<prompt> Human: So I make six figures and my wife doesnt work. If she was forced to work, the best she could is 30-40k.The term life policy was set so she could pay off the house, pay for the kids college, and throw the rest of it in a 30 year treasury and replace my after tax income.Here is my question: My wife is financially illiterate, in part because she married me and let me do all the planning as a financial professional. If she ever needed this money, I dont honestly know if she would know what to do with it.I have ideas of my own, but Im curious about what rpersonalfinance thinks.  <response>: Now seems like a nice opportunity to find a trusted financial advisor or colleague and have a meeting or two. That way, if the worst were to happen, your wife knows who to hire. Write those general instructions down in a safe location.But I agree with the other posters - time to start slowly teaching your wife how all this works. I definitely have areas where I prefer to just ignore it and let my husband deal with things like car maintenance because Im not interested or inclined and he is. However, hes usually pretty good about dragging me over and explaining at least the basics to me because ignorance isnt a good path, even if its the easiest in the short or medium term. 