<prompt> Human: I have 400k in federal student loans. No other debt. Im currently enrolled in the REPAYE program which gives forgiveness after 25yrsAny advice on pay off as fast as possible VS pay minimum for 25yrs?I talked to a financial advisor just before graduation which said it would be cheaper to do REPAYE than pay it all off as fast as possible  <response>: It depends on your situation. Which you dont give a single shred of information about. A doctor should take very different actions than someone with a degree in underwater basket weaving.How do you even take out that much in federal loans? Not how could you have so much debt, but that seems like way more than the max youre able to take out. 