<prompt> Human: Hello Reddit, I monitor my FICO score monthly. I have been in the 750s but my most recent dipped into the 720s. The only changes in the last month is I: 1 Paid off a student loan 2 made a significant payment on a second student loan 3 was approved for a credit increase on my current credit card. I was prompted by the card I should be eligible for it due to responsible practices.My question is why did it drop? Is increasing my credit on a current card hurting me?  <response>: Stop worrying about your credit score. If you are paying your bills off in full, every month, no exceptions by the statement due date you are using your credit card correctly, and your score will gradually improve. 