<prompt> Human: Situation: Ive got about 34k in debt that ive been barely making minimums on for about 10 years. Usual sob story... College, followed by troubles and a crappy job market... Well im a freelancer and 2016 has presented me with some welcome opportunities. When my clients are done paying me in a couple weeks I will have a little under 7k above my nut to throw at some debt. Here are the options:1. Amex 13k highest interest rate 2. Car loan 4k lowest interest rate but will free up about 240mo which is not insignifigant for me.3. Student debt 3k 74. Visa 7k 12There are a few others but these are my biggest considerations.Another factor is that high credit card utilization is really hurting my credit according to mint and credit karma.So, should i go satisfaction snowballish or should i attack those high interest rates? Or some combination? Thanks guys! Ive lurked here for years. Please excuse my typos. On my cell.Edit: thanks for the advice guys! Ive decided to hit my amex and hit it hard. Ill execute a disciplined avalanche method over the next 9 months and hopefully that will get me within sight of zero.  <response>: Amex card. 