<prompt> Human: Continued: It looks like it was turned over to a collections agency. The original company was an apartment rental company. I have never even heard of this company. Halp! What do I do? My credit score dropped about 100 points and I dont know how to even begin to deal with this. Any and all advice would be most appreciated.  <response>: This is a friendly reminder to visit our FAQ entry on Collections Also, please visit our FAQ!I am a botrAutoModeratorcommentsq11puwhat_is_automoderator, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?to2Fr2Fpersonalfinance if you have any questions or concerns. 