<prompt> Human: Hi guys,I am 26 years old making 56k base with yearly bonus of 2-7k variables are personal and company performance. After taxes and healthretirement, my monthly take home is approx 3.1kMy CC is at 8k and APR of 12I have, roughly, 25k grad school loan debt roughly 6 interest rateAt the moment, I am trying to juggle social lifepaying down debtputting some portion away for a house. As of now, I contribute 300month to loanccsaving for house, respectively - aka 900 total I plan to apportion tax return and bonus similarly. My question is, is this methodology ludicrous? Any tips or pointers? Thanks in advance!  <response>: With 13k in credit card debt, I would cut social life and house savings out of the balance completely, and pay just the minimums on the student loans. Focus everything youve got to spare on getting rid of that credit card debt. Once thats dead, you can ease up a little if youd like start back with the social life and then split payments 70 student loan 30 house savings. Each dollar you spend on social life or the house fund is losing you 12, and each dollar spent on the student loans is losing you 6. 