<prompt> Human: So the mortgage company counts my cash in thr brokerage account as an asset.The brokerage firm will let me borrow up to 100 of my balance I have invested with them.Any debt accued This way does not appear on my credit report because it is secured by my investments.what happens if I use that debt to pay down a credit card... effectively allowing me to double dip by claiming the cash as both an asset as well as using it as collateral on a hidden loan to pay down my other debt?  <response>: Your margin loan is essentially a loan with an unknown rate and unknown length.Well keep an eye out for your next post about how youre in this huge hole and dont know what to do . . . 