<prompt> Human: 110000 at 4.41, min payment 1200,11000 at 3.62, min payment 150,8000 at 3.37, min payment 115,8000 at 3.37, min payment 115,5000 at 3.37, min payment 70All private loans. Im putting all my extra payments to the largest, highest interest loan. This year I plan to put an extra 50,000 toward this loan. This leaves me with enough left over to pay my bills and have 500 a month for eating out, clothes, etc. My question for you guys: should I put this 50000 to something else? Is there a better way I could be using this money than paying off my loans?  <response>: As long as you have an emergency fund, you are doing exactly the right thing. Way to go. 