<prompt> Human: My wife gave birth, then had to go back to the hospital for minor surgery a few days later. Weve got pretty good insurance which took care of most of it, but we were still responsible for 2400. My understanding is that hospitals will set up a payment plan for a very small amount of money every month at zero interest. I called a week ago and asked if they could offer a discount if we paid it off outright. They said they could offer us 20 off and that that offer would be good for 10 days. I called back today and asked if they would take 1600 instead of the 1900 and consider our account paid in full. Representative said, Let me see what I can do. When she came back she said, The best we can do is give you 25 off. We took it. 600 for 10 minutes on the phone and a few seconds of awkwardness. Ask for a discount. It cant hurt.  <response>: My friend called a local hospital after receiving a bill from them after insurance paid for several thousand dollars for out-patient surgery. He asked if he could pay them 100month. The representative said If thats too much you could just send us 50month. My friend said it was like they were just happy he was offering to pay anything. 