<prompt> Human: Hello! I have been a lurker for a while, especially on the sub. I have finally decided to post to get some suggestions for everyone. My back story. I am a foreign medical student who went overseas for medical school. I am US citizen I am currently completing my rotations and about to graduate in June. I decided to post here because of my financial issues. Because of finances I have had to get a job to help pay for school. So I work full time at a great job as well as attend rotations for 3-4 hours 1 day a week. I came to this sub to get some advice as to where I can get ahead in my finances. I have listed below my income and expenses INCOME 1,131.00- pay bi-monthly 38K a year 125.00-side job online tutoring sometimes increases due to student demandsBILLS900.00-rent I rent from a family friend who gives me a great deal, I live inner city in a wonderful area and its a 15 minute commute to work 40.00- Electric bill Gascar care-50.00 a month I walk most places and only drive to work, I pay my parents a lump sum in Jan every year for car insurance. So that is already taken care of. I own my car.Med school tuition -1,000 a month until Aug. 50.00- food thanks to two crock pots and reddit frugal I am pretty good at sticking to this 25.00 fun money I dont have cable or internet. My sister is nice enough to let me use her Netflix account for free!My work pays for my cell phone bill, I use my phones personal hotspot for internet at my apartmentI do not have any emergency fund or really any savings. I do have a lot of stocks and savings bonds but those are not really of much help in this point. I have looked in to Food Stamps but I make too much. I have looked at other places for assistance but I dont have a lease. I can get one but it will just take a while as my landlord lives where I went to medical school in another country. I cannot get a roommate, I live in a one bedroom. I understand that my med school expenses really cut into my budget and federal loans are not an option. Any advice would be greatly appreciated!! Assistant: Graduate medical school and profit fantastically? Most folks posting here are to be pitied, youre going to be fine, man.Human: I am not here to be pitied. I have been a lurker for about 6-7 months and just got the balls to post and see if I could be doing something to help and a fresh set of eyes on my budget.  <response>: You pretty much just have to hang in there until August, then youll have another 1,000month to save up some of which will go towards your undergrad loans, but the rest you should save. Once you graduate, can you look for a higher paying job? 