<prompt> Human: I bought a 2013 Ford Fiesta SE last August after I finally got some job security. Since then, my girlfriend who also has a car moved in with me and were having trouble deciding if I would be better off financially by selling it. My girlfriend uses public transportation to get to work, and very rarely if ever uses her car at a time that would conflict with me needing it. So on that front, we are okay with the logistics of sharing it. With a nice spit-shine, Im hopeful that my car is worth right around what I still owe on it 10,000. With my monthly payments, gas, insurance - Im paying around 430month to drive it. My thinking is I can get rid of it, live with the sunk costs, and split everything with my girlfriend she has an old beater, with insanely low insurance. Are there any reasons why this wouldnt work?Bonus question: How does selling a car privately work if youre still paying off the loan?  <response>: What happens when that old beater needs a costly repair motor, transmission, suspension work? Are you splitting it in half, or would you pay for all of it? What happens if for any reason you guys break up and she takes the car... you would be without a transportation method. Think about it. 