<prompt> Human: I am actually getting married in August, but wanted to get an opinion from PF on a few things. We are both 24, have been together for 10 years, and know all about each others finances.I make roughly 80k per year, she makes 60k.We have no student loans, car debts of 14k for her, 30k for me. About 40k in savings. With about 8 in my checking and 8-9 in hers. Our parents are also contributing about 10 each towards the wedding.We are thinking of opening a checking account together with a majority of our paychecks going in there, but keeping our separate ones open with a small contribution as spending account. The wedding contributions from our parents would go in there as well.This seems to me like it is an easy way to compartmentalize the day to day spending habits we have while accumulating savings for any larger purchases in a single account. Any thoughts on this? How do you and your SO have your accounts set up? Would there be any negative effect on our credit, or issues with getting a mortgage down the line from having multiple accounts open?Finally, can you recommend a good checking account we could use as our joint one? I have been looking at the CapitalOne 360.  <response>: There are actually many different threads on this very topic. You should try searching a bit because they all have essentially the same advice, which boils down to do what works best for you as a couple. 