<prompt> Human: From 18-23 I abused credit had a FICO score in the 500s. 25 I payed off my debts, canceled all but one of my credit cards, lived win my means. Now 30 I have a score of 758. I opened a second card have responsibly paid back loansbillsrent on time. My score has been moreless stuck here for over a year dropping shortly after receiving an auto loan opening a second credit card but bouncing right back to 758. How do I advance to the 800s? Ive worked the same company since 23 get moderate pay raises annually. My utilization has increased w the opening of a second I want to be able to get the best rates when I go to buy a home but dont know what I can do better. Thanks for the help  <response>: Dude, your score already gives you the best rates you can find. Stop obsessing. Theres a certain point where you plateau and theres really no benefit to obtaining such a high score, besides bragging rights. Youre already set in terms of getting the most you can out of having the best credit at such a young age. 