<prompt> Human: I married a wonderful woman who worked hard in school her whole life leading to a MFA. Shes a first generation college student so as she signed for 35k in undergrad debt and 50k in grad debt thinking that the investment would pay off. And it did in a way, the only reason we met is that her grad program was in my home town. But now as a married couple we are trying to figure out how to rid ourselves of the crushing load of her educational expense. So I had an idea and I need to know if its stupid, I bought by house for 30 down and the price has skyrocketed so after three years of mortgage payments I have 65 equity. This increase in equity could pay off her student loans. I know the debt would still exist but the idea of the increased mortgage is way way less scary and less expensive then sending money to the government. Assistant: Maybe she getting a job would help. I hate the idea of debt to pay of debt, but if the interest rate is much better, then go for it as long you can pay it back. Human: She has a job, just not one that pays well enough to justify the huge educational expense. She also has a side hustle that makes us some additional money each month.  <response>: side hustle ʖ 