<prompt> Human: If you have a 100k, would you use it to buy a small place in Southern California down payment or invest it in something else ? If invest, what would you do? How about open a small business ? Working professional, married, no kids, 2 cats. Not sure what to do. Buying a house will wipe all our savings. But not sure what alternative investment ideas to do.  <response>: Id definitely rethink the cats. I mean they just take take take. 