<prompt> Human: So I have been in several accidents and totaled 2 cars I know fuck me right? anyways my insurance just sent me a letter saying they are canceling my coverage starting December 2nd. Ive been denied by several insurance companies and one I found said they wanted me to pay 1k a month , thats 12k a fucking year ! More then rent money. Anyways in a state that requires insurance like Florida, what am I supposed to do ? I have to drive to school about 25 min and work about 10 min from my house . What are some alternatives . Maybe a motorcycle ? I dont know if the same rules apply to insurance ? Btw taking the bus is not an option as public transportation sucks in Florida . Thanks for the help  <response>: I dont have options for cheaper car insurance, but if you cant figure out a way around it, move closer to school and buy a bicycle or walk there. 