<prompt> Human: Ive had a few promotions in the past four years bringing me from 45k to 115k and now I am poised to make some reasonably smart moves to set me up as I get older. My rent is 2010mo car payment is 250 car is my only debt.Some detail on my current assets:17k in my 401k - adding 775mo13k in a vanguard account relatively conservative - adding 250mo500 in a WiseBanyan very aggressive - adding 200mo .. I started this once I received my first checkCurrently building up a 3k safety fund to cover my insuranceauto deductibles and 500 extra. This is being built 200mo. Once that is full the 200 will be split between my vanguard and WB.Im going to apply for the Alliant 2.5 cash back card and then the Uber card. I make all eligible purchases through American Airlines store and spend 45 nights a year in Marriott to build those rewards when I travel for work to minimize vacation cost.Ive budgeted generous discretionary spend because I dont think building wealth and enjoying life have to be mutually exclusive.What should I be saving towards or investing in? What would you folks do?  <response>: There is a wealth of information in the sidebar. It would be best if you started there and came back with more specific questions. 