<prompt> Human: I have 2 old retirement accounts at places I used to work. I was not vested in either so they now function as savings accounts. They are worth about 3000 and would be subject to a 20 withholding tax if cashed out and would be distributed in 60 days. The accounts are in California, if that matters.I just got a new job where I will net about 1500 conservatively a month after all my bills are paid. For health insurance and other reasons, my fiance and I need to be married before I start the new job and are planning a small backyard wedding for AT MOST 3000, but our budget is currently projecting 2000. The wedding is in 5 weeks. I still need to budget for moving expenses, so the wedding cost has to come from credit for now. My moving costs will be reimbursed in August. The cost may drop if more family and friends offer to help.Option A: Withdraw retirement funds and pay off credit cards completely as soon as checks come in.Option B: Roll over retirement funds, pay off credit cards with paychecks ASAP.Option C: Something you all suggest. Other info:Why not at the courthouse and do ceremony later? A later wedding would be more expensive because we are moving out of state. Agingsick family members are a concern.Credit APRs are 12 on 3000 limit, 18 on 1500, 24 on 4500. About 2500 is spread across the cards now. edit: Since a lot of folks are commenting about the backyard, this is in our backyard. Our budget breaks down as follows: 700 for food, 100 for winebeer, 25 wedding cake, 300 wedding rings, 90 licence, free family officiant, 50 non alcoholic beverages including dispensers for watertea and cups its going to be 90 out, 10 disposable platesnapkins, and 100 for extra tables and chairs after borrowing from friends and family. That comes out to 1375, before taxes and gratuity to the caterer. Im sure more will come up. We have cut everything we can. Most folks are coming from out of town so they cant cook for a potluck. We have our own speakers, making decor from whatever is around the house, and are wearing clothes we already have.  <response>: Pay for it from savings not retirement accounts or credit cardsIf you cant afford a 2000 wedding then dont have a 2000 wedding. Backyard, wedding cake from Costco, a few dozen friends, borrow some tables and chairs, no rented tuxwedding gown, cater some food from Chipotle, pay the minister 200 and have yourself a 500 wedding. Or skip the food, and go straight to a BYOB wedding, set up some speakers, dance a bit, done and you are out 300. 