<prompt> Human: Hello fellow redditors,So I am 24 years old and just started my first job in my field that is last week. I am not married and have no kids. My salary is 115,000.00. I have 30,000 in student loan interest rate is 7.5 and no other debt. I do not have a 401k as my employer does not match. I have about 6,000 in my savings. I plan to pay my student loan off in the next few months due to the killer interest rate. I also live in a metro area and plan to buy a house down the line maybe in 2-3 years. I want to purchase a two family house to get a recurring rental income although houses like those cost 650,000 where I live. My question to you is how should I start investing my money? Also with regards to real estate, what do you think about buying a two family house in a metro area vs. buying a condominium? If you have any suggestions with regards to reading material about stocks, bonds, ETFs, IRAs, mutual funds etc that would be great. Thank you in advance for your help.  <response>: Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! and the Long-Term Investing Start-Up Kit You may find Your 401k and You: Basic Information and Your IRA and You: Basic Information worth a read as well. 