<prompt> Human: I have been a stay at home mom for the past year and am planning on going back to work just one or two days a week from now until may then taking the summer off. I will make around 500-700maybe even more if I work 2 days every weekmonth after taxes. Would it be ok if I put all my income into a Roth IRA until I met the max amount?We dont really need the extra income I just want to get out of the house and I figured putting it towards retirement be our best bet! Also would it help with tax savings at the end of the year? Thanks!  <response>: Yeah, if you dont need the income, then putting the extra amount into a tax-advantaged account is always a pretty good idea. As far as tax-savings at the end of the year, if you are doing a Roth IRA, you probably wont unless you qualify for a Savers credit, but you wont have to pay taxes on on the gains when you take it out, so its saving future taxes. 