<prompt> Human: While I was looking for a job out of college, I racked up about 3,000 worth of CC Debt on my Capital One Journey Card at 20.18 APR.Im proud to say I just recently submitted a payment of the full account balance of 2,654 and it now shows a 0 balance!! It feels great.I really want to develop good habits with credit cards now. Pay them off in full every month, and just gain the rewards that they have to offer. However, as Im doing more research about cards, I realize that my Cap One Journey card isnt the best option out there, to say the least. I was getting 1 on everythingA very financially secure good friend of mine recommended the American Express Everyday Blue Card, as I can get 3 on groceries, 2 on gas, and 1 on everything else.Seeing as I just paid my CC debt in full, how long should I wait until I apply for the AMEX card? How long will it take for my credit score to show that I paid off Cap One debt?Any help would be greatly appreciated!Thanks  <response>: Focus on avoiding credit card debt. Only buy what you can pay off in full at the end of the month. 