<prompt> Human: My GF and I are getting married in around a year and are trying to figure out where we want to settle and buy a house after we get married. I am 26 and she is 25. We have been dating for 2 12 years. My GF and I have been living together for the past 7 months and everything has been great.We currently live in San Diego. Some quick facts about our financial situation. Our combined income is 165k year We max out our 401ks We have 50k saved towards a house We have 20k saved for emergencies We save about 3k a month We both have ZERO debt Our rent is currently 2,000 a month I am from San Diego with family there, and my GF is from San Jose she has family thereWe want to buy a house sometime in the next 3 years. The prices of homes are sky-rocketing in California. Hopefully the prices will eventually go down, but some people we know who are older than us and are trying to buy homes in San Diego San Jose tell us horror stories. Especially with so many Chinese coming over and buying homes with cash.We have been talking about settling in one of 3 places San Diego San Jose NashvilleObviously San Diego and San Jose because our parents are in those respective cities. We have visited Nashville before and loved it...not to mention the price of a home is about 14 of what it is in San Diego San Jose.We could afford to buy a house in Nashville tomorrow. We would have to wait years to be able to put down 25 on a home in San Jose San Diego and work for the rest of our lives to pay it off. And when we eventually do have enough to put 25 down on a home in California, god knows how expensive it will be then.If rPersonalFinance were to choose between those 3 places knowing our financial situation, where would you recommend?We are very financially responsible people. I want to continue to live that way.Thank you!  <response>: Stay in Cali. Once the kids start coming you will really appreciate being close to extended family. I know its wicked expensive, but so is daycare, babysitters, etc. 