<prompt> Human: what can i do about it? i got my associates degree just recently, and i have been looking for work however the only job ive been able to get was a seasonal position at lowes, which ends on the 4th. i currently have a garnishment out against me for a medical procedure which turned out to be a scam that i fell for and just tried to ignore it. the garnishment is for 1330, and i have made about 200 towards it. i have other debts as well to pay off, including my car which i have about 3k left on, a credit card which i have 3.5k to pay on, and another loan taken out to fix my dads car for 3k. i also have other debts out there as well that probably add up to around 2k, so altogether i probably have around 13k in debt, which doesnt seem like a lot but they all come out at the same time, which basically eats up any check i get. ive been looking for another job but i dont even have a phone at the moment. i honestly dont know what to expect but anything can help. also ive already tried to get a consolidation loan, which ive gotten turned down for repeatedly. basically i made a lot of mistakes when i was younger and theyre currently biting me in the ass.  <response>: ralmosthomeless has a lot of resources 