<prompt> Human: about 2 weeks ago, I started my new engineering job right off college so here i am, a once broke college student about to get start getting paid 70kyear 5k signing bonus. I guess my concern is that I dont know what to do with all that money and I dont wanna be irresponsible and spend it all.the company provides healthvisiondental and a bunch of other benefits which I signed up for and theyre gonna cost me about 160 every paycheck. The company offers a Pension as well but I dont get it till Ive worked 5 years for the company and they also offer 401k but no match.As far as bills go, I had to rent an apartment close to work so thats a 921month maybe 20 water bill not really sure but It shouldnt be more 40 electricity. I leased a car as well for 238month and I dont have any student debt or any other debt for that matter so thats good I guess.So the question is whats the best way to handle my money. Im 23 years old btw, and I live in Houston.Assistant: Live like a broke college student.Seriously.Dont splurge. Dont think that you have a lot of money. Spend your first year saving as much as possible max your 401k and you will be amazed at how much better off you are down the road.It is much easier to increase your spending down the road than it is to cut back on spending. Human: You think I should Max it out even though I get a pension?  <response>: Yes. How much pension do you get if you leave the company in three years, or five, or ten? 