<prompt> Translate the following text to EnglishKwa mfano, familia za Kijapani zinakabiliwa na vikwazo vikubwa vya kukopa kuliko familia za Marekani na lazima zihifadhi kiasi kikubwa ili kununua nyumba.  <response>: For example, Japanese households face greater borrowing constraints than households in the United States and must save a great deal to purchase a home. 