<prompt> Human: I have one single credit card with 5,000 limit thats been maxed out. Im in the process of paying it off and I am no longer using my credit card for anything else. I havent really had any problems with making the monthly payments but I do want to deal with this debt as soon as possible since it is also the only debt I have under my name at the moment. Ive read some stories of people taking out loans from their bank to pay off their credit cards. Is that a feasible option and do you guys have any other tips?  <response>: I havent really had any problems with making the monthly paymentsThen make more than the minimum payments!!!Youll save thousands in interest. 