<prompt> Human: Hi, Im freaking out because I have to come to a final decision today on a house offer that is higher than my fiance and I planned on purchasing for, but the seller wont budge. Weve seen over a dozen houses and the was the only one that spoke to us completely. We really do love everything about it except the price. The house listed for 549 and the seller will only go as low as 530. Can we afford it? My average monthly take home is 4,600 and my fiances is about 3k. We have 50k in savings, only about 12k in 401k account, and next month my fiance will be getting a check for 133k from the sale of her current home. I have zero credit cardstudent loan debt. She has about 7k in CC debt.Currently my rent is 1200 plus about 430 in additional expenses. Her mortgage is 1200 and she has about 800 in additional expenses. Were looking to put 106k down. We were quoted by the broker with a payment of about 2,835 which includes property taxes and insurance. Ive never dealt with numbers this big and it kinda makes me stroke out thinking about getting wrapped up in such an expensive piece of property. Should I be worried or can we afford this? Some of her additional expenses would go away as in the 800 she pays for a parking spot, gaselectric on her current property.Tell me PF, can we do this?  <response>: I think you can swing the payment but I dont think you should.I wouldnt buy the most expensive house in a neighborhood if I could help it. Mine and my wifes take home is similar to yours and we have a 120k mortgage and we have SO MUCH MONEY at least to my formerly lower middle class self lol left over for other stuff.Dont be house poor. 