<prompt> Human: Hello, I just found out that I will be laid off in 2 weeks. I normally bring in around 2200 a month after taxes and have a lot of expenses, I have very little in savings currently and need some adviceCar payment 180 min month CC I owe about 9000 and usually pay 300 a paycheckRent My parents own a home and I am purchasing from them I pay them 1000 month and my roommate pays me 400month and a third of the utilitiesUtilities around 100 Cell Phone 75Gas for car about 40-60 monthGroceries about 50 a monthAssets300 in savings about 7,000 in stocks I am considering applying for unemployment as the layoff is due to downsizing, but I dont know anything about it. I live in CA, and have been applying to a bunch of jobs, but Im worried about not having a steady incomeAny advice is welcome. Thank you!  <response>: I mean, I dont know what sort of advice youre expecting... You have no money? Theres no real option here. I mean you can sell your stocks, but youll take a tax hit. But it may come to that because youre pretty much insolvent. Absolutely file for unemployment unless you want to declare bankruptcy.Prioritize the car, CC, cell and utility bills - in that order probably. Youre probably going to have to give your parents an IOU for a while until you get a new job. But after you get a new job, you need a budget. Unless its medical, there is no reason to have 9k in credit card debt. edit: also probably cancel the cell phone plan and move to a pre-paid plan. 75 a month for a phone is insane when you literally have no money. 