<prompt> Human: So, I signed up for Credit Karma last February after making a commitment to get my financial house in order. My scores were 450 and 515. Today, after almost a full year of work and dedication, theyre 695!Some background. Im in my 20s and made a couple of bad choices following a long bout with depression. It left me with a little bit of debt and no job. I managed to get a job, move out on my own, save up a small emergency fund and pay off all of my debt about 5k, as well as doing right with my new credit card for several months.The part that really made this hard, was that I made less than 23k last year. I work at Walmart. But I buckled down, because it was important for me to build a financial future.In addition to all of the above, I started contributing to a 401k 6, all matched and taking part of a stock purchase plan with Walmart they match 15 of what I contribute. Its not enough to retire on time or anything, but is a real start. I feel so much better about my financial future.I wanted to thank all of the amazing people on this sub. The ones who link sources, give advice, and everything else. You guys have been amazing and a big part of this positive change in my life! Thank you so much!  <response>: Congratulations! Its always great to visibly see progress. : 