<prompt> Human: Hey everyone, This week I will buy financing a car for the first time. The total price Im paying is almost 28k. Im planning on putting 8k to 10k down with the goal of getting my monthly payment to around 330. I was offered NO interest financing OR 3500 rebate off the car upfront. Even with a 5.5 interest rate at the max Id only pay about 2600 in interest if I put the 10k down. What do you guys advise?  <response>: If you have 8-10k, buy an 8-10k car. Avoid car debt hell. 