<prompt> Human: I need help with my finances. I know I fucked up and I am deep in debt. I have tried so many budgets just to find them spiral out of control. So Im hoping someone can take a look at my situation and see if theres anything I can improve on, or if theres anything I can do that I hadnt thought of. And to make sure that my budget is good - I know it might be good on paper, but it also depends on my mindset and how I use the money. Well, I should actually say our and we since I am putting my fiancee through school. I do my budget weekly and Im including a little of it at the bottom: Here are my monthly payments:Car, due on the 3rd, 423.50medical loan, due on the 15th, 310Fiancees school, due on the 15th, 218Sisters school, due on the 15th, 218Nieces daycare, due every week, 96 until her CCMS kicks inStorage shed, due every other month, 215 next one is January 3rdCredit Card, due on the 5th, min payment 150Store Card 1, due on the 7th, min payment 42Store Card 2, due on the 13th, min payment 25Phone, due on the 22nd, 217Spotify, due on the 5th, 6Gas, about 40 weekly- no rent as we live with my parents- lunch money is about 70-100 a week for 3 peopleother obligations include- school incidentals scrubs, medical supplies about 100 a month- owe previous apartments 111.50- owe ticket 155- need to get car insurance but need to pay off previous debt 120- car registration is way past due 75 Right now I have about 500 in the bank, but they are about to take out the medical loan 310 and I am behind on the car 423.50 and two weeks of daycare 192 so far. Every week I get paid 704 on Friday, but for the next three weeks my paycheck will be roughly 869, 982, and 504, and then they resume to 704 for the next couple of weeks. Im a temp so I dont have any benefits. My mother owes me 260, and brother in law owes 150 but I dont know when theyll pay that back so I cant really count on that money. I have nothing in savings, my credit card is maxed out and my credit is pretty bad at 510. My fiancee doesnt work because the nursing program hes in is pretty strenous, and I dont want him to do badly in school just to get a few extra pennies. Fingers crossed, he will graduate in AugustSeptember of next year so he will start working around SeptOct, minimal salary around 17hr. Please help. Budget:Rollover from previous week: 88.73Payday 111017: 591.90Gas Lunch Miscellaneous: -178Medical Loan: -310Daycare: -192Leftover: 0.63 Payday 111717: 869Phone: -210Gas Lunch Miscellaneous: -128Daycare: -96School for 2: -436Leftover: -1.00 Payday 112417: 982Gas Lunch Miscellaneous: -200Capital One: -423.50 lateDaycare: -96Leftover: 263Just as an example. Any tips will help.Quick edit cause Im on workmobile but I am reading all your comments taking note of them: my sister and fiancee go to the same school, its a vocational nursing school. They have gotten student loans but we still pay 218 x 10 months. My sisters payments will be paid back once she starts working but for now I am thinking of it as a donation. The daycare is for her daughter and she is in the process of getting CCMS which will eventually pay for daycare since she is a single mother but they still have her on a waiting list. Her school the daycare I will not budge on paying for.  <response>: OP- A number of other people have already commented on this, but you need to untangle your finances from your familyloved ones. Id strongly suggest you sit down with each person you pay a bill or part of one for cell phone, school loan, lunch, daycare and be honest I am not in a position to keep covering all of these expenses, I am barely above water in my finances. This may involve offering to pay your parents or whomever owns the place you live in rent so that youre not in a position where you vaguely feel like you owe them something. 