 First Mid-Illinois Bancshares NASDAQ:FMBH and Berkshire Bancorp OTCMKTS:BERK are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, risk, institutional ownership, profitability, analyst recommendations, valuation and dividends. Volatility Risk First Mid-Illinois Bancshares has a beta of 0.81, suggesting that its ... 