 AM Best has upgraded the Financial Strength Rating FSR to B Good from B Good and the Long-Term Issuer Credit Rating Long-Term ICR to bbb from bbb- of White Pine Insurance Company White Pine. The outlook of the Credit Ratings ratings has been revised to negative from stable. Concurrently, AM Best has affirmed the FSR of B Good and the Long-Term ICR of bbb of Conifer Insurance Company CIC; and the Long-Term ICR of bb of its parent holding company, Conifer Holdings, Inc. CHI NASDAQ: CNFR. The outlook of these ratings remains negative. All companies are domiciled in Birmingham, MI. Collectively these companies are referred to as Conifer Insurance Group the group or Conifer. 