<prompt> Human: I make 50k a year and I reaaally dont want a car payment. Nor do I care what the hell im seen driving in. And in my head it seems like the most sense to buy 2 1500 cars that are semi reliable so that when one needs work I can just drive the other one. I have the room for the extra vehicle and I still feel like this is possible less money in the long haul than to get a used car payment. Am I crazy or is this a decent idea?  <response>: I feel like renting a loaner for 2 days when your car is in the shop is far cheaper choice than paying insurance on two cars. 