 Univest Financial NASDAQ:UVSP and Ameris Bancorp NASDAQ:ABCB are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, risk, dividends, analyst recommendations, earnings and profitability. Profitability This table compares Univest Financial and Ameris Bancorps net margins, return on equity and ... 