<prompt> Human: Hi All - please be gentle with my ignorance. I Recently got a divorce and bought a house by myself. My Credit was above 800 when I applied for the mortgage which was of 175,000. My mortgage is under 30 of my take-home and is also my only debt. So in December I applied for an Alaska visa and was denied because of my credit. WTF? Several years ago my husband at the time who was from another country so literally had 0 credit was able to qualify for even the shittier version of the alaska card. The exact wording was Because we werent able to complete the necessary identity verification we can no longer continue the review and processing of your application. I was never contacted for any sort of identity verification and the names all listed on my credit report match though my name is common AF. However, all the lines of credit match what they should beAt the time they pulled credit was 736. Key factors listed as adversely affecting it were:-too few accounts currently paid as agreed-lack of recent revolving account information -lack of recent banknational revolving information-lack of recent installment loan information-too many inquiries in last 12 monthsGot my credit report from Experian and under potentially negative items it says there is nothing. I dont have any other credit cards though I know I am listed on my moms visa which has been in good standing for 16 years and this is reflected as such in the report. All old accounts previous auto loans and VS credit card back in college reflect as closed and in good standing. All current and former lines of credit are listed as never late.The only hard pulls shared with others were for the alaska card itself bank of amer. and my mortgage in August so Im confused as to how that is too many?There are no other red flags that I noticed and honestly Im a bit miffed. Id like to get a credit card but dont want to just apply to another company and possibly do more damage.  <response>: Call the reconsideration line. Try the numbers below.1-866-224-85551-866-224-78031-800-354-04011-866-505-7481 