<prompt> Human: Hey everyone! Ive read through the wikiFAQsearched and I have a general idea of what should be done in my situation, but I was curious if there was any amount to pay towards loans that was over-the-top.My monthly expenses are going to be somewhere in the neighborhood of 2000 without putting any money into my 401k. My employer offers a 3 401k match Ill put up to the match, at least. I have 25k in government student loans 4.4, and my mother has around 55k in PLUS loans 7 that Im on the hook for paying back.I figure after taxes Im looking at something around 5500 guessing safely monthly. If my expenses are around 2k, that leaves 3500 of extra, leftover income to deal with before putting anything towards my debt. My signing bonus is going to be enough to cover 3mos of expenses, so I dont have a big need to save up a bunch for an emergency fund I plan to contribute maybe 100mo to the fund as it sits in my bank account -- should this be more?.Either way, thats a lot of extra income sitting there. After a 401k match, theres still north of 3000 remaining. Is it unreasonable to put all of this towards my 7 loans until theyre gone, then attack the 4.4, then max out the 401k in the future? After the loans are gone, Id like to put more in my fun money because I think I can afford it.Theres something that seems wrong about putting, like, 2500 towards loans each month, but it seems like I can afford it. Am I overlooking something obvious? Is there a better way to go about this? Is there a limitation about how much I can even pay each month?Thank you everyone! This sub helped me find my footing heading into college, and past what may have been a mistake in the school I choseloans I took out, Ive lived very frugally throughout school and its helped me appreciate money a lot more. Im going to be able to live very inexpensively once I move off for work and I have everyone here to thank for it.  <response>: Theres something that seems wrong about putting, like, 2500 towards loans each month.Not unless you like being in debt..Paying off a loan is a guaranteed return on investment, so if your interest rate is higher than what you would expect from the market at this point, it likely is, then youre better off paying the loans. 