<prompt> Human: Ive been searching the sub for a bit, and people seem to be against using pre-paid cards. I was thinking of getting a Bluebird for budgeting. Im a 21 year old college student and have realized I can spend crazy amount of money on food, booze, and makeupskincare. I have tried to use cash, but I hate the change thing, and carry a small wallet around college, so I really like cards only. I also like how I can automatically track my spending. Im very frugal in life, but I deceive myself by couponing and being money-smart, while other times impulse buying. I just wanted to direct deposit 40month to the card as my entertainmentspending money.If basically am going for fee-free banking, is there anything really bad? I have Visa and Mastercard debit cards, so I can always whip out one or the other in case my prepaid card is not taken.I also need to get a credit card, and start building credit this month. So my other concern is that I would have too many cards. I would have 4 debit cards and a credit card in total. Im hoping to get either a prepaid card or a credit card.  <response>: Hey, if it works for you and your mind, its all good. 