<prompt> Human: Okay, so my situation sucks and I will probably be looked on with scorn here... Still, I need help.Basically, I am a financial wreck. I went through years of unemployment and underemployment, garnering a few thousand dollars in debt. I finally decided to pull up the ol bootstraps and go to college to try to get a real job. While I was in school, I ignored my debts and they ignored me... It was a nice unspoken deal.I graduated in December and am looking for work now... Unfortunately, now I have Portfolio Recovery calling me daily from different phone numbers. What I am worried about is me answering the call and that act verifying my debt with them. I cant even begin to pay it until I find a job, but these calls from different phone numbers have me so paranoid to pick up that I might miss a call from a potential employer. How can I get Portfolio Recovery to stop calling me until I find work without verifying my debt to them? Once employed, I have every intention of fixing my credit and taking care of my debt, but I literally cannot do so until then...  <response>: Answer the call and ask exactly one question: what is your address?Get it, write it down, and hang up. Then send them a letter saying that you will only discuss the matter in writing, and all other forms of communication are inconvenient to you.Answer further calls from them with Ive given you written notice that calls are inconvenient. This is a per-se FDCPA violation. I am writing down the date and time of this call. Goodbye.Source: 