 Oxbridge Re Holdings Ltd NASDAQ:OXBR Q3 2022 Earnings Conference Call November 14, 2022 4:30 PM ET Company Participants Wrendon Timothy - CFO, Secretary Director Sanjay Madhu - Chairman, President CEO Conference Call Participants Kent Engelke - Capitol Securities Management Operator Good afternoon. Welcome to Oxbridge Res Third Quarter 2022 Earnings Call. 