<prompt> Human: Im terrified of my ignorance. 6 months ago I signed up for an investment plan, specifically with Generali Vision UAE. When I originally signed up I told my advisor that flexibility was key for me as I do contract work and may only be able to invest for two years. Ive been putting 1500 a month on one plan and 500 a month on another which was going to be my young daughters college money in 14 years time. I talked to him today about my concerns for not being able to pay the premium on these plans for the life of them given the uncertainty of my current career path. Both my plans initial period will have ended approximately 16 months from now, in which case I expressed that I will be looking to cancel my account and use my savings elsewhere. He told me that even though my initial period would be over that I would lose about 60 of my current investment at that point, and I wouldnt level out for 7 years, which I was previously completely ignorant to. I was told that I was only really on the hook for the first 22 months, and I was not privy enough to know better at the time. He then proceeded to show me all the charts and graphs, and showed me the success of my current investments which are in the positive, and reassured that I should stay in it and maybe just lower my contributions later or take a premium holiday after my initial period if I need some breathing room. He made it sound plausible, but here I am now awake at 3am on a Monday riddled with guilt and feeling incredibly vulnerable and confused about how I should go about this. Should I stop paying into it now and lose my 14000? Should I pay until the initial period is over and take my chances on the loss from the administration fees and penalties? Sorry if my information is vague, but Im guessing a lot of these expat plans are similar, and if theres anyone that can shine a third party light down my tunnel Id greatly appreciate it.Just a couple tidbits of info about the plan:Premium Payment Term of 25 years.Initial period of 22.92 months for the 1500 a month contribution.Premium Payment Term of 14 years.Initial period of 15 months for 500 a month plan.Clause saying that if I fully surrender my plan before the Premium Payment Term ends that all Initial Units held at that point will be forfeited.There is a Full Surrender option in which they sell my units, but if I surrender before the end of my Premium Payment Term I lose all my Initial Units to pay for administrative fees that would accrue in the future...Please dont be to hard on me, I just need some genuine advice. I have friends that took big losses by these potential scammers but I didnt know about it until it was too late. They all just keep saying to get out but I dont know what would be the most responsible thing to do at this point, and Ive already made one seemingly horrible decision as it is and I dont want to repeat history. Thank you in advance for any words of wisdom.  <response>: Dont beat yourself up, we all make mistakes. And anxiety and fear is what they prey on. Try to make financial decisions from a place of calm and rationality. 