<prompt> Human: First - I realize Im lucky and simply want to do the smart thing. Which is?Here is the situation. Mid 30s, sole breadwinner in the family, three kids, living in expensive silicon valley, working in tech. We live in a tiny, uncomfortable place for our large family. I got promoted at work and now make 2x what I did before and we are saving over 50 of our income. That said, 50 of that income is variable and not guaranteed.Goals: High quality of life, ability to work on a startup my own company in a few years, good schools environment for my kids.Ideas we are considering:1. Get out of dodge silicon valley and move somewhere more reasonable . With my current employer, the relo options are limited - Seattle is the main hub with smaller limitedrisky options scattered around the USA.2. Buy a house for 2x what our current place would sell for.3. your idea hereAppreciate your help!  <response>: It is very expensive to have a family of 5 in the bay area, especially if you want a good school district. Id say move anywhere else and keep this same income. Your family should be used to a modest lifestyle, which is good. if you want to ever retire AND help your kids out with college fees, youre going to need to save A LOT and live way below your means. It might be hard to resist keeping up with the jones but its what you gotta do for your family and your own future. 