<prompt> Human: I was willed a house that I pay the taxes on and thats pretty much it. I had been planning to fix it up and sell it when my finances allow me. Should I try and get some insurance, government flood or otherwise? Do I have time?Update I did buy a general plan through Liberty Mutual, goes into effect tomorrow. Does not cover flood, that is federal insurance FEMA and takes 30 days. Wish me luck :  <response>: Prepare for disappointment. Otherwise everyone would wait until a disaster was coming. 