<prompt> Human: I started an internship this week and have the opportunity to participate in my companys 401kRoth plan. The plan is through Fidelity Investments. I would need to contribute at least 1000 by the end of the program 10 weeks from now or else theyd close the account and send me a check for whatever money Id contributed. I get paid 21hr and would need to contribute roughly 12 of my pre-tax pay 16 post tax.The thing is, Im a student with rent, groceries, and student loans to pay. Ill be graduating this fall with 80k student loans spread across 3.5 interest govt. loans and 7-8 Discover loans. I wasnt planning or budgeting with this in mind, but I think if I contributed 1200 I would be able to get by just fine until January when I start working full time. If I were to go ahead and choose to participate, which account type would be better? From what I understand, it would be better for me to get a Roth account since Im in a low tax bracket now compared to what Ill be in towards the end of my career. Im making less than 10k this year so Ill be getting back almost all my taxes anyways.Edit: There is no company match as I would need to work 1 year there first.  <response>: No. Pay off your debt. 