<prompt> Human: link to articleHere are a few interesting stats from the article:31 of non-retirees have no retirement savings or pensions, including nearly a quarter of those older than 45.38 of all respondents have either no intention to retire, or plan to keep working for as long as possibleAmong lower income respondents, whose household income is less than 40,000, 55 plan to keep working as long as possible or never plan to retire.Only 53 of respondents said they could cover a hypothetical emergency expense costing 400  <response>: 30 of the respondents have no medical insurance because they cannot afford it which means that they are all one hospital stay away from bankruptcy. We have to re-revamp our healthcare system. Its destroying countless lives needlessly. 