<prompt> Human: Ive seen some pretty great things happen due to the compassionate people on Reddit, so Ill see what happens here.I wasnt going to post a long story, but in order for everyone to get an idea of what is going on, I have to, unfortunately. Sob story time:So, last June my now wife and I had a baby girl. She was my first and my wifes second. We quickly discovered that with daycare expenses which is VERY VERY EXPENSIVE we would not be able to afford our current lifestyle. Her first child was the grandchild of the lady that runs the daycare so he got a free ride until he was 5.My wife worked in healthcare as a medical assistant, who unfortunately doesnt make that much. She left her job there to stay at home full time because it would have been cheaper for her to stay at home full time instead of us using the daycare, adding the fact that our daughter was constantly having trouble breathing because she was sensitive to something at the daycare I question its cleanliness anyway, and she hasnt had any issues whatsoever in the last three months my wife has been staying home.Recently we discovered my wife is now pregnant again, no big surprise because we havent really been trying not to, but she is now pregnant with twins...due in December. So take our situation before where we were barely able to break even monthly to twins being due in December. Im afraid we are about to start losing things car, electricity, water, etc because we can no longer afford them.Getting rid of our vehicles and downsizing to just one has been a discussion so we arent paying so much in monthly payments, but we are both in so much negative equity that we cant sell them outright, unfortunately.And to put the icing on the cake of all this I found out last week that someone has gained unauthorized access to my digital payroll account and changed my direct deposit information to theirs and effectively stolen my entire paycheck. In addition to gaining access to my tax documents Social Security number, address, etc and being able to see my previous direct deposit information which is my current bank. So now I am at high risk for identity theft. I have already taken the appropriate precautions, but its still added stress and we are out of a full two weeks worth of paycheck.Im not sure if this is the right thread to ask in, but I need help. Advice or whatever, since I had to edit this after reading the rules. Cant ask for handouts :PThanks!  <response>: If you could barely afford one child, you should have taken precautions to prevent pregnancy until you could afford more. At this point, you need to increase income and lower your expenses. This sub isnt the place for your situation as all youre going to get is lower expenses andor increase income responses. You would be better off at rassistance if you wanted handouts. 