<prompt> Human: It was previously 1.05 for the 12 month high yield CD, and it is currently higher than the 18 mo for the first two tiers. Ill take it as a good sign that they will raise rates for their online savings accounts soon.  <response>: Ill take it as a good sign that they will raise rates for their online savings accounts soon.I hope youre right, but I doubt theyd do that. I mean, Ive been confused by some of their CD rates already so I may be wrong, but by raising their Online Savings Account rates theyll just cannibalize their CD products. Theres already so little incentive to put money in CD at Ally unless youre in it for the really long term and even their long term CDs dont beat my credit unions CDs at the moment.... 