<prompt> Human: Hello everyone.I just did a 401K rollover into my Vanguard account. On top of that, my wife and I have separate Roth IRA accounts Vanguard and weve been maxing it out every year. To make our lives easier, Id like to keep all this retirement investments into one of those targeted funds 2050. Is it a good idea? I know you shouldnt put all your eggs in one basket, but I dont see a better solution here. Im pretty sure the targeted funds will manage my money better than I would do.What are your thoughts on it?Thanks  <response>: A target fund is one basket of many baskets. They offer great diversification, so youre fine. 