<prompt> Translate the following text to SwahiliIt includes, returns, allowances, and price redeterminations but not credit losses due to the inability of the debtor to pay the established or negotiated price.  <response>: Ni pamoja na, kurudi, marekebisho, na bei redefinitions lakini si hasara ya mikopo kwa sababu ya kutokuwa na uwezo wa mdaiwa kulipa bei iliyowekwa au kujadiliwa. 