<prompt> Human: This might get long. I wasnt sure if this should go in rrelationships or here, but its more financially motivated so I chose here. A year ago, my boyfriend of 6 years and I purchased our first house together. I make around 75k a year, he makes about 50k. I work two jobs, he works one. I had 10k in savings for a down payment and took an additional 10k from my 401K for the down payment, he had nothing in savings and also took 10k from his 401K for the down payment. I have no student loans or outstanding significant debt beyond my car payment and under 1k in credit card debt. He has over 50k in school loans. Our relationship has always been lopsided financially because of these facts. I would cover more of our dinners out, would spend more on him at Christmas, would buy him nice things often. Now that we live together and Im starting to get frustrated with things, we now split just about everything NON-HOUSEUTILITY related 5050. Dinners out, entertainment, etc. Our current agreement: He pays me 400.00month and handles all the yardwork. We have 12 acre so it requires at least a few hours of work every week. I pay everything else - the balance of the mortgage, all the utilities, and most of the groceries. I also do about 80 of the housework.His name is on the mortgage, and is also on the title of the house along with mine. This is the situation Ive gotten myself into by disregarding a lot of good advice, and as predicted by friends and family Im now trying to work towards a better approach. I know most if not all of you are going to immediately say leave him, hes dead weight, etc. Thats not something that I want to do as aside from finances, we have a wonderful relationship. Mortgage payment is 800month, and I actually pay 900 on it every month. Electric is around 85, water is 30, trash is 15, internet is 65, gas averages 90. Everything in the house is mine - all furniture, etc. All work that has been done on the house is paid for by me. Any repairs, maintenance, replacements, etc - paid for out of my pocket. My huge mistake was agreeing to place his name on the title to the house and mortgage along with mine in exchange for his 10k addition to the down payment. So now, hes living in and OWNING this nice home, with a nice yard, in a nice neighborhood...for 400month. As you can imagine, Ive started to get really salty about that over the past year. Especially when Ive asked for more money, he flatly reminds me That wasnt what I agreed to. You wanted a nice house and said you could afford it and I only had to give you the 10 grand plus 400month. Well, yep. Hes right, I did. Question 1: rpersonalfinance - am I stuck? He tells me he cant afford anything more than what hes currently paying, and that its not fair to force him to get a 2nd job to just hand over that money to me when that wasnt what he agreed to. Question 2: - what is the best way to protect myself and my investment in the home should the relationship end? Weve verbally agreed that I would give him back his 10k plus 12 of the principal payments made up until the breakup according to an amortization table. Is that fair to me? Is it fair to him?Emotionally, Im stretched thin because Ive worked so hard for many years to get to where I am now, and I feel like Im being taken advantage of. But this is, technically, that situation and arrangement that I AGREED to. For the inevitable so, when are you kids getting married? question - I have a feeling hes setting money aside each month for a ring. Guys - dont think you can hide that shit by just not mentioning it.TL;DR: I basically agreed to be a Sugar Mama without realizing it, and now I want to give that responsibility back. Edited for formatting.Assistant: This is sometimes what happens when boyfriends and girlfriends play house together. If the title and mortgage concerns you, you might want to consider refinancing and writing him out of the mortgage if shit goes south.Verbally, youre stuck. Legally, youve got leverage. But using your legal leverage to alter your verbal agreement will probably end the relationship, and it will end up costing you anyway.Really, the best thing to do is to redraw your agreement with him, and propose to do things as percentageproportion of income earned. I dont think its unfair for him to pay 40 of mortgage and bills if he wins 40 of the bread.That being said, proportion is how we do things at my house which I am the sole owner. Im sure there will be plenty of other suggestions; this is just my two cents. Its more of a relationship issue than a financial one.Human: Really, the best thing to do is to redraw your agreement with him, and propose to do things as percentageproportion of income earned. I dont think its unfair for him to pay 40 of mortgage and bills if he wins 40 of the bread.How do I take his student loans into account? Or do I even bother?  <response>: Student loans are his liability, and I dont think that you should subsidize them. Did you cosign his student loans? Then they have nothing to do with your living situation.Percentage of household income. Period. But thats just my suggestion. You will need to work with him on this, not me. 