<prompt> Human: 20 yr old college student who plans to stay with their parents for 6 more years. I would say im pretty good with my spending habits. I dont make much, but roughly 40 of my paycheck goes straight to my savings immediately after getting it. However, my savings is still growing pretty slowly, I dont really make much at my 15hr part-time. I currently have NO knowledge WHATSOEVER about investing. I figure the extra money will really help me in the future. So where do I start? What should I read? How will I know what to invest in? How do I invest in the first place? I have a lot of questions! Any help would be appreciated.  <response>: In this subreddit, advice will be to put it into a Roth IRA invested in index funds assuming youve established a decent budget and have an emergency fund. For the record, I agree with this advice and its what I do, but if youre looking for advice about higher risk investments, the investing subreddit would be a better place to ask. 