 MI Homes, Inc. MHO Q3 2022 Earnings Conference Call October 26, 2022 4:00 PM ET Company Participants Phil Creek Chief Financial Officer Bob Schottenstein President and Chief Executive Officer Derek Klutch President-Mortgage Company Conference Call Participants Jesse Lederman Zelman Associates Operator Hello, and welcome to todays MI Homes Incorporated Third Quarter Earnings Conference Call. My name is Bailey and Ill be your moderator for todays call. 