 Loandepot, Inc. NYSE:LDI Q2 2022 Earnings Conference Call August 9, 2022 5:00 PM ET Company Participants Gerhard Erdelji - SVP, IR Frank Martell - CEO, President Director Patrick Flanagan - CFO Conference Call Participants Douglas Harter - Crédit Suisse Trevor Cranston - JMP Securities Kevin Barker - Piper Sandler Co. Patrick McIlwee - William Blair Company Kyle Joseph - Jefferies Mark DeVries - Barclays Bank Operator Good afternoon and welcome everyone to loanDepots Second Quarter 2022 Conference Call. Operator Instructions. 