<prompt> Human: Making about 51k a year, monthly payment on a 60 month loan is 420. Did the math and after all expenses are paid I am left with 1400 for the month. I am just verifying that I am setting myself up for financial success. 2500 dollar credit card is at about 60 of limit.  <response>: I am just verifying that I am setting myself up for financial success.You took out a 20k loan at estimated 9.5. And, you have 1500 of CC debt, likely at a higher rate.Those rates are high. You need to pay them off quickly. Current monlthy take home after tax is 2800. Did a make the right decision?Your car payment is too high for your income. Auto paymentinsurance should be under 420month for your income. Ideally, closer to 280month. 