<prompt> Human: Hello. Working in Saudi Arabia. Looking to transfer money to an US account monthly. Have been away from the US for a few years. Currently with Welsfargo and it doesnt look like a great place to keep my money - scandals of fake accounts, and recently reports of WF closing over 400 banks Is Chase or HSBC a better option? Appreciate any advice :  <response>: I trust Charles Schwab, and their free investor checking account accrues interest. 