<prompt> Human: I am a 22 year old graduate from a pretty reputable university. Unfortunately, I havent landed a job yet, and I am going to have to go home and live with my mom while I get on my feet. I have approximately 100 in savings sad and 4,000 in credit card debt, not to mention my 30,000 in student loans.My bills every month, when paying the minimum, come just short of 250. Id really like to take advantage of living rent-free and pay down my credit card debt, as well as save. Im feeling really lost, though. This last year has been one of constant overdraft fees and late rent, and I just got hit with an eviction notice the last week of classes, naturally. Currently, I make about 400 a month working part time, the rest going to late fees and whatnot. What kind of hourly pay should I be looking for, realistically? Has anyone else been in this situationgotten out of it? What are some good resources for budgeting that are free?  <response>: Take any job you can get in the interim to pay off your debts and apply for jobs youre qualified for with your degree 