<prompt> Translate the following text to EnglishIngawa mifumo mingi ya malipo ya sasa ni ya kiotomatiki sana, mabadiliko ya kiteknolojia yaliyofikiriwa na JFIP bado hayajatimizwa kikamilifu.  <response>: Although many current payment systems are highly automated, the technological changes envisioned by JFMIP have not yet been fully realized. 