<prompt> Human: To explain my situation a bit more I just graduated from college with 0 debt and I just started a full time job paying 65.4k. I live at home and my parents cover all living costs utilities, cell phone, insurance, etc. No drivingcar cost either. Lets say I spend 300month on miscellaneous stuff.My company offers 401k or Roth401k options. Max 401k contribution of 33 with 6 match after 6 months. Max 401k contribution limit 17.5kyear due to my age.I also have a Roth IRA with 20k in the stock market. I like to think of myself as an investor, but in all honesty, I dont really know what Im doing. Im looking to add 5.5k to this account annually.I guess my questions in the end are:1. What type of 401k account should I open?2. How much money should I put in each account?3. What should my money be doing in each account?My background has nothing to do with money, so Im overwhelmed by all the information and choices. Thanks for your help!  <response>: Its awfully nice of your parents to support you like this. Perhaps you should offer something in return for that generosity. If they let you keep it up beyond the 3 or 4 years you could theoretically save enough money for an early retirement. 