<prompt> Human: So some hard numbers, but first, its a Nissan leaf 2015 through Exeter. Shes made 11 payments of 426.63 a month. 4692.93The original amount financed is 15,687.80. After 11 payments the amount remaining is 14,188.73. The maturity date is 6162023. Her bank can help her refinance Which Im not sure what that all entails but last we heard that would cost 3k. Is there anything more that can be done to fix this?  <response>: What she should do is buy a car she can afford but this isnt your choice to make. That interest rate is so high it is illegal on a car loan in my state. 