<prompt> Human: Hi reddit!Back in 2013, my wife married for health insurance via my job with state of IL had carp tunnel surgery. The state messes up and got her birthdate wrong, Health Alliance refused the claim. I didnt know this until a debt collector put an 18,000 bing on my CR. I contacted insurance, and while the state finally corrected its error, the company said we didnt fill the non-work comp paperwork, they couldnt pay. We had previously sent the paperwork return-receipt requested, three times. Faxed and it emailed three times each.The insurance company finally paid the claim about 4 months ago, and the CAs file on my CR disappeared. I thought I was fine, until about two weeks ago I noticed a letter addressed to my wife from the same debt collector. I am not allowed to read mail not addressed to me.Well, I saw it on her nightstand, and the CA says I owe them around 2,500. I think it might involve a 225 co-pay that Im guessing my wife never paid.How do I proceed? Do I send the surgery center a cashiers check for 225? Should I contact the debt collector via USPS and try to set up a payment plan?It just sucks, I never know owe much money I owe when my wife gets medical treatment, and none of the bills are ever addressed to me even though Im the one who will get sued for non-payment.TL;DR: wife had surgery, state insurance messed up and got sent to collections. Finally paid claim, but now just found out I owe 2500 to debt collector, maybe bc of a missed co-pay. What do I do? Wife wont talk to me about it.  <response>: Seems like a n rrelationships issue if she wont permit you to see a bill you owe.Possibly you could call the medical provider and ask if they have any bills issued to you.Also, run your credit report and see what comes up. 