<prompt> Human: Ill be starting my new job tomorrow making around 42k a year. Im planning on building up an emergency fund and then paying down my student loans. Ill be contributing 6 of my pay to 401k. My goal is to eventually save up enough money for a down payment on a house. Should I just keep piling money into my savings account? or is there a better way to save up 50k over 5-10 years to buy a house?  <response>: I like your plan. Build your emergency fund, pay off your debt and then save before buying. The best way to get this done faster is to make more andor spend less. You dont want to be too risky with this money, so the returns wont be a huge factor. Focus on getting promotions, raises, more training, etc. and being frugal. When you are saving, you can get around 1 in online savings. You can also check out I Bonds or rewards checking accounts. Best of luck in the new job and your financial plans. 