<prompt> Human: Hello PF!As the title states, I am 20 years old and fortunate enough to have found a job making 75k per year with good benefits and a good union. I do not have any post-secondary education, and am currently living with my parents and saving most of my money. I only have about 4000 saved up, but will be saving as much as possible for however long necessary. Should I start school next year using student loans and whatever I make up until then? Or should I work a couple years and start? I also have the option of starting at a community college the first year for cheap, while I work. Thanks in advance!  <response>: Because your current job doesnt seem to be something you should do long term due the danger, definitely go to school. If you can manage to go part time, I would for the time being and save, save, save.Additionally, go to a JC and finish your AA and transfer to university. You will save so much money. Especially if you can manage still living at home. By going to JC you can pay out of pocket but JC will be a lot less and no need for loans. 