<prompt> Human: What should I do? Obviously he will be paying the late fine, but how do I fix my credit?Assistant: pay the bill. youre responsible for it. if its not more than 1 month late, it usually doesnt get reportedHuman: We have a verbal agreement to split the utility bill.  <response>: The utility doesnt know about this, nor do they care. If its in your name, its your repsonsibility. 