<prompt> Human: Leaving Canada soon. The exchange rate is finally around .80 CAD to 1.00 USD, but RBC still gets me for 1.30 to move my money south. Would it make sense to pull all my cash in CAD, close my account and exchange it elsewhere, or is this another unavoidable racket in the finacial industry?The amount is sizable enough not to feel the additional 10 deeply.Any directionadvice is appreciated.  <response>: Transferwise. Easy to use, great actual market rates and low fees. Ive moved GBP to USD this way for 18 months. No complaints. 