<prompt> Human: So, Ive got two nieces who are 12 and 13. One of them was asking some questions about the values of different coins and seemed to have a rather poor grasp of what money was worth. Id kind of like to start teaching them both things like the value of saving. Problem is Im just the uncle here. Im not a parent of either. Id like to do something like give them a piggy bank with some money and offer to match it in a year. Im not sure if either of them get an allowance or have any opportunities to work and earn any money though. Are they too young for this kind of thing? Or the right age? or are my hands just tied because Im not a parent and I shouldnt do anything at all?  <response>: Talk to the parents. Tell them youd love to help and ask if theyre ok with it. Present your ideas to them. Let them implement your ideas themselves if they prefer. 