<prompt> Translate the following text to EnglishMfumo huo unadai kuwa kuiba riba kutoka kwa wateja ni kuchukua mali ya kibinafsi kinyume cha sheria chini ya Marekebisho ya Tano ya Sheria ya Marekani.  <response>: The foundation argues the practice essentially steals the interest from the clients, an illegal taking of personal property under the Fifth Amendment to the U.S. 