<prompt> Human: I start medical school in august with a scholarship of about 5K. My total loans will be around 180K at the end. My parents want to buy an 44 apartment in the area for around 100K, with a down payment of 20K. Mom wants to put the loan in my name. I will be renting the rooms to 3 people. In 4 years, I am to sell the apartment and give the 20K back to my mother. In the mean time I am to use rent to pay HOA costs and morgage, excess rent to help pay for medical school.I am hesitant because my mother is known to be manipulative and controlling. I was excited to be cut off entirely and not have their financial help being subtly held over my head. They have helped me with rent and living costs for the past 3 years. My scholarships have taken care of the tuition for undergrad in full. My mother already berated me heavily for doubting this decision and trying to get a second opinion. I am afraid this is a risky investment. The market can fluctuate. I will have to deal with repairs and roommates. I have no flexibility to leave the apartment if I hate it. I need a second opinion though. I cant talk to many people. Is this a good decision? Has anyone been through this? What are some places I can get more information on mortgages and owning an apartment?Edit: I might have put it in a more negative light than it is. There are benefits to this. My parents are good people and would help me in either way. Im just trying to figure out what the best course of action is. I have considered leaving all the loans and fees to them, and paying a rent to them for living in the apartment. But this would mean I still need to stay in the apartment, and also deal with still being partially indebted to her if she is my landlord.Edit 2: she is now calling me a wuss and an idiot for not going along with it  <response>: Starting med school and thinking youll have time to be a landlord? Lol. And the mother has a history of manipulation and control issues? Easy answer here: no. 