<prompt> Human: Is it wise to take a car loan of 15 thousand euros at the age of 18 , with an average monthly disposable income of 1000 euros , and no other expenses such as living rent or university? The loan is repayable over 7 years at 150 euros per month or maybe a bit more with an interest rate of 4  <response>: Is it wise to take a car loan of 15 thousand euros at the age of 18No. The loan is repayable over 7 yearsNo way! Youll be underwater. 