<prompt> Human: UPDATE; thank you all for all the support and suggestions! I have spoken with my SO now that things have cooled down and hes agreed not to kick me out, so theres that. It really has opened my eyes to how Ive been spending my money, so I definitely need to live more in my means. Now I have some time to get my finances in order and save up some for some furniture before I move out. Thank you again, rpersonalfinance!Long story short, Im getting kicked out of my apartment come April and I need to find a new place to live ASAP.First off, I have no savings. I previously was making about 15k a year and living in NYC, so things were super tight. In February I got a huge raise and my salary was bumped to 40kyear before taxes... Taxes in NYC are rough.For the first month, I went a little wild and didnt budget anything, but this month I have been much better about budgeting. That being said, I do have some credit cards that have balances on them.Typically I would pay them off in full and move on with my life, but that would leave me with no money in my bank account. Heres what I have:700 in bank account currently1400 pay check coming Monday so I will have 2100-100 in utilities coming out soon 2000 left-750 on one credit card, payment due 48-1000 on another card, no due date yet-150 on third, no due date yet-250 on forth, recently paid in fullTotal credit: -2150I still have to make grocery purchases and I need to pay for a subway pass. I also need furniture. I cant take anything from the apartment - biggest thing will be the bed.Im paying 850mo for my current apartment, so my budget will be the same. If I get an 800mo apartment, I need to do first month rent deposit 100 app fee. Thats 1700.How do I budget for this? Should I open up a new card with 0 intro APR and balance transfer so I can pay off the larger credits over time? Im planning on closing one of my cards anyway.I also will need to put any furniture on the card.Please advise! Im very confused and unsure what to do next. Sorry for all the text!EDIT: fixed some numbersAssistant: I dont believe credit cards need to be paid in full. I can rack of a few grand on my credit card and still only have to pay 60 a month. I estimate you should have a little over 1 grand after paying for the bills besides rent.Human: They dont necessarily need to be, I just want to avoid any interest.  <response>: Its better to pay interest for a few months than to go homeless, unfortunately. Ideally you shouldve had an emergency fund going into this, but since you dont, your card may have to suffice. You dont have many choices. 