<prompt> Human: I know the rule is to pay the highest interest first, but would it be more beneficial to pay off the car and use the monthly payment 450 as additional payment on the credit card?EDIT: Yall are awesome! Thanks!  <response>: I went to MoneyZines Debt Reduction Calculator and put in a few things.Current: At 7000, paying an assumed minimum of 3 210month, the calculator stated that it would take you 43 months to pay off this balance, with a total payment of 9,091 2,091 in additional interest.Applying 2K to car and increasing your CC payment:At 7000 paying the extra 450mo 660 total, the payoff time is decreased to 11 months with a total payment of 7,552 550 in additional interest, and paid off much faster..Applying 2k to CC:At 5000, and still paying the original assumed 210mo, you will have the card paid off in 28 months, paying 963 in interest.However, based on only 2k left on your car, what is that...5 more payments? When thats done, you could then beef up your CC payments to 660 and get it paid off much faster. Youd have both paid off within 6-8 month of final car payment. All this is assuming you are only paying 3 on your CC now, so you can go and put in more accurate numbers to see if anything changes.Seems like applying it to your CC is the best way to go to get rid of both debts within a year.EDIT: Actually, both ways results in payoffs within a year. The difference in CC interest less than 400 depending on how soon you bump up those extra payment, which is still probably more than the last of the interest you will have on your car loan...but not by as much as many might think. 