<prompt> Translate the following text to EnglishLakini kwa kweli, kwa sababu ya hali hii, ni vigumu sana kuamua ni nini kinachotokea, kwa sababu ya deni ya kadi ya mkopo ambayo inaweza kuwa kubwa sana.  <response>: but everybodys really trying to you know its become a real national problem credit card debt and and i weve really cut 