<prompt> Human: Im starting law school in August and will have a fair amount of loans, hoping to have all of them federal at around 6-7 interest. Should I throw 5.5k cash at my Roth, or save it and take out 5.5k less in loans?Im leaning towards throwing it at the Roth, because I cant go back in time for that and keep funding it, but would like to hear your thoughts.  <response>: Id say fewer loans at 6-7. If it was closer to 3-4 you could make a better argument for investing instead. 