 National Bank Holdings Corporation NYSE:NBHC Q3 2022 Earnings Conference Call October 28, 2022 11:00 AM ET Company Participants Tim Laney - Chairman, President and CEO Aldis Birkans - CFO Conference Call Participants Jeff Rulis - D.A. Davidson Kelly Motta - KBW Andrew Terrell - Stephens Inc. Andrew Liesch - Piper Sandler Operator Good morning, everyone. 