<prompt> Human: Back in January I opened a Roth IRA with Fidelity. I did the thing where you pay each month leading up to the minimum 2500, and I should reach that in two months. So Ive been thinking about what to do after I reach that 2500 since I wont be required to put more money in after that.I currently have about 42k in student loan debt, that Ive been paying off for almost a year now with an interest rates from 3.4-8. And Ive been paying about 440 a month on those all together higher than my minimum by a good amount.So once Im finished with my 2500 to my Roth IRA, should I continue doing as I have been, and pay 200mo on my IRA, and 440 on my loans, or should I put moreall of my future payments toward my student loans?  <response>: With rates as high as 8 i would not put a penny in your IRA until you get rid of higher interest debt. Getting rid of 8 interest loan is a guaranteed 8 return on your investment, and there is no way you can miss on that. 