<prompt> Human: Youre my only hope Reddit. Ive always been bad with money. Ive only rarely had money in a savings account and never a lot of extra spending money. I am a first year teacher who is living paycheck to paycheck. I can just barely afford to pay all of my bills. Everything I have is very limited. I pay my rent, which is the cheapest rent I could find in the area of my school, I pay my cellphone which Im about to switch to a cheaper company so I can save 30 a month, insurance, utilities, food, and I just called to get internet because I need it for work unfortunately I havent had it for 6 months. The issue isnt really paying for my bills. Ive come to terms with the fact that I will be living paycheck to paycheck as long as Im a teacher in this area of the country. Its about the extras. My car is literally about to break down. It shakes so severely that Im terrified to go over 35 miles per hour, and my teeth are really messed up. I have health insurance but I cant even come up with the money to go for an exam. I feel so at my wits end. I dont even know where to begin. These things need to be fixed asap or the repercussions will be greater. Im expecting a check for approximately 2000 from my old job. 401k payout. How can I make this last? Do I use it right away for my car and teeth or should I put it in savings and build it up more first? I need to learn how to adult very quickly. :  <response>: First. Calm down and breathe! You have a job and you are developing your skills as a teacher everyday. Is there any way that you can sell lesson plans online? Sites like teacherspayteachers can be a decent source of a few extra dollars if your situation is that dire. People that are good at making cute or comprehensive packages can bring in some decent dough on these sites. Im not trying to say that this can entirely solve your situation, as Im sure others will have better advice, but there are options out there for some side income to help you dig out. 