Gotta new book for your edification!
It’s called “Financial Freedom: A Proven Path to All the Money You Will Ever Need,” and I have a feeling it’ll be blowing up our space here for quite a bit…
It just dropped today (Congrats, Grant!), and here’s a clip about it from the author’s own mouth:
“The book is a blueprint for fast-tracking financial independence through personal finance, investing, and entrepreneurship, all broken down step by step. It’s the why, what, and how. I also share all of the mistakes I’ve made, as well stories and strategies from others who’ve done it too. It’s definitely not your typical money book.”
And Grant isn’t your typical guy/blogger either ;) I don’t know how he does it, but I’ve never met anyone who’s both “chill” and “intense” at the exact same time, haha… Or who’s had such a drastic turnaround in the past handful of years! Check this out:
- At 24 he was unemployed, living at home with his parents with only $2.26 in his account
- 5 years later he had grown his net worth to over $1 million!
- By the time he hit 30 he had reached financial independence!!
Super smart, and overall NICE guy, and you’ll probably start hearing a lot more about him over the years… Here’s his blog if you haven’t visited it before –> MillennialMoney.com
(True story – one of the first times I remember coming across him was when someone offered to buy his domain for $45,000 – which he turned down. Why? “Millennial Money is an idea bigger than me. I want it to become a platform that empowers Millennials (and others too) to make smarter money decisions. I believe that Millennial Money has the potential to impact people’s lives and it’s hard to put a price on that. Although it’s more than $45,000 :)” I’d say it was a good bet, haha…)
Here’s a couple more details on what you’ll find in the book:
- How to create profitable side hustles that you can turn into passive income streams or full-time businesses
- How to save money without giving up what makes you happy
- How to negotiate more out of your employer than you thought possible
- How to travel the world for less
- How to live free — or better yet, make money as you live your life
- How to create a simple investing portfolio that only needs minor adjustments
- How to think creatively (there are so many different ways to make money!)
You can pick it up right now on Amazon if you don’t want to wait, or try your hand at winning it below. Here’s the Amazon link: Financial Freedom: A Proven Path to All the Money You Will Ever Need
Want a FREE copy of Financial FREEdom? ;)
Answer the following question below in the comments or via email, and I’ll randomly select one of you to win it by the end of the week… You gotta have a U.S. address though so it doesn’t cost more than the sticker price to ship it :(
What would you be doing right now if you were already financially free??
Please pass this around to anyone you think could be helped by this book!
And big thanks to Grant for providing us with these copies, as well as the kind words in the acknowledgement section :) (Yes, that was a humble brag, haha… but it’s always fun seeing your name in books! Especially when you never publish any yourself!)
UPDATE: Giveaway now over! congrats to Blair P for winning the book! Hope you enjoy, man!
// Links to Amazon above are affiliate links
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My answer is always the same! Travel and just chill doing all the things I love (mainly, napping)!
Right now I’d be house hunting with a friend (and carrying a big cheque book) who is about to become homeless due to cuts, cuts, and more cuts to disability benefits and social housing in the UK. Really.
Ugh, sorry to hear that :(
That’s a good look right there giving away a free book. That’s good for business and getting more $ gUaP $ !
I would be helping others become food stable and living quietly without the rat race.
I would be doing some kind of work (volunteer or paid) with horses.
Horses do need some good loving :)
We would travel a lot more. Thanks for the giveaway!
I would be traveling and getting into my TBR list
TBR – hah! Had to google that one :)
I would be travelling with my RV, playing music with my wife! <3
That sounds fun!!
What type of music do y’all play?
Hi! I’d be traveling the country, living in my RV, stopping along the way to settle in some of my fave places to volunteer and clean up the national parks! Ahhhhhh…can’t wait!!!
And I bet they need as much help as they can get right now too because of that dumb shut down!! We gotta hurry up and get you there! :)
Right now, I would say sleeping in! I get up at 4:30 in the morning to try and beat traffic. Hiking, kayaking, reading and baking will just be icing on the cake as they say ;)
I would be doing the same thing probably and continuing to work since I’m still early in my career at 28, but would definitely travel more and go to all the places I’ve always wanted to visit :)
Sounds like you already won having a job you love :)
– Travel (long, unhurried trips)
– Start a finance blog
– Start an analytics blog
– Learn new languages (start with Spanish as my husband is fluent)
– Read hundreds of dystopian novels
– Write a dystopian novel
– A long walk every day
– Work out more
– Spend time cooking healthy meals
You’re gonna be busy! Haha…
Way more time with family. My parents are retired and I still hardly see them. It would be good for my kids to see them more too.
