<prompt> Translate the following text to EnglishKulingana na utafiti uliofanywa mwaka 1999, Wamarekani wenye mapato ya chini na ya wastani wanaamini kimakosa kwamba wana nafasi kubwa ya kupata dola 500,000 kwa kushinda bahati nasibu kuliko kwa kuhifadhi na kuwekeza sehemu ya mapato yao.  <response>: According to a 1999 opinion survey, low and moderate income Americans mistakenly believe they have a better chance of accumulating 500,000 through winning the lottery than through saving and investing a portion of their income. 