 Tokio Marine Holdings, Inc. OTCPK:TKOMY FY2022 Interim IR Conference Call November 24, 2022 1:30 AM ET Company Participants Taizou Ishiguro - IR Group Satoru Komiya - Group CEO Akira Harashima - Co-Head, International business Kenji Okada - Group CFO Masashi Namatame - Group CDO Shinichi Hirose - President and CEO Kiyoshi Wada - Managing Director Eiichi Hosojima - Managing Executive Officer Takashi Mitachi - Independent Outside Director Conference Call Participants Kazuki Watanabe - Daiwa Securities Koki Sato - Mizuho Securities Masao Muraki - SMBC Nikko Securities Naruhiko Sakamaki - Nomura Securities Natsumi Tsujino - Mitsubishi UFJ Morgan Stanley Taiki Okada - UBS Wataru Otsuka - JP Morgan Taizou Ishiguro As it is time, we would like to start the session. Thank you very much for joining us for Tokio Marine Holdings Fiscal Year 2022 Interim IR Conference in spite of your busy schedules. 