<prompt> Human: So Im trying my best to be more aware of my financial situation as I have been slacking.I finally figured out how to take a look at my 401k and change what funds are getting the money since day 1. Honestly I wish I could just put 50 of my 401k money in something stable and not leave it in the markets hands at all.Clearly I have little grasp on whats going on, but I was just wondering how often people actively re-organize their 401k and change which funds the money are going to.EDIT 1029 - Thanks for commenting guys, lots of good advice all around  <response>: To sell your stocks while the market is down is the exact opposite of what you need to do to make money. Unless youre retiring in a few years, panicking like this will do more harm than anything. Read up on the fundamentals and assess your investments rationally, without obsessing over somewhat meaningless YTD figures. EVERYONEs YTD is crappy right now. 