<prompt> Human: Thanks in advance to anyone who may have some insight to my current predicament. This year, along with past years, I filed my taxes through TaxAct using their federalstate return filing site. Pretty straight forward, input your info, they calculate expected return, and they submit paperwork to the IRS. All was well, TaxAct stated my federal return would be 1700.00, they charged their standard albeit high fee of 95 to for a total of 1605.00 to be sent to me. The IRS confirmed receipt of the information a few days later. This morning, I received a deposit from the IRS to my checking account in the order of 1435.00... well below the expected return. Called up TaxAct with a 5-hour wait to speak to someone. Had to bail since I dont have that time to wait and called up the IRS to learn more. They stated they received the info from TaxAct again and stated the value of the return is definitely 1700.00. However, they informed me that they have only just begun sending out returns and mine has not been sent out yet. Now very confused, I called the bank TaxAct cooperates with Republic Bank and was told by them that some filers request an anticipation loan, which is supplied to the filer soon and then the IRS simply sends the return to TaxAct when its ready. In speaking with the bank, they stated an anticipation loan was not sent to me, as this is not something I requested. So, what am I missing here? My own bank states the IRS sent me 1435.00. I can see it in my checking account. The IRS said they didnt send me anything. My return is still with them. The bank TaxAct works with said they didnt send me an anticipation loan. Is this a straight up scam? Someone masquerading as the IRS sent me a random amount of money? If so, what do I from here?EDIT: Kindly disregard folks. My wonderful, lovely, completely air-headed girlfriend also filed taxes through TaxAct and picked up my checkbook to input her bank account information instead of her own checkbook. This isnt my tax return, but HERS, which she accidentally sent to my bank acccount.  <response>: You get Federal and state comes later. Is that the situation here maybe? 