 Blue Ridge Bankshares, Inc. NYSE American: BRBS Blue Ridge, the parent holding company of Blue Ridge Bank, National Association, and Bay Banks of Virginia, Inc. OTC: BAYK Bay Banks, the parent holding company of Virginia Commonwealth Bank, today jointly announced the signing of a definitive merger agreement pursuant to which the companies will combine in an all-stock merger to create a leading Virginia-based community bank with a pro forma total market capitalization approaching 200 million. 