 FlexShopper, Inc. NASDAQ:FPAY Q3 2022 Earnings Conference Call November 11, 2022 10:00 AM ET Company Participants Carlos Sanchez - IR Rich House - CEO Russ Heiser - CFO John Davis - COO Conference Call Participants Scott Buck - H.C. Wainwright Operator Greetings, ladies and gentlemen, and welcome to FlexShopper 2022 Third Quarter Financial Results Conference Call. 