<prompt> Human: As the title says, I have no job at the moment because I sold my business. I have about 130k after taxes. My only debts are about 55k left in a mortgage on a house worth 70k at 4, and 9k left on an auto loan at 1. My plan is to buy some properties to rent out and manage them myself. What are suggestions you may have for creative financing for someone with no set income, but enough to fully pay for a house? I would plan on buying a few of them around 60-70k each, which I could rent for 800mo. Should I buy the first one outright, get a renter, then get a mortgage on that house? Or should I try and find someone to finance 75 as a business loan - which Im sure will be at a much higher rate.  <response>: You need to create a financial model for yourself. This isnt really personal finance at this point, its business.How are you planning on living without income? It seems like even if you poured 80 of your current equity into 3 homes, the most positive cash flow you could anticipate is maybe 900? 300 x 3 That is best case, and assumes nothing goes wrong and you are able to find financing.I think the easiest solution here is to get a job of some kind, or steady income stream. Then you can acquire lending easier, have a positive cash flow on multiple properties, as well as surplus income from your normal job until the rental properties provide enough to sustain themselves and your personal expenses. 