<prompt> Human: I am terrible with saving money. I was thinking it might be a good idea to ask accounting to take an extra 2-300 a month out of my pay so when I get my tax return it would act as my savings.Essentially, my goal is to have 10k saved for emergencies. Yea, I know that sounds like a lot, but I just never want to be caught in a position where I have to ask people for financial assistance. My biggest worry though is that I lose that money somehow if a mistake occurred in my tax filing. Is that even possible?Assistant: My biggest worry though is that I lose that money somehow if a mistake occurred in my tax filing. Is that even possible?Sure, if you fill out the forms wrong and neither you, the software, or the IRS catches it. Its highly unlikely though and even if you do make a mistake, you can amend your return.Id be more concerned about giving the government an interest free loan, but I guess thats better than spending it. However, what keeps you from spending it after its refunded? Essentially, my goal is to have 10k saved for emergencies. Yea, I know that sounds like a lot, but I just never want to be caught in a position where I have to ask people for financial assistance. A lot is relative. If you have 5k in expenses a month its not a lot. If you have 500 in expenses a month then it probably is.Human: Do you have any recommendations on a better way to save money?  <response>: Create a budget, identify the amount you wish to save, and setup automatic transfers that occur on or just after pay day that transfer that amount to a savings account.Basically just make the money for savings disappear out of checking just as it would if it were a regular expense.Ultimately avoiding spending money is a matter of self control. No service is going to hide your money from you permanently. 