 NerdWallet, Inc. NASDAQ:NRDS Q3 2022 Earnings Conference Call November 2, 2022 4:30 PM ET Company Participants Caitlin MacNamee - Head of Investor Relations Tim Chen - Chief Executive Officer Lauren StClair - Chief Financial Officer Conference Call Participants Justin Patterson - KeyBanc Capital Markets Ralph Schackart - William Blair Youssef Squali - Truist Securities Jed Kelly - Oppenheimer Ross Sandler - Barclays James Faucette - Morgan Stanley Operator Good day, and thank you for standing by. Welcome to the NerdWallet, Inc. Q3 2022 Earnings Call. 