<prompt> Human: I interviewed for a Treasury Analyst position on Sept 20 and had a follow-up interview on the 21st with the VP of Finance and the CFO; I was offered the position today, Sept 22 but for an underwhelming 50,000 annual salary.Background: I graduated in 2012 with relevant degree but have been working as an auditor. This is a career transition for me. I do not have a degree in finance and do not have experience in this position. I recently moved and am without a job; the company knows this.The position is entirely new to the company. It was flat out expressed that even they are not sure what theyre expectations for the position are. They are treating it as an intermediate-to-advance level position.We live in Massachusetts and our lease is up in December. We are trying to budget to see what we can afford to move into next year but Massachusetts has a significantly higher cost of living than what I am used to. That said, online research says the average salary for this position in Massachusetts is right around 60,000.I want to take the job--in truth, both because I need the source of income now but also because I am interested in the position and working for the company. I havent had to negotiate salary before and would like some advice as to how I should handle it or if it would be a mistake to try and do so. Thanks.  <response>: Dont ask dont get is what I say, as long as you ask in a respectful manner, the worse they can say is no, just dont be a dick about it. I work in financewealth management. In my experience the analyst rank is an entry level position. You admitted yourself you have no experience. To be honest for an entry level position 50k isnt that bad. Your problem when negotiating is you have ZERO leverage. No experience, no job. They are taking a gamble on you essentially, and you dont have much to offer to prove why youd be more valuable for this specific position. But again, Id still ask, wish you luck. 