<prompt> Human: I recently tried to open a new reward credit card to continue building my credit. I am 23F who graduated from college last year and I have had a good job the past year. I decided to open up a new card to try and continue to build my credit score since on my other two cards I pay in full every month just in an attempt to create a good history. For whatever reason, I was turned down and the card company told me I had a credit score through Experian of about 470.What the fuck. I went and pulled up my Experian history through annualcreditreport.com and realized my mom is using my name. However, it is not on purpose. You see, my mom and I have extremely similar names. I hope this isnt too much information, but her name is Tina and mine is Christina. We also share the same middle name and last name. Needless to say, my mom is TERRIBLE with money. I have stuff on MY credit report dating back to 1992 when I was only 2 years old... Her employment history is on my name, her old addresses, phone numbers, and ever her social security number.I am young, inexperienced with money, and at a loss. I have paid all my credit cards on time, and I am up on my student loans by several months. What can I do to fix this?  <response>: Are you sure that they arent pulling up your moms credit? If it has her social security number, it is her credit report. 