 Independent Bank Corporation NASDAQ:IBCP Q2 2022 Earnings Conference Call July 26, 2022 11:00 AM ET Company Participants Brad Kessel - President and Chief Executive Officer Joel Rahn - Executive Vice President and Head of Commercial Banking Gavin Mohr - Executive Vice President and Chief Financial Officer Conference Call Participants Brendan Nosal - Piper Sandler Matt Rank - KBW Operator Good morning. Ladies and gentlemen thank you for joining. 