<prompt> Human: I bank with Scotiabank in Canada and they decided to terminate one or more aspects of our banking relationship... so basically close my account. heres the letter I got.Theyre going to issue and mail a bank draft for the entire sum in the account. I cant wire it or take it out myself right now, the account is put on hold.My question is: am I fucked after I receive that bank draft?When I look up what a bank draft is, it seems like a legitimate and verifiable way to transfer money and that any other bank will be able to accept the bank draft... but, why wouldnt they just let me wire the funds right now?This is a large sum upwards of 100K USD so I dont even know if any other bank will want to touch a bank draft of that size? especially a Canadian bank, since theyd have to open a US dollar account. And Im sure Scotiabank knows that no one else will probably want to take on a bank draft of that size unless Im being too paranoid here?.Im willing to fly to US and open a bank account there that way I can directly deposit it in US dollars without worrying about whether it will be converted in Canadian or not but maybe a US bank would be even more wary to accept the bank draft since Im a new client?and yes, I could talk about why Scotiabank is terminating my account, etc. but for the purposes of this post, what Ill say is a I dont have a bad history or bad credit rating, and b the funds are legitimate, so theres nothing fishy there. Their supposed reason is that theyre uncomfortable doing business with me because of the large sums of money I deposit and the fact that Im not employed traditionally I run an online business and make money through sales, royalties, etc.Assistant: I wouldnt be too worried about being able to find another bank, but it would probably be a good idea to figure out what made them mad so it doesnt happen again at your next bank.Two thoughts: Do they think you might be Structuring deposits to avoid tax reporting? Are you sure theres nothing fishy about the places you do business with online. Things like getting paid for advertising of VPN or file hosting services. Human: Well, it was just two cheques. Each upward of 100K... so I dont blame them for being suspicious, but theres no way I would be trying to shield those type of sums from tax reporting. I met with the manager multiple times to show her all of the business documents, activity, where the funds were coming from, etc.  <response>: What business did you start that pays so well so quickly?? Need a new career... 