<prompt> Human: Without going into much detail, family member died, left me some money. Its close to 200KIm not saving much out of it. I work in the oilfield, if I can buy a truck, a badass camper, and a car. Ill save money by getting out of my current cartruckcamper payments, that are nearly 2K a month due to shitty credit. This is what were going to spend on what weve picked out. Camper - 50KWifes car -50KTruck - 75KWeve both agreed to these price ranges, but we dont know the best approach, to also repair my credit. Maybe buy the 3, put the money for them in a secured account that auto pays every month, and builds credit for me? Just pay all three off and live debt free? Buy all 3, and then take a Small loan against the three of them? And then with the left over money, well have have around 25K. How do I make money off of this? My company doesnt have its own 401K, but maybe I could do it myself? I plan on going to my bank, who also offers a financial advisor, but I would love to read your comments. Im 25, and Ive done okay money wise, but just trying to repair my credit from an bad unemployment period. Edit. Well have have it. Like. Extra have it. Ive been a nervous wreck since I found out. Thats 2 years income for me, all at once. Edit v2; I should have expanded more. I constantly travel for my job. I do live in a camper full time. I own my house, at home. But at the moment Im 200 miles away in a small camper, and home maybe 1 weekend a month. When wife comes with my child, and my mastiff, a 28ft one slide camper is not much room. The 50K camper is the same one weve been looking at for a while. It would be a toy hauler, which has the metal floor for where Bruce would be. The truck would be a new dually that I wont have to worry about breaking down, and be able to haul the bigger camper. The car would be our current car. Pay off is a little over 40K, its a brand new car that we dont have to worry about making the 200 mile trips to come see me. Edit v3; I am reading everyones comments, and considering everyones advice. Its why I came here. I know I needed help lol. Isnt that step one. Knowing you need help? Edit V4; okay everyone, going through everyones advice, and reevaluating everything, weve decided to change things around. Not as drastically you all would like us too, but between the camper, truck, and paying off the current car, Im going to have 100K left. Answers to questions;Bad credit is due to before I worked in my current field. I worked at a chain marketplace and couldnt make ends meet, and got lost on a credit card. My current oilfield job isnt exactly what you all are thinking, my job will still be needed, despite the price of oil. It also could carry over into construction, or architecture. There are zero worries in my line of work. I did pay off and close the credit card I was behind on, and have a small secured credit card that I do exactly what youve all said. My score is in the 650 range. I do literally live in my camper most of the year, and it is too small for when my wife, daughter, and dog come, which is why we are still going to get the camper weve already been looking at getting. I am already in the position where we are saving money each paycheck, but its nothing to write home about.  <response>: You have a bad history with a prolonged unemployment period, admittedly bad credit, and when you receive a very significant and life stabilizing windfall your idea is to waste 125k on vehicles?Take the 200k, pay off whatever bad debt you have, and treat the remainder like you were planning to treat the last 25k in this post. Doing anything else is just bluntly stupid.Everyone in this thread is being hard on your thought process here because it is an incredibly bad idea. 