<prompt> Human: So the question is pretty simple I guess.I have a bunch of student loans that Im paying off.1. 40k at 3.9 monthly 2502. 60k at 6-7 monthly 250 for a year a half longer then 5503 22k left at 6.9 I put 300 now, one of 4 is paid off and I think the absolute minimum is 250Car is about 12k left with 1.9 with a payment of 285 but I just round to 300 each month.Question is. By the end of the year, I can pay off debt number 3 and the car while making my other minimums.However, my finance side says to put money towards the higher interest rates.My personal side says a lower required monthly payment makes my life that much safer.Im looking at changing jobs. I bring home 6kmo right now after taxes and have up my lease so no housing expense. However, this will only last until April next year when Ill go back to 4k take home and have to buy a van to avoid housing expenses. I hate my job and if I change and move for a job I like, it most likely means going back to roughly 4k take home sooner. Basically, I want to be more free to pursue a job that will be better for me personally and career wise. Does paying off the car after my 3rd loan make sense, to reduce my overall required minimum payments?  <response>: Youre talking about choosing between the avalance and snowball debt-paydown strategy.The straight-up numbers say pay the highest interest first since you pay less interest over the course of the loans. If you want to pay the smallest balance first to sleep easy at night, or get a psychological boost from getting some early wins, knock yourself out. The important part is aggressively attacking the debt. 