 Evans Bancorp, Inc. NYSE:EVBN Q1 2022 Earnings Conference Call April 27, 2022 4:45 PM ET Company Participants Deborah Pawlowski Investor Relations David Nasca President and Chief Executive Officer John Connerton Chief Financial Officer Conference Call Participants Alex Twerdahl Piper Sandler Chris OConnell KBW Richard Lashley PL Capital Operator Greetings, and welcome to Evans Bancorp First Quarter Fiscal Year 2022 Financial Results Conference Call. At this time, all participants are in a listen-only mode. 