<prompt> Human: I have a full time job and I make 3,600monthSavings:6000 Emergency Fund 401k 10,000 Investment 24,000 Student Loan 5.8 6,000 How I spend 3,200 per month - Savings: 2,000 - Rent: 500 - Food: 200 - Gas: 20 I ride a motorcycle to work and free parking - PhoneWaterInternetTV: 150 - Remaining money is for spending Im 27. How am i doing? What else can i do to better myself? Do you think 6,000 is sufficient to qualify as an Emergency fund?  <response>: Get the monkey off your back and pay off the loan, you will be very happy with yourself when its gone 