<prompt> Human: Im 20 years old in California and my parents came from Korea when they were in their mid 20s. They dont really know what they should be doing and are relying on me but unfortunately I dont really know either.Is there any resource I can find for what my dad should do to set up for his retirement? My mom is telling me we should be investing 4,000 into his IRA for 2,000 tax credit low income and I dont really know what he should be investing in. Id be grateful for any help or pointers.Assistant: Look for a target retirement fund. This is not the only option obviously but one that adjusts its volatility based on your target retirement date: Human: Thanks, appreciate it. My mother was looking into making a Fidelity account but Ill create a vanguard account instead and use its target date fund!  <response>: Fidelity likely has something similar. Im not trying to steer you in the direction of any particular company. I just wanted to make that perfectly clear :- 