 Sterling Bancorp, Inc. Southfield, MI NASDAQ:SBT Q2 2022 Earnings Conference Call August 15, 2022 11:00 AM ET Company Participants Thomas OBrien - Chairman, President CEO Karen Knott - EVP CFO Conference Call Participants Ben Gerlinger - Hovde Group Nick Cucharale - Piper Sandler Ross Haberman - RLH Operator Good morning, everyone. Thank you for joining us today to discuss Sterling Bancorps financial results for the Second Quarter Ended June 30, 2022. 