<prompt> Human: Is there any alter options to save ourself from this situation...  <response>: You need to tell us more of your situation. How much do you earn, how much is the mortgage, how much is the payment per month, with what company or bank, with what interest rate, how much is the house worth, what state in the US do you live in? Do you have other debts, and if so what is the interest rate on them?What Ive seen so far here on reddit is that in the US they cannot seize your salary, but they can take the home away from you, and it will be a big hit on your credit score. But it could be that not paying the mortgage anymore is the best option fo ryou now, however that really depends on your situation, so tell us more! 