<prompt> Human: Where should I keep my 6 month emergency fund? I have about 25K sitting in a credit union right now. My interest rate isnt very good.The intent is not to use unless I need it for an emergency. I am leaning towards stocks I.e., Apple or Amazon only, but i am open to saving accounts, CDs, or something else... Any suggestions would be greatly appreciated. Thanks in advance.  <response>: Just leave it in the credit union. I dont think that switching banks for an extra 30 basis points interest is worth it. 