<prompt> Human: I just got a call from someone claiming to work at my bank, She was offering to send me a new credit card with a great reward program but before she could run my credit, she wanted to know my mothers maiden name. She was taken aback when I asked her to first verify specific line items from my bank transactions. I told her Im not about to give you my personal info based on a single cold-call. If you are really who you say you are, you can tell me the dateamount of my last electric bill and the auto-insurance bill.She said I was the only customer to make her answer security questions in the last 6 weeks she has been doing this. She did answer them correctly and also confirmed some other things related to the physical bank location she claimed to be at that she wouldnt know if she was a scammer.While this one was a legit call, I have had people hang up on me in the past as soon as I asked them to verify something specific from my account history. I have had smart friends fall for very sophisticated scams because the caller knew their address and last 4 of their social. My advice has been to 1 make them answer specific questions that only the right people will have and if still suspicious 2 tell them to make a note on my account with their nameextension that I will call back immediately and then I find the 1-800 from Google and ask the agent to transfer me back to whoever called me.I apologize in advance if this tip is not relevant to this subreddit. I didnt know where else to post this.  <response>: Kind of depressing that only 1 person in 6 weeks of cold calling had a problem with giving out their info to what sounded like a scam. Also if you have a choice in the matter, a mothers maiden name is not a good security question unless you use a fake one as a second password. Its pretty easy to find someones moms maiden name through public records. 