<prompt> Human: Im 29 and married US citizen and Im wondering when setting up my 401k how much I should think about Social security.Right now, Ive been going under the assumption that I would get little to no SS benefits when I retire. Im just wondering if I should maybe consider tapping on the breaks and enjoy some of my income a little more.Thoughts? Im currently putting 14 of my income into my 401k my company matches up to 4 puttying about 18 of my income into my 401k, Im maxing out an HSA, and I have 4 months worth of my gross salary saved up and 40 of my annual salary in my 401k. Debt wise my wife has a low interest rate student loan 3k at 2 and I have a mortgage at 3.4. Ive prioritized investing over either mostly because the rates on both are pretty low I dont have any other debt.  <response>: Its a long time before it pays out anything. For planning purpose its easiest to just ignore it, plan to save enough to be self-sufficient. When the political confusions eventually settles, it may or may not be a bonus margin of safety for you. 