<prompt> Human: At first I typed a lot more background here but I decided to cut to my question: if a home seller the developer of a new community says we need a mortgage preauthorization letter before we can put down our 5 deposit to buy a home which will become a 20 down payment, but not right this minute, is it normal for the letter to show the full home price with a loan amount of only 80 of that? Or should it show authorization for a loan amount for the whole cost of the home? Reading this now Im thinking that by showing the full price the letter is indicating were good for the remaining 20, but any assurance that this letter is correctly written to get us this house is appreciated, and if not I can probably get it fixed. Edit: I feel reassured now and also dumb. Thank you! Weve never done this before and never expected to be acting so quickly.  <response>: 80. Youre preauthorized for the amount of the loan. 