<prompt> Human: Hey Everyone!So I think Ive decided to do something, but it would be helpful to have your opinionapproval. So I am going to continuing education, and the classes are 1200 each two classes per semester for two semesters. I thought that I could afford to pay the tuition myself if I put it on my credit card and paid it over the semester. In retrospect, this was idiotic, but I guess hindsight is 2020. I hit a really rough patch at the end of 2013 and ended up putting holiday gifts, travel expenses, and some essentials on my credit card. I had some preexisting credit card debt to begin with, so now Im at 10k in CC debt. Sounds scary, but it is what it is.Anyway, Im going to be eligible for student loans hopefully in the next few weeks. I only have 22k from undergrad and grad school, which I think is pretty good. Should I add on to the student loan debt and try to pay down a big chunk of my credit cards? I dont feel too bad about doing that because it IS tuition and other essential living expenses that drove up my debt, but I wanted to see what you guys had to say.Other financial stuff: I have about 4-5k in emergency savings - I do pay rent from this fund, but I do keep adding to it as much as possible - like at least a couple of times a week, even if its a small amount.So what do you think - student loans to substantially reduce CC debt?  <response>: Yes, do it. 