<prompt> Human: To clarify, I feel this because I am young just turned 22 recently and graduated with a well-paying job and I have semi-considering suicide for the past 3-4 years. I honestly do not think that I will act on those urges at least not anytime soon but the feelings depression is there nonetheless so it really makes the idea of waiting for 59.5 seem really stupid when I cant even think that far ahead because of my current feelings situation.It isnt even like I just blow all the money in my checking savings account, I actually have a fair amount in regular checkingsavings 10K and I am a relatively frugal person, I just find it very difficult to justify putting money into an account that I wont be able to access from almost 40 years from now when I personally cant even see myself ever getting there mostly due to depression etc.. I dont know if this makes sense, I just find it hard to justify. I understand that putting it in early is good and interest will increase it and all that stuff but right now, I honestly feel like I dont give a shit about what happens when I am like 60 years old since I need to figure out what is going to happen in the next few years first not so much from a fiscal perspective but from a emotional mental perspective etc.Am I justified in these feelings, and is stuff like this common?Sorry for the long confusing post. Feel free to delete it if its not relevant.  <response>: Sort out the depression, then worry about retirement. 