<prompt> Translate the following text to SwahiliSome contributions may represent saving that would have occurred even without the tax incentives or amounts merely shifted from taxable assets or even financed by borrowing.  <response>: Baadhi ya michango inaweza kuwakilisha akiba ambayo ingekuwa kutokea hata bila motisha ya kodi au kiasi tu kuhamishwa kutoka mali taxable au hata kufadhiliwa kwa kukopa. 