<prompt> Translate the following text to SwahiliThe problem, though, is that the ADR phenomenon has created a situation where U.S. investors are pouring billions of dollars into companies whose standards of financial disclosure and corporate governance are dramatically different from our own and which are, in some cases, nonexistent.  <response>: Tatizo ni kwamba, advertising imeunda hali ambapo wawekezaji wa Marekani wanamimina mabilioni ya dola katika makampuni ambayo viwango vya kufichua fedha na utawala wa ushirika ni tofauti sana na yetu na ambayo, katika baadhi ya kesi, haipo. 