<prompt> Human: Im a first time car buyer financing through a bank, driving a 2009 Honda Civic insured through Geico, being that Im a first time buyer I didnt really know what too much money for insurance policy is, I know Ive been involved in 1 very minor accident about 3 years ago, and no tickets or fines. Currently Im paying 545 a month for my vehicle using Geicos 6 month policy. Once people close to me found out how much I was paying they told me it was waaay too much. Is there any way I can lower my rates? Am I being robbed or did I do anything wrong?TL;DR - Paying 545 a month for insurance on a pretty crappy used car with a pretty clean driving record.  <response>: pretty clean driving record not a clean driving record. 