forefront of major campus issues, such as the impact of a pandemic. Universities are able to leverage campus credentials to enforce access policies based on testing, symptom monitoring and vaccination status (Duke University, n.d.). COVID-19 has driven the change to mobile credentials to more of a priority as institutions seek ways to provide a frictionless/touchless/self-service means of providing access and identifying people on our campuses. Beyond the campus environment, campus credentials can be used as voter identification (Hudson, 2019). For example, the State of Alabama accepts the mobile credential as a valid ID for voting if issued by a State of Alabama college or university (Alabama Secretary of State, n.d.). Campus credentials are also accepted as secondary identification by the US State Department for passport application (Travel.state.gov, n.d.). Campus credential programs have evolved to be essential enterprise systems for campus operations. The business model for campus credential programs is evolving from “plastic card factories” to virtual campus customer service centers offering 24/7 services to stay relevant with technology advances, remote learning and working, and dramatic shifts in generational expectations (Huber, 2017). International perspective As with US/Canadian institutions, the campus card remains the anchor method for student identification in European Higher Education Institutes (HEIs). There is a growing trend among campus administrators and students for the use