<prompt> Human: Sad news is sad,I mourn and will always remember her never to firget her.The topic is that she had a debt for our home,we live in Bulgaria which means 20k is alot for our wages,dont take me wrong.Her life insurance doesnt cover it and we are left with her debt.I have bo idea where to ask or what to do.Im currently in high school, and cannot work a job that can eveb remotely cover the monthly pay.My father can keep covering it along-side his debt for the same housebut that means very big misery for us.I know not what to do where to ask or anything.I have come here for advice.Thank you so much for reading!EDIT:I have made some type mistakes from my phone title is has ,sorry!  <response>: Since you are in Eu, there should be regulations to consider. Check with your bank. Our mortgage has a clausule where it gets cut in half if one spouse dies before its paid off. 