<prompt> Translate the following text to EnglishMume wangu alipokuwa katika biashara alikuwa na mteja mmoja ambaye alisema kwamba alikuwa na kutumia kadi za mkopo kwa sababu alitumia zaidi ya yeye alifanya kila mwezi na alikuwa kabisa mbaya kuhusu hilo.  <response>: when my husband was in business he had one customer who said that he had to use credit cards because he spent more than he made every month and he was perfectly serious about it 