<prompt> Human: My plan was to buy a used car, but my parents somehow convinced me to buy a new car, which I bought nearly a month ago. It costs 21k,minimum payments of 250,but Ill be paying 300 instead to pay it off earlier. I just realized how much I screwed myself. I make around 700-800 monthly, with 400 going to my car for payments and insurance , and 100 going to the Internet bill and my data bill. The car payment is for 6 years. Im going to community college, but Im still scared because the way its going Im gonna have no money. I have no clue on what Im gonna do.  <response>: Broke Americans sure like spending a lot of their salary on new cars. 