<prompt> Human: As the title says, should I keep 100,000 in a major chain bank, or a smaller credit union? Are there pros and cons to each? Im guessing the interest would be better at the credit union, but maybe the security of the big bank would be better?  <response>: Pro for credit union is that they are usually locally affiliated and so invest locally. Your investment with them lets them reinvest for you. Think globally, invest locally. Fuck big banks. 