<prompt> Human: Should I be saving for a down payment for a 2017 Subaru Forester 30k, pay off my current car loan 4K left, or keep paying down my credit card prior to purchasing the car? I currently have 0 saved for the car because I have been putting 500-1000month to paying down my credit cards which were maxed out. My credit utilization is currently at 50 with a Transunion score 750 and Equifax score of 752. I will be trading in my current car blue book value 7-8k which still has 4K on the loan. I plan to purchase the Subaru in 3-4 months. So could theoretically save up to 4K if I stopped paying so much toward my credit card.EDIT: folks seem to be fixating on why I want to purchase a new Subaru instead of my question on budgeting for a new car purchase. To clarify, I would like a Subaru for its high reliability and excellent safety ratings. I realize there are other good AWD vehicles out there, but am set on purchasing a Subaru. I also prefer to purchase new because I get a discount thru my employer at the dealership that applies to new car purchases only. Also, financing options tend to be better for new cars from my understanding and I am looking for a lower monthly payment plan.Assistant: Credit card interest eats away at your money like nothing else. Pay that off first.If you are in dire need of a new vehicle, you dont need to be looking at new cars. You say your current car is worth at least 7k, so it probably has a few years left in it.Human: True. But I need a AWD or 4WD vehicle for where I live now due to mountains and snow and would prefer a safer vehicle.  <response>: But I need a AWD or 4WD vehicle for where I live now due to mountains and snow and would prefer a safer vehicle.I doubt this is the real reason why you want a brand new vehicle. 