<prompt> Human: My husband is working hard at his dream vocation but doesnt make any income to speak of, and while we are hopeful, there are no guarantees that he will. I make 50k. We are about 5 years into a 30 year mortgage at 5.5. We owe 160,000 and the house needs some substantial repairs and upgrades new roof, furnace, carpets, etc, etc. The equity is probably about 225,000. We have some investments including a certain stock worth about 800,000. We are chipping away at the stock to meet the expenses I cant cover. We are in our late 40s. We have two teens, one will likely need help with college funds.I want to move to better live within our means and limit the money we pull from investments. Hubby wants to stay and pay off the mortgage by selling stock. He plans to downgrade when the kids are out of college. Either way, we probably need to make upgrades to the house, which would also mean selling stock.Emotions are high. Can you offer any clarity?  <response>: If you really have 800k tied up in one stock, pull out enough to pay off the mortgage then diversify the remaining stock. Keeping it in one stock is a one way ticket to losing everything. 