<prompt> Human: A brief explanation of my situation. I am active duty in the military so a lease wouldnt be that feasible for me since I would be moving semi frequently. I plan on purchasing a Kia so the the warranty should be valid for most of the loan period. I dont plan on selling the car before the 8 year period and I plan on getting GAP insurance on the loan. I dont plan on getting a different car before the loan is paid off.Everything Ive read online has said that any auto loan over 6 years is a terrible financial decision, and it is basically never okay. I understand that as soon as you drive off the lot you are severely upside down in the loan. But given my situation an extended loan would allow me to purchase a vehicle that both me and my wife can agree on.I may also put my tax return money into the loan and refinance down the road if my financial situation changes.  <response>: NO. No. and no. 