<prompt> Human: So this morning while I was half asleep I must have paid 435 towards my 465 balance on my BoA credit card using online banking. When I got home from work today, I paid it again 425 while I was going over my bills. My pay history didnt show any payments madeprocessing when I submitted the 2nd payment.Now both are showing processing on my payment activity. I dont see an option to cancel the 2nd payment. What are my options? Will my CC essentially go to -400 balance? Will they refund the over payment? This is the most responsible mistake I have ever made in my life.  <response>: Haha. I like the last line. You have a negative balance so spend away, or call the company and they can send you a check or if it soon enough reject the bank payment. The money isnt gone. 