<prompt> Human: Credit card company that i have had for about 5 years asked me to up my credit line from 4,000 to 6,000. Currently I owe about 2,500on my credit limit. The monthly minimum payment is around 80 and I usually pay 200 to try and pay it down quicker. Is upping my credit line a good idea andor what impact would it have on my credit score? Any info would help. Thank you!  <response>: As long as you dont use it as excuse to buy more things, yes it is a good idea. It will help your credit score.Side note: Many credit card companies American Express, Bank of America, Discover, ... allow you to apply for a credit limit increase online. Its very simple and easy. I like to do every year or so. 