<prompt> Human: Simply put, are there any general trends for car insurance rates once a car loan is paid off? That is, once the lien is released, do the rates tend to go downupsideways?Assuming nothing else changes on coverage levels, that is... I do know that many people suggest dropping full coverage if not mandated by the loan, but Im not wanting to change all the variables for the purposes of this question.  <response>: No change, unless you raise or lower your coverages. 