<prompt> Human: I mean pretty much that. I am a bartender and havent made very much the last few years and when Ive gone to do my taxes it has said I have owed quite a bit so I kept putting it off and putting it of and...you get the idea. Where do I start, how do I make this right before my little one gets here? What do i do if i cant afford to pay it all back right now? And yes, I promise to raise baby to be better with finances :  <response>: Step 1 is speak with the IRS about a plan to get back in good standing. You should be able to have a somewhat reasonable payment plan.Step 2 is to get serious about being an adult so you can take care of the child. It is clear that this thought has now presented itself or you wouldnt be asking this question but you need to review your overall life choices and situation because things are about to get real.Cost of raising a child to 18 