<prompt> Human: Long story short is that my friend owes me 400. I have loaned him money in the past and he always came thru and paid me back on the terms that we agreed upon. Well this time is a little different. We had agreed upon him paying me back a month ago and I still have not received a dime. He is now dodging my calls and texts. I understand that you should never loan money to friends, but had good faith in him considering the past few times that I had helped him out.I am in a position where I really need that 400. Untimely car repairs and having to cover my roommates portion of rentutilities have completely drained my bank account. Said friend lives 2 hours away and I am thinking of driving up today have a gift card for gas so that is how I can afford to do that and going to his house and having a civilized conversation with him. He lives with his sister and her husband and they are always home, so someone will answer for sure. If for some reason someone isnt home, his mother who I am somewhat close to, lives a mile or so down the street. Should I try to speak to him, and if he is nowhere to be found, should I bring up the fact to his sister or mother that he owes me 400 and I need it now? Again I am going to keep this civilized and not make a scene. I am under the impression that he may have skipped town, because a couple of our mutual friends have not seen nor heard of him for the past week or so.  <response>: Seems like he doesnt have the money to pay you back, so what do you expect him to do? 1 rule in loaning people money... Never do it unless youre perfectly fine with the idea that you may never see that money again. 