<prompt> Human: Right now Im trying to figure out how I am going to be paying back all of my student debt that I have accrued. After student loans I think I am going to be making about 2000 a month. I am trying to come up with a list of expenses of things so I can plan ahead of time and adjust how much I am paying into loans and I wanted a list of basic things that almost everyone has to make estimates on how much I should expect to spend.Ive come up with these things:Rent UtilitiesFoodCar InsuranceGasHealth InsuranceGym MembershipCell Phoneare there any things that I may have missed in this list?Assistant: Entertainment, dining out. Need to factor in misc household expenses too. Youll need mops, pots, pans, linens, all that stuff. And there will always be things you still need to get on an ongoing basis. Human: Thanks, youre right. I might have to take longer to pay off my loans as with what I already had planned I am cutting it close.  <response>: Dont forget to look at second hand stores, Salvation Army, etc for your household needs. You can find a lot of good stuff on the cheap! Last word of advice...dont over think it. Yes, plan and budget. But as long as you arent in over your head you will find ways to make things work 