<prompt> Human: Not sure if this is the best place to post, so please let me know.Like the title says, Im currently paying my college tuition using credit cards. I paid Fall 2017 semester on credit, and have a four month payment plan for this current semester on credit. Each month 488 gets paid using a credit card. I dont have the last 600 needed to pay off this current semester Credit reaching its limit. On top of that Im still paying off last semesters bill and some medical bill debt. Working 36 hrswk as a waitress I make roughly 1500-1600 per month. I have a total of 955 in bills per month. Thats everything from rent and groceries, to money for shampoo and conditioner. The other 500 or 600 goes straight towards my ever growing debt. While I strive to save, I dont have any money in savings because I always end up putting everything towards the credit cards.Currently have about 7000 in student debt right now, all credit. 0 APR expires in March 2019. Am a sophomore, and I am in Community College. So while tuition and books is only a few grand per semester my EFC is above that, so no aid. Cant get loans. Also, parents cant help, they filed bankruptcy a few months ago. I am in the process of filing an appeal to be considered independent due to this special circumstance, but financial aid office said my EFC will still be higher than school tuition. So no real change. I have applied for scholarships every semester, but have yet to be awarded any. Seeing as how I dont have enough money to pay for this semester, I feel hopeless. I am weighing the option of dropping this semester, and taking off next semester as well to pick up extra hours at work and focus on really saving, and paying down my debt asap. Im not sure if this is the best option yet. I feel like Im already behind since I didnt start college until two years after H.S. graduation and that if I take more time off Ill never be at the point where I can start living the life I want ie. Higher paying career, buying a home, starting a family with SO. Sorry for the long post, Any advice would be appreciated. Note: I am currently in contact with financial aid office and bursars office regarding my payment plan and I have an appointment with my academic advisor on Monday.  <response>: is anything preventing you from getting a student loan? 