<prompt> Human: My wife 38 had a stroke that left her with no motor function. She will require care for the rest of her life. We have two little girls. 11 and 8. I need advice on how to protect the estate if anything were to happen to me. I dont want her ongoing care to drain the estate if Im gone. I also need to set up protection for our kids. I have so many questions about long term disability, social security, etc. Im overwhelmed and dont know where to begin. Edit 1 I am meeting with a social worker this afternoon. UPDATE: Social worker was amazing and she says the kids are doing very well and to keep doing what Im doing. The kids like her and Ill continue to have her check in on them.Edit 2 My wife has a school loan. Can I get this absolved?Edit 3 My wife is a RN making 65kyear. Ive contacted her manager about her last paycheck and cashing out her PTO. Edit 4 WOW amazing response. As you can imagine, I have a lot going on right now. I plan to read through these comments this evening. Edit 5 Well, Ive had even less time than expected to read everything. Ive been able to skim through and Im feeling like I have a direction now and a lot of good information to reference along the way.  <response>: Yes to the hospital social worker. They have the resources to be able to point you in the correct direction. Be aware that not all social workers are created equally. Also, as a 38 year old wife this hit me hard. Im thinking of you and your family. 