 Americas Car-Mart Inc. CRMT , Financial operates 154 used car dealerships in 12 U.S. states and is one of the largest publicly held automotive retailers in the U.S. It focuses exclusively on the Buy HerePay Here segment of the used car market. The company operates its dealerships primarily in small cities throughout the South and Midwest regions of the United States, selling quality used vehicles and providing financing for substantially all of its customers. 