 Atlantic Union Bankshares Corporation NYSE:AUB Q4 2022 Results Earnings Conference Call January 24, 2023 9:00 AM ET Company Participants Bill Cimino - Senior Vice President and Director of Investor Relations John Asbury - President and Chief Executive Officer; Chief Executive Officer, Atlantic Union Bank Robert Gorman - Executive Vice President and Chief Financial Officer David Ring - Executive Vice President and Wholesale Banking Group Executive Doug Woolley - Chief Credit Officer Conference Call Participants Casey Orr Whitman - Piper Sandler Co. David Bishop - Hovde Group Catherine Mealor - Keefe Bruyette Woods Inc. Laurie Hunsicker - Compass Point Research Trading LLC Operator Good day and thank you for standing by. Welcome to the Atlantic Union Bankshares Fourth Quarter 2022 Earnings Conference Call. 