<prompt> Human: Im sick and tired of my debit card being denied when I try to make purchases online. There are a ton of websites that give me random your billing address does not match errors, or just plain your card was denied, even when Ive used the exact same card with the exact same billing address on other sites.I need a credit card - however, I have no idea how I can get one. I have a shitty minimum wage job that I only work part time, so my income is low. I applied for the Chase Freedom and Discover IT card a few months ago, but was rejected for both. Do I have any other options?Assistant: Im sick and tired of my debit card being denied when I try to make purchases online. There are a ton of websites that give me random your billing address does not match errors, or just plain your card was denied, even when Ive used the exact same card with the exact same billing address on other sites.I need a credit card - however, I have no idea how I can get one. Do you want to be in debt? Because thats how you get in debt. Essentially what youre saying is that you cant afford to make a purchase outright, so you need a credit card for that purchase balance to sit on and collect interest on. Thats not the proper way, nor the point, of a credit card. The point of a credit card is to build a good credit history. The proper way to use it is to not put anything on it you couldnt turn around and then immediately pay off i.e. that you dont have the cash for right now, which it sounds like you often dont and then pay off the statement balance in full every cycle. I applied for the Chase Freedom and Discover IT card a few months ago, but was rejected for both. Do I have any other options?You had no chance at all of getting the Chase Freedom card, as college students arent generally Chases target market. Did you apply for the Discover IT card or the Discover IT for students? Point being that you want to apply for cards marketed to students as the application process of those are usually more lax, as they know theyre marketing it to someone with little income and little to no credit currently. Theres the Capital One Journey Student Rewards, Bank Americard For Students, U.S. Bank College Visa, Citi Dividend for College Students, and several other student-specific cards offered from an array of institutions. Try for one of those.If you werent approved for those, then look into a secured credit card.Human: I have more than enough cash in my account. The problem is with online websites not accepting debit cards. From what Ive read, its a problem with the verification system they use. I had thought the ones I applied to were student cards, as Id seen them recommended on here. Ill look into the other cards you mentioned.  <response>: Cant say that Ive ever once had my debit card denied online. I would think that they generally run it as credit, so it should be the same verification system that every other credit card is run through. 