<prompt> Human: I know I should focus more on emergency fund, and I have a small one going, but Im trying to finish paying off my last card. The card is at 0 for a while now, so logically it makes sense to focus on emergency fund first at about 2K, but I want to finish off paying my cards for principle of the matter. Should I focus more on emergency funds and wait to finish paying off the 0 card about 1500 left on it? Or should I keep focusing mostly on the credit card until that in wrapped up?  <response>: If youll still be able to pay off the card before the 0 period ends even after building up your emergency fund, then do emergency fund first. If finishing your emergency fund now means you wont be able to pay off the card before the 0 period ends, focus on paying off the card quickly, and then finish emergency fund.2k is still a decent buffer for a small emergency, and if youre going to suddenly owe a lot of interest once the 0 period ends, in some aspects that is an emergency. 