<prompt> Human: Im 18 and use my debit card for everything. Just this morning I, thankfully, got a fraud warning from Chase. Somone was trying to wire transfer money out of my account. I decided I shouldneed a credit card so if something happens again and they actually do getuse money I wont be so SOL. I was wondering what credit card I could potentially be approved for with no credit? I know chase rarely approves unless you have 1 year of credit card use. Any advice is greatly appreciated. Edit: Thank you everyone! I think Im going to go with Discover Student credit card.  <response>: I started my credit history back in college. Usually during fall term as new students come in, card companies set up booths all over campus. They entice you to sign-up and it usually involves getting a parent to co-sign. Some will even approve you without a co-signers, but your interest will be crazy high. As long as you pay your balance at the end of the month, you dont have to worry about the fees. After a couple of years of solid credit history, I opened my own account and closed the one I co-signed with my parents. 