<prompt> Human: I was driving home from college and a lady turned into my lane and hit my car ,she drove off lost control and crashed again. Her insurance company is saying that the second accident is costing them a lot of money since she had basic coverage and they wont cover my rental and my insurance also said they wont cover it either since its not in my policy. What options do I have? Thanks for reading  <response>: You need to contact her insurance company. The accident it her fault, and they are responsible for properly compensating you.If no luck, lawyer up. This looks like an easy case so you shouldnt have nay trouble finding a reasonable lawyer. 