<prompt> Human: So my company payed out a bonus and I used it max out my 401k for the year. Its not even March yet though and my employer will match 50 of my after-tax contributions up to 6 of my salary so 9 of my salary. What should I do now? Put money into a Roth? Just pay into my 401k after taxes? Im lucky to be where Im at right now but I dont really know where to go from here.A little help would be appreciated.Thanks for any input.  <response>: You should check with your benefits administrator. If you max out your 401k early you may lose out on matching funds for the rest of the year. Some places will do a true up at the end year, some places dont though, and you will not get that money. Regardless your next steps should be to max out a Roth IRA. If you havent contributed for 2017 you still have time to do it. I would also max out an HSA. If your plan allows it you may be able to do the mega backdoor roth. Finally just contribute to a taxable brokerage account. edit: just noticed you have cc debt. Youll want to pay off any high interest debt before making further contributions to a retirement account. 