 Svenska Handelsbanken AB publ OTCPK:SVNLF Q3 2022 Earnings Conference Call October 19, 2022 3:00 AM ET Company Participants Carina Åkerström - President and CEO Carl Cederschiöld - CFO Peter Grabe - Head of IR Conference Call Participants Andreas Hakansson - Danske Bank Maths Liljedahl - SEB Magnus Andersson - ABG Sundal Collier Maria Semikhatova - Citibank Sofie Peterzens - JPMorgan Nicholas McBeath - DNB Johan Ekblom - UBS Omar Keenan - Credit Suisse Jacob Kruse - Autonomous Nick Davey - BNP Paribas Presentation Operator Good morning, and a warm welcome to the Handelsbanken Interim Report for Q3 2022. Were going to begin by hearing from Carina Åkerström, CEO. 