<prompt> Human: Hi everyone, thanks for taking a look at this!I am in the fortunate position of being able to graduate school with a minimal amount of debt. I have roughly 10k in the bank now. However, I am wondering if its worth it to live at home the last year just to leave with basically no debt. Renting a place for the upcoming year would be roughly 8-10k in expenses. Im graduating from a good school with a Computer Science degree, so I think finding a decent job will be fairly guaranteed after school. This makes me wonder whether its even worth it to save now if I have a good chance of being able to pay off the debt without issue very soon. I would rather not live at home, but Im not sure if Im just being petty. Ive worked and saved for the last couple of years to get to this point, do I continue saving or blow it all on rent and food for the next year? Will 10k make a difference if Im about to get a reasonably well paying job anyways? What would you do?Thanks a lot, I really appreciate you reading this!  <response>: If you live at home, you will have starter money to move out, get a new apartment and furnish it when you do get that great new job. Getting a job is great, but it pays you a fraction of you annual salary every two-four weeks, meaning that you wont actually be in a better financial situation immediately. Save it for the big step up instead of spending it and then hoping for the big step up. 