<prompt> Human: Specifically credit card and student loan debt. They didnt cosign for anything. Would they be responsible for it if something happened to me? EDIT: Okay, Ill just type out everything here because my inbox blew up and Im tired of answering the same questions. I finished grad school in 2012. I have an MSLIS degree with a concentration in school library media, and Im a certified public librarian and K-12 school librarian in NY. At the time I was working in retail. 3 months after I graduated I got hired as a school librarian in New Hampshire, and I moved there from Long Island. I was their school librariancomputer teacher for one year. I only lasted a year because I was honestly not very good at it. The job gave me a lot of stress and anxiety, to the point where I was hospitalized by my therapist in December 2012 after trying to kill myself. My therapist and the various doctors at the hospital suggested I quit for medical reasons, but I didnt want to. I had made it almost half the year, so I wanted to stick it out and see if it got better. It didnt get better, I didnt get better, and the principal said she wasnt going to renew my contract. I was actually greatly relieved. I started looking for a new job in May 2013, one month before I officially became unemployed at the end of June.So, while I am a certified teacher, my teaching experience wasnt really all that positive. Ideally Id rather not go back, but at this point Ill take whatever job I can get. I have applied to schools. I have also been applying to public libraries, universities, museums, and prison libraries. As for something immediate and part-time, I have been applying to retail, supermarkets, and fast food. The only job I could get was a part-time seasonal retail position that lasted from this past November to last month. I cant move in with my parents as ATheir house physically does not have the space, and BThey live in a complex for senior citizens 55. Im 25 years too young. As I mentioned earlier, and as some people have found from my comment history, I used to be in therapy. I was in therapy at my grad schools psychological services center for 2 years. They also put me in touch with a psychiatrist at a local teaching hospital so I could get on medication, which I started taking in 2011. When I moved to NH in 2012 I got a new therapist and continued to take my 40mg of Prozac. When I was hospitalized, the psychiatrist there took me off the Prozac and put me on Effexor. I took that from December 2012 until this past October. After I lost my job, I naturally also lost my insurance. I was getting the Effexor 90 days at a time, so I had a bit of a stockpile. I then started ordering it online and paying out of pocket from my savingsunemployment, but I ultimately couldnt afford it anymore. I did eventually get on Medicaid...but then they refused to pay for the Effexor, so I had to stop taking it this past October. I still had some old Prozac to take to help with the withdrawals, at least. So since Halloween 2014 I have been off my meds. And I tried going to a local grad schools PSC for help, but they said they had no one who could see me. And I have absolutely no money, so I cant afford any copay. And finally I am transgender. However I am very firmly in the closet, and have not really begun to transition yet if I ever do. So for all intents and purposes I present to the public as an ordinary miserable guy. All I came here for was to ask if I died, would my parents get my debt. And they apparently wont. Will I hang myself tomorrow? Probably not, but Im not exactly careful crossing the street anymore.Assistant: Hey - Im not sure why youre asking this Rebecca, but if you need help I want you to call this number. United States:1 800 273-8255National Suicide Prevention LifelineHours: 24 hours, 7 days a weekLanguages: English, SpanishWebsite: If youre outside of the US, Ill track down that number for you as well.Edit - downvoted? Really?Human: Edit - downvoted? Really?Yeah, I did that. Sorry. Fixed. EDIT: If I call them, will they contact the police and have them force me into the hospital? Because Im already under massive debt 8k in credit cards, 75k in student loans. I cant afforddont want a hospital stay. Assistant: Seriously, if your asking for that reason, reach out to someone. I felt like I was under a crushing amount of debt for years and was able to tackle it and survive. There is no debt large enough where suicide is an answer. If your asking for other reasons, just know that some internet stranger cares enough to remind you that someone, somewhere loves you. Human: Its not just the debt. Ive been unemployed for 20 months now and Im a drain on my family. My death will be saving my parents thousands of dollars. Im a bigger failure than my brother, and hes mentally disabled.Assistant: You are not a failure. This is a speed bump, not a dead end.It may be time to regroup and make a new plan. Maybe that means moving back home for a bit. Or moving to a new city. What line of work are you in? Do you have a degree?Human: I cant move in with my parents, Im 25 years too young. They live in a condo in a senior community. I have a masters degree in library science, and Im a certified K-12 library media specialist. Ive been applying to schools, libraries, and colleges across the country for almost 2 years since I lost my teaching job. Ive applied to every local part-time job I could find as well: retail, supermarkets, fast food, etc. Cant even get that. Im done now. Im glad to know my parents wont have to pay for my sorry ass once Im gone.  <response>: But have you thought about how heartbroken your parents would be if you were gone? No parent deserves the pain of losing their child. Please dont inflict that pain upon them, and please call a hotline. I have known parents who lost children to suicide, and no matter how many years later it is and no matter what mask of happiness they wear, no matter how much they claim to be coping you can just see how defeated they are inside. For the love of anything you hold dear dont do that to your parents. 