<prompt> Human: So in an effort to save money, I havent really been buying anything big in the past two months. I only have a Discover It card, and Ive been using it responsibly to slowly build up credit. So since I havent used it in a while, my latest credit report dropped me down almost 60 points. What should I do? Is this a big deal? How soon will my credit be back to what it was?  <response>: Dont obsess over your score. 