<prompt> Human: Im 25. I earn 48kyear. Im debt free. I am maxing my Roth IRA at 5kyear and Im putting 5 into my 401k profit sharing, no match. Ive almost got a decent sized emergency fund set up currently over 10k. My next move is to find an apartment sometime this year currently living with the parents rent free.So Im putting about 15 into my retirement funds. Is this enough? Should I am for a higher percentage? What percentage do most people contribute?Id you need more info, feel free to ask.  <response>: Play with some retirement calculators. firecalc.com is especially good. I live a fairly non-extravagant lifestyle but I have a family with a similar income to you, and I usually find that Ill need to save about 20.But certainly try to save more. If you get to retire a few years early itll be a sweet bonus. If you reach retirement age and find your nest egg lacking, its going to be a very shitty feeling... so err on the side of saving too much, rather than too little. 