<prompt> Human: Hi, rpersonalfinance.Im having a bit of a crisis and I could really use your help. I live in Washington state with my husband and 1 year old son. For the past year, weve been living with my parents. They were kind enough to let us stay in the spare bedroom while we got on our feet, but its taken longer than expected. My husband was going to school, and Ive been unable to find employment, so I stay at home with my son. They initially told us we could only stay for 6 months, but they extended the deadline to a year because they knew how much we were struggling. My husband is now out of school and has two jobs making 1,000 a month total. We are on food stamps for around 250, and I also receive 400 as part of a trust fund. All told, our income including government assistance is 1650. We have a car payment for 250 a month, cell phone bills for a total of 90 a month, and credit card debt of around 200 a month. We have no money saved up, and my parents have given us a week to get out. My husbands parents had told us previously that they would let us live in their spare bedroom, but theyre really dragging their heels making it happen. Right now, were facing homelessness, and I dont know what to do. Knowing that we have zero money right now, knowing our current income, knowing our expenses, and assuming that an apartment is 600, with a 600 deposit, how can I get this all together? How can I become self-sufficient? Thanks in advance for the advice.  <response>: How can I become self-sufficient?By working and not wasting money on stuff you cant afford. Why on earth do you have a 250 car payment when youve been making nothing for the past year? You cant afford 90 for cell phones. Get rid of your smart phones and get dumb phones on a pay as you go plan if you absolutely need one. How much total do you have in CC debt? You guys need to be living off the bare minimum. No luxuries. At this point, anything you dont need to survive is considered a luxury.Why arent you working? How many hoursweek is your husband working? 