<prompt> Human: 25M and I have 2600 left on my private student loans. High interest rate, around 8 percent. I was living with my parents for the last 2.5 years and paying them off at an accelerated rate. In the last month, I have moved out of my parents and now pay rent. Another two or so months at home would have allowed me to pay off the remainder on the loan, but my timeline moved up a bit when I found a great apartment with some friends. Essentially, I am using what what was once my accelerated loan payoff for rentutilitieseverything else that comes with living on your own. However, as this amount is so small, Id really like to wipe it out. The minimum on the loan is 400 or so, and I could drag that out over a couple of months. But even that gets tough with my increased cost of living in the city. I only have about 1500 in a savings account, but dont want to tap into that. Other assets:3500 in a Roth IRA2200 in Brokerage Account5k or so in an employer sponsored IRA I wouldnt touch thisIm wondering if theres any harm in tapping into the Roth. I believe thatd be more tax-advantageous than the brokerage account. My parents offered to finish this for me over the next two or three months, but Id really prefer to do it myself. I dont regularly contribute to the Roth anymore, save for 100 or so a month. Mostly just past tax returns.Would this be a horrible financial move?  <response>: Dont do it. Dont rob from your retirement because you didnt plan ahead when you moved out of your parents place. 