<prompt> Human: Getting married soon and have only talked about finances in passing, and still have separate accounts. What are all the things we should cover?  <response>: In a premarital counseling class they had us do an exercise: we were asked to write down the amount of money we would be comfortable with our spouse spending without getting permission first, and then show it to one another. I wrote down 500. He wrote down 50. That was eye-opening. 