 The Toronto-Dominion Bank NYSE:TD Scotiabank 23rd Annual Financials Summit Conference September 7, 2022 12:30 PM ET Company Participants Bharat Masrani - Chief Executive Officer Conference Call Participants Meny Grauman - Scotiabank Meny Grauman Its my pleasure now to welcome to the stage Bharat Masrani, the President and CEO of TD Financial Group. Welcome Bharat. 