 The fourth-quarter 2020 earnings season will officially start this coming Friday with a few major banks set to report. Citigroup Inc. NYSE:C, JPMorgan Chase Co. NYSE:JPM, Wells Fargo Co. NYSE:WFC and PNC Financial Services Group Inc. NYSE:PNC will all report earnings before the opening bell on Jan. 14, and the expectations have consistently gone up for the financial services industry as the U.S. economy gained steam in the second half of 2020. 