<prompt> Human: Im looking for the upsides and downsides to my wife and I getting a divorce for financial, mainly health insurance, reasons. DISCLAIMER: We are still in love, talking, kissing, and everything is fine!I am enrolled through healthcare.gov and was paying about 18month for my plan due to tax credits based off of my income28kyear. When I reported my wifes salary 50kyear, it took my tax credit away and increased my out of pocket maximum from 500 to 4,500. Ive reached my previous out of pocket maximum, but am not close to the new 4,500 max amount. My physical therapy that I need would have been free, but will now be cost-prohibitive.What are the downsides to a divorce that Im not thinking of? Is this the correct route to go to get what I need? Is this considered tax-evasion or anything illegal? Thanks in advance, and yes, my wife is cool with at least exploring this avenue.  <response>: What are the downsides to a divorce that Im not thinking of? Youll both need to get new insurance. Taxes will go up. Have to pay legal fees and such.Is this the correct route to go to get what I need?No, this is like the definition of penny wise, pound foolish. 