<prompt> Human: Hello, everyone! IIve been subscribed to for a few months and I feel as though I have a grasp on how to not spiral into debt, paying each month in full or as close to it as possible by not overspending so you can be sure to pay each statement etc. Anything else I need to worry about? With all you know now if you could start in my shoes what would you do for your next credit card and later on. Thanks!! no debt no loans  <response>: If you cant buy it twice you cant afford it. 