<prompt> Human: My wife and I have an opportunity to make a major upgrade in our living arrangement. Currently, we own a comfortable home on a less then desirable property main road, small lot. We bought 6 years ago at 155k, self-preformed major improvements, now owe 95k w 15yr remaining and have estimated a current value at 190k. We have dreamedplanned on purchasing a second vacation property in 5 - 10 years but an opportunity has recently presented itself... a family member is planning to sell their lakefront home 415k this fall. It is a 4 season residency that is 20 minutes further out of town but sits on a beautiful piece of property with privacy and has fantastic lake access. We already own a run-about style boat and trailer it to this lake on the weekends. We also have two young kids who would thoroughly enjoy this lifestyle.So heres the rub - making this move, while within our means according to the bank w 30 year mortgage, would severely cramp our budget wife SAHM me, 90k per year. I think we have a reasonable handleunderstanding on our expenses and would have to adjust things like vehicle and vacation budgets. Our debt to income ratio is low, taxes insurance utilities considered we would need to reduce our monthly costs by 250-ish.Redditors, are we dreaming too big?  <response>: Redditors, are we dreaming too big?Yes. 