 Community Bank System, Inc. NYSE:CBU Q1 2022 Earnings Conference Call April 25, 2022 11:00 AM ET Company Participants Mark Tryniski - President and Chief Executive Officer Joseph Sutaris - Executive Vice President and Chief Financial Officer Dimitar Karaivanov - Executive Vice President of Financial Services and Corporate Development Conference Call Participants Alexander Twerdahl - Piper Sandler Russell Gunther - D.A. Davidson Matthew Breese - Stephens, Inc. Christopher OConnell - KBW Operator Good morning, and welcome to the Community Bank System First Quarter 2022 Earnings Conference Call. 