<prompt> Human: The house is currently valued at 200,000.The product they have is called Fixed Rate Lifetime mortgage x200B;My Father in Law is still alive, but with dementia. He is 88 years old. We are in the process of getting Enduring Power of Attorny. x200B;It had been his intention to sell the house in order for him to go to a warden assisted flat nearby. Now that we have found this, we have no idea what to do. x200B;I am considering adding the debt to my own mortgage, just to stop it accruing interest. We worked out that last year, it was 22.96 per day interest. x200B;I phoned the company to try and negotiate a different interest rate, but they said that the interest is fixed until it is paid off. x200B;The anxiety is eating me and any advice would be very greatfully recieved. x200B;  <response>: Not sure what a warden assisted flat is and if you buy or rent it...but broadly speaking having a house you dont want with 90K of equity and a crappy mortgage rate strongly suggests sell the house.The 90K can either cover rents or living expenses for some time, or some or all of it will make a nice down payment if you need to buy. 