<prompt> Human: I have a 2016 Minivan I purchased brand new in 2016. I got an auto loan through the dealer and qualified for 0 interest APR. I also got the cost of the sales taxes included since I had 0 interest. I have managed to put over 30,000 miles on it, it has been in a wreck that cost over 10,000 in repairsnot my fault that was paid by auto insurance company, and the interior is not in the best shape since I stupidly got cloth interior with 3 small children. I always pay extra each month on my payment. I was thinking about trading it in for a new one with automatic doors IF I still qualify for 0 interest. My question is would this be reasonable for me to do if Im upside down since its 0 interest?  <response>: If youre already upside down, trading it in for another new car is just going to make you even worse upside down. 