<prompt> Human: My boyfriend and I currently live in separate apartments and we both rent. We are thinking about moving in together within the next year. He is looking to buy and the house he is seriously considering is 395,000. He would be able to put down 3 for the down payment. I have a lot of student loans and am not in the position to buy right now, so this would be completely in his name. I would be paying him rent to help pay down the down payment. I currently pay 950month with utilities included and in my current apt I do not own or need a car. In the area that he wants to buy in, I would need to buy a car since it is not very public transit friendly. The monthly mortgage payment for him would be about 2800. He divided that by two and estimated we would each be paying 1400month. We would split the utilities and groceries down the middle as well. He would be responsible for the repairs and maintenance since he would technically be the landlord.I honestly have no experience with this type of situation and I know it can get messy. I also know that his payments will be going towards owning a house and mine would not, but I would be renting either way so that is fine. Is this a common scenario? Is splitting it down the middle reasonable and fair? I know there a ton of factors in this that Im not thinking of and it feels like I dont know where to start.  <response>: Is it a common scenario for someone to rent from their SO? Yes it is.Is it ADVISABLE for you to pay 550 more per month, AND have to buy a car, pay car insurance, etc, while paying student loans? ...You would have to decide that. Is he not able to make the full payment unless youre there? If not, thats a pretty huge red flag that he shouldnt be buying this house, because its not written in stone that you guys are going to be together forever. 