<prompt> Human: First some info on me: Im 18 and going to a school in a different state and will be flying home semi regularly 3-5 times per year, all american airlines. I come from a well off background and my parents have multiple credit cards Amex Platinum, AA citibank card, etc. We dont have a budget planned yet but my parents would like to put limits on the card. I have no credit history due to being 18 and not having any loans or anything like that. So the main question is do I get my parents to add me as an authorized user on one of their cards or do I try and apply for a student cc or other beginner cards?  <response>: Be an authorized user for a year then apply for the Discover It Student card. I got accepted with no credit history and it has some great benefits and cash back that builds up. Youre not going to want to be under your parents card for very long. 