<prompt> Human: So divorce the worst wealth killer of all time.Where I live I would owe my spouse 188,263.85 paid in monthly payments of 1448.63 for 11 years.Id prefer to make a settlement instead on assets. Our initial settlement offer was 76,000 which they lawyer have come back and said is way too low. Looking for opinions on how much to offer and why. Hope you can help. I only have about 50,000 more to play with. Really I dont want to give away the farm but also for my sanity dont want to write a check every month for the next 11 years.Assistant: This is what your lawyer is for. Your lawyer should be asking for a counter offer. If youve got 130k, I bet she knows it, and I bet thats what shell settle on. Then again, thats leaving 50k on the table. It wouldnt cost anywhere near that to go to court and have the judge force you to pay it all to her. Human: No I disagree. I would say most lawyers are not good with understanding what to offer and why. They start at a point and work from there without thinking about interestpresent value etc.Yes they came back with a counter offer of the 50k and on top of that 5 years of 1000 a month alimony. Putting the grand total at 184,000. Ridiculous.  <response>: Are you surprised that your ex wont take less money than shes owed? 