<prompt> Human: So I owe my sister and her long time boyfriend about 1k, give or take a few bucks, and I want to set up a long term account with about 1.5k since they will probably be expecting soon. If they end up not having any kids, then they can put this up for house payments in x years, so Im not worried about that. I want to know if anyone has a good idea on how I should set this up. I plan to put in 1.5k and find a way to have it grow moderately safely, I think setting it up in an account and doing some form of TSMI. If anyone knows anything that may be better or how to properly set this up, any input is much appreciated!!!PS: If making it untouchable for like 10 years is a plus, then that would be cool as well.  <response>: I owe my sister and her long time boyfriend about 1k...the rest of your post doesnt make any sense in relation to this. Give them 1,000. Done.Its up to them to figure out what to do with it. 