<prompt> Human: I want a Truck because i want a truck to transport things for upgrades to my home and leisure activities such as transporting kayaks and other fun bullshit. I want a Tacoma because of reliability, gas mileage, and value retention.I saved up and bought my first house last year and currently have part of it rented out for 500 per month.I currently do not own a car, and have been bumming it around to get to work and other places.I work as a software devconsultant in Kentucky and I am a 26 year old male.CPO 2016 TRD Offroad or Sport, is about 30k.I want to put 3-4k down and get a 60month termMonthly Financial Stats:Take Home Pay 2900Renter: 500Mortgage:-1050Home Electric: -100Home Gas: -100Internet: -40Groceries: -100Average Fun money home improvement crap Credit Card: -700Cellphone: 0 company paidHealthDentalVision: -0 company paidCC DebtStudent Loans: -0401k 7contribution 100 company match15k in 401k12k in savingsI know i could get a cheaper truck, but I am young, don;t have a ton of responsibility yet, and want to get something nice before i get old and have kids and have to drive a minivan.Do i have rpersonalfinance blessing?  <response>: Non-Financial advice: When we decided to have a kid I told my wife I wasnt gettin no goddamn minivan. So I bought a 4-door DCSB TRD Tacoma. Kiddo is a toddler now and its still working out great for us. These trucks depreciate so slowly, a lightly used Taco is barely cheaper than a new one and I got 2 financing so I was able to talk myself into it. Truck is awesome, absolutely no regrets. Just took it on a 3000 mile road trip across the country with the family. Fantastic vehicles. I lusted after these trucks for years before I bit the bullet. Like every time I saw one in a parking lot I would say damn thats a sweet truck - sometimes I still say that when I see my own truck. So I know that feel. Financial advice: Dont buy a 30k truck on your current salary. Buy a beater F150 and drive it until the wheels fall off. They are reliable and they are everywhere. Or maybe a 2000s Ranger if you can find one in good shape. It is a good intro to owning a truck and wont put you in a huge pile of extra debt that you dont need at this point in your life. If you still want a Tacoma in a few years you will when you have more income and less debt then go for it. HTH. 