<prompt> Human: Hi there,Id like to open up a wholly new set of checkingsavings accounts with a different bank from the one Im currently with, and have both at the same time. This is mostly mental: so that I can funnel money to this new account and forget about it thereby its not a number tempting me to be spent when I look at my regular account. Its also to test drive a different bank. Im currently with a small credit union and I have the feeling that Im not being exposed to as many good things as I could be.So: will I be affecting anything negatively by opening up accounts with multiple banks?  <response>: No. 