<prompt> Human: Ill use bullet points to keep it as short as possible:HER SITUATION My mother lost her job a few months back. Even though I fought tooth and nail to get her to save an emergency fund, the managed to spend 6k in three months Then my brother got in a car accident and my mom, even though he was broke, started paying for bills, hotel, car rental, etc. She came home after this happened to find her rent was being upped from 950 to 1550, starting September 1st. She does not have that money. She has a new job but its not a good one. Certainly not enough to afford 1550month in rent She also doesnt have a rental agreement on paper anywhere. Apparently shes been operating on a month-to-month verbal agreement.CHILDRENS SITUATION My husband and I bring home 4500 a month before taxes. We live in a single bedroom that we also work out of - Yes we have roommates. Were also contractors and have to pay for health insurance and other expenses out of pocket each month. We can save a little each month but are basically living paycheck-to-paycheck. My two siblings are in similar situations. Both live with roommates. One is also trying to save money and the other is trying to pay off 20k in student loan debt No kids, and with my mom behaving as she is none of us feel comfortable having children.WHAT SHE WANTS TO DO She doesnt have any friends nearby who can take her in. She has 75k in a life insurance policy from my fathers death but she hasnt touched it since she got it. She wants to use that money as a down payment on a house or townhome so she doesnt have to pay rent and can have pets.---QUESTIONS Is it possible for her to actually buy a house? What can she do to keep from becoming homeless at the end of this month?  <response>: WHAT SHE WANTS TO DOThe net is she lost a job, spent her entire e-fund on an adult child, and now wants to upgrade her lifestyle. Hard pass. She needs to rent from a place she can afford, looking for a 6 or 12 month lease. Month to month has this kind of issue always. Theres nothing in your post or response that make me think a house is a good idea for her. 