 Valley National Bancorp NASDAQ:VLY Q3 2022 Earnings Conference Call October 27, 2022 11:00 AM ET Company Participants Travis Lan Head of Investor Relations Ira Robbins Chief Executive Officer Tom Iadanza President Mike Hagedorn Chief Financial Officer Conference Call Participants Michael Perito KBW Frank Schiraldi Piper Sandler Dave Bishop Hovde Group Steven Alexopoulos JPMorgan Matthew Breese Stephens Inc. Jon Arfstrom RBC Capital Markets Travis Lan Good morning, and welcome to Valleys Third Quarter 2022 Earnings Conference Call. Presenting on behalf of Valley today are CEO, Ira Robbins; President, Tom Iadanza; and Chief Financial Officer, Mike Hagedorn. 