<prompt> Human: Hello reddit.. First off I am 26yr old male, I live at home with my parents. My only current bills are 1 credit card, cellphone and car insurance. I am in a very bad situation, last night I went to the casino with my friend. We got drunk and lost our 300 and left. Once I got home I decided to gamble online and chase my losses. I had no money in my account, but being on a friday, I knew my deposits wouldnt be deducted from my acct until monday. And if I were to win and withdraw, it would also hit monday. I deposited multiple amounts of 100, 200, 250, etc.. 8 deposits total. For 1350. I barley slept last night at all. I am feeling physically sick over this. I dont have a steady job, but I do bring in income work construction under the table, sometimes when work is slow I stay home Right now I have 100 cash to my name. I believe I am going to deposit that into my acct to hopefully absorb one of the 100 withdrawals so I wont get hit with the overdraft fee. Each overdraft is a 35 fee.I have already listed a bunch of things on ebay for 1 day auctions, fortunately I have a paypal debit card so as soon as an item sells, I can withdraw the money from the ATM. I have one credit card, which is currently maxed out aswell with a 3k limit. How should I go about this? My gambling problem aside, I want to figure something out to remain in good standings with my bank. I live in a small town, my entire family banks with this local branch santander. I literally know everyone on a first name basis, I am going to be so embarrassed walking in there with such a negative account. How long will I have to pay this off? Like I said, currently I have 100 cash to my name. My boss might owe me 100 or so, and the 1 day ebay auctions I have going right now should net me conservatively 240. My last resort is going to my parents for the money, I fear 1 they are going to be incredibly disappointed in me and 2 I dont want to financially burden them by my idiotic drunken mistake. What can I do? Is their anyway to control which payments post first? Example, 35 fee for every overdraft weather it be a penny or a thousand. I have multiple 100, 200, and 250 coming out, if I can say put together 400 by monday and get that in my bank acct, is there anyway I could put that towards 4 100 transactions to save on 4 overdraft fees? Jesus, sorry for the rambling.. I am completely stressed out beyond belief. Barley slept last night, not sure I am going to sleep much tonight either. Help please.  <response>: when i was in college i had a seperate bank account solely for an ebay business i was running. one week i did some math wrong, and wound up getting hit with 10-15 35 overdraft charges. the bank wasnt willing to do anything to help, i just had to eat the loss. i think your only real move aside from asking your parents to help, is to be at the bank when it opens on monday morning with whatever cash you can scrape together. sit down with someone, explain what you did, and try to get ahead of it. see if they can maybe help you get rid of 3-4 of the overdraft fees if you deposit the cash on the spot. beyond that, i wouldnt expect much. getting out of a hole like this will be tough, but not impossible. good luck 