 Start Time: 17:00 January 1, 0000 5:33 PM ET Pathward Financial, Inc. NASDAQ:CASH Q3 2022 Earnings Conference Call July 27, 2022, 17:00 PM ET Company Participants Brett Pharr - CEO Anthony Sharett - President Glen Herrick - CFO Justin Schempp - VP, IR Conference Call Participants Frank Schiraldi - Piper Sandler Steve Moss - B. Riley Securities Andrew Stimpson - Keefe, Bruyette Woods Operator Ladies and gentlemen, thank you for standing by, and welcome to the Pathward Financial Investor Conference Call for the Third Fiscal Quarter of 2022. 