<prompt> Human: Im 19 years old, I just did one month at college before some finanical hangups caused me to withdraw at the end of February. I owe 2500 to the school directly, 3500 for direct subsidized loans, and 2000 for direct unsubsidized loans. I just recently joined the army. Its my first time with bills in general, and since they didnt teach this stuff in highschool Im completely baffled. I have the bill directly to the college figured out, and I know that I have a 6-month grace period after I withdrew. My questions are:When can I expect the student aid loan bills to come in, and who do I make it out to?What is the best way to pay these loans off quickly and efficiently on an army budget?Thank you in advance for your time and patience, everyone.  <response>: When you signed up to take out loans, you were most likely required to do entrance counseling . You can actually go through this again at the studentaid.gov website. You may find this helpful. You can also do the financial awareness and exit module. These are like little online courses about how financial aid works. Also, make sure that you have all your documentation from teh lender stored in an easilyi accessible place. Im guessing most of it was emailed to you or on some other web portal most ppl are avoiding paper these days. Also read through all of your schools financial aid website. Keep your address updated with the university. If you moved since you attended school there, notify them until youve paid off the 2500. This should give you the tools you need to understand your repayment.THe money owed directly to the school is not necessarily beholden to the grace period. It depends on your individual school. I would check with the school about how long you have to pay this debt in full. 