<prompt> Human: Hello all I am having trouble how much extra I should put towards student loans. At the end of the month after everything is paid for I have around 600-700 dollars left over. I already have 3 month emergency fund saved up and 3500 in a Roth Ira. The lease on my car is up in 2 years so I would prob be in the market for a car then. Should I put alittle aside for a car and the rest just towards loans. I should mention I have around 58,000 in student loans at 8.3. Thanks for any help.  <response>: 8.3 is a killer. I would do everything to get rid of the student loans or at least refinance them for a lower rate somewhere else. 