<prompt> Human: Hey everyone, I love reading this sub and was curious for a bit of advice on my current plans.Im a 29 yo Registered Nurse working in the PNW. I currently make 80,000 a year working 36 hrs a week and with a few extra shifts here and there that bumps to 90 Ive managed as much as 100 but that was not a good year....Currently my only debts are the remainder of my mortgage 148K 3.125 and my old student loans 27k 4-6Im planning on going back to school for CRNA Nurse Anesthetist in the next year or two. However the program is very expensive 90,000 tuition alone, its also more than full time for 27-36 months and many programs will not allow you to work or allow very little work on the side.So my current plan to finance this trip back to school is to use a home equity line of credit and additional student loans. With the equity available on my house and the federal student loans available I can more than cover this trip; but Im a bit hesitant about taking on all this extra debt. All told I estimate Ill be borrowing 150k by the time Im done.My salary should initially jump to 110-120kyear and then grow with experience to about 180-200k here in the northwest. I think this salary increase, especially the growth with experience, warrants going back sooner vs later even if it means taking on debt... but Im curious to hear your thoughts?TLDR: Taking out loans to increase earning potential in healthcare work, good idea, bad idea?Edit point 1: I should add I am the statistical minority in nursing male! But no offense taken, my BSN class was 77 women and 3 men...Edit point 2: I didnt mention it previously but I have some savings Im taking into account above the 150k. I have 15k currently saved beyond my protected retirement accounts. I hope to have that number closer to 30k by the time I actually quit and start school. Unfortunately several of my program options are in very high cost of living areas DC, southern Cali Oregon My home state has the lowest cost city Portland that Im applying to this year so Im planning 30k a year minimum living expenses I hope Im overestimating but I dont intend to not have enough funds available.Edit point 3: Thanks for the advice so far, Im currently at work on an extra shift! but I will read and respond more later today.  <response>: I have data on this 100 exact situation :My SO just received her first CRNA paycheck after finishing school and gaining employment at one of the locations that she did clinical rotations.1: The school work is grueling and non-stop. You wont be able to work a second job.2: Plan on 100 of your living expenses being borrowed including Fuel, mortgage payment, other that you may not think of.3: Confirm what this profession pays in your area on the LOW END and plan for that. 4: Take into consideration job availability, ask your existing facility what their demand for CRNA is over the next two years. Check with existing CRNA on the culture of the hospitals in your area and if they are changing their ratios or using more or less Anesthesiologists. OMG I think i just spelled that correctly first try5: Take careful consideration about your extra home equity loan as it could lose you your house if you make a mistake. If you take on more private loans with higher interest you will have less material risk and minimal extra interest to pay if you make a 5-7 year plan to pay them off after new employment.6: Good luck, its a great move, plan well 