<prompt> Human: Hello i was recently looking at ordering a 2018 mustang gt for my first car. I got a price of 31,500. I am going to put down 25,000 as a deposit and finance the rest plus the taxnear the ball park of 3k. Anyway i am 20 years old with a clean driving record and was curious as to how much my insurance would be so i started getting quotes online. I got an online quote from geico and they want me to pay 2737.94 every 6 months. It blows my mind that the insurance would be more than my car payment. I am in the military and have heard that USAA is great for insurance but the online quote site was down. So my question is, is insurance that expensive with every company? Can i expect way better rates with USAA? And finally should i just save up the remainder and pay the car in full.Assistant: Thanks everyone for the advice i know its not the smartest thing to buy. Especially at this age. I think the idea of having it just gets me too excited, hopefully i get over it within these upcoming months.  <response>: Its part of being an adult. Putting this money instead away for your future can net you much more than this car will ever give you. 25,000 invested in the market could turn into 200,000 in 30 years w a 7 return without you even having to do anything. 