<prompt> Human: Hey Everyone,Im kind of in a predicament. I have always heard that lending money to family is a bad idea. I feel like Ive gotten a taste of why this might be. My parents are not financially responsible since my mom, at times, has had to borrow money from us kids to pay the mortgage. Ive suggested making lifestyle changes going out to eat less, not opening the pool that requires heating, and adhering to a stricter budget. Yet, my parents feel as if they dont need to since theyre making well over 100k combined. This seems okay until you realize that neither of them have a retirement fund, no emergency savings, none of the things you think would be perfectly attainable with a combined income of over 100k. Also, you would think that this would lead my parents to not have to borrow money from us kids.So, this brings me to my dilemma. My parents recently took a trip out of state and my mom said she wanted to have some emergency cash - I explicitly clarified that I have needs for my money and I would lend it, but only to be used strictly for emergencies. Well, Im a mommas boy yes, still at age 21 in college and she gilts me into giving her money. I lent her 1,000 of my excess student loan that I was keeping in the bank which I would probably use when my lap top kicks the can, which it will do soon. When I was hesitant to lend the money, she was sure to let me know that the loan is in her name anyways, whatever - I still gave it to her. This was in late January. She has been back home for over a month and now my parents are going on spring break with my little sister, but I still dont have my money back despite asking more than twice for it. Im lost, a how should I approach my mom to get this money back and what can I do, if anything, if she doesnt have it anymore? and b how do I avoid feeling like have have to give my family money in the future?Im a Junior in College and will have 60-70k debt when I finish undergrad, but I hope to someday attend medical school so that would add to another 220-240k debt. As you can see, the debt I will face alone makes me anxious. Let alone having my parents use my money as emergency funds when it should have gone towards something contributing to my education.Any advice is appreciated  <response>: What answer are you looking for?You know what she does, and you know the outcome from your history with her.What answer do you want? 