<prompt> Translate the following text to EnglishReilly pia alisema alidhani wakala wa mikopo ya nyumba kwa kawaida huongeza mapato ya biashara katika mikopo ya mapato yaliyotajwa - ningesema asilimia 90 ya wakati wao ni padded - akiongeza kuwa alikuwa na umri wa miaka 25 na hakuwa na uzoefu wakati huo na hajarudia kosa hilo tangu wakati huo.  <response>: Reilly also said he thought mortgage brokers commonly exaggerate business proceeds in stated-income loans - I would say 90 percent of the time they are padded - adding that he was 25 and inexperienced at the time and has not repeated the mistake since. 