<prompt> Human: My stepson lives in another state, but is still covered under his dads medical insurance. He is 20 years old, and just got into a car accident while drunk and totalled his sisters car not relevent, but hes an asshole. The medical providers have been sending us bills with past due reminders. I have been sending the bills back, with a copy of his medical insurance card, and a letter stating that we have not signed any financial responsibility for his medical expenses and that they should go after him for any balance left after insurance. The letters and bills from them are getting increasingly more agressive. Is there any way they can hold us responsible? I assume I am not the first person to have this happen, the bills are in the thousands now...  <response>: Read the letters carefully, but the general answer is: no, youre not liable for his bills once hes an adult.This isnt like consigning on a loan. YOU didnt get into a car wreck. I suspect the letters are getting more and more stern because they know hes youngdoesnt have the money and you do. Theyre trying to trick you into thinking you have to pay them, but they dont have a legal leg to stand on.Note: this refers to his medical bills only. If you cosigned on the car, that loan is a separate matter. 