 Mastercard Incorporated NYSE:MA Citi Fintech Conference November 14, 2022 8:15 AM ET Company Participants Sachin Mehra - Chief Financial Officer Conference Call Participants Ashwin Shirvaikar - Citi Ashwin Shirvaikar Good morning, everyone, and time for our first session. As I mentioned, Im Ashwin Shirvaikar, Im Citis Payments Processors Analyst, the Global Head of Fintech, all that good stuff. 