<prompt> Human: My wife and I feel like we are treading water with our current financial situation. Im 26, shes 29 adn we have two kids. She makes about 25k a year and I make about 90kwill double within 4 years.Our current Debt Situation is this:Credit Card 1: 6300Credit Card 2: 8000Furniture Store: 4000Car Loan 1: 18,000 car worth 18,000 2.99CAr Loan 2: 12,000 car worth 19,000 0.00Mortgage: 125k at 4.25Student Loans: 30kAssets:EF: 3.5kRoth IRA: 6k401k: 32kCompany Stock Award: 20kOur hope is to have the furniture store paid off by middle of summer and then continue to work at paying down rest of debt. In the meantime I am putting 10 of pay into 401k with 4 match and we are setting aside 400 into an EF every month.How solid does our plan look, as for as trying to get back on track  <response>: In addition to aBogleheads good advice, if company stock award: 20k means you own that much stock, I would recommend selling it immediately and using that to pay off your credit cards. Its generally advised not to hold stock in the company you work for, in case it suffers a serious blow causing both layoffs and a stock price decline.115ky is a very healthy income in my opinion, especially if you can commit to living well within your means.If you can, avoid putting any more consumer purchases on credit, such as your furniture whatever went on the credit cards. I personally highly recommend YNAB for tracking spending and deliberately planning where your money goes. 