 At this time, I would like to welcome everyone to the Granite Point Mortgage Trust first-quarter 2020 financial results conference call. Thank you for joining our call to discuss Granite Points first-quarter 2020 financial results. With me on the call this morning are Jack Taylor, president and CEO; Marcin Urbaszek, our CFO; Steve Alpart, our CIO; and Steve Plust, our COO. 