<prompt> Human: My family is in financial trouble. My father passed away years ago and Ive been helping my mother with the finances ever since. In her late 50s my mother makes about 30,000 year as a nurses assistant now part time due to budget cuts and as a food service worker in a deli. Im an engineer making 55,000 a year. I have two siblings that do little to help the situation. Sibling1 is a part time dish washer and Sibling2 never had a real job and works under the table for various contractors throughout town. Sibling1 has an associates degree in broadcasting from the local community college and has no idea what to do with their life. Sibling1 is very open and honest and is willing to help out but is very unmotivated when it comes to actual work. Sibling2 decided not to go to college and has been in trouble with the law for the past few years. Sibling2 is very secretive and says they never get paid from their bosses and is always asking my mother money. Sibling2 is trying to turn their life around I think and I am applying filling out job applications for them. My siblings and I are all in our early twenties.Our bills are the followingLoans:1 1st Mortgage: 92,263 at 2 interest as well as 194,600 in deferred principal2 2nd Mortgage: 108,0003 Moms car: 1,459 at 0 interest4 My car: 9,178 at 0 interest5 Credit Card 1: 1,5386 Credit Card 2: 139 at 0 interest7 Credit Card 3: 744 at 22.8 interestMonthly Bills:1 PhoneInternetTV: 3002 Cell phones: 3003 Water and Sewer: 2004 Electricity: 4005 Gas Heat: 200I give my mother 2000 a month so she can pay the bills. However this is not enough. She has stopped paying the second mortgage and says that they cant take the house from us because we are paying the first mortgage. Im also a co-signer on our cars and am now paying the monthly car bills because my mother cant. Ive told her on many occasions that I want to stop giving her money because Ive been doing so for several years and want to move out and live my own life. Weve talked about the idea of selling the house but she is underwater on it. Since Ive seen how she spends her money Ive reached the end of patience. My mother thinks its fine to go to the casinos with her friends once a week because she has a benefits card and get stuff like rooms compensations. Since I dont know what to do Im asking for your advice on what we can do as a family to get my mother in a situation where she can pay her bills and her mortgage by herself. EDIT1:I appreciate the advice. Im all for packing up and leaving but Im afraid that if I abandon them theyd be homeless. What advice can I give them? If I leave my family what can they to to alleviate the problem? Is it wise to see the house at a loss? Would renting be wise after that? Im advising Sibling1 to go back to college for financeaccounting. We are having daily money meetings as a family where we talk about what we did with money and if we made progress on jobs or college. I have Sibling1 applying to jobs like banks on his own and doing Khan Academy classes in finance and accounting Sibling2s disciplinary problems were drug related and has been to rehab twice. We were estranged for the longest time but now we are talking again. Sibling2 cant sit still enough and concentrate to fill out an application; especially since most applications are online now. Edit2:correction, my salary is 69000 a year. I forgot about the raise I received.EDIT3: For clarity, Im only a co-signer on the cars. I will not put my name on any more of my moms bills or the mortgage. I have all the account info for most of the accounts like credit cards, 1st mortgage, cell phones, and phoneinternettv. My billing info is not on any of these accountsEDIT4: I have a 401k through work where Im contributing 5 of my gross incomeEDIT5: I think I have to clarify the casino thing. My mother goes to the casino to play free bingo. She plays the penny slots enough to be eligible to play this free bingo game. Either way she still eats out at the casinos and its not right either way. I just dont want to paint her as a gambling addictEDIT6:We are in the Northeast portion of the US. The house is a 2 story house with 5 bedrooms, 1 and a 12 bathrooms, living room, family room, office, a small kitchen, a small laundry room and a finished garage. There Is an in-ground pool with a heater in the backyard that we havent opened since my father passed away as well as a deck. EDIT7:I felt very anxious reading the responses yesterday. It affected my work greatly yesterday. I had to do something. I ran out after work and downgraded one of the smartphones we have, cancelled the insurance on two of the phones, and cut our data plan in half. Its a 85 investment that will save us 48 dollars a month. Its not much but I had to make progress somewhere. My mother questioned why I did that when we were talking about switching carriers. We were thinking about switching to T-Mobile but Im the only one out of the four of us that has the capital to fully pay for the phone. Everyone else would have to go the subsidized route which defeats the purpose of switching carriers. The price would be the same.  <response>: Cut the umbilical cord and quit enabling her and your siblings. 