 Provident Financial Holdings, Inc. NASDAQ:PROV Q3 2022 Earnings Conference Call April 27, 2022 12:00 PM ET Company Participants Craig Blunden Chairman Chief Executive Officer Donavon Ternes President, Chief Operating Chief Financial Officer Conference Call Participants Nicholas Cucharale Piper Sandler Timothy Coffey Janney Montgomery Scott LLC Operator Ladies and gentlemen, thank you for standing by. And welcome to the Third Quarter Earnings Call. 