<prompt> Translate the following text to EnglishHii ni Hisabati ya kabla ya marekebisho - thamani ya sasa ya mapato ya fedha ya usawa ya mikopo ya moja kwa moja, iliyokadiriwa wakati wa marekebisho chini ya masharti ya kabla ya marekebisho, iliyopunguzwa kwa kiwango cha discount cha sasa.  <response>: PRE-MODIFICATION VALUE - The present value of net cash inflows of direct loans estimated at the time of modification under pre-modification terms, discounted at the current discount rate. 