<prompt> Human: Let me first say weve been together over 5 years and are both fully confident that well be together for life; I ask that you refrain from the what if you break up argument. As the title says Ill be starting medical school soon. I have a scholarship which brings tuition down to around 9k a year. My parents will be giving me around 500 a month and paying for my car insurance and phone bless them. My health insurance will be free through the school. Rent will be around 450-550 a month. I dont go to bars or eat out, so groceries and utilities are my only other significant cost.All told I estimate I will need around 55k more once my parents contribution is taken into account. I have about 12k in savings, so well say 43k.My fiancée has around 30k in savings and a job that leaves her with around 1k more to tuck in each month, and she wants to use this to keep me from needing to take out loans.I honestly just feel weird about that. Ive never been financially dependent on anyone other than my parents, and its not an insignificant portion of her salary to be throwing to me.Once Im a full fledged doctor she wants to transition into a part time teacher or stay at home mom future kids, not current, so its not like it will be completely one sided over the course of our lifetime. But at the same time wont paying off that debt feel pretty insignificant once Im in that position anyways?I know Im kind of all over the place here, but Im having trouble organizing my thoughts on this one. Any opinions, information, or insight you guys could offer me would be very much appreciated. Edit: Ill add that we are specifically not married because it would have made me less competitive for loans and scholarships due to the fact that she has a salary. Edit 2: Guys really. I know that break ups happen and it could happen to me too. Im not a moron. I just dont think yall are in a position to make that analysis so I asking that you contain your comments to things you can make an analysis on. Havent you ever solved a word problem that says assume ideal conditions  <response>: 55K is really low for med school loans. Id honestly consider just taking the loans. My fiancé is currently in med school. I cover our living expenses while she covers her own tuition with loans. Her loans are much higher than yours. Its not the most fiscally smart idea for a couple, but we feel it makes the most sense now. 