<prompt> Human: This post is very personal and very difficult to write as I feel naked and vulnerable having to expose this desperate situation.Ill try to keep it brief. Ive made ok money since a relatively young age. This promoted in me a certain sense of recklessness financially. My credit score was great which led to more creditstore cards than I care to admit to. A little over a year ago my father died and things kind of spiraled. I quit my job after finding myself unable to cope with the stress of it all. Simultaneously may have began a little before this I became addicted to the slots.I ended up going back to my job but the few months off destroyed my credit and put me behind severely. I had dual things working against me...catching up and a gambling addiction that I was trying to nurture.Now I have found enlightenment, so to speak, and I have a strong desire to get things back on track. Heres the problem: like any addict Ive done things that are financially devastating: Ive used and theyre currently open multiple high interest payday loans totaling now 545 every two weeks. My total monthly rentbillsobligations total 1495 not including fuel, groceries or other items. If you include the loans its about 2600 per month. My monthly take home is roughly 2680.I have no emergency fund, no alternative source of anything and I recently moved 300mi away from all of my family for work. Im in dire need of direction. Even it will be terrible for me financially right now...it doesnt matter because its just about as bad as it gets right now. Im looking for some immediate stability and a plan for long term stability.Thank you all in advance for any input.Assistant: I suggest listing some numbers. Your budget and your debts. Human: Rent- 700; Car-189; Ins- 145; Elec- 150; Phone- 170; Credit Union- 130; Fuel- 150; PD loan 1- 164; PD loan 2- 290; PD loan 3- 660 all per monthI make approximately 49k per year. I hope this helps...I wont bother to include the cc debt because I cant even scratch the surface of that right now. I held over 11 cards...  <response>: Listing minimum payments isnt listing the debt. What do you actually owe. I would also include the cards 