<prompt> Human: Currently have between 1,000 and 1,500 additional income each month that I am debating what to do with. Ive narrowed it down to 2 options. My girlfriend soon to be fiancé has approximately 100k in student loans at an avg. of 6.2537; interest. I have no debt, maxing out my 401k and have an emergency fund of 12 month of expenses. Additionally, I have set aside an anticipated amount I would need for a wedding in a separate investment ETF. With the additional money should I:1. Gift my girlfriend the additional 1,000 to 1,500 to be put toward student loan she would still be making minimum payments, my money would be additional. 1. Is there anything I need to be concerned about here when it comes to gift taxes?2. Invest this in a different fund aiming for 8-1037; interest and bite the bullet that is interest on student loans?3. Something completely different...TL;DR: Extra money each month, should I pay my soon to be Fiancés loans for her or invest?  <response>: Invest it until you are married 