<prompt> Human: As title says, Im opting into the Federal TSP program on Wednesday and I although I have a decent understanding of the differences between the funds, I would like some feedback on how to allocate amongst them. I plan to contribute 1037; of my paychecks into my TSP, while also getting 537; matching from the government. As of right now I plan to do 537; into the L-2050 Lifecycle Fund as I wont be pulling from my retirement until 2045 roughly. With the remaining 1037; I plan to allocate 537; into the C Fund, 2.537; into the S Fund, and 2.537; into the I Fund. As my time horizon is longer I feel I can accept the risks for a while. What could possibly be some better ways to allocate between those funds, or some better ways to invest into my IRA as a whole? Or are those two separate things?Thanks.  <response>: Put it all in the L-2050. My personal performance in that fund has been between 12 - 22 depending on the year . It makes no sense to hold both a lifecycle fund and the C,S, and I as the Lifecycle fund holds C,S, and I.Minimum retirement age is 57 with 30 years of service so you wont be able to retire with a federal pension until 2052 not 2045. I dont beleve you can draw from TSP until you are 59.5 so 2054ish 