<prompt> Human: I have inherited an IRA and brokerage account with a wealth management company. Their rate for managing the accounts is either 1 yearly or 50 plus trade commissions yearly, depending on whether I let corporate or the local broker manage the accounts, respectively.I havent had the best first impressions -- the broker is old school: wants all business conducted via snail mail, doesnt believe in ACH, but most importantly I cant manage my own positions via the web on either of these accounts.Im doing a lazy three fund portfolio on my own Roth IRA and would really just like to initiate a trustee-to- trustee transfer of the inherited funds into my own accounts so I can continue this strategy without paying management fees on one IRA .Is there some amazing RJ service I dont realize im giving up by leaving RJ altogether? I often read here about how the best traders cant consistently beat index funds and so management fees are wasted. All positions in both inherited accounts have been liquidated, so they are both currently all cash.  <response>: Yes you should move everything to Vanguard on Monday. 