<prompt> Human: As the title might suggest, Im a loser, but that isnt what this is about.I still live with my mom, and to be honest, Ive never had a job in my life. Ill probably be homeless eventually, since I doubt I can live off of disability checks I didnt go to college.That being said, I have managed to save up around 12k since I was 16 or so. I currently have it in an online savings account with 1.05 APY. Is there anything else I could be doing with this money other than having it sit in savings? As I said, I dont have any income I give my SSDI checks to my Mom in full, but I also dont have any expenses or debt. I also dont have any assets. I never learned how to drive, and to be quite honest, I probably leave my house roughly once a month.I built up a credit score by getting a credit card as a teen and using it like a debit card - use it for any spending, pay it off the same day. Last time I checked few months ago my credit score was 780.Considering my situation, is it impossible to invest the little I do have, or is it not feasible beyond keeping it in savings?  <response>: To be honest, youre best bet is to take that money and invest in yourself. Take that money and take a course, with that money you could go to a community college dont overburden yourself with more than one course until you know you can stick with it. Try and get a certificate of some kind, something that is going to pay off in the long run. Find a part time job, it can be hard work but there are plenty of jobs out there that make reasonable accommodations for people with disabilities and you can do volunteer work in the meantime which provide you plenty of connections and references. Even with taking a course for a couple thousand, you could still have plenty to learn to drive its never too late to learn and buy a reliable car. If you dont take control of your life now youre only setting yourself up to fail. The only people who never succeed are those who never try. 