<prompt> Translate the following text to SwahiliIf such expectations are not realized and, for example, there is a sustained stock market downturn or an economic downturn, households may have to scale back their consumption.  <response>: Ikiwa matarajio hayo hayatimizwi na, kwa mfano, kuna kushuka kwa soko la hisa au kushuka kwa uchumi, kaya zinaweza kupunguza matumizi yao. 