<prompt> Human: Question: Is it better to focus 1400month on aggressively paying down student loans, saving for a home, or both?My husband and I are both 27 years old with a monthly income of 5500 combined after taxes. Our current student loan situation is 82K total my husband is a teacher with plans to stay in Title 1 school districts, so hell be eligible for 5k loan forgiveness in 4 years. Over the past few years Ive whittled away at about 12k in my higher-interest loans with extra payments. I have about 3000 in 6 interest loans, and the rest are 2.8-3.5. My husbands loans are around the 6 mark, so we will be applying any extra payments toward those. Our minimum monthly student loan payments add up to about 1000 altogether. We both put 200 monthly into Roth IRA accounts just started his last year, which are 14,700 and 1500. We have about 12,000 that were looking to put into a high-interest savings account to save for a down payment, and 9000 in a regular savings account. Plus 5000 in each of our checking accounts. I guess we do this because Im terrified of overdrawing and like to know we have padding in our checking for whatever happens. I guess we could move an additional 2000 each into a savings account and still have an extremely safe cushion.Wed like to save for a home and start a family in a few years or so. I took a look at our monthly budget and figure that we have 1400 per month after expenses, to put toward savings, retirement and extra student loan payments. The 1400 is in addition to the 400 that goes toward our Roth IRAs.This is where I start to get confused. Since we have multiple goals for our finances, is it better to put all eggs into one basket and tackle one goal at a time, or if not, what is the ratio we should be shooting for?  <response>: I posted this same question a week or so ago and I was unanimously told to pay off the loans first. The reason being not getting myself into more debt until the first debt is tackled. Losing a job with a mortgage and high student loan payments might mean losing the house. 