 Preferred Bank NASDAQ:PFBC Q3 2022 Earnings Conference Call October 20, 2022 2:00 PM ET Company Participants Jeffrey Haas - Investor Relations, Financial Profiles, Inc. Li Yu - Chairman and Chief Executive Officer Edward Czajka - Chief Financial Officer Wellington Chen - President and Chief Operating Officer Nick Pi - Chief Credit Officer Conference Call Participants Gary Tenner - D.A. Davidson Andrew Terrell - Stephens Adam Butler - Piper Sandler Tim Coffey - Janney Eric Specter - Raymond James Operator Good afternoon and welcome to the Preferred Bank Third Quarter 2022 Earnings Conference Call. 