<prompt> Human: Hi rfinance,First, thank you for helping me make a budget. Now that Ive made a budget, Im worried that I didnt make it very well. Ive been sticking to it for a few months but I wonder if I should be placing more emphasis on retirement savings because I feel guilty about having too much fun money. FYI I am 23 years old living in Seattle.Here is my budget:Take home per bi-weekly pay period after contributing 450 to 401k, 115 to HSA, paying for health insurance, taxes, and social security: 1810Monthly expensessavings:RentWSGElectricityinternet - 1050Gas car is paid off, parents pay car insurance- 50Cell phone - 110 I pay for my whole familySpotify - 10Renters Insurance - 12Well being Haircut, gym, etc. - 50Bus pass - 20Short term savings for vacations, etc. - 220 Roth IRA - 200Assets: About 25,000 in after tax accounts given to me by grandparents, 15,000 in my 401k, and 11,000 in my Roth IRA.As you can see, this leaves me with about 2200 a month to spend in terms of groceries I dont buy a lot of groceries because I travel for work 4-5 days a week, eating out, bars, toys, massages, girlfriend, etc. I feel bad because I can afford to save more. But Im already saving almost 17,000 in retirement accounts and almost 6,000 in short term savings. I can stick to this budget no problem, so should I make my savings more aggressive?Edit: Forgot to add a major expense. I pay everything for my girlfriend because she is extremely low income. I estimate this to be around 700-800 a month. I now realize this is why my fun money is such a big portion of my incomeAssistant: Im all in favor of enjoying eating out and what not, but you are missing a great opportunity to save. Increasing retirement is good. Or, if you start diverting 1Kmonth of your fun money into non-retirement savings youll be ready to pay for a wedding in 2-4 years and a 20 house down payment in 4-6. Starter homes in Seattle are in the 400-500K range so coming up with that 80-100K down payment can take a while. Instead of blowing all your money now, think about you in a few years and what he might like too.Human: I guess Im having a hard time reducing my fun money. How do you find the right balance of fun money vs. saving for retirement? Sure I could divert half of my fun money to retirement but then I would have less fun.  <response>: You have difficulty spending less than 2kmonth on fun? You can have plenty of fun on a fraction of that. 