<prompt> Human: I have a job that pays well 13.50 good for the area but I dont have insurance. Im going to school and have 3 semesters after this one. I am only able to work about 25 hours a week. My wife works 40hrs a week and makes about what I do and Im on her insurance. For both of us its 300 a month. But once we have our child due August it will be close to 500 a month. What should I do?  <response>: Me and boyfriend have insurance through work, but the baby is on Medicaid. You may not qualify because your married with two incomes but its worth applying for just to see. We put the baby on Medicaid because it would be insanely expensive adding her to one of our policies. From 120 a month to almost 600Edit to add: have your wife apply for Medicaid now while she is pregnant. She may be able to get pregnancy Medicaid which can supplement whatever her regular insurance doesnt pick up. Baby will automatically be covered for a month or two after birth. Its also retroactive so it could cover some prenatal appts.And then will likely get a full year of coverage. again, may be different since youre married, but I qualified for pregnancy Medicaid even with work insurance and making about 30k a year. 