<prompt> Human: I make daily purchases every month of around 500 and I pay in full on the 31st of each month. However what Im concerned about is my landlord is saying that I owe utilities. We are currently working it out because Im telling them Im not paying for utilities that I dont even use. They said they we are going to figure it out, yeah okay.Did my credit drop because of this utilities? I only have one credit card and like I said, I never miss payments!  <response>: Dont obsess or freak out over 11 bloody points.Credit scores bounce around. Its normal. 