<prompt> Human: This is my first text post, but I thought Id use it to seek consultation for my dilemma!Im currently taking home about 610 per week at my 17hr job. MY husband and I live in an apartment in a city on the outskirts of Los Angeles County, and rent is only 725. Despite my income combined with my husbands approx. 150-180 per.week, retail job no hours Im still living paycheck to paycheck. My credit was shot on moving out fees from my last apartment, a car repossession, and unpaid credit cards I used to start my life on my own. I have a car note of 250 I pay to a car in my parents name and bills like Internet, cell phone bills, old vet bills from our dog who passed, and electricity. We never go out, drink, smoke, or buy anything yet we still cant even afford to stock the cabinets! I cant go back to school to get a better job even, I work over 40 hours a week and cant work any less. Any suggestions to better my situation or investsave?  <response>: When people post like you have, its obvious you dont know where every last dollar is going. Its also obvious that you arent making aggressive cost cutting moves, such as dropping your internet service or downgrading your phones. In your situation, the fastest way to make a difference is cost cutting and budgeting. Make it a challenge to find out where every single dollar is spent after bills. I suspect you guys are spending 10 here and 30 there and youre too busy looking for hose 100 expenses. 