<prompt> Human: Ive got this parent plus loan, that as far as I know, is just in my dads name. I believe that its for roughly 10k. My intention is to make him pay that money back because of everything that he has put my family through in the past. This man has taken money from me and my siblings, and has never returned it. My siblings and I also worked a paper route for 6 years, I started when I was in 5th grade we never saw a dime from that.So my question is, am I justified in doing this? Can he come after me in court for the money? Any answers would be greatly appreciated!  <response>: from StudentLoanHero: Legally, the parent who took out the loan in their name is responsible for Parent PLUS loan repayment. Thats because the parent decided to take out the loan specifically for their child while agreeing to repay it.The only way this can currently be changed is to apply to have the loan refinanced into this childs name. This can be done with several private lenders including DRB, SoFi and CommonBond 