<prompt> Human: My family has been in dire financial straights ever since my father passed away, the owner of the IRA account. I have lived with my Mother and two other sisters since then. Over the last two years she has provided a roof over my head and provided most of my fiances on top of assisting me in obtaining my college degree. She also took on the task of helping my provide for my girlfriend who moved into the apartment with us about a year ago, and she was living here rent free for nearly 7 months before she finally got on her feet.However, during this whole ordeal I have been treated fairly poorly by my family ever since my girlfriend moved in, which ill admit wasnt a wise choice but i saw a soul in need, since then the overall theme consists of me being consistently belittled and put down by my family members with the constant threat of being evicted on a weekly basis. Ive felt incredibly unwanted and it feels stressful to live here most of the time.Given the fact that she recently learned that 13 of the money would be mine, she has started acting like a saint around me and my girlfriend and would like to take me to the bank tomorrow in order to sign it over, all of it. I have never worked a day in my life, no bank accounts, anything, all been provided by family. I do luckily start a decent job 24 hours per week, 13.75 an hour on June 19th, and my girlfriend currently works two part time minimum wage jobs.The question I bring here today, is that I have the option of taking the money and leaving, however this would lead to my entire family disowning me essentially and I would be kicked out on the 16th, as they are moving into a brand new home purchased by my mother for 290k, which is part of the reason she wants my money, she overindulged in a recent estate purchase.If I elect to give the money over, as it doesnt seem that we can come to any sort of agreement that leads to me keeping some of it, its either the entire 60k or none of it. Im worried that after giving the money back, things in the household would steer back to it being a us vs them mentality family vs megf, especially given that my other sister and her boyfriend are also moving in with us. It will be a 5 bedroom home with a finished basement. Im concerned that I would lose the entire 60k, be removed from the house and megf would be moving into a new place in around 3 months, then I would be out on my own with no nest egg and no way to repay my student debts and in a hole like most of america. Taking the money, would cause my family to disown me, but financially I would be set in terms of securing my future, paying off debts and prepping for law school. Im assuming that me and my gf would be self sufficient given our incomes as long as we lived within our means. So just curious as to anyones input on the matter, what would you do in this situation, your family has taken care of you financially but causes psychological stress. Is 60k, prob more like 45-50k after taxesmisc enough to start my own life for the first time as I have never taken upon the task before and would have no idea as to what I would do.EDIT: Im 25 years old with a BA in Poly Sci for whatever thats worthEDIT 2: In terms of other information worth knowing, she was given 50 of this Roth IRA in the divorce settlement, but my father killed himself before it ended so no idea if the divorce ever finished or if I can be sued over that. Also my mom is not crazy, my father was nuts, she is just turning nuts due to financial stress, id prefer to keep family in my life and ill do my best to do so without jeopardizing a bright future. He purposely left off my mother, and one of my sisters likely because she joined the navy against his best wishes, so me and my two other sisters were the beneficiaries. My father also killed himself because he couldnt cope with having to give my mother half of the money alimony.I also do not have direct access to the Roth IRA, i know the reference number for the case and the last 3 digits of it, as well as the account numbers, SSN, and other information regarding my familypast accounts. My mom will make it as hard as possible for me to take the money if I end up wanting to take the money myself. Another obstacle I have to keep in mind if I decide to leave. So any advice as to how to get the money would be appreciated. I know its a capital one investing account, and I have a number to call with the reference number to the case since she has been trying to get the money but they told her no since she was not listed as a beneficiary.Edit 3: moving into the house would cost 600 dollars in rent per month in addition to handing over the 60k, Im personally going to attempt to work out a situation in which I control my own finances without losing a supporting familyEdit 4: Learned 180k is in a traditional IRA and 5k is in the Roth IRA so I will be taxed seems 10 plus  <response>: Well if shes willing to extort you like that, take the money and run. Youll never see any of it ever again. Move on with your life. These people are toxic and looking for a quick out to their financial problems. Ive seen this time and time again in my line of work and in personal experience. Take it, go, dont even give them a cent. 