<prompt> Human: So Im saving for several things at once and try to put some money away each month for those things. However I find it really hard to track when Ive actually met my goal for individual things as everything is all thrown into the same checking account. Does anyone have any tips on tracking when I actually reach my saving goals, and what percent of my goal I am at currently; other than working it all out on paper?  <response>: Only real options are to either set up separate accounts, or just keep a spreadsheet that balances to the total in your account each month. Updating a spreadsheet 12 times a year shouldnt be THAT hard. Just make each column a month and each row a goal, then have a summary section that shows the total goal, current amount, and current percentage. Should take about 5 minutes to set up. Then each month allocate your savings into each goal, with the total being equal to the total balance in your account. If you dont need to track things historically, Make each column a goal, and then you can track things a little more cleanly with each row being things like, End goal, current goal, percent complete, normal monthly contribution. 