<prompt> Human: I was in a large national retail store, and during checkout, was asked about signing up for a store card. It was presented to me as similar to how somewhere like Target or Nordstrom does the bank-linked debit card. I asked a few questions about it, like is it a credit card, does it impact credit or is it an inquiry, can I get one with no present income I havent started my new job yet, etc. The associate told me that it wasnt anything like that, it wouldnt trigger a credit inquiry, it doesnt matter if I have no income, etc. They even brought out the manager to confirm this all to me.As it turns out, I was lied to.First off, the application was unsurprisingly declined. I inspected my report through CreditKarma and found two hard inquiries on my report from a creditor, which I was told would not be there. Furthermore, its my belief that its not allowed to push people into credit cards, knowing the individual doesnt have the income to support the debt.To summarize: I was told the store card I applied for was not a credit card, would not be a credit inquiry, and was still pushed to apply, even with zero income. I was lied to about what I was applying for, and now my credit reputation has been damaged.Are there any laws that govern something like this? I feel like what they did is illegal but I cant seem to find the consumer protection or credit card statutes that govern such a thing. Can anyone help?  <response>: I was told the store card I applied for was not a credit cardIts a card with which you buy things on credit. Ergo, its a credit card. Not a bank card, but still a credit card. The associate told me As it turns out, I was lied to.Now youve learned that salesmen lie. and now my credit reputation has been damaged.How much? Given that the card was refused, your credit score cant have been that hot to begin with. 