 Start Time: 09:00 January 1, 0000 9:39 AM ET Metropolitan Bank Holding Corp. NYSE:MCB Q2 2022 Earnings Conference Call July 22, 2022, 09:00 AM ET Company Participants Mark DeFazio - President and CEO Greg Sigrist - EVP and CFO Conference Call Participants Alex Lau - JPMorgan Chris OConnell - Keefe, Bruyette Woods Operator Welcome to the Metropolitan Commercial Bank Second Quarter 2022 Earnings Call. Hosting the call today from Metropolitan Commercial Bank are Mark DeFazio, President and Chief Executive Officer; and Greg Sigrist, Executive Vice President and Chief Financial Officer. 