<prompt> Human: Hi all, Im writing to you all after digging through the other posts on this subject. In Nov 2015 I was looking for a car to finance. No one in my family had purchased a car from a dealership before so I was very naive to the process. When they went to run my credit their initial finance declined me and then they proceeded to shop my credit around to about 17 creditors. As if that wasnt bad enough, said car was totaled about 9 months after purchase and I had to get new financing and this time I was more diligent and my credit was ran about 3-4 times in a week period to see if they could beat Capital Ones rates. Long story short, is it possible to dispute or goodwill write off the ones that will fall off next year? I have 27 inquires on my Experian, 15 on Equifax and 20 on Transunion. Any help is appreciated. Thanks!  <response>: Multiple inquiries of the same kind in a short period of time are lumped together and counted as one inquiry, so you should only be rated as though you have 2 hard inquiries. 