<prompt> Human: 37 years old and looking for advice from rpersonalfinanceI just now caught on to the fact that there are rules well, loose guidelines, but still more than I knew! to saving for retirementbuilding wealth. I have an unconventional path to where I am and would love some advice to right the shipAge: 37 The Good House: Paid off, 100 in full. house valued at 300k. Student Loans: None Credit Card Debt: Negligible, paid off every month Salary: 60k in low CoL area, considered a solid b in my region Job Stability: 100. Not a fed job but as stable Car Payment: None, owned outright Additional Assets: 13 acres of farm land in a different town near my house. 80k value but opens opportunities for commercial operations etc. HealthDentalVision: 190month v low for a family! Work Retirement: A defined benefit pension if I can grind out 17 more years.The Bad: Savings: None. As in zero 401kIRAetc: None, as in zero Car: 220k miles. Will need replacement soon. Family: one child, one gf. Neither works. Both supported by me. by my preference, but still StocksBonds: noneI had a laser focus on acquiring a house and land, and owning them outright. Now, at 37, Im here, for better or for worse.Please i rate my financial position ii tell me where to go from here  <response>: Please take a look at our Prime Directive for a game plan of what wed recommend you do with your money. 