<prompt> Human: A close friend of mine wants me to become a leaseholder with him for an apartment that he likes and finds affordable. Hes trying to get it as soon as possible or else someone else may take it. The problem is that his credit score is terrible and his application was declined. My credit score is around 730 and so he wants me to add myself as a leaseholder. Is it a good idea to help him out and add myself to the lease even though I wont live there? What concerns could there be other than him not paying on time? He got a stable full time job after graduation and has some savings as well, so Im not really concerned about him missing any monthly payments.  <response>: No... this is a terrible idea.If he doesnt pay, youre on the line for it! 