<prompt> Human: Throwaway because I dont like to let most folks know about my financial situation.As the title says, Im 25 years old, and inherited a large sum from my grandfather when he passed away. He passed when I was around 9 years old, and to my understanding, the account was somewhere in the 500k range at the time. By the time I gained control of it, it was just over 700k. Since then, Ive used this to pay for two years of community college, a surgery, a reliable car, and a 20 down payment on a modest house. Ive also been living off of it, almost entirely. The only other income I make is on my own attempt at starting a small business, which, in all honesty, only makes me a couple hundred bucks a month. The money has been in an Edward Jones stock account for years, and I left it there when I gained control of it. To my understanding, they have it in some sort of diverse stock portfolio, where they automatically move things around based on the level of risk I decide on each year. Its at a low-moderate risk right now. I have about 105k in a single account, and about 310k in an IRA. Thing is, I know... nothing about money. My parents never taught me anything about finances, even knowing what I was sitting on for 15 years, and I guess I just never knew where to start in learning. I know thats almost entirely my fault, but now I just have no idea where to start. I feel embarrassed asking my Edward Jones rep, because Ive been sort of trying to pretend I know what hes talking about for four years. He seems like a good financial advisor and he seems to have the best interest in mind for my money probably because the more I make, the more he makes, but Ive just been blindly trusting that hes doing the right thing for years.The money has been sitting steady at 415k since I purchased my home, which was in November of last year. I take out 2,500 per month for living costs, and the accounts gain enough that it stays even. However, I know this money has the potential to gain a lot more, but I feel clueless on how to make better use of it. I dont want to end up slowly dwindling it down to nothing before Im even 40. Any advice would be much appreciated.  <response>: In general terms, if you want to grow the money at a much faster rate, then you need to quit spending it. Youd have to get a job to support your lifestyle. At 25, you are young and that gives the money 3 or 4 decades to grow. 