<prompt> Human: My father passed away last year and left me a significant amount of money. Like a third of a million. I have never earned more than 20k in a year, and Im sort of overwhelmed. I bought a nice car and a nice little house, and my plan was to use the rest of the money to support myself while I pursue a writing career.Everyone keeps telling me this is insane and that I need to invest my money. Heres the thing: I have about 170k free to invest, and I can let it sit in the market for a year or so before I need it to produce anything. But if I invest it, I need to be getting income from it - otherwise I have to go get a job, and that will really put a cramp in the whole pursue my career as a novelist dream.Ive got a pretty solid grip on what my expenses are, and I need about 1177 a month. I wont be having any fun on that money, but it will pay my income taxes, property taxes, utilities, internet, phone, and various monthly subscriptions, plus enough money to eat if Im frugal. Basically, I want to invest this money so that I have can stay alive, and then rely on my writing to provide me with fun money.So how do I turn 170k into 1177month for the foreseeable future? Id need to create an 8.3 return yearly. Is that possible?  <response>: A 8.3 return every year without risks is impossible, sorry. Anyone who tells you otherwise just wants to get their hands on your money. You could give yourself half a year to get your writing career going. If it is working, continue, if it is not working after six months, start looking for a job that brings in 1000 or so per month. 