<prompt> Human: Background: Full time employed with no kids and making about 60k a year right now with a possible promotion upcoming that may push me to 150k a year.I have debt in Student Loans 45,000 and my Nissan 15,000I have 2 Credit Cards and all my bad debt has been paid off but my credit is still low from about 10 years ago when I was undisciplined and very dumb.I am looking to purchase a house with an FHA loan but I am not sure if this will be possible. I currently have about 5,000 in Savings and my job Sales has just started to finally started to blow up which is why my paychecks have become more manageable. Expenses: About 2,200 in living expenses each month. What is the best way to go about getting a loan for a townhome?  <response>: Secure the promotion first. Throw as much money as possible at paying down debt, fixing your credit, and saving for a down payment, in that order. 