<prompt> Human: Hi Everyone,Im having a problem with one of my credit card account recently. About three months ago, I logged on to my account to see much higher spending than I was expecting. After looking through, I found three separate charges to TJ Maxx and Marshalls totally over 1500. More importantly, they were around the area I live, so the credit card company did not catch them. Naturally, I had the charges reversed and the account canceled and they shipped me a new card.Now, a couple months later, the same things has happened again. 3 Separate charges, totaling more than 1500 and at TJ Maxx and Marshalls around the area not the exact same locations, but still near where I live. Even more importantly, I had never used the second card at a Marshalls or TJ Maxx before this happened. Obviously I am frustrated with the credit card company and worried that I will have to stay vigilant to make sure this doesnt happen again. Should I close this account entirely? Has anybody had something like this happen to them?Any info on the matter would help. Thanks!  <response>: and worried that I will have to stay vigilantYou shouldnt be worried about this; it should be part of your budgeting process anyway. Set aside 30 minutes per month to ensure all transactions on your credit cards, bank accounts, and investment accounts were not just by you, but also fit into your budget as expected.A budget is worthless if there is no process to ensure youre sticking to it.Also, 1500 in charges is fairly obvious. Would you have noticed 150 or 15? 