<prompt> Human: Servicing of my mortgage just moved to a new company, Cenlar. Previous servicer was Flagstar for over a year. The first statement from Cenlar said my next payment is due in Feb, but I have not paid for Jan, and my last payment was in Dec. I contacted Cenlar, they said I am ahead one month. My checking account statements show that I did not make a double payment.What is the danger of taking Cenlar at their word and not paying in January? I am worried that they made a mistake and I could end up in default.Thanks  <response>: Id pay. You budgeted mortgage payment, right?Id rather have them give me a refund after 100 of the mortgage is paid off. The opposite of that is much much worse. 