 OceanFirst Financial Corp. NASDAQ:OCFC Q2 2020 Earnings Conference Call July 24, 2020, 11:00 AM ET Company Participants Jill Hewitt - SVP and IR Officer Christopher Maher - Chairman and CEO Joe Lebel - COO Grace Vallacchi - Chief Risk Officer Mike Fitzpatrick - CFO Conference Call Participants Frank Schiraldi - Piper Sandler Russell Gunther - D.A. 