<prompt> Human: Reaching out here because I dont know what else to do. Ive always been awful with finances, so I kept ignoring my problems and shopping instead because it gave me so much anxiety. Im a relatively recent college graduate. I have 112k in private student loans, which have been in forbearance for 8 months now. I havent made any payments yet, so I dont know my minimum payments.Two loans have 5 interest. Three others have 8. Monthly Income: 3,300Monthly Expenses:Rent: 1,150Groceries: 400Other Shopping: 800Total Savings Account: 120Total Credit Card Debt: 6,200 22 interestNo investments or car. What should I focus on first? Credit card? I think I need to get another credit card, because I can barely afford my monthly expenses. Thank you.  <response>: Other Shopping: 800wtf does this mean?Follow the side bar information. Create an actual budget and cut out any and all fluff. You bring home 40k per year and have 160k debt. Although I dont know how 6k in credit card debt and 112k of private loans add up to 160k.You dont get to have fun. 