<prompt> Human: Well, kind of a college student. I took a year and a half off and just re enrolled in community college. I owe close to 2,800 in stident loans from the 4 year university and about 300 in credit card debt. Im a waitress, and living on my own, so I pay rent 550 and that leaves 600 for groceries and bills and emergencies.Now, the thing is, I dont know where to pay the student loans, and the credit card website wont let me pay without a card number which I lost.I know its not a good situation, but since Im starting school again, I would like to be able to have some idea how to begin crawling out of this hole. Any advice is appreciated, thank you.  <response>: Your hole is frankly very very tiny.I would recommend you do the easiest method which is to obtain a 2nd job. 3,100 is probably a month or 2. Contact the credit card company and say you lost your card. via phone They will provide you with a new card and new access.Contact your 4 year university and see if they have the information on file and then contact the loan company. 