<prompt> Human: In a few weeks, I have to give a presentation to some high schoolers on personal finance. I am not a financial analyst or an accountant, just someone pursuing disciplined budgeting for myself and I offered to make a presentation to students as part of a workplace partnership with a local high school.These kids largely come from underprivileged homes in the US Northeast and most probably dont have any background in banking, investing, etc.I want to cover topics that will be relevant to them, and make some type of interactive activity so they dont die of boredom. The presentation is an hour, so any help on specific topics is appreciated.If you were or are a high school aged person, what would you want to know about? What wouldnt you care about?  <response>: At this age, I wouldnt get into specifics much, just go over general concepts and provide concrete examples. Above all, encourage questions and dont worry if you go off topic a bit from your presentation.- What credit cards are and how using them is going into debt.- How to make a budget andor knowing how much money they have before they make a purchase.- The importance of living within their means, spending less than they earn.- Mortgage interest and how it accumulates pick the average housing cost and show them how much interest theyll pay on a 30 year mortgage. Put 10k in the bank and show how much it can accumulate over the same 30 years- The importance of saving and compound interest- An overview of credit scores, the general dos and donts and how they make life moreless expensive you pay more for things if you have bad credit, higher rent deposits, higher utility initiation fees, higher interest, etc- Give them some bench marks. Ask them what they want to be when they graduate and give them bench marks for those salaries vs. the cost of the degree. Ask them what they want to have when they grow up and give them bench marks for those expenses. - If they are underprivileged, you may want to go into services that are available for free that can help defer life costs for them maybe theres a free dual enrollment program at their school to cover college costs, maybe its SNAPSection 8WIC programs since the income levels for those are higher than youd think, maybe its free tax preparation, etc. 