<prompt> Human: Hello Community,Hopefully I can get some help with the following question. I started looking for a house about 2 months ago.. I was working with a realtor from realty x..He advised me to speak with their Mortgage broker to qet pre-qualified, which I did. Anyway, I noticed my credit dropped about 10 points after he ran his report and I got pre-qualified.My question is: I no longer wish to work with my agent because I do not believe He is working is my best interest. I found another agent from a different agency that I prefer to work with..would that now involve another pre-qualification with Their mortage broker? or can I speak to the Mortage broker from the previous agency even though I no longer want to work with any realtor in their agency and still have him help me with the loan process so I dont have to run my credit report again..or If i want to get a loan on my own by going to my credit union and trying to secure one that would involve running more reports? I just fear if they run another pre-qualification...After my credit drop because of the first I wont even qualify anymore for the loan amount.How do you guys recommend I go about this whole process of securing a loan. Can someone guide me in the right direction please?Thanks.  <response>: After my credit drop because of the first I wont even qualify anymore for the loan amount.It sounds like you are looking at loans that you cant comfortably afford if that is the case. You shouldnt be sensitive to 10 point swings of your credit score if you are really ready for this transaction. 