<prompt> Human: So my mom 64 is retiring from the VA after 42 years of service in September. My dad is 62 and stopped working his electrical IBREW union jobs in 1990. I was trying to help with their SS and pension needs. It looked like my mom would take home 24k a year post tax -- 30k SS once my mom starts to draw from SS in 2017.My dad, started taking his pension in 2015 -- no idea the amount it is greatly reduced for 15 years service. I was told their financial planner estimated my dad should take SS next year also -- no idea what the numbers are.Their credit score is 714.Today I looked at their CCs. The debt I know of is CC 1 - 5,070 9.49 CC 2a - 7,290 17.24 CC 2b - 4,000 0 -- bank transferred in no idea how long this lasts for CC 3 - 5,579 17.49 mortgage 300 monthly interest with 50k balloon payment due in 2018 they own 25k in equity and was valued at 100k for taxes there is water damage, mold, and very bad roof, so I do not know how much it could sell for.I believe they have 100k in a 401k.I am looking at this thinking WTF. My current plan use my 5k in my saving to buy their 5k debt and start charging 15 my monthly profits funnel back to buy more of their debt convince my parents to draw the max amount out of their 401k until they hit the next income bracket -- that money pays off debt graduate in 3 semesters I can do it in 2 if I bust my ass with a Computer Science Degree and get a local job for 50-60k midwest area live like a college student maybe stay at home, max 401k and IRA 23k per year, and start buying more debt once I have all the debt, start charging 6, so their is a chance they can pay it off before they die.What are you thoughts? is this sound? can I bail them out with out screwing the relationship?PS is anyone looking to hire a CS major full time starting today?  <response>: so their is a chance they can pay it off before they die.Why do you care about them actually paying off this debt? 