<prompt> Human: Hello there,Im going to start by saying I have near perfect credit. If I put something on my credit card and I pay above the minimum payment but dont pay it off in full, will that hurt my credit?Im trying to figure out whats best for me right now while keeping my credit score high. Thanks!  <response>: Always pay off credit cards in full. You are worrying about the wrong thing - concern yourself with saving money by not paying interest and your credit score will steadily improve. If you cant pay off your credit card bill in full you are putting things on the card you cannot afford. 