<prompt> Human: With the stock market going down, should I lower my contributions for a short period? Or just continue as is? I am 29 years on and have about 51,000 in my 401k - if that really matters  <response>: Market timing doesnt work, not now, not ever. It is always the right time to invest according to your asset allocation and risk tolerance.With the stock market going down, should I lower my contributions for a short period?This statement illustrates why many investors fare poorly. If market timing did work, you would actually want to contribute more if the market goes south. Buy low.Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! You may find Your IRA and You: Basic Information and Your 401k and You: Basic Information worth a read as well. 