<prompt> Human: I have 2 credit cards. Card 1 has 2k in debt. The other has nothing, and i have no interest on card 2 for 15 months. I could do a balance transfer but is it possible to venmo or paypal myself the 2k from card 2 to pay off card 1 and avoid transfer fees?  <response>: Theres a 4 fee for each Trust me some people have tried to game the system long before you have 