<prompt> Human: my roommate just told me a funny story the other day about how he went to Target to get a couple things he legit needed, but grabbed some other stuff because he hadnt been to Target in a while and wanted to do some shopping therapyAnyway, he reached his debit limit and tried to put the rest of the purchase on his credit card, but it was declined, so he had to return a bunch of stuff and he thought it was funny that the person in line behind him got frustrated and went to a different register, because of how long this was takingHe always pays his rent and house bills on time so Im not concerned about his choices affecting me, but I feel bad for him and Im judging him for his choices with moneyI offered to help him start budgeting if hes interested but hes notSo I was wondering: in this situation what would you do? I dont want to nag at him but I want to encourage him to make better choices in the future. Is it even possible?  <response>: You cant help if hes not interested in help. Also, He always pays his rent and house bills on time so It might be that hes actually financially responsible, and buying frivolous stuff at Target isnt harmful to his savings. 