 First National Financial Corporation OTCPK:FNLIF Q3 2022 Earnings Conference Call October 26, 2022 10:00 AM ET Company Participants Jason Ellis - President and CEO Rob Inglis - Chief Financial Officer Conference Call Participants Etienne Ricard - BMO Capital Markets Geoff Kwan - RBC Capital Markets Jaeme Gloyn - National Bank Financial Nik Priebe - CIBC Graham Ryding - TD Securities Operator Good morning. And welcome to First Nationals Third Quarter Analysts Call. 