<prompt> Human: After searching and reading a lot on this sub you guys post some really helpful stuff, thanks! I applied and was approved for my first credit card yesterday. Im a 19 yo college student with no debt but only part-time income, and after a little google searching and reddit browsing I went for the Discover student card; I have no credit history at all, so it seemed like that was the way to go. I was surprised to see I got a nearly 2,000 line of credit after reading posts of people in similar situations getting far less. So, I checked my credit score online and got nothing but NA. So Im just sort of confused about how that works. What is looked at to determine my approval and my credit line when my only financial history is a debit cardchecking account and 1 savings account?  <response>: After using it for 6 months, youll have a credit score. The scoring algorithms require a certain amount of history to work with in order to generate a realistic score.They can look at other factors when issuing a firststarter card to someone, and those cards are often designed for higher risk individuals. 