<prompt> Human: I am currently a 20 year-old college student looking to start investing posting this from a throw-away account, actual account name is also login for some of my bank accounts. My basic question is: how did you begin your investment journey?To tell you a bit about my situation, I have done pretty well for myself so far - at least for my age. Im currently sitting on almost 40,000; most of which is in a low-risk Short Duration Income Fund which consistently averages around 3 returns. My parents FA originally suggested this fund due to its ease of moving money in and out with little risk. Now that Ive accumulated significantly more than I would need in the near future, Id like to start moving money around to other long-term investments as well. Ive got a full-ride at my school, I will be graduating with at least 70,000 to my name, and my program of study has a 95 job-at-graduation rate with almost all starting above a 50 grand salary. Ive learned enough that at some point I will want to designate my long-term investments as a Roth IRA since Ill eventually have a lot of money in retirement funds and want to avoid paying taxes on the investments.I know the basics of investing, but not much beyond that. What booksresources would you recommend that will help me at least get a foot in the door? Would getting a financial advisor be a good idea? What are good investing options on the internet as Ive read that internet fees are much cheaper? Basically, wherehow do you more-versed fellow Redditors recommend that I begin?Thanks ahead for any help; its much appreciated!  <response>: you can only open a Roth IRA if you worked and made money this year.The best investment you could make right now are some good books. Educate yourself. look at rinvestings sidebar for some good recommendations 