 Hancock Whitney Corporation NASDAQ:HWC Q4 2022 Results Conference Call January 17, 2023 5:00 PM ET Company Participants Trisha Carlson - IR Manager John Hairston - President and CEO Mike Achary - CFO Chris Ziluca - Chief Credit Officer Conference Call Participants Brad Milsaps - Piper Sandler Kevin Fitzsimmons - D.A. Davison Jennifer Demba - Truist Securities Brett Rabatin - Hovde Group Michael Rose - Raymond James Catherine Mealor - KBW Christopher Marinac - Janney Montgomery Scott Operator Good day, ladies and gentlemen, and welcome to Hancock Whitney Corporations Fourth Quarter 2022 Earnings Conference Call. 