<prompt> Human: Mom is 61 years old, been working at a Home Depot store for what seems like forever making 12-16hr in Houston, TX throughout her career. Through a divorce and some smart financial moves, her house is paid off roughly 5-6k in property taxesyr and she has about 1M in her retirement accounts. Is this enough for her to call it quits?  <response>: we really need to know her expenses.. However being as she makes at max 16hr that is after taxes under 30k year, unless she works overtime consistently. 1M should be enough to retire on that easily with only spending 30,000 a year. However medical is always a wildcard.. she should check into how much an insurance plan would be if she bought her own. Making it a few years until 65 shouldnt be that big of an issue. 