<prompt> Human: My husband recently lost his job. Hes looking for a new one, and hell find one eventually, but for several reasons that I wont get into health issues, child on the way, etc, I dont think hell have another steady one for a few years. So for now, Im the sole breadwinner. I am 100 fine with this. I have significant investments from an inheritance and we live quite modestly. His salary was not important to our financial stability.However, it may be important in an emotional sense. I know this verges into rrelationships territory, but right now Im looking for financial advice. We have separate bank accounts, as well as a joint credit card that we use for joint expenses food, utilities, etc. We have split those joint expenses down the middle in the past, but moving forward I will pay for all of them. I take a small amount from my investments monthly to supplement our income, about 1 a year. I have offered to do the same for him, to pay him a similar amount into his account so hell have spending money and can contribute to joint expenses. He does not like this idea. He says that hell put necessary expenses on the joint card, since either way Im paying for it, but doesnt want to drain further from my investments. This does not seem sustainable to me. Hes very responsible with money so Im not worried about his spending, but at some point in the future he will need new clothing, entertainment, to buy gifts for family and friends, etc. He is very hardworking and does 90 of the housework already, and I have no problem paying for anything he wants, but I know that he wont put things he doesnt strictly need on the joint card. Hell just go without for as long as possible, and then eventually hell need to ask me for something, and hell feel bad. But I understand that its also awkward for a grown man to be on an allowance from his spouse.So, how have other couples handled this? How should a couple with only one income set up their finances to prevent drama?  <response>: So let me get this straight. You two are committed enough to combine your DNA and bring a new life into this world, but combining your accounts is a bridge to far?Unless you are planning for a divorce, this makes no sense.If hes doing 90 of the housework while he was working part time, it sounds like he was already committed to the household as an economic unit and that he resents the fact that you havent.Best practice is to get rid of the idea that there is your money and his money. Your family has maybe one income stream or maybe two, as a unit. It should go into a family fund. Your family has many expenses, not you, not him. If you need new clothing to look professional at work, thats not your expense. Thats the familys. If your husband needs new clothing because hes changed sizes or his old work-out clothing has worn out, thats not his expense.Economically speaking, a family shouldnt be two adults cohabitation. Its everyone thats living in the same house operating as a single economic unit so that each member can focus on the tasks that they are good at andor enjoy. In this way, each member can focus less on the tasks that they are bad at or hate, thus improving the lives of each member. You are good at making a high income. Sounds like hes a good home maker. Sounds like hes providing his contribution to the family, and that you are withholding yours. Ok, Im now making an assumption about what it means for a baby to be on the way.Economic, being a larger category than financial, and includes all uses of scares resources like time, energy, and attention. 