<prompt> Human: I dont want to give away too much info so sorry for being vague. And any advice is greatly appreciated.I have around 1 or 2 maybe 3 million sitting around and I dont know what to do with it. I have a bit more than that, but Im not working so I dont really want to invest all of it. Currently couch surfing and just living life. What should I do? After some online research, Im seeing that common stocks are the way to go since I can get a return every quarter. I dont care for the voting, I just want to see some income. So is dividend stocks Common stocks? the best option? Now, can I live comfortably investing in low risk companies? Or should I take a risk? I only have one shot at this so I might be hesitant to invest 2 mill in friendly clown corp. international. A friend of mine told me to lock the money in the bank at a high interest rate. This seems like a good idea since there isnt a risk, but thats a bit boring and I want to make more money, not just break even. Plus with inflation, I might be losing money. Is it harder to invest in American companies if I dont live there? I live in Americas hat btw. Last thing. I am so damn tempted to buy my dream car right now, but I have to play my cards right so I cant just splurge here and there. God, its like a fat man on a diet and his job is flipping burgers at McDonalds. Im being serious here. I dont want to hear Donate your money to x and y you asshole. I have no income and I dont want to work so my main objective right now is to make money.  <response>: Go to bogleheads.org and learn about the 3 fund portfolio. Park it all in low cost Vanguard funds and live as if you dont have it for a year or two until you know more and can decide calmly how you want it to affect your life. 