<prompt> Human: Im a 23 year old Electrical Apprentice. I make about 50k a year and I pay 500 Month is school Loans. I have 10k saved for a down payment and Im looking to purchase a house 300K in Massachusetts. Am i crazy to feel ready to go forward with this? Are my numbers off from what they should be?  <response>: You should have 20 of a down payment saved and not purchase a home worth more than 3x your annual income.No, you are not ready. 