<prompt> Human: So I thought I would try and front-load my 401k while the market was down. Turns out that it might have been a big mistake! Now Ive realized that Ive hit my contribution limit for my 401k 18K and I am not able to take advantage of my employer match for the rest of the year. Already checked with my employer and they do not have a true up feature for their 401k plan.Am I out of luck?  <response>: So I thought I would try and front-load my 401k while the market was down. Turns out that it might have been a big mistake!Market timing is always a big mistake. It doesnt work, not now, not ever.Am I out of luck?Yep. 