 SLM Corporation NASDAQ:SLM Q2 2022 Earnings Conference Call July 28, 2022 8:00 AM ET Company Participants Brian Cronin - VP, IR Jon Witter - CEO Steve McGarry - EVP CFO Conference Call Participants Moshe Orenbuch - Credit Suisse Mark DeVries - Barclays Sanjay Sakhrani - KBW Melissa Wedel - JPMorgan Operator Good day and thank you for standing by. Welcome to the Second Quarter Sallie Mae Earnings Call. 