<prompt> Human: My gut instinct, when he said that, was this is a run, dont walk situation. Am I just drinking too much index-fund kool-aid?  <response>: Met with a CFP, he told me a well-chosen money manager can outperform index fundsCan a manager outperform index funds? Sure.Is it possible to know in advance which managers will outperform? No.Will most managers outperform? Absolutely not.Run away. 