<prompt> Human: I am planning on investing some money each month and a friend who is a financial advisor has given me some recommended options... Before I commit, I just want to know if anything is potentially a bad idea.Im currently putting 500 into my 401k each month the company I work for puts in 400.Ive been recommended to do the following: -invest 250mo in a brokerage account -invest in a minnesota life AVUL account and put 150mo in it -invest 100 into a Roth ira Is this too much to invest each month? Or, are these options just plain not smart? Id love any advice.  <response>: -invest in a minnesota life AVUL account and put 150mo in itThis is not a good idea. Please see our FAQ entry on insurance You also likely do not need to pay a financial advisor, as your situation is probably very simple.Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! and the Long-Term Investing Start-Up Kit You may find Your 401k and You: Basic Information and Your IRA and You: Basic Information worth a read as well. 