<prompt> Human: Im a 21 yo coming back to America from Japan with about 10k in savings, and will hopefully put 7.5k down on a vehicle. I want a nicer vehicle. I was just wondering if it would be a good decision for me, as a 21 year old, with good credit. 732 transunion and 750 equifax. Im in the military, single, and so I wont be too far from work. 1000 mimonth would probably fit my needs easily. I was just curious about how you guys felt about it. Thank you in advance.  <response>: Most people on pf will dissuade you from leasing a car as it tends to be the most expensive way to have a vehicle. On the plus side you will have a nice new car with little upkeep, but dont fool yourself into thinking that you arent paying for it. I personally try to put as little money into depriciating assets as possible, but in your case you dont even have that; all you have is a liability. 