<prompt> Human: Hi! So like the title says, Im a college student and recently my grandmother passed away. It turns out shes been saving money her whole life and has left both my brother 22 and I around 36,500 each. Ive never had this much money before and Im nervous Im going to blow it on something stupid. Ive been considering getting a new car as mine is nearing 100k miles, but I still want money for school and travel and savings. Just looking for some advice as to what the best thing I can do from here is. My money should get here via check in 10-12 days. Side note, I have not taken out any student loans so far. Ive been paying my way through college with a payment plan and using money from my job. which Ive been considering quitting but probably wont  <response>: People always try to buy a car soon after getting money, and it would be so much better to sit on this money and think about what you can do with it. 100k isnt really that much on a car these days - they generally are designed to survive a lot longer, and I think in college especially you can often get by with a beater car until at least you graduate. But, everyone has a passion and this is personal and not general finance. Theres a great piece on the sidebar of this sub about what to do with an inheritance. One smart start would be to open a Roth IRA and deposit the yearly max into it 5500, or the max of your salary, whichever is smaller. Fill that up each year now and its a great way to seed that account for your own retirement. It helps move that nice money into an investment, and one that is tax-advantaged as well. 