<prompt> Human: Hi all, I have a fixed term job and during my time working, took out a loan to buy a newer car. Relatively small loan of 5000 in order to build up that line of credit. Knowing my job would end, I did bigger payments while working to pay off a good portion of the loan.Now my question is, my due balance for the next several months will be 0 due to me paying so much off. I obviously still want to make payments so they see Im still paying, but can I get away with not paying the monthly minimum which would normally be 120 and instead paying like 50? Or would it look bad and I should still pay the minimum? I can do either, I have plenty saved and soon other much smaller income, but obviously saving 70 would be preferable.EDIT: Thanks for everyones help. Since these payments are done online Im going straight to principal payments. I really appreciate your insight and knowledge!  <response>: If your monthly payment due is 0 due to prepayments then paying 0, 50, or 120 are all the same in terms of how it looks. 