<prompt> Human: monthly income: 2200 per month take-home after contributions to pension, equity options, benefitsx200B;monthly expenses:rent: 550 but increasing by 10 per monthfoodcoffee: 450 15 per day on take outgroceries: 80 per monthalcohol: 300avg. transit: 40avg. uber: 240monthly trip to capital city: 100shopping: 500 some massive expenditures such as a new bicycle has brought this avg. up a lotgym: 25physiotherapy: 260 now out of pocket because Ive used up benefits - was 52 when I had benefitspsychotherapy: 56 benefits bring this down a lotmassage therapy 100I go once a month- now out of pocket cause Ive used up these benefitstotal expenses: 2701Edit 140 for student loans2841EDIT 160 for phoneinternet 3001x200B;background: 25 y.o. single male no kids who splits rent with mom.wow before this post I had no idea I was spending more than I make! I was wondering why my bank balance never goes up!IDK how to budget because my monthly expenses fluctuate a lot and Im working on some stuff with my therapist that will help me save and do more cost-effective stuff. Where should I start?x200B;EDIT: student loans 16,300EDIT: phoneinternet: 160omg its getting so badx200B;x200B;Assistant: Short answer, yes, you are.Way too much on the takeout, buy more groceries and make more meals for lunch.Way too much on booze, cut back for financial and health reasons.Use less uber and more transit.Why do you go to the capital every month?Shopping, a little high, break out the massive expenditures for a better analysis.Lose the massage, thats purely a luxury.Is the physio related to a specific injury from something?Human: well physio is from years of bad computer ergonomics. I might cut it down from 4 to 3 and then 2 days a month. OK I know a lot of this stems from being lazy which Im working on... I drink which causes me to wake up later and miss the bus which adds to uber. I hate cookingcleaning so I order take out. I make good strides for a week and then I stay out late for drinks and the cycle repeats. Im probably on the wrong sub.  <response>: Or do the physio at home instead of going somewhere, Physios main purpose is to teach you how to do it, and then you do it on your own.Get a standing desk at work.and get some self control when it comes to the drinking, switch to a soda water with a lemon if its about the social and no one will notice much and assume its a GT or something like that.Theres lots of ways to cook without making much of a mess that needs to be cleaned up, cooking 2 times a week can give you meals for an entire week that actually take less effort than ordering take out.and yeah, you need to learn personal responsibility more than personal finance, once you have that then you can figure out the finance part. 