<prompt> Human: Using a throwaway today.I am 24 and just graduated from college in December. During a recent period of unemployment got job 1 in March, quit job 1 five weeks in because job 2 was literally my dream job I put 2k on my credit card limit 2.5k. IncomeSavings: 60k match company on my 401k 8 with a 4 match small emergency savings: currently 1k; goal 4kMy expenses: 200mo to credit card debt 0 APR until May 16 322mo to emergency savings 385mo to student loans 1500mo to expenses 1k to rent utilities 350mo to car payment 322mo to church 150mo to insurance carrentersMy student loans will come due for the first time this month one is actually next month and I would like to free up the 200month Im putting into the credit card. I was thinking about taking the 1000 savings and the 322mo and throwing it at the credit card debt. This would cut my current debt to 700 tomorrow payday! and be fully paid off in another 6 weeks. What do yall think?Assistant: What about the 322 you give to your church? Im not saying to stop supporting them, but I dont think theyll take too big of a hit if you skip a few months tithing.Human: I understand that decision, believe me it has crossed my mind, but its a personal decision to give that money and I consider it more important.edit: are the downvotes because Im rejecting a piece of advice or because of the institution involved in my decision?  <response>: The downvotes are likely because its a poor financial decision in a subreddit about personal finance. Donating several hundred dollars per month to anything when you have a small emergency fund, a car loan, student loans, and credit card debt is absurd. 