<prompt> Human: Hi Personal Finance!I recently opened a new AMEX and linked my bank account to it for payments, but royally screwed up and forgot to activate automatic payments. Because of this I missed my first payment. I immediately paid it once I realized it. Is there anything I can do to mitigate any impact that may have on mecredit scoresetc? Thank you! This is by far one of the most informative and helpful subs.  <response>: Just make the payment, make sure the next payment is set, and ride it out. Its like grades from high school: one failed test at the beginning of the semester sucks, but if you get it right the rest of the course, youll end up just fine 