<prompt> Human: I live in Massachusetts and work full time.  <response>: Dont think so. When you file taxes theres a question on if you had insurance the entire year. If you didnt, then you have to mark which months you did have insurance as shown by the form you receive from the insurance company stating it. At least as of a few years ago, if there was a gap of more than 3 months, you started getting penalties. 