<prompt> Human: I was just gifted 15,000 and will be receiving about 10,000 in the next 6 months or so. Dont know where to put it.I currently have a 50,000 in student debt and two CC totalling about 4,000.I do however seriously want to move out of my parents house and this would really help. I bring in about 50,000yr. Any suggestions would be appreciated!  <response>: I would personally pay off the Credit Card debt, just so its not there anymore. 