<prompt> Human: So a couple of years ago, I had a lot of shit go down, maxed out a couple of cards and was awful with my money for my son and Isingle Dad. I mean I have a 2 BR house we rent, never late on bills really but wasnt stellar with my finances. Racked up about 18k in debt.Got myself promoted and went from making 25k to 75k this past year. 2018 Im expecting to make 90k.I paid off all credit card debt, except for about 800 on a 5000 limit card I was told to keep some on there? and started getting my credit worked on. Im up from a high 400 to 600 now. I have around 14k in my savings, no car loan, or any loan for that matter.What do I do now? I obviously still have to tighten down on my budget because Im not as good, but I have no investments. No IRA. My company offers a 401k but only matches .40c on the dollar up to 4. Also, I dont need health insurance as I get bare minimum at the VA. My son has a PPO so thats covered as well.Looking to buy a house around May, with my VA loan. Help.Edit- id like suggestions on current pay, not what Im expecting to do I guess. Sales. Lol.  <response>: Dont keep any balance on CC. follow the flowchart on the sidebar 