<prompt> Translate the following text to EnglishHata hivyo, kama ilivyo sasa, fedha zangu zilizopatikana kwa bidii zinatolewa moja kwa moja kwa watu waliostaafu, wengi wao wana hali nzuri kuliko mimi - na kamwe sioni dola moja ya malipo kutoka kwa hii inayoitwa uwekezaji.  <response>: However, as it stands, my hard-earned cash is simply being handed directly over to retired people, many of whom are much better off than I am--and Im never going to see dollar one of a payout from this so-called investment. 