<prompt> Human: Some days I feel like Im losing my mind quite honestly. My financial state is probably above average from most 27 year olds and I have a household budget in place. However, I feel like my life is consumed by watching every dollar and planning for retirement. How do you guys balance life? Do you all set money aside for wants, not needs? For vacations?Im all for being responsible and delaying instant gratification, however, Ill only be 27 once in my life. I could die tomorrow for all intents and purposes. It seems like this thread is very conscious about their saving and retirement, does that ever worry you guys? That youre putting in so much time and effort watching every dollar and you could literally die and you didnt really do anything funimpulsive.Give me your thoughts please.Edit: Grammar  <response>: IMO people in this sub doesnt balance life maybe they personally do but their advice isnt towards that. If you can you should go on vacations and do other stuff with your money other than the most basic.The issue is that a lot of people doesnt know what they really CAN afford and this explains the conservative advice given in general. A simple and rather common example is someone with a 10k CC limit. They may do a large purchase or have a trip and max out the CC, then they only pay the minimum of about 15 years or so or file bankruptcy before that. Some people do not realize how much money they are losing in interest and think because they make the payments for something it means they can afford it. 