<prompt> Human: So I recently changed gyms, and though Ive canceled my previous gyms membership, theyre still going to charge me for April since I didnt cancel before 7 days.Ive considered moving my money out of checking into savings, so that it doesnt hit the account, but I was curious what course of action they could take from there? Im NOT under contract anymore, since I completed the contract well over a year ago. Its not a huge charge 30, but I would like to avoid the charge if at all possible.And my checking does not overdraft protection, so they couldnt pull from my savings if the checking amount is inadequate.Thoughts? Opinions?  <response>: You owe them the money. Just pay it. Next time plan ahead. In the words of Vonnegut, so it goes. 