<prompt> Human: So Im an 18 year old uni student who works part time. This will be my first time filing taxes. I have a Schwab account that I set up but havent made any trades nor have I linked any bank accounts. I know they have a large amount of strong resources but I just wanted to get another side of recommendations.  <response>: Tip: File your taxes correctly and on time, and pay any outstanding balance in full immediately.This one weird trick will keep you from paying more than you have to, and ensure you dont commit tax fraud. 