<prompt> Human: Hello all,My grandmother has an Schwab IRA that she has stopped caring about and has given me the go ahead to manage the money as I deem fit due the the moneyaccount being willed to my sibling and I when she passes. Unfortunately, I do not know what I can and cant to with the accountmoney and it is currently loosing rather than making money. Am I able to re-invest the money within the IRA so that it begins to be profitable again? Is this something I should meet with a Schwab representative about? From what I understand, the IRA is matured. Here is some more potentially useful information:My fathermother have power of attorney over my grandmothers finances, with both of them and my grandmother willing to do whatever I recommend with the account. The money in the account is currently split in the following manner:ETFsClosed Funds: 50KMutual Funds: 25KCashMoney Market: 130K Any advicerecommendations for my situation would be appreciated and thanks in advance!  <response>: What is it actually invested in? 