<prompt> Human: Hello all, I am in quite a dilemma and frankly Im on the verge of tears here. To make a long story short, my dad and his girlfriend had fallen on hard times and asked me to get an apartment for them under my name over a year ago. I didnt think it was a big deal at the time but now Im totally fucked atm. Turns out he didnt pay the rent and not only did it destroy my credit, I have an eviction under my name. So now I cant get any rental properties to even consider renting to me. I talked to my dad but his attitude toward all this is that it isnt his problem. I am in the state of Florida and the apartment complex says 4000 is due. Is there anything I can do about this, I cant live with this on my record for 7 years. Any help is appreciated and thank you.Assistant: Most credit reporting companies will allow you to add a statement to your credit report. You can add a statement that you sign for an apartment for your father and he defaulted and now its on your credit record.A lot of agencies will respect that a lot of agencies wont care one way or the other, theyll see it as an example of your irresponsibility. But at least with a statement on your record you can provide some Counterpoint to some negative informationI would suggest that you call whoever it is who you owe the 4,000 to... And the fact of the matter is since you signed for it you do owe it even if its your fathers debt... And ask them what you can do to pay it off and get it removed from your credit report. If you explain the situation to them and provide some kind of option for them to get their money they might be willing to provide a positive response to the credit agency for you.But the bottom line is you signed for it, you agreed to be responsible for it, and now you are. And I know that sucks and its awful and it probably guarantee that you will never do this again, which is a good thing.But you are simply going to have to learn to live with this. You have no other optionHuman: Should I call them or write a letter? And if I pay the debt is there any way to have the eviction removed? Assistant: Most likely no you cant have it removed. The thing is you rented the apartment for your father. You chose to take on that risk and that responsibility. And it backfired on you. And now youre going to have to deal with the responsibility of it. And this is why you should never ever ever ever take on a financial responsibility for anyone other than yourself unless youre absolutely sure that they wont screw you overHuman: Id say dont take on a financial responsibility for somebody else, unless you can handle the payments when that somebody else defaults. Even if youre absolutely sure they wont screw you over, you cant really be sure. I mean, you were naive to trust your dad. Any human that cant understand why you did is just choosing to be stupid. Hes your dad, youre supposed to be able to trust him.So, in the future, consider the possibility that anybody you help will screw you over, and make sure you can afford that situation.Assistant: I definitely learned my lesson, it sucks because this will affect my life for many years. I will be moving soon and not sure what I can do, before this my credit was perfect.  <response>: Try and rent from a private owner, like a small house or something they dont all check credit, or you might have to sublet a room from an apartment in someone elses name. See who you can use as a reference, like a current landlord who knows you were a good renter and will recommend you. 