<prompt> Human: Greets rpersonalfinance,I would like to think that I am rather smart with my finances, however I am stuck on the thought of rather or not I can afford new furniture! Of course I can make do with what I currently have but I would love to have new items.I am looking to spend 6,500 on new furniture. I would be paying for this new furniture from my savings account with a current balance of 11,000. I also have the option to finance the new furniture if I so wish to. I am just so torn on whether or not I can afford this huge new purchase.Any informationguidance is greatly appreciated!  <response>: This is almost impossible to answer without knowing more of your financial situation. That being said, based on only the information you gave I would say no. Dropping over half your savings on new furniture sounds like a bad idea. 