<prompt> Human: I am thinking of going back to college to get a bachelors in computer science while working full time. I have about 8k in CC PayPal credit debt and also a loans totaling another 8k. I make 47,000 a year but figure going back to school I can potentially make a lot more. I want to go from community college and the transfer to the state university to complete the degree as this route is cheaper. but i might come out with another 35k in loans. Is this smart to to do if the average software engineer salary is around 75k out of college. I just dont want to be kicking myself if i dont go back its been on my mind lately a lot and would love to get into software engineering. BTW I am turning 32 this summer not that that matters much, I dont think. Can anyone help me out here and let me know if this is really worth it. I have a good credit score 720 and very responsible while trying to get out of debt. Assistant: In 8 years youll be 40. Would you rather be a 40 year old with a degree or a 40 year old without one? Its never too late in life to add to your education and this is the perfect time of year to get signed up for classes at your local CC. Take advantage while youre still relatively young and good luck! Human: Exactly i dont want to look back and say i didnt at least try schooling again and go for something i wanted. I dont want to be in the same position i am in now.  <response>: Well thats the advantage of community college, its low risk low cost you get to test the waters.btw, dont listen to any stigma, many of my community college teachers were better than my uni ones they hire teachers, who may know less about the material, but know more about teaching 