<prompt> Human: First of all, I have read some of the introductory article in this forum but I have no knowledge of personal finance past that other than I need to spend less that I bring in. Having said that, here is my situation.I have created a 5,000 safety net for my self and with my current income I can keep that pretty well secured and still be able to put a few hundred bucks into a savings account every month. From what Ive read thats Step One to conquering personal finance.Admittedly, I have not created a budget. I know I need to do that but again I am not great at finance or math so I feel as if it will be a pain.I know the next step after creating a budget is getting any debt paid off. I finished law school last May, passed the Bar Exam in October, and started working at a job that pays 52,000 before taxes. I have six loans that I received through the federal government which are all handled by the same provider and they total over 145,000. Here is the general breakdown of the amount of the loans and the interest rates:1. Outstanding Balance of 17,000 with an interest rate of 7.9002. Outstanding Balance of 22,000 with an interest rate of 6.8003. Outstanding Balance of 27,000 with an interest rate of 6.4104. Outstanding Balance of 21,000 with an interest rate of 6.2105. Outstanding Balance of 38,000 with an interest rate of 7.2006. Outstanding Balance of 19,000 with an interest rate of 5.410I am tempted to put all of the 11,000 I have in savings straight towards one of these loans and then put a serious effort into paying off the loan that I put the 11,000 towards. Then, I would give my self time to build up another lump sum of cash and put it towards another loan with the same idea of aggressively trying to pay it off in full thereafter. Is this a good strategy?If so, I was originally thinking loan 1 because that would only leave me with about 6,000 which I could hopefully pay in full in a few months. However, it does look tempting to cut 11,000 out of loan 5 given the large amount of money and the 2nd highest interest rate. Also, Im hoping to buy a house in the somewhat near future. Realistically, Im hoping in roughly 2 years. If I put all 11,000 towards one of these loans, Im worried I wont be able to have enough saved up for a house. Again, I know little about personal finance and I try to read up on it in this subreddit a little bit, but any thoughts are greatly appreciated.Thanks!  <response>: Is your new job in public service? You should look into PSLF and other potential loan forgiveness programs to see if you qualify. You should also carefully consider, even if you qualify, whether you are better off utilizing one of those programs or just paying the loans off. If you dont decide to use a loan forgiveness program or dont qualify, then you should look at private loan refinancing options like CommonBond or SoFi. Figure out those two pieces first before making any large payments on the loans. Finally, you are going to need to pay down a lot of the loans before you will be able to qualify for a mortgage with a good interest rate. 