<prompt> Human: So the main reason Ive heard to avoid cash advances are the high interest rates associated with them. But is it bad for your credit to get cash advances? Hypothetical scenario:I want to get rewards points for large bills that I am unable to pay with a credit card mortgage... I have the money in hand and will pay off the cash advance the day of. Why shouldnt I do this?  <response>: Pretty simple: You shouldnt do this because cash advances dont count towards rewards. Additionally, they often come with fees on top of the immediate interest. 