<prompt> Human: Ok so Ive read a few dealership wants my car back posts here on personal finance but never came across one like this.Before I begin I want to note I have a 2013 Dodge Dart that I owe too much on. I took a risk a couple of years ago on a high APR loan and rolled my old car loan into it with hopes on a newer car I could refinance after a year of so of on time payments. Long story short, I couldnt because the value of the car dropped so much since the time I bought it that it went under water pretty fast. So where Im stuck now is 410 month payments that I cant get out of capital one auto finance will not work with me in any capacity.Until now I largely accepted my fate but now I got an offer that Im skeptical of but wouldnt mind wasting an hour to hear out.The offer I got was from the dealership I get my warranty work done at, they are offering to pay my loan off on my current vehicle and take 10k off the new vehicle. Sounds too good to be true, so I contacted them and spoke to a rep, who confirmed this is a deal they are running and furthermore no money will come out of my pocket.Am I missing something here? Has anyone gotten this offer before? I know there has to be a catch. Thanks!  <response>: This is what you did. I took a risk a couple of years ago on a high APR loan and rolled my old car loan into itAnd this is also what the dealership is trying to get you to do again. I couldnt because the value of the car dropped so much since the time I bought it that it went under water pretty fast.Youll be even more under water if you accept this deal. 