<prompt> Translate the following text to EnglishMabadiliko ya biashara - Mabadiliko ya biashara ambayo hutokea wakati mtu mmoja anapokea thamani bila kutoa au kuahidi thamani kwa kubadilishana au mtu mmoja anapata thamani bila kupokea thamani kwa kubadilishana.  <response>: NONEXCHANGE TRANSACTION - A transaction that arises when one party to a transaction receives value without giving or promising value in return or one party to a transaction gives or promises value without receiving value in return. 