<prompt> Human: The most recent episode of This American Life started with a prologue about a couple who were taken to court by a debt collection agency.Heres what happened:So he walks out of the courtroom. Me and Keanne and the judge are left in the courtroom. The lawyer goes out into the hallway and then comes back two minutes later and says, your honor, were going to be dropping this, dismissing the case.Whaaat?He said, oh, well, when a consumer actually shows up in court and says the magic words, then these cases basically evaporate. And I say, the magic words? He says, yeah. Show me the evidence....Because the way this business works, Jake says, when credit card companies sell these IOUs to debt collection companies, they usually dont give them any documentation. Usually they just give them a spreadsheet with a long list of people who owe money on their credit cards and their addresses and the last payment and how much they owe, and not a whole lot more than that....The vast majority of people who are debtors being sued dont actually show up in court. The no-show rate, theres different estimates, but between 80 and 90 of people dont show up.Is this truly the case? Does this apply to all states, or just some? All debt collection agencies, or just some?Is this an extraordinary case, or does this truly happen when people show up to court?  <response>: If you dont show up, you automatically lose. 