<prompt> Human: We make about 4,000 a month between us. She says the monthly payments will be 350 and thats less than half our current rent. But Ive learned the hard way that if something seems too good to be true it is. What are we missing? Whats the trap? Or am I being over dramatic?  <response>: I think the trap is that youre living in an RV instead of an apartment. RVs arent really designed to be permanent homes. They are flimsy, expensive to heat and cool, and expensive to maintain if youre living in them permanently. Thats without getting into the quality of life issues of an RV vs. apartment.That said Im no expert in this, I would suggest asking over at rvandwellers what they think. 