<prompt> Human: I turned 16 a couple weeks ago and got my license, I would like to know how much I might be charged for insurance since my parents are letting me pay that. I work at a grocery store 20-30 hours a week making 8 dollars an hour. I also want to know some strategies to stop impulse buying. Please give me ALL tips and tricks below.  <response>: OP you are asking us to rub a crystal ball and 100 guess. Even if someone here owns an insurance company, they will be guessing. Just call a company and get a quote...Or have your parents insurance company quote. Regardless, their rates are going to skyrocket, whether or not you actually are added to the policy, so you might as well be added to theirs. 