<prompt> Human: Ive grown up golfing my whole life. Its something my dad and I have always done together when we get to see each other. I cut it out for about 3-4 years while I was working and then through grad school, but now Ive graduated and decided to pick it back up. Im really enjoying playing, and I think its a wonderful lifetime activity. My concern is when I think of how much money I am spending every time I play or how much it will cost over months and years. Im not very good at moderation with my hobbies; if Im going to do something, I do it almost obsessively, so the every couple weeks casual round isnt for me. I want to play at minimum once a week, but sometimes more. I also treated myself to new clubs, then theres the cost of balls, gloves, tees, etc. Its amazing how much you can spend on this hobby. My wife and I both work, and we both make very good money 130-140k each, but were just starting our financial lives and we have significant student loans to pay down, we want to buy a house next spring I know thats not a financially smart decision yet, but so it goes, I have a car payment, and we still need to build up for savings and retirement. We do a decent job still, we pay 3-4k a month on student loans, 10k to house fund, max out 401k, etc, so golfing is not necessarily delaying any of our other financial goals, I just feel guilty every time I drop 35-50 for a round knowing I could put that towards loans or retirement. How do you justify your expensive hobbies??  <response>: Make a budget. Make sure youre saving enough to meet your goals. Then decide how to spend the rest of your money. Maybe it means housing isnt as nice as you want or your car is older or you eat out less. 