<prompt> Human: I am desperate, I graduated in may of 2013 and just about every cent I make goes into my student loans and its getting very difficult to make the payments.Does anyone out there have any advice on consolidation or anything that could help me?Help.  <response>: You must post up the details of your loans like this:FederalPrivate Loan 1: XX.XX balance - XX interest rate - XX.XX minimum paymentAlso tell us what your income is each month, and what your expenses are such as rent, electricity, etc.. What did you study in school? 