<prompt> Human: So guys I am looking for some advice from you, right now I am renting an 2 bedroom apartment with a roommate, and my 4 year old daughter lives with us too. One of my biggest things that bothers me is that my daughter does not have her own room, and as she gets bigger it really continues bothering me. Also I do have a good job making around 82k salary, but I do pay child support as well.So with that said I really want to get a house, but the houses in my area OTP Atlanta area are around 200k. Now being financially logical I obviously want to put 20 down, but that is almost 40k! So here are my options I think: - Buy a house 5 down and pay PMI with higher PI insurancetaxes 1400 estimated mortage - Somehow put down 20 on a house 40k and skip PMI and lower the PI. This is really want I want to do. - Continue renting and move to a 3bd issue with this is a 3bd is the same monthly rental price as a 4bd 200k house mortage - Stay in a 2 bd apartment and make it work for 3-4 years somehow even though its killing me for her to not have a room and hope I can get enough for a down payment and that the market quits inflating.Honestly I am not sure what to do, currently I am throwing 15 of my salary into savings401kwith 3.5 of 5 matchroth ira. Should I stop throwing into retirement and instead throw my money into a brokerage and try to save for a house? I really dont want to do the whole pull from roth ira to get a house thing. Opinions??If more info is needed I can provide it as well :EDIT: Added budget HERE  <response>: Why dont you just stay renting the 2bdrm apartment and simply not have a roommate? 