<prompt> Translate the following text to EnglishKwa hiyo, ikiwa bima ya lazima itasababisha kupungua kwa kiasi kikubwa kwa malipo, basi wote wawili walio na bima ya awali na wale waliopatikana hivi karibuni wanaweza kufaidika.  <response>: So if mandatory insurance yields a dramatic drop in premiums, then both the previously insured and the newly insured can benefit. 