<prompt> Human: Im looking to buy some crypto mostly ripple but its very confusing. To buy ripple today my buddy sent me this: if you dont want to wait for bit stamp i used 3 different iPhone apps.. i used coinbase and bought worth of lite coin.. then i set up a Ripple Wallet with Toast Wallet. next theres an app called Evercoin that lets you trade the Litecoin to Ripple XRPIs this a good safe way? I also heard that if you use gdax you can avoid coinbase fees but Im not sure if this applies. Is toast wallet safe? Thanks!  <response>: Never invest in things you dont understand.If you insist on doing this treat it like gambling money and not a part of an investment portfolio. 