<prompt> Human: I have 5,000 to put toward debt, like today. What makes the most mathematical sense?Here are my current debts:Debt Balance APR Min. Payment------::---:---:Card 1 490.77 29.9 25Card 2 6,816.30 25.2 210Card 3 347.51 22.9 25Card 4 260.11 22.8 20Card 5 9,849.42 13.9 210Card 6 6,677.19 10.24 200Auto loan 4,697.32 8.99 175I know that over the long run, it makes sense to pay off debts with the highest interest rates first, but I dont know if or how that scenario changes with a lump sum. I mean, I can pay off three cards entirely, which seems to make sense to me, at least psychologically, but is that the smartest way?Any help from the community is greatly appreciated. Thanks, yall.EDIT: I do my best to not spend money I dont have, but sometimes it is someone else spending money we dont have, isnt it? My spending habits are generally good, my resolve is strong, and my wife is now my ex-wife.  <response>: I would pay off Cards 1, 3 and 4 completely, and put everything else towards card 2. You will pay a few extra bucks in interest, but you will get a big psychological boost from getting rid of 3 cards and the interest difference is only 3. After that, apply all the extra money that you freed up by paying off 3 cards 70 towards card 2 and you should pay it off fairly soon. 