<prompt> Human: I currently owe 23,000 spread between 4 cards. At 23.44 interest.My credit score is: 625 If i work consistently i can make around 800-1000 a week.I only have about 3000 in liquid assets.Im not what I should do these are the options Im considered:But have no education about any of these routes.File for bankruptcy.Talk to credit consolidation companySeeing if I qualify for a personal line of credit with a lower interest rate.Slowly paying down the debt at the current interest rate.Running away to Italy and changing my name. My expenses are something like 1800 a month including rent utilities and groceries.  <response>: Additional option: live on 35kyear, get a second job and have it paid off in a year. 