<prompt> Human: I put this over in finance today and they told me to try it here I know saving is extremely important, but I have a question if there is such a thing as too much saving. Each month my wife and I put 1900 into our savings. We have several debts that we are paying off. We have a 300 a month student loan payment that we pay 500 on each month. A 200 car payment that we pay 350 on each month. Additionally we have a Fidelity retirement plan that we put in 100 each month. My question really is should we be making more aggressive payments towards our debt or more into our Fidelity plan instead of saving that much each month? Is it better to slowly work on payments and keep building savings?  <response>: totally depends on the interest rates of your debts. 