<prompt> Human: So currently I have about 61 of my savings locked away in a Roth 401k with Fidelity and 37 in a Roth IRA with Vanguard. Lets suppose hypothetically, we entered into a recession period due to some reason, how does an average person protect their savings?What did the people back in 2008 time do to protect their savings?Or did they ride out the recession by leaving all their money in that particular funds? My Roth IRA with Vanguard, which is in a Target Retirement fund with 90 Stock and 10 bond allocation. During a recession, I am assuming my Roth IRA will sink like crazy. Do I switch my funds from VFFVX to low-risk funds like LifeStrategy Conservative Growth VSCGX or maybe something with US Bonds to protect my assets? How do I minimize my lossThis is my thinking above and feel free to correct me. In advance, I should address that I am a young investor. This may not be the smartest question to ask but I ask for learning for my own sake.Thanks!  <response>: Unless youre retiring in the next 5 years just proceed as usual 