<prompt> Human: Like the title says, I lost my job recently and currently do not have an income. I have about 90k worth of student loans and about 1700 on my credit card. Currently, my CC is in an interest free period but Im making payments on my student loans. I would like to get rid of the balance on my CC and focus on my SL. Is it a good idea to take some of my 401k savings and use it to payoff, at least my CC, or should I leave it alone? Any advice is greatly appreciated.  <response>: Terrible idea. You pay income taxes on the amount, plus 10 penalty.Deliver pizza, shovel snow, do something to pay off this insignificant amount of cc debt. 