<prompt> Human: Age 35, Single No Kids, Salary 100k Bonus varies, last year was 4k in Banking IndustryLiving in NYC, current rent 2700. Lease is up in 2 months.Debating on moving to NJ Lived in NY my entire life.No debt. 40k in 401k Arbitrary selection of Index Funds 60 LargeCap, 20 MedCap, 20 LowCap 40k in Savings consolidating to an account with 1.85 interest 20k in HSA Planning to invest, pending rollover 10k-12k in Crypto Originally bought 1.5btc at 600. Was planning to buy more.Currently hitting at least 4 company match for 401k each year.Maxing out HSA.Have never had plans to get my own place, but paying rent this high instead of a mortgage bothers me.Not really tied down to NYC area, so could move again before I retire. Will likely move closer to family or elsewhere when I do retire at which point I think Ill want my own place.Advice or suggestions?  <response>: Id strongly consider moving out into Queens along the 7 if you work in Midtown assuming based on banking. You could easily find a studio in new construction for 2,200, or live in an older one-bed further out for 1,900. You are also severely underpaid unless youre doing real back office work. Update your resumeLinkedIn and start looking. I get a handful of recruiters contacting me every few weeks, NYC is a very competitive market for employers since there are so many options. 