<prompt> Human: Long story short, Ive got about 10,000 in an emergency fund of sorts. It is just sitting in a savings account doing nothing... Id like to put it work in some capacity, yet still have access to it, given an actual emergency. Im not exactly a personal finance guru, is this commonly done?  <response>: This gets asked here quite a lot and the most common answer is no, dont invest your emergency fund.The point of your emergency fund is so that you dont have to sell your investmentssell your carsell your housesell your children when you have an emergency.You may want to read the Why have an emergency fund? link in the sidebar. 