<prompt> Human: My question is should I put my extra money3000 in a Vanguard account right now because the SP 500 is dropping or should I do something else with it? Goal with this money is for long-term investments so I would like to know what would the best course of action would be. I do not have any other debts so that is not a factor to be considered  <response>: Time in the market beats timing the market.If you are in it for the long haul, the dips we are currently seeing wont make too much difference. If you are really worried, you could buy into the SP slowly to average out your costs. 