<prompt> Human: In general i need advice on what i should do with the house, which i currently live in, based on my current financial state, as well as my desire to use this inheritance to its full advantage in order to help pave a successful financial future for myself. More detailed info:Family built the house in the 1960s has been in the family ever since. The last occupants were my Dad passed in 08, Mom passed in 2017, and myself currently still reside in house. I am the last of my family in my 30s, not married no kids. Owe state around 12 in property taxes is currently on the gov website as a pre-forclosure. According to Realtor.com my property is likely to appreciate by 2 in the next year, based on the latest home price index. In the last 4 years, this home has increased its value by 98. Its current value is at 122,300. -update from opriginal post stating 90k as the appraisal value.The house is located in Charlotte, NC in a old but well established neighborhood, very close to the new light rail. Property values in my neighborhood are expect in increase once light rail is open this spring. There are no other houses in my neighborhood for sale rarely are. A few under 5 are rentals have always stayed occupied. It is a single story brick ranch, 1100 sq ft, 2 beds, 1 bath, carport w a utility room, shed on a cornor lot on a little less than .5 acres. Up until my Dad passed any needed home repairs were always taken care of. Since then, being an older home things have started to break down. Here are a few major repairs that need to be done: Needs a new roof, insulation, sub floor begining to rot in places, original hardwoods in beds, hall living room LR floor is sinking in middle, and floor in dining room has actually given way in 2 places. Also needs to HVAC system piping, old electrical also but cross fingers no problems. More about my current situation: My credit score is low 500s, mostly due to student loans i defaulted on years ago, and a cpl medical bills. I make less than 15k a year. I am a nanny currently pt, but am looking for ft. I also have inherited my Moms traditional IRA, which is a little over 40k not sure AT ALL what to do with it, i know advice on that is a completely seperate sit, but any guidance i can get is appreciated. I dont have the money to make these major repairs myself, or to pay the taxes. I dont care if i stay in the home or move, i just want to do what is best financially now but esp down the road for me! I am afraid the state will proceed to foreclose on the house i will lose it. I have received offers to sell as-is to investors, but the thought of giving them the house then they sell it and make a killer profit sickens me! If i did move, im sure i wouldnt be able to get a mortgage, or even sign a rental lease wo a co-signer. Plus going from a home that has long been paid off to having to pay rent seems counterproductive. What are my options? What would you do if iny shoes? Other than working on rebuilding my credit, which i am trying to do, but its a slow process, what other ways or programs, etc are there to help better my odds at coming out ok financially please dont say get a diff job, etc? I love what i do, more work more income thats a top priority for me atm. Thank you for your time i look fwd to hopefully gaining some valuable input!  <response>: You cant afford it with the repairs needed. Bail. 