<prompt> Human: I am getting married in two years, but any extra income Ive made goes toward paying off my student debt. My future wife suggested we make a joint savings account to begin saving up neither family is going to pay for it, but we want more than a simple ceremony. I am confident we can consistently contribute a monthly amount to be determined by savings goal. I want to know if there is a better way than a generic account to get compound interest working for us despite what I realize is a relatively short term plan.  <response>: monthly automatic allotment to a savings account, its boring but it works. 