<prompt> Human: So I bought a car on eBay on a whim for 26k. Its old and exotic. Unfortunately, I dont have the kind of cash or income that can support buying old exotic cars on whims. I really want the car and I think I got it for a good price. Please sanity check my plan of attack. Financing on old private party vehicles is around 5.4 APR so I dont really want to do that. I was thinking of putting the car on my credit card first. That should give me a month to flesh things out before any interest kicks in. I have some cash I can dig out from under the matress, about 3k. I have a car and trailer I can sell for 13k total. Ill need about 2 months to get that done. I have good credit and one CC Ive been paying off in full. Im thinking of getting a second CC with 0 and doing a balance transfer. That should give me an additional 18 months to make payments on the car. I think I can pay it off by then but if theres anything left over, I can dip into my emergency fund. I know this is not good planning or financially responsible but Ive been financially responsible my whole life and Im about due for a midlife crisis.  <response>: I dont have the kind of cash or income that can support buying old exotic cars on whimsThen do not! I was thinking of putting the car on my credit card first. Nope. Im thinking of getting a second CC Nope. I can dip into my emergency fund. None of these are good ideas. 