<prompt> Human: So, Im sorry if I dont sound to bright about any of this but Im trying to get started early on the big problem of my dads retiring. Im 16, my mom spent all of my dads retirement funds before passing away and he told me that hes going to have to work until the day he dies. I really really really would love to do anything in the world to help him retire, could someone give me some basic help keep it simple since Im only a teenager. BTW, he is 62 right now.Thank you all for the help I really appreciate it, I was very scared but feel much better at this point .  <response>: I wasam in your situation so maybe I can add additional insight to this. Bust your ass in high school to get high GPA and ACTSAT score so you can get scholarships. Im not sure how much money your dad makes or if he will be retired when you start college, but if its low enough you can get grants too such as the pell grant which will be 5,500 a year. If you have decent public universities in your area you can commute to them. 5,500 from pell grant and scholarships should cover a good amount of the cost. Get a part time job to cover your expenses. If he has money saved up for your college let him use that for him and not you. You can get a loan for school and pay it off later but he cant do that with retirement. Pick a major that is high paying so that once you do graduate you can help him and make sure you get good grades. Luckily, for my parents my sister and I have been able to make 60k combined while attending school full time to help our parents out. Low expenses plus their SS is more than enough to cover everything we need as a family. My sister and I both finish school next year and our combined starting income should be around 125k with no student debt so then we can really help our parents out. Let me know if you have any other questions. Good luck! 