<prompt> Human: Just totaled my old car, but already have arrangements for a new car on the way in 12 months. I need a temporary vehicle that I will only keep for 12 months. Am I better off paying cash and hoping to recoup as much of it as possible in a year or should I finance some portion, knowing that I may have to sell the vehicle for less than the remaining principle amount in a year? Also - when picking a car, do the typical best resale value lists apply? I know theyre usually calculated for new cars and and often based on 60 month resale value.  <response>: Find something you can afford with cash. If you know your window is small you can get by with an older vehicle that has less value to lose and will cost you less in one time fees like titleregistration. 