 MetLife, Inc. NYSE:MET Q2 2022 Earnings Conference Call August 4, 2022 9:00 AM ET Company Participants John McCallion - EVP CFO Michel Khalaf - CEO, President Director Steven Goulart - EVP CIO Ramy Tadros - President, U.S. Business John Hall - SVP Head, IR Eric Clurfain - Regional President, Latin America Conference Call Participants Ryan Krueger - KBW Thomas Gallagher - Evercore ISI Jamminder Bhullar - JPMorgan Chase Co. Elyse Greenspan - Wells Fargo Securities Suneet Kamath - Jefferies Alexander Scott - Goldman Sachs Group Andrew Kligerman - Crédit Suisse John Barnidge - Piper Sandler Co. Erik Bass - Autonomous Research Operator Ladies and gentlemen, thank you for standing by. Welcome to the MetLife Second Quarter 2022 Earnings Release Conference Call. 