<prompt> Human: I am planning on buying a house in the near future within perhaps 3-5 years. Id like to know your opinion on how much I should have ready before actually buying a house.Heres a little background:A house in my area: expecting to pay between 120-150kMinimum down payment I will make: 20 Current age: 20yrs oldI understand there can be so costs that nobody thinks about like unexpected repairs, inspections?, closing costs, new items for lawnhouse care, etc.So, what would you say would be a good amount to have socked away before purchasing or even looking to purchase? Including the down payment if you could. Any other advice is welcome, thanks so much!Also, I do realize Im younger but I have a child and I know I will be in this area until my child is 18 at the very least and I am very sure that a house is something we will stay in for the long haul. Its something I have been planningsaving for for a couple years since I had my child. Its been my plan to have a house for her to grow up in, its very important to me.EDIT: All really great advice, thanks!!! Sorry I was unable to answer for such a long time, distractions, distractions lol. I appreciate it all!  <response>: Id recommend having 25 on hand. 20 for down payment, a couple percent for closing costs, a couple percent for emergency fund. 