<prompt> Human: Forgive my ignorance if this is obvious, but you hear a lot about checking a credit score and how important it is, etc. But my understanding is that it is primarily possibly exclusively? important for keeping interest rates low on future loans. Is this true? My partner and I own our car outright, we own our apartment, and we will never have children. I have no idea what my credit score is I should add - no reason to think it would be anything less than perfect, I use CC regularly, Ive never paid anything less than the full balance off each month, Ive never taken a loan and since paying off my student loans less than 4 years after graduating Ive never been in debt but should I care? Is there any reason why that will matter to me or my partner for the remainders of our lives? Thanks all.  <response>: Some employers have started looking at credit scoresreports for employees but Id think unless youre in the financial sector and it matters it wouldnt be a big deal unless youre score is garbage.Also your credit score factors into your insurance home, auto, etc. It is a small piece that can affect your premium. This might be one of the most relevant to you. 