 Blue Foundry Bancorp NASDAQ:BLFY Q2 2022 Earnings Conference Call July 27, 2022 11:00 AM ET Company Participants James Nesci - President and Chief Executive Officer Kelly Pecoraro - Chief Financial Officer Conference Call Participants Ross Haberman - RLH Investors Laurie Hunsicker - Compass Point Operator Good morning, and welcome to Blue Foundry Bancorps Second Quarter 2022 Earnings Call. My name is Melissa, and I will be your conference operator today. 