<prompt> Human: Ive been really thinking about buying a pair of ATH M50s its been about a month actually, trying out this delayed gratification thing. Im 22 and currently live at home, with 2600 a month in take home pay. The only debt I have is 30000 in student loans which I pour 1300 into every month. I give 200 to my parents for groceries and thats about it. 650-750 into savings every month and the rest is for fun. Can I afford to buy these headphones? I feel guilty spending so much.  <response>: You have 350mo budgeted for fun and are paying 50 of your takehome pay into paying down debt, and youve thought about the purchase for a month. Where is the issue? Take it out of your fun budget for the month and maybe see if they go on sale soon, if you wantneed to stretch your fun money farther. 