<prompt> Human: Yes, everything is individual.Yes, I am probably just looking for validation.Yes, there have been other discussions about when you stop scrimping and when you start treating yourself a bit not that you should be treating yourself with money...Yes this is very firstworldproblems. Ive just grown up so frugal and I feel like I cant make a rational decision about this. I live in the SF Bay Area and make 100k annually, no additional incomebenefits except working at the farmers market every other weekend for 250month lots of this goes to taxes so I dont count it as income. 401kIRAs maxed out each year, net worth 100k, no debt.I spend 1000 monthly on rentgasutilitiesfood.Personal Capital says I spent 17k this year but Im sure some expenses slipped through the cracks.What makes joining this gym Equinox, 200month mentally difficult for me is that its a recurring expense with difficult cancellation. In addition, I can get the same fitness benefits for far less per month at 24 Fitness. But Equinox probably makes me feel all nice. Anyway, sorry about this me-me-me post. I know other people on here have real problems. I would like to hear I deserve lol to spend this money on a gym or that I am a weak fool who falls for marketing and branding. And I know this is totally personal. Id just like some outside opinions. Sorrythanks.  <response>: This question cant be answered in a vacuum. The word deserve is the gateway to lifelong money problems, so dont look at it that way. We all work hard and deserve servants to feed us grapes...Instead, start with all the things you need to pay for month-to-month. Then figure out your goals retirement, house, kids? etc and work backwards from those to figure out how much you should be putting away for them.Whatever is left over if anything is your discretionary money. You can spend it guilt free. If you want to spend it on a gym, go right ahead. Enjoy! 