<prompt> Translate the following text to SwahiliThe CBO estimate assumes continuation of the existing multi-pay and retirement systems--however unlikely-- and does not address the potential need to cross-train existing personnel.  <response>: Makadirio ya CBO yanadhani kuendelea kwa mifumo ya sasa ya malipo mengi na kustaafu - hata hivyo haiwezekani - na haizingatiwi haja ya uwezekano wa mafunzo ya msalaba ya wafanyakazi wa sasa. 