<prompt> Human: Guy was cordial. I gave him my insurance info. I didnt take his idk why. He said he wasnt going to call.- I have picture of his back end, unscathed.- We exchanged licenses and phone numbers.- My car is 2000 bmw 528i station wagon.- I only have liability insurance.My dad said to do some research online to see if I should report it to my insurance agency, so I decided to ask reddit. In the case where the guy decides he has whiplash two weeks later and surprises them with a call, I assume my insurance company wouldnt like that.Thank you for any help!!Pics:  <response>: Dont do it. Trust me. 