<prompt> Human: I have 3,000 in CC at 7. Stable income 4,140mth after deductions -1200mth rent -580mth student loans, truck payment, internet . I have 7,000 cash savings. Should I go ahead and pay the debt now or wait until I have saved more?? Pros and cons welcome.Edit: thanks for all of the feedback and motivation . Just wanted to update, I did go through with paying off my CC. It was definitely bitter sweet, but feels great to get rid of that looming cloud of CC debt Ive had for the last 3 years. Im now that much closer to living a debt free life. Thanks guys and gals for the help.  <response>: I would pay it off today. But thats me.If you dont feel your job is stable or have other life happening then just keep rolling on it. Youll be debt free soon enough : 