<prompt> Human: As of right now, Im living with my parents working a construction job at 13hr trying to save some money for school. I own my car no payments. Right now Im debt free, and Ive always wanted to be that way. But now that school is approaching, college tuition is very intimidating. I can save up enough to pay for a semester or two, but it doesnt leave me much wiggle room. Im considering applying for student loans. Ive heard ghost stories of people getting under over 50,000 of student debt and never paying it off for 30 years, which terrifies me. But, I dont think that will be the case with me. Ill be going to a community college at 4-5 grand a semester for a bachelors in civil engineering. That will leave me with around 36,000 of debt by the end of my senior year. I believe that my degree is useful, and I wont have trouble finding a job, and Im very thrifty with my money. Ultimately, I dont think that it will be a problem for me, but I want to hear some advice. I will definitely apply for financial aid, and possibly work a part time job, and a full time job during the summers.  <response>: 36,000 for a community college? I paid just a little less than that for a state College. 