explained that victims of the scam would have to repay any money that they had kept. Mental health A study by The Lancet Public Health Journal released in February 2020 linked a sharp increase in mental-health problems among the unemployed with the rollout of Universal Credit and other government welfare changes. It found that the number of unemployed people with psychological distress rose by 6.6% from 2013 to 2018. It also found a third of unemployed recipients of Universal Credit were likely to have become clinically depressed. See also Welfare Reform Act 2012 Welfare Reform and Work Act 2016 Further reading Centre for Social Justice (2009), Dynamic Benefits: Towards welfare that works Published by: Centre for Social Justice Gillies, A., Krishna, H., Paterson, J., Shaw, J., Toal, A. and Willis, M. (2015) Universal Credit: What You Need To Know 3rd edition, 159 pages, Published by: Child Poverty Action Group References External links Online benefits calculator – covers universal credit and all means tested benefits Universal Credit – welfare that works, Department for Work and Pensions (DWP) Universal Credit FAQs Who is affected by Universal Credit Benefits in the Future Universal Credit: What You Need To Know? 2010 establishments in the United Kingdom Taxation in the United Kingdom Tax credits Social security in the United Kingdom