<prompt> Human: Brother moved to Hawaii to go to their state school. Mom and Dad agreed to a Parent PLUS Loan when he was planning everything out before he left. They didnt understand what a PLUS loan was, and theyve now decided to not take it out. Ive told him to ask his financial aid office if hes already maxed out his direct subsidized and unsubsidized loans, if his uni participates in the Perkins Loan program, and to consider changing two traits about himself that would permit him to take out a PLUS loan in his own name joining the armed services andor getting married. Other than that his only options are private loans, which are quite onerous as my wife knows.Are there any other forms of financial aid that Im missing here?His parents and he should have involved me sooner than this, but this is the situation.  <response>: He needs to withdrawal and consider a college in his state of residence that he can afford 