 Aegon N.V. NYSE:AEG Q3 2022 Earnings Conference Call November 10, 2022 3:00 AM ET Company Participants Jan Willem Weidema - Head, Investor Relations Lard Friese - Chief Executive Officer Duncan Russell - Chief Transformation Officer Matt Rider - Chief Financial Officer Conference Call Participants Andrew Baker - Citi Robin van den Broek - Mediobanca Cor Kluis - AAOB David Barma - Exane Michael Huttner - Berenberg Ashik Musaddi - Morgan Stanley Michele Ballatore - KBW Steven Haywood - HSBCIB Nasib Ahmed - UBS Jan Willem Weidema Thank you for joining this conference call on Aegons Third Quarter 2022 Results. Before we start we would like to ask you to review our disclaimer on forward-looking statements which you can find at the back of the presentation. 