<prompt> Human: Ill start off my saying im aware that i did this to myself and i was aware of It the whole time. I thought i could put myself in debt and pay It off extremely fast with my investments and make 2 folds what i had originally invested. Clearly not a real thing. Im 21, in college and i recently lost my job that paid really well. Ive been burning through my savings to keep me afloat while i look for a new job. I support my self and have 1000 a month in bills. Which is my car payment, rent, utilities, credit cards, food and etc..I put my 18 month interest free credit card over the limit and im pretty sure the interest is retro active so my interest will catch up to my. Its about 5,500 and i cant pay I.t off in one lump some. The promotion period ends in July! Anyone have any thoughts on my options here? Do i eat the interest and pay I.t off? Seems like the only avenue, because i will not default a credit card, i read about I.t, its terrible. Thanks for your time!  <response>: If you went over your limit Im willing to bet your interest free promo period ended immediately. 