<prompt> Human: Details: 19 Male 0 car ticketsaccidents been driving since 15 with permit located in USA Texas. GPA is above 3.5, and I live on campus so I never drive much, to begin with. Always been insured. Plus at my driving school, they did some type of alcoholdrug awareness course thats supposed to give 2 discount or something? idk?The car is a 2006 Toyota Corolla. owned entirely by parents willing to gift me itput it in my name for registration. Anyways, Ive got state farm under my dads policy but it continues to go up in price. Im paying 1950year for Liability bodily injury 100,000300,000property damage 100,000person injury protection 2,500Uninsuredunderinsured motorist: bodily injury 100,000300,000property damage 25,000Its a massive hassle to have to pay so much on top of me paying for all college on my own. I was thinking about just removing all insurance because it seems like a waste of money to pay so much? Why are these greedy companies charging me so much money? Ive tried everything to reduce price with their steer clear program etc but its not reducing the price as they continue to raise my rates...?Any suggestions? Edit 1: Ive tried to check other companies but they quote me some type of 30006 month policy crap  <response>: Simply being a male under 25 hurts you. Since you own the car, and its cheap to repair, just go with the absolute minimum for insurance. High deductible, low coverage, means low payments. 