<prompt> Human: So... Ill just give the basics and hope its enough info.I currently work for my dad as an IT recruiter, the company is just us. I live with my wife and 1 year old in Fairfield County, ct.He pays me 4k a month after taxes plus 1k a month as a loan to help me out...I spend 1600 on rent 460 on health insurance, anywhere between 700-1100 in electricoilgas, about 500 in various ccs and other bills I havent paid off, 250 for 2 cell phones, cable Internet etc... plus food and other expenses gets me to 5k or more a month... starting June 1, I will go from 5k to zero.I have no idea what to do. Our credit is in the tank, and I see no way of making that much money at another job my job is usually commission heavy, but I get paid a salary and my commission just goes towards paying the salaryI am completely stuck as to what to do. My parents are done helping for now and we have no savings.I know I put myself in the situation. ... ugh... any ideas?  <response>: You are not accounting for all of the money you make in a month. plus food and other expenses gets me to 5k or more a monthThis is not an acceptable way to track your spending and the fact that you are already 1k over your take home per month is not good.It sounds like you need a budget. Here is the link to Mint Go make a budget. It isnt hard. If you have questions about this, feel free to ask.Once you have a budget, cut all of the frivolous stuff expensive cell phones, eating out, super fast internet, all 1007 cable channels, all of it cut. Anything that is not necessary to survive goes bye-bye.Start looking for a new job. You should be applying to a new job at least three times a week, but four or five would be better.Start looking at anything you can sell. Do you have multiple cars? Sell one of them. Do you have expensive electronics Xbone, PS4, etc? Sell them.You should be in crisis mode right now. The good news is that this is recoverable and you havent completely screwed yourself yet, but you are going to have to buckle down and get your finances under control. 