<prompt> Human: I have a couple thousand dollars saved and honestly a savings account is not worth the .01 interest each year at all. Im looking for low risk ways to better invest that money so its not just lying around losing value to inflation. Ideally would like 4-5 yield depending on risk, and am curious what is available and what would be unsafe during a national financial crisis.  <response>: Do you need that money in the near future? If so, keep it in a high-yield savings account check the sidebar for bank recommendations.If your intention is to have that money as a long-term investment, short-term financial crises shouldnt be a concern of yours. 