 Newtek Business Services Corp. NASDAQ:NEWT Q3 2022 Earnings Conference Call November 8, 2022 8:30 AM ET Company Participants Barry Sloane - Chairman, President and Chief Executive Officer Nicholas Leger - Executive Vice President and Chief Accounting Officer John McCaffery - SVP of Accounting and Finance Conference Call Participants Jim Collins - Excelsior Capital Partners Paul Johnson - Keefe, Bruyette Woods, Inc. Operator Good day and thank you for standing by, and welcome to the Newtek Business Services Corp. Q3 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. 