<prompt> Human: Im great with budgeting but horrendous with investing and investment strategies. I fear a lot of financial advisers pick and choose investments randomly because hey, its not THEIR money.Thoughts? Advice?I dont mean to sound cynical, I need the help but I just dont trust other people when it comes to MY money.  <response>: I fear a lot of financial advisers pick and choose investments randomlyId guess that very few pick them randomly - non-fiduciary advisors pick investments according to what theyll get a nice commission from selling, while still maintaining the illusion of investing in your best interest.Thoughts? Advice?Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! and the Long-Term Investing Start-Up Kit You may find Your 401k and You: Basic Information and Your IRA and You: Basic Information worth a read as well. Head to your local library and pick up The Bogleheads Guide to Investing or The Bogleheads Guide to Retirement Planning by Larimore et al. 