 Amerant Bancorp NASDAQ:AMTB Q4 2022 Earnings Conference Call January 20, 2023 9:00 AM ET Company Participants Jerry Plush - Chairman, Chief Executive Officer Carlos Iafigliola - Senior Executive Vice President, Chief Financial Officer Laura Rossi - Senior Vice President, Head of Investor Relations Conference Call Participants Matt Olney - Stephens Brady Gailey - KBW Michael Rose - Raymond James Feddie Strickland - Janney Stephen Scouten - Piper Sandler Operator Good day and thank you for standing by. Welcome to the Amerant fourth quarter 2022 earnings conference call. 