<prompt> Human: Wife and I are looking into buying a house at some point in the future. Currently I make 145k 20K bonus, and my wife makes 70k, we are in Texas. I am in a very stable career and expect my salary to increase. Our plan is for her to eventually exit the work force when we have kids 2-5 years from now, We are in our mid to late 20s. We currently have about 10k in roth IRA, 14k in Retirement, and 75K in savings, with no student loans. We currently save about 7k a month after our bills rent is 2k food cellphonetithe . I am looking to put a minimum of 20 down and still have about a 6 month emergency fund. With this I expect us to have about 130K around october 2016. Is a 500k house reasonable? We would like it to be the home we raise our family in. Owning a quality home is more important to us than many other luxuries not interested in luxury cars, jewelry, clothes etc. We have very specific taste and would not look to get into a McMansion, but rather and older home on a larger lot. We dont talk to many people about our income situation, as most of our friends do not know how much we make, or make as much as we do. We also dont want to hang ourselves on something we cannot afford.  <response>: Why would you think you cant? 