 F.N.B. Corporation NYSE:FNB Q2 2022 Earnings Conference Call July 21, 2022 8:30 AM ET Company Participants Lisa Constantine - Investor Relations Vince Delie - Chairman, President Chief Executive Officer Gary Guerrieri - Chief Credit Officer Vince Calabrese - Chief Financial Officer Conference Call Participants Timur Braziler - Wells Fargo Securities Daniel Tamayo - Raymond James Michael Perito - KBW Russell Gunther - D.A. Davidson Brian Martin - Janney Operator Good morning and welcome to the F.N.B. 