<prompt> Human: Hi everyone, looking to move out and trying to decide how much I can afford in rent. I currently have 15k saved, 803 credit score, zero debt, 2015 Camry paid off, but make 28k a year with 5k raise coming in 6 months. I work in a non profit and get a free 12 of my salary toward retirement that gets 5 interest. I see all of these rent calculators showing roughly 750 a month as a good monthly rent amount. To get a decent place in my area is roughly 1,100 a month for a 1 bedroom. Would it be okay to tap into my savings to pay the difference for a year to get out on my own with my current financial situation? What are your thoughts? Thanks everyone!  <response>: Would it be okay to tap into my savings to pay the difference for a year to get out on my own with my current financial situation?Dont do it, it isnt worth it. You should never use your savings for routine expenses. Also, setting up a new place can be expensive, you end up buying a lot of stuff.Find someone who has a furnished place and is looking for a roommate and do it for a year and live frugally, youll thank yourself later! 