<prompt> Human: Im graduating soon and I currently have a well paying job lined up. Ive lived away from home for some time now and every time I go back home for the summer I really hate it. My mom made me an offer that I could move back home in the suburbs and save up some money until I want to buy a place rather than renting. Realistically, if I have a roommate I wont pay anything super extravagant rent-wise and if I live downtown, where I want, I dont need a car to get to work. Also, because I live in a big city, I know to buy an apartment might take me years to save up the mandatory 20 down-payment. I really dont want to be 27-28 and still live at home. What do you think would be the best course of action?Edit: To clarify how much money I will be making, ball park around 5000-6000 a month. Rent for a two bedroom downtown in my city is 1900 and the average 1 bedroom to buy is 500,000, with den probably closer to 550,000 to 600,000 or if you guys know better the city is Toronto.  <response>: :: every time I go back home for the summer I really hate it.Theres your answer right there. Financial health is an excellent thing. But not hating your life is an even better thing. 