<prompt> Human: Right now I have 1,000 left of my student loan. Seven months from now, the Army will be sending my loan institute a check for 1,150 towards my loan.Ive made so many advance payments that my next required payment isnt until some time in 2018. The money from the Army isnt a signing cash bonus, its money designated for only student loans Student Loan Repayment Program.Would it make sense to wait out the seven months and have the army pay off the last of my loan saving me that 1,000... or should I just pay off the 1,000 now with my own funds?Assistant: If they wont give you the 1150 otherwise, than yeah just wait it out since you are paid ahead status.Human: Yep, if I pay off my loan now then I lose out on that Army money. As much as Id like to be completely debt free now, my current plan is to wait out the seven months. Was just hoping for validation.  <response>: Yeah thats what I would do if I was in your shoes, free 1100, take advantage of it. you are basically debt free congrats! I cant wait to pay off all my student loans that will be a happy day. 