<prompt> Human: Here are the cards that I own, their rewards rates and why I initially picked them up. My goal is to better understand which ones actually suit my spending and personal values in order to maximize airline rewards in one place.--Capital One Venture Rewards, Visa 59 annual fee--Miles Per spent at------2 Everywhere--I currently use this card every day. The points rack up fairly nicely, however, I typically find that flights booked directly with JetBlue require fewer points than with the Capital One rewards program. In other words, I am finding that my TrueBlue points go further than the miles received at Capital One. Also, the rewards redemption website is terrible.--Barclaycard JetBlue, MasterCard 50 annual fee--Points Per spent at------4 JetBlue2 Restaurants, Gas stations1 Everywhere else--When I fly, I fly JetBlue. At least 4-5 round trips per year. Historically this card, which used to be American Express, has served me very well. Since the switch, however, I have been extremely unhappy with Barclaycard and I am only willing to keep this card if its beneficial.--American Express Premier Gold Rewards, AMEX 195 annual fee--Points Per spent at------3 Purchases booked directly with airlines2 Restaurants, Gas stations, supermarkets1 Everywhere else--I picked this card up because my JetBlue AMEX was expiring and I wanted to stay with American Express. I am extremely happy with the support, applications, and travel services that AMEX provides and I put a high value on that. The other great thing about this card is that I can if I ever wanted to, use the points for something other than travel. I do wonder, however, if I can ever make up for the annual fee.--BankAmericard, Visa 0 annual fee--Points Per spent at------None None--This was my first credit card and is my longest line of credit by at least 5 years. Due to this, I have always been wary about cancelling it in fear that it would affect my credit score. As for the card, since it offers no rewards, I have not used it in years. Honestly, I have no idea how it is still active.--Conclusion--As I said before, I am trying to consolidate all of my spendings into one card, which a backup just in case. I am mostly interested in airline miles, however, the service that the card company provides is important too. I do prefer American Express and despise Barclaycard, but I am willing to overlook the company if their rewards outweigh my personal opinion.--I have no idea what to do with the BankAmericard. Any suggestions?--Lastly, just for information sake, I spend most of my money on food and groceries then secondly on customer products and services which likely fall in the everywhere else category.  <response>: Unless youre really working to maximize point value a la rchurning, youre probably coming out worse off than just getting cash back. JetBlue points, in particular, often have a redemption value of about 12 cent per point - most cards give you a 1 cent per point cash back option.I, personally, wouldnt close any of these cards - I would call the companies and ask them to downgrade to a no annual fee card. Put them in a drawer, the companies will eventually close them for inactivity on their own. Having older cards open on your credit report gives you a slightly higher score, so its actually good for your credit at some level to have them open. If youre worried about closing the older ones, buy yourself 50 cents of Amazon credit or something every 6 months or so and pay the balance right away. They usually dont differentiate between a lot of activity and very little when it comes to keeping the account open.Honestly, Id replace all the cards you have - theyre not great when it comes to rewards. A simple approach is to use a combination of a Chase FreedomDiscover IT for 5 back rotating categories and a Citi Double CashChase Freedom Unlimited for 1.6 cents per point redemption on everything else. This is a great, hands-off combination of cards that gives you a really solid, steady reward. They also all have sign up bonuses which are nice.If you go with Chase Id probably get both Chase cards since you can couple them with a Chase Sapphire Preferred card and use that to transfer your points over to travel partners and push your redemption up to around 2-2.5 cents per point. Dont do this unless you start paying attention to annual fees, etc., because that drives the value down so you need to go in with a plan. If you want to get into that kind of thing, visit rchurning and learn the ropes there. It takes a fair amount of time and effort though, so its not for everyone. 