 PRA Group, Inc. NASDAQ:PRAA Q2 2022 Earnings Conference Call August 8, 2022 5:00 PM ET Company Participants Lauren Partin - Vice President of Global Financial Planning Analysis Kevin Stevenson - President Chief Executive Officer Peter Graham - Executive Vice President Chief Financial Officer Conference Call Participants Bob Napoli - William Blair Mark Hughes - Truist Securities Robert Dodd - Raymond James David Scharf - JMP Securities Operator Good afternoon, and welcome to the PRA Group conference call. Operator Instructions Note, this event is being recorded. 