<prompt> Human: So Ive been with my boyfriend for 9 months and he had recently brought up the idea of us moving in together. He owns his condo and I would be moving in with him. Im going back to school for a bit of field change as working freelance in film is not what I want to be doing for the rest of my life. I do have the finances to get through my first year leading into my first work term and will continue working freelance jobs while in school. He is also closer to the campus Id be attending so that would be a bit of a added bonus. Im into the idea of living together, I spend the majority of my time at his place right now so it seems it would be a natural transition. We work very well together and are open with communication. I was just looking for some adviceopinions as to how to go about splitting up expenses. Like what are some smartsafer ways of moving in with someone when theyre the owner and Id essentially be the renter. I just feel that if things were to go south always a possibility I would have just helped him pay off some of his mortgage and Id be up the creek. Or maybe this is just a realization I just have to accept? Any advice is appreciated in advance.  <response>: Sorry you have no claim to the house just because you are a roommate. No different than renting an apartment and my bet he will charge you under market rate to live there. In reality he is the one that is taking the risk not you. 