<prompt> Human: I have tried to Google as much information as possible but there are mixed answers.My daughter is currently 2, I have a 553 Equifax, and 480 Transunion credit score, due to only recently paying my student loans, and a repo that expires in Feb 2017If I add her as an authorized user, will my low score hurt hers? I have never missed a payment on my Capitol One Quicksilver 9 mos, 500 but it has a lower limit than my US Bank card 2 years, 950If the answer is yes, how long should I wait what should my score be before I try to establish credit for her?EDIT: Thank you everyone for your advice  <response>: There is absolutely no reason whatsoever to add a 2 year old as an AU. First, it makes no difference when you add her. Second, I think giving an 18 year old an artificially inflated score is a terrible idea. If they make a mistake, better with a 500 limit than a 5k limit. And even if they dont, building credit isnt difficult. By the time theyre 21ish theyll be fine. Plus AUs matter less and less anyway. I wouldnt be shocked if in 16 years they didnt matter at all. 