 Blend Labs, Inc. NYSE:BLND Q3 2022 Earnings Conference Call November 10, 2022 4:30 PM ET Company Participants Crystal Sumner Head-Legal Compliance and Risk Nima Ghamsari Co-Founder and Head Marc Greenberg Head-Finance Conference Call Participants David Unger Wells Fargo Michael Ng Goldman Sachs Ryan Tomasello KBW Matt Stotler William Blair Robert Dee Truist Madison Schrage KeyBanc Crystal Sumner Good afternoon, and welcome to Blends Third Quarter 2022 Earnings Conference Call. My name is Crystal Sumner, Head of Legal Compliance and Risk for the company. 