 Usio, Inc. NASDAQ:USIO Q1 2022 Earnings Conference Call May 12, 2022 11:00 AM ET Company Participants Joseph Hassett - IR Louis Hoch - Co-Founder, Vice-Chairman, President, CEO COO Houston Frost - SVP, Corporate Development Prepaid Products Gregory Carter - EVP, Payment Acceptance Lowell Jewell - SVP CFO Conference Call Participants Barry Sine - Spartan Capital Securities Gary Prestopino - Barrington Research Associates Jon Hickman - Ladenburg Thalmann Co. Michael Diana - Maxim Group Operator Good morning, and welcome to the Usio earnings conference call for the first quarter ended March 31, 2022. Operator Instructions. 