<prompt> Human: I am looking into investing, multiplying, and managing about 10k polish currency in savings. This is an emergency fund that I currently do not have the need to access.However I would like to safely invest it in a long term solution that might grow from that amount.Im looking for a specific experiences of redditors who have knowledge on how to best manage savings in Poland.  <response>: Cant say anything about Poland, but if its an emergency fund you shouldnt be investing it anywhere other than a savings account at a bank. Unfortunately because of EU interest rates youre not going to get any interest on it at all. Point is though, if youre using it as an emergency fund you need instant access to it and you dont want to run the risk of having to sell at a down point in the market. 