<prompt> Human: Hello! Ive had my student loans on auto-pilot for years, auto-deducting the minimum of 265 from my bank account each month. Ive just gotten a new job, and Im ready to hit them harder and pay at least 500mo towards my balance of 20,000 spread across 10 federal loans I took out throughout my undergraduate degree.Last year, Sallie Mae transferred my loans to Navient, and the tools for managing my loans are a joke. If I pay extra on top of my regular auto-deduction, I noticed they moved my next auto-deduction date back to keep me on schedule for my 10 year plan. Theyre also automatically allocating on my behalf how to split my payment amongst the 10 loans which each have different interest rates and balances.The customer service rep said if Id like to choose how to allocate my payment or pay more than the auto-deduct rate, I can stop paying online, and pay by check each month with a hand written letter detailing how much of my payment is to go to each loans account number. This all just seems ridiculous.Theyre clearly gaming me by making it difficult to pay faster or smarter by limiting the tools available on their website, setting up hoops to jump through. The rates are quite low, and Im not sure I can consolidate into a better rate, but Im generally just irritated at the game. Any advice on how to kill these things? Happy to post balancesamounts if someone can help me strategize.-Greg  <response>: Them changing the due date to keep you on schedule seems irrelevant to me... Its not like theyre keeping you from making more payments right? Or am I wrong? I have navient too and I also plan on changing the amount I pay each month over the years. 