<prompt> Human: I bank with Wells Fargo, fuck me right. Today I went in to deposit money and they told me I need to reopen a savings account. So I said why not and opened it but the banker tried to talk me into all kinds of other services to which I said no. I am young and new to banking and finance and stuff. How do I come out on top of dealing with bankers that see me as prey?  <response>: How do I come out on top of dealing with bankers that see me as prey?Educate yourself on the services you need from a bankcredit union, then go talk to a few and dont make any decisions about anything other than what you pre-determined you need.i.e. if you want a chequing and savings account, go open them. If they try to convince you to open a credit card, take some information home to read, but dont agree to open one there on the spot. 