<prompt> Translate the following text to Swahiliand yeah then you have to pay your fee and American Express youre really its not a credit card because you have to pay it off at the end of the month but the fee for that its really expensive isnt it  <response>: Kwa hiyo, kwa sababu ya gharama za malipo, American Express ni moja ya kadi za mkopo za kawaida, na kwa sababu ya gharama za malipo, ni moja ya kadi za mkopo za kawaida. 