<prompt> Human: Hi so I recently got a discover it credit card since im in college. I am mostly using it for just the simple monthly payments like subscriptions, so the max amount i will use on the card is like 50 per month. For any other transactions i use my debit card. My cc limit is 500 rn and I understand that the limit can be higher the better score you have. My question is, would my credit score build if i only spent 50 every month and pay it off in the statements? Or do i have to spend more or something? any other tips is appreciated.  <response>: You do not have to spend more. Do not make purchases on a credit card that you wouldnt otherwise make. Pay off your statement balance in full by the due date. Thats all there is to it. 