<prompt> Human: My partner added me as an authorized user to his credit card. Its something we talked about and the goal was that Id be able to share in some fantastic travel perks. I did my research and determined there was little, or maybe even zero, risk to my own score. I still believe thats true, however, I was surprised to see detailed information about his credit card on my own credit report. Hes missed a few payments and the card is maxed. Im clearly listed as an authorized user--and my score hasnt been impacted--but wouldnt it be easy for someone looking at my report to misinterpret his late payments as my own? The fact that there are late payments is much more prominently displayed than the fact that Im just an authorized user.To the point, do landlords and employers actually see my entire credit report? Or do they just see a score? Could they misinterpret my partners late payments as my own?I looked at my credit report today because Im applying for a new apartment ina few days and want to be prepared.If youre curious, Ive talked to partner about this and were working on a budget and a plan for him to pay off his debt.  <response>: and my score hasnt been impactedIt should be. An authorized user gets the benefit of the full cards history, for better or for worse. That is helpful when you are added and need a credit boost from someone with a great credit history. But if they dont have a good history and you want it off, you can always cancel the authorized user card and the whole history will disappear. 