<prompt> Human: I have horrible credit and cant get approved for anything immediate, short of a payday loan. A payday loan is an 87 dollar fee for two weeks on 500 dollars. My family members are all just as broke as me and I dont have any personal friends with an income exceeding 10 dollars an hour.  <response>: Your workplace must give you a copy of the garnishment paperwork if you ask for it. Go and ask payroll for a copy of the order and it will show who ordered it and for what. If you need to fight the order or if you need it reduced, then the next steps will be based on who ordered it and why. 