<prompt> Human: I got a text a few minutes ago that saysHi, a courtesy note to let you know that your MasterCard is 19.96 overlimit. To check, log in to today.But Ive never signed up for one of these. Should I be worried, is there something I can do to fix this or is it just a glitch?  <response>: You said you got a text message about this. If the message did not address you by name, it is possible that they simply have the wrong phone number for the real account holder on file. Granted this is best case scenario, but mistakes do happen after all. You should call Coles Financial Services. 