<prompt> Human: Married Kids next year Household income 103k Town home purchased 124k, 3 years ago Owe 114k Projected sale price 200k 30k cash Savings Zero Debt Current monthly payment all in 1,190 Market rental rates 1600-1800, taxes would go up about 100 a month as a rental cant be homesteaded, however PMI falls in 1.5 years at 89month, so the payment would stay the same. Accountant said Ill never pay a dime of taxes on the rental income. Everything in my current home is renovated, I project little to none maintenance costs. We are conflicted. Take the money and run as Steve Miller sang, or listen to our realtor who says rent it out, make about 600 month or 7kyear. My plan all along was to take the rental profit and apply it to the new mtg, thus we are trading up for a much bigger home, yet our payment is the same but then some ass clowns started paying stupid amounts for homes in my neighborhood, so now Im not sure. I can take the 85k minus transaction costs, add cash to it and use it as a 100k down payment. Help!UpdateIts strictly a money question, not a question whether being a landlord is hard or not. Rentals are super tight here in S Florida and will be till the end of time.. There is no more land... My home is next to a giant private university filled with rich kids. Nova... I also live next to all the major highways. Finding tenants wont be hard.  <response>: Accountant said Ill never pay a dime of taxes on the rental income.Id find a new accountant. You absolutely will be paying taxes on the rental income. You can only depreciate and claim losses for so much. You might not pay them the first year or two, but over time, you will. Is it worth you keeping 200k tied up to make a risky 600 a month return at max? After maintenance, upkeep, increased insurance since its a rental dwelling, vacancies, and the time put in to it monthly, I highly doubt youd make 600 month after month. 