<prompt> Human: Depending on how much clout you want to give them Goldman Sachs is predicting a 2028 recession as a result of the 1.4 trillion dollars deficit caused by the recent tax cuts. Assuming this prediction to be accurate, what steps can I, a young 24 year old professional, take going forward to minimize the damage this could do to my finances. Currently I contribute 10 of my biweekly salary roughly 250 US to a retirement fund, split between a Roth and a 401k. I have set it so that my contributions will increase by 3 quarterly up to 20 for the next year. I have recently purchased a car and owe 15,000 on it but that is my only significant debt, my school loans dont exceed 4,000 and are currently subsidized.This caution may be unwarranted, but the fact that this recession seems to align with what would be a reasonable time for me to start settling down, buying a house, getting married, etc, I cant help but want to take preventative measures. Is there any advice for what steps I can take to maximize return and minimize loss during a possible recession in the near future? I realize this is a little bit of a loaded question, but any insight would be appreciated.  <response>: Theres going to be a recession way earlier than 2028. Its been 10 years since the last one.Nobody knows what the economy will be like 10 years from now. But bear in mind that 10 years ago there were some experts predicting wed now be living amid the awful, long-term depressive effects of the 2008 meltdown. Thats not how things turned out.The economy is cyclical, moving from boom to bust and back again, and thats going to happen three or four times between now and when you retire 40 years from now. Your hedge against cyclical busts is to invest steadily and consistently for the long term and not panic amid downturns. Just keep your head down and keep sending money in, even on some would say especially on days when the Dow collapses 2,000 points. Ignore the short-run cycles and you will more than likely be happy when you retire in 2060.P.S. Goldman Sachs doesnt know shit, and they helped drive the economy into the ground ten years ago, so take everything you hear from those clowns with a giant cubic foot of salt. 