<prompt> Human: My parents are getting up there in age, and are in serious debt to the IRS. A few facts: 70 year old father, 65 year old mother. Mother is in declining health and immobile They own a small business w 7 employees, havent been profitable in at least 8 years 400k in debt to IRS, subsequent lien put on their house They own a 800k house, no mortgage They pay for my sisters 3kmonth !!! apt. They refuse to change this because shes the apple in their eyeIts a complete clusterfuck, but I dont know how to get them to change their ways. Any advice on how I can help them improve their situation?EDIT: They recently asked for and got 13,000 from my wife and I to pay their payroll. Should I continue allowing this to happen?  <response>: Why do you feel like you need to help them change? 