 Premier Financial Corp. NASDAQ:PFC Q3 2022 Earnings Conference Call October 26, 2022 11:00 AM ET Company Participants Paul Nungester - Executive Vice President and Chief Financial Officer Gary Small - President and Chief Executive Officer Matthew Garrity - Executive Vice President, Chief Lending Officer Conference Call Participants Michael Perito - KBW Brendan Nosal - Piper Sandler Christopher Marinac - Janney Montgomery Scott Operator Good morning, and welcome to the Premier Financial Corporation Third Quarter 2022 Earnings Conference Call. At this time all participants will be in a listen-only mode. 