<prompt> Human: Just looking for any opinions on this. I am 25 and started at a company 6 years ago in July. I started at 10.30 and moved up twice, to 19.23 right now. My last raise was from 17.40 to the 19, and my boss repeatedly said I am nearing the cap for my position accounts receivable collector. She advised I go to college to get a degree and strive for something higher, like a manager position etc. Im very wary she told me this at last years review also but I didnt do it.. I feel weird not taking her advice again but I am wary because I personally know many friends with degrees who make less than me, or an amount more that doesnt even feel like a degree would be worth it. I should be getting 40K at 19.23 an hour now, and even if someone told me I would make 80K with a degree... the stress and cost of college still wouldnt be worth it IMO. I will not have kidsdependants, so I feel safe at 40K. But since Im reaching a cap in my position, Im not sure if 40-45K will be okay with me in 20 years. I just really feel like degrees are such a waste of sanity i went through horrible stressdepressionsuicide attempts and dropped out and money. Im living pretty okay on 40K and when my friends with degrees, who had huge school loans, are making 45K and theyre 5-10 years older than me--- I feel like Im not in a bad position. Ill be blunt and say I dont care about my education - I enjoy learning on my own but not in a testgrade environment. So a degree for me to me would be purely for financial salary gain..Any opinions out there please? Thanks!  <response>: You could get a 4-year state degree for 25,000 that, according to your calculations, would allow you to make 40,000 more each year for the next 40.And youre questioning whether its worth it or not? Really? 