<prompt> Human: I have a side business Ive been running for a year now and I make about 2,000-3,000 per month. Im 34 and about to buy a house and was wanting some advice. Ive currently been saving all my money, after reinvesting in the company to achieve growth to where Im at, for my down payment. I make enough money in my main job to afford mortgage and all associated bills, so all this money is truly extra. My current plan is to just pay down my mortgage loan as quickly as possible. It seems like Ive heard that having a paid off house is not the best thing in the world to do with my money. To me it seems not having a mortgage is a huge step to financial freedom. So my question is, should I pay off my mortgage, about 250,000, or is there another course of action I should take with this money?Thanks in advance!  <response>: Theres not much difference between this and normal income in terms of priorities I dont think. Follow the guidelines in the sidebar. At 34, Id save for retirement first or possibly split it. Whats the rate on the mortgage? Another idea depending on how reliable this income is is to refi into a 10 or 15 year loan which will have lower rates an a quicker payoff. 