<prompt> Translate the following text to EnglishSehemu ya pili inazungumzia jukumu la maendeleo ya teknolojia na athari zake juu ya mabadiliko makubwa ambayo yamekuwa na kuendelea kutokea katika mifumo ya malipo.  <response>: The second section discusses the role of advancing technology and its effect on major changes that have and continue to occur in payment systems. 