<prompt> Human: What is your definition of living paycheck to paycheck? My wife and I make enough money to pay our bills, spend some on fun, put a healthy amount in retirement and savings, but sometimes toward the end of the pay period we have to make sure we watch what we spend until the next payday. Do you consider this living paycheck to paycheck, or would that be paying bills and nothing else? Maybe were just talking semantics here, but Im curious.  <response>: Thats just paying bills. Living paycheck to paycheck means that if the paychecks stop, you are in a world of hurt and have no savings like an emergency fund or other resources to fall back on. 