<prompt> Human: i was talking with my parents recently and in the conversation they mentioned that they never in their life checked their credit score. so why do i need to know my credit score? i talked with my neighbors who are the parents of a childhood friend and they same thing, they never checked their credit score. I just dont get why people are so obsessed with their credit score?  <response>: Like it or not your credit score is being used for everything now. Applying for a job? They may check it. Car insurance rates are based partly on it.The cost of every single thing you buy over time depends on it. Of course if your score is too low you will be denied these things. Not so many years ago, credit scores were only used by credit issuers. Thats no longer the case. 