<prompt> Human: I have a credit score of around 760, and I opened my most recent credit card in April of this year. Is three months too soon to open another? It would be my 2nd and 3rd hard inquirys on my TU and EF credit reports. I have three cards total, and this would be my 4th.I guess the real question is, should I take a small hit on my credit score now to boost it in the long term as my weakest link is credit length. Im in my mid 20s and want to improve that. Id have a fair number of hard inquiries for a while, and a good number on my trans union for around a year or two.  <response>: I would take a look at rchurning. Not sure if you are interested in the benefits but if you are going to be opening a bunch of cards it might be worth a look 