<prompt> Human: I make just over 40k a year in Dallas Texas I have relatively no savings other than 13k in a 401k with my company. I just paid of my student loans. My car payment is 280 a month and my car insurance is 135 a month. I currently live with my parents but want to buy a condo, I just started looking around, I have no experience and have talked to no one else about it but I really like this condo for 169k with 284 in HOA fees. Is this something I would be able to afford?  <response>: If you have to ask...No, you cannot afford to buy a 169K condo on 40K income and no savings. 