<prompt> Human: Throwaway account for obvious reasons. An older family member has had a quite substantial lotto win and Id like to be able to help them with some of the decisions and processes that need to be made at this exciting time. Ive done a bit of reading and most responses seem to be lawyer, financial planner and accountant but beyond that - is there more to consider?Should they talk to their bank manager, for eg? How do you choose a good plannerlawyeraccountant? Were middle class people who dont really come into contact with this amount of money and situations very often. Google some local firms and go with the names Ive heard of, or get a recommendation from someone I know? Thanks for any advice.  <response>: Generally, good advice would be to put the money in the bank and leave it there for a while, while the newness wears off. If its more than 250k, look into putting some money at different banks so that all money is FDIC NCUA insured. If this gets known, there will be some people trying to get some of that money. I would urge your relative to try and keep it quiet mostly; and to not give money away until theyve had the chance to think about it. 