<prompt> Human: Hey everyone. So heres my situation. I have 10k in CC debt. I was thinking of taking a TSP loan to pay it off and save interest money. Im not proud of that much debt. But Im trying to make it better. I figured I knock it out all at once and pay off the tsp loan in a year. Any suggestions? Thank you!  <response>: Current active duty member here.Ive taken a TSP loan out twice and am currently paying back the second loan. The difference between your CC interest rate and TSP loan rate is substantial enough to take the TSP loan since youre trying to save some money.The only advice I have is that you keep putting into your TSP account while also paying back your loan. And hopefully you have more than 10,000 in your TSP account currently, because not only is there a small fee to get a TSP loan, but you still want some money in your TSP account so you can continue growing your fund instead of totally depleting it with the loan.Also cut up that credit card or freeze it or something to where youre not going to use it again until your TSP loan is paid off.You can take up to 4 years to pay back the TSP loan and it is automatically withdrawn from your paycheck---it will be like an allotment on your LES. 