<prompt> Human: I am a recent college graduate, with a physicsmath degree. I very surprisingly got a graduation gift of 10,000 from a family member. Where this is an amazing gift, I am at a bit of loss on howwhere to let my money grow.I have a few thousand saved up, 60k in student loans, 7k in car loan, and still pay rentgroceriesutilities throughout the year. While I am in the hunt for a job in my field, I am thinking about getting a local job at a restaurant to just meet my bare needs, until I get a career in my field.I was thinking of putting the money in a CD account, and shopping around different banks and look into time limits and rates. It is possible I can use a bit of that cash and invest, though I would be entering the stock market with almost no knowledge. Any tips or ideas would be fantastic. Thank you to all who read!  <response>: From the looks of it, the best investment in your case would seem to be decreasing the amount of loans you have ATM. The end result should provide you with higher investment rates than depositing them into somekind of a bank account. 