<prompt> Human: Hi all, I appreciate any ideas and advice you all can provide. Ive been so stressed about how to handle this situation: My parents are getting older and my brother and I want to buy them a small condo well under 150k if we can manage it just for the two of them to live in. Theyre currently renting. My father is on medicare and has retired. My mom still works but only for a few more years. She is also on Medicaid as she doesnt make much. Right now, their rent is 1450 a month. Theyre blue-collared workers so they only have a few thousands saved up. Rent is likely to continue to go up and my brother and I want them to have a stable payment that they can afford after my mom retires. Both of us will likely have to chip in a bit monthly to help out but I think we make enough to do that. My brother makes around 40k a year with a lot of room for advancement. He paid off his student loans. I currently make 78k and my potential is well over 100k with the government but still saddled with 90k in student loans. My brother and his wife will likely inherit her parents home so they wont have to worry about a mortgage. I, on the other, want to buy a house later with my finance. Her mother is willing to give us quite a large sum to buy our first house together so we will most likely not have a mortgage or a very small mortgage.My brother and parents live in MD and theres the MD Mortgage program that they can qualify. I live in VA. Would co-signing a loan with my brother for a home and then later buy myself and my finance a home be a good approach? I dont want this debt to be burdened on my finance once we get married. If you know of any other approaches to this, please feel free to let me know. Thank you!  <response>: Have you considered after buying your own home, constructing a small rental unit in the basementoff the side of the houseabove garage?Their rent can stay stable, you can help them out as they age, and grandparents make great babysitters and great sources of home-cooked dinners.Obviously this sort of lifestyle isnt for everyone especially SO, but I know some successful families who have done this sort of thing and had a lot of positives come from it. 