<prompt> Human: Ill keep the backstory short: Got married to someone I shouldnt have, took out credit cardsin my name bc she has no credit history to keep us afloat, she left and now Im stuck with all the debt. Stupid, I know, but I cant change the past and want to fix this the right way.I have 3 credit cards, all basically maxed out: Card 1: 10,000 limit, have had this card for 13 years, APR 9.9Card 2: 6,000 limit, have had this card for 18 months, APR 16.99Card 3: 6,000 limit, have had this card for 1 year, APR 15.24I make enough money to cover the minimum balance plus 50 on each, and I know I should pay off the higher balance card first, but are there any better options for me other than paying the minimum on the two cards and putting everything else towards Card 2? My credit score is currently 710 - Ive had much higher scores in the past as I was always financially responsible before this mess. Should I do a 0 balance transfer on Card 2? Currently this card is available w no interest until 613, and Im pretty confident I can have the balance paid off by then. I ask mostly bc Im not too sure how this affects creditlength Ive had each card, of accounts, etc. Do I close card 2 immediately after transferring the balanceno annual fee?Any other options or advice would be appreciated.  <response>: Oh boy. I hope youre ready to live frugal for the next 2-3 years. Visit rfrugalrfrugal and have a field day. Focus on trying to get as much money as possible. Take any overtime work you can get. Find yourself second job too even if its a shitty retail job paying 8 an hour. Work an extra 10-15 hours every week and youll get rid of this debt faster. An extra 200 each month from a shitty job goes a long way when it comes to these high interest rates.After you do that, focus on minimizing expenses. Go out sparingly. Im thinking 1 time a month at most to stay sane and even then, spend very little. Dont buy unnecessary bullshit and cancel your cable bill if you can. You can just pirate everything for the time being.It sounds a bit extreme, but you can only afford 50 extra each month above the minimums. According to unbury.me, paying only 50 extra each month would take you until late 2016 to pay off all your debt and you would pay close to 76k in interest. 