<prompt> Human: Ive been wanting to transfer all of my emergency fund money from my savings account to one that offers a higher interest rate. This morning I noticed that Capitol One just increased their interest rate on the 360 savings account to 1 apy. Know there might be others out there that are a bit higher but this does make it easier for me to keep my money with them as I do have other accounts with them.Just an FYI.  <response>: If you have more than 10k, open a 360 Money Market. FDIC insured, 1.4 interest now. 