<prompt> Human: Hi, I recently made some money and have no savings or retirement. I started to look into a couple of options and I have settled on a Roth IRA and Index Funds, but I have no idea what to look for to get the best possible deal for me. Where do you start?  <response>: Start with a brokerage firm like Vanguard, Fidelity, or Schwab. You can go to their website and open an account yourself, or also call for assistance. 