<prompt> Translate the following text to SwahiliAlthough the personal saving rate is low, economists do not agree on whether this is a problem or whether private saving is inadequate to finance domestic investment.  <response>: Ingawa kiwango cha akiba ya kibinafsi ni cha chini, wachumi hawakubaliani juu ya kama hii ni tatizo au kama akiba ya kibinafsi haitoshi kufadhili uwekezaji wa ndani. 