<prompt> Human: Amex goofed up my payment, and told me The bank transfer didnt work because of the internet. Talked to 4 people, all of them said that their systems dont allow them to fixalter bank withdrawal, and that the way NACHA files work are too complicated to explain. Either way, shopping around, and want to know peoples experience with Ally as their Credit Card of choice.  <response>: Ally is serviced by TD. Nothing really to special about that credit card tbh. 