<prompt> Human: Hey guys, Im at my whits end and could use some advice on how to proceed. Im permanently disabled and only income is from SSI. Ive been disabled since I was 4 years old and was just redetermined by Illinois that I am still indeed disabled but with more qualifications for my disability, avascular necrosis in both hips and right shoulder, minimal change nephrosis categorized as Nephrotic Syndrome, and osteoporosis.Backstory - About 8 years ago I was hospitalized and it was serious enough I wasnt able to make my credit card payment and being on disability by the time the fees got added on I was unable to make the minimum payment and said credit card company wasnt willing to work out a payment plan so I had to let it go. Fast forward to 2015 and I get a court summons from Blitt and Gaines about the credit card debt. In a bit of a panic I call them and let them know Im disabled and cant make the payments they requested to which the lady ask if I could just borrow the money from a family member friend. A bit taken back by her question I explained Im enough of a burden on them and they didnt have that kind of cash, I explained all I could pay was 25 a month because my only income is SSI Supplemental Security Incone. At this point she puts me on hold and comes back and agrees to the 25 a month but only if its automatic withdrawal. Being a bit freaked out about thinking that I needed to go to court I agree and sign the paper and fax it back to them and all seemed fine.Fast forward to current, about 1 week ago I notice my savings account has been frozen and there is a legal processing fee. I call my bank and they explain they received a garnishment against it and give me a number to call. Sure enough I call the number and its Blitt and Gaines and they inform me my agreement ran out and they tried to call me multiple times. I have no record of their calls or voicemails from them and had received no mail from them. She said since they were unable to reach me the debt falls back to the original summons and that nothing could be done I explain to her I didnt know the agreement was time sensitive and that I am still disabled. She told me she was making note but couldnt do anything until the bank reported back with my assets and to call them back in 1-2 weeks.Today I come home from my last college final and I see a letter from them and open it. The letter is a Non-Wage Garnishment Notice and says that I need to appear in court later this month. The only thing I own is my truck thats valued at 1800 which is my only means of transportation.Sorry for running this long but Im a bit at a loss and not sure what to do. I was told that being disabled and my only income being the SSI that they cant dock my checking account but as of this moment my savings account that has a whopping 30 in it to cover a possible over draft is still locked down. Any advice you folks can offer would be greatly appreciated!  <response>: So, go to court, tell your side, and let the judge decide. Theyll knock down the bullshit processing fees. They always do. 