<prompt> Human: Hello. I used to live in a small city in northern India. My father passed away and my mother only makes 50 per month. So i moved to NCR national capital region. I somehow got a job for 489 per month. Now, I rented a studio apartment for 130. I have an 50 EMI to pay every month. I have no savings what so ever. I want to save enough so that i can support my mother and sustain my self. I am a spendthrift. In my defense, i was born in a lower middle-class family and i never saw any luxury. Now that i can afford a little bit of it. i find it hard to resist. I would really appreciate any tips and suggestions. All advice is welcome. I apologize if i have made any mistake. I am new here so please go easy on me.Edit: Thank you all for such a response. I never expected this. I really appreciate it.  <response>: Keep a picture of your mom in your wallet or bill fold. 