 Veritex Holdings, Inc. NASDAQ:VBTX Q3 2022 Results Conference Call October 26, 2022 9:30 AM ET Company Participants Susan Caudle - Investor Relations Officer and Secretary to the Board Malcolm Holland - Chairman and CEO Terry Earley - Senior EVP and CFO Conference Call Participants Brady Gailey - KBW Gary Tenner - D.A. Davidson Brad Milsaps - Piper Sandler Michael Rose - Raymond James Matt Olney - Stephens Operator Good day, and welcome to the Veritex Holdings Third Quarter 22 Earnings Conference Call and Webcast. 