<prompt> Human: Hi PF, some backstory. Im 24 and save about 15-20k a year. I havent gone to college and dont have plansdesire to. Im not sure of my future goals so I just leave it in my account until I decide one day to use it. Should I be putting this money to better use?  <response>: Investing is a good idea if you know you arent going to touch it for a while. 