<prompt> Human: Ive started working for my friends dads construction company when I was 16 and worked the past 3 summers. Its a small business, with only 4 employees that are there regularly. Every summer I have been paid under the table and have never filled taxes on this income. Ive never really been worried about being audited until I added up how much Ive been paid over the past 3 year. To my best guess, Ive gotten at least 20,000 this job, but have no official records to see. Another reason Im getting more worried about getting in trouble is because I have 25,000 in different accounts checkings and stocks, which probably looks sketchy af for a 19 year old to have without having a job on paper. Should I do something before this blows up in my face? Any feedback or advice yall could provide would be greatly appreciated!Edit: Do I need to worry about paying taxes on stocks that I have? Just over a month ago I bought 2,500 in Amazon stock because I read on reddit somewhere it was a safe stock to invest in.Assistant: Just over a month ago I bought 2,500 in Amazon stock because I read on reddit somewhere it was a safe stock to invest in.Re: paying taxes -Not until you sell, then you would have to pay capital gains on what the investment earned.One word of advice: never base your financial decisions on what youve read somewhere on reddit. Base it on reason. You need to understand why youre taking an action, not simply because you heard it was a good idea. Youre better off investing in an index fund that spreads its risk across thousands of companies. Dont take my word for it, though, read the wiki. Ultimately Amazon isnt a terrible choice, but youre throwing all 2500 eggs into one basket. Human: I understand that spending money on an individual stock is riskier, but is buying stock in a super well known company like Amazon really that crazy? I make sure to check the price everyday to make sure nothing crazy is going on. Also the number I keep seeing the interest rate for index funds are 6, but Amazons stock has gone up 13 in the past month! I know I probably just got super lucky in this case, but its way more fun to watch my stocks go up and down than just having my money sit in my checking account.  <response>: Its not that crazy, but my main issue is the reasoning. And frankly, I wanted to have some fun and am ok with losing this money is a perfectly fine reason! Not that youre necessarily going to lose this money, but you know. 