<prompt> Human: Me and my 5 adult siblings want to set up an emergency savings account that any of us can contribute to and anyone can withdraw from if we get in a bind. Is that even possible, and if so, does anyone know of any special considerations for that kind of thing? For example, are there more restrictions or fees?  <response>: This is a terrible idea. Family is only binding until greed comes along. Its a much better idea to maintain your own savings accounts and just make a verbal agreement that youll be there for each other. 