<prompt> Human: Hello,Ive been stalking this subreddit for a while now. Ive learned plenty of things on what I should be doing, what I shouldnt, and others stories on how they tackled their debt. I love hearing success stories.Now, Im posting as to get a bit more details into my finances and what I should be doing with my money. Am I missing out on things that I am not aware about?Im currently 24. I graduated university a little over 2 years ago with two bachelors. Single, live on my own.I make 80000 a year as a security analyst for a financial institution. With compensation and bonuses, I made just under 100,000. Job has been pretty great, no complaints. Coming out of school into this is basically a dream for many. I got the job as soon as I graduated. I am well aware of how lucky I am. Current Budget per month: Apartment rent - 1400 Renters insurance - 18 Car - 230 Car insurance - 200 Cell phone service - 120 Internet service - 95 Electricity - 70-100Entertainment: Netflix Apple MusicDebt: Student Loans - 25,000, currently paying 284 per month. Credit Card 15.49 APR - 28005000 in savings.I have a 401k plan with my employer. They currently match 100 for the first 3 and match 50 for the next 2. So I am taking advantage of the entire match and contributing 5. Felt like I shouldnt leave money on the table.I also dont cook, mainly eat out a ton. Would spend roughly anywhere from 800-1000 a month on food.I am not tied down with bills luckily. I live very comfortably with no worries that I have to think about constantly. I did however start thinking that I may just be throwing money away. Maybe those funds can be put elsewhere. Maybe I can be investing into something that would increase my funds substantially. I eventually do want to get a nice house, a nice car, and everything in between.What am I missing out on? What could I be doing better? What would you do in my current position? Any advice?  <response>: Youre in a very comfortable spot, and I think youve got the right ideas on most of the points youve raised. Definitely get the match money for the 401k at the very least. You should pay off your credit card debt each month in full. You should aggressively pay off your student loans. With your income you could pay it off in 1-2 years depending on how much you want to throw at it. Try to build up an emergency fund. Some people like a nice round amount like 10,000 and some people like to base it off of 6-months of living expenses which is about the time it takes to find a new job in case things go south. Try and get a handle on your food expenses. 800-1,000 for a single person is pretty crazy. Id say 300 is being somewhat frugal, 500 is reasonable, 800 is quite splurge based. Learning to grocery shop efficiently and cook well will save you quite a bit of money in the long-run. You have a whole host of options for investing, but generally youll want to max out your 401k and IRA, maybe even HSA so you can lower your taxable income. Generally index funds return 7 on average in the long run and thats what you should be basing your decision making around on whether to invest or not. 