<prompt> Human: I just got a 120 citation for not paying a public transit fare. I was visiting my girlfriend from out of town and didnt see anywhere to swipe the transit card my girlfriend let me borrow. I assumed that meant I was supposed to pay at the station I exit at.I dont have a job and have been living off savings from when I worked in highschool along with financial aid to cover my university expenses while I pursue my computer science degree. I am a 4.0 student so Im hoping my compsci degree will pay off with a decent job. However at the moment 120 is a lot for me. I am wondering if I can put off paying the ticket until I graduate 1 year left and hopefully get a well paying job. I know the fine will increase with late fees but as long as it doesnt hurt my credit it is worth it to me to pay it later.My credit has fluctuated between 820-840900 the past year according to my bank. Is this a stupid idea?  <response>: Your credit is the least of your worries. Id be much more concerned about the warrant for your arrest. 