<prompt> Human: Hey all,Ive currently got 2300 in a TFSA which Im saving for a bad day. Ive also got 1100 in an account which Im using for saving for bigger things trips, major electronics, etc.... I have an OSAP loan at 5.5 with 24,500 left and no CC debt.My minimum costs for a month are around 2500 as: Rent - 1470 Groceries - 300 Internet - 70 Cell - 70 Gas - 90 Electricity - 150 Loan - 300 Gym - 70Im getting about 9000 back in tax refund soon, and Im wondering what the best thing would be to do with it. Im currently thinking: 5000 into TFSA for a bad day. 2200 into student loan. 1500 into savings for a trip I want to take in december 300 for spending.Thoughts?EDIT: Formatting  <response>: Student loans... 