<prompt> Human: I set up an account with Vanguard today and had thought the 3,000 minimum could apply to a packaged portfolio from Vanguard. Did I dream that? Does Vanguard have pre-set suggested portfolios, or do I need substantially more to invest in three funds?  <response>: Minimum to invest in a Target Retirement fund is only 1000.There is also no minimum to invest in Vanguard ETFs, I believe. 