<prompt> Human: I have 2 cards. One with 700 another not used. Im thinking of using the one that has a 0 balance to pay the other and alternating this way until I get a job to avoid high interest fees. Will this work or am I being stupid?  <response>: No, that would be a balance transfer, and there are typically fees for that. Otherwise people would do this all the time to take out indefinitely long 0 loans. 