 Bank OZK NASDAQ:OZK Q1 2022 Earnings Conference Call April 22, 2022 11:00 AM ET Company Participants Jay Staley - Director of Investor Relations Corporate Development Tim Hicks - Chief Credit and Administrative Officer George Gleason - Chairman and CEO Brannon Hamblen - President Cindy Wolfe - Chief Banking Officer Conference Call Participants Timur Braziler - Wells Fargo Stephen Scouten - Piper Sandler Brock Vandervliet - UBS Michael Rose - Raymond James Matt Olney - Stephens Jennifer Demba - Truist Catherine Mealor - KBW Brian Martin - Janney Montgomery Operator Good day, and thank you for standing by. Welcome to the Bank OZK First Quarter 2022 Earnings Conference Call. 