<prompt> Human: My great Lakes account balance is 8,400. I can pay that off completely or leave some and make payments to build a credit score. Pay it off now, or slowly? If slowly, how much should I pay off?  <response>: Pay them off. If you currently have a credit card, keep making on time payments. If you do not currently have any other tradelines, consider obtaining one for further improving your score.PSA : Always pay your statement balance in full every month. Only use credit for planned expenses. 