 Start Time: 16:30 January 1, 0000 5:20 PM ET Payoneer Global Inc. NASDAQ:PAYO Q3 2022 Earnings Conference Call November 09, 2022, 16:30 PM ET Company Participants Scott Galit - Co-CEO John Caplan - Co-CEO Michael Levine - CFO Michelle Wang - VP, IR Conference Call Participants Will Nance - Goldman Sachs Sanjay Sakhrani - Keefe, Bruyette Woods Josh Siegler - Cantor Fitzgerald Cris Kennedy - William Blair Mayank Tandon - Needham Mike Grondahl - Northland Securities Operator Good afternoon and thank you for standing by. Welcome to Payoneers Third Quarter 2022 Earnings Conference Call. 