<prompt> Human: This month I thought we were going to be 200 over budget, and I was so excited because wed finally have money to put away for our emergency fund.Then suddenly I find were missing 200 out of our bank accounts. Somehow Ive completely miscalculated the budget, and didnt add in some things.I have no idea how to get more organized so we can actually start putting money away. I recently lost my job, so what we thought would be a bit of extra income to help out just isnt there anymore.It doesnt help that my husband doesnt get a steady paycheck. Theres always the chance that he wont get a paycheck, and in fact this happened to us last month, but we scraped by.What do we do?  <response>: I have read through the thread and I just wanted to highlight the facts that I thought were important that you did not include in the original post. You 19 and Husband 20 have income of 1kmonth that is highly variable. You do not share the money - his money is his and yours is yours. Husband refuses to eat the food you prepare. You have held 4 jobs and lost them in the past half year. Both moderate smokers combined 1 packday.To me it seems like you have many many problems. Finance and budgeting will do very little to solve almost all of them. First, I do not understand why you are married at such a young age. You and your husband dont seem to be committed to each other in any way, him not eating your food, not sharing money, ect. You seem much more like boyfriendgirlfriend.You are young and should be investing in yourself. Meaning: focus on acquiring skills or knowledge to improve future earning potential. Interior Design seems like a poor investment. At the same time you can hold part-time jobs to support your daily needs.Losing 4 jobs in such a short period of time indicates you have a problem, and likely many problems since you believe you lost all those jobs for different reasons.You need to develop a long-term plan for your future. You did not suddenly end up being 19, married, without a job, and without a plan for the future. You are a baby away from being a cliche. While you could probably figure out a way to reduce your monthly budget cooking at home and stop smoking, it is likely pointless at this point because you have no income. You are a cavity, illness, or accident away from f-ed.Edit: I was curious what advice you had asked on rrelationship_advice and looked through your history.You and your husband are also not monogamous. To each their own, but I can not find anything about your relationship that even resembles a marriage. I suggest you get a divorce and move in with a relative until you can get your life sorted out. 