<prompt> Human: I am not even sure if I can cash out soon? I started putting 80month into a 401k which is matched by my company. I have a little over 3,000 in CC debt never missed a payment... so thats nice at least and I should be done by end septemberearly october on my current pace. However, Id love to knock it out. I have a bit over 1,000 in my 401k now and was wondering if cashing it out to end the CC debt would be wise. For the record, I am only 24 so Id still have tons of time to make that money up. Not to mention, the sooner I get the CC done, the sooner I can save for the emergency fund and then start saving for property multi-unit buildings.So, is it worth it to cash out a fairly smallearly 401k to end CC debt once and for all?  <response>: Not worth it whatsoever. You will lose around 25-30 of that 401k value immediately. You dont have a lot of debt, just stop the contributions to the 401k and put that toward paying down your debt. 