<prompt> Translate the following text to Swahili5 billion that these banks can use to fund their mortgages, home equity loans, automobile loans, and other types of loans for which they receive approximately 7 percent or more on interest they charge.  <response>: Benki hizo zinatumia dola bilioni 5 za Marekani kufadhili mikopo ya nyumba, mikopo ya nyumba, mikopo ya magari, na aina nyingine za mikopo ambayo hupokea asilimia 7 au zaidi ya riba wanayoiita. 