<prompt> Human: Im an Australian currently first year out of university, working in my hometown full time. At the moment, im sitting on around 50k of cash earning a 2.80 p.a. interest in a savings account and a 3k investment in the ASX stock market. I live quite a frugal life with very minimal spendings pocket around 90 of what I make and am on a 70k net income. My current incomework situation is stable and plan to continue this for at least the next 1.5 years.note: all money is in AUD. 1 AUD 0.73 USDMy question is:- WHAT DO I DO with all this cash sitting in my bank.. barely keeping up with inflation?!? Any advice on investments that you can give me?  <response>: rAusFinance might be a better spot to ask since there will be a higher concentration of other australians. 