 OFG Bancorp NYSE:OFG Q2 2020 Earnings Conference Call July 24, 2020 10:00 AM ET Company Participants José Fernández - President, Chief Executive Officer and Vice Chairman Maritza Arizmendi - Executive Vice President and Chief Financial Officer Conference Call Participants Alex Twerdahl - Piper Sandler Glen Manna - Keefe, Bruyette Woods Joe Gladue - Alden Securities Presentation Operator Good morning. 