<prompt> Human: I have issues with spending and saving money. I was told to come here to get some help. Does anyone have simple starting tips to help get the ball rolling?  <response>: Whenever you want to buy something, dont. Instead, wait a week or a month if expensive and see if you still really want it. Maybe something like the 52 Week Money Challenge works for you.Have several days a week where youre not allowed to spend any money at all. This forces you to plan your meals and stops you from eating out at lunch or getting a coffee on your way to work.Cook your own food rEatCheapAndHealthy rMealPrepSunday 