<prompt> Human: Ive used Mint.com off an on for a 3-4 years, but quit when my finances werent as dire. Recently married and were trying to setup a pretty firm budget. Just wanted to get peoples input as to your opinions on Mint.com vs. YNAB. Is YNAB worth the 60? Thanks!  <response>: Mint did not work for me, personally. It would constantly categorize things improperly, even after Id categorized it manually for the past few months. Almost all of my transactions were doubled, not just the ones involving transferring money. Somehow it read in an entire month of expenses but would not show any income that month.YNAB works for me. It really is just a glorified set of spreadsheets, but its easy to use and forces you to pay attention to every cent you spend. Its major downside is that it requires time to balance, either daily or weekly. I tend to spend extra time budgeting anyway just because I enjoy it, but I spent 3 hours on it last night making sure all my accounts matched to the cent for my weekly reconciliation then looking at various budgeting scenarios.YNAB has a free trial and mint.com is free. Try them both and see what you think. 