<prompt> Human: Hey all,So my brother wants me to open up a Chase Slate card to balance transfer. He doesnt qualify for as high a credit limit I usually get about 10-12k limit and he qualifies for about 5-6k.So he has okay credit mid-600 and I have 800 right now. But he does have a nice paying job right now, makes over twice what I make so I dont think he will have a problem paying it off.I want to know how much this will affect my credit score. I dont have a problem as long as I stay above 775-ish. Do you guys think my credit score will drop substantially with this move?Thanks  <response>: No. He wants to make his debt your debt. If he stops paying you, youre screwed. There is no upside and only downside. If hes earning that much, he has a bigger problem than a 10,000 debt. 