<prompt> Translate the following text to EnglishUchaguzi kuhusu kama kuwekeza, kwa mfano, katika soko la hisa au katika chini ya hatari, chini ya mavuno mali kama vile benki ya akiba akaunti pia kufanya tofauti.  <response>: Choices about whether to invest, for example, in the stock market or in less risky, lower-yielding assets such as a bank saving account also make a difference. 