 Citizens NASDAQ:CIZN and MetroCity Bankshares NASDAQ:MCBS are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, earnings, analyst recommendations, institutional ownership, profitability, valuation and risk. Institutional and Insider Ownership 8.3 of Citizens shares are held by institutional investors. Comparatively, 10.3 of ... 