<prompt> Human: 26 first time buying from a dealer. Purchased a used car 22k w 2k down. Finance dept took advantage and sold me all the extra BS even though I asked, do I have to have this he said yes the finance company wants some type of insurance on the loan in my head I was thinking oh okay like PMI on a mortgage. Now my total loan is 27k. I have a 60 day 100 cancellation period but one contract says send written notice to company x, another says return to dealer to cancel. Its so confusing.Other red flags missed: Never told me my interest rate 6.69Never told me my final finance total if he had said 27k I would have thrown the brakesLooking for advice, steps to take to walk this extra 4K back.  <response>: to me, blaming others for your ignorance really isnt the way to go...IF YOU are going to SIGN a contract YOU BEST READ what you are signing and if you don;t like...don;t sign the damn thing. 