<prompt> Human: So, I graduated in May this year, but I still have received no request, no communication for payment. My understanding was that the grace period was 6 months. In November, that 6-month mark will be over. And Ive received 0 communication about making a payment.I only got emails from Navient to check out my account and check out my quarterly statements. In my account, it says the loans are due in 2017 of next year and that Im still in school even though Im not. What does this mean? Do I owe money even if Im not in school? Should I just wait it out? For context, these are all Stafford loans, and Im located in the Northeast US.  <response>: You dont need to wait for them to request a payment to start paying them. The sooner you start, the better. Ideally, you should ignore the grace period and start paying right away. 