<prompt> Human: Ive never gone to a dealership for a car; Ive always bought them outright for a couple of grand which results in me having unreliable vehicles - the latest one died on the highway on Sunday. I want to get something used but reliable - Im thinking Toyota or Subaru.I do have some savings 10k total, but my credit is around 620 according to CreditKarma.Suppose I want to get a 15k used car from a dealership - will they give me financing with a credit score like mine? Ive never done this before so Im pretty clueless as to how to proceed, but Ive got to get a car within a week or so.Any advice is greatly appreciated! Thanks.  <response>: If you have 10k in savings, I would buy a car for around 6k or LESS. You need an emergency fund. For the next time something similar to this happens, unexpected medical expense, broken fridge, etc.I would NOT finance anything with your credit score, youll pay a painfully high amount of interest. Get a secured credit card and fix anything else on your credit, so in the future you arent in this position. 