<prompt> Human: Started a job with my associates , continuing for bachelors of course. Current deductions about 200 for insurances monthly.Theres a lovely home that popped up for sale and Im really liking it. Never owned a home before though, done a ton of reading.Current living situation is about 750 with all utilities.Add about 270 for my car loan and insurance, and thats my current debt.Its already had a recent home inspectiona month ago, and with taxes, omit, and home insurance Im looking at about 550 a month if I did the calculators correctly.Looking at Fannie Mae first time home owners loans and also looking at the Ohio grant for grads.Any advice and info would be much appreciated, thank you!  <response>: My husband and I did this five years ago. We made a total of 40k between us and the house was 72k. The first four years were tight. Wed get ahead and save some money only to have something in the home break. We had the replace the washer and dryer and the stove. We had a basement flood and had to replace all the flooring in the basement etc ect. If one of us had lost our jobs during that time we would have been fucked. If I were you Id wait. Id get my down payment in order and a few thousand extra for the shit that will break when you move in. 