<prompt> Human: The interest on this thing is ridiculous, and Im getting charged 10-15 per month on it for security coverage. Id rather just get rid of it.EDIT: I stated this below, but II DO have a regular MasterCard from Capital One with a meager balance on it. I just want that to be my sole card for right now 22 yo living at home, working part time.EDIT 2: Although I paid the remaining balance, I discovered today there was an 8 balance there. It appears to be interest charges and Account Shield charges: - I need to cancel this Account Shield.  <response>: I would cancel the security coverage, and hide the card from yourself. 