<prompt> Human: Hey folks,I am an employee for the city of New York and I have been making contributions to my Prudential 403b ever since I started in 2017. One interesting benefit is that since I am making over an 8.5 contribution, I do not pay FICA taxes - this a policy that most employees pursue since it is thought of as free money. My question is, what are the consequences for doing this? As for myself, I am not and have never been married and have no dependents.  <response>: I would assume you wouldnt qualify for Social Security or Medicare since you arent paying into it. 