<prompt> Human: Im currently earning 60k a year, and have no debts. I own my current car 2010 Toyota Corolla, and rent 850 monthly. I have around 10k in savings and 50k in an investment account.My car has enough dentsscratches that its beginning to bother me. The trade in value is about 4k. I havent checked yet to see how much it would cost to fix the body damage, but I think it would be around 2k to 3k, as one of the dents is fairly significant both occurred while I was parked and away. It has 80k miles on it and works just fine, but its fairly bare bones as far as features go.Im looking at Nissan Maximas in the 2010 - 2015 range. There are a quite few in my area that are under 60k miles some significantly lower than that. There is one that is a certified pre-owned for 15k. After trading in and a 1k downpayment, it would be a 10k loan. I dont want to buy a car with cash as an auto loan would be fairly low interest 1.5 for a 36mo loan or 2.99 for a 60mo loan.Let me be clear. I dont need a new car. I just want a new car. I know that is not the frugal thing to do, but would it really be a terrible decision? I can afford it pretty easily.  <response>: Then what do you do when the new one gets scratched?Make a XXX month car payment into a savings account. Drive your current car until it dies then upgrade. You can probably get a better car and you wont have to make a car payment. 