<prompt> Human: Just want some advice here, because Im very torn. Just this month I re-fied with Sofi to get my rates down from an average of 6.5 to 3.99 with automatic payments; 4.24 otherwise. Salary is 160K big law. Loans are at 47K right now. Emergency fund, retirement accounts, etc. are all covered. Ive been hitting the student loans pretty aggressively for the last year 2Kmo., but after refinancing, Im wondering if I should just make the minimum monthly about 800 and invest the rest in taxable accounts. If you think I should invest, where would you advise? Thank you!  <response>: If youre out of tax advantage space Id pay off the loans. 