<prompt> Human: Or at least I think it is, tearing apart the confusing literature I think I get around 100 for up to 1 percent and then around 50 uncapped after. The requirements are confusing but here are the stats:3 12 months paid 7 pay cycles706.17 Contributed411.94 Matched I make 40k flat which is a bump from 9.45 per hour up until the end of July. Previous to my new job I was very good about meeting the IRA maximum, I would basically save into a emergency fund, then toss a slice in as a contribution after I was comfortable.Currently I am 1000 from the IRA maximum for 2015, which I plan to complete between now and Q1. I contribute 6 percent per pay cycle but I am not sure if I would feel secure contributing the equivalent what 5500 would cost me. My question to you is whether I should cease funding my ROTH IRA and up my contribution to the 401k, its basically a free, immediate return on investment. If I continue to fund the ROTH, would you suggest me subsidizing it with the 401?Q Is there any vesting period on the employer match? Do they match you each paycheck, or at the end of the year?No vesting, Match each paycheckQ What is your match?Upon further investigation it appears that my company matches100 of 1 Salary.5 of next 5 salary up to 6 contribution - maximum 3.5 percent  <response>: If you get unlimited matching on the 401k you should put as much into the 401k as you can, and forego the IRA. 