<prompt> Human: Im about 9 months out of college so student loan payments are very real. I have a good salaried job, so I cant complain. Im hoping for advice on when to pay off the loans. My current idea is to just throw any extra money that I get towards my loans to get rid of them while still saving up a bit of an emergency fund. However, Im curious if my money would be better spent if I invested it or something. I dont know much about real world finances and would love some guidance. If it makes a difference, I make around 55k and have about 16k of debt still to go. Thank you everyone!  <response>: Most important question is- what is the interest rate on the debt? If its anything over 5, pay it off quickly. If its over 10 pay it off like its on fire. :- 