<prompt> Translate the following text to SwahiliMost Japanese people save up for years to buy one and then often spend an equal amount of time in debt after making the investment.  <response>: Wajapani wengi huhifadhi pesa kwa miaka mingi ili kununua gari na mara nyingi hutumia muda uleule katika madeni baada ya kufanya uwekezaji huo. 