<prompt> Translate the following text to EnglishIkiwa unapenda kufikiria juu ya ununuzi wako wa baadaye kinyume na ukosefu wa gharama, basi hoja ya Krusell-Smith inashauri kitu zaidi: Kadiri unavyotarajia kuwa ununuzi wa baadaye, ndivyo utaokoa zaidi ili kufadhili ununuzi huo wa baadaye.  <response>: If you enjoy contemplating your own future extravagance as opposed to frugality then KrusellSmith reasoning suggests something even more The more you expect to be extravagant in the future, the more youll save to finance that future extravagance. 