<prompt> Human: Im mid twenties, 40k in savings, no debtbills, steady job at 60k a year with a raise to 90k in 3 more years, living at home. Im starting to look into marriage and houses in the next few years. What do you think I should be doing with my savings to maximize growth but know Ill be needing it in a year or two? Should I be using loans for weddingcar or try to do it with cash on hand? Homes run 300k for a decent area, so Im not even up to par for a deposit now, and I dont want an FHA loan. Saving alittle more than 10k per year. salary was 40k for past 2 years All salaries are before tax.  <response>: continue to pile up cash. I have never met anyone that was glad they spent a bunch of money on a wedding. 