<prompt> Human: Im looking for some advice on how much I can pay for rent. Ive heard that one should spend 13 of net income or less, but when I crunch numbers it doesnt seem right. I currently make around 50k, and pay close to 1000 for a not-so-great 1-bedroom apartment. I just accepted a new job at 70k, and am trying to determine what this means for me financially. Im single, in my mid 20s, and have paid off my student loan. I have about 2k on my credit card right now and only about 1500 in savings. 70000 - 21000 taxes 49k net. I want to contribute 5 to my 401k10 to employee stock purchase plan Monthly bills: Car payment 300Car Insurance 100Medical insurance ??Internet 50Electric 50Subscriptions 30Gas 150Groceries 300Entertainment 200Miscellaneoushousehold 100Savings 400 or more, would like to start saving for down payment for house The places Im looking to rent are around 1300-1450. 13 of 49k tells me I should spend around 1400, but it just seems like I will be spread thin! Any tips for budgeting or insights on renting would be greatly appreciated! Ive always just spent money without much thought, and then end up scrambling and living paycheck to paycheck until I replenish.  <response>: There is no reason to spend as much as recommended on your rent. 13 is the most you should be paying. Some of your bills, namely your car-related bills, are a little expensive. Is there a way you can live closer to work to not have to spend so much, especially on gas? 