<prompt> Human: I have 70k of debt student loans, credit cards, car, etc.. I lost my job a month ago and now my checking account is overdrawn. All my payments are now starting to be late phone, car, cc, everything and I am trying to do odd jobs for cash to pay rent and food I can do everything from catering to car mechanic to construction to computer repair.I have a degree in Electrical Engineering and have been sending out resumes and applying for jobs like an Asian spam company.The falling behind in payments is taking a HUGE psychological toll and I am getting really depressed looking at all the payments I need to make just to get current, let alone get some breathing room.I have not been great at money management and accrued cc debt like an idiot, but I never made late payments until now.If there are wiki info or website resources, please point me in the right direction. I dont like bugging people with my problems, but I just feel really desperate right now.Thanks  <response>: 1. Calm down. Try to relax. 2. Keep applying, but broaden your search. Hows your driving record? Try delivering pizzas. Call every delivery place in town and I bet you can be working by Tuesday if not sooner. There are a lot of nice tips to be had.3. Been to any temp agencies? Manpower, Labor Ready, etc? Sure, youll be doing crappy grunt work for not a lot of money, but you will get paid.4. You are NOT going to feel better until you have money coming in.If you are up on your rent, thats great. That should be your priority. Next would be your car. Youll need transportation to get to and from interviews. You need your phone so employers can get a hold of you, but if its too expensive, screw it and go pre-paid. Last should be credit cards. Im assuming they are maxed out, right? Fuck em. Youre in the shit right now anyway and its not like youll be getting a loan anytime soon, so keeping a good credit score isnt going to do you any good. You need a roof over your head, food in your belly, wheels to get around, and a phone so you can say, Yes, sir! I can start tomorrow!Lots of people have been where you are. Youre not in uncharted territory here. Just do what you can. Youll be fine. 