<prompt> Human: My boyfriend early 30s and I mid-late20s are very serious about each other and we would like the whole package - marriage, house, and kids. We would also like marriage and kids relatively soon.We started discussing plans on how to achieve this but his plans have been a bit less defined and sort of well figure it out and make it work. While Im sure we could if we needed to, I would like to develop a more concrete plan to help us achieve our goals. We both dont make much and we live and work in a very high price area so the more planning the better.Hes a very supportive partner and has already agreed that we should hash this out but what I would like to know is what are the finer points we need to cover? I already plan to discuss how much we make, how much we have saved which is not a lot, our retirement and work benefits, our monthly expenses, debt, and our plans for the future career-wise. Is there anything Im missing?  <response>: Welp, here ya go lol: Pull your credit reports and review your debts together, as well as credit scores. Discuss your assets together and what you plan to do with them. Discuss your incomecareer trajectories. Discuss the standard of living you want to have now - death. Discuss large purchases that the two of you want to make between now - death. Example: education, homes, financial gifts to family members taking care of parents, education fund for niece, yearly trips to Europe, cars, etc. Discuss savings goals. How much emergency savings do you need to feel financially secure? Will you sacrifice anything now to fund your retirement better? Discuss how you will track and organize your finances together. This includes bill pay, budgeting, bank accounts, price point at which the two of you really need to consult each other, etc. Discuss what the two of you will do with windfall money or potential inheritances. Discuss what the two of you will do in case of financial emergencies such as shortlong term disabilities, unemployment, tornadoes, death. Discuss what items the two of you want to spend the most money on. Travel, home, eating out, clothing? Discuss plans for debt repayal, taking into consideration the interest rates, etc. Discuss a prenup. 