<prompt> Human: Car: 2012 VW GTI fully own.Location: Atlanta GA, moving there from Chicago in 1 week. I have Geico and if I bump my collision and comprehensive deductibles up to 1,000 from 500 respectibly, I save 21.00 over 6 months. Is this even worth it? Edit: since posting this this AM, I lowered my deductibles on both to 500. I also raised my property liability, and personal injury from the bare bone minimum of 30,000 per occurence, to 100,000 300,000, it raised my rate by 60 per 6 months. I feel much more comfortable about this, I will save this extra by giving up a month of starbucks and dunkin donut coffee at 2.00 a day. Thanks.  <response>: If you have the savings in your emergency fund to back it up, it should not be a big deal. 