<prompt> Human: My life is falling apart. I am in tons of debt and have no job prospects.In April 2012, I took out an 800,000 loan in order to start a business selling guitar amplifiers. I was unable to make money. The amplifiers were returned after customers complained that the shipping was horrible and that they were basically thrown in boxes. As a result, I was forced to shut down my business.I am living in a property that will be foreclosed upon later this month because I cant repay the money. I dont know what to do. I dont have a degree. My credit score will be ruined forever since I still owe 777,000 on the loan.What can I do?  <response>: How did you get a loan for 800k? Just curious 