<prompt> Human: So lastmonth I acquired my first Credit Card. I promised myself I wouldnt splurge or use it and get in touch with my family to make wise choices in using it. Well... all that fell through after my first purchase. Im currently unemployed and moved from the east coast, and I didnt have any emergency funds. When I DID find a new place to live, only thing I had was my credit card to basically start anew. I considered it an emergency at the time, but didnt realize how quickly I went from emergency to non emergency. Now Im 1591 in the hole, Im regretting even GEttiNG a credit card and still blame myself and my dad for recommending one. Now I need to get out of this hole, so how can I do so and get my credit built up? I was able to pay more than the minimum last month, but with the added interest and all, if I were to still pay more than the minimum each time I get paid, will that positively affect my credit? 1500 may not seem like a lot to some of you, but for me its more than I could afford.  <response>: Dont blame your Dad for your mistakes. Take ownership of your failures.There isnt much strategy here other than make money and put all of that against your debt until its paid off. What kind of advice were you looking for? 