<prompt> Human: Hello rpersonalfinance,My mother is nearly 60, and she drives an old 95 Nissan Pathfinder that is in really bad shape, so shes in the market for a new car. I started looking around for new cars for her, and she decided she wanted a new CR-V. Ive never paid for a car before still a college student, so I dont know how to help her with the payments side of the transaction.So my mom has saved up over 30k in cash over many years because she doesnt necessarily trust banks due to past issues. She makes and reports 35k a year for her income, has no debt, and lives in an apartment. All her 3 kids have already moved out, so she has no more financial obligations. Now, she wants to buy a nice car to drive her grandkids around. So, my question is, how does my mom pay for the car? Does she just deposit all 30k at once to a bank, and write a personal check? Or should she take financing offers? She doesnt have a high credit score because she doesnt have a credit card. Or is there anyway I could low financing offers I do have a 750 credit score, but I have little income.Thank you all, and Im looking forward to your replies.Assistant: So my mom has saved up over 30k in cash over many years because she doesnt necessarily trust banks due to past issues.Is this implying she doesnt have any other savings? Human: She has 3k in her checking account, but no other investments or savings.Assistant: She in no way should be buying a new car. How does she plan to ever retire?Human: She doesnt necessarily care about having money for retirement. My two other brothers are quite successful, and theyve all said theyd be happy to have our mother stay with us anytime. All she wants after retirement is to be able to spend time with her grandkids. I am also happy to take her when Im in that position.  <response>: Hope she has zero medical costs... 