<prompt> Human: I would really like to fix my financial life and dont have any proper role models or adults I can ask for help so Im coming here for help. I am 22 and make a really decent wage for having no high school diploma but I unfortunately do not know how to control my spending and find my self living paycheck to paycheck for no reason. Me- I am currently single, 22 years old, male, living in South Florida, and due to my job supplying it I have no rent, no food costs, and no toiletries costs. I currently only own a motorcycle, I am possibly selling it for 3.75k and Im amidst debating buying a different motorcycle For cash and pay off debt as I am currently or pay off debt in full and fiance a motorcycle for roughly 150 a month. Below is a breakdown of where my monthly expenses are. Income - 1,375 Bi-weekly after taxes 3,500 month before ok I have more than 6k debt, this is how bad I amSpotify 9.99 due on 2ndApple music 9.99 due on 12thAmazon Prime - 99 year due in March Pandora 3.99 due on 1st Chase payment- 56 due on 12th Balance- 1,936 Max-2kBest buy citi card 75 due on 11th Balance 800 Max 2kChase amazon card 54 due on 12th Balance- 1,879 Max 2kBank issued CC 20 due on 7th Balance- 430 Max 500Barclays 122 due on 14th Balance 1465 Max 0 canceled ATT varying average 140 due on 25thHealth insurance 150 due on 1stUhaul storage 99 due on 25thCar insurance 87 due on 12th Motorcycle payment to parents, varying usually a sporadic 100 owe 25002k in savings. 150 in checking.  <response>: Stop paying for music. Theres absolutely no need nowadays with all of the free options. Stop paying for storage. Your 22, how much could you possibly have that you need to spend 100month storing it. Is it even worth more than all the monthly payments made to date? Stop buying things you dont need and cant pay for in cash. Card like your Best Buy and Amazon card do nothing but promote frivolous spending. Get rid of them and keep only bank credit cards. 