<prompt> Human: I made a simple flowchart illustrating how different personal accounts are used for different types of savings and to pay various expenses:Am I missing anything?- - -UPDATE: Thanks for all the feedback! Ive expanded the original flowchart here: Its a balancing act between covering all the common scenarios and keeping it from growing too complex. Hopefully it still makes sense without leaving too much out.  <response>: That is actually pretty good. 