 UnitedHealth Group Incorporated NYSE:UNH Q3 2022 Earnings Conference Call October 14, 2022 8:45 AM ET Company Participants Andrew Witty - Chief Executive Officer Dirk McMahon - President and Chief Operating Officer John Rex - Chief Financial Officer Brian Thompson - Chief Executive Officer, UnitedHealthcare Wyatt Decker - Chief Executive Officer, OptumHealth Tim Spilker - Chief Executive Officer, UnitedHealthcare Community State Tim Noel - Chief Executive Officer, Medicare Retirement Dan Schumacher - Chief Executive Officer, OptumInsight, Chief Strategy Growth Officer, UnitedHealth Group Dirk McMahon - President and Chief Operating Officer Dan Keuter - Head, Commercial Insurance Conference Call Participants A.J. Rice - Credit Suisse Josh Raskin - Nephron Research Nathan Rich - Goldman Sachs Justin Lake - Wolfe Research Stephen Baxter - Wells Fargo Scott Fidel - Stephens Kevin Fischbeck - Bank of America Lisa Gill - JPMorgan Gary Taylor - Cowen Operator Good day, everyone and welcome to the UnitedHealth Group Third Quarter 2022 Earnings Conference Call. 