<prompt> Human: I went into Wells Fargo a few months ago to make a deposit. There was a banker standing behind the teller doing the transaction. The banker looked over my accounts and saw a large balance on my credit card around 3500. She told me that I should open a loan and transfer the balance of the credit card to the loan. I was hesitant because I know bank tellers get kickbacks for selling loans.Anyway, I ended up opening a loan and moving the balance of my card to the loan. Well I looked at my statement a couple days ago and realized that in 2 months I have already paid about 65 in interest. This surprised me because I usually had a lower monthly interest fee on the credit card.After doing my research I realized the loan is 10 interest and the credit card is 7.5APRI was upset because I had been told that the interest rate would be lower on the loan. So I called the bank, and told them my situation. He told me that they would cancel the loan and move the balance back to the credit card.Now however, the banker who opened the loan is contacting me and telling me I am making a mistake. She said that I will have higher interest on the credit card. Thats not what Im seeing though.Just looking at my statement I see this for my Credit Card:Previous balance: 2231.16Interest charged: 14.54And on the personal loan I see:Prior Principal Balance: 3800Interest Payment: 32.27So should I close the loan and keep things they way they were originally? What is the benefit of this loan? And yes, I realize I should have done more research prior to signing the loan. Live and learn I guess  <response>: This could be a violation of UDAAP Unfair, Deceptive Abuse Act or Practice -- part of Dodd-Frank. Read up on UDAAP, then I would reach out to the branch manager and calmly explain the situation, and tell him that you wish to avoid having to file a formal complaint with the the corporate office andor the CFPB. Chances are theyll start jumping through hoops to remedy the situation; banks generally take regulatory complaints very seriously. 