<prompt> Human: I dont want my wife to have to work as she stays home with my son and feel her income would go straight to childcare if she did work. Any tips to give us some extra to put into savings? Have a potential job opening that interview went well for me, just dont want to get set on that until it happens.  <response>: You need more income, whether that comes from you getting a better jobsecond job, or your wife working. If she could work part-time during the hours that you are home, you would be able to bring in additional money without paying for childcare. Or she could babysit while you work, so that she could work and watch your child at the same time. Your budget is pretty lean as it is, with the exception of the credit card payments. You need to evaluate why you got into debt, make a plan not to let that happen again, and then focus on paying those down ASAP. Can you reduce your rent expense at all? If possible, it would be a good area to get some savings. 