<prompt> Human: I am an evacuee from Fort McMurray. I have a significant amount of savings, so Im not hurting for cash but my insurance company has called me three times offering to send me large sums of money, encouraging me to rent a vehicle even though Im not sure yet if there is any damage to my truck. Maybe this is a stupid question, but if I have the cash to survive - and I keep all my receipts - is that always the best option? Or am I turning down money for no reason? I cant imagine that an insurance company would have good intentions in any way... Just dont want to get raw-dogged.Thanks!Edit: I shouldnt say my house is fine. It will have a fair amount of damage to the exterior, but its standing. Edit 2: Im accepting an ALE payout for now that covers my first 3 weeks. Thanks for the advice.Assistant: It will have a fair amount of damage to the exteriorThis will cost money to fix and is what insurance is for.Human: But I wont even be able to see the house or have the damage assessed for 1-2 months. And it will be more than 20,000.  <response>: Have you discussed the situation with your insurance agent? They may have more insight into whats going on. 