<prompt> Human: I invest in mutual funds and ETFs in my 401k, IRA, and Individual Brokerage Accounts. I have a few real estate-related private equity deals as well. However, Ive got a good chunk of cash in addition to my emergency fund that Im holding in case of a real estate downturn to jump into the market.Currently Im holding it in a 1.25 interest savings account, and its the best Ive found and higher than any CDs Im willing to commit to. Im looking for additional suggestions about where to keep these funds in a place that wont plummet with the real estate market. Any ideas?  <response>: You have the money in the right place if you want it in a low risk location. 