<prompt> Human: This is my current wonder, is it better for me to pay cash for a vehicle 17k and have less down on a house 12k? or to finance the vehicle 4k down payment and have more down 25k?  <response>: Heres my advice:Do your absolute best to have 20 down on the house to avoid PMI. This saves you a bundle over the short long run. Also you should really consider purchasing a less expensive vehicle, especially if you havent bought your first house yet. You can get something reliable, comfortable, good on gas and still fun to drive for under 8 - I guarantee it. Future you will be glad you did!One last thing to consider, once youre a home owner you need to have the all important emergency fund ready. The general rule of thumb is 6 months of total living expenses. For me at the moment this is 12k. 