<prompt> Human: Holy fuck...I never want to get myself into debt again. That was a bitch to pay off. Thankfully that was my only debt, so Im finally debt free for the first time since I began college Im 23 now. How I did it: found a well paying engineering job after graduation May 2014 and have been living with my parents, paying 400 rent a month. Paid for a used car in cash 4000 to commute to work 15-20 mins each way. Lived with minimal expenses and threw any extra money at my student loans. Its been shitty, but now I can finally start stashing away some decent fuck you money and maybe invest more contribute more to my 401K. I already saved up a 10k emergency fund and maxed out a Roth for the year. But it feels good to finally pay this thing off. Good luck to anyone still working on their college loans. I know it sucks.Heres the final payment I just submitted today: Original principal balances: Excel file Ive been updating to keep track of my payments:  <response>: Nice job dude, keep up the good work. Now you get to start the really fun part of personal finance of seeing your accounts grow. Its slow at first, but if you stick to it its ridiculous how fast the number starts to grow 10-15 years down the road. 