<prompt> Human: I am EXTREMELY stressed and fed up over my medical bills gone to collections this past year. In May of last year I was in the hospital for a week and while most of my services were billed to my insurance company, some of them were not, even though I provided my insurance information several times. I have made spreadsheets of all my medical bills because theres tons of them, and I know what I owe after my insurance company paid for most of my services, but thats not what Im referring to. Im referring to the batch of bills that were never billed to my insurance company and the dispute process to Experian, Equifax and Transunion isnt working in my opinion as well as it should. Heres what I want to know:1. What are my options at this point aside from sending in more disputes? My credit is getting killed over this. 2. Some of my bills did come off my collection report from Transunion and Experian, but not off of Equifax... by law do they have to remove my collections? Also, Im not liable to pay those since they were removed from the other two credit bureaus right? THANK YOU FOR YOUR HELP!!  <response>: I think youll have more luck disputing this directly with the hospitals billing department. I had the same thing happen to me 8 years ago and was able to get them to drop the bills after many, many phone calls by proving that they did not bill the insurance within the time required by their contract and as such had forfeited the right to collect payment and their contract should say they are not allowed to come after the member. 