<prompt> Human: Okay long time lurker but i recently had an emergency situation come up and i just dont have the money to cover it and I need help getting a loan. I have poor credit due to some really stupid decisions in my past so I dont think i would qualify for a traditional loan from a bank. I looked into credit unions and saw they might be of more help but would they even let me join with my bad credit? I live in Texas and work full time at 12 an hour, no rentinsect as i live with my parents and have probably 600 I could muster together to go towards paying off a loan at the moment. They definitely dont have the money to loan me so I know not to ask them. Im just feeling a bit lost and STRESSED as to what my options are. Id appreciate any advicetips on what I could do. Thank you!Assistant: What do you need to loan for? Its unlikely you can get a loan with a reasonable interest rate. Do you have anything you can sell?Human: Its a long story but basically I have a life long friend that is having some serious family problems and he needs to get out of his living situation. Hes basically my brother so its not something i would do for anyone else but i cant let him stay where he is at. Ill need money for airfare, food, etc and bring him to Texas. Hes already looking for jobs and everything i just need to help him get here.  <response>: They definitely dont have the money to loan me so I know not to ask them.You are in the exact same position as your parents. You dont have the money, and if your friend asks, you need to tell them that. Offer the help you can: give him some of that 600, help him look for work, offer him a place to stay when he arrives, etc. You cant do what you cant do, which sucks, but thats life. 