<prompt> Human: I just purchased a house and lo-and-behold, a poopy inspector job left me with a leaky roof 2 weeks in. Come Springtime, I am investing in a braaand new roof! Queue game show music!I was referred to a gentleman who gave me a great estimate for my basic roof. Much less than what we were expecting to be honest. While we want to shop around free estimates are a beautiful thing, if we go with him, we know that if he falls off the roof and breaks a leg, we could get sued and have to pay a ridiculous amount of money for something his insurance should be covering.While I dont want to sound greedy, I do think it is proper for someone with a dangerous job to insure himself. Is there a way I can make a written agreement that states that I am not financially responsible for any injury that would come from this job? Thanks for the help, guys. This place has oodles of wisdom for a young ignorant one such as myself.  <response>: If he or someone on his crew gets hurt while working on your roof and they have no insurance, guess who is going to have to pay. Always use contractors who are licensed and insured. 