<prompt> Human: EDIT: Thank you guys so much for the help, Ill circle back with her but looks like 3 is first up on the chopping block Hi there, hopefully this is a simple one! My girlfriend just came into a little bit of money after her tax refund, and wants to put 900 toward her student loans. She has a total balance of 37K, and is trying to figure out which loan she should pay first. Heres the breakdown: loan 1: 343 3.15 loan 2: 2,917 3.15 loan 3: 3,151 5.96 loan 4: 3,411 3.15 loan 5: 5,411 3.61 loan 6: 15,622 5.59 loan 7: 6,600 5My gut tells me loan 3 would be a quicker one to get off the books, but Im not well versed in the snowball method Ive heard a bit about. Any help you can provide is great, thank you!!  <response>: She could Pay down Loan 3 first. OR she could pay off Loan 1 and then use the rest of her money to pay down Loan 3. The benefit to that would be that she gets the emotional fulfillment of paying a loan completely off. Bonus points if GF then takes the amount she was paying monthly to Loan 1 and applies it to pay extra each month to Loan 3. 