<prompt> Human: Through a combination of bad luck car repairs, moving fees, broken laptop and not sticking to my budget, Ive racked up about 3000 in debt on my credit card. I currently take home roughly 2,700 a month, spend 1,000 a month on rent groceries, 500 on transport and entertainmentgoing out, and put 500 in my savings. I currently have 750 in my savings account, and was wondering if I should slowly pay off my debt over the next couple months, or try to get rid of it as quickly as possible so I can start saving up for my other goals.  <response>: Short answer is yes. Cut back on your entertainment and anything else you can. Reason is a simple one. Do the math. Your savings is earning less than 1. Bank interest on your CC is somewhere between 10 to 15, give or take?After paying off your credit card, save some money for a rainy day like the emergency you have. 