<prompt> Human: Normally Id be like... SWEET! However, in my experience Wells Fargo hasnt wanted to do anything but TAKE money from me. They called me on the phone and said that the credit card went into collections and that they maybe charged too much or something to the collections agency so they were sending me a check... So I was thinking something was fishy because why the heck wouldnt they send the check to the agency instead of me the guy who let the credit card go past SOL? I saw somewhere that the SOL can be renewed if you start making payments on the debt or if you acknowledge the debt or something. So here I am, with a cashiers check for 300 and Im not sure if I should shred it. I am scared that if I cash the check then the credit card SOL will be renewed. Any else experience this? What should I do? EDIT: Ok. So I called them and Wells Fargo said that they sent the check after the did an internal review and are making good on their end of the bargain. The lady I was talking to said that she is not collections and has no idea where the debt has been sold too and has no connection with them. Should I cash the check and count myself lucky?  <response>: You should ask them. Asking why they sent you a check wont have any impact on your debt. 