<prompt> Human: Hi, AllMy wife and I got married back in July. She is a Teacher and I am a Data warehouse developer. My wife is arguably much better with money than I am since she graduated college without any debt. On my part, I went to a private college and graduated with around 55K of debt. I spent a lot of time during last summer reading PF and some books such as The millionaire next door. We immediately put together a budget using YNAB and both linked our phones to it, so we basically had a checkbook register on us at all times that was always updated to the latest info. We put into play the methodology given by both PF and YNAB. By the start of October, my wife and I were living on last months income and had a healthy start to an emergency fund of about 4k still building it This was around time we decided to adopt another cat by the name of Cosmo, an orange tiger. So her cat Tank could have a playmate at home for when we arent home. Anyways, the short part of the story is that Cosmo ate some thread and it wrapped around the base of his tongue and went down into his stomach. This caused his intestines to bound up and to get very sick. Fortunately, after we adopted Cosmos, I felt that we should get Pet insurance for both of them. As luck would have it, the 14 day wait period ended right before Cosmo got sick. Cosmo had surgery and the total costs came to around 3K. This is where the emergency fund came in. We were able to confidently pay his bill and still be comfortable until the insurance company sent us back our claim.While the emergency fund is generally thought of as being for losing your job here on PF, we ended up using it for him. Now Cosmo is back to himself and enjoys playing with Tank. And our Emergency fund is back to where we were at before.Were propelling forward strong, still living on last months income, putting in about 1k a month into the emergency fund and about 1.5k a month towards my student loans.Men, on the plus side, Ive had my wife tell me on more than one occasion on how sexy it is how I manage our money and how happy she is about it. You, too, can have a happy wife if you follow PF and trust me... it pays dividends. ;  <response>: In 2015, its not only men that get to have wives : 