<prompt> Human: I make about 30,000 after taxes. 40,000year beforeI am paid weekly, and these are my paymentssavings per month:___Payments 300 car payment Its actually 268, but I pay extra. 383 student loans 75 car insurance 75 phone bill 120 rent I live with my dad and throw him a few every month Total 953month___Savings These are weekly 18 Roth IRA with Vanguard 38.50 401k this is 5 with a 4 employer match. its the most they will match 150 savings account that I dont touch. 150 checking account that I use for groceriesgasclothesetc___I put 238 a week into a checking account that I dont touch, and this pays for my student loans, car payment, insurance, phone bill I write my gf a check, and rent.I have about 7,100 in that savings account where 150week goes, 1000 in another savings account in case car problems like tires, 400-1100 in the account I dont touch for bills, and 200-600 in the checking account where 150week goes for general use like gas and food.I have 2 credit cards, which were both just at 0, but I just took a vacation and put about 500 on a Chase Freedom card. It has 0 interest until August 2014 so I am not worried about paying it off on time. Ill probably through 100-150 a month at it for a few months. I dont buy much besides beer, food, and gas.I guess my big question is a general critique of what I am payingsaving, and if there is any chance I could move out in the future or start a family. My girlfriend makes about 55,000 a year but is expecting a promotion soon. Weve been together over 5 years and want to get things rolling, but lack of money is a problem. She works in a city where the neighboring towns are expensive as hell, and commuting by train for her is tough because it only runs certain times the commuter rail, and her hours are always different.I have been at this job for 19 months and am still making the same amount. Ive vaguely asked for a raise, but its a family company construction and it is awkward. I actually took the job while I was interning with a competitor because of the security which is very secure, and while my buddy who stayed there made more at first, he was laid off.I guess its also frustrating because we both went to a high ranking engineeringmanagement school, and we are seeing our peers landing these 100,000 jobs at the same age and starting families. It also took us both at least 6 months to find our current jobs.This turned into more of a rant, but is there any advice? Thanks.  <response>: The good jobs arent going to come to you, youve got to go to them, and that means a building a network and aggressively applying for better jobs at other companies and b moving where the jobs are. 