<prompt> Human: Does rpersonalfinance have a recommended website to use? Would it be better to go through a broker? Im a 22 year old, with a full time job, Im looking to start investing my tax return in stocks every year, but I want to have complete control of what stocks I invest in. Pretty clueless on the subject, so any help is appreciated.  <response>: Id recommend you look to rinvesting or rportfoliosHere, most folks are going to suggest you stick it in a low cost, total market index fund, rather than speculating on particular stocks. 