<prompt> Human: Hi.Do people think a recession or downturn in the market is coming? I am starting to 2nd guess my investment strategy and wondering if I should keep more in cashbonds, and less in shares. My investment horizon is kind of uncertain atm. Id like to buy a house, but prices are just too high for me Sydney, so Ive stuck money in ETFS instead. I also realise you can never time the market.Details: 27, 160k AUD income. No debt, no dependents. 20k in cash, 95k AUD in Vanguard ETFS VTS, VAS, VEU, 100k in super 401k likeAm I too exposed to stock market? What would you change?  <response>: You have another 40 years to retirement No need to worry about short term moves. Never try to time the market, its a fools errand. 