<prompt> Human: Im going to try and keep this short and sweet for you guys. I bought a 2005 Dodge Caravan in November of 2013. This past October my engine seized. Engine replacement is expensive on its own, but being an 05 with 60,000 miles has me looking at 2500 to 3500 in repairs. I owe just under 6000, and the car is valued at 2500 with no engine its worth nothing.Im a 22 year old college student working 3 jobs just to put myself through school. I live paycheck to paycheck, and it seems like every time I get a couple hundred saved up to put towards repairs I have some sort of financial catastrophe. I have no help, terrible credit, and no transportation.At this point Ive stopped humoring myself and accepted that I will not possibly be able to save that kind of money. The car is in my mothers name, so I have to continue to make monthly payments until its paid off. Whats my best way out? Update: There is no escape other than bailing on payments and destroying my relationship with my mom. With that being said I am stuck with no car until I graduate.Assistant: That is way way too low of miles to have an engine seize. Have you determined why it seized? Forget to change the oil for 10,000 miles or whatever? Ran it to redline off of the stoplights? Ran OUT of oil and didnt notice? Until it is determined why it has happened - either stupidity on your part or not, then we cannot help more. Human: It ran out of oil. Heres the kicker, I had my oil changed 2 weeks prior to the engine seizing. I was driving to work when my oil light came on. As I started to pull over on the side of the road my butthole puckering the entire time my car shut downlocked up. I really dont have an explanation for it. I had no leak, and had they drained and not refilled my oil I imagine it would have seized a lot sooner than 2 weeks later.  <response>: Were you able to determine if the drain plug was still there? Ive heard plenty of horror stories of Jiffy Lube-type operations just not screwing the plug in tight enough and having it fall out 20 miles later. That would certainly explain how youd have no oil after two weeks.For the price of the engine repair, it may be worth considering taking them to small claims court, although I doubt youd have much of a case without some pretty concrete evidence. 