<prompt> Human: Hi rpersonalfinance,Ive got a question. Im currently putting about 2,000 a month into savings. But I also have several loans. Here is my info: Savings: 108,000 Student loans: 12,000 2 Car loans: 8,600 and 8,545 Mortgage: 286,000 Retirement savings: 115,000 in a rollover IRAI have a lot in savings now, so I feel Im well prepared for an emergency. Instead of continuing to grow that savings, would I be better served to pay off the car or student loans sooner?  <response>: I would pay off all you debt besides the mortgage. 6 figures in savings is a shit ton of money. Youre losing value every year to inflation. 