 Preferred Bank NASDAQ:PFBC Q4 2022 Earnings Conference Call January 19, 2023 2:00 PM ET Company Participants Jeffrey Haas - IR, Financial Profiles, Inc. Li Yu - Chairman and CEO Edward Czajka - CFO Wellington Chen - President and COO Nick Pi - Chief Credit Officer Conference Call Participants Matthew Clark - Piper Sandler Andrew Terrell - Stephens Gary Tenner - D.A. Davidson David Feaster - Raymond James Tim Coffey - Janney Operator Good day, and welcome to the Preferred Bank Fourth Quarter 2022 Earnings Conference Call. 