<prompt> Human: Before you scream NO! Hear me out...I know 30 is recommended. I live in DC, which is notoriously expensive, with my long-term girlfriend. She is from a different country, so when family visits, they stay for an extended period of time 4-8 weeks, and putting them in a hotel isnt an option. My parents are also newly retired and would like to be able to come for extended visits as well. So, we need at least a 1 BR Den, or a 2 BR...We both desire an area that is outside the city, quiet and safe, as my GF takes the train home in the evenings and walks from the station. We would also love a small yard for gardening and our dog to play, and a home office workspace for my small, but growing freelancing business, outside of my normal 9-5. We like areas with a small, local business downtown section and friendly neighbors. Were perhaps most interested in a finding a place where we can grow roots, and settle in long term, rather than moving every couple years. The place were interested in checks all these boxes, and we love it. The owners who we like and get along with are re-locating out of state, and their family friend currently occupies a basement apartment which has a separate entrance. The owners have expressed an interest in eventually selling the property and are open to offering credit for rent paid, should we be interested in purchasing at that point. The neighbors seem very nice and friendly and the location is right on the metro line and equal distance for my GF and I to get to work. Weve been searching for a while and this was the first place that really felt like it had what we were looking for. Downside is the rent is on the high end of our budget, after utilities are added in. GF has no debt, I have about 15k left in student loans. So, considering all this, would it be completely foolish to go through with renting the place or am I justified in thinking it could be a great place for us to grow into? TLDR: Found the perfect rental for our needswants but its 55 of our total monthly income. s  <response>: You listed a lot of emotional reasons but basically no financial data. 