<prompt> Translate the following text to EnglishUkurasa wa kwanza: Haki ya mmiliki wa chombo cha kifedha kama mkopo kumlazimisha mtegemezi wa chombo hicho kutimiza wajibu wake wa kisheria wa kufanya malipo ya chombo hicho ikiwa haifai na mtengenezaji au mkopeshaji.  <response>: RECOURSE -The rights of a holder in due course of a financial instrument such as a loan to force the endorser on the instrument to meet his or her legal obligations for making good the payment of the instrument if dishonored by the maker or acceptor. 