<prompt> Human: In the state of Missouri, we get around 3000 per child but my wife is filing for a chapter 13. Bankruptcy lawyer said to file after we receive the tax return and use the tax return towards her student loans before she files but what about the next 2 years worth of tax returns? Does my portion go torwards her bankruptcy and the 3000 for my son? Do I claim him and able to keep the 3000 and my portion since I make less than her or does that matter since we file jointly? Need advice.  <response>: Sounds like you need to consult the bankruptcy lawyer about this! Or at least a knowledgeable accountant with experience in bankruptcy. 