<prompt> Human: First off, I spent a good 20 minutes in the topics area of this sub and HOLY MACKERAL theres a lot of stuff! Even if I get zero response here, Ill spend a lot of time there! So heres my situation; Im a music teacher and Ive been tasked to teach a personal finance exploratory class to 6th through 8th grade middle schoolers. Im actually excited about the chance, but obviously it isnt my area of expertise my wife does our bills and has been a lurker here with yall for a while. I have a text book, Financial Fitness for Life published by the Council for Economic Education. It looks like it will bore a middle school kid to tears. I was bored reviewing it. What suggestions do you have here for concepts appropriate for 12-14 year olds that would be exciting and, dare I say, fun, and will give them the tools to be responsible with their money in their future? Thanks for the help!  <response>: Something that I always thought would be interesting, and might open their eyes would be:Ask every student to write down what they would do with 100 right now if they had it. Then save what they write down.Then at their graduation, supply them with the letter. And if the market is strong, also say that if they had invested in XYZ index fund instead of spending the money on whatever they wrote down, they would have .I have a feeling that high school seniors would be embarrassed at what they spent their money on as middle school kids, for the most part. 