<prompt> Human: Curious to know what everyone else here saves money for? This is separate from long term savings for retirement and housing down payments.What are your 2 years savings goals? How do you manage it? Any tools?e.g. Im saving to visit my relatives in China next Chinese New Year.  <response>: My wife and I have a 2 year savings goal of 75-100k or about 3-4kmonth. For the next couple of years, well manage it by living below our means no vacations, no extravagant spendingshopping, cooking at home and living in an apartment that is older, smaller, and not in the most desirablesafest neighborhood. We plan to start a family soon and will need this money if my wife decides to quit her job and stay at home with the kid. No fancy tools, just Excel to calculate our expenses and Word to print out our financial goals and taping it on a wall where we constantly see it and remind ourselves why were living below our means. 