<prompt> Human: So we have about 100K in cash savings between my wife and I. It currently sits in a high yield savings acc. since we were going to use it as down-payment for a house. However after moving due to jobs we find ourselves renting. Our other 100K is in retirement accs, so were not sure if we should invest in playing with the stock market or leaving the money there, etc. Im just worried inflation may eat up our money every year if we dont do anything to it. What should we do?  <response>: If you plan to use all of that 100k within 5 years, keep it out of the stock market. 