<prompt> Human: I have reached my goal of being 100 funded for my emergency fund that would pay for three months of expenses. I am 2.5 matched to a 5 contribution to my Roth 401K. I buy my company stocks at 5 contributions. What should I do with the nearly 800 a month of savings per month now? I understand it is a personal choice of what I should do next, but I am interested to know what you would do next with your financial knowledge. Thank you!  <response>: Max out an IRA each year 5,500 annually, then save cash for other purchases house, wedding, vacations, etc, and increase your 401k contributions until you max those out too! 18,000 annually. Then retire early :-D rfinancialindependence 