<prompt> Human: A bit of background. Im 27 second year attorney making 60k. I have about 180 in student loans. I opened a Roth IRA with M1 Finance. They have 100 minimum account balance to open, no trading frees, and no fees on portfolios up to 1000. My plan is to invest my first 1000 then transfer to Vanguard. I opened an account over the weened with 100 and intend to agreesively fund the account while paying off my student loans. I had been going back and forth but ultimately decided time in the market is going to make me feel more comfortable and secure now, for my future. As well as helping to build better financial habits. Given my age and situation I feel comfortable with an aggressive asset allocation with 95 in stocks. My desired asset allocation is:StocksVanguard SP 500 VOO 60Vanguard High Divedend Yield VYM 15Vanguard Total Internationak Stock ETF VXUS 15Apple 5BondsVanguard Total Bond Market BND 5I appreciate any advice.  <response>: You are young so you will have time on your side to enter the market later. That loan amount is horrifying to me and my opinion is thats what should be tackled aggressively. Continue to live like a broke college student and put much of your salary toward this loan. Thats what I would do anyway. 