 Fifth Third Bancorp. NASDAQ:FITB Q3 2022 Earnings Conference Call October 20, 2022 9:00 AM ET Company Participants Chris Doll - Director-Investor Relations Tim Spence - President and Chief Executive Officer Jamie Leonard - Chief Financial Officer Bryan Preston - Treasurer Richard Stein - Chief Credit Officer Conference Call Participants Robert Siefers - Piper Sandler John Pancari - Evercore Michael Mayo - Wells Fargo Betsy Graseck - Morgan Stanley Kenneth Usdin - Jefferies Erika Najarian - UBS Matthew OConnor - Deutsche Bank Gerard Cassidy - RBC Bill Carcache - Wolfe Research Operator Good morning. 