<prompt> Human: So mid last month I paid off all of my revolving credit, and while some of it has started showing up on Credit Karma and MyFICO as being paid off, a particular Capital One card that went from a 1,300 balance to zero just showed up on MyFICO app as going from 0 to 1,300, thus reducing my score. I checked my balances and Im still showing 0. How can I get this fixed? Do I call Capital One and ask them whats going on or what?  <response>: They only update once a month so might just be delayed. 