<prompt> Human: So I graduated college with a degree I wished I hadnt touched. When I graduated, my parents started getting some extra money that they said theyd use to pay my debt, but I recently found out from a sibling that that money has already expired. My payments are overdue and now Im in deep shit. Also, deferments had been used up already.Now Im 28 and living abroad making a low English-teaching salary thatd barely allow me to make minimum payments. Not a big fan of the country Im in and would rather move back to the US but am totally overwhelmed by the debt. Also, I have a serious relationship with a national of the country Im in, and dont want to leave her. Visas to the US take a long time and are only temporary stay. Marriage visas are 2 years to get! Im eyeing my debt while chain-smoking. Feels like life is over. All that money I blew on college that my parents pushed me into now will prevent me from buying a house for the next 20 years, and having a car would just suck.My debts are through a private Education Loan Company. Interest rates between 4 and 7. Loan amounts are between 1,000 and 26,000, and have 11 in total through the same company. No co-signor. Just wondering if any PF masters would have any recommendations. Oh and I know, Im a idiot.Edit: Thanks for all the suggestions, everybody. My loans are a mix of Federal and Private so Ill look into some of the Federal options available. My degree is BA in Economics.Assistant: All that money I blew on college that my parents pushed me into now will prevent me from buying a house for the next 20 years, and having a car would just suck.Take responsibility for your situation.You need to generate income. Figure out where and how you can make the most money possible and do that. Another option is never come home.What would you rather do?Human: Op, I have friends who ran away from their student loan debt. One has duel citizenship with a European country, and the other is her husband. Imagine how screwed he would be if they divorced, his visa was revoked, and he had to come back to the U.S. Dont put yourself in that boat.Edit: marriage visas dont take two years when you marry in Europe. I did one in 7ish months. Its time for some serious life decisions. You need to be in the US making money for your loans. Will she follow you? Thats the question.Assistant: Im in a developing country and the marriage visa processing time is, on average, 2 years. I find it completely ridiculous as Im a freaking American and I cant even get my wife over to the US before then. Another option is a fiance visa which takes about 6 months, but unlike the marriage visa, the fiance visa isnt guaranteed - that is, a Counselor makes a decision about whether or not to let her come to the US to get married. One thing they look into is the American fiances financial situation.  <response>: Oh dear God. You are so lazy. So what it takes 2 yrs. Do you think waiting will do what exactly?Have you even attempted to get her a visa in America? She actually may very well be successful relatively quickly. My friend from India got her husband here in 12 months another from Africa in about 15. 