<prompt> Human: I want out of the marriage and wife wants the house. I do not care if she gets it, I just want to start over. My only condition is that she takes over the note. I dont want liability if she defaults.Here is the catch, she is a homemaker with no recent job history. I am sure she has the skills to get a job with a 30K salary. Im low balling here. What are the chances the bank will let her keep the house keeprefinance the house? There is a lot of equity, but no job history.Assistant: You left out the important details to help with this advice...a What is the house worth?b How much do you owe on it?c What are the current payments, taxes, association fees, etc.. involved with the house?Having equity is great, but equity doesnt pay for whats left over...In the end, it comes down to can she refinance the loan in her name only, and the bank will look at her income vs expenses. She should start working now.If you do not care about getting your share of the money, is it maybe better to sell the house, give her the equity as part of the divorce, and then she can use that to buy a cheaper place ?Human: Sorry I left those details out. I am worried that she will find these posts and am being a vague as possible. I dont care about my share. I want out. I have a stable job and solid income. I can start over.  <response>: Ok, but without those details its hard for us at rpersonalfinance to tell you if it is even reasonable financial-wise.it all comes down to money financials above and beyond getting her to play nice and actual refinance 