<prompt> Human: Im 23 years old and just left my retail job Ive had for the last 5 years. Ive had a 401k for about a year and a half, and have just over 2k in it now. Im looking at rolling it into a Vanguard account, do you have any recommendations as to what type of account? Thank you for your time!  <response>: I just left my job and rolled over 103k from my 401k to a Vanguard traditional Ira. The Vanguard rep walked me through it on the phone, then we conference called a rep from my old 401k manager and did the roll over. They cut a check directly to Vanguard and it arrived and was deposited in under a week. Phone call took all of 30 min. DO IT. 