<prompt> Human: So I will be leaving my current employer next week to go to a much higher paying job. My insurance wont kick in until Ive been at the new job 28 days, which is almost exactly the due date of my first child.Do I have the option to enroll her when shes born? My wife is covered under separate insurance for her parents. Will the baby be entitled to that? Any options or ideas would be much appreciated  <response>: Pay for COBRA just to be on the safe side. You can enroll her when she is born in either COBRA if she arrives early or your employers plan if she is on time or over due. 