<prompt> Human: My rental agency just initiated the option to make credit card payments for rent. Im debating if this is a good idea or not for building credit andor getting pointscashback. 1I assume these things must be correct for this to be worthwhile:2The cash backpoints value on the card purchases must be greater than the transaction fee for paying with card.I should have an upwards of 10,000 credit limit on my card so I maintain under 30 credit limit utility, and pay off all debt every monthAm I working under the right set of assumptions here? If so what would a good card be for cancelling out transaction fees on credit card payments?-  <response>: Make sure the agency doesnt charge a processing fee. Many times on larger regular purchases, they tack a 2.5 processing fee and it outweighs the points benefit, but you are correct on everything else. 