<prompt> Human: I have just started a new job and am finally in a comfortable financial position. I have been looking into getting a credit card to start building credit for future needs such as apartment huntingi have no credit currently and with my last apartment my roommate had a co signer with credit that helped us out and im not entirely sure what would be the best choice. A friend of mine just got a capital one card as his first and i looked into it myself as well as a few others i could potentially start with. What would be a good aprinterest rate? And what companies should i potentially look intoavoid?Edit: Thanks to those who responded to this. I guess for starters i should say i was a bit ignorant to how apr worked ect. Which is why i asked. The card will basically just be used to pay for things id pay for with cash or debit anyways was told by a buddy with good credit thats a good way to use it. So if its only an issue if i dont keep up with payments on a purchase then i guess its not really an issue.Edit 2: thank you everyone for the help and advice ive chosen to go with capital one in the end. Was quick with no bs. Should be a good start to open up better options in the future.  <response>: You may find these links helpful:- Credit-related wiki pages- Credit Cards - FICO Credit Scores- Improving Credit Scores and Building CreditI am a bot, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?torpersonalfinance if you have any questions or concerns. 