<prompt> Human: Edit: Also, please no lectures on how stupid of a decision it was. Backstory: Im 22 and my fiancée traded in her car to get a different one. I cosigned with her mom, as my fiancée had terrible credit. This was probably 8 months ago. My fiancée said she would take care of the payments but is now i think 2 months behind. 3 months ago her mom filed for bankruptcy. Long story short, when she got divorced 7 years ago, her ex husband said he would take care of certain bills for it but didnt and her name was on it too. I dont know if that had any effect on the car that we cosigned for. My fiancée and i just recently split up. I dont have the money at the moment for an extra car payment, so right now she has it. I wanted to know what the repercussions are for me, how bad itll put me back, any way to help, any way to get my name off the car, etc. Just any help at all.My dad said that i should just not worry about it and just work on improving my credit for the long run. If it matters, Im in Texas.  <response>: Basically you are on the hook for the payments because you co-signed.So either:1 You convince the ex-fiancée to pay her damn bill.2 You pay her damn bill.3 She is able to refinance the car by herself.4 The car eventually gets repossessed and your credit rating gets tanked along with hers.5 You convince your ex-fiancée to sell the car and you make up the difference between what is owed and what you can sell it for. You might have to cough up some cash to the ex-fiancée to help her see the wisdom of closing out this liability responsibility.Unfortunately none of these are a good path forward but Id guess that options 4 and 5 are the most likely. If you can come up with the money for option 5, that might be the cleanest exit without trashing your credit. Letting the car get repossessed will trash your credit and youll still be liable for the debit. Sorry you are getting screwed over. 