 NBT Bancorp, Inc. NASDAQ:NBTB Q1 2022 Earnings Conference Call April 26, 2022 8:30 AM ET Company Participants John Watt President and Chief Executive Officer Scott Kingsley Chief Financial Officer Conference Call Participants Alex Twerdah Piper Sandler Matthew Breese Stephens Incorporated Chris OConnell Keefe, Bruyette Woods, Inc. Operator Good day, everyone. Welcome to the NBT Bancorp, First Quarter 2022, Financial Results Conference Call. 