<prompt> Human: Throwaway because my boyfriend Reddits, and Im really ashamed of my financial state right now. Im a young professional a couple of years into my career. Things were going well until a couple of months ago, when I was hit by a drunk driver while in someone elses car I dont have my own. My injuries significantly impacted my ability to work. I have a lawyer, its being sorted out, but it will be a long time until Ill see an insurance payout. Meanwhile, Ive found myself in a position I never expected: A bare-bones 2K in savings and 14K in credit card debt. Obviously, my credit score is plummeting and the percentage used on my only credit card is very high.Im finally back to working regular hours, so the hemorrhaging of cash has stopped. Another silver lining is that the credit card debt will be manageable with discipline, because my monthly salary is 3,400, and my expenses can be covered by half of that, except for previous and going medicaldental expenses, which I cant really predict.But heres the rub: My employer is transferring me to Country X soon, and I need to buy an SUV to take with me within 60 days. Country X is not the best place, and due to the risks involved, I cant simply buy a beater car to take, or trust my safety on a car that I buy there. I have no money for a down payment, except for the 2K emergency fund. You always hear the maxim Put at least 20 down when buying a car, but thats just not possible. The SUVs Ive found that meet my minimum safety longevity needsCountry Xs import restrictions are 25K. Should I zero out my emergency fund for the down payment? Should I pour it all onto lowering my credit card debt in hopes of getting a better APR on the car loan or has that ship already sailed? When I go to apply for a car loan, are they going to laugh in my face and deny me a loan because my credit card debt? Given the financial hit Ive taken from this, Im terrified of not having 2K in liquid assets in case something else happens, but I cant buy a car without a down payment, can I? And if I can, should I?What should I do to make sure I can buy the best car possible in 60 days? And what can I do to get myself in better financial shape going forward?Please be brutally honest, and thank you in advance for your help!Assistant: If an SUV is really necessary you should be demanding that your company lease one for youHuman: Unfortunately, thats not an option.  <response>: Why? Frankly, the lack of details makes your story difficult to believe. 