<prompt> Human: I am 32 now, and honestly dont know much about investing. However, it was just a shower thought, but wanted more insight. If I bought a 10 year term-life insurance policy. When the ten years is expired and I used this said money for a multi-part long term investment. Would this be wise? I dont want to use my 401-K...ever...until Im of age, but I need another way to try to break into investing with a small amount to spare in the present. Thanks guys!  <response>: If I bought a 10 year term-life insurance policy. When the ten years is expired and I used this said money for a multi-part long term investment.When the term is up the money is gone. You dont get it back unless you sign up for that kind of policy. 