 Pinnacle Financial Partners, Inc. NASDAQ:PNFP Q4 2022 Earnings Conference Call January 18, 2023 9:30 AM ET Company Participants Terry Turner - Chief Executive Officer Harold Carpenter - Chief Financial Officer Conference Call Participants Jared Shaw - Wells Fargo Securities Stephen Scouten - Piper Sandler Steven Alexopoulos - J.P. Morgan Michael Rose - Raymond James Casey Haire - Jefferies Matt Olney - Stephens Inc. Catherine Mealor - KBW Jennifer Demba - Truist Securities Brian Martin - Janney Montgomery Operator Good morning, everyone, and welcome to the Pinnacle Financial Partners Fourth Quarter 2022 Earnings Conference Call. 