<prompt> Human: When I was 10 years old my grandparents bought me 10 stocks in Hasbro because at the time I loved nerf guns. Long story short, the sum total is about 900 and when I turn 21 the stocks are officially turned over to my name completely. I dont want to waste a gift like that so I wanna know what I should do with it. Reinvest? Put in a Roth IRA? Thanks!  <response>: If you were given 900 cash would you use it to buy Hasbro stocks? If not, sell them and use it as cash savings or reinvedt it in an index fund in an IRA. The fee lost when you sell them will affect this decision somewhat. 