 Royal Bank of Canada NYSE:RY Scotiabank 23rd Annual Financial Summit September 7, 2022 9:35 AM ET Company Participants Dave McKay - President Chief Executive Officer Conference Call Participants Meny Grauman - Scotiabank Meny Grauman So Id like everyone to join me in warmly welcoming my first guest of the morning, Dave McKay, President and CEO of Royal Bank of Canada. Dave McKay Good morning. 