<prompt> Human: My gf and I are planning on moving in together in the next couple months. Right now Im starting to go through our bills and figure out the basics. One thing Im trying to figure out is the best way to handle some sort of joint account for spending. We have a plan for saving already but daily spend is what Im concerned about. It may not even be prudent to do that at first. Details-I bring in around 160k and she brings in maybe 18k. Shes also gets spending money from her folks right now but Id like to stop that source of funds when were cohabitating.  <response>: Why does she make so little? Is she a student?Does she wants to stop receiving money from her parents? Thats her choice, not yours. 