<prompt> Human: I just opened a Roth IRA and in retrospect, I dont think I should have contributed as much as I did. I read online that I am able to withdraw my own contributions from a Roth IRA without penalty, but when I go to do so on my Vanguard page, they tell me that it counts as an early distribution and may be subject to a early distribution penalty.I have a hunch that they just have this message up as a blanket warning to anyone who is withdrawing from their Roth IRA but I want to double check.Thanks!  <response>: If you just opened it and are taking out less than you contributed, you should have nothing to worry about. 