<prompt> Human: My gf has a BS but hasnt been able to find meaningful work in her field. She has been accepted to into an accelerated nursing program starting next Jan. She would be taking out loans for tuition but we would like to limit it to just that.So she will be leaning on me to pay for gas, rent, food and other basics. It all works out in our budget except for health insurance. We would just go without but the ACA will fine her if she doesnt have it. So her getting on medicaid for a year would be a huge help.According to the program she isnt allowed to have a job. So if anything Id have to get a weekend job.  <response>: If she has no income, and you are not declaring her as a dependent, she is exempt from the penalties for not having health insurance. The rules for medicaid are quite different from state to state. 