<prompt> Human: Hi PF I have been struggling with this for a while and I was wondering if anyone else felt the same. Im 28, make 75k a year have a good amount in investments and pretty much dept free. Sometimes I feel like a million bucks and cant believe that Im able to support myself and buy most Things I want, and go on vacation a few times a year. On top of that I feel really guilty, I know there are so many people struggling, and I didnt do much to end up where I am. On the other hand some times I feel like crap that I am not making 100k yet like some of my other friends. I dont own a home because cost of living where I live is extremely high. I also have to hold back my spending sometimes, such as new clothes or other fun things. I find myself jealous of other people that own half million dollar homes and money is zero issue to them. I dont know I guess I just get down on myself thinking I should be further along.  <response>: There will always be someone richer than you, but after a certain point your happiness wont increase anymore. If you owned the place you live in, would you really feel better?A lot of people are in need because of their own actions. I see it here every day. So many people who dont get the idea to cut spending, even though they are neck deep in debt. Or they take huge loans car, credit card.., then lose their job or get sick. 