<prompt> Human: Im not sure how to put a housing flair on this.So, I moved to a new city and started a job a little over a year ago. Ive been renting an apartment ever since Ive gotten here. First apartment was 662 a month not including utilities, internet, etc. Moved into another apartment a couple of months ago with a rent of 1004 with a college friend. We split everything 5050.I decided that I would like to buy a house and build equity and not spend money on rent much more. The longer I wait to cancel my lease, the more it cost. Right now it would cost 300 plus 50 for each month Im in the apartment. I get a discount through work, so if I cancel my lease I have to pay that back. The lease has another 10 months on it.I decided to get a pre approval for a loan to see what type of loan I could get. I got pre approved for 165k easy, but could go higher if I wanted too. I dont plan on going higher than that. The houses Ive been looking at online range from 120k - 160k. The monthly from this pre approval seem to be around 1200 in a worst case scenario. That includes property taxes, house insurance, mortgage insurance. That payment could possibly 1000 a month with a cheaper house and lower insurance and what not.The only debt I have is a truck payment that is 510 dollars a month. The idea would be that my roommate would live in the house and pay rent. I still have to talk with him to see if he would be fine with moving. He is going to dental school, so he doesnt have a lot of free time. His rent wouldnt go up for sure and hed have more room and more privacy which Im sure he will like.Also, I have a gf that would possibly move in as well. She has agreed that she would pay some rent and split utilities three ways.What do you all think about this situation?  <response>: Forget about your roommate and your girlfriend. Can you afford the payment on your salary alone? If yes, then you can go ahead. If not, then you cant afford it.Depending on your expense, I think you can afford the place with your salary. 