<prompt> Translate the following text to EnglishKwa hiyo - kinyume na kile tunachoambiwa na nadharia ya kiuchumi ya kawaida - watu wawili wenye mapendezi sawa na fursa sawa wanaweza kupitisha mitazamo tofauti sana kuelekea kuokoa.  <response>: So--contrary to what were told by orthodox economic theory--two individuals with exactly the same preferences and exactly the same opportunities can adopt dramatically different attitudes toward saving. 