<prompt> Human: My girlfriend needs help wither her finances. I am not much use, but at least I knew where to bring her!!She makes about 1800month give or take depending on school closings.Student loans: 510monthPhone: 50moGym membership: 30mo.Gas: 150Going out: 200-400 clearly this needs to be changed, Ive told her many times but she is a typical girl at this ageHer goal is to move out and get an apartment and also purchase a cheap car because she uses her parents at this point.The two key questions are, how to budget her income and what kind of apartment and car payments can she afford while saving 10 off the top of her income. Thanks!!  <response>: The first thing that needs to be done is she needs to find out where the 660 she has left after all the bills you listed is going. That amount will not likely be enough for a car payment and an apartment though. 