 Veritex Holdings, Inc. NASDAQ:VBTX Q2 2022 Earnings Conference Call July 27, 2022 9:30 AM ET Company Participants Susan Caudle - Investor Relations Officer and Secretary to the Board Malcolm Holland - Chairman and CEO Terry Earley - CFO Clay Riebe - CCO Conference Call Participants Brady Gailey - KBW Matt Olney - Stephens Inc. Michael Rose - Raymond James Brad Milsaps - Piper Sandler Gary Tenner - D.A. Davidson Operator Good day and welcome to the Veritex Holdings Second Quarter 2022 Earnings Conference Call and Webcast. 