<prompt> Human: Im 55, an empty nester. I recently went through a divorce leaving me with little to no retirement 20k. I am a remote employee for a healthcare company living in the extremely expensive Seattle area. Kids all unmarried no grandkids not thrilled wthe NW anymore and considering relocating back to the south. Currently, I owe 275 on my home, which has been valued at 549. Ive got a significant amt of credit card debt as a result of the financial impact of the divorce, followed a few month later by a natural disaster home owner insurance has a lot of limits, then getting a kid through a rehab program and lastly, a brief lay off. As soon as Id sort of come up for air, another financial tragedy would occur and, for the first time in my life, I found myself with a crap credit score and really close to losing everything. Easily the toughest time in my life. I made bad financial decisions Id never have otherwise made had I not been in a total give up frame of mind. I lost 95 of my belongings in the disaster, paid out the arse to cover areas the insurance didnt pay, and if the rebuild takes longer than your homeowners ALE will pay - youre paying for your house AND you temporary housing... thats what happened to me Ive got two cars, one Im upside down big time on a high interest rate loan thank you crap credit, and am trying desperately to pay down the principle so I can sell it outright and call it a wash. The other car 4yrs old has a high interest loan, but is a solid vehicle wgood gas mileage - nothing fancy. Now, I am obsessed with NOT spending money, and put everything possible towards debt. I dont eat out, I dont shop, dont go to movies... My guilty pleasures are netflix and working on my house. My house payment wtax and insurance is 1985month and will go up due to recent increase by the county assessor. Homes in my neighborhood sell in days - very desirable location.I want to relocate and be closer to family in an area with a MUUUCH lower cost of living. It will likely be another year or two before I would actually move out of state. I dont want to sell and rent here in the NW 1bdrm apt is abt 1300mo, nor do I want to rent while Im home shopping in AR. So... I am considering the following plan:1. sell, pay off all debt, budget 20k for a used 5th wheel trailer.2. invest the remaining 170k for retirement3. Rent an RV lot here 600mo wall utilities internet4. When I leave WA, Ill haul the trailer to AR and rent an RV lot there until I find a home to purchase.6mo tops Paying off all debt and going the RV route would allow me a grand total of abt 3500mo to sink into savingsinvestments for retirement. If I were to rent an apartment, this number would go to about 2k.Im perfectly OK living in a small footprint. Im used to being alone as working remotely doesnt offer a lot of social interaction - plus I travel a LOT for my job. I basically have a big empty house, and live in my bedroom and office - so I think Im fine for an RV. Ill miss my garage and tools... I have a cousin wa 34 ton diesel pickup who would travel with me to move the trailer to AR - so no need to purchase a pickup. Upon initial purchase of the RV, the local dealers will deliver and setup trailers.I figure Ill be in the RV 18-20 months. While the RV thing isnt my dream life, Im willing to sacrifice the comfort of a nice big home if thats what is necessary to be debt free with a comfortable home in the future.Thoughts? Concerns? Experiences? ALL are welcome!!!  <response>: Why not just rent a small apartment? If you plan to sell the RV in 18 months anyway, seems like an apartment would be a lot easier. There is housing between a giant empty house and a RV. 