<prompt> Human: Hi all. I came here for a second opinion. My girlfriends current vehicle has 230,000 miles and burns oil so shell have to buy a new one soon. She is a teacher and makes 42,000yr before taxes. She has 65,000 in student loan debt. Half of this is federal loans and has an interest rate of 3.5. The other half is private and has a rate of 8. I cover living expenses so assuming most 75 of her income can be used to repay debt, what should her maximum budget be for the next vehicle? Thanks for any input you may have.  <response>: What can she buy without a loan? 