<prompt> Human: Hello. Im 25 years old and have about 20k in my 401k profile. Im about 5k in credit card debt i made bad decisions and could use a new car. I was wondering if I should go ahead and dip into my 401k while Im still young and can just continue to feed into it.  <response>: No, the money when youre young is the most valuable.Fix your spending issues and budget for a car. 