<prompt> Human: Not sure what I should do with the cash I have on hand. I have about 200K invested in stocks. I have about 120K sitting in my checking account and I feel like this is such a waste as its doing nothing. I do not want to put this more money in stocks. What are the safest option with good yields?  <response>: 1.85 from an ally savings is better than the 0.01 most checking accounts give. If youre truly opposed to extra risk this can be a great tool to at least help fight against inflation. 