<prompt> Human: I have been staying with family while I work and save up money. I cant afford 100 a month for health insurance so I had no choice but to choose not to enroll. I claimed myself as a dependent on my W2 forms and have not yet filed taxes because I havent received them yet. I am 27, single and have no kids.Will I owe 325 or is there anyway to opt into paying the 2 or whatever because thats still cheaper than 325 considering my total income for 2014.Is there anything I could do to get it as low as possible? I dont want to pay thousands because that would undo all of my hard work with trying to save up everything.Do I qualify for the 1040 tax forms?  <response>: Most likely 0, since you make less than the minimum to file taxes. 