<prompt> Human: Note: Im 57, and obviously very late to the investing game. I have 2500 to invest, and Im looking for a 5-year investment period. I will invest probably 300 a month into this for the next 5 years.I was looking at Vanguards 2020 Target Fund breakdown and it looks like 41 is in Stock, which is a little too high for me Id prefer 20 us stock, 20 international equities, 60 bonds. What Vanguard funds do I need to buy in order to mimic this portfolio? Also, is this a good short-term strategy for someone in their late 50s?  <response>: Scroll down to the bottom of the 2020 Retirement fund page It lists exactly what sub-funds make it up. Just buy those funds in the proportion you desire. 