<prompt> Human: Basic info: 25M, self employed, no family, 20k savingsI have 15k in a solo 401k. Im thinking about doing one of the following:15k into Fidelity Total Market Index Fund - Premium Classor10k into Fidelity Total Market Index Fund - Premium Class5k into Fidelity Global ex U.S. Index Fund - Investor ClassI know I should diversify but this year I plan on investing another 5k and then I will be able to go to Premium Class in both. Im not too interested in bonds at the moment.  <response>: Based on what you tell me, both are appropriate. Having some foreign representation is usually a good idea, so I would recommend about 7537; US and 2537; Foreign.You are right about the bonds. No need for them until youre much older.Good luck. 