<prompt> Translate the following text to Swahilibut everybodys really trying to you know its become a real national problem credit card debt and and i weve really cut  <response>: Lakini kwa kweli, kwa sababu ya hali hii, ni vigumu sana kuamua ni nini kinachotokea, kwa sababu ya deni ya kadi ya mkopo ambayo inaweza kuwa kubwa sana. 