<prompt> Human: Im moving my small business of 4yrs from my garage to a retail space. In order to help finance this Im cashing out my retirement and need to know if it matters what account the money gets deposited into, personal or my business or does it matter?  <response>: Any chance youll reconsider on cashing out retirement savings? Arent you going to take a huge hit after you pay the fee and taxes on it? Would be better off getting a business loan if cashing out retirement means losing half of it. 