<prompt> Human: Hello all, just a quick little back story, the wife and I are having a baby and we feel it will be important to get some term life insurance going. We have figured for me to get about 250k and her 150k. Through her work she works for the state of California, she gets 160k and I get 50k life insurance. Heres the question: she has been speaking with a life insurance agent, who works with a third party company Insphere Insurance Solutions, this woman wants to set up a meeting to get us the best plan and needs to see paystubs, all of our assets, income and liabilities. Is this legit? I am thinking we can just get set up with life insurance ourselves through some company online. I am reluctant to meet up with her. Obviously she benefits from getting people to sign up for policies, so would I be paying anything extra?Thanks everyone for all the awesome feedback you all provide on a daily basis. Its great for karma! both kinds  <response>: Not to me. Sounds like they want to know what other shit they could up-sell you on. A quick google shows this site: 