 OptimumBank NASDAQ:OPHC and Westamerica Bancorporation NASDAQ:WABC are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, institutional ownership, profitability, earnings, analyst recommendations, valuation and risk. Insider Institutional Ownership 0.1 of OptimumBank shares are owned by institutional investors. Comparatively, 81.5 of ... 