<prompt> Human: I am a 34m, married with two kids, 7 and 4. My wife and I own a small business that has been booming due to cannabis growers we manufacture an item that helps with temperature and humidity regulation.I currently make 110k at my sales job salary, not commission based, I carry the health insurance and get 6 of my salary matched by my employer for my 401k I save more than that, thats just the free money portion. I work in a very niche industry, and have more experience than most people 10 years older than me. So I feel like if I left, I could easily get a job paying at least 80 of what I get now. The sales of our small business has grown due to cannabis growers in CA, CO, and WA. The increased income has grown enough 112k that it can replace my salary. A health insurance plan will cost us 13,000 a year.I dont hate my job, but I commute an hour to work each way and travel 25 of the time. My kids are young and my youngest starts full time kindergarten in September. So if I want to maximize my time with them, now is the time to make a change.I could probably help out at the business occasionally and save the 13,000 by replacing part time hourly work. I could also pick up side jobs if I wanted to. Is it too big of a risk? Has anyone else done it? How did it go? Am I crazy to do this? Am I crazy not to?Edit to clarify: This isnt a new business. Its been around for 30 years. Net Income in 2016 was 115k this year we are on track to hit 227k. I make 110k at my job.Assistant: Lets assume you make 100,000 at your job. That match is worth 6,000 and the insurance is worth 13,000, so your job is about 120,000 gross value.Net pay Employer match Health Insurance value is probably 90,000 is your net gain. If you quit your job and help out in the small business and get a part time job, you basically need to get get 90,000 worth of benefit.Personally, I wouldnt quit the job unless you cant stand working or if you can double the income from your sid gig. That 13,000 in insurance also is lucrative. If your kid is about to start kindergarten, heshe will be in school 9 months out of the year... What will you do around the house, just clean and run the house?Human: Pretty much. Cook meals, laundry, yard work, workout, play with the kids, or whatever I want, I guess? The business income has already grown by 80k to cover most of that 90k value you mentioned. We have plenty saved 6 months worth of personal and business expenses. So if I replace an employee, I should cover that last 10k to close to gap easily.Assistant: Gotcha, in that case quitting might be the way to go. If you can even increase the business income by 20-30k, youll do much better off. How many employees do you have?Human: One or two seasonal part timers.Assistant: If you replace 10,000 in salary or wages expenses, youre going to be in a net gain! So if you think you can do it, Id go for it! Worst case scenario, you give a shot and doesnt work out, you go back and get a job. Do you expect your business to keep growing?Human: I think thats a flawed way to look at net gain. The business has ALREADY grown by 80k. Quitting is still a 100k loss against 10k for employee replacement. The business growth makes this a more comfortable decision, but it certainly isnt a net gain.Assistant: But your assumption is that we increased our standard of living or expenses with that increase. We did not. We made that much more but its just accumulating.  <response>: You might consider spending a few months banking your entire salary and budgeting and setting aside 1080 per month for health care and see how the budget feels before you make a decision. 