<prompt> Human: Im in my late thirties and would need to make 15.50hour to be able to afford a place. I still live at home because I cant afford to pay rent even for an apartment. I was running numbers and found out I need at least 3,000 saved up in an emergency fund. I need another thousand or so just to move and pay first months deposit. Should I take advantage of living at home as long as I can? I dont feel too good about trying to get my own place. I just would not like to be living at home in my 40s due to my own financial situation and some decisions Ive made in the past. Is it ok for me to be still living at home?  <response>: Is it okay? Thats not really for anyone here to decide. I personally feel like family is an important life preserver when you make a mistake, so spending some time building up capital to move forward makes a lot of sense.The key is to make a plan and stick to it. Determine your revenue goals that make going back out on your own feasible. It will help you to know there is an end date. 