<prompt> Human: Im 22, hes 23. Ive been living in LA my whole life, hes from the East Coast and weve been together for a little over a year now. The relationship is stable and hes a great partner, so there is no question of whether this is a good idea in that respect. I live in a household of 7 that I contribute about 4037; of my income to. My father plans to buy a house within the next year which, as been told by a financial adviser, would likely eliminate my eligibility for financial aid, or slash a huge portion of it. That is in no way convenient to me since I have a few years left of school and trying to stay out of debt. He also wants to get me to put my income down and sign for mortgage. Overall, living at home is a bad situation, dealing with mental health issues in every direction. My therapist is heavily advising me to leave home as soon as Im ready.IMPORTANT DETAILS:MYSELF: I work a part-time position in LA making 15 an hour, receiving a .70 raise every year. I walk to work, and only commute to school, 22 miles twice a week. I get paid bi-weekly, and in a month, my take-home varies from 1,100-1,300. I have been asked to step up to a supervisor relief position which would offer more hours and potentially an hour morehour. I am also a part-time student projected to become full-time next semester at community college set to transfer in about a year to a local 4-year as a major in CISInformation Technology. I am receiving financial aid that covers CC costs in full, and receiving 750 checks from grants twice in a semester. Tends to be double that as a full-time student. I am expecting to take out student loans for school later on if I need to, but according to the adviser, I wouldnt need more than 20k. I also expect to be debt-free by the next two months. My savings are sitting at less than 1k but that can be improved once I finish focusing on my credit card bill. I own a 2011 Nissan that my mother helped me pay in full and am casually paying her back in debt with her about 2,300. Insurance is 70 a month.MY BOYFRIEND: Also lives with parents, graduated with an associates long ago, hes debt-free. Little to no expenses and is saving large chunks of his paycheck. Owns a 2009 Toyota with insurance at 500year. Working a job where he gets paid weekly with a monthly take-home of 1,850 at minimum, and without overtime. He gets a lot of opportunities for overtime, and that usually bumps him up to about 3,000 monthly take-home. He is eligible to transfer to a location in the City of Industry where he would be paid the same wage. He has a savings plan to get him to 10k by the end of this year. We plan to move in together next year around March. Ive been looking around for apartments to get a rough idea of rent, somewhere in the middle of both our jobs around El Monte where 1-bedroom apartments are going for about 1.1k-1.2k. Studios going for 900-1000. We would prefer the 1-bedroom for studyingalone time. Most of them have watertrash included but wed pay gas, electricity. We made a rough budget:I have experience with cooking and shopping frugally. I grew up in a low-income household so I dont really ache for a luxurious lifestyle, just something comfortable and safe. My boyfriend is looking to be independent and live comfortably as well. We both have credit scores above 720. We still havent figured out the best way to split bills. I usually hear splitting down the middle, but our incomes are uneven. Are we underestimating costs of utilities? Are we forgetting any costs? Can we afford it? If not, what are some steps to take so we can afford it?  <response>: You make 15hr? Theres no way your father is going to buy a house if he needs your tiny income to qualify for a loan. If he does, you dont want any part of it. Get out now, but have a backup plan if the boyfriend situation doesnt work out. Have a friend or relative with a couch? Have a plan B worked out ahead of time. 