<prompt> Human: Just got off phone with a friend who is currently looking for a mortgage. He stated that banker handling it told him that since his wife took a 2K deduction for nursing school expenses, his credit worthiness diminished by 70K. That doesnt sound right to me. Anyone ever heard of this shit?  <response>: Perhaps what happened is it lowered their adjusted gross income beneath some threshold that the lender has.Its merely a guess though. Ive never heard of this specifically, but the lender can make up any criteria they want aside from Federally protected things.Sounds like your friend should find a new lender. 