<prompt> Human: What is the worst case Scenario that can happen if I make only partial or half payments in my mortgage? Besides impacting my credit and late fees; is that the worst that can happen?  <response>: Your house gets foreclosed, sold at auction, and because youre underwater, you have to cough up the deficiency.Your wife and kids go homeless andor couchsurf at tolerant relatives homes.Partial payments dont merit a partial pass. Different banks will have different standards, but they generally wont foreclose for at least 90-180 days after you fail to make a payment. 