<prompt> Human: I am fucked. Fucking fucked. I am garnished to minimum wage. I have paid 800 out of 1300 in outstanding credit. I found i now have 3500 in student loans defaulted, another at 2000 in limbo somewhere and 5300 currently at 0 income based repayment. I make 11 dollars an hour full time. My rent recently increased to 480 a month and i cannot leave due to legal reasons, mental health not a criminal. I pay 40 a month for a phone bill and my medications total 180 a month. I am out of food and want to die. I heard this sub has helped people in the past and i am alone and scared.  <response>: Apply for welfare, pick up a second part time job, and move on from there? Youre talking about a total of 11,300 in total debt. You could be out of this working a part time pizza delivery job in about a year.Go to a food bank for food in the short term. 