<prompt> Human: By doing so, my parents would be making money with a higher interest, and I would be spending less money. In addition, I would get rid of my loans instantly.It seems a bit too easy... whats the catch?EDIT: I have a stable income, and I have created a detailed financial planbudget for myself that includes paying debt. So paying back my parents should be fairly straightforward. THANK YOU ALL for your responses!  <response>: It seems a bit too easy... whats the catch? The risk is possibly putting a huge strain on your relationship with your parents if you are unable to pay. 