<prompt> Human: Ive already paid 1000 to get them to start it Im just worried I wont be able to have the rest saved up by then. Should I open a credit card? Her mom is well off and wouldve offered to pay for it and I pay her in payments but Id rather not go down that road for the sake of pride. Any advice will help me quit stressing so much so thank you redditors!  <response>: An engagement ring you cant afford is already starting off on the wrong foot. Take the offer and make better financial decisions in the future. 