 Midland States Bancorp, Inc. NASDAQ:MSBI Q1 2022 Earnings Conference Call April 29, 2022 8:30 AM ET Company Participants Tony Rossi - Financial Profiles, IR Jeff Ludwig - President and CEO Eric Lemke - CFO Conference Call Participants Terry McEvoy - Stephens Damon DelMonte - KBW Nathan Race - Piper Sandler Manuel Navas - D.A. Davidson Operator Good day, and thank you for standing by. 