<prompt> Human: Hey Guys, As the title suggests, I have recently entered a debt agreement in order to pay off approx. 30K AUD worth of debt. I have also set up my bank accounts in such a way that I can allocate funds to different priorities such as personal savings, motorcycle rego insurance, emergency funds etc... This is the first time Ive ever really been able to do this due to a great paying job and stability. I do however struggle with drive and motivation when it comes to these sort of things but I am enjoying looking at my bank account with money in it and seeing my debt reduce instead of living pay check to pay check like I have in the past... I guess Im just looking for ideas about rewarding myself for hitting financial milestones e.g. finally having 1000 in emergency funds new 60 shirt or every 500 dollars saved in personal savings a juicy rib eye fillet from my favorite restaurant etc. I have struggled with drug and alcohol abuse in the past which is a contributing fact to why Im in debt so I cant have beers at your local pub kind of reward ideas.Look forward to hearing what you guys think works! Cheers Edit: Just woke up to find some very useful replies, thank you to all of you for your help! I feel like I should clarify a few things though;1 The debt agreement that I have signed freezes all interest so I dont really need to prioritize paying off the debt with higher interest first.2 I have moved back to my mothers house Im 24 next week so no big deal to get on top of my financial situation, so other than giving her 300AUDfortnightly, I really have no other major financial commitments other than personal savings debt repayments3 For those of you that didnt quite understand - 60 shirt is a nice dress shirt NOT a t-shirt lol. It was meant as an example4 To those of you that have the mental strength and willpower to not spend a single cent on splurging once in a blue moon, I applaud you and your amazing efforts, I have however decided that in order for me to keep this momentum going, I do need to treat myself in moderation. Once again guys, thank you so much! This definitely got a lot more attention than I thought it would and there is a whole bunch of food for thought in this thread :  <response>: My friends and I used to do something called the blow-a-grand club. This was back in the 90s when 1,000 was still a lot. Every time we saved up 10,000, wed take 10 and have a wild night out on the town. Sometimes, Vegas, or AC, but usually just take our dates to a 500 dinner at Le Cirque and get a hotel room. It also became a bit of a competition, to see who could save it up the fastest. If one guy was spending on other things, he was holding the party back for everybody. Anyway, I managed to put 50,000 in saving each year that way. Soon, I had saved up enough for a years salary, and was able to take time off work to go back to graduate school full time. If you have the right goals, and some competition, then a reward system can definitely work for you 