<prompt> Human: Right now Im currently trying to climb in the IT field, WITH no college degree. Thats definitely something I want to pursue in the future once Im settled in and found a way to afford living while going to school. Ive been living with my parents and saved up about 11k. Right now what I make is 15hr, and am trying hard to obtain a salary based job. Needless to say, 300 extra a month does seem like it could add up quite a bit, especially how fast those months can go. However, the townhome itself looks amazing, hardwood floor, fireplace. nice layout, and area. I guess what Im asking for is convincing that I COULD make it work, but it doesnt leave me any time to slack. Im hoping that putting myself out there will just force me to not only keep working, but to do more and get ahead. Anyone else possibly been through a similar situation and made it work? or perhaps regretted it?  <response>: If you are asking if you should spend 300 a month more for a nicer townhome on a 30,000 yearly income, then no. 