<prompt> Human: Hi everyone,My husband and I made a really poor decision two years ago. His car broke down for the umpteenth time, his commute was an hour away, and he had already lost too much work because of it. We taxid over to VW and be bought a 2012 Jetta TDI for 21k. After all the add-ons we got sucked into we were passive and bad at saying no at the time, and we were desperate, please dont judge us it ended up being 26k. Anyway, he now works from home, I work at the college a block away from our house, and we have been looking for some way to get rid of it. Weve had some necessary medical expenses in the last year that we are paying off now, so that added with the fact that we literally dont need the car our city got a tran!, we desperately want to get rid of it. Our friend offered to take it and take over the loan, but after learning about the numbers 49 payments x 436, with 21k left, it would be a very poor decision for him. We would be happy to take a hit of some sort, but how do we mitigate this hit? Whats our best option? Is it possible to cut a loss somehow over 5k or less? If you guys dont have the answers, who could we talk to that wouldnt be trying to scam us?Thank you so much...Edit: kbb says for a private party value at very good condition, the car is currently worth 11,990.Assistant: What type of addons were these?If we are talking about extended warranties and stuff, you can cancel them and get a prorated refund.Whats the value of the car right now?Human: Wow, really?! I will call first thing in the morning! I had no idea those could be cancelled... that would really help.The value of the car, according to kbb and in very good condition but it might be excellent, I just want to lean on the left side is 11,990 for private party value. So almost 10k less than what we owe...  <response>: Dealer finance guy will give you a hard time. I did this on my 11 Nissan when I sold it. Youll only get a pro-rated refund, but every penny counts. 