<prompt> Human: Not sure if this is the right place but I do the tax-free commuter program at work where I get 130 a month tax free taken from my paycheck and put on a prepaid Visa transit check. I use the card for Bolt Bus for trips some weeks, but other weeks I dont. Bolt Bus doesnt let you do partial payments on tickets, so some months I still have money left over on the cards. What is the legality of using the remainder of the money on the card to pay off, say, bills?  <response>: Very definitely not legal. If youre contributing more than you can use, reduce your contributions. 