<prompt> Human: PF, I paid for my Masters in Bioengineering at this college for 2 years and wants to continue into Ph.D. I have worked at this lab full time for 2 years without assistance for school credits. I now have 40k unsub loans accumulated from undergrad Masters. Ive got accepted into their PhD program and the professor is excited to have me join the lab so I can continue my current research. However, he does not have the funds to provide TA or RA for me. In addition, my parents have lost their jobs in this economy so I have also lost my health insurance. I have applied for Medicaid. I am now 25 and would really want to pursue a PhD. The best solution is to find a company that sponsors a PhD but I have not been able to secure one yet many companies do not offer this. The 2015 fall enrollment is requesting matriculation, should I stay in school or work?  <response>: Ive got accepted into their PhD program and the professor is excited to have me join the lab so I can continue my current research.Anyone would be excited to have someone qualified work their arse off for free. As uDrChaoticGood said, in most science and engineering fields, certainly including one as hot as bioengineering, you should not pay to be able to do a PhD. 