<prompt> Human: So, I went to check my credit today. Turns out I have a mortgage loan and an auto loan in my name. My dad had me sign the loan back when I had no clue what it was I had a trust fund, was about 19, and very stupid and have no idea where the auto loan came from. I dont own a home and my car is a beater I bought with cash. Im terrified and have no idea what to do. My dad has his name on the account with my trust fund in it. But this could royally screw me over if things fall apart on his end. Either way, I have no idea what to do and Im freaking out. Any advice?  <response>: In the future, make sure you never sign anything without fully understanding everything about it. 