<prompt> Human: Im buildig a pc, and my income from side jobs nets me around 500month after all expenses and putting 10 away for retirement. I can buy this outright several times over with my savings but would prefer to keep that money free as my emergecy fund. I can finance this item for 0 for 6 months and easily pay it off no question. God forbid I lose these side jobs im fully confident in my hustle game to make such small payments. Would this help establish a god credit line? Atthis point my only credit history is student loans which I dont have to make paymets on for another 18months.  <response>: Im a big fan of no interest financing. If someone wants to let me use their money for free while mine keeps working for me, Im not going to say no.However, remember that its no interest and not 0. If they say 0, that means they cant charge you retroactive interest, which they most assuredly will if you miss a payment or dont pay it off by the due date. 