<prompt> Human: Hi! Throwaway because I dont like talking about my financial situation on my main account. My live-in boyfriend is a software developer and a few weeks ago he started a job at a hedge fund. Because we live together, this apparently puts some restrictions on me in terms of trading stock. I have to ask permission from the hedge fund in order to buy or sell anything, and by ask the hedge fund for permission, I mean ask my boyfriend to ask the hedge fund. Would have been nice to know that so I could handle this before he started, but here we are. Right now, I have money in Wealthfront which invests your money automatically, and less than 2000 in Robinhood, a free stock trading iPhone app. And nearly 50 of my salary is paid in stocks.Its been a bit of a pain so far. I still have no idea if Im allowed to be using Wealthfront. Ive been waiting about three weeks and still havent heard back either way well, my boyfriend hasnt heard back either way. Meaning Im unable to put any more money into Wealthfront. It looks like I definitely have to move my money out of Robinhood and into a different brokerage as Robinhood doesnt support however hedge funds get records of my trades. Fortunately, it looks like I shouldnt have much issue selling the stock that Im paid in, though I will need to ask permission every time I want to sell.So I have a few questions1. Im having to get all this information from my boyfriend which is pretty inconvenient. I have to trust him to remember to ask people things and to ask them correctly. Hes responsible for following up if people arent responding. I just have to trust him when he says I am or am not allowed to buysell certain stock. Its not that I think he would lie. But Im pretty uncomfortable with the amount of control he now has over my financial decisions, as well as the amount of insight he has into them. Previously, I probably wouldnt have mentioned that I soldbought stocks. Now I am required to not only ask him, but get permission. Is this standard practice? Do most hedge funds require you to go through your boyfriendspouserelative to get permission for trades, or do they offer a way for me to communicate with them directly?2. From what I understand, there are legal requirements to prevent insider trading, but hedge funds tend to go above and beyond the legal requirement. How can I tell what rules are legal requirements vs company policy?3. What is my liability here? If he misunderstands or miscommunicates something, and I make a trade that Im not allowed to make, is he liable? Am I liable? Could he lose his job? Could I go to jail?4. I tried to move my stocks from Robinhood to Morgan Stanley, and apparently theres a pretty steep yearly fee for a Morgan Stanley account. Any recommendations on brokerage accounts without a yearly fee? I was thinking Etrade, if anyone has used that before.Thanks! Im not super knowledge able about stock trading or hedge funds, so apologies ahead of time if I need clarification on any of your answers.  <response>: If you arent very knowledgeable you might as well just plan to use a target retirement fund ETF that is OKed by him, and call it a day. Then you dont need to worry about any insider information. 