<prompt> Translate the following text to SwahiliA direct loan financing account may hold uninvested balances to bridge transactions that are integral to its operations, such as when it borrows from Treasury to disburse direct loans prior to the time of disbursement; it earns interest on these balances to reflect the time value of money and thereby finance the interest it pays on its debt to Treasury.  <response>: Akaunti ya fedha ya mkopo wa moja kwa moja inaweza kuwa na mabaki yasiyo ya kuwekeza ili kuunganisha shughuli ambazo ni sehemu muhimu ya shughuli zake, kama vile wakati inapochukua mkopo kutoka kwa Hazina ili kutoa mikopo ya moja kwa moja kabla ya wakati wa malipo; inapata riba kwenye mabaki haya ili kuonyesha thamani ya wakati wa fedha na hivyo kufadhili riba inayolipa kwa deni lake kwa Hazina. 