<prompt> Human: Hello, I live at home with my father. I am working on moving out by the end of summer He has a history of stealing money. I received a letter in the mail today through Capital One banking saying my request for a credit card was denied due to my credit score and overdue credit cards. I have not opened ANY credit cards on my own. This prompted me to check my credit score and there are 4 unpaid credit cards from 2014 totaling in about 3,000 worth of debt. I have a strong suspicion that it was my dad who opened these credit cards. I could pay this off on my own, but obviously Im pissed off and dont want to pay what this asshole has charged in my name. Question is, where do I go from here? I want to be able to buy a new car and apartment...but with the unpaid cards on my credit report, I know it will be difficult. Any advice is appreciated. Thank you. EDIT: I did issue dispute claims through the bureaus.  <response>: fraud is a police matter 