<prompt> Human: Lets say that Id like my 401kRoth IRA to be 1,300,000 by age 60 so that I can pull out the money and live off the 6 interest.1,300,000 FV is 1,250,000 in todays money assuming 4 inflation. 6 of 1,250,000 is 75,000year.To get to this 1,300,000 number, I just need to continue to contribute 18,000yr to 401k and 5,500 to Roth IRA for about 5 years then I can divert all of that savings to other things like housingkidsearly retirement. Is there any reason to continue to contribute past that point except to continue to get employer match?  <response>: 1,300,000 FV is 1,250,000 in todays money assuming 4 inflationYouve computed inflation for one year, not the cumulative inflation over your life until youre 60. 4 inflation means 4 per year. 