<prompt> Human: Hi PF,First time poster here, let me start by saying im an a huge dumbass at least 23 year old me was. I am now 25, I make 65k a year income from my job and the first thing I did with my new job was buy a brand new 2015 Chevy Camaro I know I know.... At the time I was living with my parents and it was my only payment so it didnt seem like a big deal when I was pulling in more money than I had ever seen in my life a month. My car cost 24,xxx I have an auto loan with Chase with an interest rate of 7. I pay off my loan monthly but at this point in my life my circumstances have changed drastically. I moved in with my GF and moved to a new state, blowing through all of my savings in the process.My question is basically this, I pay 460 a month on my auto loan and another 260 on insurance Florida. I owe about 19.5k still on the car, is there anyway to slice this where I could trade in or sell my car to get rid of this loan? I tried re-financing but my bank Chase could only offer me like 5 intereset and an increase in my loan term length AND they would only cover like 17k I would need 2.5k out of pocket which I dont have at the moment.Needless to say, I love my car. It puts a smile on my face everytime I get in it. However, I spent a ton of time worrying about it Its the nicest thing ive ever owned so I sink all kinds of into the car wash a month, cleaning supplies other random things to protect it. At this point I just need to get a more practical vehicle and get rid of paying this absurd amount every single month.Is it better for me to stick it out and just pay it off? Or should I try to sell get another vehicle?  <response>: anyway to slice this where I could trade in or sell my car to get rid of this loan?If your car is worth more than 19.5k, you can sell the car and pay off the loan. If your car is worth less than 19.5k, you can still sell the car, but youll have to come up with the difference between what its worth and how much you still owe on the car loan.You could also trade your car in and get a more practical car, but trade in values are often lower than what you might get if you sold your car private sale. 