<prompt> Human: Im 27 years old, been married for 3 years now. I have a Son who is a year old. My wife doesnt work cause her mother is battling stage four Lymphoma and her brother is special needs so it occupies most of her time. Im currently a salaried member of management. I work 45-60 hours a week depending on whats going on. I get 100 insurance cause my company is owned by a hospital which is great. The only thing they dont offer is any kind of 401k Retirement. I make 33280 a year and my job isnt usually difficult now that we are properly staffed Its not a staple job though. I un-officially of course know for a fact that my place of employment is a tax write off for said hospital. So who even knows if it will last. They have plans one day to gut my place of employment and make way for a new hospital to be built. It could be a year 5 years 10 years from now, who knows?Aside from saving how can I prepare for that?Are they legally obligated to offer me Any kind of severance package? I dont have any kind of degree to fall back on either. Just dont want my family to struggle one day seeing as Im the soul bread winner, Thanks in advance  <response>: Aside from saving how can I prepare for that?Keep your skills up to date and when you see an opening at a different company, dont hesitate to apply. Just getting to interviews is good practice and keeping your eyes open for better paying jobs is important. Are they legally obligated to offer me Any kind of severance package?If you are told you would be paid severance, if it is in the employee handbook you would be paid severance, or you have paperwork stating in case of lay offs you will be given severance, then you can expect severance. Otherwise, a few states requires severance if there is a mass layoff in one company. 