 Lincoln National Corporation NYSE:LNC Q3 2022 Results Conference Call November 3, 2022 10:00 AM ET Company Participants Al Copersino - VP and Head of IR Ellen Cooper - President, CEO and Director Randy Freitag - Chief Financial Officer Conference Call Participants Ryan Krueger - KBW Suneet Kamath - Jefferies Alex Scott - Goldman Sachs Tom Gallagher - Evercore John Barnidge - Piper Sandler Operator Good morning, and thank you for joining Lincoln Financial Groups Third Quarter 2022 Earnings Conference Call. Operator Instructions Now I would like to turn the conference over to the Vice President of Investor Relations, Al Copersino. 