<prompt> Human: I have been working about a year and have a 401k balance around 5,300. About 600 is employee match, which I will lose if I leave because I havent met the vested requirements. What will happenwhat should I do with the remaining 4,600 if I decide to switch jobs?  <response>: You own your 401k balance, net of unvested employer contributions. You can leave it there if they will let you there may be a minimum balance required for that, like 5000; you can roll it over into an IRA traditional IRA would continue deferring tax; or you can roll it into any new employers 401k plan. 