<prompt> Translate the following text to EnglishHata hivyo, watafiti wengine wanasema hatari ya kuanguka kwa matumizi ya kaya ambayo ingeathiri ukuaji wa jumla wa uchumi ni kubwa kwa sababu kaya zina rasilimali nyingi kuliko kiwango cha akiba ya kibinafsi.  <response>: However, some researchers suggest that the risk of a collapse in household spending that would hurt overall economic growth is exaggerated because households have greater resources than the personal saving rate suggests. 