<prompt> Human: By reading this book, I realize that many millionaires limit their expenditures in a big way, in order to allocate more of their money into their investments. But, what do they do with the money and wealth their investments provide? Do they just hold on to it until the day they die?!Im very determined and WILL allocate a minimum of 15 hopefully more of my income towards investments and will be frugal with my expenditures. But I dont want to do all of this, just so I can gift all of the wealth I accumulated to other people the day I die.Can someone help me solve this dilemma? Its been worrying me for a while.  <response>: The millionaire next door is a guy paying cash for a used car instead of buying new with credit. Hes buying his clothes at regular stores with cash instead of designer clothes on credit. He is living in a normal house instead of a McMansion.It isnt about living in squalor and leaving all your money to someone else to enjoy. Its about living within your means so you can avoid bankruptcy and still be able to pay your bills in your old age. Its not throwing away money on things that dont matter so you have money to spend on what matters to you. 