<prompt> Human: I have a combined total of about 25k debt to my name. 9k of this is a former debt consolidation loan, and the other 16k is credit card debt. I have a decent credit score according to my bank 700, but all my cards are at max. Essentially I dont make enough to start to actually pay off my credit debt, and am in a revolving cycle of credit card expenditures.First, Ive been looking to try and get another debt consolidation loan but I have been getting no offers from any online sources and its starting to make me panic. I assume this is because I havent paid off my previous loan? Or Im too high risk to offer another?Second, Ive been trying to find a part time job to get enough extra income to start to chip away at the problem but it seems no one around is willing to work within my schedule, which is also causing me to panic, as Ive just been turned down for the 4th time this week. Though this seems the best option to me, several people around me have expressed concern that burning the candle at both ends is going to worsen my already admittedly poor health.Is there any other solution that could help me out here? Ive had a coworker tell me that declaring bankruptcy is the way to go here, but I think thats a nuclear solution to a problem and find the prospect terrifying I lease my car, theres no way Id be able to finance it after the lease, right?.For more info, I make 17.50 an hour, and usually make about 1.2k bi-weekly. Im looking at 700 for rent, 224 for my car, and 320 for utilities at their most basic of options only have internet, no cable. I spend about 500-600 a month towards my debt on both the loan and two credit cards.  <response>: Debt consolidation didnt work before and it wont work now. Borrowing money to payoff borrowed money is just jumping from the frying pan into the fire.So I normally try not to take a stand on specific get out of debt strategies, there are many perfectly good ones and different strokes work for different folks. But with what Im hearing from you Im going to recommend checking out rDaveRamsey for a hard core tough love but strong online community support model to follow. Those guys will be tough on you but only because they truly want to help. 