<prompt> Human: So my girlfriends dad has an online business where he sells his art on ebay. She is 20 and a full time college student. Except for rent she is independent and she will be paying her own rent starting in July. The question that she has is why is her dad sending money to her personal checking account and having her send it right back? She asked her mom about it and was told because he cant open two ebay accounts from the same bank. I think he is trying to lower the amount of taxable income that he receives by hiding it in her account.Neither her or I really know and wanted to see if what rpersonalfinance could tell us. She asked her grandfather and he said it sounds fishy. Thank you in advance!EDIT;Thank you all so much for the feedback. One would think why doesnt she just ask her dad but they do not have a speaking relationship so we did not want to accuse him of something. Thanks again for the input everyone.  <response>: He could be tax dodging, but thats really pointless. PayPal is required to report gross payments received for sellers who receive over 20,000 in gross payment volume AND over 200 separate payments in a calendar year.If he does a lot of business and cause your GF to receive a 1099K from paypal each year. She can simply file for nominee on her tax if shes filing her own tax.Some info here: 