<prompt> Human: My rates kept creeping up over the past couple years, as they tend to do. I had to file a claim in 2015 for an accident that wasnt my fault other guy was cited and then in 2016 my wife bought a new car so I was expecting them to go up a bit then. I recently went over my budget and kind of just sighed at the 285.08 a month we were paying to insure our two cars and decided to see if we could save a little money if I switched to someone else.Not to sound like a commercial, but I just switched to GEICO and saved a shitload of money. Personally I think that should be their new slogan. And they should pay me royalties for coming up with it. My new rates for the same coverage are 117.05 a month. Im saving 168.03 A MONTH and all it cost me was a half hour online researching policies and a phone call to cancel my current one.I switched to GEICO and saved 59 doesnt quite have the same ring as a shitload of money so I stand by my new slogan. Point is, we tend to get into the habit of just paying bills as they come in. Every 6 months or whenever your policy runs out do a quick check online to see if you can save some money by switching. It couldnt hurt.  <response>: As a counter point to the argument about poor handling of claims. Think about how often you file a claim. The average time between collision claims is nearly 18 years. When considering peoples reactions to how their claim was handled, remember that people are naturally biased to view accidents as less their fault than a neutral outside observer would. Being involved in a car accident sucks, theres really no getting around it. You might espouse the great handling of your claim for the first month, but a year out you probably wont even remember their name. 