<prompt> Human: New members, please check the PF Wiki to see if your question might be answered there.Please use this thread for personal finance discussions and questions which might not warrant a separate post. Please note that the subreddit rules still apply here.Make a top-level comment if you want to ask a question or start a discussion! Please dont downvote moronic questions!A big thank you to the many PFers who take time to answer other peoples questions!For past Weekend Discussion threads, please search the Weekly Archive  <response>: I opened up a checking account at a new bank a couple weeks ago to finally get away from Wells Fargo. When I switched over direct deposit from my job, there is a delay and they cut me a paper check for one pay period. I deposited it with their app by taking a photo of it. They decided to put a hold on it because its a new account. So Im going to get my following paycheck before they release that hold. This couldve been a problem for me not long ago, but thanks to me actually having my act together, including some emergency savings set aside, Im not even worried about it in the least. It feels really good to not be in the living paycheck to paycheck situation where even a day or two delay in a paycheck would be problematic. :D 