<prompt> Human: Regular on this sub but using a throwaway here.Hey, guys. My wife and I are both about to turn 40 and were looking for some feedback on how close we are to being ready for early retirement. We dont hate our jobs and were not eager to retire immediately, but wed like to know were on track to being able to retire whenever we want to.About us: Married a long time, child-free by choice, college graduates with good jobs. No debt -- we paid off our student loans and mortgage very quickly. The condo we own is probably worth about 200,000 -- less than we paid for it, but oh, well.My pre-tax income is 115,000 and my wifes is 60,000. We paid about 21,000 in federal income tax and about 5,000 in state income tax last year.Our annual expenses are about 30,000, or about 2,500 a month.Our savings include: A savings account with 225,000 and a checking account with 11,000.I have a 401K worth about 135,000.My wife has a deferred compensation plan worth about 92,000.We have mutual funds worth 350,000I have a SEP IRA worth 127,000.My wife has a traditional IRA worth 215,000. I have a traditional IRA worth 99,000.I have a Roth IRA worth 50,000 and my wife has a Roth IRA worth 70,000.I own Comcast stock worth 52,000.That puts our total savings at about 1.4 million, and when you add in the value of our condo our net worth is about 1.6 million.Are we at FIRE now? If not, how close are we? And any advice for how we can better allocate our resources?Thanks!Assistant: Does the 30k annual expenses cover health insurance premiums? Your employer may be covering partall of the premiums at the moment.Also, if I were you Id sell the Comcast stock and put it into a mutual fund for diversification purposes. Over time, its much more likely that Comcast tanks as a company than the US or world economy tanks.Human: No, the 30K does not include health insurance, which we get through work. Thanks for pointing that out -- weve both been very healthy and have never really had medical expenses, but obviously thats not something we can count on being the case forever, so its something we need to consider.Does anyone know about how much money we should allocate toward health insurance in retirement?  <response>: Depends when you plan to retire and where you live. If you get a plan with high deductibles then you might be looking at something like 7K annually for a couple at your present age, and it goes up from there. I.e. your expenses went up by 25 : 