<prompt> Translate the following text to EnglishKwa kweli, mimi nina uhakika kwamba wewe ni kweli kuwa na uwezo wa kupata mikopo ya chuo kikuu kwa muda mrefu zaidi ya miaka 30 na kwa sababu hiyo, mimi ni kweli kuwa na uwezo wa kupata mikopo ya chuo kikuu kwa muda mrefu zaidi ya miaka 30.  <response>: i i think realistically you know you can have your college loans delayed now because i had them delayed because im back in graduate school at thirty years old 