<prompt> Human: Before I start this, I am aware of the typical advice to buy a 5000 beater with cash etc. Im not going to do that for a number of reasons, not the least of which is that I frequently have clients in my car and the appearances do matter. Prior to my current vehicle, I had a 2006 Scion bought with cash. This is the first time I have had a car payment.Financial details:Age 24Salary: 65k a year plus bonuses and reimbursements, but I am only considering the base salary for feasibility of payment.Take home pay: 3761401k: 4, which is the maximum matched by my employerRoth IRA: contributing 6 of take home additional to Roth IRA to make roughly 10 of income going to retirement.Monthly bills:Rent: 0. My fiance pays the mortgage and I pay the utilities.Gaselectric: roughly 65 last months bill was 65.08Internet: 29.99, but my company reimburses this so really 0.Hulu plusnetflix: 15 Cable: 0. We dont have it.Cell phone: 0. Company reimburses.Debt student loans: 615.Groceries: 150 I buy most of the food for us both.Dog food: 35Insurance: 30 renters insurance and pet insuranceGas: 300mo. I drive 750 miles a week right now at roughly 80week.Roth contributions: 300mo from take home pay.car insurance is paid in full through next March from savings.So my bills total:1510 including mandatory savings to Roth.That leaves me 2271 for savings and discretionary spending. Right now I have been throwing 1000 a month to student loans, which I have about 40k to pay off.I currently drive a 2012 Ford Focus that i have put 14k miles on since I bought it in March. Buying this car was regrettable and I do not like it. Thankfully, my mileage is reimbursed and I will take 0 financial hit to sell this car-- since April my company has paid me an average of 1200 a month in mileage reimbursements that I have paid towards the car, and I will come out of this with about 4000 to put towards another, more preferable car.I would like to buy a late model used luxury car. No more than 3 years old, with a purchase price of roughly 30,000, on a loan of 4 years. The payment for that would be roughly 580mo and I have been preapproved for a used auto loan from my credit union for 2.49 APR.Am I being ridiculous? I currently owe roughly 16,000 on the Focus and I have no desire to keep paying for this car which I do not like. I didnt make an informed decision when purchasing it. If I take on this payment, I will have 1691 left over for savings and other discretionary spending outside of foodgas etc so clothes, car repairs, insurance, etc. That seems reasonable to me, but what does rpf say?Ill reiterate one more time-- the 5000 beater is not an option, and really even the 12000 beater isnt an option. I could probably get away with a very late model used accord or similar, but those are running almost as much as a luxury model, so consider that paying cash for a car is not currently an option.ETA: The reason I have driven this car so much lately is because I have been driving 350 miles each way to a client site every week since right after I bought the car. That is not common in my industry and its likely that my next car will not be high mileage-- this contract ends in Jan and typically I fly to clients or they fly to me.  <response>: 580 per month? Unless you have more money than you know what to do with, that makes no sense. 