<prompt> Translate the following text to SwahiliThese reasons, which have also discouraged other headquarters units, include the airlines refusal to establish separate official and personal travel accounts for employees, employees reluctance to participate, administrative burdens and costs, and limited savings.  <response>: Hizi sababu, ambazo pia zimesababisha vikosi vingine vya makao makuu, ni pamoja na kukataa kwa mashirika ya ndege kuanzisha akaunti tofauti za safari za rasmi na za kibinafsi kwa wafanyakazi, kukataa kwa wafanyakazi kushiriki, mzigo wa kiutawala na gharama, na akiba ndogo. 