<prompt> Human: Hi,Over thanksgiving, I found out some more details about a family member who is going through a rough time right now, some physical disability and some cognitive issues, I think. I believe shes in some kind of program and gets a room at a group home and medical expenses and such, and I get the impression she cant even have more than a few thousand dollars to be in this program, and Im not sure if theres a cap on how much money she can accept as a gift.Id like to find some way of giving her small, periodic amounts of money - 100 a month, say - in a way that will end-run around those rules, and give her a reprieve from having, basically, no money at all.I was thinking of opening a new credit card - maybe a prepaid one - in my name that she could have access to use maybe it needs to be open in both of our names? at a very low limit 200-300, paying it off each month although Id hope it comes to around 100 or so. Im not so sure how good with money she is, but if she abuses my trust, I can just pay the minimums and she wont be able to charge more, or cancel the account and pay it off.Is there some inexpensive, I dont know the amounts make sense to bring a lawyer in to set up a trust or something other mechanism I dont know about giving her access to withdraw by debit from a bankaccount thats in my name that could help and wouldnt cause her any trouble?  <response>: If you want to ensure she could never charge above 100, then a prepaid Visa debit card may be the answer. You can reload it every month and there is no possibility of charging more, since it acts like a debit card. With a credit card, not only could she run it up to the limit, but not all card issuers actually enforce the strict upper limit.However, I dont know the rules of her program so I dont know what amounts of money she can have. You would have to check with that specific program to see what is legally allowed. 