 Brighthouse Financial, Inc. NASDAQ:BHF Q3 2022 Earnings Conference Call November 8, 2022 8:00 AM ET Company Participants Dana Amante - Head of Investor Relations Eric Steigerwalt - President Chief Executive Officer Ed Spehar - Chief Financial Officer Myles Lambert - Executive Vice President Chief Distribution Marketing Officer Conference Call Participants Erik Bass - Autonomous Ryan Krueger - KBW Elyse Greenspan - Wells Fargo John Barnidge - Piper Sandler Suneet Kamath - Jefferies Tracy Benguigui - Barclays Alex Scott - Goldman Sachs Thomas Gallagher - Evercore ISI Operator Good morning, ladies and gentlemen, and welcome to the Brighthouse Financials Third Quarter 2022 Earnings Conference Call. My name is Michelle, and I will be your coordinator today. 