<prompt> Human: Ive recently turned 32 years old, so I know I have plenty of time left, which is why I went a moderately aggressive route, should I turn back and play it safe? I guess its just disheartening to look at my statements and see that im actually losing money by taking it out of guaranteed. Massmutual if it makes any difference beginning balance 94,506.14 contributions 22,462.67 distributions 0.00 other activity 0.00 investment income 655.84 ending balance 116,312.97 Your Account Rate of Return for this period -0.62___ variable investments balance year to date Large Cap Growth Mainstay 12,076.45 6.81 Harbor International Fund 18,664.12 -2.70 Sel SmCoVlFed ClovTRPINVSC 5,668.49 -5.04 Sel Md Cp Gr II TRPFrontier 11,930.23 6.42 Voya SmallCap Opp. Fund 6,858.28 -0.07 JPMorgan Intrepid Value Fund 11,347.23 -4.64 Vanguard Total Stock Market In 30,561.69 1.28 Met West Total Return Bond Fd 16,721.02 0.31 guaranteed investments balance current rate Fixed Interest Fund 2,462.13 3.80  <response>: The stock market is exhibiting its normal behavior - short term volatility. Your mistake is getting caught up in it. Focus on what you can control 