<prompt> Human: My mother divorced my abusive father when I was born, and he had a court mandated life insurance policy, which I get once he dies. Well he did die, last year. Some type of cancer I think, I dont know or really care. What I care about is the money. I dont want to squander it, because my mom says that that money could easily turn into much more if I use it correctly.Thing is, neither of us have any idea how to do that. Any adivce?  <response>: Save some, invest some, buy a few things you might need like work clothes. 