<prompt> Human: So Ive been reading through this sub reddit and I see folks who have a 50-80k credit limit on their credit cards and it makes mine looks so small. What are the benefits of having such a high limit? Do lenders view you as a bigger fish? Meaning they are willing to lend you more money on car loans etc? I have 3 credit cards, each with about a 3k limit. Im wondering if this is even sufficient. I have a 659 score currently.  <response>: Yeah I thought it was great til I was 10k in debt. 