<prompt> Human: Hello, rpersonalfinance I am a college student transferring from a 2 year college to a four year university to pursue a degree in philosophy this fall and am having some issues paying for tuition. I recently received my financial aid package which was approx. 10,000 short of paying for the entirety of my tuition. Despite having a near perfect GPA 3.75 I have not received any scholarships that Im aware of. Should I apply for private student loans and if so where? I should also note that I do not have any cosigners available to me. Assistant: Did you receive any grant money? Or was your financial aid package entirely loans? If you didnt receive any grant money, your going to most likely have an astronomically large amount of money to pay back after you graduate. What job are you going to be pursuing with a philosophy degree?Human: I did receive a Pell Grant 4,000 annually, along with the SubUnsub loans 6,500, and student worker position 3,000y.Edit: Currently I have absolutely no idea what job Im pursuing after college. Assistant: Have you considered pursuing a degree that has some job options? Its an awful lot of work and debt to put yourself in to study something just for fun.Human: I have thought about that, but the idea of going to school for 2-3 years pursuing something I absolutely hate would be unbearable. I greatly enjoy philosophy and history my minor.  <response>: You can greatly enjoy and pursue philosophy as a intellectual hobby and not ruin your financial life over it. Student loans are an investment in your future 