 Universal Insurance Holdings, Inc. NYSE:UVE Q1 2022 Earnings Conference Call April 29, 2022 10:00 AM ET Company Participants Arash Soleimani - Chief Strategy Officer Steve Donaghy - Chief Executive Officer Frank Wilcox - Chief Financial Officer Conference Call Participants Paul Newsome - Piper Sandler Nick Iacoviello - Dowling Partners Operator Good morning, ladies and gentlemen. And welcome to the Universals First Quarter 2022 Earnings Conference Call. 