<prompt> Human: I currently have three cards:Discover It far and away my favorite- 2k balanceAmex Blue - 3.6k balanceCiti Forward- 450 balanceMy APRs are quite low or so the representatives tell me on each card. Still, I feel like these are all cashback cards. Wouldnt it be better to have one solid cashback card, a travel card, etc.?FWIW Im a recent college grad heading to teach English abroad. Currently unemployed. Should be able to save enough to pay off some debts, cards included. Ive had the Amex for less than a year, Citi for a little over a year, and Discover for about two years.Can I get rid of the Amex and Citi without ruining my credit? I dont care for either companys service and only got them as an irresponsible college student. Amex can only convert my Blue Cash to the preferred version with an annual fee, not any of the travel cards. Im really not interested in doing that.Any suggestions?Thanks PF!Assistant: Just keep them and use them sparingly to keep the accounts active. The Amex is good for warranty extension, purchase protection, free shoprunner account, etc. Human: Would I still be able to open another card in the future? Maybe something geared towards travel? Im worried about having too many open.  <response>: You should be worried more about paying interest needlessly. 