<prompt> Human: So the first my family is fine. We were in the house when it hit but no injuries. Insurance has been contacted, event is considered a catastrophe by insurance. Thats about all they saidI am just wondering if anyone has advice about surviving this type of event financiallyAssistant: More informationI have 150k in coverage home was purchased 3 years ago for 98k everyone not from the south yes homes are cheap I owe about 85k. I have my insurance details have not had a chance to read everything. Trying to salvage what I can from the home right now.So is finding an apartment the best option? I know they cover housing for now  <response>: Hotel for the moment as they will fill up and then right into an apartment search or rental home search as soon as youve discussed what reasonable limits are with your insurance adjuster. He or she might also have info for you on where to look. 