<prompt> Human: Please I will appreciate advice on this. I make about 1200 every month so by this time next month I would have that sum in my account. However right now my account is overdrawn and Im looking for the best way to get out of this so considering payday loan for 400 - 500. I have read a bit about payday loans and most times it seems the problem is when the full payment isnt made within the next pay day which wouldnt be my case. Any suggestions of the best payday loan to use so as not to get screwed over? Or am I just setting myself up for a bad end by using payday loan in the first place.Thanks  <response>: the best way to deal with a payday loan place is to use any other financing method first. 