 KB Financial Group, Inc. NYSE:KB Q3 2020 Earnings Conference Call October 22, 2020, 03:00 ET Company Participants Peter Kwon - Head of IR Kim Ki-Hwan - Senior EVP CFO Lee Chang Kwon - Senior EVP, Head, Global Business Unit Chief Strategy Officer Conference Call Participants Kim Jin-Sang - Hyundai Motor Securities Choi Jung Wook - Hana Financial Investment Kim Jaewoo - Samsung Securities Kim Do Ha - Cape Investment Securities Presentation Peter Kwon Greetings. 