 Landmark Bancorp, Inc. NASDAQ:LARK Q3 2022 Earnings Conference Call November 3, 2022 11:00 AM ET Company Participants Michael Scheopner President and Chief Executive Officer Mark Herpich Chief Financial Officer Raymond McLanahan Chief Credit Officer Conference Call Participants John Rodis Janney Montgomery Michael Scheopner Thank you for joining our call today to discuss Landmarks third quarter earnings and results of operations. Joining the call with me to discuss various aspects of our third quarter performance is Mark Herpich, Chief Financial Officer of the company; and the companys Chief Credit Officer, Raymond McLanahan. 