<prompt> Human: So Im currently interning at a software engineering company and Ive been trying to save about 75 of my bi-weekly paycheck roughly 1205 of 1700-1850 depending on how much OT i work. However in the last 2 weeks I went trigger happy and decided I wanted to go to a concert in LA in November. This included getting an AirBNB, getting tickets to the concret, and getting plane tickets. I also recently moved into a new apartment university housing and needed to buy some kitchen utensils cookware etc. All in all I owe about 1550 and I get paid 1871 after tax on Friday. x200B;Should I pay off my debt entirely and then get back on my saving next week, or pay this off slowly over time? Im 20 and dont know too much about dealing with my finances. Ive recently downloaded Mint to help me monitor my spending. Just looking for advice with this stuff in general and what I should do to pay this off. x200B;Thank you!  <response>: You should pay your statement balance in full every month, religiously. If you cant do that youre better off closing the card and sticking with cash. 