<prompt> Human: When I went to college graduated in 2005, my mom took out a ParentPlus loan to fund my education. There was still a balance remaining on that loan when she passed away mid-2016 and, as I understand it, that balance has been forgiven. Since the forgiven amount is now counted as income, my step-dad is insisting that this is my tax burden to bear. He is asking that I come up with 13k ASAP or risk being not welcomed back to my home. Whose responsibility is the tax from a legal standpoint? Would the IRS come after me for these taxes?Thanks in advance for your advice!  <response>: From a legal standpoint the student is NEVER responsible for a ParentsPlus loan. They are specifically for parents to fund a childs education.Your stepdad is an asshole. 