<prompt> Human: Hi PF,My wife and I are saving for a house here in SoCal and we currently have 50,000 saved up. Our goal is to be around 100,000 for a down payment and our Grandmother has offered to give us 50,000 towards the down payment. We arent needing this cash until about 6-8 months away so Im wondering what is the best way to receive this cash.Do we ask for checks for 9000 from her over an extended period of time? Or Can she gift us 50,000 without it being taxed?I read that only around 25,000 or around there can be gifted towards the down payment of a house, and then a letter needs to be accompanied with the payment to show it isnt a loan and doesnt need to be paid back, but that would only be for 25,000. How would I receive the other 25,000?I would hate to receive a check for 50,000, use it on a house, then later be taxed on it and have to come up with the money to pay the taxes on it.Any help you can provide is greatly appreciated. Edit: I should clarify, I dont want Grandma to be hit with any additional taxes, nor us. This is why I was thinking doing it in small amounts over time would be better. Its a new house, and wont be done being built for another 9 months so I figured I would have time to receive the money in smaller amounts to avoid any scrutiny. If i can receive the money in a lump sum, as a gift, and no one has to pay taxes or effects our Grandma and Us tax status, then I wouldnt mind that at all.  <response>: Receivers of gifts dont pay gift taxes assuming theres any taxes to pay, which usually there is not. Givers do. 