 Oportun Financial Corporation NASDAQ:OPRT Q2 2022 Earnings Conference Call August 8, 2022 5:00 PM ET Company Participants Dorian Hare - Senior Vice President, Investor Relations Raul Vazquez - Chief Executive Officer Jonathan Coblentz - Chief Financial Officer and Chief Administrative Officer Conference Call Participants John Hecht - Jefferies Sanjay Sakhrani - KBW Mark DeVries - Barclays Rick Shane - JPMorgan Hal Goetsch - Loop Capital Operator Welcome to Oportun Financial Corporations Second Quarter 2022 Earnings Conference Call. Operator Instructions Todays call is being recorded. 