 Sun Life Financial, Inc. NYSE:SLF Q3 2022 Earnings Conference Call November 3, 2022 10:00 AM ET Company Participants Yaniv Bitton - VP, Head of IR Capital Markets Kevin Strain - President, CEO Director Manjit Singh - EVP CFO Kevin Morrissey - Chief Actuary SVP Jacques Goulet - President, Sun Life Canada Daniel Fishbein - President, Sun Life U.S. Randolph Brown - CIO, SLC Management Michael Roberge - Chairman, MFS Mclean Budden Limited Co-CEO, MFS Investment Management Stephen Peacher - President, SLC Management Ingrid Johnson - President, Sun Life Asia Conference Call Participants Scott Chan - Canaccord Genuity Tom MacKinnon - BMO Capital Markets Meny Grauman - Scotiabank Mario Mendonca - TD Securities Lemar Persaud - Cormark Securities Gabriel Dechaine - National Bank Financial Paul Holden - CIBC Doug Young - Desjardins Securities Nigel DSouza - Veritas Investment Research Darko Mihelic - RBC Capital Markets Operator Good morning, and welcome to the Sun Life Financial Q3 2022 Conference Call. My name is Michelle, and Ill be your conference operator today. 