<prompt> Human: Me 38, 2 kids, GF, house but need bigger because of second child, working a job for the past seven years. Moved up in position as high as I can with no more room for advancement. Make 23.90hr, health care, 403 retirement, flexibility on my schedule. Now the advantage of the job is it is a 403b non profit so I signed up for the cough supposed loan forgiveness through fed loan. Im exactly half way through it so I should be able to forgive 127,000 of wasted masters degree loan in 5 years. Problem: Bored and unfulfilled, need a larger home and better income. My huge concern is the loan forgiveness. Is the quality of life improvement for the next five years from better income better than the potential of having this large sum forgiven? Should I drone on mindlessly at my old job for this or move on to better pay and something more fulfilling.For fun I applied for 3 jobs and got immediate responses and interviewslunch meetings with two, and third came in a week later. Job 1: 27.50 hr, 400 month towards healthcare, no retirement, basic time off. Owner toured me around businees for hr and half explaining what I would start at but hopes I will relieve him in his shop foreman aspect involvement so he can focus on other aspects of business. Business is 30yo and owner has special contract 1 out of 6 with an a major aerospace company so business is always there.Fears: No retirement options, is he blowing smoke up my butt about furthering my position there?x200B;Job 2: 28hr, basic health care75, paid time off, basic ira with 3 contribution. State if im not an idiot I will get 1-2 incease in 90 days. Guys seem laid back, states that its a low pressure if its a sunny out and slow day go home to family kind of job. Non repetitive shop work but not the most interesting but still up my alley. 15yr business that services fishing fleet components.Fears: Not too much, change mainly.Job 3: Pays the best but determined its graveyard so let it go.x200B;Change is scarier with a family, it would be easy as a single dude but things are different. Opinions from random strangers?x200B;x200B;  <response>: I would stay in the job you have now. If you really need a bigger home, get a second job or do some side gigs. Thats a large loan being forgiven and if I were you, Id bite the bullet and stay. After your loan forgiveness, Id change jobs. But for the time being, you have a very good deal there. Good luck! 