<prompt> Human: I have never purchased auto insurance and I dont know where to begin. I am 32, married, live in NYC, and have a clean driving record. I will be leasing a Mercedes C300 4MATIC Luxury Sedan. I am interested in the comprehensive and collision coverage with a 500 deductible. What is a fair premium to pay? Which insurance company should I use?  <response>: Shop around for your car insurance. Get several quotes and compare. You will be required to have full coverage since youre leasing, which can be a bit pricey. 