<prompt> Human: Hi all, This is my first time posting here and Ive got an issue Ive been sitting on for awhile and figured Id ask for advice. Im a 22 year old college student finishing up my junior year of college. I went the smart route and did 2 yrs at a county school and then transferred over to a low cost university. Ill probably end up graduating with around 40k in debt which doesnt sound terrible to me. I honestly dont make much at all where I am now around 10 an hour,but its hard to find a job willing to accommodate a full time student commuting schedule wise. I am actively looking for jobs but its definitely hard to find a major-specific job that doesnt require full time hours. That being said, basically right now I have about 2500 dollars in my savings account, and about 850-900 left on my one credit card. I want to add money into my savings each paycheck and grow it but its been hard with my credit card payments each month as Ive been making 50-100 dollar payments. Would it be smart of me to just pay off my credit card with my savings, and then using the money I would be putting on my credit card bill, I can put that back into my savings? The interest isnt too insane, but it does add up and I feel like Ive been stuck in a never ending cycle of paying then being forced to use it and so I feel the amount just isnt going down. Any advice in general would be greatly appreciated. Assistant: In your situation I would probably just pay off the credit card. Youll still have a pretty significant amount of savings and then you wont be fighting the interest.Edit: Also as far as the job goes. Not sure where you live but 10 an hour seems pretty good for a student part-time job. A job that is flexible and will work with your student schedule is way better than a job that pays a little more but doesnt offer that in my opinion.Human: Thank you! Ive just been sitting on the idea for awhile and I think since I can definitely handle the payments, I would be able to in theory add a lot to my savings which would be amazing.Also Im in New Jersey. 10hour isnt terrible for sure! But here it doesnt stretch so far.  <response>: I would just go ahead and pull the trigger!I hear ya. Looking is never a bad idea but just remember that your full time occupation is student. Graduating on time is so much better for your financial future than a couple of extra dollars now. 