<prompt> Human: Throwaway account for this one... November of last year, my fiance got taken to the hospital by ambulance for some funky seizure she had that turned out to be an anxiety attack.. They performed some tests on her and finally told her she would be fine. Well, they sent her a bill of 754. Being on her parents insurance at that time, she asked her parents for help with the bill. They claimed they would take care of it and didnt. Now, after nearly 10 months of thinking it was cleared and out of our responsibility, we received a letter from a debt collector that has taken the bill from the hospital and request that we set up a payment plan with them...Guys, I have no idea what to do from here. We got married in February, 4 weeks away now from having a daughter, and shes on her own medicaid insurance with Sunshine Florida. They backtracked her bills back to February, but cant do anything for her November bill. We need some guidance here...Edit: new here so wasnt sure how to post this under any other flair other than budgeting  <response>: Im surprised its only 754 to be honest with you. Usually when you go to the hospital, especially if it was an ambulance ride you receive multiple bills from multiple people. Sounds like the insurance covered the majority of it. Talk to your in laws, if they arent willing to pay then settle the debt. Whether its monthly or a large sum. Depending how long its been in collections, you can take call the hospital to take the debt back and pay them that way you dont have a debt in collections 