<prompt> Human: Hey, so for the past few months Ive been taking money from my cc and depositing it into savings or checking via my banks app every week and then paying off the cc once I get paid, and I thought that this was a good idea as I was able to show that Im able to pay off large amounts with regularity, but now Im reading up and everywhere says that I shouldnt be spending more than 30 of my ccs balance. Does this count towards my monthly balance i.e. should I stop doing this? Any help would be greatly appreciated, thanks!seriously, dont judge, nobody ever taught me about personal banking and so Im starting at ground zero way later in life than what I should  <response>: Dont do that. Just having a credit card and making regular purchases and paying it off will increase your credit score. 