<prompt> Human: More info: shes currently in Texas and the plan that will be active on Monday is through her mother who works in Texas. Shes resisting going to the hospital because shes scared of paying all of the medical bills outright. Does anybody know of any way that her future insurance policy could cover an emergency that took place three days before it is activated?  <response>: Is there any way she could go to an Urgent Care center instead? They are far more reasonable. 