<prompt> Human: Dont want to make it too personal, but long story short a friend of mine is attending a large state school next year, in a major with average at best job prospects. Said friend just informed me that he will be paying for all of his college expenses himself, via loans, and will be graduating approx. 140,000 in debt. I think that this is a terrible, terrible idea, but should I tell him and try to urge him to go to community college or should I mind my own business? Had no idea what subreddit to put this in, so if this is not the right one please let me know where I should move this post.  <response>: You can go here to show him how much his monthly payment will be. 