<prompt> Human: Welll pretty much what the title says, I work in south florida, and I work strictly for tips, well in the summer everyone leaves but in the winter its 80 all year and its millionaires everywhere and my tips are phenomenal, however once it gets hot here everyone leaves, well I was totally broke this summer since it was my first apartment after getting clean off of heroin about a year ago. I had no idea the money was going to shut off like a faucet. Is there some sort of bank service that I could deposit all my money in and it makes sure I have a fixed income everymonth season or not?  <response>: Just wanted to say congrats on gettingstaying clean. I used to work with heroin users. Its a tough one to kick. 