<prompt> Human: Ive been reading some of the posts about budgeting and some of the more common apps out there. Im looking for an app with these features:1. Shared across phone and laptop - I want to be able to put in what Im spending when I spend it, but be able to look at the data later on my laptop. I use Todoist task manager and really like the flexibility.2. Doesnt require access to my bank account - Id rather input all of the data manually.3. Ability to make my own categories for my spending.4. Ability to say what each charge was for - so its not just 45 on food, but I can say it was 45 at the supermarket, or 5 on a burrito.5. Preferably free.Does anyone know of apps that meet these criteria? Ive tried looking into some, but with the number of apps out there its a little overwhelming to try to find one thats a good fit since I have no experience with this.  <response>: YNAB You Need a Budget has changed my life, but it is 5 a month or 45 a year. It meets the other criteria. Im a fan of the software, but the budgeting philosophy will also completely change the way you think about money. 