 Comerica Incorporated NYSE:CMA Q4 2022 Earnings Conference Call January 19, 2023 8:00 AM ET Company Participants Kelly Gage - Director, Investor Relations Curtis Farmer - Chairman, President and Chief Executive Officer Jim Herzog - Chief Financial Officer Melinda Chausse - Chief Credit Officer Conference Call Participants Manan Gosalia - Morgan Stanley Steven Alexopoulos - J.P. Morgan Jon Arfstrom - RBC Capital Markets Operator Hello, and thank you for standing by, and welcome to the Comerica Fourth Quarter 2022 Earnings Conference Call. 