<prompt> Human: My background is that Im in a shaky relationship with a man addicted to pain pills. That is where most of his earnings are diverted.I foolishly took on 16,000 in credit card debtChristmas for his kids, joint expenses since winter is a slow time at work for him etc. 18,000 in a car loan for him and now I am also holding about 10,000 in tax liabilities since he had work checks cut out to me without taxes being withheld.I dont know what the future holds for us. He is still married to the mother of his children after 2.5 years of the case being in court.If we split, I cannot handle all the payments on my own. All the debt is in my name alone.I am proud and do not envision grovelling for money. I am prepared to be left holding the approx 50,000 debt.So, my question is-is bankruptcy the best option for me? I have an old truck that only has 1,600 owed on it that I use and intend to retain. The house is in my name and I intend to keep up on my mortgage. I know student loans cannot be discharged in bankruptcy. I know getting the his car loan and credit card debt off my monthly expenses would save me approx 600month. I earn 36,000 per year and my credit score is 685.Any ideasadvice?  <response>: He is addicted to pain pills. So long as that continues your situation will never improve. Ever. 