<prompt> Human: My fiancee has lots of old student debt from years ago. Some of it government loans and some of it private loans most of the private loans were from predatory lenders at a school in California. Most of it has been in default. And some she has kept up on.My question is when we get married, is it possible for these lenders and or debt collectors to attach leans against our home ? Do they have any legal recourse to come after any of our assets that were held in my name from before the marriage?  <response>: Sounds like you should look into a pre-nup. You may not need one, but the consultation with an attorney will be worth the money to make sure. If either of you cant get past the overly romantic notion that pre-nups are only something greedy, wealthy people need, think of it like this: you are setting forth on a great new life together. A pre-nup is just acknowledging that bad decisions were made in the past, and the pre-nup is a tool for keeping them from ruining your future together. 