<prompt> Human: Hiya, so I was hoping for some advice on if charging 3.5 to handle my traditional IRA is a fair price. This is a TSP account. Here are my questions: Is 3.5 on 100k a fair price? This cant be recurring, can it? Im choosing to reinvest all mutual fund and capital gains and interest from all eligible securities. thats a good choose if I dont need extra cash, right? Can I rollover this money over to another bank or firm at anytime without getting penalized? I didnt see anything in the paperwork about having to keep it with this bank but I didnt know if thats a common thing or once its in there, its in there Whats a Core Investment Vehicle? Of the 100k, they will be putting 20k in 5 different funds mixed of Balanced Fund, Mutual Fund, Growth Income Fund and Bond Funds. Thats just like the categories of different funds, right? WHAT I KNOW This is an inherited traditional IRA Rollover Contribution work 100k there is a 3.5 management fee not yet sure if annual or just one-time  <response>: No its not a fair price. Dont do it. You can handle your own investments for free at places like Vanguard, in funds with very low expense ratios. Its very simple to do read the wiki. 