<prompt> Human: So when I got in I got my first two cards and had really high limits so I started using it like an extension of my income. And bought a few large products. Also got a car for work. I pay them on time along with my bills I dont have a plan or savings i just pay my bills and spend the rest onwhatever I.e drinks, movies, etcMonthly income 1650Car payments 200 10,377 with a 8.49 APRcar insurance 235.79 Until August then 200Best Buy Minimum 30 a month 1258.56 no interest until Jun 2019More Rewards Amex 1355.26 18 APR No minimum shown yetPhones 65Internet 40Gas 55Netflix 10.99Spotify 9.99Groceries 100Drinking 50Eating out 100Other 75 Savings .52 Checking 7.39  <response>: In no particular order:Eat at the chow hall, drink in the barracks, downgrade to a boost mobile flip phone, bum off someone elses internet, stay out of best buy, pay off and get rid of your credit cards immediately, then locate the nearest Sergeant and kindly ask him to smoke some discipline into you if they still do that sort of thing.Just suck it up and dump most of that comically high paycheck into your savings. 