<prompt> Human: As the title states my company will match up to 7.5 of my contributions to my 401k. Im in my mid 20s and am trying to decide if I should reduce my match in order to save more for my first time home purchase. My thoughts are that I need the money now for a home rather than later for retirement, but at the same time, its hard to pass on them giving me free money. What are your thoughts?  <response>: yeah... free money trumps all else, you can never make that up. If it delays your home aspirations by a month or 2, its worth it. 