<prompt> Human: Hey everyone, Ive got a question that most likely is impossible but it wont hurt to ask. First off, I dont know much, Im in Grade 12. Okay, so I was wondering why is it hard to live a Million Dollar lifestyle? Lets say I make 100k a year with a nice job. Why cant I buy a million dollar house with mortgage, research a nice house that is likely to appreciate in value. Say a nice million dollar beach house that is most likely going up in value. After one year of living in the amazing house, lets say it increased 75,000 in value I dont know whats a realistic amount of profit but it obviously depends payback the bank and the 75k that was made as profit goes to pay all the mortgage you paid per month, real estate fees and all that. Then grab a used car that is unusually low. For example my dad owns a 2008 BMW 750LI fully loaded which he bought for 18k, after 2 years of using it i checked kijiji and its priced at around 16k so he only lost 2k for enjoying a bmw for 2 years. Thanks alot.Edit: Even if you end up losing some money, you still lived a beautiful lifestyle.  <response>: And what happens if that house doesnt appreciate? And thats assuming youll even find a bank that will lend you that much with what I assume will be much less than a 20 down payment.What about all the other costs associated with a luxury car? The increased insurance, increased repairs, increased gas costs assuming it cant take regular. And you lost a lot more than 2k in those two years.If you really think you can do that for free, to be perfectly blunt, youre a delusional child. 