<prompt> Human: Throw away account because...well, Im embarrassed.Im 31 years old and Ive never been terribly good with money. A few years ago, I decided that I wanted to stand on my own two feet and quit relying on my parents to get me out of tight situations. My life just feels like a comedy of errors, however. Right when I think something good is happening or my plans are showing me that there is a light at the end of the tunnel, something major comes along to ruin it all. Ive tried so hard to make things work and I feel the crushing weight of everything just slowly killing me. I dont want to live like this anymore. Its gotten to the point where my person debts are bringing my parents down too...and I absolutely hate that. Heres a run down of what I owe:1500 on a Capital One Credit Card. 23 APR. It is maxed out at 1500. It is the longest line of credit that I have. 500 on a Chase Amazon rewards Card. 23 APR. It is maxed out. I cut up the physical card about two months ago.1000 on a Carecredit card. 23 APR with a 17 monthly security fee. It is maxed. Cut up at the same time I cut up Chase card. I took this out three years ago to pay for medical bills and havent used it since. The interest just keeps accruing.2300 on my car. 11.99 interest.58,000 on my house. 4 interest.9,800 loan from One Main Financial. Taken out to put a roof on my house after a mortgage fiasco.6000 loan from credit union to pay for HVAC system in August. Actually in my fathers name, but Im supposed to be making payments on it. Hasnt happened because there is no money.800 city bill. 150 to Dish Network. Ive told them I want to cancel my service. Cant cancel until I pay off the debt I still owe. Service keeps piling up.Here is what my monthly budget looks like currently:I bring home around 1540 after taxes. I recently asked for a raise and was basically told to suck it up because no one was getting raises. I have health insurance paid for by my employer.320 to mortgage171 to car282 to One Main35 to Carecredit25 to Chase48 to CapitalOne250 to City50 for Natural Gas47 to ATT for Internet96 for home insurance100 for food50 for gasThe rest to whatever debt I can put it towards.Simply put, this doesnt work. I cant afford to go to a personal finance person. I cant afford to go to the doctor. I cant afford to take my pets to the vet. I cant even make a savings account work. I hate this and I need help.In the past year, Ive had to drain my retirement account to pay for a new hot water heater and part of the HVAC system. My car has been in the shop twice after hitting deer this fall. I just really want to make this work.  <response>: Everyone else here is saying to change jobs, and I have to say I completely agree. Even a slight raise wont help you in a significant way. Currently, you are throwing 101 a month at around 74000 worth of debt. Not accounting for interest or any emergencies happening, it would take over 60 years for you to pay this off at this rate. Find something that pays you to tackle this, even if it means giving up a job you might enjoy for a while. Best of luck. 