<prompt> Human: My SO and I have always intended to NOT get married, for personal reasons. We also dont want children, which is the primary reason most people I know get married. But, we are planning to buy a home this fall after 3 years of renting together, and Ive read a lot of conflicting advice on how to handle a mortgage with the parties are unmarried.Aside from making the mortgagedeed process simpler, are there any other financial benefits to marriage? I know this sub is full of some of the most practical people on Reddit, so Im hoping to get some unbiased advice. If there are tangible benefits, it will likely outweigh our emotional reasons for not wanting to get married.If it matters, we each have a car payment and a student loan payment, but almost no credit card debt. He makes 50k, I make about 40k, and we split our expenses 5050. We have entirely separate finances, and would definitely prefer to keep them that way.  <response>: The 5th amendment extends to spouses. 