<prompt> Human: My father recently passed away and I have a few questions regarding student loans he took out to pay for my education. We are still looking into the financials, but I do not believe that my mother is consigned on the loans, and Im not positive if I am either. What are the rules for loans rolling over to family members? In what events dodont we inherent his debt? Thanks for your help.  <response>: The estate will be responsible for paying any loans that do not have cosigners. If there are cosigners, then the cosigners are still responsible.But even if your mom didnt cosign, she is still indirectly affected. Whatever she was in line to inherit from your dad must first be used to satisfy creditors. Only what is left is available to go to her. 