<prompt> Human: Hello, rpersonalfinance. Im considering a few financial moves, and wanted to ask for opinions and advice regarding my situation. Ill go into detail and describe the moves were considering making.Were a 29 and 25 year old childless couple, both employed. We currently live in one of her parents extra homes, rent free. Yes, its a huge advantage, and an opportunity were trying not to squander.Income - 5500-6000mo. combined take home. This is after 6 401k employer match and health insurance comes out.Expenses - Were spending about 2000mo. total. Debt - I owe 32,000 on my student loans 6.125 interest, she owes about 13,000 on her 15 Kia Soul 0 interest. In the past year, we have paid off about 16,000 in student loans and paid off my 16 Honda Accord 22,000.Assets - 30,000 cash, 10k in 401k, and a 2016 Accord about 16-18k value todayNow, my questions and proposed moves. Were wanting to buy a home, and almost pulled the trigger last weekend on a new build. I got cold feet, and we decided to pump the brakes and reevaluate our situation. Were not in a rush to move out of our current house, but want to turn it over to her parents soon so they can sellrent it. Theyve been generous for long enough, and are near retirement. Also, we each commute about 45 minutes one way every day.My latest plan is to buy a much cheaper, but still reliable car to get to work and back. 5,000 max. Then, sell my Accord, and using those proceeds and our savings, pay off my student loans in full. This saves 10k in interest over the next 10 years. Then, we plan to save until March, when I get my annual bonus 4-6k?. This should put as at about 40k in the bank. Leaving a 10k emergency fund, that leaves 30k for a down payment and closing costs on a house. My thinking is that having less debt will make the home purchase much more comfortable and wise. Am I missing anything? Do these sound like wise moves to make? Giving up my car is a bit of a sacrifice, but I was stupid to buy a new car in the first place. By selling now I avoid losing another year of rapid depreciation. I still have to pay the stupid tax for my mistake. Besides, financial stability and freedom will bring much more happiness than the car. Thanks for reading! I look forward to hearing what some savvy folks think.  <response>: Im not too savvy, but heres my 2 cents.I wouldnt sell your car as you own it outright and have already taken the depreciation of value by driving it off the lot. Also that Honda will likely last you for a long time.Id pay off your student loan debt first as 6 is kind of high all in all. Either pay that off or refinance it to a cheaper rate.Are your expenses including loan payments?30k down payment means a house about 150k? Definitely doable but keep in mind upkeep costs and things you tend to forget about like curtains, furniture, appliances, lawn care. Couple as in married or dating long term? Im sure youve heard of horror stories of people dating and buying houses together that they cant afford on their own.Are you able to take advantage of a roth IRA? That might be worth looking into as well.I think your plan is doable financially but not what I would do personally. 