<prompt> Human: My husband and I are looking to buy our very first house. We currently rent, both around 30 years old, no kids, no debt, 2 vehiclesOur stats:Income: 65KSavings: 411K401K: 60KMutual Funds: 13KWe are considering buying a house with cash for a little under 200K. Any good reasons not to do this? Also, open to suggestions on how to handle our money.  <response>: Buy it in cash. The new standard deductions in 2018 may be higher than your itemized amount so the loan may not benefit. A fully paid house provides a level of financial peace that many seldom experience until late in their life. 