<prompt> Human: Tried calling cc company dozens of times. Tried calling issuing bank us bank and no one can help me. Hoping Reddit can.Edit: The debt is over 12,000EDIT 2: Pretty sure this is the form I may or may not have filled out, honestly I signed so many papers that day I dont remember: Assistant: First, CREDITORS LIE! Never believe anything a creditor tells you about what you do or dont have to pay them.Second, do not agree to pay anything. Do not send them money.Third, demand a copy of the original credit application documents. Once you get them, consult a lawyer. That person will let you know if you actually have to pay anything and will probably only have about 1 billable hour in making that determination if you have the documents. If they tell you that you arent responsible, send a certified letter to the creditor demanding they stop contacting you about this debt because it is not yours. Theyll probably drop it but if they dont, then you should contact your lawyer again to prepare your defense.Human: The problem now is I cant get a straight answer from anyone at the cc company. One person tells me one thing then the next person tells me something completely different. The whole situation is maddening.  <response>: Follow the advice above. 