 UBS Group AG NYSE:UBS Q3 2022 Earnings Conference Call October 25, 2022 2:00 AM ET Company Participants Sarah Mackey - Investor Relations Ralph Hamers - Group Chief Executive Officer Sarah Youngwood - Group Chief Financial Officer Conference Call Participants Stefan Stalmann - Autonomous Research Amit Goel - Barclays Anke Reingen - Royal Bank of Canada Adam Terelak - Mediobanca Flora Bocahut - Jefferies Jeremy Sigee - BNP Paribas Exane Magdalena Stoklosa - Morgan Stanley Kian Abouhossein - JPMorgan Piers Brown - HSBC Nicolas Payen - Kepler Cheuvreux Andrew Coombs - Citi Andrew Lim - Société Générale Benjamin Goy - Deutsche Bank Jon Peace - Credit Suisse Sarah Mackey Good morning and welcome everyone. Before we start, I would like to draw your attention to our cautionary statement slide at the back of todays results presentation. 