<prompt> Human: I currently have a 2012 Chevrolet Malibu thats approaching 100k miles, gets 22 mpg city, and costs about 190 dollars a month in insurance. Currently my car is worth roughly 4,000 dollars and I have a little over 1,000 of my own money saved up in my checking account with an income of about 500 dollars a month while im still in school. Im currently looking at a 2011 Chevrolet Camaro that has 55k miles on it, gets 18 mpg city, and would cost about 187 dollars a month in insurance. However, no one in my family is currently able to take out a loan for the car I would pay the monthly payment for a 3 year loan it would cost about 224 dollars a month with my current car traded in as a down payment. Do I have any other options that I can explore in order to try and get this car? Im currently 17Assistant: You didnt mention why you need a new car. Is it just because it uses less gas? If so, are you sure the little saving in gas is worth it to buy a new car?Human: My family has a Malibu as well, and that car is a LEMON. I wouldnt blame OP one bit if he just wanted a more reliable car. Assistant: Im sure thats exactly why he wants to get an older model year Camaro!Human: With 50k less miles.  <response>: Yes, Im sure you want that Camaro because it has 50k less miles! You want a more reliable car? Sell the Malibu for as much as you can on Craigslist 5000? and get a 3000 Corolla. Youll save on gas, insurance, and repairs, and youll put an extra couple thousand bucks in your bank.What youre trying to do is justify why it makes sense to get this Camaro, which you really arent going to ever be able to do, especially in a personal finance forum. 