<prompt> Human: 80,000 in student loans9,000 in credit card In my last year of undergraduate. I live very close to NYC. I double major in Finance and Marketing. I dont expect to receive a 50k or higher salary after graduation. Right now in Panic Mode. My parent and aunt are co-signers for the student loan. Credit card is 0 interest for the first year, which ends January 2016. I have about 10,500 in savings. Ive worked four previous minimum wage jobs in my college career. Should I pay off all my credit card debt first or incrementally so I have money in the bank? My goal after graduation is to move out of my parents house. For serious mental health issues, this is a must. I dont need to save for a car as I use an old one from my mother. She has her own now.  <response>: The best way out of debt is to work.Thats... pretty much the only answer. You have to focus on getting that credit card down to zero before you move. But.. work. Two jobs.. THREE Jobs.. Part Time Jobs, Delivery Jobs. There is no job you should not do. Earn.. your.. Ass.. Off. 