<prompt> Translate the following text to EnglishHata hivyo, kama wewe ni mtu ambaye anajua kwamba wewe ni mwenye hatari ya mkopo, unaweza kuwa na uhakika kwamba wewe ni mtu ambaye ana uwezo wa kupata mkopo wa kutosha, na kwamba wewe ni mtu ambaye ni tayari kupitishwa.  <response>: yeah yeah its like id like to know where they determine that im such a good credit risk that they can go and say you get this much credit line you know youve already been preapproved 