<prompt> Human: EDIT 2: I was getting very discouraged at all the answers and starting to think my situation was hopeless... UNTIL I re-read my original post. My income per month is actually 2400. Sheesh. Sorry. EDIT: Thank you for the responses. I needed the black and white. Answer is: I cant do it. And being a single mom will be expensive regardless. I have to figure out what I can realistically afford. Would sitting down with a financial advisor be a wise idea? Or just a waste of money?My husband and I bought a house last year. We are now in the process of a divorce. We have 1 child that goes to daycare. I love this house and dont want to have to sell it if I dont have to. Im wondering if it would be a smart or poor decision to try to keep it on my own. I have already talked to the bank and was told I cannot refinance until we are at the 1 year mark which is about 4 months away yet. Im wondering if I can get by until then. These are rough numbers and not exact. Monthly mortgage: 1200My monthly income: 2400Other large bills include: school loans which I have done income based payment plan on so I will pay about 200 a month day care is 180week. I can make cuts in cable, internet, phone, and groceries. My car is completely paid off and is in great condition. My partner and I are still working out what the child support payments but are estimating them to be around 400 a month.  <response>: If the mortgage is 1200 and you only bring in 1400, there is absolutely no way you can make this work. You should be looking at housing costs of ideally less than 450mo 