<prompt> Human: Its a writers assistant gig that took me half a year to find. Ive officially been hired and Im due to start in a week. The plan had been to be added to one of my sisters CC accounts but due to personal developments in her own life, this isnt an option anymore.Thanks a lot for any guidance or insight. As you can see from the time Im posting, the problem is keeping me up in a bad way.Assistant: What about a secured credit card ? Human: Why would this be downvoted? It is the first thing that came to my mind as well.Assistant: Dont you have to put money into that first to get a credit line? Im not seeing how it would help in OPs case.Human: Why not? OP didnt say he has no money. Assistant: Because if OP has the money, the post doesnt make any sense; why would OP need a payday loan or a line of credit if OP can pay out of pocket? Edit: because if its just about having credit available, then the payday loan doesnt seem like it would help, but OP mentions it as an option.Human: To clarify: I currently have a 4K credit card that Id pay down with a loan in order to be able to expense for her.  <response>: I would recommend selling a bunch of your stuff before taking a payday loan. 