<prompt> Translate the following text to EnglishHiyo ni njia ya kwanza ya kufanya hivyo, kwa sababu inakufanya ulipe kwa ajili yake badala ya kusema, Nitailipa mwezi huu tu.  <response>: yeah uh-huh yeah thats one way to do it because that that forces you to pay for it instead of saying well ill just pay on it this month and 