<prompt> Translate the following text to SwahiliBecause the first grants were awarded in September 1999, it is too soon in the demonstration project to fully evaluate the effectiveness of IDAs as a saving incentive.  <response>: Kwa sababu misaada ya kwanza ilitolewa mnamo Septemba 1999, ni mapema sana katika mradi wa maonyesho kutathmini kikamilifu ufanisi wa IDA kama kichocheo cha kuokoa. 