<prompt> Human: Ok so long story short i am 22 and have no debt and am still living at home. In a year and a half i can afford to buy an newish car. I was looking at the bmw m235i. I am a huge bmw fan and that is my affordable dream car. If i go down that path i would have to save for probably 2 more years after that to consider making a down payment on a house. Or i buy a way cheaper car and buy a house sooner. Which would you do? If i choose to get the car i will be able to put down atleast 25k and the car right now is about 35-37k. As of right now i have a perfectly working car 2001 lesabre  <response>: First contribute to a retirement account. 