<prompt> Human: To give more context I am 23 and have a net worth of 30k spread over 4 different accounts. My brother is my beneficiary on all the accounts but he has no idea. Is it appropriate to tell him? My fear is if something happens to me and my brother does not know he is my beneficiary then he would never know to look for the money? Plus, as I mentioned, I have 4 separate accounts SEP IRA, Roth IRA, SIMPLE IRA, Ally Bank E-Fund so I am also worried that even if he knows to go looking for the money he wont be able to track all of my accounts down. How do other people manage their beneficiaries? Thanks!Edit: I know it is a morbid topic, but I think it is important.  <response>: I told my beneficiary. Barring them orchestrating your death to get the money, theres not really any reason not to tell them. I have two notes I keep in the top of the box that houses all my financial infoimportant documentation: one that reads In the event of hospitalizationsickness and another that reads In the event of my death.The first explains my various insurance information, who its through, how to file for long or short term disability for me.The second details my death wishes, wishes for my dog, my various accounts and their locations, and any appreciable assets I own so that the executor of my estate would have an easy time of it.I update the notes every 6 months or so. 