<prompt> Human: Just as the title says I have a current credit score of 698 and I just got my first credit card this month I am wondering how I can get into the high 700s or low 800s within a reasonable time and how to maintain said credit score besides the usual of paying on time Assistant: Pay everything on time.Youre 21 with very little credit history. As you get older and continue to have good financial habits, the score will come up.Human: Is it a bad idea to get more then one credit card in a short time i e 2-3 months since I want one with better benefits and could quilify for  <response>: Yes and no.Too many new accounts in a short time span is a red flag to lenders and credit reports, but an account is only new for so long. Assuming you open up another one now and dont do so again for say two years, and that is not harmful.Again though, what is more important is paying everything on time, every time. 