<prompt> Translate the following text to EnglishKwa kutabiri kupunguzwa kwa faida, watu wanaweza kuchagua kuokoa zaidi sasa, kufanya kazi kwa muda mrefu ili kuchelewesha kustaafu, au uzoefu wa kiwango cha chini cha maisha katika kustaafu.  <response>: Anticipating potential benefit cuts, people could choose to save more now, work longer to delay retirement, or experience a lower standard of living in retirement. 