<prompt> Human: So i lend my wife just over 500 bucks. She got into a small accident and needed some help with repairs. Today shes paying me back part of it. Than next year shell finish paying me the rest. Shes had a decent track record of paying me back even before we were married. But her credit sucks and Im the one with most of the credit cards. My question. Is it generally a good idea to lend money if youre almost certain theyll pay it back?  <response>: You and your wife may need to discuss money if you view her being in accident as a situation where you loan her money. 