<prompt> Human: He has 50,000 dollars in a Bank of America savings account making 0.01 interest. Hes had it there for years... and to me that means he is just losing money over time. Not only due to inflation, but opportunity cost of not investing.How can I help him out?  <response>: Have him read the Wiki and browse this sub. Generally speaking, the How to handle article is a good plan for most people. 