<prompt> Human: If you had 30-40k to spare for a long term investment where would you put it and why? Deposit on an investment property for possible capital gains and rental return? If so what markets?Index funds? Wherewhathow? New build?Savings? Other options? Where would you look for maximum potential?Asking as an expat with no preferred markets but all the trappings of international investment.  <response>: My vote is for low cost index fund from vanguard, fiidelity, etc. One average 7 a year long term. 