<prompt> Human: Sorry if this is the wrong sub. I rent cars several times throughout the year and have always declined insurance because I figure my car insurance or credit card will cover it. I rented a car and upon returning it, they inspected for damage and found scrapes on the rims of the right side. Im a US citizen but this is the UK, so thats the drivers side. I distinctly do not recall hitting anything on my right side and neither does my wife. Unfortunately, I never took pics before driving the car so I cant prove it wasnt me. And like an idiot, I didnt take pics afterwards. facepalm Should I go through my credit cardinsurance to take care of the 188 damage or should I contest it? If the latter, whats a possibly successful way to contest it?  <response>: You can try contesting by asking them for the before photos to show it was your rental that caused the damage. Chances are all there will be is a form with no areas of the car highlighted because either nobody looked or you really did kerb it. If they dont fold on the first inquiry then youll need to eat it since you have no evidence. 