<prompt> Human: So I just got a job a week or two ago and my dad wants me to save money. I understand I need to save money but is roth ira the right choice for me?I know that it isnt taxed and you can not touch the money for some time.I am 16 live in California.  <response>: Your dad is very smart. I wish I had started a Roth IRA at age 16. 