<prompt> Human: 26 year old college student, living paycheck to paycheck. I can either use the bulk of it to pay off credit card debts now coming in at just under 4400. Or save it for tuition will be just enough for two semesters. Just wanting to see which is the better route to allocate the money towards.  <response>: Pay off the credit card and cut it up after that. If you racked up 4400 in debt on a credit card and have to pay it down month to month, you shouldnt have one to begin with. Not being mean its just the way it is. 