<prompt> Human: Hello.Ive been wondering whether trying to get on the property ladder sooner rather than later would be a good idea. Ive saved up enough for the deposit on a 1 bed flat, and each months repayment is about the same as I currently pay for rent - and it seems to be a better idea to be buying rather than money down the drain each month, but Im not sure if its too good to be true. From my savings, Ill have just enough to cover the deposit - although do you think its too much of a risk, or if itll be too unlikely that Ill be able to get a mortgage, given my age and income? Ive been working full time for a year as an apprentice in college full time, with a part time job too for nearly 2 years, but some places seemed reluctant to let me rent, yet alone buy as a result of my age.At the moment, over half my wages go on rent, but I can get by - Im not terrible with money, but not so sure when it comes to big investments!Im completely new to buying property have been renting for almost a year when I moved for work - so Im still a little unsure as to how it all works!Additionally - does anyone know whether its possible to cash cheques in different names, provided I have proof that theyre both me? Ive tried searching, but cant seem to get an answer anywhere... I changed my name by deed poll I am transgender, and kept the same initials, my bank details were updated but I am due to receive a cheque in my birth name inheritance, and Im worried whether the bank will accept it? Thank you.  <response>: No one will give you a mortgage on an apprenticeship provided its an actual official apprenticeship not a private arrangement as you dont get most protections regarding losing your job.Id keep saving until you have way more than your deposit anyway, youll have fees on top of the deposit and no doubt the house will need some money spending on it when you move in 