<prompt> Translate the following text to SwahiliThe final rule amends Regulation Y to improve the competitiveness of bank holding companies by eliminating unnecessary regulatory burden and operating restrictions and streamlining the application and notice process.  <response>: Sheria ya mwisho inabadilisha Kanuni Y ili kuboresha ushindani wa makampuni ya benki kwa kuondoa mzigo usio wa lazima wa udhibiti na vikwazo vya uendeshaji na kurahisisha mchakato wa maombi na taarifa. 