<prompt> Human: Hello everyone, going to cut straight to the chase. At the age of 18, I got my first credit card in which I got approved for a credit limit of 5,000. In the first few months Id pay for my gas in my car and I would pay it off by the end of the month. I moved to a more expensive part of California and the lifestyle I was living wasnt following with what my income was and soon or later my credit card was maxed out. During the process I got an auto loan for a truck that costed 7,000 and now its at 6,200 to this date. Its stressful with a job only bringing in about 800 a month with such high gas and I have to pay for things such as my phone bill and etc. I have a summer job that pulls me approximately 1,000 a month but it ends in October so next month I will be back to making 800. I need advice to pay for this down quickly as possible!! Should I sell my truck for a cheaper car and start anew??  <response>: Sounds like you had a little too much fun when you moved lol selling your truck may give you a little bit of a buffer, but if you need it to get to the job you have now, I wouldnt recommend it. Especially because of the loan you have on it already. Most likely, youd be selling your truck for less than what you already owe. 