<prompt> Human: Hello rpf, I have a clarification question for the vets of this sub.Debt:PrincipalInterestInterest Rate3,445.26 3.60 4.253,543.70 2.74 3.15973.60 1.57 6.551,746.26 1.35 3.151,240.95 2.00 6.552,744.15 2.12 3.15997.87 0.77 3.151,359.11 2.19 6.555,498.35 4.88 3.611,446.55 1.28 3.615,250.70 4.66 3.61371.12 0.40 4.411,007.00 1.10 4.412,054.21 2.23 4.415,135.50 5.57 4.413,384.30 3.67 4.412,552.62 3.73 5.35850.83 1.25 5.35Income:as of now working two jobs, one is a Sunday only job my gross is 43k. knowledge checkI understand that the basic concept of payment is to tackle the highest interest with the highest amount loans first and then work my way down the ladder. But when I looked at my loan allocation today, the loans that have the larger balance accrued the most interest pretty obvious there . I am going to make a payment and I am starting to think that I should hit the highest balance that is accruing the most interest first. Current PaymentsAs it stands now, I traditionally pay the minimum 200 and then pay an additional 600pay period toward the loans that has the interest rat of 6.55Please advise at your convenience.  <response>: Interest rate is all that matters. Imagine every single one of your loans is broken down into chunks of 100. If you have 5 100 loans at 10 and 200 100 loans at 1, do you pay off a 10 loan or a 1 loan? 