<prompt> Human: Without getting into too much detail, my parents had always told me they would take care of my college tuition, even if it was via student loans, they would be the ones to take care of it, so I had never even thought to pay attention to it...You can already see where this is headed Im sure, but this past year it was revealed that they had almost no money left at all and had been missing payments on things left and right. I only discovered it when I did a credit check on credit karma and it informed me after I entered my social sec number that there were upwards of 8 missed or late payments on my student loan, basically demolishing my credit score. I am terrified that this means I will have trouble moving anywhere because the credit is so bad. Is this the sort of thing I can try to explain and get taken off my credit report, or are they not likely to believe the story?Any and all advice is appreciated. Thanks!  <response>: You signed the student loans. You are 100 responsible for them. The negative marks are 100 accurate. 