<prompt> Human: Hello, I recently moved to a new state about over a year ago after graduating for a job. I have been living in an apartment since then. My current rent is 850month utilities 100 so that adds up to about 1,000month. Not to mention I have my student loan debt 19,000 left to pay off where I pay 724month. Im 24 and I have a stable job in which I take home about 3,000 per month after tax. So after paying off the bills and loan per month, that leaves me 1,300 in my bank. Fresh out of college over a year ago so I was pretty much broke at the beginning and slowly saving up. I dont have much at all in my bank account at the moment and trying to save up. My parents wanted me to get a house. They would help pay 20 of the down payment and I would just pay the mortgage. Sounds great right? However, I am not sure if I can handle student loan AND a mortgage at the same time right now, and getting a house is pretty much stressful. In the end, getting a house would be a good investment instead of paying 850month into something I would not own. Would getting a house be a better idea at this moment opposed to renting an apt with where my current personal finance standing?Any suggestions or advice would be greatly appreciate. Thanks in advance.  <response>: Ask your parents to shelf that very generous offer, and revisit it in 5-10 years. Pay down your student loans, create a nest egg for yourself with at least 6 months of bills stashed away, and build your savings. Also, make sure you are in a job you like, and an area you can see yourself staying in long-term.Renting is great for you right now; use this time to save, and have someone else pick up the tab for repairs. 