<prompt> Human: The title says it all, but basically I need a small 1500 loan. Im not sure how to go about this without any credit history though, and I do not have anyone that can act as a cosigner. Can anyone point me in the right direction here?  <response>: Youre going to have to sell some things to raise that 1500. No bankcredit union is going to even consider giving you a loan.The problem isnt your credit history though you would pay a higher rate. The problem is that you have no way to pay it back. 