<prompt> Human: Hello there everyone. Im not looking for condolences or anything; I have a finance question regarding life insurance.2 days ago my father was found in his vehicle after having shot himself. The coroners results are not yet in but I think anyone can understand it was a suicide. He was in some very bad debt and had lost strained relationship with my mother, his sisters. 2 days ago he got in a fight with my grandmother and she told him she never wanted to talk to him again. That night he shot himself. In essence, his depression killed him. However, he had never been diagnosed with depression, only anxiety.Today I realized I have to get our finances in line and he always had told me where to find important documents if he ever died. I looked and among other things was his life insurance policy. It was started 10 years ago with Midland National; a 500,000 dollar policy. Its the shortest policy Ive ever seen, shorter than our car insurance. It just states definitions, general stuff. It states that the death benefit is paid when the executive office receives acceptable proof of death. Is that the certificate of death? What about autopsy results? I have no idea what to send, and I havent called the company.My other concern is that by killing himself my father has probably nulled the policy. There is a suicidde clause which states:If the insurer commits suicide, either sane or insane, within 2 years of the policy date, our liability is limited to an amount equal to premiums paid.Does this mean it is not null as the policy is 10 years old?Finally, the anxiety. My father suffered anxiety for 20 something years. At teh time of teh policy, he had not been officially diagnosed in the US and he took homeopathic medicine. However, when it stopped working he was prescribed cymbalta which he takes once a day for the last 3 years it really helped. In the policy papers he checked yes to Has your family ever suffered cardiac, circulatory, nervous, or MENTAL illnessesIn the details it was written that his brother died of renal cancer, but nothing about anxiety; furthermore, in the second medical page he did not check a part that asked if he suffered a mental illness among other things.I am sure the company will know he took cymbalta antidepressant, as well as pills for his hypertension diagnosed 3 years ago. Will this be a cop-out for the company not to pay?I appreciate any help.Thank you  <response>: Not advice, but wanted to say sorry for your lose. Its a shame that instead of coping, youve got financing to worry about. 