<prompt> Human: For the past few months I have been making smaller payments on my credit card, roughly 3x the minimum payment. Yesterday I noticed that my balance was still near maxed and discovered 177 from an insurance company every month.Turns out 4 months ago around Christmas an old friend was in trouble and needed a car. He was stuck at a dealership unable to buy insurance because of no credit card. I went down and payed for his insurance with my card. This was supposed to be a one time thing but they have continued to charge me. I have disputed the charges, all but the first payment. Does anyone have experience with this sort of thing?  <response>: Id call the insurance company and remove your card from their system. Call the friend and tell him the same so he can replace the card with a new one or find another friend to front him the money. The big thing is going to be asking the friend for the money back. Let him know what happened and that you cant afford to give him over 500. You are find with letting him pay back 100week for the next few weeks or whatever you think he can actually do. but, also make sure you know when to stop pushing the issue to save the friendship. 