<prompt> Human: Im 22, healthy, and have a Kaiser Permanente plan through my employer. Is 1,800 too much for annual health insurance? I have been enrolled for two years but never really bothered to ask. Note: to my knowledge I do not have an option with switching inout until November.  <response>: 1800 for the year is cheap. So 150 a month is good. Depending on some employers theyll cover a portion of that. So youre good. 