<prompt> Human: I have about 15K in student loan debt. I was making minimum payments of 170month because thats all I could afford, but a recent trust fund allows me to pay it off completely. I have had this debt for around 3 years, with the amount starting at 6-7K and climbing steadily until I stopped school.Should I pay it all of at once, given the age of the loans? Or should I take a certain amount of time i.e. a year to pay it off in chunks? Is there any benefit to either method?Assistant: Just pay it off now. Its not worth paying interest to drag it out.Human: I considered this, but havent done all the scratch work yet. I thought about paying off all interest with the first payment and taking another bite out of the principal at the same time. I figured the interest would be rapidly minimized this way. My current interest rates range from 3.4 to 6.8, as I have multiple loans. Thoughts?Edit; forgot words lol  <response>: It doesnt matter because youre paying them all in full now. Request a payoff balance from your lender, cut them a check, and be done. 