<prompt> Human: Im interested on what advice people would have given themselves when they were beginning to become financially independent.Im 16, and already thinking about uni loans and so on!I make quite good money flipping things mainly computer programs, but find myself spending unnecessarily on things like clothes that I dont need.What advice do you have for people like me?Thanks!  <response>: Live below your means, avoid lifestyle inflation, and invest as early as you can. 