<prompt> Human: About two years ago, I foolishly bought a car that was out of my price range with a pretty high interest rate. Long story short, I still owed about 6k on my old car when it died. I was in need of a vehicle pretty fast and ended up taking out another load for a new car that was a bit out of my price range. A lot was going on and I didnt really think everything through. Either way, I need to figure something out because Im sinking way too much money into this thing. The car is a 2017 Hyundai Elantra GT, the combined loan between my new car and old one was for 27k, with a 13.66 interest rate for a 73 month loan term. My monthly car payment is 550 and so far Ive paid off 5,900 of the interest and 5,880 of the principal. Does anyone have some advice on what I should do to either get rid of this car or pay it off?  <response>: Ouch! Thats one hell of a high interest rate. Im assuming you have bad credit but if youve been paying those loans off consistently on-time then your score may have improved some since then. Id contact myconsumers.org and see if you can refinance your loan, they have much better rates and you may now qualify. Then even if you do get a lower ratepayment, keep paying as much as you can toward the car until you get it down into a range where you can sell it for the remaining balance, if you want to. 