<prompt> Human: Hey rpersonalfinance, long story short my mom came to me and explained that she needs to her privacy and is giving my girlfriend 25f and I 27m till the end of September to move out. I have not made the best of financial decisions in the past and am currently freaking out. I am currently roughly 4500in cc debt with a car payment of 500month with around 100 in insurance and 80 phone payment. I currently bring home roughly 1400-1500 a month after taxes with no overtime I pick up quite often. Any sort of tips or help would be greatly appreciated. I know its time that o do move out but apartments are expensive in my area and I alone have rough 500-600 expendable cash after my current bills.  <response>: Sounds like mom has given you much more than 30 days notice whichis a common requirement. She is being very generous with you. Planto be gone by September 30th. She is doing you a favor by putting you in position where you will finally be responsible for your own actions. Mom probably feels guilty that she has enabled your dysfunctional behavior so long and has finally decided to cut you lose.Being a responsibly adult will be character building for you. Thank your mom for all she has done and move on the 30th to spare her the agony of having the sheriff put you out on the street. 