 Trupanion, Inc. NASDAQ:TRUP Q3 2022 Earnings Conference Call November 3, 2022 4:30 PM ET Company Participants Laura Bainbridge Investor Relations Darryl Rawlings Chief Executive Officer Margi Tooth President Drew Wolff Chief Financial Officer Tricia Plouf Chief Operating Officer Conference Call Participants Shweta Khajuria Evercore ISI Corey Grady Jefferies John Barnidge Piper Sandler Josh Shanker Bank of America Elliot Wilbur Raymond James Ryan Tunis Autonomous Research Maria Ripps Canaccord Greg Gibas Northland Securities Laura Bainbridge Good afternoon, and welcome to Trupanions third quarter 2022 financial results conference call. Participating on todays call are Margi Tooth, President; Drew Wolff, Chief Financial Officer and joining use remotely from Europe, Darryl Rawlings, Chief Executive Officer. 