<prompt> Human: My girlfriend and I make enough on paper to pay our bills and put money in savings. But every month, this doesnt happen. We end up struggling. I am 30 years old and have tried thousands of different budgeting techniques but cant seem to be any good with money and girlfriend is the same way. It seems counterintuitive to pay someone money to tell me to not spend money lol but thats what we need! If we have control of our money, its going to be spent impulsively. I need someone to manage our money for us because clearly we cannot. I dont know where to start.  <response>: Set up a direct deposit to an account that doesnt have a card that you can swipe to buy things. It causes you to do a double step to get that money, hopefully youll think about it before you spend it. 