<prompt> Human: Hey rpersonalfinance,Ive been out of school for 2.5 years now, and Ive got a pretty good financial situation going on - a small savingsemergency fund 20k, maxed out 401k contributions, 25k in vested RSUs, expected total income salary RSU over the next year of 500k. Only debt is a car loan 18k remaining, paying off 1kmonth for next 18 months, 1.9 and about 4k in student loans left will finish paying those next month. A huge step up from a debt-laden college student and I owe a lot to this subreddit for teaching me.Id like to buy a house in the Bay Area peninsula in about a year. Probably something in the 1.2m to 1.5m range.My FICO credit rating is 765. Ive got about 25k limit on 3 credit cards no debt. One missed payment like 3 years ago now.My rough plan is to save about 300k in RSUs over the next year, sell them probably lose half to taxes, and use it to cover 10 of down payment on a house.So, some questions:1 Is this sane?2 Is 10 acceptable here? I could wait another year and do 20, but I really dont want to wait another year.3 Should I be doing anything on the credit front to prepare for the process? I was considering opening another card to up my overall limits and keep my utilization low Sometimes my utilization is 10 depending on when they report stuff, and my credit dips a little for the month.4 Other than the money for the down payment, about how much should I need to save for feeswhatever?5 What should I be reading? Any great first-time-homebuyer resources I should start working though?Thanks!PS - Sorry for the throwaway, not comfortable telling all my friends my financials.  <response>: You will NEED 20 down, with the ability to put down 30 if necessary. Houses tend to appreciate for less than they sell for, because of how hot the market is. Otherwise, dont worry about your credit score, with that kind of income youll be fine.Also be aware that when you get a new house, the first few years are the most expensive as you will want to fix all the issues the previous owners put off lived with like old pipes, bad wiring, etc.And making 500k yr is not sane in any world, but thats what happens in the area shrug. 