<prompt> Human: Hi. I moved to the US last June. My credit score is 708, I have only 1 secured credit card for 400 from BofA. Nobody wants to give me unsecured credit cards.I think about lease-to-own e.g. leaseville.com. What do you think about this services? I will overpay few dollars but will have one more credit account.Will they approve me?Assistant: If you really need the stuff and cant wait until you have enough money to pay for it, it could work. Paying a boatload of money to raise your credit score isnt generally a winning strategy. Human: In my case this will be around 150year. Which is almost nothing. But this will add some credit score, right?  <response>: It is a bad idea to spend money only to raise your credit score. Your credit score is not worth that much money. 