<prompt> Human: About to be debt free other than mortgage and SO and I would like to start living off of one income and allocating the other one entirely to investing and saving. Goal is early retirement in central america in next 10-15 years. I am curious others in the same boat how you allocate the second income. Also any advice on pretending that other income doesnt exist.  <response>: rFinancialIndependenceIf using the 2nd income as a natural break between money you can spend and money you should invest helps you to reach your financial goals faster, then thats fine. But ultimately this is about spending less than you earn.I would personally consider both incomes to be in one pot to be divvied out based on our goals. 