<prompt> Human: My husband I are moving to Iowa in a few months and have found a home there to purchase. It is a small town and we are getting a home loan from a local bank. The state of Iowa currently has grant money available for first-time home buyers: But the small town bank that we have a Good Faith Estimate from does not participate in the program. As far as I can tell, no other lenders in town participate. What should we do? Would it be better to find an out-of-town lender who participates in the grants? I have tried asking our current lender to enroll in the program, but they seem less than motivated to do so. Any suggestions?  <response>: Is the location rural? If so try the USDA. I got a loan from them in NC because of the location. And its one of the last 100 financing options out there. 