<prompt> Human: I just received a Capital One Quicksilver card with a 3k limit. Its been a hassle getting credit being 2 years out of college with debt and the job market. I currently have a secure credit card with my bank backed by 500 and, honestly, that liquid cash would help me out now. But I dont want canceling that to hurt my credit. On the other side of the coin, Im wondering: - Should I keep it so this way I have multiple lines of credit? - My credit is generally young as far as cards go. Ive been paying car and student loans for over two years. Ive had this card since August 2015, will canceling it make my credit look younger or is the time between the secure card and my Capital One card short enough that it shouldnt have much effect?  <response>: Try converting it to an unsecured version first, canceling it will bring down your average age of accounts. 