<prompt> Human: My internship for software programming offers 401K matching up to 6 of my pay per pay period, but the recruiter said that most student interns do not contribute. Would you suggest me contributing? My main issue is what happens if I choose to leave the company once I graduate? I am currently a sophomore looking at two more years of school at least, so I am assuming I will be at this internship for that long. This internship also provides the opportunity for full time work post graduation, however, I am not sure if I would accept considering I havent started my work just yet.EDIT: Thank you all for the overwhelming and seemingly unanimous reply to my question! Ill be sure to set up the 401K matching at my internship when I get started this summer.  <response>: Unless you have something else pressing to do with that money, it is one of the smartest investments you can make. Your money earns tax free, and the employer contribution is basically free money. 