<prompt> Human: So over the summer, i managed to get a credit with Navy Federal with a credit limit of 1900. Unforunately, I wasnt able to make enough money from my job to pay off my college tuition books and I made the big mistake of using my credit card to pay for it. Now I owe about 1500. I want to get it paid off as possible but Im not sure how I can. I only make about 600 a month. Once you factor in a 125 car insurance payment, a 96 dollar phone bill, 100 for groceries, and that doesnt leave me with much to work with. Any ideas on what I can change to get myself out of this self-dug hole? Thanks in advance.  <response>: Better job, work more hours, sell items, donate plasma. 