<prompt> Human: My boyfriend and I currently live together, have plans to marry in the next couple of years, and we are tired of renting and have made the decision to begin the process of buying a home. We both have good credit scores, his being slightly better than mine by about 10 points, however I have zero debt and he does have some debt amounting to about 15,000. I work as a nurse and I am currently the sole source of income in our home as he is in nursing school, with expected graduation in the fall of 2019. That being said, and assuming that we plan to be together for the rest of our lives, we are debating whether it would be more beneficial at this moment to purchase the house under my name since I have no debt, or to purchase as co-borrowers since we both have good credit. Thoughts?  <response>: Buy it yourself. When you get married, you can re finance under both names.This way, if anything goes wrong, it was your house before marriage, he could not get it in a Divorce. And adding a no income co-signer with 10 point credit score wouldnt help much. 