<prompt> Human: Through a bonus program, I have a gift card with about 15K on it. Im actually eligible for more - up to 26K. Ill know by end of year what the final total will be, but my question is - how can I make good use of the funds, given the fact it is on a VISA card? Id like to add it to my savings, but I am not sure how - but I am also open to good ideas from the PF community. I have no debt to apply it to, I do have a decent amount in savings - 50K. I contribute a healthy amount to my 401K as does my wife.I am aware that this will be taxable, and I need to allocate funds for that, and I have.How can I make this mini-windfall work for me within the restrictions of this being on a Visa Card?  <response>: Call the on the back of the card and ask them what your options are. They should be able to give you some ideas. 