<prompt> Human: I only have about 1500 in savings at the moment. My emergency fun d will have to be about 18000 for 6 months of income. Im about to receive about 1k bonus.My debts are student loans mainly and a car note.I do have a fairly secure job in the healthcare field.Thanks for your input.  <response>: My emergency fun d will have to be about 18000 for 6 months of income.Not really. Size it based on 6 months of expenses. Your expenses do not scale with your income. 