<prompt> Human: Before anyone brings it up, yes, despite this debt I know that going to college is worth it for me. I am very lucky to have well-off parents who will pay for most of my college tuition 70,000 per year including housing and other expenses, but that also means I will not receive any federal aid, and the school I want to go to does not offer merit scholarships. Long story short, after my parents contribution, I will be paying about 22,000 for my undergraduate education per year, for a four year program. After that, I will also be enrolling into med school, for which I will be paying all by myself. Hearing so many stories about the rabbit hole of student debt, I want to be really careful with my decisions before I fall into any traps or make any mistakes. The problem is, I have no idea where to begin and have no experience handling my own money, let alone massive debt. I would appreciate any guidance or tips for where to begin and what not to do when dealing with this. Thank you!Edit: By the cost of my school, you can probably guess that Im from the US  <response>: 70,000 per year? Jesus go to a public school and get the same education for less. 