 KBC Groep NV OTCPK:KBCSF Q1 2022 Earnings Conference Call May 12, 2022 3:30 AM ET Company Participants Ilya Vercammen - IR Johan Thijs - Group CEO, MD Executive Director Luc Popelier - CFO Executive Director Conference Call Participants Benoit Petrarque - Kepler Cheuvreux Giulia Miotto - Morgan Stanley Kirishanthan Vijayarajah - HSBC Flora Bocahut - Jefferies Tarik El Mejjad - Bank of America Merrill Lynch Raul Sinha - JPMorgan Chase Co. Robin van den Broek - Mediobanca Farquhar Murray - Autonomous Research Omar Fall - Barclays Bank Guillaume Tiberghien - BNP Paribas Exane Operator Good day, everyone, and welcome to the KBC Group Earnings Release Q1 2022 Conference hosted by Ilya Vercammen. Operator Instructions. 