<prompt> Human: Im thinking about joining an gym, however they only accept payment through checking account. Ive heard a lot of horror stories about gyms taking out payments even after the person quit.What steps can I take to prevent this from happening to me? Thanks!  <response>: Most gyms say they only do checking. Tell them you dont have one. Youd really like to join but you function as cash only and really prefer to pay for a year or something upfront. If they turn you down for that, then that is NOT a gym you wanna be a part of 