<prompt> Human: I was reading and according to a comment there it cant.I am going for a procedure where the hospitals uninsured cost is much lower than what I will have to pay if I go through insurance.  <response>: Yeah, no. You cant pretend to be uninsured then submit the claim. Your insurance will wonder whats up with the negotiated billing and the hospital will send you a bill for the difference. Insurance companies dont exist to make things cheap and convenient. They exist to make their shareholders money... and to help their clients manage risk. 