<prompt> Human: I am 23 graduated last December. I am an English teacher in South Korea. I dont have to pay any taxes here, and I make about 2,000 usd a month. It doesnt seem like much, but my apartment is free, free lunch, and utilities in total are about 75 usd. Im pretty frugal in South Korea, minus a night or two out drinking and the travel around Korea is pretty cheap so I dont spend too much during the month. So far, Ive been able to pay off a least 1500 in cc debt and student loans. I have about 5,000 cc debt left and about 11,000 in student loans. Anyways, I have many opportunities to travel around Asia during the holidays, and I really want to travel as much as possible before I go back to America. I will be in South Korea for another year and a half, and then Ill be back in the states working as a teacher. That being said, I know I wont be making as much back home so Im worried about not being able to pay off everything and be in financial ruin when I get home. Once I get home, I have to move somewhere, buy a car, find a job, etc. So in your opinion, what should I do spend money traveling or pay off these loans. To be honest, with flights and everything I cant really save and travel.  <response>: I would rather work an extra year or more, save money, pay off debts, then travel a little bit in between. Ive been in your position and it was a rewarding experience. 