<prompt> Human: Im 28 yo male finally going to grad school in engineering as my physics degree hasnt allowed a career. My assets: 2400month until August 13900 bonus in mid july12,000 Savings ,Ally including emergency fund 18k. 401k prudentialI have a Teaching Assistantship for the coming year that will pay 2300month I presume pretax starting Sept 1, and includes tuitionfees2k grant for moving expensesCurrent loans: 2000 6 student loan 60month6000 2.88 and I pay 300monthI would prefer paying off my loans before starting school, just to be debt free. And is really why Im asking advice. Which way is betterCurrent expenses365 Rent until I move65 phone300 food400 to savings125 gas car maintenanceExpected expenses600 rent probably to live alone100 utilitiesCredit score 810I know Im asking advice for a rather simple situation that is better than most, but anxiety for the life transition definitely doesnt help sound decision making. So any feedback is helpful.Thank youAlso Im on mobile, apologies for formatting issues, and this is first time posting ever  <response>: Whats your question? 