 PennyMac Financial Services, Inc. NYSE:PFSI Q1 2022 Earnings Conference Call May 5, 2022 5:00 PM ET Company Participants David Spector - Chairman Chief Executive Officer Doug Jones - President Chief Mortgage Banking Officer Dan Perotti - Senior Managing Director Chief Financial Officer Operator Good afternoon and welcome to the First Quarter Earnings Discussion for PennyMac Financial Services, Inc. The slides that accompany this discussion are available on PennyMac Financials website at ir.pennymacfinancial.com. Before we begin, let me remind you that this discussion contains forward-looking statements that are subject to risks identified on Slide 2 that could cause our actual results to differ materially as well as non-GAAP measures that have been reconciled to their GAAP equivalent in our earnings presentation. 