<prompt> Human: So Ive been saving a little money each month for the past few years with the intent of spending it on an engagement ring at some point. I guess this was possibly a risky play on my part, but I had been putting it into a pet investment account that I had, investing in index fund ETFs.Well, now Ive got over ten grand in the account, the markets are approaching record highs, and Im planning on spending it before the end of the year. Is there any sense in trying to ride it out for a few more months to see if the market keeps going up? That seems a little risky to me at this point since I want to use the money soon. I guess I kind of answered my own question, Im just looking for some second opinions to make sure Im not crazy.Thoughts?  <response>: You gambled and got lucky...get out now!!! Also dont forget youll have to pay taxes on your gains so make sure you keep some money aside to do that. Also, you are crazy for spending 10k on a ring. Dont fall for the De Beers marketing crap!!! 