<prompt> Human: I was unemployed for over a year, and received free health coverage from the government. Recently almost immediately after getting the coverage I got a job and now I am being offered 3 health coverage plans. I only qualified for the free coverage because of my lack of income while unemployed. However, now Im making more than enough money to afford coverage, will I be penalized if I dont switch to my companys?  <response>: Are you asking if you can still keep the free coverage or if you need to have health insurance? No, you cant keep the free coverage. Thats for people who dont have a joblow income. Yes, you need coverage or youll pay a fine. You dont have to take your companys coverage. You could go through the market place or private non ACA compliant plans. But those wont be a better deal unless your employer coverage sucks and is so expensive youd qualify for reduced market plan cost very highly unlikely. 