<prompt> Human: Heres the scoop. I bought a 2002 Mercury Grand Marquis for around 4,200. Then I co-financed forwith my wife a 2006 Toyota Highlander a few days later for around 11,000. We traded in the Mercury for a 2006 Honda Accord hybrid 6 months later for just under 14,000, due to the added loan from the Mercury.Now my wife wants a house, to own. We dont have good credit because of two credit cards that have been poorly paid on give or take we make a payment every few months or so because Ive been in and out of work. What realistically should I be doing to help my situation? I recently, two weeks ago, got a job that will start paying 14.50 an hour and Im working a full time schedule.But the real reason I posted this... How can I get someone to buy the Honda from us? I want to keep the Toyota in case of bad weather, and so does the wife.  <response>: Please dont buy a house OP. You guys arent even slightly in a position to do that if you cant handle credit cards. 