<prompt> Human: TLDR: someone broke our exterior water pipe, should I let insurance deal with it?I came home yesterday, and the pressure pump for our house water was struggling and super hot. No water in the house. After digging around I figured that a car backed out in our driveway, broke the pipe from the well to our water tank. and the pump switch had been shut off. Were out of water, theres some cosmetic damage and a broken pipe. Should I involve our home insurance ? It might be a simple fix but I dont know for how long its been sitting there, and the pipes might be clogged now and who knows if my pressure pump got damaged.By the way, if I make a claim, can I weasel out of it its way below my deductible 1000 ?  <response>: Get a plumber and general contractor out to give you quotes before contacting insurance. that will give you your answer. 