 Ageas SANV OTC:AGESF Q1 2022 Earnings Conference Call May 11, 2022 3:30 AM ET Company Participants Hans De Cuyper - Chief Executive Officer Christophe Boizard - Chief Financial Officer Emmanuel Van Grimbergen - Chief Risk Officer Antonio Cano - Managing Director of Europe Filip Coremans - Managing Director of Asia Conference Call Participants Farooq Hanif - JPMorgan David Barma - Exane BNP Paribas Vikram Gandhi - Societe Generale Michael Huttner - Berenberg Steven Haywood - HSBC Fulin Liang - Morgan Stanley Robin van den Broek - Mediobanca Benoit Petrarque - Kepler Cheuvreux Operator Welcome to the Ageas Conference Call for the first three months of 2022. I am pleased to present Mr. 