<prompt> Human: Not sure if this is the place to go, but I figured Id give it a shot anyway.I am 26 years old and about to finish up my BA and along with that wonderful degree I have built up quite a mountain of student loan debt, most of which my dad has cosigned for. My dad seems very convinced for some reason that I am going to suffer from an untimely death and he wants me to take out a life insurance policy to cover my student loans for him.From what I understand if you take out a whole life policy it builds up equity over time, is this true? Would it be advisable for me to look into a policy like that? And finally where should I go?Any advice will be greatly appreciated!  <response>: go with term life insurance 