<prompt> Human: Im a 21 year old college student who just had a minor panic when I realized that Im graduating in about a year and a half and I have absolutely no credit score. I think a lot of people my age are in this position because most of us use debit cards only. I know the obvious solution is for me to get a credit card, use it, and pay it off in full each month. But is there a specific type of credit card I should get? What should I watch out for? Aside from the credit card, is there anything else I canshould do to build my credit up in the next year?  <response>: Get a student card. There are recommendations on Nerdwallet I would personally pitch the Discover It for Students; they are excellent for starters.Other than that, just keep up a solid long-term history of on-time payments on your card; you dont really need to do anything more. This will take some time, so dont fret if your results arent instant.PSA: Always pay your statement in full. Only use cards for regular budgeted expenses. 