<prompt> Translate the following text to Swahilithat much spent right well and some people use one credit card to pay for another credit card they own and i mean that does nothing but exacerbate the entire problem  <response>: Kwa sababu hii, watu wengi hutumia kadi ya mkopo ya kibinafsi kulipia kadi nyingine ya mkopo, na hii inaongeza tatizo. 