 Banner Corporation NASDAQ:BANR Q3, 2022 Earnings Call October 20, 2022 ET Company Participants Rich Arnold - Head of Investor Relations Mark Grescovich - President and Chief Executive Officer Peter Conner - Executive Vice President and Chief Financial Officer Jill Rice - Executive Vice President and Chief Credit Officer Conference Call Participants Jeff Rulis - D.A. Davidson Andrew Liesch - Piper Sandler Andrew Terrel - Stephens Inc Kelly Motta - KBW David Feaster - Raymond James Operator Good morning or good afternoon. 