<prompt> Human: So with two little buys our current house is way too small. We need a bigger house in a good school district. If we sell our current house, combined that with cash we have, we can buy a bigger house in a really good area close to our work. Our commute will still probably be about 30 min to 45 min one way. Or we can buy a same size house in far out suburbs where our commute would be 1hr 30 min-1 hr 45 min keep our current house as a rental. I think the house will rent cash flow positive for about 300-400 per month. I only have 14 years left on the loan. I think renting out our current house is financially a better idea. It will pay itself off, it will either be our retirement home once kids are grown or additional income. Oppose to if we sell and put the money into a new home, its just equity sitting and not making any money except for potential appreciation. Another concern is that once we do this, well have about 70-80 of our net worth in that one house oppose to split between two houses. Is my thinking correct? Am I missing anything? I dont want to commute super long but financially that seems to be the smarter move?  <response>: Unless you already know what a 1.5 hour commute is like and you are ok with it, dont sign up for it. It really sucks. Especially with kids in the picture. 