<prompt> Human: When I get a paycheck, some of it goes to my savings, some stays in my checkings in my emergency funds and the rest goes to pay off the credit card I use for most if not all purchases.My question is, I usually pay off the whole balance or the maximum I can pay off, but this is not necessarily after that statement period ends. Is it better to wait until the statement ends and then pay it off, does it matter if I just pay even during the current statement period. I figured it didnt really matter this way--does it? Is better to wait until the statement closes to pay? If so, why? Does this have any effect on the cashback I recieve on my card?  <response>: Pay the statement balance after the statement closes and before the statement due date so that activity is shown on the card. 