<prompt> Human: So I just bought my first home. I bought if BECAUSE of how good the home inspection went. It went really well. Specifically I was told I wouldnt have to worry about buying a roof for 5 - 10 years as the roof is only 14 years old.Right as I moved in, I get a letter from the Insurance Company Progressive saying that they came to my house and decided the roof needs to be replaced or they will not renew my policy come April 2nd, 2019.Which means I have this summer because you cant replace a roof in Wisconsin once the weather turns.I am totally screwed. Had I known there was a mandatory roof replacement I wouldnt have bought the house.I called the home inspector and the realtor and they were both shocked. Home inspector assured me that the roof does not need to be replaced and that I should find a different insurance company.I called All State, same thing. They said they inspect 100 of the roofs but only AFTER I sign with them. I asked if I could pay for them to inspect the roof before I sign, and they said they could not do that in the state of Wisconsin. They basically told me they would do what Progressive did.So, I have learned that my roof does not need to be replaced. But if the insurance company decides they dont want to insure the roof, they can force you to make a 5k - 10k purchase with no appeal process.Insurance Companies at least the big ones wont even agree to look at the roof to determine whether its an issue until after I buy their policy.This seems super predatory!What do I do?  <response>: Reach out to an agent who works with multiple companies. You should be able to find something that works for you. 