 Hilltop Holdings Inc. NYSE:HTH Q3 2022 Earnings Conference Call October 21, 2022 9:00 AM ET Company Participants Erik Yohe - Executive Vice President Jeremy Ford - President and Chief Executive Officer William Furr - Chief Financial Officer Conference Call Participants Brad Milsaps - Piper Sandler Thomas Wendler - Stephens, Inc. Carl Doirin - Raymond James Woody Lay - KBW Operator Hello and welcome to todays Hilltop Holdings Third Quarter 2022 Earnings Conference Call. My name is Alex, and I will be coordinating the call today. 