 ST. LOUIS--BUSINESS WIRE--Reinsurance Group of America, Incorporated NYSE: RGA, a leading global provider of life reinsurance, reported fourth quarter net income of 132 million, or 1.94 per diluted share, compared with 235 million, or 3.68 per diluted share, in the prior-year quarter. Adjusted operating income totaled 81 million, or 1.19 per diluted share, compared with 219 million, or 3.43 per diluted share, the year before. Net foreign currency fluctuations had a favorable effect 