 UMB Financial Corporation NASDAQ:UMBF Q3 2022 Earnings Conference Call October 26, 2022 9:30 AM ET Company Participants Kay Gregory UMB Investor Relations Mariner Kemper President and Chief Executive Officer Ram Shankar Chief Financial Officer Conference Call Participants Jared Shaw Wells Fargo Chris McGratty KBW Nathan Race Piper Sandler John Rodis Janney David Long Raymond James Operator Good morning. Thank you for attending todays UMB Financial Third Quarter 2022 Results Conference Call. 