<prompt> Human: otherHi guys, As mentioned in the title I had a friend as an authorized user on one of my credit cards years ago for a period in our lives we were splitting a lot of expenses and it made sense less now. I really didnt think about it all this time, but recently he wracked up 8,500. I called and spoke with him and he claimed it was just a buffer between jobs...but its mostly things like restaurants and bars so its definitely just a lack of responsibility. He said he didnt think Id notice and he planned on paying it off rapidly now that hes got a job. Well, hes had a job for 3 months and thankfully hes been paying the minimum payments...but thats all.Is it possible for the balance to be transferred to him if I get him to open a credit card in his name assuming he has the credit for it, he probably doesnt if hes doing things like this? Is there a way of handling this sort of thing that is understood? Im really concerned hes going to miss one of these minimum payments and then all my hard work creating and keeping a good credit score will be out the window as a result.Thank you in advance,  <response>: You are ultimately responsible for the debt your friend has racked up on your card, so you should be more than a little concerned about whats going on here. He can open his own credit card and do a balance transfer to move all of the debt from your card to his own card, which would be in your best interest.If you can get your friend to do this, you should then remove him as a an authorized user. 