<prompt> Human: I have a BoA Checking Savings Account and also the BoA Cash Rewards Credit Card.The CC has a monthly limit of 1500.Over the course of a month, I use it as follows:Purchase stuff, sometimes up to 1500. During that same month, pay off whatever balance BEFORE the statement so that about 200 is visible on the generated statement BoA makes this very easy, I can just transfer money from my Checkings Account to the CC. I then pay the 200 statement at the end of the month before any interest is added.Does this sort of behavior hurt my credit score? I really want to maximize the rewards I get without tanking my credit score. Some months I will spend 1500 with the card, pay the 1500 before the end, spend another 1500 and then pay it down to 200 before the statement is generated.Am I doing this wrong?  <response>: No wrong way as long as you arent paying interest. Is this your only card? Are you paying it off before the statement is generated to keep your utilization low? 