<prompt> Human: Despite my name, I plan on keeping this account around.Also, fair warning, this is long. I am not trying to post a sob story. Just as much info as I possibly can. Anyway, to make a long story short, Im a 24 year old college student, and I wound up 15,000 in debt with one creditor credit card after a housefire caused me to spend more than I needed to. I COULD pay this at the time, but being forced to relocate afterwards caused me to lose hours, spend more in commute, etc, etc.With the total debt between three different credit accounts, a past due balance with a hospital, and school loans my total debt is around 45,000 or so.Already living with my parents, who will not stop charging me rent only 200 a month, but thats 200 I could be using to save myself while they allowed their kid to have a roof over their head until I could pay them again. This was tougher because before the move, they hadnt charged me anything, but I had no choice as moving with them was the cheapest option.I decided to pursue chapter 7 with a lawyer, who after reviewing my case is fairly certain it would go through and my eligible debts would be discharged, but I cant even come up with the funds to pay him in order to file. Hes the cheapest and best reviewed Ive found, the fees would be 1376.Im living paycheck to paycheck, no luxuries. The only asset I have worth anything, Im trying to sell off to afford the lawyer, but anyone who offers to buy it a motorcycle, keeps trying to jerk me around on the price, despite the fact that Im taking a 500 loss on it to sell it. I offered to drop the price again in hopes that maybe I could get rid of it with SOME sort of money, but no dice. Just a quick rundown, I make safely 900 a month. After my bills for health insurance, gas which winds up being 150 a month. I could get a job closer to home, but my current job is next to my college, rent, car insurance, 40 a month in food money grocery, and 20 which Ive started saving each month to try and help, Im down to roughly 120 each check.This does not account for regular therapy visits and meds, which wind up costing an additional 80 or so in any given month. I also have a fractured rib, which I need to have addressed immediately. Has anyone been in this sort of debacle? Any tipsideas to help save money?NOTE: The original post varies slightly. I was at work, and now Im not, so I was able to expand with more details and things I forgot to mention.  <response>: Im living paycheck to paycheck, no luxuries. The only asset I have worth anything, Im trying to sell off to afford the lawyer, but anyone who offers to buy it a motorcycle, keeps trying to jerk me around on the price, despite the fact that Im taking a 500 loss on it to sell it. I offered to drop the price again in hopes that maybe I could get rid of it with SOME sort of money, but no dice. Sunk cost fallacy.If a variety of people are all offering you approximately the same amount of money for your bike, thats all its worth, no matter how much you paid for it X monthsyears ago.The money you paid is already gone. All you can do now is accept the offer thats given to you and pay down your debts. 