<prompt> Human: Summary - I love cars and live and breathe cars, willing to make the lifestyle changes to upgrade to something in the 40k-45k range. Lease or finance, not sure24 years old, 65k income pretax 27k in student loans, refinanced at about 2 percent over 5 years, regularly making payments750 apt rent10k saved, contributing 7 percent to 401kCurrently own a fully paid off car, very reliable, about 10 years oldUsually after paying off bills, loans, etc. I have about 1k leftover monthly. No huge upcoming expenses, single.How do I know if Im ready or in the right financial position to upgrade? Edit - Thank you for all the feedback! Definitely not ready but I have some better info for down the road and other ideas to explore.  <response>: Pay off your student loans and keep saving. 