<prompt> Human: I have recently become debt free minus a insignificant amount remaining on my student loan Im on 50k salary and have next to no expenses.Rent utilities - subsidised by work 70pwFood - provided by work 20 max pwAnd a small monthly phone bill.I currently own a sedan which I spent 10k on and could probably sell on for around 6kI know this is a bad idea. But I want to upgrade my car to a nice ute while I have minimal outgoings. I would front up with roughly 10k cash and finance the other 15k or so. And would plan on paying that off within a year or so. Can someone please convince me otherwise before I run into the classic. Spent too much money on a car, now I cant afford to live scenarioAny advice much appreciated  <response>: I dunno but it seems like a perfect opportunity to save up your money and buy a car fully in cash, maybe 8 months from now. You already have a car, so you dont need a different one immediately. So why finance it at all? 