<prompt> Human: Hey guys, I am 18 years old, about to turn 19. I have had a checking and savings account in my name for a while. I almost have 2,000 when combined. I anticipate that a lot of my future investments and purchases will have to be done on a loan. Getting a respectable loan means having good credit. I am a bit skeptical about purchasing items on a credit card. So I was just wondering if there were other ways to build credit, and what credit card would you guys suggest, and what the best purchasing strategies for credit cards.Thank you, Cole1209.  <response>: Just get a credit card and always pay the balance in full every month. Why are you skeptical about them? Since you have nolimited credit, try for student cards such as Discover or Chase Freedom. If you get denied those then you might need to get a secured card. For a secured card you give them a deposit which becomes your limit. 