 OneMain Holdings, Inc. NYSE:OMF Q3 2022 Earnings Conference Call October 27, 2022 8:30 AM ET Company Participants Peter Poillon - Head, IR Douglas Shulman - Chairman, President CEO Micah Conrad - EVP CFO Conference Call Participants Moshe Orenbuch - Crédit Suisse Kevin Barker - Piper Sandler Co. Michael Kaye - Wells Fargo Securities John Hecht - Jefferies John Rowan - Janney Montgomery Scott Richard Shane - JPMorgan Chase Co. Operator Welcome to the OneMain Financial Third Quarter 2022 Earnings Conference Call and Webcast. Hosting the call today from OneMain is Peter Poillon, Head of Investor Relations. 