<prompt> Human: I have inherited about 20K which I have already invested 10k into safe investments Stocks and Bonds and 5k into riskier stocks Tesla and a few tobacco companies. I still have 5K left to invest and have it make money for me. I had 30K in student loans, but have already knocked off 4K of it. I have about 3K in credit card debt as well. I make 26880 before taxes. I am also working on a emergency fund as well that already contains 1500. What should I do to meet my goal?UMich22 Thanks for the link it put a lot of perspective on what everyone is getting at. For others - Thanks Mad_Ludvig This also taught me alot of what not to do as well.I appreciate all the advice, keep them coming. Knowledge is power  <response>: Why does everyone think investing money is a good idea when you have guaranteed someone else on their investment? uFiram and ublork125 couldnt have said it better. Sell your investments pay off your debt. Also, if you want to retire by 45 keep in mind you will need to afford to live for another 40-50 years you need two things. A job that is going to pay you a ridiculous amount of money 6 figures starting now. And the will to not spend any of the money you earn on anything and in fact save and invest it. 