<prompt> Human: Long story short, my parents dont have the best relationship. My mom works as a cafe worker at a school and only brings in around 400 a week. The place she works at only accepts direct deposit but my dad doesnt want her intermingling with his accounts. We went to the bank and she doesnt meet any of the requirements to bypass the monthly charge that banks put upon you when having account. She really cant afford to lose any extra money because, like I said, she doesnt have the best relationship with my dad. Is there anything my reddit family can suggest?  <response>: Simple Bank, its 100 online banking, no physical branches, and no fees. I love it. 