 Banco Santander-Chile NYSE:BSAC Q3 2022 Earnings Conference Call October 28, 2022 10:00 AM ET Company Participants Emiliano Muratore - CFO Claudio Soto - Chief Economist Robert Moreno - Managing Director and Head of IR Conference Call Participants Tito Labarta - Goldman Sachs Alonso Garcia - Credit Suisse Daniel Mora - Credicorp Capital Ernesto Gabilondo - Bank of America Jason Mollin - Scotiabank Operator Ladies and gentlemen, thank you for standing by, and I would like to welcome you to Banco Santander-Chile 3Q 22 Results Conference Call on the 28th of October 2022. Operator Instructions The format of todays call will be a presentation by the management team followed by a question-and-answer session. 