<prompt> Human: So due to a string of poor decisions, I have a credit card with a balance of over 2700. The interest on the card is 0 until December, when it raises to 18. I am unable to pay more than 200 a month on the card. So Im wondering if its a good idea to open a new credit card and do a balance transfer in order to have more time with 0 interest and continue to pay 200 a month. My other option is that I have nearly 5000 in class A shares in the company I work for, which I can sell any time. The class A shares are good for my future so Im hesitant to sell them, but I will pay off the debt in full and that sounds nice. The danger I see in the credit card is that even though Ive learned a lesson about bad discipline with a credit card, I have bipolar disorder and Im getting ready to change medicine, leaving room for a potential manic episode where I may impulsively spend on the new credit card I open up.So what do you guys suggest I do?Edit: thanks guys you made it an easy decision. Going to sell the shares. I really appreciate it  <response>: The only answer to anything credit card related ever is to PAY OFF THE CARD AS SOON AS POSSIBLE. Transferring to a new card means you will rack up an even higher balance because yay I dont have to pay any fees now. Then 6 months from now your 2700 balance is 6500 and you cant even sell the shares to cover it and your rate is 24 