<prompt> Human: Hi All,EDIT: Resolved. Thanks to everyone who answered. I was looking for some direction on how to decide how much to save and how much to pay in loans out of 1200 I would have at the end of each month. I found the answer. Im going to try and do half and half savingsloan repayment and see how I like that kind of lifestyle. I was coming from a background where I never had enough of an income to save before, so saving was new to me. So once its all said and done at the end of the month Ill have about 1200 left. My loans total 6964. One loan is already and has been accruing interest. The rates on both loans are 4.66.How much should I be pushing at my loans? Whats a realistic number? How much should I save in a bank account?Whats wrong with just keep a few hundred dollars pocket money and throwing the rest at the loans? Has anyone else ever done this?My end of the month take home accounts for insurance, tax, 401K, food, rent, utilities, and transportation.I just dont want to put too much at the loans and then need the money or regret doing it, however I also have personal loans to pay 3500 that have no due date and no interest. I wanted to get my student debt over with so I can start paying the personal loan.Assistant: Save up at least a 1 month of expenses emergency fund first, then pay the loans down. Human: Im struggling to decide how much I want to pay on them. How does one decide?Assistant: Human: Thanks but I was just reading this and it doesnt help me. I literally do not know what is a good number to contribute to debt. 600? 800? The minimum?  <response>: I dont understand. You prioritize where your extra money should go and put all of it toward that thing. If you have no emergency fund you pay the minimum on the loan until youve saved up one. 