<prompt> Translate the following text to EnglishHospitali, bima za serikali, na bima za kibinafsi zimeingia na miongozo ya kawaida ya utunzaji, ukaguzi wa maamuzi ya matibabu, na mabadiliko katika jinsi madaktari wanalipwa.  <response>: Hospitals, government insurers, and private insurers have stepped in with standard guidelines for care, review of medical decisions, and changes in how doctors are paid. 