 Start Time: 13:00 January 1, 0000 1:39 PM ET Civista Bancshares, Inc. NASDAQ:CIVB Q1 2022 Earnings Conference Call April 28, 2022, 13:00 PM ET Company Participants Dennis Shaffer - President and CEO Richard Dutton - SVP and COO Charles Parcher - SVP and Chief Lending Officer Conference Call Participants Terry McEvoy - Stephens Ben Gerlinger - Hovde Group Michael Perito - Keefe, Bruyette Woods Nick Cucharale - Piper Sandler Russell Gunther - D.A. Davidson Operator Before we begin, I would like to remind you that this conference call may contain forward-looking statements with respect to the future performance and financial condition of Civista Bancshares, Inc. that involve risks and uncertainties. 