<prompt> Human: I am currently a student at a doctorate school in the medical field in the US. During my schooling Ive racked up a lot of student loans and I will graduate owing about 120,000 with an average interest of about 6.8. I expect to be earning around 100,000 upon graduation, with this number increasing as I gain experience. My question is: should I be paying as much as I can toward my loans when I graduate to get them out of the way as soon as possible or should I be paying the minimum on my loans with a 30 year repayment plan and invest the excess income? Thanks for any replies!  <response>: 6.8!Pay those loans!!! 