<prompt> Human: First of all, I know this bad. Like really bad. I wouldnt go into details, unless theyre needed, about how it got this bad, but here I am. And Im trying to make the best of my situation and not drown.Im 26 F and just graduated in May from an Ivy League school with my MPA in Environmental Science. Over the course of the last 6 years I have been in school, I have accumulated over 180,000 in debt, combining students loans both graduate and undergraduate and credit cards. Im still trying to find a full time job in my field, but am currently working two part time jobs making approximately 2000month before taxes. I currently live in Jersey City, NJ and pay variable rent based on what I can afford to my BF, but I would like to ideally be able to pay him upwards of 1000month so as to not take advantage of his current generosity based on my current situation. Here is the general breakdown of my debt:Undergraduate loans personal student 78,888.73 3 separate loans consolidatedGraduate loans federal student 92,596.00Credit cards 9,529 - 1 major credit card 5,202 - 1 CareCredit 2,873 - Retail credit card 1,454Because I just graduated, my graduate federal loans are not in repayment until December. I am also currently enrolled in a 6 month temporary payment reduction plan for my undergraduate loans currently pay 300month. Currently, I am paying the minimum balances on the accounts, but I understand that in the long-term this is not ideal. And in 6 months when my temporary undergrad loans go back up to their full repayment min of 800 and my federal loans kick in still figuring out which payment plan is best, advice accepted, I feel like Im drowning just thinking about it. I already live on a student food budget and try to limit my going out and extra expenses to almost nothing. Right now, Im barely breaking even with my monthly expenses equalling about 1600 including paying only the min payments on all accounts. I really want to come out of this, what are some things I can do?  <response>: The advice here just seems way too obvious. You need to find a job in your field. Doing so should be your full time occupation until you do. Everything else is secondary. Lean on your BF while you do and make it happen. Anything else is just delaying this inevitability. 