<prompt> Human: Im absolutely aware that this post would fit better in rbeermoney, but my goal is to start a small discussion and it seems like rbeermoney is more about clicksites and surveys, and that it not really passive. I often see people asking, or talking about, generating passive income by investing. Much like people who pay off their student loans because they make 250k a year, or living rent free, its not a situation that applies to most.What are the options for everyday people? I recently considered creating t-shirts and mugs aimed at a particular niche group that I belong too, but it got me thinking; what do other people do? What are your options when you dont have money to invest? I personally can invest time and talent in creating things that I hope people will buy, but Id love to hear opinions on alternative forms of passive income.  <response>: Making and selling t-shirts and mugs is far from passive.Passive income is largely a myth, all income takes some form of setup and some form of continuous maintenance. So while you can set yourself up to get some sort of near-passive income, the key part is that setup! You have to likely pour hundreds of hours into something to get to the point of generating passive income.Theres two things I do: blogging and fulfillment by Amazon FBA. Both of those need to be actively managed and income would quickly dwindle to almost nothing blogging or exactly nothing FBA, if I do nothing or in other words, if Im passive..You can look into either if you think its something you want to do. If thats not where your skills or interests lie, try something else. 