 Repay Holdings Corporation NASDAQ:RPAY Q3 2022 Earnings Conference Call November 9, 2022 5:00 PM ET Company Participants John Morris - CEO, Co-Founder Director Tim Murphy - CFO Conference Call Participants Andrew Schmidt - Citi Gus Gala - Truist Securities Peter Heckmann - D.A. Davidson Co. James Faucette - Morgan Stanley Timothy Chiodo - Crédit Suisse Robert Napoli - William Blair Company Ramsey El-Assal - Barclays Bank Operator Welcome to todays earnings conference call being hosted by Repay. 