<prompt> Human: Hi rpersonalfinance, Long-time lurker and fan of this sub first time posting - please excuse formatting issues. Im a 27-year old, recently married, 1st-time homebuyer who has also recently started earning healthy sales commissions in the past year. Id like to move out of my rented apartment, but my current company is positioning itself to be sold within 18-24 months. I am also contemplating a move to Denver, CO in 2 - 4 years as my wifes family lives there for when were ready to start a family of our own. For these reasons, Im concerned about buying real estate. But, I live in Austin, TX, which is a really hot real estate market right now, and I like the idea of not throwing money away on rent. Im hoping for advanceperspective on if buying a condo is a smart financial decision given my situation. Here are the details: LoanCondo Information 399,000 sale price 5 down payment 19,950 Loan Amount: 379,050 HOA: 0.20sq ft Taxes: 2.6yr Est Neighborhood: 78704 South Lamar Area Sq Ft: 1,288 Type: New construction condo with preserved views of Austins Greenbelt Loan: Applying under my own name Bank recommended as my wife has decent student loan debtCurrent Rental Information 1,692mo. Comparable rentals in Austin are 2,100 - 2,900 Sq ft: 1,050 Location: Heart of downtown Austin But, near homeless shelter and loud concert venues, thus the want to move Income Base Salary: 75,000 with verbal promise of 90,000 beginning mid-July YTD Commissions: 38,977 Expected to remain constant if not slightly increase by EOY Wife Income: 50,000yr Current Savings: 25,000 Expenses Me: Car: 369mo 5,000 left to own Credit Score: 810 Avg. Monthly CC Spend: 3,100 Always paid off Wife not included on loan, but for reference: Car: Owns but needs new one within a few years Student Loan Debt: 500mo 55k total CC Debt: 1,500 Credit Score: 740 Job Situation Stable job security for now Company looking to sell in 2 years Currently based in Austin, but looking to move to Denver in 2-4 years as mentioned above Im concerned that the investment may be too short-lived to see its value. And that, dealing with the less-than-desirable neighborhood for another 2 years might be worth the savings. But, I also know that Austin is a hot market right now. Conservative estimates predict 3 appreciation in 78704 next year, and aggressive estimates predict 12. Ideally, Id like to buy without downgrading my current standard of living and have money to put towards savings...Im open to all thoughts and suggestions. 1. Is this investment too risky? Should I continue to rent in my current situation?2. Would an investment like this make for a good rental property to hold onto post-move to Denver?3. Are there any suggestions for a loan structure that might best fit my situation? 4. Is there anything I may not be considering? Thank you!  <response>: I think youre better off renting and building your savings, consider buying when you get to Denver and in a secure job. When you move, you both have to get new work. 