<prompt> Human: I make 10hour and after monthly expenses I have about 100 left over each month. I really would like to set the money aside in some sort of investment but I am completely ignorant to all things finance. How can I make my money work for me albeit small so I can start paying off loans when I continue my education. Ive heard of CDs and IRAs and such but have no idea how any of that works. Thanks so much reddit!  <response>: Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! and the Long-Term Investing Start-Up Kit You may find Your 401k and You: Basic Information and Your IRA and You: Basic Information worth a read as well. 