<prompt> Human: Question is in the title. When it comes to health insurance, I am 23 and still under my parents plan. She is 24 and without health insurance, and next year the tax penalty for not having insurance will be 1 of our household income.I make about 80 more than her annually, so this would hike that penalty exponentially. But I am wondering if my income affects her, as I am filing independently.The other option is her getting a discount on medicine through a company called needymeds, but she was not qualified because our household income is too high. But again, we dont file jointly and if she just put her personal income, I think she would be approved.The reason Im confused is because technically, we are just roommates. Does anyone have any resources or information on how this works? Ive tried researching it but cant find any clear cut information.  <response>: Unless you file taxes together, no. You have no legal standing as far as income is concerned. Youre dating. Thats it. 