 360 DigiTech, Inc. NASDAQ:QFIN Q3 2022 Earnings Conference Call November 14, 2022 8:00 AM ET Company Participants Mandy Dong - Investor Relations Director Wu Haisheng - Chief Executive Officer and Director Alex Xu - Chief Financial Officer and Director Conference Call Participants Hans Fan - CLSA Thomas Chong - Jefferies Operator Ladies and gentlemen, thank you for standing by, and welcome to the 360 DigiTech Third Quarter 2022 Earnings Conference Call. Please also note todays event is being recorded. 