 Live Oak Bancshares, Inc. NASDAQ:LOB Q2 2020 Results Earnings Conference Call July 23, 2020, 09:00 AM ET Company Participants Greg Seward - General Counsel Chip Mahan - Chairman and CEO Huntley Garriott - President Brett Caines - CFO Steve Smits - Chief Credit Officer Neil Underwood - President and Chief Operating Officer Conference Call Participants Jennifer Demba - SunTrust Chris Donat - Piper Sandler Presentation Operator Ladies and gentlemen thank you for standing by and welcome to the Q2 2020 Live Oak Bancshares, Inc. 