<prompt> Human: After paying all my expenses and everything, I will have approximately 2,000 a month left over that will go into my savings account. I am not in debt or have any credit cards over 15 limit. My credit is a little bad, but that is being fixed currently. What should I do with this extra money? Should I just keep it in the savings account or are there better ways to invest? Is that enough money to start playing around with stocks? No idea what to do with it, except let it add up.  <response>: Please read the information found in the wiki particularly I Have X ... What Do I Do With It?! You may find Your IRA and You: Basic Information and Your 401k and You: Basic Information worth a read as well. 