<prompt> Translate the following text to SwahiliCurrently, many financial planners advise people that they will need to replace about 70 to 80 percent of their pre-retirement income to maintain their pre-retirement living standard.  <response>: Kwa sasa, washauri wengi wa kifedha wanashauri watu kwamba watahitaji kubadilisha karibu asilimia 70 hadi 80 ya mapato yao ya kabla ya kustaafu ili kudumisha kiwango chao cha maisha kabla ya kustaafu. 