<prompt> Human: Im scared, I think I might have made a mistake. I took out a 2016 Honda Civic. My mom co-signed for me so I could take it out because I had no credit. Payments will be 330 and I got insurance from the dealer ship fot an extra 37 so its a total of 367 per month on 72 months. I already graduated from college, have a job that pays me about 20000 per year after taxes. I dont have any expenses other than my phone bill for 35, gas 100 per month and I give my mom about 150 per month for bills as I live with her. I get paid 355 weekly. Just wanted to know some tips on how to be prepared and if I made a huge mistake. Feeling really overwhelmed right now.Assistant: Is the insurance from the dealership car insurance or some kind of warranty?Obviously, buying a car that costs about the same as your annual income was an error. I think you get that, so the goal now is to make the best of the situation. Can you return it? Human: Dealership insurance. Covers dents, tire damage, pretty much anything that might go wrong. Idk if i can return it tho.  <response>: Thats a warranty then, not car insurance. You have to buy car insurance now as well which is another few hundred a month... 