<prompt> Human: Every single year I do my taxes I end up owing like 300. I dont understand it at all. I give about 1k to my church every year, but other than that, Im just a simple person who rents an apartment, has a regular 9-5 job, and doesnt really own anything. Where who can I turn to and ask am I doing this right?  <response>: The simple answer is youre not withholding enough.But Congratulations, you got a 300 loan from the Federal government for 0 interest! 