<prompt> Human: Hello! Im 21 years old with a decent part-time job anywhere from 230-4002 weeks. Im looking to buy a new-ish car from a place like a car rental company as I heard theyre generally cheaper while still having low mileage. I dont have any money to put down and Ive been rejected for 2 loans. Basically Im asking what my options are? I could potentially save at least enough money for tax. But it would take me a little bit. Do I always need to put cash down? Also Im afraid of incredibly high monthly payments. Does anyone have tips for bumping down prices or making sure I get what Im paying for? Id hate to say this but Im a female and Im afraid of getting taken advantage of in the sale cause I have literally no idea what Im doing! Thanks!  <response>: Also Im afraid of incredibly high monthly payments Im looking to buy a new-ish carThese are fundamentally incompatible statements. With a part-time job, youre looking at 100month in insurance at least and no more than 100month in car payments. You should be looking at cars in the 3,000-5,000 range, now off-use rental cars. 