<prompt> Human: Hello all. Currently live in MA and am married with a wife, newborn and puppy. My wife is not working because of the newborn but will be going back in January. Currently I make 105k and she will make 65k annually. This is no small salary together but Boston suburbs are not cheap by any stretch. We purchased a house 3 years ago for 475k and currently have about 320k left in a 20 year mortgage at a great rate. For those not around Boston suburbs, this is actually a middle of the line house, 3 bedroom but not huge. I grew up in a middle class house around MA and my parents are still working past 60 to setup their retirement. They are by no means wealthy but have paid off their house and are setup relatively well. My wifes parents on the other hand are very wealthy. My wife for several years before we got married and even sometimes after, didnt really understand the importance of balancing a budget and would spend a little recklessly. That is fine when your parents foot the bill, but on our salarys plus mortgage and all the other expenses of live it can quickly eat into savings. After all the preamble, recently my wifes parents have offered to pay off our mortgage in full. For them, 320k is not a huge sum. I immediately declined and said end of the day Im a prideful person and want this house to be ours my wife and I. Not that they would claim ownership or anything like that, but I have worked my ass off to make the salary I make, and want to be able to feel like I provide for my family. This past weekend on a visit, it came up again, and my mother also chimed in saying if they won the lottery, the first thing they would do is pay off their kids Im one of 2 mortgages. It can really set us up to save 2500 a month in mortgage payments which is what we pay monthly. My wife had mentioned she also is kind of thinking it might be a good idea, and I cant say it wouldnt be incredible to be able to pay our savings account 2000 or whatever a month instead of having it go towards our mortgage. Day care also starts soon and costs 1900 a month, so our expenses are about to rise significantly. What are peoples thoughts? Would you accept the help? Am I being too prideful and making life unintentionally harder than it has to be? There are no strings attached, but Im having a tough time accepting something that would be such a help. Any advice from you wonderful redditors?!  <response>: Take it, consider it a gift and plan to do the same for your children. They care about your family and know of the hardships that come in life. 