<prompt> Human: So as the title says I am a little over 42k in debt. It breaks down like this. I owe 4,116.02 on a truck, 16,390 on a car, 15,491 for a debt conslidation loan stupid move on my part, kind of...it did get the interest rate down and allowed me to see an actual plan on when I would pay off my debt, 4,318 on a credit card, 1,600 on another credit card, and 400 on yet another credit card. Let it be known that not all of this debt is mine. The last two credit cards as well as the car belong to my wife. However, I dont think it really matters considering Im the one paying for most of it anyway. Oh...and I have a house with a mortgage of 1,765month. Combined my wife and I make almost 7kmonth after taxes. Is there a way I can pay most, if not all of it, off in 6 years or is that just being totally irrational?EDIT I just want to say thank you for all of the advice everyone is giving me. It really helps to motivate me and believe that I can do this.Assistant: 800-1000month gets you there in 6 years, depending on the interest. If you cant do that, then show us, and yourself what exactly you are spending 4,500month on, after mortgage utilities of course.Human: To be honest...I have no idea where the rest of the money goes. We are pretty much living paycheck to paycheck. My wife and I get paid every two weeks. So we set up our bills to come out every two weeks, except for the mortgage, for that I move half of it over to savings on the 1st to make sure I dont spend it and then on the 15th I pay my mortgage. It just seems like as soon as I get paid pretty much all of my money disappears. I know it goes straight to bills then after that Id say within a week Im down to 400-500 to live off of for the next week to week and a half depending on how long it takes for me to get paid. Im in the military so we get paid on the 1st and the 15th.  <response>: Start using budgeting software to understand where all of your money goes. 