 SVB Financial Group NASDAQ:SIVB Q4 2022 Earnings Conference Call January 19, 2023 6:00 PM ET Corporate Participants Meghan OLeary - Head of Investor Relations Greg Becker - President and Chief Executive Officer Daniel Beck - Chief Financial Officer Marc Cadieux - Chief Credit Officer Mike Descheneaux - President, Silicon Valley Bank Conference Call Participants Ebrahim Poonawala - Bank of America Casey Haire - Jefferies Steven Alexopoulos - JPMorgan Brody Preston - UBS Jared Shaw - Wells Fargo Bill Carcache - Wolfe Research John Pancari - Evercore ISI Jennifer Demba - Truist Securities Chris Kotowski - Oppenheimer Andrew Liesch - Piper Sandler David Smith - Autonomous Christopher McGratty - KBW Operator Good day. My name is Emma, and I will be your conference operator today. 