<prompt> Translate the following text to SwahiliAs we have previously reported, the extent to which individual accounts would affect national saving depends on how they are financed, how the program is structured, and how people adjust their own saving behavior in response to individual accounts.  <response>: Kama tulivyosema hapo awali, kiwango ambacho akaunti za mtu binafsi zitaathiri akiba ya kitaifa inategemea jinsi zinavyofadhiliwa, jinsi programu imepangwa, na jinsi watu wanavyobadilisha tabia yao ya akiba kwa kukabiliana na akaunti za mtu binafsi. 