 Nu Holdings Ltd. NYSE:NU Q1 2022 Earnings Conference Call May 16, 2022 6:00 PM ET Company Participants Guilherme Vieira - Investor Relations Senior Manager David Vélez - Founder, Chief Executive Officer Chairman Guilherme Lago - Chief Financial Officer Youssef Lahrech - Chief Operating Officer Jag Duggal - Chief Product Officer Conference Call Participants Tito Labarta - Goldman Geoffrey Elliott - Autonomous Jorge Kuri - Morgan Stanley James Friedman - Susquehanna Thiago Batista - UBS Neha Agarwala - HSBC Eugene Simuni - MoffettNathanson Pedro Leduc - Itaú Alexander Markgraff - Keybanc Operator Good afternoon, ladies and gentlemen. 