<prompt> Translate the following text to SwahiliAt first glance, increasing payroll taxes appears to be a straightforward way to increase saving now to take advantage of compounding growth.  <response>: Kwa mtazamo wa kwanza, kuongeza kodi ya mshahara inaonekana kuwa njia ya moja kwa moja ya kuongeza akiba sasa kuchukua faida ya ukuaji wa mchanganyiko. 