<prompt> Human: I bought my home at 121,000. That was three years ago, and its now valued at 250,000, and all signs point to a continued rise. Basically the neighborhood has become fashionable and most houses in it are serious fixer-uppers. So people are upfixing them.One clear effect this has is a rise in property taxes. Thats fine.Im wondering if there is something I should be doing to somehow take advantage of this increased value, considering I dont intend to move out or sell the house. Given that consideration, is this increase in value just basically on paper for me, not making any real difference in what I should be doing financially speaking? Again, other than budgeting smartly for property tax increases. Or is there some way I can see more concrete benefits from this property value rise?  <response>: Unless you sell or take out a loan to invest there isnt much you can do. Taking cash out to invest is risky though. 