<prompt> Translate the following text to SwahiliTherefore, their saving choices affect not only their own retirement income but also potentially affect the standard of living for future workers.  <response>: Kwa hiyo, uchaguzi wao wa kuokoa huathiri si tu mapato yao ya kustaafu lakini pia uwezekano wa kuathiri kiwango cha maisha kwa wafanyakazi wa baadaye. 