<prompt> Human: My boyfriend is selling his old car and buying another car that hes paying cash for. His ex has a car thats still in his name, that she isnt supposed to be driving because of a suspended license. He would like to title his new car in my name and have it under my insurance because he says having this other registered car with no proof of insurance puts him in a high risk pool where the insurance is more expensive. He would pay for the insurance, but it would be in my name. There would be no debt in my name associated with the car.He is a good driver with no recent accidentstickets. Weve been together for almost a year and he just moved in. Hes 44, Im 37 if it matters.What are the risksdownside to this?Edit: I should add that the insurance company would know that he is the primary driver on that car, and secondary driver on mine. Im not trying to commit insurance fraud!  <response>: So, when he has an accident and the insurance company finds out about the deception and refuses to pay, are you prepared as the owner of the car to shell out the full cost of the settlement? Why do you think insurance fraud is a good idea? 