<prompt> Human: Hello! My husband is 28 and has no credit score. He has always saved up for and paid for everything such as school and cars. I love this about him but we want to buy our first house and he cant be on the mortgage because of this. We have tried to sign him up for various credit cards to help build his credit but they decline him every time. Im not sure where to go at this point to help him build his credit. Any help is appreciated! Edit: Thank you for all the help! I signed him up for a secure card.  <response>: Pull his credit report and see what they have and confirm it is nothing. Add husband as authorized on your credit card if you have a good credit rating. 