<prompt> Human: I understand how to plan a budget and have no trouble with the math aspect. The issue Im having is that my wife and I each get paid biweekly while the majority of our fixed expenses are due monthly.Reconciling two pay periods against each month leaves out two checks per year, which aside from being inaccurate, makes it seem harder to save. Also, this is the first real budget my wife will be living with, having been supported by her family for a long time, so simpler better.My plan now is to use the formula of 1 pay check x 26 pay periods 12 months, but I feel like I may be overcomplicating things. Anyone have a simplerbetter method?Thanks in advance!EDIT: The responses I have received so far favor an approach that treats each month as two paychecks worth of income, and sends the two resulting bonus checks directly to savings. I think it would be more advisable to saveinvest that 7 of our take home pay on a regular basis instead. There may not be one right or wrong approach, but is my reasoning flawed?  <response>: Many people in your situation budget for two paychecks a month and twice a year take the third paycheck and put it straight into savings. 