<prompt> Human: I just signed up for school today and took out a 27k personal student loan with a cosigner. The program is about 3 years and this loan is good for the first year of the program, so I am going to next another loan next year and the year after.I currently have 20k in Credit card debt, still owe 8k on my car, and have 60k in student loan debt fed loans from my first degree and in defermentMy monthly payments for bills is around 1,500 and I am not making a dent into any of my CC debt because of interest.I make around 2,000month take home working full time, but will be making around 1,300 once I start school.I am wondering if filing for bankruptcy would be the smartest thing to do. Would it be possible to file for bankruptcy and still take out student loans with a cosigner? I need some help. Thank you !  <response>: From the top:You might consider a cheaper schooldegree. The car will be repossessed and youll no longer have a vehicle. You have to pay off your federal loans - whether or not you file for bankruptcy.It would not be your smartest option, and you will be denied for further student loans. 