<prompt> Human: I do pay rent to my parents at 450. Unfortunately, I live in a coastal city so rent is quite high. So I am planning for rent utilities to cost me 850.I do not have much wiggle room. My job pays a little less than 40k. After taxes, health and 401k deductions which I will not compromise on, its about 2k a month.My CC bill is 700 right now living at home. Thats a bit high. Its restaurants, amazon books, misc expenses. Probably could be taken down to 500. But if Im going to be moving out, Im going to be spending more money.850 rent utilities150 car insurance700 car insurance bill200 charity tithe---1900So that means theres a hundred bucks left of disposable income. But, once again if I move out these means more restaurants and bars.So whats it like living at home? Honestly not bad. I dont mind it. And I like the fact that Im spending my time with my parents because obviously they wont be here forever.The biggest issue is a GF. I dont have one but I am searching. Living at home will be a bigger issue for some girls than others. I dont anticipate this being a problem however. She probably wont be a model, but that is totally fine with me.So what are the other benefits at moving out? Ive heard that you get more confident. It kinda sucks relying so much on your parents. But I have a car, so its not like theyre driving me around everywhere. There is a stigma, but Ive dealt with it for 4 years and can handle it a couple more years.To me, an extra 5-6k is better spent on traveling, or going to fancy restaurants, or saving.  <response>: Moving out of your parents house isnt going to automatically get you a girlfriend or give you more confidence. What it will do, based on the financial numbers youve given us, is put you into a lot of debt.Heres what you listed as your likely expenses after moving out: 850 Rent Utilities 150 Car Insurance 700 Car...payment? you listed this as car insurance bill 200 TitheRight there is 1900 of your 2000 take home. And you havent accounted for a lot of things...food, gas, internet, phone, renters insurance, household products TP, cleaning supplies, etc., personal products shampoo, clothing, etc. or the monthly payment on your pre-existing credit card debt. Youve also left nothing for an emergency fund for when things inevitably go wrong. You either need to make more money job change, second job, etc. or focus on paying down your debit CC, Car and saving up a healthy amount before making this decision. 