<prompt> Human: So, I was lurking around the PF and saw a post concerning multiple inquiries from when car shopping. Some said not to worry about it, some said it will be combined and counted as one.nbsp;I have pulled my credit report one or two times in the last two years. I do see a lot of hard inquiries from multiple banks.nbsp;On my Credit Karma, with Transunion, it shows 21 hard inquiries; Equifax with 30 hard inquiries. Please note that I have had unfortunate situation with my vehicle where I had to buy two new vehicles, and used vehicle in the last 2 years after getting involved with accidents.nbsp;See photo: nbsp;Should I be concerned? I understand that the hard inquiries will go away in 2 years. I have nothing major coming up. Just want to see my credit score improve.  <response>: They all appear on your report. Theyre just counted as one for scoring purposes. 