<prompt> Human: I make roughly 19k a year. After trying to get my own policy and getting quotes for 500 or more a month. I finally decided to get under my moms policy and they quoted me for 215 a month. Im financing the vehicle so I cant just have liability on the policy and I also live in Florida If that helps.  <response>: If youre driving a Ferrari, no. If youre driving a 1993 Honda Civic, yes. Insurance isnt solely based on your age. A little more information, such as the yearmakemodel of your car would help, considering insurance prices are based upon what car you are insuring, your age, your driving record, and your zip code. 