<prompt> Human: Shes in her early 20s and needs a car to help her get around while going to school. My parents have helped me and my older sister out with loans and now are unable to get anymore. Im already paying off over 200k in student loans and Im nervous this will come back to bite me in the ass. However, I want to help repay the favor my folks did for me since they cannot help the youngest one. What would be the best way to go about this if I were to help her? Should I even help her? Any advice would be awesome.EDIT: Thank you everyone for your excellent and helpful advice on my situation. I spoke to my sister after carefully going through your posts I got her to agree to get a much cheaper car 3-5k range and to pay for it out of pocket. I explained to her how shitty it is to be in debt and to avoid it at all costs. She seemed to understand and happily agree and shes now online looking for a much more affordable car. Thank you thank you everyone!! Ive also made a mental note to never co sign on a loan... Just a horrible idea all around. Now if someone can give me advice on how to pay off 200k in student loans on a 72k salary that would be also super helpful. Thank you!!  <response>: Im already paying off over 200kYou absolutely cannot take on any more debt. 