<prompt> Translate the following text to EnglishKwa mfano, mikopo iliyotolewa kabla ya mwaka 1992 na mikopo iliyotolewa baada ya mwaka 1992 ni sawa na mikopo iliyotolewa kabla ya mwaka 1992.  <response>: Pre-1992 loans and loan guarantees that are modified shall each, respectively, constitute a single cohort. 