<prompt> Human: My Girlfriend and I are expecting, and at the moment were living with her family. I had a great job, making great money, we had a car and a rental house. But we lost it all when I lost my job. I am without a GED or Highschool Diploma and in my 20s. I need a good savings plan that will get us back on our feet when I get back into the job field. Shes working right now but its just not enough. In my job field everyone gets all scared right around this time of year and doesnt want to hire, so I will be picking up 2 factory jobs to get us by for now. Until I can get back where I need to be. I need a savings plan that will really get the ball rolling. Im new to this sub so please dont criticize the way ive worded this. Im my field of work I will average about 12.00-16.00 an hour, and my girlfriend makes 9.45 and hour. I wouldnt be posting here if I could figure this all out on my own.  <response>: It sounds like youve actually got a good handle on it. Work as much as you can, and hoard as much money as you can. Live cheap. Quit smoking if you smoke. Dont eat out. Learn to cook rice and beans. 