<prompt> Human: My mother and I have been moving every other year since i was born because she is evicted out of every place we move. Her credit is smashed, shes apparently trying to rebuild it but im not sure if shes successfully repairing the damage or even paying the card on time. My only saving grace in life would be the ability to live on good credit, something i have yet to establish im 17yo. So i have some questions on credit. btw, prepare for some idiocy because my questions are stupid and i dont know what im talking aboutMy mother and i agree we could use my credit to rent a place out after i turn 18 in the future. First i have to establish good credit etc i plan on getting a job and banking with a credit union then we would be looking for a landlord that would accept this odd situation. My mother would be in charge of building my credit. She would be using her money to pay on time in my account. If she messed this up, would she ruin my credit? If she missed a payment, didnt pay on time, etc, would i be responsible for her mistake? Would my credit be damaged?If i were hypothetically able to rent a flat, and she and the landlord butted heads and he evicted us, would that eviction show up on my credit report? Am i protected in any way from my mother being able to damage my credit?If my mother used my credit and messed it up could i dispute it? Would she have to pay a fine or something, or would her credit just get worse?Feel free to ask any questions that would help your answer. I live in IL, usa currently. I attend high school and will graduate in 2018 if it matters.Assistant: Dont do this. Your mother will ruin your credit and your changes of finding your own rental housing someday. Evictions on your record will affect you for a long time. You should also check your credit more info on how to do this in the sidebar to make sure your mom isnt already doing this behind your back. If she is, itll be easier to clean that up now while youre a minor so that you arent stuck with the consequences of her actions.TLDR: If your mom uses your credit with your consent, you are responsible. You cant dispute it.Human: What does with my consent mean? Would I be signing something? What if i didnt explicitly tell her to go ahead with it but she did so anyhow? Would i still be responsible?  <response>: Most likely unless you file a police report. One of you will be responsible. 