<prompt> Human: Hi rpersonalfinance! I have been looking through the subreddit, and unless I missed something, there hasnt been a post lately asking about the division of a paycheck, so far as what goes where, and what percentage should be kept on each. Ive looked all over the internet for different recommendations, and a lot of them are similar, but what is the best division of income so far as the major bills go? living,food,misc bills, etc. etc. I recently got a job to work full time Im still in college, with the new additional income, I dont want to go overboard on my spending habits. So just as a matter of simple percentages, what should go where? And how much should go to savings? Thanks a lot guys!  <response>: There is no best division of income. Percentages differ based on location, income, and personal choice. If your expenses are as low as possible and your savings as high as possible you are doing the best you can. 