<prompt> Human: Im a 22 year old who obtained a full time job for the first time. It pays around 23K a year I know, not much at all. Im still living with my parents so living costs are practically free.My inital plan was to move out by next year and continue to save a portion of my earnings for a future down payment on a house or condo. But due to my low income and the high demanding prices in Toronto, Im beginning to feel this plan is an unobtainable dream. How should I go about my finances? Is it really not possible to be paying rent and saving money with my salary? Will it not be possible for me to move out in the next year if I want to save? I am planning on getting a higher paying job once my degree is done 1 more year to go and Ive gained some experience in the current one. Any advices would be greatly appreciated.  <response>: Impossible to rent AND save? It pays around 23K a year in TorontoThat could be your problem right there.According to apartment search portal Padmapper, the median price for a one-bedroom apartment in Toronto is 1,780 this month Is it really not possible to be paying rent and saving money with my salary?That could certainly be the case. 