 First Citizens BancShares, Inc. NASDAQ:FCNCA Q1 2022 Results Conference Call April 28, 2022 9:00 AM ET Company Participants Deanna Hart - SVP, IR Frank Holding - Chairman and CEO Craig Nix - CFO Tom Eklund - Treasurer Elliot Howard - Manager Mergers and Acquisitions Marisa Harney - Chief Credit Officer Conference Call Participants Brady Gailey - KBW Stephen Scouten - Piper Sandler Christopher Marinac - Janney Montgomery Scott Operator Ladies and gentlemen, thank you for standing by, and welcome to the First Citizens BancShares First Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. 