<prompt> Human: Okay so I have one credit card due for 830 29.99And another for 980 22.99Whats the best way to pay off these cards?Edit: payments have been made.Card 1 is 29.99 for only 150, the other 555 is 0Card 2 is down to  <response>: Pay the minimum on the 22.99 card and pay as much as you can towards the 29.99 card. Once thats paid off completely, take all that money you were paying and add it to the minumum payment on the 22.99 card until that ones paid off completely. Then never carry a balance again. Only charge what you can afford, and pay the balance in full, every month. 