<prompt> Human: My dad owed about 4,500 to Discover. when I called to let them know my father passed away they stated that a company would have to go through his estate and assets to claim what is theirs. I asked them to give me an example and they said they couldnt tell me. Can anyone give me an example?Im debating on just paying off the credit card myself to avoid them taking any assets. My dad has a business with his brothers and Im afraid it will affect the business.  <response>: 4,500 is an awfully small amount for a credit card company to make a claim on an estate over. Some credit card agreements state than anything less than 25,000 is just written off if the cardholder dies.They wont take any of your assets, nor will it affect the business. Dont pay them a penny, let the executor handle it. 