<prompt> Human: I just received a check for 45,000 a few weeks ago and its been sitting in my checking account since then. I want to move it but dont know how or where to allocate my money.Im currently a college student and my parents are fortunately able to pay for my tuition without me having to take on debt through student loans, so that is not a concern of mine.What IS a concern of mine is potentially blowing through it, or worse yet, losing it. Id also like to put it somewhere where it can potentially grow safely of course, however, im not knowledgeable enough to invest in stocks or maybe even bonds. I do not exaggerate when I say i know nearly nothing about money or the economy.Ive decided to keep 5000 in my checking account to spend on misc. college expenses for the remainder of my college unless this is strongly advised against. What do I do with the other 40k? Im lost and I desperately need advice.Thank youEDIT: I should mention that I, as of now, have no income source. My parents suggested focusing on my studies instead of working.  <response>: DO NOT TELL ANYONE YOU KNOW THAT YOU HAVE IT. This will lead to people asking for money, a 10,000 engagement ring, bailing your uncle out of jail...etc.Im a finance guy - educate yourself on finance. Meanwhile, for at least a year, put it in a good CD. 