<prompt> Human: Finally, at the age of 36 and 9 years of contributions, my retirement savings is equal to my salary... Im curious when it happened for the rest of you. If it hasnt yet, when are you on pace to hit it? edit: I understand the whole point is to sustain your consumption in retirement... This is simply a mental toll gate on the accumulation side of the process.  <response>: I remember our retirement accounts surpassing income sometime in 2013 for my wife and mines combined income and savings which was around ages 2728 for us.We had a similar experience that others are bringing up - although we saved a pretty good chunk and got fantastic returns over the past few years, we also had the good fortune of advancing in our careers, so our combined income has grown pretty dramatically from 70k in 2007 to 145k today in 2015. This had the effect of delaying the date when our retirement accounts passed our income.Eventually income growth tails off for most people. I got a pretty significant promotion last month, but I think from here on out I can expect raises that are only in the 3-6 range. At this point, I expect our retirement savings to begin to significantly outpace our income growth.I would argue, however, that the retirement savings salary ratio isnt as useful as some might think. A far better metric is retirement savings expenses, since that tells you what you actually need to be financially independent. If you can grow your career without significant lifestyle inflation, then you can retire much sooner. 