<prompt> Human: I was considering doing this, but I dont know if there is a down side or if I am just being paranoid.  <response>: We found that nobody will provide credit reports online for those under 18. Weve sent in a paper form to get the 3 agency reports for our son. He went to take his driving permit test and was told someone with his SS already has a license in the state. My wife had his SS card, passport and birth certificate so the other person was flagged and will be dealt with the next time he has to work with the DMV. They wont actively go out and do anything. I figure it is probably an illegal person who picked a SS number out of the air. 