<prompt> Human: Hi,I maintain a credit score in the high 700s and pay off my credit card fully every month, with the odd exception of leaving 10-20 capacity for a week or two, but far exceeding the minimum payment requirements. Havent missed a minimum payment to date. I usually utilize around 20-30 of 10k of my credit over a given month, but Im expanding a business endeavor and am at 90 capacity on both of my cards as a result. Its time sensitive, hence the not-saving-up approach. Ill be able to pay it off over the next 2-3 months but need more credit in the interim and was thinking of adding a third credit card. In addition to giving me more credit, it would show in the long run that Im responsible with multiple lenders, as I currently receive too few accounts being paid on time, or too few lenders being used paraphrasing- can get the exact notation, the latter is what I assume applies to me as Im making all payments on my credit report. My concern is that my credit score would take a sizable dip when applyingreceiving a new card while presently using most of my credit, andor that a vendor that is running a credit check on me for equipment might be off-put that Im currently using much of my credit and recently opened a new card, in spite of the fact that Im usually using far less of my credit. I have no savings, though my situation will change over the next few years if this endeavor goes well, which is highly likely to occur. Thank you.  <response>: I would go to a bank and look to open a personal line of credit instead of using credit cards to finance your business ventures. 