<prompt> Human: So Im a 20yr old sophomore in college, and I really want to start building my credit. I currently finance my college education all through student loans I know, its horrible and my loan company just told me my credit score is a 610. Id really like to start building it. Im very responsible with money, I do my best to save what I can and dont overspend. I have done my research on all the studentbeginning credit cards, and want to get a Discover It Student Credit card.I brought up the topic with my parents and they were very against the idea. They used to have very bad credit debt, but recently paid it off and canceled all their credit cards. I think they are afraid that may happen to me, but Im not dumb. I only plan on using the card for small purchases that I would typically use my debit card for. I plan on paying it all off in the month and accumulating 0 interest, but they dont really understanddont care. I know since Im 20, I dont really need them to do this with me, but is there a way to hide it from them? Can I apply for the credit card with my school address, even though that will change next year? I dont want to be sketch about it, but my parents are very against it and wont even have a real discussion about it. TL;DR: Best way to applyget a credit card without my parents knowing? Can you change the address on a credit card?  <response>: Youre an adult and can handle your finances. If you have a solid understanding of credit and how the card works, apply for it. Even if you dont use it much or at all, having an aging account is a good thing. 