<prompt> Human: As described above, I am ready to go back and finish school. I am looking at a minimum 4 years of school for my undergrad degree. Eventual goal is PA or med school. I have a 13,000 car loan I would like to pay off to save myself a huge monthly expense currently 550. My rent is also 850 and a deal in the city I currently live in.Do I move back in with my parents and commute for an hour to pay my car off? Paying my car off would allow me to eventually move back and have no commute or car loan in about 1.5 years time. Moving home would also help me academically get refocused. What do you do?  <response>: 1. move back in with parents2. sell car with 13k car loan and buy something cheaper in cash. 