<prompt> Human: Usually auto insurance has two parts, collision insurance which insures your own car and liability insures the carpeople you hit.i totally understand the collision insurance will go up since it will be more expensive to repair or replace parts of a newer and more expensive car. But since the new car a Tesla has better technology to avoid accidents from happening in the first place, doesnt it make more sense to have a lower LIABILITY insurance? Or last least not much more expensive than that for my old car a Honda? thank you guys.  <response>: These numbers are generated from real world accident costs. The data does not support your hypothesis. 