<prompt> Human: Once you are maxing out your 401k, IRA, etc., there become a lot of options in terms of where you can put your money for maximum growthopportunity or, at the very least, minimize the effects of inflation.I currently have Ally bank for liquidemergency savings, and Im trying to decide what combination of investment accounts and treasury bonds i-bonds, etc to look at. I looked at the prime directive wiki but it kind of leaves this part ambiguous. Are there any good flow charts or similar for what to do at this stage? I have more than I need in my emergencyliquid savings so Im trying to decide whether I want it all in investment accounts, or if I should tier it in savingsCDsgovt bondsetc.  <response>: HSA529Taxable brokerage with tax-efficient funds 