<prompt> Human: My girlfriend had her mom co-sign for her credit card a few years ago. She has been very careful when using the card and has never missed a payment. That said, her parents have horrible credit and likely have a combination of credit card debt and unpaid medical bills. If they were to pass, would she be liable for their debt? Ive looked online but still was unsure if her having a co-signed credit card by her mom would somehow trace back to her.Any input would be helpful. Thank you.  <response>: No, only debt with her name on it. Not responsible for debt held by parents. 