<prompt> Human: Im 4,000 short of maxing out my Roth IRA contribution for 2016. Im prepared to do it Im just not sure if I should do it before or after the election? Does it even matter?Ive only had the IRA for two years and, in general, Im very new when it comes to this kind of investing. Any reasoning to do it before or after? Thanks!  <response>: Do you have special knowledge of what the market is going to do after the election? Do you think internet strangers have special knowledge of what the market is going to do after the election?Im assuming the answer to both questions is no.That being the case, dont try to time the market. Put your money as youre able and ride it out until you retire. 