<prompt> Human: Im sure this question has been asked many a time, but Im making some financial tracking decisions this year. So, just started to briefly look into both Mint YNAB.My goal, is to actually start tracking my expenses and to try to save a bit more money than I currently do.Im noticing that Mint seems to offer less granular input manipulation than YNAB, but is the Mint offering still suitable?Thoughts, lovely users.Please and thanks.storr84  <response>: I used Mint for two years and then switched to YNAB which I have been using for six months. Mint does a fine job of tracking spending but I almost always felt like I had no agency in my results. Spending would happen and I would look at Mint and think well that is how I spent my money this month. Rinse and repeat for two years. YNAB was quite a shock because the tool is completely focused on forward planning and budgeting. As simple as it sounds this is exactly what I was missing. At the start of each month I have to plan out the category spending as opposed to it just happening. It has the ability to move money from underspent categories to cover for overspending in other categories. This difference has made me take more ownership over my spending. Hope that makes sense 