<prompt> Human: Firstly I live in Georgia if that matters. Also Im a 21 yrs old male. I have 2 strikes I guess on my license. It was suspended once. I have a 690 credit score with a credit history of 8 months. I get payed over 400 a week at my job. I want to go to a dealership or carmax or something and get one so Id have to pay a car note and insurance. But my mother wants me to go to a car auction to get a car so I wont have a car note, but my problem with that is I dont want to pay for all the repairs and things thatll most likely be wrong with me. Cell phone bill - almost 300monthits 3 linesCable bill - about 130monthWhats your advice?How much would you think my car note insurance would be considering my driving history? How much should I put down?Edit: I get payed overtime and time and a half if that matters. I made over 27k according to my taxes last year.  <response>: Some things I notice:- You make 1200mo and spend a third on cell phones and cable. No no no no.- Cell phone bill can be lessened. T-Mobiles plans are around 60 for 3GB, unlimited texting and calling. Looks like you can save well over 100 here.- Internet Netflix Hulu should be half of your current cable bill.- With two strikes on your license youll want something that does NOT require collision insurance. Anything with a payment is going to require that. Save a few hundred dollars per month and buy a cheap Honda 1999-2001ish. Cheap to maintain and insure. We would need more details about your finances to give more advice, but if youre taking home 1200month, you should be getting a beater and thats it.Edit: mobile formatting urgh. 