<prompt> Human: I have a student loan for 1000 at 6.8 interest and I have a credit card that currently has 0 APR until May 2016. Should I use the credit card to pay off that 1000 and then slowly pay off the 1000 credit card balance? It should only take me 3-5 months to pay off the entire 1000. Is this a good approach?  <response>: Most student loan providers will not allow for payment by credit card. Those that do will usually tack on a fee to cover the costs of the credit card.I suggest you check with your student loan provider to see if that would even be possible. 