<prompt> Human: assuming you have oneWhat things do you cover, what tools do you use, what things do you plan for the next meeting?  <response>: Lol, with my ex it was Im going to use my 300 Xmas bonus to pay off joint credit card debtEx well, Im going to use MY HALF of your bonus plus my 50 dollar bonus and buy a new video game console, you can use your half for debtsOr Me wtf? You spent over 300 bucks in the last 2 weeks on lunch at work? We only make 2k a month jointly and cant pay bills now!Ex eh, youll figure it outHes the ex for a reason. I got REAL good at getting banks to refund overdraft fees to the tune of several k in 5yrs, back before mobile banking. Havent had one since I dropped his ass 11yrs ago despite being single mom to 2 babies and spending 45k in legal and him not paying what he should.So, huge red flag if thats anyone elses situation. Lol. 