<prompt> Human: Near the end of last year I was having back problems and massages helped a lot, it was cheaper to get a 6 month contract so I signed up for one. 3 months in, someone used my debit card information in another state so I had to cancel my debit card, and that same month I lost my job. I wasnt able to pay my bill anymore, and massage envy wasnt able to automatically withdraw it from my account since my debit card was cancelled and there was barely any money in my account anyway. I recently spoke to them over the phone and they say I owe them over 500 dollars because the contact I signed stated that after 6 months, they continue charging me month to month until I tell them to cancel. THIS WAS NOT EXPLAINED TO ME WHEN I SIGNED THE CONTRACT TO BEGIN WITH! I make minimum wage and have a 1 year old son. They wont let me pay the 500 in increments, they want it all at once. Thats more than one of my paychecks and I cant afford to give one up. Im going to be in debt because of these people and Im losing sleep over it. Please help me  <response>: First off, calm down. There is no debtors prison in the U.S., the worst they can do is ding your credit. Not a great outcome, but your well being and the well being of your child must come first. They might not have explained the contract to you, but you can rest assured the language putting you on a monthly cycle was IN the contract that you signed. Please read things before you sign them. 