<prompt> Human: If there are posts that cover what I am about to ask Im sure there are a few I would love links.I am a 21 year old college student looking for the best steps, for both spending and investing, to have my financial outlook as positive as possible when I graduate in 2 years.I went the community college route so I had zero debt coming into my first semester at a university this past August. A large issue is that my parents had no savings, so all of the money is coming from federal grants loans, but thankfully no private loans. At the end of the two years Ill be roughly 40k in debt. General bullet points are welcome as well.EDIT:This was poorly worded... Ill give a little more detail: Im a Computer Science major so if all goes well Ill be well off right off of college. While Im not currently working, to concentrate more on my grades, Ive actively been searching for an internship for the summer. I hear a lot of advice from different people in my life invest and pay the minimum over time, work A LOT to minimize the amount of loans while paying back ASAP and am looking for any unique tips you have done, should have done, or just plain recommend.  <response>: Work. Part time during the semester. Full time during the summer, preferably in an internship type position in your chosen field. Doubles as income and networking. Many times youll even be able to have a job lined up for when you graduate by doing this. 