<prompt> Human: Im 28, engaged, childfree, debt free, high school educated, and wildly underemployed. I make about 1200 a month working security overnight, and I live in RI. My fiancee is transgenger, unemployed and will remain unemployed for the foreseeable future. We want to move out of her mothers basement, where we have been living for nearly a year now. Prior to our relationship, I had rented rooms, or lived with roommates. I have never been able to afford to live without roommates, and dont expect to in the next few years.Given that my fiancee and I have been looking into roommate situations, I had the idea that it would be much better if we were the ones in control of the renting, and the ones benefiting from it. Since we have no children, and dont plan on having children, if we could buy a house, we could rent the other rooms aside from our master bedroom, and pay for the larger space, which we would be in control of. Sine wed have roommates anyway, theres no loss for us, only gain. Or so it sounds.This feels like a brilliant idea to me, personalfiance, can you all explain to me why it is or isnt? Please dont ask why I or my fiancee cant get another job. Im not looking to answer personal questions about our situation.TL;DR: Why is renting out rooms to pay for a mortgage on a house a bad idea?  <response>: So whats your plan if you cannot find tenants to fill the other rooms and help you pay for it since you admitted to not being able to pay for it on your own? This is, honestly, a horrible idea for your mom, as a good chunk of the risk is on her. I would not do this for my theoretical children, unless they were responsible as fuck and then theyd not need me to do so anyway. 