<prompt> Human: A little back story, I lost my brother when I was 16 and ended up receiving 57,000 from his estate. Im 23 now and the checks have all cleared so the money is officially mine, but since it is the last thing I have of him, I want to find a way to use it to either further my income by putting it in stocks, or something I can make a return on investment from or at the very least use to get a house or move out of the country with it. Knowing him, he would want me to do something fun and important in his memory. The only problem is I have about 27,000 in student loans staring me in the face, and I just cant decide if I should use it to erase those demons forever. I havent started paying my loans I start next month but with all the difficulty Ive had paying off my other bills based on my income alone I work a restaurant and retail job, thanks college, I just dont know if Ill be able to pay off my student loans bills month for month like Ive planned. If anyone out there has any recommendations on what to do or where to start thinking, Id really appreciate all the help I can get.Edit: Thank you for all the help already. I know its logistically a much smarter idea to spend it on my loans and wipe it out. I suppose I assumed Id be making a bit more money at this stage and that monthly payments were the way to go, hence not wanting to let the money go like that. But I appreciate all the kind words and sentiments.  <response>: Sorry for your loss. Your viewpoint on the money could possibly use some adjustment. What if you looked at the paying off the student loans as one last big gift from your brother. Not having to pay the interest on the loans is a guaranteed return on your investment of whatever rate you would have been paying on the loans. That still would leave you with 30,000 left. With no student loans and 30k cash to invest you would already much better off financially than most 23 year olds out there. 