<prompt> Human: As the title says, Im a technically first time car buyer and have several questions I was hoping yall could help me withgive some advice on. I say technically because I bought a car about 5 years ago for 3k cash off CraigsList, but this will be my first time buying a vehicle from a dealership. Before I get to the questions themselves, a little background about my situation:Im 25, male, single, credit score in the high 750s, debt-to-income ratio of 9, 32k in debt all good debt, student loans thatll be paid off win 18 months plan on buying a CPO 2014-2016 Jeep Cherokee in SoCal when I return from deployment in a couple months mileage Im looking at is in the 40-80k range. Price range is 14k-17k, down payment will be 4k, so loan in the range of 10-13k that Im looking to finance for 36 months. Sorry if this info is a bit excessive, just wanted to give a solid description of my situation to help with my questions. So, on to the point of my post:-What sort of APR should I be looking for on my loan? Whats a normal APR for my situation? Obviously the answer is as low as you can get but Im looking for an actual number to base my decision off of.-What sort of things typically fall under dealer fees? How much can I expect in dealer fees? Im currently looking around on USAAs car-buying service and theyll list 65-80 in dealer document preparation fees but I feel like there will be additional fees.-My term length on the loan will be for 36 months, but I plan on having the loan payed off 24 months the 36 month term length is just to keep the minimum payments within my budget until student loans are payed off, at which point Ill be putting what was going towards student loans towards the car loan. Are there any negative repercussions to paying off the loan a full year in advance?-Im buying the car in SoCal, but registering it in Minnesota. Will I still have to pay taxes or any other fees to California, or would I just have to pay Minnesota registration taxesfees?Any help with any of these questions is greatly appreciated! Side note: This is my first post, if this doesnt belong here please direct me to where I should be posting!  <response>: Just a heads up stay away from Jeep Cherokee especially pre owned they are plagued by issues I have 2016 Cherokee and you can read my post about it. I feel for the person who will end up buying mine after i turn mine in when lease ends. 