<prompt> Human: Would having a perfect credit score allow me any privileges a 750 credit score wouldnt? My credit score is 806, but I was just wondering if there were any benefits to accumulating a higher credit score from this point forward.  <response>: Nope.If you walk into a bank with an 850 credit score and ask for 1MM loan, they will tell you no if you dont have collateral.If you walk into a bank with a 700 and have the collateral, they will give you whatever you you want. 