<prompt> Human: Im 27, male, living in ruralsuburban Ohio with no college degree couldnt afford itchronic health problemsneeded to work full-time and an unremarkable work history in restaurants and warehouses. My current job is decent but not secure. Its a warehouse job picking orders and I was hired just before the busy season, and being that Ohio is an At Will state Im worried that when the busy season ends theyll just get rid of me. Ive been burned by the employers around here a lot so Im wary of trusting them.Im also really worried about the possible coming downturn economic downturn. My state is close to recession as is, and the local economies still havent fully recovered from the last one. Basically Im worried that theres a storm coming and Ive got nowhere to take shelter.My finances are very tight. I have no savings, a moderte amount of debt, medical expenses, and Im living paycheck to paycheck, but in recent months its been getting better as Ive slowly started to get a handle on things. Next month I may possibly be able to start saving a little bit 25 or less every paycheck. Im particularly worried about my healthcare as Im going to lose my insurance soon and I will have to use my jobs poor insurance. I could lose that insurance at any time along with the job. I have an expensive chronic condition and with the coming changes Im really scared I wont be able to afford my health care anymore which will put me out of work as I get sick again, At-will state.What if anything can I do to brace for disaster? Im an optimistic person but I believe in preparing for the worst.Im single with no real ties to where Im living besides my few friends and family that I dont interact with much, so if itd be smarter to move out of rural Ohio and to somewhere that can take a hit from an economic downturn better, or just somewhere that I can find more opportunities, I could possibly do that.  <response>: Make a budget, and track every cent you spend. A great many people are amazed when they see how much they spend on frivolous purchases. Take a very careful look at each and every subscription service you pay into, phone, cable, power, heat, everything you pay on a regular basis. See if you can lower them one by one, or just get rid of them. If you have a cell phone bill, consider dropping to a pay as you go plan with no data, and using wifi, or going to Google Fi. If you have a home phone, consider getting rid of it, or going to voip. If you have a car, take a look at other insurance providers, or at getting rid of the car if the public transport in your city is decent. If you have cable, dont even consider it, just get rid of it. rcordcutter raddons4kodi and rkodi can get you started. Etc. etc. You might need to scrap some money together to buy a device, like an Ooma Telo for voip, or a Fire TV Stick to run Kodi and Netflix.Head over to rbuyitforlife andor rfrugal when you need to buy something, to make sure what youre getting is worth paying for.You should also talk to your creditors and see if you can reduce your interest rates. Youll need to be persistent, and polite. But explain that you cant afford to pay the full amount, but you dont want to default on the debt. See if theyll offer to remove the interest andor reduce the payments.Im not American so I dont know about the medical payments. But theres likely a similar way to reduce that.Basically, you need to reduce your spending. You could go full hermit mode for a while if it will actually make a change to your financial situation, but thats not sustainable. If you cant reduce your spending, then youll have to figure out a way to make more money. 