<prompt> Human: Back in 2007, my parents purchased an RV for 139,000 with the intention of selling the house and living in it fulltime after they retired. From the beginning, the RV had many issues. They filed a lemon law lawsuit but it didnt work. Ever since they have been making their payments on time, the payments total 105,000 but they still owe 79,000. Recently they just found out there is a serious problem in the RV that needs to be fixed. Assuming the serious problem can be solved what are the options for getting rid of the RV as soon as possible while still upside down?  <response>: They would have to either pay down the loan so that its no longer upside down, or they could get a personal loan that would make up the difference. Lets say the RV is worth 40,000 now and they owe 79,000. They would have to get a personal loan for at least 39,000 to cover the negative equity. Then they could sell it, pay off the loan and transfer the title over. 