<prompt> Human: Ive always been responsible when it comes to my money. In the sense that I dont spend what I dont have, I save my money, and I watch what I spend.But now Ive recently graduated with 28k in debt and want to do better. Ive got, what I think, is a decent plan to pay off my debt. I think it was the avalanche model or something. Id put the majority of my payments to the high interest rate while paying minimum on the low interest rate to get it out of the way first.But what else should I be doing? Everytime I look at a post about funds, indexes, stocks, ect I feel so lost. Like I missed the class where everything was explained and am now just trying to jump into an exam.  <response>: Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! and the Long-Term Investing Start-Up Kit You may find Your 401k and You: Basic Information and Your IRA and You: Basic Information worth a read as well. 