succeeded Downe in 2017. Matthew W. Barrett (1990 to 1999) F. Anthony Comper (1999 to 2007) Bill Downe (March 1, 2007 to October 31, 2017) Darryl White (from November 1, 2017) Credit ratings Rating agency Moody's Investors Service began to review the long-term ratings of the Bank of Montreal and other Canadian banks because of concerns about consumer debt levels, housing prices, and a sizable exposure to capital markets in October 2012. In January 2013, the service announced downgrades for Bank of Montreal and five others. Notable buildings Historic branches A number of buildings in which Bank of Montreal presently operates branches have been designated by municipal, provincial, and/or federal levels of government as being of historic importance. These include: The Bank of Montreal, 4896 Delta Street, Delta, British Columbia (1919) The Bank of Montreal, 511 Columbia Street, New Westminster, British Columbia (1947–1948) The Bank of Montreal, 322 Curling Street, Corner Brook, Newfoundland and Labrador (1915) The Bank of Montreal, 426 Portage Avenue, Winnipeg, Manitoba (1927) The "Old Bank of Montreal", 100 Victoria Street East, Amherst, Nova Scotia (1906) The Bank of Montreal, 1 Main Street West, Hamilton, Ontario (1928) The Bank of Montreal, 144 Wellington Street, Ottawa, Ontario built by Ernest Barott of Barott and Blackader, architects, of Montreal The Bank of Montreal, 3 King Street, Waterloo, Ontario, formerly known as the Molson's Bank, by architect Andrew Taylor (1914) A number of late-19th century Bank of Montreal branches were also built by British architect, Andrew Taylor. Taylor designed a three-storey structure for the Bank of Montreal on Saint Jacques Street in Montreal. The building was modelled after a Georgian townhouse with a small portico of Corinthian columns supporting a classical pediment and remains the bank's legal headquarters. The Bank of Montreal in West End, Ste. Catherine Street West at Mansfield Street, Montreal (1889) The Bank of Montreal in Notre Dame Street West Seigneurs Street, Montreal (1894) The Bank of Montreal in Point St. Charles Branch, Wellington Street at Magdalen Street, Montreal (1901) The Bank of Montreal, St. Catherine Street West at Papineau Street, Montreal (1904) The Bank of Montreal, Perth, Ontario (1884) The Bank of Montreal, Calgary, Alberta, Stephen Avenue at Scarth Street [now 1 Street SW] (1888) Manager's residence for the Bank of Montreal, Grande Allée, Quebec City, Quebec (1904) The Bank of Montreal in Sydney, Nova Scotia; designated by The Cape Breton Regional Municipality as a registered