<prompt> Human: Im fairly new to the credit game, I have a fair score thanks to a wedding ring, and car payments, I recently got a new card from my bank. So my question is, if I have a 1000 limit, spend 700, pay it off the next day, then spend another 500 the following? Or is the 1000 limit the most I can put on the card each month?  <response>: Issue is going to be that it usually takes 2-4 business days to clear off your card while they are going through the bank transfer with your financial institution. Other than that, once it clears the funds should be there for u to use. 