<prompt> Human: Hello rpersonalfinance,I am a 27 year old single military officer who is looking to clean up his finances and put my investments on the right path to ensure that I set myself up for financial independence down the line. I am not sure if I will be sticking out the full military career, but if I do I will be able to retire from the military at age 44.Right now I am debt free, renting an apartment, and able to comfortably save about 1500 each month toward my future.I currently have 25,000 invested in three different funds through USAA Tax exempt short term, tax exempt intermediate, and world growth funds, 20,000 invested in an index fund, 7000 in an emergency savings fund, and about 55,000 in liquid assets was originally saving for a down payment on a house, but plans recently changed to renting after being informed that I will only be at my current station for another two years.Ive been meaning to invest those liquid assets for a while now, but I am not really sure where to start. I have done a good bit of reading on here, and it seems that most people recommend investing in three fund or four fund portfolios through Vanguard. Being in the military, I also have the option of investing in a Roth 401K through the militarys Thrift Savings Plan. My questions are mainly, how should I invest the money I have available in order to save toward retirement and also have some money available in the 10 year time horizon in the event of buying a house. Is there any benefit or drawback to consolidating my investments in USAA index fund or taking those investments and putting them somewhere else such as a Vanguard fund? Should I be aiming to cap out my TSP Roth 401K at 17.5k each year that would be essentially all of my 1500 a month if so?Thank you in advance for your help.  <response>: I dont know where you are stationed, but I know some bases have some pretty knowledgeable people at fleet and family services or whatever your branch calls it. It might be more help than the financial advisers at USAA, and it might be a better platform for bouncing ideas back and forth than here. Just a thought 