<prompt> Human: Hello I am currently 28 yrs old and have very little in savings 500. My current plan includes putting 10 of my paycheck in my savings and let it sit there. I also have a ROTH and a 403b. Now roughly my monthly I take is 1600. Ive been doing side jobs here and there and saving half of that. Now, I want to go back to school and right now am taking a few classes at a community college with hopes of transferring to a 4 year university in the next two years. Is buying a house by the time Im 35 a realistic goal? Is there any more money saving tips that would be helpful to me?  <response>: I would say getting and financing a degree are your primary financial goals for the next 5 years. I havent even thought of buying a home, because I want to have at least 20 down for the house. I would like to have 30 or more really. 