<prompt> Human: As stated in the title my bank Triodos Bank NL just decreased the interest on savings accounts from 0.1 to 0 I currently have over 13.5K in my savings and will not use it in the foreseeable future. I work on a ship and therefore have very few costs no housefood cost and therefore my savings will increase quite a lot over the next few years. I currently have a 13K study debt issued by the Dutch government at 0. I am slightly worried that my bank will soon issue a negative interest on my savings and would therefore like some advise on what the best thing is I can do with my money.  <response>: A savings account is not a great way to grow your money, but there are far better options than your current bank: 