<prompt> Human: EDIT: Whoops. Capital Gains. Hey there. I have about 35 grand in non-retirement stock at vanguard. A lot more in retirement. If I need access to cash this week, how long would it take if say I wanted 5,000-10k out of it? Also, what is the best way to know my tax implication? Thanks in advance! Assistant: Say, you place the market sell order today Sunday on some stocks or ETF. And I mean stocks not mutual funds.1. Vanguard sells your stocks on Monday. Price is not determined until stock exchange reopens on Monday.2. Money actually comes in on Wednesday. Two days is how long it takes stock exchange participants to exchange money and stocks per SEC rules.3. You may initiate a bank account transfer on Wednesday. 4. If you bank with Chase, you might get the money that night Vanguard uses Chase as custodian. If your bank supports 1-day transfer, you get it Thursday. Otherwise wait 2-3 business days.5. You may use the debitATM card to withdraw physical cash once money hits your bank account.To estimate, no, to exactly know your capital gain, click My accounts on the Vanguard red bar, Cost basis, go to the Realized gains and losses tab. Do this Thursday if you sell Monday 2 days for sale to settle and 1 day for Vanguard website to update.Human: Shoot: I should have mentioned these are mutualFunds.  <response>: Mutual funds settle in one day instead of two. You can also tell it to deposit directly to your bank account. For Vanguard mutual funds, since transactions are done in-house, you can get money a bit faster, between Tuesday and Thursday. 