<prompt> Translate the following text to SwahiliUnder this method, the amortization amount of the subsidy cost allowance equals the effective interest minus the nominal interest of the direct loans times the effective interest rate the discount rate.  <response>: Kwa njia hii, kiasi cha kupotea kwa ruzuku ya gharama ya ruzuku ni sawa na riba halisi minus riba ya jina la mikopo ya moja kwa moja mara kiwango cha riba halisi kiwango cha discount. 