<prompt> Human: My mother is almost 60 years old and she recently got laid off. She isnt going to retire any time soon because having four kids and going through a divorce has put her in a lot of debt. She cant afford to retire, let alone live on her own. I want to pay off one of her smaller credit cards balances, but I want to do it anonymously, because if she knows its me, shell give me the money back. What information do I need? I can snag one of her statements, is that all I need? Will her bank give me a hard time about paying it off? Can it be anonymous? I just want to help out the woman who has been there for me all my life. If this is in wrong sub, please let me know. Thanks!!  <response>: Ummm, should she be speaking with a bankruptcy attorney? You may be wasting money, in that case, better to help her pay for an attorney.How much debt in total, and is it secured or unsecured? 