<prompt> Human: I want to rent a home for 1660month. Utilities should be around 150-200month if I dont get cable or tv. Its a dream house and Im in love with it, but I am wondering if I can afford it. Salary: 47,000year base with commission. This year I will have earned roughly 65,000k before taxes. I will be living with my significant other who can contribute between 650-700 maximum on his current salary, and more than that if he gets this other job that is looking like it will be about a 10k minimum raise for him. Monthly expenses for me other than what I am paying now for rent are:-378mo car payment 6459 left 7.7-150mo insuranceOther debt: 1,152 credit card debt with 0 APR until next yearSavings: 2,000 in a credit union savings accountChecking Account: 1604 right now, I will get a large commission check on top of 1400 base payment on the 30thDo you think considering my debtsavings I should hold off and continue to put money away before making a move to a new spot or do you think this is something we can afford?They also require a security deposit of 1660 as well.My credit score according to creditkarma is 732 if that matters. Sorry its just more than I have ever paid for a rental. I started out with a 30kyear salary paying 600month for an apartment and then kept my rent around that rate even as my salary has increased, and now I have no idea what I can or should be able to afford. Thanks in advance for your help!  <response>: Rent alone would be 30 of your gross pay including your commission, not counting your significant other. With your utilities and car expense, were talking 44 of your gross income just for you to have a house to sleep in and a car to drive. Thats a pretty huge portion of your pre-tax paycheck. Its likely closer to 60 of your after-tax monthly income. I would highly advise against it, especially because you will need to use all but 400 of your liquid cash to pay the security deposit and first months rent. 