<prompt> Human: Hi rpersonalfinance,My mother has been wasting her money and falling for online scams where she ends up paying thousands of dollars 4,500 in total so far on phony online classes that teach people how to swing trade and pick penny stocks. She only has about 20K in liquid assets and 30K in retirement accounts and is 57. Ive explained to her numerous times that she isnt going to beat the stock market and even showed that she vastly underperformed the Dow Jones Industrial Average, SP 500, and NASDAQ when I first confronted her about this in the middle of 2017. Despite this, I caught her paying 3K towards a phony program called Jason Bond Picks at the end of December. Ive explained numerous times that penny stocks are not where wealth is built and preserved yet nothing I say to her seems to be sticking. Ive explained to her that even the most well known subscription services like the ones Jim Cramer runs are well under 100 per month.Has anyone ever had to deal with this before? What can I do about this to get her to change her ways? Ive removed her internet access from all of her devices for the time being.Thanks so much in advance.  <response>: Show her the plethora of evidence suggested you cant beat the market like youve done.Keep forcing this issue. Dont give up.Hopefully she changes.Good luck. 