I would be learning to live at a slower pace instead of rushing through the day to do all the things I want to do.
I would be actively creating a serene life for myself…..pursuing my creative side that’s been so neglected, seeking off-the-beaten-path natural places to travel and decluttering my house. I dream of ditching the to-do list and just greeting each day as something to be enjoyed.
I have always worked for someone else so even being financially independent I think I would start my own business which has always been a dream of mine but it would be something I enjoyed like a cool retro toy store that covers toys from 70’s , 80s and 90s etc and probably also a section for sports cards to relive my childhood.
Haha I’d come visit that store! :)
(And can help you fund that card store section too as I’ve got a ton left I still need to find what to do with!)
I’d be staying at home with my 8-month old daughter – taking her on walks through the park and visiting the library for baby and me read alouds.
If I were already financially free – I would stop my 3 hour daily commute and focus on improving myself as a husband and a dad. I would do this by spending time with my kids before they choose friends over parents, rediscover my wife and possibly start on new projects to accomplish together, and then work on me – improving health, volunteering/mentoring, and discovering new hobbies. Although there are many ways to accomplish this, I suspect that being able to build a successful side hustle and a passive income stream that comes with it – in and of itself brings one some degree of ease and confidence. And that ease and confidence can easily compound into greater success and opportunity especially when supported by the proper foundation of family and health.
Yeah that is what I would do,
Ahhh I want that for you right NOW and not later!! There has to be a way to start fitting some of this in??
I would continue doing what I’m doing right now. I’m on maternity leave with my 3 week old son. If I were financially free now, I’d quit my job and raise my son. This is the hardest, most rewarding thing I have ever done. And that’s after two deployments to war zones.
Haha – sounds about right.
If I was financially free I would either go back to become a Family and Consumer Science (home ec) teacher or educating people about money, especially those of us on the low end of the income spectrum
I would take more time with my family!! Get out of retail!! Travel and spend some time volunteering and helping the rest of my family’s day friends get financially free also. The sense of relief and freedom would AMAZING!
I would be spending more time with my girlfriend and family, spending more time on my writing, and training a lot harder for the half iron man I’m working towards.
I would be traveling, visiting family that lives far away. I’d be sending both of my kids to college and enjoying life.
First, I’d leisurely travel and experience living the life of other cultures. Secondly, I’d write about the different attitudes, in other cultures, in comparison to my own personal experience living here. All along, I’d finally have the time to work on developing my artistic skills.
I would use the experience I’ve gained in my job to help others. I love what I do, and just can’t see myself sitting on my a$$ everyday. And the TBR pile? That would start to shrink, for sure ; )
What would you be doing right now if you were already financially free??
Well I certainly wouldn’t be commenting here begging for a free book. I would probably open and manage a gym. I know neighborhood gyms don’t make a lot of money but I wouldn’t really care, I’d just try to create a certain atmosphere where everyone was welcome, where meat head and casual gym goer want to co-exist. Really create something that is more than just a gym, but a social scene for people too. Also, I’d play smash bros while my kids were at school and finally get better than my 8 year old who keeps owning me with Kirby…
I’d come hang out at that gym! And maybe even work out a little too :)
Hey J Money, I would build a business that focused on our younger generation by going to the middle schools and high schools to teach the students about money management. It seems like we don’t make money management a priority until there has been a mistake or something devastating happen. Teach everyone early and we can reduce these struggles young people have to go through.
Yup! But make sure to make it *interesting* so people actually pay attention! Most of us at that age couldn’t care less about “financial management” haha… But call it “how to be a millionaire” or “how to never work again 101” and you’ll have quite the # of signups ;)
What would you be doing right now if you were already financially free??
Creating short biography videos of my family members over 60, so that the young generation can see who their older family members really are, and what they went through.
I would seek out (or create!) work that is joyful and purposeful!
I’d be hiking the Grand Canyon (again) and staying there much longer than usual….AND knocking off several other National Park hiking trails off my list!
If I were financially free I would spend my time outside – exercising, reading, working, and chilling with friends.
