<prompt> Human: I want to go to this out of state public university in California. Specifically UCSB. No financial aid, no scholarships for my freshman year I expect to apply for scholarships after. My mom said if I really wanted to go then she could get a home equity loan from the bank for 200,000 based on our 2,000,000 house. But UCSB will cost 63,000 a year for me. I am majoring in CS. If there is any information that I am missing please tell me. And also please be as honest as possible in order to disillusion me so I dont make a choice that could heavily impact mine and my parents future heavily.EDIT: Thanks guys, this is a reality that I needed to hear. Ive decided to put my deposit in at an instate school which will be about 16 cheaper. Thanks everyone.  <response>: I am begging you for the future of your family and you, do not go to that school. That is entirely too much to pay for an undergrad school. That is almost what I am looking at paying from undergrad to finishing medical school. 