 Fulton Financial Corporation NASDAQ:FULT Q4 2022 Earnings Conference Call January 18, 2023 10:00 AM ET Company Participants Matt Jozwiak - Director, IR Curt Myers - Chairman CEO Mark McCollom - Senior Executive Vice President CFO Conference Call Participants Frank Schiraldi - Piper Sandler Daniel Tamayo - Raymond James Chris McGratty - KBW Feddie Strickland - Janney Montgomery Scott David Bishop - Hovde Group Manuel Navas - D.A. Davidson Operator Good day, and thank you for standing by. 