<prompt> Human: My grandparents left me roughly 100k when they passed away. Its sitting in a very low interest-bearing checking account. I want to be fairly conservative with the majority of it, but Im willing to take on more risk with some of it. Any advice, Reddit?Oh yea, already went to college paid for by the grandparents that left me the money. My car is fully paid. I have a wife her car was paid and a kid. We dont own a home. I have a job.  <response>: TIL Apparently 100,000 isnt a lot of money. 