<prompt> Human: Short story is my mother always had problems with her financial situation. She is living paycheck to paycheck and filed for bankruptcy a few years back. I believe this means that she has terrible credit and cant get a credit card. I am currently in my early 20s with a 750ish score. She asked me if I could get a card with my name and add her as a secondary user. I was wondering if this is a good idea or not? Initially I said no but im not sure honestly how itll affect me if she doesnt make payments etc. Ill be monitoring it closely if I do decide to go through this route. Thanks everyone for all the replies, I appreciate it and happy holidays.Assistant: What does she specifically need a credit card for? She might be able to get a secured card on her own. If not, time heals all credit scores. She just needs to wait until she is further past the bankruptcy.Human: She told me she wanted one just to have in case of emergencies.  <response>: Not being able to save for andor identify what actually constitutes an emergency is how you end up where she is now.Not only should you not do this in order to protect yourself, doing this for her would be enabling behavior and make things worse. 