<prompt> Human: So I just got a job offer and am trying to plan out my budget. I have the obvious expenses: rent, utilities, food, car payment, but what are some other expenses that I will typically be paying every month that I am not aware of. I just graduated college so thats why I know nothing about this.EDIT: You guys are awesome. Thanks for all the tips and insight on everything I will likely be spending money on!  <response>: Insurance, Clothing, Entertainment, Minimum 10 percent of earnings into savings. 