<prompt> Translate the following text to EnglishBenki hizo zinatumia dola bilioni 5 za Marekani kufadhili mikopo ya nyumba, mikopo ya nyumba, mikopo ya magari, na aina nyingine za mikopo ambayo hupokea asilimia 7 au zaidi ya riba wanayoiita.  <response>: 5 billion that these banks can use to fund their mortgages, home equity loans, automobile loans, and other types of loans for which they receive approximately 7 percent or more on interest they charge. 