<prompt> Human: During our annual 401k meeting we were told that our company has a 10 match program. Our investment management company even lauded at it being incredibly high and told us to maximize that benefit as no other company is offering a 10 match anywhere.Well, apparently that 10 match really is a 10 of what we contribute match. This gives my 10 contribution an effective match of 1!This seems rather low to me. Does anyone else out there have this level of match or have any advice on how to maximize my match? I feel like Im being gypped in the long run.Assistant: Risk-free return of 10 still seems pretty good to me.Human: Yeah Ive looked at it like that as well. While 10 return is great I feel like theres more to this. Am I reading posts wrong though when people say that some 401k matches match 100 up to 3 of salary or is there something else going on there?  <response>: No. Some- and probably most- companies that offer a match base it off of gross salary. Matching based off contributions is not uncommon, though. 