 Banco Bilbao Vizcaya Argentaria, S.A. NYSE:BBVA Q1 2022 Earnings Conference Call April 29, 2022 3:30 AM ET Company Participants Patricia Bueno - Investor Relations Onur Genc - Chief Executive Officer Rafael Salinas - Chief Financial Officer Conference Call Participants Andrea Filtri - Mediobanca Maksym Mishyn - JB Capital Alvaro Serrano - Morgan Stanley Ignacio Ulargui - BNP Paribas Benjamin Toms - RBC Sofie Peterzens - JPMorgan Carlos Peixoto - CaixaBank Stefan Nedialkov - Citigroup Britta Schmidt - Autonomous Research Carlos Cobo - Societe Generale Benjie Creelan-Sandford - Jefferies Fernando Gil de Santivanes - Barclays Ignacio Cerezo - UBS Patricia Bueno Good morning and welcome everyone to BBVA First Quarter 2022 Results Presentation. 