<prompt> Human: I had a 759 yesterday according to Capital Ones Credit Tracker. Today was an update, they do weekly updates now, and it is a 716. I decided to check my credit report to see if it would tell me why that would happen. I got denied for both Equifax and Transunion on annualcreditreport. It just said online delivery unavailable.I dont understand why, Ive checked it before. Probably one time in the last year. Will this make it worse?  <response>: try creditkarma 