<prompt> Human: Currently I have Blue Cross Blue Shield through ACA if thats what the insurance on HealthCare.gov falls under. I was making 14,000 a year when I applied for it last year, and my monthly payment was 16.00 with a 750.00 deductible. Im a student who just moved back home so I can hurry and finish school, so I had to leave my previous job and am now driving for Uber on the weekends. I will be making about 5,760 a year. When I went to apply for insurance again for next year, the lowest priced plan is 280 a month with a 7,350 deductible. Thats an increase of 264 a month from my previous plan and a 6,600 increase in my deductible. All the while Im making 8,240 less a year. After filling out my application, I also received an eligibility notice email from HealthCare.gov stating... Based on the information provided, you would be eligible for free or low cost health care through Georgia Medicaid. However, the state of Georgia has chosen not to offer you this health coverage at this time. You wont owe a fee for not having health coverage. This is because of your income, and because the state of Georgia declined to expand Georgia Medicaid to cover individuals in your situation. I just dont know what to do. Did I fill out the paperwork wrong? Am I basically screwed in terms of health insurance for next year?Assistant: You need to project that your income will be more than 12060. Drive more. Human: If I do drive more is there a way to go back and change my application for projected income? And why does it need to be that amount?Assistant: You can change your income prediction any time. Its a guess about what you anticipate youll earn in 2018. Did you already enroll in this plan, or are you still in the process of researching?12060 is 100 of federal poverty level if your tax household is one person. Only people who make between 100 and 400 of that figure can get the premium tax credits like you did last year that help pay for your insurance coverage. People under 100 FPL were supposed to be able to get Medicaid automatically in all 50 states, but a Supreme Court ruling held that states are not obligated to expand eligibility for Medicaid. Georgia is one state that didnt, so you either pay full price or find enough streams of income to get you over that 12K threshold and do the advance premium tax credit thing like last year.Human: So I definitely can and will drive more now since I need to make 12,060. So I put in 13,000 and the prices are back to about what I pay now. Thank you so much! Now I just need to drive a lot more but at least adding more hours wont be a hassle. Just need to make more time around school. Anyways thanks again! Also, how do people living under the FPL get health insurance then? Can people no longer get Medicaid here? Assistant: You might be asked for income verification by mailing something. When youre self-employed, you can show a ledger of your uber work to support your income projection. Make sure you follow up on any requests so that your enrollment is approved.If marketplace therefore estimates your income will be over 12K and you get APTC for at least one month, then you are eligible for the tax credit even if it turns out later at end of 2018 you find you didnt quite earn 12K. You wont be asked to repay the tax credit. Nothing has changed in Georgia regarding Medicaid. It wasnt available to adults your age. It still isnt. People still get Medicaid, but using Georgias Medicaid eligibility criteria pregnant, older than 65, younger than 19, blind, disabled, etc. Human: So far it didnt ask for the income verification and I already paid for the first month of coverage that starts next year. Not sure if they could request it at a later point but Ill start driving more now regardless.  <response>: You may get a request for income verification in a few months. Its an administrative hoop you need to jump through. 