<prompt> Human: I was banking with a local credit union, however it was time for me to move my banking into the 21st century. Long story short, I switched to a larger bank. The money has been successfully transferred to the new account for about 2 months and my savings account at the credit union still says it has 22,000 in it, although the new bank reports that money was transferred to them. I tried transferring a portion of it to another account at the credit union just to confirm that it was actually there, and sure enough it worked. Am I liable for their mistake? What sort of trouble would it cause if I nefariously withdrew the funds left there in error?Please dont judge my morals, I just want to know what my liability is.  <response>: Youd be liable for it and have to pay any of it back. Tell your bank and let them fix it. 