 Bancolombia SA NYSE:CIB Q2 2022 Earnings Conference Call August 10, 2022 9:00 AM ET Company Participants Carlos Raad - IR Director Manager Juan Carlos Mora - President CEO Juan Pablo Espinosa - Head, Economic Research José Humberto Acosta - CFO VP, Finance Conference Call Participants Jason Mollin - Scotiabank Yuri Fernandes - JPMorgan Chase Co. Ernesto Gabilondo - Bank of America Merrill Lynch Carlos Gomez - HSBC Olavo Duarte - UBS Daer Labarta - Goldman Sachs Group Carlos Raad Good morning, ladies and gentlemen, and welcome to Bancolombias Second Quarter 2022 Earnings Conference Call. My name is Chad, and I will be your operator for todays call. 