 Start Time: 09:00 End Time: 09:59 First Citizens BancShares, Inc. NASDAQ:FCNCA Q2 2020 Earnings Conference Call July 29, 2020, 09:00 AM ET Company Participants Frank Holding - Chairman and CEO Craig Nix - CFO Elliot Howard - Manager Mergers and Acquisitions Jim Bryan - EVP and Chief Credit Policy Officer Tom Eklund - Treasurer Tom Heath - Director of IR Conference Call Participants Josh Wheeler - Reinhart Partners Presentation Operator Ladies and gentlemen, thank you for standing by, and welcome to the First Citizens BancShares Q2 Earnings Conference Call. 