<prompt> Human: Hes applying for ssdi and ltd and should be approved for both. Ltd 2800mo. Late 50s. House is worth 210 but needs paint and new flooring, which would cost new buyer 20-25k. We owe 150k. 10k in savings, 175 in 401k, can access early distribution if necessary in January. Parent plus loan for kids college not due for a few years, then can be rolled into income.based repayment plan. Own one car, second car pmt 180mo. No credit card debt.The house costs 1500 including ins. prop tax. per mo. wth do we do? I am looking for work while dealing with his 5 doctors and all the form filings hubs has cognitive problems. We can rent an apt for 850ish. Which would save us a lot on utilties, HO insurance 200mo, internet, but also require we rehome our 2 50 lb dogs. My heart is broken and Im so afraid. Help?  <response>: Whatever you do, please do not get involved in any MLMS! no matter what circumstances. 