<prompt> Human: For example the interest rate of a savings account according to the HSBC bank of Egypt is 5. What stops someone from depositing all their money there in order to reap the 5 return?  <response>: There is also the stability of the finances of the country and the bank. I dont about Egypt but not all countries are going have the same consumer protections as the US. If the bank goes under you may lose everything you deposited. 