<prompt> Human: 10 years ago my mother asked me to co-sign a home equity loan for 100k because she was having health issues and needed money. She assured me that she would repay the loan and she only needed me because a co-signer was required. I agreed and went in to sign the document. She recovered and was I was made aware that she was paying off the loan. 3 years ago, I ran a credit check on myself and discovered that there was a 100k loan in our name. I thought there was a mistake because there was no way it was still at 100k because she was paying it off! I immediately brought it to her attention and she flipped out and accused me of illegally obtaining fiancal information on her. It was a red flag, but I felt guilty because she was going through another health scare so I dropped the issue. 1 year ago she was diagnosed with stomach cancer. Now that she only has a few more months to live, she is now sharing with me her fiancials. She makes the monthly minimum 244 on the laon but there is also a periodic fiance charge of 244. The interest rate is 2.99. She is also 50k in credit card debt. In her irrevocable trust my sister and I will inherit her house may be worth 500,000 but she is a horder and has not maintained the house since the 90s and maybe 70k if she doesnt spend it all before her death. We want to avoid selling the house because my sister wants to continue living in the house she grew up in, but the debts otherwise outweight the assets. Reddit, Im am overwhelmed and I dont know what to do. Any guidance or advice would be greatly appreciated, thank you. EDIT - We are located in California.  <response>: Your biggest problem here would seem to be the sister. I mean, were saying sister but shes de facto your daughter now, right?I dont see any way to clear the debt without selling the house. But thats small potatoes compared to the problem of... how do you make enough to support your daughter for another 20-30 yrs. 