<prompt> Human: My husband works for a very small company less than 10 people, so hes not getting any benefits in the way of retirement savings. Hes very happy working where he works, and we have no intentions of him changing jobs anytime in the near future. That being said, we really need to start putting money into an account for him for retirement!He has a little bit of money from a previous job sitting in one account that Id like to transfer, and has a bit more money sitting in another account from when he was in the military would also probably like to transfer this.What type of account should we go for? Where do we start with this? Should I get in touch with a financial advisor first? Im not great with this type of stuff, Im not really sure where to start with getting something like this going and this is all kind of confusing. Ideally Id like to be able to set something up that we can contribute to monthly..automatic withdrawals from our bank account would be great so we dont even have to think about it. Maybe something that has some risk to it that will allow us to gain something. Any help is appreciated!  <response>: A good start would be an Individual Retirement Account through Fidelity or Vanguard.You can only put in 5,500 a year, but it is way better than a plain taxable brokerage account. 