 Thank you for joining the Greenlight Re conference call for the first-quarter 2020 earnings. The company reminds you that forward-looking statements that may be made in this call are intended to be covered by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are not statements of historical facts, but rather reflect the companys current expectations, estimates and predictions about future results and events and are subject to risks, uncertainties and assumptions, including those enumerated in the companys Form 10-KA for the year ended December 31, 2019, and other documents filed by the company with the SEC. 