<prompt> Human: Ive lived in Los Angeles for years, and recently tried to emulate Robert Rodriguez, doing clinical trials to fund a film. Ultimately madespent about 30k and finally created a film from scratch, currently in the festival circuit. The film is non-commercial, and wouldnt sell well. Now that Ive finally created something that Im proud of, Im also flat broke with no job. Clinical trials have sorta dried up. And because it pours when it rains, the IRS sent a letter saying I owed 1100 from 2015s taxes. I dont believe they sent me any notifications before this one. Calling the IRS, I spoke with someone who recommended I use a debt management program. I told her, it might not work out that well because I dont have a job. She laughed. What else could she say? Youre fucked?I see debt management options as code for loan sharks, because it would take years working at any attainable See: retail job to pay off my loans. So I have a fee questions to ask, and I welcome any advice.1. Am I wrong in this assumption about Debt Management?2. For those who have reached rock bottom, what is my best course of action?  <response>: You need to get a job. Period. If you are 10K in debt and owe another or maybe its part of the 10K to the IRS you need to be bringing money in regularly. Then once you have a job you can likely work out payment plans with the original lenders andor the IRS. 