<prompt> Human: I am 24m, and am currently stuck in a car lease 2015 Hyundai Sonata that will be ending in July 2018. It was a stupid decision when I was young and stupid fresh out of school after landing a good job. I currently live with my parents, who charge me rent small amount. I have been attacking my debt more aggressively as of late, and want to make better financial decisions. Breakdown below obviously cay payment will be gone by then:4k in credit card debt, 10k in student loans. I have been making much larger credit card payments and am hoping to have no credit card debt by September 2017.0 in savingsMonthly Income after taxes 2700Rent 400monthCar Payment 276monthCar Insurance 160monthGas 160monthStudent Loan minimum 120monthCredit Card Minimum 80month - although i started paying 800monthWhat kind of cars should I be looking at realistically? Definitely not leasing again. I was thinking of financing a 2015 model for less than 20k, is that reaching? My dad has entertained the idea of selling me his 2012 Nissan Altima perfect condition for 6k..seriously considering it...but I also like nice cars... But that doesnt justify stupid choices!Thanks!edit: Also have 14k in 401k  <response>: dad has entertained the idea of selling me his 2012 Nissan Altima perfect condition for 6kIf it runs fine, do this. No question. Then shop around for cheaper insurance. 