<prompt> Translate the following text to SwahiliFor example, some households live paycheck-to-paycheck and might spend all of a tax cut, whereas other households might spend only a portion; a Ricardian household might save all of a tax cut in anticipation of future tax increases.  <response>: Kwa mfano, baadhi ya familia huishi paycheck-to-paycheck na inaweza kutumia yote ya kupunguzwa kodi, wakati familia nyingine inaweza kutumia tu sehemu; familia Ricardian inaweza kuokoa wote wa kupunguzwa kodi katika matarajio ya ongezeko la kodi ya baadaye. 