<prompt> Human: Im honestly not sure where to post this, but Im going on vacation in a week, and unfortunately, my debit card was compromised.Today I went into my credit union and they took the card and filed the dispute, but they cant get me a card for up to ten days!Now Im stuck with only cash for my vacation, and Im not sure exactly what to do.What are my options?Assistant: Take a bunch of extra cash and use a credit card for as much as possible. Do you not have any credit cards? Human: Nope. Ive never owned a credit card, just cash and my debit card. I always get denied for credit cards for some reason.Assistant: Ive never used a debit card because I fear my checking account getting compromised, just cash and credit cards. :- It wouldnt surprise me if you get denied because you dont have a credit history. Of course a rewards credit card is an easy way to make money while building a credit history. Its a vicious cycle.Human: Yeah, I dont have any credit history Im going to be 25 in a week. My karma credit is rated as fair. I own my car outright and Ive never missed any payments. I currently have a situation with collections sprint screwed me over and we might have to go to court, but other than that...Its flawless. I unfortunately never got a credit card when I was younger, and now its difficult to get approved!  <response>: I think most people would strongly suggest you get a secured credit card to build some history. If you are 25, it seems reasonable that at some point you will need to take out a loan for something like a car or a house. With your credit history now, you will have an extremely difficult time qualifying for any significant loan at a decent rate.Anyways, for your vacation just get a prepaid debit card and bring some cash as well. It is an annoying situation to be in but you should be okay as long as your compromised debit card didnt lead to all of your money in the bank being temporarily wiped out. 