<prompt> Translate the following text to Swahilithere have been times that i have been bad about the credit cards and so pretty much now uh we dont use them too much if we travel or something yeah but you know  <response>: Kuna wakati ambapo mimi kuwa mbaya kuhusu kadi za mkopo na hivyo pretty much sasa uh sisi si kutumia yao sana kama sisi kusafiri au kitu. 