<prompt> Human: My problems are my own doing, primarily due to depression issues that have existed my whole adult life. Recently I started seeking treatment for my depression and I am now working on bettering my life. I have been incredibly financially irresponsible sine I have entered the workforce when I was still a teenager, and now I am in my early 30s. I have all kinds of small debts in collections for medical expenses, legal fees, and other fines along the way. I also have student loan debt. I also have filed taxes only maybe a handful of times these past 15 years...I have dug quite a hole for myself and the problem with depression is that even simple things can become daunting, much less where I find myself now.I dont even know where to start, is there somewhere I can go or someone I can talk to to make a plan?  <response>: Post amount of each debt, interest rate, as well as income monthly expenses. Then folks here might provide more specific useful advice.Meanwhile, keep making progress with self-care. 