 Laurentian Bank of Canada OTCPK:LRCDF Q3 2022 Earnings Conference Call August 31, 2022 9:00 AM ET Company Participants Andrew Chornenky - VP and Head of IR Rania Llewellyn - President, CEO Yvan Deschamps - EVP and CFO Eric Provost - Head of Commercial Banking Liam Mason - Chief Risk Officer Kelsey Gunderson - Head of Capital Markets Karine Abgrall-Teslyk - Head of Personal Banking Conference Call Participants Meny Grauman - Scotiabank Gabriel Dechaine - National Bank Financial Paul Holden - CIBC Sohrab Movahedi - BMO Capital Markets Doug Young - Desjardins Capital Markets Nigel DSouza - Veritas Marcel McLean - TD Securities Jooyoung Kim - Credit Suisse Operator Good day and welcome to the Third Quarter Results 2022 Laurentian Bank Financial Group Conference Call. Todays conference is being recorded. 