<prompt> Human: Im in my mid twenties with about 13,000 in my 401K. My company offers a Birth Date actively managed portfolio but the fee associated .53 with that seems like a waste. Im thinking of moving to an all stock index funds. Something like 70 US Large Cap and 30 US Mid Cap. Maybe 10 International. The fees for these are .03.Once Im through my student loans I plan to start doing personal investments in index funds to benefit from the pretax savings of the traditional 401k.Whats PFs thoughts on this move? Is the International a good add and, if so, where would be the best to take the 10 out of?  <response>: 100 do this move. 