<prompt> Human: I am currently in Bank of America and hate their UI and everything they do. Which bank has a clean UI that doesnt push deals all over the place? Anyone knows which bank has a native app not a webview into a mobile site?Thanks  <response>: Chase is fantastic on both their website and their app iPhone AND Android.Also, Ive paid exactly one fee in 10 years, and it was an overdraft that they reversed when I asked.They give you a 200 credit if you open a new account, set up direct deposit, and keep it open for x months. 