<prompt> Human: For a small fee or depending on the state, for free you can freeze your credit reports with the 3 major credit bureaus. Its recommended you do this if you believe youre the victim of identity theft or fraud.But why doesnt everyone do this, regardless of whether they are the victim of identity theft? What are the drawbacks?It seems like the biggest downside is it makes it a little bit more of a hassle to open new lines of credit because you have to make sure you temporarily unfreeze your credit. But other than that, this seems like its a low cost way to protect yourself.  <response>: I really dont like having to bribe three companies not to sell my personal information. 