<prompt> Human: That story above is what I expect to be mine to be like, except twice the amount of debt private undergrad and medical school, no scholarships because Im not smart enough or a minority enough or poor enough.Is there ANYTHING I can do to start savingpreparing for the futuremaking sure Im not doomed financially? If you could ELI5, it would be even better, because I wasted my education on straight up science and know nothing about financeeconomicsetc.I am currently borrowing as little as I can which still amounts to 75k a year for tuition and living expenses, and rarely spend money frivolously not much eating out, shopping, etc. Id like to start an account that collects some sort of interest but have no idea what I would be qualified for a friend told me I couldnt start a Roth IRA even if I managed to scrape together some money for it because I dont have an incomejob.Yes, I know Im in bad shape, but Im halfway through and Im just trying to minimize the hardship at this point.Any advice?Thanks in advance.EDIT:Looks like the general consensus is just to focus on school, be frugal for the next decades? and pay off the debt quickly rather than worry too much about saving for the future.Hopefully Ill be back in ten years giving advice to the next generation of upcoming doctors.Thanks for the advice! This has calmed me down a bit. Back to studying...  <response>: You may want to check out the Public Health Service. Become part of the Surgeon Generals corp. They offer tuition repayment for time served in underserved communities. It may be the Answer to your situation. 