 Sampo Oyj OTCPK:SAXPF Q3 2022 Earnings Conference Call November 2, 2022 10:00 AM ET Company Participants Sami Taipalus - Head of Investor Relations Torbjörn Magnusson - Chief Executive Officer President Knut Alsaker - Chief Financial Officer Conference Call Participants Faizan Lakhani - HSBC Jakob Brink - Nordea Tryfonas Spyrou - Berenberg Blair Stewart - Bank of America Jimmy Fan - UBS Jan Gjerland - ABG Vinit Malhotra - Mediobanca Jaakko Tyrvainen - SEB Youdish Chicooree - Autonomous Research Jakob Brink - Nordea Sami Taipalus Good afternoon everyone and welcome to the Sampo Groups Third Quarter 2022 Conference Call. My name is Sami Taipalus and I am Head of Investor Relations at Sampo Group. 