<prompt> Human: My mom recently passed and Ive uncovered a lot of debt over 100K. She will not have enough funds to pay for medical bills, credit card, unpaid IRS taxes, etc. A few questions:1. What order should I prioritize her debt? Is there some debt that I should just payoff vs negotiating?2. How should I handle the CC debt? Will they be willing to forgive the debts or at least negotiate down? If so, what steps should I take?3. She has unpaid taxes from 2016, hasnt filed 2017 or 2018... Im worried she will have two more big bills from IRS and State. What options do I have here?Im sure there are even questions that I am not even asking. Any help would be much appreciated.EDIT: Many of the CC bills have my dads name on them. Theyve been divorced for many years and, frankly, she may have opened some accounts with his name on it without his knowledge. EDIT2: most of her assets are in her trust. Assistant: dont pay any of it, write deceased on the bills and return them the IRS might put a lean on her house if she owns one, but medical and credit cards deceased and return, no other info required Human: Would it be good for me to call the cards and inform them?Assistant: no, dont communicate with themthey might try to convince you that you are responsible.write deceased on the bill and return it, i cant explain it more simply than that, you are talking about unsecured debt- this will allow them to write it off and close the books on itHuman: Thank you. One more wrench... looking at the bills it looks like she had my fathers name on the credit cards too. Theyve been divorced for years... Will this all just fall on him?  <response>: If they didnt resolve this during the divorce they were foolish.But, again, not your problem. Take the posters advice to write deceased on the bills and return them. Banks subscribe to services that give them information on people who die, theyll know soon enough. If your mom didnt have much in the way of assets it isnt even going to be worth your time to become executor of her estate. Just walk away from it all. 