 Oportun Financial Corp. NASDAQ:OPRT Q3 2022 Results Conference Call November 7, 2022 5:00 PM ET Company Participants Dorian Hare - SVP, IR Raul Vazquez - CEO Jonathan Coblentz - CFO, CAO Conference Call Participants Mark DeVries - Barclays Sanjay Sakhrani - KBW Rick Shane - JPMorgan David Scharf - JMP John Hecht - Jefferies Hal Goetsch - Loop Capital Operator Good evening, and welcome to Oportun Financial Third Quarter 2022 Earnings Conference Call. Operator Instructions. 