<prompt> Human: Im about to begin the process of buying a 230k house. The interest rate of my mortgage will be 3.875. It will be a VA Home Loan so I technically dont have to put any down payment on it to avoid mortgage insurance.I have around 80k sitting in my savings account in the bank not doing much of anything.My original plan was to put 50k down on the house to save money over time and keep some emergency funds, but a friend mentioned to me investing it might be smarter in the long run. My goal was to keep my monthly mortgage payment at around 1200 which is what Ive been paying for rent now for 3 years, so I know I could sustain that and be just fine on my current budget.I feel like paying into the house is the safereasier thing. I dont want to get into anything too risky, and Ive never really invested in anything myself before, so it cant be anything too complicated.Would I be dumb for just dumping it all in the house?  <response>: Theless mortgage the better in my book. 