<prompt> Human: Ive heard a lot of rumors that my local bank is going to shut down. I have my mortgage there which is about 40 paid off. If they do shut down, what will happen to my mortgage and property ownership?  <response>: Typically speaking banks in the U.S. dont just vanish. The government has a strong interest in maintaining continuity, so if necessary theyll step in and force a sale or merger to a larger bank.TAL did a good episode about a bank this happened to: 