<prompt> Human: Im currently Im a werid situation that Im not quite sure how I even got into in the first place. obviously why Im posting I was about to file my taxes, when my brother notices that my pay stubs have been reading 99 exempt?! Me... being who I am, didnt even notice until now. Ive been getting pay checks that are around 760. Im 23, in terrible debt already with student loans...and on top of that I owe some money on a Costco credit card With that being said is there anything I can do to fix this? Im afraid im going to owe alot of money back and not be able to get a refund. I dont even know how my paychecks are reading 99exempt? Is that even possible?  <response>: You can talk to your HR rep at work and ask to change your W4. Update your dependants. As far as the taxes that were not deducted, youre gonna have to pay it back at some point. 