<prompt> Human: Hi there,Im 22 with a decent engineering salary and a bit confused on what to do.Background: My employer matches up to 4 for my 401k. From reading this subreddit and online for a bit, I started a Roth 401k. I currently set my contributions at 4 so I can get the full match. Ive also been saving a lot of my money before working for my current employer and have about 14,000 in a regular students savings account.Confusion:The more I keep reading this subreddit and sources online the more confused I get so if anybody could answer these questions I have that would be great!!1. What should I invest in for my 401k? My employer uses Fidelity and it has a decent selection. Right now I have split my contributions evenly between a Growth Fund and a Lifestyle 2050. This is whats confusing me the most, Im worried because I just dont have any idea what Ive invested into is good or not.2. Exactly how do I get started on a Roth IRA? And how important is it to have compared just having a 401k?3. What should I be doing with my 14,000 in savings? I know I should keep at least 6-month emergency fund in case something happens, but I feel like 14k is way to much to just be sitting in a savings account gather very little interest.Thanks for any advice :  <response>: Engineering salary is relatively vague. I graduated from Georgia Tech and some of my peers had starting salaries of 40k while others had close to 100k. 