<prompt> Human: Hello,Background: Im 21 years old turn 22 on the 0523, and I have a full time position as a Web Developer Web Support making 31kyr.Credit Profile: 0 late payments, 0 derogatory marks, age 2Y 5M, and 753 score.I have been searching for a used car to purchase, and I was going to take out a loan. I applied for a loan for 10k, but I was sent an email that said:The underwriter has reviewed it your application, and states they would consider with the addition of a qualified coapplicant.I was then fairly confused because my credit is pretty darn good so far, so I replied asking why they wanted a cosigner. Keep in mind I was corresponding with an application processor who was speaking through an underwriter. This person said, Due to the confidential nature of that information I dont get to know. From personal experience, I would say it is due to the fact that you are a young borrower and that it is just a lack of credit experience.So, what do you guys think? Are they discriminating against my age?I dont have a cosigner available so I withdrew my credit application.Ive not heard of something like this happening so its kind of interesting to me.Anyway, now Ive got a hard pull on my credit history that is completely useless lol.Thanks!  <response>: So, what do you guys think? That you have a short credit history like they said. Are they discriminating against my age?...no. 