<prompt> Human: I will preface that I believe that this post probably will lack lots of information that I am willing to fill in if needed. I just dont know what info to give.I am in a position where my life partner owns a home in her name and I have never owned a Home. I am finally making enough money to quickly pay off my 30k of debts school and divorce credit. My next move would include building a financial plan for my future. This brings me to my question. Should I save money in a vanguard to buy a second home in a vacation spot, or continue to invest in that same vanguard and just rent vacation spots. If I had a beach house, I would use it nearly every weekend.  <response>: Vacation homes are a luxury. They are rarely a good financial investment. Renting them out when you are not using them is a pain in the neck. Owning them and only using them part time even nearly every weekend is usually not really cost effective.Once you have no debt, and plenty of retirement investments, you could consider buying a vacation property. I have a vacation property in the South of France, but then I have no debts and plenty of money, and I dont kid myself that the vacation property is a good investment.Until then, pay off your debts. Max your retirement accounts. Rent vacation spots.Good luck. 