<prompt> Human: I discovered that I had some serious leaks in my roof due to faulty construction. I have to tap into my emergency fund for the first time. I still will have plenty left after but for those of you who had to tap into your emergency fund, how did you cope with it? Im still building the fund to 6 months expenses, currently at 4 months expenses.UPDATE: Roofer started on my home yesterday making repairs. The builder of my home was across the street building another house. Walks over and offers to pay me back for the roofer. Half now half later. I already deposited the first check. Small victoriesAssistant: Id cope by being thankful that I had an emergencyrainy day fund to begin with and didnt have to throw a sudden expense on a credit card or have to take out a loan. After that, Id probably re-examine my budget to try to rebuild it as quickly as possible. Human: Once you reached your 6 months expense amount, did you continue to contribute a smaller portion to compete with inflation and any expense increases starting a family, purchasing a home? Im considering continuing 110 the amount I was saving after I reach the 6 month amount.  <response>: Im nowhere near this level so maybe Im not the best to be answering, but the way I plan to do it is continue to save money in my rainy day fund until I know theres too much in there and its stupid to have it all sitting there. Maybe when its about equal to a 9-12 months of income. Then Ill take a nice big chunk of that, and invest it, leaving 4-6 months. But the rainy day fund will be the default place for my dont fucking spend this money. That way theres probably always going to be more than enough there, 4-6 months is the minimum that would ever be there unless an actual emergency arose of course. 