<prompt> Human: I want to make goals and have sub saving accounts where i can transfer money.I was looking at capital one 360 formerly ing but im not too crazy about them because i always thought capital one was a bit a shadyWhat other banks offer this feature ?  <response>: I like my ING-turned Capitol One 360 account so far. They havent really changed anything Except to get rid of the auto-pay-bills-by-check thing. Its nice to be able to quickly set uprename sub accounts, set up automatic savings transfers, really, and it doesnt take too terribly long a couple days to transfer to or from outside accounts. 