<prompt> Human: I recently wrecked my leased 2010 Camry. Times got tough so I switched from full coverage to liability only. I wrecked it and its now totaled. Im 19 and dont want to ruin my credit but also dont want to pay 380 a month for the next 3 years and then pay 3k to buy it out at the end of the lease. What are my options?EDIT: Is it possible for me to keep paying for the car and not let the financing company find out?  <response>: You really dont have many options since you went the easy route and lowered the insurance. 