<prompt> Human: Why I love BOA:Transactions are posted immediatelyBill pay payments can be set to a certain date and the check will arrive there and not be withdrawn until that dayATMs everywhereEasy to transfer money and deposit cashBut I hate their fees... Any other bank that can do the above? I tried BBT, TD Bank and credit unions.. just keep coming back to BOA.  <response>: Why are you transferring out of savings to pay bills? Just keep what u need in checking. Every bank in the us has a limit of 6 transfers out of savings per month 