<prompt> Human: My grandmother doesnt have much time left and i was wondering what happens to credit card, small loans, pass due bills stuff off that nature after she passes.like do i just write deceased And return to sender? Or will they need to be paid? Thanks  <response>: They go into the estate along with any assets she might have, so if she dies penniless, the creditor is just at a loss. But if she leaves something behind they will be paid out of her estate before any heirs get to inherent whatever is left. 