<prompt> Translate the following text to SwahiliThe cover story repeats the usual criticisms of managed HMOs are rewarded for choosing the cheapest treatment over the best one and denying membership to unhealthy patients.  <response>: Hiyo ni kwa sababu HMO huchaguliwa kwa kuchagua matibabu ya bei nafuu kuliko bora na kukataa uanachama kwa wagonjwa wasio na afya. 