<prompt> Human: I got hurt and got a settlement of 250k, I currently have a tangible 71k. It is sitting in a bank account and earning 50 cents a month from interest, what a joke. The settlement has me getting about 2k each month. Considering my young age, 20, I would like to utilize this money as a tool for further success. I am currently, a junior in college but I am taking time off to reconsider majors. Any ideas what I should do to perhaps put myself at a better advantage for later success and stability in life? EDIT: A side note my family is not wealthy,middle class I have not used this money for anything, and I only use money from my job for every day spending. I am not a big fan of just letting the money sit in a bank, any ideas for further growth?  <response>: Dont tell anyone that you know about your windfall. 