<prompt> Human: I visited the dentist about a month ago and talked to them about getting Invisalign. I cannot afford Invisalign out of pocket so I authorized that they run my credit to see what loans I could qualify for. I qualified for two loans, but I told them I would think about it and that I wasnt making a decision yet. I returned a week later to get some cavities filled which I didnt get filled because I left upset and I told them that I wouldnt be doing Invisalign. The receptionist said that they already opened the account, but that when I receive a letter from the loan company to call the dentist office back and theyll take care of it. Ive been on vacation since then and just recently got back to discover that I have two letters from the loan company. One saying my first payment is due and another saying that my payment is past due. Ive never been in this sort of situation so I dont know what to do. Do I contact the loan company? Do I contact the credit bureau or do I call the dentist back?  <response>: Sounds like you have a case to get paid... Talk to an attorney. 