<prompt> Human: I know that many people are trying to get out of debt here, but I want to see how much credit is available to me to leverage during a major downturn to reinvest. Yes, Im serious; yes, I know this is risky. Assuming rates stay the same.I also, do not know what could effect my credit score and what could not. Would margin cause it to take and increase my borrowing rate for other loans?Credit Score is 800. I have no debt and 1 utilization 43,640 credit cards limit. 25,000 in stock brokerage account.5,000 car. 100,000 house paid. Ideas:Get a single then double mortgage? Not sure how this works for something paid forGet margin from Interactive BrokersPersonal Loans using car as collateralMaximum cash advances on all cardsMaybe, go back to school and take maximum loans?Thanks.  <response>: Do you want to know how people go bankrupt? Because this is how people go bankrupt. Margin from any broker will be based on some underlying collateral until you are a proven investor. 