<prompt> Human: Personalfinance, I need some advice. I grew up in abject poverty, and learned from a young age that medical care is just something we didnt have access to. Well, Im a young adult now, and Im starting to see success on the horizon. I worked my way out of debt, saved up, and last week I moved to a large city and got a massive raise with a new job. In 2 months I should have medical and dental insurance.My wisdom teeth started to come in about 6 months ago. Its been getting worse ever since. This morning, Im in agony. I can barely even open my mouth wide enough to get food in.As of right now, I have about 1500 to my name, and another 1300 in credit. I have all kinds of costs to anticipate. First months rent, furniture, electricity down payment, internet down payment, and so on. I will be just fine financially... In 6 months Ill be better off than Ive ever been. But theres no way I can afford a 2000 surgery right now. What if I die of a brain stem infection next week? Im kind of frustrated right now, and tired of being in pain.  <response>: Payment plan, mate. The periodontal procedures performed by a dentist that specializes in periodontics are pretty much always expensive, so payment plans are necessary for the majority of patients 