<prompt> Human: There have been a few items Im after that cost over 1k and every time I try to make such a purchase online using my checking account debit card, it declines. How do people make such large purchases online if there is a limit on debit cards? Is there anything I can do to get around this and make my purchases? I feel like if I have the money in my account I should be able to spend it as I please.  <response>: Call them. Its likely a fraud prevention mechanism and theyll approve it if you give them notice. 