<prompt> Human: Hello everyone,My name is Alex, and I have a debt problem.These days I look at my current bill situation and usually think about just driving off a bridge. I have no idea what to do. Heres where Im currently at.Im a 24 year old respiratory therapist with almost 80,000 in debt. I work in California and earn around 100,000 a year. Now heres where that money is currently going every month:Rent: 1,400 for my house which is the cheapest youll find in my areaCar payment: 280Car renters insurance: 160Credit card debt of 22,000: 650 - Six credit cards. Pretty lol right? Three of them totaling 7,500 are currently closed and in a debt management program. The rest refused to be a part of it and I am paying the minimum every month. Student Loan debt of 45,000: 150Utilities: 225Internet: 57Comes out to 2,922 a month. However, come May 1st my other student loans are going into repayment as well. My new loan payment will be 325 per month.Also, when I first graduated I was an idiot and leased a car I couldnt afford. I then made an even stupider decision and returned it. Within the next couple weeks the debt company is going to come looking for a payment option. The finance company which is VW said I had to pay 650 a month to pay off the balance of 17,000. Im going to try to negotiate it down to 200 a month with the collection company. Either way its going to suck pretty bad.So...my new monthly outflow of money come May will be between 3297 and 3747. This is before paying for gas I drive in to the city 3 days a week for work, 100 miles, roughly 160 a month in gas or groceries.So whats the income situation like? In the typical non-holiday filled month my gross is between 3,400 and 3,800 per paycheck. Between 6,800 and 7,200 a month. After taxes are taken out, Im taxed on my partners health and dental insurance, and 10 of my gross is taken for my mandatory pension contribution, Im usually left with roughly 2,000. Thats 4,000 left a month.That left over money has to pay for the my gas, groceries, pet food, unexpected expenses, etc. And unfortunately, money doesnt stretch quite as far in the Bay Area of California. Ive considered a new job, but I already work at the highest paying hospital in California, and arguably the highest paying in the world for my particular line of work. Plus theres also zero demand for my job in this market as well. Thought about moving, but I already live in the cheapest area around here. If I were to move any farther East from SF Id be living in Sacramento or Modesto and driving almost 200 miles a day.So here I am, at a loss. Im barely surviving as it is and its only going to get a whole hell of a lot worse. I dont even know if bankruptcy is an option because of my income, but hell my credit score is only 595 so its not like I would be losing much. Ive also considered doing one of those Let your debts go delinquent and well negotiate youre repayments on the cheap plans, but I know that credit card companies can always just refuse and sue for the balance anyway. I would still prefer to avoid that though, but I just cant find anywhere to make daylight. My savings account has all of 0.29 cents in it. My 457 and 403b are empty because I have no extra income to throw in there. My partner is a full time nursing student, so no ability to get a job thats better than minimum wage and 12-16 hours a week. I stare at the numbers all the time and just cant see anything left to do. Am I missing something? Can any of you guys from the outside looking in see something I cant?  <response>: Can you please reorganize this post? Its very hard to understand whats going on clearly. List out your monthly net income and expenses, then list out your debt in descending order of interest rate. 