<prompt> Human: Current situation:41.2k income annually800mth received in child support2k credit cards382 car payment 17k balance1500math expenses house, utilities, phone bill, groceriesNo student loans or other debt733 credit scoreFuture plan:146k incomeChild support will go untouched into kids savings because I wont need it to liveI assume debt will be dropped asap and Ill leave a modest balance on the car just to keep credit score increasing. So, how do I find a financial planner? I need someone to advise how to reduce tax liability while focusing everything I can into retirement plans. Id like to help each kid 2 with half their college when the time comes. I have no idea what to do with that kind of income so I need someone to give me a budget. Ive lived frugally for a long time and dont wanna feel ghetto rich. I was a single mom, now in a stable relationship.For reference, I live in a low cost of living area Ohio.  <response>: You sure about the 146K, and that its not a scam? Not doubting your worthiness, but you havent given us details about your work and sometimes people post here who are being interviewed for jobs that turn out to be scams. Do your research on the company hiring you. Google companyname scam to double check. Another reason Im wondering is that salary is already being discussed and yet youre still in the interview stage. Dont count your chickens until they are well and truly settled. Any chance that child support may be reduced since your income will be so much higher? If all my concerns are unfounded, Im rooting for you for the job!! 