<prompt> Human: Ive been on the PF bandwagon ever since graduation from college about five years ago. My wife and I are committed to MMM-style early retirement. Despite this we lead a pretty kickass lifestyle. I make no secret of my views on consumer spending and unnecessary luxury. I feel like we know the secret to financial happiness and I have a tough time not distributing unsolicited PF advice to friends and family. My friend and her partner have been pretty broke most of the time Ive known them. Theyre in their late 20s like us and own a home in a low-income neighborhood, not a bad neighborhood though. They each make about 30kyr, drive 72-month-financed cars from 2006, and struggle when unexpected bills crop up. They tend toward I-Can-Afford-The-Payments-So-I-Can-Afford-It-Thinking, but theyre gettin by. Fortune favors them, though. She just got a promotion and will now make about 45k. He is in the final stages of getting a new job that will pay close to 100k. Im almost as excited for them as they are for themselves. In past casual discussions Ive talked about how important it is to save for near, mid, and long-term goals. They said they get it but didnt have the money at the end of the month. Not wishing to make a big deal of it I dropped the subject.Now Im a bit worried though. In her head they moneys all spent. Last we talked she wanted two new cars immediately, a big house in the burbs in two years, a fancy vacation thats already ready to book, furniture, electronics, the works. I tried to explain that, while huge, this increase in household income is not infinite. Taxes federal, state, and city will eat more than 30 of the increase right off the bat. I tried to explain that this is a tremendous opportunity to get on the right track instead of being a debt-loaded wage slave for 40 more years. If mishandled shell be where she is now, fretting over an unexpected expense, but the numbers will be larger.I want to help them see the light and not be a dick, a tough order, I know. I know its none of my business but I can see where this is going and Id feel terrible if I did nothing while they make the kind of mistakes that grace this sub everyday.tl;dr How do I lead horses to water? Also, how do I make them drink? Additionally, how do I make them enjoy their cool, refreshing beverage?  <response>: this is a surefie way to have fewer and fewer friends. seeing the light of whatever topic healthy food, personal finance, open relationships, organic gluten-free, biking vs driving, etc. is very exciting and we want to share it with the world. thats great. real friends will share our excitement for the first few days. then life goes on and you have your own personal interest. if your friend is interested, unless you KNOW they have a history of emotionalphysical abuse which may hinder them from expressing their wants, then they will healthily express this.how to move forward?- Find a bookvideoarticle that most closely aligns with your personal finance philosophy. - tell your friend that this bookvideoarticle really changed your life or you feel it is very important and that you feel they should read it if they are interested.- Youve done your part - be there if they have questions and go on and enjoy your friendship. 