<prompt> Human: I just got a new credit card first one with a credit line of 750. I just want to know how to make my credit and maintain a good credit score.Here are some tips Ive been getting for family and friends they vary- Pay it all off every month in full- Pay only the minimum every month- Only use 13 of your credit line a month- Only use 14 of your credit line a monthWhat are some tips you guys have for keeping my credit score as high as I can. Im a junior in college, work for my dad making 400 a week approx. and will be getting paid internship in the fallAssistant: 10-30 utilization is fine, but pay off on full every month. Some believe you should only make minimum payment for a few months to build credit, but its largely a myth. Human: Thats what my dad told me as well. And actually the e-mail I got from the credit card company told me to do that as well! So paying in full every month is the absolute best thing to build my credit?  <response>: Not only that. Paying in full is the absolute best way to use a credit card. Period.Your credit rating improves the same speed whether or not you pay in full, as long as you pay at least the minimum required. 