<prompt> Human: Well, I think I fucked up. I was going to wait, get a lawyer and my drivers license, see about a job then try to take action but...I told my sister about the situation, she used to be on my side, wanting to take action but not hurt my grandfather, not anymore.I called her, small-talked and then she starts saying how everyone is worried thinking my friend Im staying with is using me and manipulating me. Im afraid shes gonna tell me grandfather, I dont know when my ticket home is, and Im afraid that they might take action against the woman Im staying with. I told her that if she isnt a victim when I report him, shes an accessory. More doubts arise as I really do realize that even though I have debt, that has collected a lot over time, he is still making payments, my credit score is better than some peoples, I feel like Im in too deep to just let it go, and let it stay. What if he does make the payments, what if he is trying to do me a good thing?What do I do?A little edit, when I first met my friend she was suspicious about the credit card situation, and I was naive. So even though Im being fucked, my family has something to blame this all on, I feel betrayed by my sister, her telling me that I dont need to say that her own family is manipulating her.UPDATE: I had a 30 minute phone call with ym sister and calmed her saying I wouldnt do anything, and then I got bitched at my friends mother saying shes scared that my grandad might send someone after them, or hurt them.Im gonna go to sleep now, this shit is exhausting. still planning on filing a police report, calling the credit bureaus and freezing my account once I get back home, I dont want to transfer the stress to anyone else.Assistant: Under 18 you cannot sign for anything. the debts are not yours. File a police report, contact all three credit reporting agencies, have them freeze everything. You wontcant open anything yourself till youre 18 anyway. The person who stole 22k from you wasnt looking out for you so you owe him no favors. Say nothing. Moving forward you will have to have a special pin number for persons who were affected by identity theft. This is for things like filing taxes. You should also look into having another Social security number issued to yourself. The most important thing right now is to get copies of all your vital documents. your birth certificate, SS. Card, Shot records, School records, any and all certs in your name, drivers permit, any bank accounts, savings bonds whatever that may have been issued to your name and keep it safe and hidden from everyone, even your own mother. If you let your family bully you into not doing anything then you will be the only one to suffer. Tell them nothing. Have any mail you get sent someplace they cannot intercept it. be it a P.O. box, a friend that has zero to do with your family whatsoever, whatever you can do. The police will do what they need to. Play dumb. You dont know a damn thing about it. you can even suggest that you getting your credit report might have flagged them, but you didnt say a word. Let him deal with the mess he made and protect yourself.Human: very good advice, however, I said my sister already knows that I was talking about it, shes known about it, and she would tell.Finding an undeniable but not true explanation for it would be a good idea, but the blame would always be on me.  <response>: No, the blame is not on you. Youre under 18. Your grandfather was using you for a decade now. 