<prompt> Human: Ive already paid for a year of LifeLock and the fraud activity has seemed to stop. Ive been monitoring my credit more regularly using chases free program. I pay all bills on time and regularly pay the only 2 credit cards I use to zero before they get charged interest. Im considering hiring a local credit fixing company to handle all the tedious work as I am extremely busy at work right now 60-80 hour weeks on average . Im thinking about starting a business soon and need to fix my credit score as fast as possible definitely by the end of the year if possible open to any advice on the route I should take. Assistant: Did you do anything besides get LifeLock? The wiki has a pretty comprehensive guide for dealing with Identity Theft from the sidebar under more topics.Human: Thank you. Ive been monitoring my active accounts and closed froze ones I didnt use too often. After skimming that list Ive basically only done 1. Is the rest of the list basically what Id be paying a credit fixing rebuilding company to do? Time during the day is something I cannot trade at the moment. I imagine communication to the credit agencies will equate to hours on the phone.  <response>: Id be very careful with those services. Many credit fixers and rebuilders are more predatory than helpful and are designed more for less educated people who have completely screwed up their credit themselves.I personally havent had to deal with this myself, so I have nothing further to add that isnt pure speculation. 