<prompt> Human: I know theres no way to predict these things, but with how tumultuous everything in the US is right now theres some talk of a potential recession on the horizon. Im just wondering what tips people might have for handling their finances before, during, and after a recession.  <response>: My personal advice -- unless you desperately need cash to survive, dont panick and liquidate all of your investments, retirement accounts, etc as soon as the stock market takes a tumble. All that does is lock in losses that you could have recovered from when true recession ends. 