<prompt> Translate the following text to EnglishKwa mfano, jambo moja ambalo mara nyingi hupuuzwa ni kwamba akiba ya chini ya kibinafsi ina matokeo kwa utegemezi wa Marekani kwa kukopa nje, ukuaji wa muda mrefu wa kiuchumi, na viwango vya maisha kwa vizazi vijavyo.  <response>: For example, one point that is sometimes overlooked is that low personal saving has consequences for U.S. reliance on foreign borrowing, long-term economic growth, and standards of living for future generations. 