<prompt> Human: To start out Im 19 years old. I live alone, in income based apartments. My bills are as cheap as I can get them. I am unable to attend school and depression is setting in, because Im getting closer and closer to my bank account being drained, and not being able to afford my bills. Car payment- 318Car insurance- 180Phone bill- 100Rent and utilities- 250-300and the only extra thing I have is internet which the lowest I can get it is 40Im a restaurant cook and I only make about 600 IF IM LUCKYAll my bills, that I have added up seem to come to about 900-1000. Im very scared that I will be living homeless her soon. I dont have the option for any family help. I dont have food in my apartment. The only time I eat is when I go to work. Im really hoping I could get some advice. my bank account is nearly depleted, I have no credit. because Im young I have been searching and searching for a new job, but it just doesnt seem to work. Please help. edit: Thank you for all the advice, Im going to see about returning the car on monday!  <response>: I second the idea that the car must go. It must -- if youre dipping into savings to make the payments, it is a burden that will deplete you. As far as looking for a job, are you just checking online and classifieds? Your 600 if lucky income indicates part time employment, so you need to boost with either a second job or a truly full time one. You know from working in a kitchen that some people display hustle while others do the minimum was in a similar place years ago myself. Walk into every bar, restaurant, hotel, small and big retailer that is in non-car range of where you live and promise to whomever you speak to that you are reliable and hard working -- if given the chance to step up, then live into that promise. Even though the process is tough, youll feel much, much, better about yourself if you work more and stop bleeding cash. Step one to stop bleeding cash is to drop the car right away. Good luck! 