<prompt> Human: Hey all. Have a little money to work with. I found a very nice used 2014 Ford Fiesta with only 15 thousand miles on it. It was listed when I first found it for 12,995. 5 minutes later when I submitted my info for contact with the dealership it had jumped to 13,998. I already know if they cant start dealing at the 13,998 Ill walk. Speaking with the dealership, they plan to have me meet with the GM. They seem a little desperate to get me in, based on the emails Ive received.That said, what sort of additional fees should I be prepared for? I have a junker 03 Ford Focus that I hope to trade in, but it is unlikely itll make any sort of dent in the price. With just cash to spend do I have any leverage over the dealer? Never done this before, so any help if available will be awesome! Thanks!Assistant: Have you looked up the KBB price? The basic model is selling around 11.5k so you may be over paying. Take a day and go to a couple different places and get competing offers. Even if you have to pay someone car savvy 300 bucks to spend the day driving around bargaining for you, its often worth the time to shop around.Next we have to have the routine personal finance chat. Do you really need a car right now thats this new? You seem to be struggling to purchase an engagement ring, do you have an emergency fund? Have you thought about retirement at all? Are you sure this is the right thing to spend your money on?Human: I found the same model for 11,900 from another dealer with whom I have also exchanged emails. It is at 50,000 miles. Should I even consider mileage when considering a used car purchase?I should have mentioned how this money came into my possession. It is part of a inheritance that I will be receiving over the next few years. My Focus is on its last legs, so I am excited to make a jump to something fresh. Ive spoken to my family, and they all believe that this is a responsible, if not expensive, way to use my money. I would disagree that I am struggling to save for a ring. At the moment I have 3,000 of my own money saved up from my full time job. I plan to propose in August so I still have time. It is simply sweetening the deal if have a little left over after this expenditure.  <response>: As far as the engagement ring, I suggest keeping an eye out for a diamond or diamond ring on craigslist and meet at a jeweler or gemologist of your choice to buy it, then buy a fancy new ring setting from the jeweler many carry very nice designer settings like Verragio, Ritani etc and they will set the stone. This could afford you a much nicer diamond and overall ring than just buying retail if you learn a little about diamonds. Engagement ringsdiamonds seem to depreciate once you buy them, so a ring you bought for 6k may only be worth 3k to sell. Ive done this with gems and have been very happy. 