<prompt> Human: I recently inherited some money from my grandma about 20 grand who just passed a few months ago. I want to put it somewhere for a while so that it makes money but I also sont know anything about investing and Im scared to do it. Im living paycheck to paycheck right now, and Id like to save that money to help buy a house in the future. Im not very good at saving money.Anyway, I went to my bank, Sterling Savings and Loan, and I met with their investments advisor and she gave me three different options for investing to put my money in for five years.Its some kind of stocks situation and I do have to ask that anyone responding must explain as though I am five. Im totally new to this adult world of moneying. I feel like the paperwork she gave me is a lot of sales babble with a bunch of buzzwords to make it look shiny without actually saying anything.These are my rather uneducated impressions-First one- Oppenheimer Equity Income Fund, Inc. larger companies- lower risk?Second one- Oppenheimer Discovery Fund smaller companies- higher risk and lower pay so why would I want to pick this one?Third-Oppenheimer Senior Floating Rate Fund this is the one she gave me when I told her I was terrified of making the wrong choice cause I dont know what Im doingPlease help! Should I choose one of these or should I do something else entirely? I really appreciate your help with this as I dont want to ask my parents who have always been terrible with money.  <response>: No no no no. A bank is a terrible place to buy stock funds. Park the money in a savings account for a month and read. Go ask your question on bogleheads.org 