<prompt> Translate the following text to EnglishHiyo ni kwa sababu sisi ni wenyeji wa fedha zetu, na sisi ni wenyeji wa fedha zetu, na sisi ni wenyeji wa fedha zetu, na sisi ni wenyeji wa fedha zetu, na sisi ni wenyeji wa fedha zetu.  <response>: yeah its nice we uh we we do a lot of our savings in that manner and then the rest of it through a universal life policy which is 