<prompt> Human: I understand the general consensus here is that leasing is one of the worst ways to own a vehicle because you dont own anything afterward. Ill be honest: Im young and I have these sort of desires.My situation:- Ill make 150k a year in gross income, and Im pretty certain my salary will grow. - I have 60k currently in savings with no debt.- I already own a 20k car thats fully paid off. My SO will continue to drive it. My parents are also willing to give me their car.- At the very least, Ill be maxing out contributions a 401k contribution and a ROTH IRA. However, I expect to do additional savingsinvestments on top of that.- Im also young fresh graduate. - Im looking to lease a fancy new car for 500-600 base payment 250 in insurance 70 dollars more than what Im currently paying 2 tanks of gas I already pay this a month? Some of my other thoughts:- Ill definitely have enough cash for it after decent savings, but I also understand that saving more now will also be worth more in the future. I do want to attempt to enjoy this luxury now since I think I can afford it or, can I?, so Im willing to take this trade off. - The lease term will be 3 years. Perhaps Ill continue to lease or perhaps Ill realize a fancy new car, to me, isnt that different from driving a regular car. Then Ill just drive my parents car or my old car. At that point, I think Ill be able to understand my desireswants more because Ive already experienced it.I think Ive thought it through, but Im not 100 convinced since everyones against leasing here. Are there some other considerations that Im missing that would make me not want to lease? Also, in general, does it make sense to do this?Assistant: NoHuman: Could you explain why not?  <response>: At 850 over 3 years you will have spent 30,600 not including gas or maintenance with nothing to show for it at the end of the term. With that kind of money you can just buy a new car outright that will last you for 10 - 15 year and still retain some of its value. If you can afford to do this than great, but be aware that its a horrible waste of money. If you discover that the luxury car really isnt for you than its going to be one hell of an expensive lesson. 