<prompt> Human: Edit: Thank you to everyone for your responses. I learned quite a bit, and will just keep quiet for now. I will probably be an authorized user on the account. If it shows up as an inquiry, I will close it and move forward from there. Thanks again!I guess the title sums it up. I work for a small business with only 8 corporate employees.My HR Manager and I were out conducting interviews for my department yesterday and I mentioned how one of my employees needed petty cash to travel for an assignment next week. He let slip that our owner requested not only my social, but that other employees social as well, and that he thinks he is applying for a company credit card for each of us. Further, he requested that I not mention it to our owner that he let it slip, because he imagines it might be a surprise.So, I did some research. From what Im reading online, it will reflect as an inquiry on my credit report, and if they dont pay on time, it will ding my personal credit score and stay with my history. I dont want to sound selfish, but Ive worked hard on my credit score. Also, Im planning on purchasing a car in June and I dont want this to damage my chances on a good APRloan.The card would be helpful with my needs in the office and how much I order online, but Im worried about this situation. How do I address this? Do I let the boss know I know? I really dont feel comfortable with any of this.Thanks for the help!  <response>: Hello, I used to work as a visa and mastercard portfolio manager and for business accounts, unless you signed something, you have no liability. All I used to need for that was SSN, what the users daily limit should be, what the total line should be, and not much else. You shouldnt see any activity on your credit report. If the set it up with joint liability, then they fucked up. 