 Raiffeisen Bank International AG OTCPK:RAIFF Q3 2022 Earnings Conference Call November 3, 2022 9:00 AM ET Company Participants Johann Strobl - CEO Hannes Mosenbacher - CFO Conference Call Participants Andrea Vercellone - BNP Exane Alan Webborn - Societe Generale Gabor Kemeny - Autonomous Research Olga Veselova - Bank of America Mehmet Sevim - JPMorgan Simon Nellis - Citibank Johannes Thormann - HSBC Hugo Cruz - KBW Riccardo Rovere - Mediobanca Krishnendra Dubey - Barclays Mate Nemes - UBS Operator Good afternoon, ladies and gentlemen, and welcome to the Q3 2022 Conference Call of Raiffeisen Bank International. Todays conference is being recorded. 