<prompt> Human: Preface here:I am a junior in High School and need to start ponying up and getting in gear with colleges. After talking with my parents I am faced with two options continue living in my home state which I do not want to do and attend a pretty good university and have it all paid for, or go to a state and school I really want to and incur student debt. Basically what are the future implications of having student debt? Would it financially inhibit me for years? Would my financial future be better without debt?Edit:My major would be either computer science, economics, or a general business one. And the in state school would be Montana State University, and basically just anything out of state. Im a city person and I absolutely hate the rural life. I have a 3.875 gpa so no Ivy League.  <response>: unless the school is like top 5 in your field, its not really going to matter that much staying close to home. so you should probably just save yourself some debt. you can always stay close to home for 2 years and transfer. 