 Today, he and I will be discussing our quarterly performance as well as our PPP performance, and the planned merger we have with Dime Community scheduled to close sometime in early 2021. A significant increase in loan growth of 1.2 billion, or 35 compared to the second quarter in 2019, was largely fueled by our PPP loans, which accounted for nearly 950 million of the total. This quarters net interest income -- net interest margin was 3, decrease of 26 basis points compared to the prior quarter. 