<prompt> Human: Ive sold a business and will be receiving around US800,000 into a foreign bank account. The foreign country has no capital gains tax so I have no liability there, but I understand there will be tax implications of bringing the money into the US. I want all the money here.This post isnt about the tax aspect of it, but if anyone has had a similar experience and has some suggestions on minimizing this, I would very much appreciate it, lets just assume Ive taken care of the taxes and I have the money in my checking account.So heres my current situation: 30 years old, single Employed making 120,000yr Renting with a roommate for 1100mth No debt 30,000 in my Traditional and Roth IRAs 25,000 in managed futures 20,000 in cash in an overseas account 6,000 in checking accountNow I live in an expensive city on the East Coast, where the average 2 bed, 2 bath sells for around 450-650k. Would it be smart to buy a few condos and rent those out? I could put 150k down on 2 different places, and generate some good cash flow from the rent. How much of the money should I just put in broad market ETFs? Whats the best way to avoid losing 30 of my capital if the stock market were to correct? Should I speak to a financial adviser? Im hesitant because I know their goals are not aligned with mine. I got burned in 2007 when my financial planner companys 401k guy told me to put everything in stocks, which was a disaster. He made his commission on how many mutual funds he could sell, so obviously he just wants everyone fully invested. I lost money. Should I have a portion of my net worth in precious metals? Whats the best way to avoid foreign exchange risk, since my family lives overseas and I may potentially support them in the future?I keep hearing about a 3 to 4 withdrawal rate on a windfall, and how it can last you until you die but I doubt very much whether this amount of money will last that long. I dont want to retire right now, I think it would be too boring. I will be working for at least another 10 years and then perhaps do some traveling.Ive read some of the other posts on here about windfalls, and heard a LOT of different opinions on what I should be doing. Everyones situation is different, so I would like to know what you think is best for someone in my situation.  <response>: This is a friendly reminder to visit our FAQ entry on WindfallsYou might also benefit from this common topic: I have X, what should I do with it? and Whats the best way to pay down my debt?Also, please visit our FAQ!I am a botrAutoModeratorcommentsq11puwhat_is_automoderator, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?to2Fr2Fpersonalfinance if you have any questions or concerns. 