<prompt> Human: Ive got 3 months of undergrad left and Im starting a PhD next year. Heres some of the details:Income: 1100month, this will go up to 2300 starting in the summerExpenses: Rent: 1290, I split this with my girlfriend, she just lost her job and Ive been paying it all for two months... Utilities: 100month No tuition per my schools support offer Debt: 300month in private student loans Insurance: 40month Gas: 150month Food: 450month, with my gf, same situation as rent...Other Expenses: I have a hobby that I spend about 200month on Ive managed to get rid of my credit cardsNet: -1430month or worse counting miscellaneous expensesIve managed to put away about 3000 in the bank, but that will be eaten up soon if my gf cant find a job. My parents and hers will give us a few hundred here and there as they can but we are not sustainable. On top of that, she owes something like 3500 in taxes for last year.We cant go into student housing because weve maxed out on the time limit. We already have a roommate that gets our rent down to what it is.At once summer starts and my salary goes up we will be barely making it and I think that my savings will last us, but not if the car brakes down or anything else happens.I would appreciate any advice. Just writing this all down has helped me see the situation better.  <response>: That 200 hobby has to go and why are you paying for all the bills? She should get a job in the meantime. 