 iA Financial Corporation Inc. OTCPK:IAFNF Q3 2022 Earnings Conference Call November 9, 2022 2:00 PM ET Company Participants Marie-Annick Bonneau - Head, Investor Relations Denis Ricard - President and Chief Executive Officer Jacques Potvin - Chief Actuary and Chief Financial Officer Michael Stickney - Chief Growth Officer Alain Bergeron - Chief Investment Officer Renee Laflamme - In-charge of Individual Insurance and Savings Sean OBrien - Mutual Fund Business and Wealth Management Distribution Affiliates Eric Jobin - Group Businesses Conference Call Participants Doug Young - Desjardin Capital Markets Gabriel Dechaine - National Bank Financial Scott Chan - Canaccord Genuity Tom MacKinnon - BMO Capital Markets Mario Mendonca - TD Securities Paul Holden - CIBC World Markets Operator Greetings, and welcome to the Industrial Alliance Third Quarter Earnings Results Conference Call. Operator Instructions. 