<prompt> Human: So my dads employer has stated that the only way someone could be on the health insurance plan is if they live in the same home, are disabled, or are unemployed. I am 23, a senior in college, living on my own in the same town and I was under the impression that I would be covered under my parents insurance until 25 or until I graduate college. Maybe I just dont understand how it works. The college does provide some health support so I usually go to the school medical center if I have any issues and the cost is taken care of. But how will this affect my taxes? I technically dont have health insurance. My dad told me it was his employer whom made the rules about the insurance, not the insurance company. I know he gets it through the company he works for.I know Im not entitled to anything, but I was under the impression that I would be medically covered until after I finish college so I could then be able to afford my own insurance.Thoughts?  <response>: Your dads employer is completely wrong unless theyre somehow exempt from the ACA, which is only likely if theyre small. 