<prompt> Human: Its a new company that Im with and I like my job here. Very easy and low stress compared to past jobs and the pay is good. My concern is that they went through bankruptcy proceedings right after I got hired and they didnt match 401k for 16 and 17. I started in Nov. 16. They match 4 for new employees but want to put away more so I do 15. What should I do? I am assuming they will start matching now that they are out of bankruptcy but I am concerned.  <response>: Dont get hung up on the employer matching or not. Look at your overall plan and what you need to do to meet your goals. If your IRA is maxed and you want to continue to invest in tax deferred vehicles for retirement what other choices do you have? 401Ks also have protection from many judgements if life takes an unexpected turn at some point. 