<prompt> Human: This may sound hypothetical against rules but I am literally in this situation right now. I have an opportunity to make 60k in one city and I have a different job opportunity in a different city making 84k. All of the online cost of living calculators show that the increase in pay is essentially a wash. All other benefits and intangibles are the same. Both offer insurance, 401k and are in the same industry. Besides some minor details the jobs are the same. Is it better financially to choose the lower paying city or move to the higher paying city? If I plan on saving an additional 10 of my income the higher paying job would save more and with relatively safe investing compound interest could make this a significant larger amount of money. Am I thinking about this correctly? Am I missing something?  <response>: Pick the city you want to live in, if all things are essentially equal. You spend 13 of you life at work and 13 of your life asleep. That leaves 13 of your life in a city of your choosing. Look at your lifestyle and hobbies, the weather, the vibe, and see which city matches up best. 