<prompt> Translate the following text to SwahiliNET LEVEL PREMIUM RESERVE - The excess, if any, of the present value of future guaranteed death endowment benefits over the present value of future net premiums.  <response>: NET LEVEL PREMIUM RESERVE - Zaidi, kama yoyote, ya thamani ya sasa ya baadaye uhakika kifo utoaji faida juu ya thamani ya sasa ya baadaye premium safi. 