<prompt> Human: I have close to 2.5k in Credit card debt. Im hopefully gonna get between 2-3k with my tax refund. Is it wise to pay off all my debt, or should I put some of the refund towards savings?Edit: Probably shouldve added that Ive got 0 APR for a few more months.  <response>: Pay off the debt. Youll stop paying interest, increase your credit score, and have that much more available credit in an emergency 