 Grupo Financiero Banorte, S.A.B. de C.V. OTCQX:GBOOF Q3 2022 Earnings Conference Call October 21, 2022 10:00 AM ET Company Participants Tomas Lozano Head-Corporate Development, Investor Relations and ESG Marcos Ramírez Chief Executive Officer Rafael Arana Chief Operating Officer and Chief Financial Officer Gerardo Salazar Viezca Chief Risk Officer Alejandro Padilla Chief Economist Francisco Martha Director Conference Call Participants Geoffrey Elliott Autonomous Ernesto Gabilondo Bank of America Thiago Batista UBS Rafael Frade Citi Jason Mollin Scotiabank Alonso García Credit Suisse Nicolas Riva Bank of America Tito Labarta Goldman Sachs Carlos Gomez HSBC Andrés Soto Santander José Luis Cuenca Citi Yuri Fernandes JPMorgan Tomas Lozano Good morning. 