<prompt> Human: So I have made about 3 grand in the crypto markets over the past 2 months mining from computers I have made. My question for you guys is this. Should I continue to hold onto the coins I have in the hopes they will appreciate in value or should I liquidate them now for the 3 grand and pay off 2 credit cards?  <response>: Holding the crypto currency is akin to gambling. Paying off the credit card debt is a guaranteed return on investment. Pay off the credit cards. 