<prompt> Human: I have an outstanding debt from when I lived in Pennsylvania for about 1,500. I just received a call from someone who had all my info that I would be receiving a court summons today. The account was originally opened March 2006. From what I understand, I cannot be sued if the time of debt exceeds the statute of limitations in that state. According to this the statute of limitations in PA is 4 years and in FL where I live now is 5 years. Since it is 6 years now, can I still be sued? I have not received the summons yet, but I want to be prepared for when I do.Assistant: If you read those laws correct, technically no, but they the collection companies might calll you for a while, and harass you because they can. if you want the calls to stop, I would negociate a pay for delete at pennies on the dollar probably a 500 or less. You did have this debt. You should pay for it. Human: Wouldnt bother with that. It falls off his credit report next year. Of course the debt collector isnt allowed to say hes sending a court summons unless they actually do bring it to court. Id say wait for them to deliver the summons, then request documentation of owning debt using a certified letter, then request all correspondence be done by mail then they can get in trouble for calling. If they actually do have the debt, you just wasted 6 more months of their time, and youre that much closer to the write off date. If they bring you to court, go ahead and try and settle but make sure to go to the court date anyway or send a lawyer in your place if its out of the area. If they sue you, and you dont show up, they will automatically win and youll be responsible for 100 of the debt, even if you already settled with them.Assistant: I hear a lot of different stories about the whole 7 year thing. I have heard from several people that one debt collector can sell the debt to another debt collector. Thus causing the 7 year cycle to start over again. Do you know if this is true?  <response>: That is not true. 