<prompt> Human: Im looking for some advice on what percentage of my husbands income we should put into a 401k.Im 26 and hes 32. We live in the US. I have had a good office job making 65k since I got out of school 4 years ago. I have been putting 11 to 13 currently at 13 of my paycheck into my 401k the whole time. My employer also matches 4.My husband had been working retail and could never afford to set aside very much into his IRA. He has a couple thousand dollars in it. He just started working a new office job making only slightly more than he made in retail, but with a whole bunch of room for growth.We currently have about 1,000 every month left over to put into savings. We only have about 2.5 months worth of expenses in our in our emergency fund right now due to paying off all my husbands loans and paying tuition to support my husbands career change. I know that its important to have about 6 months worth of expenses in there, and were working on that.My husbands new job offers a 401k match of 4 that he would have to put 5 in to receive. But theres a 1-year vesting period before we start receiving it. So obviously we are going to put at least that amount in. But Im wondering how much extra we should put in at the cost of re-building our savings more slowly. I think were a bit behind with retirement savings versus where we ideally should be because my husband is 32 and only has a couple thousand dollars saved for retirement. Should we start playing catch-up?Can anyone point me to a retirement calculator that estimates how much money a couple should have saved up for retirement at what age? Its possible that were doing alright because of how much Ive been putting into retirement from my own paycheck. So maybe we dont need to play catch-up, we just need to put an adequate amount in.Any advice is appreciated!  <response>: This really depends on your goals. Normally set aside enough to retire at 6062 with 80 to 100 of your salary.There are other trains of thought rleanfire and rfire both have much more aggressive savings rates and are worth a read, even if you dont subscribe to their specific lifestyles.Edit: Typos, typos galore... 