<prompt> Human: I have the option to pay for my school with either my credit card, or straight through my bank. Its about 1500. Would it be a good idea for my credit score to pay with my credit card, and pay the credit processing fees 40, or through my bank no fee? I have the money available in my bank account, and paying with that makes for no fee. So if I were to use my credit card and immediately pay it off does that make a different to my credit score?Edit: I would like to add that my credit score is already great, and I dont plan on taking out a loan for at least a year.  <response>: Neither changes your credit score in the long run. One costs 40 more.Read the FICO Score Wiki Paying more doesnt get more score. If you use the credit card for even a 5 purchase once a month and pay it off on time, your score rises just as fast. 