<prompt> Human: 80 of my student debt is in my moms name in the form of Parent PLUS loans. Ive been paying them because Ive felt obligated to, however they are in her name only. My dad is still alive and they are still married, so if I stopped paying them, what would happen? Would they go after my moms estate life insurance, house if shes on the deed, vehicle, possessions, after my dad?  <response>: Im sorry you are having to deal with this. Unless your father co-signed the loans, in which case he becomes responsible for them, they are discharged upon her death.from studentaid.ed.gov - aka straight from the horses mouth -- What happens to my parents PLUS loan if my parent dies or if I die?Your parents PLUS loan will be discharged if your parent dies or if you the student on whose behalf your parent obtained the loan die.- What proof of death is needed to discharge a loan?The loan will be discharged if a family member or other representative provides the loan servicer acceptable documentation of the borrowers or parents death. Acceptable documentation includes an original death certificate, a certified copy of the death certificate, or an accurate and complete photocopy of one of those documents. For more information about documentation requirements, contact your loan servicer. 