<prompt> Human: I used to have a traditional 401k. For example I would contribute 200 dollars pre-tax, and my employe would match with a 200 dollar contribution to a traditional 401k as well.I switched to contributing to a Roth 401k. Now I contribute 150 to a Roth 401k, and my employer matches 150 into a traditional 401k. By electing to contribute roth I am losing out on tax benefits on the money my employer matched.Is this still worth it?  <response>: Your employer is now effectively not matching your contribution whereas they were before. You were contributing 200 of pre-tax dollars and they were matching it. Now, you are contributing 150 of post-tax dollars and they are putting 150 of pre-tax dollars into your 401k. You are losing 25 of their match. In order for them to match your 150 post-tax contribution they would still need to be putting in 200 pre-tax dollars. This is assuming a tax rate of 25 of course but losing an immediate 25 return on your money is a pretty huge deal. 