<prompt> Human: This is not a question so much as sharing something I learned and inviting opinions.I moved my small business banking to Bank of America about 6 months ago and have been pretty happy overall. I opened a MasterCard credit account for the business and have been routing all business purchases through the credit card. About 15kmonth. I am a sole proprietor and assumed the card would be reported to credit bureaus as personal credit. I was wrong. A phone call to BoA confirmed that they do not report the credit card unless payment is late. They report the bad, but not the good.Building credit was a big part of the decision to use the card for biz purchases. Dumb of me to assume. Cash back is a nice perk, but not that significant. Purchase protection is nice, but not that important in what we do.Now I think I will go back to using the debit card instead of the credit card. The debit card makes bookkeeping more simple. And debit card transactions are searchable through the BoA website, credit card transactions are not.This is just an FYI and an invitation to tell me I am seeing things wrong, if you think so.  <response>: If you close the card, be sure to tell them exactly why. They do exit interviews, so be sure your reason is counted. 