I would be sleeping until I woke up naturally instead of getting up at 4:30am to my alarm to try to squeeze in some exercise before work
Right at this moment, I would be sleeping in!
I do feel very fortunate that we are on our way to Financial Independence. Right now, I would be enjoying my “freedom” instead of looking for another job. Although, right now we are in a position that I don’t have to work at a job I hate… so that’s awesome.
I would say so :)
I would spend time volunteering (a lot of the food banks in my area (DC area) were busy in the past month helping furloughed feds, and although I wasn’t furloughed I’m still grateful, so I would like to give back).
I also want to teach teenagers about financial management, whether through an after-school program or during the school day. It’s so much easier if you start out on the right foot.
We would get a nice 5th wheel, and travel the US seeing things we haven’t yet like Yellowstone, Rushmore, the Sequoias. I like building things so we would always be around habitat for humanity builds so I cam satisfy my need to use power tools.
Exactly what I’m doing right now… being a writer and enjoying life… only with a greater sense of security and fewer cares and worries.
Good position to be in :)
I would be traveling.
I’d be sitting somewhere overlooking the carribean and passing along the knowledge of how I got there.
Walking on a long beach with coffee in hand. Feels magical just thinking about it.
I would be living in an area with a warmer climate in the winter and summers in the northeast where I am from.
I would quit work, establish a health insurance situation, and do a little traveling. Maybe move to a warmer climate (depends how much money we have).
Sailing from place to place seeing new places and meeting new people. Currently I would want to be sailing in a warm climate.
I would spend more time with my kids (currently in daycare 45-50 hours/week) while they are young. But I would also speak and devote more time to online education on budgeting and living within your means.
I would book a trip with my family and then look go back to school full time for interior design.
I would be running my own quilting business and possibly a store. I would be living my passion, which I partially due now, I could just do it full-time.
At least you’ve got one foot in the door! That’s what you have to do while working towards that freedom! :)
I would be travelling around Colorado with my dog, visiting all the state parks, planning out my garden for the summer, reading tons, and learning how to get into hunting.
I would spend most of my time helping my wife open up her dream dental clinic.
I would spend more time traveling, singing, and fostering all of the lonely cats and dogs I could find! :)
Quit my job to go and help work in my friend’s foodie store. I could finally focus all my time on cheese and wine!
That would be a good life, haha…
I got lucky and got the book as part of a review promo with Rockstar Finance. Great business advice in there! My one question is… When will a J$ book drop??
Not anytime soon, haha… Haven’t been that excited about doing one, and you know if my heart isn’t in it I won’t do it :)
I’d be traveling with my wife, maybe to Europe or a road trip around the US and finish renovating the basement
I would spend more trying to give back and volunteering my time. I have always wanted to help lower income families with budgeting techniques and help them get a better grasp of their money and how it can work for them, so I would probably do that and wouldn’t charge them a thing!
I’d be spending more time with my kids and doing a lot of travel with them domestically so they can get to know the country they live in. My wife and I hardly left the state growing up so we want to expose our own kids to as much as we can!
Really like that idea a lot < thumbs up >
I would spend time with family, travel and increase how much I volunteer.
We would see the world firstly!!! Then start a foundation that would be a service to others…first dream off the top of my head would be a dog rescue where I train the dogs to be service animals to vets. <3
Traveling and volunteering with International habitat of Humanity.
I would buy a small house 5-6 blocks from a public access beach spot in St. Augustine Beach, FL that is simultaneously within biking distance from the local Elks Lodge. I would then work my way up to Exalted Ruler of this lodge, and immerse myself in organizing charitable events and parties for its members. I would become the greatest Exalted Ruler in the history of the Lodge. Now I just need this book to help me get there!
Something tells me you can do that with or without the book ;)
I don’t know much about the Elks, but I am learning and reading about Masons which I’m liking so far… I find it fascinating that so many of our founding fathers (and presidents!) were Masons! One of the oldest fraternal groups in the world I believe…
I would take a job at one of the local nonprofits that supports active/healthy communities & works to conserve the land/environment in our area! On the side, I’d coach local youth runners & cyclists :)
Wow – Thank you for the offer – sounds like an amazing story and he must have some great wisdom to share. Really enjoy your timely articles J. Money – thank you.
I would love to have the time to think about things like this!
