<prompt> Human: I recently picked up a part-time seasonal position at Macys for some extra holiday cash. Ive been working in retail off and on over the past 15 years, and am familiar with the hiring and management practices at a lot of places, but its been a few years since Ive worked for a big retailer like Macys. I was very surprised and disappointed to learn that the 20 employee discount is only available through a prepaid card like a gift card I guess, not terrible but not great, or through their actual store credit card. They conveniently inform you of this halfway through your new hire paperwork, and even allow you to apply right then and there.Ive been through this type of application process before, but Ive never seen something so brazenly unethical. These are often young adults or older people applying for these positions, filling out so many forms with so much corporate legalese that your head would spin, and theyre being targeted with a hard hit, thanks auto mod hit to their credit for a card with a ridiculous interest rate. Is this new in retail? Seems like a disturbing trend if it is.Anyone have any thoughts on this? Just wanted to get the word out.EDIT: Thanks for the replies, everyone. Really enjoyed the discussion about credit cards, business practices, and obviously PF. The consensus seems to be that store credit cards are not any worse than other forms of lending, as long as they are managed responsibly. I respectfully disagree, in that it seems like they are often offered to a range of people namely, new employees that may not have the knowledge or experience to handle a line of credit, but I will agree that its fair game to solicit employees. I just think its kind of shady to imply that a store credit card is an easy solution for employees. Employees should just get an effing discount, period. But were all free to work and shop where we please, so feel free to support smallerlocal businesses that dont subject their customers and employees to frivolous lending situations.  <response>: Corporate America is filled with bastards. 