<prompt> Human: Index funds just seem pretty interesting -- if I understand them correctly they are just tied to the overall market, and you just make money when the nasdaq or whatever goes up. The documentary is pretty damning in its comparison of fund managers who take huge fees to just the market.EDIT: Man, this sub is particularly downvote happy.  <response>: Im wondering what you folks think specifically about all the idea that fund managers are useless, you need a fiduciary, and index funds are the way to go.Pretty much spot on. 