<prompt> Human: I have been receiving 100 in my savings account every month for a few months now and the transactions read, OPTUM SERVICES, DIR DEP. Im seeing that this is an insurance company of some sort I believe, but Ive never owned an account affiliated with them. What should I do, besides contact my CU?Is there any way this can be a scam, or is it more likely that somebody set up their payments incorrectly, sending me the money? I know 4 months is a while to not say anything, but Ive kinda been seeing how long this would go on before reporting.  <response>: What you want to hear: Take the free money! Easy money!What you know you should do: Contact your bank and ask them to look into it contact the company. 