<prompt> Translate the following text to EnglishKama ilivyoelezwa hapo juu, Mwanamume huyo alikuwa na malipo ya miaka zaidi ya kumi na moja ya malipo ya kadi za mkopo na uh, nilikuwa na shughuli na mtu mmoja ambaye alikuwa na uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh, uh.  <response>: on on credit cards and uh i i had recently had some dealings with a fellow that they had run up he was making oh considered a modest salary for an engineer and he had run up uh more than a years salary in in various debts to and he wound up declaring bankruptcy but there it its hard to believe that youd run up twenty thirty thousand dollars of uh well it was a combination of things he had uh there were 