<prompt> Human: Hi,Im hoping for your help to advise on what could be done in our dire financial situation.To give you an idea of the situation, about 3 years ago, my older brother started siphons money from my mom and my account mom me and my brother live together, we all have separate accounts but my brother knows where checks are kept we also dont hide it and He has total access to my moms account since my mom doesnt really manage her finance since Dad passed away, shes also an immigrant so she is not American and dependent on my brother a lot. The problem got worse over the year, my brother started to siphons larger amounts without informing mom and me, 1-2 grand at a time. After my dad died, we received roughly 40k from his 401k. This amount within 2 months has been withdrawn completely from moms bank account. We dont know what he has gotten himself into, but he broke down when asked when he first started siphoning thousands at a time, that he invested all his money and he borrowed money from friends to buy into a stock that was about to go public, he never gives a specific amount but ball parked around 100-200k.The 40k was last year, currently, moms bank balance is under a thousand, we have two cars payment that is about to be defaulted, overdue by 2 months. Phone service was shut off last week, we paid and service returned, electricity was shut off last month. Before the first week of April, we will have to make payment on the cars to make it in good standing, roughly 1k payment for each. Mom makes 2 grand a month, I make about the same, My brother works as a casino dealer part time and construction with his friend on and off maybe once or twice a weekHe is tigh lipped and we dont know and couldnt find out what trouble he is in. Maybe gambling? Thank you so much in advance for your help and insight this to deal with this situation so that we survive this.Im sorry for the wall of text. Thank you! Thank you!  <response>: Not sure what youre expecting to hear. You need to secure you and your moms accounts, make a budget, and then try to work out something with your creditors. Assume your brother is into gambling or drugs and take steps to protect family assets within his reach. Its time to get very frugal. 4k month is probably enough to get by if you had a proper budget. 