<prompt> Human: Heya PF,I have read some topics over the past year. Im usually pretty okay at giving advice on my main account and in real life, but I often have trouble taking a step back and looking coldly and rationally at my own life. I will give this to ya relatively simply. I am a 25 year old who graduated college when I was 22. I spent some time with my fiance, traveled the world with some friends, and just enjoyed life until eventually the games stopped and I found myself all alone in life.1 year ago in December, I started my first suit and tie job. I just got a 4,000 year end bonus. Not a lot, but oh well. I have paid down my student loans a little. I started 2016 with 22,000 in student loans and I have them knocked down to 11,000 at an average of 3.5 interest. I currently have 15,000 in savings without the upcoming bonus and around 15,000 in my 401k. My employer only does a .5 match i.e. for every 1,000 I put in, my 401k gets a total of 1,500. So, my ask to you is this: do you think it is better that I put my bonus into my 2017 401k or would it be better to take the money and somehow attack the remainder of my student loans?Thank you,Darimo A.  <response>: Does your 401k earn at greater than 3.5? If yes, toss that bonus in there. If no, pay down your loans. Other option is you have 19k in savings. 8k is a decent security amount. Could just completely pay off your loan and be done with it. Unless youre saving for a down-payment on a housecaretc. 