<prompt> Human: I was scheduled to have surgery tomorrow morning, until the hospital called to inform me that insurance wouldnt cover a single penny of the procedure. They said that they spent some time trying to help me get it covered, but were unable to do so.What are my options here? From what research Ive done, it looks like this surgery costs anywhere from 20K to 50K. Thanks in advance to any guidance provided.  <response>: Like everyone said you need to talk to your insurance and find out why its not covered.But hell you could probably fly to Columbia, get the surgery done, live there for a year, purchase a small child as a souvenir and fly home and still save 20 grand. 