<prompt> Human: I want to go to university for a chemical engineering degree but Im feeling overwhelmed about the amount of loans Im going to have to take out. Heres my basic situation: My girlfriend and I are planning on getting an apartment together and transfering from technical college to Miami University in ohio I only have 17 credits completed. We are both 22 years old. My girlfriend has been able to secure around 18,000 per year from scholarships and grants so she is pretty much set. I, on the other hand, have very wealthy parents who are unwilling to assist me in paying for collegeMy father is willing to cosign loans, though. As a result, I dont qualify for federal grants and I have to find some way to support myself while living at college and paying 14,000 per year for tuition. My girlfriend is getting a full ride for tuition and will be recieving extra financial support so she has mentioned that she might be able to pay for more than half of our food and housing costs.Lets say I end up taking a full 4 years to complete my degree. According to the net price calc for miami, I will have to come up with 120,000. That is a huge amount of money to come up with even if I do work part time as a student.Here are the basics of my situation 22 year old male 14,000 saved up Planning on graduating with a degree in Chem. engineering Wanting to attend Miami university, 14,000 per year for tuition My family owns a fine chemical and nutraceutical manufacturing plant. So it is possible that Im guaranteed a 50k a year job as soon as I graduate.Am I being young and naive by looking to acquire around 100K of debt given my circumstances?Assistant: A Miami U is an overpriced University. Ohio State is closer to 9kyr for tuition. B Who the hell goes to Miami U for engineering? Huge mistake. Dayton is going to be too expensive but OSU or maybe Toledo have much better engineering programs. Point is this: Dont go to Miami University. Human: What makes you recommend against engineering undergrad at Miami?  <response>: Miamis has a reputation for being a party school. If youre looking to come to the Cincinnati area and youre wanting to study engineering, Id recommend the University of Cincinnati. Its about 4K per year cheaper than Miami. 