<prompt> Human: I find myself flush with cash, all the time. However I usually just end up pissing it away on useless things- like bacon, for example. The really expensive bacon. Then cars, I went and bought a 65,000 car last year, then it ended up being written off due to mechanical issues no fault of my own, the warranty at the dealership was a fat waste of money and they found a way to slime their way out of paying out for the work. So, high time I put cash aside as last year my S.O got cancer and it was a wake up call that I did not have a slush fundemergency fund sitting on call if I really REALLY needed it. I set up a bank account with Rabobank the biggest bank in Holland, I understand. Anyways, here in NZ they open it up without any branch visits or actual physical locations all done online. Then they provide an electronic two tier authentication device that you need to log into the internet banking every single time. Well, that second tier device I have given to my S.O and she has put it away where I cant find it. The password is all in my head a significant event in my life, the date of which only I know and it is burnt into my memory so I have the password- she has the keys. Only when we REALLY NEED IT- will we access it with our powers combined not a Cpt Planet reference but yes that did play out in my head rnostalgia Will move it up to 1000, then put that amount into a higher earning term deposit account then move the balance up to another 1000, then rinse and repeat. In a few years time I hope to have a bunch of 1000 financial babies flapping around and hope to instill a habit of saving to my kids as well. Each 1000 parcel will have its own purpose attached to it car troubles, funeral expenses if a family member died, illness, bacon shortage on a global scale.. you get the idea.Would like to thank this subreddit for popping up so much on my home page that I finally decided to sort my shi out. EDIT1: well holy balls, batman- this blew up overnight! - I just spent a good chunk of my early morning having a giggle. - S.O is fine now thanks for those asking, they cut out most of the cancerous tumors and she goes for bi-monthly reviews- she still nags at me though maybe more than beforehand! thanks, modern medicine!. - Many people asked what car it was - AUDI Q7! insert childish vvvrrrbbooomm noise. - The fond appreciation my fellow human being shares for bacon has me thinking there is a hope for humanity after all. Perhaps bacon could solve the North Korean conflict?- To the woman that commented saying her husband had to put the bacon down and walk away from it, DM me and I will get a bacon related gift for him to make up for it! EDIT2: ha! sweet! 1 in rpersonalfinance EDIT3: I lost count the number of people that expected shavingbeard related things. funny thing is I am growing a beard at the moment and launching a beard-related product soon as a side gig. rwhataretheodds lol  <response>: Learned the same thing about myself. I hate that I fall for instant gratification, but I do, so I opened an account with an online bank for my savings. Since I cant transfer it to my main credit union in under a few days, I can actually now stop and ask myself if what I want is actually an emergency or if I can make some other sacrifices or just hold off altogether on a purchase. 