<prompt> Human: Today I found out that my mother has been claiming me as a dependent on her taxes for years without my knowledge. I am 22 years old. Her sketchy accountant friend has been handling my social security number for years. I dont trust him. Both him and my mother are drug addicts. They want my permission to let my mother claim me again in order for her to receive 4,500 dollars. She claims she will give me 2,000. I also found out recently that 3 years ago a home loan was taken out in my name. It has now caused my credit to plummet. I had no credit, and now I have bad credit. To add to this, I also lost my wallet around that time, and I had stupidly put my social security card in there. I also never did anything about that except get a new card. They told me that my mother and I will receive that much money from the tax return because we have both attended college this year. Reddit, I dont know what to do. A big part of me is saying that my moms sketchy accountant friend is the one that took out the home loan in my name. Another part of me is saying that it couldve been the person that found my wallet. I need that 2,000 to buy a car next year, but I dont trust the accountant. I also need to do something about this home loan. What do I do?Assistant: A home loan? For which home? Its not like you can smuggle those things.Human: I have no idea. Creditkarma.com didnt give me the address. I was in and out of apartments with my mother until I was 18, when we went separate ways. We never lived in a house. Is there a way I can find out the address of that home?  <response>: Check your credit report. That will tell you who the lender is for the mortgage. Call the police and report your identity has been stolen. Get a copy of the police report. Contact the lender of the mortgage and inform them you have discovered a mortgage in your name from them and that said loan is fraudulent. Provide them a copy of the police report. Hopefully they will take care of the rest. If not, you must dispute the entry with each credit reporting agency. 