<prompt> Human: Canadian here.I recently put about 20k into a tax free conservative mutual fund I was able to catch up . A part of it, I think less than 5 of the mutual fund is invested into American related investments sorry I have no idea, new to this. With the shutdown and the possibility of a default, how much can that affect my money? Should I put it back into a GIC thats at 2.05?  <response>: You should not attempt to time the market if you are a long term investor. Market timing is not a viable investment strategy. 