<prompt> Human: Hey, everyone, thanks for reading.Throwaway for obviousnot obvious reasons.I am a 25-year-old female working part time at a store in the mall. I live at home with my mother and am eagerly anticipating moving out when the time and finances are right. I have some bad habits of spending impulsively, losing track of money, and holding on to it. I would love any advice or words of wisdom you can bestow on me. In regards to my job, my hours fluctuate. On average, I am getting about 20-25 hours per week, at a rate of 11hour. My average paycheck is roughly 400 bi-weekly. My fixed expenses per month are:-Car payment 200-Car insurance 130-100 for medication every 3 months, not every monthOther, more fluctuating expenses per month are:-50 for gas it varies20 for cat food, litterFrom there, whatever I have left is what I use to take care of anything else food, toiletries, and unforseen expenses and I usually end up scrounging for money to make it to my next paycheck.Some other important? information:- I am notorious for not eating much and then running out for something quick when I am finally hungry. I am not certain of my food expenses per month and I am looking into ways to help with that. I am venturing into meal planning!- Come November, I will need to pay for my own health insurance which will tack on an extra 200month.- I am already thinking of looking into another job, although I am trying to move upwards in the company I am in. I have webcammed before and may go back to that for extra money temporarily. Once the holiday season rolls around, however, I will be working close to full time at my current job, even if just temporarily.- I probably owe money to a handful of different places I get generic collection calls a lot but I am not sure how much or how to even go about handling payments. It overwhelms and quite frankly, intimidates me.- This may or may not matter, but I struggle with bipolar disorder. When mania creeps up, my sense of reasoning and impulse control is a bit misconstrued. With this being said, I am in the process of finding a cheaper, more convenient therapist than I was seeing before, to hopefully help get more organized and cope.I am just so humiliated by my lack of responsibility with money thus far and how Ive managed it. I am very inexperienced. But I am ready to be an adult and take care of what I need to take care of so I can hopefully anticipate moving out next year with ease and confidence. I have never had a savings account in my life and very much look forward to even having a tiny one.Thanks again!  <response>: Read How to handle in the sidebar. Track your expenses. Track every dollar you spend. Make a budget. They say you cant improve what you dont measure. Follow the budget. Make sure you have a budget item for savings. 