<prompt> Human: For some background: I am a young professional, and I make around 21 an hour. I havent had a real credit card taken out in my name besides a gas card which I have had for about 8 months. My situation: I was pre-approved for a credit card at my bank. I have been using this bank actively for 5 years, and the benefits of the card are pretty good. Yesterday I learned that I will have a credit limit of 3000, which seems way high, as I do not even make that much money in one month. I am just wondering if this is a good or bad thing, or if I shouldnt worry about it? This is all new to me, I just want to make sure everything is going normally.  <response>: The last credit card I got was issued with a limit of 25,000. Please let me assure you that I dont even come close to earning that much in a month. 3,000 is a middling-to-low credit limit - dont worry about it. 