<prompt> Human: Disregarding the whole, you definitely should have health insurance and is so important advice, I realized I no longer have insurance under medical, and apparently havent had any for a while, although Im not sure how long. Im 27, male, in California working part time at 25hr. Looking at all the options to me makes me realize how damn expensive it is. Am going to try to sign up for Medical soon but just wondered if I end the year without insurance am I going to get penalized hard.  <response>: The penalty is the larger of 695 or 2.5 of income. At 25hour and 20 hours a week 2.5 of your income is 650 ignoring deductions, which you would have, so youd owe the flat value. Thats almost certainly less than insurance would cost before subsidies, but I dont know enough about ACA subsidies to begin to figure out what youd be likely to get. I suspect youd still owe more than 58month though. 