<prompt> Human: So Ive been working at a place. I got an offer awaiting final confirmation of offer on paper before moving on, etc., but Ive been assured unless we implode like Lehman Brothers between now and early next week, you will get an offer. As far as we know, there arent any plans to do that. The new offer is a permanent position with your typical array of health and other benefits. I was eligible to contribute to my 401K, but didnt since it was previously part time with limited pay and no match. The employer will match any contribution up to 6 of my salary on the new role, so even though I am young Im smart enough to realize I shouldnt pass up free money.Plan admin is Vangaurd. Enrollment seems pretty easy, but then I get to what I want to invest in and there are easy options, custom, etc...They say the plan most targeted given my age and typical retirement 65 is the 2055 plan. I dont have any plans to retire at 30 or 90 at this time, so should I just pick that? Is there a resource that I should look at? Im not a financial expert or anything, hence why Im asking.  <response>: I am a fan of You are lucky to have Vanguard, you have so many good options. If you are not sure about your desired asset allocation you could always use the target retirement funds and change them later to your desired balance. 