 WEX Inc. NYSE:WEX Q3 2022 Earnings Conference Call October 27, 2022 10:00 AM ET Company Participants Steve Elder Senior Vice President-Global Investor Relations Melissa Smith Chairman and Chief Executive Officer Jagtar Narula Chief Financial Officer Conference Call Participants Ramsey El-Assal Barclays Nik Cremo Credit Suisse Mihir Bhatia Bank of America Bob Napoli William Blair Sanjay Sakhrani KBW Darrin Peller Wolfe Research Sheriq Sumar Evercore ISI Jeff Cantwell Wells Fargo Operator My name is Chantal, and I will be your conference operator today. At this time, I would like to welcome everyone to the WEX Q3 2022 Earnings Conference Call. 