<prompt> Human: My recent jobs have all been semi-monthly or bi-weekly so now that I have a job that is monthly, its completely knew to me. How do you budget? Any budgeting advice is appreciated.  <response>: The first month is going to be difficult, work out all your fixed outgoings for the month then put that to one side. Then you will see how much you have to live on.Eventually try to keep two to three months wage in your account. This way you arent forced to live pay-check to pay-check and if an unexpected expense comes up you will be able to afford it. 