<prompt> Human: Im 26 years old, completing some Nursing pre-reqs while working a full time job as medical assistant. Im hoping to start the Nursing program beginning of next year, and I want to get a car as I might be going to school outside Seattle if I dont get accepted here. I currently have 13k in my retirement plan, and thinking of using it to purchase a second hand car. I will work part time when I start the Nursing program, making 2400month with 1075 net. My credit score is 762, is it ideal to use my retirement money to buy a second hand car? If so, do you have any recommendation which car I should get?  <response>: Absolutely do not cash in your retirement for a car. Do NOT! Its so not worth it to pay taxes for early withdrawal. 