<prompt> Human: All in the title. I just dont want to break the law but it would cripple us financially.Edit: people keep telling me to have him pay for it. This is not what I asked. He cant get a job at the moment because the car is used daily and we live 30 miles out of town which is too far for him to walk to even apply for one.  <response>: If he ever drives, then yes it would be illegal for him to not have insurance.You could make sure he never drives and sign an affidavit with the insurance company affirming he will never drive your cars. I have done that and it was the only way to not have to add every adult in the household to my car insurance. 