<prompt> Human: I just received a phone call from a collection agency regarding a 2,000 debt from a cellphone company for past due amount, early termination charges, and equipment charges. The account was one my wife had opened before we were married and when she joined my plan, her parents kept the cellphone account open. Apparently last year they could no longer keep paying on it and let it go past due and have since accumulated the aforementioned charges on the account.As much as I would like to get this all cleared up right now and get rebuilding the hit I am sure her credit has taken, I dont have enough extra cash to cover all 2,000. I have tried looking for similar situations however I have not found much in the way of information on this. Are there options available that anyone knows of for something like this? small claims courtsuing her parents arent options unfortunately.  <response>: Never put stuff in your name expecting others to pay. I keep getting downvoted when I say that but the truth is the truth. That debt is now yours and you gotta pay it off. Maybe Judge Judy will help ya out, otherwise you are screwed. 