 DEFIANCE, Ohio, July 26, 2021 PRNewswire -- SB Financial Group, Inc. NASDAQ: SBFG SB Financial or the Company, a diversified financial services company providing full-service community banking, mortgage banking, wealth management, private client and title insurance services today reported earnings for the second quarter and six months ended June 30, 2021. Second quarter 2021 highlights over prior-year second quarter include: Net income of 3.8 million; diluted earnings per share EPS of 0.52 or a 10.6 percent increase Adjusted net income, excluding the impact of the Originated Mortgage Servicing Rights OMSR impairment of 0.1 million was 3.84 million, with EPS of 0.53 Mortgage origination volume of 164.9 million, reflects a decrease of 58.8 million, or 26.3 percent Six months ended June 30, 2021, highlights over prior-year six months include: Net income of 10.8 million and diluted EPS of 1.49, compared to 4.3 million, or 0.56 per share or a 166.1 percent increase Adjusted net income, excluding the impact of OMSR activity and merger costs of 8.8 million, up 0.9 million or 10.9 percent Adjusted diluted EPS of 1.21, up 0.18 per share or 17.5 percent Second quarter 2021 trailing twelve-month highlights include: Loans excluding Paycheck Protection Program PPP loan balances of 34.8 million, decreased 3.0 million, or 0.4 percent from the prior year Deposits grew by 100.4 million, or 10.1 percent to 1.09 billion at quarter end Mortgage origination volume of 689.9 million; servicing portfolio of 1.32 billion, which is up 1.2 million, or 4.9 percent Highlights Three Months Ended Six Months Ended in thousands, except per share ratios Jun. 2021 Jun. 2020 Change Jun. 2021 Jun. 2020 Change Operating revenue 15,694 17,487 -10.3 36,241 28,196 28.5 Interest income 10,163 10,595 -4.1 20,868 21,239 -1.7 Interest expense 1,006 1,723 -41.6 2,086 3,819 -45.4 Net interest income 9,157 8,872 3.2 18,782 17,420 7.8 Provision for loan losses - 1,300 -100.0 750 1,900 -60.5 Noninterest income 6,537 8,615 -24.1 17,459 10,776 62.0 Noninterest expense 11,076 11,662 -5.0 21,985 21,068 4.4 Net income 3,761 3,655 2.9 10,842 4,336 150.0 Earnings per diluted share 0.52 0.47 10.6 1.49 0.56 166.1 Return on average assets 1.13 1.25 -9.6 1.66 0.78 112.8 Return on average equity 10.42 10.31 1.1 15.09 6.22 142.6 Non-GAAP Measures Adjusted net income 3,840 5,495 -30.1 8,783 7,923 10.9 Adjusted diluted EPS 0.53 0.71 -25.4 1.21 1.03 17.5 Adjusted return on average assets 1.16 1.88 -38.3 1.50 1.42 6.3 Adjusted pre-tax, pre-provision income 4,717 8,154 -42.1 10,900 11,669 -6.6 We began to see some return to normalcy in our second quarter results said Mark A. 