<prompt> Human: Its early summer, and that means the latest crop of new graduates is hopefully entering the workforce and getting their careers started. Heres a list of helpful resources you can use to get off on the right financial foot. For starters, please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! Odds are you will find something in there that applies to you, and will answer any basic questions you have. For specifics on retirement accounts, you may find Your IRA and You: Basic Information and Your 401k and You: Basic Information worth a read as well. If youre a federal employee or military member, take a look at Your TSP and You: Basic Information There is a reading list in our FAQ that contains analog and reasonably more complete versions of the information found in the FAQ. This years graduating class is the most indebted ever If you are dealing with debt, please see the FAQ entry on Debt Remember - debt is just like any other tool that can be good or bad depending on how its used. Hopefully your education was a good use of debt. We have an entire section of the FAQ devoted to Credit While building credit is important, its equally important to keep things in perspective While managing your finances by yourself for the first time may seem intimidating, you probably dont need a financial advisor If you decide to pay someone to manage your money for you, ensure they are a fee-only, fiduciary advisor or planner that offers counsel that is in your best interest, not theirs.Finally, if you still have a question about your financial situation, its very helpful to ask them in a way that demonstrates you have read I Have X ... What Do I Do With It?! or the applicable section of the FAQ and why your situation is special. This signals to people who respond that youve actually put some thought into your post, and will more than likely garner a more useful response.Congratulations good luck!  <response>: I think its worth mentioning that graduates and 20 somethings have a lot of New to adulthood first time expenses that can be overwhelming and stress people out in addition to the obvious student loans. Its a huge list: from stocking a kitchenfurnishing a home, buying a first car, buying a home, getting married, going to a lot of weddings etc.. Never forget youre perfectly free to choose to not do any those things. Youre an adult and you vote for your lifestyle with your dollars. You can say yes or no to all of the new to adulthood expenses based on whats important to you. So dont stress out about your shitty Honda Civic or the fact you arent ready to buy a house at some arbitrary age. This isnt a race, and whatever your financial state - just move forward. 