<prompt> Human: Today my relationship ended. He made the bulk of the cash but Im on my own as of now and I dont know how to handle money as Ive never had to. Here is me: 25, college educated, 2100 take home monthlythis is after 401k contribution, 28k student loan debt, 27k auto loan debt, 20k in savings account. How screwed am I? What can I afford for rent etc, what should my budget look like?monthly bills: 80 cell phone, 520 car, 200 car insurance. 350 student loans.edit: I have no children.edit: 7k underwater on car... Must have car for transit between work sitesedit: yes I have a job... As stated 2100 take home is from my jobedit: anyone have a theoretical budget.edit: Im a man ... He was too...  <response>: Your car, even without gas, is costing you 34 of your take home pay. That is far too much.My suggestion is to find a rental place where you can sell the car and then either walk, bike, or use public transport to get to work. That will do absolute wonders for your financial stability, which you need much more now than a car. 