<prompt> Translate the following text to EnglishMwaka 1998, asilimia 48 ya watu waliostaafu hawakuwa na mapato ya pensheni, na asilimia 53 ya watu waliofanya kazi hawakuwa na mipango ya pensheni.  <response>: In 1998, about 48 percent of retirees lacked pension income or annuities, and about 53 percent of those employed lacked a pension plan. 