<prompt> Human: I am a 23 year old girl who moved across the world by myself and started a spearfishing tour business. I am looking to get on top of my finances. I have a very inconsistent income. I do tours and can make anything between 500-2500 a tour a day. I do about 3 a week. I have low living expenses no rent of about 100 a month electricity and food 250 estimated. I was thinking of using a percentage plan to divvy up the income into an Emergency fund, Savings, Business fund for new equipment and such, and Wallet money. I have no experience in finance so im really looking for some guidance! Sidenote: I have no bank account and do not have the option of opening one. Thank you!  <response>: Knowing what country you are from, what country you are in, and where you will be paying taxes would probably be helpful... 