<prompt> Human: I have a mutual fund that was around 11,000 dollars that I was going to use to help pay my student loans 27,000, but the DOW just dropped so much Im not sure how much its worth now. I dont know much about the stock market. Should I take my fund out first thing so it doesnt drop more or should I wait for it to come back up? How long would that take? I can afford to pay my payments without the fund for at least a year or so. Any advice is really appreciated!Edit: I should clarify I didnt invest this money. My parents put small amounts in when I was little, birthday gifts and such, and now Ive just graduated college and was about to take the money out. I just wanted to use this for my loan.  <response>: Rule 1 of investing: Buy low, sell high. That being said, Rule 2: Dont put money in the stock market you will need in the short term 5 years 