<prompt> Human: I have about 2 years left at University and I was wondering since my dad is around retiring age soon, with barely any money saved and living off pay check to paycheck. Im concerned not just for him but for my self that I will have to be liable to also financially support him and my mother who hasnt really worked most of her life. Is there anything he can do within his last 3-4 years? Also what do you suggest I should do since this is very frightening that me and my sibling have to worry about this. Of course I will support them but as I will have my own family in future it would get tougher and I wanted some advice on what weI should do.  <response>: if he doesnt have money saved for retirement, then he doesnt get to retire. thats basically what it comes down to. so he should get out of the mindset that hell be done working in 3-4 years. he and your mom will need to live within the means that social security provides along with whatever you can afford to help them with, without putting your own future at risk. 