<prompt> Human: I checked Mint this morning and our net worth finally rose above 0. Background: My wife and I are 25 and live in Canada. I completed university engineering in 2014 with 40k in student loans. My wife finished her 2nd undergrad education earlier this year with 20k in student debt and started work in September.Our ability to get net-worth positive in such a short time essentially a 60k swing in 30 months was due to luck, hard work, and a healthy dose of self control. Employment - straight after graduation I got a job that pays around 100k CADyr roughly 75k USD. I work 60-70 hrswk and Im often away from home for 2-3 weeks at a time so that compensation comes with a price, but its one that Im willing to pay for now. My wife just started work several months ago and makes around 40k CADyr, so her earnings have not made as much of an impact. Family support - for the first year and a half after I finished school, my wife and I lived in her parents basement rent-free we were engaged at the time. It wasnt very glamorous, but obviously we are very blessed to have had the opportunity and it reduced our living expenses to practically zero, as we were only paying for groceries, car expenses, spending etc. We moved out after our wedding. Frugal lifestyle - our current SR is close to 50, hoping to get to 60 in 2017. I drive a 2005 buick and we live in a small cheap apartment for 900mo including utilities. We eat out maybe twice a month and rarely go out to bars. I also track every we spend every month to help keep us on track. That said, we do splurge on travel because that is important to us. We took a 3-week honeymoon to South Africa after our wedding and will likely take another big trip to SE Asia in 2017. We have discussed the trade-off, and we are willing to delay our retirement by a few years so that we can travel in our 20s before we have kids.Anyway, thanks for reading happy Saturday!  <response>: Bravo! It must feel good to finally be in the black. 