 HDFC Bank Limited NYSE:HDB Q1 2021 Earnings Conference Call July 18, 2020 09:00 AM ET Company Participants Srinivasan Vaidyanathan - Chief Financial Officer Aditya Puri - MD and Director Sashidhar Jagdishan - Group Head Strategic Change Agent Rahul Shukla - Group Head of Corporate Banking, Business Banking Healthcare Finance Jimmy Tata - Group Head Chief Risk Officer Conference Call Participants Rahul Jain - Goldman Sachs Kunal Shah - ICICI Securities Suresh Ganapathy - Macquarie Manish Karwa - Axis Capital Prakhar Sharma - Jefferies Adarsh Parasrampuria - CLSA Presentation Operator Ladies and gentlemen, good evening, and welcome to HDFC Bank Q1 FY 21 earnings conference call on the financial results presented by management of HDFC Bank. 