<prompt> Human: I just got accepted to a top-notch code accelerator and need to pay a large chunk of change quickly to start on time. I dont want to clean out my bank account, so Im looking to subsidize the cost with a loan or credit of some type in the short term.I actually have a job lined up with a friend at a startup as soon as I finish the program and I know the salary will quickly cover the loan. So, Im not worried about a long payoff time. However, I dont want to get suckered by some payday loan equivalent.Im a grown up with great credit, so Im just wondering about all my options. The one big caveat is that code accelerators arent accredited in a way that makes them eligible for student loans.  <response>: Man this has bad news written all over it.Is this one of the 12-week boot camp things? Is there a reason youre doing this instead of something like Coursera? How firm is your employment prospect with your friend? Maybe you could ask your friend to bankroll your tuition at the boot camp with the condition that you pay it back out of your salary after you complete it. If you drop outfail then either you owe him the money right away or via payments or he just forgives the loan. Draw up a real contract so its all legally binding. 