<prompt> Human: I graduated from college in 2010. I had 3 personal student loans with interest rates of 3.25, 3.0, and 3.0 I have had it on automatic repayments and have been paying more than the minimum every month since graduating. In January Wells Fargo increased all my loan interest rates by .25. The rates increased again in July and November resulting in 4.0, 3.75, and 3.75 rates respectively. I have sent emails and called asking questions about the rate increase and why I was not warned about it. I felt like I have gotten the run around every time. I am about at my wits end trying to get a straight answer from them. With that, I am going to look to transfer all my loans away from Wells Fargo.Yes I know it can be seen that I am complaining while having a good interest rate, but it is the fact it was raised without warning that has me upsetMy question, is there a way I can report Wells Fargo for this act? Im also looking for information to arm myself for next time I call them. I chose Rpersonalfinance over rlegaladvice because of banks and Im sure this isnt the first time it has happened to someone in this thread.EDIT: I found the contract and I do in fact have a variable rate loan. Womp Womp. I got spooled up over nothing, just expecting this to be another Wells Fargo Trick.Thank you all for the input and thinking rationally while I could not.  <response>: Sounds like your loans have a variable interest rate. 