<prompt> Translate the following text to SwahiliHowever, when defined contribution plans, like 401k plans, incur such losses, the individual plan participants are directly affected and bear the losses themselves.  <response>: Hata hivyo, wakati mipango ya mchango uliofafanuliwa, kama vile mipango ya 401 k, hupata hasara kama hizo, washiriki wa mpango mmoja mmoja huathiriwa moja kwa moja na kubeba hasara wenyewe. 