<prompt> Human: My credit score is new so nothing exceptional Below 650Annual income is minumum 27,000 a year plus commissionCredit Card is only 500 limitOwe 7,000 in total currently in seperate loanswedding is 2 years away.GIVE SOME ADVICE  <response>: Here is the right direction - Dont spend 15,000 you dont have on a wedding you cant afford. Its in your control and it is your choice. Dont do it. 