<prompt> Human: To give a little background, Im a 20something PhD student making 30K a year. I have roughly 2K in savings as my emergency fund. I live in the BostonCambridge area, so rent is pretty pricey. Im looking to get into investing or starting up a Roth IRA. Should I invest half of it and put the other half away in a Roth IRA? Thanks reddit!  <response>: Please read How to handle in the sidebar. 