<prompt> Human: Im 23, make a good amount of money monthly income 4400 after deductions and work in NYC but because of family reasons aka be the third parent for my troublemaker sister I live at home in NJ. Im realizing that I really need my own space so Ive been searching for apartments in NYC for rent, even though my parents dont want me to move out until my sister graduates from high school in June. Our family is currently renting the house we live in and our landlord is kicking us out reasons having to do with faulty paper work on our landlords part, among other things outside of our control so we have to move out by March. My parents have bad credit and they want me to apply for a mortgage and buy a house for the family but really it would be for my parents since sister is going to graduate and my other sister took a job out in California. I have good credit and would love to help out, except Im not sure if financially this is a good idea especially if Im already trying to move out and theres always the chance of them defaulting on payments and messing up my credit. They did say they would make the monthly payments since itll be around the same price as rent. tl;dr should I help my parents buy a house while Im trying to move out?  <response>: No. No. No.I wouldnt mind if they destroyed your credit. Im more worried theyd saddle you with all that debt, in a house you never wanted, while being forced to evict your parents.You can help them by paying their rent, buying a house you want and live in and letting them live in it, etc. but never become legally and financially responsible for something you dont want. Once you do that youre stuck and have no easy way to get out of the situation. 