<prompt> Human: I am currently a senior in college graduating this May. I currently have 1 credit card with 1,200 balance and a 1,300 limit. No annual fee. 16.9 interest rate. I got myself into this mess by using my card for everything and then paying it all off at the end of the month. My income was very inconsistent throughout college and sure enough, some point along the road I became unable to make the entire payment, I would pay as much as I could from my checking account each month, but since there wouldnt be anything leftover after that I would keep needing to use the card. I know this is not how credit should be used and in retrospect it was very stupid of me. I have since saved up enough money to stop using the credit card completely, and am making smaller monthly payments to bring down the balance over time.My question is, should I open another account in order to bring down my total credit usage if I plan on not using the card other than small payments to keep the account active and continue making payments to bring down the balance on the original card?Any advice would be appreciated.  <response>: I wouldnt recommend opening up another card until youve paid this one down and have been responsible with it for awhile. 