Govt bank customers paid â¹10,000 crore in fine in 3.5 years
State-run banks have collected over â¹10,000 crore from customers for not maintaining minimum account balance and exceeding daily ATM transaction limits in last 3.5 years. RBI has permitted banks to fix charges on various services, as per their board-approved policy. There is, however, no minimum balance requirement for accounts opened under Jan Dhan Yojana and Basic Savings Bank Deposit Accounts.