 Franklin Financial Services Corporation NASDAQ: FRAF, the bank holding company of FM Trust the Bank, reported consolidated earnings of 3.1 million 0.71 per diluted share for the second quarter ended June 30, 2020, compared to first quarter 2020 earnings of 1.7 million 0.39 per diluted share and second quarter 2019 earnings of 4.0 million 0.90 per diluted share. Net income for the first six months of 2020 was 4.8 million 1.10 per diluted share compared with 7.2 million 1.63 per diluted share for the same period in 2019. 