<prompt> Human: Greetings! Self explanatory title. Family is about to receive around 400 grand. Its a house loan. Im basically the only person in the family that can work. Brother is too young to work, mom is too old to work, and thats it. I live in Ontario, Canada. Im a finish carpenter by profession, but I dont like my job, and my medical problems added to it, make this kind of work hard for me. I have a high school diploma. Im more of a working type of person, and not the studying type. Been like that since I was a kid. Im in my mid 20sTrying to either start a business with it, or invest into something that can pay me monthly. First time posting, so yeah. Thanks!  <response>: What you are saying is scary. The typical advice is that you can withdraw 4 some people prefer even lower indefinitely with relative safety. So you are under the impression that you can live off of 16k for the rest of your life?Do you have an emergency fund? Do you have other significant retirement savings? I would have serious reservations about quitting your job. Also, how old is your mom surprised she is already at retirement age if you have a younger brother and you are in your mid-20s? 