<prompt>  Human: About a year ago my wife of 17 years was diagnosed with an aggressive form of breast cancer. She has cycled through 4 different treatments which have mostly kept the cancer in a state of stasis. After a month or two the medications stop having an effect and it starts growing again. The latest round of meds has done nothing.We are both in our mid-40s. We have 7 children ranging from 16 down to 2. I expect the oldest to graduate within the next year and the next oldest a year after that. Both of them have plans to go to college following graduation.I would like to try to maintain the same quality of life for my children as I possibly can. I expect that towards the end Ill have to hire someone to help me take care of her and the family and I assume that I would have to keep that person on-board for a long period following as well.We both have term life insurance policies. The policies for her total about 400,000. Any ideas on what I should do to maximize the money that I would have on hand to help keep family life stable?EDIT: Thank you for all the good advice the ones giving bad advice can go to hell. Just to clarify a few points and to add some flavor to the conversation: I am a US citizen. My wife is not. We reside in the US. I have good health insurance that covers our family. I am not concerned about medical bills at this point. My children are technically schooled at home, not homeschooled. They are enrolled in a school based in California and we administer the education. When they graduate, they will receive high school diplomas.Things I will not do: divorce my wife. Id rather go bankrupt than do that. cooksell meth. sell or dispose of any of my children.Assistant: Im so sorry that this has happened to you and your family. Is your wife eligible for ssdi benefits? If she isnt working due to the cancer Id apply right away. If you are able look into LTD policies for yourself. Check through work and private insurance. Ive seen kids learn the art of couponing to reduce the grocery bill. A site like couponmom.com is great and have the two oldest learn how to grocery shop as their chore. Make a game of it. Lets say your typical bill is 100 weekly I know its more but for ease Im using this. Challenge them to reduce the bill 25 and they can keep 12of the savings. However with the amount the earn, they have to save 75 for college. Something like that. Put some ground rules like 21 meals need to be made with the food etc. good life skills. Human: What is ssdi? 