 SANTA ANA, Calif.--BUSINESS WIRE--Banc of California, Inc. NYSE: BANC today reported net income of 21.7 million and net income available to common stockholders for the fourth quarter of 2020 of 17.7 million, or diluted earnings per common share of 0.35. Highlights for the fourth quarter included: Return on average assets of 1.11 Net interest margin of 3.38, a 29 basis points increase from the prior quarter Average cost of total deposits of 0.36, a 15 basis points decrease from the pri 