<prompt> Human: Long story short, I have terrible credit it was once so good!.My TransUnion score is 585 and my Equifax is 582.I actually ended up going prison for a while and defaulted on everything. Literally every account I had. BUT, all of them are past 7 years now. They all say closed, but they are still on my report. Is there a way to remove them? I assume they are doing a lot of damage.I am in Florida and the accounts would all be from NJ, NC, GA or FL.Thanks.EDIT: Holy crap. Thanks for all this advice and the kind words. You can start to feel like a weirdo being a felon so it feels good to get legit advice and supportive comments even from Internet strangers. I did just notice something: I got my hard copy credit reports about 10 months before I got out they sent them to the prison. All of the dates on those say Removed by... with the LATEST date being February of 2017. But now when I look at Credit Karma, some of the dates say 2019 or 2020?!?Assistant: All of the dates on those say Removed by... with the LATEST date being February of 2017. But now when I look at Credit Karma, some of the dates say 2019 or 2020?!?Someone is re-aging your debts, which is illegal.Any derogatory information on your credit report older than 7 years has to be removed. You can report this to the various credit bureaus and theyll remove it.Anything that had the date changed needs to be removed also. Google zombie debt. Its illegal to re-date debt.Human: Thank you for this. Surprised they would try to get away with that.  <response>: You should watch John Olivers Last Week Tonight episode on debt collection...good luck man, hope you never go back. 