<prompt> Human: My wife is expecting our first child in about 6 months. This has caused us to really look at our finances, and Im starting to panic a little. We both work from home doing running a small online business; some months we bring a lot of money and others not so much. On average, we net about 2000 a month, but sometimes as much as 5000. Our monthly expenses are below. Rent: 900Internet: 70Other Utilities: 125 - 200Cell: 90Health insurance: 50Food: 500Pet SuppliesHousehold GoodsOther: 300-500CC 1: maxed out at 5000, 9, minimum 101CC2: maxed out at 10,000, 11, minimum 215CC 3: balance of 2000, 22, minimum 45Im looking for advice on two things. First, how much should we budget monthly for a baby? Since we work from home child care will not be an issue. Second, we are trying to figure out how to fit that money into our current budget, since things are already quite tight. Below are some options weve bounced around to help:- Selling one of our cars. We think we could get about 8000 for it, and rarely use both.- Moving in with her dad no rent, no utilities, but we worry he would constantly scrutinize how we spend our money- Rehoming our dogs with a friend so that we can move to a cheaper apartment our rent is quite high for our area because few places allow pets.- I could get a second job outside the homeAny advice about the best course of action is greatly appreciated.  <response>: For 900 rent, I would move in with family. You are completely broke and deep in debt. You owe six months of your entire pay, at expensive interest rates. Even without a baby, this would take a long time to claw out of with your income.If youre only making 2Kmonth, you need to work more. I made more than that waiting tables part time at Applebees ten years ago.He should scrutinize how you spend your money, you spend more than you make. 