 CapStar Financial Holdings, Inc. NASDAQ:CSTR Q3 2022 Earnings Conference Call October 21, 2022 10:00 AM ET Company Participants Tim Schools - President CEO Mike Fowler - CFO Chris Tietz - Chief Credit Policy Officer Conference Call Participants Kevin Fitzsimmons - D.A. Davidson Graham Dick - Piper Sandler Catherine Mealor - KBW Brett Rabatin - Hovde Group Operator Good morning, everyone, and welcome to CapStar Financial Holdings Third Quarter 2022 Earnings Conference Call. 