<prompt> Human: My mother who just turned 61 is getting divorced after 20 years of marriage. She is retired due to medical issues and has been for 10 or so years.Once the dust settles she will have zero debt and 450k cash sitting in a checking account. She will also own her newer truck outright and have zero debt. She has excellent credit 800, but no income besides 972 a month from social security and 250 from a loan repayment.One talked about option was to build a duplextri plex and she can live in one of the units while renting the others. For a new build in our area one could expect to get 1k monthly per unit. A duplex build is estimated at 250k all in with an additional 50k required to add the third unit. These numbers are from a local contractor who has built 4 duplexes in town for his retirement plan.This is what Im recommending for mom, but figured I would throw out the idea here and see what the hive mind of reddit could come up with.What are some ideas to get moms income to around 3k a month? Looking at her spending habits while married this is the amount that she could honestly live comfortably with. Right now we will be short 2k of that.She has never been good with money, husband took care of all of those things, this why we looked at her spending to see what she spends and then added estimated bills to that figure.Thank you in advance for your help and advice.  <response>: If your mother is in poor health, making her into a landlord is not smart.If she actually has 450K in the bank, she could withdraw 2,200 every month to bring her income to 3,000. Even if she made no interest on her cash, it would last seventeen years. If you put it in a CD ladder, at 2.5 APR, she would not outlive her money. 