<prompt> Human: I have an account at a local credit union that I opened three years ago. I am looking to move to an online bank because I havent had the need for any in-person services and the credit unions app and website are feature-lacking, horribly designed and down at least once a month that Im aware of anyway. If I get locked out of the site often happened when I used Quicken, I cant get it unlocked until 9am Monday morning. Mint sometimes has difficulty communicating with them to update my information. I have one savings and one checking account whit my CU. I have no loans, credit cards or other services with them. I might use an ATM twice a year.I was wondering if I would take any sort of hit on my credit score based on the age of my accounts. Anybody out there know?  <response>: No. This wont affect your credit score at all, age of non-credit accounts mean nothing. 