<prompt> Human: I got a 2013 hyundai elantra two days ago and I financed it through the dealer which I shouldnt have He made 6 hard inquiries after credit karma alert came up when he told me he only made 2 hard inquiries. now my credit got screwed over. What can I do, should I lawyer up since this scumbag lied to me?  <response>: Be calm. Often when multiple hard inquiries occur in a short period of time 14 days the bureaus will adjust and only count it against you once. The reason for this is that you may be shopping rates most common is mortgages and if they see multiple hard inquiries they assume that youre shopping around. I think it may take a few months for the adjustment.That said, fuck this asshat. Write an eloquent letterdont call him an asshat to Hyundai corporate and express your extreme displeasure at the situation. Indicate that if you do not receive a prompt reply you will have no choice but to report the incident to the CFPB. EDIT: source 