<prompt> Human: Ok so long story short, there is a car I want and the saleman flatly said I can probably get you the price you want if you finance it through us. which is sales speak for Ill get you on the interest rate.I told him I didnt want to discuss financing I wanted to discuss final price of the vehicle, he then changed his attitude and became difficult and said the price I wanted was too low and they couldnt possibly do that.So here is my question, can I just go back let them finance me at whatever they want and then pay off the loan immediately? I have enough money in the bank to pay cash for the car but that would leave me cash poor so I was thinking maybe Id take a reasonable rate loan from my bank or maybe even ask them if I can refinance the car through them? and pay off the dealership loan in full before it accrues any interest.This would allow me to buy the car at a great price if I can do it.  <response>: The best prices that Ive gotten on cars etc is thru the internet. Usually get that price confirmed, before I travel to that particular dealer, often in another state. I have bought EVERY vehicle etc that I made a prearranged deal on. I talk to the finance guy, sales mgr when I arrive, to have them verify the check, bank etc. They all say OK, but when it comes down to pay, 95 refuse want the car financed. This is a waste of your time. One dealer did call the bank 10 miles down the road told us to get a cashiers check. This was OK with us, but often the bank is closed by then. Another time the dealer stuck us with a high interest financier even though they approved us with MY low interest bank because they owed the high interest player a favor for approving other crappy loans. I did pay it off withing the week without incident. I really like MOST of the sales people with some exceptions but really dislike most of the top dogs. They should stay in the back room because they are real garbage. If they do come out of their hole, its like slime dripping off them as they speak, smile etc at you. DO NOT DISCUSS anything inside the dealership or at the sales desk that you do not want them to hear and be prepared to walk away. Ive bought many new cars, motorcycles used travel trailers over the internet usually 2500 drop in price over local. If anyone wont give you a firm price before you travel, dont waste your time. I WILL NOT BUY anything or travel without a firm price beforehand. Ive been very happy buying over the net the last ten years. I have had dealers sell me used items without a warranty at the price I got. Often the price is so good, that I can fix things myself and still get a deal and wouldnt go back to them anyway for repairs because of the distance. Sometimes I get temp tags sometimes I dont. 