<prompt> Human: I have been reading PF for about 2 years now, and it has helped me immensely. So first off, thank you to all of you, because of you I have successfully created a great nest egg for retirement, maxed out IRA, saved 20 and put a down payment on my house, and learned to budget. So I cannot thank everyone enough, this is why I want your opinions.Fiance and I are budgeting for wedding. Between what we can contribute, and family contributions I believe we will be approximately 5-10 grand short. We probably could cut corners, shorten the guest list, etc. We will if need be. My worry isnt affording the wedding. Here is my thought though...If we open a credit card, and benefit from the rewards and introductory APR periods is that worth it? I know the chase freedom, for example, has a great rewards program for cash back and sky miles, as well as 15 mos 0 APR. I assure you any dollar I would put on a credit card I would put on a credit card for this balance would be paid in full by the ending of the 0 APR period. I also know of another credit card that has a 21 month 0 APR introductory period. That has no rewards but could essentially be used as a 21 month loan.I know I could pay the balance off in that time period provided there are no major emergencies. We have 20k in liquid cash between us that we could access if we wanted. We dont unless we have too. I was mainly thinking of benefiting from the skymiles cash rewards to put towards out honeymoon. Maybe get a free flight and money off of the hotel is possible.  <response>: If youre five to ten grand SHORT, your wedding is too expensive. 