<prompt> Translate the following text to EnglishHMO hulipa bili zote za matibabu isipokuwa kwa malipo madogo na kwa ujumla hutoa chanjo ya dawa ya ukarimu, mara nyingi bila gharama ya ziada - isipokuwa kuacha uchaguzi wa daktari au hospitali.  <response>: The HMOs pay all medical bills except for a small copayment and generally provide generous drug coverage, often at no extra cost--except giving up ones choice of doctor or hospital. 