<prompt> Human: IfWhen I get a new job and the new company has a 401k I assume Ill be able to put the money in the new 401k right? Im mainly concerned that if the new company doesnt have a 401k what I should do.  <response>: You can, and should, roll it over into an IRA whenever you leave this job. You will likely have better and cheaper choices than whatever the new company offers. 