<prompt> Human: Lets say you wanted to retire around 60, you had a single income household with a modest salary say 65-70k indexed for inflation, potential for a child on the way. Is 100k at 30 a decent spot to be at, or is there some catching up to do? Assume a moderately comfortable retirement - nothing too crazy or lavish.  <response>: Not sure why youre concerned about your position in the game. Not everyone has the same goals or aspirations.That being said, it sounds like youre doing fine. 