<prompt> Human: I have about 30k at 5 interest in student debt under my name but my parents have 125k at 7.9 for the rest of my tuition. The company I work for matches 6 of my annual salary by 50 for their 401k plan.I do plan on putting 6 of my salary so it gets matched but I wanted to know if I should open a Roth IRA as well. I was thinking of either paying off my loans as fast as I can or paying the minimum so the loans get paid in 10 years while adding to a Roth IRA account.Any advice would be helpful! All of this is very new to me. I should also add that I make 60k a year.  <response>: I do plan on putting 6 of my salary so it gets matched but I wanted to know if I should open a Roth IRA as well.Once youve built your emergency fund and contributed enough to take advantage of the match, the rest of your money should be going towards the high-interest debt your parents took out for your tuition until its paid off. Maintain the minimum on your 5 loan, but everything else past your required expenses should go towards the 7.9 loan. 