 New York Community Bancorp, Inc. NYSE:NYCB Q2 2022 Results Conference Call July 27, 2022 8:30 AM ET Company Participants Sal DiMartino - Executive Vice President Chief of Staff Thomas Cangemi - Chairman, President Chief Executive Officer Robert Wann - Chief Operating Officer John Pinto - Chief Financial Officer Sandro DiNello - President and Chief Executive Officer, Flagstar Bancorp Lee Smith - President, Flagstar Mortgage Conference Call Participants Ebrahim Poonawala - Bank of America Steven Alexopoulos - JPMorgan Christopher Marinac - Janney Montgomery Scott Steve Moss - B. Riley Securities Bernard Von Gizycki - Deutsche Bank Matthew Breese - Stephens Chris McGratty - KBW Operator Good morning, everyone. 