<prompt> Human: My SO has a 2011 GMC Canyon pretty sure its a Canyon and took it in for service yesterday. They called him stating his truck was very much in demand and wanted to speak with him about selling them the truck back and buying a new 2016 version.His dad, who has worked for dealerships his whole life, advised that we meet with them and see what they have to say.Current payments are 429 a month his credit is fantastic, long story about the price and we have about a year of payments left on it. The truck is fantastic on gas, and has had no major issuesaccidentsrepairs.Were meeting with the dealership today to hear them out and pick up his truck. My major concerns are making sure the original loan is paid off and not rolled into a new one if possible, and also covering the down payment of the new vehicle and taxes and fees. I want to have zero money come out of our pockets if we agree.They havent estimated what monthly payments would look like, just that theyd be lower. Wed have to find out what our insurance would go up of we traded in, too. Plus the idea of having X amount of years of payments again when were so close to having this one paid off.Objectively, I dont see a reason to go through with this deal. The truck runs perfect, but were almost out of warranty. We will own it outright in a year saving us that 429 payment every month for future repairs. But its not my car and final say will go to my SO. I want to be able to guide him towards making the right decision for him and us, if possible.So, what questions should I be asking today when we meet with the dealership? How much bargaining power do we have here? What resources can I use to make sure wed get a fair price on his old truck AND the best price on the new one?Edit: Just left the dealership. Between me reading my SO this thread and seeing that they werent actually able to give him a lower monthly payment, we walked out without a new truck!You guys are awesome. And for those asking about why his dad would tell us to entertain this whole thing - I honestly dont know. I dont know if his dad is trying to stay on good terms with other dealers in the area, we dont know if hes just a bit clueless he was a salesman years ago, he does parts now, etc. But thank you!  <response>: Objectively, I dont see a reason to go through with this deal.Your gut is correct here. Pass. 