<prompt> Human: I get paid every other week. Certain bills I have set to autopay, like my 5 twitch subscription. Day before I get paid I check my account balance to find out its -226 and some change... My paycheck ended up being about 370. What happened was the bank had charged 5 37.50 Returned NSF Item Fee. I didnt know what it was so a Google search showed me that its a fee they charge if you have no balance and something attempts to withdraw from your account. So my 5 twitch subscription kept trying to auto renew and ended up costing me 226. Now I cant afford my bills this month and am going to be in even more debt from late fees on those bills. Is there anything I can do about this??  <response>: call the bank and explain and askf or forgiveness. Might work.. and then cancel all autopays. 