 Mercantile Bank Corporation NASDAQ:MBWM Q4 2022 Earnings Conference Call January 17, 2023 10:00 AM ET Company Participants Julia Ward - IR, Lambert Bob Kaminski - President CEO Ray Reitsma - COO President of the Bank Chuck Christmas - EVP CFO Conference Call Participants Brendan Nosal - Piper Sandler Daniel Tamayo - Raymond James Erik Zwick - Hovde Group Damon DelMonte - KBW Operator Good morning, and welcome to the Mercantile Bank Corporation Fourth Quarter 2022 Earnings Results Conference Call. All participants will be in a listen-only mode. 