<prompt> Human: Ideally Id prefer something that gives me 20 a day and makes it extremely difficult to get at the rest of my money because its tied up or something.Ive been saving a little each paycheck by having it deposited into a savings account. Last week I paid for gas with nickels even though I had plenty in the savings account. This kind of thing works for me. I am used to dealing with poverty but I am not used to having more than enough money to spend. Do any banks give you an allowance of your own money? This is what I really need.  <response>: You could have your paycheck 100 deposited in a high yield savings account ally, capital one 360, etc and set up automatic transfers to your checking account if you do 140wk instead of 20day because of the 6 withdrawalsmonth limit. Moneys still available to you whenever but ACH takes around a weeks turnaround to get the rest out so it isnt immediately touchable that way. 