<prompt> Human: Good morning everyone! So heres my story. Im A 26 year old guy and Ive finally begun my life after a horrible 10 year drug addiction. The only payment I currently have is my car 378.00mo as I am currently staying with family. Since Ive gotten clean all I do is work to stay busy and Ive managed to save up more than Ive had in my entire life. Saving has been easy lately since all I ever wanted to spend money on before was drugs and Ive never been very materialistic. I only make 500-700 dollars a week but Ive managed to save almost 12,000.00 I thought Id be more excited typing that than I was. Anyways Im looking for ways to get ahead because Id like to have a family some day. I owe about 9,000 on my car and I was considering paying it off. Would that be my best move? And if anyone has any tips on turning my savings into more please let me know. Thanks!  <response>: Most of the time, I tell folks before they spend anything to establish a rainy day fund that should consist of 6 months at least of their spending. But since you dont actually have any bills, paying off the car in a lump sum might be a good idea, if you throw the rest of your savings into that fund. What are the chances you get kicked out before you can save enough for 6 months of the cost of living in your area?Once you have a rainy day fund complete, it would be a decent idea to put it into some form of interest generating account. You could do a CD at a local bank, 30 day CD with an interest rate of around 1 a year or something like an Ally Savings account 1.25 last I checked.The next thing I would do is decide what I wanted to do with my life, and go to school for that. Start at a community college. I would also consider staying at home for the time being, but pitching in to a portion of the bills so that its less likely Ill get kicked out. Youre at ground zero op, with no where to go but up. Congrats on beating the addiction and kick starting your new life, decide how you want it to play out and go from there. 