<prompt> Human: I am currently full time employed making around 80k a year, but have 22k worth off cc debt from collegeafter college. After taxes, I take home around 4000 a month, with around 1500 in fixed expenses. How should I go about in attacking my debt. I already have a slate card from around 4 years back that only has a 1,000 CL that I stupidly applied for in college no balance now. Thank you in advance!  <response>: Sounds like youre going to spend the next year and a half chucking 1500-2000month at this credit card debt to get it paid off.Use the avalanche method. Read about it in the wiki. 