<prompt> Human: Im at the point now, Ill be moving out of my dads. This time next year Ill be on my own. My plan is to rent a 4 bedroom with 3 of my good friends. They all graduated last year, I was also supposed to but Im upgrading. Ill be doing my electrician apprenticeship Ill be making about 20 an hour, once Im journeyman Ill be making 50 an hour. My friends are also pursuing trades, well all be making about 20 as apprentices. Rent on a 4 bedroom where I am is about 3000, to 5000 a month. We are also considering mortgaging a place since our apprenticeships will last 4 years a 5 year mortgage would be ideal, then just rent the place out once we own it or sell the place outright and split the money. A 4bd here is about 1 to 1.5M. The town Im in is pretty unstable sometimes when it comes to work. We all have some strong ins with each of our respective companies we will to work with so we hope to be fine, but a lot of people do not have steady work so but there is a strong possibility well all have to move away for work. Thats the main reason were considering renting. So what do you guys think? Rent? Mortgage and landlord? Or Mortgage and sell? Any better ideas?  <response>: A mortgage split between four twenty-somethings? What could go wrong. Besides everything?You need to rent. And thats a hefty rent for 20hour. You will be spending more than 13 of your take home pay on rent alone. One you make journeyman, youll be fine with that rent until your can buy a place by yourself. 