<prompt> Human: Savings: 10kVanguard star accounts: 40kAnnual gross income : 60k Debts: 0Expenses annually : 9,600This would be our first home. Assistant: Id say job number one is...earn more money. why 800k?! Way out of your price range.Human: We live in the SF Bay area, all the houses withing 100 miles go for this price. Except the realy bad areas. Assistant: Move. Your mortgage would be your entire take home pay...3600 a month. Living in the Bay on 60k is not a very intelligent decision.Human: Yeah, its insane. The people who can afford living here all make more than 200k which leaves us teachers fucked. Its exasperating the teacher crisis.Assistant: If they cant get enough teachers shouldnt pay increase to attract more...?Are you both teachers? You only make 30kyear each? Thats insane. You need to move.Human: Shes still working towards her credential, but even when shes done that still only 180k together  <response>: _Only_ 180k? You cant really wave away a literal tripling of your income as _only_, that changes everything 