<prompt> Human: My last term there I didnt get any student loans to cover the cost. It was negligent and irresponsible. I never technically finished college and didnt get my degree because of this last terms debt. I sort of figured it wasnt in a student loan, so it wasnt accruing interest. Why not let it ride out for a bit? I was already settled in with my career, anyways. My company didnt mind that I didnt technically have my degree. Well, now theyre suing me. How should I proceed? Can I still get a student loan to cover this? Or is getting a private loan my only option now since Im no longer enrolled? Should I be trying to settle this directly with my schools financial office?  <response>: How should I proceed? Pay what you owe. Can I still get a student loan to cover this? No. Or is getting a private loan my only option now since Im no longer enrolled? Privateunsecured loan, assuming you dont have the cash just kicking around. Should I be trying to settle this directly with my schools financial office? You can try, but since theyre already at the stage of suing you, its probably too late for that. 