<prompt> Human: I make around 31,000 a year, and have 7k in credit card debt. However, it seems like Im living paycheck-to-paycheck. I never seem to have enough money. I only eat out, on average, 3 times a week. I have a car.  <response>: Post a real budget. Include all of your expenses rent, electricity, internet, phone, gas, grocery, eating out, etc.. Post the breakdown of your credit card debt with the interest rates.I only eat out, on average, 3 times a week.Stop doing that. 