<prompt> Translate the following text to EnglishKwa kuongezea athari kwa chaguzi za kuokoa nyumba, akaunti za kibinafsi zinaweza pia kuathiri uhusiano na mwingiliano kati ya Usalama wa Jamii na pensheni za kibinafsi.  <response>: In addition to the effects on household saving choices, individual accounts may also affect the relationship and interactions between Social Security and private pensions. 