<prompt> Human: Hey PF, I was checking my credit report this afternoon and saw a 90 point drop on my Equifax and 87 on Transunion. I always pay everything off on time and have never had any delinquencies. Unfortunately, after recently paying off a healthcare credit card, I didnt look at the account for a month or so, and I still owed 10 dollars. Im wondering if theres anyway to get this delinquency off my record as it was for such a small amount, or am I just screwed?  <response>: Call the company, pay the 10 bucks, and request a fix to your Credit Bureau Reporting.Not sure about for medical, but CBR is one of the biggest complaints in the mortgage world and we retroactively update peoples reporting all the time. 