<prompt> Human: Ill try to keep this simple, and thanks for reading. Dont hold back in the comments, I need this communitys help:Two years ago I found this sub. 18, drowning in debt, with a low income. This past February I finished paying back roughly 15k in personal, student, and car loans, as well as my credit card debt. To do so, I got a new job travelling in construction. I climbed my way up to an assistant project manager without a degree, and currently make about 72k between base salary, job bonuses, and per diem. My goal was to continue to live on the road until September, when Id have 16k saved in order to stop travelling and settle down. I just got a call that said basically they need my expertise to help restructure on of our divisions thats good, I have value clearly! The company will pay for my gas, Id have a company vehicle, and theyd pay for a furnished apartment in the beach area of town, ten minutes from the office. Ill be going back to an 8-5 job, so down from 75 hours a week to 40 hours, and Id have weekends off again. My problems: The company had us pass up Obamacare to wait for their plans. Their plans came in at 150 more per month, all paid for by the individual employee. Id be moving, so I believe Id be able to enroll in a market place plan again? Id lose my per diem, which means I lose 1200 per month out of my paycheck. Also as Im not actively working on projects, I dont know that Ill be getting any more job bonuses after I collect for the previous projects. So a pay cut to 50kId lose the special vacation policy my company has for those travelling, which means Id go from 8ish weeks of paid vacation to the standard one week. Id not be able to leave this company in September without some budget readjustment. A significant part of the 16k Id like to save is to buy a nice, 10k or less Lexus or Toyota sedan. Ive worked my ass off, especially the last year to pay off all of the debts, establish a career, and then make this final settle down move. Part of me says, Entitled asshole, youve worked really hard for the things youve accomplished, not the future. The work you do from here on out is for the future. The other part of me says, Youve been on this path, unwavering, for two years. The plan was to reward yourself with a nice sedan and moving to a new city, and new job without travel. Why did you do all of this work if its just going to get fked up now? But reality is by September, even with the pay cut, I can comfortably save enough for the move, emergency fund, apartmentutilities deposit, and a healthy, used 4k Toyota Yaris or similar which is what the boyfriend is pushing me hard to do.I really am not going to be nearly as happy as I am currently with this role changepay and benefits loss. Ive been considering talking to the Founder my bossmentor about readjusting my pay, even though my last pay bump where I got to the 70k was only about a month ago. Its a small company, so theres no pay bands or anything, and I feel like Im losing a lot in this transition. Is having a chat and asking for a salary bump a bad idea? Tl;DR: Company has decided Im going to change roles internally. Ill lost 20k in pay, plus the few valuable benefits I get. What would you do, and what would you recommend to a 20 year old who is a bit frazzled right now? Let me know if you need any clarificationmore detail, I rushed this post because Im really lost.Edit 1: Also, this new role is not a step up or down, but out of my division. I feel like Im off path to becoming a project manager, and this may be signs that the current division of the company that Im in is weakening, which I have a little bit of info that suggests that this could totally be the case. Theyve talked about me replacing the founder as the third owner, and he does the business development on that front. I kind of want to bring up my career path and ask if the division Im moving out of is doing okay business wise- is this inappropriate of me?Edit 2: Im currently able to save 1800ish per paycheck to hit the 16k goal. This change means Ill only be able to save a little more than 1000 per paycheck.  <response>: I mean a furnished beachfront apartment is probably 1500-2000 a month in compensation. A company car is also worth 500month on top of that.The way I see it thats 24,000-30,000 in compensation beyond your nominal salary putting you at a moderate increase. AND you get to cut your hours in half to boot.If youre worried about raw cash flow ask about opportunities to do some of that sideOTBonus work.Also vacation time is definitely a place to negotiate if you dont feel you have much ground on salary. I know this sub is big on demand more salary or quit! advice, but vacation and possibly healthcare contributions are often easier to swing. 