<prompt> Human: Hi PF wanted to get an opinion on whether we can afford this townhouse or should we go cheaper. The townhouse is 350K in a great area. We are mid 20s dont have kids yet and are not sure if we want to have one given the economy, job market, etc. Me:Background:Debt: NoneSalary: 73KSavings: 40KRetirement 76K---Her27Debt: NoneSalary: 32K Was full time making 65K to part time now since school to finish BS. After will go back full time.Savings: 70KRetirement: 5K While we have no debt, Ive read the maximum affordability to take is 3x your income. Does this mean we can only buy a 300K house?  <response>: Dont buy a house with someone you arent married to. There are too many ways it can go wrong. 