<prompt> Human: Looking to rent an apartment with some friends. Ideally, Id like a joint account for Rent Utilities and Misc. Expenses. Theyll all allocate a certain of their direct deposit into the account, and Id pay the rent and the bills. No stress about money, no risk. Went to a few places today and all of them said they every member would have access to withdraw funds. Another buddy of mine had a roommate clear out a joint account and run with the moneySurely, there has to be an option for us somewhere? Anyone have any ideas?  <response>: No, because joint tenancy means both people have full rights to the account. 