<prompt> Human: Im so ashamed to write this post.I am a 22 year old in Southern California. Im in Approximately 23K CC debt, and another 10K in a car. I do have student loans but those wont require payments until 2nd quarter of 2019.I will lay out my income, COL, etc...Take home: 1200-1300 every 2 weeks.Rent: 230 - I still live with my family, but I will be forced to move out around summer of 2018.Gas: 100mo - Im in full time school, and full time work. Quite a bit of driving.Car: 220 - My insurance is paid in full until January, which will probably be around 600 for my next 6 months.Misc: Apple MusicDollar Shave Club - 10.00Personal Loan: 5400 17.99 - 280 Monthly.CC1: 7500 17.65 - 7.5K LimitCC2: 6550 15.99 - 7K LimitCC3: 300 14.65 - 2K LimitCC4: 2475 0 Until Aug 2018 - 2.5K LimitCC5: 0 22.99 - 11,000 limit.Personal Loan: 5400 17.99 - 280 Monthly.I received some birthday money for Amazon, and bought myself a coffee maker, and a tub of Folgers to save money. Any advice is much appreciated and I feel like I dug myself 6ft under with a bunch of small ticket items.Assistant: You have a serious spending problem. You have an extra 1700month and youve still managed to accrue this debt. You need to address the spending problem or any work you make to pay this stuff down will go right back up. Human: I used to buy a lot of take out and multiple Starbucks drinks and sandwiches per day. I havent been to Starbucks in over a month now. I realize I need help and I have the self discipline to do so.  <response>: I eat out a lot and spend no where near 1700month on starbuckstake out. You need to figure out where all the money went before you can fix it. What does your budget look like? 