<prompt> Human: Hey, just married a couple months ago. Got a nice chunk of change towards a house. Husband and I dont make a ton of money, but we arent big spenders either, so we havent saved a lot since the wedding. How can we make this money worth more? What kind of accounts could we put some of it in. Looking to buy maybe 1 or 2yrs from now. Please help!  <response>: Keep it in an FDIC-insured savings account. Money you know you will need in the short term should not be exposed to larger market risk. 