<prompt> Human: Long story short I was diagnosed with small cell ovarian cancer at 21. After 6 months of brutalexpensive chemo I went into remission yay luckily I was on my parents insurance so my medical bills were around 5 grand Id say. I never went to college and had been working a barely above minimum wage job at the time minus the 6 months going through chemo, I was unemployed So I get back to work. Get a credit card to help get back on my feet and pay a few medical bills here and there when I had the funds for it. Fast forward to now; over the years Ive had a few other medical issues, multiple surgeries and procedures done. Currently I work part time just BARELY getting by on rent and groceries monthly. But due to current medical issues I cannot work full time. My question is, should I file for bankruptcy? My debt is continuously piling on with each medical procedure I have done and I just dont see a way out. I cannot afford to make payments on my debt because as I stated before Im barely scraping by. Id say Im a total of 12 grand in debt in collections affecting my credit score and another maybe 2-4 grand that hasnt hit collections yet. Moving back home to my parents to save isnt an option either.  <response>: Id apply for disability, and unless the medical costs are behind you, Im not sure it makes sense to pay any of the medical debts at this point. Bankruptcy is probably in your future, but dont bother bailing out a ship thats still taking on water. 