<prompt> Human: So, I am graduating college soon and have been looking at a couple of different locations for careers. My girlfriend and I are looking at buying a house in some of these locations instead of renting, as we justify that for approximately the same rate, we can actually own a house we dont plan on moving again.The problem is, all of these houses are at least 145,000. And we will have student loans to pay off. Luckily, we both go to a really inexpensive school and I will personally be about 30,000 in debt, if I dont continue my education. My girlfriend will be about the same. We both plan on getting full-time jobs whenif we move, with an estimated combined income of about 80,000.We looked at some mock loan payment calculators, and it according to this looks like we could afford it, with payments being around 1,200 a month. But this is just the mortgage alone, not insurance or anything else.My parents advice on the subject is Just rent until you are ready and have the money. While I agree that this is a valid thought, I just cant help but think that life events will always continue to happen that will set us back financially car troubles, medical bills, etc. and we will NEVER have a mass of money thats enough to afford a house.Figuring we cant be the first ones in this situation, I was wondering what others have done before me. What does everyone else do? Any recent college graduates in my situation? If so, what did you do and what advice can any one offer me? Thank you in advanced. Edit: Thank you all for your advice. Perhaps I misspoke by implying that this was a definite thing that I was going to do. All of your comments were straight to the point and well worded. You all brought up points that I have thought of and considered before, I was just wondering what everyone else thought and have done before. But your comments just validated my hesitations and reasoning to not jump in. Thank you.  <response>: My girlfriend and I are looking at buying a houseNothing says great financial move than buying something worth 150K with your college girlfriend. That ALWAYS turns out great! Yes, yes, your love is unique and special and we dont get it. My parents advice on the subject is Just rent until you are ready and have the money.Thats pretty much the correct answer. And you dont have the money 30,000 in debt, and are not ready you dont have a job and you arent even engaged. 