<prompt> Human: There is an employee on my payroll buying a car. I know this because I received the employment verification from the dealership. Car is 16k.The situation:Employee makes 10hr, less than 40 hours a weekTrade in value of 2k, plus a 3k down paymentThe loan APR... is 29!Monthly payment is 327That means this person is essentially going to be paying nearly 300mo in interest for a car that will almost certainly be underwater in a year or two. And at the employees salary, I dont see how theyre ever going to pay down the principal. The situation has had me upset for this person. Unfortunately I have never met them and cant offer advice because of our distant professional relationship.Just thought Id share because its been bugging me greatly. I also want to thank this sub for educating people so this type of stuff can be avoided.  <response>: Maybe you could give them a raise and you wouldnt have to feel so bad!On a serious note though, you might tell the employee that the dealership is sending their info out. Id be pretty upset if a dealership did something like that to me. Itd make me wonder what else there were doing. 