<prompt> Human: I make around 2200 monthly through a job at Verizon, but I work around 50 hours a week. A friend of mine offered me a job at a bank that Im more than interested in taking. The pay is great but I wont be working nearly as much and I want to cut down on my bill, I just dont know how to go about it. I have a 260month car note, 160month insurance bill as well as a 200 phone bill my girlfriend and I split it. I also have little things such as Hulu, Netflix, gym memberships, and credit cards. What I want to do is pretty much simplify and minimize my bills, even if it means trading my lease in or switching carriers but Ive seen some great things happen here so I figured Id ask you guys first. What should I do if Im going to be making around 1800 monthly?  <response>: Do you need both Hulu and Netflix? I would think one would be sufficient. I use to have Netflix but eventually cancelled it when I got Amazon Prime for the free shipping. I found the included Amazon Prime Videos were good enough for my usage levels. 