<prompt> Human: I have a 735 credit score, and four credit cards with a combined limit of 16k with a credit card history age of only about two years. Always pay in full every month. Also have under 10k in student loan debt and a 10k car loan.Im not looking for any credit in the near future, so I dont care about the hard pull. But I am concerned about potential lenders in the future being hesitant about me having 5 cards instead of 4 cards. Id like to get in on one of these great once in a while credit card deals that come up, so potentially 300 just in bonuses in getting a new card.So do you think its worth it to get a new card considering the age of my credit history and my situation?Also unrelated question but if I can get it answered without making a new post great :DI have two cards, chase and WF that both have limits that are dwarfed by my other two cards. 1k vs 9k Thinking long term long enough that the hit for closing them would be gone, would it be better for me to close these cards and replace them with two higher limit cards?Thanks!  <response>: If youre looking for signing bonuses, see rchurning. If youre looking for a new card with a certain rewards structure, see Nerdwallet. 