<prompt> Human: Im currently saving up for a down payment for a new car current car has 227K on it and for our wedding which will be August 2017. Ill need about 5K for the wedding. I currently have just over 3K in savings and Im able to add about 600month. I have about 4K in credit card debt. Total monthly interest charges I think are close to 100. My fiance says I should use my savings to pay off my credit cards, and then use those freed up cards for car down payment and then the wedding. I agree to an extent because this will reduce those interest payments. I guess I dont see how it matters though, because Ill just me adding the balance right back within the next year. What is my best course of action here?Edit: great advice, thank you everyone!  <response>: My fiance says I should use my savings to pay off my credit cardsDo thisand then use those freed up cards for car down payment and then the wedding.lol NO DO NOT DO THIS 