<prompt> Human: inb4 obvious throwaway accountNot sure if this is the right subreddit for this, but here goes.A little about me: 21 years old Web DeveloperWhy in the world do you want 50k? Sick of my current job I know for a fact I can make much more than 50k if I had a year of free time---I have decent credit, but I have no idea what types of options are out there from banks, etc. Im just curious if such a situation is even possible. What kinds of options do I have?Thank you for any answers!EDIT:Thank you all for the advice. Im more than likely going to end up saving money until I have a few months worth of expenses.  <response>: Chances are you wont get a loan of this size without either capital a home or vehicle to leverage against if you dont pay the bank back or a business plan. So... What exactly is your plan? How much do you plan to realistically make in one years time off your investment? What risks are involved and how will you handle things if you dont make your 50k back? What capital do you have to leverage lower interest rates? Or are we talking a 15-20 interest loan with no capital backing? What will you do after this year is up, since youll be unemployed? 