<prompt> Human: Hello, the wife and I are trying to get control of our finances and debt, and were looking for the right tool. We do not want it connecting to bank accounts Need to set our own categories We disliked YNABs pay as you get model Prefer to set categories, assign an amount allotted each month for them The app is mostly needed to track amounts, deduct them from category Dont want to have to sign into the app with the same shared account Would prefer it to be simple, more features is less desirableI have found that for me, many of the apps out there are too involved. They try doing clever things to help you, and maybe that will someday be handy, but right now we need to crawl before we walk. For all that YNAB was praised, I found it again, for us to be backwards. Having to wait for money to put into categories gave me anxiety; I want to say X gets Y per month, and then track it. The biggest thing is needing an app for android that lets us easily and quickly! put in what we spend, assign the category, and it get logged. We liked YNABs mobile app, but did not care for their model. We dont mind paying for software, and actually prefer it for mobile since free usually means you are the product, and ads suck. Also not opposed to a hybrid model where we do a spreadsheet, and just use a mobile app to track purchases and perhaps synch a file where I can pull down and reconcile it. Can you help us personalfinance? Are we asking too much?  <response>: Personally I use excel spread sheet. Theres google sheets available on both android and IOS and completely free. It helps me keep track of my expense and income. Hope that helps. Youll have to do most of the work but it provides me with a clear idea on my finances. 