 First Bank NASDAQ:FRBA Q3 2022 Earnings Conference Call October 26, 2022 9:00 AM ET Company Participants Pat Ryan - President Chief Executive Officer Andrew Hibshman - Chief Financial Officer Peter Cahill - Chief Lending Officer Conference Call Participants Nick Cucharale - Piper Sandler David Bishop - Hovde Group Manuel Navas - D.A. Davidson Pat Ryan Id like to welcome everyone today to First Banks Third Quarter 2020 Earnings Call. 