<prompt> Human: Heres the scoop. My boyfriend and I are currently looking for a home we rent now. I have always been against buying a house with someone I am not married to. I guess I have it in my head that it would be easier if the relationship didnt work out. My last boyfriend and I lived together and the house was just in my name so when we broke up, it was clear that the house was mine he never contributed anything towards it anyway but thats a different discussion.My boyfriend and I have been discussing it and he brought up a good point. While neither one of us is planning on us breaking up, we both recognize that things could happen and if it does and my name is the only name on the mortgage, he ends up with nothing. So, lets say we both live in the house for five years and we break up, its essentially like he just paid me rent for that time period but has nothing to show for it.Some details on our situation: I make 140,000yr and he makes 45,000yr. We both have credit scores over 800. Neither one of us has credit card debt or a car payment. I have 65,000 worth of student loan debt left. He contributes fairly to our household expenses.Im looking for some perspective from both sides. What are the pros and cons of us both going on the mortgage vs just me? Or perhaps theres another possibility I didnt think of. For the record, we do plan on getting married someday but we are not yet engaged.  <response>: Just you. You dont have a commitment and if you decide to move on from him, the headache will be endless. If you want him on the mortgage, get married. 