<prompt> Human: I was on COBRA with Florida Blue BCBS. They approved a procedure and even called me and instructed me where to get it done. Apparently, unbeknownst to me or Florida Blue, my old employer canceled their plan, which meant that my COBRA through that old plan would end and no one told me this was how COBRA works. The plan was canceled effective BEFORE Florida Blue approved my procedure or cashed my check. Timeline: I stop work for old employer end of November. I sign up for COBRA early December. December check is cashed. Procedure is approved. Florida Blue calls me to schedule the appt with their preferred provider. Procedure happens late December. I pay for January coverage. Early January, I get notice in the mail that my employers old plan was terminated effective December 1. No mention of me or my COBRA coverage. Mid-January, I am unable to fill an Rx. I call Florida Blue, after MANY hours, I am told that my coverage was through my old employers plan, so I was no longer covered when that plan ended even though Florida Blue cashed my checks. Rep says that my old employer should have provided me with this information. Yesterday, I receive bill for procedure from preferred provider. I call Florida Blue, they offer to refund my December and January premiums. At this point, I dont know if Ill be receiving more bills for visitsRxs that I thought were covered bc I thought that I was covered!. I had no idea that I was uninsured, and that really pisses me off. Now I also have this bill to pay, which is not crazy 800, but I would not have had the procedure done at that time if I had known that I was uninsured. I would have gotten other insurance and waited. Any ideas of what I can do? I feel that Florida Blue should be responsible bc they told me that it was covered and even required that I go to their provider. AND THEY CASHED MY CHECKS! I really rather get this handled through them congenially than have to sue them.  <response>: Your COBRA plan should have moved to your employers new carrier. Call them to find out who that is. An exception would be if they are no longer offering any group health coverage. Then you might be screwed. 