<prompt> Human: Im 19 years old, waiting to go back to college. Im a busybody so I love to work as much as possible. I often clock in 70-80 hours a week between my two jobs. I dont get paid extremely well 10 and hour at one job, 10.50 at another. If Im being completely honest, I just want to dick around with most of my money. Fortunately, I make enough that I cant even spend all of it, so I was wondering if anyone knew a financial product or service I could use to regularly invest about 1000-1500 a month into that would help me become more flexible financially get me more money. I just realized I have a bunch of money coming in and nothing to do but sit on it, figured if I build up a nest egg now, Ill thank myself when Im 50. Assistant: Put that in a Roth IRA whatever one you chose. I like Vanguard and they are offering no fee ETFs so check them out as well. Id get an index and some growth funds. Maybe a few sector ETFs as well. I would not suggest individual stocks until you have some experience and certainly dont play around with options until you are advanced. Human: Whatre just like a few pros and cons of a Roth IRA. Because honestly, Im kinda live fast die young but I guess it could be nice to have a reason to live past 2050  <response>: Youre 19 now.I dont mean that in a demeaning way, but your preferences and priorities will greatly change even 3 years from now. 