<prompt> Human: Hello PF!This week has been huge for my wife and I.We have officially finished paying off our student loans! Sure, our savings account has taken hit, but we saved thousands of dollars in the long run. We are excited to have less debt looming over our heads.We have worked extremely hard for this moment. Any bonus, overtime, and gifted money went into paying off our loans as fast as possible.My question to you all is, now what? What is the next logical step to make our money go farther?Here is some information to give you an idea of where we are at. Student Loans: Paid in Full Started payment in 2013 at 80,000 Combined Finished payment in 2018 Car Payments: Paid in Full My Vehicle: 7yrs old 137k Miles Wifes Vehicle: 11yrs old 135k Miles House Payment: In Progress Mortgage: 1650 Monthly Savings Account: 6-8 month emergency fund Retirement Accounts: My Retirement: 6 contribution w 3 employer contribution maxed Wifes Retirement: Not started Will start early next year Next 5 years Kids 2 maybe? Two new vehiclesI have some idea of the things I need to save up for in the near future. However, I may be overlooking something that could make our money go further. Id appreciate any recommendations!Any recommendations would be appriecated.Thanks PF!  <response>: I must say congratulations to you and your wife on paying off your student loans. Yesterday I came to the decision of paying of largest student loan 32.6K. Quite scary to see my bank account go down so much, but I realize all the money I save will only help me in the long run in terms of retirement and buying a house. 