<prompt> Human: Hi, Im writing this because I really dont know where else to turn. Im so afraid, and have no idea what to do. Im 24 and Im a graduate student at an out-of-state public university. Currently:Have: - 517 in my bank account- Make 183 every two weeks as a teaching assistant - 2000 in a college fund Debts:- 1500 in credit card debt - 9895 in unpaid tuition- 865 rent every month paid through November Obviously, my salary from being a TA is not enough to support me, but since my studies have been so important to me, I dont feel that I can work more than my current 25 hours per week without my grades suffering. My family has money, and I had always been lead to believe previously that there was more than enough money for me to pursue my education. And I do believe that is the case. However, in a recent conversation with my parents, they indicated that the 2000 remaining in my college fund was the last of the money they were going to give me. What do I do? Obviously my life is not financially sustainable. My parents have made it very clear that they do not support me in trying to obtain a student loan for moral reasons. I recently tried to obtain one anyway through my bank, but was denied because of my outstanding credit card debt and not that great credit score. Do I have to put grad school on ice and get a full time job and move somewhere cheaper? School is so important to me, and if I had to give them up, I would be emotionally devastated. I left everything I knew and moved 2000 miles from home to pursue a degree Im so passionate about and that has good future earning potential Masters of Public Health. But if thats the only solution, thats the only solution. So please, someone out there, help me. I know Im 24 and I should have this figured out by now, but I dont, and Im really scared for whats ahead. Assistant: Have you looked at federal loans?Human: No, Im just doing research into them now! Do they come only once a semester?  <response>: Your best bet is to talk to the financial aid office. This is literally why every college has one and why they are named financial aid. Keep your head up, you can do it. I was lost at 24 as well but in a few years you can be even better than you are now. 