<prompt> Human: My mom and dad claim they read it on a book, from a comedian no less, that they should charge something to their card and pay it off over 3 months because it shows you can make payments. How would making payments over 3 months be any different on a credit report than paying it off in full for 3 months?Ive told them each time that if you just pay after the statement balance, but pay it in full, they wont pay any interest but theyll still boostimprove their credit month after month. They arent the best with money anyways, they have no budget even though they desperately need one. What can I show them?  <response>: Probably not much. They sound really stubborn if theyre taking financial advice from a comedian.The best you can do is send them links to articles which explain it and tell them, you can either believe a comedian or an economist.But dont expect much.Sorry. 