<prompt> Human: Financially my life is in very good order, but i am VERY behind in 401k savings career shift and hippie living during the recession did not lead to me starting meager contributions until i was 28. I am now working in a tech sales role making six figures in the midwest yay house! Yay savings and living well below my means but now that Ive reached some financial milestones, i really need to start contributing to my 401k- i am 31 and have about 15k in it right now. I get a lump sum bonus at the end of the year on top of my regular monthly bonuses. Is it possible to designate that pretax amount for my 401k? How can i make this money work for me?  <response>: Talk to HR about changing your 401k contributions for the bonus. 