<prompt> Human: Right, so Ive got about 1600 on a credit card that I used for an period when I had no income. It is interest free until July. I have a stable income and currently I have been paying the card down every month and using it sparingly so I will have it all paid off by the time the interest free period starts. The big question is, should I take the money Ive been putting towards a small savings account roughly 1k right now and get the card paid down ASAP or do I keep doing what I am doing and paying it down monthly? Thanks.  <response>: ...there is no benefit of paying off a no interest credit card ASAP. This is the same reason why I paid my phone over 30 months interest free. I mean I guess unless youre buying a house and need to have great credit? Doesnt sound like you are. 