<prompt> Human: So a little back story, my grandpas mental health is declining rapidly. He needs to be put in a home, but has all of their money just sitting in a checking account. Idk the exact number but my best guess is 300K. They dont have any investments, no assets other than a really small house, and a 2017 Toyota Camry. Plus a checking account with their life savings.My grandma isnt going to be in a home for quite a while and is wondering what she can do to protect herself from the nursing home taking all their money. Can she withdraw a large amount without being penalized by the nursing home when they go through their finances? My mom is on her way to see a financial advisor, my grandparents are super old school and reserved about stuff like this, so she hasnt been taking anyones advice or even planning anything because she doesnt know the first step to take. Whats the best way for my grandma to maximize money for herself without raising any red flags?We are in Ohio if that matters. Any advice helps. EDIT: My mom just informed me the lump sum is in savings, and theres a small chunk in checking. Bank is PNC.  <response>: There are strict rules about this, she really needs to talk to a lawyer an actual lawyer who specializes in elder law. Medicaid has a 5-year lookback period for all financial transactions. If you move money around or try to hide it, they will find out. Good luck. 