<prompt> Human: Im turning 18 soon, and I want to open new accounts at a new bank but I have over 10,000 in my current bank. How would I move that money into another bank safely?  <response>: Personally, I would open the new account with whatever minimum funds you need to open it, then once you get the routing and account numbers I would add it as an external account at your current bank. Then you should be able to transfer the funds from your current bank to your new one using an ACH transfer and theyll show up in a few days.However, this depends on the transfer limits and fees at your current and new banks. If the transfer limits are too low or they charge fees for transfers, it might be better to write yourself a check from your current account and deposit in your new account. Youll need to be aware of your new banks rules on deposit availability for new accounts, it might be a while before you can access that money. 