<prompt> Human: Hello, I made some significant money in investments last year and took some profit to buy myself a new, nice car. I was going to pay for the entire price in cash, but the dealer keeps wanting me to finance even if I pay it off in just a few months. I realize they make some money off the financing. The question I have, if I financed it, could I use it to increase my credit? My credit is 700 partly because I dont have any debt, I would like to raise it as my fiancee and I will buybuild a house next year. Would financing this car for a few months help my credit at all? Even at the cost of a few months of interest.Thanks in advance!  <response>: Dont pay interest to increase credit. If you want to buy the car in cash, buy it in cash.If you want to increase your credit, get a credit card, use it for everyday purchases gas, groceries, etc, and pay it off each month or at least the statement balance. Thats all you need to do. 