 The Western Union Company. NYSE:WU Q2 2022 Earnings Conference Call August 3, 2022 4:30 PM ET Company Participants Brad Windbigler - Head, Treasury and Investor Relations Devin McGranahan - Chief Executive Officer Raj Agrawal - Chief Financial Officer Conference Call Participants Ken Suchoski - Autonomous Research Darrin Peller - Wolfe Research Timothy Chiodo - Credit Suisse Rayna Kumar - UBS Ramsey El-Assal - Barclays David Togut - Evercore Partners Vasu Govil - KBW Jason Kupferberg - Bank of America James Faucette - Morgan Stanley Kartik Mehta - Northcoast Operator Good day and welcome to the Western Union Second Quarter 2022 Results Conference Call. 