<prompt> Human: Last month I bought a valuable item and had it financed through a third party. I had a cosigner on the item and they had the billing documentation delivered to the cosigners address. During a phone call to pay my bill with the financer I told them that address of my cosigner was not the correct address and to send the billing info to my current address. They closed out the account and upon calling them further, they state my account is closed. Do I still owe the financer money? Am I off the hook? If anyone can tell me the next steps I would be very appreciative. Thanks.  <response>: Financing error in my favorThis does not exist. You need to figure out who you owe the debt to before it bites you in the hindquarters. 