<prompt> Human: Hello! Im studying Chemical Engineering, and I recently got hired for a co-op engineering position. Im over the moon to say the least! Ill be doing 3 rotations in total, tallying up to 12 months total, working full-time. My rotations will be Spring 2019, Summer 2020 and Summer 2021. The pay is really nice, at 18hr starting. Ill work January 2019-beginning May 2019, 40 hours a week at 18hr for my first rotation. My dad has been paying out of pocket for my college so far. I got a pretty hefty scholarship, and chose the cheapest school I got into, so hes been covering the remaining tuition, books, rent, utilities, and grocery money. Ill be graduating without any debt. I realize that Im extremely lucky. Items that I will not have to spend my co-op salary on: Rent- The company is giving me a 600month stipend for housing. My rent is 700month, and the remaining 100 is being covered by my dad. Utilities- Dad is covering. Groceries- Dad is covering. Future tuition- Dad will be covering. However, I will need a car to get to and from my new job. Warning, I know nothing about cars! My dad has a 2012 Toyota Highlander thats in really good shape. Hes offered to lend it to me until I graduate, and all I would have to cover would be gas, maintenance, and insurance. Hes also willing to sell me the car, its worth around 15,000 right now, and he would break it up into monthly payments, due to him during the seasons that I work on co-op. I really want my own car and to feel more independent, but 15,000 is a lot of money. Right now Im leaning towards just borrowing the Highlander from him, and then investing later on in a different car once I graduate with my degree and get an even better paying position. Any insight into the car situation would be really helpful. Now for the fun part! My boyfriend and I have been talking about marriage for nearly a year now. I really dont care about being traditional, I just want to marry this amazing man. Ive offered to pay entirely for our engagement ring, and leave him to pop the question once its shipped to us. My boyfriend is studying Computer Engineering and will be graduating with his degree this coming May. He will be staying in our colleges city, where the starting salary for his field is around 65,000year. He will also be graduating without any debt, but of course its a little rocky when you first graduate. So that why Ive offered to pay. I want to buy an engagement ring for us around May, so that we can make it official in the summer! Weve been looking at engagement rings online, and are a little lost. It appears that you have to drop around 500 at least to get something with long-lasting quality that wont break in a couple years. Ive found a ring that Im in love with for 1260, but I really have no idea how much I should be looking to spend on a ring. Not a huge fan of diamonds- at best they seem expensive and at worst they seem downright unethical. Im more interested in color gemstone rings and opals, but I want the metal band and stone to be a good quality. Something that I can wear forever. If someone could just look at my info and give a general ballpark of how much I should spend on a ring, that would be very helpful. Thank you so much everyone!  <response>: Borrow the car.Make sure your dad is okay with you buying an engagement ring. Some people take issue with someone they are supporting making large, luxury purchases. 