<prompt> Human: Okay, so I just got a job making about 30hr, I work full time for about 3 months out of the year, and then I go to a 32 hour a week schedule for 9 months out of the year. I get taxed to hell because Im single and renting, no kids. I think I can put away about 30k in this next year My expenses now are very low, I also will be getting a settlement of at least 10k from an auto accidentAlso, not sure if this factors in anywhere but the job I got is a Co-Op, so on my pay stub it says temporarypart time. When I got my car off my parents credit they had an issue with that, but all it took was a letter from my boss saying that I will have a job for at least another 2 years thats when Im done with school, and have a very very good chance of continuing work there at about 70k a year after school.So Reddit, what can I afford? Im looking for houses in WA State, hopefully in about a year. The average interest rate on a housing loan is 3.5 where Im at. Also, my credit score is about 750, and will be higher in a year. Im 22 years old.Edit: Also, I have about 10k in student loans Ill have 18k when Im done with my BA, which is in 2 years, and I owe 13k on my car.  <response>: You can afford 0 in house. The banks wont lend to you either. Wait until two years after graduating, and if you really have held down a 70k year job for those full two years then you are ready to afford a house around 150k. 