<prompt> Human: I am completely overwhelmed and all over the place with my thought process and I have no idea where to start. Apologies if this should be posted in a different subreddit...legal advice?My ultimate goal is to support my family and protectpossibly own our homes.The accident:My dad was in a motorcycle accident early last month. I dont really want to go into details, but long story short, it was the other drivers fault and my dad is now in a coma. There is no telling when he will wake up and how functional he will be. He was the primary breadwinner for our family of 4.The facts: My dad is 60 His work disability only lasts until the end of next month We live in California He is currently in a vegetative state in an acute care facility We have two houses, one fully owned and one with 440,000 left on the mortgage My parents have 22,000 in credit card debt They also have a line of credit for 120,000 I earn around 73,000 a year My credit score is 699 I have no debts My mom earns about 40,000 a year I have about 28,000 in assets savingschecking, 401k, stock The house with the mortgage would most likely sell for around 900,000 on the market The house with a mortgage will have 7,000 in property tax due in December My mom will be moving to the house we own. I will most likely do the same.My mom wants to sell the house with a mortgage in order to pay off the debt and hopefully have money leftover for hospital bills. It makes some sense, but I am worried what happens once we run out of the leftover money and still have medical bills coming in. I am also worried about losing the house we own. I also wonder if there was some possibility of still keeping the house with a mortgage.My questions: Who do I need to talk to and will be most helpful? Bank? Financial advisor? Real estate lawyer? How or can the 22,000 credit card debt be negotiated? What kind of disability is my dad eligible for? SSI, SDI...? How does a line of credit work? How does house refinancing work and can the house with a mortgage be refinanced? How do I best negotiate hospital bills? How can Prop 58 help me? Can I put both houses under my name? Can I or should I buy the house with the mortgage? Can I takeover my parents mortgage at the 2,500 a month rate? If I can keep the house with a mortgage, I would want to rent it out for about 3,000-3,500 a month reasonable in this area, but the house will need some upgrade. Our living room needs new floor. The two bathrooms need a new floor. We need a new shower in one of the bathrooms. The kitchen needs new counters, oven, and stove. The house also needs to be tinted for termites. What else canshould I do? What would you do in my shoes?It seems like a pretty fucked up situation in regards to keeping the house with a mortgage. However, it would be nice to have a rent income, keep it due to the valuable area, and own my own home. I would like my mom to have money from the house for hospital bills, but I also think she should negotiate the bills so the money lasts. I will also like the house my parents own to be in my name so it cant be taken from her due to medical bills and also as payment for supporting them.What the fuck do I do.My mom is already packing up the house and is worried about money, especially since my dads disability income ends next month.I am trying my best to research all of this, but it is so overwhelming and I seem to only have a short amount of time to figure this all out. I appreciate any advice.  <response>: Highly recommend selling the additional house, your mother is right. Having a house that you are a landlord for is additional life stress that you do not need in those circumstances.Live in the house that your family owns - youll have no problem paying just the taxes if you can get through the other problems.Get a lawyer to address the fault for the accident to pay for medical bills, and in the meantime pursue whatever other insurance your father may have.I dont know about the other questions, sorry. 