<prompt> Human: Hi Everyone,So about a week or so ago, I applied for my first credit card, a Chase Freedom, because after doing research, it seemed it was a good first card, good rewards, and was apparently easy to get approved for.To be honest, the only reason I want a CC right now is to help build credit, as I have no credit history. Right now my credit score is 650 because of that. ...Rewards wouldnt hurt either ; Now the issue is- I just graduated with a doctorate degree- 300k of student loans, currently making 65k. I have no other debt. My rent is 650 a month and that is the only expense they asked for on the application. Total monthly expenses are around 1k. I plan on paying off the CC balance in full every month.Is this debt to income ratio going to continue to prevent me from getting any type of credit card whatsoever? The next one I want to try to apply for is American Express Blue Cash Everyday. According to Credit Karma, my chances of getting approved are good...I just dont want to keep applying for and getting denied for these cards because I know that can HURT my credit score. Any input is appreciated. THANKS!!!EDIT: Before applying for the Discover IT card, I figured I would just give the American Express Blue Cash Everyday card a shot since I could apply for it over the phone at 10PM on a Sunday night and get an instant answer... and I got accepted! Just in-case anyone else is in my position and wants to give that a shot as well.THANKS AGAIN FOR ALL THE ADVICE!!!  <response>: Look at getting a secured credit card to build credit. You put a portion of money down as collateral so it will help if you dont have established credit. Something like 500 to pay for your foodgas each month. 