<prompt> Human: Hello Personal Finance! I recently put myself in quite a sticky situation and Im wondering whats the best plan of attack to tackling my credit card debt.A few months ago I paid off all my cards I currently have three. I went a few months without touching any of my cards and everything was great. Fast forward to July and I got the brilliant idea buy some new parts for my PC and use a Best Buy credit card. I racked up about 500 in parts, thinking I could pay this off in about a month or two.Fast Forward to last week. My girlfriend and I took what we thought was going to be a day trip out of town, but that wasnt the case. We ended up breaking down. We got the car to the closest garage and ended up having to get a hotel for the night. I went ahead and used my Capital One card and put both the repair and the hotel which was roughly around 450 on that card.I dont have an emergency fund boo me, but I want to get these charges off as soon as possible. What Im wondering is, should I pay them one at a time minimum payment on one card and as much as possible on the other or should I pay them off equally?I make roughly around 1100 a month. My only payments are obviously my credit cards and a 300 dollar car payment. The rest of my cash basically goes to driving back and for to see my girlfriend on the weekends she lives 1.5 hours away and whatever we end up doing on the weekends.TL;DR: I make roughly 1100 a month. I need to pay off about 1000 dollars in CC debt. Whats the most effective way to pay this debt off?  <response>: Pay the minimums on all of them to avoid late fees, then put any extra money towards the one with the highest interest rate. See step 3 of I Have X ... What Do I Do With It?! 