<prompt> Human: She is older than me and more established in her career. She makes 70 of our income, which doesnt cover our expenses to a degree that I am comfortable with. We have about 1500 left over each month that we use for a combo of debt repayment, home improvement and fun. I agree that she needs to quit her job, and I support her. My concern is that she doesnt grasp how drastic a reduction to our standard of living is needed to make this sustainable. If we didnt have debt over 20k from maternity leave for our 2.5 year old son, and our mortgage was refinanced last year we could maybe wait and see if she can find something that pays as well... But even then its unlikely. I want to sell our house immediately and move into a smaller one. I suggested this and she dismissed it. She is doing this to be happy and I support that, but I will not be happy to see our net worth plummet. I think we could last max 5 months before we default. So... How can I make her understand? How can I convince her to stay at her stressful, high paying job till she finds another one assuming she wont lower our standard of living? What do go do if she resists?  <response>: Her chances of actually GETTING a new job while still being at the old job are VASTLY higher than if she quits and tries to get a new job while being unemployed. It sucks that the system works that way, but thats the way the cookie crumbles, unfortunately. :- 