<prompt> Human: First off, the title has an ASL joke in it. Secondly, I am still living at home and finishing up college. I have 1 major bill and thats my car payment 430month. Id like to start making my money work for me, but Im not sure what to do or look into.Right now my plan is to save enough money to make a down payment on a house when I graduate. Id like to move out of state. Not sure if thats a good goal or not as Id also like to spend some of it on investing or learning how to.Any advice?Edit - I ended up downloading YNAB You Need a Budget so I can actually see where my money goes. I appreciate all of the advice from you guys. Im going to look into putting some money in a Roth IRA, and a 401k when my 90 days check up is here at work. Money has always scared me. Ive just had the mentality to save everything and not really budget, or organize where my should be. Again, thanks for the help!  <response>: Wait, I gotta ask. Student loans, what happens when those repayments kick in? 