<prompt> Human: Been stuck at BoA for far too long because of free checking, zillions of ATMs, and then having too many automatic bill pays tied to my account.We have our paychecks direct deposited, so have had a premier checking account tied to an overdraft account if we ever run short before a paycheck. For about a decade this has been free except for the interest on the overdraft account. Just noticed that they started charging 10 per overdraft transfer now. I contacted the bank and they said that this is their new policy and that they have changed the name of the program from premier to core. To get these fees waived, you need to have insane minimums like 10k sitting in a no-interest account. My complaints got the fees reversed, but the new fees seem permanent.I never saw any notice about this shift, and cant find any news stories, but did see that Bank of America is now the most hated bank in America, because of fees.Needless to say, we have opened up an account at a local credit union and are starting the complicated slog to transfer everything.Just wanted to alert others out there to check those bank statements for odd fees that show up when they shouldnt. A call or online chat can get them reversed, but if they are constant, you should switch banks. And of course, get your finances in better shape so that you dont ever need overdraft protection, but thats another post for another day.  <response>: If youre overdrafting your checking account so routinely that you need to worry about a 10 fee, youre doing something wrong. Ive maybe overdrafted my main checking account at BofA, no less about 3 times in its 10-year history. 