<prompt> Human: I just got rear ended, but my insurance says Im not entitled to a rental car until they insure that the accidenr wasnt my fault because I dont have full coverage.This could take a week and I need a car for work. Is this right? Why do I have to waitpay for a rental when it wasnt my fault?Update: called the other persons insurance to see if the incident was opened, and if they could hurry and send the report to our insurance. Luckily the person who hit me admitted to the fault and our rental is covered right away. Thanks for all your help guys!  <response>: I had to add rental car coverage to my policy. 