<prompt> Human: I honestly dont think theres much that can be done about the situation, but any advice would be appreciated.My mom co-signed on my brothers car loan when he was finishing up grad school. Hes now graduated, but has opted to find freelance work as a musician instead of a traditional job. Hes pretty regularly getting behind on his car payment, and the bank has sent my mom letters in the past saying they were going to start seizing money from her account if it wasnt paid in full by x date. He has borrowed money from me in the past, but I cant help him out this time, so the 20th will be be 3 months past due and when they start threatening to seize stuff.My mom realizes now that she shouldnt have co-signed with him, and we both know she cant get off the loan, but its so frustrating. My stepdad is on a reduced work week, so Ive been sending money home to help out with family bills, so theres no way my mom could even attempt to help him pay. We also figured out that since my savings account was opened when I was a minor, my moms name is on the account and that means that could be seized as well. I know my brother needs to learn his lesson, but I dont think having the entire family lose their savings plus some is a fun idea.  <response>: Sounds like bro needs to sell the car, take the loss, take a loan only in his name, buy a beater, and grow the f up. Time to be a man and not a little boy waiting for mommy to save the day. 