<prompt> Human: Its a friends issue so I dont know much about it but I will do my best. I mostly want to know more about how this happened. My friend recently turned 19 has a savings and debit account linked to his moms account because he still lives with her. As far as I know, his mom owed taxes and from what he said, the government took HIS money from his account to pay for it because it was linked to his moms account. Is this even legal or possible? Is it a mistake? Can it be fixed any way? The state he is in is New Jersey if that makes a difference.Any info would be appreciated.  <response>: Yes, typically joint account holders are responsible for debt of either party. If this was a government garnishment this went through the courts and theres nothing that can be done. He needs to open his own bank accounts. 