 OceanFirst Financial Corp. NASDAQ:OCFC Q2 2022 Earnings Conference Call July 29, 2022 11:00 AM ET Company Participants Jill Hewitt - SVP IR Christopher Maher - Chairman CEO Joseph Lebel - President COO Conference Call Participants Michael Perito - KBW David Bishop - Hovde Group Matthew Breese - Stephens Inc. Manuel Navas - D.A. Davidson Operator Good morning. 