<prompt> Human: I live in Florida and started a career where I want to stay here and ride it out til I retire. Im currently at Chase and charge a fee every month if I dont have upwards of 15,000 in my account. Would it be better for me to stay with Chase or switch over to Suncoast?  <response>: You can downgrade from your Premier Plus Checking account to a Total Checking account without switching banks. Smaller required balance. 