<prompt> Translate the following text to SwahiliAs any semiconscious economics student could tell you, a higher rate would not signal that the loan in question is more deserving than another, but rather, the that investors are being compensated for extra risk, leaving the marginal lender indifferent among the alternatives.  <response>: Kama mwanafunzi yeyote wa uchumi wa nusu-fahamu angeweza kukuambia, kiwango cha juu hakitakuwa ishara kwamba mkopo unaohusika unastahili zaidi kuliko mwingine, lakini badala yake, kwamba wawekezaji wanalipwa kwa hatari ya ziada, wakiacha mkopeshaji wa marginal asiyejali kati ya mbadala. 