<prompt> Human: I am attempting to start saving for a house. I am hoping to be able to purchase within 3-5 years. I am currently 28 y.o. and renting. My financial situation is stable. I paid off all CC debt thanks to this sub and my only remaining debt are student loans 45K. Currently, I teach HS students and am making this year just above 60K. Minimal expenses other than rent, 1K living with two other people and the cheapest gym I could find 20 per month, car insurance 80, I have to see my parents often, and groceries. What else can I do to increase my savings for this home? I have a Roth IRA Started this year, again thanks to this sub, I go out every so often, but am not throwing my wallet all over the place. I work over the summer teaching, I do over time like crazy, I coach the softball team an extra 3500. Any advice?  <response>: Youre going to need more income. Youd need more like 100K to qualify for that in any reasonable fashion, property taxes in New York can be very high. 