 The Travelers Companies, Inc. NYSE:TRV Q1 2022 Results Conference Call April 19, 2022 9:00 AM ET Company Participants Abbe Goldstein - Senior Vice President of Investor Relations Alan Schnitzer - Chairman and CEO Dan Frey - Chief Financial Officer Greg Toczydlowski - President of Business Insurance Jeff Klenk - Bond and Specialty Insurance Michael Klein - Personal Insurance Conference Call Participants Michael Phillips - Morgan Stanley Ryan Tunis - Autonomous Research Greg Peters - Raymond James Elyse Greenspan - Wells Fargo Yaron Kinar - Jefferies Tracy Benguigui - Barclays Meyer Shields - KBW Josh Shanker - Bank of America Alex Scott - Goldman Sachs David Motemaden - Evercore ISI Brian Meredith - UBS Operator Good morning, ladies and gentlemen. Welcome to the first quarter results teleconference for Travelers. 