<prompt> Human: I am 22 years old. I dont even know where to begin as far as my funds go. I just received a full time job, nothing lucrative but its a foot in the door. Currently, I live with my parents and have zero bills. The only debt I have is student loans which is roughly 80k. Should I just dump a majority of my income into my student loans to rid them as soon as possible? I dont even know where I should begin or what I should be doing with my money.  <response>: Read the Prime Directive on the sidebar. Get any employer match for your retirement and then aggressively pay down your student loans, highest rate first. 