<prompt> Human: Hello RedditPersonalFinance, long time lurker, first time poster here. I have been stressing over how to pay for my sons Spring tuition 7200. He is a freshman in college and I am a single-parent dad who never went to college. Last semester Winter 2017 I paid his tuition for the semester which was 8K. That was all the money I had saved for him for college, so I have no more money to pay for his Spring 2018 tuition.FAFSA only gave him 5500 in Federal Loans because I make too much money at 84Kyr for him to qualify for full grants. My question is, what are his options to get this remaining 7200 paid? He had to take an emergency deferment on his tuition bill which is due 312018. I dont know what to do for him. I hate the idea of him getting any private loans, Id rather he get a Federal loan, but I dont know what to do to get him any more federal loan money. I dont want to co-sign a private loan for him since my credit is not so great, nor do I want to put myself any more in debt. Any advice? He has a little less than 30 days to get this payment to the school. The breakdown: School: In-State Public School, different city from me so he lives in the dormAmount borrowed so far from FAFSA: 2000Direct Unsubsidized3500Direct SubsidizedAmount Due: 7200Due date: 03012018Help! Any advice is appreciated, reddit.EDIT: Format  <response>: Whats your budget? Its probably a little late for the spring, but at 84k a year, you should be able to save for next fall. 