<prompt> Human: Hey rpf,Be gentle.After years of prudent financial decision making guided by this sub, I shut my brain off and bought a house.Numbers:Income: I expect to NET 125k this year between contracts I workCash on hand: 20k I just started the contract side of thingsHouse cost: 275kMonthly rent: 1900Monthly mortgageescrow: 1650I got what I thought was a sweet deal on a preferential loan that only made me put down 6 with no PMI 4.125 for a 275k house.i rent out all four bedrooms and sleep in the basement when Im home on some weekends - I travel Sunday-Thursday for work.Also, I rent out the house to my sister and her friends who are in college, so I dont think Im charging fair market value. But, I can also sleep in the basement when I need to.Thing is, I hate my current industry - medical software - like the contracting is soul sucking and I want to do something more meaningful with my life like join the peace corps.My current contract runs through September and I dont really want to work in this industry or live in the city where I bought the house after that. What should I do?Assistant: Seems like your house is paying for itself. Making 125k you should be able to pay a lot into your mortgage since you live quite frugally in the basement. The house seems like a good investment. You can go off and whatever you want as long as the house is managed. Its quite competitive to get accepted into the Peace Corp, college degree will help. What is holding you back?Human: Right now I feel like the house has too high a loan to value and Im worried about not having enough savings for when stuff breaks  <response>: Im worried about not having enough savings for when stuff breaksSo save up more. With 125K income and rent which is more than your mortgage payment, you should be able to save tons on money. Whats the problem? 