<prompt> Human: I am a recent Grad with 38,000 in debt. 2 loans of 19,000 at 6.8 and 5.41 that I am sending 1,200 at a month. I spend 700 a month on rent. I am sending 15 of my salary and bonus to my 410k which my employer matches. My truck is finally near death at 210,000 miles. I have over 20,000 in the bank waiting to be alocated. My bonus is 15,000 pre 401k and tax. I want my 40,000 dream car that I have watched for 10 years. How wise is it to get it on a 1-10 scale?Thank you all for your reply. I very much appreciate the time you have taken out of your day to talk some sense into what would be a purely emotional buy.  <response>: Not wise until you pay off your debt 