<prompt> Human: Oh hello there. Im looking for a little advice here. Long story short, my dad, who died in 2011, was a great guy but not so great with money due to some personal issues. When I was young and thinking about choosing schools, he told me to not think about money at all and go wherever I wanted the worst possible advice of the 2000s, eh?. And he would pay, no problem, dont worry about it! So, I did, and it was fine and I was grateful. Anyhow, he took out student loans to do this, and I didnt know too much about the details, but turns out one of the two loans he took out, he put ME as the primary borrower and himself as co-signer. I didnt know the details of this at the time. A little while after he took out that loan 2007 I started getting bills from the company showing 0 due, balance declining month by month etc. He died in 2011, and after his death my family got a letter from the lender about ONE of the loans saying it was forgiven because of his passing. After he died, I kept getting these 0 bills from the lender for a long time - long enough that I would often wait to open them. I did NOT call them to check on this - this was a mistake obviously, I know that. Anyhow, very recently I got a new bill for 70-something. I opened it a couple weeks late, and it turns out it was just past due, and they forwarded it along to a collection agency, too, who called me a couple days after I opened the bill. I had been getting 0 bills, they told me, because he had been pre-paying the loan. I had no documents of the loan itself, no copy of a signature page, no receipts of payment, just these 0 bills for years and then 70 bill. The total balance due is over 7000.I called the lender, requested the original documents, which they sent and they have not bothered me since, and lo and behold, my name is signed right there on the primary borrow line, but it is very clearly not my signature. The old man took out the loan, probably did not need to and only did so because of other problems he was having, but he forged my name on it and now they want me to pay up. I can see an ethical dilemma - it was my schooling, but I didnt choose to sign up for this loan and if I had known the details of the finances, I may have decided differently and frankly would have paid this off long ago, had I known. I obviously dont WANT to pay it, but would it cost a lot to fight that? I could in theory provide many many examples of my signature showing that the signature on the loan, does not appear to be mine.What do I do, reddit? Anyone experience this before?  <response>: If it were me, I would have no issue making a police report and making sure the lender knew my dad had forged the signature. Your dad isnt going to mind, and youre not lying. 