<prompt> Human: So Im expected to receive a 150,000 dollar inheritance and wanted to know whether I should try and buy a housecondo or purchase a mobile home. Keep in mind that I live in the San Francisco Bay Area, where a 2 bedroom condo goes for something like 350,000! A really nice mobile home, on the other hand goes for around 150,000 a really nice 3-bedroom one. I could use the 150,000 to put a down payment on the 350,000 condo scenario, but then Id still owe the bank 200,000 and would have to pay property tax on top of that with the Mobile Home, I wouldnt have to pay property tax to my knowledge. While I would love to go with the housecondo option, I wouldnt be looking forward to the monthly payments. Currently Ive got a sweet deal where my rent is super affordable, but that opportunity may dry up eventually and Id have to find another place to rent, which most likely would be 2x as expensive.Anyways, PersonalFinance people, let me know what you think I should do given those options.Thanks!  <response>: Renting gives you one thing that is somewhat underrated and thats flexibility. Especially since you mentioned you have a favorable renting arrangement. Figure out what your financial goals are and make THAT be the driver for your decision. Educate yourself and dont rush into anything. Mobile homes dont hold their value nearly as well as houses, but that doesnt mean you should buy a house. Its not an either or. Park the money at a bank and absorb as much financial knowledge as you can before you spend any of it. 