<prompt> Human: I am in my last month of pharmacy school and I have what feels like an overwhelming amount of debt. Before I started pharmacy school I did 4 years of undergrad and had to start taking out loans for that pretty early as well. As a result, I have a decent amount of student loan debt and interest as well. Currently, my principal balance is 121,375 and my outstanding interest is 22,931.I just got a residency position where I will be making 42,000 for this upcoming year. After that, I hope to get a clinical pharmacy position in a hospital where I should be making around 100,000. Id like to get started making some payments as soon as possible. I cant do as much this first year with my residency salary, but Id like to get something started because the amount of interest that has accrued really scares me. I thought about living at home with my parents during my residency year to give me more disposable income to devote to loans.Any tips or advice would be greatly appreciated! Just wanting to know what realistic options I have and how soon I can reasonably expect to get this debt payed off.  <response>: I think the trick is to keep living like you have been and attack the debt. If you dont mind living at home for a year or two, thats a good plan too. You can be done in about 3 years with that income. You just have to remind yourself that just because you make 100k, you cant buy a new car. So live like you earn 30k for a few years and youll be fine. 