<prompt> Human: Good morning. So whilst doing my taxes, the CPA told me i owed 142 plus his 75 filing fee due to a penalty I incurred because I didnt enroll for ACA or private insurance. The problem with this is I was living outside the country until june, came back, started working, but this was also way after the ACA enrollment period had ended. Please advise if there is a way I can avoid this penalty and which option I would have to choose when e-filing. Thanks in advance, and happy tax season.  <response>: Moving back to the country triggered a special enrollment period in which you could have enrolled. 