<prompt> Human: Its a concept that I cant grasp. I havent lived in that time frame. My dad told me to shoot for 5M by 55. I guess its catchier.I have 56k in 401k and 18k in Roth IRA currently. I have 80k or 90k elsewhere that Im investing plus emergency fund, etc. I punched the 401k and Roth into a retirement calculator leaving it at full contribution each year assuming 7 return, and it gives me 4.45M.  <response>: This is a friendly reminder to visit our FAQ entry on Retirement AccountsYou might also benefit from this common topic: I have X, what should I do with it?Also, please visit our FAQ!I am a botrAutoModeratorcommentsq11puwhat_is_automoderator, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?to2Fr2Fpersonalfinance if you have any questions or concerns. 