<prompt> Human: Just wondering how USAA stacks up. I default to them for banking and insurance and have always been happy. EDIT: The consensus seems to be Vanguard or TSP.  <response>: USAA is great for banking and insurance, but their mutual funds are expensive compared to Vanguards. Id go with Vanguard, Fidelity, or Schwab for your non-TSP retirement accounts. 