<prompt> Human: Im 22, and am finishing my Masters degree in a technical field this semester. I have about 20k in federal student loan debt, like 5k left on my car payment, and maybe 2,000 in savings.Basically what I want to do is get a loan for 10k, go to Europe for 6-8 weeks, then come back and get a jobstart my career. I feel like in a simple world I would be able to be like, Look bank, Im going to make a pretty great living when I get a job, Ill be able to pay you back, so just let me borrow a bunch of money for a nice vacation in between my school career and my career career.My credit score is like 750, but what they called a thin file, because Ive only ever had one credit card and one non-student loan my car.So will a loan like this be hard to get? I know it can vary a lot by region, but what sort of interest rate would be considered low? Also I know I should just go into some different banks and credit unions and apply, but I want to see if anyone in the subreddit had some advice first. So thanks in advance!  <response>: Sell the car.Youll be making a great step towards debt freedom, getting a chunk of cash to pay for your trip, and avoiding further debt.You shouldnt take out the loan to pay for your trip. But do take the trip. 