<prompt> Human: Greetings,I have a Capital One credit card that I no longer use, nor foresee a need for. I know youre not supposed to close credit cards so as to keep the average age of your accounts higher, but this card charges me 39 a year as a service fee.The average age of my accounts is 7 yrs 8 mos, while this card has an age of 6 years. It seems to me like there is no reason to keep this card around as it actually lowers the average age of my accounts. Am I maybe not considering something here? Is it worth calling and trying to have the fee removed?Thanks for your help! I just dont want to make a decision that may negatively impact my rating.Edited to change 39mo to 39yr. Whoops!  <response>: You might be able to product change it to a no-fee card. I assume that was supposed to be 39year. 