<prompt> Human: Here is what I have to my advantage:No debt, no kids, no wife or GF in my life. Im content living as cheaply as possible. I save all the money I can. I drive a paid-for car that I maintain myself. I pay 300 a year for liability insurance. I can save about 20,000 a year, and currently have 10,000 saved. By age 37 I should be close to having 100,000 in the bank. This is four 25 down payments on four 100,000 rental properties. If, all expenses accounted for, each property cash flows 500 per month, that would be 2000 a month to live on and leave the rat race. Yes it is near poverty, but one could still live comfortably off it if they were smart and not burdened with debt and family obligations. Should I go this route, or should I continue working until age 45, retire with a 14 mill in the bank, and then invest that money in even more properties and other investments?  <response>: Your strategy is poorly planned. Youre 33, you have 10k in the bank and you think you can save 20k a year. So youre making, what, 50k? What makes you believe that you would be able to get mortgages on investment properties by reducing your net worth to 0 and dedicating all of your current income to renting these properties until you have tenants? Your plan is not feasible. Learn more about real estate. 