<prompt> Human: My daughter is 9 and I want to help her appreciate the value of money and the principle of saving. I was terrible at this when I was younger and it wasnt until I was in my late 30s that I finally was able to break the habit of spending most of what I had. Are there activities or practices we could do now for fun that could be rewarding in the long run?I thought to open a savings account with her at my credit union, something that only she and I can access not her brother, who stole from her piggy bank. My dad wants to send her a check every month for 10. I was considering making a goal with her where if she saved a certain amount, maybe 100, that I would reward her by matching or otherwise contributing to it.However, Im concerned that this might be too abstract and might instead teach her to expect to be externally rewarded for personal achievement.What do you think?  <response>: thats EXACTLY how you do it...the concept of delayed gratification.. save one marshmellow today for 5 marshmellows at the end of the week, etc. 