<prompt> Human: Ive just become a resident of the US and have a brand new credit line. I want to help my mom with getting a carher credit score is crap and had to file for bankruptcy my dad is co-signing with metheyre separated to help me get her something in the 5k-10k range as we dont want a 5-6 years commitment and want to pay the debt ASAP.What is the best way to go about this and to advance payments on this car? I heard about sending extra money for the principle of the car? Is that a thing? Any other advice that would help me?Also, which credit cards do you guys suggest for me to apply for to start building my credit score? Thanks in advanced Reddit!  <response>: This is a bad idea for multiple reasons. Co-signing, partnering with family on a debt, establishing a financial relationship between separated people, and dealing with someone who has a history of bankruptcy.Im with Zentraedi. Get some cash together and get a cheap car for her. 