<prompt> Human: He says he did it because he was switching his CCs around and I was an authorized user on his last credit card. But now this new one is instantly maxed out and my credit took a dive. Is there any reason he would benefit from having me on as a authorized user?  <response>: No.If you dont want to be on it, just call them and ask them to remove you and then dispute it with the bureaus to get the data removed from your report. 