 Bank OZK NASDAQ:OZK Q2 2022 Earnings Conference Call July 22, 2022 11:00 AM ET Company Participants Jay Staley - Director of IR Corporate Development George Gleason - Chairman and CEO Brannon Hamblen - President Tim Hicks - Chief Credit and Administrative Officer Cindy Wolfe - Chief Banking Officer Conference Call Participants Timur Braziler - Wells Fargo Michael Rose - Raymond James Matthew Olney - Stephens Inc. Brian Martin - Janney Montgomery Catherine Mealor - KBW Operator Thank you for standing by, and welcome to the Bank OZK Second Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. 