<prompt> Human: About 4 or 5 days ago I started getting calls from numbers in various states across the country. The first few I ignored because as soon as I heard payday loan, I hung up. After getting a few more I thought did someone steal my identity and get some payday loans in my name? Why am I getting these calls all of a sudden? Today I answered a call and talked to the lady. I said I have not taken out any payday loans. She said they get their data from a universal database of people that have applied to receive a payday loan but may not have actually received one.Is this a new series of scam calls going around?Where can I go to make sure that I dont have any payday loans taken out in my name?Thanks PF!  <response>: I used to work at a check into cash. We made you put in 3 references when you filled out application. Use references to call if you were late. Also use them for cold calls as a selling method. I would check if your friends might have been hitting up a few places and using you as a reference. Also sometimes trade lists with other locations. 