<prompt> Human: My deadbeat brother used my nephews SSN for things like cable and electric and went delinquent and now my nephews credit is a mess. He just found out. Is there anything he can do to start to clean his credit up? He doesnt have the money to pay the balances...  <response>: He will need to dispute these accounts and report the identity theft. The Identity Theft wiki post is a great resource for this. 