<prompt> Human: My personal debt is getting out of control as a result of careless spending and im having a tough time trying to find a part time job to atleast make my credit card minimum payments while still attending University full time. Im trying to stay afloat but I feel like im about to drown any moment now and I dont have anywhere or anyone to go to for help. My parents dont have much disposable income and were living paycheck to paycheck so I dont want to put even more stress on them with my debt problems. So Im think of resorting to crowdfunding sites like gofund me but im wondering if using it for perosnal debt is ok and not against the ToS? Has anyone used it to pay off some debt?  <response>: Its okay but its unlikely anyone will donate to it 