 First Merchants Corporation NASDAQ:FRME Q2 2022 Earnings Conference Call July 26, 2022 10:30 AM ET Company Participants Mark Hardwick - CEO Mike Stewart - President Michele Kawiecki - CFO John Martin - Chief Credit Officer Conference Call Participants Daniel Tamayo - Raymond James Terry McEvoy - Stephens Damon DelMonte - KBW Ignacio Gonzalez - Piper Sandler Brian Martin - Janney Company Operator Good day, ladies and gentlemen and thank you for standing by. Welcome to the First Merchants Corporation Second Quarter Earnings Conference Call. 