<prompt> Human: Im looking to try and buy a home in the next year or so, and while Im frugal, Im having a hard time figuring out a way to save 20 for a down payment. Even 3.5 for an FHA loan seems difficult.EDIT: I was mostly looking to hear the strategies those of you that have successfully bought a home on one persons income used to get there.  <response>: I spent two months spreadsheeting every single expense I had and then came to the realization that I was spending 700-1000 dollars per month on coffee, eating out and alcohol. Mind you I never had much beer or liquor in the house-- its really easy to turn a night barhopping into 100 or more in tabs and this was usually weekly.I basically cold turkeyed these things. Packing lunch, using the Keurig I still had sitting in its box, etc. It was really alarming how much more quickly my savings started to climb.I find that this is pretty true of a lot of my friends and family. The biggest wastes of money for them are either crippling debt payments or overspending constantly on small stuff. Obviously the first one is its own can of worms, but the second is a good place to start if you want a way to immediately improve your rate of savings. 