<prompt> Human: I am a engineering student and for my work term I needed to purchase a laptop. I didnt have the cash to front so now I have 750 put onto my student visa. My work term pays 1500 in about 3 months. Currently I work part time on the weekends to make some extra cash. From my part time I make about 100 per week maybe a little more. My question is am I better off paying down the debt with ever cent I make and using the credit card for my life expenses ie gas, food, occasional beer or should I take my cost of living out and meet the minimun each month until I get my grant at the end. Thanks to anyone who reads this and gives me feedback.  <response>: I wouldnt use the credit card for living expenses. Credit card interest rates are pretty high, even more so since you are new to credit. Also, keep in mind that as your credit card balance increases, so will your required minimum payment. I cannot stress that last point enough though, minimum payments can really get large if youre not careful. Pay off that laptop steadily. Make sure that you can make those minimums. I like to pay off a bit more than that because it makes me feel better, you save money on interest that way.Make sure youre budgeting well. It will stretch those part-time paychecks out and make life easier. Good luck! 