Where does every â¹100 deposited in the banks go?
As credit-deposit ratio at May end was 72% according to RBI data, out of every â¹100 deposited, â¹72 went towards lending and the rest was used to purchase government bonds. Out of â¹72 lent, roughly â¹17 went to services and personal loans each, while â¹28 went to building and running factories. Only â¹10 out of â¹100 was lent to agriculture.