<prompt> Human: might be a silly question but my parents have always insured me and so now that I am turning 26, I have no idea where to look and enroll. The company I work for has terrible options that I wont bother with.. server in a restaurant.Assistant: You have two, possibly three options: Get the plan through your company. It may be terrible, but this may be the only affordable option for you. Bad insurance is better than no insurance Get a plan through the ACA. The problem with this is that if the plan offered by your employer meets Minimum Essential Coverage and is deemed affordable as defined by the ACA, then you are not eligible for any subsidies and will have to pay full out of pocket. This can be very expensive. Its possible that you can stay on your parents plan via COBRA for another year or two. Youd have to have them check with the insurance company. This is another generally very expensive option.Human: Thank you, I will look into COBRA and hopefully I can stay on my parents plan for awhile longer.  <response>: This is usually the most expensive option. How bad could your employers plan be? Do you qualify for anything on ACAState exchange?? 