<prompt> Human: So my girlfriend and me are getting married. Shes was adopted by her biological aunt because her parents were drug addicts and were sent to jail. Anyways her mom talked to us last week and said that her biological mom used her social security number to take out a bunch of loans she never paid back. So my question is, is this even possible? And if so how do we go about getting her name cleared of all this? Will this affect my credit score when we get married? Thanks for the help  <response>: So my question is, is this even possible?Yes. Its identity theft.And if so how do we go about getting her name cleared of all this?Pull a credit report. Figure out what isnt hers. Report it to the police. Its fraud.Will this affect my credit score when we get married? No. 