<prompt> Human: I want to open several new savings accounts for an emergency fund, college, and a house. My checking account is with Bank of America, and since I stopped overdrafting the account when I was poor I havent had anything to complain about. Should I open the savings accounts with Bank of America to make the money transfers easier or is there a better bank to go with?Thanks!!!  <response>: BoA does not currently pay any interest on their savings accounts..01 doesnt qualify to my mindEven their CDs peak at .15 which is rounding error to most budgets.So... while I am also a BOA customer, and I enjoy their services and availability... Their savings is pretty useless. Other banks offer savings accounts that are really gifts to attract your business, You would be better off to take advantage of one of them.It does depend how much though. If this is for 300, I wouldnt go through the trouble to earn 3 of interest a year. Im not sure where it starts to make sense, thats up to you. 