<prompt> Human: PF, I have a student loan question I know, I know. Heres my situation:28m. I graduated from law school with 50,000 in student loan debt. Thats total - I dont have any more student loan debt. I also have no personal debt aside from a car payment 160ish a month. No kids wife etc. Ive just started my retirement savings and I do have a 6 month emergency fund. I also have access to about 18,000 in credit, although Id never use that unless I were truly desperate. Im active duty in the military and qualify for the public service forgiveness program. Im seriously debating between these two courses of action and would like some help deciding which of the two or a third plan is best for me:1 Aggressively repay the loan. Throw 2,500ish a month at the loans and be debt free in under two years;2 Qualify for the income forgiveness program. Make the 120 payments and have the balance forgiven. The downside is that if I dont stay in the military public service I will have to repay the loan that has balooned due to lower payments.Advice?  <response>: I say just pay it off. This way you have more freedom in your career and wont get screwed over if you decide to leave early. 