<prompt> Human: Ive won green card lottery and Im moving to USA from EU, Poland somewhere around November. I am in my early 30s, my wife is in her late 20s, Im working tech, she does middle management. We havent settled for any certain state yet.What topics should I be aware off, financial wise? Ive heard about 401 and probably some other minor stuff, but I would really appreciate some guidance.p.s. of course I know to read the sidebar and faq, however Im most interested in topics that I should deal with immediately after coming to USAssistant: As an American I would suggest you first decide where you want to live. It will make a huge difference to some of the most important things to consider. For example, cost of living, job opportunities, transportation, available healthcare, quality of life, Polish expat community, etc. Its a big place with a lot of diversity. Research the places you would like to live and then go from there.Human: I was thinking the other way around. First, find a job and then move. Of course I have some places picked: California def. not San Francisco, Chicago, NYC def. not Manhattan. I shoud have no problem finding jobs there, but sure they are pricey.Expats community play no role for me whatsoever.  <response>: Use the website numbeo.com. Ive recommended it so many times to people moving around the world because it is specific and accurate. This website gives you prices for the cost of living. Consider a place with high income and lower expenses. In California, for instance, the SF Bay area pays the most but costs significantly more than anywhere in the world. Cool, youll be making over 100k but houses costs over 1m or even over more. Luckily we have many smaller cities that still offer decent life with a comparatively higher salary when considering cost of living. The same is true of NY. Note that while our taxes appear to be lower than yours, they are not. We pay additional each month for monthly insurance premiums we call the monthly bill a premium and this only covers a fraction of the service you may need at the doctor. They are cheap for preventative care and checkups mine is 10 per visit or a 10 copay but extremely expensive for surgery, medication and long-term care for cancer or another terrible disease. The point of this paragraph is to illustrate that our tax rate doesnt include healthcare costs. We also stupidly charge sales tax after a purchase, so if something is 50 on the sticker, youll pay 50 __ tax. Good luck! 