<prompt> Human: My best friend is planning to buy a new vehicle because his is dying and needs costly repairs. Originally, hed told me about a reasonable hatchback for 10k he was going to buy, but now hes got his heart set on a 18k Subaru which apparently holds its value. He makes a good salary around 55k, but I know he has at least 20k in student loans that hes making minimum payments on and isnt saving much for retirement. So, its not a totally horrible financial decision, but its one he may come to regret in the future. I thought about getting him to reconsider, but I dont want a fight, and at the end of the day its not my money. Would you say something or just let him learn the lesson if it doesnt work out?  <response>: I usually wont say anything unless they ask for my opinion. 