<prompt> Human: I have a buyer for my used car who has his money with Fidelity Investments which isnt really a bank, so they dont offer cashiers check services, check cashing services, or even real tellers for withdrawing cash. They also have a 500 daily ATM limit. I phoned Fidelity and verified that this is true.But they do offer personal check writing. The buyer says that for his last car purchase he just showed proof of sufficient funds in his account and gave a personal check. I had tentatively agreed to this but Im having second thoughts since personal checks can be cancelled.Is this a bad idea? Im in Massachusetts. If the personal check doesnt clear and weve already signed the bill of sale and title transfer, do I have any legal recourse?What other option is there in this situation? I found out that Fidelity does offer outgoing wire transfers, so I could ask the buyer to meet me at Fidelity and send a wire transfer to my account before I sign over the title, but then Ill be giving out my account number. Also, wires can take hours to go through ...  <response>: have him do a wire transfer. fidelity can do this, and the money is in your account within hours fully cleared.doing it any other way is a bad idea, as checks can still bounce after your bank makes the funds available to you.his inability to pay you in a method that is safe for you to accept is no reason for you to open yourself up to a possible clusterfuck. dont be a fool. 