<prompt> Human: Hey guys!Just had a PF question which I know could have a variety of different answers. Im 16 and want to go through life with as little debt as possible as Im sure every other person would like to as well. My question is, what steps should I take so that I can limit my debt and perhaps stop it from ever pilling up? Some of these threads concern me greatly and I sometimes wonder if being debt free for my whole life is not a realistic option.Thanks!  <response>: If you never want debt, just dont get debt. Dont borrow anything. Listen to Dave Ramsey podcasts, his entire philosophy is exactly what youre asking about. He doesnt get mad at people for a mortgage, but any other debt is completely off the table. Its absolutely feasible and can even be a good idea. 