<prompt> Human: Just thought Id share a story about me being a financial idiot.For most of my adult life I worked at a company that had great health insurance and never thought twice about what it was costing me. Then I went and joined a startup run by Swedes who dont understand US healthcare because they just fly home when they get sick.When choosing my health insurance plan this past November I noticed an option for an HDHP that came with an HSA. After doing some research, I realized I could use the HSA to further boost my already aggressive retirement savings maxed 401K and maxed traditional IRA. And, being in my late 20s, never needing to go to the doctor, the idea of the insurance paying 90 and I paying 10 up until some 2300 deductible sounded pretty awesome.Shortly after I start this plan I notice a spot... in a place I wouldnt expect there to be one... 1 GP appointment, 2 urologist appointments, and a slew of tests later I can say Im STD free and just have extremely mild vasculitis woo!.Now I get the bill. I completely misinterpreted the plan. I thought I paid 10 up until my 2300 deductible and then I was covered. But, instead, Im paying 100 until my 2300 deductible and then the insurance kicks in paying 90. Those slew of in-network tests appointments? 600 so far.Assuming I dont go to the doctor again this year, Ill still net 700 in tax savings. But man, this was a stupid move. Lesson learned, read what youre signing up for.  <response>: Reading things is good advice for sure 