<prompt> Human: My scores are already pretty good 740-750, but Ive only had credit cards and only have 3 of them. Ive had 8 total in my life department store cards, old credit cards. But I have no other sources of credit.I apparently have a lower number of accounts than most people. Is it a good idea to get an auto loan knowing that I can afford it, but essentially just to game my credit?  <response>: You shouldnt pay interest solely to increase your credit score. Also, the interest rates youd see on a loan for that cheap of a car would be absurd if you can even get one. Youd probably have to just take out a personal loan. Lastly, your credit score is already very good. Is there any reason you think you need to raise your credit to begin with? 