 Nu Holdings Ltd. NYSE:NU Q2 2022 Earnings Conference Call August 15, 2022 6:00 PM ET Company Participants Jorg Friedemann - Investor Relations Officer David Vélez - Founder, Chief Executive Officer Chairman Guilherme Lago - Chief Financial Officer Youssef Lahrech - President Chief Operating Officer Jag Duggal - Chief Product Officer Conference Call Participants Jorge Kuri - Morgan Stanley Thiago Batista - UBS Mario Pierry - Bank of America Ashwin Shirvaikar - Citi Tito Labarta - Goldman Sachs Neha Agarwala - HSBC Eduardo Rosman - BTG Pactual Jamie Friedman - SIG Geoffrey Elliott - Autonomous Alexander Markgraff - KeyBanc Eugene Simuni - MoffettNathanson Operator Good evening ladies and gentlemen. 