<prompt> Human: 32m, Maryland. It appears I will be going through a divorce in the near future. We agreed that I would get 40k. No child support, no alimony, etc. I only have 15k in savings, I make 70k a year before taxes. This would be my first time buying a home wife owner her house before we got married, never put my name on it. Im looking at homes in the 250-275k range. What should I do? Can I get buy with only. 30-35k down payment? I dont even know how to calculate the mortgage accurately to know if I can even afford it. Its obviously very stressful to be going through a divorce and this adds a whole new headache. I have a small child almost 3 yo, I dont want to get an apartment.  <response>: Its obviously very stressful to be going through a divorce and this adds a whole new headache.So rent for a year or two, and let someone else do the maintenance. Apartment buildings are full of children, or you can rent a house. 