<prompt> Human: So our family moved into moms bfs house about a year ago because it was cheaper and because my mom wanted to be able to see him more. To spare details, she isnt happy anymore. I dont think he isnt abusive physically to my knowledge, but I can tell he is at least emotionally abusing her to a degree. We are wanting out of this situation, but dont want to be out right now before we have time to prepare for a move, so this is all very much on the down-low. Recently, Mom payed off her debt and has 11 thousand saved up for my schooling just finished first year of uni undergrad which I would be fine with her using for getting out of here. She says she is able to take out money from her retirement to pay for a down payment 25 thousand and talked with the bank today and they said they could mortgage a house up to 270 000 but this cannot be a movable home like a trailer home so at this point we would be needing to get a condo which would be pretty close to the max the bank can do plus condo fees. Im scared that if we do this now we could become house poor as our yearly income is around 50 000 before tax and I think if like a major thing broke wed be kinda fucked. But we have always rented and people are always saying that renting is just money down the drain and that you should mortgage instead. Im also working soon, so that money Im fine with going basically 100 to my mom.Super stressed about this so any advice would be appreciated, thanks.TL;DR Need to move out of moms bfs house. Mom just payed off all debt, has a little money saved and we are wanting a house, but Im scared we might not be able to do this. Am stressed.  <response>: Rent an apartment. 