<prompt> Human: I want to open a roth IRA, im 22 years old in community college.I have about 3.3k in my checkings, 1k in my savings. im making about 500-600 a weekShould I open one? If so which one is better for my amount of money having no experience in roth IRAs?I like schwab better, but people seem to say vanguard is safer  <response>: Should I open one?Do you have earned income? If so which one is better for my amount of money having no experience in roth IRAs?Either one is fine. 