<prompt> Human: So my localregional bank updated its ToU and since I never read them in the first place I figured Id give them a read, and I came upon this section:I know theyve done it for a long time but I couldve sworn it was eventually regulated so that banks cant order your debits from highest to lowest, which generally causes customers to overdraft more than they would otherwise. I actually thought BoA lost a class action regarding this which set of a chain of changes.I freakin hate this bank and would close my account for this reason alone, but it happens to be the only bank that both myself and my mother have easy access to as we live in different towns.  <response>: Sounds like a shady bank. To your point on it being the only bank for you and your mother, you could look at online alternatives like Discover bank. You and your mother could transfer funds, deposit checks online deposit checks via picture, use 3rd party ATMs for cash transactions usually no fee, etc. 