<prompt> Human: We are simply looking for advice or tips to help my wifes live-in father to be on his own. Weve only been married a year the duration of which hes been living with us. And now weve just learned were expecting our first child. Thankfully, I make enough so my wife doesnt have to work, which is what I prefer. He has a part-time job at a hardware store, with no mental or physical health issues that would debilitate him from working full-time elsewhere. His divorce left him with loads of debt. He has never saved a dime in his life. He owes thousands to friendsindividuals and is about 50,000 deep in credit card debt, only bringing in about 250 a week with current his paychecks. When asked about his debts or the future, he says, God will provide. Go figure.Unfortunately, we never discussed a time limit of him living with us- we just assumed hed follow through with his plans of moving back to Los Angeles and gave him plenty of time, space, and means to comfortably live and save up. That means we havent asked for a single dime for rent and utilities. His money is spent on 30 a day in food.Not to mention, were paying an extra 260mo. for a bigger apartment and his dog rent. It wasnt an issue at first, but now it just seems like money wasted.Her father is great and it gives me piece of mind knowing hes there with her when I have to take work trips, but thats the only pro in the situation. Besides knowing he wont be on the streets like he was before...What can we say to him or what kind of ultimatum should be necessary in order to have him liberated from us? What tools are available to help him save for the first time in his life?  <response>: rrelationships 