<prompt> Human: I went to a 4 year private undergrad school and majored in English Literature to then go to law school after. Undergrad debt amounted to 160k this includes capitalized interest that I should have paid but did not and I also needed money for housing. Law school amounted to 130k in debt. I went to a top law school but did not perform well. Because of this, my recommendations and connections are limited since there isnt much positive about my academic performance. My successful friends are great to grab a beer with but dont feel comfortable vouching for me. Im 28 and no longer want to practice law anyway.150k of my debt is private with 8-12 interest. 140 is federal. Im currently a barback making ok money if I had no debt but I cannot keep up with payments let alone living expenses. I can train to be a bartender in 6 months. Take home: 2k net and another 400-500 in tips. I pick up random gigs, including post mates and TaskRabbit to make another 6-700 a month on my days off but thats unpredictable. All in all, I make less than my expenses but pick up odd jobs to break even. I have no savings or retirement. Here is a budget: Federal loan payments: 300 reduced amountPrivate: 1,500 they wont reduce it and Im denied for refinancing. Ive made endless calls Rent: 800ElectricphoneWiFi: 150Food household items: 200 I get 6 or 7 free meals a week at work. Transportation: 120month.I live in NYC and cannot decrease rent more- Im already in a bad area and have 4 roommates. That alone is 3,100 a month, not including any other unexpected expenses, healthcare, fun, etc. my job is fun enough so I luckily dont feel the need to go or and spend money. I considered leaving nyc but my living expenses arent the problem its the loan payments. I cannot live with family rent free. My only option I believe is leaving the country? Im thinking of applying for a masters program there and then hoping to find a job after to get a work visa. I really am lost and need advice. Thank you Assistant: If you passed the bar, you shouldnt be working behind one. You may not be interested in the law, but are you really interested in bartending? You could take some CLEs and get up to speed on bankruptcy, estate planning, or some other type of transactional work. Even if you practice part-time as a solo, you can pull in an extra few thousand a month and make some real gains on paying down your debt.Human: I did not pass the bar but I can retake it. Thank you I will look into the options you listed  <response>: Youre paying 1,800 per month to be a lawyer. Id do whatever you have to do to become a lawyer then since youre stuck paying for it. . Pass the bar exam. Otherwise thats a huge sunk cost and bankruptcy judges arent going to be helpful to a person who has 300,000 worth of education tending bar. Use your education to make money. 