<prompt> Human: Im a lowly college student whos been getting by with a debit card for a while. Id like to build up some credit by getting a credit card but havent the faintest clue where to start. Googling student credit cards gives me a bunch of articles that I am fairly suspicious of, so I was wondering if anyone could point me to a better one?I am currently unemployed as school starts soon, but have been working summers on and off. My expenses are limited so I dont foresee a problem with paying off my balance every month, but will not having a job cause me to be denied a card? Are there credit penalties for being denied?Thank you :  <response>: Hi. Welcome to PF. Please research your basic questions. Chances are its already been asked several times before.Personal Finance FAQAdvice on First Credit Card?Looking to Get a New Student Credit CardCollege Kid Who Needs to get a Credit Card HelpIm looking for a first credit cardStudent Looking to Build CreditGetting ready to sign up for my first credit card 