<prompt> Human: Okay throwaway for a reason. This is on mobile and my head is all over the place so sorry in advance for mistakes. I had a bank account with Bank of America. Sometime last year an associate of mine said his cousin could get me a loan and that I would have to pay him every month with no interest rate. Mind you I was 18 at the time and stupid of course. He said his cousin could lend me money into my account. Turns out its was a scam and fraudulent checks..Well I freaked out because I took the money out of my account a day later and the bank closed my account for fraud. I never went back and said it wasnt me who did it and I was scared of the consequences. So I left the account as it was and thought I would be okay.. Turns out i owe them money and had to pay after trying to open up an account with a different bank. So I go ahead almost 8 months later and talk to the bank so I can clear this fraud off of my social security. They said pay what you owe and you can open up an account. I finally paid what I owed which was 2k and they told me to wait a month to process.I waited a month, went back to Bank of America to open the account and they rejected me. Even though I paid the full amount I am still under High Risk fraud and cannot open an account with them or any other bank for 5 YEARS. I felt devastated and my heart sank because this wasnt my fault. I got tricked into a scam at a stupid age and now I cannot go to college or try to build creditget a car.. All Im asking is for advice on what to do since I am in such a cluster fuck at the moment. Please anyone just tell me how to go about this?In the US, Florida  <response>: Call legal aid and speak to an attorney. They will charge you based on your income and may be able to help you find a solution. 