<prompt> Translate the following text to EnglishMabadiliko ni hatua ya serikali ya shirikisho, ikiwa ni pamoja na sheria mpya au hatua ya kiutawala, ambayo moja kwa moja au kwa njia isiyo ya moja kwa moja hubadilisha gharama ya ruzuku inayokadiriwa na thamani ya sasa ya mikopo ya moja kwa moja au wajibu wa mkopo wa moja kwa moja au dhamana ya dhamana ya mkopo.  <response>: MODIFICATION -A federal government action, including new legislation or administrative action, that directly or indirectly alters the estimated subsidy cost and the present value of outstanding direct loans or direct loan obligations, or the liability of loan guarantees or loan guarantee commitments. 