<prompt> Human: After years of modest salary and under-saving for retirement due to obligations, Im finally earning really good money and have no one depending on me. Im 55 and my goal is to retire with 1M in retirement savings at 65. How do I get there? Can I? Heres where Im at now:Salary: 145K very recentNew biweekly take home 26 paychksyear 3000.401K: 275k.IRA: 32k.HSA: 2k new offering by employer.Brokerage: 24k.Cash: 13k.Mortgage, tax, ins: 1400month.Mortgage: 150k 3.75. Car: 6k 3.99; 317mo.Utilitiesmaint: 300.Gas: 120mo.HOA: 208mo.Food: 250-300mo.Out of pocket medicaldental: 50mo.This year I will max out the 401k 24.5k and HSA 4450 - not going to use it to pay current med bills. No pension. Employer 401k match is 35 of the first 6 of salary up to 18k.How much do I need to save per month or per check outside the 401k and HSA to get to 1M by 2028? Best way to do that? Thank you!! And thanks for reading to here.Edit: my sincere thanks to everyone who contributed and did the math. Im going to pour over the comments and calculations this weekend. Bottom line - I see that, if everything holds, 1M by 65 is doable for me. Honestly thought Id have to work to 70.  <response>: Depends on how much you have already saved, rate of return of your investments, and inflation.Example: If youve saved 330K, your nominal rate of return is 7 and inflation is 2, then adding 57K a year to your retirement stash would get you to 1M in todays buying power in 10 years. Edited to include your current stash.Stash Builder spreadsheet 