<prompt> Human: So I have 3 CCsCapital 1 -3k 25.99 Wells Fargo 400 21.99Chase - 1.5k 24.99I know you should pay off the one with the highest interest but not sure if it would be better to just pay off a card. Just looking for advice  <response>: Do a comparison here to see which plan will cost you moreWith avalanche method, you pay off the highest interest rate debt first. Snowball method means you pay off the smallest balances first. Avalanche method will always be the least expensive with respect to accrued interest. However, some find the snowball method to help psychologically. 