<prompt> Human: So I know that I hit all the points for expensive insurance 18 Got license about 3 months ago Male Texas Small used sports car scion fr-s, 2015, 30k miles But I cant believe the quotes Im getting. They average around 5,500 per 6 months. The car is only worth 15,000, in a year and a half I could have bought the car again, with taxes! Ive tried a few, albeit less, attempts with a 2012 Honda civic base model, and my quotes only go down to 5,400 per 6 months. The civic I had in mind costs 6, I cant imagine paying for the cost of the car Im driving in half a year in vehicle related costs, without paying a dime on the actual cost of the car. This seems absurd! Is it my age? Am I doing something wrong?  <response>: Mainly because of your agelikely lack of credithow new you are to driving. Welcome to the realities. You should try to get on your parents insurance or continue to shop around. 