<prompt> Human: These are my options...Fund Symbol Expense Ratio :------::---: Vanguard Total Bond Mkt Idx Signal VBTSX 0.10 Vanguard LifeStrategy Mod Growth VSMGX 0.16 Fidelity OTC FOCPX 0.76 Vanguard Capital Opportunity Inv VHCOX 0.48 Vanguard Extended Mkt Index Signal VEMSX 0.14 Vanguard PRIMECAP Fund Investor VPMCX 0.45 Vanguard Small-Cap Value Index VISVX 0.24 Vanguard 500 Index Fund Signal VIFSX 0.05 Vanguard International Value Fund VTRIX 0.41 Vanguard Total Intl Stock Ix Inv VGTSX 0.22I currently have a large chunk in Fidelity OTC. I know teh expense ratio is high but its getting me the best return. Just wonder what other people would do.  <response>: Id just like to say that its bullshit that I cant buy vanguard funds in my 401k 