<prompt> Human: Im going to try and keep this short.Laid off used credit cards to live on found a new job debt up to my eyeballsI have approximately 21,000 in credit card debt. Credit Score went from 635 down to 420. I have a total of 8 cards, 7 are now closed.Im not entirely sure I know what my options are. Bankruptcy? Suicide? Lets talk shop before I use my first paycheck to buy a revolver.EDIT: See what happens when you cant think straight? I forgot to put up what I make. I pull in 1800 a month, after expenses and daycare, I have about 300 left over.  <response>: cashewpete, if you are considering suicide, call the National Suicide Prevention Lifeline at 1-800-273-8255 or a hotline in your country immediately. If you are in the United States, you can text HOME to 741741 to communicate with a Crisis Text Line volunteer at any time of day to speak about any crisis.rsuicidewatch is currently the most prominent subreddit featuring support for other redditors suffering from suicidal thoughts if you want to seek help on Reddit. 