<prompt> Human: Is it true that womens car insurance is cheaper than mens?, my boyfriend is paying a lot for insurance and I heard that if I get the insurance on my name we can get it cheaper, is it true? Or can anyone give tips to lower our insurance premium.  <response>: Even if the policy was in your name, you would still have to add him as a driver on the policy or he wouldnt be insured. You will still charged based on the risk of each driver, so I dont see swapping the names around having any significant change in your premium. 