<prompt> Human: Australian here, lurking and reading through a lot of similar American posts and unsure if they are applicable to us down under. Anyway - I have emergency funds in place, and other money to spend on traveleducation etc. Where could I put 1000 to grow, untouched, over a period of time, that I could leave and forget, and pick up a decade or two later?  <response>: Unless you plan on contributing more and more to this fund while it sits, Id like you to be aware that 1000 at 7 growth on the high end of the spectrum leaves you with 3800 after 20 years, an average income of 11.95month assuming you have constant 7 growth you wont. While this is the best investment from a passive income perspective, that 1000 might do you much better being saved for a down payment on a house, used to invest in an education or vocational school to increase your income, or in some other non-monetary way. 