<prompt> Human: TLDR: I was offered a good bridge job to pay some bills while I go freelance and potentially double my pay. I work 60-90 hours a week at current staff job and am on verge of a breakdown. Is it worth the risk of not finding enough freelance work to switch my jobs? How will my credit be affected if it takes a few months to build my freelance base?Sorry in advanced if Im rambling. I think I slept an average of four hours a night the past two weeks. Im wondering if Im doing the right thing Idropping an job where Im overworked for a part time job where my hourly pay is much higher but overall pay is lower. My situation: I currently am a salaried 60kyear employee with no overtime. My minimum work week is fifty hours, but I regularly end up working sixty to seventy hours because I wear several hats at my company. Freelancers in my industry start at 500day, but I have a lot of student and credit card debt so I always was afraid to give up the stability of my staff. job. Well the hours are just going up and my pay is staying the same. This past week, I worked 90 hours, including a 24-hour shift where I had to come back four hours later and work another 12-hour shift. My body and mind are totally spent and it looks like this pace will be kept for at least the next 5-6 months. Ive spoken with my supervisors, who assure me everyone is overworked and then change nothing. Add to this the high cost of living in the area my job forces me to live in, and Im not quite making ends meet. Now I get get a job offer that is way better paid 36hour but only part time for nine months per year. Id be bringing home about 1200month after tax for only ten hours of work a week. This would give me a steady income and spare time to pursue a freelance career or a better paid staff job Ive confirmed with several people at companies I like that somebody at my level should make at least 90k. Since the job is close to my hometown, I could move in with family theyve offered for a year and every cent after paying for insurance, gas and a phone could go towards debt. I have a lot of contacts and am well-liked by people in my industry, but with only four hours turnaround and some times working 20 days straight, I currently dont have enough time to network or job search. Is this a risk worth taking? Im wouldnt have enough money for my minimum debt payments which are around 1500mo unless I get freelance work quickly, but I dont have enough money for them now and this seems like the best chance to potentially make enough money to pay down debt quickly. What are the consequences if it takes a few months of being on a hardship plan with creditors? A plan Ill have to go on if I stay at my current job and dont get a raise. What are the consequences if I end up on those plans or worse, cant pay anything because Im fired due to my quickly-deteriorating quality of work?I hope Im not coming off as flakylazy. Im not afraid of long work weeks when there are big projects. But I feel like Im going to have a breakdown with the sustained 80-90 hour weeks and that if I dont change something my situation will just get worse. Edit to update: I quit two days after posting this. The side money got a little better, plus some family members really rallied behind me, offering me places to stay so I can pay down loans and freelance in a few different cities Im so lucky, I know. I know it will be a rough year while I build up clients and work a few jobs at once, but I will follow everyones great advice here and keep to a budget so I can pay down my debt aggressively.  <response>: Is this a risk worth taking? Yes!Right now, youre so overworked, you cant think straight.Move in with family. Reduce expenses as drastically as possible, and pay down your debt. Dont splurge or treat yourself to unnecessary expenses. Why? Because aggressively paying off your debts will give you much more freedom in the future to walk away from lousy jobs.Your current job doesnt give you enough spare time to look for something better, and you arent currently able to make ends meet. That means that staying where you are is guaranteed to fail. You literally cant afford to stay in your current job.Quit now. 