<prompt> Human: Ill keep it simple. I have no education above an 11th grade level, and do not wish to pursue an education or even get a GED. I really, REALLY hate school settings. Its nightmarish. The only thing I aspire in life is to get into a long term relationship, so all Im really doing at the moment is working a job and exercising every other day. I had a major health issue with my teeth that cost me 65k to fix, but luckily I was a professional gamer during my teen years who never really bought anything, so I was able to pay that off in full years ago. Is there any way I can improve my current situation without going to school?Below is my financial data. I will round down for things in my favor, and round up for things against my favor. Monthly income After tax.: 1600 Debt: 0 I am debt free due to a things could change in a year mind set. Current Savings: 70,000 Former pro-gamer RMT websites Internet gigs jobs of the past of which Ive never spent a dime really. RentUtilitiesHousing: 150. 2x room mates who split the bill 3 ways. Insurance, autohealthetc: 80 Most is covered by my job. Internet: 80 I pay more because I do livestreaming on twitch, which currently doesnt make me money. This is not an expense I can lower willing to get rid of. Cell Phone: 0 Yes, I do not own a cell phone. I have no friends or anyone to talk to. I am not on-call at my job. There is no reason to own a cell phone, right? Gas: 45 I rarely drive, usually just to work, which is only a few miles. Only takes 30 to fill my tank up, plus my job gives me fuel discounts. FoodGroceriesEntertainment 400. I spend a lot on food. I average 8-16 a day, 30 on Sundays due to it being my only cheat day for the week. Entertainment wise I spend little to nothing, except maybe a few bucks at an arcade for HIIT cardio on an ITG machine. All the video games I play are F2P or I pirate. I cant really lower my food expense cause my current living arrangement doesnt give me access to a kitchen, so all my food sources are restaurants pre-packaged.On average I can save around 1,000 a month. I work around 40-45 hours a week, only sleep 6 hours a day. What can I do to improve my finances that doesnt involve going to school and getting a better job? What jobs can people who got expelled from high school do that pay more? Should I switch to part-time at my current job and focus full-time on youtube?Does anyone know how I can lower my auto insurance? Age 28, no accidents, never had a ticket, yet it costs 75-80 a month when other people who are younger than me, with accidents and tickets, pay like 30-50. It makes no damn sense.Currently my savings just sits in a checking account which I use a debit card for all my spending. What can I SAFELY invest a small amount in that would have immediate decent impact help me within a year? I currently dont give a shit about credit, because I believe in not being in debt, and paying everything up front. I also dont believe in owning a home, since I dont want to be tied down to one place, and general paranoia of natural disasters destroying it. Also the motto of Only buy a boat if you can afford 5 boats. I cant afford 5 houses, so Im not going to invest in a house at this stage of my life.So, what should I do? What can I improve on? Am I doing things right?The eventual dream Like 10-15 years from now. is living in a brick house with an upstairs, with a wife and 3 kids with plenty of cash to spare. Is the only way to achieve this dream through education? Are there tradeschools ways to get a degree that doesnt involve sitting at a desk, reading a book, or sitting in a room full of people with an instructor? Maybe some live-action training or something hands-on and involved? Due to paranoia OCD past experiences I mentally lose my shit in classroom settings, so thats why I cant further my education.  <response>: Your lack of a GED is going to prevent you from getting any but the worst of the worst jobs and will limit your advancement if you do find a job. Unless you have significant hard skills, I cant imagine many employers taking a chance on you. Sorry. 