<prompt> Human: Im going into my second year of college and Ill be renting a house for the first time. Ill be paying 575 a month including utilities and be making a little over 1000 a month. 25 goes into my savings each month too. My question is if I were to buy comic books each month totaling to about 60 and paid that with a credit card, would that be a good way to build credit? Thanks  <response>: Hold up... Your monthly savings budget is 25 but your comic book budget is 60? 