<prompt> Human: Hi! A little bit of background, I have a BA in History and International Studies. I graduated at the end of 2013 and have been unable to find full time employment with a decent income. I am currently working retail. I am thinking about going back to school to get my teaching license. It would take about 2 years and cost approx. 25,000. I think I would really enjoy teaching! The problem is that I already have a significant amount of debt from student loans from getting my BA. Im currently not making enough to make a dent in my loans over the past couple of years and even paying the minimum amount each month leaves me with very little room to save any money.What do you recommend? Should I just bite the bullet and take on more loans? Is there any programs that give scholarshipsgrants for students going to school for teaching? Any advice is welcome!  <response>: I wouldnt do it unless you can get it for free or close to free. First of all, you dont even know if you like teaching. If you do anything, you should apply to be a substitute or long term sub to see if you like it. From there, a few other things to consider: 1 FYI - First year teachers make between 40-50k if that. If you end up in a place with any sort of cost of living, youre going to be broke for the next decade . 2 Loan forgiveness doesnt kick in for 5 years and only is eligible for certain types of loans. I say no for now. Sounds like a bad financial plan. 