<prompt> Human: I work in middle management for a company and currently earn 110k per year. I live in a very low cost of living area of the US 5 below national average. Single, no kids.My employer just offered me a promotion and a raise to 126k 15 but the job is in New York, NY. Theres also a 3-year cost-of-living allowance set at 70 of the total salary 88k year but at the end of three years its a cliff to zero.Im totally overwhelmed by the offer as it came out of the blue. Im on a tight deadline to give them and answer. What does rPF think? Is this good offer given the huge cost-of-living difference? What factors should I consider?  <response>: The question is: Do you want to livework in New York City? Some people want that lifestyleadventure. Others dont.If theyre going to pay you 126k 88k for 3 years, you should have no problem affording NYC as long as you understand that even making 200k a year still means youre a working stiff. Real money in NYC many millions of dollars. Dont try to keep up. Just do your own thing and youll be fine. 