<prompt> Translate the following text to EnglishHata hivyo, Ninaonekana kutumia hizo zaidi kuliko mimi kufanya fedha taslimu - kwa kweli, mimi ingekuwa badala ya kubeba kadi kuliko mimi ingekuwa uh fedha taslimu.  <response>: um it uh you know i seem to uh use those more than i do cash in fact id rather carry the cards than i would the uh cash 