<prompt> Human: Hey everyone,I need a bit or more of advice in how to go forward with my current budget. I am in the market for either a used car andor a new laptop and Im unsure of what to do. I need a new laptop or computer because my ASUS K52F is crapping out on me. The hinge guards fell off over the course of the last year and my screen is being held together with duct tape to prevent spreading. The female outlet jack is loose and only registers the charger when its pulled at an angle. I just broke my new charger that I got from my Best Buy plan that lapsed on 152014. My charger is was sent to me on 121613 so they cant replace that the girl told me she couldnt get me a new battery either, but I found out I just needed separate orders and she kinda screwed me on a new battery. Im current sharing a charger with my brother my old one and Im not sure how long the charger will continue to register. I have my YNAB software on my laptop and few other important docs so regularly using the librarys free internet would be difficult.I need a new car because... well I share one with my parents. I help pay the car insurance every month. Aside from the freedom, Im a 27 year-old therapist in training and one of my supervisors is 45min away and my girlfriend lives 30min away though she comes into town by me more often anyway, so I need to have my own car to help me professionally, among the other obligatory reasons.I was thinking about getting a Mac Book Retina because Im sick of getting shotty laptop products. Ive had two laptops over the last 6 years and the amount of money Ive put into the second one alone insurance, anti-virus and geek squad renewals added I could have about Mac book before and most likely not have this current problem. I dont want to finance it, and I have the money to buy it, yet itll severely deplete my emergency fund I will list my budget shortly. As for a car, Im looking for one under 5k USA, more than likely 3k-4k range, so in case something happens right away I can fix it. I have my best friend helping me look into this because he used to sell cars and has currently transitioned into finance. The reason Im hesitant to buy one or even both is because I still have other new expenditureschanges coming up that will be monthly. Because Im a therapist in training and the type of license I want is not at my current practice, I have to pay another supervisor 100 per session. That will be at 2-4 times a month. Im transitioning to full time at the clinic which is huge so I can get my 3000 hours done in order to get licensed and paid better a lot sooner, but that also means at the end of March Im quitting my part time job and losing my benefits and guaranteed fixed income. I only get paid per session at the clinic Im working at. Since in a month I am no longer getting my work benefits come April 1st, Im using Affordable Healthcare. I have no idea how much thatll cost me a month even with the government subsidies helping me. Plus I need to paintdecorate my office because it looks like shit since it has not been used in a 6 months by another clinician so it looks Spartan and slightly colddepressing. Obviously, not ideal for therapy. The few positives I have right now are my current savings, my emergency fund, the two part time jobs, soon to be one full time job, no credit card debt, living at home, and a girlfriend who helps me with food or supplements that I need like fiber and Vitamin D. Im on an income based repayment for my near 6-figure student loan debt thanks to you individuals!, and I only have to pay my parents 200 USD for rent, which helps them pay of the loans they took out early in my undergrad career for me. Its apparent I have a lot of big changes occurring in my life right now and a few needs and wants that I need help prioritizing. Computer, car, health care, emergency fund, and possible change to not paying anything on my loans right now cause my income is so low currently. Help! I live in Wisconsin if that helps at all.BudgetIncome: 600-800 a month currently. Thats from my current part time job, which I will be leaving, and my therapist job which is just starting. My first paycheck was only 99, and my next one will be only 200. Once I go full time it will take some time to build up my caseload and get regular clients. Since I can only see Medicaid due to being pre-license, I only get about 11 an hour. For the next month I will get 50 from assessments and 40 for normal sessions from a different type of funded client, but that will change come April for the most part due to transitioning to Affordable Healthcare.Rent: 200Car insurance: 57.90Cell: 37.11 US Cellular pre pay, which Im probably switching to T-mobile soon since they have unlimited as opposed to the crappy 400 everything limitNetflix: 12.65 I share with my whole family and girlfriend. It helps me feel like Im contributingMedical: 120 Rx, copays, billsFuel: 50 will probably go up since Ill be traveling moreGroceries: 75Supervision: 100Spending money: 40 will be bringing this down because honestly I dont have the extra moneyCredit Card: 12.99 Capital One, 1000 limit I have identity alert to monitor my credit and scoreCurrent savings: 601.10 Big bank, will be transferring checking and this over to Ally soonEmergency Fund in Ally Savings: 3001.14Med Bills: 2040 I can pay off small at 15 or 25 a month They only come from one hospital system. They are charged combined in one bill. Should I still list them specifically?Student Loans: Stafford Sub: 5,555.21 Interest 6Stafford Unsub: 9,186.63 Interest 6.8Total: 15,129.90Stafford Unsub: 2,230.52 Interest: 6.8Total: 2,272.09Stafford Sub: 17,000 Interest: 6.8Stafford Unsub: 45,906.21 Interest: 6.8Total: 62,906.21Grad Plus Unsub: 6,605.79 Interest: 7.9Total: 6,748.78Stafford: 2,625 Interest: 2.35Balance: 2,532.21Stafford Sub: 2,265 Interest: 6.8Balance: 2,535.53Stafford Sub: 5,500 Interest: 6.8Balance: 5,352.24Perkins: 2000 Interest 5Total: 2000TOTAL: 99,476.96Any assistance would be hugely appreciated!Edit 1: Sorry about the vagueness in some of this. I tried to push this out before work and before my laptop died. What I meant by spyware renewals...Im an idiot. I meant antivirusanti spyware. Ive had Norton and currently Kaspersky. Ive had to renew them every year I had my computers. As well as renewing geek squad help in order to get new batteries and chargers. I asked rSuggestALaptop before I had a vague notion of my budget. I came here before I asked again. As for taking care of my laptops, Ive only dropped this one a couple times, but I diddo carry it around a lot. Ive thought I took relatively good care of it, possibly not. I dont download any save your computer now non-sense either. I was told by a bunch of people to get a Mac Book...but once again before I came here. Im just mostly frustrated with my PC laptops and have heard nothing but good things on longevity of Macs. Added income and medical bills, will be adding loans shortly.Edit 2: Added Student LoansAssistant: I was thinking about getting a Mac Book Retina because Im sick of getting shotty laptop products. Ive had two laptops over the last 6 years and the amount of money Ive put into the second one alone insurance, spyware renewals addedrsuggestalaptopWith your budget, I highly doubt you can afford a Macbook.The fact that youre a therapist of some kind, makes me think you dont even NEED a Macbook.And WTF is spyware renewals and why the hell are you paying for it? Theres loads of effective free anti-virus and spyware programsextensionsadd-ons out there. Stop downloading questionable shit you shouldnt be downloading and you should be fine.Human: I meant anti-virus software like Norton, Kaspersky, and rebuying geek squad insurance.  <response>: Theres no reason you should be paying for any of that crap. The best free anti-virus for 2014: The best free spyware adware removal tools: The best free malware removal tools: 