<prompt> Human: So I started working when I was 16. My parents set up a custodial account. I understand that the custodian has a fiduciary responsibility regarding my account. I dont have any hard proof that they are stealing from my account but there have been a few transactions and transfers that I wasnt made aware of at the time. Now I am 19 and have 15,000 in my account. They control my account meaning I cant transfer money, or withdraw from that account without having to go through them first. At first I thought this setup would be beneficial in the long run because I had a set budget per month. Now not so much because they are using this leverage to control my life. I dont have a car, I cant buy my own necessities, I ant pay for my own phone, and most importantly, I cant move out. Although I am living at home rent free and have limited access to my stepdads car, I need to be independent because I just cant deal with them anymore but those are stories for another sub, another time. How do I get access to my money, its too much to abandon and start another account.  <response>: Step 1: call your bank and ask this question. Maybe they will let you transfer the money to a new account. You are over 18 now. If they wont, ask what you need to do to deposit the money in your own account. Open your new account at a new bank. Ive heard stories of banks using finds from account A to cover funds in account B, regardless who can withdraw from A or B. 