<prompt> Human: Hi there. This is a throwaway since many of our friends know my reddit username and a lot of this info is personal. So, my SO and I have been together for over 5 12 years. We live together in a house with a mortgage under my name only. We got engaged about a year ago. Over this summer he got really, really sick and ended up in the hospital multiple times. He was in a legal battle with his previous employer and was therefore uninsured. He had four hospital stays before they figured out what was wrong - a chronic disease that will affect him the rest of his life. So, we got married in the hospital the last hospital stay so he could be covered under my insurance. I had no problem doing this, since our wedding is planned for early 2015 and he needed IV services and an at-home nurse while recovering. So, thats the back story. Now he has TONS of hospital bills rolling in. Upwards of 70k we live in the US. At first I tried appealing to each hospital and doctors office for assistance, but each time we were denied for one reason or another or the charity companies would wait until the due date and then send the bill to collections. He is still so sick...this is the last thing we need to deal with. I am working full time about 50 hours a week, and have a part time job as well. I am completely overwhelmed with all of these bills and collection notices coming in. We cant keep up. Ive been thinking about having him file for bankruptcy. Hes okay with this, since his credit wasnt stellar to begin with. My question is, how will this affect me, since we are now legally married? My credit is good and Ive worked hard to pay off bills and loans on time. Sorry this was so long. Im so lost. Any advice would be really appreciated. Thanks so much.  <response>: He can file by himself, his and your residence is protected under bankruptcy as long as you want to keep it, also one car is protected.Seems to be a no brainer for the 1200-2000 it would cost to file..Good luck. his credit will be shot for awhile ...seeing you married him yours might take a hit also...for a whileMost lawyers dont charge for a consult... 