<prompt> Human: My SO and I make a little less than 5kmonth before taxes, and student loans are our only debt payments are about 200 total each month. Well be moving to a new state in a few months and hope to buy a house in the 70-80k range, weve already looked at the area and that appears to be a doable price for our needs. When we move SO may make slightly less, but Ill be able to transfer to a busier location with my current job and likely make a more. We already have a decent savings account going, but are trying to figure out how much we need to have so we can sure our budget is in the right track. Thank you in advance!  <response>: I would say at least 25k on top of your current emergency fund.Should cover 20 down payment closing costs minor renovationsdeep cleaning moving costs. 