<prompt>  Human: Hello Reddit,I recently started working a public sector job in California just after graduating this past December. I have 1k in savings with Ally and I plan to save about 2K a month with them. Biweekly, I receive somewhere around 2100 with some payments going towards CalPERS which is a pension program. I also put 65 into a Deferred Account which my employer matches. Should I contribute more money into my 457 Deferred Account? Should I open a Roth IRA? Any guidance would be greatly appreciated! 