<prompt> Human: Im 24. Single with no kids and here is my budget . Im on my cell phone so hopefully the formatting isnt crazy.Rent 895 i know this is a big one but i cant fivude out a way to cut it and still live in a decent areaUtilities 57Car payment 385 want to sell it but dont want to pay the difference of what its worth vs what i owe.. maybe 4KCredit card 100Loan 82Insurance 137 for two carsPhone bill 130 for two phones. Once phones are bought out, it will drop and i will switch to prepaid . Cant do anything currently.Any ideas? Or what would you do?Assistant: if youre single, why are you paying for 2 phones and insurance on 2 cars?Human: I have a car my mom bought me in high school so i have two cars. I shouldnt of ever bought my new vehicle. Two phones because when we switched phone companies, i just took over the phone bill for me and my mom she used to pay it.. she would pay her half.. i just do it because she was originally paying all of it with the last company Assistant: sell one of the cars. you have 0 need for 2 cars so get rid of one of them.Human: Wouldnt it be best to sell the one i still owe money on... even if i had to come up with the 4000 difference?  <response>: probably. depends on the cost to maintain the older car. 