 Capital One Financial Corporation NYSE:COF.PK Q1 2022 Earnings Conference Call April 26, 2022 5:00 PM ET Company Participants Jeff Norris - Senior Vice President, Global Finance Richard Fairbank - Chairman and CEO Andrew Young - Chief Financial Officer Conference Call Participants Sanjay Sakhrani - KBW Rick Shane - JPMorgan Bill Carcache - Wolfe Research John Pancari - Evercore ISI Ryan Nash - Goldman Sachs Betsy Graseck - Morgan Stanley Moshe Orenbuch - Credit Suisse Don Fandetti - Wells Fargo John Hecht - Jefferies Operator Good day, ladies and gentlemen. And welcome to the Capital One First Quarter 2022 Earnings Conference Call. 