<prompt> Human: I was checking my credit report first time Im up in the 700s!!, and I noticed that under addresses, it has my brothers ex-wifes new address in Texas is listed. I had lived with her and my brother in Pennsylvania about 7 years ago for about 6 months after college, but I did not have any bills set up at that address. My question is, is there any possibility that this is just a fluke, or is she using my social without my permission? There are no weird open credits open on my account. I should add that this woman is not very trustworthy so asking her outright is probably not going to help. Also I have tried to file a dispute online, but I guess I have to do it by mail. Is there a way to continue to check on my credit report without paying the monthly fees to each of the reporting companies?  <response>: this sometimes happens - I noticed a few weeks ago that a place where my ex-wifes lived for a year after our separation was showing up in my report. Filed a dispute saying basically Ive never lived here and they Experian, I think it was removed it in a couple of days. I dont think its going to impact your score or anything but not a bad idea to have inaccurate stuff removed. 