<prompt> Human: Im 18 years old and just started University, I have a few thousand dollars saved up and I feel like i should be doing something with it, whether it be investing it or putting it into some sort of account. Any advice?  <response>: At age 18 you probably have a lot of life expenses coming up and should probably just keep the cash in savings. You dont need the risk of losing it in an investment. Investing your money and energy into a degree that will get you a decent paying job is the best investment you can make. 