<prompt> Human: As the title says, I finally have some steady income, and Im looking to get my first credit card to build some credit. Most of my expenses are covered since I live at home, but I do go out to restaurants and buy things online. Im just curious what rpersonalfinance thought were some of the best credit cards to start on.Currently Im using a debit card at BoA, so if I applied for a credit card at a different bank, would I have to move my money over to that bank? Or can I keep my acct at BoA while having a credit card at a different bank?  <response>: Whatever you can get. If you have no credit, you cant be picky. Discover and Chase Freedom are typically easier to get. would I have to move my money over to that bank?No. People have multiple credit cards and multiple different banks all the time. They dont have money in each of those banks. Credit cards and a checkingsavings account are completely unrelated. 