<prompt> Human: Not super-clear on this but it looks like I cant? The money has to stay put until I leave the job, regardless of whether my provider changes? My options Fidelity are pretty crummy and Id love to move that money out to my Vanguard account but Im not that clear on my options.  <response>: It depends on the specifics of your employers deal. When my company did this, we were offered the option to roll over or else they would roll it into the new provider automatically. Talk to HR. 