<prompt> Human: Its a Capital One Platinum Mastercard, and I think she said her limit on it is 5K. Its not a temporary rate, shes had it for years, and its always had that rate. Ive searched available cards with the filters on Nerdwallet and nothing comes close. How does one go about getting a card like this?  <response>: Its probably a grandfathered account. The lowest iv personally seen was 1.99 on all 4 categories Direct DepositsBalance TransfersPurchases OTCATM withdrawals 