<prompt> Translate the following text to EnglishKiwango cha riba cha jina ni sawa na kiasi cha jina kiwango cha jina cha mikopo ya moja kwa moja mara kiwango cha riba kilichotajwa kiwango kilichotajwa katika mikataba ya mkopo.  <response>: The nominal interest equals the nominal amount face amount of the direct loans times the stated interest rate the rate stated in the loan agreements. 