<prompt> Human: Hi folks. This guy I was dating for a while whom Im still on good terms with totaled his car a few weeks back. Got the assessment back yesterday. He has a part time job, and hes in his last semester of University physics major, both of which require driving to get to as he lives too far to reasonably commute plus texas mass transit is a jokeSo now hes at a bit of a loss. Hes too much of a mess at the moment to even think of a way out, hes in those feeling sorry for himself stages of it all, so Im asking on his behalf.He has no savings, his father is a tightwad. His best friends car is also on its last leg mechanically. Im aware that Uber can help finance vehicles for their drivers, but Im assuming theres some kind of indentured servitude catch or something. He still has a few more weeks of class left before graduating, and he needs to attend lest he fall behind and fail those last classes.Thoughts? Advice? Im pretty leery of those short term loans and buy here pay here used car places, but I really dont know what else to tell him. Hes already facing his student debt once he graduates.EDIT: he does have auto insurance. He says theres a lien? Hes from england so he doesnt always use american terminology. Im trying to establish whether he means the remaining amount owed on the original auto loan, or like a mechanics lien for services rendered like towing or something, idk  <response>: insurance will give the lien owner a check. Then the lien owner will come after him if it doesnt cover the balance of the lien. Worst case scenario he lives on campus with a friend until school is over. Bum rides off of friends or ask family for help. Thats what i did for 2 months while i was at university and had no transportation. 