<prompt> Human: Im 25 years old and live at home. I have a car payment and insurance that is 900month. I have 25k to put down on a 2 family home that is 250k. I make 25hour, averaging 3kmonth after taxes. I would charge 1200month to the tenant vacating the other part of the property. Would this be a wise or poor decision to get a mortgage for this 250k home?  <response>: You only have 10 to put down and you are paying almost a third of your monthly salary towards you car not including gas and maintenance. You cannot afford this house. 