<prompt> Human: Ive been thinking a lot about this lately. And I just want to be clear, Im not the person to sit around and wait for my parents to die to get that big payout. Even though my parents are relatively wealthy I have never got anything from them bar one circumstance, and that was only a few hundred dollars. Ive made my own way in life. And they worked hard for their money, harder than I ever will.But at the end of the day, when they die. I will get somewhere in the range of 400,000-600,000. Now I dont know what taxes will do to that. But ultimately that kind of money at late adulthood on top of everything Ive earned for myself though life by that point would make me and my wife no kids comfortable till the end.Does that mean we have the luxury to have more freedom with our finances earlier on in life? As it would seem silly to strive to put money away for retirement when its already there.Thoughts?Assistant: Rule of thumb is never assume youll get an inheritance. What if they have to pay for a nice nursing home for many years? What if they have large medical bills? What if they get sued? What if they decide to leave most of it to charity? What if you have a falling out? Keep planning your own retirement, and if they leave you a large sum, thats a bonus.Human: The only one of those options that could genuinely happen is the first one.But yeah I get what youre saying. But the bonus coming along when Im already established in life is a lot less meaningful than offsetting that through my adulthood.  <response>: The only one of those options that could genuinely happenFamous last words. 