<prompt> Human: Im a 23, soon to be 24 year old male, and have never financed a vehicle. I currently have a FICO score of 601, and currently in about 3,000 in debt across a few credit cards. I have been paying timely payments and have had no hiccups for about half a year. I have a steady and stable income of 1,600 a month. I dont own a home, nor pay rent, because I still live at home with my parents. My credit score has been increasing by an average of 11.5 points per month and I plan on hopefully getting a new or used Mustang if possible. Is there anyone out there that could help me out or steer me in the right direction for this to happen within the next three months?  <response>: assuming you have transportation now1. Dont buy anything until youre out of debt.2. Try to save at least 5000 before even considering a car.3. Now start saving for the downpayment on the car dont touch the 5k4. When you have about 5k to 10k for the downpayment on the car, go look at the new mustangs.5. Now go buy a good used car and pay cash 5 to 10k 