<prompt> Human: is this possible? I thought if I invest in SP500 index funds, which includes dividend paying stocks like Apple and ExxonMobil, I would get dividends. But I didnt see any when I check the transaction history. I sent an email to the plan rep and confirmed it doesnt pay dividends.  <response>: A 401k-only fund does not have to pay dividends. The dividends they receive from the underlying companies are absorbed into the fund principal. 