<prompt> Human: I will be getting married in two months and my fiancee and I have been discussing how we want to manage and mix our funds. Honestly, we are a bit lost and looking for advice or to see if there are any plannerstutorials. Is there a fair way to do this? Do people still keep separate accounts or slushfunds? Money is the cause of a lot of marriage problems. We want to start off on the best foot possible and have mutual agreements and understanding about money. Any advice, personal stories, or links to guides would be helpful. Thanks in advance. Assistant: My wife and I just combined everything straight up after we got married. Both of our paychecks go into the same account that we both use. All bills get paid from this account and we dont track in any way who pays for which bill. We pay the bills. Theres one account, its that simple.We dont really set any specific allowance of spending but generally have some idea of who is spending what based on some simple budgeting. I make considerably more than my wife, but that never really comes up. The money is just ours and we both share it equally.This is what works for us and always has. Im probably considered the keeper of the money though, in the sense that I schedulepay all the bills - but thats just because Im better at it she knows and admits this.I would not expect a lot of couples to be this simple about their money though. We both have a good understanding of how everything works and a lot of trust in each other. Thats the only way.Human: This is where I get confused and it becomes not so simple for me. We have a set of mutual goals for the next 2-3 years; but also a tricky situation where she is paying on an upside down mortgage and I have a fair amount of disposable cash on hand. Did you combine everything to start or did you combine equal amounts? Do you maintain any separate personal account not meaning retirement?  <response>: Honestly if youre getting married you need to stop seeing things as mine and start seeing it as ours. My wife and I also have a single, joint account and we combined everything when we got married. She contributed 4x as much as I did when we got married, but that was never a problem because its ours, not hers or mine.Good luck and I hope you have a wonderful wedding and marriage! 