<prompt> Human: I am interested to put my savings into the Ally No Penalty CD account earning 2 over 11 months. However, I would like to set a side a certain amount of my pay every month and put it into Savings As well. As far as I am concerned, you cannot put money into a CD after the initial deposit. What would be my best course of action to try and have all of my savings earn some sort of interest every month?Put 1 lump sump into the Ally no Penalty CDThen each month put new extra savings into a different HYS account?Theoretically I think I could withdraw from the No Penalty CD every month to the regular HYS, and then initiate another No Penalty CD, and rinse and repeat?  <response>: The difference between the ally savings account and the CD is only 0.15, it does not seem worth all the effort. I would just stick it in the savings account until you have enough to do the regular CD. 