<prompt> Translate the following text to EnglishKupungua kwa utajiri wa kaya, kwa mfano, kutokana na kupungua kwa soko la hisa, kwa muda mrefu kunaweza kupunguza matumizi ya kaya na kusababisha ongezeko la akiba.  <response>: A dramatic drop in household wealth-for example, due to an extended downturn in the stock market-could eventually dampen household consumption and lead to an increase in saving. 