<prompt> Human: For the past decade, my Company has offered a traditional 401k which I have participated in and accumulated a balance in the low six figures. I also have a Roth IRA at fidelity mid-five figures. This morning, my Company announced that it will now offer a Roth 401k alongside the traditional. How should I revise my retirement strategy if at all to incorporate the Roth 401k? Given that Im beginning to run into Roth IRA contribution limits, Im starting to think that shifting some contributions into the Roth 401k might be a good idea despite the fact that my 401k funds are not the best. For what its worth, Im 31Single. Thanks PF!  <response>: A variable to note is that any matching your company provides is going to be pre-tax regardless of the option to which you contribute. So if you end up wanting a mix of both, know that whatever your company has added is guaranteed to factor into the pre-tax amount. 