<prompt> Human: A friend and his wife were recently forced to get individual insurance policies after the wife got a full time job and the husbands employer found out. The husbands employer said she needed to be covered through her own employer.Im about to start working full time and currently receive insurance through my wifes policy provided by her employment with the federal government.Update: Thanks for all the answers! It seems like this is a case by case situation and Ill need to check with her employer and mine before making our decision.  <response>: Family plans are expensive. Many companies are refusing to cover other people if they can get insurance 