<prompt> Human: I am a 19 year old college student. I worked my ass off a few years ago and created something which I ended up selling. I now have 120,000 in my chase savings account making .1. What would the best route be for me to recieve a few a year while staying away from a risky stock market  <response>: 2, might look at bonds. easier option would be something like an ally saving at 1.25 