<prompt> Human: Hello. So I plan on moving to NYC from NJ and due to public transportation and parking I will not be bringing my car. Since I wont be driving any more I am wondering if its ok to cancel my car insurance? The only concern is I may go back home to NJ once a month where I may drive my car to visit friends. The car I would use would be insured under my parents names already. So do I need car insurance if I will be driving one day a month?  <response>: I drove uninsured once didnt understand that I wasnt covered, I thought I was. Accident, found at-fault, total cost half a million. Everything is gone and Ill be working this off for the rest of my life. I saved 30 that day.Dont do this, even once. 