<prompt> Human: Im looking for feedback from folks who have used this bank. Did you find any compelling reasons to use Simple over online banks such as Ally or ING? I received an invite, trying to decide whether to take the plunge. I searched here and rbanking, but havent found a ton of feedback from actual users. Thanks in advance!EDIT: Thank you everyone for your feedback. Looks like they want 200-500 as an initial deposit. Still on the fence on whether its wort it.  <response>: Im a Simple user and I love it. The combination of nice, clean design and the constant adding of new features is a plus for me.I use it as my main bank. My main draws to the service was the user interface for web and mobile apps and then the reporting features. Also, Im excited that for each transaction they get every field that other banks just throw away. So, if looking at a restaurant transaction, I can see the tip amount after its posted and see the dollar amount and the percentage.Another thing I love about is the customer service. Its as simple as clicking start a conversation and they get back to you within 30 minutes and your issue is resolved or your question is explained. The phone support is also like none other. Call up, someone answers immediately, you confirm your name and details and youre on your way.The Goals function is very helpful as well. Set a goal for what you want, the price and when you want it and it will automatically move funds from your safe to spend balance into that specific goal. When you want to make the purchase, make it on your Simple card and then set the transaction to spend from the goal and its complete. This all takes place with out you even noticing that money was being saved.I could go on and on about how amazing Simple is and how much it doesnt feel like a bank. I would suggest giving it a try but it all depends on the person I guess.Theres so many little things that are added every day that just make it a joy to use and I want to spend money so I can see it in Simple!EDIT: Jan 9th 2013:I have 2 invites left! PM me your email address and Ill send one over!EDIT: Jan 22nd 2013:Sorry, no more invites. Check Twitter for the hash tag getsimple to find others with available invites.To the OPs edit: After the initial 200-500 dollar deposit you find that you dont like the service, you can easily get your money out. You can mail a check right from the webapp or mobile phone app to any address or person you choose. 