<prompt> Human: Im in a position where I owe 85K in student loans with an average of 8.75. Currently I can knock out 13 loans amounting to 30K. At this point in time Im also interested in starting a mobiletech business. While hosting at this point is minimal, if the traffic increases, so do my maintenance costs. Id like to reduce my debt to income ration but at the same time want to have funds available to insure that I can keep my siteapp afloat. What would be the best way to approach this situation?  <response>: I would not recommend starting a business with student debt. Business debt is personal debt and 80 of small business fail in the first 18 months. Get out of debt, save up an emergency fund, and then move on from there. 