<prompt> Human: Hi rpersonalfinanceI posted in a thread in rSydney talking about how much I spend on rent and got a tremendous amount of hate saying that I was very irresponsible with my money. This has made me re-visit my finances and I think everything is fine. Could you help me see if Im going wrong anywhere?Basic detailsIm marriedShes 32, Im 31Joint income of 270,000 AUD 215.680 USDJoint savings of around 78,000 AUD 62,000 USDOur rent is 1,250 AUD 998 USD per weekShe buys a few hundred dollars of clothes every monthI spend very little outside of beer and surfing tripsWe eat lunch and dinner out Saturdays and Sundays, we cook at home weekdays after workWe own one used car that cost us 13,000 AUD 10,378 USD and costs almost nothing in maintenanceWe save a minimum of around 4,000 - 5,000AUD in a savings account every month 3,194 - 3,994 USDWe have seperate credit cards and make use of revolving credit for all purchases. The cards are paid off, in full, every monthWe both pay back student loans but they are from the UK so only represent a few hundred dollars per month I forget the exact amountThe main reason for the insults from rSydney was the amount that we spend on rent. We live in a really nice apartment next to the beach in a somewhat affluent part of Sydney. We could easily half our rent if we moved further inland but at this point in our lives no plan for kids for another few years and high earners we feel like we want to live somewhere awesome and you just cant get really good beachside apartments for much less.Our apartment is two bedrooms, two bathrooms, a home office, separate living room, dining room, laundry room and kitchen. Its right next to the beach and is very quiet.Are we really doing something wrong with our finance here? A fair few people told me we are but I just dont see it myself. Am I delusional?  <response>: Honestly, if it isnt interfering with any current or future financial goals, its not irresponsible spending.Haters gonna hate 