<prompt> Human: Pretty hard finding a decent paying job with what I have now, and I feel like the MSCS would be a great investment, but if I do go through with it I will likely be paying debt back for a very, very long time. Thoughts?  <response>: Do not take on an additional 60k in debt to get a CS degree.I dont work in the CS industry close though, quant finance, so perhaps someone who does could confirm this more reassuringly then I can, but you should defiantly spend your current free time learning everything you can about programming and building your own code. After this, you can A. determine if its actually a career you want to pursuit and B. start directly applying. Get yourself an entry level position with a reputable company, then start inquiring with them about the possibility of them putting you up for your MSCS to advance your career. 