<prompt> Human: Hey guys. Ive been following PF for a few weeks now and would like some help establishing a budget and finding some ways to save money. Im about to graduate college waiting for my last grade which means that I inherit a great 21k loan. I know this isnt much compared to a lot of people, but it still feels daunting, especially because right now I dont know where my money is going... This week is the first week Ive been pretty much scraping the barrel here which hasnt happened before so its really waking me up: I need help.Heres a snapshot of my financial situation:Income: Im hourly and paid bi-weekly. I average 750-900 a pay period, so 1500-1800mo.Rent: Currently 680 variable utilities, usually 80-90, moCar Payment: 190moInsurance: 90moGas: I dont know, maybe 40week? so roughly 120moFood: Hard to estimate but maybe 200mo?A rough estimate of my monthly situation: 1700-770-190-90-120-200330. Thats how the math works out, except Im not gaining money, Im losing it. I tend to go to the barsdo social things with friends a lot. I also paid off a couple hundred dollars in debt this month, so I have that going for me, which is nice.My credit situation:One card with 0 balance, 500 limitOne card with 0 balance, 7,000 limitStudent Loan private: 21,570, 6.7Car Loan credit union: 7,500, 3.74Can anyone help me? Im spending way too much have fun money Ive put probably 4,000 give or take into my car in the last few years for fun, not maintenanceupkeep, so I know thats unwise of me, but I did it. I need a concrete amount that I should be saving, and a concrete amount I should have for fun money each weekpay periodmonth, whatever...Oh, Steam probably chips away at that too... 10 for this game? Great deal, lets do it! 7 for that game? Alright! Aaaand Ive spent another 50 this month on games.  <response>: You need to use Mint or something to resolve those I dunnos in your post. Then youll be able to see where youre losing money, and what you need to control spending on.You should also have a longer-term plan for savingsinvestmentretirement goals. I also think you need a plan for increasing your income -- you only make 21,600year right now if you do make 1800mo and it will be tight when your loans go into repayment which will be another 240ish a month. 