 Tokio Marine Holdings, Inc. OTCPK:TKOMY H1 2022 Earnings Conference Call May 26, 2022 3:00 AM ET Company Participants Satoru Komiya - President and Group CEO Akira Harashima - Co-Head of International Business Kenji Okada - Group CFO Yoichi Moriwaki - Group CSO Yoshinari Endo - Group CIO Masashi Namatame - Group CDO Kiyoshi Ajioka - CRO Takashi Mitachi - Outside Director Shinichi Hirose - Tokio Marine Nichido Fire, President and CEO Kiyoshi Wada - Tokio Marine Nichido Fire, Managing Director Eiichi Hosojima - Tokio Marine Nichido Fire, Managing Executive Officer Tetsufumi Kawamoto - Tokio Marine Nichido Life, President and CEO Taizou Ishiguro - Head of Investor Relations Conference Call Participants Masao Muraki - SMBC Nikko Securities Inc. Kazuki Watanabe - Daiwa Securities Koki Sato - Mizuho Securities Mia Nagasaka - Morgan Stanley MUFG Securities Koichi Niwa - Citigroup Global Markets Taiki Okada - UBS Securities Natsumu Tsujino - Mitsubishi UFJ Morgan Stanley Securities Futoshi Sasaki - BofA Securities Japan Tatsuo Majima - Tokai Tokyo Securities Taizou Ishiguro As the time has come, we would like to now get started. Thank you for coming to Tokio Marine Holdings Fiscal 2022 First Half IR Meeting. 