<prompt> Human: There is an item I need but dont have the money for as of now. It costs 215. One of my best friends has accumulated over 3000 over the years from saving, and isnt the type to spend it on anything but food. Knowing this, I jokingly said that he should give me the 215. He then brought up that he would be willing to give it to me if I paid back 250. We havent discussed it further because Im not sure if I should but am considering. I have a part time job and a steady stream of income from that and eBay sales. Were both 16 yo. Should I take the loan or just save up? The item is at risk of selling out.  <response>: Save up for it.Edit: If you dont get it, it will teach you to manage your money better in the future. 