<prompt> Human: I am currently trying to rebuild my credit and have a Capital One credit card that charges an annual fee. My question is, is it really worth it? The annual fee is about 65 per year. The total limit for the card is 750. I dont mind paying it if it will benefit me in the long run, but with such a low limit, I just dont see it as beneficial. Thanks PF!EDIT: sorry should have clarified, is it worthwhile in terms of improving my credit? Not rewards, etc.  <response>: Depends on how much you spend and how much you get in rewards out of the card. 