 Marqeta, Inc. NASDAQ:MQ Q3 2022 Earnings Conference Call November 9, 2022 4:30 PM ET Company Participants Stacey Finerman Vice President-Investor Relations Jason Gardner Founder and Chief Executive Officer Mike Milotich Chief Financial Officer Conference Call Participants Tien-Tsin Huang JPMorgan Darrin Peller Wolfe Research Timothy Chiodo Credit Suisse Ramsey El-Assal Barclays James Faucette Morgan Stanley Ashwin Shirvaikar Citi Rayna Kumar UBS Josh Beck KeyBanc Mike Ng Goldman Sachs Andrew Bauch SMBC Nikko Securities Bob Napoli William Blair Operator Good afternoon, ladies and gentlemen, thank you for standing by. Welcome to the Marqeta Third Quarter 2022 Earnings Conference Call. 