Traveling, including mission trips with my family. Helping my family and friends – especially my parents. Being a full-time Dad to my daughters. Working with and teaching young students in church. Teaching others about handling finances. Taking classes, getting another degree perhaps. Learning to cook!
Glad you’re enjoying the blog!
I would be working/volunteering for a non-profit, or a few. Specifically helping single parents, and teen parents. There is so much need right in our own backyard, so many ways to help. And traveling and continue working on my bucket list. :) Oh, and more time for reading.
I would continue what I’m doing volunteering youth basketball and open sports facilities that are focused on youth with special needs.
travel and spend more time with my children
If I were financially free, I’d take my family on a round the world expedition. There’d be no time limit on our trip.
I would be traveling across the continental U.S. with my husband and our two kids. Probably in an RV and camping at National Parks. Stopping every time we felt like it – a beautiful scene worth photographing, a hole in the wall restaurant we want to try, quirky antique stores. Meeting new people, trying new cuisine, learning about our country, sleeping in or rising to watch the sunset, making priceless memories…yep, sounds like freedom to me :)
If I were financially free, I’d finally quit my current startup job to pursue my own technology startup. Although my job is great and I love what I do, it doesn’t allow me time to pursue my own goal of owning and running my own technology startup. Being financially free would provide my spouse and I the time and space to move forward with one of the many ideas we have. We wouldn’t be concerned about failing and not having enough money to live the lifestyle that we currently maintain.
Cool! What type of technology?
Absolutely travel and show the world to my 3 kids- and even teach them on the go so they could see how the rest lives since we live in the middle of rural America. But really, with so much free time I’d like to volunteer my skills to help people who are also getting out of debt. I’d be a free coach! Because we all need one for sure!
I am financially free. My husband and I both retired this past year I am 57 and he is 56. We find that being financially free gives us the opportunity to volunteer our time for others less fortunate than us. It also gives us the opportunity to travel and be with our children more
That’s what I like to hear!! Way to achieve it so early on!
Greetings! If I were financially free I would be spending quality time with my family and volunteer my time to teach financial literacy to people under the age of 18 in school programs! Thanks!
In response to the posted question, I’d definitely travel more and embrace different cultures. But I’d also start setting up my children for the future, financially, so that they’re not burdened with financial stress at a young age like I was.
I legit never thought I’d say this, but I think I would still be working my current job. I enjoy the people and the challenges. I have small children and I’m a mom who needs time away from said children. I would suggest my husband quit his job, but he’s 4 years away from retirement with the military (i.e. pension) so that seems silly, too! Haha, weird, my answer is “the same thing I’m doing now.” Although, if I was financially free with two steady incomes on top of that, perhaps I’d start investing more in real estate. This is something my husband and I are preparing to do in 4 years when we will be living in FIRE.
Haha great thing to realize actually – good job :) And tell your husband thanks for his service!
I would be honing in on a non-profit organization to partner with and advance their mission. Probably something faith based and working to improve the lives of children.
I’d be shoveling all the money I throw at my student loans each month into 1) savings, and 2) sending some to my elderly mother.
Travel and stay home with my kids. Then volunteer.
Driving a school bus for special needs kids :). Also, doing tons of volunteering for the things that really matter to me.
That’s a specific one with the bus! Haha… A woman who knows exactly what she wants! :)
I would try to teach myself to live differently. After years of structured work, would like to truely slow down and enjoy every day.
You know you can start that at any time, right? :)
I would be traveling and enjoying my adventures.
I’d be in Hawaii or Europe with my wife a d we would bring the pets along. And then traveling to Venezuela where my family is from to help volunteer in the efforts there.
I would be spending more time beekeeping!!
Beekeeping – hah! I thought for a second there you said BOOKkeeping and was like really???? ;) Bees sound much more fun!
Packing my bags to move somewhere cheaper and warmer. It’s freezing in ND!
If I was financially free right now, I’d be either enjoying a hike/run through a wooded park located in the LCOL area I had recently relocated my family to, or enjoying lunch with my wife and son at a cafe while we slow traveled the world.
I would be working on designing a course for teens on financial freedom then figuring out how to scale that to teach at all the charter schools in Phoenix.
I love books so I would finally be able to read those books I’ve been putting off.
More importantly, I would find a way to give back to Detroit and it’s communities. There are so many people who need help.
I would travel, volunteer, and GIVE $ to my favorite organizations!
