<prompt> Translate the following text to EnglishKama usalama wa kijamii ungebadilishwa kuwa mpango wa fedha, ambapo malipo yangetumika kwa uwekezaji halisi badala ya kuhamishwa kwa matumizi ya sasa, kiwango cha kitaifa cha akiba kingepanda.  <response>: If Social Security were changed to a funded scheme, where the payments would be used for real investment instead of being transferred for current consumption, the national savings rate would rise. 