<prompt> Human: Very long story short but here are some key elements.1. We come from a v.traditional Asian background where respecting your elders is a bit of big thing 2. I am academically more qualified than him and Ive not always had luck advising him or telling him better ways of doing things... Long standing relationship issue where I may come off a little bit condescending. Ive tried to work on it from my end, things have gotten a bit better as weve gotten older 3. Mum and dad have a number of properties 4 in and around our statecity and are retiring to India to set up their own business 4. Im middle child, owe have a younger sister. 5. We all still live at home together. Im getting married in Jan 2016 and moving out soon Things really started a couple of years ago Jan 2014, an older family friend of ours got in touch as he wanted to buy a house in our area. My brother put himself forward to buy the house for the gentleman for a small fee. At the same time, he quit his job to setup a womens fashion business. NB: He had no experience of womens fashion and wasis no way qualifiedexperiencedknowledgeable with anything to do with womens fashion. Anyway, hes always wanted to be a millionaire by the time hes 30 kind of thing but never really dived into anything. We me, mum and dad always dissuaded him from his random ideas, so I didnt push back on him this time round. Just felt he should go chase a dream for once. So he quit the full-time job with no cash flow or even registering the business, to work full time on the idea and running around to buy the house the guy wanted. He was also helping my mum and dad with their properties and transferring money back home for their new business. Fast forward a number of months from then Oct 2014, hes pretty much bought the house for the guy, but the fashion idea is nowhere close to taking off. Plus, the house-guy now wants the house to be legally transferred from my brothers name to his. This is where things turned. Yes, he bought the house with the guys money but then he was giving excuses for why the legal transfer hadnt happened yet. Mum and dad were also waiting for news on money my brother had in escrow for them. Things came to a head one drama-filled night when mumdad cornered him and got him to reveal everything. Turns out he had been raising a 100,000 loan on the property the gentleman wanted him to buy for him. He was delaying transferring the property as he was waiting for the 100k loan to clear and had serious debt troubles. Long story short, we managed to cancel the loan application and realised a large pot of money 100,000 for mom and dad had gone into his business idea that never got off the ground. A number of seriously poor business decisions but thats not the story right now. We never really got the full details of the debt troubles, getting information from him was is like getting blood from a stone so we gave up after some time.For the sake of sanity and the family, we dug deep. My parents rescaled their business ideas and we tried moving forward. Our little sister 23f is never really involved in these discussions. Last week Aug 2015, shit almost hit the fan again. He was trying to raise a 80k loan on one of my parents properties at 21 APR. He only told me as he needed a reference of my wage slips pretty sure he meant guarantor and I dug into his loan application files, realised the absurdity of the loan deal and called mum dad back into the mix. Im torn. I thought he learnt from his first mistake but my mum and dad are slowly mentally coming off him. Particularly my mum, who mentally cant cope with the anguish and what they are both feeling is the inevitable crap he may cause. I cant ask for a better dad. Hes awesome, not academically gifted but wise and just so well intentioned etc etc. My dad has always been diplomatic in his language about all of us but increasingly hes not been to glowing about my brother anymore. Ive always had a rosy outlook on life and Im slowly realising the realities of things. Still, our culture places some limits on what I feel I can dosay to him as a younger brother... still, at the same time I need to talk to him. Every time I try and do, he doesnt really listen and its difficult advisingtelling him what might be better to do. Thats it mostly. Scared about the wisdom of the reddit crowd but I throw myself at its feet for a few nuggets and suggestions if anyone feels like parting their experiencesthoughts this way.nbsp;TLDR; Older brother blew 100,000 of parents money trying to set up business that never got off the ground. Got caught trying to raise loan on a house that wasnt really his registered in his name but bought with someone elses money. Was trying to raise loan on another house that is legally in his name, but again, not really his. No idea detail of debts hes trying to clear as difficult to get him to sit down and talk  <response>: He needed your wage slips... to get a 21 APR loan. The guy has no problem burning parents money, a strangers money, and somehow use your information for something. Time to take every steps stonewalling all financials with your brother. For your sake, for your parents, and anyone else, perhaps even your sister. Your brother is a black hole. 