 Heritage Insurance Holdings, Inc. NYSE:HRTG Q2 2022 Earnings Conference Call August 5, 2022 9:30 AM ET Company Participants Kirk Lusk - Chief Financial Officer Ernie Garateix - Chief Executive Officer Conference Call Participants Mark Hughes - Truist Paul Newsome - Piper Sandler Marla Backer - Sidoti Operator Good morning and welcome to the Heritage Insurance Holdings, Second Quarter 2022 Earnings Conference Call. All participants will be in listen-only mode. 