<prompt> Translate the following text to SwahiliThe increase in spending at any one time due to the wealth effect would be expected to be small, given a life-cycle savers tendency to spread consumption of a significant change in wealth over time.  <response>: Ongezeko la matumizi wakati wowote kwa sababu ya athari ya utajiri inatarajiwa kuwa ndogo, ikizingatiwa mwelekeo wa kuokoa mzunguko wa maisha kueneza matumizi ya mabadiliko makubwa ya utajiri kwa muda. 