<prompt> Human: ElloHere is my financial situation: Full Time Student in a very much in-demand field unemployed for now, but well paid after graduation Family-provided university fund that covers tuition, books, and living expenses; and also functions as an emergency fund. Credit Card A with a limit of 1000 that I use for day-to-day purchases. Ill usually max this card out during the month and pay it off in full at the end of the month. Credit Card B with a limit of 500 that is meant for emergencies. If I end up using it, Ill pay it off at the end of the month. I pay my bills in full as soon as I receive them. Credit score around 760 according to Equifax So here is my question:How can I better use my credit cards to increase my credit score?EDIT: Added more information, formatting.  <response>: 1 Do not max out your cards. In fact dont go over 30 of your total credit limit at any time. 2 Pay your balance down BEFORE the statements come out, this way the reported credit usage will be lower.3 Most Important: Stop obsessing over your credit score 760 will pretty much puts you in the top tier or close to it and a better credit score will not materially affect your life. 