<prompt> Human: So in the middle of the summer 2 years ago I got into a horrible accident and my insurance company had to pay the other driver over 125,000 because it entirely my fault, injuries, time off, etc. Well a few weeks ago I got into a very small fender bender at an ice cream shop. We both backed up into each other. Now Im very careful when I back up, and I go extremely slowly but apparently I looked away for just one second and we collided in the middle. Either way I even have WITNESSES that claim I was the one that backed up first. But the insurance told us it would be 5050 responsibility. Flash forward to 10 minutes ago and my moms crying and puking because we got a letter in the mail saying they can no longer continue covering her unless the drop her son me.Were barely scraping by as it is. I dont know what to do. My financials are already horrible : i dont know what insurance company to go to. I dont know anything. And I hate this cause the accident wasnt my fault entirely at least where should I go from here?  <response>: There isnt much you can do - go to all of the car insurance websites and get quotes, thats it.That being said - is your mom okay? Why is she having such a severe reaction to this? My parents would have used this opportunity to teach me a life lesson about actions, consequences, and how the real world works and told me Id better start looking for my own insurance or start taking the bus. 