<prompt> Human: Sorry, Im a complete greenhorn when it comes to the field of finance so please forgive me if any of my future questions is stupid:Lets say I deposit 2800 a month into my savings account and I withdraw money from it once daily little purchases like 10-30 a day. Will that reset the interest on it? I hear if you leave your money in your savings account and do not touch it, it grows. What if I put all my money into my savings account and use a bit of it for lifes expenses; will that affect the interest Im making?Thank you!  <response>: Why not have a checking and a savings account? You can set aside one pay check every few periods that cover any expenses you may have and then leave the rest in the savings account untouched. Like others have mentioned, there are limits to the amount you take out etc. It might just be a more straight forward, less head-achey way of thinking about it. 