<prompt> Human: I was driving on a highway when theres suddenly traffic and person in front of me stopped semi suddenly and I followed suit. The 80 year old person behind me wasnt so quick, so he rear ended me. Poor guy, he was shaken up. Damages to both my cars rear end and his front. 4 hole on my bumper, I can see the metal bumper inside is also dented and dented my trunk such that I cant open it anymore. We exchanged information and thats it so far. I have State Farm and he has USAA. Its an Audi A4 2003 with 138k. My gut says the repairs will cost more than its worth. I dont owe any money on it. It runs well and I like my car. What should be my next steps? I kinda want to just fix my car enough that I can open the trunk again, but dont really care about the cosmetic damages and rather pocket the money. Is this possible? Or are they going to total my car and take it away from me?Thanks in advanced!Update: USAA called and accepted full responsibility for the accident. He gave me a couple of shops from their approved list to call and set up an appointment with. I also called my insurance and she said nothing to do with her for now since the other insurance company is accepting responsibility, she didnt even ask for my info. I also called my dealer and they have a different shop they said is the only Audi-approved body shop. Im thinking I should get an estimate from both shops?Incidentally, I talked to my agent and she said that if they totaled my car but I decide to still keep it and accept the difference in money, then they cant insure the comprehensive part of it anymore and if anything else happen to my car stolen, tree drop on it, I have an accident with another car, they will not pay anything for my car at all.Other info: Im in Oregon, but the person who hit me is from AZ car license plate, drivers license and insurance.  <response>: You always let your insurance company know. They should take care of the claim. Thats what you are paying them for. 