<prompt> Human: Im SINK, a few years out of school, and I enjoy socking money away in my savings. Its a big goal of mine every paycheck, and the savings is not huge, but Im know Im in a lot better place than my friends.Im never saving for anything in particular, so if I do have a vacation come up, or a 8-week class I know Id enjoy taking, I really have trouble taking the money out. But thats what savings are for, right? I guess it could be for a marriage, car, home down the line. Its not bad to keep it saved, I realize, but I worry Ill be one of those old rich people who never did anything because they couldnt allow themselves to spend. I feel like its a psychological thing -- anyone else face this or have tips?  <response>: Establish some real savings goals for things like retirement and a house. Include a spending category in your budget. When you have a realistic plan you will feel more comfortable spending some money. 