<prompt> Translate the following text to SwahiliWhile people wondering how to handle their payout should consult an expert abou their particular situation, there are some general guidelines.  <response>: Wakati watu wanajiuliza jinsi ya kushughulikia malipo yao wanapaswa kushauriana na mtaalam kuhusu hali yao maalum, kuna miongozo ya jumla. 