<prompt> Human: So my mom moved back to her home country after my sisters and I went to collegegrad school. She is a green card holder and comes once or twice a year to visit us. She has two US credit cards that she opened years ago that shes stopped paying the balance on. Both have gone into collections - one for 4500, the other for 1500. She uses my address as her US mailing address so Im getting at least one letter a week from different collection agencies, sometimes with offers to settle, others vaguely threatening. Whenever I ask her if she is going to pay them off, she goes yes yes, im working on it and changes the subject. My question is, because they have my address on file, will I ever held liable for these debts?TL;DR - my mom has 6k in credit card debt that has gone to collections but lives in another country and has no plans to move back to the US. If they cant get her to pay will they come after me?EDIT -Just to be clear I am not a cosigner or authorized user on the cards. What was worrying me was that the only contact info they had for her was my address. I am aware that what she did was irresponsible af and have told her as much, but I cant exactly make her pay bc shes 7000 miles away. I just didnt want any fallout on me or my fiancee.Assistant: Are you on the cards as a joint user? If not, you have no responsibility.Edit: Since my clarification of wording is likely buried at this point- Joint Account Holder is what I was referring to when I said Joint user, which would be equally responsible for the debt. An Authorized User would not have liability.Human: No these are her cards and hers alone. Im just worried because my credit is good and my fiancee and I are currently saving up to purchase a house. I dont want anything to muck that up.  <response>: In that case, no, you have no responsibility toward any credit card debt she has. 