 Americas Car-Mart, Inc. NASDAQ:CRMT Q4 2022 Earnings Conference Call May 24, 2022 11:00 AM ET CompanyParticipants Jeff Williams - President CEO Vickie Judy - CFO Conference Call Participants John Murphy - Bank of America John Rowan - Janney Montgomery Scott Operator Good morning, everyone. Thank you for holding, and welcome to Americas Car-Mart Fourth Fiscal Quarter 2022 Conference Call. 