<prompt> Human: Okay rewind to 16 year old me, parents got me a 2010 camaro for 23k that I paid 490 a month for. I paid all the way up until 2 months ago 21 now and only owed 12k on. The car was in my moms name. Unfortunately it started to be an unreliable car. Me being the dumb teenager I was, I modded it, raced, and dragged the hell out of it. I messed up the engine. I was stuck with a car that I needed to get rid of but all the dealerships were low balling me which I understand thats their job they offered me anywhere from 8k-10k which meant I would be having to add the other 2-4K onto my next vehicle. Lucky me I found this dealership that could put me in a nice 2015 Chevrolet Silverado with 14k miles. They would also pay my car off completely without me being upside down or tacking on that price to the truck. The truck all together was 33k with a 6 interest rate and I think I was looking at 42k in the end. I took that offer paying 560 a month. Not bad considering this is the first car in my name. Its been 2 months with the truck and its...just not me, I miss my car. The truck is nice and all but Im more of a car guy. 560 is unrealistic for a car payment. I was just needing to get outta my recent car and into something that was reliable. Is it too early to try and get into something different or do I need to just stick it out and keep the truck? Im making about 1500 a month, these are my bills.-truck 560-phone 80-gym 20-insurance 175-Credit card 40- I dont pay rent live with mom  <response>: None of this is okay. You paid on a car for FIVE YEARS and still owed 12k on it? More than HALF?2015 Chevrolet Silverado with 14k miles. They would also pay my car off completely without me being upside down or tacking on that price to the truck. The truck all together was 33kThats probably a 27k truck on a good day. All they did was move your negative equity from one line and add it to the price of the truck on another line. With an extra stupid tax.I took that offer paying 560 a month. Not bad considering this is the first car in my name.That is AWFUL. You need to reset your this is okay meter. By a lot.I need to just stick it out and keep the truck?You need to come up with about 5-6k so you can sell the truck and have enough left over to pay off the loan.Then you need to buy a car you can afford in cash.Chalk this up as a huge and expensive life lesson. 