<prompt> Human: If so, what should one do?US stocks declined Thursday as DJT announced roughly 50 billion of annual tariffs on Chinese exports, stoking fears of retaliation and roiling markets worldwide.Industrial stocks led the way lower in the both the benchmark SP 500, which fell as much as 2.6, and the Dow Jones industrial average, which dropped more than 3 - or 744 points - at one point. The Dow is now down 10 from its recent peak.  <response>: depends on what investments are held within any IRA...and IRA is only a type of account, not an investment itself. 