<prompt> Human: I am a 24 year old who is trying to support her family. I have assumed the role as my fathers legal guardian and as the caretakerprovider in my household since my mother recently passed away in 2013. My 71 year old father suffers from hemiplegia and aphasia due to a stroke he had in 2012, has a history of seizures, has undergone a hemiarthroplasty, is a fall risk, and needs a lot of care. My sister is mentally ill and is unable to take care of herself let alone anyone in my family. None of my relatives are willing to help me financially or support me by other means. Theyve all turned a blind eye and refuse to realize the gravity of the situation that my family is in right now. I spoke with a really close friend of mine who referred me to this section of Reddit. So, here I am. Im not sure if I am in the right sub-Reddit, but I definitely need financial advice.As of right now, I work as a part-time tutor at home so I can be there for my dad when he needs me. I make 10hr ever since I dropped out of school after my mom passed. I work 5-7 hours each week. I barely manage to pay for my living expenses since I can not commingle funds with my ward. My dad can not afford for our living because of guardianship. My father is collecting his retirement benefits which pay for his expenses and the co-op we live in. My sister, who is two years my senior, does not work and has no desire to work. We all have a place to live because my father is still alive. The predicament lies in if and when he passes. Because I am unable to take on the responsibility of being a legal guardian, household provider, have stable employment, and go back to school to finish my studies I am not sure of what I want to be and where my talents are, I need to know what I can do to be able to not have the rug be pulled from underneath me when my dad passes. I suffer from PTSD, but I am willing to work very hard to make the very best of things for my family. I just need guidance, financial and legal advice, and perhaps a little emotional support to get through my PTSD.In regards to the co-op we live in, the rules are not very specific. It states that when the shareholder my dad passes, the person who assumes ownership me must have proof of income that meets the requirements of owning a 3-bedroom apartment. My monthly salary has to be 6 times the amount of the monthly maintenance fee if I am single, and I have to make 7 times the amount of monthly maintenance if I am married. Since the monthly maintenance fee is approximately 900 right now, factoring in the effects of inflation, there is no way I can meet their requirements with a part-time job.I also need to face the fact that my dad, a Medicaid Managed Long Term Care recipient, most likely will have a lien imposed on his estate when he passes due to the Medicaid Estate Recovery. I sought an elder law attorney and she said she will charge me 2500 to put the co-op in an irrevocable trust which will prevent Medicaid Estate Recovery Can anyone confirm this?. Even though this will prevent Medicaid from taking the entire profit for when I sell my co-op, it doesnt help me when it comes to the second issue in regards to my home. If Medicaid doesnt take away my home, it does not mean that the co-op board will approve me and allow me to stay here. I will be able to pay the monthly maintenance upon my dads passing using his 401K and his life insurance.What should I do in regards to my home? In terms of jobs?Ill update if anyone is confused about anything and needs me to further clarify.  <response>: Contact Hospice - they will provide some support in a failure to thrive situation. They can help do basic personal care for your father. 