<prompt> Human: Throwaway account.This happened about a week and a half ago. Backstory:Ive been unemployed for 2 months after having a depression break down working as a customer service supervisor. An existential crisis kinda fucked me up about where Im going with my life so I literally just called out sick and never went back, highly uncharacteristic of me.So Ive been living on the last of those funds and had spoken with the landlord who reports to a leasing company and he kindly offered to let me pay it off within a reasonable timeframe as long as we both gave what we could. My best friend and roommate was set, even though he had also just recently quit, he had enough to sustain his bills for a couple months. Well right before he goes to withdraw his half for rent, his account shows -14,000, and that was just one of his accounts. He thought it was a mistake and called the bank the next day, and thats when they informed him of the garnishment. They had the card companys information and a phone number to reach them at.He decided to contact a lawyer first, who when pulling up my friend could only find traffic citations as far as anything legal was concerned, but also told him he could have been sued from out of state. ?? He finished by advising him to get to the bank to speak with them and get all the paperwork regarding why this was done. He did have a discover card at one point, but he has never been served or received any sort of paperwork regarding this incident.It should also be noted that he and his father share the same name, with no Jr. or Sr. distinctions. So this has already caused a number of issues for them regarding bills and the like in the past, but who knows if that is the root in this case.Upon going to the bank, the staff tells my friend theyve never seen anything like this, and they call the card company together. The woman they speak with apparently had ZERO information about the case and asks if the defendant is with her and has already spoken to a lawyer...they say yes, and she ends the call with, his lawyer will have to contact us from this point.So after passing this information on to the landlord, he officially is hands tied since there is no money for rent whatsoever. If we dont come up with something soon, hell have to serve us a 3 day eviction notice.So idk what the fuck is going on, Im broke as shit already, my car is probably about to get repod and now were going to get evicted on top of that. Ive been busting my ass doing odd jobs and handy work to even scrape together enough to put a dent in everything Im behind on, but it looks like Im coming to the end of the line and Im not sure what to do.Ive got shit Im trying to sell that Ive inherited from my grandparents, like a few TVs, Xboxes, a cool cocktail arcade machine, and a light up Simpsons Christmas village...the last two of which Im actually pretty bummed about cuz theyre awesome. But cest la vie...Im currently on EBT but theyve got me on a work program I highly doubt Ill actually participate in, so thats gonna run dry soon. Besides that, a family friend has offered us his house for a few months until after Christmas, working for him putting up lights at his accounts - which is great cuz he wont be charging us rent or anything, but thats also temporary. Im already about 30000 in personal debt myself most of which is student debt and Im still 18 credits shy with no way to finish...So I guess Im looking for advice on behalf of us both because I feel like there are angles to this we may not be seeing or something we dont know or might have missed...but at this point, were kind of at the end of our wits with the way thing are and were fed up with this system and tired of playing the game.Weve legitimately been talking about selling everything we own, saying fuck it and starting a year long trip through all 50 states...were social media savvy enough to make the trip work for us and we think its a good way to learn a lot and meet a lot of amazing people and make some unforgettable connections. It feels like pretty much the only option outside of the real dirty kind of homeless...or moving back in with family.Sorry for the length, but I appreciate you reading and potentially providing any feedback. TL;DR: banks and credit cards make it easy to lose your money and ruin your life overnight.Assistant: Weve legitimately been talking about selling everything we own, saying fuck it and starting a year long trip through all 50 states...were social media savvy enough to make the trip work for us.Yall are at least 50K in the hole and cant make rent, and you really thing this could actually work???Theres only one angle: Pay your rent or move out. If your roommate cant pay, he needs to move out. I would strongly recommend you not hitch yourself to that sinking ship.Human: I am the sinking ship. There is no way out I either bail on everything, file bankruptcy and start from scratch...which will probably only eliminate less than 5000 of personal debt that isnt student related woo for a degree in an overly saturated field double woo...so Im still fucked there...but provided I dont declare bankruptcy, and my car magically doesnt get repossessed, then what...I spend the rest of my days in servitude to pay off the mountain of debt that I feel I was forced into anyway...can I get a triple woo?  <response>: I spend the rest of my days in servitude to pay off the mountain of debt that I feel I was forced into anyway...You seem really outraged by the idea of working to pay for things you committed to paying. Theres nothing unique about your situation; I think you need to reconsider that stance, because its not going to work out.And you mentioned moving back in with family as an option. If you can do that, DO IT! Theres no better place to get your act together. 