<prompt> Human: For the first time, I overdrafted my checking account at TD Bank for the first time. I very quickly paid it back using some money from another account. I have a question though, did overdrafting my account harm my credit score, even though I repayed it as fast as possible within 24 hours? Any help would be great. Thanks!EDIT: I forgot to mention, I have got a student checking account, which means I dont have overdraft fees.  <response>: No, it shouldnt. Overdrafting is often seen as a feature of most banks, where they get to charge you 25-35 bucks and your purchase goes through. As long as you brought your account back current and it didnt go to collections or anything like that, it shouldnt affect your credit score at all. 