<prompt> Human: Or should I save it? That is my only savings, but 11.375 is terrifying.Assistant: How much do you have saved? Id recommend keeping at least 1k in savings.Human: I have 3,002.08Assistant: How much can you saveput towards debt each month?Human: About 500 if I remain really frugal.  <response>: Even with no money from your savings put against the loan you can get it paid off in 6 months.Thats less than 200 in total interest paid, so its pretty negligible, but youre taking a risk depleting your E-Fund.Paying 11 on your student loans is better than paying 23 on some credit card. 