<prompt> Human: Im about to turn 20 and would like to try and invest some of the money im making. It seems like my parents will let me live with them as long as im going to school and working. The only outgoing payment i have is my car loan, and i hate spending money so Ive inevitably been sitting on about a thousand dollars and cant help but think that investing it somehow early is a good move. However I think the stock market is an absolute joke and would like to stay away from it if possible.Thoughts?  <response>: Why is the stock market a joke? Its how lots of people make a lot of money. 