 The Hanover Insurance Group, Inc. NYSE:THG Q3 2022 Earnings Conference Call November 2, 2022 10:00 AM ET Company Participants Oksana Lukasheva - VP, IR Financial Planning John Roche - President and Chief Executive Officer Jeffrey Farber - Executive Vice President and Chief Financial Officer Bryan Salvatore - Executive Vice President and President of Specialty Richard Lavey - Executive Vice President and President, Hanover Agency Markets Conference Call Participants Matt Carletti - JMP Securities Paul Newsome - Piper Sandler Grace Carter - Bank of America James Bach - KBW Michael Phillips - Morgan Stanley Operator Good day, and welcome to The Hanover Insurance Group Third Quarter Earnings Conference Call. My name is Keith, and Ill be your operator of todays call. 