<prompt> Human: Were poor. Like, thousands of dollars in debt because a few years ago my mom lost her job to the poor economynow were living paycheck to paycheck poor. I also work as well but its about minimum wage. I am going to go back to school next year I stopped because of extreme anxietyMy mom has always had a dream of owning a home. We used to own one, but my brother got into drugs and she moved in hopes of fixing it. My dads dead. He was an entrepreneur but he died before I was born. My brother is in the navy, and my sister is in a different city and will be moving back to help with bills.We now own a home. Yay! The value went up since we bought it a few years ago. Its nice to not move around anymore, or worry about bothering neighbors. But were in a subprime loan and nobodys willing to change my moms loan to something like 55 or whatever. Im really worried that were going to lose the house, but my mom isnt interested in talking about it. She is insanely stressed all the time so she tries her best to avoid the subject.I want to ask my family to help get the debt off and pay them later because the apr is like 25 she got cash advances. In total, its maybe around 10,000. The rest of my family are very well off but my mom is too proud to ask for help. I also know that she owes one of my aunts thousands of dollars so I dont know if I in the place to ask. They have all offered tons of help before though, but not for my moms debt. I am too ashamed of being a fuckup to accept help but I want to change that attitude and let people help me.  <response>: You dont seem like you have the facts or actually understand whats going on. Id try and sit down with your mother and ask for an explanation of everything if youre helping with bills. If she refuses there isnt much you can actually do. 