 Citizens Financial Group Inc. said Wednesday it has agreed to acquire Investors Bancorp Inc. in a deal with an implied value of about 3.5 billion. Under the terms of the deal, Investors Bancorp shareholders will receive 0.297 of a Citizens stock and 1.46 in cash for each share owned, and will own 14 of the combined company The deal is expected to close in the first or second quarter of 2022. 