<prompt> Human: I have two credit cards already, one that I use regularly and pay in full at the end of each month and one that I got as my first CC and havent used for years. I really want to get a CC that gives me travel points, but I feel like 3 credit cards is excessive. Am I just being paranoidoverly cautious or is it normal to get another card even if my spending on credit is lowaverage?  <response>: Theres nothing wrong with having more than one card as long as you use them responsibly. Right now I have 4 but only use 2 of them. There are people on rchurning with dozens. 