<prompt> Human: My SO is moving into my house, and Im unsure how to spilt the finances. Id like to hear what has worked and not worked for others. Is it best to get a joint account? Im unsure how splitting bills would work, as my mortgage, utilities, etc. are all set to auto payment. Were planning on splitting the bills 5050, but would it be reasonable to ask him to help with repairsmaintenance? Also, how do others split grocery and other shared expenses.Im sorry if my questions sound really dumb; this is my first time doing something like this.  <response>: My husband and I have separate bank accounts, but a joint savings-but we didnt start the joint savings until a couple years after we moved in together. Some of the utilities were established in his name before I had moved in and some in my name after. We split everything down the middle 5050-car insurance, house insurance, electric, gas, water, garbage, internet. Property taxes twice a year we split since we own. Groceries we split as well. My husbands hobby is gaming so anything left over once bills are paid and food is purchased he can do what he wants, as can I-new clothes, get my nails done ect. We honestly dont fight much about money and it helps during the holidays so we dont what we are buying for one another. Side note: whenever we want to take a trip or something we also split it 5050 so there isnt a burden on one particular person. Been together since 2009. 