<prompt> Human: My father had entrusted my brother with his personal information and he went ahead and opened a few bank accounts under my fathers name, pulled some loans, etc and hasnt paid a penny back claiming that hes going to take care of everything. My fathers credit has gone from a 780 to 580 and hes in debt by over 30k. He isnt sure as what to do, and doesnt want to do anything because its family. Any advice?  <response>: Time to get the belt!! 