<prompt> Human: I found this ad on CL that basically says:We have money in old business accounts that we can transfer directly to your account by paypal or google wallet.500 for 751000 for 1252,000 for 2004,000 for 400 Transfer within 24 hours. Please tell me how this scam works. One of my work colleagues noticed it and has been talking about it for the last week. I would really like to shut him up.  <response>: It could be both a scam and a scheme for money laundering. 