 OLDWICK, N.J.--BUSINESS WIRE--AM Best has affirmed the Financial Strength Rating FSR of A- Excellent and the Long-Term Issuer Credit Ratings Long-Term ICR of a- for the subsidiaries of Independence Holding Company collectively referred to as Independence Holding Company Group headquartered in Stamford, CT NYSE:IHC. See below for a detailed list of companies. Concurrently, AM Best has affirmed the Long-Term ICR of bbb- of Independence Holding Company. The outlook of these Cre 