<prompt> Human: EDIT: so it sounds like this was pretty normal, and now I can rest easy. Thanks everyone for your help!Ill try to keep this short. I checked my FICO credit score this morning through my BOA account, and it dropped over 30 points from last month. Ive never been below 800 at least not in the past year, but my score for February was in the low 770s. BOA cited 2 reasons why my score may have taken a hit, and while they werent necessarily wrong, they also werent really unique to this month. First, it said I had multiple accounts open with balances. This was true for all of Jan and most of Feb Ive since paid them all off, but this definitely isnt the first time Ive had balances on both my credit cards, and Ive never taken a hit like this. The second explanation was that the proportion of installment loan balances to the original loan amounts is too high. I did recently buy a new car, but I purchased the car at the end of December, and I would have thought it would have been reflected in my Jan FICO score as well. So the point Im getting at is, does this hit in my credit score seem normal, or should I be worried?tldr: credit score took a decent hit, and Im not sure whether its due to my recent activity or something else  <response>: I did recently buy a new car, but I purchased the car at the end of December, and I would have thought it would have been reflected in my Jan FICO score as wellIt probably wasnt, and your new car loan is probably the cause of your 30 pt drop. It has lowered your age of accounts.Check your credit report on creditkarma just to make sure theres nothing on there that shouldnt be. 