<prompt> Human: I am a furloughed employee of the US Government and I received this PM from my credit union. While I dont need their assistance because I have an emergency fund, I doubt big banks would be this accommodating. We have identified you as a member whose finances may be affected by the government shutdown, and want to help you during this time. If you do not receive your funds on the regularly scheduled date of your federal payroll deposit, a one-time provisional credit may be available to apply to your account. This credit will be a zero interest payroll advance based on your direct deposit history. It will allow you access to funds while government budget issues are resolved.If you would like to receive the provisional credit, send a Secured Message to Govt. Shutdown Help and include the subject line Government Shutdown, your name and contact information, the amount of the deposit you expect and the date you would typically receive it.The following terms and conditions apply to this provisional credit: You must have an established history of direct deposit with RBFCU. The provisional credit will be based on your federal payroll direct deposit history and may be subject to approval. The amount deposited into your account will be automatically removed 30 days following the application of the credit. If you do not have funds available to cover repayment, Consumer Lending can assist you in setting up repayment terms, including applicable interest rates.  <response>: MEMFCU in PA is doing something similiar plus allowing a one month deferral on any loans with them, interest free. 