<prompt> Human: I have a friend who is a total fuck up. He has been spending money on gambling, weed, cigerets and liquor for the past few years.Right now he has 3 credit cards debt.Card 1: 8400 balance and 20 APRCard 2: 4700 balance and 27 APRCard 3: 1000 balance and 20 APRMonthly expenses:Rent: 500Utilities: 20Cell phone: 35Food: 400Cigerettes: 120Weed: 500Gambling: 250Misc: 100Earning at 7eleven: 900 a month. Parents pay for the rest.He recieved 4000 recently from insuramce plus family which he is blowing away on weed and plans to use for gambling. He is quiting his job for 8 months to go live in another country with his family where he wont be working and plans to usee the 4000 to gamble in hopes of winning some money to pay the minimum payments on the credit card for the 8 months he is away.The weed is also damaging his long term health because he is on meds for schizophrenia.Based on the information what do you guys advice for him over th next 8 months and what he should do with the 4,000. Thanks!  <response>: Lost cause until he realizes he needs to grows up. There is no amount of financial advice in this sub that can help him at this time until then. 