<prompt> Human: Hello,Ive paid off 65,000 of debt in 2 12 years. My final debt payment will be Feb 9th. I use YNAB, budget daily and have future goals for investing and building financial wealth. My question is: how do I relax until Feb 9th? Carrying so much debt for so long was the heaviest burden. The 2 12 years I worked like a dog was the darkest time of my life. I felt like I couldnt breath because I literally had not a single dollar to my name -- even, I had negatives. Losing a job with debt was a real concern. Buying things with debt was a real concern. I felt so disempowered. Its hard to feel safe, stable and secure with debt. I know Im close, but the closer I get the harder it is to relax. Im having trouble sleeping at night. I wake up and cant go back to sleep. Im just waiting, waiting, waiting for Feb 9th. It cant come fast enough. Ive worked like a dog for this moment for so long. The anxiety is screwing up my life and I want to know any tips for dealing with it.I feel that I cant relax until my debt is paid off. If I have debt, Im in the negative. :Thanks!  <response>: Therapist? Would it be possible to scrape together the remaining amounts from savings or whatever and just pay it off today? Being a little lean in your savings accounts for 30 days likely isnt going to ruin you. 