<prompt> Human: Lost the kitchen going on nearly 3 months ago due to mold from water damage. Instead of going to a hotel we have been getting take out or eating out. After submitting receipts to insurance, they said they would only cover my boyfriend.He went to battle to get us both covered because were in the same household together.I have lived here several years.Without telling me, my boyfriend gave the agent my name.I was pretty confused and miffed because I am super duper private and wish I had been consulted beforehand.He said that they would only consider full reimbursment with my name. Somehow it seems weird. Big brother like. I tried to research this, but it seems like most normal homeowners insurance covers a households expenses. And a household is my boyfriend and whomever else lives here, right ? Why would they want my name ? Am I overreacting ?  <response>: Youre overreacting. Of course theyre gonna want your name. They need to make sure you actually live and that youre not claiming your loss under another insurance policy. 