<prompt> Human: Yesterday, the person parked next to me was waiting for me to return to my car. She said that she bumped my car while parking and pointed out the spot. There are some clear scratches and the paint chipped off in one spot. The damage is overall not terrible, but certainly noticeable from up close. I drive a 2015 Mazda 3.Heres my question- if I send her the bill quoted at 1400, how will this affect the cost of her insurance if she files a claim to pay for it? The reason I ask is that honestly, the scrape doesnt bother me that much. Ive got a couple other scratchesscrapes on the car, so its not like she hit a car fresh off the lot. Id obviously like to have it repaired, but she was very honest by sticking around I dont want it to cost her too much. Any idea how this might affect her monthly insurance payment?  <response>: I mean she can pay out of pocket if she cares about her rates. Also she may have accident forgivenessEither way get your money you are owed for those damages 