<prompt> Human: Hi - first post so pardon me if not doing this exactly right; Going to build a new home. I am PMI adverse and have been saving up some stock specifically for this use. As we approach finalizing our decision, I wanted to know: Should I liquidate the stock right after the presumptive inauguration bump and pay down my current mortgage principle? - the benefit of this choice is that I will avoid interest accrual during the construction of the home 6 monthsOR should I wait until the house is built 6 months and then liquidate for the down payment when we bring cash to the table at closing - the benefit of this choice is that I will get some more dividends and maybe the stock goes up. Its worth mentioning that the stock is in a financial institution.Any helpinsight welcome! Edit: If anyone follows up, due to the overwhelming direction of your opinions, I have successfully executed my sell order and it should be hitting the safety of my savings account in a couple business days -- thanks all for your responses!!  <response>: Sell now. Nobody can predict the short term future of the market and you know you will need this money. 