<prompt> Human: There is a house for sale for 32000 and I may want to purchase it. Heres the thing. We have to move soon because of my husbands job. The rent around here is roughly 1000 a month for a decent 3 bedroom place. Buying has always been cheaper around here. Our credit is not that good and he has about 5 thousand in collections. Everything else is not too bad. Weve had a rough 2 years. Hes been on the waiting list for the job he has now and was in school and only working part time before this. I want to buy because its Hundreds cheaper than renting I just am trying to figure out how. If you have any tips or ideas please let me know. Hes making 55000 a year now and it will go up every year.  <response>: You cant. Period. Get a stable job and get rid of your debtcollections. 