<prompt> Human: Heres the link Hi guys, I shared this sheet a few times on here so wanted to help out again if anyone is interested.Notes on how to use the Sheet: Each Row denotes a day, so you can keep track daily. I find it best to do that. I keep my receipts and at the end of the day I quickly add up the total for each category and put it in the correct cell I also write a comment for each cell so I can remember what it was that I did with that money. ex: if I go out to lunch and dinner I add both totals in the Food cell for that day 5.5425 and then in the comment I write: Breakfast at Starbucks, Lunch at Slaters Column J is the monthly Totals. Halves breaks the month into 2 from the 1st to the 15, and from the 15th to the end of the month. The Initial row in column N and O are there to put the amount of money in your Checking and Savings account that you have the morning of the 1st take into account the money that has not cleared due to the holiday. Column M is for the description of where the money comes. So if its from your employer you can Put WORK, if its from Taxes, you label it Taxes and So on. Column N is for the actual income amount. So if your paycheck is 2,000 after taxes you write that down on the corresponding cell of the day you were paid. Then on Column O, you can add anything that you pass to your savings account. So if your paycheck was 2,000 and are saving 500 of those, you put the 2,000 in Column N, and then the 500 in column O. P18 holds a marker for the amount you have available in your Checking account, P19 shows your Savings, and P20 shows your liquid cash. I keep that near the month Im on so I can quickly see this amount instead of having to scroll down the sheet and find it there These are the same amounts as M370, O368 and M368, respectively. The boxes labeled Net Gain in column P Show the relationship between the amount you spent that month with the amount you made that month. If its a negative number, you spent more than you made. P25 is a rough hourly estimate of how much you are making per month Its a left over from the days I was paid hourly. The 4.3333 is the 52 weeks divided into 12 months. Not the best but its supposed to be a rough estimate. Row 368 gives you your up-to-date year totals in each category for the expenses. For the Income section it gives you your Total amount in Bank Savings and Checking and then Savings and Checking amounts individually. the Monthly Payments section starting at B370, simple adds the defined amounts that need to be paid each month, settings a basic expenses monthly total. this helps me see how much I spend over the basic things I need to pay for In the Income Section starting in L376 you can change the change the formulas in M377 and M378 to include your jobs names. This goes with what you put in Column M and it keeps track for you of the income per source. The section starting at B379 is the totals from column J neatly organized to see the month expense totals, average, minimums and maximums for each category. You can make some neat charts from this. This year I added a new Net Worth tab to this sheet. I want to thank usecondnameIA who inspired me to do this from this post How this works: at the end of the month I look up the amounts in my bank, the value of my stocks, hard assets house, collectibles, cars, etc., Retirement assets 401k, and any other sort of savings account for this purpose, and the debt I have on credit and add it to the specific month. This will figure out your net worth and give you some percentage data. this section is still pretty new, but works fine for what I want also, for the house, I dont own a house i put my guitars and lego collectables on this section but Im guessing if you do own a househouses, you might want to subtract the mortgage amount from the value of the house but Im really not sure how to go about it for this caseOne thing to note: this chart does not take into account any expenses done with credit cards. I try to avoid those at all costs so I hardly ever have to worry about it. Let me know if you have any questions and Ill try to explain what the sheet does.  <response>: Will definitely download it and never use it! 