<prompt> Human: Here is my outstanding debt: Auto - 4300 4.1 APR - 240month minimumStudent loan - 3400 6.8 APR but can apply for interest forgiveness. Have received it all but one year - 140month minimumCredit Card - 1300 Zero interest until November then 18 APR - 22month minimum I am paying 210month to knock this outI am allocated all extra funds to the credit card. I read in a different post here that going after the smallest piece of debt may not be the smartest decision in the long run. I was thinking that I would knock out the credit card in 6 months, then take on the student loan, then finish the car loan. Thoughts?  <response>: If all of the rates were permentant, its best financially to pay off the highest interest rate debts first.But since your CC debt is only a promo rate that will end soon, it makes sense to pay that off first since if you get caught with 22 interest once the promo rate ends, that would really really suck. 