<prompt> Human: I am currently 18 years old and am a college freshman, and I live on campus. Right now I own a 2005 Chevy Malibu, but I want a different car. Currently I owe about 2,500 left on the car I have, and then after I pay that off I want to buy a 2013 Scion FR-S. My friends are telling me thats crazy and I should save my money, but Im only 18 and have no bills, I want to have some fun and drive a fast car, that honestly isnt to expensive either. What do you think? Also, what should I do to savemake some side money to save up for it? I currently work around 20-25 hours a week at 8.50 an hour  <response>: There is no way you can afford a car loan on 8.50hr wage. Best thing you can do is save up and buy it outright. So much is gonna change while youre in college and fucking up your credit score by defaulting on a loan you dont need and cant afford is gonna hurt you for a while. 