<prompt> Human: You are NOT alone, and you CAN do it! Everyones made mistakes and we all have to pay for them some way, but remember mistakes are a lesson to be learned. Debt is something that is sometimes hard to handle, especially if income isnt enough, but its not impossible. Whether its CC debts, medical, student debt, whatever it is; its important to know that you are not alone and there is light at the end of the tunnel. Keep your face to the sunshine and you can never see the shadow. Helen Keller I felt like making this post because I, too, is having a hard time swallowing debt. I have student debts, private loans, and CC debts that just hit me in the face today because Im working on borrowing more money for school and Im only 22. Most of it is self-inflicted, and I feel really ashamed about it. However, I dont think itll help me if I just beat myself up emotionally. I know its tough and I just felt like I needed to tell someone that we can do this, we will do this! Thank you for reading, P.S. Please do not downvote if you disagree, there might be someone whos looking for something like this... Im just trying to help out :Update: Thank you to everyone that commented on this post, and for all the kind words that I received. I was a bit hesitant to make this post, but now I am glad that I did. Not only did you guys help me feel better and not alone, youve also helped someone else who is struggling with this who happened to come across this post. Lets keep our heads up and tackle this monster, let us make sure we can still find that sunshine everyday. Heres another quote to help get through it: In three words I can sum up everything Ive learned about life: it goes on. Robert Frost  <response>: Thanks for the kind words stranger, it lets off a little steam knowing there are people with whom you can empathize about the stress and that fucked feeling of self-loathing weight on your shoulders that you put there yourself type grief that comes along with such debt, im at odds as to howor why i happened stop to read your post, being that i can sympathise having and still do owe st. josephs hospital around 20,000 all just for a three day stay admitted with no insurance: this is a constant mental fuck you to myself everytime im reminded. Thanks for your spirit, heart, and action in regards to this piece of shit issue you know? it helps...still fucked up, but little shit like what you did there totally helps to stay positive, aw good on you friend, thanks 