<prompt> Human: When i was 17 my father used my name for car insurance because it allowed for a lower monthly rate. However he got into a few accidents and nowIm 20 they are showing up under my name and are increasing my rates. How can i solve this problem? Assistant: Why would a 17 year old have lower rates? Teenagers have notoriously high rates. Does your dad have any duis?Human: No he just gets into a lot of accidents and is terrible at finance management.  <response>: he just gets into a lot of accidents.Sounds like he needs to lose his license. 