<prompt> Human: I see a lot around Reddit about how men should never get married, its automatic financial ruin, etc. But the people I look up to who have accomplished the most both professionally and financially are inevitably married couples. I meet the occasional older never-married man or woman who are doing well, but the vast majority are couples, and some arent even on their first marriage. So now Im wondering just how bad of a liability I would be to a man who married me. I thought Id post my vitals here, and see if I could get some opinions on it. For the sake of arguments, lets assume we want similar things as far as lifestyle and finances are concerned, and there are no relationship issues stopping us. I am in my thirties, divorced it was polite, and neither of us felt taken advantage of, but it still wiped us both out financially and we are just now recovering, no kids. I make about 50K annually, love my job and feel secure in my field. I have 20K in student loans in default, Im not completely on my feet yet, a fledgling 401K that I contribute to faithfully, about 3K in the bank. My credit is shot, but I own my home, worth about 120K, owe about 60. Im not spendy, my cars older but paid for, and Im good at finding bargains. So Im wondering if that situation is just too big of a gamble for a man to consider taking. If you could include where your perspective is coming from age range, lifestyle, where you are financially, that would be nice too. And despite the title, womens perspective are more than welcome. After all, if the men arent willing to have me, I might have to switch teams. :  <response>: dont be surprised if the guy asks for a prenupt. 