<prompt> Human: Hi guys :I follow this subreddit from a while and there is few thinks that are hard to understand for me about US.Im living in UK. Come from Poland 2 years ago.I have quiet good comparison of live, costs of living and everything around in Poland and UK. Im 25. Colleague education. In work from few years. I had few different jobs and Ive worked with a lots of different people. My salary 16000 25000. Nice office job. from all of the people i had a chance to meet the highest earning had about 30k 48k .I can cover all of my expenses, live quiet decent and still save a money.Every time I see some post from somebody from US that says: earn 60kyear . have a problems with my debt 10k. I think about how it is possible. I think i will never forget the post Ive seen once: something like I earn 120k my wife 80k. can we handle house for 300k.comparisons earning to property prices seems to be very low in compare to UK and still some of guys in US have a problems.  <response>: Cost of living is incredibly different depending on where someone lives in the US. The US also has a huge student debt problem with the last few generations, and especially the current one, that severely inhibit someones ability to do things like buy a house, have children, or save for retirement despite the fact that their salary may be good in comparison with that of other countries. 