 Ally Financial Inc. NYSE:ALLY Q3 2022 Earnings Conference Call October 19, 2022 9:00 AM ET Company Participants Sean Leary - Head, Investor Relations Jeff Brown - Chief Executive Officer Jenn LaClair - Outgoing Chief Financial Officer Brad Brown - Interim Chief Financial Officer Conference Call Participants Ryan Nash - Goldman Sachs Moshe Orenbuch - Credit Suisse Betsy Graseck - Morgan Stanley Sanjay Sakhrani - KBW Operator Good day and thank you for standing by. Welcome to the Ally Financial Third Quarter 2022 Earnings Conference Call. 