<prompt> Human: Hello all.I am a recent grad Spring 2014 and am cosigning in the purchase of a house with my parents. As all of the paperwork is unfolding, it has been told to me by our realtor that our loan underwriter for the mortgage needs my college transcript. I dont have anything to hide, but am reluctant to share this because the request seems so unusual. I dont mind giving it out to prospective employers because it is a measure of my intellect and that information is necessary, but why to the underwriter? Is my diploma not enough? Is this common practice for loan underwriters to do?Any thoughtssuggestions on what I should do is appreciated. Thanks!Edit: thanks to everyone for your input! Really appreciated your advice  <response>: Underwriter in the family here. Its common. They need it as a substitute for tax returns to explain why you didnt have as high of income in the years you were in college. Your diploma isnt enough because it just says when you finished. It doesnt say when you were actually taking classes. They can use your transcript compared to your income history to satisfy the they must have had X years income history requirement. 