<prompt> Human: So, I wanted to know what options are out there for a unsecured loan of 50-100K. Ideally I am looking for a 75K loan with a term greater than 3 years with interest rate around 10. I have had an LLC for over 18 months, so I do qualify for a SBA Loan. However, I have no idea if I will be approved. I have about 30K in credit card debt and 10K in student loans. The amount on my tax return is not much on a yearly basis 40K.I think my brother would be willing to co-sign or something if it would help, his credit score is 800. What are my options :Also, my dad has a place valued at 180,000 and has about 120,000 left on the mortgage. But he is retired and his pension is not that much. Would I be able to get a home equity loan for 75K if my brother co-signs on it? I doubt they would give it to just my dad, given retirement and no source of income besides his pension...  <response>: 2 things:1. If you love your family, Do not have them cosign a loan for you. 1. If you family loves you, They will not cosign a loan for you.Seriously, Remove a cosigner from your plans. You have no idea if you will be approved, man up and go in a check. Although you dont say what the loan is for, the lender will ask. Protip: dont say hookers and blow 