<prompt> Human: Last night I was a guest on a private coach bus carrying a group of friends to a casino about 2 hours away from where we live. At no point in time did the bus driver mention not to open the windows nor was there any signage saying not to open the window. During the ride down to the casino somebody began smoking on the bus which is against policy, I do not smoke and I was having trouble breathing so I opened the window like I have done before on various busses I have taken in the past. Upon opening the window it flew open and detached from the bus, thankfully it didnt hit anyone on the road. We notified the bus driver who carried onto the casino then dropped us off with our belongings still inside the bus and said he needed to get it fixed but he would be back. Fast forward 3 hours later when we left the casino to board the bus to come home the owner of the bus company showed up and demanded 1000 deposit on a credit card or else he would not be taking us home or allowing us to grab our stuff off of the bus. We argued back and forth but eventually I gave him my credit card as the situation showed no sign of improving. Upon reaching home I immediately called my credit card company to cancel the card. They confirmed the charge from the limousine company and I told them my card was stolen. They told me the fraud department would be getting in touch with me within 48 hours.My question is, am I better off explaining to my credit card company the story above or just flat out deny I was ever on the bus and say my card was stolen?TL;DR My credit card was charged 1000 fee for a damaged window to a private limousine bus even though there was no way to know the windows should not be opened. Should I be honest with the credit card fraud department or deny any involvement with the bus?  <response>: Whos the unscrupulous one again? Damaged a bus, skipped out on payment, lied to credit card company... 