 The Bank of N.T. Butterfield Son Limited NYSE:NTB Q2 2020 Earnings Conference Call July 23, 2020 10:00 AM ET Company Participants Noah Fields - Head of Investor Relations Michael Collins - Chairman Chief Executive Officer Michael Schrum - Chief Financial Officer Conference Call Participants Michael Perito - KBW Alex Twerdahl - Piper Sandler Timur Braziler - Wells Fargo Securities Presentation Operator Good morning. 