<prompt> Human: Hi,So I graduated college a few months ago and started work making 65k a year. I have paid off all my credit card debt 2k and student loans 1k. Currently have no expenses except for the following: Rent: 400 a monthGym: 25 a monthMiscellaneous: 300-400 a month Total Expenses: 800-850 a monthAm I spending too much money? I currently take home around 3600 a month after taxes, and 401k. Am I spending too much? If Im not what else can I do to with extra money I have left over?  <response>: Am I spending too much?Im not really sure where this question comes from... your expenses are less than a quarter of your take-home. Recommendations for how much rent should take up of your budget alone cap at 33. No, youre not spending too much.You should open an IRA probably a Roth right now and contribute the max each year to there. Contribute more to your 401K as well. And, dont be afraid to spend money to make yourself happy. 