<prompt> Human: A little background. Im a teacher in the UK. Our Teacher pension scheme is very good. Last year I took a new job, and in the contract it clearly states that I will remain in the teacher pension scheme. However, a few weeks ago I was doing my yearly finances and realised that my employer has not been automatically deducting my pension contribution from my pay, and theres been nothing going into it. Even worse, I discovered they only became a member of the scheme halfway through the year, so I couldnt have been contributing even if I wanted to. So now I have lost a years savings and I have violated the terms of the pension scheme by having a break in payments, meaning I might have to start my career average accruement from scratch after 5 years of full time work. I love the job, and I dont want to kneecap my employer, but I cant help feeling that theyve done something wrong. What can I do here? Is this ultimately my fault?  <response>: You might get some good responses here but you also might want to post to rUKpersonalfinance 