<prompt> Human: Long story short:My father has a small firm and my mother is a secretary there.They are making around 2000 a month bare in mind this is Bulgaria so the numbers mìght look small to you but as a young adult I am concerned.They owe 2500 the ex-partner of my father,moreover they need money to repair their house so they talked to a bank but their credit was denied.I on the other hand am a university studen no student loan as bulgarian university is quite cheap.I make 650-800 a month and they have asked me to get a 15 000 credit for them and they are going to pay for it on my behalf.So i guess my questions are:-Should i do it?-What might be some risks if i decide to go on with the plan?I do want to help my parents but i am unsure if the move is the best thing for me in this early stage of my adult lifeThank you for the awnsers in advance  <response>: Should i do it? No. What might be some risks if i decide to go on with the plan?If you take out the loan, you owe the money. If your parents dont pay, the bank will come after you. Unless youre willing to 100 pay off the loan yourself, dont do it. 