<prompt> Human: Altruistic reasons aside... I understand people in higher tax brackets are taxed at higher rates, but if my understanding is correct, the higher tax rate only applies to the income made OVER the bracket cutoff. Wouldnt you end up taking home more money overall if you just kept all of your money and let it be taxed?  <response>: Most of my clients that donate dont do it because of the tax break. They do it out of altruism. The few that do donate largely for the tax break do so because they want to control how their money is spent. Theyd rather give money to a school or nature preserve than pay the taxes and have the government decide how to spend it. But the tax break isnt really that great and has a lot of limitations. 