<prompt> Human: In April of this year, I moved an old employees 401k which was performing just ok to an IRA with a local credit union. Since April its dropped about -8. My question is this: Is 6 months enough time to tell if an IRA is under performing? Should I change to different management? Has the market just been bad for growth in this 6 month time frame?Thanks!  <response>: My question is this: Is 6 months enough time to tell if an IRA is under performing?No. You should ignore short term performance entirely. Focus on what you can control 