<prompt> Human: Ive been eyeing up a really nice watch for a few months now that I really want to buy. Itll cost me 850 50 off RRP as I know someone with a staff discount. But Im wondering if this is something I can really afford. I know its a want and not a need, however the disposal income of my last few pay checks have been invested and I currently live at home and think itll be too expensive to buy something like this ifwhen I move out.As Suze Orman says: SHOW ME THE MONEY!Im twenty and have a monthly income of 2,020.My monthly expenses are 1,370.I have a 13,033 student loan debt 0 and a 132 Credit Card Debt 0.I have 1000 in liquid, 5,756 in investments and 2,848 in retirement.I would be paying for this watch with money I have saved aside for it in a separate budget.Can I afford this?  <response>: 1 Nope. 2 If you cant afford it when you stop living at home you cant afford it now. First priority should be cleaning up that debt and moving out on your own, not wasting money on luxuries. 3 Suze Orman is a FICO worshiping nut. 4 Pick up a copy of the millionare next door instead 