 Voya Financial, Inc. VOYO Q3 2022 Results Conference Call November 2, 2022 10:00 AM ET Company Participants Michael Katz - EVP, Finance Rodney Martin - Chairman CEO Heather Lavallee - President, CEO, Wealth Solutions Charles Nelson - Chief Growth Officer Vice Chairman Christine Hurtsellers - CEO, Voya Investment Management Conference Call Participants Suneet Kamath - Jefferies Wilma Burdiss - Raymond James Erik Bass - Autonomous Research Ryan Krueger - KBW Tom Gallagher - Evercore ISI Kenneth Lee - RBC Capital Markets Alex Scott - Goldman Sachs Operator Good morning, and welcome to Voya Financials Third Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen only mode. 