<prompt> Translate the following text to EnglishHii ni kweli, lakini kwa nini watu wengi wanajua kwamba mwenyeji hawawezi kuamua kama watakuwa na gari au la, kwa sababu serikali inasema kwamba ikiwa unataka kuendesha gari lazima uwe na bima.  <response>: um-hum yeah um-hum whats really terrible is they can do this to you you know and you dont really have that much of a choice as to whether or not you take it because the government government says if youre going to drive a car youve got to have the insurance 