 Axos Financial NYSE:AX and Cortland Bancorp OTCMKTS:CLDB are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, risk, institutional ownership, profitability, earnings, dividends and valuation. Profitability This table compares Axos Financial and Cortland Bancorps net margins, return on equity and ... 