<prompt> Translate the following text to EnglishKwa kawaida, mapato ya kustaafu yalifafanuliwa kama kiti cha miguu mitatu kilichojumuisha Usalama wa Jamii, pensheni za mwajiri, na akiba ya kibinafsi ya kustaafu.  <response>: 8. Traditionally, retirement income was characterized as a three-legged stool comprising Social Security, employer pensions, and individuals own saving for retirement. 