<prompt> Human: Just recently watched a documentary about the 2008 Crash and am quite worried about the near future. Seen a few headlinesarticles predicting another financial rough patch in the next few years and am wondering what is the best course of action to take?Have seen very helpful flow charts and ways on what to tackle first in terms of debt while also saving but what would change, if anything, in terms of prioritization? Im 23 with 12k in student loan debt, low interest and am making 40k, living at home. However, I just started at this job so im positive Id get the axe if anything happened.  <response>: People have been predicting recessions every year since 2011. Just make sure your portfolio is well-diversified, you pay off any outstanding debts, save up cash in case of emergencies, and live below your means. That should be your strategy in bull markets and recessions. 