<prompt> Human: Hi friends! Im 30ish, getting ready to go to a good business school program that is super expensive 120k, plus living expenses. Student loan rates arent good -- about 6.8. But Im lucky to own my apartment, and have enough equity to take out a home equity loan to pay for all of tuition and then some. The rates seem to be around 3, and, from what I understand, the interest is tax deductible. Does it make sense to take a home equity loan to pay for business school? Any downsides Im missing?  <response>: Any downsides Im missing? Youll lose your apartment, if you cant pay. 