<prompt> Human: I got Lasik done back in December 2016. My HSA account did not have all the funds to cover the entire cost at the time, so I put it on my credit card first. I planned to reimburse myself after a few more contributions, but still have not gotten around to it as I dont really need the cash. Is there any reason I should or shouldnt reimburse myself? As things are right now, Im fine with leaving the money in the HSA account but dont really see a benefit either way.  <response>: HSA accounts are better than Roth or regular IRA accounts. One of the biggest benefits is that you grow your pre tax money and no tax used for medical bills later on.So if you are not tight on cash, leave it there and make sure you invest it. I never touch my HSA even for my medical bills. 