<prompt> Human: Hello everyone.Im in the middle of my college degree, and Im realizing Im going to be pretty well-off after graduating. However, both of my parents, I believe are in massive amounts of debt. They know that I will be making a decent salary after college. Computer Science. And I have a bank account that can be accessed by both me and my mother. She has had to borrow money from me to pay off phone billsetc before and also likes to just see where all my money is. They co-signed my loans for college. I have no option but to keep her attached as one of them co-signed my loans and well, theyre the only reason I can be in college right now.I want to be safe such that:- If they die, I do not want to inherit all of their debt. I would think this would be logical. I did not make their mistakes nor do I feel I need to pay for them.- If my parents get divorced or something pushes them that causes them to justify this:, I dont want this linked account giving them the right to somehow make me responsible for their debt.Tips? Suggestions? When should I try to cut all financial ties between I and them?Bringing this up to them is out of the question, I would think that you would understand why.  <response>: If they die, I do not want to inherit all of their debtIt doesnt work that way 