<prompt> Human: Been running into an issue where I am no longer saving money. I was on a good track for about 4-5 months saving. But now recently I am spending more than I am saving. I make about 1200 a month give or take depending on hours at my second job.My monthly bills are as follows: 200 car payment 100 Phone Payment 40 Internet Payment 135 Car Insurance 60 Gas 70 CC Payments I normally withdraw 40 cash to pay for food and other things between paychecks. I had a bad stroke of luck where all my bills came out all within the same week and this was BETWEEN my paychecks. Now I am flat broke at 0.00 in my checking AND savings. I get paid 615 on Friday. I need to know the best way for me to get back on track and not living paycheck to paycheck.  <response>: Your monthly bills are 645, and your monthly take home is 1200, where is the other 555 going? 