<prompt> Human: I recently opened a checking account with Wells Fargo after using an online-only no physical locations banking service. The debit card I received is a standard Visa with a chip, but some stores do not accept it. For example, it was declined at Taco Bell, but when I drove next door to Zaxbys, it was accepted. I maintain a balance of high hundreds to low thousands at all times. I should also mention this is affecting my online shopping as well; some sites accept it and some decline it. Any idea what could cause this?  <response>: ive never encountered a place that doesnt accept a visa debit card so maybe theres something wrong with your checking account or just the card itself. your best bet is to talk to wells fargo 