 A decade ago, one of the biggest concerns about electric vehicles was the cost of the battery and its ability to facilitate a reasonable lifecycle before requiring an upgrade or replacement. But EVs have come a long way, which heavily supports the case now for Ayro Inc NASDAQ:AYRO. As a specialist in urban-friendly delivery and utility vehicles, AYRO stock immediately distinguishes itself from the competition.Source: buffaloboy Shutterstock.com Thats wonderful news if youre thinking about speculating on the upstart. Rather than going toe-to-toe with sector giant Tesla NASDAQ:TSLA, Ayro has a different focus: take the EV platform and apply it to service vehicles. Thus, the companys key clients come from academic institutions, government entities, hotels and resorts, and the food, beverage and retail industries.Both on the surface and deeper into the details, AYRO stock makes perfect sense as a long-term buy. As you know, institutions like large high school and college campuses require the transportation of people and equipment. Traditionally, this role was filled by ultra-compact, combustion-engine vehicles.InvestorPlace - Stock Market News, Stock Advice Trading TipsHowever, the emissions that gasoline-powered vehicles emit is obnoxious at best and present health hazards at worst. With Ayros EVs, you have zero emissions, eliminating this risk altogether. As well, you dont have the risk of carbon monoxide poisoning, making compact EVs appropriate for indoor use: think large-scale facilities or sports arenas.Further, a substantial advantage for Ayros service solutions is that theyre easier to maintain. Because EVs have fewer moving parts, clients can save big on maintenance costs. Also, the lifespan of modern EVs are much longer than theyve ever been, dramatically improving the cost savings. 10 Cybersecurity Stocks We Need Now More Than Ever So, why isnt everyone pouncing on AYRO stock? It may be the novel coronavirus. Disruption Cuts Both Ways for AYRO StockIf I could summarize the bull case for AYRO stock, its that it follows major trends in other areas of the economy. Namely, were seeing a transition from analog in this case, the combustion engine to digital EVs technology. And in any other circumstance, Id probably buy shares without so much as a question.However, before you back up the truck on AYRO stock, we must have a discussion on the risk factors. Primarily, if the coronavirus worsens - perhaps a massive second or is that third? wave during the winter season - it would impact every one of Ayros key clients industries.For instance, a utilitytransportation EV makes ridiculously logical sense in school campuses. But what will this space look like in the future? With states like California imposing restrictions that could impede the opening of schools, theres just no need for extraneous acquisitions.And please dont think that once Covid-19 goes away, academic institutions will be back up and running. Prior to the U.S. shutting down the Chinese consulate in Houston, American colleges were already fretting over a dearth in Chinese students, many of whom pay cash. Now, the Chinese have every excuse to give the U.S. the middle finger and take their money back home.Therefore, I see a very real possibility that not only restaurants will go out of business, but also colleges. Oh yeah, thats another tailwind for AYRO stock.The companys Ayro 311 is an ideal solution for food deliveries. Theoretically, the coronavirus bodes well for the 311 because restaurants have been forced into transitioning to a takeoutdelivery business model. But if this transition was so viable, why do experts predict that 85 of independent restaurants will permanently close? A Great Idea at the Wrong TimeDespite my concerns for AYRO stock, Im not opposed to buying shares. As I said, if it werent for the health and economic crises, Id be all over it. But because we dont live in the alternate universe that the Trump administration used to preside over, investors cant just ignore the bigger picture.Yes, the coronavirus pandemic will eventually fade away, either because of a vaccine or because it killed everyone. However, you can reasonably expect that when society returns, it wont return to full capacity.For instance, government-run institutions will probably get close to full capacity. However, theyll be looking for budget cuts due to the unprecedented costs in fighting this virus. Also, universities will enroll students into their campuses, but not nearly to the extent it did in 2019. And I just mentioned how gutted the restaurant industry could be.So, if you do buy AYRO, take a measured bet. Also, assume some volatility. If the economic infrastructure cant return to full capacity, theres no way that Ayro wont incur lengthy negotiations regarding what is its true market value.A former senior business analyst for Sony Electronics, Josh Enomoto has helped broker major contracts with Fortune Global 500 companies. Over the past several years, he has delivered unique, critical insights for the investment markets, as well as various other industries including legal, construction management, and healthcare. As of this writing, he did not hold a position in any of the aforementioned securities. More From InvestorPlace Why Everyone Is Investing in 5G All WRONG Americas 1 Stock Picker Reveals His Next 1,000 Winner Revolutionary Tech Behind 5G Rollout Is Being Pioneered By This 1 Company Radical New Battery Could Dismantle Oil Markets The post Ayro Inc Is Picture-Perfect, Except for One Nagging Detail appeared first on InvestorPlace. 