<prompt> Human: So I grew up in a typical middle-class family in North Germany. Since my birth, my parents started saving money every month and whenever I got some money for free birthdays and stuff I saved it on some bank-account.So by the time I finished my apprenticeship last summer, I saved about 20.000. That being said, I have never been the guy that cared too much about money. When I wanted to buy something, I usually just did. I didnt order a small drink because it was cheaper and I had no problem with buying a new 700 phone once per year I wasnt wasteful tho, whenever I could save some money I did.So about a year ago I met my financial advisor and he is like the nicest guy I have ever met and I really trusted him I am not sure if I am able to do so anymore atm. When I started earning real money I work as a software developer, so my salary isnt too bad he helped me with my finances and told me to invest the money I already had into some gold from a company, that basically sells gold and buys it back a few years later for a guaranteed price so you make some profit. The company was only a few years old but altogether people bought gold worth 60 million euros from said company. I invested 15.000 for two years and 3.000 100 per month for 10 years. My mother also invested 10.000, but she just cares for my money right now.Well, turns out the company didnt own gold worth 60 million and it was mostly metal or stuff. They now went into insolvency and told me I cant do anything right now but wait for a few month to years to maybe get a small part of my money back.So right now I am sitting in my room and for the first time in my life, I am truly afraid. I dont depend on the money right now I still have about 4.500 on my bank account but still I am afraid to leave the house, cause I have to spend money.I just want to lock myself in for a few weeks, with no idea what to do. Any advice, help, tip or whatever will be greatly appreciated.  <response>: If any financial advisor ever guarantees a return, you turn around and walk the fuck out. No credible financial advisor will ever use that word. They will always tell you there is risk associated with ANY investment. Bonds are the safest, but your money is also tied up for a pre-set term.You learned a lesson, you still have more money than I did when I was 22. See what you can get back, sue if you feel the need, but in the end, the most valuable thing here is the lesson.If you want a good financial advisor who you dont know, go through your bank. 