<prompt> Human: I wanted to max out my 401k early this year, but a friend told me I shouldnt do it because I might miss out on some of my companies matching from my 401k. I looked up how the matching works, and found this: ___ matches up to 4 of your eligible deferred pay at the rate of 50, for a maximum company match of 2 of your total eligible pay.Im not entirely sure what this means. I can see that so far this year ive contributed 2,319, and the company has matched 69. Im not sure where that match figure comes from though.Can someone explain how my match works, and why I might lose money if I max out my 401k early instead of over the course of the year?  <response>: It all depends on if your company does a true up match at the end of the year, which is something youd need to ask your HR about. Its pretty common, but not universal. Otherwise youll miss out on the match for any pay periods during which you dont contribute. 