<prompt> Human: My wife works as an administrative assistant at a brokerage firm, and she has to pay 100 a year because we hold accounts outside the firm she works for. I have had my TD account for over 10 years and am quite happy with them. Is this legal?  <response>: Your outside account probably creates a good deal of disclosure paperwork for them. I doubt there is any law forbidding what they are doing to defray that cost. 