 Berkshire Hills Bancorp, Inc. NYSE:BHLB Q3 2022 Earnings Conference Call October 20, 2022 10:00 AM ET Company Participants Kevin Conn - IR, Corporate Development Officer Nitin Mhatre - President, CEO Brett Brbovic - Chief Accounting Officer and Interim CFO Greg Lindenmuth - CRO Sean Gray - COO Conference Call Participants Billy Young - RBC Mark Fitzgibbon - Piper Sandler David Bishop - Hovde Group LLC Laurie Hunsicker - Compass Point Chris OConnell - KBW Operator Hello everyone, and welcome to todays Berkshire Hills Bancorp Third Quarter 2022 Earnings Conference Call. My name is Nadia, and I will be coordinating the call today. 