<prompt> Human: I have an above average income and support the family while my husband studies. We have small kids. We are pretty busy and tired. I would rather not spend my weekends doing household tasks like cleaning or home and garden maintenance, fixing things, etc. Is there any formula for calculating if Im better off paying someone else to do these jobs for me? We are trying to save for home renovations. Basically, I think my question boils down to At what income does time become more valuable than money? Maybe there is no answer to this, or its individual based on what jobs you dont mind or hate the most.  <response>: I dont know that theres a magic formula. Personally, Ive said that if I ever get to the point where I have the disposable income to afford a cleaning service, Im hiring one because I dislike cleaning and have other things I want to do with my time. 