<prompt> Translate the following text to Swahilioh well no uh it i think thats a really bad plan in your budgeting if you have to pay one card off with another oh eventually eventually  <response>: Hii ni kweli, lakini kwa sababu ya mfano wa bajeti, ni muhimu sana kwamba kadi moja inapaswa kulipwa kwa kadi nyingine, na kwa hivyo, kwa kweli, inapaswa kulipwa. 