 Columbia Banking System, Inc. NASDAQ:COLB Q4 2022 Earnings Conference Call January 24, 2023 2:00 PM ET Company Participants Clint Stein - President Chief Executive Officer Aaron Deer - Chief Financial Officer Chris Merrywell - Chief Operating Officer Conference Call Participants David Feaster - Raymond James Jeff Rulis - D.A. Davidson Jon Arfstrom - RBC Capital Markets Chris McGratty - KBW Andrew Terrell - Stephens Matthew Clark - Piper Sandler Operator Ladies and gentlemen, thank you for standing by. 