<prompt> Human: I am 29 yo recent grad-school graduate with about 50k in student loans. I just had the loans consolidated into a single loan with 6.2 interest. I really do not want to be paying these off for the next however-many years. I will inherit 135K when I turn 35. I am looking for any suggestions as to how I can use that money to pay off these loans now. And advice appreciated...  <response>: You know, I started with 50 more student debt than that, albiet at a lower interest rate. I doubt Ill ever inherit a dime, but my loans will be paid off without that help.Why dont you just pay off your loans yourself? Then when you get the inheritance, you can do whatever you want with it. 