<prompt> Human: I just started my first full-time position making 52k a year. Im investing fully up to my employers match in my 401k and I also opened up an IRA. I have a goal to save up for my first house in the next two and a half years and I was wondering which option would be better:1 Invest 5500year into the IRA and just save as much as possible for my down payment or2 Save the extra 5500 and put it towards my house savings. I can start investing into the IRA later. I understand that you can take a tax free withdrawal from your IRA up to 10,000 for the purpose of buying your first house. Any and all advice is welcome!Edit 1: Both my 401k and IRA are Roth. Edit 2: just realized that my IRA has to be open for 5 years before I qualify for the first time home buyer exception.  <response>: Option 1 and wait longer before you buy a house.No stock cash in because stock is a better asset type and you would be trading a better asset type for a worse one. 