<prompt> Human: We are very fortunate to have a nearly zero interest loan on our current place. Weve been here 2.5 yrs and owe about half of the homes current market value. A house down the street has come on the market and has several amenities our current place does not e.g., pool, outdoor kitchen, twice the garage space, media room, etc. on top of being nearly 20 more sq ft. Difference in market value between our house and the one down the street - about 12.A move would require traditional financing 4 on a 30yr fixed. We would own our current place free and clear in 10 years just continuing to make our monthly payment. Stupid?TLDR - is it dumb to swap our next-to-no interest home loan for a better place that would require traditional financing?  <response>: Its not stupid. Its not financially the right decision. But a lot of decisions we make are not the best financial ones, like having kids. Me personally I would stay where your at. Having a paid off mortgage its really nice 