<prompt> Translate the following text to EnglishSheria ya Uniform Individual Accident na Sickness Policy UPIPL ni sheria ya mfano iliyoundwa na Chama cha Taifa cha Kamishna wa Bima NAIC mnamo 1947.  <response>: The Uniform Individual Accident and Sickness Policy Provision Law UPPL, a model law drafted by the National Association of Insurance Commissioners NAIC in 1947, provides insurers with this right. 