<prompt> Human: Ok to start off im a 24 year old male who makes roughly 2600 hundred dollars a month. I have no debt, all my bills are caught up and paid for, with my monthly rent, insurance, utilities, truck payment, I pay in the ballpark of 900 dollars a month. I have around 1500 hundred dollars a month left over and I pretty much havent saved a dime. I have literally nothing in my savings account and about a thousand dollars in my checking. Im looking at purchasing a house within next 4 months with my girlfriend who is not gonna put any money towards this, so im not really sure how im gonna pull this down payment off on this deal. I just really need some advice on this. To give a little background I grew up without a father or a father figure in my life to guide me in the right direction, Ive never had anyone to really ever give me advice in my life but I really hope you guys could help me out on this. Thank you for reading this and putting up with my punctuation issues. EDIT: I just wanna say thanks to everyone that has commented on this and giving the best advice that you can. Ive been trying to read every comment posted on here and trying to take it all in at once. I sat down last night to put a sheet together of what im spending my money on and im making alot of stupid purchases,in which im just carelessly tossing my money away. The girlfriend thing... shes not at all whatsoever gonna be on my title, she has no affiliation with the house. Shes just gonna be moving in with me and helping pay.Once again thank you to everyone that posted, alot of you really made me look at myself and made me realize that its time for me to grow up and actually get my shit together. I really cant say thank you enough because this is really gonna be changing my life and I cant wait to start making this changes.  <response>: Who do you think is going to give you a loan given your current financial situation? When someday in the future you do get approved for a mortgage, dont put somebody on the title if they arent also on the mortgage. 