<prompt> Translate the following text to SwahiliFurther, a culture of accountability was essential to begin the critical next step in managing improper payments, the risk assessment process.  <response>: Zaidi ya hayo, utamaduni wa uwajibikaji ulikuwa muhimu kuanza hatua muhimu inayofuata katika kusimamia malipo yasiyofaa, mchakato wa tathmini ya hatari. 