<prompt> Human: Id like to avoid the temptation to just use it all to upgrade my car. Yes a 7,000 car would be an upgrade for me. Another thing to consider: I have 31k in student loans. Id also like to consider doing something entrepreneurial with itpart of it.  <response>: If your employer offers 401k matching on this bonus, contribute up to the match with this bonus. Dont pass up free money. Take the remainder, and pay down the highest loans that you have, assuming you have a small emergency fund. 