<prompt> Human: Hi, when my father died he left me an inheritance, which I will receive when I am 21 which is in a couple of months. I was wondering if you guys had any advice on what to do with the money. Currently I am about to go into my last year of university.  <response>: Park it somewhere for a solid year. Use this time to thoroughly educate yourself. Get used to the feeling of having that much money and realize the importance of making it last. People who get lump sums have this desire to do something with it immediately and thats when bad decisions are made. Settle into the feeling. Honor your father and make it a benefit to your life for the long term. 