<prompt> Human: I just recently invested about 3500 worth into 2 different funds with Vanguard about 3 months ago. Both funds are pretty risky so theyre heavily concentrated on stocks. With the market having the returns theyve had its been a 0 return so far but now with this weeks performance I am considering selling but I dont know if I should or not and tough it out.  <response>: It sounds to me like you need to reassess your appetite for risk. High risk portfolios dont pay off if you cant stomach the ups and downs, and this is just a very small down. Imagine what youll be feeling if your portfolio halved in value. 