<prompt> Human: Last year when I turned 15 my mum got me a phone on contract for 22 GBP a month in her name as a present. This year I have just turned 16 and she wants me to pay it now. I dont have a job full time education what can I do? I have 250 GBP birthday money but I want to buy myself things instead of using all of that to pay the phone off for a year.  <response>: Welcome to real life. Time to set some priorities. 