<prompt> Human: I will marry in April and want to give a surprise gift to my fiancée and her sister who helped our wedding preparation and mediated much of conflict between us.I wish to give meaningful and long-lasting gifts to them. And I come to think of IRA accounts because my fiancée does not have any retirement plan and her sister recently got her first job.I want to ask two questions. IRA PortfolioI made portfolios and want to hear your thoughts on them. Here are my portfolios or go to the website at Im going to put 2,000 per account. By the way, my fiancée is early 30s and her sister is mid-20s. How to open other persons IRA?To be honest, I am not sure if I can open an IRA account on behalf of other person. If not viable, how could I make it a surprise present for them? One way I thought of was to give a portfolio and open an account together online, but if any one of you do have a better idea, please let me know. Thank you so much in advance.  <response>: Oh my god, I would be elated if future husband thought of me long-term this way. So fiscal and romantic. 