<prompt> Human: Woke up this morning to a fraud alert from Amex. Somebody had attempted to make a 349.50 charge for INDY SCREAM PARK apparently a haunted-house type theme park in Indianapolis which Amex denied. I checked pending approved transactions in my account and there were three others I didnt recognize including one at Lowes.com for 468 Amex likely approved this since I did make an online purchase there a couple of months ago.One five minute call to Amex later and all charges are reversed and theyre mailing me a new card. If Id been in the habit of using a debit card and the criminals had got that information instead then most likely the charges would have made my checking account overdrawn and Id have to do a bunch of dicking around trying to get the overdraft charges refunded, as well as likely having to wait up to two weeks for the investigation to complete before actually getting the fraudulent charges reversed and the money restored to my checking account.  <response>: Yah this has happened to me about 3 times already. With all the companies leaking information these days it can happen to anyone. 