<prompt> Human: 2008 Toyota Tacoma with 185,000 miles. Completely paid for. Personal loan: 10,000. This will be paid off by Sept 2019. After the loan is paid, Im thinking about working towards a newer vehicle and keeping the old girl. Im interested in two-door coupes and hatchbacks in the 2014 or newer range for around 12,000. Im just not sure if Im going about this life decision in the right way. Any thoughts are appreciated.  <response>: I would drive the truck til the wheels fall off and never finance a vehicle if possible. 