<prompt> Human: So I am a college student, I am studying mechanical engineering and will be graduating in May if all goes as plannedI currently have no college debt, I have managed to save upwards of 40,000.I currently have a job lined up for when I graduate. I will be making 68kyear The Problem:My current car shit the bed. I have no vehicle at the moment and am borrowing my brothers car. I have been saving all my money to ultimately buy a Toyota Tacoma post graduation as my gift to myself. With my current car shitting the bed, I was going to go out and buy a cheaper 5000 or less vehicle, however this would cut into my savings and ultimately give me a car that I dont really want and possibly ruin my plans for purchasing my tacoma. So, my question is this:If I planned to spend 5000 or so on a vehicle anyway, would it make more sense to just go into a dealership and purchase my tacoma with no money down and just use that 5000 to finance the Tacoma for the next few months, and then the first day I finally get to my job just pay the truck off?TL;DRShould I buy a beater car with 5000, then have to go through the pain of selling the car in 7 months and take the financial hit, only to buy a Tacoma shortly after.Or, should I just use the 5k to finance my Tacoma now, rather than having to buy twice?Also I am 22 years old, if that means anything  <response>: A new Tacoma today would cripple your finances long term. You have a decent job lined up and good savings. Congrats! Now use that money to make more money and build wealth. Look up the time value of money. See what they 40k would be worth in 10,20,50 years at even modest 4 interest, let alone 7 which one can expect long term from the stock market. Go buy a nice used Tacoma 4runner landcruiser for 10k. Dont be stupid and buy a car for 20-35k. You wont regret buying a used truck. You will hate yourself in 6 months if you buy a newer one. Trust me Realistically unless you have substantial assets 100k, and a great 6 figure income, no one can really afford a 30,000 truck. Dont let marketing sell you on more than you need. Dont sign up to buy a depreciating asset yes, even Tacoma depreciate albeit slowly. As far as vehicles go, a Tacoma is a good bet but buy a 10 year old one or older. No one needs a new truck ! Especialy at 22 