<prompt> Human: I talked my company into switching me from a MFS Simple IRA to a Vanguard Simple IRA at the beginning of 2018, but they had trouble figuring out how to deposit my IRA contributions and their match. They are willing to work with me to make it right and presented the following options:Option 1: I check with Vanguard, and show the likely gain or loss percent for money contributed from January 1 through June 30. They will then make the appropriate deposit to match the gainloss amount.Option 2: They will deposit the employee contribution for January thru June of 6x 150, and They will deposit 12 months of contribution 12x 150 now to allow for additional investment money for the remainder of the year.Note to add: My contribution of 150 was taken out of my paycheck but never added to my Simple IRA. How do I estimate the gains I should have recieved. My contribution allocations are:Vanguard Total Stock Market Index Fund Investor Shares 70Vanguard Total Bond Market Index Fund Investor Shares 15Vanguard Total International Stock Index Fund Investor Shares 15  <response>: The stock market has been pretty flat this year. Gains have not been much.Option 2 does not sound bad to me. But check how much option 1 is with Vanguard before you decide.Good luck. 