<prompt> Translate the following text to EnglishWakati wa kuanzisha akaunti za akiba za elimu, Hope ni mkopo wa chuo kikuu, na wakati wa kuanzisha akaunti za akiba za elimu, Hope ni mkopo wa chuo kikuu, na wakati huo huo, mkopo wa chuo kikuu ni mkopo wa chuo kikuu.  <response>: bonds or education savings accounts to pay for college, other provisions, such as the HOPE credit, are aimed more at making college more affordable. 