<prompt> Human: 10k in CC debt 10.99 36k in SL debt at roughly 5.4 between my spouse and I.Payments totaling roughly 700 per month.58k 401k balance from previous employer.Cashing out 401k would cover all CC debt and most of SL.About to buy another house after sale of current house and need extra every month. Worth it?  <response>: No the penalties, taxes and loss of the future growth is not worth it. 