<prompt> Human: I drive their car really regularly, to work and back, five days a week most weeks. I wasnt on their policy before, and a fear of mine was this nagging that if I got into a wreck, I could get into real trouble. So I bough insurance, dirt cheap insurance, about three hundred dollars for six months, and I paid for it all at once.My partner says that I didnt need to do that, as they already have insurance on the vehicle. Now Im confused and kind of upset at the idea that I may have wasted three hundred dollars.Did I waste the money? Is there any way I could receive a partial refund from the insurer?  <response>: Buying a separate policy may not have been necessary. Chances are, your partner could have simply added you as a driver to hisher policy. Check into that, and if its more cost efficient to go that way, you can cancel your new policy and get a prorated refund. 