<prompt> Human: UIll be getting a part time job soon for the summer. I also plan on attending college. I plan on saving for retirement and for paying off loans I have. Im applying for FAFSA and will be attending community college and living at home for 2 years and will de driving to and from there with a distance of 20miles  <response>: The choices you make regarding college will have a lasting impact on your finances, especially with regard to student loans and choice of college major. If you are planning to attend college, and are 18, it seems likely to me that you already know where you are going to school, and may already know what you want to major in. Its not easy to revisit those choices if you have already made them, but I urge to to carefully consider your options if you are looking at attending a college which will put you significantly in debt by the time you graduate. There are so many twenty-somethings who post on rpersonalfinance, struggling to get by under the enormous burden of 50k or 100k of student loans. A more expensive school will not necessarily provide a better education or help you get a better job. I also urge you to take your college major very seriously, as what you major in has a serious impact on what job you get out of college, and eventually what career you end up in. I dont mean to say that everyone ends up in or stays in a job related to their college major, but there are still college majors that will make it easier to get a good job, and college majors which make it difficult. The common advice offered to entering college freshmen is to find your passion and try to make a career out of it, but I would ignore that kind of advice. It is far better to find a career that you mostly enjoy, that pays well enough, and that offers some security, than to hope that you are the 1100 that becomes a successful writer, dancer, diplomat, politician, or whatever. Do some research on careers, think about how much money you need to earn for the lifestyle you want to live, and question whether you are doing enough to get the job you want. If you want to not worry about money, and not end up working in retail or in a job you hate after college, take career development seriously while you are in college. Choose a major that involves in-demand job skills nursing, education, engineering, accounting, finance, supply chain management, IT CS, etc., and make sure you get some work experience before you graduate college. In a lot of fields, internships are more important than almost everything else on your resume. 