<prompt> Human: I think the semester ends tomorrow. Im also strongly leaning towards transferring to a cheaper public school instead of an expensive out-of-state private school. I mainly came here to ask about what will happen with my loans in the period of me transferring schoolspotentially sitting out of school for a semesterand changing my grace period.  <response>: If you enroll in a new school within six months if withdrawing you wont have to do anything. If it takes longer than six months then contact your servicer when you enroll and they will assist in helping apply for educational forbearance. Next time be up front with your instructors. Public universities are required to accommodate students with physicalmental disabilities and may be able to help you as well. EDIT: I assumed your health issues were chronic. Upon a second read I realized that might not be the case. Regardless, most instructors realize you can get sick and if you are upfront with them and show you give a shit they will likely be willing to help. 