 Root, Inc. NASDAQ:ROOT Q3 2022 Results Conference Call November 10, 2022 8:00 AM ET Company Participants Jodi Baker - Vice President and Corporate Secretary Alex Timm - Chief Executive Officer Rob Bateman - Chief Financial Officer Dan Rosenthal - Chief Operating Officer Matt Bonakdarpour - Chief Technology Officer Frank Palmer - Chief Insurance Officer Conference Call Participants Michael Phillips - Morgan Stanley Elyse Greenspan - Wells Fargo Yaron Kinar - Jefferies Matt Carletti - JMP Tracy Benguigui - Barclays Francois Maisonrouge - Evercore Mark Hughes - Truist Brian Meredith - UBS Andrew Kligerman - Credit Suisse Tommy McJoynt - KBW Operator Good day, and welcome to the Root Incorporated Third Quarter 2022 Earnings Conference Call. Please note, todays conference is being recorded. 