 China Merchants Bank Co., Ltd. OTCPK:CIHKY Q3 2022 Results Conference Call October 30, 2022 9:30 PM ET Company Participants Wang Liang - President and CEO Wang Jianzhong - Executive Vice President Li Delin - Executive Vice President Zhu Jiangtao - Executive Vice President Zhong Desheng - Executive Assistant, President Conference Call Participants Yan Meizhi - UBS Xiao Feifei - Citic Securities Yang Shuo - Goldman Sachs Xu Ran - Morgan Stanley Zhang Shuaishuai - CICC Ma Tingting - Guosheng Securities Unidentified Company Representative Investors, analysts, good morning. 