<prompt> Human: Salary: 98kyearMonthly take home: 5800MortgageBills: Avg 2430Roth IRA: 458.33month Maxed401k: 408month 5 Employer matches 4 which is 326.64Overall monthly retirement saving: 15401k not included in take home, just in there to show overall retirement savings.After bills, mortgage, and 401k, I have around 2900 left over. I tend to save an additional 1000-1700 in cash every month.I am looking into buying a reliable certified SUV thats 2 years old. Purchase price will be between 21,000 and 23,000. I will be putting 5000 down, and my payment will be between 350 and 375month.Insurance will increase 40month. Personal property tax for new car will start at an extra 50month. All in all, car paymentinsurancetax 525, which is 9 of take home, or 6 of gross income.Ive NEVER had a car payment so Im just a little nervous about getting what I think is a very reasonable vehicle purchase. Am I off base here in thinking this is totally doable and reasonable?EDIT: Thanks everyone for commenting, youve put me in a better state of mind going in to this.Assistant: i did exactly that a couple years ago, even the 5k down on a CPO CRV , Honda gave me 0.9 and the payment is about 356, i think i have 10 payments left Human: Can I ask what your income is? We were deciding between the CRV and Mazda CX-5, was a tough decision but we are going Mazda.Thanks for commenting.  <response>: at the time, i guess 75k give or takebut honda had several 24 month old lease returns at the time 