<prompt> Human: Guys,My company is losing its 401K match starting in 2015. What should I be aware of? What happens to my money thats not fully vested yet? I am also under my parents insurance so I do not take advantage of the health care benefits. Is there anyway I can get compensated for not using the companys benefit package? Im basically losing 3,600 dollars each year because of no more 401K match.  <response>: What happens to my money thats not fully vested yet?You can ask HR, but it will likely continue to vest according to the vesting schedule. 