 The Progressive Corporation NYSE:PGR Q3 2022 Earnings Conference Call November 2, 2022 9:30 AM ET Company Participants Doug Constantine - Director of Investor Relations Tricia Griffith - President Chief Executive Officer Pat Callahan - President of Personal Lines John Sauerland - Chief Financial Officer Conference Call Participants Elyse Greenspan - Wells Fargo Michael Phillips - Morgan Stanley Mike Zaremski - BMO Alex Scott - Goldman Sachs Greg Peters - Raymond James David Motemaden - Evercore ISI Gary Ransom - Dowling Partners Josh Shanker - Bank of America Andrew Kligerman - Credit Suisse Yaron Kinar - Jefferies Tracy Benguigui - Barclays Meyer Shields - KBW Operator Good morning, and welcome to the Progressive Corporations Third Quarter Investor Event. The company will not make detailed comments related to quarterly results in addition to those provided in its quarterly report on Form 10-Q and the letter to shareholders, which have been posted to the companys website. 