<prompt> Human: My sister recently got married and gave birth. I then realized that Im at the age where my friends are getting married and having children. So, Im making it a habit to have a fund with money set aside for socialfamily events. Any financial life lessons anyone care to share?  <response>: MAAGX and MAGWX recommendations for my Roth IRA from a financial advisor who was a family friend. I was told a 5.75 load fee is normal.As soon as I educated myself about investing and learned what skullduggery had transpired, both me and my money rocked out. He isnt my friend any more. 