<prompt> Human: So I drove back to my hometown Friday to visit a friend who had just had a heart attack thankfully hes ok. I decided to visit my grandparents at the same time and parked my car on the street as I normally do. A few hours later as my grandparents and I are watching TV we hear a knock on the door. A neighbor tells us some kid had just ran into a parked car and wanted to know if it was one of ours. Sure enough it was mine. The police were already outside talking to the boy. He was bleeding from his face and mouth, there was a lot of blood on the asphalt next to my car, not to mention on my car as well as the boys tooth on my rear windshield. The police asked whose car it was and I raised my hand, they asked me to retrieve my insurance and drivers license and I did. Everyone kept asking if the boy was ok, an ambulance showed up and the paramedics got out and determined hed need a lot of stitches, had a concussion, lost tooth, also cut the shit out of his heel. The police then told me the boy had no license and was uninsured and that in the state of Kentucky it isnt legally required to have insurance on a scootermoped whatever you call them. I blinked incredulously and asked what this meant as far as getting my car fixed. The police officer told me if likely have to take the teen to small claims court to get reimbursed. I began asking for the teens info but the cops refused to give me the boys name or any info about him Im assuming because hes a minor, pretty well tying my hands behind my back making me more and more anxious. They just kept telling me everything would be in the police report that I could pick up Wednesday.While all this is going on Im taking pictures and one video showing everything. They put the teen in the back of the ambulance and haul him to the hospital. Im not visibly angry so much as I am annoyed. The police officers come over and wish me best of luck in court and assure me everything will be in the police report. They speculate he was texting and driving. Its then they realize the young mans tooth is on my rear windshield, they grab it and place it in a small plastic baggy and take off.I call my insurance USAA and start the process of filing a claim, they keep asking me for info like the name of the teen I dont know, they wouldnt release it to me , the license plate of the scooter didnt have one drivers license number of the teen he doesnt have a license, and the teens insurance he has none. The USAA rep is a little troubled I didnt have any of these things but said it all should be in the police report and everything should be fine. We talked for a bit and I was informed that the very worst outcome here is that I am left paying a 500 deductible out of pocket, but he assured me it was unlikely to come out that bad for me. He also went ahead and got a hold of a place to fix my car and a rental car place so we can start on the process of getting her fixed this coming week.I got off the phone feeling a little better but with no clear picture in my head as to how this kid was going to reimburse me or how everything was going to work.About an hour later a man arrived to grab the scooter and knocks on the doors, identifies himself as the father and, apologized profusely to me and says hell take care of everything and hands me his contact info, name, address, phone number. This makes me feel a bit better but Id still like to know exactly what the process is from here.On one hand a cop is telling me I need to go to court and on the other my grandfather is saying that my insurance will fix me car and then turn around and sue the kid or his dad to get reimbursed. Which one is it? Do I need to prepare to go to court or am I going to be fine? My claims adjuster is supposed to call me tomorrow.TL;DRMy car was hit by an uninsured, unlicensed, 16 year old on a scooter. Will I have to take him to court to be reimbursed or will my insurance handle everything?  <response>: We talked for a bit and I was informed that the very worst outcome here is that I am left paying a 500 deductible out of pocket, but he assured me it was unlikely to come out that bad for me.There is your answer. Your insurance agent will know about your policy than random redditors. 