<prompt> Translate the following text to EnglishKampuni ya Congressional Research Service iliripoti hivi karibuni kwamba katika mwaka wa 1997, karibu asilimia 63 ya wafanyakazi wenye umri wa miaka 25 hadi 64 walijibu kwamba hawakuwa na akaunti ya akiba ya kustaafu, kama vile 401 k iliyofadhiliwa na mwajiri au akaunti ya kustaafu ya mtu binafsi IRA.  <response>: The Congressional Research Service recently reported that in 1997 nearly 63 percent of workers between the ages of 25 and 64 replied that they did not own a retirement saving account, such as an employer-sponsored 401k or an individual retirement account IRA. 