<prompt> Human: So... basically Im fucked. My previous employer wasnt taking enough of my check for taxes and Im left with this remainder to take care of. I have no income or savings and my bills are starting to pile up. I essentially live off of my food stamps while sleeping in my car. Im sure Im not the only person that hasnt been able to pay their taxes but Im afraid of what the IRS can do to me. My worries are further amplified by the IRS being nearly impossible to contact on their 800 number.Should I get a credit card to pay this off? Ive heard I can create a payment plan with the IRS, how do I go about this?  <response>: So... basically Im fucked. My previous employer wasnt taking enough of my check for taxes You are responsible for your taxes, not your employer. You are responsible for setting up your withholding. You are in control. Im afraid of what the IRS can do to meHere are details from taxmankeith on how to setup a payment plan. 