<prompt> Translate the following text to SwahiliRegardless of the financing source, the effect of individual accounts would be to raise, at least to some extent, the level of personal saving unless households fully offset the new accounts by reducing their other saving.  <response>: Bila kujali chanzo cha fedha, athari ya akaunti za mtu binafsi itakuwa kuongeza, angalau kwa kiasi fulani, kiwango cha akiba ya kibinafsi isipokuwa kaya kukabiliana kikamilifu akaunti mpya kwa kupunguza akiba yao nyingine. 