<prompt> Human: Have a 500 credit card debt that from 14 years ago. Havent touched it or even thought about in that time.I just got a credit report today, the 14 year old debt is on there, and the debt collection agency says that it JUST went delinquent a year ago so it can be put on my credit report and not removed for another 6 years.This seems shady. I thought things were removed after 7 years due to the credit laws.Is this legal?Thanks in advance.  <response>: Report them immediately to the Consumer Financial Protection Bureau. It will be off pretty quickly. 