<prompt> Human: I dont know much about finances, but after reading a bunch of threads here, I rolled my old pension account total 13k into a Schwab Roth account. And divided that into SWTSX and SWYMX at 50:50 ratio so 6.5k in each. I hope thats a decent move for someone whos a complete investment noob.I know these are meant to be evaluated long-term. I opened the accounts on 622, so its been about 2.5 months. I check 2-3xweek, and the Gains swing pretty wildly. Some days it says I gained only 6 on the entire 13k I put in. Other days it says I gained 200. Which would be able 60 growthmonth and makes me happy as my old work place had a pension plan for us that grew at about 40month after 3 years of the money sitting there I rolled most of it over late June.My question is: The Gains swing so wildly. Im not sure what to make of that. Is this going to pay off in 30 years or should I look for alternative plans? x200B;Thank you to everyone who answers :  <response>: Your problem is that you are checking returns every couple of days 100 times per year!. You shouldnt expect even REMOTELY consistent returns in that time period; they can and should swing move around significantly day from day. Frankly, even if you were checking once a year a hundred times less then you are now!, you would still see returns swinging wildly. I mean, look at SP 500 returns over the 30 years A third of the time, you get modest returns of 5-20. A third of the time, your returns are even higher then that, in the 20-40 range. And a third of the time, you have poor returns that are under 5 and potentially negative.At the end of the day, it all cancels out and you get more-or-less the average return - at least if you hold the money for a while. Looking at what happens day-to-day is completely meaningless, and you shouldnt expect any degree of consistency in it. Consistency comes from holding the account for decades, thus letting the fluctuations even out. 