 Travelers Companies, Inc. NYSE:TRV Q2 2022 Earnings Conference Call July 21, 2022 9:00 AM ET Company Participants Abbe Goldstein - SVP, IR Alan Schnitzer - Chairman CEO Daniel Frey - EVP CFO Gregory Toczydlowski - EVP President, Business Insurance Jeffrey Klenk - EVP and President, Bond Specialty Insurance Michael Klein - EVP President, Personal Insurance Conference Call Participants Michael Phillips - Morgan Stanley Alexander Scott - Goldman Sachs Group Charles Peters - Raymond James Associates Elyse Greenspan - Wells Fargo Securities Ryan Tunis - Autonomous Research Meyer Shields - KBW Brian Meredith - UBS Joshua Shanker - Bank of America Merrill Lynch Tracy Benguigui - Barclays Bank David Motemaden - Evercore ISI Yaron Kinar - Jefferies Operator Good morning, ladies and gentlemen. Welcome to the second quarter results teleconference for Travelers. 