<prompt> Human: What is the best way to finance? How much money should I put as a down payment? Finance through the bank or through the dealership? Im also in the military so I have Navy Federal as my current bank.  <response>: Realize that its a toy. Realize that you will likely either crash it or lay it over. Realize that buying it new will cost you a lot of money for nothing other than fun and pride.If that doesnt deter you, Id say put as much down as possible. I think financing a toy is stupid. 