<prompt> Human: So my parents took out a loan to buy a block of land couple of years ago. Never really got around to building a house because my Dad was laid off after a few months. I graduated from university and managed to find a decent software developer job fairly quickly 65k annually.Now they are asking me to cosign on a loan that will pay out the current loan on the land and to build the house they said that they would take care of the payments. They said that I would be able to take my name off the loan after a year. Im not sure if that is possible. I feel really uncomfortable and sorta guilt tripped into doing this things like weve supported you throughout your whole life, why cant you do this for us. I have some questions on how this will affect me in the future:1. How will this affect me trying to some day buy my own housecar?2. Can I get my name taken off the loan? How does that work? Does my Dad need to find a job for that to happen?3. Anything else I missed out on?  <response>: they said that they would take care of the paymentsDoes my Dad need to find a job for that to happen?So youre telling me your dad doesnt even have a job? 1st red flag.I feel really uncomfortable and sorta guilt tripped into doing this things like weve supported you throughout your whole life, why cant you do this for us. Emotional manipulation: 2nd red flag.They said that I would be able to take my name off the loan after a year. Im not sure if that is possible.It isnt. Lying to you: 3rd red flag.Everything sounds to me like theyre going to drop the cost of the house on you and not pay a cent. 