<prompt> Human: I am a Sergeant in the US Marine Corps, and I have the priviledge and responsibility of financially counseling Marines that work under me. I have one Marine that has been hard-up on money for quite some time now. His basic information is as follows: 23 years old, wife is 21 not working, one daughter around 10 months old. His income is about 1200 twice a month, on the 1st and 15th his housing is already taken out of this.He is in over his head in credit card debt and car payments. I have been talking to him about creating a budget, and a debt snowball plan. He came to me today and showed me his work, and it looked pretty good, advantageous even. I told him to build a small emergency fund, while knocking out his debts one by one. His plan reflected that pretty well.He told me today during our talk that his wife wants plastic surgery liposuction, etc, because she doesnt like her body since she had her baby. She has shopped around and found the surgery as low as 5000. I told him that he absolutely should not let her go through with this, but he says their relationship is on the mends and she says its the only thing that will make her feel happy. I understand him wanting to please his wife, but I cannot understand going further into debt for this.Secondly, I told him with his tax return he should pay down bills. The way I look at it, every bill you pay off, you are giving yourself a pay raise. He basically shook his head at me and said I cant do that. Please lend me some advice, so I can show him this thread in the morning and convince him and hopefully his wife to setobtain financial goals before spending money they dont have.Thanks in advance!TL;DR Co-worker in debt. Non-working spouse wants plastic surgery.  <response>: It sounds like his wife might have postpartum depression. Its perfectly normal for a women to be a hormonal mess after giving birth, and that can be easily mistakenmisunderstood. But at 10 months her hormones should be pretty leveled out, and it sounds like something is still out of whack. Maybe Im totally wrong - maybe shes just immature and stupid. At least give her the benefit of the doubt. Postpartum depression is real, and its treatable. Until his wife gets her head on straight, he will not be successful financially or in his marriage. 