<prompt> Human: Forgive me.I cant see beyond the next 1-5-10 years. Im 30 years from retirement. I have a very hard time justifying putting anything more than the bare minimum which I call 6 of my 75k a year salary and only because my employer matches and I hate leaving money on the table into my 401k. I certainly have no interest in exploring other avenues of retirement savings IRA, roth etc For my agesalary, Im sure Im behind on my retirement savings.Problem is, I have no desire to catch up because I cant see the why... I lack vision, I lack clarity.I know social security shouldnt be relied on dont get me started. but I feel like if my house is paid off and I live somewhere with low property tax, social security should at bare minimum feed me and keep the roof over my head. So I kind of see my 401k as my play money.. so the husband and I can travel or whatever from when we retire until we feel too old to travel. Which is why Im having a really hard time justifying putting any more effort than the minimum. According to all the retirement calculators Im estimated to have around 7k per month in retirement income from my 401k if I stay on my current path. Add the 2k social security to that and Im at 9k a month. If I retire with a paid off house, no cc debt or other loans, etc.. wtf do I need 9k a month for? So.. can someone please open my eyes to what retirement is really like, what Im really going to need retirement funds for and what Im failing to see completely with my spoiled, short sighted sense of what retirement is?  <response>: I cant see beyond the next 1-5-10 years.Good news, this is exactly why you should prioritize saving now. The future is always rather unpredictable, so its better to prepare while you know you are able to rather than be left up a creek without the figurative paddle when youre older. The best thing you have right now is time on your side. 