<prompt> Translate the following text to SwahiliAnnouncing any benefits changes sooner rather than later would make it easier for individuals to plan for retirement and to adjust their saving behavior accordingly.  <response>: Kutangaza mabadiliko yoyote ya faida mapema badala ya baadaye ingefanya iwe rahisi kwa watu binafsi kupanga kustaafu na kurekebisha tabia yao ya kuokoa ipasavyo. 