<prompt> Human: Recently I started earning enough money at work so that I have the option to save up some money for the first time in a couple years. Here is where Im at and where I want to go.My current state: 0 emergency fund 2600 cc debt 11 no other debts spare cash of 500 per month, income - expenses.My current goal: pay off credit card. set up an emergency fund worth 1-2k safely increase my net worth after the first 2 goals are metThe big question that Im struggling with is whether to start paying off the cc full force right away, or set up the emergency fund first and then move towards paying off the credit card. Or maybe theres a good balance to be found somewhere in between?  <response>: Id recommend starting with a small emergency fund 1k. Pay off credit cards next. Then continue to build up your emergency fund until you have 3-6 months worth of expenses saved. 