<prompt> Human: Ok, here is the situation: I work in Law Enforcement making approximately 34,000 per year in gross. I will be eligible for a raise next month and could be getting a larger raise in about 8 months. My wife makes about 30,000 a year as a graphic designer working for a small company.we are less than 2 years out of college and have about 46,000 in student loans left. That number was over 60,000 a year ago, but we live in an area that is cheap and are prioritizing loans over everything. Our student loan repayment is about 200 a month minimum.Please allow me to brag on my wife for a moment: My wife is crazy good at art, not like Oh, thats nice good, but winning competitions in high-school and college where she traveled to Washington, DC to view her art hanging in the capitol building because she won type good. She does it all, digital paintings, logos, branding, wood-burning, needle-felting, traditional paintings, custom portraits, cartoons, painting on shoes, arts and crafts. Everything she does is fantastic. She is blessed, plus she put a lot of work into her craft.Her job now has no promotional opportunities being a small company. All she does is design menus, billboards, and coupon flyers. Her long term goal is to work from home with her own art company. She also doesnt want a traditional career because she wants to be a stay-at-home mom and raise our kids when we have them.We live in a inexpensive area, have no car payments, and no debt other than our student loans. Once we have kids she is going to quit to her job no matter what to raise them. Her working 40 hours a week is not allowing her to have enough time to put into building her business while she works she is often tired upon coming home and doesnt have the concentration to work for eight hours then come home and put another 3-4 hours into her business. If we are confident enough in her art, should she quit her job now to build her business, knowing that my income alone would be enough to keep us afloat for as long as it takes for her business to succeed. It would reduce our gross income by about 45 initially, but sometimes, taking the leap for her dream is worth it. Am I wrong with that thinking? I dont want to end up being that couple that lived the safe life for 5-10 years and never pursued our dreams. And now while our bills are low seems like the best time to do it.  <response>: It is very hard to start a business from scratch without any connections, especially art. I started my business on the side and grew it until my day job was limiting me and I was making enough to risk quitting my day job. Has she should about HOW she will make money with art? Not just selling it but exactly how she will do that. Will she sell it at shops? Will she do custom art for businesses? How will she market her work. Just because its good, doesnt mean people will buy it right away.And lastly, if shes too tired after an 8 hour day, shes in for a big surprise. Very few small business owners work less than 40 hours a week when they first start up. Later on, maybe, but definitely not in the beginning. What I can suggest is possibly getting into freelance graphic design work on the side at first. Once shes making some money doing that, she can quit her job and focus on her art while supplementing her income slightly with freelance work if she needs too. 