of carrying load even when one is tired, not caring about heat and cold and always being content. 89. That person who cultivates these twenty virtues, will attain success in all his ventures. 90. Physicians, astrologers and sorcerers received with respect and offered food by everyone while those who have mastered other science do not get even a glass of water. 91. Knowledge is lost by laziness; women are lost when they are in the custody of others; cultivation fails when the quantity of seeds sown is very less; an army without a commander is lost too. 92. Though the Ketaki creeper is infested with snakes; does not bear fruits; is thorny, crooked (winding) and grows in muddy places and is thus not easily accessible, it is liked by all due to the fragrance of its flower. A single virtue nullifies all defects. 93. Fire is the guru of twice-born (those who undertake Vedic studies); Brahmin is the guru of other castes; Husband is the guru of women; A guest is the guru for everyone. 94. Of what use is nobility of family if a person is illiterate? A learned man is respected by Gods too though he does not belong to a noble family. 95. One can acquire knowledge by serving the guru or by offering sufficient wealth in return for the knowledge or by exchanging one branch of knowledge for another. There is no means other than these three to acquire knowledge. 96. Just as a pot is filled continuously falling water drops, knowledge, dharma (virtue) and wealth too increase gradually if one pursues them persistently. 97. One ought to learn both the art of fighting with weapons and knowledge of various arts and sciences. The former is scorned in old age while the latter is always respected. 98. Knowledge is like Kamadhenu, the wish-fulfilling cow. Knowledge protects one like a mother when one is in foreign lands. Therefore, knowledge is considered as 'hidden wealth'. 99. Knowledge without application is poison; Food undigested is poison; Assembly is poison for the poor; Young woman is poison for an old man. 100. One's friend during foreign journey is knowledge; wife is friend to one who is at home; medicine is the friend of those who are sick; fruit of good deeds is the friend of the departed soul. 101. Knowledge is extolled by everyone; knowledge is considered great everywhere; one