 Regional Management Corp. NYSE:RM Q3 2022 Earnings Conference Call November 1, 2022 5:00 PM ET Company Participants Garrett Edson - ICR Rob Beck - President and Chief Executive Officer Harp Rana - Executive Vice President and Chief Financial Officer Conference Call Participants David Scharf - JMP Securities John Hecht - Jefferies Steven Kwok - KBW Vincent Caintic - Stephens Matt Dhane - Tieton Capital Management Operator Thank you for standing by. This is the conference operator. 