<prompt> Human: More information and source here:There are plenty of good, free options out there, see the wiki here: Look for no minimums, free checks, ATM refunds, no transfer fees, a good website and interface, and FDIC protection of course  <response>: I stopped banking with the big banks when Wells Fargo tried adding a monthly fee for using your debit cards. I also called one of their reps out when they tried to ding me with some bogus fee. His excuse was that we are a bank and need to make money. I think he needed a lesson on how banks really work.We joined a credit union near our house and will never go back to the big banks. 