<prompt> Human: So I was not in the search for a house at all. But the perfect one popped up on the market. My girlfriend and I currently rent a small house for 1200 a month. This house has an asking price of 102,000. I could easily get financing with great credit, I have 10,000ish in debt. 3,000 at 0 on a credit card, the rest on an auto loan at 3. 6,000 in savings. This would go strictly in my name. And I would be able to afford a mortgage on my own if anything were to happen. The biggest thing that makes me apprehensive is that we dont plan on being here forever. At least 2 years. But up to 6 or so. We arent actively looking to move and both have great jobs that we like. Thoughts? We would save so much per month, and since we are in a house already we are used to all the responsibilities that come with upkeep, plus the utilities that come with a full home. And I am quite handy so fixing things would be easy.Assistant: Do you have an emergency fund, that is not your savings? You should have a fund that is 6 months of expenses Rentmortgage, credit card payments, food, etc. What is your combined income, if you also plan on not living there in the next few years, could you get a good amount for rent to cover the mortgage random costs? Human: We do not have an emergency fund. Which is part of what holds me back. I was working my way towards it with current savings. Combined income is around 110,000. If we moved we could easily rent it for 1,200 a month, and I have multiple business connections who are management companies I trust, who charge about 10 management fees.  <response>: Combined income is around 110,000. How do you not have a emergency fund when you are making 2x the countrys median household income? 