<prompt> Human: Wife and I just abruptly came upon 50,000 tax-exempt from a federal lawsuit settlement with out previous mortgage company. We were not expecting this money at all.Currently, we have:- 8k in credit card debt card is 0 APR for about another year, have just been paying the min- 36k on a car loan at 1.99- 50k in student loans i have so many loans at different rates, its a messWe have no savings currently, just about 4k in our checking. I make 60kyear, wife works less than fulltime tipped and probably makes 50kyear. Our credit card debt is solely from her being out of work on medical leave for about 4 months, shes back at work now. Wondering if theres anything I should think about before paying off the CC and car loan immediately my first thought. We will be looking at filing separately this year and hoping to get me approved for lower student loan payments currently 600month so I thought maybe the loans should be left alone. Any help is greatly appreciated, thanks!Edit: lots of great advic here. Will get sometime after work to add some particulars and clarify a few things. edit 2: So, couple things to mention. Part of why we have no savings is we used all savings last year to put 20 down on a home. We now have roughly 115k in equity in the house.The car: we bought a brand new Honda Odyssey this year to fit child 3. Safety was my 1 factor, then convenience. We did however ultimately decide to buy new for a number of reasons, including vanity. But, yea, I bought a minivan, not a sports car. We decided the practicality, convenience, and safety are worth something. Heres a breakdown of my student loans:Stafford 3,574.00 5.35Direct Loan - Sub 6,325.97 6.55Direct Loan- Unsub 3,800.19 6.55Direct Loan - Sub 5,169.49 4.25Direct Loan- Unsub 2,230.94 6.55Direct Loan- Unsub 8,912.64 6.55Direct Loan- Unsub 4,189.81 6.55DL Consolidated Subsidized Loan 12,843.98 4.75DL Consolidated Unsubsidized Loan 5,272.85 4.75  <response>: Pay off the student debt that has the highest interest rate AND is unsubsidized first, for sure. Paying off highest interest rate first means paying less over time. 