<prompt> Human: Throwaway account here, bought a house with my brother in 2003 for 204,000. We put down 10 down and paid settlement charges of 14,000 for a grand total of 34,400. I paid 24,400 and my brother paid 10,000. We have contributed equally towards the mortgage payments and all expenses. Of course we refinanced a few years ago to renovate the kitchen and bathrooms and have a mortgage balance of 218,000. The house is worth 325,000. Now we need to go our separate ways but I want to keep the house. What is the right way to divide the equity? I consider us 5050 partners but I contributed way more when we bought. Any advice is greatly appreciated.  <response>: Did you guys make an agreement about what would happen when you part ways? I know you put 14,400 more in than your brother initially, but it sounds like youre going to continue owning the house. Unless you guys made an initial agreement, Id just split the current equity 5050 and give that to him. You keep the house and youll more than make up for that 14,400 on future equity being built in the house. 