<prompt> Human: Im going to be talking to the dealership this weekend but wanted to come here for advice.Im from ontario canada if that helps at all.Basically almost a year ago I financed a truck through the Ram dealership. I was young and making good money at a factory and wasnt thinking about my future. Now im realising that the payments, insurance and gas is becoming unaffordable for me and cant work enough hours while in school to keep up in the future. I have 5 years left on the truck finance. What are my options?  <response>: Your options are to sell the truck privately, sell it to a dealership, or let it get repossessed which will ruin your credit and cost you a lot of money.The dealership is not just going to take your truck back after a year and call it good. 