<prompt> Human: Just paid off my last credit card from college in full. My 401k is slowly building up, I am working on my emergency fund, and saving for a down payment on my house. I am breaking the rules here and going to be buying a somewhat new 4runner but other than that I am pretty proud of where my finicial status is thanks to this sub. This sub has inspired me to stop my spending ways and get smart. So thank you.  <response>: I never get tired of hearing people get out of debt and save and invest. It reminds me how I felt, and the security and stability it brings is priceless. 