<prompt> Human: Hi, Im 18 and I was considering getting a line of credit to get very good credit down the line. I have no credit history or debt. What bank should I start with or is friendly for people with no credit history thats good to build credit with ?  <response>: If you belong to a credit union go in and talk to them. Alternatively many people like the Discover IT secured card as their first card. You can even check on their website whether you can qualify for one of their cards without doing a hard inquiry on your credit. 