 Temenos AG OTCPK:TMNSF Q3 2022 Earnings Conference Call October 20, 2022 12:30 PM ET Company Participants Max Chuard - Chief Executive Officer Panagiotis Spiliopoulos - Chief Financial Officer Conference Call Participants Charlie Brennan - Jefferies Josh Levin - Autonomous Laurent Daure - Kepler Cheuvreux Justin Forsythe - Credit Suisse Michael Briest - UBS Mohammed Moawalla - Goldman Sachs Michael Foeth - Vontobel Frederic Boulan - Bank of America Operator Ladies and gentlemen, welcome to the Temenos Q3 2022 Results Conference Call and Live Webcast. Im Maria Reddy, the Chorus Call operator. 