<prompt> Human: I had a family emergency that caused me to cash in my 401k from a previous employer. I had to use every dime of it and cannot afford to pay the tax liabilitypenalty that is going to come from this. What are my options?  <response>: When tax time comes up you are going to have to be put onto a payment schedule. A tax accountant should be able to help you out with it. You will probably want to see one sooner rather than later. 