<prompt> Human: Hi, I just graduated and found a job thats paying significantly more than I expected. For a little context, I just got my first credit card and have only just begun building credit.Im trying to figure out whether its worth aggressively paying off my student loans or not. I have about 15,000 in debt, and I can afford to pay it off in one year. My parents think that I should just aim for something more like three years in order to help my credit. Does paying it off over a longer period of time help my credit more than if I just focused on paying it off, and even if it does is it worth it?Also I already have an emergency fund of a few months salary, and will be continuing to build it at the same time my goal is 6 months, and that should be easily achieved in a year if Im paying off loans in a year as well.How should I base my decision?Edit: Thanks everyone, Ill probably aim to pay them off sooner than later.  <response>: Dont pay interest on the premise of building credit.Use your CC to build your credit just fine. Assuming your interest rates on your loans is above 4 or whatever you judge your risk tolerance is, pay them off as soon as you think you comfortably can. 