<prompt> Human: So currently I make on average 2000 a month I want to be able to afford my own apartment, but apartments in my area are 700 a month I also have a 369 car payment 416 in car insurance and 2 credit cards I need to pay off. Considering getting a part time job to make more income. Any suggestions???My insurance is high due to 2 wrecks one will fall off this January and it should go back down to the 200s which is what it was before my most recent wreck.Assistant: Spending 40 of your income on your car is a path to financial ruin.Human: Well I have have had 2 accidents which is why my insurance is so high. So what would your suggestion be?  <response>: Public transportation. Or a bike. This car is eating you alive. 