 Webster Financial Corporation NYSE:WBS Q3 2022 Earnings Conference Call October 20, 2022 9:00 AM ET Company Participants Emlen Harmon - Investor Relations John Ciulla - Chief Executive Officer Glenn MacInnes - Executive Vice President, Chief Financial Officer Conference Call Participants Chris McGratty - Keefe, Bruyette, Woods Mark Fitzgibbon - Piper Sandler Casey Haire - Jefferies Steven Alexopoulos - JPMorgan Matthew Breese - Stephens Inc. Timur Braziler - Wells Fargo Securities Laurie Hunsicker - Compass Point Presentation Operator Good morning. Welcome to the Webster Financial Corporation Third Quarter 2022 Earnings Call. 