<prompt> Human: Hi All, Im trying to get my mind around how much to save for retirement each year when Im likely going to inherit in 20-25 years an amount that will far outweigh anything I can save. It makes pushing it to save alittle more sometimes kind of tough when there is a reasonable chance it wont matter in the end. Inheritance is not guaranteed and risks such as medical expenses or some weird falling out can happen. What are the odds some extreme medical or other emergencies can wipe out 5M unlikely right?.My default position is to be saving enough where if I inherit nothing, I will be fine aiming for like 1.5M in inflation adjusted dollars by 65 assuming 3 real growth. This should be enough, but not extravagant. I could push it and save more, but not sure about is this rationale, when theres a good chance it wont matter. Anyone else in this situation, how do you think about it?  <response>: You should plan as if you wont get an inheritance.What are the odds some extreme medical or other emergencies can wipe out 5M unlikely right?.This is not the only thing retirees spend money on. 