<prompt> Human: This is something I personally do and think everyone should do. Plus it is very addicting. I look forward to doing it every other week and look at it almost every day. Heres a screenshot with an explanation below. The day after every paycheck to allow time to clear I update an excel spreadsheet that has the balances of all my loans, checking accounts, 401k etc. Its nice because it has all my personal finance information interest rates, CC limits, minimum payments, etc all in one place. Every new entry I just insert a column so I can see a history of my previous account balances. It also performs some nifty calculations such as my total debt, my net worth, how much my debtnet worth have changed since last paycheck, and a running average of these values. Using the averages I calculate when it is projected for my debt to be paid off and my net worth to be positive.Obviously, I make the minimum payment on my loans, but also every time I update this spreadsheet if my checking account balance minus my CC debt which I pay off in full before each billing cycle to avoid interest is above 5k my personal cushion level, any amount over 5k I put towards the loan with the highest interest rate.Im excited for when the average is heavily weighted and doesnt fluctuate much, my average change in net worth theoretically should increase exponentially. Considering every month Im paying less in loan interest and I am gaining more interest on my 401k. Also, the annual raise of my job as well...There is also additional information outside the screenshot. Such as foreign interest fees, phone numbers for loststolen card, credit limits, etc. On another tab I have a budget setup.  <response>: FYI- you dont need an account to post to imgur. 