<prompt> Translate the following text to EnglishMapato ya kibinafsi ya NIPA ni pamoja na michango ya pensheni ya waajiri katika mwaka wa mapato, na faida zilizolipwa wakati wa kustaafu sio sehemu ya mapato ya NIPA.  <response>: NIPA personal income includes pension contributions by employers in the year income is earned, and benefits paid at retirement are not a component of NIPA income. 