 AmeriServ Financial NASDAQ:ASRV and Westamerica Bancorporation NASDAQ:WABC are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, analyst recommendations, profitability, dividends, earnings, risk and institutional ownership. Risk Volatility AmeriServ Financial has a beta of 0.8, indicating that its share price ... 