<prompt> Human: My first job out of college is with an employer with a unique 401k benefit; 100 match no limit! For example, in 2013 I held back 15,900 of my salary and they matched that with 15,900. Earning 43k gross a year. After the portion of my pay is withheld for my 401k, rent, food, car loan, gas, bills, and my cell phone, Im left with a little over 300 a month in extra money. No undergrad loans.I am currently enrolled in a part-time MBA program where a single class costs upwards of 1,400. I take four classes a year. This arrangement means Im definitely negative throughout the course of a year. Rather than completely drain my savingsemergency fund, I am looking at taking out loans for my school work. Is there any reason I shouldnt be taking out loans and instead dial back my 401k contribution to pay for my classes?  <response>: Yeah, thats a pretty sweet deal with the 401k. Worth going into student debt over, imho. 