<prompt> Human: I have been throwing around in my head the possibility of retiring around the age of 33 with 300k. I use the word retiring, but partial retirement would probably be a better term for it. I intend to have some kind of low stress minimal time commitment job of some sort to supplement my income. I am 26 currently and I make 85k a year. I have 120k in stocks and cash right now with no debt. After everything I save around 35 to 40k a year which means Ill hit my target goal around 5 to 7 years barring some unseen expense.I dont mind living in semi poverty. I dont really care to get married or have kids. I dont have any expensive hobbies, and my material needs are minimal. Im willing to move to anywhere in the world where the costs of living would be more affordable. My main income would be the interest on the 300k which would be around 2 which leaves me with 6k a year more specifically, my plan is to be mostly in stocks and withdraw 6k from it every year. This leaves room for some growth and protection against inflation . I will scrounge up another 6k to 12 k with some part time gigs. How realistic would this be? EDIT: I should add that Im a programmer by profession. I currently live in the mid west. I enjoy my job. But I also enjoy not working more. No Im not depressed, but probably going through some sort of post modern existential mid 20s crisis. Assistant: Thats enough to retire on if youre willing to move to a developing country. Otherwise, not nearly. One medical bill could wipe all of that out.Human: Yea, an unforeseen medical bill is a concern. But I figure if it comes up Ill just go out of retirement. EDIT: 300k should cover most things, and if it doesnt, I guess its time to face the grim reaper. Most people in the US dont have 300k saved up anyways so Im in a much better situation relatively.  <response>: If you have a medical problem, you wont be able to return to work. If you want to live on just half of your current income, you will have to take about 43k a year, which sounds like what youre living on now since youre banking about 40k a year. At that rate, your savings will last about 7 years. If you expect to live another 50 years in retirement mid 80s, then you will be living on about 6k a year until you are eligible for social security, but that wont help much because you werent paying in to it for very long. Now I know I havent factored in any growth or loss in your investments, but I also havent calculated in the big killer of retirement funds which is inflation. You can go to sites like fidelity.com and plug your numbers into a retirement calculator that will run a Monte Carlo simulation on them. I just dont see how your numbers work. 