<prompt> Human: How often do you cash out your credit card rewards? I used to like to save mine up until it seemed like a significant amount of money, but now Im cashing out more frequently once a month to send every little extra bit to my car loan debt. Just curious what other people prefer to do.  <response>: Sometimes if I see 25 sitting around in there Ill cash out, but I almost always cash out if it gets above 100. You never know when your bank will decide to cut you off or reduce the value of your points, so you should use them as often as possible. 