<prompt> Human: Im in my mid 20s, currently renting with partner in london. Our goal was to save up for a deposit to buy a place. But weve been fortunate enough to have this money given to us. We are currently exploring our options, would it be a smart idea to buy a house outright?More details:- My partner and I only have student loans debts to pay off, a total of 30k.- Together we both earn a total of 70k.- No other obligations we can think of.  <response>: Who inherited the money? You or your partner? If it is you, make sure anything you buy a houseflat is in your name ONLY! And if the money is yours, if you should pay off your partners student loans, make sure to get a contract written that indicates that should you two part way..., then your partner will repay you that money. You need to protect your assets no matter how much in-love you are right now and no matter how sure you are this relationship is forever. It doesnt always work out that way especially when you are only in your 20s. 