 Affirm Holdings, Inc. NASDAQ:AFRM Special Call Affirm Shareholder Fireside Chat December 6, 2022 11:00 AM ET Company Participants Michael Linford - Chief Financial Officer Conference Call Participants Dan Dolev - Mizuho Bank Michael Linford Good morning, everyone, and thanks for dialing into our quarterly conversation here. And I want to thank Dan for being our host today. 