 Prudential Financial, Inc. NYSE:PRU Q3 2022 Earnings Conference Call November 2, 2022 11:00 AM ET Company Participants Bob McLaughlin - Head, Investor Relations Charlie Lowrey - Chairman Chief Executive Officer Rob Falzon - Vice Chairman Ken Tanji - Chief Financial Officer Andy Sullivan - Head of US Businesses Scott Sleyster - Head of International Businesses Conference Call Participants Tom Gallagher - Evercore ISI Tracy Benguigui - Barclays Ryan Krueger - KBW Suneet Kamath - Jefferies John Barnidge - Piper Sandler Elyse Greenspan - Wells Fargo Erik Bass - Autonomous Research Wilma Burdis - Raymond James Alex Scott - Goldman Sachs Mike Ward - Citi Tracy Benguigui - Barclays Operator Ladies and gentlemen, thank you for standing by, and welcome to Prudentials quarterly earnings conference call. At this time, all participants have been placed in a listen-only mode. 