<prompt> Human: I currently have 6000 sitting in my checking account. I want to move it out of there so I dont get to careless with it, but want to figure out a safe place to move it where I still earn interest. I have a robinhood account so I can put it in stocks, but am convinced the market is going to crash sometime in the near future. What types of savings accounts are out there? or are there any safe stocks I should consider putting my money into?Also, PNC is my bankAssistant: but am convinced the market is going to crash sometime in the near future. ... why? Because some fearmongering news pundit told you that? Or do you actually have your own opinion as to why? Would you like to share it? And your opinion better not be because we have been going up since 2009.That being said, your time scale is a year and you think the market is going to crash. So why would you invest it at all? Put it in a bank account and leave it or get a low yield 1 year CD... what other options do you have? Save it. Dont invest it. Dont touch it. Put it in a bank account and forget you have it til next year. Human: The fact that we have been skyrocketing since 2009 is concerning, and is indeed part of the reason I think we are going to crash. However, there is more to my worry that just that.The United States presidential election will put one of two very unpopular candidates in office. This will cause worry in many people, who will be concerned about their investments and may cause a large short.Additionally, since 2009 the United States national debt has reached 19 Trillion. It is still growing, and this reflects trouble ahead. Finally, selling cars on loans people cant afford has become wildly popular. Many of these loans default. This is very similar to the housing bubble of 2008, though not as significant due to the fact that it is about car loans. Now, with all these factors added up, and other market problems Im sure I dont even totally know about, I am fairly confident we will soon see a crash.  <response>: Literally no one knows when, how, or why the next crash will occur. Basing personal investment decisions on your own assessments of the future of the stock market isnt a prudent thing to do 