<prompt> Human: My aunt could not buy a house. I believe she offered my sister 8 thousand dollars if she co-signed and everything went ok. Fast forward a few years and my aunt wants to remove my sister from the deed with a quit claim deed. My sister texted me and wants to know if there are any consequences for her. My aunt hasnt missed any payments as far as I know.So basically... if my sister does this, is she still responsible for the mortgage and is her credit safe?Thanks again everyone for all your help.  <response>: Definitely dont file the quitclaim until the mortgage has been refinanced. In fact, the way it often works is that the person who will be solely responsible gets approved for the mortgage, then the person being removed comes in and signs the quitclaim form in front of the loan officer. As part of this process, your sister should also make sure any obligations to her money for having cosigned are squared away before she signs the quitclaim.In general cosigning is very dangerous, and we tend to advise against it even in the case of family. It was very good that she did get on the deed, but as others have said even that was not a whole lot of protection. While things seem to have gone well, any mistakes at all on the part of the aunt will negatively impact your sister. 