<prompt> Human: As the title says, I just got my first credit card and Im not too sure how I should go about making my payments. Should I make a payment as soon as the pending charge goes through, wait until my payment is actually due, pay it off when Im close to my max? Thanks in advanced.  <response>: Step 1: Charge stuff.Step 2: Wait for statement.Step 3: Pay statement balance in full before due date. 