<prompt> Translate the following text to EnglishIkiwa watu watabadilisha mpango wao wa kustaafu ili kuonyesha kupunguzwa kwa faida, kuongezeka kwa akiba ya kibinafsi leo kunaweza kutoa rasilimali mpya za kuwekeza.  <response>: If people adjust their retirement plan to reflect benefit reductions, increased personal saving today could provide new resources to invest. 