<prompt> Human: I am about to receive 5000 from an old car accident. I have a summer job that usually nets me about 8000 in savings by the end of the year, and that is what I use to travel and live over winter. However, this 5000 is unexpected and could help me downsize my debt- Im just not sure what to do with it, so I would like yall to tell me.My debt:5000 in 2-3 interest federal student loans4500 in 8-9 interest private student loans3500 in 14.65 interest credit card3000 in 13.99 interest credit card I love Dave Ramseys advice usually, and I do have my 1500 emergency fund set up that I dont touch, but Im just not sure what to do with this chunk of money. Ideas?  <response>: You can get rid of a HUGE chunk of that CC debt. Do that. Your future you will thank you very much. 