<prompt> Human: So I opened a CreditKarma account and while making the account in order to verify my identity they ask about various loans I have and who the loaner is... I was told I have both a mortgage and an auto-loan when obviously this is not the case?Now I suddenly recall getting automated phone calls every now an then about an auto-loan which I always just assumed was a scam seeing as I have never owned a car in my life. And I assume it goes without saying but Ill state for the record, I definitely have never taken a mortgage out, I only graduated from college 2 years ago and have been renting since then...Interestingly when I open my actual dashboard on CreditKarma it says I have a 0 balance on real estate and auto loans but I am curious as to why 1 I was told I have both a mortgage and autoloan in my name when I was being asked to answer identifying questions making my account and 2 Why I am also sporadically maybe once a month? receiving phone calls from some automated system talking about my auto-loan?What is going on here?  <response>: None of the above or something similar is an option when verifying. If you selected that option and youre verified then its likely a non issue.Pull your credit reports every year from the major 3 at just to make sure. You may have to request some or all via mail. Do it. The phone calls are likely just scams and are unrelated. 