<prompt> Human: I have been a lurker here for about a year and I am thinking about talking to my parents to create a Roth IRA. I will put in an initial amount of 3,000 and put in 50 every month about 600 a year. What are you guys thoughts and what Roth IRA should I go for? Thanks for everyones input in advanced. Written on Mobile  <response>: Are you planning on going to college or getting some post-secondary education? If so, that money may be better used to ensure that you do that with less or no debt. The best investment could be in your own education. 