<prompt> Human: My situation started in February of 2017. I traded my Jeep Wrangler that I owned outright for a 2015 Nissan Altima. Probably my first mistake, but the thing got about 12 miles to the gallon, needed regular repairs, had a soft top, and all the while I was starting a new job where I would be driving minimum 60 miles a day. Little did I know the new Altima was a Lemon title in the state of California, but it was sold to me in Arizona. Apparently since it was from a different state and the lemon law is different in AZ, legally they did not have to disclose it to me. About a month after I bought the car I talked to the owner of dealership about what had happened, and he told me I could speak with their lawyer. They offered me to buy back the car for 10,500. I owed 13.5k. They said they would only buy it back if I picked something else on their lot to roll the negative equity onto. So at this point I should have cut my loss and kept the car. I know NOW taking the deal was a huge mistake, but I was all up in my own head about how cheated I felt and didnt want to end up with a lemon that was worth half of what I paid. I took the deal. Bought a Scion Xb for 12.5k and rolled 3,000 onto it. The kicker was they only let me use their financing with a 24 APR. I payed on the Scion Xb car for 6 months, and recently switched to a 2014 Nissan Sentra with a 4 interest rate. My current loan amount on the Sentra is 16,000. The car now has 35,000 miles on it, and I have owned it for 7 months. My credit score just went back up to 724 on Trans, and 730 on equifax. This model of Nissan is highly regarded as a terrible car due to the CVT transmission going out between the first 30-50k miles. I have a warranty on the car until 60k, and I have know two seperate people who had the transmissions go out before 50k. My Question for personal finance is what should I do about this loan? I dont want to keep my Sentra after the warranty runs out in risk of paying out for a new transmission. I also do not want to keep carrying negative equity over to new loans. I feel like I have now done a good job in getting such a low interest rate for someone who has had 3 different car loans in 2 years. I have also worked very hard on my credit by regularly using my credit cards, as well as getting regular credit increases every 3-6 months. I have also saved several thousand dollars up for a down payment for my next loan to try and come out with equity this time around. I guess my question for personal finance is what would you do going forward in this situation? I know this car isnt worth any where near 16k, and I have the money to cover the negative equity. Should I double pay on the car, should I refinance and put a lump sum down, or should I switch to a ToyotaHonda that isnt known for problems? Thanks for reading this long winded post about my problems, ANY advice would help me. Everyone in my life is pretty well stumped on which answer is the best answer. I would say my goal is to get back to NEVER having a car loan again, and ALWAYS buying my vehicles outright in cash from now on. THANKS AGAIN!Assistant: So youre going to switch to ANOTHER car? You need to realize that is not going to solve your problem. You need to keep making the payments and pay more than the minimum payment every month. If that loan is eating away at your sanity, you should be actively trying to pay it down as fast as possible.In the meantime, take care of your car. Drive it responsibly and service it often. You always hear the horror stories of people whose transmissions died at 50k miles. You think they took good care of their cars? I guarantee you they did not. They probably drove it like they would a BMW or Mercedes. There are Sentra forums where people are driving the same year car as you with 150k miles without every having a problem. The difference? Those people take pride in their cars. And if you owe a ton of money on it, why not take excellent care of it?Figure out what car you want long-term and by the time you decide, youre loan will be paid down and you may even have some equity in it to use towards your new car.Also, if you are ever sold a lemon again you should immediately contact a lawyer. There are incredibly strict lemon laws in the US and you dont have to pay the lawyer a dime because it is always on a contingency basis. You will surely come out a head and probably will get a nicer car at a lower price as a result.Human: Thank you for the reply. When I talked to their lawyer they basically told me I didnt have a leg to stand on, and being 20 and not made of money I didnt want to end up having a bill with a lawyer. I think you are probably right. Keep the car long term, I get it regularly serviced with my oil changes, and I can afford to pay extra on the car monthly. It really is scratching at my sanity though, I have never had a loan before, and I have managed to make it though all of college on scholarships, or paying out of pocket from my job at this hospital. I just wish I could go back and make a better decision.  <response>: Do never, ever, take legal advice from the oppositions attorney. 