<prompt> Human: Currently, Im on income based repayment and have been utilizing this to my benefit in anticipation that in a few years the loan will be forgiven. However, my loan provider has told me if income based repayment ends then my loan payment will go up 7x the current payment amount. I cannot afford that. Whats likely to happen in this situation? Can the government go back on their word like this?  <response>: They always could. But I think its more likely that people in it will be able to get it, but people wont have the option of enrolling it it anymore 