<prompt> Human: I see a lot of posts on PF where I have pretty much zero advice to give, either because the sidebar explains everything to someone drowning in debt and cant figure it out, or they just inherited six figures making another six a year and want to know how well they are doing.Im creating this thread just to show that not everyone is super frugal, or super wealthy, or has a recently deceased grandfather that just gifted them a million dollars.My situation:M26 married with two kids in the Midwest. Combined salary 50-75k depending on overtimebonuses, myself working in manufacturing and wife in insurance. Bought a house when things were dirt cheap for 70k, stupidly bought two brand new vehicles, almost one paid off, other has 15k left on it. Currently 8k in 401k and IRA combined. 2k in emergency fund. We probably eat out too much, but we enjoy time as a family when we get the chance, as I work six-seven days a week sometimes, depending on how busy my work gets. No student loans, but only an Associates Degree for me. Cant take vacations because we are broke and trying to pay down debt, but we find lots of things to do in the area that dont require too much money. In short, nothing special, but not doing bad either. Anyone else feeling financially non-extraordinary that wants to share?  <response>: Hows this for non-extraordinary?5 years ago - Living in the Bay Area making just about 100k a year. Wife works too, for a non-profit, and pulls in 22k while taking point on taking care of our 2 kids. We cant afford a house where we live and work. Not even close. Sooper fixers start at 600k. Not really a California person anyway. Pack it up and move to Oregon, where my family is, and start my own company. Bought a house BEFORE I moved because buying a house as a self employed person is near impossible. Last 5 years - Barely pay myself as Self Employed but have flexible schedule. Im a stressed out mess and eventually the biz goes titts up. I had lots of outside help with the failure. Get a job making 50k before taxes and wife works part time and makes 28k. We pay our mortgage and live in a phat town username relevant.Today - living in Oregon and just keeping our head above water cash flow wise. I ll need to make more soonish, but luckily, me from 10 years ago was not financially dumb and put max amounts in my 401k for 6-7 years. Now Im 40 and have 250k in retirement accounts which isnt awesome, but it isnt bad either. My kids are 8 and 10 and we have a great life. I mean we go camping in an Astro van instead of a Sprinter van if you know what I mean, but good times. 