<prompt> Human: My fiancé has a 401k from her old employer. At her new job, she is making roughly 45k per year but expects this to go up in the next few years, perhaps significantly. With her new job, she is also on a traditional pension plan and not contributing to a 401k. Can should she move her 401k to a Roth IRA? Does it matter if she does this before we marry next year? Thanks.  <response>: See the FAQ entry on Rollovers 