<prompt> Human: Hello PF, keeping this on a throwaway. My 25 wife and I 29 will be moving into our first townhome-style condo in Virginia shortly. All was gravy until one night a few weeks ago my wife got a call from her brother 30 who is living in Texas. Apparently him and his mom got into a huge fight, he got kicked out, and has nowhere to go. Having a face tattoo, a record, and mental illness has made it tough for him to keep a job as well as keep a stable place. In a bout of hopelessness he was talking to my wife seeking advice and, rightfully so, expressing his discontent with life and talking about suicidial thoughts, etc. In a tearful and heated moment my wife suggested he could stay with us temporarily after we move into our place were currently renting a small 1BR apt if it was ok with me. She later told me about this conversation and I kind of freaked out and reluctantly agreed provided some rules were made.Fast forward to now, and were moving this coming Saturday. My wife and I have agreed on a few things that he must follow, including: You are not staying here on a permanent basis. This is temporary, and we have the discretion at any time to say You know what, this isnt really working out, you need to go back to Texas Clean up after yourself, keep your room sanitary You wont be borrowing our cars You will find a job within 6 months and start paying rent at that point, or you will have to find a new place You will start and continue to go to therapy or you will have to find a new place Any violent tendencies whatsoever and you are gone. Period.He of course was thankful and agreed, now heres where I need some help.. The guy has no car or money. It snows in Virginia. Im honestly not sure what to do, we live not technically in the middle of nowhere but Im not sure if hell be able to skate bike to public transportation. We will have to see. Since he has no job and hes 30 years old, he has no insurance. How can we go about getting him some therapymedication? Is obamacare the only way? Should my wife add him as a dependent under her insurance plan? Is this possible? Until he finds a job, is there any way I can write off any purchases I make for him? Hes very much a dependent in every sense of the word until he finds employment. Can I claim him as a dependent on my tax return if hes a dependent for the majority of the year? What about this year? Are there any low cost services that we can use to help him, such as paying for his food, bills, etc? If we are forced to go the obamacare route to get him some therapymedication, is there a way to minimize this cost, considering his situation?I realize that a lot of you are probably going to advise he just not come, but this is my wifes brother and I only have a 50 say, I dont like it but I understand shes just trying to help, after all her mother and grandmother want nothing to do with this brother, they are not on speaking terms. Dad is long gone.This of course will be a financial loss no matter how we look at it, but I am coming here seeking advice for minimizing the loss, thats all. Thanks guys!  <response>: Some thoughts, not in any particular order:1 I think Virginia was one of the states that did NOT accept federal money for the Medicaid expansion, so at this point, your brother-in-law is not eligible for Medicaid. He would have to pay for health insurance, then. 2 Look at state mental health resources. Are there any community-based centers? 3 Did he work with doctors in Texas that have diagnosed him with something? Have him bring all the paperwork he can find. He should try applying for Social Security Disability if possible.4 No matter what you do or agree to, he will probably still be considered a tenant for legal purposes. That means he is entitled to certain protections. See if Virginias state government website has any plain language resources on landlord-tenant dutiesresponsibilities. 5 Sit down with your wife and try to think of everything that can happen BEFORE he arrives. Agree on courses of action ahead of time, and write them down. Try to think of every eventuality. It is much easier to do this now than when he is there in front of you and you two may disagree about a course of action.6 He is likely NOT eligible for food stamps. This is because you three are probably preparing meals together, the legal rule for determining income for food stamp eligibility, and that means all of the income of you three counts towards the eligibility. 