<prompt> Human: Obviously I dont know everything about personal finance, but I hate seeing stuff like this. The guy put no money down on a 30k car, and is working on a teachers salary. Does a single guy really need a 2012 Honda Pilot? And to have so many people cheering him on like it was an awesome decision?Personal Finance is PERSONAL, so I really have no right to comment on someone elses choices. But do you guys ever have cringe moments like this? EDIT:Ive been seeing a lot of people comment on a teachers salary. Here is the pay scale for our county. It increased more if you get a Masters, PHD, but not substantially. It tops out at 63k with a PHD and 27 years experience not shown.  <response>: I probably wouldnt have cringed a few years back. I bought my BMW a few years ago when I was 19 and with almost nothing down, it wasnt 30k though but it was close. I didnt really think much of it back then, I just wanted a cool car, and could afford it so I bought it! I was spending crazy amounts of money on that car with gas and such. Fast forward a few years and I realize what a dumb mistake that was at the time, but we all grow up and get a little wiser. After paying attention to personal finance and saving alot from a few years ago I have a new appreciation. I do indeed cringe at something like this though, no telling if this person even has a good emergency fund. He may not but at least he has a brand new car, the American dream right? I know a guy who is always trading his car in or selling one for another, and rolling the debt over. He told me that his payment on one of his vettes was like 1200 a month, and most of that was financed, yet he lives in a apartment where his RENT is less expensive. It blows my mind some of the debt some people will take on. 