<prompt> Human: This is my first post so I will keep it short. I am about to accept a new job for 110,000 a year in NYC. I currently make around 80,000, live with a roommate, pay 1,800 in rent, have a credit card bill around 1,000 each month which I automatically pay off, and overall live a very good lifestyle. I have no debt and approximately 50K in savings, stock, investments. I am also 24, 2 years out of college. Is my life going to change that much how should I handle the extra 40 a year in salary? Thanks in advance for advice.  <response>: It will change as much as you allow it...lifestyle inflation. 