<prompt> Human: I am an incoming college freshman planning to attend an expensive private school that costs 64,000year for now. I am the first person in my family to go to college and both my parents and I are almost clueless as to how the college processmoney process works. Including scholarships, grants, and Federal Loans, I am receiving 40,000year in help. This leaves me with 24,000 left over and Im unsure of how to obtain that. I have applied to private loans through Discover and SallieMae, but Im wondering if there are any better options? And if not, how should I approach private loans? Please Help!  <response>: Why that school? Is it really worth the additional cost over another? 64kyear is insane. 