<prompt> Human: Im curious how come investing in stocks of companies like Apple that pay dividends isnt a popular option. In fact, I dont really see that being a part of a discussion when it comes to picking stocks. What are the disadvantages? Isnt it better that you invest in stocks get paid as well without having to sell your stock?  <response>: All that matters is total return.A total-return portfolio can also be more tax efficient than an income portfolio. Dividends are taxed at the same rate as long-term capital gains, which is typically around 15. 