<prompt> Human: Im trying to determine what 6 months of expenses looks like to my fiancée and I. I know how much our bills, rent, loan payments, etc are. But during a normal, non-emergency week i.e. - one where one or both of us are getting a regular paycheck, we also put some money towards savings. Do you consider that part of the sum of your six month emergency fund? WhenIf I have to use this fund to completely sustain us for six months, should I be using some of it to reinvest back into or savings?Or if Im down to an emergency fund, do I just pause my savings until Im back into non-emergency waters?  <response>: I dont consider saving am expense. If I am using my emergency fund, it means I am in some position that is beyond my normal means. Saving is a luxury that stops during an emergency. 