<prompt> Human: So Im a couple years out of college and last week my parents surprised me and payed off all of my student loan debt. So heres my current situation:- Recent college grad currently at home rent free- No debt of any kind college, car, and all credit cards paid off- Stable job with 85k salary- Maxed 401k and Roth IRA every year- Investments: a few individual stocks but mostly mutual funds- 10k emergency fund- 100k in the bank or liquid accountsI am so grateful that I am in a great financial position for my age, and I just really want to take advantage of it while Im young so hopefully I can retire early. Ive always wanted to start a business but I love my job and I also dont have any creative ideas for a startup. So besides starting a business, what would you guysgals recommend I do with the extra 100k to make it work for me?I was considering buying a house downtown DC and renting it out for awhile and then moving into it in a couple years.I appreciate any and all suggestions!  <response>: The common advice is to pick your target asset allocation domesticinternational, stocksbonds and invest in low cost index funds through a low fee online brokerage account given that you have already maxed out your tax advantaged accounts.Any other recommendations: currency speculation, starting a business, peer-to-peer lending, rental properties, all have more risk or require more work on your end and depend more on your personal likesdislikes, work ethic, and aptitude, and many have more relevant subreddits for info 