<prompt> Human: Long time lurker, first time poster, all that good stuff. So I went to a small city college years ago after escaping Abusive Parent A and Decent Parent B. The loans were Stafford Subsidized Loans, quite small 20K left on the principle, and I excelled at school. Life was good.A year and half later, Abusive Parent A joined a cult. In the interest of keeping things concise, Ill leave it at that. She uprooted the rest of the family and moved to the middle of nowhere in a different state. Due to fear of The Homosexual Agenda, she informed me at 18 that unless I transferred to an extremely expensive out-of-state school in a state blessed by a mystic visionary who to this day sells her magic oils, she would block Decent Parent B from signing my loans, and leave me on the street.So I transferred, with no idea how much this school cost and literally no choice in the matter. To give you an idea of my naivety, I was raised even before the cult in almost total isolation explicitly forbidden from leaving the farm, never went to any school, was told that CPS would rape my sister if they found out, so its important to realize that at this point in my life I almost literally did not know how money works. Im not talking Roth IRAs. Im talking basic bills, anything resembling a budget, or even the concept of tax returns I was convinced in college that my friends were making that up to see if I was gullible.In the end, depression and medically-diagnosed ADHD and admittedly an arrogant disgust for this new school caused me to exit school a year before completion. Regardless, I now work in IT in a job that absolutely requires a college degree, making about twice what my friends with degrees make. My point is that although I wish I had stayed in school, my current income doesnt reflect that decision.Two days ago, I finally got to compile all my loan debt. 20K is loans from School 1, 60K is loans from School 2, of which 46000 is a Federal Parent PLUS LoanIn loan payments, Ive been paying 120, 303, and 600 a month, including during periods of actual homelessness where I lived in my car. My rent is 460 now. So I pay more than double my rent just in loans, and the weight is suffocating.So to the best of my knowledge Parent PLUS Loans are made only in the name of the parent who took them out. Thats 46K of debt that A I never needed, B I never knew about, and C would not exist if not for Abusive Parent As narcissistic craving to ruin everything around her. Also, possibly D I have no legal obligation to pay if this is wrong, please let me know.If my understanding of the PLUS loan 303 monthly is correct, then the burden of debt falls on my parents. Im not trying to push my debt on them, but I did not want this. I was never informed of the amount, and I fought the school transfer tooth and nail. They might as well have forged my signature.Do you think its reasonable to expect them to pay at least some of these loans, calculated from the amount of tuition increase between schools? The weight of these payments is strangling me.edit: further clarification of my financial situation and how much the loans are pulling me down. My car has been broken 700 minimum fix for over a year, to the point that I cannot go anywhere except access roads. Ive only been able to afford ADHD medication, basic dental and vision thanks to my jobs comprehensive insurance. Im not poor but thats because of how much I work, and I realistically cannot sustain 55-60 hour weeks much longer just to survive, while the parental units squander money on magic salt and a new house.Assistant: The PLUS parent loans are entirely their responsibility.Human: thanks for the confirmation. researching this extensively because I know I need solid legal footing when the shit hits the fan. absolutely dreading the serious conversation in the near future.  <response>: You were 18 and the student loans you took out in your name are legit and you will have to pay unless you are excluding some other serious details.But yeah, tell your parents you arent paying off the loan THEY took out in THEIR names and if they try to make you, they can stuff it. 