<prompt> Human: Hello All I am 22 years old and just got a job that will pay me 120k, great job security, and benefits but previously I was making about 35k a year in Southern California which isnt much at all here lol, so I want to be responsible and begin saving for a house but I have no clue where to start, what I can afford, or even the process to buy a home. Is there any good first time home buyer programs in SoCal you know of, what is the general percentage I should put down on a house? Also anything you can think of that might come up that isnt common sense? Appreciate all of the input thank you!  <response>: It would take an essay to answer all those questions, so Ill instead point you to the wiki: 