<prompt> Human: So I bought a house last year, I put bought in quotes because I just stood in name for my parents. They basically bought the house with their money but the mortgage is under my name. They are making the payments on the mortgage and I do nothing because I dont live there. So when I used to do my taxes, I usually use creditkarma or turbotax free versions. My question is, do I have to declare anything with the house and make the taxes more complicated, or can I continue using the free versions and just leave it off?  <response>: If its in your name, it doesnt matter who lives there or who is paying the mortgage; its your house and you do have to declare it. 