<prompt> Translate the following text to Englisha Masharti ya mikopo ya pensheni huongeza ushiriki lakini yanaweza kuathiri usalama wa mapato kwa baadhi ya watu GAO, HHS, 98-5; Oktoba 1, 1997.  <response>: 30401k Pension Loan Provisions Enhance Participation But May Affect Income Security for Some GAOHEHS-98-5, October 1, 1997. 