<prompt> Human: Im looking for a recommendation of a high interest online savings account. My current bank only provides a 0.01 and Ive seen online banks that claim up to 1.55. I dont plan on using the account other than saving, though in the event of an emergency need to be able to transfer funds to my primary checking account quickly.A few banks Ive researched are Synchrony 1.55, CIT 1.55, and Ally 1.45. NerdWallet gives them all high scores but when you read the actual customer reviews they are all terrible. Ive also looked at Bank of Internet which has a lower APY 1.3 but the customer reviews are much higher.At this point in my savings 1.3 vs 1.55 isnt huge, I just want my savings safe and easily to transfer in a short period of time. Are there other online savings accounts you can recommend?  <response>: I use Capital One 360 for checking and savings. Downside is you arent getting the best savings interest rate, but it is still leagues better than 0.01. You get 1 on savings, or you can put it in a money market account and get 1.5 if your balance is greater than 10,000. IMO, the best feature for you would be that you can open up a checking account with them too and get a debit card, so you can instantaneously transfer your savings funds to checking in the event that you need that money ASAP. 