<prompt> Translate the following text to EnglishHata hivyo, kwa kuzingatia kutoweka kwa akiba ya kibinafsi, wasiwasi kuhusu utegemezi wa Marekani wa kukopa kutoka nje ya nchi ili kufadhili uwekezaji wa ndani, na shinikizo la kifedha la idadi ya watu wanaozeeka, sasa ni wakati mzuri kwa serikali ya shirikisho kuokoa sehemu ya ziada yake ya bajeti inayotarajiwa.  <response>: Yet, in light of the virtual disappearance of personal saving, concerns about U.S. reliance on borrowing from abroad to finance domestic investment, and the looming fiscal pressures of an aging population, now is an opportune time for the federal government to save some portion of its anticipated budget surpluses. 