<prompt> Human: lurker here and this is a throwaway account. Heres my situation:My dad started a construction contracting company in 2008 and had success in the business and started taking up large sub-contracts, but for the last 2 years most of the payments started being held by the main contractors or the clients due to their financial reasons and my father did not focus much on collecting the dues and was more focused on securing more projects and expanding his company. In the last 12 months, his company has basically been floating since my parents sold their jewelry and valuables and they just rent a flat now. My dad is already under debt with the primary investor of his company no one else is willing to give him a loan. Its come to the point now that dad cant pay for my sisters school tuition and theyre behind on rent and electricity bills by 4 months.I have been working since 6 months as a civil engineer with a decent salary and my father has asked me to take up a loan from the bank so that his company debts and our families expenses can be paid.I cannot support myself and my family on my salary, the rent of our flat is almost 90 of my salary.I dont know what to do here, I dont think that the company situation will improve but if I dont take the loan then my family will be left in a much terrible state.Any advice is much appreciated.  <response>: Youre throwing money away. Your father is the one who has to solve this: either get the money or part of it from his clients, or decide to stop the business and get a job that actually pays him money.If you put your money on the line as well, it wont help much. In fact, it will make your situation worse. Hang on to your money and to your credit score, let your father solve his problems, and only be there for them if things really get bad not yet. 