<prompt> Human: I have a personal check for 300 dollars I would like to cash. It is issued from Union Bank and I have an account there but it is slightly overdrawn. I cannot afford to pay this off right now so would I be able to say I dont have an account with the bank to receive cash or would they find out when they ask for my ID?Also how does a place like money mart work for personal checks? Do they send the check to the bank once they complete cashing it in order for the banks to have it on record? Is going to a money mart going to make the transaction look any different on the bank statement of the issuer? Thanks.  <response>: would I be able to say I dont have an account with the bank to receive cashLying to obtain a financial benefit is fraud, so you shouldnt do that.You can either pay a fee to cash it at a check cashing place, or find a friend whose bank allows third party checks and sign it over to your friend to be cashed. 