<prompt> Translate the following text to SwahiliAs discussed in section 1, disposable personal income is the after-tax personal income including government transfer payments available for households consumption and saving.  <response>: Kama ilivyoelezwa katika sehemu ya 1, mapato ya kibinafsi ya matumizi ni mapato ya kibinafsi baada ya kodi ikiwa ni pamoja na malipo ya uhamisho wa serikali inapatikana kwa matumizi ya kaya na akiba. 