<prompt> Human: Im getting married in 2018 and the wedding expenses are about to begin. We have an absolute max budget of 10k. The problem is that I dont have that amount liquid. I have 4k in the bank, and 4k in stock. I make 46kyear and my only debt is student loans. Im thinking of either taking out a personal loan, which is at 7, or opening a new credit card that has 21 months of no interest and paying it off by the end of the promo period. If I can guarantee paying it off, then I know the credit card is the way to go, but the loan gives me some flexibility if something should happen that is a financial strain. Ideally, Id like to wait until I have the cash saved, but we both have some family members that are in poor health. We really want them there and they really want to be there. So what do you think?  <response>: The wedding budget needs to be trimmed to something financially realistic for you two. Dont let the wedding turn into a financial burden. 