<prompt> Translate the following text to EnglishHii ni kweli, lakini kwa sababu ya mfano wa bajeti, ni muhimu sana kwamba kadi moja inapaswa kulipwa kwa kadi nyingine, na kwa hivyo, kwa kweli, inapaswa kulipwa.  <response>: oh well no uh it i think thats a really bad plan in your budgeting if you have to pay one card off with another oh eventually eventually 