<prompt> Human: My mom passed away last year so I assume he is trying to refinance the house but cant because his credit isnt as good as my mothers. My dad wants me to be on the mortgage to refinance Im just worried that it will be something I have to manage because my dad isnt the best with finances it was always my mother. I dont want to get stuck into something that I cant get out of. Any advice on what Im getting into if I do this with him? Thanks in advance.  <response>: When theres any doubt, theres no doubt. Dont do it 