 Bright Health Group, Inc. NYSE:BHG Q3 2022 Earnings Conference Call November 9, 2022 8:00 AM ET Company Participants Stephen Hagan - Director, IR Mike Mikan - President CEO Cathy Smith - CFO CAO Conference Call Participants Nathan Rich - Goldman Sachs Joshua Raskin - Nephron Research Steven Valiquette - Barclays Lisa Gill - J.P. Morgan Chase Michael Hall - Morgan Stanley Kevin Fischbeck - Bank of America Gary Taylor - Cowen Operator Hello and welcome to todays Bright Health Group Third Quarter 2022 Earnings Call. 