<prompt> Human: Lets consider a use case, me. I am 40 years old. I own my car fully, and have paid down the house mortgage to a very comfortable level. I aggressively made my student debt disappear, while living frugally. I have an emergency fund sufficient for most circumstances. Question is, when is enough enough? Should I keep saving and increase my net worth perpetually? I feel no pride being the richest man in the graveyard. Also my children will be adults since long when I finally die knock on wood, so they do not really need a large inheritance for their wellbeing. I am considering simply spending every cent I earn from now on, and live life to the fullest now. Should I not?What are your thoughts on this matter?  <response>: You never know whats around the corner, you could get hit by a car, get cancer..etc, enjoy life but keep putting money aside for financial independence. Check out rfinancialindependence 