<prompt> Human: TLDR: A worried son asking advice from the kind people of Reddit to help his parents live the American Dream. I always hated how the TLDR would be placed on the bottomI also want to apologize for the bad formatting. I am using my phones browser to write this.I dont know how to start this so I figured I should give a background and as much detail as possible:I am a 24 yo living in the Bay Area. I currently live with my family - consisting of my parents and two siblings - in a 2 bedroom apartment costing a little over 2.8k youll see why this is important soon. I currently work full-time making roughly 54kyear which I contribute 13 to my 401k. I also started my Masters Degree this fall which I took out unsubsidized loans for program costs 18k. After my 401k is deducted from my pay I am left with about 1,200 and I allocate it evenly in thirds to split between my parents, savings, and to myself. I currently have 2k saved up. It may seem a lot to keep for myself, but it seems as if every month I would get hit with huge expenses particularly car problems.My parents arrived in the US in 2014 My siblings and I were living here with my aunt here before they arrived. They have a combined salary of 100k working blue collar jobs. Theyre almost in their 60s and have come understand that they cant land any better paying jobs. Growing up we didnt have much. My parents have been able to pay a big part of their accumulated debt which has significantly lowered thank god. So now, they feel like we are now able to buy a house and live that cliché American Dream. I understand where theyre coming from, but I just dont think its quite logical to do so. Plus I have a sibling who is still in high school and will be needing help paying for college as well.Side note:My older sibling is also a working professional but recently got engaged so I dont know how much longer my sibling will be living with us. Plus, the newly-engaged couple would have wedding expenses to think about.So, my parents recently talked to real estate agent as they plan on looking for a house. I already know they wont be able to get a loan on their own mainly because of their recovering credit score and their low income. Today, they asked me if I can give my personal info to kind of help them with attaining it. I told them I could not help because I am paying for school. It hurts me so bad that I had to say no Im currently crying in our walk-in closet rn as I type this, lol. My parents have been my motivation since day one. Theyre the reason why I wanted to get my masters and eventually pursue my professional license. I want to one day give them the life that they never got growing up. However, I know that time isnt now.I was hoping I could ask you all, the kind people of Reddit, for any advice you can give me and my family with our tight money situation. Any advice is greatly appreciated. Thank you so much!Assistant: Move to another location, midwest is the cheapest. Your money is much, much more likely to get somewhere. Youll never get anywhere in the Bay Area at that salary unless you get to maybe 150kyr. Thats a maybe.Give you an idea:My whole family lives in the Bay Area. I live in Iowa and I outearn any of them. I also have a better quality of life and own my own homemortgage for a 4 bed 3 bath house is 1300 - while having a lot less monthly expenses. I would never go back. Im not saying you live remotely, but places like St Louis or Indianapolis can give you the best bang for buck. Human: Thank you so much for your time. I was thinking to myself that this wouldnt be a problem if we lived elsewhere. However, there are a couple reason why I think this isnt a viable option, namely two. First is what profession I work in. I am a tax accountant and the Bay Area is where the demand for tax accountants are. Second, we are Asian American and the California is one of the most diverse states. There have been instance where we have been out of state and people have been hostile to us. So if moving was an option, it would need to be where diversity.  <response>: Tax accountants are in every major city. Dallas, with about half the cost of living of SF, has huge tax accounting firms and branch iffices if all the major national amd international firms. On the diversity front, you will find stupid bigots everywhere, including California. There are large Asian populations in every major metro area as well. Go lookup a cist of,libing index, and go visit some of the citiies after some reaearch. Part of the American dream is economic mobility. You have a much better chance put of California. 