<prompt> Human: I bought a vehicle in 2011 and financed it for X amount of years but refinanced it a couple of years ago to reduce my interest rate from 11 to 5.2 I had no credit at the time of purchase. I have 5,000 remaining on the loan and will take about 2 years to pay off as Im not able to make extra payments on my loan. I have considered taking out a loan against my 401k for 5,000 to pay the truck off and have the payment come straight out of my check and pay myself back plus interest. My question is, is it a good idea to do that or should I just pay off the remainder of the loan through the bank as I have been?Thanks in advance!  <response>: Bad idea. Its a small amount and you can knock it out quicker if you get on a written budget and work your butt off. You will lose the gains the 401k can provide over the next couple years. Dont do this. 