<prompt> Human: Yes, I have a personal savings account with 1,000 and I opened an additional savings for my 2yr. old son with 1,000. I am a 24 year old single mother btw. I only consider the money in my checking account when I say I am broke and my friends get mad because when they say broke it means they have no money at all. I know that I am in the lower class when it comes to riches, but is this normal? Should I have more money even though my friends are all broke as shit? Or am I doing good? My parents are ALWAYS on my ass, but I think I am doing alright?  <response>: You dont have to say youre broke when with your friends. If they are suggesting an expense that isnt something you want to participate in, you can say things like: Its not in my budget. That doesnt fit into my plans right now. Im afraid I cant afford that expense right now ... I havent planned for it.Things like that. The point is that you should feel good about having and building your savings, and being frugal about how you spend your money is a strength. If your friends want to drag you down to be as broke as they are, rather than looking up to you for your financial sense, you just need to find ways to gracefully opt out. It doesnt mean you cant be friends, but you may need to set some boundaries with them. 