<prompt> Human: So Im new to trying to figure this college stuff out. Due to how well my parents are financially, I only qualify for around 3,000 through FASFA. Im going to a trade school that will cost about a total of 10,000. The only financing the school offers is a 7 month loan, which means I would pay around 1,000 a month. While finding a job in the profession is promising, its not guaranteed.Is a personal loan my only option? Edit: while my parents are doing fine for themselves, they are not willing to help me with funding college.  <response>: My 2c: 1. Find out if there is a cheaper way to get accredited for what you are planning to study. See if there is a way to get it on-the-job, or if it is required in the first place. 2. If you need a personal loan, find the best rate, then ask your parents if they can beat it. Or ask them to loan part of it. Better than owing the banks, if your parents are in the position to do that. Best of luck! 