<prompt> Human: Hi guys - looking for a new car. I really want a 2015 golf tsi with a 5speed manual. I like the idea of a lease because I dont enjoy driving old cars, even if they are well maintained. Ive been doing that for the past few years and Im just tired of it. Breakdown of my savingsexpenses: No debt Income - 3000 after taxmo Checking account - 2k Savings account - 5k emergency fund of 6 mo expenses Retirement account - 10k vanguard index fund Rent - 500 includes all utilitiesinternet - shared with gf Cell - 50 Gym - 50 Food - 300 could be reduced but I like to eat out once in a while Misc clothes, entertainment, etc - 200 Total expenses - 1100mo which leaves me with 1900 extra a month I contacted the dealer and their initial offer is about 1.2k in fees to get it off the lot, and 299 taxes in a month for 36mo at 20,000 km a year. I can probably get this down since I usually bikewalk to work and would continue doing that anyways even if I got the car. So I would probably look into a 16,000 km allowance and also see how much lower I could get the payment. Insurance would be approximately 180 a month, and maybe another 100 in gas though that is pushing it. In total, I expect the car might cost me on average 600mo factoring in gasinsurancepaymentmaintenanceWhat do you think? I would still have about 1300 leftover each month to allocate towards retirementsavingsinvestmentPS: This is all in canadian dollars PPS: My transunion credit score is 781 I think this is high?EDIT: Ive decided against leasing this car. I will go without a car altogether for now since I have no interest in driving a used car. Thank you to everyone who replied :  <response>: Most people on this sub would tell you not to get it as its not a smart financial move, but the simple answer to your question is yes, you can afford it. 