<prompt> Human: My company offers a 401k and a Roth 401K. Im 22 years old and will probably make 6 figures for the majority of my life age 30. Which one is better for my situation?My second question is about the fund I should choose.The three most popular funds are: 1 IVV 2 VLXVX 3 FDGRX Any thoughts?  <response>: Traditional 401k, max it out if you can. If you have extra after hitting the 18,500 for the year, put another 5500 into a Roth IRA. Cant go wrong with that IVV SP 500 index. To get a bit broader coverage, Id probably pick the VLXVX targeted retirement fund. If you look at the holdings of that 2065 Targeted fund, its 54 in US Total Stock Index, 36 in International Total Stock Index, and 10 in Bonds.If you think the US might be a little shakey, 2065 Targeted would balance that a bit. But either choice would be fine. Or split half and half. 