<prompt> Human: Hi, so my fiancées company has a good 401k plan good expense ratios and fund options while my company doesnt have any retirement plans small startup which may have retirement benefits in the future but probably wont be as good as my fiancéesHer company has no match but does have automatic employer contributions. We currently make around the same amount 75-80k. Financially dont think either of us can save the recommended amount for retirement amount. For now and possibly going forward when we can put more into retirement, I was thinking of asking her to increase her automatic contributions to save for both of us while using more of my paycheck to pay for expenses.Is this a goodsafe plan for me to place all my retirement savings into her account?  <response>: Is this a goodsafe plan for me to place all my retirement savings into her account?No, not really. You wont necessarily have any claim to those funds if you split up down the line. You should be contributing to an account in your own name, like an IRA. 