<prompt> Human: This week Im getting ready to spend 3000 with cash I have saved over the past few months. I figured I would just use cash because I have it. Should I instead use my Discover card with 1 back and deposit the cash in my bank account and then pay off the card that way? Im asking because is the 30 in cash back even worth it, also considering the high credit utilization that would occur since I only have 2 cards that total at 7000 limit.Edit: Thanks for the prompt responses. I will use my CC and reap the benefits.  <response>: Yes. Stop obsessing over your credit score. 