<prompt> Human: Hi all,I am sitting on 5500 in credit card debt that I would really like to pay off ASAP. Im expecting a tax refund of 2000, which will be really helpful, but Im also sitting on 60 shares of stock in Publix a FL-based grocery chain that I bought while working there through high school and college. Those shares are worth almost 2500, which, combined with my tax refund, would bring me pretty close to paying off my CCs and make it doable within the next few months. Publix is a privately-owned company, so only employees can buy stock, but its unique in one other large way at least, it seems unique to me, but I am highly uneducated when it comes to stock. Publix announces a dividend quarterly, but those dividends are payed out in cash rather than shares. So barring a stock split, my shares remain constant at 60 and I get a direct deposit worth about 10 every few months.I bought the shares at the height of the recession, and theyve about doubled in value since. But over the past three quarters, the value has hovered at 40, so it seems growth has petered out. Holding the stock for a payout of 10 every three months doesnt seem worth it to me. Is it worth cashing out now to pay down my debt? Are there some complications Im overlooking? Is it worth holding on to for further gains?Thanks for any advice!  <response>: Yes. Your credit card interest rate is likely far higher than your expected return on the stock. So sell and play down the debt as long as you have a way to sell the stock given it isnt publicly traded. 