 UniCredit S.p.A. OTCPK:UNCFF Q3 2022 Earnings Conference Call October 26, 2022 4:00 AM ET Company Participants Magda Palczynska - Head of Investor Relations Andrea Orcel - Chief Executive Officer Stefano Porro - Chief Financial Officer Conference Call Participants Andrea Filtri - Mediobanca Andrea Vercellone - BNP Paribas Exane Chris Hallam - Goldman Sachs Ignacio Cerezo - UBS Azzurra Guelfi - Citi Delphine Lee - JPMorgan Benjie Creelan-Sandford - Jefferies Manuela Meroni - Intesa Sanpaolo Andrea Lisi - Equita Operator Good morning, ladies and gentlemen. 