<prompt> Human: I am 18 years old and i was wondering, would it be smarter for me to be stricter with money right now? Or should i not worry with the age i am at? What are some things i should actually be looking forward to if i choose to start saving money now?  <response>: Theres no wrong age to start saving money. However, for the long term, youll do better for yourself right now cultivating generally frugal habits and educating yourself about the basics of long term investing than worrying too much about the specifics of why and how much to save. 