<prompt> Human: We werent broken up at the time. We had been together for years and were getting married the following summer...until he cheated. Since we had the house over our heads, we tried to work it out, and I supported him through some really rough months. He then decided he wasnt in love with me and didnt know if he ever was. We are only a couple of years into owning the house and have built up pretty much zero equity. I realize that I made a ton of mistakes, but I am trying to get through this with the least amount of pain.Heres the problem: hes still on the mortgage, and I have no idea what to do. I looked into refinancing, but rates are higher than when we bought. With fees and interest,it would add 30,000 on to what Im paying. I looked into assuming the loan, which I did qualify for, but they are charging 11,000 in fees, which I do not have. I contacted a realtor about selling the house, which I absolutely do not want to do I have put an immense amount of work into the upkeep of the house after a few issues came up, but they said that I would lose a ton of money at this point around 20,000. As far as renting goes, I do not have the finances available to get it into rental quality. I also have a job that prevent me from having the time or money to deal with having renters.Im feeling pretty trapped. I dont really have the money to stay or go, and my ex is not helpful in this situation at all. He does not have any money or effort to contribute. Im hoping someone out there can spot a way that I can get through this somewhat intact. EDIT: After several of you pointed out how obscene the 11k assumption price was, I contacted my mortgage company again. They admitted their mistake, and dropped 8k from that price, which means I can afford it. Thanks for all of the assistance!Assistant: Why not get a roommate? Could be a short term solution while weighing other options.Human: There are only two bedrooms. One upstairs, and one in the basement. The one in the basement was destroyed in by flooding. Im attempting to save up to get all of that fixed.  <response>: Have friends and family help fix it up and make the basement livable for you. Have a roommate rent upstairs.Youre going to have to bite something here. Living in a fixed up basement sounds the least painful. 