<prompt> Human: UPDATE ON BOTTOM OF POSTHi guys, Ive never posted on Reddit before, but have been a long time lurker on this subreddit and I am inspired by how much you guys help people. My short story:A 17 year old ass goes to an out-of-state private college and comes out with 100,000 in private student loan debt from Sallie Mae and 30,000 from federal loans. Basically, my parents did all the financial stuff behind my back, and did not tell me that because they have terrible credit for a number of reasons, my average interest rate is about 14.I just recently found out that Ill be paying about 1700 a month, which is impossible to pay. I have two jobs and only make about 1300 a month, so even if I spent NOTHING, I still cant pay these loans.My parents and I have applied to ten different refinancing companies Which I will be happy to list: soFi, connext, Citizens Bank, Laurel Road, Earnest, etc., and we have been rejected every single time because of their credit score.I feel trapped and helpless and these loans are coming up in two months and I am terrified and only 21. Whatever advice you can offer I appreciate more than you can imagine. If you have anymore questions, Im happy to answer them.Also please be kind, Im in a bad place right now.EDIT: For those asking, I work as a paraprofessional in a public school and a tutorbabysitter on the side. I have a degree in history and education and am a certified teacher that could not get a full-time teaching job.EDIT 2: I just want to thank you so much. From what everyone has said, I have been able to list out about 7 different options when I thought I had none. You guys have been amazing.UPDATESo taking a lot of your advice, I called Sallie Mae crying that I wasnt going to be able to do anything to pay the loans. They put me on an interest only payment plan for 12 months which is still a little under 1000, and reduced my monthly payments to about 1300 a month after that in exchange for making it a 15 year term. Its not a permanent fix, but it doesnt require me to relocate or join the military, and it gives me more time to figure things out.I just wanted to thank everyone again for the help, I read and tried to answer every single comment. I thought this post would maybe get like 5 comments, let alone 500. Idk, Im so grateful. Thanks guys, much love. 3Assistant: Whats the degree in? Find it hard to believe you graduated from a private college and only make 1300 a month. You need a new job. Human: Youre probably right, but I tried.History and education were my majors. Im working as a paraprofessional that pays throughout the year, but averages out to only like 1000 per month, and the other money is from tutorbabysitting.I unfortunately could not get a full-time teaching job.Assistant: Can you substitute teach?Human: It only makes 5 more dollars than what i make nowBut its also inconsistent hours which worries me because i need a stable jobAt least with this job i get paid for school vacations, sick days,etc.  <response>: But it will also help you get a teaching job full time! You should look into teaching English online too. That usually pays 10hr. 