 Enova International, Inc. NYSE:ENVA Q1 2022 Earnings Conference Call May 3, 2022 5:00 PM ET Company Participants Cassidy Fuller - Investor Relations, The Blueshirt Group David Fisher - Chief Executive Officer Steven Cunningham - Chief Financial Officer Conference Call Participants David Scharf - JMP Securities Vincent Caintic - Stephens Inc. John Hecht - Jefferies LLC John Rowan - Janney Montgomery Scott LLC Operator Good day, and welcome to the Enova International First Quarter 2022 Earnings Call. All participants will be in a listen-only mode. 