<prompt> Human: Tax free Canada.Gave 40k away to my dad, leaving me with 460k. No concrete goals. May put it towards a condo but I am looking to wait a year to make any decisions so I dont be impulsive. I live very inexpensively now and have 0 debt or dependents. But I am in the job hunt right now too. I have enough non-lottery money in my bank to last me probably until February. I was thinking to pay off a siblings car note 15K since I feel pressure from family to do so, though this sibling is a black hole with money and will probably blow it. Which is why I want to offset the cost as much as possible with some investments. I can pay off the loan in full come December as a very short term investment goal.I dont know when I will want to buy a condo but Im thinking within 1.5 years I wont need to touch this money and ideally Id like it to grow 5-7 a year 10 would be ideal but Im not holding my breath but my investing knowledge is limited and I dont have a huge appetite for risk. Im guessing I should see a financial advisor. What do you suppose they would tell me?What would you do in my shoes?  <response>: I want to clarify the advice to protect yourself against your family. This advice does not assume your family is full of money grubbers. Or that they dont have your best interest in mind. Or that they are trying to take advantage of you. Im assuming you are on great terms.Helping a family with a life saving medical procedure would be one thing. But your sisters car? No. Thats her financial obligation which she signed up for and must be accountable for. Not only are you in danger of leaking money, but this is not a favor to your sister. It hurts her. She needs to be personally responsible for her finances. Dont hurt both of yourselves at once. Put the money away in a safe place. I like the other guys advice to just put it in a savings account and say No while YOU learn what the responsible thing is. Be very discerning with the advice you take.Although I will say it would be a nice opportunity to take your family out to a restaurant you normally go to celebrate and explain this to them. Out of your regular budget. If they get the idea youre made of money you need to set clear boundaries. Hopefully not -- this would be really disappointing. 