<prompt> Human: Okay so I will try to condense this as much as possible and ANY advice will be welcome.I am 24 years old and currently make around 31,000 a year before taxes. I have been working here for almost a year and want to put in some more time before I move on work in IT I live in Brooklyn NY currently in my moms house. We have section 8 so our rent payment is 690, of which I pay 600 mom isnt working, helps in whatever way she can with rent assistance, etcSO is pregnant and desperately wants us to get our own place. She isnt working either, and she is trying to get whatever government assistance she can.Take home pay every two weeks is 927 after taxes and 1854 a monthI have around 8500 dollars in credit card debt that I am trying to hammer down as well.My question besides seeking advice on my situation is do I prioritize moving out or paying off my debt first? Besides saving for the baby these two issues are really bringing me down and I feel like I am stuck in the darkness and cant see out of my current situation.Assistant: What kind of IT job do you have? I think youre being vastly underpaid. Why is your SO not working? 31k and supporting a family of 3 in NYC is pretty bleak math, have you considered relocating somewhere cheaper?Human: 1. I work as a Help Desk Technician, and Ive heard various things about my pay either being normal for my level or way too low. I feel its way too low given some of the tasks I have to do which include things like slight system administration, network troubleshooting, typical helpdesk stuff, and some more advanced stuff as well.2. She isnt working due to being layed off at the end of the last year and not being able to find anything since. And then now she is pregnant, so work may be a little difficult in the near future.3. We are thinking about moving to either Pennsylvania or New Jersey, but I dont want to leave my mom and sis to fend for themselves here in NYC, while at the same time I dont know how to possibly afford rent in two places on my own.  <response>: 1. I think youre probably getting screwed, polish your resume and try to get some better offers. Google tells me the average nationally is more like 45k. 2. She probably needs to get a job ASAP after the baby is born, if your mom isnt working maybe she can provide some freecheap child care. Im not against people being stay at home parents, but you guys really need the income. 3. Helpdesk jobs are available pretty much anywhere. For example, I live in Raleigh and I work right next to our offices helpdesk guy. I dont know exactly what he makes but he and his wife own a nice size home in a good area. You may need to make some hard choices in the near future, I cant tell you whats best for your family but I certainly wish you the best of luck! 