<prompt> Human: My wife and I just got membership yesterday, piggybacking on my dads military service. Should I be excited? Ive seen some USAA evangelists around here over the years so am curious to hear what experiences people have what services people have used that are superior to what I could get elsewhere. My wife and I have a new house, new kid and are shopping for a new car, so I know USAA offers a number of things that may be of interest to us. Thanks!  <response>: Ive had USAA my entire life and its a great company. Ive only had positive experiences, great customer service and good rates. I currently I have a credit card, homeowners and car insurance. The policy coverage is outstanding. 