<prompt> Human: I calculated my 6 month emergency fund requirement and I am 5500 in savings above that amount. I am considering dropping below 6-month levels to pay off more of my student debt only debt I have. I am young and have no debt aside from student loans that would cause problems if I were to lose my job or something. I also have a pretty good familial support system if things went really bad. The short version is that based on my trend for living well below my means, I should be able to recoup the emergency fund quickly andor aggressively pay off student loans as well... placing me below 6-month levels for only a short time while my life is uncomplicated with other debts and risks.What are other considerations I should have?I do value keeping several thousand dollars still to prevent unexpected expenses from hurting and causing other debt. I would keep 5,000 still.Edit: Loans are at 6.55 and not tax-deductible due to my salary.  <response>: Yes, you absolutely should. Focus your energy into paying off all of your student loans now. 