<prompt> Human: I have chase debit card for savings and a Capital One Journey card I use as a credit card. My boyfriend says this is weird bc when you stick to one bank they treat you better in the long run. I dont want to open another credit card and I see really no reason to switch over to a Chase credit card. Am I missing someone or is it just really weird to go to two separate banks?  <response>: is it just really weird to go to two separate banks?Not at all. You look for best termsrewards on both bank accounts and your credit accounts. Its very hard to find both in one bank, and even if you did, most people still have multiple credit cards. 