<prompt> Human: I know Im not a bank or a lawyer, so what are some general guidelines to get in writing regarding the terms of the loan for a friend? The amount is around 10-30K. I consider them trustworthy but I feel that having a written agreement makes the expectations clearer regarding repayment.  <response>: You only need 1 my friend. 1. Am I going to miss this money if it isnt paid back. If the answer is yes, dont lend it. Edit: just seen the amount. Dont do it. 