 Banco Bilbao Vizcaya Argentaria S.A. NYSE:BBVA Q2 2022 Earnings Conference Call July 29, 2022 3:30 AM ET Company Participants Patricia Bueno - Head of Investor Shareholder Relations of Finance Onur Genc - CEO and Executive Director Rafael Salinas - Group CFO Conference Call Participants Francisco Riquel - Alantra Benjamin Toms - RBC Maks Mishyn - JB Capital Alvaro Serrano - Morgan Stanley Sofie Peterzens - JPMorgan Ignacio Ulargui - BNP Paribas Exane Andrea Filtri - Mediobanca Ignacio Terroso - UBS Daragh Quinn - KBW Carlos Peixoto - CaixaBank Britta Schmidt - Autonomous Research Carlos Cobo - Societe Generale Patricia Bueno Good morning, and welcome, everyone, to the BBVA Second Quarter 2022 Results Presentation. 