<prompt> Human: So Im pretty naive when it comes to this sort of stuff, and I know that. I tend to stress easily about money. Heres my current situation...I am engaged, my fiancé and I both have degrees Im a designer and shes has a teaching degree. After college we moved back in with her mom and have been able to save pretty easily, but its come to the point that we really need to move out, and Id like to not be paying rent if I can be paying towards a house.I have a full time design job with benefits and make 40k a year before taxes and everything, and bring home about 2,200 per month after taxes. My fiancé doesnt have a full time job yet, she works part time at a school and a daycare, and makes maybe 20k a year.Weve both paid off student loans, no debt. We both have a car payment thats about 480 per month combined. I currently have about 15k saved in the bank, and she has about 5k.Im just looking for advice on how I should go about looking into this sort of stuff. Like I said I realize Im pretty ignorant. Looking for some advice.Thanks!  <response>: First rent for a year or so. During that time, find out what kind of house youd want for the two of you. My boyfriend bought his first home without having a clue, and now that hes lived there for a few years, we have a list of things to look for in a new home and some of these things will be non-negotiable. Save up for the downpayment, save up for good, nice furniture, enjoy the fact that you can call the landlord when repairs are needed, enjoy the flexibility of renting for a while. There are many rent vs buy calculators online, and they typically show you that renting is cheaper if you live somewhere for less than five-ten years depending on exact costs. You may need the flexibility of renting for a while, since you dont know yet where your fiancee will find work, whether you may be able to get a better job somewhere else, and since you may have a family someday and then need a bigger house in an area with better schools. 