<prompt> Human: Im a college student who recently inherited 50k from a deceased relative. My parents fervently disagree with who I should trust with the money. My mother wants me to go talk to a financial adviser at a big bank, while my father wants me to talk to a consultant group that manages 500 million a year. My father has been with the consultant group for around 3 years, if that means anything. Personally, I dont want to touch or use this money for a good 30 years. I just want it to grow. I plan on keeping around 6k as an emergency fund.  <response>: You do not need an adviser. Use this money avoid loans and pay off high interest ones -- 4-5 or more. After that, find a good index fund, like VTSAX, and let the money sit. When you are investing, it is a long game, so this needs to be money you are not going to use for an emergency; that money is kept in savings.Ideally you have some income this year, so you can fund an IRARoth type account for its tax benefits. 