<prompt> Human: So I have a couple of store credit cards to a couple of nationwide jewelry stores. I used one to buy my wifes engagement ring and the other to buy our wedding bands. I havent had a balance on them for a few years, but I am wondering if I should just close out the accounts. I have heard that it is preferable to keep credit cards open, but Im not sure in this case.I have one other store credit card for Macys, two other credit cards, and a card for one of my wifes account. I only have a 1800 worth of credit card debt which I should pay off over the next couple on months. All in all I have a little over 40,000 in available credit which seems crazy to me. Are these two jewelry store cards worth keeping? Will this hurt my credit score?  <response>: Close them. Theres no real upside to having them, and only really the small potential for downside from fraud. I close credit card accounts all the time. The hit to your credit rating is really quite minimal. The only credit cards you really shouldnt cancel are your oldest accounts that have no annual fee. I have a very old account with my bank that has no annual fee that I only keep open to keep my average account length history high. 