<prompt> Human: I have about a 650 credit score, no collections, late payments, or judgments against me. I do have about 65 utilization on my credit cards working on that. We want to move me in and add me to the lease next month next step in the relationship, both of us have great paying, stable jobs, all good reasons. Is there anything that could go wrong and prevent me from being able to move in and share responsibility for our place?  <response>: From my experience renting:650 should be fine. They really also want to look at your monthly salary vs the monthly rent I have seen places that wanted anyone on the lease to make 3X the monthly rent.Also you really dont want an eviction however you dont have any judgments against you, so I wouldnt really worry about that. 