 Veritex Holdings, Inc. NASDAQ:VBTX Q1 2022 Earnings Conference Call April 27, 2022 9:30 AM ET Company Participants Susan Caudle - Investor Relations Officer Secretary to the Board Malcolm Holland - Chairman Chief Executive Officer Terry Earley - Chief Financial Officer Clay Riebe - Chief Credit Officer Conference Call Participants Michael Rose - Raymond James Brett Rabatin - Hovde Gary Tenner - D.A. Davidson Brady Gailey - KBW Matt Olney - Stephens Graham Dick - Piper Sandler Operator Good day and welcome to the Veritex Holdings First Quarter 2022 Earnings Conference Call and Webcast. 