<prompt> Translate the following text to EnglishHii ni kwa sababu, kama unavyojua, Ukiwa na uhitaji wa fedha, uhitaji wa fedha, uhitaji wa fedha, uhitaji wa fedha, uhitaji wa fedha, uhitaji wa fedha, uhitaji wa fedha, uhitaji wa fedha, uhitaji wa fedha, uhitaji wa fedha.  <response>: oh it it is it is it they uh uh you hear a lot about how much uh uh shaky the economy is just because of personal debt and what theyre talking about is credit cards 