<prompt> Human: Im 24 and have been living at home for the past two years while working and earning 40k. During this time, my finances have been quite comfortable. Ive probably fallen victim to spending too much, but nothing long-term and credit card is paid in full every month. Just got a new job about the same distance away with a 50k starting salary and much better benefits only 14 contribution Heres some facts that Im mulling over to decide on moving out now or waiting a few more months to save up: 50k salary 264month Car payment loan was only 2.9 for 11k financed 82month auto insurance paid in full for the year already 550month in student loans this can be scaled back some, but Im being aggressive while at home to pay this off 200month in gas driving 60 miles a day currently, moving would probably cut this in half. 100bi-weekly paycheck going into IRA 44 match from old employer going to fidelity 401k New employer offers 401a with 58 matching 16k in Savings accountLast few months on mint show a 1000 dollar surplus, this is including the 300-400 Ive spent on purchasing new clothes, eating out, bars, etc. How would you feel in this situation? Move out or wait a few months to build a bigger buffer?edit:some great responses. Even more than financial advice, I got some great life advice. I like the idea of buying and then getting a roommate. I also see myself and gf of 5 years, finishing her masters now moving out of starry together in 3-5ish years. For the meantime,she gets along with my parents, and I help out with making some meals and cleaning around the house.  <response>: Stay at home as save as much money as you possibly can for as long as you can stand living there. Sincerely, Everyone, ever. 