<prompt> Human: I opened a Chase checking account in college a few years ago. It was a no-fee checking account and I guess Ive been skating by keeping this type of account even though Im no longer in college. I recently quit my job and stopped getting direct deposit paychecks. Apparently this alerted Chase to bump me out of the college account and start charging me a 12month fee! I called and they said they have no free checking account options anymore. Im considering closing the account and going with a local bank that is free. However unfortunately Chase is soo convenient in the US... Has anyone had luck fighting the monthly fee with Chase? Im not a student, dont have a direct deposit, and dont want to keep a large dollar amount in checking.  <response>: I was in the same shoes. After my free college account term ended I started getting charges, 6 a month back then. I had qualms about leaving because they are convenient. Left anyways and havent missed them a bit. To hell with Chase. 