<prompt> Human: Here is my back story:I am 28, living in Nashville, TN. I work an entry-level wireless sales job making 26k a year and I also have a couple side gigs as a freelancer. Ive had this wireless job for over a year, but still no promotions, despite me knowing wireless like the back of my hand. Anyways, in total, I make about 29-30k a year counting my side gigs. Rent is so expensive here. Even 1 bedrooms average at 900-1000 a month, and usually require the rent, plus the deposit same as rent a month.Here are my issues.- I live with my parents, so I need to get out. My mom said she doesnt mind me here, but I really dont like being a loser.- I have bad teeth. My teeth havent fallen out, but some of my teeth in the back are black, and my front teeth have holes in the front teeth so it really looks bad. I have dental insurance through my work, but that probably only covers cleaning. I at least need a lot of root canals and crownsfillings, but I also may need to get dental implants I am too young for dentures- I have a credit score of 570 due to mostly medical bills for when I was uninsured and had to go to the hospital. I am now trying to get those paid down. - I am balding at a young age, so I really need a hair transplant, but that comes second.- I drive a 2002 VW that has 230k miles on it. Its an automatic, so the transmission is probably going to blow any moment. Should I start looking into a new car? - I have a 401k that I JUST started that has about 300 in it. Should I pause that, withdraw it, so I can save up for more short term goals? Assistant: You have lots of time ahead of you - you are still young. Do take care of your teeth - that can affect your overall health. Dont worry about your hair. One guy where I work had hair transplants when he was younger and continued to bald. So now he has a bunch of head scars from where the transplants were taken. Talk to your boss about a raise, and prepare what you want to say ahead of time. Talk about what you are doing for the business and why you are valuable to them, not how much you need more income. And, if you can manage, keep contributing to your 401k. Future you will thank you for that. Human: You have lots of time ahead of you - you are still young.HAHAHAHA. Thanks for bluepilling me. Nah, I am a middle aged man. Do take care of your teeth - that can affect your overall health.Well, I am scared to go to to the dentist incase I get the We need to remove a lotall of your teeth and give you dentures. I am too young for dentures and dont have the coverage for implants.  <response>: 28 is young. You need to be in your 40s to be middle aged. Your teeth arent going to get better by ignoring them. Buck up and make a dentist appointment. Once you get a professional assessment then you can make decisions about what treatment youll take. Better teeth will make a better presentation at your next job interview. Ask your manager what it would take to get a raisepromotion. Are you just checking the boxes at your job or are you doing all the things you should be doing, and half of the things at the next level up? What position do you want at your company, and are you starting to learn and train for that next level position? Is your current position paying at market value for what other companies pay? IE is the path to more money by added skills and a promotion or you need a raise because youre paid below market? Follow the sidebar flow chart for how to handle money. 