<prompt> Human: Well my parents when I was younger used to pay some bills in mine and my sisters names. I didnt know this until recently. But they would like buy a cell phone and then not pay the bill under our names. It has already screwed over my sister as she is 21 and Im only 17 but it ruined her credit and its going to be the same thing for me. Is there anything I can do here? I spoke to a lady at my bank and she said they might be able to fix it Im just curious.  <response>: Criminal parents can fuck you overFTFY. This is far more than irresponsibility. Your parents committed a major crime against both you and your sister. Your choices, financially, are to either accept being a victim and pay the amounts stolen from you fraudulently by them or report the crime and risk that the perpetrators are prosecuted criminally. Relationship advice is beyond the scope of this sub, though. 