<prompt> Human: To make this short and sweet, I currently own 4 or so stocks in 3M company. Its been a year since vuyinf the stock and Ive seen nothing but growth. Currently it is worth just under 1k and I am a wee bit financially strapped. I could use the money for cc bills and to pay off a good portion of a family loan for a car.Question is, should I sell or should I keep riding it out? I know the end of the third quarter is coming up, and I will wait for that either way.  <response>: Sell it. The stock may go up, down, or fluctuate around the same. We dont really know what it will do. What we do know is that credit card debt IS going to go up by probably 15-20 which is more than an average stock growth. Keep in mind that you may owe taxes for long term capital gains as well. 