<prompt> Human: Im a programmer and uni student who recently sold a side project Ive been working on for a little over 2mil USD. I have no debts free uni and spend maybe 2000 a month on rent and food. Ive been working very hard so dont have expenses outside of that, as I havent had any days off in about two years uni plus the project.I would really like to take time off to rest. Im wondering what the best way I should store the funds are in a way which provides me 80-90k spending money a year while also still accruing. Ideally Id like to live a very luxurious life and I plan on coming back to work once Im ready and, but honestly I dont know anything about investing or finance other than to keep things low risk. Any and all advice would be appreciated. It would be nice to be significantly wealthy by retirement age as I also have some big plans for giving away money to certain causes important to me. Thanks for the help.  <response>: Thats incredible. Congrats on the sale. Typically a safe withdrawal rate of 4 is doable. So over the long run you could earn 80k a year without reducing your principle. After taxes, I wouldnt call that luxurious living, but with your talents Im sure you could make a lot more in the future. 