<prompt> Human: Im currently in my mid twenties and I still dont have a credit card. People laugh at me for not having one yet and I understand why. Now, I feel like I really need a credit card as a have no credit history.What credit card companies do you guys recommend? Which one of their cards should I start off with? Whats your experience with this company? Is the customer service at least okay? What should I worry about?Im looking into Capital Ones Platinum card, but people seem to make fun of the company unless that changed.Most likely will just be using it to pay for my phone bill and a few things if theres enough.Anyway, thanks in advance!Edit: I should probably mention that itd be great if the company has an app so I can pay that way!Edit 2: ha, Im from Hawaii.Edit 3: Im pretty good at managing my money. If it wasnt for credit scores, I wouldnt even look into a credit card. I finished college and Im just working full-time. That should check off some things out of the way. Ill respond to you guys after I finish work. Thanks!  <response>: Just dont spend more than you make. Very very very easy to do, especially when you have a 6,000 credit limit 