<prompt> Human: I have a very odd financial situation and I would like to get your opinion on it. Im 28 and make about 150k a year in the US. I live in the San Francisco area, where homes are about 1m or more. I pay 2675 in rent month. Have about 300k in my 401k and about 18k in an emergency fund. No debt outside of my monthly credit card. Right now my big financial goal is to save 40k for a down payment on a home somewhere outside of the Bay Area. I should be damn close by the end of the year. My hobby is racing my old car, which so far has cost about 30k in upgrades and repairs. I know this is kind of a money sink, but its one of my favorite hobbies. Am I being dumb? Should I forget this car thing and double down on getting a home in the Bay Area? I am constantly torn between feeling like an idiot and trying to enjoy my hobbies.  <response>: This is really a personal question about your priorities. Thats really what your budget is, a manifestation of your priorities. 