<prompt> Human: So this all happened in Utah. Last March my brother sister-in-laws son suddenly stopped breathing. He essentially had RSV but was asymptomatic. They knew he had some issues breathing, and were closely monitoring him, but his condition was far worse then they could have realized.After he stopped breathing he was taken by ambulance to the ER. Once he was stabilized he was flown via helicopter to Primary Childrens Hospital. He was on life support for a full week. Three or four of those days were covered because he was a viable donor and they decided to donate his heart, kidneys, and liver.But virtually the rest of the emergency is not being covered by the insurance company. Insurance is only paying roughly 1,000 for the helicopter and 2,000 for the rest. Their reason is because theyve determined the expenses werent medically necessary. Theyve used all of their appeals and have talked to the hospitals to get the expenses a lowered as much as possible. But their total is still 150,000.Their current plan is to file bankruptcy. Ive tried to convince them to seek a insurance lawyer but they simply cannot afford it because they make roughly 20k a year at most. Is there anything more they can do? Any advice?  <response>: I would also post this to rInsurance 