<prompt> Human: Originally my credit limit was 2.5k USD. I applied last year for a limit increase to purchase a wedding ring and it was accepted to 4k. Just today I log in and am making a payment and I notice my available credit limit is huge, about 10k. I didnt apply for this nor do I need this much on my credit limit, I keep the card paid down fairly low. Does this have any implications on my credit scorefico score for when I apply for a loan to get a house or a car loan or anything that shows I have a pretty large credit card limit floating out there even tho Im nowhere near the max?  <response>: It will help. Dont worry about it. 