 Nicolet Bankshares, Inc. NASDAQ: NCBS Nicolet announced first quarter 2020 net income of 10.6 million and earnings per diluted common share of 0.98, compared to 12.3 million and 1.18 for fourth quarter 2019, and 10.3 million and 1.05 for first quarter 2019, respectively. Annualized quarterly return on average assets was 1.19, 1.46 and 1.37, for first quarter 2020, fourth quarter 2019 and first quarter 2019, respectively. 