<prompt> Human: So, heres my problem PF. I have checking, savings, and CC accounts with Cap. One. My wife, and I have all our bills except mortgage and car payments set up to auto pay to a capital one CC that we pay off monthly. I checked my accounts this morning, like every morning, and I noticed that the card I use for the bills was showing a 0 balance expected since I paid it off 3 days ago, but the available credit was also showing 0. I called Capital One, and they said this was because the fraud department placed a hold on the last payment to ensure it clears your bank. The problem is that Capital One IS my bank, they are also the bank holding 2 of my CC including the one in question, checkingsavings accounts, and 1 auto loan. They put a hold on funds coming from their own bank, and in effect froze my credit card until Monday. Have you guysgals ever heard of this? Am I wrong for thinking this is absolutely ridiculous? How can I get this resloved? I contacted customer service for the CC, but they said they are unable to do anything because the banking side is closed for the holidays. To say Im angry would be an understatement. If this doesnt get resolved, I may just pull ALL of my accounts with them and go to a different bank.  <response>: They suspect fraud on your account not fraud in your payment. 