<prompt> Human: Debating on whether its smart not too. I know its a difference of 100 or so, but I always hear differing opinions so Im interested what you all have to think.Edit: Pre-pay as in pay for the 6 months up front in one amount.  <response>: I do pre-pay because its cheaper. That simple. If its cheaper in the long run no reason not tounless you cant afford the lump sum at the moment of course. Its not like theyre going to lower your bill anyway. 