<prompt> Human: But, its bad for you! I know, Ive been told. Ive read that everywhere. BUT, it worked out really well for my sister. She was unable to afford anything. Borrowing money all the time from me, my mom, whoever would lend her money. Then, shes just like fuck those student loans! I know I can forebear or IBR or whatever... but, they took it out of her paycheck for a few years and then they were like eh, you gave us enough, dont worry about the rest. She was basically making 20k a year and it was only 5-7 years later that they said that. Anyone have similar stories? I was looking at the how to get your student loans forgiven and theres nothing like this in there. But, my sister definitely had the rest of her loans forgiven because when she got that letter in the mail, she showed it to everyone like Im finally free!! Im only making 30k and I can only afford to pay interest and I dont foresee a significant pay increase in the next 5-10 years. Ill just be paying interest on these loans for the rest of my life or 25 years with IBR. This is no way to live and Im willing to try something this drastic. And, Im not concerned about my credit. If I can get that 300month in interest and put that away, Ill be in great shape in a few years.  <response>: Get ready for them to:1. Garnish your wages.2. Garnish your income taxes.3. Sieze money in your bank accounts.4. Wreck your credit history.5. Possibly sue you. Filing bankruptcy will protect you from other creditors, but student loans are permanent and you will pay them back.If youre willing to take on the risks, by all means, attempt to beat the system. But the systems owners dont like bad deals, especially when theyre signed in blood. 