<prompt> Human: If you need help, please check the PF Wiki to see if your question might be answered there.This thread is for personal finance discussions, questions, and sharing your success stories:1. Make a top-level comment if you want to share something positive regarding your personal finances! Instead of posting individual threads for positive success stories of how youve funded your emergency fund, made progress on your debt, saved for a future goal, reached a certain net worth, or anything else you would like to share, lets consolidate everyones stories into one weekly thread!2. Please make a top-level comment if you want to ask a question! Also, please dont downvote moronic questions! If you have not received your answer within 24 hours, you can feel free to start a discussionA big thank you to the many PFers who take time to answer other peoples questions!For past threads, please search the Weekly Archive  <response>: UPDATE!!!A year ago I posted this thread which generated much discussion. Since it has been 12 months I thought Id give you all an update.Nothing in the spreadsheet has changed so I did not upload that but I did include this chart showing the amounts from one year ago.In one year our net worth increased 82,223, of which about a quarter was from debt reduction. This list shows the amount each segment went up or down and the percentage change in that segment from one year ago. Liquid Asset increase: 9,586 5.7 Kid 529 Plan increase: 9,812 70.5 Retirement plan increase: 41,932 23.3 Liability reduction: -19,077 -6.5 TOTAL INCREASE: 82,223 18.62017 Chart - one year changeSo, what have I learned? Stop trying to trade stocks and keep it slow and steady. Routine contributions are boring but have the most benefit. Nothing in my life is really different other than taking 15k to renovate a bathroom and make some larger charitable contributions. I dont know I have 82k more in my accounts because my liquid assets went up the least so I dont feel like Ive done very well. A 400 monthly car payment adds up over the years. But again, even if I had that extra cash would I live any differently? Probably not. Its best to find a balance between living life and saving.Thanks for reading! 