<prompt> Human: So I graduated college in 2005 with 220,000.00 in student loans. Before my story I will point out a few things...1. I realize this was stupid. I was 17, naive, had no guidance, and parents willing to sign anything to help me follow my dreams who were also uneducated.2. I realize that is not an excuse, I am simply stating the circumstances.3. Hindsight is great. The debt is here, so I dont need a scolding on my life choices. I want to fix this, thats why I am trying to think and discuss it more.4. Please spare us all the discussion on how I could have done it cheaper, believe me I know...now.So, to spare the details the fact of the matter is I am an airline pilot with student loans around 210000. Contrary to popular belief, we do not typically make tons of bucks. I have been doing this for 7 years almost I am 29 now and FINALLY broke 40k Gross last year. The prospects for making more and or ever getting past the 100k income mark is indefinitely far in the future or not at all.Right now the payments on this loan are 1400mo mostly interest, a shit ton of my net income. The lender will not provide any relief or help or refinancing or any kind of deal whatsoever. I do not own a house, I have a cheap car which was a gift given to me. I live with my parents rent free to dump cash into this. I still have made 0 headway. The interest is variable at 6.7. My last payment is scheduled for 2042. My Mom is cosigned and in her own financial straights.What kinds of advice or solutions or ideas or really just anything might you all have? I think talking about this is a good first step. I set up a lame gofundme page, but I doubt I can get 200,000 people to give me a dollar or any combo thereof. I have a girlfriend whom I would love to marry one day, have kids, have a house, and all that normal stuff that my friends who do not have debt are doing. I would like to at least move out of my Moms house. Its beyond frustratingdepressingetc and I have been through all those ups and downs on and off for years over this...EDIT: These are PRIVATE student loans, which were consolidated into one big momma in 2007. The individual payments were 2000 so I consolidated. My joke of federal loans have been completely paid off for a while. No sweat there.  <response>: I feel like 12hatch is trolling you, and I would try to disregard his blatant elitism. Hes right in that you signed on the line, as did I if you check my posts about this same issue, but the fact remains that there is a serious problem in the student loan market. Its a racket, a wolf wearing the guise of bettering yourself. We live in a world where there are no outs for a 19 year old who got an education, but there are pathways and bailouts for CEOs whove overspent themselves and ruined thousands of lives.my biggest problem with these types of conversations are the woe is me factor. Im glad that you, like me, are trying to find the scant options we might have. As it is Im 120k in student loan debt from myself and my wife. We both work professionally and have second jobs to try and pay it off. Working this way, 60 hours a week for the next two years, we might have a shot at it. tl;dr: My mom told me this: keep your goddamn chin up, youre not alone in this, take a very critical look at your finances and get a debt snowball going when the funds are there. It cant last forever. 