<prompt> Human: Ive had a real hard time with trying to save money. Ive always spent more than I had really. Something Ive always heard is to pay yourself X of your paycheck. Ive never really dont that because Ive always used my money no matter what. Now Im in a crunch where I need to save up some money. Build up a savings so to speak but am having trouble doing that. I am bad about managing my money. Any ideas that I should incorporate? I have always thought about opening a second bank account for savings so I dont have access but dont want to spread myself out too thin.  <response>: Biggest tip for saving money: Stop spending.Until you learn some self control, hints and tips and tricks wont work because youll still know the money is there and youll still have access to it. 