 Tiptree Inc. NASDAQ:TIPT Q3 2022 Results Conference Call November 3, 2022 9:00 AM ET Company Participants Scott McKinney - Deputy CFO Michael Barnes - Executive Chairman Jonathan Ilany - CEO Sandra Bell - CFO Operator Welcome to the Tiptree Inc. Third Quarter 2022 Earnings Conference Call Operator Instructions. I would now like to turn the conference over to Scott McKinney, Deputy CFO. 