 CapStar Financial Holdings, Inc. NASDAQ:CSTR Q4 2022 Earnings Conference Call January 20, 2023 11:30 AM ET Company Participants Tim Schools - President and CEO Mike Fowler - CFO Chris Tietz - Chief Credit Policy Officer, Executive VP of Specialty Bank Conference Call Participants Brett Rabatin - Hovde Group Graham Dick - Piper Sandler Kevin Fitzsimmons - D.A. Davidson Feddie Strickland - Operator Good morning, everyone, and welcome to CapStar Financial Holdings Fourth Quarter 2022 Earnings Conference Call. 