 Canadian Imperial Bank of Commerce NYSE:CM Q4 2022 Earnings Conference Call December 1, 2022 7:30 AM ET Company Participants Geoff Weiss - Senior Vice President, Investor Relations Victor Dodig - President and Chief Executive Officer Hratch Panossian - Chief Financial Officer Frank Guse - Chief Risk Officer Shawn Beber - Group Head, U.S. Region Harry Culham - Group Head, Capital Markets and Direct Financial Services Laura Dottori-Attanasio - Group Head, Canadian Personal and Business Banking Jon Hountalas - Group Head, Canadian Commercial Banking and Wealth Management Conference Call Participants Ebrahim Poonawala - Bank of America Meny Grauman - Scotiabank Gabriel Dechaine - National Bank Financial Mario Mendonca - TD Securities Sohrab Movahedi - BMO Capital Markets Darko Mihelic - RBC Capital Markets Scott Chan - Canaccord Genuity Operator Good morning and welcome to the CIBC Quarterly Financial Results Call. Please be advised that this call is being recorded. 