<prompt> Translate the following text to EnglishHUD inaelezea kwamba sheria ya mwisho haitaweza kusababisha matumizi ya kila mwaka ya 100m au zaidi na serikali za jimbo, za mitaa, au za kikabila kwa jumla, au na sekta binafsi.  <response>: In its submission, HUD explains that the final rule is not likely to result in annual expenditures of 100 million or more by State, local, or tribal governments in the aggregate, or by the private sector. 