<prompt> Translate the following text to SwahiliDIRECT LOAN -A disbursement of funds by the government to a nonfederal borrower under a contract that requires the repayment of such funds within a certain time with or without interest.  <response>: Mkopo wa moja kwa moja - Utoaji wa fedha na serikali kwa mkopeshaji asiye wa shirikisho chini ya mkataba ambao unahitaji malipo ya fedha hizo ndani ya muda fulani na au bila riba. 