 OFG Bancorp NYSE:OFG Q3 2022 Earnings Conference Call October 20, 2022 10:00 AM ET Company Participants Jose Fernandez - Chief Executive Officer Vice Chairman Maritza Arizmendi - Chief Financial Officer Conference Call Participants Alex Twerdahl - Piper Sandler Kelly Motta - KBW Brett Rabatin - Hovde Group Timur Braziler - Wells Fargo Securities Operator Call starts abruplty Higher yield. This accounted for 43 of the increase in net interest income. 