<prompt> Human: As the title says, I was recently terminated and am unemployed, yet I havent done anything with my 401k or employee stock purchase plan, and my employer said that I have 30 days to do something with my 401k or there will be problems. However they did not go into detail as to what those problems would be exactly, I am a bit worried about it because I dont want to be fined and taxed on my 401k if I withdrawal it, since when I moved it from employer A to employer B, I had nearly 8k in it when I started. Any advice? I have been thinking about seeing a financial advisor, but Im not sure what to do, and Id prefer to not lose any money if at all possible.Assistant: roll it into an IRA.If within 30 days it is not in an IRA, it counts as a withdrawal IIUC, so youll pay penalty and taxes on it.Human: Gotcha, good to know. Any good resources for what kind of IRA I should be considering here? My apologies for not being a financial expert.  <response>: All you do is call Vanguard. They handle it from there. Its like going from Sprint to ATT. They will put it in a Rollover IRA. Dont go see a FA. 