<prompt> Translate the following text to EnglishIngawa kiwango cha akiba ya kibinafsi ni cha chini, wachumi hawakubaliani juu ya kama hii ni tatizo au kama akiba ya kibinafsi haitoshi kufadhili uwekezaji wa ndani.  <response>: Although the personal saving rate is low, economists do not agree on whether this is a problem or whether private saving is inadequate to finance domestic investment. 