 SoFi Technologies Inc. SOFI , Financial, an all-in-one fintech that got its start in the student loan business, is one of the countless tech stocks on the market that went public via special purpose acquisition company SPAC during the 2021 market bubble, only to plunge down to just a fraction of its initial price in the months after. As of Dec. 14, the stock was down 79 from its initial listing price and 71 year-to-date. 