 Kingstone Companies, Inc. NASDAQ:KINS Q3 2022 Earnings Conference Call November 15, 2022 8:30 AM ET Company Participants Rich Swartz - CAO Barry Goldstein - CEO Meryl Golden - COO Conference Call Participants Paul Newsome - Piper Sandler Operator Greetings, and welcome to Kingstone Companies, Inc. Third Quarter 2022 Earnings Call. Operator Instructions As a reminder, this conference is being recorded. 