<prompt> Human: Hey everyone,A friend of mine was recommending a financial advisor to our group of friends. Ive always felt like I could do my own research and find helpful resources, like this sub, to circumvent the need for a financial planner. I am wondering if youve found a financial advisor to be worth your timemoney and if they told you any great info, of if it was already information you knew from your own research  <response>: It depends what problem you are trying to solve.If you are trying to pick how much to put into your 401k or how to save for a house, there are limits to the value of that information.If you considering establishing a trust, or are trying to navigate a tax-reduction strategy through an installment sale of residential property, then you might benefit from some advice, sure. 