<prompt> Human: What would you do with your extra money if you didnt have any liabilities to worry about, and had a decent amount of disposable income? Assistant: What are you goals?Human: Id love to get enough cash to retire in 25 years.  <response>: Learn some basic investing, theres a pile of links in the sidebar on how to start. If you want to take the super easy approach, just pick a target date fund like the ones offered by Vanguard and have them do all the hard work at a small fee. 