<prompt> Human: I have some debt from my BA but itd deferred for as long as Im studying. I have been prepping for some kind of clinical psych grad program for a few years now Psych was not my undergrad, although theyre closely related. Now I realize that in order to be competitive in any sense I would need something like this post bac program that I found. Its from a very highly regarded school and has direct help for researchgraduate application. Its meant to get people into graduate school and their numbers back that up. It seems like a good investment but I would need to take out a loan for 45 - 60k.I know that taking out loans is less than ideal. But lets just say I do this and worst case scenario I get into a PsyD program and go another 200k in debt. Would being 300k in debt for a job that averages at 108-120k a year that bad? If I have a significant other who is also earning 100k and we live off of his salary and put all of my salary towards the debt wouldnt it be gone in less than 5 years?Anyway, if anyone knows where I might get a loan that doesnt accrue interest until after I graduate I would really appreciate it.Thank youAssistant: Yea no interest is unheard of unless its under the table from a family member or friend. Thats like asking someone to give you free shit.Human: Not no interest ever, just until I graduate. Thats what my undergrad loans were like. Trust me, theyd still make money off me...  <response>: What you want is a subsidized student loan. But I i believe post-graduate studies only get non-subsidized student loans. 