<prompt> Human: Dear PF,Im a 21yo male living at home working a minimum wage job part-time. I make around 100 a week on my paycheck and another 200 in tips. I dropped out of college after my first semester for my own reasons. I want to return to school and have found something I love and am determined to get my degree in but I owe a little over 4,000 and pay 150 a month towards that. I also have a 140 car payment. I want to go to a local community college but have to pay off my debt first. How can I get this sorted? Id love to start next semester but starting in the summer might be more realistic. How can I pay off the debt? Credit card or maybe a loan? I also need to move out but have no friends to get a cheap place with. Sorry Im asking a lot just lost on this whole life thing haha  <response>: You pay off debt by putting money towards it. You do not pay off debt using other debt. 