<prompt> Human: Im always hearing people talk about having money in savings and I can never hold on to any money I save. It seems like Everytime I save a little something comes up and I need to spend it. I feel like Im doing something wrong. My 300 savings never seems to get past that much.How do I save money in an emergency saving fund if Im constantly having to use it? Am I that bad with my money management? Is there anything I can to to improve? Im currently having 15 of my pay automatically sent to my saving every paycheck and all of my bonuses. Is this the norm or should I change something?  <response>: What things are you spending it on? If there are true emergencies that keep popping up, then yeah, sometimes you have to dip into your emergency fund to pay for them, but thats what its for. Youre not going into debt to cover them, and thats whats most important. But if youre pulling from it for things that arent actually emergencies, then it sounds like you have a spending problem. 