<prompt> Translate the following text to EnglishKwa mfano, kaya zinaweza kutumia zaidi au kuokoa kidogo kwa kukabiliana na utajiri wao mkubwa kutokana na kuongezeka kwa thamani ya hisa au nyumba.  <response>: For example, households may consume more or save less in response to their greater wealth due to rising stock or housing values. 