<prompt> Human: Hi All,I am looking at an apartment in SOMA in San Francisco. It is a 1 bedroom for 3,600 a month. It would place me in a solid location with about a 10 minute walk to work I am coming from a 4 hour daily commute so this is big. I know I can pay the monthly rental amount, but I want to make sure I am okay elsewhere with my saving, retirement amounts, etc. My information: Age: 30 Income: 250,000 a yearDebt: 45,000 student loan 1.8 Fixed Interest Rate Yay for refinancing with First Republic!Current Savings: 158,000 in a high yield savings account I will adjust this soon; money just came in 75,000 in IRAs 48,000 401k 45,000 in Cryptocurrency at todays current valueWith the 3,600 a month rent, I should at a minimum still be able to max my 401K 18,500 Max my IRA 5,500. How much more do I need to save to be on target to retire at 60ish? Can I really AFFORD the 3,600 a month? My biggest future expensive is a house... I hope.. one day in the 1-1.4 million range.  <response>: You have plenty of income to support that upgrade to your quality of life, go for it 