<prompt> Human: Let me start off by saying I have no problem paying off my credit card bill. I only use it for the free money and to build credit but I could easily just use my debit card or cash.Am I not building the maximum credit each month by tapping my card out? I have a 750 limit and I usually spend 725 of it. I dont want the credit companies to think I struggle to make money which is why I use my CC so much.  <response>: I would open another card in addition to this card, and preferably the one with better rewards than the card you have right now. You seem to be responsible, and in the long run adding another card will be beneficial to your credit score. 