<prompt> Human: I have a bad habit of spending extra money on things I want. I really dont have extra money so Im trying an all out spending freeze for a couple of months. Has anyone tried something similar? Any tips for making this transition from financial recklessness?Edit: You guys are the ultimate community and I dont really think you realize how many people have turned their lives around thanks to rpersonalfinances. Keep the great advice coming! Im off to get my YNAB trial set up.  <response>: My girlfriend and I give ourselves an allowance every month of money that were allowed to spend. Everything else goes towards bills or loans.So I get 150 a month as fuck it money. Want Fallout 4? Go right ahead, no judgment. But thats almost half of my money for the month. Once that runs out, youre done.This allows us to put lots of money towards loans every month to pay off our student loans way early.Edit: We also use YNAB to track and itemize everything that goes in our out of our bank account, so that helps a lot. 