 Banco Santander SA NYSE:SAN Q1 2022 Earnings Conference Call April 26, 2022 4:00 AM ET Company Participants Jose Antonio Alvarez - CEO Vice Chairman Jose Garcia-Cantera - Senior EVP Group CFO Conference Call Participants Ignacio Cerezo - UBS Sofie Peterzens - JPMorgan Chase Co. Carlos Cobo Catena - Societe Generale Pamela Zuluaga - Crédit Suisse Alvaro Serrano - Morgan Stanley Andrea Filtri - Mediobanca Francisco Riquel - Alantra Carlos Peixoto - CaixaBank BPI Daragh Quinn - KBW Britta Schmidt - Autonomous Research Fernando Gil de Santivañes - Barclays Bank Benjie Creelan-Sandford - Jefferies Operator Good morning, everybody, and welcome to this conference call to discuss our financial results for the first quarter of 2022. Just as a reminder, both the results report and the presentation we will be following today are available to you on our website. 