<prompt> Human: Contacted both credit unions again today by phone. My wifes CU again would take no responsibility for this problem. The other CUs branch manager is the only person we could get in touch with there. Branch manager stated that their branch has a 60 period for disputes and it has already passed. B.M. told us its an issue for our bank so our bank needs to repay. We asked her about filing complaints through the CFPB and the NCUA and she laughed and said we could but it wouldnt go anywhere. At the point we contacted our bank to let them know and our bank said they will be contacting the C.E.O. of the other bank and let us know more tomorrow. Edit 2: Just got off the phone with the CEO of the CU that had taken the funds. He says that I had enough time to dispute the claim already and his CU is too small to make any refunds to accounts like that. He says I would be taking money out of the hands of his employees to pay it back. Im now making the complaints to NCUA. Ill post more updates soon. Sorry for the delay.  <response>: Make a formal complaint to the CU outlining the situation and noting all the calls youve made with the outcome of each. Do this in writing, it is far better than the phone for serious issues.If they dont resolve within 6 weeks or 3 responses escalate the complaint to the financialbanking regulator or ombudsman in your country.Due to the account number error This should be an open and shut case and in the UK you would be refunded everything within 3weeks .Source: worked at a large Banks complaint dept. 