<prompt> Translate the following text to EnglishHata baada ya kuanzishwa kwa akiba ya serikali ya shirikisho mwishoni mwa miaka ya 1990, akiba ya kitaifa inayopatikana kwa uwekezaji mpya inabaki kuwa ya chini, kwa sehemu kubwa kwa sababu akiba ya kibinafsi imepungua sana.  <response>: But even with the advent of federal government saving in the late 1990s, national saving available for new investment remains relatively low, in large part because personal saving has dramatically declined. 