<prompt> Human: Hi I am 25m currently working my way out of debt of student loans and have about 200 a monthatm extra I can afford to put away towards my future. I recently just cancelled a whole life policy from NW mutual after 2 months realizing it was just a glorified savings account.Please try to understand im not well versed in finance so i apologize my redundant questions if I do even receive advice. I dont want a ELI5 because i want to learn. Thanks in advance  <response>: Look to the right where it says:Before posting, please see our:New User OrientationFAQSubreddit RulesThen read the three. 