<prompt> Human: Edit: Ive had enough abuse, I came here for blunt reasons for why I shouldnt do this and thats what I got. The lease wont be happening. Im a materialistic 20-something and sometimes I need smart people to talk me out of stupid, large financial moves and this sub never fails. Sorry if Im frustrating! Thanks to everyone who took the time to write, even if you were mean about it especially if you were mean about it, actually.You all brilliantly talked me out of buying a house some months ago so Im back for more of the same--talk me out of this. I know its a bad move, but I want it...Heres the situation. Im 24, make about 2,900 per month take home. I have a large chunk of federal student debt that I pay 312month that will be forgiven in about 9 years I have a cushy non-profit job. 80 of that comes back to me on taxes its all interest, above the line deductible so really amounts to little of nothing per year. Only other long term debt is private student loans, on which Im paying about half my take home towards and will be gone in a little less than a year. No credit card debt, about 100 into saving per month. TI-AA CREF only retirement at the moment, doesnt come out of pay.I have a car payment, 285month only other debt. 2012 fully loaded Ford Fusion I bought gently used in August at about 12 value 16,000 over 60 months. I wanted to lease a better car but drove too much at the time, now I drive about 8 miles a day. The lease in question: a fully loaded 2014 Impala. I freaking love this car and I want it. I can lease it, easily. Stellar credit and plenty of expendable income that will cut slightly into my private student loan payments, realistically. Payments will be about 325, 10month increase in insurance. The Fusion is appraised at about even on what I owe for it, so at most a 500 loss there. How bad of a move is this and why are leases bad in general, those are my two questions. Also, in the vein of general advise, what should I be doing right now differently in general? Anything pop out at you? I think I live well within my means, but am I wrong about this?Any advise is appreciated. Sway me with facts and figures because I want this car. Like, I really freaking want it and I love cars. Its my weak spot.  <response>: I know its a bad move...So dont do it. 