<prompt> Human: I just got my first real job after college I taught English abroad for next to nothing before and would like some help with my financial planning. I have a salary of 65k but I am guessing after taxes I would be taking home about 3700 per month. I have 6k in credit card debt and about 40k in student loans 20k private and 20k federal. I plan on aggressively paying off my credit card debt by paying 1k per month because my credit is around 630 and I want to raise it in order to buy a car. I also would like to save at least 500 a month for a vacation later this year. I want to get a personal trainer in my area that runs around 860 per month. Do you think this is reasonable? For some context, I do have to pay 500 for rent, and other bills like food, transportation, etc.Assistant: Youre paying significantly more for a guy to tell you to run than you are for the roof over your head... Is that 860 a typo??Human: Unfortunately no. But, in my defense, I do feel like I need some guidancemotivation to take my health seriously before I go too far in the deep end of bad health.  <response>: You dont need 10kyear of guidance. 