<prompt> Human: Hey reddit. If Im planning to use my parents credit card in USA under their permission, of course for purchases, how often will I be asked to show ID for it? And since it is not my name thats on the credit card, will I be forbidden to use it?  <response>: they should just make you an authorized user and get you your own card. it could help build your credit as well depending which card company it is.certain stores will require it based on the dollar amount purchased. for example if the purchase is over 60 the card may ask to verify ID. each card company is different and different per accountagain, just have them make you an authorized user. you get a card with your name on it. 