<prompt> Human: Not really sure what I can do at this point guys. So this all started 3 days ago, I have never had nor wanted a bank account, till recently, so me and the gf go to her bank and set me up with one, only for the bank lady to pull my credit as a routine check, and I find out it has tanked from 720 too 400 something. Im like wtf. She proceeds to show me I have credit cards taken out in my name, a chase card for 808 and a capital one card for 400 something. Total debt around 1200 that was never paid, now I had a pretty good idea of who had done this.It was my own grandmother. She admitted it. Shes has done this in the past to my grandfather. But unfortunately I dont think my credit can be restored without me pressing charges. I dont want to press charges on my 58 yr old grandmother. And not only that she is currently hospitalized as she has been dealing with heart failure and just recently had a stroke and is currently in the hospital for that. Is my only option to pay the debt? And deal with slowly rebuilding my credit?  <response>: Not really sure what I can do at this point guys. I dont think my credit can be restored without me pressing charges. I dont want to press charges You do know what you can do, you just arent willing to do it. 