<prompt> Human: Hey guys.There always seem to be a general consensus, that student loans are bad. That people will be stuck in them forever, and that they cant afford them. And I get it, being in debt isnt nice. It isnt something we strive for. But arent student loans some of the best loans that one could take?Now I dont know the interest specific for the US student loans. But in Denmark there is a 4 interest while you study, and after you finish it drops to the national interest rate sat by the Danish National Bank 1. So for instanse, the national interest rate is currently at 0, meaning that the rate of a student loan will be 1.Note: this rate varies, but will always be lower than what the normal banks can offer.This means, that the best interest for a loan, is in a student loan. So why does people dislike them?  <response>: I think this depends heavily on the amount of loans youll end up with vs the value of the education as an experience and expected salary upon graduation in that field. I had no regrets leaving 4 years of college with 10k in loans. Worth it, even though my job prospects were not far off minimum wage.My Masters degree left me with an additional 80k in loans. It helped me land a pretty well-paying job for my age 2-3x more than I would have earned with just the undergrad degree in a field I enjoy more often than not. A field I would have had real difficulty getting into, and certainly not as easily, without it.Im not sure if I regret the Masters. I still have a lot of loans to pay off. But Im also glad Im not working for 28k yr doing a job I dislike.Whatever youre considering - be smarter than me and look into the expected starting salary for the field you would be training toward. Follow your dreams is great, but it doesnt pay bills for the next 30 years. I got lucky as hell. I had no idea what salary I would reasonably expect to earn upon graduation when I signed those loan documents, either time. Fortunately I can afford the loans I got, but I could just as easily be making half my salary and seriously struggling.Im not saying you have to be a doctor, or a lawyer, or something specific youll hate. But dont be the guy I met working for part-time minimum wage at a gym with over 100k in student loans and a degree in Event Planning. No matter how much you love Event Planning, its almost impossible not to financially ruin your life with that imbalance.Also my loans are about 6. 4 isnt bad. 1 is awesome. Interest rate is important. But overall amount of loans vs salary needs to be looked at too. 