<prompt> Human: Ive got rewards points and cash that I want to use. How should I treat this found money? Does anyone count it as income? I feel these would be an easy fix but not a very accurate way of implementing it in a budget. What say you!?  <response>: I dont count it as income - I just allow it to bump up my cash cushion a bit. Whenever my cash cushion is too high, it will be added into a one-time investment somewhere most of my investments are automatic withdrawals. 