<prompt> Human: My wife attended Keiser university in 2009, and had to withdraw due to family emergency after only taking 4 classes. She had a pell grant which the FSA website says she only used 65 of. It also says we owe over 9,000 in federal student loans.DIRECT STAFFORD UNSUBSIDIZED-5,776.00DIRECT STAFFORD SUBSIDIZED-3,344.00I have requested an account statement showing how much her classes cost and what the Pell Grant covered in the mail now, but we cant possibly be on the hook for all these loans can we?What steps do I need to take once I determine the difference between the value of the classes and amount of student loans unused?Any help would be appreciated, and I thank you in advance for everything.  <response>: if she didnt use all the money from the loans to pay tuition, then where is it? wouldnt she know that?also, unless she withdrew very early like a week in then she is responsible for the full cost of the classes. 