<prompt> Human: Hello Everyone,I went to a Ford dealership today looking to trade in my 2012 Mitsubishi Outlander ES that currently has about 20,000 miles on it. They are offering me 16,000 for it and giving me a 2014 Mustang GTCS Premium for 40,500 out the door. So for a 72 month finance it would be 676 at 3.99 this includes warranty and services. I can make the monthly payments no problem but I wanted to know if this is a good financial obligation in the long run.  <response>: I wanted to know if this is a good financial obligation in the long run.No, its not. 