<prompt> Human: Im 18 years old and living on my own with my girlfriend. I am trying to build my credit early as opposed to later as I have a very good job and can support myself. My first credit card is on its way, and I think Ive studied everything well enough, however one topic eludes me:Does your credit build faster or become more secure if you pay your card off every night, or is it better to wait until the bill has accumulated and pay it just before your grace period is over.Ive read so many things regarding this topic, some saying it doesnt matter, some saying it will give your credit a temporary boost to pay it off after every purchase, others saying you must wait until you are billed to pay off the card.I currently have no credit record at all so I want to boost my credit as fast as I can. My two financial goals in life are to be able to retire by time Im 50 if I wanted to, and to have a credit score of 800-850.  <response>: Just pay the statement balance once a month.Otherwise youre overcomplicating an otherwise simple transaction. 