<prompt> Human: My credit report shows two names - my correct name Christopher X Lastname and a second name spelled Cristopher Lastname that doesnt include my middle initial. All of the information on my report is correct. Will opening a dispute hurt my credit score? When I select to open a dispute, the options are Never known by this name, Belongs to another person with a similar name, and Identity theft. My best guess is that someone doing data entry made a typo which I guess best match the first option. Additionally, should I dispute an old residential phone number being included on my report? I am disputing the Telephone Number because: Incorrect is the only option. I dont have a residential phone number and my correct cellular number shows on my report.  <response>: Always make sure you have accurate information on your report. Seemingly minor issues wrong addresses, misspelled name may be symptoms of a bigger problem id theft and fixes usually take a while. The last thing you want is a mortgage lender to ask you why you have multiple names.Getting that fixed will not affect your score. 