<prompt> Human: Went to deposit a check, ended up signing up for a credit card. Didnt use it for a few months...Then I racked up like 300 worth of Taco Bell and Dominos and groceries Im a college student, gym membership and a package of trainer sessions for 339. In total I owed about 600.I got a job this summer and got my first paycheck last week, and I paid off my credit card debt! So I am not going to use my credit card anymore. Im fine with being poor instead of being in debt.  <response>: Responsibly using the credit card is smarter than not using it. 