<prompt> Human: I was scrolling through Facebook the other evening, and I saw a post from my SIL with pictures of her and her two pre-teen sons at Kobe, with a caption saying something about stopping in for lunch. I kept scrolling and I saw another picture of my Cousin-in-Law yes, Im making up that term with her husband and two even younger sons also coincidentally eating dinner at Kobe. I didnt think much of it at the time, but for some reason as the day went on I kept thinking about them and I had an unusual-for-me moment of pure envy. So I looked at my husband and told him about it, and had a mini pity party: How come they can eat out all of the time? Do you know how expensive Kobe is and they just stopped in for lunch? I want to eat out for every meal. Whaaa. And my husband just looked at me like I was crazy because usually I am the far more sensible and frugal one and pointed out that they put the meal on a credit card. They lost 2 houses to foreclosure. They pay something like 16 interest rate on their loan for their new SUV because their credit score is so low. They likely have 0 in a savings account. We have no credit card debt and are almost done with our student loan debt. We have a few dollars in savings. We have a paid for car. We have credit scores in the vicinity of 800. Please understand, we are not misers and we eat out plenty often, but for us the idea of popping in for a 50 lunch is insanity. For us wed feel like we were going nuts with a 15 lunch, and a 50 meal at Kobe would be just for a special occasion, a celebration, or to splurge from an unexpected windfall. So, I dont have a question or even a point Im trying to make here, rpf, I just wanted to share my moment of weakness and my reminder that what seems real is often just smoke and mirrors.TL;DR Folks throwing money around like theres lots to spare are typically the folks who do not have any to spare.  <response>: You feel bad about a lunch for two for 15? 