<prompt> Human: A friend of mine has about 10k in credit card debt, with the smallest debt being about 2k. Hes using the snowball method to pay them off, but at in his current situation itll be 5 years before he gets it finished off. Im interested in helping him with his smaller 2k debt in order to make the process easier. I dont plan on collecting anything back from him, this is a gift.My question is, obviously the easiest method is to pull out cash and hang out to him, but is there a cheaperbetter way of doing it? Any help would be appreciated. This is in the US.  <response>: There is no cost associated with giving him 2k in cash. Alternately, you can send the check to the bank directly if he gives you his account info, if you dont trust hell do the right thing with the money. 