<prompt> Human: Went from 715 to 630 in less than two months... we had two different lenders checking to my credit for financing a house, and then I also applied for a lease for a large piece of construction equipment. I checked my credit score this morning and its at 630. I have no debt and pay off all my stuff Ive never had any collections agencies, this is just so fucking frustrating. I know those inquiries would have affected it but had no idea that it would have changed this much. I know one of the major things counting against me is my credit history is only 2 years old. Any advice would be appreciated. Is there any way to help or fix this relatively quickly?  <response>: The effect of inquiries decays quickly. They stop affecting your score after 1 year and disappear entirely after 2 years. Basically, just continue paying your bills on time and dont worry about it. 