<prompt> Human: Hi everyone,I was hoping to see from user experience which card everyone would recommend. Currently I have a bank based credit card with only a limit of 800 applied my junior year of college, 5 years ago havent bothered to increase limit. The rewards are lack luster.I was looking into the chase and capital one 1.5 cash back cards. Im not sure if one is recommended over the other. Also I have good credit but on the off chance I dont get approved how will that affect my credit score? Thanks in advance everyone.  <response>: Chase Freedom Unlimited: Better sign up bonus UR points more valuable if you transfer to other Chase cardsCapital One Quicksilver: No foreign transaction fee 