<prompt> Human: I currently work a full time sales position with a cruise line making 12.48 an hour with benefits, minimum wage where is live is 12 an hour. I do not make commission. I also drive for Lyft in an electric car which costs me 250 a week through Maven Gig.They cover everything including insurance within the 250 and I can easily drive to pay that amount in about 2-3 days. I had to stop attending college with this work schedule.With my current bills I need to make 2000 a month and with the amount that I work is incredibly easy to make even after I take tax into account for Lyft driving.I am beginning to get worn out with this lifestyle. I love driving for Lyft and am really starting to dread the cruise job. Two weeks ago I started getting the idea that I could go back to finish college. From where I see it I have 3 options;1. Stay the course with my current cruise job until a possible later time that I can afford to not drive as much so I can attend a local community college.2. Drop the cruise job and attend college full time, driving whenever Im not studying. Ill have to get medical insurance elsewhere.3. Take only one course at a time, keep both jobs. Misc info that may or may not impact anything that Ive stated above:- I am told every single day that Im in the wrong industry because of my voice, Im told I should be on the radio, doing announcer work or other voice work. Although this was a compliment at first, its gotten to the point where it only further makes me question my current life decisions.-I am exceptionally good at what I do in sales, every month exceeding the goals given to us by a long shot and am recognized for my customer service regularly.-I intend on studying both Film and Business with a goal of becoming a producer or really anything in the entertainment industry in general.-I have already attempted college twice before, the first time I bit off more than I could chew and the second time I focused more on the social side of things and dropped half the classes I had. I feel I have a different mindset now.-Travel is not an industry I am all that happy about being in. I have no idea if my current thought process is driven by my emotions or a genuine need for something differentmore.  <response>: Drop the lyft gig and 250wk car expense. You are effectively making 6.25hr from lyft work if you drive 40hrwk and it takes you 2.5 days to make 250 from lyft. Get a used honda civic with total cost of ownership in 60wk range and drive to your cruise gig. Your current car is costing you 13K year. Thats insane. Edit: You are spending 117 on phone, 40 on gym and 11 on hulu. Thats 168mo on stuff you dont need and cant afford at your salary. Get 40mo basic phone and put that 128 into your credit card. Since your mnimum payment is 30, I assume your interest portion is 20 and APR is 25. That works out to a revolving balance of 1000 every month. Pay that off in 6 months and now you have 178mo saved. Now you are saving 865mo after your core expenses rent, food, car, phone or 10,380yr and only working 40hrwk. With your free time go running, study a new skill to move up in pay and stay in your 520mo apartment as long as you can. 