<prompt> Human: So. Getting divorced, which is a bummer.My wife is being pretty reasonable about the whole thing though, so I have a few decisions I need to work through the logic on that Im having trouble making. Im keeping the house, so Ill owe her a bit of money as the house equity is more than half our net worth. Basically the total due to her is around 160k.We have about 140k in stocks and other liquid assets, with about 20k in unrealized capital gains. My options here are to keep half of the stocks, and owe her more money over the next five years, or give her almost all of them and owe her less. By keeping them Ill have more capital to work with if theres an emergency or anything, plus I can keep investing it, but Ill be responsible for the capital gains on the half I keep accrued thus far. Alternatively I can give her all of them and pay off more of my debt to her up front, plus avoid the capital gains. I cant think of a good approach to determining which route is better to take.The second thing is I currently owe 240,000 on my home that appraised for 500 at a 3.25 interest rate 15 year loan. Shes not forcing me to refinance, but Im wondering if I should refinance into a 30 year or something. I know the interest rate would be higher. I make enough that I can afford the current payment, but its a big house for one person so I was thinking if I could refinance weve paid a lot off I could probably halve my monthly payment and either rent it out and use the difference to rent a smaller place or have a lot more net income every month even if I keep living here. Obviously in the long term Id pay twice as much in interest, but it seems reasonable in that it will give me a lot more freedom if I choose to rent it at some point. Never been a landlord before so I dont know the ins and outs of that either.Anyone have any insight as to what would be good decisions or points to consider when trying to work through the logicmath?  <response>: I know it hurts man but seriously sell the house. If you dont, everything in the house will remind you of what once was and it will hinder you from moving on. You dont need that much house currently so you should not live in that space. If you are able to rent it out and have it make financial sense that is another option. 