<prompt> Human: Im a teacher who gets paid 10 months a year -- so, no paychecks between the last day of school in June and the Sep. 15th payroll. Obviously, this requires some good planning, and some years Ive done a better job of that than others. After years of trying to coast through August on fumes, Ive realized that I should just be stashing 16 of every paycheck before I do anything else.So heres my question: Im halfway through the 2017-2018 school year, so I have 5300 socked away to cover July. I also have 1100 put away for my True Expenses thanks YNAB -- stuff like gifts, unreimbursed medical, etc. Do I have my 1000 emergency fund, or does none of this count as emergency fund?Just for context: Im midcareer in a public school teaching job, teaching in a subject where vacancies are hard to fill with qualified candidates, so job security isnt a concern. It would be non-job-related emergencies that might be an issue. Monthly expenses are about 5200, but in an emergency it could be cut down to 4300 or less for the need-it-to-live or get to work bills.  <response>: A proper emergency fund is six months of expenses. Do you have that? 