<prompt> Human: My tuition will be 150k for the next 2 years. Living at home, but commute is 1 hour by bus each way 2hrsday. I have about 100k saved up from working 3 years while living at home. Want to buy a small studio1bdrm closer to campus, but price on the lower end is around 300k. Have the option of taking out student loans and moving closer to campus OR suck it up and commute 2-3 hours everyday. Program quite intense, usually at school by 8am, having to stay late into the evening half the week. What would you do, is buying a studio even a realistic option?  <response>: Maybe renting would be a better option 