<prompt> Human: Context: Im from an upper middle class family, I have no student loans or debt of any kind. After talking to my friend about a predicament he was in last fall, I offered to loan him 1900 to help with his situation. He told me he couldnt take the loan unless it was for a long repayment period and we agreed on 10 per month for 190 months. He made two payments but missed one payment when he was overdrawn. He was still struggling to find employment. He was still struggling in general I think. After talking some, since Im in a good position financially, with no student loans or credit card debt, I offered to forgive the debt, because I thought it would be a nice thing to do; hes my friend. I had been drinking a bit and feeling emotional that night and it seemed like a genuinely nice thing to do. A few weeks later, I started to feel weird about it and wanted to put the debt back into place. After we talked a little bit more about it, I decided that I was being somewhat emotional and re-implementing the debt is an unfair thing to do, especially since hes still in debt and Im still secure financially. So I decided to keep the debt forgiven and told him that it was forgiven. But now, a few months later, Im feeling weird about it again and I want to re-implement the debt and get the 10 per month for 190 months. Hes standing firm that its an unfair thing to do after forgiving the loan twice, but I feel like I should call the shots, since it was my money in the first place.  <response>: Yes. It is a very unfair thing to do. You loan him money, tell him to forget about it, tell him you want it after all, and then tell him to forget about it again. Now you want it again. You have to choose whats more important. Your 1880, or your friendship, because its looking like youll only get one at most. A good rule of thumb. Dont loan money to friends. Consider it a gift that you never expect to be repaid for. If you do end up getting your money back, then hurray. 