<prompt> Human: I am stuck on what I should or could be doing right now and I just need some advice or tips on what I can do to be productive financially. I currently work part-time making 8 an hour. I am out of school for the summer. I live with my parents at the moment so I dont have any bills, which I am very thankful for. I would like to invest in the stock market although I know I dont really have enough funds to do so. I have been studying on how to invest in the stock market, reading books, and messing around with stock simulators. I do want to invest while Im young and let my portfolio grow over the years. I know bonds are a safer and much more of a reasonable route with the amount of money I make. But again I havent been feeling very productive lately and I just want to do somethinganything that will benefit me financially in the future or even in the short term.  <response>: You dont make enough money to invest. You need to be saving to pay down your debt when you finish school, and to find a place to live. Save the money you can, and go work in a different industry during the summers. Wait tables or something, you can make double your current wage doing something else without a degree and with on the job training. 