 Universal Insurance Holdings, Inc. NYSE:UVE Q2 2022 Earnings Conference Call July 28, 2022 10:00 AM ET Company Participants Arash Soleimani - Chief Strategy Officer Steve Donaghy - Chief Executive Officer Frank Wilcox - Chief Financial Officer Conference Call Participants Operator Good morning, ladies and gentlemen. And welcome to Universals Second Quarter 2022 Earnings Conference Call. 