<prompt> Human: I already have a good credit score at 770. Not sure how much better it would look if I paid small monthly payments for next few years. Would it improve that much? I already will have good credit activity by usingpaying off my credit card in full every month. Emotionally, I just want to be done with all my debt; I started with 55k. This is the last of it. Any advice would be much appreciated!Edit: Thank you all! With the overwhelming responses to pay it off, I will do just that :  <response>: Be done with it and pay it off. 