 Good morning everyone and thank you for joining us today for the Byline Bancorp second quarter 2020 earnings call. Before we begin, Id like to remind you that this conference call contains forward-looking statements with respect to the future performance and financial condition of Byline Bancorp that involve risks and uncertainties, including the impact of the COVID-19 pandemic. The Company disclaims any obligation to update any forward-looking statements made during the call. 