<prompt> Translate the following text to SwahiliFor example, Japanese households face greater borrowing constraints than households in the United States and must save a great deal to purchase a home.  <response>: Kwa mfano, familia za Kijapani zinakabiliwa na vikwazo vikubwa vya kukopa kuliko familia za Marekani na lazima zihifadhi kiasi kikubwa ili kununua nyumba. 