<prompt> Translate the following text to EnglishHm, kwa hivyo, kwa sababu HMO ni kampuni ya kifedha, ni muhimu kwamba kila mtu anajua kwamba ni kwa sababu ya faida ya pesa zao.  <response>: yeah yeah well that thats HMOs are designed that way i mean they are going to theyre gonna theyre gonna get the most bang for their buck 