<prompt> Human: This question is for my cousin.We live in Cali. He got in an accident last week. He got rear ended on the Freeway. He drives a Honda civic si hatchback. The accident caved it his bumper damaged the lid to his truck and broke tail light. The opposing driver took the blame. Claims was suppose to see his car this week. Now today he got in another accident. It was bad his car is now considered totalled. He is stating that it was the opposing drivers fault for this one as well. How do you guys believe he should proceed considering that it was the other drivers faults for the accident? Has anyone ever experienced s situation like this?  <response>: He should report the second accident to his insurance company and work with them to process both claims. If the other driver is found to be at fault in both cases, he wont owe his deductible and may be entitled to a rental car until the claim is settled. The insurance companies will settle amongst themselves who is responsible for what portion of the value of his car. 