<prompt> Human: Current status: Monthly Income: 1,600 Monthly Investing: 150 No 401K Have had an IRA for 5 years but havent been able to put in much. 9K total.This is my only retirement savings. But due to my small income, the size is tiny, I am not sure if theres a point in maintaining this IRA account. Is it crazy to want to spend that 150mo to improve my lifestyle instead? For example, Id like to travel out of state or abroad which I have never done, buy new clothes its been a long time, watch movies, go out on Fridays. Should I try to continue saving into an IRA, or forget about it? Thank you for any advice.  <response>: You should continue to save.If you dont have the money to do the things you talk about you should either revisit your budget and see how you can shift your priorities or work to increase your income. 