 First Citizens BancShares, Inc. NASDAQ:FCNCA Q2 2022 Earnings Conference Call July 28, 2022 9:00 AM ET Company Participants Deanna Hart - SVP, IR Frank Holding - Chairman CEO Peter Bristow - President Marisa Harney - Chief Credit Officer Craig Nix - CFO Principal Accounting Officer Tom Eklund - SVP Treasurer Conference Call Participants Stephen Scouten - Piper Sandler Co. Brady Gailey - KBW Christopher Marinac - Janney Montgomery Scott Brian Foran - Autonomous Research Operator Ladies and gentlemen, thank you for standing by, and welcome to the First Citizens BancShares Second Quarter 2022 Earnings Conference Call. Operator Instructions. 