<prompt> Human: I have a auto loan that will be paid off using minimum payments in about 14 months, that will coincide with my plan to purchase a house. Is it more beneficial to pay it off now and take the credit score hit? Will 14 months be enough to recover the immediate loss? I have zero issues paying it off in full right now.Im currently around a score of 780 and Id like to have this as high as possible when I buy that house.Thanks for the advice.  <response>: Why do you think paying off your car loan will negatively impact your credit score? Im currently around a score of 780 and Id like to have this as high as possible when I buy that house.Realistically anything over 740 isnt going to make any difference. 