<prompt> Human: The Social Security website says I will get 2,700 a month in todays dollars when I retire in 2043. Im 41 now and make 160,000 a year. Im maxing out my 401k every year but it seems stupid to think about doing anything else. 2,700 is plenty for me to live off of. I have about 3,500 left over a month right now that I have no idea what to do with. Its like Brewsters Thousands here.  <response>: How confident are you that the social security benefits will be what theyre projected to be when youre retiring? That the law wont change in some way that ends up working against you?I mean, plan for the life you want to plan for. If retirement saving right now is too much of a burden, then ease off. You say you have money left over you dont know what to do with - does that mean that saving for retirement isnt really a burden for you now? Then keep doing it as a hedge against things not going the way you think they will.At the end of the day, all that really matters is that you know what youre getting into and make your decisions accordingly. 