<prompt> Translate the following text to EnglishIngawa kaya ya mtu binafsi inaweza kutumia thamani ya kuongezeka kwa mali zake ili kufadhili matumizi ya ziada au kukusanya mali nyingine kwa kuuza mali kwa kaya nyingine, shughuli yenyewe hubadilisha umiliki wa mali iliyopo na haitokezi pato jipya la kiuchumi.  <response>: Although an individual household can tap the increased value of its assets to finance additional consumption or accumulate other assets by selling an asset to another household, the transaction itself shifts ownership of the existing asset and does not generate new economic output. 