 Citigroup Inc. NYSE:C.PK Goldman Sachs 2022 US Financial Services Conference December 7, 2022 11:20 AM ET Company Participants Jane Fraser - Chief Executive Officer Conference Call Participants Richard Ramsden - Goldman Sachs Richard Ramsden So Im delighted to welcome our next speaker, who is Jane Fraser, CEO of Citigroup. Jane I think has been at Citigroup for 18 years, is that correct? 