<prompt> Human: Hey Reddit!First post here, thanks for having me. I got a new job in November, and make 50 an hour full time in IT. I am 1099d, so I paytake out my own taxes. Since I got my job in November, I pretty much have blown through my paychecks partying and turning up. Seriously, Im dumb. I live with my parents, only pay my cellphone bill. Literally, my cell phone bill is my only scheduled expense. Would like some advice on saving. Looking to put about 4 or 5k down on a car pretty soon, planning on financing a used car around 10K. I have no credit, so my score is around 500.  <response>: I dont know you, but youre spending too much on drugs. Stop buying coke for your friends and save 75 of your pay. And offer your parents rent. 