<prompt> Human: I had free student checking with Wells Fargo. But after a month of having no funds and their systems auto slamming me with overages they dropped me. I just got a new job and now I need a new bank and I feel that Wells Fargo is too bloated and want to get with a better bank. If I can have a free account, let me know where. Im willing to pay some fees, but I need something thats easy to work with and wont screw me over. Any thoughts?  <response>: Credit Unions. 