<prompt> Human: I just got a lucky windfall of 100,000 after I paid all my taxes. THIS IS 100,000 CASH LEFT AFTER TAXES. I am 24. What should I do with it? I have no clue..help! I am not a materialistic person. I have no idea what to do with this money. Let it sit in my savings? Buy gold? What?!I have no debt,I have a nice car paid for already,I am getting married next year,I live in a decent apartment.  <response>: Generally, the plan for a large windfall should be: Leave it alone in a savings account or other reliable account until you have done enough research to make smart decisions and are distanced enough from the shock of it all.Do you work? As long as you do, I would advocate maxing out any retirement accounts you have access to. 401k, IRA, etc.. That way the money can grow in a tax-sheltered vehicle.Dont have a bigger wedding than you were planning to have anyway. 