<prompt> Human: Hi all. We are currently in underwriting on a mortgage. The lender wants us to write a letter explaining a hard pull on our credit from May. This was for a mortgage pre-approval. What do we have to say? Credit pull by XXX on XXXXXXX was for the purposes of mortgage pre-approval. Signed XXX and XXX?Is that it?  <response>: Theyre just making sure you didnt just take on a ton of debt that isnt otherwise showing up on your credit report yet.Listen to uhokie7373. 