<prompt> Human: I just changed jobs and went from earning 80k per year to 180k per year, plus a 15 annual bonus. Im 32, single, have about 100k in savings, 80k in retirement and 20k in various stocks and cash and no debt of any kind. The new company has a 401k plan, and I plan on contributing the full amount.My questions are mostly about budget, taxes, etc. I live in a high cost of living area and plan on getting an apartment by myself and not having roommates anymore, but this will cost 2500 - 3000 dollars a month. Id love to be able to retire early, and Ill be trying to save as much as I can. Are there things I can do to bring my tax liability down? Should I talk to a financial person? I guess I just need advice on what to do with all the new income.  <response>: You cant miss what you never had. Set your direct deposit to dump that extra 100k into savings. Dont let yourself get a taste of it. Pretend its not there, and maximize savings. Max 401k, IRA, and then a non-tax advantaged investment account. 