 PennyMac Financial Services, Inc. NYSE:PFSI Q2 2022 Earnings Conference Call August 2, 2022 4:30 PM ET Company Participants Isaac Garden - Vice President, Investor Relations David Spector - Chairman Chief Executive Officer Doug Jones - President Dan Perotti - Senior Managing Director Chief Financial Officer Conference Call Participants Isaac Garden Good afternoon and welcome to the Second Quarter Earnings Discussion for PennyMac Financial Services Inc. The slides that accompany this discussion are available on PennyMac Financials website at ir.pennymacfinancial.com. Before we begin, let me remind you that our discussion contains forward-looking statements that are subject to risks identified on slide two that could cause our actual results to differ materially as well as non-GAAP measures that have been reconciled to their GAAP equivalent in our earnings presentation. 