<prompt> Human: Hello everyone! This is my first time posting on Reddit. My boyfriend is very worried about my finances and has told me to post here. I graduated almost a year ago with a Bachelors of Science in Nursing. I was able to get a forbearance on all of my loans because I was having a very hard time finding a job. Those forbearances are going to run out in the next month and the monthly payments are going to be insanely high.Im currently making roughly 43,200 after taxesMy debts are: Wells Fargo - 81,783.36 4 different loans with interest rates of 7.690, 7.250, 5.750, 5.750Parent Plus Loan: 37,690.00, interest rate 7.9 Federal direct loan group A: 16,500.00, interest rate 4.499Federal direct loan group B: 16,000.00, interest rate 6.8Wells Fargo credit card: 4283.00, interest rate 15.24 :My monthly bills and expenses total roughly 1531.00 including paying the minimum payment for my credit card although I try to pay more than the minimum. I really need some help because my boyfriend has been giving me a really hard time about my finances and I just get overwhelmed by all of the information online. Should I consolidate my loans? And if so where? How do I start that process? Thank you reddit! My boyfriend said that the people here can be very helpful and I really appreciate any advice I can get.  <response>: To your credit, you have a very useful and practical degree. Also, nurses can make a very good living. I know, because Im married to one, who specializes in NICU. Do well on your exams, and eventually you will get out of debt. Better than this other grad I read about who was six figures in debt with a history degree. Good luck! Godspeed. 