<prompt> Human: I am finishing my Finance degree in May 2017 and just accepted a management consulting job that pays 65,000 base salary in Philadelphia, PA. I am starting out in management consulting PI in order to learn a ton, specialize, get an MBA 5years. I need to relocated into the city. Reddit- what do you suggest my first housing move is? Should I rent, work towards buying a houseapartment early as an investment? I really want to build a foundation of wealth that will allow me to live more luxuriously towards my late 20searly 30s even if I must sacrifice as a young 20s year old. I have contributed appx. 10k to a Roth IRA starting when I was 19 I am 21 and a few months now. No debt coming out of college.  <response>: My advice would be to live cheaply with a bunch of roommates. You are young enough to enjoy the lifestyle and social advantages, and will have greater flexibility should you ever have to move to a different city to change jobs. 