<prompt> Translate the following text to EnglishWakati na juhudi zinazohitajika kupata ripoti za kupokea pia hazingekuwepo, na mahitaji ya malipo ya haraka kutumia faida ya punguzo na kuepuka ada za malipo ya marehemu yanaweza kutimizwa kwa urahisi zaidi.  <response>: The time and effort needed to locate receiving reports would also not exist, and prompt payment requirements taking advantage of discounts and avoiding late payment fees could more easily be met. 