<prompt> Translate the following text to EnglishKatika utangulizi wa sheria zilizopendekezwa na mwisho, HUD inasema bila maelezo kwamba kwa kuidhinisha sheria Katibu hutoa uthibitisho kwamba haina athari kubwa ya kiuchumi kwa idadi kubwa ya vyombo vidogo, isipokuwa athari hizo zinazohitajika hasa kutumika kwa ujumla na sheria ya RESPA.  <response>: In the preambles to the proposed and final rules, HUD states without elaboration2 that by approving the rule the Secretary certifies that it does not have a significant economic impact on a substantial number of small entities, other than those impacts specifically required to be applied universally by the RESPA statute. 