<prompt> Human: I currently am working about 15-20 hours a week as well as school. I have no reason to save for education as my dad works at the University and therefore I dont have to pay for it. So my question is, what percentage of my check should I put away and invest and into what kind of funds?  <response>: My father lost the job he had been in for 30 years when I was 17, just before I went to college. Dont count chickens dude. Also, your father may get you free tuition but living isnt free. 