<prompt> Human: Went to a 2 hour presentation for Wyndham Vacation Ownership. Was tempted to buy since the points were usable anywhere and anytime unlike a timeshare, so it seemed like a good deal. Especially since we save 400mo for vacations and getaways already. But when I saw maintaince fees meaning that even if I paid off these points, Id still be paying, I balked. On our exit interview, they offered us 300,000 points for 3000, without maintenance fees to try the system out, and we bought in... Now that Ive had a night to sleep on it... Im unsure if Ive been taken for a ride or not. I did it thought paypal and if this is a sham then Im wondering if I can undo this... Any advice is appreciated.  <response>: My parents have a timeshare through Wyndham. They have sunk sooo much money into it. 