 A memo circulated Monday on one primary team at Charles Schwab illuminates how at least one leader messaged the first instance of layoffs after the firms 26 billion TD Ameritrade deal officially closed. While the Client Service Support CSS team and organizational structure are not changing at this time, people we work with to serve and support clients, in some cases, will, wrote Rahul Magan, senior vice president and head of the team, according to a memo obtained by Business Insider. 