<prompt> Human: Right now, currently, I have my VISA card maxed out at 700.00 I have plenty of funds to pay off the card in full right now if I wished - a non-issue.I want to apply for an Amazon credit card. My question is: if I pay off the amount right now, how much time should pass before I apply for the new card so the creditors see my owed balance as 0?Thanks!  <response>: 1-2 months I believe 