<prompt> Human: Hello all,I recently got engaged and my fiance and me are having a relatively small wedding next year. During this year, well be making 106K pretax together. We calculated that we should be able to save 3K a month, if not more, pretty easily without making any change to our lifestyle. The big problem now is that we want to plan our honeymoon right now.We were looking at vacations from popular vacation websites and we found a fantastic one for about 5.5K. We dont have that money right now and Im concerned in the two months it would take for us to get that money, prices would either go up, all the rooms will be taken, flights will be more difficult, etc.I was wondering what the best options were. I dont want to rush into anything with loans or credit, but at the same time I want to ensure we get book a great place for our honeymoon.EDIT:Id like to thank everyone for the replies. While I was working, my fiance was messaging me about other options. When I got home, we sat down and talked about it. We both agreed that taking on this debt is probably not the best idea. Ultimately, were looking at cheaper vacations and looking to book in a month or two of saving.Thank you all again for the replies, you gave us some good insight.  <response>: I would just wait the 2 months, any form of financing will take some timemoney anyway to underwrite and prices are unlikely to go up beyond what your additional financing costs would be. 