<prompt> Human: Im 24, graduated with my Bachelors in IT in May, and have been working in the field ever since. I live in a rural, low cost of living area, but per this subreddit Ive been advised not to spend more than 30 of my after-tax income on rentutilities. I live with my mom shes widowed, my brother moved out years ago and shes thinking of moving and buying a new house its huge, 4 bedrooms, she said I could use 2 of themI have zero debt to my name. No student loans, no car payment, nothing. I just got a credit card, and am paying it off every month to establish a credit line.After hours of searching for my own place however, its nothing but shitholes. Im wanting to stay in the 600-700 a month rent range and its garbage. I know, you get what you pay for with a lot of this stuff, but I dont think Id be happy at the places Im looking at. Extremely old housing 1950s built and most dont include any utilities so Im probably looking at several more hundred dollars to power the place especially considering I use a lot of electricity with a custom built desktopI dont know how long Im going to be at this jobtown, so I obviously am not looking to buy a house right now. I HATE the social stigma of living at home with my mother, but I save SO much fucking money right now. My expenses are literally cell phone 25 a month and car insurance 125 a month I already have an emergency fund, and am about to open a Roth IRA via Vanguard because of all the money Im saving by living at home. Im mainly asking you guys, what would you do if you were in my shoes?  <response>: True independence, living on your own, learning how to take care of yourself, living the life you chooseOverSaving money and living with your Mom 