<prompt> Human: So, Im kind of at a loss right now. Because of some bad decisions, exacerbated by depression and anxiety, ive gotten myself into what feels like a corner. I have two credit cards, either of which probably have around 3k spent respectively Im too scared to look and I havent made payments in about 2 years. As a result of this my credit score has sunk from the mid 700s to the low 200s, if not lower. Separately, my mental and physical health have begun declining and my lack of financial responsibility in the past has left me feeling overwhelmed at the thought of paying for health insurance. Ive had some persistent health issues for the last two years that ive been actively ignoring for no good reason. I dont really have a support system in place. My family is not able to help me. I live with my girlfriend, and she is the entire reason we could even get this apartment we have now. We pay equally for everything, but my credit wiuld not have allowed me to have this space.As far as my income is concerned, i make about 2,200 a month. My rent takes up 350 700 split two ways of that. Other bills for the month end up being around 500-600 dependant on utilities. Even looking at these numbers now makes me feel marginally better as I write, but the idea of unknown medical expenses and the fear of handling my debt is really what freezes me into inaction. Im very irresponsible and impulsive with money, and I have a very hard time stifling those urges.A final little insert is that my car is currently in a bad state as well. Which is just another bullet point on my list of doom. What are some things i could do to ease the stress and save money while also trying to take care of myselffinally?  <response>: Youre not bad off and youre young. I was in your spot 5 years ago but was 34. Youre ok! This too shall pass just keep doing the simple right things and youll be ok! 