<prompt> Human: For years Ive been very interested in financial planning. I really feel like its a job Id be passionate about. So if youre someone who changed careers to financial planning or advising, how did you do it? I dont have any formal training, besides a failed attempt at the CFA, and studying and taking the various series exams without a company to sponsor me seems risky. Im also afraid if failing because of not being a good salesperson and unable to gain clients. Id also much rather be fee-based vs commission although getting a start at somewhere like Edward Jones or Raymond James wouldnt be a bad idea.  <response>: Im also afraid of failing because of not being a good salesperson and unable to gain clients. If this is the case you should try and find an independent advisor with their own firm where you can get a salary and offer advisor support. Thats what I did, got 766 licensed along the way, and Im SLOWLY gathering my own book while servicing existing clients and helping the advisor.Right out of college I took a job with AIG, got a 663, and then cold called people. It sucked. I lucked out finding this office after years of corporate accounting and institutional asset servicing experience. I wouldnt have made the jump without a GOOD salary, benefits, and bonus. I simply cant sell and not interested in alienating myself from friends and family so I can collect a shitty commission check until Im established. Props to the people who can, but I cant so my situation was ideal. 