<prompt> Human: I graduated from a medical school in the Caribbean last year, and was unable to match into a residency. As you might know, you are unable to practice medicine if you cant get into a residency. So my degree is completely useless. Thats all my faultNow the finance part. The principal amount of my loan is nearly 260k with 6.25 interest. I havent built up the courage to calculate exactly what the interest will be. But I can estimate that itll be paying more than 550-600k throughout the lifetime of the loan. Im waiting tables right now to put food on my table well, center console, since Im living out of my car and I have a 5 year gap on my resume due to medical school. So realistically speaking, I wont be making more than 20 an hour for the next few years.My loan payments are deferred until this August.I obviously cant come close to making the payments without a doctors salary. Do I move out of the country? Can I join the military? Im pretty sure I cant file for bankruptcy. I have no assets besides my car, my dog, and a gun, total value of maybe 2000 dog isnt for sale. What happens now? Assistant: So you arent the first person in life not to match - I dont think its quite time to call that 260K degree useless.Im not a med person, but theres something called the scramble.Human: What Im trying to say is, I didnt match this year and I wasnt able to SOAP my way into an unfilled slot. Now my loan payments are starting in August and I have no money.  <response>: So... youre giving up after one try? Youve lost all desire to become a physician? Thats not the right attitude. Find a research position in the field you are competitive in, paid if possible, work hard, shadow, make connections, and try again. You are limited into what residencies you can match into given your situation unless youre a strong applicant. The goal is to show them how you have become a better applicant and this will be through the actions you take this coming year. 