<prompt> Human: Generally speaking, which is a smarter financial move: paying off your student loans as quickly as possible to be debt-free, OR aggressively saving for adult life events, such as getting married, buying a home, having kids, etc.?Details if interested: Ive been working for 2 years now and have saved up approximately 20,000 in a savings account with 1.8 APY. These savings include: 6-month emergency fund, down payment for a new car, a kitten, and half of an engagement ring. I plan to save about 12,000 a year, which will increase with my salary.I have about 29,000 left in student loans. Im currently paying the minimum amount on the highest interest rate loan group, which is 6.8. My loans are on the standard 10-year repayment plan.At age 25, my goals are to get married, buy a home, and maybe start a family in the next 5-or-so years lets face it, this probably will not happen, but I want to be prepared in case it does. This is my millennial cynicism coming out. If I decide to pay off my student loans within the next five years, I will emerge into my 30s with essentially no savings except for 401k.If I save aggressively for these large adult purchases, my student loan balance will go down, but I will still have a significant amount of debt in 5 years time. I havent done the math yet of what my student loan balance will be in 5 years if I continue paying the minimum amount every month, but Ill assume that my balance will somewhere in the ballpark of 15,000.I would rather have a significant down payment for a home than be student loan debt-free when Im 30. Maybe I just answered my own question, but Im curious to see what real adults think of this situation that my peers are trying to decide too.Thank you!  <response>: If I owed someone money at 6.8 interest, paying that off would be at the top of my list. Way above kittens, cars, and jewelry. 