<prompt> Human: A few years ago I regretfully accepted a compromise of 303 to fulfill a 400 balance from a creditor. Since my initial purchase was only 100, I thought that this made sense.Now that I realize how stupid that was to have a compromise on my credit score just to save 97, I am curious to know if I can contact GERCB and offer to pay the rest and change the status of the account on my report.  <response>: It wouldnt hurt to contact them and ask, just make sure you get it in writing that they will be doing a deletion before you pay the remaining 97. Unfortunately, most likely, they will not be able to do help you - however; its worth a shot and a phone callemailwhatever. 