 KBC Group NV OTCPK:KBCSF Q2 2022 Earnings Conference Call August 11, 2022 3:30 AM ET Company Participants Kurt De Baenst - Head, Investor Relations Johan Thijs - Group Chief Executive Officer Luc Popelier - Group Chief Financial Officer Conference Call Participants Tarik El Mejjad - BofA Giulia Miotto - Morgan Stanley Johan Ekblom - UBS Benoit Petrarque - Kepler Cheuvreux Kiri Vijayarajah - HSBC Anke Reingen - RBC Capital Markets Raul Sinha - JPMorgan Operator Good day, everyone, and welcome to the KBC Group Earnings Release for the Second Quarter of 2022 hosted by Kurt De Baenst, Head of Investor Relations. My name is Ben and Im your event manager. 