 FB Financial Corporation NYSE:FBK Q4 2022 Earnings Conference Call January 17, 2023 9:00 AM ET Company Participants Chris Holmes - President and Chief Executive Officer Michael Mettee - Chief Financial Officer Greg Bowers - Chief Credit Officer Conference Call Participants Matt Olney - Stephens Inc. Catherine Mealor - KBW Brett Rabatin - Hovde Group Stephen Scouten - Piper Sandler Kevin Fitzsimmons - D.A. Davidson Feddie Strickland - Janney Montgomery Scott Jennifer Demba - Truist Securities Operator Good morning and welcome to FB Financial Corporations Fourth Quarter 2022 Earnings Conference Call. 