<prompt> Human: I apologize in advance for the rambling, but I am in serious need of advice here.I am a 35 year old husband and father of two. I make a nice living in software, pulling in 86K annually. My wife is a stay-at-home mother raising our two daughters.In March of 2015, my wife and I picked up stakes and moved our family back to an area where we both are from to be closer to family. The prime motivation was the ability to allow our daughters to have as much timeexposure to the grandparents as possible. My company has been gracious enough to let me work from home indefinitely, which is an absolute blessing. With a nice profit on the sale of our first home, we purchased a 40 year old home that needed a ton of remodeling in a great school system.Fast forward to today; we havent finished the remodel. The house is very livable, but its not where we want it. Cosmetically, all that is left are two bathrooms that need minor upgrades. We need a fence too. On top of that, we way miscalculated the move and remodel and are now 20K in debt. We have it all on a 0 credit card, but we wont pay it off in the promotion time.Going into the purchase of the house, we were well aware that the house had cracks in the foundation. We were assured by multiple structural engineers that the foundation imperfections were from settling and that it most likely hasnt changed in a very long time. So far, that does seem to be the case. But the constant fear of more damage keeps me up at night.We have 1000 in a savings account that we forced ourselves to put in there based on the Dave Ramsey baby steps. Ive cut my 401k contributions for the time being. We have gone to a very frugal life style. Weve started budgeting our money like crazy. Weve cut cable. We dont impulse purchase. We dont put anything on credit cards. Weve stopped going out to dinner. Weve stopped spending money on hobbies. Ive seen my wife and I reach a level of responsibility and maturity that Ive never seen before. We are trying our hardest to use techniques learned here and around the internet to do this the right way. But it never seems like its enough.We lose faith all the time. My wife and I are constantly under pressure, not being able to live the life that we want. We dont enjoy life like we used to. Weve stopped our hobbies. We turn down We only buy necessities and even then, we find ourselves juggling the opportunity costs with them and other items.We had a bunch of medical debt too. Weve paid down a majority of that first. That will be done in March. But the next task is excruciatingly painful to face. 20K of debt is horrible. We can never seem to see the light at the end of the tunnel. We worry that while we sit in our house, watching our 4 year old and 1 year old grow, well miss out on so many opportunities for them; vacations, sports, fine arts, etc, because of a lack of money. We worry that things will break in this old house; furnace; roof; something that will put us further from our goal of getting out of this debt.Ive been testing the job market in my new city. So far, nothing has really panned out, but its very early in the process. I hate the thought of leaving my current job because it really is a great company to work for. I hate that my main motivation for leaving my company is to get more money. That feels like the wrong reason; rather than something like career growth or more likable position regardless of money.Ultimately, Im looking for help. Im looking for advice. Im looking for suggestions. Im looking for anything that could give me piece of mind and not keep me up every night.  <response>: Your salary isnt the issue considering how affordable the rest of your situation looks. What are we missing here? Your take home should be enough to easily put away 1000 towards your debt and still live a normal lifestyle. Is there a medical issue, or high cars payment we dont know about? I wouldnt leave your job, Id consider asking your wife to get a PT job instead, and since youre close to family, have them watch kids from time to time.Importantly, and this is more rrelationships, but dont let this be the reason your wife and you stop doing what you love together. Make the time, and save a bit towards a once every 2 weeks date night, make time for a hobby a week. Otherwise you will both resent the shit out of eachother. 