<prompt> Translate the following text to SwahiliBefore 1980, federal law prohibited interest to be generated on checking accounts maintained by federally insured banks.  <response>: Kabla ya mwaka 1980, sheria ya shirikisho ilikataza riba kutokezwa kwenye akaunti za hundi zilizohifadhiwa na benki zilizo na bima ya shirikisho. 