<prompt> Translate the following text to SwahiliThis is said to give the doctor-investors an incentive not only to cut corners the traditional HMO complaint but also to send poor patients to doctors outside the company while referring rich patients to doctors affiliated with the company.  <response>: Hii inasemekana kuwa inatoa wawekezaji wa daktari kichocheo sio tu kupunguza pembe malalamiko ya jadi ya HMO lakini pia kutuma wagonjwa maskini kwa madaktari nje ya kampuni wakati waelekeza wagonjwa matajiri kwa madaktari wanaohusishwa na kampuni. 