<prompt> Human: Hi personalfinance, Im looking for your suggestions and good reads to grow my savings. All advice appreciated! Thanks in advance :Past couple years I earmarked my savings for a home down payment, however lately plans have changed. Now I want to grow my savings. Hold on home purchase for 3 years. Im looking for resources that teach about investment vehicles. I do not plan to be an active investor stocks. Currently I have the following:70K in a 1 savings account401K - no company match, 1.5K started 2017Roth IRA - 5.5K started 2017No HSA but plan to open before 2018No debtMonthly living expenses rent, etc 2KEDIT Thanks everyone for your responses! The info offered provides an awesome bedrock of items to research.  <response>: With your Roth maxed out already for the year, why not contribute all of your salary to your 401k. Then live off your bank account until you hit the 6 month emergency fund level. I dont think you can contribute to your 401k other than a payroll deduction. Also, if you have a qualifying health plan now for an HSA, get it opened and contribute! 