<prompt> Human: Greetings PF. Ive been lurking here every so often for tips and advice. Well, Id like to ask for some feedback on my situation because I want a bigger perspective. Sometimes I tend to get tunnel vision.Im 22 years old, and have a two year degree in computers. I was fortunate enough to have the funds for that thanks to my parents. I now work part-time in IT, and have been for about 14 months now. I make about 11kyr and still live with my parents. My only bills right now are for mobile phone, martial arts, and personal purchases video games, computer parts, vacation, etc. Because all of my essentials are covered, Im saving about 80-90 of my income right now. By the end of this month, I will have about 10k in my checking account, which I plan on moving to a savings account shopping around for banks, as my current only offers 0.05 interest in savings very soon. I have an additional 1500 in a traditional IRA, which is in a 3-year CD with 0.30 interest. I plan on moving that to another bank that has higher interest rates on their CDIRAs, if thats possible.Here are my goals:- Financially stable, ideally independent. I want to be able to coverplan for any unexpected financial scenarios car breaks down, house needs repair, that kind of thing without too much stress.- Self employed, or at least flexibly employed. Id like to be able to spend my time and energy as I choose, rather than it being chosen for me. Id love to retire early.I think Im headed in the right direction, but Id love some feedback on things I could add, change or tweak now that will help me out in the future.Thanks all!  <response>: What you can do better: Upgrade part-time to full time. Look for work that pays more and increase your income. Move away from CDs to index funds and plan for the long run. Youre too young not to be exposed to more risk. Read Long-Term Investing Start-Up Kit 