<prompt> Human: Not sure if this is the right place for this... My husband has accumulated over 15000 in credit card bills. I have tried many times and ways to help him see why he needs to stop using them and pay them off. He will do well for about a month or two. Then he goes right back to maxing them all out. I am at the end of my rope with it. I dont know what else to try to get through to him. Also, I am not sure how we can go about paying it all off without paying massive interest. Sorry if this is not the place for this, just needed to vent and maybe get some help.Edit 1: He spends it on random things that arent needed. Like movies, Mtg cards etc. Our monthly income is less than 2000. I have tried taking the cards away. He has gone as far as having them replaced behind my back. He also has sent money from one of my accounts to him to buy stuff and not told me about it. I only found out after I received an email about it. I will cross post on the relationship one.  <response>: rrelationships is a good place to start.But he does have a problem. An actual bona fide addiction. He needs therapytreatment. Dont let him have a credit card is pretty good advice. 