<prompt> Human: Im a 24 year old white male US citizen in Missouri I claimed 9,800 last year. not paying student loans or anything, no dependants, pretty much no to every question on the list I just finished with the Health Insurance Marketplace, and the cheapest plan on the list is around 206. Did I do something wrong? I was expecting something well under 100 with my income, based on anecdotal evidence from various people around town. Did I mess up my application, or can I really just not afford health insurance?  <response>: Do your parents have health insurance? I thought you can be on their insurance until you turn 26. 