 OceanFirst Financial Corp. NASDAQ:OCFC Q1 2022 Earnings Conference Call April 29, 2022 11:00 AM ET Company Participants Jill Hewitt - Senior Vice President and Investor Relations Christopher Maher - Chairman and Chief Executive Officer Joseph Lebel - President and Chief Operating Officer Michael Fitzpatrick - Executive Vice President and Chief Financial Officer Conference Call Participants Michael Perito - Keefe, Bruyette, Woods, Inc. David Bishop - Hovde Group, LLC William Wallace - Raymond James Associates, Inc. Russell Gunther - D.A. Davidson Co. Christopher Marinac - Janney Montgomery Scott, LLC Erik Zwick - Boenning Scattergood, Inc. Matthew Breese - Stephens Inc. Operator Good morning, everyone, and welcome to the OceanFirst Financial Corp. Quarterly Earnings Conference Call. 