<prompt> Human: I have about 14,000 saved up, no loans, and will not have any real expenses for another 9 months. Where is the best place to store an emergency fund that will get a good return but also easily accessible and easy to add money to? Would CDs be good if I dont need the money for at least 6 months and probably not even after that? What should I know about money market accounts? Ive seen that ally bank has good savings account intrest rates but I worry about banking online? How safeeasy is that? Thanks!!edit: thank you all for the advice! I feel like I now have the info I need to make a good decision :  <response>: This is a friendly reminder to visit our FAQ entry on Emergency FundsYou might also benefit from this common topic: I have X, what should I do with it?This is a nice graphic to help provide visual context.Also, please visit our FAQ!I am a botrAutoModeratorcommentsq11puwhat_is_automoderator, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?to2Fr2Fpersonalfinance if you have any questions or concerns. 