<prompt> Human: I am moving on to Ally. Hopefully the same does not happen. An associate there told me the savings interest rate has actually increased recently.  <response>: I literally opened a savings account 7 days ago. But the reason why I chose ING over Ally was because they had a better mobile app for my needs. But a .05 drop on a 1000 balance for a year went from 8.00 to 7.50. You can go find that .50 on the ground somewhere. 