<prompt> Human: Im working on getting my budget together. Ive had Mint for about a year or so now but often struggle to see its usefulness because it seems to get lost with so many different accounts. Whats been confusing me most is trying to track if Im actually saving money or not. I try doing budgets, and I find that useful for checking my fixed expenses, but it gets tricky for me since I have such varied expenses month to month. So I was hoping thats where Mint could come in and I could just track my overall expenses vs money saved.So Im looking at my net income trends, which is showing significantly more positive 3kmo than my assets trend 0. My assets trend that Im looking at is the combo of my checkingsavings account I only have one. I know Im not really saving any money right now, so that seems accurate. The income portion of my net income seems accurate. So it seems somehow my expenses portion of the net income equation is off, and Im stumped. I have all my cards linked, and either way, all my expenses ultimately come out of those same checkingsavings accounts. Without seeing my actual accounts obviously, has anyone gone through similar issues, or could offer advice as to where Mint might commonly struggle in this department?  <response>: My experience is that Mint is great for getting a handle on finances, and YNAB is better for planning ahead once youre at that stage.I still use Mint for some things, but its limitations are on par with the fee for service. 