<prompt> Human: Pretty new to saving large amounts of money outside of retirement - 25 year old recently out of college with an OK job. I am looking into buying a condo or house, and have money just sitting in a checking account that will be used for the down payment of a place.What should I be doing with the money I am saving per month for a down payment in the hopefully 3-5 months before finding a place I want to purchase?  <response>: Put it in a savings account. 