 Equifax Inc. NYSE:EFX Q3 2022 Earnings Conference Call October 20, 2022 8:30 AM ET Company Participants Trevor Burns - Head, IR Mark Begor - Chief Executive Officer John Gamble - Chief Financial Officer and Chief Operations Officer Conference Call Participants Manav Patnaik - Barclays Ashish Sabadra - RBC Capital Markets Andrew Steinerman - JPMorgan Kyle Peterson - Needham and Company Andrew Jeffrey - Truist Securities Kevin McVeigh - Credit Suisse Shlomo Rosenbaum - Stifel Craig Huber - Huber Research Partners Andrew Nicholas - William Blair Jeff Meuler - Robert W. Baird David Togut - Evercore ISI Toni Kaplan - Morgan Stanley Simon Clinch - Atlantic Equities Seth Weber - Wells Fargo Faiza Alwy - Deutsche Bank George Tong - Goldman Sachs Heather Balsky - Bank of America Surinder Thind - Jefferies Operator Greetings and welcome to the Equifax Third Quarter 2022 Earnings Conference Call. 