<prompt> Human: So I had been getting harassed by a debt collector who went as far as to sue me. The debt was 1140 dollars. So I talked to them and both parties agreed on an 840 dollar payoff. So I paid two payments of 420. I went to check my credit report and theyre still saying I owe the 300 dollar difference, so I disputed it saying it was an agreed payoff and theyve now sent me mail showing I owe the 300 dollar difference. What should I do in this situation? Do I pay the rest and just feel like a schmuck? I mean I did incur the debt myself so I do owe it, but we had agreed on a payoff. Unfortunately I dont have any audio recording of it. Should I hire a lawyer? Its only 300 bucks, but Im mad because they arent keeping up their end of the bargain.  <response>: But Im mad because they arent keeping up there end of the bargainAnd that right there is irony. 