<prompt> Human: The new credit card has 0 interest for the first year and has cash back options. The old card only has 1,000 balance on it. I can pay it off within that interest free year. Is it a good idea to transfer my debt from one card to another, considering the amount I owe and the benefits to the new card? Both credit cards are from the same bank.  <response>: Is it a good idea to transfer my debt from one card to another, considering the amount I owe and the benefits to the new card?Yes, but this doesnt solve the fundamental problem of why you went into credit card debt in the first place. Balance transfers to 0 cards may not always be possible, so fixing the underlying spending problem is something you should do ASAP. 