<prompt> Human: My Grandfather cosigned on a car for me at the beginning of last year under the stipulation that he be removed from the loan after a year. He has perfect I literally mean above 800 credit, I have shit credit, so it made my interest rate SUPER low. Now he wants off of the loan. How do I refinance this loan? Its a 2013 Kia Soul, it has 8,427.26 left on it through Ally Auto at 7.59 with 47 payments remaining. He is listed as the Buyer, I am listed as the Co-Buyer.  <response>: If 7.59 is the super low interest rate that a 800 credit score cosigner qualified you for, Id hate to see what youre going to have to refinance into alone... 