<prompt> Human: The other night I was driving to my hotel in San Diego when someone ran a red light and T-boned me. The guy then proceeded to get out of the car, verbally assault me and then drive off. Luckily I was on the phone with 911 who heard the man and was able to give them his license plate. I am curious what my company is liable for and what I am liable for. I am not on my company health insurance, I get it through my husbands work works in healthcare. My boss is telling me to use my car and health insurance. This doesnt sound right to me since it wasnt my fault and I was on a business trip. What should I expect my employer to pay and what should I expect to pay. This was my second time traveling for work, so all of this is new to me. Any help would be greatly appreciated. Thanks.  <response>: This might go better on rlegaladvice 