<prompt> Human: Hey Reddit, Im finishing up my last year of undergraduate studies and am hoping to begin working when I graduate. Im hoping to learn more about investing and how to help my money grow so Im not just stashing it away periodically. I basically had two main questions and then welcome any comments on what I should be doing. 1 Where should I go to start learning how to invest smartly?2 How likely is it that I could grow investments on average by around 20 a year?  <response>: 2 How likely is it that I could grow investments on average by around 20 a year?Very unlikely unless youre doing something like investing in your own company thats wildly successful. 