<prompt> Human: I am a 20 year old college student and I fully support myself independent from my parents. I have a fully paid off car that needs some immediate work done if its going to continue to be my main source of transportation. I absolutely need this vehicle to get to work. The work I need done is going to cost a minimum of 300 and most likely more. I was a little too generous this Christmas so there is no way Ill have that kind of money until February or so...and maybe not even then. Would it be unwise for me to get my first credit card in order to pay for this? I have no credit so far so Ive been meaning to build some anyway. Which card would be the best to start out with if I did chose to pay for this with credit? How would you do about this situation? Thank you so much and have a merry Christmas reddit! :  <response>: If you can find a credit card that offers a 0 introductory interest rate it would be a good idea. Otherwise, do what you can to keep the car running until you can actually afford the repair. 