<prompt> Human: So I graduated in 2014 from college, and I was lucky enough to have my parents pay for every penny of my education so I have no debt. I also have no money saved up because Im a dumbass, and I will admit, spoiled so my parents paid for a lot of other things as well. Im currently teaching english in Chile to figure out what I want to do with the rest of my life and plan on coming back to the states in about a year springsummer 2016. From there I just want to get a job and a place on my own and start saving for grad school.Right now i only have a few thousand dollars saved up and will probably only have around 1k-2k when I return to the states, because my first priority is traveling and seeing the world.Id really like to not have to ask my parents for money because they have done so much already. So how am I going to pay for grad school? Im sure I wont get into a great program because I had a 3.0 GPA in college and didnt really do anything too outstanding. So I have no clue what to expect as for as how much 2 more years of school will cost Im considering studying Teaching or something in International Studies. I dont know EXACTLY what I want to study but I know for sure I eventually want to go to grad school. Ive heard that a grad degree is what a bachelors degree was several years ago, and a grad degree is what really sets you apart.Im assuming I need to establish credit to get a loan but I dont have a credit card. Im 24 and would like to start grad school in the next few years.Im sure Im forgetting a lot of essential information but thats all I can think of right now.  <response>: So I have no clue what to expect as for as how much 2 more years of school will cost Im considering studying Teaching or something in International Studies. I dont know EXACTLY what I want to study but I know for sure I eventually want to go to grad school. Ive heard that a grad degree is what a bachelors degree was several years ago, and a grad degree is what really sets you apart.This is a horrific reason to go to grad school. Masters degrees usually are not worth it unless you are already in a career that benefits from having a masters. Its also going to matter a lot what exactly you want to go for. Like for Teaching you can often get the loans repaid via teaching in a high needs district afterwards 