<prompt> Human: I recently graduated university with 56k student loan debts at an average of 5.5 interest. I was able to secure a pretty good job as a Software engineer where I will be starting in December.Ive already created a budget:Net pay: 3760mo after 401k deductionRent - 1051Utilities - 100Parking - 125Car - 300Gas - 100Groceries - 300EntertainmentClothesHaircutMisc - 250Luckily, my parents still pay for my car insurance and cell phone bill so dont have to worry about those.This leaves me with 1535 to attack debt and invest with. I had planned to split it the excess for 6 months making the minimum payments on my student loans 616 with the rest going to an emergency fund. Until I had approx. 3 months expenses saved, then I would dump that full 1535 into the student loans.Problem is, I am behind on saving for retirement, almost catastrophically so. I feel like I am screwed and will not be able to hit the retirement at age of 60. It will take me 5 years to pay off the student loans so then I will be 30 years with nothing saved up to show for it. How screwed am I? Any advice? Thank you.  <response>: Haha. Please. Youre fine. Do what the guy said and go get a taco. 