 Fannie Mae OTC: FNMA and Freddie Mac OTC: FMCC has responded to the rising median home price levels by increasing the conforming loan limits for mortgages that they acquire for secondary market sale. What Happened: The Federal Housing Finance Agency FHFA, the regulator for Fannie Mae and Freddie Mac, announced that their conforming loan limits on one-unit properties in 2022 will be 647,200, an increase of 98,950 from the current 548,250 level. 