<prompt> Human: I quit my retail job in July because I had started having panic attacks during every shift. The plan was to pay my bills by selling on eBay, but so far Ive made very little money there because Ive been inconsistent with listing things anxiety depression dont really mix well with being self-employed. Im starting to feel a little better now and Im trying to pick up the pieces, but I have three credit cards and all of them are long past due. Card 1 - Current balance is about 1200, last payment was in July for my June statement, and they have closed my account. I received a letter from Allied Interstate about it being in collections, but on the Chase website it says that my minimum payment to bring my account up to date is about 300, due in early December. Card 2 - Current balance is about 600 and my last payment was in early September for my August balance, included late fees since Id missed a couple of months. I received a letter from Allied Interstate, but the account is still open and the Chase website says 150 by the end of the month will bring it up to date. Card 3 is a store-specific card with a balance of 300. My last payment was in August and the website says 100 by the end of the week will bring it up to date. I currently have about 25 to my name after scraping together the money to pay my car insurance. Im trying to sell things quickly on eBay, but getting together 100 by the end of the week seems unlikely though it might be possible and 450 by the end of the month seems almost impossible. Even if I pay these amounts, I dont know if I can consistently make my monthly minimum payments right now. I know I really screwed up, but I want to fix this and I have no idea what to do. Some other info that might be relevant- I own a house with my long-term boyfriend. Hes been able to cover the 400month that I usually contribute to the house for a few months now, but money is getting much tighter and his car is probably going to need expensive repairs soon, which we dont have the money for. Im going to be returning to school in 2017 to either work on my associates or some IT certifications being paid for by a county program that was recommended to me I have no freaking clue what to do about my job situation. Torn between getting a part time job now or stepping up eBay and then trying to find an internship once I start school. My part time job options are somewhat limited since anything customer-facing isnt feasible and a lot of the behind-the-scenes jobs in the area are warehouse positions that I physically cant do I can barely lift 50 pounds definitely couldnt do it all day. I also dont know whether an associates or certs would be the better option to find employment.Im so confused right now. What do I do to fix this?  <response>: Get a part time job now call center?, and continue to sell stuff on eBay on your way to going back to school. 