<prompt> Human: Ive found myself in a position where my living expenses are 15 of what I make and my cash on hand is steadily increasing. My current checking account offers 2.25 APY if I use my debit card more than 30 times per month. I use my card at least 2-3 times per day for parking which is reimbursed by my employer which costs me essentially span-tp timeprices-text0 timeprices-isnewtrue0span-tpMy question is: would there be a better place to park my cash where I might be gaining more? I want to retain the ability to pull money out if I need it. I consider myself pretty good with money. Im 20 with no debt whatsoever and I live a fairly simple and inexpensive lifestyle. I dont have any large purchases coming up other than maybe a used car in the next month or two which I plan on financing, but the payments wont increase my overall expenses by a significant amount.  <response>: Youre not realistically going to find anything better than that while keeping it easily accessible, short of finding some bank gimmick promo on your first 5K of deposits or something. 