<prompt> Human: TLDR skip to Proposed Solution3I have read up on cosigning for and loaning money to a gfbf, and I dont necessarily plan to do those things, nor has she nor would she probably ever ask me to, but anyway hear me out before you start judging.The problem in a nut shell: My girlfriend who I have been dating for around 6 months lives a 45-50min drive from me, and sleeps on the couch in the living room of her moms 3bed 1bath apartment with mom, gma, older brother and little twin brother and sister. They just got a dog, that they let on her couchbed, to which she is allergic and mom wants her to help pay for : Her and I both would really like for her to have her own place and car so that our only option for hanging out would no longer be for me to drive all the way there, pick her up, and take her back to my place.The road so farme: I am a handsome 26yo ninja software developer from the fancier parts of metro Detroit with 2 amazing loving, financially stable parents, and a frugal depression baby grandpappy who taught me the ways of not spending any money ever unless absolutely necessary. At this point I dont really need to employ the depression era tactics as I make about 70kyr, I owe only around 78k on my 105k house, I own my 2016 ford focus outright, Ive got solid retirement savings thanks to 3yrs of software engineering salary and muh grandpappy, and no debt aside from the mortgage. Also very relevant to the issue at hand, Ive got something like 14k sitting in my checking account.The road so farHer : She is a beautiful gifted 25yo sales and business woman from the hood, Detroit, with an amazing loving grandma, and a financially irresponsible mom who is slightly above decent.. to her other children. After HS she was successful working for Quicken, living by herself with a car and all, and paying off all the credit card debt too fast she had accrued in her later highschool years bc nobody ever told her better :, but later decided to leave the unhealthy quicken lifestyle and go back to school, moving back into moms place downriver got out the hood for the twins!. Unfortunately she crashed her car, and ended up broke in the position I initially described, thats around where we met.The road so farus: When we met she was still trying to go to school, but her mom sort of stopped driving her there, and stopped paying for her classes she paid for a few and I think was actually nice to my gf for the first several months that she moved back home. Anyway she had told me about a business idea she had, that she had actually previously been successful at. I offered to loan her 550 to start her online business and she did. It was making something like 700week profit before taxes a month later. The focus has always been for her to get a car and I told her not to pay me back till she did. Around the same time she landed a job as a sales manager for a sales contracting company making 55kyr salary. In the span of about a month that she had a guy who would carpool her to work she managed to save up about 5.7k, enough to buy a solid used car and pay the insurance, etc. However just then, her moms car which they knew had needed repairs badly broke down and she was faced with the dilemma: Does she get her own car, and leave the situation with her mom and older brother unable to get to work, the twins unable to get to school for some fucking reason there is no bus!!?, anyway, or does she pay for her moms repairs. Well, she is a great person and ended up not only spending 2.7k on her moms car, but 900 for a rent payment her mom promised to pay back she probs wont, groceries for the family etc, all under the condition she gets to use her moms car 3days a week. Guess what? Mom wont let her use the car ever, charges her 30-50 a week in gas money just to drive her to work a few of the days, and isnt even nice to her, which was the whole actual reason my gf did it in the first place. The place she was working for ended up taking a contract selling vaccuums door to door, so now she actually found a job as a sales associate for Google, which she loves and provides her with enormous growth potential... but pays 15hr commission instead of 55kyr with weekly checks. She tries to take the bus but its unreliable so she ends up spending so much money on Uber to get to and from work that I think she is actually losing money. Her business is the only thing keeping this whole situation remotely manageable, although it has fallen off a bit down to maybe 200-400week bc her work at Google takes a lot more effort she could manage advertising and shit while she was at work in the last job. She is down to like a grand now, and desperately needs to move for the sake of her mental health. She makes enough between her job and her business that by the time she has two paystubs from Google she would be able to lease an apt hopefully with her credit, which is 600 something, but with that bad history of irregular payments. Financially though, she needs the car, to get to work, even if she moves closer.Possible Solutions:1 I buy her a carissue a i would rather not spend 34 of the spare cash i saved over the last 6-8months on her, weve only been datingfor 6months lolissue b she will not let me do this thing lol, no way.2 I cosign on a car for her my credit is 750 by now I thinkissue a I dont have to tell u guysissue b She also will not let me do this, I know bc I have asked several times, insisted even.3 I buy a car with cash and let her drive it, perhaps do some kind of custom rent to buy with me.issue a she still may not go for thisissue b if we are being technical here, a car is a terrible investment. I would still be essentially relying on her buying it from me paying me back for it, but I do trust her.issue c how would insurance work with this? Could I have the car in my name but the insurance in hers?issue d how do personal auto sales work? Can I buy a car and rent to buy it to her legally, and if so how so?EDIT - 3 is the only one Im still considering after reading a little bit about cosigning, but yeah, thanks for the advise friends. I just remembered something and told her she should get a moped. Even making the 3 offer might have just pissed her off tbh. Sorry this maybe did belong in rrelationships  <response>: DO NOT COSIGN ANYTHING FOR ANYONE. Especially not for someone thats not married to you. 