<prompt> Human: Hey everyone,My boyfriend and I are planning on getting married sometime this year. We have been together for 6 years and were holding off until I finished school. I was receiving financial aid and if we would have gotten married I would of had to include his income on my FASFA also and I most likely would not have gotten any aid. So now that Im done, we would like to get marri3d but want to know the financial pros and cons. How will this affect our tax refund? I make about 24k annually and he makes about 29k. I also have a child from a previous relationship. I usually file as single and claim my child and get a good amount back. He usually files as single and gets almost nothing back. Also, how will this affect our health insurance? My daughter has Medicaid and I have a insurance plan that the State helps me pay for because its expensive and I qualify for assistance. We have shared a bank account for 6 years and have never fought about money or anything. Our main concern is, if we get married we arent sure if we will get as much back during tax time. Also, Im pretty sure my daughter and I will have to go under his insurance which is expensive. Are there any other financial aspects of marriage we arent considering?Thank youAssistant: What state are you in? Are you on income based repayment of your student loans? Human: I live in Maryland. I have about 20k in loans that I am suppose to start paying off this month. The minimum I can pay a month is 50, but Im going to put 100 towards it a month. Want to get it paid off as soon as possible.  <response>: Good plan, make sure youre considering any student loan forgiveness programs not sure what your work is but you might qualify. I asked about the state, because some states have community property rules but not maryland which might have affected your IBR. 