<prompt> Translate the following text to SwahiliThe personal saving rate-as measured in the National Income and Product Accounts NIPA-reflects how much households in aggregate are saving from their current disposable income.  <response>: Kiwango cha kuokoa binafsi, kama inavyohesabiwa katika Akaunti za Taifa za Mapato na Bidhaa NIPA, huonyesha kiasi ambacho kaya kwa jumla zinaokoa kutoka kwa mapato yao ya sasa. 