<prompt> Human: Im expecting to get about 2,500 back for my refund in the next week or so. I just want a little insight on how I should spend it. To give you some information about my situation, I am a 20 year old college student and Ive been paying my way through college.I have 3 credit cards that I owe on, and they each will start accruing Interest on them in March. I owe 2,000 in total for all of the credit cards. I will be taking summer classes, which will cost me 2,176 out of pocket. I am also in dire need of a new car, as mine is costing me more money to fix it than it is actually worth. I was thinking of selling my current car for around 1,800 and possibly using my refund to make a down payment on a car that is 10,000 or less.My question is: What would be more beneficial to use my refund for? My cc debt, my soon to be summer class, or a down payment on a car?I also work full time, and make about 1,200 a month.Thanks!  <response>: Try our I have X article.Absolutely start with the credit cards. 