<prompt> Human: My bank just added some fancy new budgeting software, so I tried it out. I allocated my monthly income to the different categories, making sure I didnt budget all my income. I want some left over for just in case situations.The budget software didnt like this. It wants me to budget 100 of my monthly income. Just the thought of doing this makes me very nervous. I always try to live within my means - I dont want to spend all my money every month!Is allocating all of your income this way standard budgeting practice? Is there a good reason for not having some money left over after creating a budget?  <response>: make your savings or just in case a bucketthen all your income should be allocated 100its either going to bills or going to savings bucketshould account for 100 