<prompt> Human: So, essentially. I found the car I love and really want. I can afford the payments for the car. However Ford wont approve a finance on it because its my first car, the loan is high, and my credit history has some issues. Supposedly they came back and said that the Loan was about 7000 too high, since after the taxes and warranties it was around 50,000. When we worked out the deal, it was going to be 307 bi-weekly for 7 years.They came back and offered me the next model down. Losing a few of the features that I really liked about the car. But would only approve it on a Lease term of 4 years. 607 a month for 4years.I hate the idea of paying in to something like this and not gaining any equity. Even though this is a model down I still love the car. I just dont know if this is some kind of game they are playing to try and get me to pay more. When I was financing the car, I was getting a good deal. Now I feel like I am getting the complete shaft, since I am paying the same monthly, getting a model down, and not even getting to own the car. I am really not sure what to do.Thank you  <response>: Jesus Christ you are being taken.DO NOT SPEND 50K ON AN ESCAPEDont buy any of the warranties they are offering. Dont buy GAP insurance through them buy it from your car insurance instead- itll be less than 5mo.Also, dropping 50k on a 50k salary is insane. That is WAY too much car.How much of a down payment are you working with? 