<prompt> Human: Hello all. As you know, Im having a bit of trouble understanding my credit card statement, particularly when it comes to understanding the difference between my last statement balance and my current balance. I have the money to pay off my credit card every month in full. And thats what I want to do to minimize having to worry about paying in pieces. And obviously I want to avoid any fees. I want to pay everything off, do I just pay the current balance amount every month?. If anyone also has tips for keeping this process organized, or for maximizing credit card potential, please feel free to let me know!EDIT: Thanks for all of the amazing advice. I came here looking for the surface-level answer to my question and got insightful details and the why behind all of this. Thanks again.Took out images for privacy reasons  <response>: FYI Avoid posting any account information, even if it is incomplete. Anyone can look at this and see the last 4 digits of your card. The first 4 digits are the same for a given card type Visa, etc., so thats half of your card number. Your user name appears to have a real name in there, which is another great bit of information for someone looking to commit identity theft.You have otherwise been given good advice. Probably should edit or delete your post now for security reasons. 