<prompt> Human: 48 of my last paycheck went to Uncle Sam. What are some things I can do to keep more of it? I live in California. Assistant: That seems extremely high. How are your withholdings set up? Was this a bonus or regular paycheck bonuses are classified differently and taxed at a much higher rate?Are you a W-2 employee or 1099 employee?Is it possible that a lot of the paycheck deductions were going toward health insurance premiums, health insurance spending accounts, retirement contributions, and other pre-tax contributions part of your benefits package? Human: I claim 0. It was a commission check. I am a W2 employee.  <response>: Youre married with kids and dont claim any allowances? 