<prompt> Human: Hi everyone, not sure if this is the best place to ask, but since its a small amount, I thought Id ask. I have been setting aside money for last 4 months, this month totaling 3000. I have been investing in Acorns, the mobile investment app, and have not been very impressed. I am in their second most aggressive tier, and havent realized any gain in my investment. In fact, over the last 3 months, I am down 10 in my account. Im wondering if that performance is typical for the market right now, or if I should be investing somewhere else. Id like something with not very many fees currently waived at Acorns and hands-off management, besides depositing money.  <response>: IRA at Vanguard invested in a target date fund. 