<prompt> Human: Title really says it all but just wanted confirmation. Brief story time:On my way home on a Lyft today me and my driver were talking. He gave me his business card suggesting Id check out his company policies. My job already offers me okay benefits, but figured his company might have something decent or supplement what my job already offers. He offered something called the whole life policy and after he explained it the BS detectors immediately went off in the back of my head.  <response>: Whole Life is totally unnecessary, and is often up-sold by insurers. Just google Whole Life Insurance and you can read all about it. 