<prompt> Human: 70 year-old mother cant budget. I want her to have two accounts, one for bills and one for everything else.Ideally I would manage the accounts. Transferring to her the amount after bills are paid. I tried to set up a joint account on Ally but she was denied for not meeting qualifications. Then I saw a commercial for Current.com Looks like you can only use them if you have a teenager. But this would be ideal, yes?Her current account is with a credit union. How would I transfer the money to a pre-paid debit card. Help...:-  <response>: You need to legally be her fiduciary to manage her money. Walk into a credit union and make two joint accounts with no overdraft option and no electronic access to her savings account. Explain that you are her fiduciary and you will be managing her money. Set up one account for fun moneyeating outfoodect, one for bills. Set up a time twice a month to go over her accounts with her and make sure shes good. 