<prompt> Human: The wife and I are doing some house hunting, pre-approved for 250k. Were thinking that we could get something that we like for 225k, but would be interested in some non-essential improvements, like taking out a non-supporting wall, widening a doorway, removing a wood stove, etc.Would we be able to apply for a HELOC to do this work? Do they give out HELOCs to people who are just buying a house, or would we need to let a mortgage season first? What questions am I not asking that I should be? We both have 715 credit. I know, I know, the right thing to do is probably to skip the improvements for now and save up for it. But Im just trying to figure out options. Thanks in advance!  <response>: Would we be able to apply for a HELOC to do this work?You will need some equity before you can tap into it. 