<prompt> Human: Im hesitant to give away my information. I dont see why they would need it. We have lived together for 4 years, we own our own cars, and have separate insurance policies. They said they need proof that Im insured since were in the same household? That seems weird to me.EDIT: Thanks everyone for the information! I looked into it, we can get a policy together for about 60 less per month than we were paying for our separate policies. Two birds, one stone!EDIT 2: Wow, this thread really blew up. For all of those curious, the insurance agency stated that it was state law WI and that he could be denied coverage if he did not provide my information. He did, and sure enough, they raised his premium. Only about 15 for the six months, but still. Thanks to some of the recommendations I received here, I found out that we could get a policy together, plus bundle our renters insurance, and save a good amount of money. However, I should say that while Progressive provided me a quote, State Farm would not because we are not married. Weve both had Progressive for years though, so wed prefer to stick with them. Thanks again to everyone who contributed to this thread. Moral of this story: insurance is BS.  <response>: Claims Adjuster here! It definitely depends on what state as far as laws go. Florida, for example, regardless of your being insured on your own or not, you need to be listed on the policy. The reason is that if your man gets into an accident and, upon investigation, it is found that you living in the household and being included on the policy, for this example we will say you are not, would create a difference in premium, the Insurance company has the right to deny coverage andor void policy due to a Material Misrepresentation. 