<prompt> Translate the following text to EnglishKama ilivyoelezwa hapo juu, Hakuna kitu cha kushangaza katika sheria ya Texas, ambayo inatoa haki ya kukopa, kwa sababu sheria ya Texas inatoa haki ya kukopa, kwa sababu sheria ya Texas inatoa haki ya kukopa, kwa sababu sheria ya Texas inatoa haki ya kukopa.  <response>: schedule a under uh well its the same place its the same place you put uh interest but but see thats what thats what makes Texas squirrelly laws that uh you cant you cant take out a a second mortgage uh like some states where you can take out the mortgage and declare that and so uh its fully deductible the laws are a little squirrelly but it basically comes down to its not in your best interest to borrow money from a tax standpoint 