<prompt> Human: I pay my card off twice a month every time I get a paycheck. I take the balance number posted online and pay it off. But, the numbers have never really made sense. For example:This is showing that I have paid 22.36 more than is needed and I have 95.36 in pending transactions, but out of my 5000 limit, I only have 2210 available.What the heck is going on, and how can I really determine how much I owe on my card?edit: a bit more info:  <response>: Call the customer service to find out. Its possible there is an old authorization hanging on your account, but only someone at your card will know for sure. And btw, its a lot simpler to keep track of things if you just make one payment every month, after your statement closes, but before due date. You should pay whatever your statement balance is, and not the account balance at the time you make payment. 