<prompt> Human: As most of you might know the oil prices are dropping. Along with It so is Norways currency NOK. It has reached the same low levels compared to the dollar in 2003 as of today.Im due to transfer a substational sum of money from NOK to SEK Sweden in Mars.Can someone give some advice on how to handle this? If i had transferd the money 3 months ago i would have saved 2700 dollar... Starting to get nervous..  <response>: Very simple but have you made sure youre getting quotes from the best FX providor you can? When transfering substainable ammounts, 2700 dollars can just be the margin applied the exchange rate. Its almost always the case that banks are the least competitive. I work in FX, feel free to pm me if you want any advise. 