<prompt> Translate the following text to EnglishKama hatukuwa na aina hii ya kusumbua hatua mara kwa mara, hatungepata premium hatari wakati wote, kwa sababu basi kila mtu ingekuwa tu wanataka kushikilia hisa.  <response>: If we didnt have this kind of upsetting move occasionally, we would not get the risk premium at all, because then everyone would only want to hold stocks. 