<prompt> Human: Graduated in May from Stanford but I cant get my physical diploma until I pay back the 7,000 that I owe them that wasnt covered by my student loans. I currently have a payment plan with the school that is 300 a month no interest. I also have 3,800 in CC debt that has no interest until November. Living at home currently with little to no expenses making about 2800 a month from my job. What should I start paying off first? Should I allocate almost all of my money to paying both down evenly?  <response>: If I were you I would stay with my folks as long as I could stomach it and save. I lived at home for a year after graduating and I was able to save a ton really quickly. I bet you could handle all your debt and come out with a decent savings of you planned on not moving out in September. 