 The UK government has announced itll be extending its programme that encourages lenders to offer 95 loan-to-value mortgages to first-time buyers.The Mortgage Guarantee Scheme was launched in April 2021had been due to stop at the end of 2022but will continue until the end of 2023over 24,000 households have obtained mortgages under the programme. This article was written by Eamonn Sheridan at 