<prompt> Translate the following text to EnglishNini fedha hizo zinapaswa kutumika - kwa mipango isiyo rasmi zaidi au kwa vituo zaidi vya utunzaji wa siku, kwa kanuni kali zaidi au kwa motisha nyingine za kifedha ili kuboresha ubora?  <response>: How should that money be used--on more informal arrangements or on more day-care centers, on stiffer regulations or on other financial incentives to improve quality? 