<prompt> Human: Im not entirely sure if this is the best place for this.But Im in a bit of trouble. Hurricane Irma is coming and Im located in Tampa FL. My license is suspended and my wife has been driving my car that I still owe 15,000 on. I dont have insurance on the car. She has insurance on her car which is a 2000 Honda accord that currently has issues which is why shes driving my car. So can she get insurance on my car even though its in my name and I dont have insurance on it? If it floods and my car gets ruined Ill owe 15k on a unusable vehicle and will probably have to file bankruptcy so Im kind of freaking out.  <response>: How do you not have insurance on a car that you are financing? Most financing contracts require insurance, and full coverage at that. As you know Irma is coming and we are in a declared state if emergency. There is a moratorium on issuing new policies for the time being, so you will not be able to insure it now. My recommendation is to park it in an elevated parking lot. At most youll owe a couple hundred dollars in parking fees or something. Down here at least one city City of Miami, not the county is providing one parking spot per resident in their covered structures for free. See if thats an option over there. 