<prompt> Human: I received 500 recently as a gift. Im trying to determine the best thing to do with it. I could:A. Pay off my 500 student loan balance with a 9.6 interest rate. Im currently paying 50month towards this loan.B. Pay credit card with 0 APR until 2018. I had my wisdom teeth taken out recently and have a 1,300.00 balance on this credit card for the procedure with a 10k line of credit. I use one other credit card for day to day expenses and pay it in full every month. I dont expect I will be unable to pay the 1,300.00 balance within one year.C. Save it. I expect to have some expenses over the next six months that will throw off my financial progress taxes, moving, laptop needs replacement. I could put this in my savings account 1 interest until I need it.I have a few months of expenses saved between my checking and savings accounts and a budget in place to grow these funds. 401k is set up. Credit is in good shape. This 500 is an unexpected extra, very interested to hear any recommendations.EDIT: Just paid the loan. Thanks everyone!  <response>: Pay the student loan and then keep saving that 50 month to apply against the credit card. 