 OneMain Holdings, Inc. NYSE:OMF Q2 2022 Earnings Conference Call July 28, 2022 8:30 AM ET Company Participants Peter Poillon - Head, IR Douglas Shulman - Chairman, President CEO Micah Conrad - EVP CFO Conference Call Participants Michael Kaye - Wells Fargo Securities Richard Shane - JPMorgan Chase Co. Vincent Caintic - Stephens Inc. Kevin Barker - Piper Sandler Co. John Hecht - Jefferies Moshe Orenbuch - Crédit Suisse Operator Welcome to the OneMain Financial Second Quarter 2022 Earnings Conference Call and Webcast. Hosting the call today from OneMain is Peter Poillon, Head of Investor Relations. 