<prompt> Human: Single mom making a plan for a better life for me and my kid. I want to start school, graduate, get a job and buy a house in the next 5-6 years.My car is worth approx 27k possibly more and I have somewhere between 10-12k in bullion. I want to sell the truck, buy a cheaper used car between 7-10k and let the rest grow while I get my education. ...and thats it, really. I want to have enough for a down payment on a house in northern or maybe southern California.Im on square one and I dont really know where to go from here. I feel like a high interest CD would be the most secure place to put my money but the rates Im looking at are 2? Is 5 unrealistic? Best bank? I dont know what Im doing. Any advicesuggestions are much appreciated!  <response>: Do you currently live in California? If not, I dont recommend moving here. The cost of living is insane and if you dont have a well-paying job, it is near impossible buy a house here.Find a lower cost of living state. 