<prompt> Human: Hi,The title sums it up quite well, but my friend just purchased a home and I am going to rent out a room to help each of us save some money. He is going to have home owners insurance but do I need to get a separate insurance policy to cover all of my personal belongings? Im assuming yes, but I want to make sure that if I have renters insurance that he doesnt need anything in addition outside of typical home owners insurance. All help is appreciated!  <response>: He will want to be sure his home owners insurance covers a rental situation. 