<prompt> Human: tl;dr: Young kid making a bit of money wants to invest.I am a 16 year old kiddo in the UK who is making a lot of money, around 927.92 or 700 a month. I am working as an apprentice chef, so I do not need any money for University, and I dont need a car or really want one for the next 5 years, as I love cycling as a hobby and to get around. I am no longer doing a 7:2:1 rule for myself 7 savings, 2 personal, 1 fooddays outgifts etc and saved a lot of money, but now, I dont spend much money anyways and am going to be keeping my personal at 200 max, and just topping that up each month, and the rest will go to savings. But on my savings, I really dont see much interest and want to see if I can actually increase the sum with investing around 700 500 a month. That can be withdrawn if needed, ofc. No retirement fund, nothing. I have no debts, no responsibilities to pay for groceriesrent and dont see myself moving out until im at least 2122 but...My plan is to save so I can travel for a year - im aiming at saving at least 10,000 by 21 so i can travel. Disclaimer: I will be keeping more than 200 out of my checking, incase I need it, and this will be a 300 emergency fund kinda shit, which I wont ever need to touch, but it wont be in the investment. 500 at disposal if needed.  <response>: rUKPersonalFinance and to be financial independent and retire early in the UK rFIREUK 