 The ratings on Cl. A, Cl. B, Cl. C and Cl. D were downgraded due to an increase in Moodys LTV as a result of continued decline in performance since securitization, additional store closures, and further stress on the property ahead of the loans April 2021 maturity date as a result of the temporary interior closure and re-opening uncertainty due to the coronavirus outbreak. Factors that could lead to a downgrade of the ratings include a decline in the performance of the loan or interest shortfalls. 