<prompt> Human: My wife and I would like to move into a bigger home. I want to be sure we can afford a house and not put ourselves in a poor position. We do both need newer cars badly. Both currently well over 200k miles.Income: 200kyr 10,500mo after taxincludes health insuranceSavings: 21,000 prob be more like 25 by next monthMortgage: 1,100All other bills: 3,000 we could work and decrease thisStudent loan debt: 210,000 2300mo paymentNo CC debtNo car paymentsWe are approved for way more mortgage than we could afford to pay. The houses we are most interested are around 350k. This carries a 2000mo mortgage. I feel this would pinch us. Now that we are looking I dont think I can convince her to wait to buy until the student loans are paid down significantly. My judgement is to wait until we can get them down to 50,000. We could make the payments but the ability to pay aggressively would be reduced. Any thoughts on our position? A target home pricepayment if we did move?  <response>: Student loan debt: 210,000 2300mo paymentThis is the big killer right here. Before taking on more debt, it would be wiser to pay off your student loan debts. 