<prompt> Human: Recently, theres been a large push to improve a lot of features as competitions been increasing from unusual sources such as Amazon and Google, its easy to see why banks are rolling out more featuresoffersbenefits than ever before. In general, is there something that youd like to see come out into the world to make your banking experience better or more streamlined? And do you think theres a chance for banks to survive under the increasing competition?  <response>: I wish they recognized charges that are auto-renewed especially free trials requiring a credit card and called the first time it kicked in. Then they should give you the options to get regular payment reminders via text or calls when the balance for the upcoming bill isnt there yet. Then the ability to have categories in an account to viewcontributefreeze from withdrawal for different savings goals. 