<prompt> Human: Ive always had pre-owned cars, but my current one is falling apart and its time to buy something that will last. I have explored all of my options and it seems that buying new 2018 Honda Civic SI is probably the best choice for where I am at right now. Ive seen occasional posts about the dos and do nots, but what do I really need to know? Thanks everyone!  <response>: Total price matters more than monthly payment Its probably best to shop around for a loan before heading to look at the car Dealerships will essentially always negotiate essentialy since it is late in the production year. A 24K civic probably isnt the best of all your options financially, but if you have the money for it then enjoy it. 