<prompt> Human: My fiancee and I are getting married in July, and we were recently doing some planning and going over our finances. I have a few questions:I have no debt, and am currently a full-time grad student making a 25k annual stipend. I intend to graduate in the next 2 years, and the median starting salary for someone with my degree at my level of education is 75k with room for future growth.She makes 50k at her full-time job, and is working on a 3-year professional certification through her work that will substantially increase her earning potential it commands a median salary of 125k. She currently has about 45k in student loans, making the minimum IBR payments on them for the time being. Im not overly concerned about this, as, while challenging now, they seem manageable in the long run. The one concern I do have is that about 5 years ago, she made some young and rebellious decisions that resulted in a credit card debt of about 2500. She ignored it, and told the subsequent collectors to cease all communication. We looked at her creditkarma profile recently, and it turns out there is a court judgement from 2011 on there.What does this mean? Is she really on the hook for for the 2500 plus whatever loanshark interest rates are attached to it? Is there a way to clear it for a lower cost since the original creditor wrote it off long ago for a fraction of the principal? Are my assets fair game if they go after her?We have enough cash saved up that we can clear the principal or a lower settled amount, but if interest has been accruing at what I imagine is a nonsensically high rate, things are trickier. How do we proceed?As an aside, Im not looking for an editorial on our relationship or on the moral hazards of ignoring debts. The debt was an unfortunate mistake made long ago, and we want to clear it up as painlessly as possible and move on. All constructive advice is welcome.  <response>: Hmmm...may want to ask in a legal subreddit, but as far as I know if a judgement has been issued, then the bill stands. You can try and contact them and settle but dont know that they would at this point? If you want to clear this up as painlessly as possibly and she did create this mess, just cut a check and be done it with it so you both can move on. 