<prompt> Human: Auto Yesterday my girlfriend was in a car accident where the person behind her failed to stop, tried swerving and sideswiped my girlfriends new car. Thankfully, an officer witnessed the accident and filed a police report. My girlfriend only took down her first and last name, as well as her phone number. When we attempted to call person who hit her, we discovered it was her dads car and dads insurance, and when asking to speak to said father, she hung up the phone and will not return calls. Its now day two, we are bringing the car to the dealership to get a quote on the repairs only going to dealership because the car is fairly new and we want factory pant. What do we do next? We know First and Last name of both the person at fault and her father. We have the phone number for the person at fault. We have an accident ID number given by the police officer. I would not prefer to file with our insurance as the deductible is 500 and we do not want the premium to go up each month. Mostly its pretty bad paint scratches, with a small dent in the drivers side rear door. We documented all the damage at the crash with our phone camera. We are fairly young, 23 and 21 respectively, and would really appreciate some advice on how to approach this.Edit: we have progressive for insurance with full coverage and uninsured coverage.Edit 2: Ive contacted the police department and was able to have a copy of the report, unfortunately it cost me 12, but if thats all I need to spend to deal with this Ill take it. The officer indicated fault of the other driver, which is good news. No fault of my girlfriend was listed. All of her information was listed including her insurance. Will take everyones advice into consideration and move forward. Thank you so much for the overwhelming responses. I will update this thread for those who are interested.Edit 3: weve called the insurance company and it was a good experience. A case representative will be contacting us tomorrow by the end of the day. We had all the correct information thanks to the police department. Assistant: Report it to your insurance and let them deal with it. Why do you think your premiums will go up? Why would you need to pay a deductible? Sounds like it wasnt your fault so your insurance company will collect from the other persons insurance.Human: Just not too sure how insurance works. Ive heard stories of people who have been hit and their insurance skyrocketed. Thanks for your feedback  <response>: I actually have some super relevant experience here! I have Progressive and I was sideswiped about a year ago. I had to pay the deductible 500 up front. The claims personnel eventually concluded that the other driver was 80 at fault, and went after 80 of the deductible. I got a check for 450 back no clue how they wound up with more than 80 about 9 months after the accident. My insurance premiums didnt go up at all, thankfully, but it did take forever for the two insurance companies to battle each other over the deductible, presumably with giant fighting robots. 