<prompt> Human: Hi all!My boyfriend and I are in the process of buying a one-bedroom condo together in Vancouver, B.C. We already have a place in mind that is roughly 465,000.We are thinking of putting down 95,000 altogether for our down payment - 80,000 84 of which will be coming from me and 15,000 16 from him. We both make the same amount 50,000 per year. We are planning on tying the knot and having kids in the future, but I also realize that things dont always work out!My questions are:- What would be the most equitable way to go about splitting the mortgageour finances, considering that things might not pan out? How would we calculate how much equity we have, and divide it, if we were to break up and go our separate ways? - Should we be splitting the strata fees, utilities, property tax, etc. equally 50-50, or do I play a bigger percentage?- Is it a good idea to open a joint account for our monthly mortgage payments? Not sure how most people go about sharing a mortgage.UPDATE: I have talked to a mortgage broker, who has said that it would be impossible for me to afford the mortgage on my own if the condo was just under my name and he paid me rent seeing as it is a one-bedroom condo until things were more established. It would be best if we went 50-50 on the strata fees, utilities, etc., but we ever break up, or end up selling the place, I should get 84 85,00095,000 and he should get 16 15,00095,000. Does this make sense?Would love to know how you guys split expenses with a partnerspousefriend, or if you have any suggestions for us! :Note: Cross-posting from rRealEstate as recommended, and with updated information.Thank you!  <response>: Are you not married?Because bfgf and buying a house is a bad idea. 