<prompt> Human: I recently switched to Simple Bank, so I figured Id give their bill pay feature a shot. So I entered the address on my bill, my account number, and the amount, and hit Submit. This mailed a check out to them, guaranteed to arrive by August 1. I looked at my account today to submit a service request and behold, there are 180 in late fees for my apparently unpaid rent. No attempt was made to contact me. Do I have any recourse, or am I on the hook for these ridiculous fees for something that was out of my control?  <response>: Negotiate your way out of it. You can get those fees EASILY waived. Be nice, or raise hell. You need this skill in life, otherwise youre gonna get TOOK everywhere you go. 