<prompt> Human: My parents have really bad credit but we have no choice but to move or else my brother will get kicked out of school because of an area rule or something. My parents are forcing my sister and I to get a house under our name and my mom says shell pay us every month, which I dont know if that will happen. I also wont get a full amount of student loans if I buy a house. I dont know what to do from here, I just want an understanding of how this will affect my credit score since its really good right now. I have a full time job and I want to move to a different city for school next yearedit: People are saying i wont get approved but theyre forcing us because we already got approved tl;dr My parents are forcing my sister and I to buy a house under our name. Would like to know how this will affect me in the long runrAssistant: Time to grow a back bone. Human: Its my parents... its hard to say no to family  <response>: If you say yes, and they flake on the mortgage youll be out of a home and your credit will be fucked. Dont set yourself on fire to keep others warm, it isnt worth it. 