 Customers Bancorp, Inc. NYSE:CUBI Q2 2022 Earnings Conference Call July 28, 2022 9:00 AM ET Company Participants David Patti - Communications Director Jay Sidhu - Executive Chairman Sam Sidhu - Vice Chairman, President and Chief Executive Officer Carla Leibold - Executive Vice President, Chief Financial Officer Andrew Bowman - Executive Vice President and Chief Credit Officer Conference Call Participants Peter Winter - Wedbush Securities Steve Moss - B. Riley Securities David Bishop - Hovde Group Matthew Breese - Stephens Inc. Operator Hello and welcome to Customers Bancorp Inc., Second Quarter 2022 Call. 