<prompt> Translate the following text to EnglishKama tunavyojua, tunahitaji kufanya kazi kwa njia ya kuongeza kwa gharama za gari, na kwa hivyo tunahitaji kufanya kazi kwa njia ya kuongeza kwa gharama za gari, na kwa hivyo tunahitaji kufanya kazi kwa njia ya kuongeza kwa gharama za gari.  <response>: and after that we either what we want to do is begin doubling up our car payment um theyll pay our car payment is equivalent to both of our student loans so what we want to do is next year keep driving the same cars and um pay on the student loans split that car payment in half and pay you know double up payments on both our loans and itll work out perfect 