<prompt> Human: My fiancée makes 130k per year and I make 70k per year. We do not know how to handle our accounts. Do we keep separate accounts or combine them? She also has student loans. Do we focus one salary towards them to pay them as quickly as possible?  <response>: Being married for over 7 years now, My wife and I combined everything. Our income is ours, our bills are ours, and our debt is ours. Nothing is hers or mine 