<prompt> Human: My sister has a physical disability and is unable to properly work. She receives around 18,000 a year from the government. Right now my parents provide almost everything for her eg, food, electricity, internet. The only fixed expenses she has is pet food and her phone contract.She has absolutely no concept of money. She will spend hundreds of dollars a week on food, going to movies, buying movies off Amazon, music off iTunes, buying plants ect. On top of that every few years she gets a new phone, mac and other forms of technology. Despite the significant government assistance she often has to borrow money from my parents to pay for her stuff and Im not sure she pays it back. Physically she is unable to walk without crutches and has problems with the muscles in on of her hands. She has no mental issues however she gets very emotional when difficult issues such as finances are discussed and generally is immature.In a decade my parents will retire and Im worried they will continue to support her at the expense of their own comfort. When they die I will probably have to financially help her and I know that I will not receive any inheritance.How can I get her to change her terrible financial habits?Assistant: This is kind of a tough one, but you need to talk to your parents about it. You have to make sure they - and then she - knows that you will not be picking up where they eventually leave off. They are doing a HUGE disservice for your sister by enabling ways that will eventually leave her trapped on all sides. They need to realize she needs help setting herself up to fend for herself, not failure. Your parents are probably feeling she needs protection, but since she has nothing wrong upstairs except for poor financial knowledge! she should have a chance at making it. Not if your parents keep treating her like a child, though.As for you? You take care of YOU. Try to fokus on upping your own game, even though it feels unfair when she gets all their help. You do fortunately have the common sense they are all lacking, so you will be OKHuman: The reply is appreciated greatly. Ive tried talking to my parents but they dont seem to understand how important it is to get her sorted. They have a fantasy that she will just learn responsibility but I dont see that happening. My father in particular does feel very protective of her and my mom wants to avoid making her upset at all costs. They try talking to her but she starts crying and threatens suicide. She has been seeing a psychologist for months but there isnt much change in her so far. The more I think about everything the more complex it seems. I know budgeting should be very simple especially with a guaranteed income and minimal expenses but she makes too many impulse purchases to stick to any plan.  <response>: Urgh. How old is she? Shes not an idiot, she knows that cryingsaying those things will make those things go away. Its really unfair that youre left with the worrying here. Try to talk to your parents about YOUR situation? Surely they cannot be ok with giving one daughter son? all the worry in order to spare the other one?Is there an outsider you can go to with your parents, an aunt, minister, pastor, therapist, someone like that? Then you lay out your worries, they lay out theirs- and then you can atleast discuss it without dramatears? It seems your parents dont know enough themselves to realize what a hole they are digging; for all of you. 