<prompt> Human: Two days ago the engine in my car blew up... I took it to a family-friend mechanic and he said he would fix it for 1500 in cash, which was a pretty good deal. I have almost maxed out my two credit cards, and I have no savings. Ive asked family and friends but no one has the money to help. I tried to apply for loans and other credit cards but no luck... Any other ideas??  <response>: Whatever you do, DONT get a payday loan. 