 NEW YORK, May 5, 2021 PRNewswire -- A new ValuePenguin.com analysis of the cost of home insurance revealed that homeowners living in lower-income areas pay 117 more, on average, than wealthier residents. This gap is especially pronounced in the largest cities in 34 states, or two-thirds of states across the U.S. The surcharge that low-income homeowners face equals 1 of the median income, on average, across the largest cities lowest-earning neighborhoods. 