<prompt> Human: I wanted to thank everyone that gave their advice. You basically confirmed that my best option is bankruptcy Consider this solved.A little bit about me and my situation. Im in my late 20s, I make 15 an hour, and have no kids or wife. It seems futile, if not impossible, to even try to make a dent in this debt.If anyone has any pointers as to what I should do from here, Id greatly appreciate it.  <response>: Youll never pay it. Bankruptcy is your best bet. No shame in starting over. 