<prompt> Human: Hello, I recently graduated with a computer science degree and was lucky enough to land a job that pays 95K in Seattle. I know that puts me in a pretty comfortable position in terms of financial freedom, but I worry a lot about the volatility of the industry and my careers stability over the next 20 years and I wanted to save and invest smartly starting now. I read up on the wiki to guide my first few budget and wanted your feedback.My monthly take home pay is about 5600 after maxing my 401K.I pay 1350 on rent because Seattle is expensive, and because Im shy, I didnt want a room mate. Other monthly utilities, including heating, electricity, phone, internet, water, insurance, etc. add up to 350 dollars a month, which leaves me with 3900 dollars a month to work with.The rest of the money I budgeted as follows:CategoryBudget:--:--Vacation Funds250Gifting Funds120Grocery220Lunch160Snacks10Dine out200Spending money50Transportation80Beer50Pharmaceutical goods20Tech and gadgets50Clothing20Household goods20Entertainment60Personal Health100...which leaves around 2500 a month to save. I hear a lot of different things on what percentage of income you should save, as well as save as much as you can but I am wondering if given my level of income, I should be saving way more. Ideally I wanted to save 2900 a month, because for whatever reason the number 35,000 over the next year seemed like a good number, but I havent thought about my long term goals yet like when I want to retire by and when I want to buy a house. Heck, I dont even have a car, and I dont want one so long as I live in Seattle. I personally see value in all of the things I listed above, and would find it challenging to reduce it significantly, but I would like your thoughts on where I could spend more frugally. And I would like to donate some money, because I think its the right thing to do, but I dont have a cause I strongly believe in, and Im not sure how much I should be donating either.Secondly, about the remaining 2500, I am not sure how to invest it. I considered investing 500 a month in stocks using Robinhood, but I understand investing in stocks to start off with is not recommended. Its just Robinhood makes it so easy to invest and I saw it as a frictionless way of getting started. I want to put aside 1000 dollars in funds as recommended in the wiki. Then what about the remaining 1000? Is it okay to leave this in a savings account with negligible interest? Should I invest this as well? Again, these are arbitrary numbers and I would like feedback on if I should be investing moreless. Something else I considered is because I am Canadian, and I do visit home once a month or so, I should buy CAD while USD is way stronger.Lastly, I have 18000 dollars of signing bonus which I have not yet earned. I dont know for sure if Ill stay at this company for the full year due to reasons I wont go into, but it is pro-rated on a daily basis so I intend to leave all of this in a savings account until I have earned the amount. Ill also have access to around 8000 dollars of bonus over the next 3 months. Im not sure how to deal with lump sums like that that are not part of my monthly income.I have 0 outstanding loans or debts at this time. I would like to buy a house ASAP because I believe in Seattle this would be a great investment, but even on a 10 down payment, I dont think Ill be able to save enough money in 3 years. If prices continue to climb as they are, maybe even in 5 years. I apologize if I came off as arrogant or trying to show off! Again, I realize my financial situation is above from what most people earn at my age, but I dont take my current level of comfort for granted. I believe that because I am earning money with relative ease, I will grow to develop a skewed value for money that I should be wary of.Thank you all for your help in advance!  <response>: 95k salary, 18k signing, 8k bonus, no debt, financially educated, secure industry.Without trying to offend you, truly, Im genuinely curious what ground-breaking information you hope to receive for someone in your situation, that you couldnt read in the dozens of other threads for people in your exact situation. You know why? Because youre in a situation where no single answer makes sense, theres no budget applicable to you.Quick example, youre shy so you decide to pay double the rent, is that smart? Who knows, who cares, you can afford it. What do you expect people to say to you? You dont need a reality check. And thats what your life will be like from here onward: you have too much money to consume, so you save the rest, and the balance between both is completely arbitrary, as long as you dont hit either extreme. For other struggling people, cutbacks are necessary, and finding creative ways to help is an interesting exercise. For you, theyre not. You have your priorities set, so what more do you want to hear?So the real question is, what do you do with your surplus earnings, and in that respect, you could have asked without all the fluff and throwing figures around. Go to any investment forum, go to the FAQ, google how to open a brokerage account in Canada, figure out where you can avoid taxes, and on you go in life! 