<prompt> Human: As said above my father runs a one office Estate Agency business and also does surveying for extra income. He is the main source of income out of my parents. He has no pension as it is his own business, and has no real investments to capitalise on. I often sit and wonder how the hell they are going to survive once they reach mid 60s. And thats only another 10 years or so.Ive brought up before if neither of you have a pension or savings what are you gonna do when you reach 70 and my mum simply responded we dont really like to think about that.Is there anything I can do, or suggest to them without sounding like a jackass?  <response>: You can suggest they start living on one income and saving the other for retirement? 