<prompt> Human: x-posted in askreddit, but figured thered be a better response herehey guys, throwaway obviously, but im a 26yo in the states about to be given control of the trust fund set up for college expenses. i had my share of fuckups in the past partying too much, dropping out of college for a while, ADHD, depression, etc and im currently still taking classes for my BS. Been supporting myself for a few years to maturefind myselfwhatever before going back to school full time this year and take it seriously this time.Ill still be going to school so I can get my degree and get on with my life year left or so but the person who set the trust fund up wants to give control of it over to me now.So my question is, what do I do with it? Theres a little over 100k sitting with merrill lynch. I really dont want to waste it all. Should I keep the money in stocks? How can I transform what I have now into more money later down the road? Buy land? Keep it in the bank? Start a business? Invest in a business?btw if it matters im studying neuroscience with the hopes of going to grad school, so im not completely stupid, but i acknowledge that im not that great on business matters either...Essentially any financial advice would be appreciated. Thanks guys :And yes, I know Im really lucky... I just dont want to be in the mindset of hey I have a buncha money! and spend it all on frivolous things  <response>: Maybe Im being silly and stating the obvious, but how about spending what you need of it on college if you can avoid student loans entirely, how awesome would that be?, get a good job, keep an eye on it, and keep saving for your retirement. 