<prompt> Human: Im a third year US med student currently, looking at 300K in 6.8 and 7.8 loans. Ill be skipping payments during residency because of a baby or 2 or 3 on the way. Once I finish late thirties, lets say I make edit: 125K a year after 100K in taxes and 25K in malpractice premiums. I dont want to work like a dog for 25 years and never spend time with my children or get to take them on amazing trips to see the world. I want to be involved in other meaningful experiences besides work, as I dont feel like my job should define who I am as a person despite a prevailing mantra in my field that we are all workaholics. So I present the above thought experiment. Is it possible to have a great life for my family while paying minimally on loans for life? Is it possible to save for retirement and pay for a mortgage while basically paying just interest your whole life? Am I just taking crazy pills??edit: Im going to pay off my loans, people. Relax. I just posited an experimental scenario to see if it was possible.  <response>: Just pay off your damn loans. 