 Horace Mann Educators Corporation NYSE:HMN Q3 2022 Earnings Conference Call November 4, 2022 11:00 AM ET Company Participants Heather Wietzel Vice President-Investor Relations Marita Zuraitis President and Chief Executive Officer Bret Conklin Executive Vice President and Chief Financial Officer Mark Desrochers Property Casualty Matt Sharpe Supplemental Group Benefits Ryan Greenier Investments Conference Call Participants Gary Ransom Dowling Partners John Barnidge Piper Sandler Matt Carletti JMP Meyer Shields KBW Operator Good day, and welcome to the Horace Mann Educators Third Quarter 2022 Investor Call. All participants will be in listen-only mode. 