<prompt> Human: Im 39 and know I can put 18,000 into my 401k this year. I put 6,000 in earlier this year before switching jobs and now Im coming up on putting 12,000 in on the new job. The new job doesnt know about the first contributions and so will keep letting me contribute until Ive put in 18,000, but that will put me at 24,000 for the year. I realize that the IRS will know it come tax time and that Ill pay taxes on that additional 6,000, but should I still just do it as the money will still go into the 401k and get matched? Another important note: Take IRAs out of the equation. I make too much money and also already plan to do a backdoor IRA, so dont need suggestions from that direction. Thanks for any insight!  <response>: You want this: 