 Remitly Global, Inc. NASDAQ:RELY Q3 2022 Earnings Conference Call November 2, 2022 5:00 PM ET Company Participants Stephen Shulstein - VP of IR Matthew Oppenheimer - Co-Founder CEO Hemanth Munipalli - CFO Conference Call Participants Tien-Tsin Huang - JP Morgan Andrew Schmidt - Citi Ramsey El-Assal - Barclays Robert Napoli - William Blair William Nance - Goldman Sachs Alexander Markgraff - KeyBanc Capital Markets Operator Good day, and thank you for standing by. Welcome to the Remitlys Q3 2022 Earnings Conference Call. 