<prompt> Human: Hi guys. I have a full time job that pays little over 40k and a new business thats about to start turning profit. I live at home so I dont have a lotta monthly expenses. I dont pay rent or utilities as my parents dont need or want me to. So everything I make is saved minus like gas for my car and whatever I spend on food and other miscellaneous expenses like cell phone, gym etc. My car is good working condition and I fully own it without any loan. Theres nothing wrong with it except for its too low and sporty and where I live we have REALLY bad roads so theyre slowly deteriorating the car mechanically and I end up needing body mechanic repairs often. I can sell my car for just over 8-9k and the car I want is a Jeep Wrangler which will run me about 30k or a little more. The Jeep Wrangler is one of my dream vehicles and its actually a realistic buy as I can sell my car, add a couple grand and make a 10k deposit on the wrangler loan. With that being said something is shouting at me telling me its a stupid idea and that Ill regret it. You know of living situation, my expenses monthly are:105 for gym 160 gas300 on food and coffee while at work. This can be decreased significantly if I start bringing from home and cooking.100-200 random things like going out or buying things30 cellphone What do you think? Should I buy it? Can I afford it?Any kind of advice would be greatly appreciated, thank you!  <response>: No, 1000 absolutely not. Your Jeep would cost you 75 of your annual income. Theres nothing wrong with your current car. Keep it until it explodes. Youd be digging yourself a hole. And guaranteed youd be upside down on that car loan. You car costs should be no more than 10-15 of your income. This is a bad idea, sorry. Also, why would you want a brand new jeep when you dont even have your own place yet? And youre spending 105month on a gym membership, you realize thats 1,260year, and over 3 of your income? 