 Keefe, Bruyette Woods, A Stifel Company, and Piper Sandler Co. are acting as the joint book-running managers for the offering. The Company estimates that the net proceeds of the offering will be approximately 98 million, after deducting underwriting discounts, and before expenses payable by the Company. The Company intends to use the proceeds for general corporate purposes, which may include working capital, repaying indebtedness, providing capital to support the organic growth of the Bank and our other subsidiaries, financing investments and capital expenditures, funding acquisitions and for investments in the Bank and our other subsidiaries as regulatory capital. 