 KeyCorp NYSE:KEY.PK Q4 2018 Results Conference Call January 19, 2023 10:00 AM ET Company Participants Chris Gorman - Chairman and CEO Don Kimble - CFO Clark Khayat - Chief Strategy Officer Mark Midkiff - Chief Risk Officer Conference Call Participants John Pancari - Evercore Manan Gosalia - Morgan Stanley Ebrahim Poonawala - Bank of America Steven Alexopoulos - JP Morgan Gerard Cassidy - RBC Scott Siefers - Piper Sandler Mike Mayo - Wells Fargo Ken Usdin - Jefferies Matt OConnor - Deutsche Bank Peter Winter - D.A. Davidson Operator Good morning, and welcome to KeyCorps Fourth Quarter 2022 Earnings Conference Call. 