A couple of things – spending time with family and friends that I haven’t been able to (due to time and money constraints). Traveling some and volunteering. Just trying to enjoy life because nothing is promised and you never know when yours or someone else’s last breath might be.
Amen on that last one.
Volunteering/working with/for 4Ocean, Surfrider, or another planet friendly entity to help clean up this planet
Just google – 4ocean looks cool!
I would build a small house on some land I own on mid-Eastern seaboard, learn to be more self-sufficient by growing my own food and some small livestock chickens, Pig,a couple of goats. And restart my life by myself think of his version 2.0
I think you should go for it while financially free or not! that sounds beautiful!
(Not entering, I don’t meet the requirements. Thanks for the giveaway all the same!)
I probably would be writing, or composing.
Those two are the main reasons I’d love FIRE. I never wrote as easily as when I was between jobs. Having my time and my mind relatively free is very important for me to be productive, and with a full-time job, I hardly ever write anything good.
Very true… although I find waking up early when it’s nice and quiet/peaceful def. helps with it at least for me :) I had an hour and a half this morning all to myself – was glorious!
I envy you. I have tried, if only to be able to get to work earlier, but so far it hasn’t worked out… It seems like whenever I get up, I leave home around 8:30, because I take longer to have breakfast long or start doing things around the apartment, so … meh.
Being a full-time writer without worrying about the money I need to make off any of it… wow. That would be FIRE to me.
I have considered this since I want to be financially free just for the sake of no money stress or worries, but I’m not sure what that would look like in the future if/when we ever get there. I would probably take a few mission trips but I’m not sure what the day-to-day would look like if I didn’t have a job and my kids were grown.
If it happened right now, I would stay home with my daughter and any future kids we have. We are foster parents so we would consider opening our license to more kids since I would be able to stay home and care for them.
Doing what I do now! Continue to run my online businesses and keep socking the money away.
Ha! My husband and I were just playing the “what if” game last night while watching the Puppy Bowl with our kids…buy a big tract of land and open a shelter for homeless pets.
This is easy… I would be more available for my son. No more daycare, latch key, babysitting grandmas. I could participate in school activities. And I would LOVE to take him on adventures all around the world. Teaching him about life, history by experiencing it in person. Otherwise, much will stay the same. We will continue to live in the same house and drive the same car. Mayyyyybe go out to eat once a week. :)
Finally afford the Tom Brady diet!
Travel to see my family more, give out a few scholarships for college kids (but keep wealth under wraps) & Invest in a plot of land near my folks and wait for it to up in value. As Grandma always says “They don’t make land anymore.” :)
What the heck is the Tom Brady diet? Haha…
I’d spend more time reading, writing for my own use (instead of work), spending time with my brother’s kids, and training my dogs and working on my house. All the stuff I cram into my off hours now.
What would you be doing right now if you were already financially free??
I would be doing the same thing right now…but I wouldn’t require my employer to pay me. I am a school teacher and I love the work that I do. College is becoming crazy expensive. If I didn’t need the money, I would pick one student each year and I would give them 1/4 of my salary as a college scholarship. That way after 4 years, there would be 4 different students receiving a piece of my entire salary. They could then receive that scholarship all 4 years of college.
Ahhhh – you win the creativity award! Haha… That is bad ass!
Volunteering, maybe sub teaching, learning new things, enjoying working at something different than the rather soul-less job I am doing now.
I’d be traveling the world and donating more money to animal shelters.
I would continue to work within the military community spreading financial literacy. And start my own “finance is fun, saving is sexy” road show to take to bases all over the world on my own dime.
Don’t forget to invite me out to one of them!
Actually, my husband and I retired almost a year ago . . . and we ARE financially free!
The answer to your question? I love being able to use my time however I want. In 11 months we’ve taken five trips, one to the San Francisco area, another to the Redwood National Forest and up the Oregon coast, visited Yellowstone National Park (three times!), Zion National Park, Phoenix (twice), and took an 8 day cruise to the Western Caribbean. We sleep in most days, then get up and work out for 45 minutes, eat breakfast together, and work out what we want to do. Then we work on it. Or, we don’t work on anything! LOL We eat out a lot and thoroughly enjoy it. We read books, work in the yard a little, visit with friends and family, attend church, and take a day trip every couple of weeks or so, too.
Financial preparedness means freedom to make our own choices.
