<prompt> Human: Hi everyone. I borrowed 23,000, the maximum from the federal subsidized loans, when I went to college. Now Im trying to decide which ones I should pay off asap. Before I pay off any I already collect the maximum from my employer 401k match, and put the maximum 5500 into a roth IRA. The interest rates are 6.8, 6.0 5.5 4.5 and 3.4. I can consolidate for a rate of 5.25. Which ones would you pay off before putting more money towards investment?  <response>: Id definitely look to pay off the 6.8, 6.0, and 5.5 loans. The 4.5 and 3.5 are more of a personal choice. 