<prompt> Human: I plan to make a lot of money in 2014. I want to tax shelter my money and take it out in 2015 if I can keep from getting fired for an entire year, at a slower rate. What good options do I have?  <response>: Your post contains no useful information so you arent going to get any useful answers.You cant just shelter ordinary income from taxes for a year or two. You can use a 401kIRAetc. but those have contribution limits and minimum withdrawal ages. 