 Associated Banc-Corp NYSE:ASB Q3 2022 Earnings Conference Call October 20, 2022 5:00 PM ET Company Participants Andrew Harmening - CEO Derek Meyer - CFO Pat Ahern - Chief Credit Officer Conference Call Participants Timur Braziler - Wells Fargo Scott Siefers - Piper Sandler Chris McGratty - KBW Terry McEvoy - Stephens Daniel Tamayo - Raymond James Operator Good afternoon, everyone, and welcome to Associated Banc-Corps Third Quarter 2022 Earnings Conference Call. My name is Kevin, and I will be your operator today. 