<prompt> Human: I have two car loans that my parents are not longer wanting to pay. I only got them because they needed them and because I was the only one able to get them. Now, that I am stuck with them I have to return them to dealer because Im not able to pay them. Is there anything else I can do? What are my options?  <response>: You cant just return a vehicle. Your only choices are to sell it, either to the dealership or someone else, or to let the bank repossess it.If you sell it, you need to know how much its worth and how much you still owe on the loan. You might have to pay to get rid of the car.If you let it get repossessed, you will take a big hit to your credit score and you will probably still end up owing money. 