<prompt> Human: For about 4 months now i have been using a dirtbike to get around, it recently broke down on me and is going to cost anywhere from 600 - 1000 to fix. I have no money saved to get the repairs done, so i was either thinking i take out a personal loan to buy a truck or i want to take an auto loan from Chase bank. Or maybe i get a loan to fix the bike, i make about 1000 a month. Any advice?  <response>: Fix your bike. Borrow from family if you can. If you have nothing saved then that is a good indication that you dont make enough money to afford a monthly paymentextra expenses. 