<prompt> Human: I am a first generation college student so my parents heavily pushed that I get a degree. When I was searching for schools I guess we both just didnt realize how much money this would be. Thankfully I am getting a degree in engineering from a great university and will be starting at a little over 50k a year. My parents are letting me stay at home with them and keep my car so I have little to no other expenses. Any advice on how to go about paying this off within a reasonable amount of time?  <response>: Join the club. And congratulations. Youre halfway there. Youre saving on living expenses, which is a big plus. Just make sure you can keep a tight budget. There are a few apps like personal capital, mint etc which help you manage your accounts and keep a tighter leash on your spendingTake public transport when possible, avoid the after work parties and try to be as frugal as you can without sacrificing happiness. Also look at what your interest rate is. Sometimes you can maximize your savings by leaving a bit of the loan while investing the rest. This might also have tax implications, which Im not too sure of 