<prompt> Human: Company was acquired, received lump sum of cash as settlement for stock options. Emergency fund is fully funded, 3 months of savings. Debts are one car payment 5,500 and three CCs left over from college 4,000. Is there any downside to paying all that off in one month? Ill still have a decent bit leftover as well.  <response>: Is there any downside to paying all that off in one month?Absolutely none. You never wanna pay interest a day longer than you have to. 