<prompt> Human: Okay so heres my situation. I am currently 27 years old and have approximately 54k sitting in my savings account which has like 0.1 interest on it stupid I know but this is why Im posting here. I make about 80k a year and am still renting in the SD area I pay about 1100 a month for rent. In terms of debt I have a sofi student loan balance of 53k at 5.8 as well as a car that I have about 5.5 k at 3. Now I am sooo tempted to just bite the bullet and pay off my student loans in full so then I can just take the money that usually goes to the loan 900 and throw it into my savings to start saving for a house. On the other hand Ive been told it would make more sense to invest since some of the returns would be greater than the 5.8 interest rate I have in my loans. Now I do not know shit about investing so really any advice on what I should do with my savings would be greatly appreciated.Breakdown:-27 making 80K a year-rent approximately 1100 per month-54k in savings-5.5k remaining on car at 3-53k remaining on student loan at 5.8Assistant: Id pay off 34th of student loans and invest 50 of whats left.Human: Ahh but I want the satisfaction of killing the whole thing...is there anything wrong if I were to wait 6 months and save up until Im like 10k on my loans and kill it?  <response>: Youd be paying interest for 6 months.Reserve a 3-6 months of expenses as an emergency fund, and put the rest toward the student loans. Then continue to funnel extra money from each paycheck toward paying off the remainder. 