 Itaú Unibanco Holding S.A. NYSE:ITUB Q3 2022 Results Conference Call November 11, 2022 8:00 AM ET Company Participants Renato Lulia - Group Head, IR and Market Intelligence Milton Filho - CEO Conference Call Participants Flavio Yoshida - Bank of America Thiago Batista - UBS Gustavo Schroden - Bradesco BBI Rafael Frade - Citi Tito Labarta - Goldman Sachs Jason Mollin - Scotiabank Eduardo Rosman - BTG Pactual Henrique Navarro - Santander Marcelo Telles - Credit Suisse Nicolas Riva - Bank of America Renato Lulia Good morning, everyone. 