<prompt> Human: im in my early 30s, no dept, employed. i also have almost exactly the same amount of in a 401k as in screenshot 31k. have been been investing in these 2 mutual fund for a few years and things are looking good.whats the argument against selling?  <response>: ...and then what? Do you have a plan? A 401k is for long term investing, what are you going to invest in next? 