<prompt> Human: I was inspired by an earlier post where another user posted her budget and lifestyle. Just posting mine, and hoping I get constructive feedback. Also hoping other people post something similar because Im always curious how others are living. Im single, no kids, no pets. I rent a house in the bay area with friends. My first goal is to save for a house. I want to save about 50k for a down payment, and currently have about 3k for a down payment. This will most likely be below 20. Will probably buy in a cheaper area of the bay area.x200B;I make 85k per year. I put 10 of each paycheck into 401k with no company matching. I currently have about 16k between Roth IRA, 401K, and HSA combined. I have about 3k between all cryptos, with about a third of that in btc. I have about 2k in stocks between facebook, spotify, CGC, and apple. I have an emergency fund of 5k. I have 3k in ally savings, which will be my savings account for my house which I plan to be ready to buy in about 3 years. Total positive cash is at about 30k, and this includes everything above, plus credit card cashback rewards, checkings account, coin jar, and cash.x200B;My only debt is my car, which I owe about 13k at a 0.9 interest rate. I had 30k in student loans but managed to pay it off within 2 years!Monthly income is about 6.5k but this includes a reimbursement check for travel. I make money on this with my per diem, and through gas reimbursement, totaling about an extra 1k per month which goes directly to my house savings account.Monthly expenses include: rent: 1k hotels: 1.4K I travel for work pretty frequently and this is an average amount. I get reimbursed. utilities: 120 average phone: 95 groceries: 350 average restaurants: 300 average gas: 300 average other car stuff: 100 average, and this includes toll, oil change, car maintenance. Changes month to month, but usually around this amount subscriptions: 13 bars and clubs: 100 average weekend trips: 350 average other personal: 700 not every month, but this month I bought a bike other recreation: 800 not every month, but this month Im buying a plane ticket car payment: 400 minimum, still owe about 13kThis month I had some extra income from selling stuff on ebay, and made an extra 2k. I make adjustments to my amounts throughout the month, as needed.The rest of it gets distributed to house savings account, roth ira, and maybe Ill buy some stocks. Right now Im actually directing all my leftover money at the end of the month to my house savings account. Not buying anymore cryptos, just holding what I have and hopefully make my money back, then sell them.My total positive net worth is about 15k right now.So how does this compare to other 28 year olds out there? Or do people have recommendations? I know my food budget could change.. how much do other people spend? Also Im looking for suggestions on categories.x200B;Edit: Thank you everyone for sharing! Hearing everyones situation motivates me to do better. Ill be removing everything that is reimbursement related away from my budget. Ill be splitting up a couple of my categories specifically restaurant categories, and Ill be trimming the fat on my fun categories. I need to direct more of that money into retirement funds and into my house savings account.  <response>: Interesting reading this thread. Im older and have been where you are now. Some things are different and some things never change. Paying off debt is the number one key to start gaining a foothold on gaining financially. Paying into a 401k or an IRA is the second most important thing. If your company will match half of your contribution, so much the better. No matter what, invest. Social Security may not be around when youre eligible. For those of you that want to buy a house. Dont buy the nicest house on the block. Buy the worst house in the nicest neighborhood. Theres always that one house that your mother will say, Oooohhh, in a very disappointed tone, but youll show her! Watch the fixer upper shows and even if youre a woman alone you can hire contractors on the cheap and get it done. If you have that one friend with amazing taste...Ask her to help you style it. You can flip it or truly enjoy living there. Its called sweat equity.For those that dont want to buy a house...Thats okay! If you look at all the variables you might see that renting is more your style and may actually save you money. Other than enjoyment the reason to own a house is the investment. It may not be the investment for you and thats okay. You dont have to explain or justify it.Those that say, We cant cook. Learn to. It can be fun and it will save you a ton of money. Learn to read the paper on Thursday when they advertise sales and use that flyer when you shop.Restaurants and bars will suck the money out of your budget fast.Somebody was factoring in a very large budget for weekend trips? I get it...Gotta have fun, and life is about the experience but you dont have to attend every wedding or every wedding pre-trip etc...Skip some of that and enjoy the beach, camping or whatever works that doesnt cost a lot.To those doing Doordash, Ubereats etc...Make sure this is really working for you. Am extremely impressed that youre doing it, but some of these jobs are more worthwhile than others. Really do the hard math. Its hard when youre working so much but get off Reddit, smile! and really see how much is what.Am tired...Gotta go to bed, but thank you for sharing your budgets. Streamline them though. Get rid of anything thats being reimbursed even if you make a few bucks off of it. Its not really worth putting in a spreadsheet. It fluffs up the math and isnt accurate. Lots of things do so get rid of them. Women that are factoring in hair and makeup are being honest but try and find ways to skim on some of it. You can do a lot of it at home.To the person who factored in the cost of a pet...Thank you, thank you. Too many people get a pet on a whim and havent a clue what it costs in terms of time and money. Its a huge commitment, but short of having a kid its one of the happiest and most joyous things that youll ever do.Oh, I almost forgot...Make sure you have GOOD health insurance!!! Should have put that as 1.Good on all of you for actually having a budget! Youre on the road to a prosperous future. Remember though when you get a bunch of bucks that money isnt everything...Its a lot of though...I have to say. Enjoy your life. Mostly I hope you meet someone to love. Thats really the all of it. Nothing else matters without it!Good night!x200B;x200B;x200B;x200B;x200B;x200B; 