<prompt> Human: Hi everyone, I appreciate any replies in advance!I have 9,500 in a TSP that isnt gaining anything. I am not sure what the best thing to do with the money is given my future goals.I currently have 14,000 in an IRA, this is my only retirement, as my new job doesnt start 401k contributions until one year of service. My initial thought was that I should just roll over the money here.I am planning on buying a home in approximately one year, when my lease is up. I have 31,000 in a high yield savings account. I try to add 1,000 every month here. I live on Long Island, and home prices are absolutely insane. I thought about taking the money out and putting it toward the home purchase, then, when I get a better hold of my financial picture, increase contributions to my 401k.Thanks to anyone who can help me out. Im not really struggling with bills or anything like that, and I have a good, secure job, making me lean toward putting it into the IRA. But I also want to make sure that I definitely have more than enough for a home come next year.Edit: I should mention that Im 26, making 72,000 a year. Thanks!  <response>: If it isnt gaining anything, its probably in G fund. Move it to C fund, or pick one of their lifecycle funds. The TSP has the lowest expense ratios available. You will have trouble finding a better brokerage to roll it over into. Good luck! 