<prompt> Human: I am lucky enough to graduate college with no student dept, and the same goes for my wife as we were college athletes. I am making more than enough for us to live on my paycheck, and we plan on saving the entirety of her paycheck for a down payment on a house. Does anybody have any advice on what to do with her check other than a savings account? I know there will be little to no return on the savings account. If its any help, its a weekly paycheck circa 700 a week. Thanks in advance!  <response>: Congrats on graduating debt free and also saving up for a house. Before you start making plans for a house, are you following the Prime Directive on how to handle money on the right? Do you have an emergency fund saved up? Saving for a house is good, but if you cannot withstand an emergency, then that may hurt you in the long run. Emergency fund first, then down payment on the house.As for where to put it, you can put your savings in an Ally or Citbank savings account where it will earn 1.80 APY or higher. I have my emergency fund in a Citbank account earning interest and if I ever need it, I can pull it out and use it. 