 Bank OZK NASDAQ:OZK Q3 2022 Earnings Conference Call October 21, 2022 11:00 AM ET Company Participants Jay Staley - Director of IR Corporate Development George Gleason - Chairman Chief Executive Officer Cindy Wolfe - Chief Operating Officer Brannon Hamblen - President Tim Hicks - Chief Financial Officer Conference Call Participants Stephen Scouten - Piper Sandler Timur Braziler - Wells Fargo Catherine Mealor - KBW Matt Olney - Stephens Jennifer Demba - Truist Brian Martin - Janney Operator Ladies and gentlemen, thank you for standing by and welcome to the Bank OZK Third Quarter 2022 Earnings Call. Operator Instructions I would now like to turn the call over to your host, Jay Staley, you may begin. 