<prompt> Human: Im desperate and looking for helpadviceHeres some relevant information to my situation:Im a service industry worker. Im starting training in a higher position today with almost double the pay during busy seasonCurrent bank balance:Bank 1: 311Bank 2: 584Savings: barren_wasteland.jpgInvestments: 200Cash: 30Income: 2000moLast two paychecks were 700 because slow summertimeRent: 790moEnergy: 160moInternet: 60moWater: 0Phone: 40moSo my plan was to close my account with bank 2 and switch to bank 1. My internet bill came in and auto drafted. Also ever since my moped has been out of commission Ive been taking uber and lyft to work. Payments have been made through PayPal and charged to bank 2. I thought PayPal was connected to bank 1 but boy was I wrong. Bank 2 charged a total of 468 in overdraft fees in 7 transactions. Is there a way to negotiate with banks about this? I cant call until tomorrow Monday. Should I visit a branch in person? This bank has had a history for wrongfully charging me a banking fee of 13 for apparently having a low balance but they were wrong and thats why I wanted to switch banks.My best guess is to withdraw everything from investments to start. What else can I do? Any advice is much much appreciated and if you need any more information please let me know.  <response>: Many banks will refund at least some overdraft fees if you arent a repeat offender in that regard. Just be nice about asking. 