<prompt> Human: About 3 months ago I had to do a credit check for an apartment application. I noticed i had 2 credit cards taken out in my name a year ago and i was 2,000 dollars in debt. I am a college student working two jobs just to pay rent with only a couple years left until i finish and more debt to come from student loans. I have already talked to my mom about it and she has said that over time she would pay it back we made a plan and i tried to get an estimate of her expenses but she has not given me any money and made me pay some of the monthly payments on the credit cards. My mother has a lot expenses to cover, she is the only one working in my family as my father is disabled. She recently got an impaired driving and has to pay fees for that along with bills, and i am starting to feel like i wont see the money she promised for quite some time. My family has always been reckless with their spending and i have tried to not follow in their footsteps with my mother and sister both filing bankruptcy. I guess my question is can i transfer the debt into my mothers name, i do not want to press charges but i do not see her paying me back and i do not want the responsibility of pressing her for money.  <response>: Contact the cardholders. Tell them the cards are fraudulent. Close the cards, freeze your credit.Sad to say, even if you report her to the police, not much is likely to happen to her, but you need to act immediately to protect your credit long term. 