<prompt> Human: I had been pretty broke for a really long time, so the extent of my financial knowledge is making sure I pay my bills on time and eating rice and beans with whats left. Now that I have a steady income, Im ready to start looking into rewards programs but I dont want to get screwed over. Im mostly interested in airline miles, and would like advice on what credit cardsrewards programs would be worth signing up for. I hear horror stories about losing miles and such, or having crazy fees. Has anyone found a good credit card or rewards program that actually works the way you want it to?I dont travel for work, and even though I lived abroad a couple times, I havent signed up for any programs so far because I always just went with the cheapest flying option.Any advice would be greatly appreciated!  <response>: rchurning 