 MT Bank Corporation NYSE:MTB Q3 2022 Earnings Conference Call October 19, 2022 11:00 AM ET Company Participants Brian Klock - Head of Markets Investor Relations Darren King - Chief Financial Officer Conference Call Participants Ebrahim Poonawala - Bank of America Betsy Graseck - Morgan Stanley Ken Usdin - Jefferies Erika Najarian - UBS Bill Carcache - Wolfe Research Gerard Cassidy - RBC Capital Operator Welcome to the MT Bank Third Quarter 2022 Earnings Conference Call. All lines have been placed on listen-only and the floor will be opened for questions following the presentation. 