<prompt> Human: So, my tax return is enough to pay off my car. I would love to do that so that I have one less major debt that if s were to hit the fan, Id have to deal with. Debts:195k - Mortgage at 1300month paying extra 4.25 interest2100 - Car 2010 Toyota Corolla 2.99 currently paying 300 month paying a little extra14000 - Student loan 188month 4.35 paying 50 extramonth8,000 emergency fund across various savings accountsI know that financially, it makes more sense for me to take the tax return and pay down the student loans. The car is charging me less than 6month in interest. However, I feel like I would get a large emotional boost with the car gone. I would then take that 300month and put it towards the Student Loans and probably more as I will no longer be supporting the exgirlfriend.So, basically, the question, is the financial boost of putting 2500 towards student loans at 4.3 better than the emotional boost of getting the car free and clear?PS, I had an accident in the car 8 months ago so I dont imagine by insurance rates will go down by very much, at all, even if it is paid off.  <response>: The difference in interest rate between the car and the student loan is only 28.50 per year. Id argue the added flexibility of lowering your monthly required payments by paying off the auto loan more than compensates you for the slightly higher interest youll pay. Plus it always feels nice to kill an entire loan. 