<prompt> Human: Ive been paying about 66 a month since 2014 for a 180,000 for a basic State Farm Life Insurance policy.I was in a bad time in my life and didnt know whether I should have insurance for my younger brother in case something were to happen to me.My priorities have changed however. My brother is doing well financially and I would like to figure out whether I should be using that 66month for better returns in the future. It is the Basic Plan which provides level term life insurance. I am not able to convert it to a savings account. Would anyone be able to provide me with some wisdom about what I should do with this plan?Should I just continue to pay these premiums to keep my plan?Can I withdraw some of the money I put into it and cancel the plan?Any help would be appreciated greatly  <response>: Term life insurance wont have any cash value. 