<prompt> Human: BackgroundSo a quick background. Due to some bad investments, my parents havent paid their mortgage in about 5 years. Three years ago, the house was supposed to be foreclosed but we hired a lawyer to work something out with Bank of America such as a modification of some sort. He kept filing chapter 7 to stop foreclosure proceedings and BOA kept selling the loan to mortgage service companies, after about 3 years we finally started a trial mod in January and I just got the letter asking us to sign and return the papers to finalize the modification. The offerwe owe about 200k on the house and are behind on about 115k for the past 60 months fees. In the letter the mortgage servicing company waived the late fees but are adding the escrow and interest fees at the end of the loan, they are trying to give us a new 20 year loan with a 3.25 rate down from 7 but in fine print they indicate that instead of the 200,000 we owe, they are giving the loan off 290k and in twenty years, if all payments are made we will be at 256k paid and expected to come up with the remaining 40k and pay it at once.The questionsIs it worth it to agree to these terms since you can get a fairly newer house for around 300k in our area. Is there a way I can negotiate with the servicing company to waive some of the interest fees? Also, three years ago we tried to work something out with BOA but after a long run around we gave up and hired this lawyer who promised to save our home. Im not sure how we came in contact with him since hes 3 states away and weve never met or seen him, he sent us a retainer where we agreed to pay 1500 up front and another 1,000 when everything was done. This guy was kind of shady but I really didnt know what else to do at the time since I dont know much about housing, after a while he started charging us 400 a month because apparently he was putting in so many man hours and he kept threatening to withdraw from the case if we didnt comply arguing that he satisfied our contract and that since the loan kept going to different mortgaging companies that it wasnt even his problem really. He would ignore my calls until the end of the month or whatever time he wanted his deposit. I called him out a few times asking why I cant find anything about his firm online,his response was he retired. I asked why hes not listed online for bar exam and he responded with that hes an consultant. Basically he just danced around my questions and would insult us calling us cheap and not wanting to pay for rent and brag about how hard he was working to save our house, even though from the beginning I told him we wanted to start paying the mortgage, anyways, Ive probably given him over 5k in the last 2-3 years, Im not sure if I can do anything to get my money back or something.  <response>: The lawyer is shady...but your parents are staying in a house they havent paid a dime for in 5 years? lol okay. 