<prompt> Human: Ive been paying of debt, driving affordable cars, saving, being frugal, and currently rent and building up for a down payment. Meanwhile, I know people that buy whatever, drive whatever, remodel their homes, and make generally poor financial choices. I know they make less too. How do you stay motivated when people around you have stuff now, when youre willing to have it later? All I can think now is time will tell.  <response>: Its not about staying motivated, its purely about sound life decisions. Those people will suffer the consequences in the future. You wont suffer any. 