<prompt> Human: I think that the jump is because I got my Amex Blue Cash Preferred card in July 2016, so Ive had it for a year now. Is there anything I can or should do, now that Im within the excellent range?For an idea of my financial situation, I make around 33k gross per year, about 2k in savings, have about 25k in student loans, and a 4k car loan.  <response>: Those scores are practically identical. There is nothing you can do now you couldnt do before. 