<prompt> Translate the following text to EnglishKama mageuzi ya usalama wa kijamii kupunguza mapato ya kustaafu, wachambuzi wengi wanatarajia kwamba wafanyakazi wanaweza, kwa kiwango fulani, wanataka kusawazisha athari hii kwa kuongeza akiba yao nje ya mfumo wa usalama wa kijamii.  <response>: If Social Security reform reduces anticipated retirement income, many analysts expect that workers might, to some degree, want to offset this effect by increasing their saving outside the Social Security system. 