<prompt> Human: Hi PF! My husband and I have only been married since May, so this is all new to us. Last year, he made about 80 more than I did. We both have student loan write-offs, and I have mortgage-related write-offs. The problem is were not sure if we should file together or not, since he made so much more than I did. I dont really know what other info might be relevant here - but if anyone has any advice or suggestions, wed really appreciate it. Thank you!  <response>: In the situations where there is a big income discrepancy, you are almost always better off filing jointly. He will transfer bunch of his income to a lower tax bracket by combining it with yours. 