<prompt> Human: My husband has run up tens of thousands of dollars of debt in my name. He cant get credit cards in his name or chooses not too--probably because he doesnt have an income he hasnt worked in over two years, but Im constantly finding that hes opened credit cards under my name. Ive gone from having one credit card that I paid off every month, to about six that I know of that have a combined balance of over 30k. His parents have given me money that Im going to use to pay off the cards, but how can I stop him from opening other accounts? Has anyone else had problems with their partners spending and how did you stop it?  <response>: First off, why is he doing this?Secondly, his parents have given you 30K to pay off his debts: are they well off? If so, why isnt he going to them for money?Hopefully you have just recently found out and not allowed this to go on for too long. Allowing it for an extended period of time could work against you in claiming they are fraudulent. Here are some things that you need to do, ideally in this order: It has been repeated over and over, but you need to contact the credit reporting agencies and get a block put on there. Essentially, what will happen is there will be an alert on your credit report every time it is pulled that will instruct the FI to call you at a specific phone number make this your cell phone, you might even be able to add a password or PIN. Any time credit is requested, they will call you to verify if it is legit. Any of those Immediate approval in store! deals will not go through and will be forwarded for manual review in which they will follow this security process. File a police report: what he has done and is doing is illegal. Married or not, he is fraudulently using your name and identity to open cards and is forging your signature to do so. Contact the FIs that hold the cards. Tell them they have been opened fraudelently, that you have contacted the Bureaus and placed a fraud alert, and you have a police report. They will likely send you an affidavit to sign that you are stating these are fraudlent cards and transactions. You should not be responsible for any balances. Seek marriage counselling or file for divorce. Refer husband to counselling as well gamblingaddiction or help with whatever he is using the funds. This is a serious issue.It can be a long and painful process dealing with fraud, especially with multiple financial institutions, and especially when it is your spouse defrauding you - this is a huge betrayal of your trust.I wish you the best of luck in getting this sorted; hopefully it hasnt hurt your credit too much and you can get everything straightened out in 6-12 months.Edit: One thing you can potentially try to do as well is file lawsuits against the institutions that allowed this to happen, assuming he was filling out and submitting paper applications in branches; they knowingly allowed fraudulent applications unless he has some amazing fake ID with his picture and your info also illegal on his part. If he was filling out applications online or doing mail-ins, however, this option is not available to you. 