<prompt> Human: So my wife and I will be divorcing, we just dont know when we want to go through with it.EDIT: We will be using one lawyer to file our mutual paperwork, no custody battles, no mess of separating moneyassets, etc.We have a 1 year old daughter together.I work full time and make 55K a year. I also get 1206 a month in VA Disability non-taxed, after divorce that will drop to 1040 a month as I will no longer have a spouse to claim.My wife does not work right now, but will likely start working sometime early next year Spring 2015 and is planning on going to school for nursing.I am starting school again in January, and will be attending for 18 months paid with GI Bill.Our current lease goes through August 2015 so we wont be moving out until then.Besides the fact of moving; separating car payments, rents, etc. What are the biggest financial implications you see and when should we divorce? Options...Beginning of 2015End of 2015Beginning of 2016  <response>: I had an amicable divorce. No lawyers we did the paperwork ourselves, we went to file paperwork and go before the judge together. We kept living together seperate rooms for 4 months after deciding to divorce. These are definitely possible, and sounds like youre on the right track.If things stay amicable youre set. If you move on emotionally before her, and want to start dating, and theres no paperwork on the custody and child support, things could get bad. They might not, but they might.On paper, staying married as long as possible is best for taxes and benefits. But things will change once you start this process. Id encourage you to start that 91 day clock. 