<prompt> Human: Just for the sake of diversifying some of my assets. Edit: This blew up far more than I even anticipated. Thank you everyone who responded. The overwhelmingly overall consensus is that investing in a precious metal is an atrocious idea. I will continue to evaluate my options.  <response>: I think so. Buying metals is speculative - not theres isnt a place for some risky purchases, but I dont see the allure of one specific item over, say, an SP fund. Also, buying bullion wastes money with transactions costs - its better to just invest in a silver fund that going out and actually buying ingots. 