<prompt> Translate the following text to Swahiliuh-huh yeah it does because youre you know you youre you know youre just costing costing yourself more money because you if you cant make the monthly the minimum payment youre paying interest again so yeah  <response>: Hakika, kama wewe ni mwenyeji wa fedha, basi ni lazima ufanye hivyo kwa sababu, ikiwa utapata pesa za kila mwezi, utapata faida ya mara kwa mara. 