 CURO Group Holdings Corp. NYSE:CURO Q3 2022 Earnings Conference Call November 2, 2022 5:00 PM ET Company Participants Tamara Schulz - Chief Accounting Officer Don Gayhardt - Chief Executive Officer Roger Dean - Chief Financial Officer Conference Call Participants John Hecht - Jefferies Vincent Caintic - Stephens Inc. John Rowan - Janney Montgomery Scott LLC Operator Good day, and welcome to the CURO Holdings Third Quarter 2022 Conference Call. All participants will be in a listen-only mode. 