<prompt> Human: I currently have a 2016 Toyota Corolla with 20k miles which I bought new and financed with 0 interest. Looks like its currently worth 12,000-14,000. My sister is upgrading from her 2007 Jeep Grand Cherokee with 146k miles that I have debated buying from her. Would likely purchase for around 4,500.I could buy the Jeep cash and sell the Corolla, leaving me a good chunk of money which could eliminate the last bit of my student loans. However, seems like Im taking a bit of a chance trading a basically brand new car, known for reliability, and trading for a older Jeep. Worth noting that while the Corolla is a great car, I dont plan on keeping it forever; I will likely get something else in the next couple of years. Wondering which option makes more sense financially. Thanks in advance.  <response>: Definitely would not trade in a Toyota for a Jeep. 