<prompt> Human: Hello all,I have a family member who needs help with renting an apt. She of course doesnt have good enough credit for the apt and is now asking me if I would be willing to co-sign. I understand that if she fails to pay the landlord will eventually report it to my credit agency and my credit will be affected.But my question is, will this co-signed lease show up on my credit report? Would this be seen as a financial responsibility and thus prevent me from adding a car or loan to my name?On the other hand, will this help my credit if payments are made regularly til the end of the lease?Anything else I should consider?Thanks.  <response>: I understand that if she fails to pay the landlord will eventually report it to my credit agency and my credit will be affected.Not exactly. It means if she doesnt pay rent you have to pay it, and can be sued if you dont. Leases arent reported on your credit report unless there is a judgement or eviction. 