<prompt> Human: Long time lurker, first time post. I put 90 of the down payment 10 grand, gf is hell bent on keeping the place and buying me out somehow. I dont love the house but the idea of having a home in a hot market is definitely appealing. I used 401k money through a first time home buyers option for the down payment, so I probably wont have another chance at buying a home on my own for a while. We have an apointment with our loan officer on Friday to go through our options. Ive been depressedanxietystress ridden through all of this which has made it hard to think clearly. With an fha loan I think there will be penalties for either of us that gets taken off the loan. I make 50- 60 gs a year, gf makes around 40, the house is 285k and already gone up 20k in 4 months. Not sure if either of us would qualify to take on the loan without a cosigner alone. We are still living together in separate rooms for now, I need to get out of this situation asap. Worried that it would be illegal to sign a rental lease since this house is supposed to be my primary residence per fha stipulations. Obviously Ill find out a lot on Friday, but looking for any advice I can get before getting a lawyer involved. Weve both put a lot of elbow grease into the place since we moved in. Assistant: Sorry I dont have any good advice, but to all the other rpersonalfinance readers who think buying a house with someone theyre not married to is totally a good idea because youre totally going to get married and live happily ever after...Let this be a giant flashing neon sign saying Dont Do It!!Human: Hindsight is 2020 on that. If we were going through a divorce I dont think this predicament would be much easier.  <response>: If you were going through a divorce the courts would help. Itd also mean you actually made it to the wedding step whereas here... you havent. 