<prompt> Human: Im searching for some friendly direction. I have the financial comprehensions of a child and have lived under a rock most of my life. Im a freshman in college at 35 and have a PT Job as a contractor. All together between disability, GI bill, and work I bring in around 4k a month of which I am able to put away 1k a month. I would like to put that money somewhere to grow vs the savings account where it currently just sits. Any advice would be fantastic!  <response>: also a tip for jobs... look into the federal workforce, you can buyback time served towards a federal pension as well... assuming you arent Army retired or similar. You basically will lock any job you are qualified for. 