<prompt> Human: Take home pay is 3,400 a month, around 60k yearly. I live at home but take care of most the bills which is like 1700 a month. That leaves with me 1,700 a month to play around with. 1k a month is put into mutual funds and the max amount of 401k my company is willing to match. The rest 700 I feel like I can do something with this? The car I want to buy is a 2014 Mercedes Benz cla250 for 22k with 15k miles, brand new it was 35k,my friend works at a dealer ship so Im pretty a pretty good deal on it. Im going to finance it at 60 months, credit is excellent getting 2.34 on it so not paying too much interest, want to pay it off in 60 months because I feel like at an interest rate that low Im getting hit with 2,300 in total of the 60 months of the loan. Am I crazy to buy a nice car like this? Considering Im getting it for 5k cheaper than market value, I have always been good with finances, graduated college with 0 debt, and got a nice job right out of college, i mean is it worth it paying 350 a month for the car, I dont know I feel like I should reward myself for all my hard work, I mean saving for retirement is good and all, but am I going to be rocking that Mercedes Benz at age 60?  <response>: We get a lot of people who come through here and tell us how they regret overspending on a car when their income or expense situation goes off the rails. They look for a quick fix to get right on an underwater car loan, and seem so sad when they realize theres no such thing. We dont hear from people when it goes OK. The hope is you would be one of these people. 