<prompt> Human: Hello,I spent like 3 hours at a dealership. They ended up offering a great sum cost, but they were pushing me to buy insurance on the spot. They said I would have to buy insurance Im a new buyer and I dont have insurance yet. before they could let me know what my apr on the auto finance loan would be.Is this legit? Or were they trying to lock me in even if the interest rate was higher or else they changed the sum cost. Thanks for any help  <response>: Unfortunately Ive purchased a lot of new cars. Ive used my own bank and Ive let dealers shop for a bank for me. Ive never needed to provide auto insurance info prior to getting the terms of my loan. 