<prompt> Human: Title - What 37; of annualmonthlyweekly income should be disposable?Is there a consensus?  <response>: It doesnt scale. For people with low income or high expenses that is essentially 0 or negative.The only consensus youll find is it should be equal to the left over after your expenses and savings are covered. But everyone has different expenses and savings goals. Trying to make it uniform for everyone is essentially just creating a Procrustean bed. 