 Silvergate Capital Corporation NYSE:SI Business Update Conference Call January 5, 2023 8:00 AM ET Company Participants Hunter Stenback - IR Alan Lane - CEO Tony Martino - CFO Ben Reynolds - Chief Strategy Officer Conference Call Participants Michael Perito - KBW Steven Alexopoulos - JPMorgan Joseph Vafi - Canaccord Dave Rochester - Compass Point David Chiaverini - Wedbush Securities Jared Shaw - Wells Fargo Will Nance - Goldman Sachs Manan Gosalia - Morgan Stanley Mark Palmer - BTIG George Sutton - Craig-Hallum Operator Hello, everyone and welcome to the Silvergate Capital Corporate Business Update Call. My name is Emily and Ill be coordinating your call today Operator Instructions. 