<prompt> Human: Im a 23 year old web developer who can also do design work with over 3 years of web development experience and a Bachelors degree. Presently located in the US.I just graduated from college this past August, but Ive had real jobs up until that point within my field. A company has approached me with an offer of 23hr, which roughly works out given they take bank holidays and go on conference trips such as CES to 42-45k a year in practice. The catch is, I would not be an employee and would be a 1099 independent contractor. Ive done my homework here, and this means I have to pay extra in taxes employment tax and dont get withholding. What do you guys recommend? Financially, things are very tight. Most places that reach out to me or that I contact dont offer much, saying that Im young one actual phrase used was most companies pay your age or that technical work can be farmed out easily to xyz india, china, etc and that I should more or less be grateful that Im getting paid in the low 30s at all. Is it possible to actually take home more as a contractor vs employee proportionately by being clever with deductions in addition to self incorporating? Like an S Corp?Is being an employee for 32.5 and no benefits better than being a contractor making 23hr and, of course, also no benefits with a yearly contract? Any advice is completely welcome.I already have the ball rolling on this a little bit, I will soon be speaking with a lawyer.  <response>: No benefits as an employee? Yeah and independent contractor with a annual contract is better for 13k a year minus your share of ss and Medicare 