<prompt> Translate the following text to SwahiliHouseholds may choose to save less of their disposable income and maintain their current level of consumption especially if they consider the higher tax payments to be temporary.  <response>: Familia zinaweza kuchagua kuokoa kidogo ya mapato yao ya kutumiwa na kudumisha kiwango chao cha sasa cha matumizi, hasa ikiwa wanaona malipo ya kodi ya juu kuwa ya muda. 