<prompt> Human: Up front: I am strictly asking for financial advice. If you want to chime in with relationship advice in general, go for it, but thatst not what I am looking for.I have been dating an older woman for several months now. I am 30 and she is 42. We both have residential custody of kids from previous marriages hers is 8, mine are 6 and 4 and live in different school districts. Now that its summer and school starts in about 60 days she brought up moving in with me and renting her house out. I dont know if I should be thinking about it so logically, but I am. The immediate financial implications do not worry me at all. I make substantially 2.5x more than her; in my previous marriage my wife stayed at home. My house is closer to her job than hers. Obviously sharing expenses of a single household will be cheaper than maintaining two. So no issues there.What worries me is the longer term implications, especially if we married, and even more so if she eventually left the workforce. Insurance? Can a step parent insure a step child? When couldshould she draw social security? Can you draw spousal benefits at 62 if the spouse is only 50? My initial thoughts are that as long as I am able to work and provide when she hits 60 that we could wait out 401kIRASocial Security until max ages and do quite well in that regard. What else am I missing?  <response>: I think you need to take more time to think about the implications for your children than for your finances. 