<prompt> Human: Hey I was just wondering if it is prudent to have more than one bank account? Perhaps one with Wells Fargo, and then another with Chase that would just be for savings only, or is that not advisable?  <response>: I have three: Wells Fargo - its my main account; connected to my mom so it makes lendingborrowing money tofrom her easier Charles Schwab - I can request loans from my job for work expenses; I put that money here, and will probably transition this to my main one after my job ends and Im more independent from my mom Ally - great rates for a savings account. Gives 1 interest compared to Wells Fargos 0.01. 