<prompt> Human: hey all,so i dont know if this is the right subreddit for this, i hope so, but im in a bit of trouble that i need some advice on. so yesterday i left my sink no drain hole at top on to fill up for the dishes, accidentally forgot about it when i ran out to go pick up my gf, and we came home to it obviously running over the counter onto the floor. the problem with this is that i live on the third floor of an apartment complex old complex. i found out today that there is water damage to the apartment below me and on the first floor. the guy on the first floor said his whole closet is ruined, havent been able to contact him to go see the damage myself. i called the leasing company and they said they are still assessing the damage and that they will let me know how much everything costs. now heres my question: what options do i have? im obviously going to pay it, but if theyre going to hit me with like a 10k bill i cant pay that all at . do you think they will do that? will they tack money onto my rent until i pay it off? i assume they will take it out of my deposit and such, but that was only 1k so i dont know what else they are going to do.what are my options with the tenants below? will they be able to sue me? i want to figure this out cordially with them, but i feel like im about to be in a world of shit and im looking for options that wont destroy me financiallycredit and such.sorry if this is hard to readim at work, breaking up with my girlfriendnot my choice :, and on mobile all at once. thanks for any adviceedit: pay all at once. not at all sorry.Assistant: do you have tenant insurance?Human: i dont unfortunately man. i should have  <response>: Ouch. Yeah without renters insurance, youve probably got a very expensive bill headed your way. 