<prompt> Human: Im not concerned about it, as I dont need a loan today or in the next several years, but Ive always been cognizant of my credit score. With four credit cards, all of which I pay down every month and have never carried any debt, I have always been mindful of my payments and usage of my credit. For the most part, my credit score has hovered between 720-780. So I know for the future, what do people do that gets them a credit score of 800?___EDIT: Thank you all for the responses. Looks like the answer is just time and diligence. I will keep up the good form.  <response>: To answer your question: Time. But dont worry about it. If you have a mid 700 score, your life will be no different with an 800 score. 