<prompt> Translate the following text to SwahiliFor example, raising the retirement age reduces benefits and could induce some individuals to save more now in order to retire before they are eligible for Social Security.  <response>: Kwa mfano, kuongeza umri wa kustaafu hupunguza faida na inaweza kushawishi baadhi ya watu kuokoa zaidi sasa ili kustaafu kabla ya kuwa na haki ya Usalama wa Jamii. 