<prompt> Human: Right now I only have 10k or so in cash. This isnt much since rent is 1300, student debt payments are 2000, and I usually spend 2500 or so I travel a lot and eat out most meals, dont have a car and uber every where. This year I will make 230k a year after bonuses and salary. I generally just put the extra 2-3k I have a month towards student debt on pace to pay down 180k in a little under 3 years, and I max out 401k.I can leave consulting in October when bonuses hit my bank account, and Ill get about 40k-50k post tax after bonuses and PTO is paid out. Im considering just keeping 50k cash so I can be kept float for a few months while I move cities and look for another job. Ideally I can find another job before I quit or am fired Im a top performer but burned out, and my performance crashed this year, but I work 80 hours a week and want to move across the country so worried itll take a while to find a job Ill need to quit to properly prep. My company does give the option of me quitting but I remain on the payroll for two months while I look for a job. If I dont find a job after two months, I need to resign, and Im unemployed. Not sure Ill action this option are not.50k just seems like too much cash, and I feel like I should invest or pay down debt although its only 3.3 interest. But, NYC or SF, the cities Id be moving, or hella expensive. Plus, my fiancée may not immediately find a job, so I may need to cover 3500 rent myself for a while. Also worried recession could hit me at the wrong time.  <response>: Trust me, if youre burning out, at risk of losing your job, and wanting to move, 50k cash in-hand is not too much. 