 Bank of Marin Bancorp NASDAQ:BMRC Q4 2022 Earnings Conference Call January 23, 2023 11:30 AM ET Company Participants Andrea Henderson - Director of Marketing Tim Myers - President and CEO Tani Girton - EVP and CFO Conference Call Participants Matthew Clark - Piper Sandler Jeff Rulis - D.A. Davidson David Feaster - Raymond James Andrew Terrell - Stephens Tim Coffey - Janney Montgomery Scott Andrea Henderson Good morning, and thank you for joining Bank of Marin Bancorps Earnings Call for the Fourth Quarter Ended December 31, 2022. 