 CullenFrost Bankers, Inc. CFR Q2 2022 Earnings Conference Call July 28, 2022 2:00 PM ET Company Participants A.B. Mendez Director-Investor Relations Phil Green Chairman and Chief Executive Officer Jerry Salinas Group Executive Vice President and Chief Financial Officer Conference Call Participants Steven Alexopoulos JPMorgan Michael Rose Raymond James Ebrahim Poonawala Bank of America Brady Gailey KBW Dave Rochester Compass Point Jon Arfstrom RBC Capital Markets Operator Greetings. 