<prompt> Human: This is my my first job. I have no idea what I have do now in terms of financing. Do I go to the bank open an account? Or what? EDIT: I really wasnt expecting this many people to respond, so thank you all for the great advice! I couldnt ask for better advice.  <response>: Go to your local credit union and open an account. Get a debt card and some checks... congrats on the job 