<prompt> Human: So, my mother has always been really bad with money. She was the kind of person to always be thrilled with the full account on pay day from the government, rarely employed shed spend like crazy and then out of nowhere, after the money was gone, remember that she has bills to pay. Oh yeah, that.Now, that I am grown up and have my own job and home, she comes to me when this realisation occurs to borrow money. She waits until the bill is due, its urgent and important and there is no way she can pay it. I clearly dont want it to fall overdue and become a huge issue for my family, so I am slapped in the face with guilt and send her the money. I have it to spare, how could I say no?Lately I look at her account I have access to her funds to pay bills on her behalf, etc and I am finding she is going to the pub and playing pokies, slot machines often to the tune of the amount she needed originally. She spent around 350 on it in December and needed to borrow 300 from me today.While I am well off, and have a pretty good emergency fund stowed away, it is an inconvenience for me. I have to shuffle funds between accounts and make sure that direct debit bills are taken care of. More than anything, I just dont appreciate being her back up, like a loan scheme so she can have a good time.I want what is best for my family and I will always pitch in if they need food, or a bill paid, they have not always had it great and sometimes go without but at the same time...she is just taking advantage of me. I have approached her before and it has stopped for awhile. She is capable of handling her money but chooses to have her cake and eat it too. Any advice on what I can do or say?  <response>: Set up a savings account. Transfer money out of her account into it. When she asks you for money, give her money from the savings account you funded with her money. 