<prompt> Human: I know I messed up reddit. Wasnt maintaining my student loan debt and they took my tax return. Ive been in good standings with them now ACT and dont plan on screwing that up again. But just in case theres something out there I totally forgot about that could possibly cause me a issue id like to address it now. Is there any way to search anything that could garnish my wages before next tax season?  <response>: Get your credit report and then make sure youre making payments on everything there. That seems like a good start. 