<prompt> Human: So I recently passed the knowledge portion of my states driving test in my state once youve reached 18 youre able to apply directly for your license without holding a learners permit. but couldnt take the driving portion that day because my family is struggling right now and cant afford insurance. Should I look into a drivers ed course? What should I do?  <response>: If you cant afford car insurance, you cant afford to drive, full stop. That means that right now, you dont need a license. You should focus on finding ways to increase income and decrease expenses so that you can afford insurance, then worry about taking your driving test. If taking a drivers ed course will lower your insurance rates or you feel like you need it to drive safely, then saving up for that cost is a good idea as well. 