<prompt> Human: Hey guys,So, I opened my first credit card in April of 2016 at the age of 19, shortly after receiving my SSN immigrant. It was a Bank of America Secured Credit Card with a 300 deposit and credit line. Since then, Ive paid it off in full every month and I now have a credit line of 1,300, and a cash line of 500. My credit score is 75012 months after, I applied for another credit card Chase Sapphire Preferred and I was denied . I was also denied a card at the retail store I worked at14 months later, I was denied for a Bank of America Travel Rewards card after initially being approved at the bank.19 months later yesterday I was even denied for the student version of the Travel credit card. I can understand being denied for the Chase as it is a hard card to get and I dont really have an income because of school on the flip side, my parents cover 95 of my expenses incl. tuition, food, rent etc, but what gives with being denied for the student card? Arent those cards designed for students in situations like myself? I was also told by Bank of America that their trial period on the secured card is typically 1 year  <response>: I dont really have an income because of schoolYou dont have an income, youre a poor credit risk, of course youre getting denied left and right. Plus you had some hard inquiries on your file for the CSP and BoA cards that probably convinced them to deny the student card. 