<prompt> Human: Ive been seeing a Hematologist and my doc is like 99 sure I have a rare form of bone marrow cancer, but I havent been diagnosed yet - Ill have definitive answers in a few weeks.I could live anywhere from 2-20 years, possibly more with with this cancer, and Im not sure how to go about life insurance.My financial situation - I work part time as a waiter while Im in school. 30k student loan debt8k credit debt1.5k monthly income.My family is quite poor and wont be able to cover any expenses if I die without taking on debt.Given I dont know how long Ill live, I dont want to wreck myself with a high monthly payment if its going to be another 30 years.Am I correct in thinking I need to get this figured out before being officially diagnosed? Idk how deeply the medical questions and testing goes.Any input would be greatly appreciated.  <response>: Im so sorry about the terrible news, please dont let me sound cold here:Youre single and no one is depending on your income. You dont need life insurance. Save up some cash for burial expenses. If its not cancer or you pull through, youve got some cash. 