<prompt> Human: Question-just checked my credit score on Credit Karma, and it noted that Cavalry decreased the balanced owed on an account by 1 resetting the statute of limitations. I have not participated in any verbal or written communication with this company to even acknowledge the debt in several years. Could this be a shady practice to reset the statute of limitations?  <response>: yes its an illegal practice to reset the statute limitations by making it look like you paid on it. 