<prompt> Human: This just happened to me. I am set to graduate college in a week, and I decided to check for any pending financial fees Ive read many horror stories about tiny library fees preventing students from getting their diplomas. Lo and behold, when I check my account inquiry I owe the university 8,000 dollars. Two weeks ago I decided to pay off nearly all of my previous loans in one fell swoop. I spent almost all of the money Ive saved working my job during my time here as an undergrad...even though the first payment on my loans subsidized, by the way wouldnt be due until June. Now, today, I find out that I owe the university 8,000 dollars within the next eight days and have no emergency fund to pay that, due to a change in my financial aid package that I was never notified about. Lesson learned. Save an emergency fund.TL;DR: Spent my emergency fund. Found out I owe my university 8,000 in the next week before I can get my diploma.  <response>: There is another message here: Always know what you owe, and to whom, and when ts due. 