 Velocity Financial, Inc. NYSE:VEL Q2 2022 Earnings Conference Call August 4, 2022 6:00 PM ET Company Participants Chris Oltmann - Treasurer Director, Investor Relations Chris Farrar - President Chief Executive Officer Mark Szczepaniak - Chief Financial Officer Conference Call Participants Arren Cyganovich - Citi Steve DeLaney - JMP Securities Operator Good day, and welcome to the Velocity Financial Inc. Second Quarter 2022 Conference Earnings Call. All participants will be in listen-only mode. 