<prompt> Human: My gf is starting school but she doesnt have enough financial aid. She already got the US Loangovernment grant and the school loansgrants. There is roughly 2k left for the year. Her parents dont have good credit, single parent working and refuses to take the money I offer. I suggested her to get a job but she wanted to transition 1 year in university to adjust before getting a job. Private loans from a bank require a cosigner which is outside of her family and she doesnt know who and obviously higher interest rate. I dont know how to help her...  <response>: you offered to help, but she didnt want it. nothing else you can do. cosigning for her is a bad idea. 