<prompt> Translate the following text to EnglishLedfords wanasema waliondoka kutoka kwa kufungwa kwa mkopo wa haraka bila kuelewa ni kiasi gani malipo yao ya mkopo wa nyumba yangeongezeka au jinsi Reilly alikuwa amewastahili kukopa 360,000.  <response>: The Ledfords say they came away from a hurried loan closing without understanding how much their mortgage payments would increase or how Reilly had qualified them to borrow 360,000. 