<prompt> Human: Okay, as someone who frequently posts on this sub, I know that we are not good with relationshipfamily advice and in general will always give advice from a solely financial perspective, but I know a lot of people have had shitty family finance experiences so just hear me out. Last year my dad died in a car accident and my mom, my brother, and myself received some life insurance money; my mom also received the money from the sale of his house he owned his moms old house in another state. She received 60-65k, less than a year ago, and apparently has next to nothing left. She doesnt work, shes waiting for a disability determination, and she clearly she has a plethora of issues. She paid roughly a third of that money on rent for the year and a cheap car, I have no idea at all what she could have done with over 40k in less than a year. As far as I know, she didnt pay down any debt and she didnt make any huge purchases aside from the car like 5k. This isnt the first time this has happened and I dont know what to do. My brother and I have given her a ton of money in the past, and my dad did when he was alive. It has never helped. I offered to help her with her money when she got it and she declined. She also waited to mention that she was low on money until now, when shes almost completely out. I dont see how giving her money can help her at all, but at the same time I really dont want to see my mom go without the things she needs. However, thats the same reason everyone has bailed her out for years and she has never learned from it. Also, my brother and I dont make that much, hes a school teacher and I work at a non-profit, or else I wouldnt care that much. Ugh, either way I will feel like shit.  <response>: I am sorry.Your mother is an addict. There is no way to help her until she realizes that she has a problem.I wouldnt give her a penny until she signed papers giving you and your brother 100 control of her finances... just like if she was a minor child. She shouldnt be able to open a credit card or access any of her money without your approval. 