<prompt> Human: An online business, based in England, didnt have a part in stock that was listed on their website. I, based in the U.S., cancelled my order and asked for a payment refund and they emailed me back sayin it would be easier if they bank-transferred the money but would need my account info. I use a credit union and I have not followed through on this out of fear of a security breach. The part they stated about it being easier made it sound like there is another way to to refund my money. Im new to this so any help would be appreciated. Edit: Thanks for the help everyone. Ill try to remember and update yall when this situation goes through.  <response>: Tell them youre not comfortable giving that out and to just put it back on your card. Its not any harder for them. 