 Westpac Banking Corporation NYSE:WBK Q2 2022 Earnings Conference Call May 8, 2022 8:00 PM ET Company Participants Andrew Bowden - Investor Relations Peter King - Chief Executive Officer Michael Rowland - Chief Financial Officer Conference Call Participants Ed Henning - CLSA Victor German - Macquarie Research Andrew Lyons - Goldman Sachs Andrew Triggs - JPMorgan Chase Brian Johnson - Jefferies Carlos Cacho - Jarden Brendan Sproules - Citigroup Jon Mott - Barrenjoey Richard Wiles - Morgan Stanley Peter Ryan - ABC Clancy Yeates - Sydney Morning Herald James Eyers - AFR Andrew Bowden Good morning, and welcome to Westpacs First Half 2022 Results Presentation. Thanks for joining us. 