<prompt> Human: New members, please read through the New User Orientation.This a continuation of Triumphant Thursday. Instead of posting individual threads for triumphant stories of how youve reached a certain net worth, paid off a loan, or other sort of bragging, lets consolidate them into one weekly thread!Make a top-level comment if you want to brag about something regarding your personal finances!For past Triumphant Thursday threads, please search the Weekly Archive  <response>: Finally got rid of PMI! I bought a house in January of 2010 when I was young and dumb at the age of 22. I got an FHA loan with 3.5 down and PMI. This past fall, I made it a priority to pay down the balance enough to get rid of the PMI. Im in the middle of a refinance now to a 15 year note, and the mortgage processor even complimented me on paying it down along with 40k in student loans.Now my wife has quit her job to finish school and we are cashflowing the tuition. This wouldnt be possible with debt and without a modest mortgage, which is now only 5k more than what I earned on my 2014 W2. 