<prompt> Human: Ill try and make this short and sweet, few months back we went car shopping and was pretty confident with my score, credit karma showed it as a 720, found the car we like gave the dealer our info for the credit app and BAM!!! score wasnt a 720, more like 650. Anyways, looked at the report and seen 2 deals in collections for a total of 200 bucks, fixed it, and credit karma is now showing them off my report and the score, on CK, is up to a 745. The only thing Im seeing negatively on my report, is the amount of hard pulls I have in the last 2 years because of said car shopping. My question is, what is the best way to go about getting the same score the dealers use? So I dont have to have my credit pulled every time. Because obviously CK isnt the answer. My Capitol One account shows a similar score to CK but it uses the same vantage 3.0 model. Thank you.  <response>: So I dont have to have my credit pulled every timeJust to be clear, you cant take a copy of your credit score into a dealer and expect them to accept it. They will still want to do their own pull when it comes down to closing a deal. 