 Start Time: 16:30 January 1, 0000 5:32 PM ET The Western Union Company NYSE:WU Q3 2022 Earnings Conference Call November 01, 2022, 16:30 PM ET Company Participants Devin McGranahan - President and CEO Matt Cagwin - Interim CFO Brad Windbigler - Head, Treasury and IR Conference Call Participants Will Nance - Goldman Sachs Vasundhara Govil - Keefe, Bruyette Woods Timothy Chiodo - Credit Suisse Tien-tsin Huang - JPMorgan Darrin Peller - Wolfe Research Rayna Kumar - UBS Ramsey El-Assal - Barclays Jason Kupferberg - Bank of America Merrill Lynch Bryan Keane - Deutsche Bank Kenneth Suchoski - Autonomous David Togut - Evercore Andrew Schmidt - Citi James Faucette - Morgan Stanley Operator Good day and welcome to the Western Union Third Quarter 2022 Results Conference Call. All participants will be in listen-only mode. 