<prompt> Human: Im 22 starting as a broker making a base pay of 40kyr before commission, bonuses, incentives, etc. and what I am able to make through my personal investments. I am looking to upgrade cars after Ive been there for a while to settle in. Ive decided Ill probably be looking at a 1 year old, used BMW M4, before I get blasted on this, I have 20k in savingslight investments and Id be putting about 40k down after selling my current car leaving me with a loan of about 12k-16k 250 a month my current car is a fully paid off 16 Camaro SS I bought new around a year ago so it isnt cheap to maintain, but certainly cheaper than an M4 would be. I also live in an area of Missouri with a pretty low cost of living. My question is, would this be a mistake? I also have a Tahoe under 4k left owed, 130mo to dailyfor bad weather this also lowers my insurance significantly. Whats the highest youd look at as a car lover in this situation?  <response>: Whats the highest youd look at as a car lover in this situation?You cant afford this. Being a car lover has nothing to do with it. 