 Aflac Incorporated NYSE:AFL Q1 2022 Earnings Conference Call April 28, 2022 8:00 AM ET Company Participants David Young - Vice President of Investor and Rating Agency Relations and ESG Daniel Amos - Chairman and Chief Executive Officer Frederick Crawford - President, Chief Operating Officer Max Brodén - Executive Vice President; Chief Financial Officer Teresa White - President, Aflac U.S. Virgil Miller - Deputy President, Aflac U.S. Eric Kirsch - Executive Vice President and Global Chief Investment Officer; President, Aflac Global Investments Brad Dyslin - Deputy Global Chief Investment Officer Al Riggieri - Global Chief Risk Officer and Chief Actuary June Howard - Chief Accounting Officer Steve Beaver - CFO of Aflac U.S. Charles Lake - Chairman and Representative Director, President of Aflac International Masatoshi Koide - President and Representative Director Todd Daniels - Director and CFO Koichiro Yoshizumi - Director, Deputy President and Director of Sales and Marketing. Conference Call Participants Nigel Dally - Morgan Stanley Suneet Kamath - Jefferies John Barnidge - Piper Sandler Erik Bass - Autonomous Research Jimmy Bhullar - JPMorgan Securities Alex Scott - Goldman Sachs Tom Gallagher - Evercore ISI Ryan Krueger - KBW Operator Good morning, and welcome to the Aflac Incorporated First Quarter 2022 Earnings Call. 