<prompt> Human: The damage is our fault but we sold the vehicle and took it off of our insurance.Totally signed it over, title is no longer in our name. Now we got a call from our car insurance claiming that the company who now owns the vehicle wants to file a claim and that we would be responsible for the deductible.The damage was a bent front fender. It wasnt an accident that involved anyone else hit a pole.Im confused by this so any advice helps.  <response>: Look at the bill of sale. Unless the bill of sale stated you would repair this, then the buyer should be out of luck. Since Geico has a deductible, it should be stepping out of the way; this is between you and the buyer. 