<prompt> Human: Long time reader first time poster. I 26M have recently been able to dig myself out of some bad personal situations and able to get my finances in order. I took a new job in January which came with my company paying for my apartment, per diem, etc. Downside was is that they make your life a living nightmare. So my plan was creating an emergency fund. Today its currently at 17k. I have student loans 60k at 4.5 and an engineering degree. Turnaround time for a job if I was fired would be 3 to 4 months. Looking at moving to a new company hopefully in the next 2 months currently interviewing with them. They expressed they really want me aboard but not sure. My question is, how much is to much for Emergency fund? When should I start throwing extra money at my student loans currently paying 1000 a month on them or should I save for a down-payment on a house in a year or two? My income currently is around 80k but with zero expenses. Help me plan! Assistant: Wait, how do you have zero expenses with a student loan accruing interest? Even though housing is covered for, maybe you still pay for entertainment or a gym or something.Human: So yes I do have some expenses. Ive realized I indicated that wrong. I have cell phone bills, eating out etc. Mainly entertainment or some splurging items. So paying off student loans. Been overpaying them since Ive gotten them and often make extra payments of a couple grand. This year alone with half the year gone I have put close to 15 grand towards them. Everything else is subsidized currently by my employer. But going to hopefully leave them soon for a dream job.  <response>: You need to get a more concrete grip on what your expenses are if you want to do any sort of financial planning. 