<prompt> Human: So I am a 4th year undergraduate student. This April I will finish my BA with a dual major in Political Science and International Development. I was fortunate enough in high school to receive a inheritance from a distant aunt, long story short I will finish university debt free. What comes next however is on my own terms...Ive seen the majority of my peers struggle with large student loans and I feel extremely fortunate to to be in my situation... However if I want to continue onto graduate studies I will need to pay for it on my own dime. Would you all at personal finance recommend taking out an immediate loan and complete my Graduate Studies? It would likely be an MBA program, the pro would be I could enter the job market sooner and begin paying off my loan ASAP. My other option is to find employment and start saving until I feel comfortable to financially undertake the program. The con here is that I would delay finishing it, yet I would be financially prepared, yet older when entering the job market...  <response>: A common MBA path is start work, get employer to pay for your MBA, complete MBA, work for employer for 2-3 additional years per terms of them paying for you, then take new job elsewhere at much higher salary. 