<prompt> Translate the following text to SwahiliHowever, if the borrowing from abroad is used to finance consumption, short-term wellbeing is improved but the ability to repay the borrowing in the future will not be enhanced.  <response>: Hata hivyo, ikiwa mkopo kutoka nje hutumiwa kufadhili matumizi, ustawi wa muda mfupi unaboreshwa lakini uwezo wa kulipa mkopo katika siku zijazo hautaimarishwa. 