<prompt> Human: Im 25 and engaged. We both have great credit scores and history, but Ive never had a CC. A lot of people say to use one that gets miles to pay for all of the wedding stuff, then use the miles to go on the honeymoon. Any advice would be great! With or without the honeymoon thing, I still need one Thanks!  <response>: Personal experience: If you have to fill out the application while standing at a folding table in the student union, thats probably not a good sign. 