 Horizon Bancorp, Inc. NASDAQ:HBNC Q3 2022 Earnings Conference Call October 27, 2022 8:30 AM ET Company Participants Craig Dwight - Chairman and Chief Executive Officer Mark Secor - Executive Vice President and Chief Executive Financial Officer Thomas Prame - President Lynn Kerber - Executive Vice President and Chief Commercial Banking Officer Noe Najera - Executive Vice President and Senior Retail and Mortgage Lending Officer Conference Call Participants Terry McEvoy - Stephens Nathan Race - Piper Sandler Damon DelMonte - KBW David Long - Raymond James Brian Martin - Janney Montgomery Operator Good morning, everyone and welcome to the Horizon Bancorp Conference Call to discuss Financial Results for the Third Quarter of 2022. Operator Instructions Please note this event is being recorded. 