<prompt> Human: So Im a bit confused how this is possible. I get an automated call from my bank asking me to confirm a purchase. I hang up because I assumed the call was a scam asked me to enter my ssn to confirm identity. I check my account just to be safe and sure enough theres a 36 charge from a liquor store Ive never been to. I call the number on the back of my card and it connects me again to the same automated system to confirm the charge. The robo representative says theres a second charge at the same store for another 59 bucks. I confirmed that neither charge was from me. Heres the part I dont understand.. The card used at the liquor store was my actual card same number and its sitting right here in front of me. Its a new account opened in May I only have one card for it. I called the store and spoke to the cashier, he asked me the same thing how did these guys get your card? I have no clue. Did my bank send me a card that got lost in the mail? Would they really send a duplicate care with the same card number? Was my identity stolen? Ive checked my credit karma and all other creditdebit accounts, nothing else fishy going on. What steps should I take here?Edit for updateHoly shit I had no idea skimming existed. Thank you all SO MUCH for your help. To answer a few questions:It does have a chip and pin doesnt require signature but there are many places where the cashier states they dont take chip yet and I have to use the mag strip, this is pretty common in my area southeast US. I cant figure out where this would have happened, all of my transactions have been pretty standard, target, Walmart, grocery store, race trac.. All the usual places near my home. I cant remember the last time I used an ATM so I truly have no idea where the card was skimmed. I talked to an actual person at my bank local CU and they killed the card and are sending me a new one. She said it was pretty clearly fraudulent activity and I will get my money back provisionally, theyll open an investigation to confirm fraud and she recommended a police report. Im strongly considering using a CC or ATM only card moving forward, what a headache! Im glad it wasnt a significant amount taken. Thank you all so much for your help and advice! Sometimes I just cant believe how shitty people can be. Edit again for another update I think I figured out where this happened... Somehow I missed this twice while looking over my statement, but last week I was at the mall, didnt have a stroller so I rented one of those 5 dollar stroller carts that look like little red cars. Its an unmanned station where you insert your card and it unlocks the stroller. I could be making this part up but I SWEAR I EVEN REMEMBER THIS THING BEING LOOSE AND JIGGLY WHEN I INSERTED MY CARD. Ill be going back this weekend to check it out. Its the only non normal transaction Ive made within the last couple of months. Its got to be it. Gah, feel like such a moron. Oh and Ive been checking my accounts religiously and saw another transaction that was made for over a hundred bucks, this one didnt post until today. Fuck the assholes involved with this shit.  <response>: Probably skimmingHave a look at the identity theft reference in the wiki. 