<prompt> Human: I recently closed on a house and after the dust settled I found I still have roughly 7000 left that was slated for closing costs and such.I owe 6000 to a tool company diesel mechanic, need tools and 5000 in CC debt but also need some furniture for the house. I have a few options.1. Pay off the tool company since it is the largest monthly payment2. Pay off the credit card and have it as a fall back plan if something happens to the house.3. Just pay off the furniture right away.I have and IRA I could pull money out of to get rid of my debt too and Im young still 28, but that just makes me nervous to trade in the future for now since Im buying this house so I dont have to retire and still pay mortgage or rent in the future.Any insights would be greatly appreciated.  <response>: If youre going to pay off debt, your best return is to pay off the one with the highest interest rate. Edit: typo 