<prompt> Human: Ill be earning 30-40Kyear in residency 4-5 years after med school and then 200,000year after that. Should I be able to manage these payments?Any advice? Thanks!  <response>: Yes, but pay them back aggressively once you get out of residency. And dont go wild with spending when youre in residency dont worry, you wont have time to in all likelihood.Its a big number, which is probably the scary part, but absolute numbers are meaningless. Its all about your debt to income ratio and once you finish residency you will be fine. 