<prompt> Translate the following text to SwahiliDirect modifications are actions that change the subsidy cost by altering the terms of existing contracts or by selling loan assets.  <response>: Mabadiliko ya moja kwa moja ni vitendo ambavyo hubadilisha gharama ya ruzuku kwa kubadilisha masharti ya mikataba iliyopo au kwa kuuza mali ya mkopo. 