<prompt> Human: My fiancé and I just graduated college, are getting married and moving to a new state. So we are needing to get our own car insurance and stop using our parents. I have had 3 speeding tickets in the last year and a half and am really worried about insurance being high because of it. My fiancé has a totally clean record and we will either have 1 car to share or each have our own. So my questions is whats the best way to do this? Is there a way for us to put the insurance only under her name so its cheaper or do we need to have both of us because we are married? Are there any car insurance companies that dont go crazy because of speeding tickets?Obvious newby to car insurance so any help would be great!!  <response>: 3 tickets in under 2 years says youre a high risk driver. Can you explain to me why the insurance companies SHOULDNT charge you more when theyre the ones who have to pay if you hit someone?If you can come up with a good argumentexplanation, perhaps you can pitch it to the company. But other than that your best bet is to wait until theyre old records 3-4 years old and ask for a reconsideration of your rates. 