<prompt> Human: I make about 1200 after taxes a month. I work full-time. I have 200 in one bank account, around 1300 in student loan refunds and Im expecting 3500 in refunds from school next month. My girlfriend makes around 800 a month. She has taken less hours at work for school and in order to take care of herself. She has 100 in her bank account. Shes expecting a little money not sure how much this summer for classes to finish her program massage therapy. Shes 8 months pregnant and at this point, she can go into labor at anytime. She will take some time off in order to care for our child. Im looking for any and all tips and advice in order to pay bills and save money. My bills are: 900month for rent includes water and heat that we split 110cellphone 15month Renters insurance 60month electricity 70month internetMy girlfriends bills are: 300month car payment 150month car insurance full coverage 80month cellphone through a plan she had before we metI figure we have around 300 in miscellaneous expenses which include gas, food, and unexpected expenses. Like I said above, what sort of things could we do to ensure we can pay all our bills and make sure we can take care of our child? Thanks.  <response>: You have to find a way to get your income up, either through a 2nd job or career change. 1200 a month after taxes is cutting it super thin 