<prompt> Translate the following text to EnglishNilikuwa na familia ya kwanza, na sasa ninaamini kwamba tunaweza kuishi bila moja, lakini tuna kadi ya Discover na ninapaswa kucheka juu ya fedha nyuma.  <response>: uh when we were raising a family i think back then we just now we feel like we might could live without one but uh we have a Discover card and i have to laugh about the cash back do you have one of those 