<prompt> Human: Hello everyone! Thank you for taking the time to read my post.A little back story: Im a younger single mom, working full-time, receiving a small amount of help from the father of my lovely and crazy three year old. The past two years has been filled with personal, emotional, and financial ups and downs, but mainly downs. I was left by a roommate to pay for an apartment that we both knew I couldnt afford; lost two cars in accidents because I cant afford a car payment, so I bought what I could afford with the insurance payouts; took out personal loan after personal loan which now I realize I shouldnt have done, and now Im left in the aftermath of everything.. I moved from the expensive apartment to a reasonably priced studio for my area, have been staying on time with payments but only because I have overdraft on my checking account which leaves me paying for my payment plus 34 with every overdraft.. Ive been selling my clothes and shoes online to try to make extra cash, work overtime when I can... Im still struggling to put food on the table figuratively speaking.. my mom has been buying my sons food for the past 3 months, and I opt for cans of soup and bags of lettuce. Everything else she gets is for him. Im at a point where I cry myself to sleep at least 3 times a week; cry in the bathrooms at work because its the only place I can be where my son doesnt see my cry; I find myself looking over my income and bills at least twice a week, again just feeling defeated. I dont know what to do, how to get myself out of this 10 foot hole Ive dug myself into, where do I start? What do I do? Im lost. I need help. Any advice is appropriated. If you would like to know my loans, interest rates, monthly payments, income, etc. please let me know. This is seriously a cry for help. I dont have friends, Im embarrassed to tell my immediate family except my mom, who is amazing and is doing her best to help, I dont know where else to go.. Im 25 and should know how to adult, and I feel like a complete failure. Thank you for reading. Edit 1: Thank you all so much for all of the responses! Im at work right now, but I will be sure to get everything together and post all of my information for more help :Edit 2: I ended up being exhausted when I got home last night had lots of errands to run after work. I went to bed early with the little one. I have gathered up the information requested in the comments and will be making another post in about 4 ish hours? Might try to multitask and post while I have food cooking. Thank you so much for everyone who has commented!! I really, really do appreciate it. Edit 3: Time for the numbers:side note: Im fairly new to Reddit long time lurker, never posted, so I hope these edits show up to those who have asked to see my numbers. If not, I will post this information on each comment that has asked. Probably not necessary, but Im nervous and need help. Ok.. here goes.. Just FYI, I know this is bad... and thats why Im here:Net Income per month: 3,619.26 - Including payments from my sons fatherExpenses:CC 1: 50 monthCC2: 65 monthStore CC: 42 month Internet: 36.40 monthTV: 72.24 monthCar Insurance: 171.00 monthRent: 1600 - trash, PGE, water included monthPreschool: 990 monthVariable Costs:Gas: 130 monthGroceries: 160 month thanks momLoans:Personal Loan 1: 294.46 - APR 139.12Personal Loan 2: 191.30 - APR 35.31Personal Loan 3: 238.61 x 2 477.22 - APR 199.23Personal Loan 4: 149.09 x 2 298.18 - APR 135.753Student Loan: 92.46 monthI have about just over a grand of a deficit each month... WTF... 10 foot hole.. how to recover???  <response>: Im sure you keep thinking I need to do something to fix this and you think about your bank account balance every day. And everyone is asking for more information from you so heres a little hand holding. Lets get it all on paper. List out how much money comes in after taxes monthly amount. Include your income and any support you receive. Next list out your monthly expenses. This is your rent, cell phone, cableinternet, gasbus money, food, utilitesgaswaterelectric average, car insurance, netflix, cigarettes?, alcohol?. Then list your debts. Credit cards in order from highest to lowest then your loans carpersonalstudent. Thatll help us help you. 