<prompt> Human: I am trying to find ways to make money with investments in 3-9 months. I currently work at Publix and am in my fourth year with the company. I take advantage of their 401k and I get stock from them as well. I dont have a car payment or any debt of any sort, other than a credit card that stays under 200. I know long term investments are a lot better to do but a shorter investment is the goal for right now. Any suggestions?Assistant: So youre going to need the money in 9 months? If thats the case, the only thing you need to do is open an account with Ally an online bank and put your money in there. Youll get a risk-free 1 return on investment. Investing is best reserved for goals that are at least 3 years away, if not 5.Human: Yeah I will need the money in 9 months, then probably take a small bit of that and reinvest into a longer term investment Assistant: If you need the money in 9 months, just keep it in a savings account. Human: Yeah but I would like some of my money to make more money while still paying bills and putting money into my savings account  <response>: They gave you an answer. You either need the money or you dont. You cant get maximum return with no risk in the short term. If you need the money, it needs to be in a savings account. Ally is a great one as was stated above. 