 Newtek Business Services Corp. NASDAQ:NEWT Investor Conference Call December 14, 2022 8:30 AM ET Company Participants Barry Sloane - Chairman, President and Chief Executive Officer Nicholas Leger - Executive Vice President and Chief Accounting Officer John McCaffery - Senior Vice President of Accounting and Finance Conference Call Participants Adam Morton - RBC Capital Markets, LLC Christopher Nolan - Ladenburg Thalmann Co. Inc. Robert Dodd - Raymond James Associates, Inc. Scott Sullivan - Raymond James Associates, Inc. Timothy Switzer - Keefe, Bruyette Woods, Inc. Marc Silk - Silk Investment Advisers Operator Good day, and thank you for standing by. Welcome to the Newtek Investor Conference Call. 