<prompt> Human: I apologize in advance for the long tirade ahead, but I want to spell out everything clearly and concisely in hopes of getting the best response I can.I graduated from Purdue in May with a degree in Organizational Leadership and Supervision, with about 28,000 in student loan debt Didnt have enough grants to quite cover everything, worked during school, no family contributions.After school, I tried working for an insurance company, but the position was commission based and I couldnt sell Life Insurance very easily as my entire natural market was too young to really care about that. So I found myself taking a delivery job, and the money honestly wasnt terrible, it paid minimum wage but I brought home tips of about 250 or more every week. The big hang up was due to the new health care laws, They refused to give me more than 30 hours a week. After frantically searching for new work or something, I started an internship this month. However, it is an hour commute from where I live.So heres where Im at as far as income right now tax deductions estimated:Internship 32 hours a week at minimum wage : 175 a weekDelivery Wages 28 hours a week, less than minimum wage, taxes from tips deducted from paycheck: 75weekDelivery Tips: 250 a weekTotal: 500week, 2,000monthIll throw my expenses down too:Rent: 430monthUtilities: 70monthStudent Loan Repayments: 300monthFood: 200monthFUEL Delivery driving70 mile commute during the week: 500MONTHPhone Data plan and GPS absolutely needed for delivery driving: 53monthCar Insurance: 32monthMisc.: 150monthTotal:1733monthAnyway, things were kinda precarious but somewhat manageable, until I get a flat tire on my car, and find out my car, in the mechanics words, is about to snap in half. The winter, commuting, and delivery driving have not been kind, and the strut is about to break. They told me I shouldnt drive it any more than I absolutely need to until I can fix it.Now at this point its worth pointing out that my car is a 97 Taurus with over 200,000 miles. I know at this point its only going to have more issues going forward and I would be better off getting a new used car. So Im looking for something that can take me putting a lot of miles on to it, gets good mileage, and wont lemon out on me, and something I can keep monthly payments around 150.However, I go to my credit union and they flat out tell me with the way my debt to income ratio is, they cant finance a new car purchase for me unless I can come up with some serious down payment or something for collateral. My only saving grace is that I have great credit, having been paying my loans on time and having had a best buy credit cards a few years ago that I paid back.So heres my current situation, broken into pieces, and Ill take advice on any of them:I cant afford to get another car, but I EVEN MORE cant afford to not have a car. And my current car is currently set to break down at any time.I work 60 hours a week, 7 days a week, between two jobs which rely on my ability to drive for either commuting or for delivering.While Ive had many interviews, I cant land a big boy job. Im hoping my internship will either turn into one or at least be another shiny thing to add to my resume.So Im kinda at my wits end about what I need to do right now. Reddit, if you can tell me anything to help me out, Ill greatly appreciate it!  <response>: Not enough time to answer everything atm, but with regards to the schooling, 28,000 in loans for a 4 year at Purdue will almost certainly pay off in the long term! So that is one less thing you should worry about. 