Clapping so loud for you right now, haha… YOU MADE IT!!! :)
I would pay for my nieces and nephews college educations with cash.
I would donate money to Planned Parenthood, Feeding America, hospitals and other organizations close to my heart.
Travel to islands or countries shaped like boots or hearts just for kicks. And eat cake, ice cream for breakfast while there.
And just for fun, I get a million dollars in one’s, rent out a blimp, fly over my old college campus and make rain.
Xoxo Greenbacks Magnet
Boots and hearts. haha…
(and I said Financially Free – not RICH!! you start giving away all your money and you’ll be back to working again ;))
I would be pursuing work in the non-profit space!
If I was financially free right now I would change to a part time job I actually want to do…
I would love to travel more with my family, and donate more money to charity.
Volunteering at my kids school and making elaborate meals for my family :)
What kind of elaborate meals? :)
Shooting my movie! Right now I have to build the Kickstarter campaign (ugh), and coordinate a time for my cast and crew to be able to all take off a week of work.
Financially free – everything’s paid for and everyone’s getting paid and we can shoot next week!
That would be so much easier, wouldn’t it? :)
Sitting out in a lawn chair in my front yard in my boxers while waving to the neighbors as they go to work and pursuing my Instagram modeling career.
I would be living somewhere warmer then Chicago and working on an adoption.
I would be travelling the country in an RV finding new places to visit and play poker!
I’m pretty lucky in that I’m able to stay at home with our kids and pursue a lot of my own personal passions anyway (photography, blogging, etc.), but if my husband was able to quit his day job, he has always wanted to open up an animal rescue (especially for bigger animals, like horses), as well as pursue his woodworking hobby. If I win the book, I’ll give it to him for a Valentine’s Day gift, ha ha :)
You need to go out and buy it right now!! Beautiful gift! Haha…
I would be putting a significant amount of time helping my wife start up her business and researching all that goes into it, all while not worrying if there are some struggles at the onset or the income is slow to come in.
I would still listen to an obscene amount of podcasts while globetrotting.
Work at my dream job instead of the career field that I have no passion for, but pays a lot….
Lots of travel, and working on our house. The house we currently live in is the first time I’ve ever tried any handyman-type stuff, and I actually really dig it (thanks YouTube and Reddit). My wife has a huge travel wish list, so I’m sure she would appreciate knocking a bunch of them out!
That’s cool! I found out the hard way that I do *not* like doing handyman stuff, haha… and partially the reason I went back to renting :)
I’d start with creating (and putting some seed money into) a 529 for my best friend’s kid, who will arrive in the world next month. I like my job so I’d keep at it, but would find lots more ways to donate money locally, like to elementary schools in my neighborhood and food banks and domestic violence shelters.
I would be spending more quality time with my loved ones—traveling to different spots we’ve only dreamed about and discovering the rich history this incredible planet has to offer.
Would love to go to high schools and talk about financial literacy… a skill that is sadly lacking and hurting plenty of people :(
Volunteer with animals, veterans and College Prep for underprivileged kids. Learn Italian, bake bread and guiltlessly read every afternoon by a fire or in a hammock.
I would do like Bill Murray did on Groundhog Day at the end and help people and learn as many new things/skills as I could. That’s what I always think of when I think of financial freedom. Specifically some of the things would be relearning to play the drums, learn another language and I’ve always wanted to do the therapy dog thing and visit people in hospitals.
Best. Movie. Ever.
I would be in helicopter training school full time to get my commercial license and eventually work into being a heli ski pilot.
I would be traveling more to the countries I want to see and giving more to the causes I super because I’d be able to!
I would help out family and friends, they need help with medical bills, better care and a bit of a safety net, my two best friends need help with renovations and setting up a secure retirement.
For us, I’d like to take at least one three day vacay every month and set up ongoing monthly support for three of my favorite charities, involving cats, women and children.
I plan on sailing around the world once I’m free so let’s put me right around Fiji right now. :)
I would love to learn as much as possible, from learning more about pottery, to classes is philosophy and physics
I’d likely be home with my husband, who would be retired, and in for the evening because it is unusually cold with snow expected. Rare here in northern California. Instead, I am waiting for a phone call to pick up my husband from work in a couple of hours. That is specific and in the *right now*, but what we would be doing is living every day out of bondage to the work force, and following our comforts, pleasures and passions.
