<prompt> Human: My 45 y.o. dad is in a coma with brain contusion and swelling, my mom is absolutely distraught and I need advice to help my family figure this out. I am 23 years old and live with them while in nursing school.Medical bills are not our concern, both parents have great health insurance and both parties in the accident have insurance. However our big concern now is managing things like utilities, electric, cable, car payments, and anything along those lines. My dad paid all the bills, he was relatively organized and always on time, a lot of stuff set-up for auto pay, but we are scared that there are things we will miss and want to know where we should be looking to take control of everything.  <response>: Youre probably freaking out and overwhelmed. Its great to be prepared and be able to deal with financials and bills effectively, but just to put your mind at ease, youve definitely got some time to figure it out. If bills are on auto-pay, theyll take care of themselves. If the auto-payment account is not fully funded or bills need to be actively paid as they arrive, youll typically have a month or two... Then a paper letter notifying you that the account is past due - even if hes signed up for onlinepaperless. If its still your responsibility to handle these, they can be settled then with generally minor consequences if your account had previously been in good standing. There might be a late fee, some accrued interest, but these may even be waived if you speak to someone.Good luck to you and your family. 