<prompt> Translate the following text to EnglishNadhani jambo gumu zaidi kwa watu ni kuacha na kuanza kulipa, hasa kwa sababu unaweza kufanya hivyo sasa na ni rahisi sana.  <response>: that i think that was the most difficult thing for people to pick up on was stopping and starting peoples pay mainly because you can do it now and its easy and its so easy that people go 