<prompt> Human: I started budgeting a week and a half ago, and the emergency fund already saved me from a bad time. While setting up a dishwasher, the sewer pipe which, it turned out, was held together by duct tape snapped off in my hand. The godawful stink of sewer gas hit me and I realized I was in over my head. For the first time in my life I called a plumber, and he got us squared away for 300. So even if your emergency fund is small, it can make a BIG difference! Thanks, rfinance ! Edit: Oops, thanks rpersonalfinance !  <response>: Im guessing that the previous occupant used duct tape to fix this issue before because he didnt have an emergency fund.Well done. 