 Flagstar Bancorp, Inc. NYSE:FBC Q2 2020 Results Earnings Conference Call July 28, 2020, 11:00 AM ET Company Participants Kenneth Schellenberg - VP of IR Alessandro DiNello - President, CEO James Ciroli - Executive VP CFO Lee Smith - Executive VP COO of Flagstar Bank Steve Figliuolo - Chief Risk Officer Conference Call Participants Scott Siefers - Piper Sandler Bose George - KBW Daniel Tamayo - Raymond James Steve Moss - B. 