<prompt> Human: So Ive been receiving these robocalls about my student loans, and recently they mentioned my credit card debt. I dont have student loans or a credit card, so this is weird. I tried to get my free credit score, but none of the agencies would give me any actual data: they just said I needed to mail or phone in, so that I will receive a paper document in several weeks. But I want answers now, because when I was filling out the information on the credit report, they asked questions about a mortgage and a retail card, neither of which I know about. Could this be some kind of mistake? If not, what is going on, and how do I go about extricating my identityinformation from this situation?  <response>: I get calls about overdue student loan debt and credit card debt all the time. I have neither, its just telemarketing. You need to go to annualcreditreport.com and get your actual credit reports. See what is on them and if there is something thats not yours, you can write to the agencies to have it corrected. 