 First Guaranty Bancshares NASDAQ:FGBI and Kearny Financial NASDAQ:KRNY are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, earnings, dividends, risk, valuation, institutional ownership and analyst recommendations. Institutional and Insider Ownership 13.4 of First Guaranty Bancshares shares are held by institutional ... 