<prompt> Human: Hello P.F. Redditors!I basically slightly every month break even or higher then even by a hundred depending on hours at work and my spending, instead of nicely having huge gains per month.I am getting biblical reference of possibly the love of money is the source of all evil, but on a very positive note; I think many studies have proven that financial stability can affect your mental health and stress and sleep?Having a couple month to 6 month emergency fund for Life Issues can really help someone feel secure in life and good sleep and low stress.Looking for your guys general input on this and thoughts so far and look forward to your answers.Will add more to this later in just a little bit of all the EXACT expenses list!  <response>: Is there a question in there somewhere? :Yes you should have an emergency fund for a great many reasons! 