<prompt> Translate the following text to Swahiliyeah and it will help tremendously we bought ours five years ago and its the one thing it seems like you make those payments every month and at the end of the year youve paid all interest and no principles  <response>: Hii ni kwa sababu ya kuwa na mfano wa malipo ya kila mwezi, ambayo ni sawa na malipo ya kila mwezi, na mwisho wa mwaka, unalipa riba zote na hakuna kanuni. 