<prompt> Human: I know the common adage here is age of portfolio in bonds. Lets say though that whatever money I invested, I will not need meaning 1 I have no debt 2 Have a secure emergency fund 3 have a steady source of income. Whatever money I put into a brokerage portfolio is all for just higher annualized returns on average vs sitting in a CD account.Doesnt it make sense to just go for 100 stocksequities? Evidence below points to a slightly higher returns. I am also talking about long-term investing 30 yrs  <response>: Using which uses historical data and the following assumptions: 30 years saving period Investing 17,500yr not adjusted for inflation to simulate maxing 401k Investing 5,500yr not adjusted for inflation to simulate maxing Roth IRA 0 Starting PortfolioWe see the following results for these scenarios: ResultsText Version: all results in Todays dollars- 7030 Mix: Average 1,429,000 portfolio. Median 1,328,000. StD: 566k.- 8020 Mix: Average 1,558,000 portfolio. Median 1,435,000. StD: 648k.- 9010 Mix: Average 1,695,000 portfolio. Median 1,490,000. StD: 751k.- 1000 Mix: Average 1,840,000 portfolio. Median 1,609,000. StD: 879k.- Glide-path from 1000 to 6040 over 30 years: Average 1,478,000 portfolio. Median 1,387,000. StD: 551k.As you would think, higher equities higher average portfolio, with a bigger swing standard deviation. It all just depends if that extra 15 overall gain is worth the swings. Canwill you retire on the downswing?Note: Glide-path functionality only works in the development version currently. 