<prompt> Human: It bet I could make a little gains off the the money that is normally taken out of my paycheck each month. Why does the government require me to give them an estimated dollar amount each paycheck? Are there any ways to get around it? Id really like to keep my own money. Ill still pay what I owe, but Id rather have the freedom to make my own money work for me.  <response>: Because our tax system is set up to require taxes as you earn the government budget would work even less well without the continuous income. You and I may be able to save for taxes, but most people would have a big tax bill at the end of the year and no money to pay it. 