<prompt> Human: Ohio. My boyfriend and I are renting a 1 bedroom with den in Cincinnati, Ohio. We are wondering if it is worth it to get renters insurance. We were quoted a rate of 241year, which seems expensive compared to what other people claim it costs. This policy would have a 500 deductible as well. The only expensive items we have are two laptops and a desktop computer. Is renters insurance worth it?  <response>: Renters insurance also often provides general liability coverage. Its worth it. 