<prompt> Human: I have a student loan for 40,000 with a 4 interest rate, and a personal loan for 6,000 at 14. My question is, should I be focusing on paying off the personal loan first, even though i am paying more of a MONTHLY TOTAL SUM of interest on the student loan?Hope that makes sense.  <response>: You should pay the minimum on the student loan and the maximum you can afford on the personal loan. 