<prompt> Human: Im an unemployed college kid, looking for a new bank currently using BofA that I can use for simple transactions like buying groceries or Amazon purchases. At most, I would have around 500 in this account.Building interest is not important to me. I have no expenses. I really just need a simple checking account that will let me buy basic things. I dont really use cash often, either.My requirements: No monthly service fees Provides an EMV-chip debit card Allows me to deposit money into it multiple times a week via ACH transfer Half-decent website and mobile appWould AllyCapital One be suitable for this? It seems a lot of people only use Ally for savings, rather than checking. Thanks!  <response>: Id suggest a credit union. They are often less profit seeking and less or no fees for smaller accounts. 