<prompt> Human: Hi everyone! Im a junior in high school and Ive started to think about college. I dont have enough money saved for 4 years of college. I dont currently have a job besides babysitting and with my schedule i dont really have time for one. I was wondering whether it would be smarter for me to drop a couple extra-curriculars and let my grades slip a bit so that I had time to have a job and make money for college, or continue being involved in extra-curriculars and keep my grades the best they can be and hope that I can get enough scholarships to pay for school. Ive heard that student debt can ruin your life and Im pretty worried about how Ill do in the future if Im honest. Any thoughts that anyone has would be very helpful :Edit: Im not sure Ill qualify for financial aid either, because my dad makes 120k a year, but I have three siblings and my mom doesnt work and that money has to be used for supporting all 5 of us.  <response>: First step should be signing up for FAFSA. Definitely keep your grades up and apply for scholarships. And no, student debt will probably not ruin your life. 