<prompt> Human: My plan right now is to take 700 off each biweekly pay check and use that to save up a housing down payment. But I dont want to see this money. Things Im considering, placing the money in a savings account at a 3rd bank that isnt linked in any way to my existing accounts. I would just let the 1400 a month sit up until next year where I try to buy a home.  <response>: See if you can set up Direct Deposit to send the amount you want from each biweekly paycheck straight to the account you set up for this purpose. Its possible to split your deposit across more than one account. That would automate this saving process. Its still up to you not to touch it. 