<prompt> Human: Hello.Fiance was rear ended no injuries. The other party was at fault and our 1 year old baby was in the vehicle. The damage I can tell I am not a mechanicBent rear bumper, right side bumper popped out cant pop it back in - may be frame?, Passenger side window has problems rolling down sometimes, and now we have this ticking noise when the car idles. Geico said since the car is derivable I needed to drive to one of their offices to have an adjuster assess damages. What should I know tips before going to the appointment?Assistant: Was the other guy insured?If so, you just take your car to the Geico adjuster hopefully they have a rental car company at the same location. They will assess the damage, get you a rental car, and tell you when your car will be fixed and you can pick it up.Human: Yes the other guy was insured. I want to take the car to my mechanic that I have used for over 15 years. Geico said that they would assess damage, issue payout, and then I could take to my guy. Assistant: You can do that too. Nothing wrong with that. Human: Just making sure I am crossing my Ts and dotting my Is, I have been googling and read many horror stories where people are getting low balled payout offers and have to use more out of pocket.  <response>: Once you get the get the check do not cash until your mechanic tells you the final amount. You can go back and tell them that it had more issues then first thought and they will adjust it. 