<prompt> Human: I have been doing an income driven payment plan. I have several loans all equaling to about 30,000 in loans. Im pretty sure what is happening is that the interest on my loans is outweighing the amount Im paying. For example, one loan that was 2,000 is now 2084, despite me paying on it for 24 months. Will I ever see progress here? Or is my repayment plan ultimately going to cause me to never pay this off? Edit: So it seems that, yeah, the Income Driven plan isnt to help pay off loans, but to lower the amounts owed per month until you can get your income up... sucks... Oh well, doubled my income with a new job this year so hopefully i can start seeing actual progress  <response>: If youre on IBR, the goal isnt to pay off the loans. Its to either tide you over until your income increases, or to provide loan forgiveness in 20 years if your income doesnt riseYou either need to pay much more or lean on the debt forgiveness portion in 20 years, which is expensive 