<prompt> Human: I guess I just want the hive mind to tell me its ok.Backstory: 27 yo. Graduated last year, been working a 2.5 years. Originally had 30k in student debt, all paid off. I pretty much exude the frugal lifestyle for my area very high cost of living. But now my beater just died been told its not worth fixing - frame is disintegrating from rust after 13 noble years and its a steel deathtrap by todays standards. Im looking to buy something new and ultra-safe and drive it into the ground again.Side-question: Anyone have any opinion on an ultra-reliable, ultra-safe car thatll probably make it another 13 years? A few on my short list: Toyota Corolla though small-overlap IIHS didnt do great, though perfect NHSTA, except roll-over, Toyota Camry perfect IIHS, though NHSTA only 4 star, Toyota RAV4 perfect IIHS, though NHSTA only 4 star. Looking for additional input on that.Right now: Debt: 0 Cash: 22k willing to part with up to 5k for down payment 401k: 44k Roth IRA: 13k Car trade-in: 400 Net monthly income after maxing 401kroth ira and paying health dental insurance: 3,900 Monthly expenses: 1500-2000 usually 1800 Equifax Credit score: 785Other Details: Job is mostly secure as long as theres not a huge economic downturn Im an ok engineer, but my field is semi-limited. In worst case could move in with gf or parents andor sell car. I dont actually drive much 6k milesyear although I might do a little bit more ifwhen I have a comfyreliable car. Im pretty big into FIRE and it looks like doing this once now and once in 13 years want to semi-retire around 40 if possible shouldnt hopefully set me back more than 8-12 months. I tried chasing those lightly used cars but they either had something clearly wrong with them or were bought minutes before I got there. It also looks like the used car market is pretty inflated these days. Either way, Im realizing old cars are not comparable to new cars in safety standards I think Im willing to drop a few extra k on the off chance I get into an accident and I can walk away unscathed; I hate parting with money but health is pretty damn important IMO.Thoughts?Example vehicle: It looks like I can get a 2015 Rav4 with 60 month 0 financing for 22.5k automatic, no add-ons, FWD, 8 yr75k miles Toyota Extra Care Warranty platinum.  <response>: Your assessment about the used car market is correct; it isnt what it used to be. Not that there arent still deals to be had, but its hardly the no-brainer it was once considered.If your plan is to buy a quality mid-range car known for long life Toyota, Honda..., take care of it, and drive it into the ground at least past 200k miles, then it is reasonable to purchase new if it does not cause a problem financially.With the 0 financing offer, I think it makes a lot of sense as long as the monthly payment still allows for appropriate savings levels, which it sounds like it does. 