<prompt> Human: Im 18 and have 500 in a savings account at a local bank. Im only getting like .01 interest which is almost next to nothing. I stumbled across savings bonds and I dont know much about them. Are they safe? Can I lose money? Is the interest a little higher in bonds as opposed to my savings account? The savings bonds have to be purchased online since financial institutions dont do the papaper anymore. Any help will be greatly appreciated! Thank you :  <response>: I would open up a high yield savings account, interest rates are around 1 and you would have access to your money unlike a savings bond 