<prompt> Human: Hey all. First time posting on Reddit here, long time lurker. I am beginning medical school next year MUSC at 35,0000 a year. My fiancee will be attending Physicians Assistant curriculum at 15,000 a year. I have not yet gotten loans. Are certain student loans better than others? What should my general attitude towards living with such a large amount of debt be? Any gameplan suggestions? How long a timeframe should I be considering to pay it off in a realistically short as possible time? P.A.s make 80,000 a year after a 2 year program. I will be in four years of medical school and an additional three or four years of residency before I start making money, 150,000 a year.  <response>: I have not yet gotten loans. Are certain student loans better than others?The lower the interest rate the better. Federal loans are usually a good option.What should my general attitude towards living with such a large amount of debt be?Finish medical school so you can pay them off :- Sounds stupid, but the costs of not finishing are much greater than the costs of finishing.Any gameplan suggestions? How long a timeframe should I be considering to pay it off in a realistically short as possible time?Life frugally both before and after you graduate and start earning your doctors salary. Avoiding lifestyle inflation is essential with a large debt load. 