 Horizon Bancorp, Inc. NASDAQ:HBNC Q1 2022 Earnings Conference Call April 28, 2022 8:30 AM ET Company Participants Craig Dwight - President, Chairman Chief Executive Officer Mark Secor - Executive Vice President, Chief Financial Officer, Chief Accounting Officer Treasurer Noe Najera - Executive Vice President Senior Retail and Mortgage Lending Officer Conference Call Participants Terry McEvoy - Stephens Nathan Race - Piper Sandler David Long - Raymond James Damon DelMonte - KBW Brian Martin - Janney Montgomery Operator Good morning, everyone and welcome to the Horizon Bancorp conference call to discuss Financial Results for the Three Months Ended March 31, 2022. All participants will be in listen-only mode. 