 Royal Bank of Canada NYSE:RY Q3 2022 Earnings Conference Call August 24, 2022 8:00 AM ET Company Participants Asim Imran - Head, Investor Relations Dave McKay - President and Chief Executive Officer Nadine Ahn - Chief Financial Officer Graeme Hepworth - Chief Risk Officer Neil McLaughlin - Group Head, Personal and Commercial Banking Doug Guzman - Group Head, Wealth Management, Insurance and ITS Derek Neldner - Group Head, Capital Markets Conference Call Participants Ebrahim Poonawala - Bank of America Meny Grauman - Scotiabank Gabriel Dechaine - National Bank Financial Mario Mendonca - TD Securities Paul Holden - CIBC Sohrab Movahedi - BMO Capital Markets Scott Chan - Canaccord Genuity Lemar Persaud - Cormark Securities Joo Ho Kim - Credit Suisse Nigel DSouza - Veritas Investment Research Operator Good morning ladies and gentlemen. Welcome to RBCs Conference Call for the Third Quarter 2022 Financial Results. 