<prompt> Human: My husband is not big on PF. He believes we save enough which we do for retirement, but he is not interested in working out the details of it so we can minimize our taxes. In fact, he believes we should pay more taxes because we make so much money I cant tell if this is part being ex-catholic and part liberal. We dont do anything out of the ordinary to minimize our taxes, just standard 401ks, Roth IRAs, and 529 plan. Every time I get into a conversation with him about personal finance, he says that he is okay with the status quo which usually is nothing. Earlier this year, I finally convinced him to move his fund from a target plan to a more diversified fund with lower costs we had to do it through a CFP, otherwise he wouldnt do it. He is okay 1 with not making as much money on our investments, 2 paying more taxes by not trying to figure out a way to minimize our taxes. Example: were in the 28 tax bracket, most of his 401k is in the Roth 401k. He doesnt want to change it to the traditional 401k because he wants to know how much money he is taking out of it when we retire. When I bring up we can really reduce our taxes currently, and we wont spend as much, he brings up the argument that taxes always go up and he doesnt mind paying taxes. While I dont completely agree with the former, but I understand the mind set. The latter, I dont even know what to say about that without him saying something along the line of all I care about is money. I cant argue with him not caring about paying tax, because I think he honestly doesnt care.I am okay with a semi-lazy approach to PF and I do believe in being a responsible citizen with paying our share of taxes. However, I do find it ridiculous not to try to minimize it using relatively simple approaches that many average income Americans utilize. In other words, were not looking for crazy loops holes so we get out of paying taxes. However, I feel like I dont want get into a situation where we stop taking out our mortgage deductions because this is all set up for rich people so they can keep their money. Anyway, Im not sure if this is a PF issue or a couples issue. I figure this place would have an idea of what Im talking about.I want to add, he is also kind of full of contradictions. He is the one who first got me to look seriously at IRAs, he is the one who told me about index funds, too.  <response>: Anyway, Im not sure if this is a PF issue or a couples issue.Couples issue. 