<prompt> Human: Hello reddit,Im 22, in my final year of university. 1500 on Credit Card 1 19.9980 on Credit Card 2 19.94000 owed to school 1 interest, not a student loan..just amount outstanding to the university. I need to pay this before the September semester begins in order to enrol in classes Income is approximately 1000 monthI have no student loansfinancial assistance.Who should I pay off first high interest cc or high urgency school? Im expecting about 2000 from my tax return shortly.  <response>: Youve got to finish school, so make sure that no matter what you are in good standing with the university to begin classes next term. Work with them, though, because you might find that as long as youre working towards paying the balance they wont need the entire amount paid off. They want you to pay tuition this year and graduate, so the university has an incentive to be flexible.Once youre setting aside enough to pay back the school toss any extra towards the credit card with the 980 balance. Mathematically it doesnt matter which card you make extra payments towards, but it will be nice to more quickly knock out the lower balance card. 