<prompt> Human: Im going to be getting a dog from the shelter soon. Its an adult dog whod been found on the street and provided the owner doesnt come for it in another day shell be mine. Fingers crossed!Anyway, with the dog being found on the street Im going into a lot of unknowns. Theyre uncertain of her exact age, medical history, etc. She appears to be a cocker spaniel so Ive looked up their most common medical problems in order to prepare but I know she also hasnt been altered yet. To make sure I was placed on the top of the adoption list I offered to pay for her alteration so Ill need to do that shortly after taking her home as well.Ive never gotten pet insurance for a pet before but considering all of the unknowns I was wondering if anyone thought it would be worth it. Most of the quotes Ive been seeing are between 20 and 50 a month which I can afford but I figure that if I get the insurance Ill need to get it immediately instead of after my potential new pet develops an issue.Has anyone gotten pet insurance before and liked it? Or is it best to just set that 50 aside each month into my savings and pay pet bills as they come?Also, a quick shout out to get your dogs microtagged and to always wear a collar! This darling wouldnt be in danger of being snapped up by me if her owner had just gotten her tagged!  <response>: I dont have pet insurance. My emergency fund is, in part, for my dog. Im actually increasing what I keep in my efund as she gets older. In the mean time, its earning interest. If I have to use it, fine. If I dont, Ive got extra money in savings. Win. Win. 