<prompt> Translate the following text to EnglishHii ni kweli, lakini kwa sababu ya kuwa na masharti ya kuajiri, kampuni yetu inahitaji kuwa na masharti ya kuajiri, kwa sababu ya kuwa na masharti ya kuajiri, ambayo ni pamoja na gharama za bima ya afya, na gharama za kuajiri.  <response>: it is very much so its a billion dollar problem you know every year uh our company had it doesnt apply to me thank goodness it applies to you know to the younger employees that theyre having to pick up you know more of the uh health insurance cost you know themselves the deductibles are going up and the co-payments are going up 