<prompt> Human: Hey all. The title pretty much sums it up. My grandmother passed away this week and my mom has since reached out to me asking if I could take out a 5k loan in my name for her to use. My mother is pairing her struggling financial situation with her mothers death to lay the guilt on pretty thick. She claims she will make the payments and pay the loan in full once my grandmothers estate gets sorted out and she gets her tax return, but Im afraid its too risky for my wife and I. My credit is good, but I dont have a lot of extra money right because we just bought our first house and have a kid on the way. I love my mom, but I feel like shes putting me in an impossible situation. Any advice?  <response>: Assume its a gift and not a loan. If you can afford a gift of 5k,then go for it. If you cant, then youre going to have to come up with a reason to not do the loan 