<prompt> Human: I have decided its time to open a Roth and now I am looking at where to open an account but Im getting really confused because it talks about funds and trading...I just want to be able to put away my 5k every year and not touch it, ever, until I want to retire. Is there somewhere specific I should go because of this or does it not really matter?Thanks in advance for any help!  <response>: Open up a Roth IRA online. Here is Vanguards linkSelect your funds. I would recommend starting with a Target Retirement Fund as it rebalances for you and is a simple way to get diversity. As your Roth IRA balance grows, you can shift it to the very low expense ratio Admiral Shares of the Three Fund PortfolioThat really is it! 