<prompt> Human: Im single and 27, went straight into grad school out of undergrad. Im finally about to finish school and start a new job in Seattle where my salary will be 110k and includes a 40k signing bonus 20kyear over two years and 175k in restricted stock. When I start the company will buy 175k worth of stocks, lets say that comes out to 100 stocks. I would get a 14 of those stocks 25 in this hypothetical situation at 6, 18, 30, and 42 months. Other job factors that are relevant, but Im not counting on: a promotion after one year if I dont mess up and an annual bonus between 0-20 of base salary which is generally at least 10. Currently I have no debt, a reliable car with low mileage, 10k in an emergency fund, 43K in a Roth IRA, and 4k in a taxable Vanguard account. Im not willing to touch the Roth to finance the downpayment, but I have been offered an interest-free loan from my grandparents.Ive done an okay amount of reading on the proscons of home ownership and am aware of the hidden costs taxes, insurance, closing costs, maintenance of owning vs. renting and how renting generally makes sense if youre planning to move within a few years. Initially my plan was to rent a 1-bedroom somewhere in the city and figure things out after my lease was up. But as I think about it more, buying a 300-400k 1 bedroom near Queen Anne or Capitol Hill that I could work on myself sounds more and more appealing and I think buying is something I would end up doing eventually anyways so why burn the 18k in rent money plus whatever tax breaks there are.Does it make sense for me to take an interest-free 50-60k loan from my grandparents to cover a downpayment or is it more prudent to save up on my own for a bit and re-evaluate at that time? Im sure theres something Im overlooking and Im wondering if theres some red flags that should convince me not to buy right away. The biggest one I can think of is the flexibility of renting at a time when my lifestyle is going to be changing so drastically. Ill have a month of corporate housing once I start and my parents live close enough that I could stay there for a month or two and commute to work while I decide what to do. I grew up about 30 minutes away from Seattle and went to college in the city so I know the area, have friendsfamily there, and know I would like living in the city over the surrounding suburbs.  <response>: The only reason Id say to hold off is because Amazon Im 95 certain thats who youre talking about in Seattle - feel free to correct me if Im wrong churns and burns through workers. Its super high stress and not many people stay for that long. 