<prompt> Human: My wife is pregnant yay! and weve been seeing a great OBGYN.One test he highly recommended was a screen for Cystic Fibrosis. He advised that its different from insurer to insurer but in his experience, this test is covered by most. We agreed to go ahead with it.We then got a bill from the lab Quest for that test. Apparently, our insurer denied that claim because genetic tests is one of the exclusions. As an aside, I think this exclusion specifically targets those vanity genetic tests to determine ones ancestry eg 23 and Me. Its annoying that valid preventative care tests are excluded.What are my options now? This is the first time Ive had to deal with healthcare insurers and Im a bit lost on what to do. Should I speak to our doctor? Not sure where this will lead, he didnt explicitly say our insurance will cover it, just that most do. Should I call the lab? I did and they said theres nothing they can do. I can get a discount based on hardship we dont meet the criteria the rep described over the phone. Should I call my insurer? They wont budge on the classification of this test. I think this is the strongest route to a good outcome... if I could get them to reclassify it as a preventative test, theyll cover it.The lab is charging 1200 for the test!Apologies if this is the wrong sub to post this!  <response>: Your more than likely going to be stuck with the bill. Generally I advise to get the test on ly if it will be a factor in determining if you will abort or not. My wife and I have discussed at length, and regardless of what test outcomes are, we will not abort. Therefore, whatever will be, will be. But it is always good to check with your insurance prior to going in for a test whether or not the test is covered. 