<prompt> Human: Im in my mid-20s in the United States. Is there a way I can find out if there has been a life insurance policy taken out on me? Assistant: Dont they kind of need your permission for that?If not, whats stopping me from taking one out on my 93 year old neighbor?Human: I dont think a parent would need permission as they would have access to all my personal info like my SSN and such. Im also going through a divorce and vaguely recall my spouse mentioning a life insurance policy because military - but its an ugly divorce so trying to ask isnt going to work.Assistant: If you arent paying the premium why does it even matter? Are you afraid someone might try to kill you to collect as a beneficiary?Human: More like concerned I may befall some accidental death that results in someone I dont speak to benefiting financially rather than going to folks in my life who may need the funds for whatever expense my death causes.  <response>: then just purchase your own life insurance and name your own beneficiaries. The policy will pay out to the beneficiaries in the event of your death during the term of the policy. 