<prompt> Translate the following text to SwahiliAnticipating potential benefit cuts, people could choose to save more now, work longer to delay retirement, or experience a lower standard of living in retirement.  <response>: Kwa kutabiri kupunguzwa kwa faida, watu wanaweza kuchagua kuokoa zaidi sasa, kufanya kazi kwa muda mrefu ili kuchelewesha kustaafu, au uzoefu wa kiwango cha chini cha maisha katika kustaafu. 