<prompt> Human: Hey guys so I scheduled a payment with my chase credit card just to find out it didnt go through this morning with an email saying I missed a payment. They payment was due yesterday 924 and I made the payment today 925 as soon as I got the email...I have been paying my credit cards on time for a little over 2 years now never miss a payment and Im stressing hard because I dont know how this will affect my credit...I have been shopping around for a car and now Im worried that thats going to screw me. Does the missed payment show up on my credit report or will it not since I paid it within a day of it being late. When I talked to 2 representatives at Chase they were NO help, so any guidance will be great  <response>: I dont know how this will affect my creditIt wont. Only accounts 30 days past due or greater show up on your report. You could call and beg them to reverse the fee, but its not going to affect your score. 