<prompt> Human: After reading a lot on this subreddit, I started thinking about my own situation with my debt. I have about 47K saved up that is meant to be an emergency fundhouse down payment fund. My student and car loans total to 19K 16K student, 3K car, with the car at a 4.19 interest rate and the student loans at 6.8. My time horizon for buying a house is at least a 2 years out, perhaps more. Paying these off would afford me an extra 680 per month in savings. Is it worth it to take the 19K hit to my savings account now? Im leaning toward yes, but the house-buying time horizon topic is a bit shaky when taking such a large cash hit.Thanks for any advice!  <response>: Yes, take the hit. 