<prompt> Human: Is this normal? I made two maxed contributions Jan 1 2017 for both 2016 2017, and another maxed Jan 1 2018. Its currently sitting at 16,900 with a total 16,500 contribution from me so far. Just want to make sure as I never made the common beginner error of leaving the money in the money market fund.  <response>: Seems normal. The market has sucked the last few months so your 2018 contributions have lost value. That would offset whatever gains your 2017 contributions saw.Keep on it. Starting out, the largest gains are from your contributions. Dont worry about 3 month fluctuations. 