 Kemper Corporation NYSE:KMPR Q2 2022 Earnings Conference Call August 1, 2022 5:00 PM ET Company Participants Karen Guerra - Vice President of Investor Relations Joseph Lacher - Chairman, President and Chief Executive Officer James McKinney - Executive Vice President and Chief Financial Officer Duane Sanders - Executive Vice President and President of Property and Casualty Division Conference Call Participants Gregory Peters - Raymond James Associates, Inc. Matthew Carletti - JMP Securities LLC Paul Newsome - Piper Sandler Co. Brian Meredith - UBS Operator Good afternoon, ladies and gentlemen, and welcome to Kempers Second Quarter 2022 Earnings Conference Call. My name is Bethany, and I will be your coordinator today. 