<prompt> Translate the following text to EnglishCOHORT - Hizi mikopo ya moja kwa moja ya wajibu au dhamana za mkopo zilizotengwa na programu katika mwaka huo huo hata kama malipo hutokea katika miaka ya baadaye.  <response>: COHORT -Those direct loans obligated or loan guarantees committed by a program in the same year even if disbursements occur in subsequent years. 