<prompt> Human: I have paid down significant debt so I am debt-free, and Ive now saved a good chunk of money 6 figures. Now my problem is I dont know when it is okay to allow myself to spend money.I have one weakness where I spend money - its my significant other. If anyone has tips here I would love to know; I just have a hard time denying my SO anything because usually the items are not very expensive anyway.But other than that, I rarely spend money except for necessities. For example, I wanted a clothing item, and it was 70 and I thought that is too much. I checked eBay to find it cheaper. I didnt find it, so I just did not buy it. At what point am I being too cheap, and at one point am I just being smart with my money?Assistant: Make a budget and live by it. Budgets are not just restrictive, theyre offering you permission to buy the things you want.Human: So I have a budget. I set aside a fun money savings account. It has accumulated 3,600 now since I dont spend it... to me I was just planning on transferring it to a brokerage for more savings...I never spent my fun budget and hate dipping into it...  <response>: What do you really like and care about? Are you big into computers, splurge and buy yourself a 2000 setup.Want to go travel? Thats plenty to go spend a few weeks pretty much anywhere.Hell, thats a good start on getting a pilots license if you are into that.The possibilities are endless and invest in your own enjoyment. 