<prompt> Human: I have about 40k in student loan debt, at 5 interest. I make 60k a year and have 90k in savings. Im a renter who pays 700 month on expenses. I wanna get rid of student loan debt. Should I:A pay off my loans at once?B pay something like 1-3K per month until its paid off. Id like to pay it off at once, but I just wanna make sure that isnt a horribly dumb move.  <response>: Pay them off. Youll still have 50k in savings and 60kyear with no debt at all plus 50k in the bank is way ahead of 95 of america. If you had a lower paying job or higher expenses or it would wipe you completely out, I could understand going slower. Paying them off seems like a no brainer to me. 