<prompt> Human: I am 27, currently rent for very cheap: 650 all included. I have a solid savings account, good credit, and a stable job in the town in which I intend to stay put. However, I also have 50,000 in student loan debt that I slowly chip away at. How do I know when it is time to stop renting and start putting money into a house of my own?  <response>: With rent that cheap, you should be able to make some progress on those loans! 