<prompt> Human: I need to spend some money to fix my car, so instead Im looking into getting a new car. I found one for 6,450. The blue book for my current car in good condition is about 2500 and I expect the place to lowball me on a trade in so Im guessing theyll give me maybe a grand. So Ill need a loan for 5-6 thousand, give or take. Im 29 and checked my credit today its at 701. I have a credit union for a bank so Im thinking of going there since theyre so much better to deal with, is there any chance I wouldnt get approved? Any ideas on what monthly payments I would end up with?Tl;dr, 701 credit score for a 5-6000 loan, easy approval or anything I should be worried about?Assistant: yes. I am guessing a 6K car is probably way over 5 years old, which means many lenders wont lend on it. You will likely have to get a personal line of credit for something like that which have much higher interest rates. Human: Yea, the one Im looking at is a 2001 grand Cherokee  <response>: In my experience I only buy really cheap transportation I drive until it explodes, or new and keep it forever. A 15 year old Jeep Grand Cherokee is far from the most reliable rig also. Your lucky if the transmission lasts a couple of years. 