<prompt> Human: I was contacted by an individual from Fed Loan Services. I naively thought this was who facilitated my loan. It wasnt a large loan mind you, but they were offering an Avenue for it to be settled. I believe I paid 500 up front and 50 a month in order to have it settled. Eventually I had paid them in full. I began getting delinquency letters from Navient, so I called them and learned that I had not paid one penny toward my loan and that they were aware of Fed Loan Services and they didnt have any advice for me on how to deal with it, I have since paid the student loan off. So my question is, does anybody out there know of any way to get my money back from Fed Loan Services since they provided me with no service that I have paid for?  <response>: I would think the only way to get your money back would be to sue them for it, assuming its a legitimate business you can serve. If you have paperwork to prove that you paid them, you can always take them to small claims court up to 5,000 or civil court over 5,000 which is much more complicated. Edited because my phone hates to make the correct words appear. 