<prompt> Human: What would you recommend to someone who accumulated too much cash in a savings account over a few yearsover 50k, yet is planning to buy a house soon with no good estimate of timeframe? Will buy a house but within a month, or 6 months aka waiting for the right house to come along. Most of the money in savings would go toward the down payment. Do you leave the cash in savings or put it in some other accounts?  <response>: I would keep it in the savings account. My wife and I were in the exact situation. Same amount of cash and all and a friend financial advisor suggested we do some safe short term investing. Needles to say the market tanked and I was watching the market like a hawk after that. The second we were able to recover the amount we put in... About 4-5 months I took all my money out and left it in the savings. If youre buying a house soon just leave the money where it is! 