<prompt> Human: I JUST graduated college. My fiance and I have had our jobs for about 3 months. 60k of college loans leaves grace period in November, and they are more than likely shutting down my office in December. With this much time to prepare a luxury, truly, whats the best way to get ready for the one-two punch of student loan payments AND potentially losing my job?  <response>: Cut all luxury expenses and start a savings account. Throw every spare cent into that account. Start looking for a new job, uhhh, now. 