<prompt> Human: Using a throwaway account for reasonsThis Friday, we are to buy a house. Unfortunately, we had an accident and now dont have the final 700 to buy the house. All services, title, inspection, etc have been paid for, its just the down payment that we now cannot afford. I get paid on the 15th and would have enough to get the house and get the moving truck, but we close on the 12th.What can we do to get that last bit? A payday loan?  <response>: This is exactly why emergency funds are ultra-important to have in place, prior to buying a home. Sorry for the tough love, but If youre considering a payday loan of a measly 700 bucks to make this deal happen, you have zero business buying a house. 