 Luther Burbank Corporation NASDAQ:LBC Q3 2022 Earnings Conference Call October 26, 2022 11:00 AM ET Company Participants Simone Lagomarsino - CEO and President Laura Tarantino - EVP and CFO Conference Call Participants Woody Lay - KBW Adam Butler - Piper Sandler Gary Tenner - D.A. Davidson Operator Good morning, and welcome to the Luther Burbank Corporation Third Quarter 2022 Earnings Conference Call. 