<prompt> Translate the following text to EnglishKama ilivyoelezwa hapo juu, Ceballos, ambaye ana malipo ya mkopo ya wastani wa 800 kwa mwezi na mshahara wake wa mwanzo ulikuwa 30,000, alisema: Nilikuwa na wasiwasi sana.  <response>: It kind of stepped in at the right time, said Ceballos, who has loan payments averaging 800 a month and whose starting salary was 30,000. 