is a wise man who sees the wives of others as his mother, the wealth of others like clod of earth and all beings as his own self. 64. Though the blue water lily, lotus, fish and white water lily are born in water, they have different odours. 65. The wealth that is not used for the gods, wise men, relatives or for oneself is destroyed by water, enemy, king and thieves. 66. One, who decides the course of action after intelligent contemplation when confronted with difficult situations, loss of wealth or life-threatening incidents, laughs at the lord of death. 67. The fruit of giving cloth in charity is attainment of kingdom; that of footwear is attainment of vehicle; that of Tamboolam (5) is enjoyment of pleasure. One gains all the above by giving food to the poor. 68. The virtue of cuckoo is voice; the virtue of women is chastity; virtue of Brahmin is knowledge and that of ascetics is patience. 69. The following three are the characteristics of a wicked person: lotus like face, speech as cool as sandal wood and a heart burning with fire (of evil thoughts). 70. Just as a coconut tree bears the weight of coconuts on its head and gives nectarine water throughout its life in return for a little water that was given to it during the first year, a saintly person never forgets the help that he had received. 71. Saints live to serve others just as a river flows, the trees bear fruits and the plants grow not for themselves but for others. 72. One should receive knowledge from a Brahmin (wise man), food at the hands of mother, betal leaves (tamboolam) from one's wife and bracelet (recognition) from the king. 73. Moon is cool. Sandal wood is cooler than the moon. The words of virtuous persons are cooler than moon and sandalwood. 74. Elephant shines by the rut (6), sky by rain clouds, woman by character, horse by speed, temple by regular festivals, speech by grammatical correctness, rivers by swan couples, an assembly by the presence of scholars, a family by virtuous son, earth by king and the three worlds by the Sun. 75. One who is jealous, one who speaks untruth, one who is ungrateful and one who carries enmity for a long time – these four are karmachandalas (7) 76. Protect your fame by giving up life.