<prompt> Human: Hey PF, So my older brother owes a lot of money for student loans. He is not making payments, he doesnt care about his credit, and theres no way my family can take on that debt. Recently my family and I have each individually been receiving calls because we were listed as a reference for brother and to ask us to pass on a message to him. They have gotten to the point where they call almost every day. Now, I can easily ignore a number on my fancy cell phone, but my elderly grandparents will answer anything that rings in their house and its becoming quite stressful for them. How can we get these people to stop calling and understand that we cant make him pay any more than they can?Please help.  <response>: If they keep calling after informing them not to. This can be come a brand new profit center for you. Each call is potentially worth a 1000 dollars and sometimes treble damages and expenses depending on the state. plus what that other guy said previously 