<prompt> Human: Hi, first time posting to this Reddit, and I could really use some help.Long story short, Ive been using a student checking account at key bank that is joint with my father since high school. I have graduated college and nothing has been problematic with the account itself and I have a great history financially, never going below 500, etc etc, just the fact that if I do anything that my parents dont like or disagree with think: politics, trying to leave they threaten freezing my account or taking my money or whatever. Ive already had all my money withdrawn by them once and put back when I came crawling back to them Obviously I no longer want that threat looming over me.How difficult would it be to open a new account and switch over? Is it possible to do so without my parents noticing? Are there any financial consequences from doing this? I know Id have to switch over my direct deposit... I have about 3.5 grand in the bank. Its impossible to remove them isnt it...?Also before anyone says anything, I cant just tell them to stop. You cant just tell someone who is controlling you to stop. I just want this little bit of freedom.  <response>: How difficult would it be to open a new account and switch over?If youre over 18, you just go to a different bank with your ID and tell them you want to open an account with them. So thats easy. This account will be yours alone, and only you will have access to it. Once you have your new bank account number, you can transfer money from your old to your new bank account. Also pretty easy. If your workplace deposits your money in your bank account, you have to tell them to switch it to the new account as well. If you get paid with checks, you can just deposit them at your new bank. If you have any automatic deductions from your old bank account, you have to tell those companies that your bank account number changed. You may at some point want to close the old account as well. Make sure to do that correctly - ask the old bank on how to do that. At some point your parents are going to find out that the money is not coming into the old account anymore, and that the money that was in there was transferred. That is of course going to be the difficult part. Good luck. 