<prompt> Human: Question is in the title, really.New employer offers an IRA instead of a traditional 401k. They will match up to 3 of my salary, and its 100 vested at the time of my allocation.So, retirement gurus. Would focusing on an IRA be a bad move when retirement comes? I only have about 1500 in a different 401k from a previous employer, and I hate the way it all works. Dont really want to keep using it. Ive heard most younger people seek out a Roth IRA due to the way taxes are done. Any suggestions? This is the first time Ill have enough extra cash to really focus on investing for retirement.Edit: Forgot to mention this is a SIMPLE IRA plan.  <response>: In addition to the other comments, keep in mind that SIMPLE IRA does not share the same annual limit with your other personal IRAs. 