<prompt> Human: Conventional wisdom has us first building our savings, then maxing various investment vehicles tax free, then taxable. The non-invested savings is the emergency fund.Ive done a pretty good job getting on that track over the past few years after about two decades of bad habits, and now Im faced with the need to draw down about 30 of my emergency fund savings. Foreseeably, that is all that Ill need at the moment. It will take me 6-8 months to save it back up. However, I also have that money in a Roth IRA in the form of the original contributions, which I understand can be withdrawn as needed.I could be logically argued, if there is an emergency, the conventional wisdom steps should be reversed when a Roth IRA is in the picture - the original investment should be backed out to cover the emergency first, before touching savings. Last In, First Out LIFOHowever now that Im actually faced with that, it seems also logical tempting? to use the savings and keep whats in the Roth IRA generating a return. First In, First Out FIFO.The one issue with the FIFO approach I can see is that should I not be able to re-save what I took from the emergency fun AND the market crashes or at least takes a big dip, Im doubly screwed. I dont really see that happening but this is this crazy election coming up... :-PThoughts guidance? Thanks in advance!  <response>: The emergency savings is there for a reason, emergencies. Do not touch your Roth unless you have absolutely no other avenue, and have absolutely no choice 