<prompt> Human: Throwaway because I dont want my personal account having my finances discussed on itHey reddit, Ive run into a huge problem with my local bank back in the States while Im living abroad in New Zealand currently. Not long after I got married a few months ago, my bank finalized a merger with another bank, its sister bank in the next state over, if you will. My personal checking account is just fine diminished as it may be living abroad and without a job currently, but hey thats life for you. However, my savings account held 1.5k that was a gift from my wifes grandparents so that we could get by here in NZ if something were to arise. Well, things arose. And somehow during the merger that account disappeared. I have been fighting my bank now for a few weeks trying to get it straightened out but theyre taking absurdly long in mine and my wifes eyes to settle this and find out where the funds went. I cant just apply for a loan because of some credit history stuff Im working on fixing, but being without a job right now doesnt help either. Any advice on how to go about this and what we can do to potentially get this rectified? Thanks in advance all. Quick edit: here in Wellington, NZ, rent is done typically on a weekly basis. And the NZD is weaker than the USD by a good 35 or so. Were just about to the point where were about to have to start selling stuff like furniture or my college ring for gold money. Things got rough, fast her bosss boss decided not to renew the lease on the building where she worked so she was barely given a two weeks notice and is now unemployed too; Im still trying to find work, have been for two months now, and am signed up with multiple work recruiting agencies to try something. Were in a really tough bind and were not sure what exactly to do. Ive already spoken to my branch manager from my states bank which isnt cheap, being put on hold internationally is a nightmare. Thanks again for all the help.  <response>: Since this is a U.S. account you want to be talking to the Consumer Financial Protection Bureau. Banks really hate to get a call from these guys. 