<prompt> Translate the following text to EnglishWakati mkopo wa gharama kubwa unaonekana kuongoza mkopeshaji kushindwa kulipa, watetezi wa wamiliki wa nyumba za Colorado wanasema kuna maeneo machache ya kugeuka kwa msaada.  <response>: When a high-cost loan appears destined to drive the borrower to default, advocates for Colorado homeowners say there are few places to turn for help. 