<prompt> Human: Hi all. I recently started a new career. I went from making 45year to 60year after. Im 28, I pay all my own bills, and my car is shit. Do I need an accountant, and what would you consider if you were my trying to decide if I should buylease a newused car ?  <response>: You dont need an accountant.You want to save up and buy a used car outright.You are in a position to start growing your net worth, so dont spend more than you need to on a depreciating asset. 