<prompt> Human: I opened it last year and put 1,500 in. I am 24 years old and I plan on adding at least 3,000 to it each year. I logged into my account today and saw that its still at 1,500. I honestly thought the point of a Roth IRA was that I just give them the money and they choose the investments for me. Otherwise, what exactly is the point of a Roth IRA? If I have to choose all of my investments, what do I need this intermediary company Scottrade for? What are they doing for me? My father said when he opened his account years ago, there were 20 different options for him to invest in, and he put 5 for each one so it was distributed evenly. Im not seeing anything like that at all. When I click Trade, I see StocksETFs, Options, Mutual Funds, CDs Bonds, Advanced Orders. I have no background in investing at all and I have no idea what to do. Any advice?  <response>: This is a friendly reminder to visit our FAQ entry on Retirement AccountsYou might also benefit from this common topic: I have X, what should I do with it?This is a nice graphic to help provide visual context.Also, please visit our FAQ!I am a botrAutoModeratorcommentsq11puwhat_is_automoderator, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?to2Fr2Fpersonalfinance if you have any questions or concerns. 