 RBB Bancorp NASDAQ:RBB Q4 2022 Earnings Conference Call January 24, 2023 2:00 PM ET Company Participants Catherine Wei - Investor Relations David Morris - President, Chief Executive Officer and CFO Shalom Chang - Senior Vice President and CAO Gary Fan - Executive Vice President and CAO Vincent Liu - Executive Vice President and CRO Jeffrey Yeh - Executive Vice President and CCO Conference Call Participants Kelly Motta - KBW Nick Cucharale - Piper Sandler Tim Coffey - Janney Ben Gerlinger - Hovde Group Andrew Terrell - Stephens Operator Good day, everyone. And welcome to the RBB Bancorp Earnings Conference Call for the Fourth Quarter 2022. 