 Pacific Premier Bancorp, Inc. NASDAQ:PPBI Q2 2022 Earnings Conference Call July 21, 2022 12:00 PM ET Company Participants Steven Gardner - Chairman, President and CEO Ronald Nicolas - Senior EVP and CFO Conference Call Participants David Feaster - Raymond James Matthew Clark - Piper Sandler Gary Tenner - D.A. Davidson Andrew Terrell - Stephens Operator Good morning, and welcome to the Pacific Premier Bancorp Inc. Second Quarter Conference Call. 