<prompt> Human: Like the title says I got a new job about three months ago that came with a decent pay raise. Ive never been great at saving money and my investments have solely been 401ks through work.Here is breakdown of what I have to work with:Average monthly take home pay is 8500Monthly bills vary a bit but are never over 1500. House is paid for and car is through my company, so thats why they are so lowIm single so I do like to go out a bit, and Im not looking to change that, but I will estimate on the high side and give myself a 2000 a month entertainment budget.That leaves me with about 5000month left over to invest andor save. I already put 10 of my income in my companies 401k. I have a little over 20,000 in my savings account and honestly cant justify adding to it and have it just sitting there.Primarily, I want to make sure future me is going to be taken care of, and I dont want to have to work until Im 70 to do that.Should I put a higher percentage into my 401k?Do I need to save significant amounts before I consider other ventures?Im completely stupid about where to invest or what to invest in other than that. Any help and advice would be greatly appreciated.  <response>: Taxes will be the biggest eater of whatever you make.Max your 401k, your IRA, and HSA if applicable before funding anything else, these are tax advantaged spaces for money.Afterwards you can use a taxable account and any longterm gains while youre in the 15 marginal tax bracket are tax free. 