<prompt> Human: So Ill be 21 this fall and Ill be getting an AS in IT software development next spring. I want to focus on programming so I was thinking about going into computer science in fall of 2019 but that would mean Id be starting over, except for the couple of transfer credits. By next spring Ill have around 20k in student loans and the place I was looking into would cost roughly 25k a year for tuitiondorming. Im not much of a partier but Ive always wanted the dorming experience and to meet new people, plus they have computer science which my school doesnt offer right now. So would it be worth it to go that much in debt and dorm? My other option is to go to a local university and commute for 15k a year.I just wanted to add that I didnt realize Id like programming as much as I do and its to late to apply to either of those universities this year.  <response>: Look into becoming a RA. Usually, room and board are free. 