<prompt> Human: Im generally clueless, so here goes. My boyfriend is a little stubborn and wont look for help, so I decided to ask here. Long story short: he dropped out of college after a year and is being charged 2.5k when the money was given to him as a grant for school. The money is due in early October, and if he doesnt pay they report it to the credit bureau and they leave it to a collection agency. Im just curious if theres anything he can do because he doesnt have the money to pay it and I dont want it to wreck his credit. I dont want to have to pay it for him, but I just dont know what to do to help him. Any advice is deeply appreciated!!TLDR; 2.5 debt and looking for options  <response>: Someone has to pay something if you dont want it to show up on his credit history. You dont seem to be thinking along those lines so far. 