<prompt> Human: You know when you have to verify your identity when dealing with credit cards? They ask for your SSN and then ask you a series of questions that only you would know. Ill constantly get questions related to my dads home address when he grew up in a state I never lived in, or I have to verify the age range of someone with my same last name but Ive never heard of.WTF? Who do I talk to, to set this straight? The 3 credit bureaus?  <response>: Theres an answer thats none of the above. 