<prompt> Human: i just got a job at retail and im looking to open a checking account. im not sure what i should know and which bank to choose, but chase seems ok since it has the free 200.  <response>: Credit unions are better than banks! Dont give chase it wells Fargo your money! Credit unions have lower interest rates, lower fees, less fees, people who will at least pretend they care about you, and your money wont be used as though you were donating to a damn super PAC. 