<prompt> Human: My wife and I make about 170k before taxes per year yet I always feel stressed about money, part of it is because so much goes into saving before I even see my paycheck, monthly we only see about 6,400 of the 14,500 we get1,300 goes toward stock company stock purchase, 2000 goes towards 401k, and 3000 goes towards federal income tax, another 800 goes towards state income tax and about another 1000 goes towards benefits like health insurance, FSA, etc.That leaves us with 6,400 after all deductions. Out of those it spreads out following way:- 2,450 towards mortgage payment house bills including property tax, internet, gas, water, electric- 650 towards transportation auto payments gas- 750 for food- 800 towards childcare- 600 towards unbudgeted stuff- 200 for emergency fund savings- 800 for investment savingsHow does this look? Do people that make around the same have similar expenses?  <response>: So you think youre not well off because you dont have money to blow even though youre saving and investing?Most people who are not well off dont have savings and investments. 