<prompt> Human: I have a four year degree and I am getting my MBA online. I have a decent job that pays 42k a year. After my masters, I will have accumulated about 30k in student debt. My girlfriend will have close to none. I have been saving money about 10k all through college and I am actually still living at my parents and Im paying for virtually nothing. Me and my girlfriend were looking at maybe buying a house next year when we get married. I want to have at least 30k saved up for a down payment. The houses in the area that we like are about 150-180k. With a down payment of 30k and a 15 year plan, our mortgage would be about 1,100 a month. I could swing that with my paycheck alone and be able to pay student loans and living expenses. Would it be smart to do this? We plan on having a cheap wedding and our parents are actually giving us money so we may actually be making money on the wedding and honeymoon. Thoughts? Concerns? Is this smart? Edit: in 7 months if everything works out, my girlfriend will be making roughly 49k a year.  <response>: I dont see why not, apart from that you say you still live at home. I would go and live together as renters for a bit first before buying something, to see if your relationship is ready for this. 