<prompt> Human: I am about to undergo a background check after receiving an employment offer, and I have to authorize them to do a background check. A credit check might be part of this. I have about 12,000 in CC debt right now, compared to 28,500 in total credit limit. Ive never had a late payment or any delinquent accounts, and nothings gone to collections. However, Im worried that my debt might make them rescind the offer. The offer annual salary is 110,000 plus 15 bonus, so Im hoping to get out of credit card debt very quickly with this new job which would more than double my current salary. Does anyone have any experience on this?  <response>: Youre fine. Theyre checking for felonies and your work history. Your average employer is not going to give a damn about your credit, especially one with good standing and payment history. 