<prompt> Human: Whoever is handling my friends inheritance has told her she will receive about 300K worth of value in total. She is hoping to make a business investment andor other types of investment in order to secure future financial stability. She is 40, married, and has several children still living at home. Her current financial situation is living paycheck to paycheck.One bump in this scenario is that her more financially-comfortable sisters also inherited a house each. Of course, they came up with the brilliant idea of selling off all three of the houses and splitting the money. To me, this sounds kinda sketch, but maybe Im biased because I love my friend, and she got the most valuable house. She reluctantly agreed to this arrangement, but is conflicted because her sisters are stable enough to wait for all three houses to sell before splitting the money, while my friend is not.Anyway, aside from that, she would like to know the best way to use this money to secure her future and possibly create a business, while still enjoying a little bit of it. For example: by traveling abroad for a week or two.Your advice is appreciated!  <response>: Her current financial situation is living paycheck to paycheck.she needs to be very very very careful. odds are she has bad financial habits. she could squander this money very quickly. inheritance is like the lotto: most of it is wasted, and people are back in the same mess 5 years later. if your friend has bad money habits, as she probably does, this inheritance will simply give her the opportunity to be irresponsible on a larger scale. she needs some kind of financial boot camp. does she have any experience running a business? if not, starting a business with any of this inheritance is probably not a great idea. odds are shed be better off invested in some boring mutual funds that would generate additional income indefinitely provided she withdrew only interestgrowth. your friend has no choice. it simply takes time for whoevers in charge of the estate to go through the court, pay outstanding bills, and do his or her other responsibilities. selling a house takes time. selling several houses takes more time. they came up with the brilliant idea of selling off all three of the houses and splitting the moneyuh, is there a lawyer involved in this plan? if they each inherited a house, why are they pooling the money after the sale of the houses? her sisters are stable enough to wait for all three houses to sell before splitting the money, while my friend is not.why is she not stable? oh right: paycheck to paycheck lifestyle. sigh. if she lives paycheck to paycheck, she ought to not spend any of this money on a little fun. a little fun will turn into a lot of fun. she needs to change her habits, top to bottom. she probably wont, however. expect that in 3 to 5 years all the money will be gone, shell have nothing to show for it other than a car thats depreciating in value, and shell be boo-hooing to you again about her money problems. she needs a budget, now. she ought to start getting her act in order before getting any money. she needs to learn to cut out unneeded spending. eating out too much is the usual culprit. I know youre a friend, but you might need to be a little blunt to get through to her and make her realize shes causing her own problems. if shes asking for help, she needs to be willing to sit down with you so you can go over her receipts and bank statements to help set up a budget that spends less than she earns and gets her bad habits under control. if shes not willing to do that, youre wasting your time. 