 Premier Financial Corp NASDAQ:PFC Q1 2022 Earnings Conference Call April 27, 2022 11:00 AM ET Company Participants Gary Small - President, CEO Director Matthew Garrity - EVP Chief Lending Officer Paul Nungester - CFO EVP Conference Call Participants Robert Siefers - Piper Sandler Co. Christopher Marinac - Janney Montgomery Scott Michael Perito - KBW Operator Hello, everyone, and welcome to the Premier Financial Corp. First Quarter 2022 Earnings Conference Call. My name is Victoria and Ill be coordinating your call today. 