<prompt> Human: I am 29 years young, no debt, and have about 100k in bank account, 65k in cryptos that are diversified from high to low cap altcoins, and about 70 k in 401k. Currently working full time, which pays around 75k a year. How much money should I have in bank account ? I want to take a high risk approach towards investment want to go big in cryptos, as the markets have crashed 70 and j think its a good opportunity to get in. 1. My goal is to get to 7 figures so that I can finally do a job which I love , but doesnt pay much, which is fine. I am not able to do that now, since I havent really become financially independent .2. Should I transfer 50 of my bank account into cryptos ? Money in a bank keeps losing value as there is not interest paid I keep my living expenses to he bare minumum.minthtl expenses wont be more than 1000.  <response>: No one here is going to suggest investing in crypto as a solid investment. Its just not mature enough to bet your future on. If you wanna keep crypto in your portfolio Id keep it to 5-10 total.Youve definitely got too much cash though. We suggest keeping 3-6 months of expenses in savings. With the remainder after that I would:1. Put 5.5k in a Roth IRA2. House downpayment maybe?3. Anything leftover from 12 would go into a brokerage account with US and International total stock market index funds. 