<prompt> Human: So my boyfriend and I got financed for a new truck yesterday and it turns outtt that when dude ran our joint application for financing, it came up that my boyfriend has no credit at all ?!?! Weve had previous loans together and his credit karma shows a credit score so Im not sure how that happened?Apparently their financing system must run through a list until someone approves you for it because I now have 6 new hard inquiries from banks.. I had good but pretty thin credit not a whole lot on my report but always on time on payments and low credit card utilization before this and Im super worried about what thats gonna do to my credit now! Is there any way to come back from that, or do I just have to wait it out until they drop off?  <response>: Not sure about the boyfriends lack of credit, but for the multiple auto loan inquiries, its fairly common to just run a bunch to get the best rate. Theyll all be reported, but for score calculation it will only count as one as long as its within 14 days I think. This allows you to shop loans while car shopping. 