<prompt> Human: I am in Texas. I pay my car note and all other bills on time, Im just drowning in medical debt and am scared its gonna bite me in the ass. It has already wrecked my credit score, thats done. Just worried about them surprise taking stuff.We rent. Im mostly talking my car and other stuff like electronics and such.  <response>: If they sue you and get a judgement, they can attach a lien to real estate. Theyre not allowed to put a lien on your primary homestead in Texas, so you should be okay. They could go after money in the bank, but they cant garnish paychecks. 