<prompt> Human: I recently learned that I am -1003 in debt in my savings and -898.96 in debt in my checking account I dont know what to do I dont know how this happened I dont want to alarm my parents and go through the hassle of an investigation. I never lost my debit card over the two days this happened and what happen to me and my credit if I just decided to close the account?  <response>: I assume most of that was tacked on by the bank for overrunning your balance? If so, most banks will work with you on these fees. Give it a shot.I know theres an avacado toast joke here somewhere... just cant find it. 