 Midwestone Financial Group, Inc. NASDAQ:MOFG Q2 2022 Earnings Conference Call July 29, 2022 12:00 PM ET Company Participants Charles Funk - CEO Director Barry Ray - CFO Senior EVP Len Devaisher - President COO Gary Sims - Senior VP Chief Credit Officer James Cantrell - CIO, Senior EVP Treasurer Conference Call Participants Brendan Nosal - Piper Sandler Co. Terence McEvoy - Stephens Inc. Damon DelMonte - KBW Brian Martin - Janney Montgomery Scott Operator Good morning, and thank you for attending todays MidWestOne Financial Group Second Quarter 2022 Earnings Call. My name is Jason, and I will be the moderator for todays call. 