<prompt> Human: Monday my car a 2013 Ford Escape with 115k mi that I bought February of last year decided it wanted to retire and the transmission had a stroke. I got paid on Thursday and had it checked out by the local Ford dealership who informed me it was my transmission, so I have 2 options.Overhaul it for 4k or replace it for 5k.I still owe 12k on it.Seeing as the thing might have been worth 8k when it was working properly, it now has much less, I have about 60 in my bank account and my credit is laughable.An option presented to me by the salesmen at the dealership was to trade it in one of them estimated it to be worth about 4k there for a new car which has some rebates on it to clear out some of the current models to make room for the new models. Between the trade in and the rebates, the -8k left to cover the remainder of the loan would basically bring the car back to its regular price if I understood correctly.Im not entirely sure thats a good idea and the dealership that diagnosed my car is the only place I have been to so far since I found out exactly how much I was looking at in repairs.Also, Im really not sure I want a Ford.So, advice? Guidance? Im really at a bit of a loss here.  <response>: of course the salesman recommended a sale to solve your problem.get a second opinion, might be an escape in the junk yard with a pristine transmission or an independent mechanic can rebuild for a lot less 