<prompt> Human: Basically, long story short. My parents convinced me to get braces because they knew I wanted them and Im on their healthcare plan, which covered them. I paid the deductible.Well they neglected to tell me that their plan pays for the braces in quarterly deposits and they decided to switch plans in March and the new plan doesnt cover it at all. They thought it would be billed all at once and their plan would cover it.Now Im about to get hit with a 7k bill.I already have 8k as an E-Fund, but my last semester of graduate school starts in summer its a MAcc program so I cant skip a semester and it costs 8k.I already have 38k in student loans.If I skip my last semester, then I cant become a CPA 150 credit requirement and my FallSpring semester will pretty much be a waste. Plus I lose my job offer for September.Im going to have to pick-up more hours at work, but other than that, Im just clueless and very depressed.PS: Yes, I know it is my fault for not verifying my parents, but I trusted them and that was my mistake.  <response>: Call and work out a payment plan? 