<prompt> Human: Ive been a Wells Fargo bank customer for over 15 years. My wife switched over when we got married about 10 years ago. Generally, its fine, no major problems for us with banking services over this time. Currently have 2 checking accounts and a savings account with WF.After the first and expanding scandal of opening fake accounts on behalf of customers, my wife and I considered switching banks. I called WF and hadnt had any fake accounts opened, and when I started the process of considering other banks, it just started to feel like too much of a pain to switch everything direct deposits, automatic payments, etc. I also thought to myself, Well, this is such a big F up, theres no way something like this could happen again and theyll over compensate. So, we kept our money there. Now, with the new foreclosure scandal, its feeling like time to change. Increasingly difficult to justify staying with WF. So, looking for advice, where should I look for new banking services, what are best features of daily banking, any recommendations, and any advice on how to switch everything efficiently making sure I dont miss anything like automatic mortgage payments, etc? EDIT: I love the internet. Awesome advice here. Key takeaways: 1 its time to leave WF and I need to stop being lazy about it; 2 transition the move to be safe; and, 3 online or credit unions are the way to go. Thanks, all.  <response>: Did it about a year ago. Get hooked up with a local credit union if you can and dont need out of network ATMs all the time. Wells Fargo can go pound sand. 