I would be tucked up in bed with my wife instead of typing this at 03:00 while on my dinner break at work:(
If I was financially free what would I be doing…..phh where to begin.
I guess in simplest form, I would start to live out my dreams and try to make a difference in the lives of others I suppose.
I would get involved somehow with urban revitalization maybe start up some type of foundation. Mentor and teach personal finances to youth. Maybe flip a house or two on my own just to see if I can do it. Go to a poverty nation and do mission work.
Think about seriously building a barndominium (since I keep having visions about this!). Learn piano. Learn guitar. Pick my kids up everyday from school. Develop an app. Write a book how blogging changed my life views. Spend more time on Lake Michigan. Think uninterrupted.
Conquering whatever challenges I want but also impacting someone’s life for the better somehow. Simply put, to make a difference and make the world better somehow. Even if it is just one person, it is still a difference and a mark I made.
A barndominium??? Haha…
Just googled – YES PLEASE!!
Simple would start a non for profit to give back to the Chicago Public Schools system. While advising small startups on how to streamline growth so they can be financially free as well.
If I was financially free I would travel around the US going to different medical labs and helping them improve their processes for increased efficiency. This is what I am trained in and love doing, but do not have the freedom to offer my services for free or the freedom to live without a steady cash flow. Ideally I would like to help the small hospital labs so that they are not forced to outsource their services and are able to decrease healthcare costs and most importantly decease the wait time patients must endure while awaiting test results for life threatening results.
Weird right. If I didn’t have to work, I could work for those who need it instead.
Oh man – yeah, that would be super helpful!! Amazing how much more value we could offer the world if we didn’t have to worry/think about money!
I would buy a farm. and host people. ALL the time.
I would love to participate in that :)
I would be traveling around the world with my husband.
I would be traveling and helping others more than I already do both. Thanks for the giveaway!
I would spend more time with my kids, play guitar more, travel, and pursue my actual passion of teaching.
I would foster as many kids as possible, and then adopt them all! I would take time to learn an instrument, or two! I would take more lavish vacations – Disney World, here I come! I would spend more time in a swing.
I’d be traveling with my partner both around the world and around the country, spending more time with family, volunteering with seniors, and fostering rescue dogs (when at home and not traveling, of course).
I love my job, so I would request to do it only part time. I would turn my home into a homestead.
I would be playing and recording music.
I would be traveling full time, and then after some years, I would come back home and open a membership based dance studio for adults wanting to learn and explore different types of dance.
If I were already financially free, I would be traveling the country and world. I’d visit the many friends who have moved to different parts of the country, explore our beautiful country and national parks, and travel the world to learn about other cultures by experiencing them. After a nice long vaca on the beach with my sweetie of course! :)
If I were financially free, I would be able to breathe easier knowing that my two special needs sons will be taken care of after I pass. Until I get there I’m just going to keep my nose to the grindstone and work to make it happen.
Oh man, if that isn’t a dream to fight for I don’t know what is. They are blessed to have such a beautiful mother watching after them!
I would like to work with inner-city youth, introducing them to the concept of financial freedom. Inner-city youth know about Nikes but not budgets. I’d love to change that.
Ugh, true that.
Travel, volunteer, and teach personal finance!
I would be booking the best vacations for my kids and I. We would travel as often as possible and simply enjoy life. We would visit the coolest places and enjoy our lives. Im getting excited just thinking about this. :)
I have discovered that I like to create and make things and I am a fiend about it. It gives me joy and something to look forward to. I LOVE to do it and if I didn’t have to work I would make or learn how to make things probably 80% of the time. The rest of the time I would indulge in another fav hobby which is reading.
Very cool!! What type of things do you enjoy creating? :)
As a music producer, I’d love to give back to the creative community and teach kids willing to learn how to explore their creativity with confidence and freedom. Break the stigma of the “starving artist” and help build local music studios free of charge to aspiring creatives.
I would be very happy to see this :)
I would be travelling to see family more often. We are spread out across the US, but taking budget-friendly trips to spend time with loved ones is definitely at the top of my list.
When (NOT IF) my husband and I are financially free, he will no longer be working in a factory job that he hates, and I will not be working two jobs anymore. We will be concentrating on bringing our trucking business to life, which has been our dream for the last 25 years.
I’M LIKING THE OPTIMISM!!! I can feel it in your future too – keep going!!
