<prompt> Human: My dad passed away last November and left me basically 100,000 because of his life insurance plan. Im 23 with one more year in college left. Im not able to have a decent income, because I cant work full time yet. I could really use you guys help to plan my finances and the make the most of the last help Ill get from my dad! Sorry for the length of the following!MONTHLY EXPENSES:147: car insurance my sister found this plan, and we split it. Its full coverage, but Ive been thinking about switching to a cheaper plan.114: cell phone400: rent my bf pays the rest since he has a salary jobEXPECTED ADDITIONAL EXPENSES:7200: Estimated Tuition for the whole academic year10300: Estimated Financial Aid which is most likely going to changeSTUDENT DEBT:Total with interest is 32,900Group A- 3500 principal with 3.8637; interest 0 accrued, 3500 totalGroup B- 2000 principal with 3.8637; interest 347.47 accrued, 2374.74 totalGroup C- 6500 principal with 4.6637; interest 1067.99 accrued, 7567.99 totalGroup D- 3887 principal with 4.2937; interest 0 accrued, 3887 totalGroup E- 3613 principal with 4.2937; interest 391.33 accrued, 4004.33 totalGroup F- 5500 principal with 3.7637; interest 0 accrued, 5500 totalGroup G- 2000 principal with 3.7637; interest 106.85 accrued, 2106.85 totalGroup H- 4000 principal with 4.4537; interest 0 accrued, 4000 totalINCOME:384 per week for the next 3 months 12 per hour, 40 hours per week, minus taxes98500 left from the original insurance plan  <response>: See the prime directive sidebar.1 emergency fund of 1-6 month2 pay off higher interest debt3 retirement savings 5.5k irayear4 throw rest into vtsaxvtiax in a taxable brokerage 