<prompt> Human: So, I havent ever had a savings for an extended period of time. I know that even with long term cds my 10,000 would not yield that much money. Is there any advice of what I could do with it to best myself for the future?  <response>: Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! and the Long-Term Investing Start-Up Kit You may find Your 401k and You: Basic Information and Your IRA and You: Basic Information worth a read as well. 