<prompt> Human: Ive been working at my current company for about a year now. Their retirement plans matches up to 5 into a 401k, with company stock. So I have my 5 invested into A Fidelity 2045 retirement fund and the rest is in the company stock. The stock has been pretty flat for the last year. I also have a Roth that I max out, but Im wondering what I should do with this company stock. Should I hold onto it until retirement? Sell it every couple of years so I can put it into something else?  <response>: You should check to see what your plan allows. Some companies require you to hold on to the stock, some let you sell it right away. Before Enron, I had to hold onto the company stock in my 401k, but right after Enron they changed the rules so I go in once a month and just have that stock sold and the proceeds distributed proportionally between my other investments. 