<prompt> Translate the following text to EnglishKwa mfano, matumizi makubwa ya kibinafsi kwa huduma za afya za wazee - na wapokeaji wenyewe au na waajiri na wajasiriamali kwa niaba ya wapokeaji - inaweza kusawazisha baadhi au yote ya uboreshaji katika akiba ya serikali katika muda mfupi.  <response>: For example, greater private spending for elderly health care-by beneficiaries themselves or by employers and insurers on beneficiaries behalf-could offset some or all of the improvement in government saving in the short run. 