<prompt> Human: Let me start by saying I do alright for myself already. I have 4-5 more years of payments on my house 68k still owed been hammering this 1300-1600 a month when I can before its paid off only debt I have, I own in full my car and motorcycle. I keep around 8k in the bank and 5k in my safe. Ive no retirement set up or plan to ever start one. My ex-wife and I have a daughter together. Its a bit complicated so the short version is: I dont pay child support because her mother makes more than me and we agreed it was best if I wasnt in her life because of my alcoholism. I would like to set up something to pay for my daughters future. Id be interested in hearing thoughts on a trust or college fund, anything to that degree. Also should I pay off my mortgage 3.49 and do a trustfundinvest the rest? When I die she gets my house so in a way its an investment for me now but her long term. Im 27 and Im aiming to stick around until she is 18 at least. Which is almost 12 years.  <response>: If you love you daughter and you would do anything for her than why not quit alcohol for her? She will resent you her entire life probably if you dont have a relationship with her because shell think you didnt care. Shell say gee, this house and money is nice but I would rather have a dad guaranteed! Quit the alcohol for your daughter. Youll see things so much clearer when youre done with it. I have a young daughter almost 2 and I believe you when you say youd do anything for her because I would do anything for mine too! I believe you can. 