<prompt> Human: I dont know much at all about buying and selling a home. But shouldnt it be easy to downgrade? I dont see it everywhere but frequently enough where people are stuck in a house they cant afford but have lived in for years.  <response>: 1 Pride2 The status symbol3 if you are underwater house worth less than loan balance it can be difficult to get out from it.4 if they have money problems they probably still would in a smaller house but just have a smaller mortgage every month 