<prompt> Human: I recently opened a second bank account in order to better budget myself and save for the future. But everytime I want to send some money over to my new account the ACH transfer takes about 4 days to complete. Would it be faster or at all reasonable to just write myself a check and then mobile deposit it then and there? Is there something wrong with that system?  <response>: Its going to be slower likely. Your new bank will place a hold on the deposit for up to 10 days depending on their policies. 