<prompt> Human: I didnt know my mother had taken out life insurance on me in the 1980s when I was a small child. I had received a letter from a big insurance company asking me to update my address. So I called them double-checked to make sure phone number was legit, and it was, and Im still a bit puzzled by this policy. The amount is very small, around 50,000 in case of death. Im not sure what to do in this case. Should I keep this policy? Cash it out? Talk to my mother? Maybe she forgot about this since it was so long ago.  <response>: We parents insure against your death so we are not wiped out by your funeral costs. I cashed mine out. 