<prompt> Human: Someone from EJ contacted me and wants to meet up and talk about options. I dont know much about investing money other than that it is a good idea. I already have a 401K if that matters.  <response>: The consensus around here, and I agree with it, is that financial advisors are not worth it. They have not shown an ability to beat the market consistently, much less beat it with their fee included. Depending on your goals, I would look into maximizing your 401k andor an IRA as much as you can. 