 Live Oak Bancshares NASDAQ:LOB and IA 1ST BANCSHARSH OTCMKTS:IOFB are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, earnings, analyst recommendations, dividends, institutional ownership, valuation and risk. Dividends Live Oak Bancshares pays an annual dividend of 0.12 per share and ... 