<prompt> Human: I owe 34k rolled negative equity on a 2017 Prius Prime that KKB estimates is worth about 25-27k private party. My payments are 655 5.5 APR, 60 month loan with GAP. I bought the car in December and already benefited from the 4500 tax credit. Is it worth selling the car I have no idea how to sell a car and taking a loan for the negative equity, and then buying a beater with cash? Should I wait until gas goes above 3 per gallon in hopes that slightly raises the value of my car?I can make the payments, but I feel like I cant afford the car.  <response>: Yes, time to stop rolling your negative equity into new cars 