<prompt> Human: Im interested in a 2014 Q50 premium with 56k miles CPO. They are asking 19,994 plus TTL in Houston TX. probably around 22k our the door. I would like to put 4K down and finance the remaining balance over 60months. If I decide that I want to sell or trade in after 2 years, will I be upside down on this deal? Is the 4K down payment enough to cover the depreciation for 2 years? I want to finance for 60months but dont plan on holding onto the car for that long. I do like the lower payments with that term though. Please refrain from the comments about how I should purchase a cheaper car. I just want to know if this particular deal is bad, and is my reasoning flawed? Thanks  <response>: You want to have a 5 year loan on a car thats already 5 years old? Youll still have payments on a 10 year old car?Dont. 