<prompt> Human: Im looking for any advice at all. I closed on a house today and when i went to start moving a noticed the heavy rain had separated half of my yard im on a hill. This was not there in the final walk through 4 days prior The same problem is also happening to both neighbors. The house was a meritage build from 2011, built by meritage, and is part of an HOA. I bought the house for 190KI just dont know what to do and am completely lost. I have done good to all and never get ahead. I grew up in the projects and i swear there is some sort of force trying to put me back there. Any help would be great.PicturesEdit: I have filed a home insurance claim and am looking for an engineer. For all curious I live in San Antonio tx, that you all for your support so far,Edit 2: this is hearsay at this point but both my New neighbours on the left and right say that the previous owner had this problem on a smaller scale and hired an engineer to fix it. This was NOT in the sellers disclosure.Edit 3: builder was meritage, seller admitted he saw a small crack back in August but had a survey done. Neighboor states that it was bigger. None of it in disclosureEdit 4: Had a guy come to look at the foundation, he said it looks ok and not to worry to much but they will have to look at the soil. Apparetly this exact thing happened in July and I have in hand a 20 page report detailing it. This was not disclosed to me. However heritage should cover the fix  <response>: How long ago did this happen 4 hours, 12 hours, 24 hours?If its recent I would walk around your property and check for any pooling water or areas where water is flowing and try and mitigate that. You might also knock on the doors of any uphill or downhill neighbors to get access to their yards andor get help or borrow a shovel. Do what you can to route the flow of water away from the houses and away from the soaked areas. Next I would start calling structural engineers. You can look into Angies List, your realtor also probably knows someone from doing inspections. See if they will come out and do a group consult with your neighbors to save money. It will probably be 250. Listen to what they say and evaluate from there if you can take your time fixing it or do some diy. To keep costs down try to keep your neighbors in the loop, but realize people get weird about money fast. 