 Southern Missouri Bancorp, Inc. NASDAQ:SMBC Q1 2023 Earnings Conference Call October 25, 2022 9:30 AM ET Company Participants Lora Daves - CFO Greg Steffens - Chairman and CEO Matt Funke - President and Chief Administrative Officer Conference Call Participants Kelly Motta - KBW Andrew Liesch - Piper Sandler David Welch - River Oaks Capital Operator Good morning, and welcome to todays Southern Missouri Bancorp Quarterly Earnings Conference Call. My name is Drew, and Ill be coordinating your call today. 