<prompt> Human: My son recently had his 1st birthday. My fiancee and I received 85 in cash among all the other gifts. What I would like to do is invest it somehow so its useful to him later on in life. If theres some minimum amount I would need to get a CD or something, I could add some of my own cash.All suggestions are appreciated!Assistant: just open a bank account in his name and deposit itHuman: I considered that. My concern is that Ill forget to deposit into it regularly and itll waste away with fees. Ive opened a couple credit union accounts where that has happened.  <response>: I considered that. My concern is that Ill forget to deposit into it regularly and itll waste away with fees. Ive opened a couple credit union accounts where that has happened.childrens accounts are usually 100 free 