 First Republic Bank NYSE:FRC.PK Q4 2022 Earnings Conference Call January 13, 2023 10:00 AM ET Corporate Participants Mike Ioanilli - Vice President and Director of Investor Relations Jim Herbert - Founder, Executive Chairman Mike Roffler - President and Chief Executive Officer Mike Selfridge - Chief Banking Officer Bob Thornton - President, Private Wealth Management Olga Tsokova - Chief Accounting Officer and Deputy Chief Financial Officer Neal Holland - Chief Financial Officer Conference Call Participants Steven Alexopoulos - JP Morgan Dave Rochester - Compass Point Casey Haire - Jefferies Manan Gosalia - Morgan Stanley Jared Shaw - Wells Fargo John Pancari - Evercore Bill Carcache - Wolfe Research Erika Najarian - UBS Chris McGratty - KBW Terry McEvoy - Stephens Andrew Liesch - Piper Sandler David Smith - Autonomous Operator Greetings and welcome to First Republic Banks Fourth Quarter and Full Year 2022 Earnings Conference Call. Todays conference is being recorded. 