<prompt> Human: Hi everyone,Just as the title says, I will receive a 4000 bonus early next year and Im not too sure where to smartly put itMy initial thought is to max out savings accounts such as Pet, Travel, Car Repair, etc. for the year so that money wont need to be allocated there. will build back up once usedWhat do you think?  <response>: Check out the wiki, including How to handle has a nice flowchart on what to do first and what to do next with money and WindfallAlso: if the 4000 is pretax, be aware that a large percentage of it will be withheld to help you pay your income tax. Dont count your chickens before theyve hatched... 