<prompt> Human: Ive tried looking up my credit score, I just use credit karma as an example because theyre a big one. It will just keep asking for the same info and telling me something must be wrong. Ive applied to Discover and Capital One, both denying me due to insufficient credit. Ive always paid all my medical bills on time and sometimes in full, I have a full time job for which I will receive insurance from in the coming year and Id like to move into an apartment in the same year.How do I start my credit? If thats the way to put it  <response>: Sign up for a secured credit card. And pay your 200 deposit up front. 