<prompt> Human: I recently accepted a job where I would have to contribute to my health insurance, however, under ACA, I am covered under my parents health insurance until I am 26. I was wondering if I would be able to waive my companies health insurance and stay under my parents health insurance and switch over before I turn 26.I tried searching this on Google so can you please provide sources to refer to.  <response>: This will depend on your parents plan. In general no, but some plans state that if a dependent is offered coverage on their own they are not eligible or are charged higher premium. 