<prompt> Human: Ill try to give as many details as I can, but the tl;dr version is that I went to a technical college when I was 18, dropped out and never paid back the loans. So this started in 2008, went to college and realized that I wasnt mature enough for it basically. I ended up dropping out and working part time at one of the local TV stations doing production work. I worked there for about 2 years before I was fired due to complications from a dui in 2010. That was a terrible mistake and wouldnt recommend anyone getting a dui. Later that year I got another part time job at a different TV station in my town. I turned that into a full time job and worked there for another couple of years. It was good work but I really didnt like my boss or the schedule. So I found a better job at another TV station in my city there were only 3. I loved that job, not great pay, but I had a regular schedule and I loved the people that I worked with. At this point Ive got a career pretty set in place now. I love my work but Im not getting paid enough to really pay anything off. So after living in the same city for my whole life I decided I needed to branch out. I had my eye on a station in Colorado and waited for the right position to open up. Well I eventually got the job and packed up and left for Denver. My uncle lives in Colorado so I was able to stay with him for a couple months before I found my own apartment. While I was living with him I was saving a bit of money so I called Great Lakes the student loan creditors I asked to start paying them back but I didnt want to pay the whole total and asked if they would settle. Well they didnt. Thats kinda where I left it though because right after that I found an apartment that accepted me. Other places turned me down due to bad credit and defaulted loans. So I jumped on this place and moved in the next month. Rent is expensive but average for Denver. That was October of 2016. At the end of January I noticed my check was smaller than usual and I eventually found out that my wages are being garnished. I talked to my employer and they referred me to the corporate team. They opened a case, said they resolved it and thats the last I heard from them. Turns out that my wages are still being garnished at the same rate as before the case was opened. Im really struggling to pay bills now, rent is going to be delayed this month because Im not taking home enough money now. I just qualified for health insurance through work but I cant take it because thats an extra expense on top of the garnishment that I just cant afford. So at the current rate my loans will be paid off in about 2 years. I just cant live like this for 2 more years. Is there anything that I can do? I know Im paying for my own stupidity and Id like to just get this over with but its really hard right now. So today I have an interview for a part time job that will hopefully help me. Another recent development is that theres another opening at my current job that could pay more, and is honestly the job that I would rather have anyway. Ill be applying for that position too. Sorry for my stupidity. Thanks for any help you guys can provide. Im assuming that Ill just have to tough it out for the next 2 years..Update: thanks for the help everyone! Yes Im stupid for ignoring this for so long. I did have an interview today for a DJ job. It went well, but is a little sketchy. They basically hire anyone, theres unpaid training for 3, hour long sessions and I would have to shadow another DJ before they let me go out and DJ for weddings. The pay structure is also a little strange. I would be given 25 for whatever the total bill is for the event. They said between 800 and 1000 is average. I would also get tips for the events. So at that rate I could possibly guess up to 300 for a Saturday of work. Thats the whole months worth of garnishment right there. Another option that has come up is a different job with my current company that will pay slightly more than what I make now. I am applying for that position as thats actually what I would rather be doing here anyway. The raise would help but it probably wouldnt make up the difference of the garnishment. I have an interview for that on Monday. So as to addressing this garnishment itself, it seems like I should contact my creditor and find a way to get it out of default. Im not sure what getting out of default will do if my wages are still being garnished. Help my credit? It sounds like most of you guys think there wont be any getting out of the garnishment and Im inclined to agree with that. Theyre getting all of what they want so theres no reason to settle anything else. You guys have been a lot of help, thanks! Ill try to make another update if I learn of something else.  <response>: also. Make sure that the college that you went to iswas in good standing. If it was a for profit that was charged with predatory lending or other problems you may be eligible for loan forgiveness. Example but outdated info. 