 SmartFinancial, Inc. NASDAQ:SMBK Q3 2022 Earnings Conference Call October 25, 2022 10:00 AM ET Company Participants Miller Welborn - Chairman Billy Carroll - President Chief Executive Officer Rhett Jordan - Chief Credit Officer Ron Gorczynski - Chief Financial Officer Conference Call Participants Feddie Strickland - Janney Kevin Fitzsimmons - D.A. Davidson Catherine Mealor - KBW Stephen Scouten - Piper Sandler Operator Abrupt start We acquired this Chattanooga based insurance agency during the quarter and are very excited to merge it into our existing platform. 