<prompt> Human: I started a 2nd checking account with my current bank to store my rent funds, but Im getting annoyed with the monthly fees that get deducted, even when I use direct deposit. Cash is a possibility, but not my ideal option since I dont see my landlord in person often and Id prefer to have a paper trail of my payments.  <response>: Fire your bank and sign up with a bank or local credit union that doesnt charge you fees. 