 Eurobank Ergasias Services and Holdings S.A. OTCPK:EGFEY Q3 2022 Earnings Conference Call November 10, 2022 11:00 AM ET Company Participants Fokion Karavias Chief Executive Officer Harris Kokologiannis Chief Financial Officer Conference Call Participants Alevizakos Alevizos Action Ventures Memisoglu Osman Ambrosia Sevim Mehmet JPMorgan David Daniel Autonomous Research Garrido Luis Bank of America Lynch Operator Ladies and gentlemen, thank you for standing by. 