<prompt> Human: As a new 22yr old home owner, Im curious about when I can expect my homes price to drop to 2009 levels again. During its peak, my house was worth well over 400k in NJ. I bought my two family home last year for 275k. Zillow says its now worth around 335k, although I dont know how accurate that is. This all sort of scares me.  <response>: Nobody knows. If you buy a house you can afford and intend to live in it versus speculate on its value, it doesnt really matter. 