<prompt> Human: I have scores of 661645 according to Credit Karma. I do not make some 425 more than my rent each month -which is the 1 deal-breaker with me and most approvals- as I get 12-15 hours a week at work, which covers my rent and a little extra. I also, not surprisingly, have some student loans, which I havent started paying off yet cause Im still in school. Im not looking for something with a huge spending limit, but it seems like even secured cards have that monthly income requirement which, sadly, Im incapable of meeting atm due to full-time school. Are there any sort of credit options available for a student plebeian like myself? Can I consider financial aid as income as well, or is it just earned income?  <response>: Where do you bank currently? See if they offer a secured credit card, your positive history with the bank assuming that you havent had issues with overdrafts, returned checks and the like should work in your favor. You may only be approved for a small limit 200-500, but that will be enough for a few small charges and help build your credit. 