<prompt> Human: Long time lurker but first time posting on this sub. Using a throwaway because my family knows my username. I read through the rules, but I apologize if this is breaking any that I didnt notice. I have a good amount in student loans, not fantastic, but not overwhelmingly unmanageable. However, I am also married, and my husband also has a good amount in student loans. Together, the amount is quite high and seems a little overwhelming. The good news is that we both are in good fields. We are both one year out of college, and have somewhat higher paying jobs than our peers. So we believe our loans, though high, were worth it for us to get these jobs. Now, currently, I make enough for both of us to live on comfortably. Nothing extravagant, but pretty comfortable. So our plan is to take his entire salary and pay off both of our loans pretty quickly. After that, we can get used to living with both our salaries and live our life debt free. He makes enough that our loans can probably get paid off in 2 12 years. This is my question: Is it better to put a somewhat aggressive payment towards both loans equally? Or is it better to pay the minimum of, say my loans, while paying his loans aggressively? Then once his loans are paid off turn towards mine?My thinking is that it might take longer try to pay both loans off equally aggressively, since the interest will also just keep building up. But, if we can get the principal down on one loan while paying the minimum on the other, then the interest obviously wont build up at quickly and we can pay it off quicker. Im just not sure of the best approach. Or if it would even make a difference in that short amount of a time frame. If anyone has any insight, I would love to hear it!Assistant: Highest interest rate first saves you the most money in the long run. This is the avalanche method and the one I, and this sub mostly, recommends.The other method is to pay off the smallest loans first for a piece of mind sort of deal. Called the snowball method.More in the wiki, but thats the short version.Human: Ive looked into those methods and I agree with the avalanche method. However, we both have pretty much the same interest rates. Basically, Im wondering if I should put some money towards both principals, or a lot of money towards one principal at a time.  <response>: However, we both have pretty much the same interest rates.Pretty much the same is not the same. 