<prompt> Human: Ill be leaving my fulltime job in the next coming weeks to resume a more freelance-based income. I have 1k in an unmatched 401k that I figure I need to roll it into an IRA. I dont anticipate needing to touch it anytime soon, but I am definitely not ready to pay the taxes on it out of pocket. Whats my best option?  <response>: Here is a mechanics answer to your question... You want a Trustee to Trustee Transfer. To get one talk to the receiving company. They have a vested interest in making sure they get your money into their accounts as soon as possible. Fill out their transfer paperwork.Sometimes companies call them a Rollover. But you want to make sure the funds are transferred from one company directly to another company. As long as you dont cash the check, the IRS wont tax you. 