<prompt> Human: Ive always been a pretty frugal person. My parents instilled that in me, for better or for worse. I recently graduated school with about 14 000 in debt this is the most debt I have ever had. The debt really stresses me out and I am always thinking about it. The thing is, Im financially fine. I make almost 90 000 per year and am 23. Paying this off will be no problem.I really do understand that I am financially in a good situation. For some reason I still cant stop thinking about money. Im always doing the math in my head and even small purchases make me feel bad. Needless to say this attitude can make me a somewhat unpleasant person to be around. Has anyone else here dealt with this? I just want to forget about money and live my life for awhile.  <response>: Sounds like you need a budget.You sit down and plan out what you want to do with your money each month including debt payment. You give every dollar a job. You include in the budget an acceptable amount of fun money that you can piss away on beef jerky and poptarts knowing that your higher-priority financial goals are on track.If the loan stresses you out, aggressively pay it down! 