<prompt> Human: Hi guys. So I just started a job at a car dealership, and I need a car of my own. So I tried to see if financing a car would work. I managed to get numbers on a new 17 Nissan Sentra for overall 14999. The worst they could finance me at is 24.99 interest at 392 a month. The ideal one they wanted for me is 14.99 interest at 320 a month. I have no credit and am putting 500 down. Is this a good deal?  <response>: you should be able to get a brand new car for less than 4 financing... BOTH OF THOSE ARE TERRIBLE deals unless you have terrible credit and are financing a 25-year-old car. 