<prompt> Human: Hi rpersonalfinance,I am wondering if I could get some advice regarding if I can afford a 40k car. Background: 26 year old male. 96k salary year. Total monthly expenses: Around 2kmonth rent, utilities, food, etc.. 401k and ROTH IRA: Contributing the maximum possible to these accounts annually. I grew up in a family where cars have always been a big deal. If I were to buy this car, I have approximately 15k available for a down payment. Also, I would plan on having this car for quite a while -- at least 5 years, but probably considerably longer than that. Ive been driving the same car since Ive turned 16 years old, and Im nearly 27.Please let me know what you think. Thank you!  <response>: If you make 96k and live on 2k, you should be able to save up the cash really quickly. I would do that. 