<prompt> Human: Im still new to investing but isnt it a good time to invest in places that aren going down. I mean how many people regret not investing in the US stock market in 2008 or 2009 and five to six years later youve earned a good return.  <response>: It is never a good idea to try and time the market or to give up diversification for the sake of trying to time the market. Invest in broad market ETFs and index funds and you dont need to worry about the individual tribulations of various countries economies. 