 Ohio Valley Banc Corp. Nasdaq: OVBC the Company reported consolidated net income for the quarter ended December 31, 2019, of 3,498,000, a decrease of 358,000 from the 3,856,000 earned for the fourth quarter of 2018. Earnings per share for the fourth quarter of 2019 were .73 compared to .82 for the prior year fourth quarter. For the year ended December 31, 2019, net income totaled 9,907,000, a decrease of 2,037,000, or 17.1 percent, from net income of 11,944,000 for the year ended December 31, 2018. Earnings per share were 2.08 for 2019 versus 2.53 for 2018. Return on average assets and return on average equity were .96 percent and 8.10 percent, respectively, for the year ended December 31, 2019, compared to 1.12 percent and 10.63 percent, respectively, for the same period in the prior year. 