<prompt> Human: Ive been dating a guy for about 3-4 months now and its starting to get serious, but I have some concerns about his financial health.Me: Early 30s, graduate degree, established in career. No student loan debt. Currently working to pay off consumer debt car, CCs, will be debt-free within the next 9 months. Him: Early 40s, working on 1st bachelors degree, plans to enter 3-year grad program afterwards. He has 4 years of school left. Had defaulted loans in past currently in good standing due to loan rehab program, credit score is not so great due to a failed business he owned earlier in life. Im also a bit worried about his financial habits. Hes not working right now living off of student loans, so he can focus on school. I guess that makes sense, but I worked part-time during undergrad and full-time through grad school, so its hard for me to sympathize. He does not spend extravagantly, but hes not living like a broke college student either. Even though I have a full-time job that pays rather well, Im quite frugal because Im working to pay down my debt, so Im quick to suggest thrifty date ideas like free events and cooking at home, for both of our sakes.Other than this, he is a really kind, wonderful, intelligent man and we get along so well. I just need an outsiders perspective. I want to stay with him, but a part of me is worried about our financial future if we stay together. But I dont want to dump him just because hes broke. That seems really materialistic. I really dont know what to do.  <response>: If its just about his debt, its petty. If its about his inability to learn the value of a dollar and still has these habits, its not.But like others have said, this is more an rrelationshits advice than rpf 