<prompt> Translate the following text to EnglishKwa walipa kodi wa kibinafsi, motisha za kodi huongeza faida baada ya kodi ya akiba kwa madhumuni maalum au kwa aina maalum za mali zilizokusanywa.  <response>: For individual taxpayers, tax incentives increase the after-tax return on saving for particular purposes or on specific types of assets accumulated. 