<prompt> Human: Parents, friends, and family have given me money throughout the years and a LOT has accumulated six figures.Nothing in excess of the IRS gift tax limit per giftor per year.Id like to deposit it into a bank or start investing with it, but Im worried about the attention and questions that might come with depositing a lot of money.I understand CTR is for cash transactions over 10k, and I know that SAR is for any suspicious activities. Im just not sure if depositing so much money is considered suspicious. Note: I also know about structuring and do NOT plan on making multiple transactions under 10k.I dont want to keep the money under the bed anymore. Any suggestions?Assistant: If this was truly simply gifts that have accumulated throughout the years that you have, for some unknown reason, been simply keeping under the bed, then just deposit it in one go. Yes a report will be generated, but that is all it is - a report. It will be okay.Nothing in excess of the IRS gift tax limit per giftor per year.Just so you know, the gift tax would have nothing to do with you. That is because the person who is given the gift has no obligation to report it at all. That is all on the person who gives. So even if you were given this money as a genuine gift in amounts greater than 14k, that still would have nothing to do with how you should handle this money.Human: My main concern is being interrogated, questioned by the bank, IRS or some other government agency and asked to provide a detailed source of the money, and having the money confiscated if I cant provide satisfactory evidence that they were given from family and friends I dont have dates, a diary, or a log.Im unemployed and am claimed as a dependent wont be next year since will age out. Should I just deposit 30k each week rather than 120k in one go?Assistant: Should I just deposit 30k each week rather than 120k in one go?Then you WILL be interrogated, because structuring is illegal. see below.If anyone asks, I dont want to keep the money under the bed anymore.Human: Thats not structuring because its 30k at a time in four transactions.I already mentioned that I understand structuring multiple transaction UNDER 10k to avoid CTR.  <response>: Thats...not how it works. Youre structuring deposits to avoid scrutiny. Its still structuring. 