<prompt> Human: Im a 23 year old living at home in new York. I started making 84k per year before taxes. I dont want to get killed at the end of the tax year with a 2 or 3k payment to state. What can I do on my end to be more fiscally responsible in this aspect?Recent purchases: 33k car  <response>: Off the bat, max out your 401k if you have one. Max is at 18k. This will reduce your taxable salary by that amount. Youll be earning 84k but be taxed at 66k. 