<prompt> Translate the following text to SwahiliSecond, they need to help manage risk, including risk related to attempts to maximize current value at the expense of mortgaging the future.  <response>: Pili, wanahitaji kusaidia kusimamia hatari, ikiwa ni pamoja na hatari inayohusiana na majaribio ya kuongeza thamani ya sasa kwa gharama ya kukodisha siku zijazo. 