<prompt> Human: Company just started to offer a Roth 401k in addition to the traditional 401k that was always offered. Unfortunately were not able to roll our existing traditional funds into the roth.Im curious what the thoughts on opening a second account might be. Would you contribute to only the roth? To both?Im 34 and have generally concluded that Ive got enough time left to contribute that the roth would be priority, but would appreciate if anyone could advise on how to handle managing two separate accounts.Thanks!  <response>: Do they match your 401k contributions? If so, that match is always traditional, even if youre doing Roth. This can help you diversify.The real traditionalRoth answer is based on your current tax bracket, expected tax bracket at retirement, and whether or not youre hitting the 401k and IRA contribution limits. 