<prompt> Human: Hey PF!Ive been a year long reader of this subreddit and have finally created an account. Apologies as I am still fairly new to Reddit in general, but Im asking all you great minds for help and advice.My parents declared bankrupt after the 2007 recession hit and have since been using my name to purchase property in the form of homes, land, and cars. Some of this occurred when I was a minor, but some also did take place after I turned 18. I am now in my early 20s, graduated college, have a job, bills, student debt, and a car loan of my own.My parents have been able to pay for some of these investments in full buy property in cash, then hold onto it, but things like a car loan that is in my name, theyve needed to make monthly payments on. So far, I havent had anyone come after me and they are making payments on this car as far as I know.After speaking to my dad today, I found out their bankruptcy will end this July 6 months!! and after that they will be able to buy and sell their property like normal. I currently own a couple of their investments, my dad says I just gift them to your mom without any taxes or financial repercussions. Is this true?Also, how would I go about moving the car loan into solely their name? I currently dont know whats going on with their payments, I know the bank and I can easily check, but Im assuming theyd have to refinance the car once it was put into their names because it would look like I sold it to them?I love my parents and I know they are getting older and are worried about being able to retire. But I am also tired of being bullied into signing checks and documents I dont understand. I have a little sibling Id like to pass along this information to so they are not manipulated into doing what I did. After they are out of bankruptcy, would it be a good idea to freeze my credit? Does doing so protect me from them purchasing property in my name?Thanks in advance for the advice and help. I like to think that my parents arent the worst of the bunch who use their childs SSN, but to be honest, Im unsure most of the time.TL;DRParents user my name to buy property as investments and a car. Their bankruptcy ends soon so I wanted to know if: 1. I can gift them the property without financial implications? 2. How should I move the car loan from my name to theirs? 3. Is freezing my credit good protection from this in the future? EDIT: Thanks everyone for the input, Ill be following the proper channels as per all the advice.  <response>: Im pretty sure this is felony level fraud. Best advice is to get a lawyer and get it sorted out as best you can lest you get considered an accessory to the fraud. There night be some fallout but try to minimize it. 