<prompt> Human: For a very long time Ive had overwhelming fears about my financial situation. Just talked to my mom and we agreed that Ill live at home once I graduate and Ill pay like 1200 towards my student loans per month. I got excited about this because it seems like freedom to me. Once theyre paid off Ill be happy to be in a much better spot  <response>: Yeah, if you can do that, do it. Its very hard to put extra money towards student loans if you have a mortgagerent. The amount youll save in interest is pretty mind boggling. 