<prompt> Human: Good afternoon Redditors,I paid my car off yesterday and was thinking about going to car max this week to get a trade in offer, Kelly blue book says I should get around 14,000. My student loans are 25,000. after I pay down my loan i would have approximately 11,000 still left and would lease a car for 200 per month. Do you think this is a wise financial idea? thank you for your time  <response>: Why would you add 200month to your payments just as soon as youre free of it? Unless the student loan is a ridiculous interest rate, keeping your car is definitely cheaper than leasing a new one, and using your student loans doesnt seem like a great justification to get a new car. 