<prompt> Human: Howdy there guys,Ive got an interesting problem for you here. So back in Late November my debit card was charged 3 times with random accounts and random merchants with names likeJHSGJDFKJDSF624234 -476.444358934HDSJFKSDHF -423.76I ended up losing something like 1400 to this, I went into my bank the day of; after I got the text on my phone saying that these large charges were occurring. I asked them to cancel the card and hold the charges as I did not authorize them or recognize them. They did nothing about it and the money was removed from my checking 3 days later.I went back in and filed an unauthorized funds claim. After many weeks and many trips I was able to get the funds put back into my checking from the mastercard debit card, but now there are on hold. The bank keeps telling me that they are holding the funds until mastercard makes a determination.I have called and gone into my bank at least 6 times since then asking about what is being done and when my funds will be available. I am stonewalled at every avenue and I am sick of this.It has been 3 months now and I want my damn money back so I can remove it and change banks as I do not trust these people at all now. they are a local credit unionDo I have an recourse to recover my funds in a timely manner? Is there anything I can do? I have been considering filing a small-claims summons to court and explaining my situation to a judge. I really am unsure of how to proceed, does anyone have any advice to give me?  <response>: You need to research Reg E Claims. Also ask your credit union on its fraud resolution time frames, they will have clear cut times to finish your claim. Finally, if its a Mastercard problem, you need to pick up the reins and call their customer service yourself. 