 First Hawaiian, Inc. NASDAQ:FHB Q3 2022 Earnings Conference Call October 28, 2022 1:00 PM ET Company Participants Kevin Haseyama - Strategic Planning IR Manager Robert Harrison - Chairman, President CEO Ralph Mesick - Interim CFO, Finance Group, Vice Chairman Chief Risk Officer of Risk Management Group Christopher Dods - Vice Chairman, Digital Banking Marketing Group and COO Conference Call Participants Steven Alexopoulos - JPMorgan Chase Co. David Feaster - Raymond James Associates Andrew Liesch - Piper Sandler Co. Timur Braziler - Wells Fargo Securities Christopher Larmoyeux - Holocene Advisors Kelly Motta - KBW Laurie Hunsicker - Compass Point Research Trading Operator Good day, and thank you for standing by. Welcome to the First Hawaiian, Inc. Q3 2022 Earnings Conference Call. 