<prompt> Human: A friend of mine recently got one from a place called The Title Store and he seems pretty happy with it.Im a little wary though. I could use the money as Im between jobs and Ive never really heard much about title loans. Ive read a few blogs and articles that seemed to be positive too.Still though, does anyone have any advice or experience with a title loan?This is the link to their site in particular Thanks reddit!  <response>: NOOO dont do it! Title loan shops invariably charge usurious interest rates literally--in the US they get shut down for violating usury laws all the time. Youre probably better off charging everything to credit cards and carrying over the balance than getting a title loan, and thats saying something. 