<prompt> Human: By December 27th of this year, I will have AT LEAST 8500 in savings.The apartment Im looking at is 500 a month with pet rent I love my little baby and cant bear to be apart.What are some obviously non-food essentials?Will I really need renters insurance?If I do renters insurance will I have to keep a list of all of my stuff if stuff goes missing?  <response>: Speaking on the theft coverage side alone, Its going to be a different answer for everybody. If you own a lot of high cost items, Id definitely advise getting it. A friend of mine recently canceled his renters insurance because it seemed like a waste of money after a few years without problems. Weeks later, his house was burglarized and about 10k worth of electronics an camera equipment were taken. 