<prompt> Human: I received a message from Capital Ones free credit tracker that my credit score had taken a hit. I was not even aware that I had this feature and mustve signed up for it when I opened my new account.It says my score dropped because my oldest account was closed. The account in question was opened in 1997, when I was 7 years old. So needless to say, this is not my account. It has a couple of late payments on it and now officially says closed paid off.WTF. Anyway, sorry if this is obtuse, but Im only just beginning to figure out my personal finances and how credit scores work. Should I dispute it and have it removed from my record? Will doing that negatively affect my score even further?All the other accounts are legitimate.Any help would be greatly appreciated!  <response>: Investigate further, and talk with your parents as well something fishy may be going on there. 