<prompt> Human: I got a call this morning from a branch of my national bank in Chicago Im in AZ stating someone attempted to withdraw money from my savings account using an ID with my name different picture. Fortunately they denied the person and contacted me. I subsequently added a verbal password on my accounts so that it would have to be said during any transaction. I thought it might be an isolated incident and was safe.Nope! Then I got a call from the fraud department of an Illinois jewelry company telling me someone opened a 12K line of credit in my name, using my real social security number, and a bogus company name. Again, fortunately they contacted me early this morning.The point of this post is to thank PF, especially the wiki: I followed all the steps so far, have frozen everything, have filed a police report, and I feel better about the situation. Ive read about several similar situations on here, and thankfully, I knew right where to go when it happened to me. So, thank you all.  <response>: Thats good to see that credit offerers are finally taking some responsibility and making the effort to verify the account holder by contacting. My Dad got a call from his bank once, the clerk rather indignant that Dad had changed his address to Florida without telling them while opening a new line of credit. Dad replied that he hadnt moved to Florida, and had certainly not applied for a credit card.Interestingly, one of the references on the form was one of his sisters ex-husbands. We think a niece or nephew found some old files and took the shot, listing their own father as reference knowing hed back them up.It doesnt really matter WHERE or HOW the information was leaked. Its out there now. Regardless of the leaks origin, credit offering companies are responsible for the debt in the case of identity theft. Its good to see theyre finally making the effort to verify and confirm information before spewing out gobs of money to thieves. 