<prompt> Human: Ive been married just over a year to the woman of my dreams, as well as her 100k student loan debt Fed 15k 5, Sallie Mae 65k 8, AES 20k 7. I own my car, wife owes 10k on hers and a combined CC debt of 8k. Combined income of around 66k relocated this year, new jobs. Wife has a BA in music which she uses in a job that wont pay more then 40k in the next 5 years she loves it and i wouldnt ask her to change it.I have an AA in CRJ which I plan to turn into a psychology BA or BS in hopes that we can live comfortably when the baby making starts. I understand creating new debt is not good but it will be necessary as a means to a better career. I handle all the finances after seeing such a large whole my SO put themselves in. Currently paying 800 month in student loans and its only getting worse. My questions are:1. Will FAFSFA deny me due to income and current debt2. Is there a way to defer my SO student loans while Im attending school 3. Is there a better way of going about all of this? Any advice is much appreciatedUpdate: thank u all for the advice. I have def learned that this field of study isnt going go to get me where I want to be even though I would love to do it. Im guessing Im gonna have to give in and become an engineer like my old man if I want a bachelors to pay me any money. Anyone have pros or cons for electricalcomputer engineering?  <response>: You can either: live comfortably when the baby making starts.Or turn into a psychology BA or BSPick which one is more important to you. A BABS in psychology will land you a 30k-40k a year research job if youre lucky. Youd need a PhD or PsyD to practice, which is another 5-6 years. Its never even a break even ROI either so youd always be worse off doing that than almost anything else.If you really want to be a psychologist, just realize its going to be very tough financially for a very long time; possibly indefinitely.1. Will FAFSFA deny me due to income and current debt No.2. Is there a way to defer my SO student loans while Im attending school No.3. Is there a better way of going about all of this?Yes. Incurring debt isnt bad if you get a more practical bachelors degree. Its not like it matters what your undergraduate degree is in for graduate school. 