 Intercorp Financial Services Inc. NYSE:IFS Q3 2022 Earnings Conference Call November 10, 2022 9:00 AM ET Company Participants Rafael Borja - Investor Relations Luis Felipe Castellanos - Chief Executive Officer Michela Casassa - Chief Financial Officer Gonzalo Basadre - Chief Executive Officer, Interseguro Bruno Ferreccio - Chief Executive Officer, Inteligo Carlos Tori - Executive Vice President, Payments Conference Call Participants Juan Recalde - Scotiabank Daniel Mora - Credicorp Capital Alonso Aramburu - BTG Pactual Yuri Fernandes - JPMorgan Operator Good morning, and welcome to the Intercorp Financial Services Third Quarter 2022 Conference Call. Operator Instructions After the presentation, we will open the floor for questions and at that time instructions will be given as to the procedure to follow if you would like to ask a question. 