<prompt> Human: Hi All, I invested 4700 in stocks that has now grown to 5000. Problem is, I have a few credit cards that are pretty much maxed out roughly 20,000. My highest interest card has a balance of 5000, should I use the funds I have invested to pay off some of my debt? Note: I have no other savings than the 5000.  <response>: Yes pay it off now. First of all if you have zero other savings then the 5k there is no way in hell you should be investing since that should be your emergency fund. In addition you are probably being charged 14 on that 20k and making at best 8-10 on the 5000. So you are loosing 6. 