<prompt> Translate the following text to EnglishNi pamoja na, kurudi, marekebisho, na bei redefinitions lakini si hasara ya mikopo kwa sababu ya kutokuwa na uwezo wa mdaiwa kulipa bei iliyowekwa au kujadiliwa.  <response>: It includes, returns, allowances, and price redeterminations but not credit losses due to the inability of the debtor to pay the established or negotiated price. 