<prompt> Human: Hey guys, not sure if this is the best place for this but I feel Ill get the best advice here. My wife and I have been pre-qualified for a new build in a great location with a great school district and all kinds of new retailrestaurants being built. With all the options we want, well be building for just shy of 200k. The builder offered us a quality lot for half off the premium and is giving us 6k towards our closing costs. Weve been pre-approved for an FHA 30 year with 3.5 down and a 4.75 interest rate. Weve got about a third of our down payment already we werent exactly planning to buy this soon, but the market is hot in our area with inventory being low, rates going up and average sales price continuing to go up. We shouldnt have any issue meeting our down payment requirement but weve got a bit of a snafu before we move.Our current landlord is the owner of our rental, a nicely upgraded 2004 build probably worth 175k in a great neighborhood. I work in real estate, and my realtor agrees with us that itll likely sell within a month as its well under the median sales price in our city of 207k. Our landlord is willing to let us break our lease through October, as long as she can sell the house. Right now, weve discussed that well put it on the market come May 1st and expect it to sell within the month. Our agreement is that we have at least 30 days to coordinate temporary housing and move out while the buyer closes. Our initial opportunity was to move into her parents home, a nice 5 bed 3 bath near our new home build site. Her parents are living elsewhere until winter, so it could work. However, her parents dogs would not get along with our dog and cat. So our best bet now is to find an apartment with either enough space to store all our furniture, or a cheaper apartment and rent out a storage unit for our stuff. Our best bet now is an apartment for 750 a month and then rent a storage unit for 150. Wed be saving 388 a month compared to our current rental rate of 1,288. The issue with an apartment is the rates change based on term and they need a 60 day notice of vacancy. Add in the inconvenience of a dog with no fenced yard and now were hoping a house is available on a month to month basis within a reasonable rental rate. The question here, is there anything we should be looking into? Any programs we may not be aware of or suggestions to help us find temporary housing while we wait for our house to be built? All this has been a bit stressful and wed like to have some certainty to ground us. Thanks all  <response>: Normally, I would say that keeping the lease and telling the owner tough luck is a no brainer, that schedule seems ideal to me...but it seems to me like you have very little cash saved up at this point. Your 3.5 down payment is only 7,000, and you claim to only have 13 of that currently, so 2,500 in cash. Plus you need money for closing costs and something in savings so that you arent house poor. That makes eating that month or two of rent really tough. So I would say move in with the parents and start banking as much as you can. You say they are not living there, but their dogs are? How does that work? I guess if you really cant make it work, then breaking the lease and getting a cheap apartment is the best bet. You would at least have some additional savings.In all honesty though, you should probably not be buying a home with zero emergency fund and barely enough for the down payment. I dont know what your income situation looks like, and perhaps you have the potential to save and just have not been, but it truthfully sounds like home ownership may not be the ideal choice for you at this point. I would definitely recommend saving up for a while longer for a bigger down payments and to build some savings. Even a new home can have large unforeseen expenses that could be a disaster if you have no money in the bank. Plus, you could get out of the FHA loan, which sticks you with mortgage insurance for the life of the loan. That said though, if you are going to do this, you need to start saving as much as possible as soon as possible, so whatever allows that to happen would be my advice. 