<prompt> Human: So Im going to be getting married in a couple weeks and will probably be receiving a couple thousand dollars in cash as gifts. My question is: is it better to save that cash for a down payment on a car which I will likely need to purchase in the next 6 months, OR should I put the majority of that cash towards paying off my roughly 3,500 in credit card debt? Wasnt sure if there was any advantage to either scenario. Thanks!EDIT: For clarification, the debt is shared between myself AND my fiancee, as well as the future car we will be buying, and we will be making this decision together. Also, I know the question may sound ignorant, but learnings gotta start somewhere.  <response>: Credit card debt, unless its at 0 interest. No question about it. Its an immediate x.x return on investment, where x is your credit card interest rate. 