<prompt> Human: Im currently living with my gf of 3 years. She has a masters degree and is making around 70k a year in a solid field. The issue is that she has approximately 50k left in student loans.Im currently 28, making approximately 180k with no debt. I have 110k in cash savings, another 50k in various brokerage accounts yes, I know the ratio is skewed here. I was paying back my own student loans then my salary increased significantly in the past two years.My though is to take 10 of my liquid cash savings and use it to buy out part of my gfs student loans. Id offer her a rate of around 4, which is 2 lower than her current rate and obviously still higher than any short term fixed income asset I can find.My two questions are:1 is this a crazy idea financially? 2 does 4 sound fair? If not, what is a reasonable market rate? SoFi was offering 4.4 and her current rate is 5.9.Thanks!  <response>: This is a weird dynamic in a relationship.If you want to help your gf out, take on more of the household expenses and let her put more of her salary towards the loans. Anything else is weird to me and has the potential to majorly backfire for both of you. Maybe if you were engaged. 