<prompt> Human: Well, this is something new. People of PF, I have money. Like actual bonus money. Hoping to solicit some advice on how best to proceed. For background, I am a few years out of professional school, and have spent the entirety of that period paying down my student loans and credit card debt. In 2014, I finally met my personal goal and became 100 debt free! fist pump I doubled down on that and started a 401k and a Roth IRA and maxed out both of those! double fist pump And now, Ive received an unexpectedly large end-of-year bonus! I spent some of it to max out the 401k, and allocated another portion of it to some necessary dental work, but that leaves me with about 25k. Obviously, this isnt the worlds biggest nest egg, but Id like to nicely feather it a little until its time to use it. Where should it go? Into my Ally savings account? Into a CD? WTFs a CD? A mutual fund? Considerations: - I have a 3 mo emergency fund? Is 6 more prudent? - My partner and I might be making some big life decisions in the next 18mos or so ... should I just set aside for that? Also, if anyone has any great ideas about how to politely ask your parents about wedding contribution or house down-payments without opening up Pandoras box of follow-up questions and extreme expectations about the rate at which our relationship is maturing, thatd be great.- Even setting these issues aside, whats the next savings vehicle someone like me should be using after theyve done the basics?Love and Kisses PF -- You have no idea how much your advice went into getting me where I am today!  <response>: Also, if anyone has any great ideas about how to politely ask your parents about wedding contribution or house down-payments without opening up Pandoras box of follow-up questions and extreme expectations about the rate at which our relationship is maturing, thatd be great.If you need outside help to fund a wedding or buy a house, you are spending too much. Either scale back or save. Youre an adult. Its not your parents responsibility to pay for your house or wedding. 