<prompt> Human: I28M have one credit card with about 2,200 dollars on my last statement. At a 20 interest rate. I have 1,900 left in my savings. My wife will be finished school and easily getting a job in 7 months from now. NursingI need to supplement my income by about 400 month to make ends meet. I have a mortgage on an apartment we bought last year.Luckily both cars are paid offWhat is the best way to go about this? I do have a support system if I got into real trouble parents Should I pay down the card I have, and open a new card that had a low introductory rate to borrow the money to cover me these few months? Should I consider a loan of some other kind? Thanks in advance!  <response>: The first thing you should do is look at your budget and see if you can reduce that 400 monthly deficit.Were talking rice and beans for meals, cut your cable, etcNext look to see if you actually need two cars and consider selling one. Youd also save on insurance or what not this way.I would not go into more debt if there was any other option. You could look into something like the chase slate card. It has a 15 month 0 interest APR and free balance transfers for the first 60 days. You could use that to transfer your 20 interest rate balance. But be careful. Using it to float a 400 monthly deficit for 7 months is the road to disaster. Use it as a tool help lower your monthly spending, not as a way to borrow more money. 