<prompt> Human: Just got married to my girlfriend of 10 years. But what do we do now? Do we get a combined bank account? Make changes to our withholdings? I have just under 80k in savings and retirement. We have a combined income of 150k, and rent a one bedroom apartment in one of the most expensive cities in the US. Are there things I should and shouldnt do?  <response>: Do you actually NEED to do anything?Im recently married. My wife and I havent changed anything in regards to our finances. We kept our withholdings as single, due to our income and projected taxes. We dont have a combined bank account, but we might in the future. The only thing Ive personally done is added her as a beneficiary on my accounts if I die.I wouldnt try to fix a system that isnt broken. If you guys arent having problems managing your finances, then why change it? 