<prompt> Human: In terms of building a budget- Ive read everything from 30 to 10 online as a maximum spend on hobbies. .Lets assume in this perfect budget you are building, you have no high interest debt, have a decent sized emergency fund and earn well. Already have a house with low rate mortgage and well running car etc. .Of course not all the spare money or pay rise should go towards fun stuff, but is there a maximum ?  <response>: That would depends on your situation and goals. If you have no debt, are saving enough for retirement, have no other savings goals, and still have extra money then you can put a lot towards hobbies. If you have a ton of debt and a living pay check to pay check, you can put little to none towards hobbies. 