<prompt> Human: Does anyone have experience doing this? My wife and I have saved up to pay off student loan debt and we are ready to get rid of it. The department of education loan company states on their website that they accept Visa and Mastercard, so should be good to go on that end. We would not be carrying the balance over month to month so I am not concerned about the interest rate differential on card vs loans.Additionally does anyone have any advice on which card to use to get the most point value from this type of transaction? I currently have a chase sapphire preferred so will get 1 point per dollar assuming the transaction comes through as a purchase and not a money transfer.tl;dr Want to use a credit card to pay off student loan debt to accumulate points instead of just directly paying off the loan. Can it be done? Which card is best.Thanks for any guidanceEDIT:Thanks for the replies. Will call the loan companies and inquire about fees. Ifwhen we decide to do this I will update this for future reference.Edit 2: Called the loan company and there were in fact no service charges or fees when using a credit card for payment. The catch is that you cannot use a credit card to make a payment for more than the monthly payment, making it not an option if you are trying to pay off the balance of your loans for payments. you could use it on a month to month basis though  <response>: They may accept credit cards, but I would be very surprised if they didnt charge a fee which will exceed the value of the points for paying with one. Make sure you read the fine print. 