<prompt> Human: I have determined that my lease will be very expensive and now Im trying to get out of it.My question is really about using loans creatively.Heres the story: Im gonna be way over my miles and I dont want to buy it out because that will mean at least 8 years of payments total and about 29,000 total. If I return or buy, Im getting screwed.So I read online that you can get out of your lease by buying it out and selling it. Well, my buyout price is about 25,000 and the market value is only about 23,000. I put it up on CL for 22,500 and I have someone interested ready to wire the money to me right now.My problem is that Ill be short 2,500 - which I dont have right now... And Ill need a car.I would LIKE to be able to finance that 2,500 IN ADDITION TO the loan of a new car, but Im not quite sure I can do that because banks typically write a check for the total amount and dont split it up correct me if Im wrong.I was thinking - if I get a new car at lets say 20,000 and I get the 2,500 incorporated into that loan ... and when I buy the new car, have them write me a check for 2,500 - which Ill use towards the buyout. I dont know if theres any legal issues with this or if someone has a better idea.Ive also considered the idea of taking out a personal loan for the 2,500 and another loan for the car, but I dont think thats a very good way to go about this.If the bank could split the loan up and have it still be an auto loan that would be the best way to go about this, but I dont know if theyll do that.I am very open to any suggestions. Thank you.  <response>: The person from CL is a scam. Have they seen the car in person? No one buys a car without seeing it in person.The answer is no, you will not be able to borrow extra to cover the difference unless the old car is traded in at the same time. In this case youll get a lot less than market value and thus significantly more negative equity. 