<prompt> Human: I just received my social security statement that shows past earnings and what I can expect to receive when I retire. Should I plan on this money being available to me when I retire? Im 34 now and plan on retiring at age 60 or sooner, if possible.  <response>: Save like the answer is no, but hope that the answer is yes.The earliest you can draw Social Security right now is 62, and it will almost certainly be later by the time you retire. 