<prompt> Human: Lately I have been on a major kick to get out of all my debt. The last thing that I have left to pay off is my mortgage. I have had it for 1 12 years currently. I owe 64,996 dollars on it and make a payment of 559 a month.I make 700 a week with possibility of more depending on overtime, but 700 is a figure Im more comfortable working with. So after a payment of 559 plus my other bills I have about 1400 dollars left over. Ill just shoot for about 1,000 extra each month after gas, groceries, etc.I guess Im just having trouble trying to figure out the details of how much extra exactly I would have to be paying out instead of just the 559. Any advice would be greatly appreciated.  <response>: As others have said, you probably could pay it off in three years. Its probably not the best use of your money, though. If Im in your shoes, I stockpile that 1,000 a month for the rest of the year to create a really nice emergency fund. Once your e-fund is fully stocked, then start putting about 400 a month into a retirement account 401k, Roth IRA, etc. Use the rest of your monthly surplus to pay extra on the house. It will take you maybe 6-8 years, but you want to fund retirement savings before knocking out the mortgage. 