<prompt> Human: I read this essay on The Huffington Post and it is one that I thought rpersonalfinance would be interested in. It does a decent job at explaining the thought process of a poor person that we would think of as making bad financial decisions. Theres a certain pull to live what bits of life you can while theres money in your pocket, because no matter how responsible you are you will be broke in three days anyway. When you never have enough money it ceases to have meaning. I imagine having a lot of it is the same thing.After reading the article, I wonder what advice rpersonalfinance would give to someone in this womans position should they come here asking for advice?  <response>: Linda Tirado OWNS her house. She has family money lots. She is not poor. 