<prompt> Human: I recently moved out of my parents home because my relationship with my father was incredibly toxic and abusive. I did a lot of research on affordable cities and moved to Buffalo Ny as I was able to find rent there for 400 a month.I got a job as quickly as I could and currently have about 5,000 in savings. Im working full time as a cook, making 10.50 an hour plus overtime when its available, I work between 39-45 hours a week, my employers wont let me take more than that.My problem is my grace period on my student loans is approaching fast, I have a wells fargo loan for 5k, federal loans, and sallie mae loans.My sallie mae loans come around as 900 a month, I can probably lower that a bit if I opt into their graduated repayment loan plan where they only charge interest for a year but no principal. That should get me down to 600-700 a month.The problem is my federal loan appears to be 574 a month, my monthly student loan payment is floating between 1100 to 1500 a month, I only make 1600 a month at best, if I dont buy any food.I dont have a car, and in a month I wont have health insurance. Ill be taken off my parents plan. I want to get a job in my degree but Its so difficult to seek better jobs or build a portfolio when you only have one day off a week from work.Im starting to get all worked up about this situation and my emotions are getting the better of me with the impending doom. I dont know what to do.Edit: for those inquiring about total debt, im sorry I forgot to factor that. My sallie mae loans are around 64,000, my federal loans between 22,000-25,000, and a single wells fargo loan for 5,000.Would consolidating the sallie mae with wells fargo help?  <response>: Look into income based repayment options. 