<prompt> Human: The 0 interest rate period on my AMEX is expiring in August 2016 so I was in the market for a 0 fee for balance transfer credit card at 0 interest for 12 months. From reddit, I came across Chase and applied online and set up balance transfer. The card came with documentation and I realized I was going to be charged 5 for the balance transfer. I immediately called asking for the transfer to be stopped and that I no longer wanted to go through with it. Chase wants me to understand that there was no way of stopping the balance transfer and neither are that they are sorry I just threw away 400. What would you advise as my next course of action to either reverse the balance transfer or get the fee waived?  <response>: The fine print. Lettuce read it.Good news tho! Transferring 8k to 0 will likely recoup that 400 in just a few months! 