<prompt> Human: Hi all, Im actually not sure this is the right sub for this question so apologies in advance but any feedback is appreciated.x200B;My employer is looking to get life insurance policies for key staff members. I get where hes coming from as hes a small business owner, and I personally generate about 13 of the income for the business. None of the money would go to benefit me or my family obviously; its all to protect the business in the event of my death and to offer a sign on bonus for my replacement. Any reason I should be skeptical or not agree to provide my personal information so the application can be submitted? A full background check and medical exam are required as part of the process. What questions should I be asking?  <response>: This is quite common. The flip side - since hes acknowledging you as a key contributor - evaluate whether you are getting full benefit pay and related - and if you think theres merit, you could use this to negotiate. 