<prompt> Human: Basically my great uncle died last year, and since then lawyers from the state he was in Colorado have been going through his estate. Last week I received a notarized letter informing me of about 20,000 entrusted to me in his will. At the age of 23, I am working full time fresh out of Undergrad, making roughly 28,000 a year with about 21,000 in student loans through Navient. My parents recommend that all of it go towards paying of my student debt. Is this the best option? Could this money be invested more responsibly? How should I proceed?  <response>: Take 5K and put it in an emergency fund savings account. Take the rest and put it on your student loans. 