<prompt> Translate the following text to SwahiliOr, the replacement rate considered to be adequate can be computed in a more sophisticated way, netting out Social Security taxes, other taxes, or working expenses that will not be paid in retirement.  <response>: Au, kiwango cha uingizwaji kinachochukuliwa kuwa cha kutosha kinaweza kuhesabiwa kwa njia ya hali ya juu zaidi, ikiondoa kodi za Usalama wa Jamii, kodi nyingine, au gharama za kazi ambazo hazitalipwa wakati wa kustaafu. 