<prompt> Human: I absolutely cannot afford this and need to figure out what else I can do to get a lower rate from my insurance. Need helpadvicespiritual guidance to get me through the migraine that is dealing with these insurance companies. Everyone is quoting me about the same price and Im not sure if I have any recourse here. I live in the NYC area and travel by car for work, roughly 100 miles a day as I have to travel regionally. On another unrelated note, Ive been lurking this sub for a year now and with a lot of the guidance here, have been able to really bolster my savings. Thanks for that!Assistant: What did other companies offer?Human: All-State, Progressive, Geico - all ranging from 690 - 780 range  <response>: That does not seem right. When I was a lot younger, I had a Maserati, and got speeding tickets about once a month. At no point was my insurance anywhere near 700 a month. Unless theres a youtube video of you running over a pride of baby kittens while butt naked and snorting coke off your dash board, theres no way your insurance should be that high. 