 Ottawa Savings Bancorp NASDAQ:OTTW and IF Bancorp NASDAQ:IROQ are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, earnings, valuation, institutional ownership, risk, analyst recommendations and profitability. Profitability This table compares Ottawa Savings Bancorp and IF Bancorps net margins, return on ... 