<prompt> Human: A few years ago I was laid off from a great job. I now have many delinquent credit accounts, car loan and other debts. I talked to a guy a few days ago that told me I could declare myself a sovereign citizen and not be responsible for the debt by placing liens on all the banks that made loans to me. I did a web search, but there is a lot of convoluted methods listed that are hard to follow. Is there a lawyer that could set me up to stop the bill collectors? I cant file for BK because I lied on one my credit apps, so I would face criminal charges.  <response>: I talked to a guy a few days ago that told me I could declare myself a sovereign citizen and not be responsible for the debt by placing liens on all the banks that made loans to me.That is 100 made up crap. A significant amount of people believe in it, but it will help you about as much as crystal healing with being shot four times in the chest.Is there a lawyer that could set me up to stop the bill collectors? You could hire one, but that would be expensive. The reality is that the debt collectors must follow certain rules according to federal law, which you can hold them to.Since you decided to borrow from them and not to pay it back, you cannot entirely get them out of your life.I cant file for BK because I lied on one my credit apps, so I would face criminal charges. Dont do that again.Do you have any income right now? If you exclude bankruptcy as an option, you need to get a handle on yourself emotionally and financially and just start paying off these debts.Please provide:1. Your income2. Your expenses3. Assets4. Liabilities Principal, Interest Rate, Monthly Statements 