<prompt> Human: So my gfs car is finally going to bite the dust and she needs a cheap reliable vehicle. She hasnt built any credit but she can put a few thousand on a down payment. If buying a car for the first time what is the best way to get it financed? Also, the potential of leasing is not off the table but Im not sure if that is a waste of money or a decent proposition financially.  <response>: she can put a few thousand on a down paymentShe should buy a car worth a few thousand then. Borrowing at high interest on a used car is asking for trouble. 