<prompt> Human: Here is the budget: Monthly Income Net4300:-:-Rent1450Debt251Transportation Metrocard122Food Groceries Non-fancy eating out700 rounded up from last monthInsurance120Phone60Misc Brunch, Going Out, occasional lyft, shopping250Subscriptions60Utilities50Savings1237Of those savings, 375 goes into a 401K with a 10037; match for that amount, currently trying to decide where to put the other savings in a savings account. My main question is: 1 Should I be saving more -- I think I definitely have the room to eat out less drop some subscriptions, and 2 What should I be doing with the savings post 401k?  <response>: 700 is a lot for food when you are excluding brunch and going out. Try cutting that in half 