<prompt> Human: I have 4 open credit accounts, 3 of which are my government student loans, over 10 years old and about to be paid in full. The other is a credit card I opened only 5 months ago. Im worried this is going to drastically lower my score as my credit history will be significantly shorter. According to Credit Karma and my credit cards monitoring my score is in the 750 range now and I know thats an important to try and stay over that.  <response>: Pay it off. Dont pay interest for the rest of your life bc you treat your credit score like a video game. 