<prompt> Human: I know about the sidebar I have X, what should I do with it? section already, but I wanted to post because maybe someone can say something new. If there are other posts already Id love to read them. Anyway, about to graduate uni, 0 debt, essentially 0 obligations and Im looking to grow rather than blow the amount. Cheers  <response>: Max out Roth IRA for both 2016 2017? 