<prompt> Human: Per the title. I have recently cashed out company stock was a startup and after tax and paying off debt it leaves me just over 1 million. Sounds like alot but it isnt, I am 34. It wouldnt last me half my remaining life even if I lived cheaply I have a family and do not live in a cheap area and intend to continue working so Im not moving. A 401k or similar wont work due to contribution limits. Whats the best way to turn this into a very good amount that I can live on later in life and maybe even get to use to build bigger businesses?Ive never had this kind of money before and have no experience with this. Last thing I want is to repeat the pattern Ive seen so many times and be out of money in 3 years.Edit: thank you everyone for your advice. For now its going in a savings account while I go to a financial planner. I liked the specific advice about ways to invest it while taking a bit each month to live on. Because Im younger I am willing to take slightly more risk so that will factor into the investment decisions. Ill probably discard the idea of using it to build a business. It occurs to me someone smart once said never spend your own money if you can spend someone elses. I shouldnt be thinking of building a business on this money but instead looking elsewhere for that funding. Plus side is, I dont mortgage the house or live on the street if the business fails..  <response>: for me, id opt to pay for a fee only financial advisorif absolutely set on not using a paid service--bogleheads.org forums. 