<prompt> Human: Does anyone else just set a percentage of take-home pay for saving? I understand that you should save as much as possible, but Ive found that living frugally continuously wears down on me and I end up snapping by splurging on an item -- and its usually self-justified by the fact that Ive been good about saving money lately.Ive tried and still do budget by category, but pulling money from one budget youre low on and applying it to one your high on gets tiresome.Ive recently taken it upon myself to just set a of saving per month and then spend the less freely. My Number? 50 of my take-home. I just do whatever with the rest. I find that this approach releases a lot of the constant stress of tracking every single purchasecategory budgetsetc.So my question is: Whats your magic number?  <response>: I set goals at the start of the year of financial numbers I want to hit like money amounts, not percentages. I save what is required for it. Works out to roughly 50 of take home. I also have money going into a corporation, but I dont count that though I view it as savings. 