<prompt> Human: In a nutshell, I have to spend 13,900 soon. I have around 6000 towards the purchase school. My credit is solid I think 790.I have an Amex Blue Rewards atm and have just been approved for a Chase Saphire Rewards card. Here is my question:Is there a reason I shouldnt pay the 13,900 with the new Chase Saphire and rack up 50k points for spending 4k in 3 months plus points for the purchase, wait until the payment comes around, pay it off with the Amex. Get those rewards points, pay it off the first month with a 6 personal loan for 13,900 - 6,000, already approved and plan on paying it off in 3 or 4 months.TLDR:Bad idea to spend 13,900 on new Chase Saphire, pay off with Amex, pay off with 6 loan for half of that to get massive amount of rewards points?  <response>: You cant pay off a credit card with another credit card.You can transfer the balance, but that doesnt gain any points and has fees associated usually, on top of interest for carrying a balance. 