Three things I would be doing:
1. Pursuing a PhD in Nuclear Engineering and also Chemical Engineering. Those are the first two I would pursue, but there is a good chance that I would become a permanent student of the sciences – financial independence because I don’t want government funding to dictate what I research.
2. Developing a business around my gaming hobby. I am floating two concepts here but don’t have time to truly work on them.
3. Fully funding my daughter’s ice hockey team. Getting her (and myself) the proper coaching and ice time required.
So many interesting passions!
“What would you be doing right now if you were already financially free??”
Planning what I want to do next. Getting a handle on my finances and spending has opened up so many doors I didn’t even know existed before, when I was living pay check to pay check. For instance, have $5K saved up for a replacement vehicle, and it continues to grow. My options continue growing. With so many to chose from, which do I want the most? As Paula Pant says, “You can have anything you want, just not everything.” Loving this “Financial Independence” movement.
What would I be doing if I was financially free?
I would be on a beach in Cost Rica taking surfing lessons!
I’d be spending more time with my kids free learning/unschooling and training my Rhodesian ridgeback.
If I were financially free I would be a stay at home dad, read more, workout everyday and do a lot of traveling. Also keep working on my blog and make it like a journal where I not only write about my finances but also document the stuff I do on a daily basis. These activities will definitely keep me busy.
I’m getting more and more into the personal habit stuff too over $$$ all the time.. There’s so many parts to living that can be improved upon if paid attention to!
I’d plant, and tend, to a nice little garden :)
If I were financially free, I would buckle up and start a family with my wife. My main priority is to have children and actually be there for them while they are growing up. That is my dream.
And fortunately a dream millions of people do without even being close to financial freedom :) Don’t let the $$$ hold you back if that’s what you’re waiting for! It’s amazing how well we adapt when such drastic (and especially beautiful!) changes come into our lives!
I would be traveling with my husband!
I would spend quality time with my growing kids. I would not have to compromise between earning a living and nurturing them as they mature from small kids to adults.
If I were financially free, I would:
– scale back on my work hours. I love what I do but it can consume so much of my time.
– give my husband the business he has always dreamed of owning
– work on building our family. It can get really expensive paying for IVF out of pocket because our insurance doesn’t cover infertility
I wish you many blessings on that third one!!
If I was Financially Indep and free then I would be traveling around our Country. Locally, I would love to become involved with community-based education on the basics of financial life planning. Teaching high school, college and even people 30-50’s the importance and ease of financial planning. In 2000, totally on a lark, I walked past some financial advisement firm that was giving free class on David Bach’s “Smart Women Finish Rich” book. Took the free course and was hooked. I already saved, invested but this gave me structure and I have only improved since then. I’d like to give that back to society.
I would be traveling and donating my time to raise awareness and money to people that need water to survive in third world countries.
If I was financially free right now, I would be a modern day Mary Poppins. I have friends and family that live all over the country and world and I would visit them to help make their lives a little easier. I would visit my friends with kids so they could go on a couples vacation. I would project manage my best friends home renovation, since her and her husband are busy, stressed out lawyers. I’d visit my grandma, my niece, and just keep traveling around spreading my help and love. Nothing would bring me more joy!
That would be so beautiful!!
If I were already financially free, I would leave my job and spend my time volunteering at the local food bank, and the Ronald McDonald House. I consider myself very fortunate to have my health and no worries as to where my next meal will come from. Unfortunately not every one is as lucky.
I would be buying a house and planning world travel!
I’d leverage my time better to spend it with family, enjoying my favorite restaurants, and not worrying about a budget when grocery shopping.
*** GIVEAWAY NOW OVER ***
Thanks everyone for participating! The lucky winner of this week’s book, is…. Blair P! Congrats man! Hope you really enjoy it!
One of my employees won a copy of the book on the Money Millhouse Facebook page (thanks Eliie and Bethany) and you would have thought she won the lottery. She was sooo excited. I just ordered my own copy because Gran is so compelling in his podcast interviews. Why aren’t we teaching our children this stuff in school?
Haha awesome! Maybe Grant will make money cool enough for the kids to start asking for it in their schools ;)
Missed the giveaway, but loved the book! Definitely a soup-to-nuts guide on starting from zero to FI. You can’t not come out ahead by following some/all of the ideas in this book.