<prompt> Human: Sooner or later I will divorce my spouse. We share a bank account at a credit union and a credit card Amex. Ive never had a shared account before so Im unfamiliar with the process of separating from one. Can I literally call up the customer support, or go to the bank location, and request I be taken off? Assume my credit card debt is 0 and I dont want any money from the shared account.Assistant: Do not do any of this until your divorce proceedings are done. The court is going to mandate who has the responsibility of each thing and gets to keep what. You will also have to give them check stubs and your 401k info. Basically, all of your combined assets AND liabilities will be looked at.As for the joint bank account both of us had to be present to make the change, but there wasnt some intensive process to it.EDIT:An example of this would be a car loan. My ex was a cosigner with me she had established more credit history but it was my car. During the divorce I got to keep the car, but the responsibility for the loan was solely mine. The court cant change loan documents, but they can enforce that I have to pay the loan.Human: I guess Im trying to preemptively sort things out because Im worried about his reaction. Without getting too much into rrelationshipadvice territory, Im pretty sure he will try to screw me after I tell him I want a divorce and rack up a bunch of credit card debt or some other vengeful thing regarding our finances. But to your point, I guess if he does that, the courts would have to order him to pay off that debt, correct?Im in a similar boat with the car loan actually, but even though were co-owners on the car, its a stick shift and Im the only one who can drive it, plus Ive been making payments on it, so Im pretty sure the courts will let me keep it.  <response>: You may also want to put a freeze on your credit so he doesnt open a new one that includes your name since Im sure he has all the necessary info to do so. 