<prompt> Human: I know most of us sign up for programs every so often and they usually have offers along the lines of refer a friend and earn 50. I almost always ignore these, because trying to get people to sign up for things like a new American Express card is almost impossible. But, since we all sign up for these types of things already, could we start something where we would help each other out by essentially piggy-backing off people in this subreddit for free money?I know this is about as spam as it gets, but still I feel like this is money wasted. Let me know what you think.  <response>: Id be willing to pay money not to have anyone refer me to things like credit cards ever. 