<prompt> Translate the following text to EnglishNina wasiwasi sana na hii, na nina hakika kwamba mimi najua kwamba, kama ulivyosema hapo awali, deductibles ni kubwa zaidi na zaidi.  <response>: what im really scared about and you know im i dont know firsthand but i it seems to me that like you were saying earlier that the deductibles are getting bigger and bigger 