<prompt> Human: Ill try to sum this up as quickly as I can.My mom needs a liver transplant and the hospital that wants to perform the operation is a 30-45 minute drive away from her current home. She and her husband would like to buy a home that is not only much closer to the hospital, but one that is also less troublesome for her failing health it has stairs, must have water brought in, etc. Problem is, they are currently unable to get a loan due to their terrible history with finances some of which has been back luck, but mostly poor decisions over the years. To the best of my knowledge, she has claimed Chapter 13 bankruptcy three times, and of the seven homes shes purchased and sold over the last few decades, four of them were at a loss.So yesterday she asked if I would be willing to co-sign on a loan so they can purchase this new house. Of course I feel terrible for her and I want to help I may be supplying part of liver apparently? Yikes, but knowing her financial history in addition to her very poor history of mentalphysical health doesnt instill me with much confidence that this will end well. In fact, Im convinced this will end badly for both of us.Should I bite the bullet and help her, knowing full well that Im going to be responsible for an additional mortgage at some point in my life? I make about 40k a year after taxes, and currently have my own mortgage. I would not be able to afford both ifwhen I end up responsible for hers.Here are some of my thoughts since I was asked and havent had much time to processresearch: It seems like it would be better for her to find a place to rent while she sells her existing home and prepares for the operation apparently she needs several months to improve her health before she can even have surgery anyway. Im not sure if thats a good idea, and Im not sure how Id convince her even if it was. Is it possible to temporarily or even permanently reduce my credit score so Id no longer be in a position to co-sign? I realize that sounds kind of shitty, but the prospect of claiming bankruptcy myself or having to evict my own mother from her home so I can sell it doesnt sound very good either.If anyone has any other options I could explore, Im all ears. Thank you!  <response>: nopeNopeNOPENOPENOPE! 