<prompt> Human: In my current situation, I have a car loan at 2.9 and and student loan at 6. In the avalanche method I should pay the student loan off faster. But in my head I feel like if I have a 3000 student loan and a 6000 car loan, both are producing an equal amount of dollar interest. At this tipping point shouldnt I be paying off 2 on the car for every 1 I pay off on the student loan to minimize how much Im losing to interest?Assistant: Avalanche pay highest interest rate first will always save the most money. Consider it this way: Every 1 of debt is subject to interest. Each 1 of your car loan is costing you 2.9cyear. Each 1 of your student loan is costing you 6cyear. You save the most money by putting each extra 1 to the loan costing you 6cyear on that 1. Getting rid of the student loan first is both snowball and avalanche method.Human: Ok there we go it just clicked. I swear I had this confused in my head for months. For a more actual case, if the car loan is 11,000 instead of 6000. Does the math still make more sense to go for the student loan?  <response>: Avalanche pay highest interest rate first will always save the most moneyLook at the example I gave. It uses interest rates only, not amounts of principal. 