<prompt> Human: Im in my early 30s, and Im doing pretty decent for myself. I pay all my bills. I dont hate my job. My problem is that Ive never budgeted my money, and now Im at a point where Im about to be exposed big time.I have essentially no money in my bank account, and I just took on a new role at my place of employment that requires lots of travel. I didnt really think it through as much as I should have. I wanted the job, and felt thinking about the logistics later would be fine.I applied for a corporate AMEX, and I was declined. I didnt know I was going to get declined, but I know why I was declined. I have 4 cards where I am at the limit. Im one of these people that does not have much to show for all the money they spent.My boss has no idea, and he let me use his corporate AMEX for my first 2 trips. Im going to have to let him know whats going on, but I need to put some rules in place to help me pay down my credit and start acting like a fuckin adult.Problem is, Im not even sure where to start. Any and all help will be appreciated!  <response>: If you want help youll probably need to include income and your currently monthly budget all of your expenses. Youre going to need to cut back, probably heavily, to start paying off your debt and getting your finances in order. 