<prompt> Human: Im 27, I make 120k a year, car will be paid off next month. Rent is 2200 Bay area, car insurance, phone bill, and Internet are my only expenses, plus about 100 in subs hulu etc. After all other living expenses, Ill have 3k leftover every month. WTF should I be doing with this money? I keep thinking maybe I should start buying up real estate back home houses are like 150k but is that really a good idea?  <response>: Please read the information found in the wiki particularly I Have X ... What Do I Do With It?! You may find Your IRA and You: Basic Information and Your 401k and You: Basic Information worth a read as well. 