<prompt> Human: Sorry for format, im on mobile So today i just learned my mom has been using my name and SSN on an internet company, and shes in process of dropping them because she racked up a huge bill she cant pay. I had no prior knowledge that this technically is MY bill I owe. Im 20f and work part time in retail and I make around 90-110 60 goes to phone bill the rest toward savingsrandom spending a week and wouldve payed it if she asked. Note, she never has asked me to pay it but I would definitely help when possible. We never had a discussion about her using it and there was never any mention about my name or SSN being used on anything ever. I wouldve said no but she didnt even ask. Shes done this with two of my siblings previously and completely destroyed their credit which is why im so upset right now. Any time I asked if it was my SSN being used she would completely change topics or make me feel bad because shes a single mom and all the other bills are in her name. Shes making it seem like im hurting her feelings because I told her what shes doing is identity theft. But it is. She wouldve never told me about her owing such a significant amount to this company under my name if I never asked why she was changing companies. She wouldve never paid it, just left it there ruining my credit because thats what she did with my two other siblings. If theres any advice anyone has to go about this I would appreciate it. I know I can technically take legal action but shed probably disown me at that point.  <response>: Freeze your credit.File a police report. 