<prompt> Human: I have a bill that I didnt realize I had go to collections in 2015. The bill and name associated with it is on my credit report but it has a completely different last name, not just a miss spelling. I really wouldnt mind paying because I am trying to clean up my credit, but I have heard you can dispute with collection agencies.  <response>: If it is actually your debt, you should probably accept responsibility for your actions like an adult and pay off the debt that went to a collections agency. 