<prompt> Human: Im in a situation where in about 3 years I might be able to pay off my mortgage stock options. However I have to request, in writing, a pay off quote from the lender to see what the final price would be. By requesting this quote does that signal anything to the lender? Do the pay attention to that kind of stuff? Will it negatively affect my credit? Will they want to sell my mortage again? Am I just being paranoid andor overthinking?  <response>: Youre being outrageously paranoid. This is likely an automated process for many lenders. 