<prompt> Human: My step dad works for Honda, and this week I am trying to purchase a fleet car cars that management drive up until a certain mileage, and then they sell to employees for 10 off its worth at the time. So Im looking at a 15,000-16,000 car, and I have 10,000 saved up that I want to put down on it. My credit isnt very good. I only have 1 thing on my credit, and thats a student loan that I defaulted on due to being broke, so if I had to guess, its probably in the 500 range. Should I be worried about getting financing?Assistant: If your score is 500-640 range than yeah I would worry about financing. You might still be able to get the financing but it will be a crazy interest rate like 12Human: I guess I should say I know my interest wont be good, but I also need a car right now, and I dont really have a way of building up credit so fast. My main concern is whether or not I can get the financing.  <response>: If you have 10k saved up and poor credit, you should be buying a 10k car, not a 16k car, that will cost you a ton of interest. Even with your dads deal for working for them. Have him negotiate a good deal on a recent trade in that someone drops off. Do not get into debt over this for 12 interest, when a 10k car is more than sufficient. 