<prompt> Human: I recently came into a large sum of money and started looking at alternatives to my savings account, which currently has the stellar interest rate of 0. Unfortunately, thats the case with pretty much all banks here in Sweden. After a bit of googling I realised banks in other countries, such as the uk, sometimes offer much better rates. For instance, HSBC UK currently offers up to 6. So... moving money abroad seems like a good idea, but am I missing something? How can they offer such high rates? Compared to here, 6 seems like Madoff levels. Also, why would they both advertise a Fixed Rate Saver Bond at 2 and a Regular saver at 6. Why would anyone pick the option with the lower rate?  <response>: What currency do you hold debts in? What currency do you pay taxes in? What currency would you be earning interest in? Remember the recent volatility in the Swiss Franc? rForex 