<prompt> Human: Hello-I am about to graduate from college and I have 30,000 stored away in a savings account. I was wondering if it is a good idea to use these funds in order to pay for rent, a car, or other necessary living expenses?  <response>: Your living expenses shouldnt be in a savings account. I have two savings accounts: one is an emergency fund and the other is for future purchases currently saving up for a laptop, later plan on saving up for a new car. I keep my living expenses in my checking accounts. 