<prompt> Human: After my 18th birthday in Feb my dad entrusted me with 10,000 split between two savings accounts and signed me up for a debit card. I want to know if there is anything I should do with this money to plan ahead. Quick summary of myself and my lifestyle. Just started a busboy job at a local restaurant that provides good pay. about 30 dollars a shift in tips alone sometimes more. All living expenses are covered by parents. I do not have my own car but my parents have two and I am free to use either whenever I need. I am frugal and all of my purchases are thought about intensely before done. The only constant spending is purchasing fitness supplements and the occasional videogame. Thanks to anyone in advance.  <response>: Open an investment account and put maybe 50-70 of the cash and let it ride...? 