 Lloyds Banking Group plc NYSE:LYG Q2 2022 Earnings Conference Call July 27, 2022 4:30 AM ET Company Participants Charlie Nunn - Group Chief Executive William Chalmers - CFO Douglas Radcliffe - Head of IR Conference Call Participants Joseph Dickerson - Jefferies Company Omar Keenan - Credit Suisse Jonathan Pierce - Numis Securities Rohith Chandra-Rajan - Bank of America Merrill Lynch Raul Sinha - JPMorgan Christopher Cant - Autonomous Research LLP Guy Stebbings - BNP Paribas Exane Martin Leitgeb - Goldman Sachs Operator Thank you for standing by, and welcome to the Lloyds Banking Group 2022 Half Year Results Call. Operator Instructions There will be presentations from Charlie Nunn and William Chalmers, followed by a question-and-answer session. 