<prompt> Human: So I make around 2600 a monthafter taxes and am planning on buying a 47k car in the next month or so. Im trying to build up my credit from baby to adult. My current credit score is 769. Ive already been pre approved for a 45k loan from the bank. The reason to buy the car in the first place is again to try and build my credit so eventually I can get a loan for a house. Currently Ive had to move back to my parents place due to rising cost of living hence why I wanna buy a car to better my credit to buy a house. Currently cut my spending down drastically, from 500 a month on food to just under 200. On top of that I started saving more not going out as much, gas was about 120 now Im spending under 40. My monthly spending is about 340, I have about 13k in savings. The car I want is having to be ordered by the dealership. It was around 52k msrp dealership dropped it to 49.7k said they couldnt go lower since its being ordered and they arent needing to get it off the lot. I was able to get them down to 49.5k asked 8 other dealers and this was the best I could get plus another 2.5k in rebates to make it 47k excluding taxes. I plan on putting a 12k down payment if I decide to buy it which would take 12 weeks to get here. Cost of the car is about 590 a month plus 160 for insurance. KBB says its a fair purchase price at 49k. Do I have the means to buy car? Can I get a lower price? Ive looked at this for the past month and I think I can but Im not 100 sure. Please help, thank you. Also Ive talked with my parents about this and they fully support me in getting the car if I wanted too, I realize Im very very lucky to have parents like them. Edit: thanks everyone for responding with helpful feedback. The early consensus was for me to go get a 20k car and then use that credit build to finance a home which I think is the best plan. A lot of people are saying I dont need to get a car loan to get a house loan which I get, my reasoning to get an auto loan was so I could get a better home loan. Some of you think Im taking advantage of my parents generosity by letting me stay at their place which is understandable. I honestly wouldnt be in the situation that Im in if my rent hadnt skyrocketed from 800 a month to 1100. Its really hard to find a place in my area for that price and still expensive an hour away. My parents offered I stay with them since they lived so close to my work I usually spend my lunch talking with my dad at his house. In the six months Ive been here Ive been able to save a decent amount of money for the first time in a long time. I drastically changed how I was living and stripped it down to the necessities so I could save money. Before I moved back I was able to put myself through college and get an associates degree at a technical college all while living on my ownroommates. After college I moved out and to be on my own for about 5-6 years enjoying my twenties not really saving too much money 3-4K for emergencies. I probably could have afforded to live at my old place but it wouldve been paycheck to paycheck at that point with no savings. Just a little more detail to my situation, thanks again everyone for your help in guiding me in my decision!  <response>: Wanting better credit is a really horrible reason to buy a car. Spending more than your entire salary in a year when you cant afford to live on your own is a very bad decision. 