<prompt> Human: I made a bunch of money trading last year - but then i lost it all the begining of this year. I was trading options so the prices were very volatile. I am curious on how in the world am I going to pay this 40k. Its freaking me out. I live at home and i dont have any savings - in fact 5k in credit card debt. How screwed am I?  <response>: This is going to be a hard lesson for you - dont gamble with money you cant afford to lose the money you needed to cover the taxes. 