<prompt> Human: A little background: my employer was taking out money from my check for insurance that I no longer had. This stemmed back to my maternity leave. So today I just got a check for all the money that had been taken out. Just over 1000. I really dont want to be stupid with it. We dont have a ton of debt, but some revolving credit cards. We were debt free but with buying a house and having a baby, putting money on a credit card became necessary. Should I try to put it towards that? Or should I tuck it away? Any advice? Thank you!!  <response>: Sounds like you should put the 1000 towards paying off the credit cards. Do you and hubby have a comprehensive joint budget? 