<prompt> Human: I will start out by saying that I have no credit history. I live with my dad, who had a high income meaning we dont qualify for a lot of aid but a lot of debt so a low credit score and no money to put towards college and I have been trying to get a student loan. My dad has lost his job which has been very hard for my family. My mom has shitty credit, my dad has shitty credit, one of my grandparents has good credit but too much debt, my other grandparent said he doesnt want to cosign. I need about 5,000, and without the ability to get a private loan from a bank I feel stuck. Is there anything else I can do? Does anyone know any private loans available to students in my situation? My first semester check is way past due and Im scared I wont be able to go back next semester.  <response>: Do you have a job? 