<prompt> Human: I used to look forward to a paycheck knowing that I would have more money to spend. I was still frugal-ish, but I had this idea in my head that the money had to and it often would be spent. Now, when my pay is deposited into my account, I pay myself about 40 for monthly expenses, put 40 towards my house savings in a high yield account and invest the remaining 20 in Vanguard funds. Honestly, I cant wait to be paid knowing that I will be a step closer to my long term goals. Anyone else had a similar revelation?  <response>: Ditto, my wife and I live off one income and just paid off our house, so one of our entire salaries goes into Vanguard. I get excited each time I get paid and get to move the money over to Vangaurd as I look at it as getting closer to being FI. 