<prompt> Translate the following text to EnglishKwa kuwa viwango vya riba vya juu huchukua miezi kadhaa kuzuia ukuaji wa uchumi, kuahirisha ongezeko ni kama kusubiri kuizuia gari linalokimbia hadi liwe mita chache kutoka ukingoni mwa mwamba.  <response>: Since higher interest rates take months to restrain economic expansion, postponing a hike is like waiting to brake a runaway car until it is a few feet from the cliffs edge. 