<prompt> Human: Been dating for four years. He finished college in May 2014, and Im set to finish in December 2014. We are pretty serious, and weve always planned to get married when were 2425ish.My parents pay for incidentals like books and tickets home which arent cheap but they dont pay my tuition and they dont give me extra money. They gave me 300month to help with rent when I was a freshmansophomore, but then I got a job and it felt weird to ask them for money. Last year, when my boyfriend and I were both still in school, I was working part-time and making about 1.5kmonth. He wasnt working because his degree program isnt as flexible and it just didnt seem like the best option. We were living with his brother and paying 300month for rent which is practically a steal in our city. The remaining 1.2kmonth of my paycheck was our foodtransportetc budget. We both use the same checking account, though were pretty careful about making sure our spending habits didnt get out of hand. My parents arent bad with money, but theyre definitely more focused on spendingconsumption. He and I are really conservative.But we never really divided the money between us. We have separate savings accounts from when we were younger but were kind of loose about spending them on each other. Like when he and I went to a friends wedding, I paid for the 500 plane tickets out of my savings. It didnt even occur to me to ask him for his half. When were together, we pretty much just pay out of the joint account. We use Mint and both of our savings accounts are on there so we can see how much is being spent across all three accounts. Were planning to merge the savings accounts or create a new one but this summer was the first time we were actually accumulating savings that felt worth putting in a separate account, so we havent gotten around to it yet.My boyfriend finished college last May, and got a job that paid 3kmonth. Meanwhile I spent the summer working full-time and making 2.5kmonth so we were basically Bill and Melinda Gates. But now Im back at school and only making 1kmonth while he continues to make 3kmonth. Ive already been offered a job at the place I worked full-time over the summer, and in January, I should begin making 3.5k or so. My job offers more growth than his so I will probably end up making more money than him.Our rent inc. utilities is now 1000month, which seems crazy high to me but we could afford it even if I didnt have a job and its a really good price for a 1bd apartment where we live.In my mind, it seems pretty equitable. My part-time job carried us through last year, my BF is carrying us now, and well both be earning relatively similar amounts by the beginning of next year.My mom was shocked to hear that we share our paychecks and gave me a big lecture about it. She was especially pissed that my boyfriend wasnt working last year while I was. I reminded her that my boyfriend was now making 3x what I make and paying more than his share of our expensesrent but she still said it was bad financial decision-making. Were actually really good at budgeting and stuff, and Im proud of how much money we managed to save over the summer. Its just that we dont do it separately.Are we really making horrible choices? Assistant: Moderators note: Please keep discussion limited to the rpersonalfinance aspects of the submitters question. Comments that digress too far into rrelationships territory will be removed, and commenters that intentionally try to divert the discussion may be banned.Human: Does this post even make sense here? I mean its a reasonable choice for personal finance, but aside from that it really seems to depend on their relationship whether it makes senseetc.Assistant: The question seemed to fit in personal finance because Im basically wondering if its stupid to blend finances when youre not married, and Im looking for the perspective of people who have some financial knowledge.  <response>: I think its a very relevant question, and suits being here. 