<prompt> Human: Quick question for you allCurrently I am saving about 40 of my salary in my 401k and also personal savings house down payment, car in 4 years, etc. Im 22 and make about 70k per year. However, I plan to go to grad school in a few years. When evaluating my finances for financial aid, wouldnt it be better not to have about 60k sitting in the bank? I am afraid if I only have like 10k in savings, Ill get more financial aid money. Does it make sense to be saving this money if its gonna hurt me in the financial aid process?It would suck to be punished for saving, but it looks like that might actually happen...  <response>: Most grad school doesnt have financial aid like you are thinking of for undergrad. 