<prompt> Translate the following text to EnglishKwa mfano, ikiwa mikopo kwa vituo vya ski, minyororo ya chakula cha haraka, na serikali ya Bolivia ililipa faida ya juu kidogo kuliko mikopo kwa biashara ndogo ndogo ya ndani au jengo la makazi, basi lazima iwe matumizi ya thamani zaidi ya mtaji.  <response>: If loans to ski resorts, fast-food chains, and the Bolivian government paid a slightly higher return than loans to a local small business or housing complex, then they had to be the more deserving use of capital. 