 OLDWICK, N.J.--BUSINESS WIRE--AM Best has commented that the Long-Term Issuer Credit Rating Long-Term ICR of bbb- and the Long-Term Issue Credit Ratings Long-Term IR of Hallmark Financial Services, Inc. Hallmark Financial NASDAQ: HALL are unchanged, following the recent announcement that Hallmark Financial is exploring opportunities to segregate its specialty commercial segment. Concurrently, the Financial Strength Rating FSR of A- Excellent and the Long-Term ICRs of a- of the 