 Hallmark Financial Services NASDAQ:HALL and HANNOVER RUECKS OTCMKTS:HVRRY are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, earnings, institutional ownership, risk, dividends, valuation and profitability. Risk and Volatility Hallmark Financial Services has a beta of 1.32, meaning that its share ... 