<prompt> Human: Hey everyone! About a month ago I asked for your input on personal budgeting software: Original threadIve been using YNAB for the month on the free trial, and I found the comprehensive budgeting features to great - creating custom categories, space for notes, sending or rolling over income to the next month, etc. Unfortunately, having to log every single transaction turned out to be a real problem for me. I just couldnt be that attached to my smartphone! I usually ended up behind on logging or with inaccurate transaction data. Would Quicken or another product have comprehensive budgeting features but also some decent online account syncing?Thanks!  <response>: You can download your statements and import them into YNAB each month in a variety of formats. You dont need to keep track of them as you go along. You can import them all and reconcile at the end of the month, if you want. However, this kind of the defeats the whole purpose of making and sticking to a budget throughout the month, as youd have no idea whether or not youre actually on budget. 