<prompt> Human: Okay, so I just began my job with Amazon 3 weeks ago. I was supposed to receive my first paycheck Friday the 20th but things were all messed up with my direct deposit and now I have to wait another week. I desperately need to pay bills and for my vacation coming up this weekend. I was planning on going later today to get a title loan on my car and then paying it off a week later when I finally get my check as well as my next check. I was just wondering if there was any risk at all and if interest is gonna be awful in the span of a week two at most. Im new to all of this so any advice and help would be appreciated. Thank you.  <response>: and for my vacation coming up this weekend. This may be a time to revisit your priorities. I was just wondering if there was any risk at allOf course there is.Im new to all of this so any advice and help would be appreciated. This is not going to be a fun lesson to learn, but it will be essential - you need to separate out wants from needs.It is understandable that a switch to a new job and a payroll malfunction would cause some financial hardship. However, that actually being the cause is thrown into doubt when you mention you have a vacation you are taking.Taking a vacation when you have no emergency savings whatsoever is unwise and financially terrible. It also suggests that the rest of your general financial problems may be due to things you can easily correct by budgeting and being, in general, prudent with your money.So instead of betting your car on everything getting sorted properly in a week, I think it is time to look at cancelling the vacation and getting a refund on anything you have already put down. Cut expenses and then see what you really need in order to make it to the next paycheck. That number will be the one to figure out how to get and better options may be available to get there.So what are the essential bills due in the next week that you cant cancelmove out and how much are they each? 