<prompt> Human: So I kept getting letters almost everyday for Discover card saying that Im approved, and I applied for it back in college, and I was denied. Anyway, I applied yesterday for the hell of it and got accepted 60 second decision thing. As this will be my first card, any one have any tips besides dont spend what you cant afford to pay back and always pay back on time? I only plan on using it for gas and things I wouldve needed to buy anywayAssistant: Dont use Discover! If you ever have any issues, they will not work with you and they are the fastest to take you to court.Human: Could you elaborate? I did think it was a bit sketchy that they kept sending pre-approved notices to my house even though I was denied first, and I was approved in 60 seconds.  <response>: Youll be fine with Discover. Theyre a reputable company. I have a Discover card myself. Just pay your statement balance off each month, dont pay late and youll be fine. A lot of banks will send you pre-approved offers because they want more customers. More customers more people to make money off of. 