<prompt> Human: Hello,Is stock market going to crash now? I have my portfolio 100 stock. Right now it is allocated asTotal Stock Market VTSAX 70 andTotal International Stock Market VTIAX 30Do you think it is good time to move some of my money to bond allocation around 20 to 30 percent?Or just be prepare to ride out through the storm?About myself, I am 28 years hold I bring home 115K per year and have portfolio of 150k.No debt, have enough savings for 12 months.Thank you  <response>: Is stock market going to crash now?Flip a coin.If youre really worried about the stock market crashing then that is a sign you do not have an asset allocation that matches your risk tolerance. Allocating more to fixed income is probably a good idea for you, otherwise you likely wont ride out the storm. 