<prompt> Human: So background, Im 20 yo, my father died 13 years ago and he gave my mother a lot of money in his will. Of that money she gave my sister 100k on the premise that she wouldnt spend it, only hold it. Several years later, and after she spent 30k, I get cut a check for the rest, 70k. So here I am with a check written out for 70k and everyone in my family says that if I deposit this check Ill get screwed out of the money by the government. I was going to open a new savings account with that money and leave it there, because I dont intend to spend it, but them saying that leaves me hesitant. Is what they are saying true, and if so is there anyway around that?Edit:So to clear up a few things, we do, in fact, live in the United States. My sister was given the money to hold after my father died because my mother trusted her to not spend it, obviously that didnt go too well. I asked my mother if he had a will and she said that didnt have one written out, she just split the money like he asked her to. I deposited the check this morning, and was told that the whole thing should be free and clear on the 22nd. Apparently the savings account comes with a free financial advisor, Im planning on talking to them to see whats the best way to use the money, and I plan on learning about finance as much as possible so I can avoid situations like this later on.Assistant: I have no idea whats going on. Of that money she gave my sister 100k on the premise that she wouldnt spend it, only hold it. Several years later, and after she spent 30k, I get cut a check for the rest, 70k.Why couldnt she spend it?Is she in trouble for spending 30k?Is that why you get 70k?Why do you get the money?What are you supposed to do with it?Why is the government going to screw you out of it?Human: My sister was given the money to hold.No it already happened cant undo it.The money was apparently intended for me when he died but they didnt want to give it to me until I was old enough I guess.Its mine to do what I wantThat is what they keep telling me. Things along the line of I cant cash a check that large out of the blue etc.  <response>: Deposit it before she spends the rest of it and you get nothing. 