<prompt> Human: I just did the math and I will only need about 12k a year in loans for my degree. I may be overreaching, but Im wondering if I should just try to get as much as I can from a loan and invest the leftover. I have 3 years of school to complete once I start in the spring, and after I get my double major I am planning to go back for my masters, so any remainder that i invest can sit for around 6 years. I figure if I make a small profit long term, once the loans come to maturity I will be able to pay them off and have a nice little profit for myself. Are there any other things I should take into consideration? Someone please poke holes in my ideatell me the best way to go about doing this. :  <response>: The interest rate on the loan is guaranteed. The return on investment is not. 