<prompt> Human: Hey guys, I was going through and filling out my taxes on Creditkarma and when I got to the if I had a healthcare coverage I selected no, as I did not for the entire year and the penalty fee was 695 on my 917 refund, I was reading that I could try to file for an exemption based on the fact I only made 16,214.08I live in Colorado, does anyone know how I can go about filing this?Thank you.  <response>: Turbotax makes it easy to do the exemption, its literally just one check box. I couldnt find the exemption on TaxAct, never used Creditkarma. 