<prompt> Translate the following text to EnglishLakini, kwa wakati ujao, utaona kwamba watu wenye hatari kubwa wanalipa premium lakini wanahitaji kupata njia ya kuthibitisha.  <response>: um but i think in time come youre going to see that happening youre going to see um where the high risk people pay a premium but they have to find a way to prove it 