<prompt> Human: Hello PF!I am looking to open a second checking account and possibly move my savings to a higher APY acvount. Discover bank seems to offer some good options with thier cashback checking and 1.55 APY savings. I understand they are online only, this wont be a problem as I already do 99 of my banking online. Just wondering what kind of experiences people here have had with them?Thanks!  <response>: I have one of their savings accounts, never had an issue with them. I highly recommend! 