 First BanCorp. NYSE:FBP Q1 2022 Earnings Conference Call April 28, 2022 10:00 AM ET Company Participants Ramon Rodriguez - Corporate Strategy and Investor Relations Officer Aurelio Aleman - President and Chief Executive Officer Orlando Berges - Executive Vice President and Chief Financial Officer Conference Call Participants Brett Rabatin - Hovde Group Ebrahim Poonawala - Bank of America Timur Braziler - Wells Fargo Alex Twerdahl - Piper Sandler Kelly Motta - KBW Operator Hello everybody, and welcome to the First Bancorp First Quarter Earnings 2022 Financial Results. My name is Sam, and Ill be coordinating your call today. 