<prompt> Human: So I read somewhere that if you go with a debt consolidation plan 80 of people will backslide and use a credit card again within 6 months... I laughed.. Im not laughing anymore Iwe only made it 4 months and we backslide. : Count us as part of the 80. I am disappointed, but still hopeful and hopefully wiser now.Welp I would love to say I am getting down to 22k in CC debt if everything had gone to plan. Unfortunately our family finances slipped out of my control and we are back to 22,800. if i had to give a root cause it would be 3 fold: 1 the unpaid work time from July 2 weeks unpaid vacation which we planned for but not well enough. 2 unexpected unpaid sick days from work equalling about -300 income intended for grocerygas money I guess closer to -500 since we had to use the 200 CC to pay for groceries 3 lack of emergency savings.My wife and I are picking up shifts to the tune of 3 extra each per month. Our newest goal is to establish 1k savings while continuing to stay off credit cards. We are much much improved from years of bad spending but still the progress to CC freedom had a big 2 month setback.We are reevaluating bills and going to switch car insurance companies same coverage from allstate to esurance to save about 50month. Going to switch waste removal in 2 monthswhen current coverage ends to save 5month and really looking at Verizon bill to change that.Verizon has a new dataplan out and I am trying to find the best way to switch to lower our monthly bill currently we pay 155, we are on the edgeup plan and still owe about 250 in equipment fees so I do not know how that will play out.Additionally it looks like we will need about 700 worth of car repairs to get them winter ready so in the next 2-3 months through extra shifts we hope to get that work done.  <response>: Doesnt really seem like you are taking cutting back seriously. Cutting back means like selling shit and moving, not switching to slightly less expensive options of the same stuff. 