<prompt> Human: Coming out of hiding here! So my family has a pool back home. We got it for free and Weve had it for years. It just collapsed this morning. Money is really right for them right now, and they are all really upset that the pool is just gone. Im talking like both my parents would get home from work, immediately change and get in the pool for the rest of the night, and this would happen every day. I told them already that I would split buying a new pool for the house but they cant afford it. My dad especially is super upset with this. The reason Im posting this here is because I need a little advicesomeone to talk me off a financial cliff. I want to help them out as much as I can. Im thinking I could look around and see if I can find a pool place that might offer some special financing and buy them a new pool, I wouldnt mind making payments for it. I also could put it on a credit card. Im not in a terrible place financially myself. I dont have an emergency fund yet, I just want to help them out because I love them and they are so bummed...Someone talk me down!TLDR: family pool collapsed. Want to buy them a new pool but it would go on a credit card. Advice?  <response>: but it would go on a credit cardThen dont fucking do it. Wait until it doesnt go on credit card. A pool is a luxury. 