<prompt> Human: First off Im new to reddit so sorry if this is the wrong place to post this. Anyways Im 21 and graduating college soon with a degree in construction management. I have a good internship right now and should have roughly 4k saved up by the end of summer. When I get my full time job, my salary should be in the high 50k region. I love muscle cars and have wanted a Mustang for as long as I can remember. My dad tells me I can easily afford one that is 30k plus and hes usually pretty good with money. Is this a bad idea? Or should I opt for a cheaper Mustang? 20k? Should I use my 4k as a down payment or invest it in something and take out a larger loan?  <response>: Horrible idea. You shouldnt be opting into a 30k car or 20k car...Id stop taking financial advice from your father...Once you have a 50k year job not before you should be looking more in the 10-15K price range. 