<prompt> Human: A drunk driver was speeding and pulled out into the middle of the lane and hit our carThe car is totaled and undrivable and the insurance company will not pay to fix itIt is a 2005 Kia Sedona We need this car to get to work and also my mother is going through Kemo Therapy and we live far from the hospital where she has her treatment done.What are our options, I have no clue what to do from here? Assistant: What does your car insurance company say? You may have rental coverage, until you get compensated for the loss of your car so you can buy another.Human: yes but we are only going to get the value of our car that it is worth now,a 2005 kia sedona isnt going to be enough money to buy a new car  <response>: They dont buy a new car, buy a used one. 