<prompt> Human: I live in Illinois so no sales tax. My refund this year is 14k. I just saw I can get my refund via Amazon gift card up to 10k.So what it shows me is I can get a 9,900 amazon gift card 9k 10, and 5,100 cash.Its hard to walk away from 900, but wondering what the hell I would spend 10k on amazon.  <response>: Amazon is convenient and all, but 10k on an Amazon gift card? I dont know.Open up your options to saving this money or having it in a more liquidable form like cash. I would tell you to do the Amazon gift card if your refund was like 1k. 