<prompt> Human: I enrolled in service with them a couple of months ago, and with all the negativity and instability surrounding General Motors and Ally GMs lending arm, Im beginning to get concerned.Any other Ally users out there worried about this, too? Any other thoughts you all have?If Ally collapsed, what sort of effect would it have on me?  <response>: What do you mean by enrolled in service? What services? Ally is an FDIC insured bank. Unless you have over 250k with them youre not as risk of losing money. If you have loans with them, the worst that can happen is they sell the loans, but theyre not legally allowed to change the terms. I wouldnt be worried, and if I worried about anything, it would just be potential hassle. 