 Gouverneur Bancorp OTCMKTS:GOVB and Kearny Financial NASDAQ:KRNY are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, earnings, analyst recommendations, risk, profitability, valuation and institutional ownership. Dividends Gouverneur Bancorp pays an annual dividend of 0.34 per share and has a dividend ... 