<prompt> Human: The company I work for just switched to ADP for our payroll system, which also provides a way to set up a 401k online. At 25 years old, I dont want to wait any longer to get it set up. My company does a 100 match for the first 3, and 50 match for the next 3. I read the 401k selection guide but I was overwhelmed with how many options my 401k plan offers, and how to match it with the guide. Below are the options available to me, with the expense ratio following. How would you recommend I allocate my 401k funds? Income Vanguard Federal Money Market Fund - Investor Class - .11 Vanguard Short Term Investment Grade Fund - Admiral Class - .10 Metropolitan West Total Return Bond Fund - Class I - .44 Vanguard High Yield Corporate Fund - Investor Class - .23--- Growth Income Vanguard Target Retirement Income Fund - Investor Class - .13 Vanguard Target Retirement 2050 Fund - Investor Class - .15 Vanguard Target Retirement 2055 Fund - Investor Class - .15 Vanguard Target Retirement 2060 Fund - Investor Class - .15 Fidelity Puritan Fund - .55 PIMCO All Asset Fund - Institutional Class - .87--- Growth Diamond Hill Large Cap Fund - Class I - .68 Vanguard Equity Income Fund - Investor Class - .26 Vanguard 500 Index Fund - Admiral Class - .04 T. Rowe Price Growth Stock Fund - Investor Class- .68 Vanguard Selected Value Fund - Investor Class - .35 PRIMECAP Odyssey Aggressive Growth Fund - .64--- Aggressive Growth Vanguard Small Cap Value Index Fund - Investor Class - .19 T. Rowe Price New Horizons Fund - Investor Class - .79 American Funds EuroPacific Growth Fund - Class R4 - .85 T. Rowe Price New Asia Fund - Investor Class - .95 Third Avenue Real Estate Value Fund - Institutional Class - 1.13 T. Rowe Price Science and Technology Fund - Investor Class - .83Thank you rpersonalfinance!  <response>: I would put 100 into the Vanguard Target Retirement fund closest to your estimated retirement date. 