<prompt> Human: Are people just lying? Or is it that a subreddit like this is more likely to attract people at the poles of the financial spectrum than people in the middle? What is your take?  <response>: This forum attracts a lot of people in their early twenties because thats when a lot of people are starting their careers and are making real money for the first time in their lives. Its also when a lot of people start paying off student loans and credit card debt. 