<prompt> Human: Looking to hear what you guys think.I have a student loan with a balance of 8 grand at 6.8 interest. I have a CC with a balance of 5 grand at 0 interest until August at which point it goes to 16.8.I just got a windfall of money...not enough to pay either one outright but enough to do some serious damage.The obvious answer is to pay off the student loan becuase its gaining interest right now but Im afarid that if I throw the entire sum at the student loans than I will not be able to clear the CC balance before August. Of course Ill be paying it as much as I can so the balance would be much closer to 0 in August therefor midigating the interest.So I guess not knowing what said balance may or may not be come August I dont know the amount of interest I am looking to avoid based on the interest I would save right now if I dump it all on student loans.So what do you think...half and half...more to one than the other...Im open to any thoughts..ThanksAssistant: I make 2525 biweekly. The windfall was 4 grand. From a budget stand point its balanced with only about 150 a month in unallocated money.Paying 450 a month on the student loans as it is...min payment on those is somewhere enar 200.Human: Theres still a lot more information thats necessary, such as the total amount of your student loans outstanding, your budget, the size of the windfall, etc. See some of the highly rated posts on this subreddit for examples of the kind of information that people typically give.Assistant: Budget Current Monthly Payment Student Loans 15th 450.00 FoodTransportation 300.00 Cell 111.67 Car Payment 6th 473.83 Car Insurance 95.00 IRA 14th 416.00 Electric 30.00 Rent 31st 1,200.00 Internet 44.99 Net Flix 7.99 Student Loan Extra 100.00 Misc. 50.00 3,279.48  <response>: Lets format that, just for fun. Student Loans 450.00 FoodTransportation 300.00 Cell 111.67 Car Payment 473.83 Car Insurance 95.00 IRA 416.00 Electric 30.00 Rent 1,200.00 Internet 44.99 Netflix 7.99 Student Loan Extra 100.00 Misc. 50.00 Total: 3,279.48 