<prompt> Human: Luckily my family and I are safe but our house and cars are currently still flooded. We called our insurance and they said our plan would only cover wind damage. We also called FEMA and they said they will send an inspector out as soon as our house is accessible. Are there any other similar agencies that I could look intowhat should I be doing in the mean time?  <response>: Dont throw away anything that is damaged. You can remove it from the house, but be sure to keep it in the back yard or garage. And dont repair anything that you need FEMA to help you pay for unless its necessary right now -- in that case, take pictures and keep receipts to show the FEMA rep. Once the FEMA adjuster has visited, they will determine what they can give you in grants toward damages. Typically, they will provide money toward getting one car back on the road or replaced, toward repairs of the house on the flooded floorlevel if that floor includes a bedroom, and toward a furnace andor water heater that flooded and must be replaced. They can also help to replace eyeglasses or dental prosthetics bridge, dentures and to pay for a hotel for a while -- save those receipts! FEMAs maximum payout to a household will be 33,000, though many people receive less because they dont have all the losses that FEMA covers.The Red Cross is your best bet for immediate needs like clothing, food, toiletries, some cleaning products, shelter, and medications... They are typically on the ground and reaching out to help as soon as they can access an area, but they are generally not around for the long haul. The Salvation Army, just about every church in Texas, and lots of local organizations are already in the area and working to reach as many people as possible. Theyre first working toward immediate needs like the Red Cross is, but many are also collecting funds to help toward longer term needs furniture, house repairs, etc. I would suggest getting in touch with any churches in your area -- a LOT of them have teams of people that are going house to house to help with cleanup and minor repairs, and keep in touch with them, so they can help with money, furniture, and other needs as time goes by. 