<prompt> Human: I am starting a new job in August and moving to another state to start my career. My new job has a traditional IRA option and a roth ira option. Im 23 and plan to build a good retirement so I do not have to rely on social security if it will even be around in 40 or so years. Which would be a better choice for me, traditional IRA or Roth IRA? I recently bough YNABN so I will be setting myself up with an emergency fund and diversifying my portfolio with different options and do not want to touch my ira until retirement.What do you guys think?  <response>: My new job has a traditional IRA option and a roth ira option.Roth and Traditional IRAs are not employer-sponsored. You probably mean your new job offers Roth Traditional 401ks.Please see the FAQ entry: Roth or Traditional? as to which one may be better for you. 