<prompt> Human: I received around 30k in stock as an enheritance from a family member I never met. Since then Ive spent almost all of it on drugs, booze, car payment after totaling minesurprisingly sober at that moment, and paying off debt for the third year of college I completely fucked up. Ive got about 9k left after this months paying off of all debtsexcept under 1k to my mom for my new car. I recently moved from AR to a much larger city in TXeverythings bigger, but I just found a job and Im barely gonna make enough to pay rent. I hate mooching off of people, and could use some solid advice. Everythings in a mutual fund for now but i have no idea what to do.  <response>: Heres some general advice: 18 - 26 years old and how to handle moneySounds like youve got a small emergency fund the 9k, and a job that isnt paying you enough. So you have a few months to get your life on track. Use that time well. rcareerguidance may be able to give some advice as well. 