<prompt> Human: Hey guys, so Im 25 and I just lost a really good job. I was making anywhere from 20-25 per hour because I was on commission with a solid salary. Had everything 401k, benefits, vacation and lost it all. Im now starting a new job making 10hr with NO benefits and no commission. Its just a short term solution, but I feel like I need to take a withdrawal on my 401K. I currently have 6K in it and was thinking to take 4K of it out which would leave me with like 2,500 after taxes. My bills exceed the 10hr job majorly and I have no way of cutting them down in lease for apt, car insurance is already cheapest possible and my fiancee works a minimum wage job. I know 401K withdrawals are stupid, but I dont see another way out right now. I do have credit cards, but the problem with those is cant pay rent, electricity or car payment with those which are the bulk of my bills plus the actual cards themselves.  <response>: ...and then what? All you are doing is delaying the problem at a cost of 2500Dont settle for the 10 an hour job; indefinitely. Keep looking - keep fighting. 