<prompt> Human: I got payed, first time, paycheck once every two weeks at 2 and heres the breakdown, IDK if this will be done every two weeks or once a monthGross: 2,145.40Netpay: 1,539.47So California taxes and federal taxes took about 605 and heres the breakdown- Federal tax 304.31- State Tax CA 92.26- OASDI FICA IDK what this is 131.27- HI Medicare whats HI medicare? 30.70- Kaiser CA - Pre I thought this was medicare 34.84- State DI CA IDK what this is 19.05- Safeguard Dent - Pre 2.50Can someone tell me how HI Medicare is different from Kaisar CA?What are OASD FICA and State DI CA???Buying a house with family would I be able to say I get 56k a year to cosign on a house? and how long do I wait till I can put my name on a mortgage loan?Thank you in advance! Im crying internally nowAssistant: State DI CA is probably your Disability InsuranceOASD FICA is your contribution to the Social Security trust fund Your employer matches this.HI might be Health Insurance.Human: can I opt out of those? this is really bad  <response>: this is really badWelcome to the party.Not the FICA, probably not the DI or HI.The only tax withholding you control is: Federal tax 304.31 State Tax CA 92.26Grab your 2016 federal return and the paystub and head on over to the Withholding Calculator linked in the AutoMod bot.Here is the California withholding page 