 Midland States Bancorp, Inc. NASDAQ:MSBI Q3 2022 Earnings Conference Call October 21, 2022 8:30 AM ET Company Participants Tony Rossi - Investor Relations, Financial Profiles, Inc. Jeffrey Ludwig - President and Chief Executive Officer Eric Lemke - Chief Financial Officer Conference Call Participants Terry McEvoy - Stephens Inc. Nathan Race - Piper Sandler Companies Damon DelMonte - Keefe, Bruyette Woods, Inc. Manuel Navas - D.A. Davidson Co. Operator Good day, and thank you for standing by. 