<prompt> Human: I applied for a discover card and was declined, a few month later they sent me a letter asking if I wanted to apply again, and again I was declined. I checked on credit karma and they hit my credit twice, I have no numbers as I have no credit.What Im asking is, what credit card can I get without an annual fee? I have zero debt, I have a decent job, I just want a card I can buy groceries and gas with and pay off every month.  <response>: Find out if your bank has secured credit cards. You put down a certain amount of money as a deposit which is used for your credit limit. 