<prompt> Human: Hi PF,My wifes parents are currently paying a 90k loan.She has a Psychology undergrad degree. Yes, this amount is insane.I was not in the picture when she began her studies and I am not the one that took the ridiculous amount.Several months ago they had asked her to take some of it on herself half.I was highly against the idea as she is not a high earner her parents are both high earners and figured, eventually, itll just fall to me.Im very sorry but I would never take such a bad loan and why in the world would I take their burden for making such a big mistake?My wife argued that she would pay it. We are now expecting a child and she has zero income - meaning it falls to me to pay half of her parents loan.They have now told her that they expect her to take the rest of the loan as well. I was against taking the first half to begin with, now they are informing her that they expect her to take the rest? I am pretty much done being civilized.My main question is - can they legally screw us over this? Can they just give us the loan? The first half was done willingly on my wifes part.There is some more backstory but Im not sure its relevant.Thanks PF and sorry for the incensed post, its very frightening. I work extremely hard to provide for my wife and to save for our future so we dont make the financial mistakes that both sets of parents had made. And this feels like being taken extreme advantage of.UPDATE: Thanks everyone for your input. Sorry for disappearing, Im back now and will answer all the questions.To answer some questions that have come up through the discussion:1. Why does wife has no income? Wife is pregnant and pursuing a Masters so she can get a better paying job later on. She does work part time jobs here and there but nothing significant. It is what it is given the situation.2. Whos name are the loans in? Initial impression is that the loans are in my wifes name. I realize that means we have no legal recourse. I guess that kind of seals the deal, really.3. Was there any verbal agreement as to who would pay when the loans were taken? As far as Im aware, the parents made assurances that they would pay for her schooling.  <response>: Whose name is the loan in? More importantly, this answers the question of whose credit gets wrecked if payments arent made, and who creditors are coming after. There are plenty of questions from a relationship perspective, but for a personal finance perspective, its crucial to know whose name the loans are in. 