<prompt> Human: I have 15k in IRA and 5k in my 401k. I have a house that was purchased for 305k and currently valued at 370k over 3-4 yearsIs my 401k too small? Im currently putting in 6 trying to pay off some credit cards faster. My company has a 50 matching plan also. I wish I had less debt so I dump more in... :My situation is okay but is the amount in 401kIRA too small?Assistant: Your employer matches 50 up to what level?How much debt do you have? What kind of debt? How much is your annual income? You need to develop a gameplan for paying off debt and automating your savings. Human: I think it maxes at 15k or something.16k in debtAnnual income is 12512 bonus - so around 140kYes trying my best to pay off debt and automate savings Does this mean I should turn my 401k contribute to 0?  <response>: To be blunt, at 30 with a 140k salary you should have far more put away. For comparison purposes, I make 54k and I am 24 yrs old and I have 18k put away for retirement. 