<prompt> Translate the following text to SwahiliCost difference between the service cost of pensions and other retirement benefits, less the employee contributions, if any, and the employer entity contributions.  <response>: Tofauti ya gharama kati ya gharama ya huduma ya pensheni na faida nyingine za kustaafu, chini ya michango ya mfanyakazi, ikiwa ipo, na michango ya shirika la mwajiri. 