<prompt> Human: My dad was 61 in 2014 when he made a 20k wd from his IRA for 20k. He has been disabled for about 10 years. Should he have been taxed? The tax form we got from his company says yes, but online I read no. He has a 1500 tax balance to the the IRS now.  <response>: If it was a Roth account post tax, no. If it was a traditional account pre tax then yes.He may be eligible for some kind of disability credit but it wont affect just his IRA, it will affect his overall tax liability. 