<prompt> Human: In August I left my job to be home with the kids. Now feel as though I made a bad choice because my husband has proven to be unreliable and self centered. This has been the case for years, but now that I dont work he has the potential to fuck over our entire family with his irresponsibility.I realized recently that my family deserves better, and so do I. We have around 70,000 in debt including car, and student loans. How do I proceed?The home is on a VA loan, so its legally his, regardless of who lives there now.Assistant: What is your specific question? How you file for divorce or how to find a job again?Human: What is the best course of action to pay shit off quickly, and not get fucked over with the house? We bought it on a VA loan, but both our money bought it, and make payments on it. The VA loan seems unethical if it really means that the non veteran would be fucked in a dissolution...  <response>: 1 Your assumption about the house going 100 to the vet in the case of a divorce due to the nature of the mortgage is false;2 Get a job again;3 Go to marital counseling. Have you told him that the money issue is to the point that youre considering divorce? If not, you may want to do that;4 Get involved with a personal finance group as a couple. If he refuses to buy into it and go, then you should speak to a divorce lawyer. Dave Ramseys groups seem to be pretty good from a debt reduction standpoint. 