<prompt> Human: Our monthly bills are going to exceed our income by about 560 each month. We just sold our home and stand to make about 34,000 after realtor fees etc. This is a list of our monthly debts: Mortgage: 696 27 years 90,000 remaining 3.75 Personal Loan 1: 604 12,600 remaining 22 months remaining 5.49 Personal Loan 2: 584 23,500 remaining 45 months remaining 6.29 Rent: 522 including utilities except electric Truck: 652 8.99 6.5 years 23K Remaining Car: 323 6300 remaining 3 Years Remaining Student Loan 50 6.55 1245 Balance 2 Years Remaining Credit Card Balance : 7000 Minimum payment is 101 dollars Limit 8600 8.74 APR Internet: 45 Cell Phones: 80 Utilities: 220 Gas: 200 Car Insurance: 300 Going Out and Groceries: 520 Hoping to knock it down to 120 Netflix: 10 Planet Fitness: 20 4850 Income: 875 per week Rental Income: 765 per month 4250 Negative six hundred dollars per monthEDIT:Ive tried to fill in a little more loan information. I talked with my husband. He has not yet conceded to selling the truck. However, beginning in August in addition to his primary job he is going to do Uber or Lyft and if their finances allow, start a part time job working for a family members company. Hopefully by then Ill have a job as well. I think I can drop the monthly food bill by at least a couple hundred dollars. Im digging deeper into a meal prep schedule today. The gym and Netflix are going to go as well. My inclination is to pay off the credit card, Personal Loan 1, and the Car. That leaves about 8000. and brings us into the positive by 300 per month. My next thought was to refinance the truck and use some of the 8000 as a down payment to lower that monthly payment. Our credit scores are about 730. And that might leave about 5000 in savings. Im also aware that the biggest pitfall here is food. Were already eating home more and I think well probably spend about 40 per week on groceries. Im hoping with meal prep that number will drop even further.Would you recommend a different use of the 34000? I know the car interest is no greater than 3. Usually its the last thing on my mind as far as which debt to pay off first. But the loss of my income has me a bit spooked. I am applying to jobs but Im not banking on that until the check is in my hand.Thank you.Assistant: The truck is a non-negotiable item in my husbands opinion. So, for now, Im stuck with it. As to the mortgage, wed be lucky to make 25,000 less than what we still owe. I was wrong about the interest rate, its 3.75, but the mortgage insurance and taxes are all rolled into it. And its actually 690 per month, a slight difference.  <response>: How does he justify keeping a truck that costs more than your house monthly when youre well into the red? 