 Southern Banc OTCMKTS:SRNN and Kearny Financial NASDAQ:KRNY are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their dividends, institutional ownership, risk, earnings, profitability, analyst recommendations and valuation. Insider Institutional Ownership 64.1 of Kearny Financial shares are owned by institutional investors. 22.0 ... 