<prompt> Human: For most of my life Ive been financially responsible. Moving and settling in to a new city coupled with some unexpected expenses has resulted in me racking up about 9500 in credit card debt at 15 APR, however.Even though I know paying this off should be my top priority, I have reservations about separating with such a large chunk of assets so Ive been planning on just paying it off over time. Id like some input on just how dumb of a decision that is, though.About me:INCOMETake home salary: 4300moDividends: 185moEXPENSESTotal 2000moASSETSSavings: 1000 yeah, I know401k: 32500Stock Portfolio: 23000Roth IRA: 5500So that leaves me with up to 2485 I could put towards my debt every month. If I want to pay it off immediately, however, I have two options:1 Sell off 10k worth of stock. My hesitation here is primarily reducing my dividend income.2 Take out a loan against my 401k. I could choose to take up to five years to repay this loan at 1.85 interest. My reservation here is that even though its a loan the amount is withdrawn from my account, and so Ill lose out on any returns until its repaid. I also just dont want to mess around with my retirement savings.So there we go; do I sacrifice my assets to kill this debt or just take care of it over time?Thanks for any input.  <response>: Id sell some stock to take care of that and consider it a lesson learned. If your interest rates are higher than your stock yields youre not helping yourself. Its not the type of debt like a student or home loan that has tax benefits. 