<prompt> Human: My wife is Australian we live in the US and due to a combination of selling real estate and getting an inheritance, we will need to transfer over 500K to our bank in the US. Our primary bank is US Bank.I initially was thinking a wire transfer would be best as in fastest, but I have recently read about how this can trigger an anti money laundering red flag and may result in freezes or account closures.Would it be better to actually get a paper check and try to deposit it that way? Any other thoughts would be appreciated.Assistant: Look into the exchange rate your bank is offering you. My bank charges 3 to exchange currencies. For 500k, thats a ton of money.There are 3rd party companies like xe.com that will do it for much less roughly 1 . Depending on your country, there may be ways to avoid this premium altogether. Like buy a common stock with your local currency then turn around and sell it for usd. In canada this is known as the Norbert gambit. You can google that for more info.Human: Seriously? That sucks. I will have to ask the bank what they charge to convert.  <response>: they also sometimes are bastards about it and do shit like no fee then have an lousy exchange rate. 