<prompt> Human: Ive seen many discussions on term life around here. Its just simple insurance with no fancy investment piece and no massive fees. So, for those of you who have taken the plunge, who did you go with? My general criteria for looking were best price and best rating of solvency on A. M. Best. Is there anything else to look for?  <response>: I went with Hartford, for cost and solvency. Unlike other insurance, Im either living or dead so there isnt an adjuster or claims rep to deal with. Provide certificate get check. 