<prompt> Translate the following text to EnglishKama vile tunavyojua, kadi za mkopo ni moja ya njia bora za kupata pesa, na kwa hivyo, kwa wale ambao wana kadi za Visa tano, Ninaamini ni sawa na Kwa nini unaenda kupata - kwa hivyo waliendelea kulipa kiwango chao cha chini, kwa hivyo kiwango chao cha mkopo kilikuwa bado kizuri.  <response>: i try to make that our biggest use of credit cards i know people who are so in debt people who have five Visa cards i cant believe you know its like why did you go get they charged up one so then they but they were still paying their minimum so their credit rating was still good 