<prompt> Human: This is a throwaway account, because I really do not want to offend the people involved, or hurt anyones feelings.Im 42, recently divorced and am struggling with car loan issue. My ex has a new less that 6K miles 2014 VW Jetta that is upside down and the loan is in my name. The balance owing on the car is around 24,000. KBB values it at MAYBE 16,000, but more like 11,000 for trade in value.The ex wants to give me the car, and go finance a new BMW in her name. She says it is to start building her own credit. My credit has always been significantly better, so everything was in my name while we were married.I have a 2008 2WD Toyota Tacoma. It is financed, but I have equity in it, owing around 14K and KBB values it optimistically at 22,300.I am financially responsible for the Jetta. I dont know that I have any control over this situation. As far as I can tell, I am going to get stuck with an additional 24K in debt, and a car I wont drive and cant sell due to the negative equity.My only thought is to take the two cars into a dealership as trade-ins, use the equity in my truck to offset the negative equity in the Jetta, and try to finance something cheaper that I can pay off quickly.I am looking for any guidance yall can provide.TLDR Two financed vehicles. One with equity, one upside down. Trade them in or...?  <response>: What did the divorce decree say about this? I am going to get stuck with an additional 24K in debtSounds like its already your debt...You will be receiving an asset of around 16k to help offset it. 