<prompt> Human: Back story: my wife is 12 years older than me, and shes turning 65 this year. She wants to retire at 66 or maybe 67, but doesnt feel she can continue to work until 70 due to a medical condition.We were told by a financial planner from an off-hand comment that, instead of using her SS benefits, we should look into her using my SS benefits since our ages are reversed, and she wont have to use her SS benefits until she is 70. It wont harm my eventual usage of them, and makes her more benefit money in the end. It was part of a greater talk about general retirement benefits, so we moved past that to go on with other topics. We meant to bring it up again, but weve been forced to cancel the follow-up appointment. Still its been a lingering question wed like to pursue if its applicable to us.I searched this sub for a similar question, found nothing relevant.tl;dr wife is 12 years older, can she use my Social Security benefits rather than or in additon to her own for a few years until shes 70?  <response>: Your spouse cannot collect SSA on your benefits until you are either on Social Security yourself or deceased. That is the law. If your financial planner told you differently she is incorrect. 