<prompt> Human: Mom doesnt use Reddit so posting for her. Her monthly income: 2,982Rent: 1,100Renters insurance: 20moCar payments: 712Car insurance: 200Electricity: 150InternetTV: 60Credit card debt: 250monthFood and gas: 300All her debt together including credit card and car payments equals 48,000. What can she do to save money and get out of debt quicker?  <response>: She can get rid of your car for one. Or you can pay for it and not send her into even more debt. You are old enough to have some job, even if it is just tutoring and mowing lawns. 