<prompt> Human: I had about 40k in student loans, and about 12k of that was under my moms name, through the Parent-PLUS loan program offered by FAFSA.It was always agreed upon by mom and I that I would be paying for that debt when I graduated, and she only owned it by name. Since graduating, Ive paid about 13k in loans, but about 10k of that was under her name. When I file my taxes this year, I know I can deduct student loan interest paid from my income. When I do so, should I be deducting everything I paid under my loans and my moms? Or should she be deducting the interest paid for her loans on her taxes?  <response>: You cant deduct interest paid on the loans in your mothers name. 