<prompt> Human: I am a 21 year old senior in college working at a commercial real estate firM. I have recently started investing in the stock market, to gain some exposure and start smartly saving my money. Right now I usually will buy one share of an sp 500 index etf, or a vanguard bond etf depending on the ratio each paycheck I getmy paychecks are about 360 after taxes. Am I being too naive and think it is absolutely ridiculous I get charged 7 bucks per transaction. I feel like I will never really see a gain if I am adding a 7 dollar loss every 2 weeks. What is a better strategy or alternative plan to smartly invest my money? Or is it just simply a kind of shitty time to begin investing in the stock market with all the speculation going around?  <response>: Your share purchases are too small and your transaction costs are too high. You should make purchases such that your transaction costs are 1 of total transaction. 