<prompt> Human: I want to buy a house - I have a specific one in mind and its basically mine and my sos dream home. Im 22, hes 25, and Ive got about 100k put away in stocks right now. The house Im looking at is 240k, its a 4 bedroom 1 ba 3300sq ft in an amazing area of town.Both of us are just above minimum wage about 1500month take home total between the two of us and were both looking for something higher paying, but we could rent out a couple of rooms in the house since its larger than we need until we start a family to make up for it.Ive got no idea what Im doing, where do I start, how do I get this beautiful home? Any and all advice is appreciated.  <response>: There is a lot of accurate advice already but to put it short, you would be house poor and cutting it close to not having any money at all after expenses are paid.It would be foolish to touch that 100k principal to buy the house when you arent in a proper financial standing. Given the current mortgage rates you probably wouldnt want to use it at all if possible. It would be a long time before you came across that kind of sum in liquid assets again, that money is working for you. 