 Peoples Bancorp Inc. NASDAQ:PEBO Q4 2022 Earnings Conference Call January 24, 2023 11:00 AM ET Company Participants Chuck Sulerzyski - President and CEO Katie Bailey - CFO and Treasurer Conference Call Participants Brendan Nosal - Piper Sandler Ben Gerlinger - Hovde Group Michael Perito - KBW Terry McEvoy - Stephens Manuel Navas - D. A. Davidson Operator Good morning, and welcome to Peoples Bancorp Inc. Conference Call. 