 HCI Group, Inc. NYSE:HCI Q3 2022 Earnings Conference Call November 8, 2022 4:45 PM ET Company Participants Matt Glover - Gateway Investor Relations Karin Coleman - Chief Operating Officer Mark Harmsworth - Chief Financial Officer Paresh Patel - Chairman and Chief Executive Officer Conference Call Participants Matt Carletti - JMP Mark Hughes - Truist Operator Good afternoon, and welcome to HCI Groups Third Quarter 2022 Earnings Call. My name is Paul, and I will be your conference operator. 