<prompt> Human: My moms dream car has always been a Mercedes, so I would like to buy my parents a preferably new Mercedes SUV GLAGLK. It looks like a price tag of 35,000-45,000 max Im willing to spend. My parents are getting old, so buying this car is time critical because I want them to enjoy this car while they can. This has always been one of my life goals because I really want to thank my parents for working so hard to raise me and my two brothers. My mom works two full-time jobs, and she jokes that if it werent for us three kids, she wouldve had her Mercedes. My mom had us late I, the eldest, was born when my mom was 37; my youngest brother was born was she was 43. - Current salary: 71k. Will get raise to 75k on April 1. - DebtLoans: None. Credit cards paid off in full each month. - Retirement: 401k - 20 with 4 match. Maxing Roth IRA. - Emergency fund: 15.5k with 500mo contribution- Current savings separate from emergency: 5000 - Take home after all expenses rent, bills, fun, etc: 1,000moOther factors: I started career seven months ago in engineering while working on my Masters paid by company. I guess my next biggest priority is buying a house; Id only buy a house here if I were married, but since gay marriage isnt legal and I am unfortunately recently single, I just dont care as much; I just want to get this car for my parents. My target date to buy this car is 18 months from now, which would be around my moms 60th birthday November or Christmas. I realize this is pretty aggressive, but I really want to make this dream come true. If were to maintain my current spending habits with at 71k regardless of the 75k bump, then I think Ill have enough to put a large down payment 25k...if its possible to put down that much so that the monthly rate would be tolerable.What do yall think?  <response>: I definitely wouldnt finance a gift. It could make your parents feel extremely guilty to see you making monthly payments on their car.Given that, I dont think its feasible given your time frame, even though you are aggressively saving, to pay in all cash. You have the advantage of not having student loan debt, credit card debt, and a solid plan for retirement contributions. You also have 15K emergency and 5K liquid. Those are all in your favor. I acknowledge that.One last thing that perhaps only you can really know by your understanding of your mother: Sometimes people talk about a dream car out of idle fancy. They dont really want it and might even be dismayed to get it. Also, sometimes a very extravagant gift is too overwhelming. It certainly is very generous to have this idea, but I can think of a couple of ways that it could backfire. 