<prompt> Human: Goodmorning Everyone! I just wanted to get advice on the idea I have about how to use my TJmaxx Credit Card efficiently. I split rent with my boyfriend which our total rent is 1,243.00 USD a month only 15 each of our own incomes. My TJMAXX Credit Card is offering 3X points right now per 1 spent. Every 1000 points is a 10 certificate that I can use at any of the Tjmaxx stores and their other brands. So I would be getting roughly 30 a month in certificates that I would plan to save and use at Christmas. Which would be 120 by this Christmas. All I would do is have automatic payment set up to pay rent with this card then once the payment processes on my card pay it off in full. Its also my oldest line of credit that I do not even use any longer other than a small less than 10 a month to keep it open. It has no annual fee, etc. This is a good idea correct?  <response>: Correct, as long as your landlord does not add a surcharge for paying via credit card. 