<prompt> Human: My parents just told me that they will no longer pay tuition for my school. I already have the maximum amount of scholarships both through the university and privately. With that combined, I pay 13000 a year. It seems that my option is to get a private loan from a bank. Is that the best option. Im very lost here and any advice would be greatly appreciated. Thank you so much.  <response>: Assuming you want to stay at your current institution, yes, you will need 13000 per year through a combination of workingloans. 