<prompt> Human: Hi all. It seems like a dumb and straightforward question, but Ive gone from barely scrapping by to having the money to do whatever I want. I was barely making 150 per pay check with my last job. Now I could potentially make 1200 per pay check depending on over time and stuff like that. Ive had only 1 paycheck so far, and I cried at how much it was. It was more than I was ever able to get in my savings over the course of years. Im so relieved, but Im also worried Im going to overestimate myself and overspend and get lazy. Over the past few months I have gotten engaged, graduated college, found this job, and moved in with my fiancé. Our original financial budget had him covering 85 of expenses while I searched for a full time job, and I also did 95 of the cleaning. We have been okay since he makes decent money as a warehouse supervisor and is about to get an entry level job in his graduating field mechanical engineering. Hes been so supportive and kept pushing me to stay positive while I applied to so many jobs and got rejected by many or offered payhours that wouldnt be better than where I was previously. Anyway, I got picked up by a local financial institution, offered full medical benefits, guaranteed 40 hours a week, plus overtime on weekends if I choose to stay late or work extra days. I even get paid holidays and am required to take a 1-2 week paid vacation with my accrued hours during each 6 month period for their calendar. Again, just all around a blessing. It still hasnt hit me that I dont have to worry about whether or not I can afford gas, groceries, and insurance for the month my only expenses I was responsible for.But now with all this extra money, I can get myself new shoes and business attire for work. I can buy clothes brand new instead of scoping out 2-5 goodwills a week just trying to find pants that will only last me a few months. I can actually get a hair cut. And after all that I can help pay rent and utilities. And thats why Im worried I will go overboard with this new monetary ability to get myself what I need and what I want. In what ways should I be frugal not frivolous, and what ways can I afford to be more lax? Heres a break down for our monthly expenses:Rent; 1120Utilities: 120-150Internet: 50Car insurance: 60 for me, 100 for himGroceries: 160-260 per monthGas: 20week for me, 35week 12 for himHe has credit card debt, not sure how much, and no student debt. He paid off a huge chunk with an insurance check for his last car that got totaled in a snow storm. I also have CC debt of about 1400, as well as 28k in student loans. However, I spoke with my loan company and they granted me a year of 0 payments due to my previous financial situation. I know the interest is accruing, but the minimum payments are 217month starting in June of next year, or sooner if I inform them things have changed. The representative said to get back to them by at least June. We are also trying to save for our wedding for next year. I figured that both of us putting 100-150 per paycheck in savings could pay for our whole wedding by the end of August next year and we want to have the ceremony in September. Our combined gross income before taxes is approximately 60kyear, and closer to 46k with taxes and insurance deductions. I feel that we can probably put more in savings, but I dont really know how much. Im not very good at writing so I apologize for unimportant info, ramblings and whatnot. Are we on the right path for doing well? Should we have a second savings? I know how important it is to have an emergency fund. Any advice, help, or even just reading this is greatly appreciated. Were hoping to do well financially so that we dont have to worry about scrapping by anymore. Edit: We live in Georgia. Edit 2: formatting and changing words around. Thanks for all the responses everyone! We really appreciate it!  <response>: In addition to all of the other great advice on this thread, Id like to reccomend against thinking in terms of With overtime, I could get paid X amount each pay check. Its really easy to fancy yourself clocking in on weekends or going in early and staying late during the week but sometimes you just wont feel up to it, and thats ok. Theres also the chance that you wont have anything to do past 40 hours a week some weeks. Id just think of your income in terms of that 40hr a week metric to be on the safe side. 