 Huntington Bancshares Incorporated HBAN Q2 2020 Earnings Conference Call July 23, 2020 09:00 AM ET Company Participants Mark Muth - Director of Investor Relations Steve Steinour - Chairman, President and CEO Zach Wasserman - Chief Financial Officer Rich Pohle - Chief Credit Officer Conference Call Participants Jon Arfstrom - RBC Capital John Pancari - Evercore ISI Ken Usdin - Jefferies Janet Lee - JP Morgan Terry McEvoy - Stephens Inc Brock Vandervliet - UBS Presentation Operator Greetings, and welcome to the Huntington Bancshares Second Quarter Earnings Call Operator Instructions. 