<prompt> Translate the following text to EnglishNyumba kushikilia hisa moja kwa moja kama vile kwa njia ya moja kwa moja kupitia fedha za pamoja, fedha za pensheni, bima ya maisha, na amana.  <response>: Households hold stocks directly as well as indirectly through mutual funds, pension funds, life insurers, and trusts. 