 Silvergate Capital Corporation NYSE:SI Q4 2022 Results Conference Call January 17, 2023 11:00 AM ET Company Participants Hunter Stenback - IR Alan Lane - CEO Tony Martino - CFO Ben Reynolds - President Conference Call Participants Michael Perito - KBW Joseph Vafi - Canaccord Steven Alexopoulos - JP Morgan David Rochester - Compass Point Manan Gosalia - Morgan Stanley Will Nance - Goldman Sachs Jared Shaw - Wells Fargo George Sutton - Craig Hallum Operator Hello and welcome to todays Silvergate Capital Corporation Fourth Quarter 2022 Earnings Conference Call. My name is Bailey and I will be the operator for todays call. 