<prompt> Translate the following text to SwahiliThese 1 direct savings from lower compliance costs, 2 process efficiency and other productivity gains, 3 environmental and health benefits not captured within normal market transactions, and 4 spillovers andor learning induced by either the technology investment, or the R and D efforts.  <response>: 1 Hizi mapato ya moja kwa moja kutoka kwa gharama za chini za kufuata, 2 ufanisi wa mchakato na faida nyingine za uzalishaji, 3 faida za mazingira na afya ambazo hazijapatikana katika shughuli za kawaida za soko, na 4 spillovers na kujifunza inayotokana na uwekezaji wa teknolojia au juhudi za RD. 