<prompt> Human: Hey guys! I posted this yesterday in raskreddit and somebody linked me here. I felt like this was a much more suitable sub so here I am!Im 23 and Im about to have 100k at my disposal. It was money my father set aside for me when he passed away and the powers that be decided to sign it all over to me early originally I wasnt supposed to have it until I was 30 since I settled down earlier in life and have been very financially responsible. Im interested in using some for a down payment on a house, setting aside some in an account for the kids, investing into retirement, putting some in a money market account, buying some stocks, etc.Id love to get some advice and input on some things I should do and look into! Heres a few details about my current situation. Ill add anymore info you might want or need:-Married-Have 1 child want another down the road-Zero debt-Dont own a house yet want one!-Have had a very stable job for a few years, but want to change careers from manufacturing to web development-Live in Minnesota Im meeting with a financial advisor next week, but I wanted to know of as many options as I can before I go in! Im trying to do my research on everything and Id hate to start using the money in one place and then later find out of another option that might have worked better for my situation.EDIT: Thank you all for the comments so far! Some awesome advice in this thread!! Im reading everything and will start replying when I get home later.  <response>: How much do you have in retirement? If you have nothing, I would be putting that as your number 1 priority.Do not save for college without having a well funded retirement. Retirement comes first. 