<prompt> Human: So ive bought a house with my wife. We have a son. Basically what do i do now?We want to renovate but cant afford it. It will cost us approx 100k to renovate to bring full potential of the property.Our borrowing limit with the mortgage is around 34k.Saving would take us forever where we only make 1000 profit at the most per month. We do the credit card trick by the way to decrease interest costs.So what should we do to help raise funds for our renovations? We just want to get started as soon as we can.Total savings approx 22K.  <response>: We want to renovate but cant afford it.So, put this idea on the shelf with other ideas that you cant afford.That might seem glib, but, really, its not. Do you need to sell the property for some reason? You just bought it. Theres not compelling need to renovate it. 