<prompt> Human: To start I had a ton of debt and I still have some ways to go. Since January Ive paid off 22,000 of debt. I had a ton of CC debt and I owed on other various things... But no more!!! I owed 13k on my Car and Im now down to 2k and the goal is to pay it off in January of 2015Would of paid it off this month if the SO didnt get in 2 wrecks in one week.... Next years goal is to pay off my SO vehicle which is 15k and my student loan 9.5k. So what financial goals have you completed this year?  <response>: First salary paycheck Set up Emergency Fund First student loan paid off Started Retirement savings 