<prompt> Human: I opened my Roth IRA with Vanguard late last year and I now have 10,000 in a target date fund 2060. Does this fund provide the best potential for my money to grow? Is there a better route? If it makes a difference, my risk tolerance is fairly high as I wont need this until retirement and currently on track to maxing out my 401k.  <response>: in a target date fund 2060 This is perfectly fine. Theres nothing wrong with that fund, and its a perfectly reasonable choice for long-term growth. As you increase your balance and read more about the topic, you might want to explore other options in a year or so. But for now, go slow adn leave things as they are. 