 Pinnacle Financial Partners NASDAQ:PNFP Q1 2022 Earnings Conference Call April 19, 2022 9:30 AM ET Company Participants Terry Turner - President, Chief Executive Officer Harold Carpenter - Chief Financial Officer Conference Call Participants John Rowe - Wells Fargo Brock Vandervliet - UBS Steven Alexopoulos - JPMorgan Michael Rose - Raymond James Matt Olney - Stephens Inc. Jennifer Demba - Truist Securities Stephen Scouten - Piper Sandler Catherine Mealor - KBW Brian Martin - Janney Montgomery Scott Operator Good morning everyone, and welcome to the Pinnacle Financial Partners First Quarter 2022 Earnings Conference Call. Hosting the call today from Pinnacle Financial Partners is Mr. 