 Dime Community Bancshares, Inc. NASDAQ:DCOM Q3 2022 Earnings Conference Call October 28, 2022 8:30 AM ET Company Participants Kevin OConnor - CEO Stu Lubow - President COO Avi Reddy - CFO Conference Call Participants Mark Fitzgibbon - Piper Sandler Chris OConnell - KBW Manuel Navas - D.A. Davidson Operator Hello everyone. 