<prompt> Human: Im looking to buy a house. Wanting to get a loan. Trying to not have a high mortgage rate and would prefer to not make a huge down payment.How will being married help? If at all?How about with taxes? I make more than my boyfriend and we were thinking if we file and are married it may benefit me.Is there a difference between civil union and marriage?Thanks!  <response>: Never marry!! ITS A TRAP! 