<prompt> Human: Ashamed to admit that I have made some really bad choices in my life.My wife and I are currently 90k in debt with an annual combined salary of 100kwe are both 24, and own a house which we owe 220k on, not much equity yet as we have been here for about a year.We were able to buy this house when we had about 80k in debt.I didnt account for this in our 90k debt.51k 6.99 on a Car that is VITAL to my Job. I have considered trying to trade it in but the only way out of it is at a 35k lose because it has been hit and depreciated in value a lot the vehicle is only worth about 15k right now. it runs perfectly, but its depreciation due to accidents and repairs.30k on combined student loans 3.29and 10k on a Line of Credit. 7.99 Out budget looks roughly like this Monthly:Item Amount------Salary5900Roommate600Bonuses500Internet-80 2 year contractCellphone-250 6 months left on contract than we are switching to a 40 a month play eachGym-10PSN-10Spotify-15Auto Loan-760Mortgage-1067Insurance-380 This is life, house, autoUtilities-290 Electricity. Gas. Water . etcStudent Loans-430CC Minimum-350Land Tax-195Condo Fee-75Gas-300Food-500Bank fees-24Medication -160Spending-100Remaining2000How do we even go about tackling this beast, is it worth it? Have we gone to far down the rabbit hole already?I am 100 committed to buckling down and getting this paid off and any advice is very welcome.  <response>: Your auto loan is killing you, tackle that first, throw any money you can at it until it is gone. Also can you switch banks to get rid of those bank fees?Revision: Tackle the line of credit first, should be able to knock it out in less than 6 months if you throw 2K at it a month. Then tackle that insane auto loan.If you throw that extra 2000 and make no other changes to your budget you could have everything paid off except your mortgage in less than 3 years, here is your time line:Line of Credit: January 2019 Auto Loan: July 2020 Student Loans: February 2021 Each time you pay off a loan, you throw the payments you were making on the loan you paid off to the next loan until they are gone.Check out these sites, they can help you track your progress for free: 