 Acting US Comptroller of the Currency Michael Hsu delivered an interesting speech today at the Brookings Institution. He warned that monetary fines arent correcting longstanding problems at big banks because theyre extremely complex and that the only solution may be to break them up.Control failures, risk management breakdowns, and negative surprises occur too frequently, Hsu said. Not because of weak management, but because of the sheer size and complexity of the organization.... 