<prompt> Human: I received an email saying this from my credit card company. They already boosted my limit once, without even asking me not sure if that is normal or not about a year ago. Then I got this email. Ive heard a higher limit is good because Ill be using a smaller of my limit each month which will be my case because I never carry a balance But this one almost sounds like I have to apply for it, which typically isnt good for credit score right?Does anyone know anything about this and whether I should do it? Text of the email belowIn appreciation of your history with us, you have been chosen to increase your credit limit by 4000 ... To request your increase, visit CC website and enter code . You may also call us at Phone . This offer is valid through Date. See additional details below. Terms Conditions Important Offer Details: 1. Per regulatory requirements, your current total annual income must be provided. 2. You will be approved for the credit line increase as long as none of the following apply: you have recently filed for bankruptcy, you have become past due on any CC company account since we identified you for this offer, your overall debt obligations are high relative to your income, or your credit limit has increased since we identified you for this offer. 3. This offer can only be applied to the account referenced in this letter. 4. This offer can only be redeemed once. 5. This offer is valid through Date.  <response>: Just make sure that by accepting the new limit youre not also agreeing to other new terms that might be less desirable. Read the fine print! 