<prompt> Human: My background: I am 29m, Single. Planning to get married in next 2 years I have masters in Electrical Engineering and have a steady job in one of the largest computer hardware companies, currently make 80kyear Make 13kyear average from stocks Have 100k in savingsI am thinking of opening a subway franchise in partnership. My idea is to continue my current job and invest money in subway as a silent partner. My other partners will be managing the subway and will be looking into day-to-day operations. And we can split profits on basis.I have just done basic research so far and I only see all positives sides of buying a subway. I understand that I will have to do majority of investment as a silent partner. According to my basic research, I will get my investments back in first 24-30 months if I invest 80 of the total cost, all profits after that.My questions are:1. I only see positives in opening a subway so far. What are the downsides of opening a subway or any other franchise for that matter2. Would you recommend investing this money somewhere else instead of this?3. According to your view, how wise is this idea? Do you have any personal experience with Subway?4. I am leaning towards subway as it can owned with 150K and it can be easily relatively managed. Is there any other franchise Starbucks? that would be the same?EDITThanks guys for all your inputs. Just to be clear, this is just initial thought that I have, I am not going to jump on this idea. I am just doing the initial research on where to put my money and what will give me the highest return. The person I was thinking as partner has 6-7 years of experience in managing stores. He currently runs a liquor store for someone else which he is planning to quit. He is of very good character. By remaining silent partner I meant that I wont be looking into day-to-day operations. But I will be checkingverifyingtallying all the accounts every week and will be looking over the business.  <response>: I will get my investments back in first 24-30 months if I invest 80 of the total cost, all profits after that.That sounds very unlikely. Ive never heard of that type of ROI. Is this information from Subway or some other source? If this would true, wouldnt everybody be trying to open a Subway? I only see positives in opening a subway so far. What are the downsides of opening a subway or any other franchise for that matterMostly that it could fail. Stores close all the time. Even if you do make a nice profit, you may find the time commitment to be stressful and not even worth it. Would you recommend investing this money somewhere else instead of this?Yes. From what little Ive read about franchises, they can be very difficult to succeed with. You have lots of rules to agree to and fees to pay. You get a built up brand, but that doesnt guarantee success. Running a retail time business is a lot of work. In your case, you really need to trust you partner. Its mostly your money on the line. What happens if you guys have a disagreement over marketing or strategies? Does your friend have restaurant experience? Management experience? Franchise experience? I would much rather stick 50K of that 100K you have in an index fund and call it a day. Or start looking at buying a rental house. Much more freedom and I can call all the shots. Now is a good time to buy in a lot of places because of low interest rates and you have a nice down payment. I really dont like the idea of running a business that isnt mine. 