<prompt> Human: Took a buddy to Ace Cash Express in St Louis to cash his check. They had advertisements for a savings account that offered up to 6 APY for balances up to 2000. Is this too good to be true? US Bank doesnt come close to this. There are maintenence fees up to 10month. However any funds over 2000 have a lower APY like if your balance was 2500, the 500 gets a lower APY. Im sceptical, but intrigued. Thoughts? Im financially comfortable and am interested in finding new ways to passively earn income. Thanks for any feedback!Edit: With a minimum 500 direct deposit monthly, the monthly fee goes down to 5. But any balance over 2000 gets a lower APY. Need to see if that is better than US Bank. Thanks for feedback!Definitely not worth it. Youre all correct, details and fine print show that it isnt worth the effort. Thank you!  <response>: 2000 at 6 120 a year, which seems like a wash with the maintenance fees, but then you remember you have to pay taxes on that interest...so you end up losing money with this account. 