<prompt> Human: My wife and I make about 190k in wages and self-employment income. Were looking to have a kid soon, and it seems like anyplace with a decent elementary school is crazy expensive, but were also tired of renting and plan on staying here for at least 10 years. We have about 500k in liquid, taxable accounts and are planning on putting 400 down.Crazy or manageable?  <response>: Crazy or manageable?The word I was thinking was irresponsible. 