<prompt> Human: I have paid off my credit cards with my tax return. I want to get rid of some of them because Im leaving active duty military here soon and I would just like one for emergencies. I have 4. I dont need 4. My Capital One card has the lowest interest rate 6 and a low limit 1,000. I have had this card since about 2008. This also has rewards.My USAA card doesnt have rewards nor does it have a low interest rate. I have this because I can use that picture deposit thing. Plus discounts on my car insurance. Also a 1,000 limit. Ive had this since 2012. My husband and I are going to bundle our car insurance together on his USAA account.My Navy Federal card has a higher limit 5,000, not a great interest rate, but it has rewards. I havent had this card for long, maybe about a year or two. My Military star card I dont use at all. I used this to replace my busted computer some years ago. Its been paid off and I havent used it since. I definitely will close this one.Is this going to hurt my credit too much? I will still have income coming in but I do not want to be tied to 4 different credit cards. I just dont know what ones to close or if I should just leave them open and throw them in the shredder or lock box. I have other credit like a car loan and a phone bill.  <response>: There is no harm in leaving them open and the oldest one might be helping your credit score a little bit. But if you feel better closing them go ahead. 