<prompt> Human: Well. I know what you thinking. I have pretty much bombed my chance of saving up money and advance in the career. However, Id like to see if there are ways to improve my current budget. For my income, its in the low margin for the american standard: 15,120 For my girlfriends income, its in the low margin as well: 14,400Monthly Bills:Rent-630 Car- 366Loans- 153Internet- 61Hospital Bill- 56Variable Bills:Groceries - 80 WeeklyGas - 65 weeklyExtra- 40 WeeklyFor insurance, Im covered by my moms and my girlfriend has no insurance whatsoever. So, Ive been trying to figure how to get money for her meds as well. Also, how can I maximize my savings with this limited income? Any frugal tips for generic things? Is my loans at a reasonable price?Thanks. Edit: For those who are wondering what degree I have, its an associates degree of culinary arts. I had a tough year of finding a job in the restaurant business after graduation because of family issues, then found one with a dishwashing pos to start off and now moved to prep cook position. Despite of promotion to prep cook, I still have a 9hr dollar pay...Not sure what to do about that and have been considering of picking up a second job. However, daycare would defeat the purpose of a second job.Anyway, we have applied for assistance for food stamps and wic. For some reason, we couldnt recieve help for food stamps. We know were 120 below poverty line...I really do thank you guys for your responses. Im really taking all this in consideration because it is pretty scary.  <response>: What degree did you get that you only make minimum wage with no benefits? You need to get a second job or a single real, career type, job. Also, you REALLY need insurance for all of you. Kids get sick constantly and they bring home diseases from other kids. You can plan on each of you visiting a doctor at least every four months as soon as your kid starts daycare or preschool. My son is 7 and I still expect that well all get sick again as soon as school starts. 