<prompt> Human: Current Expenses: 3300 Necessary: 2,730 what should be considered for emergency fund Income: 6,000 month Car Loan: 12,000 at 3.4 House: 180,000 at 4.9 School Loan: 7,500 at 2.3 Retirement: 30,000 10 of income - company matches up to 5 Savings : 110,000Any suggestions on any changes I need to make or should I just continue what Im doing? Im 33 years old.Edit : thank you all for the great tips. Ill start by paying off both loans as suggested below.  <response>: How am I doing? without any mention of goals or specific questions especially when youre no longer 18 years old is not a good question, and why you arent getting any feedback. What are you trying to accomplish? What are your financial goals? Where are you having problems? What do you need more info about? What are you invested in? How long before you plan to retire? How can we suggest changes you should make when we we dont what youre doing or trying to do? 