<prompt> Human: I apologize if this isnt the correct place to get help for this issue but Im just not sure.Im not trying to get a sports car its just a regular, new car. I have good credit and Im attempting to either lease or buy a car. The car is not the problem, its the insurance.Most places myself or my father have gotten quotes from started at 1100 dollars a month. Thats more than I can currently afford. My sister who is 19 has insurance for an older car with a lot of miles for 260 a month. Weve called and used different websites as well as actually trying to physically see an insurance agent. My current income is 1400 dollars a month. Where 350 of that goes to food and bills. If that helps.What can I do to make my insurance cheaper? If I were to be put under my fathers insurance it would only be in the upper 200s. Why is it so high if I do it on my own?EDIT: Thanks for the help everyone Ill just put it under my dads policy.  <response>: A new car? Why? Buy used and youll save enough to afford insurance. 