 First Merchants Corporation NASDAQ:FRME Q3 2022 Earnings Conference Call October 25, 2022 10:30 AM ET Company Participants Mark Hardwick - CEO Mike Stewart - President Michele Kawiecki - CFO John Martin - Chief Credit Officer Conference Call Participants Scott Siefers - Piper Sandler Daniel Tamayo - Raymond James Damon DelMonte - KBW Brian Martin - Janney Operator Good day and thank you for standing by. Welcome to the First Merchants Corporation Third Quarter Earnings Conference Call. 