<prompt> Human: I am a senior in college and the only money I earn is 150 per month for tutoring. I owe 700 dollars on my credit card. Every month I spend around 100 dollars on groceriesfoodother necessities. I pay the minimum 25 dollars per month on my credit card but am charged 13 dollars for interest. This basically means my balance isnt changing. Should I open up another credit card and use it to pay my credit card and then very aggressively pay off the new one by getting another job or not eating out as much?  <response>: ...why are you only paying the minimum 