<prompt> Human: Thanks in advance to anyone reading this, but my main question is how important is loving your college in relation to laying back loans. Ive calculated that including estimated scholarship money and some money my parents are giving me, Id be about 80,000 in debt after four years. If anyone has some experience with this I would really appreciate it.  <response>: IMO, unless its Ivy League, no schoolno degree is worth 80k of debt. Go to community college or the state school for 2 years, make sure ALL of your credits transfer over and finish your next 2 years at the state schooldream school. 