<prompt> Human: I recently stumbled upon the fact that I have 1,600 available in a 401k from a job I had in high schoolcollege.My current employer offers a 401k but with a different company.I did some calculations and it seems like after all the BS, Id get a lump sum of just under 1,000.Im getting married soon, just bought a house, etc, etc.The biggest thing this money would help with would be to pay the final stretch of my student loans in 1 bang instead of over the next 3 months... with a few bucks left over.What do you guys think? I see it as financially savvy to roll it over but its like the money was never in my pocket and it would go to paying off the end of my loans which would help my credit and such.GIVE ME YOUR WISDOM.Thanks in advance!  <response>: Rollover, early withdraw comes with unnecessary taxes and penaltys 