<prompt> Human: I just had an investment adviser come to my door talking about their little operation up the street from me.In an investment situation, why would I take advice from someone who has not been able to accumulate at least as much wealth as myself. Isnt this a clear indication I am better with my money then them? The biggest thing I am struggling with is, if a person was good enough at investing to be able to give advice on it, they wouldnt have to do that as a job. It seems I have a very cynical opinion on this and was hoping some could clarify ifwhy someone would ever use an investment adviser. Thanks.  <response>: why would I take advice from someone who has not been able to accumulate at least as much wealth as myself. Isnt this a clear indication I am better with my money then them? Not necessarily. If your skillset allows you to have a high salary say youre a brain surgeon, then you should have a higher income than a financial advisor whose training, skills, and marketable skills are at different levels than yours, and you could be worse with money but still have a higher net worth. As another example, there was just a blurb on the radio this morning about pro athletes going broke. Many of them are wealthier than I am, but I wouldnt listen to any of them about financial advice. And they probably could use the advice of an advisor, because thats the advisors specialty. If the advisor wants to learn how to make a layup, then he should go to the basketball player, because thats his specialty. 