<prompt> Human: Hi! Im getting married and funds are getting tight. I think Id need about 5-7k to finish everything up and not stress. Would you recommend a personal loan or opening a 0 APR credit card?About me: I have only one credit card with a balance now 2k which is 0 APR now. No other loans besides car.  <response>: Id recommend not going into debt to pay for a wedding. 