<prompt> Human: What is the best place to place 150K thats not needed for 18months?Background: 33yo male and 30yo female.No debt, cars were paid in cash, have below market rate lease on apartment for 18months. In 18months well use 150k for a down payment on a primary residence or rental income residence. Until then where can we store the money? Will all options require it to be locked up just in case an opportunity presents itself for us to jump on?  <response>: If you know you wont need the money for 18 months you can get 2.3-2.7 with a CDotherwise you can get a high yield savings account that wont lock the money but youll generally be around 1.5 