<prompt> Human: I currently bank with BoA and am not really liking their services. I want to switch banks but unsure of who to choose. My two main choices is Discover and Wells Fargo. Discover started doing checking and I already have a CC with them so Im leaning towards them. Im a college student with a part time job if that makes any difference.  <response>: Why I use Schwab. - Great customer service- No fees- All ATM fees reimbursed at the end of each month- Apple Pay support- Linked brokerage account with great fund selections 