<prompt> Human: There seems to be the same story on here about once per week. Its about someone who took out 200k or more in student loans for a degree that has a very low earning potential - usually less than you could make waiting tables, working manual labor, etc. For these people, the chances of them being to pay off their debt is slim. My question for the PF community is this: Whats stopping these people besides friends and family from leaving the US and starting over in some other country? Essentially just packing up and walking away from their creditors?  <response>: Nothing. People already do this. 