<prompt> Human: ok guys please help as much as possible! currently living with parents rent freeWould all be fine and dandy except im separated with a son and its getting to that point in life where hell need his own room.Have about 23k in savings, have an opportunity to buy a descent house However not in a favorable neighborhood and would have to bank on being able to sell it and bail in 2-3 yearsSo my options are to buy a house and hope for the bestOr pay off my car note about 10k and do something with the remainder of the dough ?any advice? I know you guys arent family counselors the reason I mentioned my son is to paint the picture that living with mom and dad although seemingly a perfect solution until I save up more money, it is not.also wanted to add in that renting costs in this place is absurd, I would more than likely have to rent in a non favorable neighborhood as well. Because the housing market tanked so hard here it is quite cheaper to pay a mortgage than to rent.  <response>: Pay off your car and use the rest of the money to get a place to rent until you save up enough money for a house down payment. 