<prompt> Human: Basically, Im trying to figure out if this collection agency is making falsefraudulent claims, and even if the bill from 2009 was accurate, is it able to affect my credit rather than my parents since I was a minor at the time?  <response>: Nope, you are not liable for debt incurred when you were a minor. Dont talk to them on the phone--send them a letter and ask them to validate the debt, if they do respond with a debt validation letter, then you can bust them on the fact that you were a minor at the time of service 