<prompt> Human: Im 18 years old and basically on my own long story, and Im buying my first car soon. Its a 2001 Nissan Altima, basically just the cheapest car I could buy because Im broke. I went on to several websites to estimate what Id be paying for insurance and they all have me at like 500month. I cant really afford this, so Im not sure what to do. I need a car as Ill be entering an electrician apprenticeship, bit I cant afford to pay the insurance on it. Any advice?  <response>: Ill be honest with you, its going to be that high. Can you get on your parents insurance?As someone that didnt have the luxury of getting on their parents insurance my insurance was 450 a month I was 18 too for the first 6 months, dropped down to 220 after that. Itll go down after the first 6 months are over with good driving, no wrecks, no tickets, blah blah blah.My best advice if you cant get on your parents insurance, take advantage of EVERY POSSIBLY DISCOUNT. I had and still have progressive. They have good student discounts, distant student discounts, SNAPSHOT this device has saved me hundreds of dollarsI know people say rates are different based on where you live, but hell at 18 its pretty much within the same price range. If you think you can drive safely, get the bare minimum required by your state for this time. See if that changed the price to something lower. Have you tried those mom and pop insurance places? Im not sure how they operate, but I see signs and advertisements everywhere. 