 Provident Financial Services, Inc. NYSE:PFS Q3 2022 Earnings Conference Call October 28, 2022 10:00 AM ET Company Participants Adriano Duarte - Head, IR Tony Labozzetta - President and CEO Tom Lyons - Senior EVP and CFO Conference Call Participants Billy Young - RBC Mark Fitzgibbon - Piper Sandler Michael Perito - KBW Operator Good morning. Thank you for attending todays Provident Financial Services, Inc. Third Quarter Earnings Conference Call. 