<prompt> Human: So my wife I are 39 weeks pregnant and are looking to upgrade to an SUV. We live in Scottsdale, AZ and have had a 2012 Nissan Sentra SE for 1 year from last May. It is financed from a independent bank in Ohio. My question is, being how I have never traded in a vehicle before, what do I do? I know I need to get it appraised, is there a certain place to do this so I wont get taken advantage of?I bought it from Camelback Toyoto dealship. Do I have to trade it in here or can I go to a different car dealership?How does the current loan work. Would it carry onto my next vehicle? What about the moneys paid already?So after I get it appraised I just go car shopping or what is the procesd in this instance??Any help is appreciated, thank you guys!  <response>: Theres no reason to get an SUV for just one kid. But if you want to trade it in, check kbb.com for a value. You dont need to go anywhere for an appraisal, kbb will tell you what you need to know. If there is a Carmax in your area you can go there and they will look at your car and give you a value that they will honor for seven or ten days, I forget which.As for the current loan, the trade in offer will be applied to the loan and the balance will be carried over onto your new car loan. Hopefully your trade in is worth more than what remains on the loan, but I doubt it. If that is the case then the loan will be paid off and the balance will be applied to your new loan. 