<prompt> Human: I bought a used Mazda 3 last Sept. for roughly 16k the dealer agreed to waive some documentation fees so lowered the price to 15500. I recently decided to take a look at the paperwork and realized the total balance I must pay is 26 497 !!! I have gone over all the costs in my head and have no clue if Im being ripped off or this is normal... Ill show the breakdown below Cash selling price of property and related services being financed 2828 2108 22799Unpaid balance of cash selling price and fees to be financed 22 888Interest charges - fixed interest rate at 4.99 for 72 months 3608Cost of borrowing cost of credit 3666Total balance you must pay 26 497This is my first time buying a car from a dealer so Im unsure if all this makes sense. Any help making sense of all this is appreciated !! :  <response>: Probably should have looked at those numbers before you bought a car. 