<prompt> Human: Im 29 and make 90K. Im a frugal guy. Last few years Ive maxing out my 401K and submitting max to Roth IRA. I just recently got married but my wife is in foreign country and the process is 1 year for her to get to US. Im not counting on my wife to get a job here so we have to survive on my salary. Ive been saving up to buy a house for the last few years. However, a health crisis heart problem came onto my father and he will probably have to quit his job and retire. His salary is 120k. I live with my parents along with my elder brother and his wife In our culture we dont normally move out until we are married - my bother and his wife didnt move out because they dont make enough. The house mortgage alone is 3000. Other utilitiesexpenses is 1500. The problem is if my dad retires, Im gonna have to pick up most of the expenses because my elder brother is deadbeat who has a hard time even holding a min. wage job. My sister-in-law makes 40k. All these years of saving and holding a good job have now amounted to nothing, because I have to do all in my power to keep the house. Now, I dont see ever a chance of moving out and getting a place of my own because of this. Not counting on my wife to get a job adds further stress to the situation, now I wont be able to save anything let alone save for retirement. Im having many sleepless nights now and the situation is taking a huge toll on me. Just wanted to get this off my chest.Edit: Mortgage is 3000 not 4K, typo.  <response>: You dont have to live paycheck to paycheck. Youre choosing to do so. 