 ageas SANV OTCPK:AGESF Q3 2022 Results Conference Call November 9, 2022 3:30 AM ET Company Participants Hans De Cuyper - Chief Executive Officer Christophe Boizard - Chief Financial Officer Emmanuel Van Grimbergen - CRO Antonio Cano - Managing Director, Europe Filip Coremans - Managing Director, Asia Conference Call Participants David Barma - BNP Paribas Exane Michael Huttner - Berenberg Michele Ballatore - KBW Jason Kalamboussis - ING Vikram Gandhi - Societe Generale Robin van den Broek - Mediobanca Operator Welcome to the Ageas Conference Call for the 2022 Nine Months Results. Im pleased to present Mr. 