 Regions Financial Corp. NYSE:RF Q3 2022 Earnings Conference Call October 21, 2022 10:00 AM ET Company Participants Dana Nolan - Head, IR John Turner - CEO David Turner - CFO Conference Call Participants Ebrahim Poonawala - Bank of America John Pancari - Evercore ISI Kenneth Usdin - Jefferies Erika Najarian - UBS Gerard Cassidy - RBC Capital Markets Bill Carcache - Wolfe Research Stephen Scouten - Piper Sandler Matthew OConnor - Deutsche Bank Michael Rose - Raymond James Operator Good morning, and welcome to the Regions Financial Corporations Quarterly Earnings Call. My name is Christine, and I will be your operator for todays call. 