 Univest Financial Corporation NASDAQ:UVSP Q3 2022 Earnings Conference Call October 27, 2022 9:00 AM ET Company Participants Jeff Schweitzer - President and Chief Executive Officer Mike Keim - Chief Operating Officer and President, Univest Bank Trust Brian Richardson - Chief Financial Officer Conference Call Participants Tim Switzer - KBW Matthew Breese - Stephens Inc. Justin Crowley - Piper Sandler Operator Good morning. Thank you for attending todays Univest Financial Corporation Third Quarter 2022 Earnings Conference Call. 