<prompt> Human: Hello, long time lurker of this sub first time poster. I need some advice in regards to paying off my remaining student loan debt. I have 6,600 left to payback on my student loans with a current interest rate of 6.25. Right now I make a monthly payment of 175, of which 35 goes to interest and 140 goes to principal. My monthly income is around 2500 after monthly expenses of 650 car payment, car insurance, student loan payment. My fiance and I have been looking for a home for the last year but just decided we are going to put that on pause until she finishes her graduate program next year so we can live comfortably full time classes and an externship prevent her from working full time. I have been saving my money the best I can the past few years and have 24k in a savings account which I planned to use for when it came time to buy a home. Should I take 6600 from this account and pay off my loans entirely? Or just continue making the monthly payment since the interest is not that much? I did not want to deplete too much of this account as I want to have as much saved as possible when it is time to buy a home we only need 5 as a down payment but closing costs can be expensive. I look forward to hearing your advice, thank you!  <response>: It sounds like your income, after expenses, is gigantic. You can afford to be throwing a whole lot more than 175 at your student loans. You can afford to be throwing 2000 or more at the student loans, and having them paid off in 3-4 months.With the amount of savings you have, it would probably make the most sense to pay off the loan entirely from that. You can rebuild the dent in your savings in a hair over 2 months. 