<prompt> Human: Hello browsers and veterans of PF,I am a young college student entering the third year of studies. Currently I am working in an internship position making roughly 15hr Salaried. With a rough calculation of my total income for this summer position as around 4,500 give or take. My question is what should I do with this money? Please give me advice on where to start for a better savings act, some budgeting advice, and investing. Any replies are greatly appreciated. I currently have a PNC Student Virtual Bank. Thank you all,AsiansRebornEDIT1: I do not have any student loans or debt.Assistant: Do you have some savings in your PNC account already? If you dont, put the money into your savings account and do your best never to touch it. It is the beginning of your emergency fund. Money that will be there for you if your car breaks down, you have an unexpected medical expense, or something else suddenly costs you a couple thousand dollars you hadnt planned to spend.If you already have some money set aside for emergencies, now would be a great time to start an IRA. The earlier you start saving for retirement, the easier time youll have.Human: Thanks for your response. What would be an ideal amount for an emergency savings? More specifically what number should I shoot to reach within my pre college graduation jobs so I would be prepared for real adult challenges after college life.  <response>: The more the better. Emergency funds are usually 3-6 months living expenses. But for a college student, Id shoot for having a security deposit, first and last months rent, and enough to fix your car if something bad happens. 