<prompt> Human: Hello,My wife and I have 36,000 in our savings account, and due to recent life events wedding, honeymoon, new apartment we have accumulated about 9,500 in our Visa bill. Also, I have 8000 left to pay for my student loans. Thus, in total, we have 17,500 worth of expenses left to pay.We are currently only capable of putting aside 1000 a month for either our Visa bill and student loan, or our savings account. Given the high interest rates on our Visa bill 19.9, we were wondering if we should take money from our savings account and pay it off completely, or if we should simply devote 1000 a month to pay it off and not touch our savings. We are not sure how much we should attack my student loans as well, as the interest rate is fairly low 6.Any advice would be greatly appreciated! Thanks!  <response>: Ask yourself why shouldnt you pay all this off? 