<prompt> Human: i have the majority of my money in a capital one savings account. i get a decent amount of interest every month from it.i also have a checking account with the same bank.and finally, im also a member of a credit union. so thats 3 different accounts with money in it. recently ive been reading up on money market accounts and things and was wondering if im currently getting the best deal with my money. if i invest say 10k into a MMF, will i be better off? or would i be better off leaving all of my money right where it is in the high yield savings account instead of splitting it up?also, i want to begin looking into purchasing stock of my company. i feel like my money is just sitting around collecting interest every month. 60 dollars a month in interest is nice but i just have a feeling that i could be making it work much more for me. any advice?  <response>: The wiki covers this exactly. 