<prompt> Human: Okay PF, first time posting in here, Ive been lurking in your budget wiki for quite a while now, and I think this subreddit does some truly helpful work. Work that changes peoples whole lives and gives them confidence and freedom when it comes to their personal finances. With that in mind Ive come to you all for help with my next step, buying a homeSo, to start off, let me list out some things for you: 23 years old male 0 dependent single filing, will be planning to live with my girlfriend throughout this Midwest, Nebraska to be specific My Yearly income, around 31K before tax, 27K after Okay, so my current situation is that Im working at an industrial production plant full time, renting out the basement of my parents house, and my girlfriend lives with me. I have a 2000 GMC sierra and she has a 2010 Dodge avenger, both fully owned by us. The avenger is less than 100K miles and runs fine. The truck is at 181K and is starting to show signs of its age, but is still reliable and should stay reliable for another 2-3 years.I work operations at an industrial plant and take classes part time at a local community college for engineering, she is working retail 9.50hr while getting CNA classes done. Ive been looking for houses for about two years, with it becoming serious about six months ago.My end game goal is to have land. Something around 4 acres, with a decent off-grid 200amp house and an above decent garagework building. My current goal is a house, 1 car garage, heatac of some kind, 100amp or more service, and room for my kind of lifestyle. My lifestyle is a very midwest style. I like to tinker, I do my own maintenance, I will leave saw horses in the yard over the weekend, I will use loud equipment, and I like my space. This does not mean I wont live in an apartment and do these things where I can, but that would be extremely unwanted.So, the land. It is one narrow lot, 1.5 acres, split into two fenced areas. There is a very interesting building in the back lot, about 25X10, along with a few that are not worth keeping upright. It is wire fence with wood post, and goes around the entire back lot and half of the front lot. The back lot is just dirt and grass, and the front is the same with a few more trees to keep sound down from the highway. It has a well on site, with a pump room in the garage, septic in the back lot. 100amp or more service. It is located in a flood plain.Now, the house. It is a 3 bed, 2 bath, 1400 square foot home built in 1974, a 2 car garage, and a connector buildinghallway in between. The garage is very decent, two bay doors, with room to pull in two cars on each side. It has a small pump room for well water in the back. The connector building has washerdryer hookups, water heater, and is fully roofedinsulatedits an addition from the house to the garage, its just narrow. The house itself has an ac unit, uses propane for heating, very large front deck with newerish roof, and... Its a permanent set double wide trailer. It was a foreclosure, I spoke with the neighbor and she said the owner moved to Arizona, it has been vacant from Oct. 2017 winterized by lending company at the time after found vacant The house is listed for 37,000.Math and logicI see this as a great opportunity for someone like me. Using YNAB and PFs advice, Ive got my current expenses budgeted and have room for another 650month, which is what I would expect the mortgage payment, insurance home, flood, and less than 20 down payment so mortgage as well, and other monthly costs to be. My logic for this kind of house a cheap one that wont sell for anything real, ever. is that, in my head, if the TOTAL cost of renting an apartment for 5 years in town is more than the TOTAL cost of this house for 5 years, buying the house is the better option in the scope of overall cash cost. Another reason I like this idea is that a 40K house on 1.5 acres is still small enough that if I do have an upset scenario I owe 40K in debt it is not the end of the world and can be paid down relatively fast. I am not planning for failure, but I feel it is important to feel security in the knowledge that this would not be a game ending decision if it went south. I have no problem with the stigma attached to manufactured homes, as Ive never cared much what other people think about me, and to me, a house is a house as long as its sealed and livable it counts.Questions and advice1. Am I right in thinking that, as long as total cost is less, it is usually a better option financially to purchase a house than to rent for the same price over 5 years?2. Is there a good comparison of well waterseptic vs city watersewage? info graphic or in depth article of some sort3. I do not know much about manufactured homes and am not sure how different upkeep is on them. Is there a guidearticle about maintenance and information specific to manufactured homes?4. As a first time home buyer, with it being such a unique one at that, Im sure there are many things I need to look at and identify. Im not sure how old 1974 is for a manufactured home. I do not know much about propanewellseptic and the costs associated vs. NGcitysewage. Im unsure of what restrictions there are maintenance and upgrade wise due to it being a manufactured home. Any information, anecdotal or article, would be helpful. Thank you guys so much, from silently guiding me throw budgeting to actively answering my questions!  <response>: issue 1 the flood plain, the bank and insurance company will not like that issue 2 doublewides are not houses in the eye of the bank, and often the interest rates are worse than car loans on them, and they never appreciate.issue 3 manufactured homes sometimes have proprietary stuff, special sized appliances, water heaters in weird places, odd sized toilets, they are not made to last and that one is bearing down on 45 years old 