<prompt> Human: Hey PF,With holiday deals Ive bee receiving and seeing offers for checking and saving account bonuses. Currently, I bank at a local bank from home, which in a month will be hundreds of miles away, the interest is 0 and 0.02 or so on checking and savings and I have about 11k and 3k in them respectively. The bank does have no fees that Ive experienced, and online check deposit, so being about 200 miles away from home for college hasnt been a big deal, especially with online banking and credit cards. However, soon I will be graduating and getting a full time job, is this small little bank -likely far from my new job- my best best? Ive seen deals with discover, capital one, and chase -al of which I have cc with. Should I pick one of these? Ive also seen good things about Ally, Charles Schwab, and USAAnot qualified. Are one of these better? My goals are very good mobile banking, interest in a savings account more than 0.1, and little to no fees that someone who doesnt deal with overdrafts or other silly bank things will worry about. Thanks!  <response>: As long youre not getting charged fees, it doesnt matter where you open an account. 