<prompt> Human: See the original thread here or below: I wanted to post a quick update on my financial situation. After getting suggestions from the community, I decreased the sell price on my car and ended up selling it soon after, wiping out insurance, parking costs, and car payments, and leaving a good chunk of cash left over.I also found out that there was a 1,600mo studio available on the first floor of my building. Since my building allows free moves, I jumped on it. I went from a 2,200mo 1BR apartment to a cozier studio, saving 600 a month. I had to renew the lease for another 10 months, but now my lease ends in January, which is more convenient anyway. So in total, Im saving about 1,300 more a month now! Thanks for all the suggestions, it pushed me to act quickly and I got all of this done in the time span of about two weeks. With my tax return and bonus from work on the way, Im sure Ill be back on my feet soon. Thanks guys!---OLD THREAD:I thought I could manage this on my own, but I admit I need some help.I moved to the West Coast, putting behind a 57,000 salary for a 78,000 salary. After my bonus, that becomes about 83,000. I work as a software developer and 78k is kind of low for where I live Seattle. But the opportunity was there and I wanted to take it, even though the cost of living ate up my raise. Total income tax for me is 25. Im 23 btw.Anyway, my main expenses are:- Rent: 2,200mo. Living in Seattle is expensive and I didnt have a lot of time to pick a place. Lowest rent in my area is probably 1,875 if Im extremely lucky.- Parking: 250mo. I dont use my car much. I actually put it up for sale, but nobody is biting.- Car Payment: 366mo- Insurance: 80mo I actually just switched insurance from 180mo to this new policy.- Debt: 300mo on a 0 APR account to pay off my move.- Bills: 100mo. Im reimbursed for internet, so this is quite low.- Student Loans: 275mo. So here I am, 3,571 of the 4400-something I make in a month after tax and 401k being plucked away from my hands. I put about 10 into my 401k. That doesnt even account for groceries, entertainment, etc. I dont eat out but I do frequent the bars on the weekend with my girlfriend. The only options I see are:- Seek a raise or new job? I should be making closer to 100k.- Seek a new apartment? Im tied down to a lease and could only switch to something within my building.- Sell my car? Im trying. Its a Ford Mustang 2011 but somehow Im getting few offers.- Second job? Im working on a side project which will hopefully be a return on investment.- Bail on it all and move back ASAP? I mean.. its an option. Where I came from I paid 875 a month on rent and everything else in my life was less expensive.Where do I go from here?EDIT:Thanks for all the advice guy! I didnt expect such a great response. Ill try to post an update in a month or two. My current plan is 1. Lower the price of my car drastically until it sells. Hanging on and trying to sell it at fair value in Seattle isnt going to happen.2. Move within the building to a studio, saving 300400 a month.3. Cut down on going out and restaurants, movies, etc, until I see my debt start to go away -- especially my debt from the move.  <response>: Congratulations, you just gave yourself a 20,000 a year raise. Its going to feel good to not have your bank account shrinking all the time. This will give you the breathing room that you need to do whatever you need with your money while you re-assess everything. I think that now, you should consider just moving up in your company. Put in a solid 3-5 years, and if the raises and promotions arent keeping up with your effort and the market, then leverage your experience and contactsnetworks in the city to move to another company. 