<prompt> Human: Ok PF. Im ready to do a little bit more long term planning, interested in maybe reducing my taxable footprint.Married, no kids. SO and I both six figure earners. No mortgage or car loans and no student loans. Two properties that are owned outright, both in MI.We both max out our 401ks. I have a Roth IRA with a local CU, but havent put anything significant in it since Im probably at a higher tax bracket right now than I will be in the future.The lack of kids and mortgage seems to take us out of the two most common deductions.Anything we can or should be doing to better position ourselves for tax time?  <response>: Others have said it, but HSA was the first thing I thought of. 