<prompt> Human: I am between jobs so I do not have insurance coverage, I recently went to the ER to get stitched up. I paid the Hospital bill of 1,300 upfront and the hospital told me that was the only bill I was going to pay. Well, today I got a bill in the mail for 1900 and when I looked at the statement it said it was for a physician evaluation...the dude came in for 10 secs... How can I avoid paying this bill or can I negotiate with the company to get it lowered? I have good credit I do not want to ruin...but at the same time I cant afford that 1900 bucks.  <response>: Call everyone even the hospital you already paid and tell them youre unemployed and see if theres a discount they can give you.Then setup a payment plan. 