<prompt> Human: Well, I just landed my first job out of college making 63K and about 75K after bonuses. Its in a different state from where I live currently. Now I do consider my self a frugal person, and everything not going into rent and essential cost will be going directly into a savings account. I have a couple of questions1. How much should I be spending on rent each month? 2. It seems like the area that I will be living in will require me to purchase a car, as there isnt any public transport that can get my close to my work place? Should I lease or finance a car? How much should I spend on a car I plan on using this car for a while?3. I have never held a job before so what else should I do financially?  <response>: Rent ideally should be 13 or less then your pay.How bad is your commute? If its only a few miles a day then buy a decent used auto, no more then 10k. Does your employer offer a 401k match? If so, contribute at least enough to get the full match, typicality 5 to 7 percent. 15 percent total is considered good for providing for retirement. Past that Id say keep a few K for emergencies, try to save up to buy a house if plan on staying put for a few years, and have some fucking fun! 63K for a first job is pretty damn good. 