<prompt> Human: Background on us:Mid-20s married couple, make about 200kyr combined before tax, spend about 50kyr. Still finishing student loans, about 100k in retirement funds weve been lucky with investments. Background on parents:My parents are really well off, a tad younger than his, and will do fine in retirement and might leave an inheritance. His parents are first-gen Americans with little English, late 50s, separated, and are a little less financially literate. Mom makes 40kyr, _might_ have 20-100k in savings maybe pension? Father makes 20kyr with two jobs, next to no savings. Its hard to get more information from his parents because hes very reticent about talking to them about finances, and the parents think they have it handled and shut him down when he tries. I dont think they do have it handled, but were calibrated a bit differently and I havent stepped in to have a conversation with them yet.Question:Should I be planning to assist his parents in retirement? If so, how should I do it? Were doing well and sacking away money at a steady pace but I dont have any sort of gauge on how we might cover them. Do I pay their expenses? Give 10k gifts? Buy a house? Purchase an annuity?Additionally, I have a somewhat ambitious goal to retire earlier than 65 -- but that requires a bit of planning. Id prefer to have our financial future were decoupled from his parents, but I cant in good conscience have them retire to poverty and I feel like there might be some lingering cultural expectations from his family that we will take care of them and honestly, why wouldnt we?. At what point should we start having this conversation? Any tipspitfalls? Is it improper for a daughter-in-law to ask for a comprehensive financial audit?  <response>: I think its improper for a daughter-in-law to ask about a financial audit... Because I think theres a more obvious and a better person to ask these questions: their son. At the very least he should agree with you and support you fully when you are the one who will be asking questions. I think you would need more data before you know what you should do, if anything. Find out whether they qualify for social security, benefits, medicaid; and of course get the exact numbers well, as exact as you can get them now, years in advance. Find out how much money they have. Find out about possible retirement plans. Find out whether they want to stay in the US or move back home to their original country. That could be cheaper; although Im not sure whether theyll qualify for US benefits then and if so, how many. I dont think you can already decide what kind of support they might need, when the time comes. And you cant even tell when that time will be... Could be 5, 10 or 15 years from now, maybe even 20. You dont know what their health will be like, where they will live, etc. So I think the best thing now is to just save up money. Build up some assets that you can tap into when needed. When they are starting to require assistance, I think its of vital importance that your husband and you agree on what kind of support to give and how much. So keep communicating about this. 