<prompt> Human: Hey Guys,So this is my current financial situation. I currently owe around 30,000 for everything I have ever borrowed or services I have used. 3 years ago, as soon as I turned 18, I did the worst possible thing you could do to obtain credit; I applied for pretty much every credit line, credit card. Pretty much just made a huge mistake that Im regretting and dealing with now. What Im dealing with as of right now: Everything that I owe. Past heat bill - 45 In Collectionsowe a bank - 90 In Collections Hospital - 120 In Collections Progressive bill from 6 months ago - 280 In Collections Old Gym membership - 350 In Collections Sprint - 360 In Collections Jared Galleria of Jewelery - 360 Another Bank I owe - 500 In Collections amazon credit line - 540 In Collections Att - 890 In Collections Verizon 990 In Collections Paypal credit Line - 1,100 In Collections Car - 12,000 Student Loans - 13,000 In Collections I was horrible at finances and now I dont know what to do. I make 200 a week. I am 3 months behind on my car and now owe 854.55 and only have 340 in my bank account. It is all going to be due 513 and I honestly feel like the only choice I have is to get rid of the car and deal with the huge impact it is going to have on my credit score. The only problem is that Im possibly getting a new job, but it requires me to drive 17 miles to work everyday. I understand that I put myself in this position and now I just dont know what to do. I need serious advice. edit: Formattingedit 2:I really didnt describe my situation that great. I currently own a 2012 dodge avenger, NADA States thats worth 12000 clean retail with the mileage I have on it. I owe about 12000 which really doesnt help that Im going to be able to sell it for 12000. I dont have any financial resources to pay off the title transfer if I sell it for less than what its worth. Ive already had a 60 day extension added onto my car loan which saved me last year, but not Im just stuck. Im currently using Farmers for my insurance so the past due balance from progressive is from when I switched insurances a while back.  <response>: Your credit balances in collection are not your problem, they are the symptom of a lack of income. If you dont have money coming in, its not a question of if they take the car, its a matter of when.Sell everything you can to generate some cash to keep the car going. without it you are pretty much dead in the water. If your evenings are free you should be out delivering pizzas every night.Communicate with your car lender. Tell them how much you are going to pay them and when. Then follow through. 