<prompt> Human: Im a 17 year old from Indiana and want to make my future financial life as worry free as possible, so Im trying to plan ahead and make the right decisions now. Ive already read the wiki for my age, but would appreciate some more specific advice.Im a senior in high school, and am definitely going to college public next year. Probably out of state, but I wont have to pay any tuition because of gradestest scores. My parents are quite well off, but theyre not idiots so they dont coddlespoil me. As a result, we have an agreement where I pay for half of college ticket price, and they pay the other half. All scholarships go to cover my half, so my half is covered and my parents have the other half. I work part time at Walmart right now, and save 75 of my monthly income about 800 monthly pre taxes. I also have the following assets. Im only 17, I feel stupid calling these assets6,000 in savings account, earned over the past 4 years from various jobs8,000 inherited from grandfather1,000 in checking accountMy goals for the future include:Continuing to grow assets while having fun in collegeBuying a used car sometime during collegePotentially starting my own business after collegeBasically Id like some advice as to what to do with my money so I get on the train early, and get more than the .02 my savings account offers. I am savings oriented and want to be as fiscally responsible as possible without being stingy. Thanks for all the help guys, I could really use it.  <response>: Dont feel stupid calling them assets. Youre thinking correctly trying to put your money to work for you. Keep up the good work so far! Here are my thoughts.x200B;Current Money:15,000 is a solid amount! However, considering you still have some college to potentially pay for, a car to buy and other expenses that will likely pop up, Id suggest keeping most of it in a high-yield savings account or some other form of short-term investment U.S. Treasuries - TreasuryDirect.gov - for instance, pay about 0.50 more than savings accounts. From what youre describing, I think 8,000 - 10,000 would be sufficient. The remaining 5,000 to 7,000 could be invested if you so choose. However...x200B;Growing Assets:Before you dive into the world of investing, I strongly recommend reading these two books.1 Common Sense on Mutual Funds by John C. Bogle2 The Intelligent Investor by Benjamin GrahamIf you read those two books, you should be capable of making your own investing decisions. Maybe make it your goal to read them by graduation?x200B;Car: Im not an expert on cars. However, I can tell you one thing: cars do nothing but take your money. Think of a car in this light and youll find the right one.x200B;Starting your own business:Not advice from me directly, but from my dad runs his own analyst firm. Do not start a business from scratch. Do it part-time first. Then, once you find something that sticks, make it your full time hobby. Once youre making more than 100,000 in revenue, make it your full-time job. By doing so, youll avoid the bad year that causes 90 of small businesses to fail at some point.x200B;He followed this strategy and found a niche market to sell his analyst services. His business revenue now usually does a couple million during a bad year and yes, he keeps a significant portion of those millions. However, its taken about 20 years of full-time work to get it to this point that includes weekends, and he was doing it part-time for about a decade before it while also holding a 40-hour a week job.x200B;Take your time, find what you like that works, do it, and keep doing it the bigger it gets.x200B;Best wishes for your future! 