 First Merchants Corporation NASDAQ:FRME Q2 2020 Earnings Conference Call July 23, 2020 02:30 PM ET Company Participants Mike Rechin - President, Chief Executive Officer Mark Hardwick - Chief Financial Officer and Chief Operating Officer Michele Kawiecki - Director of Finance John Martin - Chief Credit Officer Conference Call Participants Scott Siefers - Piper Sandler Terry McEvoy - Stephens Damon DelMonte - KBW Daniel Tamayo - Raymond James Brian Martin - Janney Montgomery Presentation Operator Good day, everyone, and welcome to the First Merchants Second Quarter 2020 Earnings Conference Call. 