<prompt> Human: Im financially independent, but one of bank accounts was a joint account with my Mom just because it had been that way since I first opened the account when I was younger.She owed them money so that account was drained, even though it was my money. Is there anything I can do? Or do I just accept the 3k loss?Assistant: You could sue your mother, but otherwise theres nothing you can do. A join bank account means all parties have full ownership of the funds contained within.Human: The stupid tax strikes again. Lesson learned, hopefully.Assistant: You dont have to be a dick about it. The account was made when I was like 14. If anything its an uninformed tax.  <response>: Its just an expression. 