<prompt> Human: My daughter just turned three and now has 115 in her piggy bank, and thats after we put half her gift money into her college savings plan. Do I open a savings account in her name? Are there any potential problems that might arise with doing that? Although I want her to have a little money in her piggy bank to play with, use, and learn from, this is far too much cash for a toddler who is just as happy with a handful of coins.Assistant: I personally think you should put money in the collage fund, thats your kids money dont steal. Get a savings account there free for kids. Human: If youre wondering, youre getting downvotes because you didnt read the original post carefully. I completely agree that parents shouldnt steal from the child.  <response>: Also probably the ironic spelling errors. 