<prompt> Human: I dont have a job, 79k in student loans, 3k in CC debt, and Ill be out on the street by the end of the month. Im trying to freeze my student loan payment, but what happens to my CC? Do I just stop making payments? And when applying for jobs, what address do I put if I dont have a residence ? Any other tips you guys can give me? Or a job potentiallyIm in LA, California if that mattersAssistant: I would recommend moving out of Cali. If you have no family or friends to hold you there then there is little reason to stay put where the cost of living is so high and theres already a substantial homeless population. A college degree is worth far more in some areas of the country depending on what its in. If moving out isnt in the cards for you a P.O. box costs roughly 30 and is acceptable for applications and any mail you need to get from govt agencies. You can check out ralmosthomeless as well. Best of luck! Human: where should I go?  <response>: Do you have friends or family you can stay with in a lower cost of living area while you get back on your feet? 