<prompt> Human: My friend recently filled out an application in the Marketplace was told he doesnt qualify for the thing where you are eligible to get health insurance without waiting for the beginning of the year. However he has been jobless for the past 2-3 years and is now being barely supported by his family. Hes sick and we dont know what to do in order to get him medical help. He obviously cant afford it and without a job any debt he has will just accumulate interest. Is there anything he can do in order get insurance within this month, make the hospital cost be minimal, or some combination of the two?  <response>: Its not that he does not qualify for insurance, its that he has not gone through a qualifying life event that would allow him to enroll outside the open season. This exists to avoid people from only enrolling when they are sick, thus undermining the whole point of insurance. Has your friend looked into coverage under Medicaid? 