<prompt> Human: As it says on the tin really. Ive gotten a slight raise and have gone from hourly pay to salary. My first pay will be at the end of December. The thing Im most worried about is running out of money, as Ive never dealt with having it all in a lump sum before. Whats the best way to do this? I have a joint account with BF where we pay for bills and rent etc, and my own personal account where I pay for phone and other personal costs. Usually I transfer money when I have it to the joint account to make rent. Its a bit messy the way we do it TBH. Any advice greatly appreciated.  <response>: Monthly is easier once your used to it most bills etc are monthly. Do yourself a budget and give yourself a certain amount of spends per week I go on dates as there are more than 4 weeks in a month-1st, 7th, 15th and 22nd That way if you run out you only have days rather than weeks without spends and you wont be quite do tempted to go over. 