<prompt> Translate the following text to SwahiliPREMIUM DEFICIENCY - A condition under which a liability for future policy benefits using current conditions exceeds the liability for future policy benefits using contract conditions.  <response>: PREMIUM DEFICIENCY - Hali ambayo dhima kwa faida ya sera ya baadaye kwa kutumia hali ya sasa inazidi dhima kwa faida ya sera ya baadaye kwa kutumia hali ya mkataba. 