<prompt> Human: Hi All,Here is the break down:Im buying a home for 271k with a down payment of 15, they are saying my closing costs besides my down payment will be roughly 11k. Is there anything i can challenge or ask for credit?Best regards,  <response>: You are paying 3k for services to closing, about 7k for prepaid escrow-type items including taxes, insurance, etc. and 1.3k for title insurance. This seems right on the money. 