<prompt> Human: So basically I went in to have my wisdom teeth removed and was under the impression that most of it would be covered by the insurance. I was never quoted the actual price that I would be paying after the dental assistant contacted my insurance. I was mostly sedated for the whole process and couldnt remember jack shit any way. Anyhow, my bill came out to 2400 after the insurance covered 2600 of it. There is no way in hell I can pay that off right away in one full payment given my other living expenses rent, bills, other bills, netflix. Do you think I should contact the insurance about it or the doctors assistant directly? I mean I could take out a loan from the bank. I just find the whole thing to be bizarre and expensive for the removal of wisdom teeth. Any help is greatly appreciated.  <response>: Yeah! They did pay, A LOT actually, thats a really good dental insurance! Most ones Ive seen have a 1000 cap they pay per year, of course, it varies so check your insurance benefits but the issue here seems to be that you dont know what your insurance benefits are. You can complain to the doctor office about not knowing that beforehand hoping to get a discount, I doubt itll work but you wouldnt lose anything, they should be able to offer you payment plan tho, thats pretty common for dentists. Dental insurance is a scam 99 of the time 