<prompt> Human: Just trying to figure out how these work. Im currently invested in target 2060. However, when I view the target 2015 fund out of curiosity I noticed it was 15 a share. Why is it so much lower than the 2060 and if I invest in 2060 now and itd at 15 later that seems like a significant loss. Im sure Im missing something and would love advice.  <response>: The current share price is irrelevant. You cant compare share prices of different mutual funds, its meaningless information. The share price of any fund is calculated proportional to the previous days share price along with any gainslosses that happen over the preceding day. The share price will go up over time. Initial share prices for any given fund are arbitrary, its the relative change that matters. 