<prompt> Translate the following text to EnglishHata hivyo, vizuizi vya vitendo kwa kufikia akiba kubwa sana ni vile kwamba mashirika machache yamezipambana bila kuunda motisha, kama vile mipango ya kushiriki faida, ambayo kwa ujumla imepunguza akiba ya serikali kwa nusu.  <response>: However, the practical obstacles to achieving significantly greater savings are such that few agencies have overcome them without creating incentives, such as gain-sharing plans, that have generally reduced the governments savings by half. 