<prompt> Human: Im in the process of purchasing my first home and Im stressed out because I got so many different answers.House: 325k in NCIncome: 137.5kyr 9kmonth post taxes low debt to income.Down: 12k gift from parents, and we can do an additional 5k at closing.Assets: 5kCredit Scores: Me - 660, Wife - 777x200B;Chase: 4.875 Interest, 4.9120 APR, 0.125 Points, 2171month.Wells Fargo: 5.875 Interest, 6.493 APR, 2383month.Preferred Builder Lender: - 4.875 Interest, 5.811 APR, 1.375 Points, 2319month.Better Mortgage: 4.875 Interest, 6.038 APR, 1.317 Points, 2406monthx200B;My gut says to just go with Chase the preferred builder lender keeps saying theres hidden fees that chase is not including which is why they can offer such lower APRInterest.  <response>: the loan estimate should have these fees on there. compare loan estimates from these 3 options. 