<prompt> Translate the following text to EnglishKwa kuzingatia kupungua kwa kiwango cha akiba ya kibinafsi, ni shaka kwamba Wamarekani watapunguza matumizi kwa hiari sana hivi kwamba taifa litakuwa na hatari ya kuokoa sana.  <response>: Given the steady decline in the personal saving rate, it is doubtful that Americans would willingly reduce consumption so much that the nation would be at risk of saving too much. 