<prompt> Human: Hi there,My husband is on home hospice care after an intense 3-year battle with stage 4 colon cancer. He is a 100 disabled, retired veteran, and we have all the ducks in a row for VA pay, SSDI, and social security for the kids. We just bought a house a month ago, and he ended up in the hospital 5 days after we closed. Sucks, but it is what it is. Im his caregiver 247, and he has been the primary person in charge of our finances for our entire marriage, but has been setting things up so Ive been able to slowly take overdo it with him. Im nervous, but ready.I have questions about what happens to debt that is solely in his name after he passes? I read, and he told me, that I wont be responsible to pay off his things, and that those accounts will be closed as well, so I wont have access to them. The accounts in his name only include 3 credit cards 2 are completely or nearly paid off, one is at about 25 usage and a loan, total about 17,000. There is another credit card that I think Im only an authorized user for, but Ill have to look into that more closely honestly, Im not sure where, and weve been sharing finances for so long, and Ive been a stay at home mom, worked part time, and now am a 24-hour caregiver for his every need. Have been for the better part of the last 2 years.I have two cards in my name only, and a student loan with a moderate amount left to pay about 8000. I know those dont apply.Anyway, Im just not sure what the best thing is to do here. I dont really have established credit, since I havent been the main person working or using any cards. Nothing is late or delinquent or anything, I just really havent utilized much credit at all. The car, home, etc. have all been in his name with me added to them at the end. When this happens, and it will happen in the next several weeks or sooner, what do I do? Continue paying monthly payments? Call and let them know he has passed? I assume theyll close the accounts Im not actually on. If they do, do I still make those monthly payments, or will they expect me to pay the full amounts due when I call? Should we have me added to those accounts now, and will that help my credit score, and then nothing really changes? do I even need to worry about a credit score this very moment, since weve just purchase a house and have a totally reliable car? Weve had his cards for years and years, and my two cards for only about a year, so his limits are generous and theres a long history of our financial responsibility, whereas mine has very little usage and no real time to establish much yet. Im just trying to figure out what the correct thing is to do, and when, and google isnt giving me straight answers. I would greatly appreciate any helpful advice here because this is all overwhelming. Thanks!  <response>: Please seek professional advice and help from lawyers or other specialists. Do not rely on advice here. 