<prompt> Human: So in a nutshell we signed a buyers order for a 10k vehicle yesterday- not all the official paperwork yet as car still had to be detailed, serviced before picking up today. Put down 2k deposit and they presented with 6 interest rate. We are first time buyers and today they called back and said the interest will go up to 12 based on the bank approval. Credit is good and dealer explained this is because we are first time financing and we didnt mention to him that we are first time buyers but we 100 did.Heres a copy of the buyers order that we signed As mentioned, this is basically the only piece of paperwork as we were supposed to pick up the car and have everything officially squared off today. Were definitely willing to walk over this but I am just concered about getting our deposit back.What are our options from here?Must we go in and sign the contract?Can we get our deposit back?Thank youEDIT: We went back and pulled out of the sale and got the deposit back. We went to apply for a loan at a credit union and they estimated around 2.5 and should get a final answer in 24-48 hours. Forgot to mention that we had been pre-approved at another dealership through their credit union for 3. Also they put the car back up on their inventory for more money, ha. Dont think we will be back to them. Thank you everyone for your help!  <response>: It is called yoyo financing or spot delivery.Call other banks and see if you can get a decent rate 6 or better.If not, you can return the car and get your money back. 