 Financial Institutions, Inc. NASDAQ:FISI Q2 2020 Earnings Conference Call July 30, 2020 08:30 AM ET Company Participants Shelly Doran - Director of Investor Relations Marty Birmingham - President and CEO Justin Bigham - CFO Mike Grover - Director of Financial Planning and Analysis Conference Call Participants Alex Twerdahl - Piper Sandler Marla Backer - Sidoti Presentation Operator Good morning, and welcome to the Financial Institutions, Inc. 