<prompt> Human: Im a 24 year old guy. Graduated uni 2 years ago, I have 10k in the bank but technically 45k of uni student debt. Im at a stage where I dont know if I should be living life to my max in my 20s... going out to cool bars, great restaurants and having an amazing social life to meet people Im single by the way. The other side of me thinks I need to have delayed gratification and be tight with money. Then when Im older Id thank myself and can live a comfortable life. Im constantly in a battle torn between these 2 worlds. Coming from someone a lot older and wiser, which route do you think I should go down?  <response>: You can meet in the middle. It doesnt have to be one or the other. For example, instead of going out every weekend, go out every other weekend. 