<prompt> Human: Most of what Ive read seems to suggest Im in a good position to pay it off but I wonder if you guys think differently. I have about 11k left on my loan, with a 360 monthly payment Id like to stop paying. I have enough money to pay it off without risk but I also have plenty of student debt left. My thinking is that the car is the smallest amount of my debt I can pay off for the greatest savings in monthly payment. Is that a good way to think of this? Thanks!  <response>: interest rate on the car loan?interest rate on the student debt?how much savings will you have left over after you drop off 11k on the debt? 