<prompt> Human: Hey guys hey, Sorry if this is a little long, just trying to illustrate my situation best I can. Recently sold our first house and profited 67k. Used 30k to pay off a car loan and down payment on a new house. Remaining 37k in a savings, 5k in a checking Currently have 15k in a Roth I like that the money is readily available but I dont like that its not growing in a savings. Would like so advice as to what I can do with the money, but have it totally unavailable if i needed it sometime in the near future. Thanks  <response>: You will not find an investment that gives you liquidity and no risk. There are a few online banks that pay slightly higher interest but not sure if thats what you want. 