<prompt> Human: Yes it may be nice and cool but I doubt many people will actually need it. Dont fall in the trap of all the offers that will come up for you to get a 1000 phone. There is nothing significant that the iPhone X has over the iPhone 7. You are better putting that amount into your 401K or other savings.  <response>: If buying a phone can ruin me financially one of two things is true, either I will not buy it or you telling me this is not enough to help somebody like me. 