<prompt> Human: So I graduated from Penn State in April and have been furiously trying to find a job in my field. Due to my circumstances, I have no family to move in with and my bank account is just slowly draining each month. Due to a change of jobs right before graduation, my new job BARELY pays for living expenses and Im at a lose of what to do. I dont spend money on anything unless I have to, even going as far as to meal prep each week to save money. My monthly expenses are fairly simple: rent, gas, meal prep, dog food, car insurance, phone, internet, and now Im adding loan repayments onto that next month, which will send me into the red.Im not exactly sure what Im looking for by posting here, but Ive seen so many people recieve amazing advice from this thread. Should I be doing something different when trying to find my first entry level job after school? Is there anything I can do with my loans to put them off until I find a job?Really, any information or advice helps.Assistant: Defer your loans. Find a better paying job.Human: Wont deferring my loans still have them accumulate interest? Is another 6 months hypothetically of not paying them back going to extremely increase the amount I owe? I currently have two loans, one at 9, one at 3.  <response>: Would it help to defer the 3 and pay the 9? If you are going to be homeless its hard to find a job then so you may have to eat the interest. 