<prompt> Human: Im finding mixed advice online and from my lender. Is it true that PMI cant be removed until the loan is seasoned, which takes 2 years?Im looking to purchase a home and put 15 down now, and get to 80 LTV before the end of the year.Conventional loan.  <response>: Read your mortgage, talk to your banker. These things differ from bank to bank and mortgage to mortgage. We dont know your situation and cant help you with it. 