<prompt> Human: Im just curious. Ive had an AmEx for the past 5 years and Ive used it mostly to pay for a date night once a month; or to charge a utility bill on the card just to build up a few points. But, at the rate I spend on the card it hardly seems worth it to keep. Is there any real benefit to maintaining the American Express or is it more of a status symbol?  <response>: ? My AmEx has no annual fee. 