<prompt> Human: Basically as the title states, a man who thinks Im cute I guess wants to make a donation to me and is transferring me 20k through bank transfer. Dont ask me how or why, Im flabbergasted too! I previously had no checking account and made one specifically for this transfer. Will the bank think Im some sort of criminal and shut off my account? Do I need to think of a story that doesnt sound so fake? Can I say hes paying me for intellectual property if the bank asks? Will I need to pay taxes? I am honestly super inexperienced in money in general. Help me! :edit: So, I actually have already cut contact with this person and told him that if its a problem that I will not be talking to him anymore that Ill just send him the money back once I receive it. He told me hed like me to just keep the money anyways and he wants me to be happy, so well see I guess.  <response>: Careful if he says hes sending you 20,000 but accidentally sends 25,000 and asks that you wire 5,000 back and keep the 20,000. 