<prompt> Human: There is something of a battle of the wits going on between Suze Orman who claims you need at least 5M to retire early, and Mr. Money Moustache who thinks thats plain BS links in sentence.x200B;Wonder what the rpersonalfinance crowd is thinking about this conversation. I do at time find MMM to be over the top idealistic, and almost a bit naive about lifes circumstances. At the same time, I think his basic principles are some of the best around. Meanwhile Suze Orman making claims that you need 5M to retire, just dont sound right to me.x200B;Update Sat 12:35 EST: Lots of interesting discussions. Tried to keep on a few threads. One conclusion Ive drawn here is that people have very different ideas of what retirement means. I think for some its FIre and for others, something more like fiRE. For others its something else entirely. My belief is that you should have the freedom to choose to do any of these things, and Id only ask that people refrain from mocking one perspective or the next with shorthanded replies. Provide data, perspectives, enrich the conversation. x200B;x200B;  <response>: I think we can all think of situations in this fucked up health care system where nearly anyone under a million dollar net worth can lose it all. 