<prompt> Translate the following text to SwahiliHowever, in both areas, the Analysis includes a discussion of cost- and benefit-related issues and the possible effects of the changes to Regulation X.  <response>: Hata hivyo, katika maeneo yote mawili, Uchambuzi ni pamoja na majadiliano ya gharama na faida zinazohusiana na masuala na athari zinazowezekana ya mabadiliko ya Sheria X. 