<prompt> Human: Guy, I need advice... After 7 years at my job my employer funded pension is being switched to a 401k... what money my employer has invested in me is being frozen until I reach retirement age.. it will just sit there and not gain or anything..the 401k 5 matched will be ran by a company called b.o.k. bank or something like that.. I cannot decide how to diversify ? The 401k for at least 3 years ... Iam not clear on how 401k works ... My question is do I start looking for another employer with a pension plan or stick it out ?P.s. was vested after 5 years. Not really sure if that matters, not rally sure what that really means honestly...Thank youMy benefits are excellent and pay is actually really good law enforcement but I feel jaded because they are messing with my end game and how Iam going to financially support myself in my later years and watch my grandchildren grow up..started at 21 years old..currently 28  <response>: Very few employers offer pension plans. 