<prompt> Translate the following text to EnglishKwa maelezo zaidi kuhusu jinsi ya kuandaa tabia ya watumiaji katika kuunda sera ya kifedha, tazama N. Gregory Mankiw, The Savers-Spender Theory of Fiscal Policy NBER 7571.  <response>: For further discussion about accommodating consumer behavior in modeling fiscal policy, see N. Gregory Mankiw, The Saver-Spender Theory of Fiscal Policy, NBER Working Paper 7571 February 2000. 