<prompt> Human: Im 29 years old. I have 11,000 in credit card debt. I make 65,000year. I have 6,000 in a 401k, 3,000 in a Roth IRA, a couple of thousand in a checking account, and a couple of hundred in a personal crap savings account. I have a 300month car payment and around 900month rent. I recognize that Im in debt but I think I should be able to come out of it relatively quickly. What are you thoughts? What should I make sure to be doing with my money? I realize these are pretty vague questions but Im worried about my future.  <response>: No, youre 100 confirmed doomed. Come on, man. Make a budget and get rid of your credit card debt. You make more than enough to have it paid off in two or three years while still living comfortably. 