<prompt> Human: Ive heard lots of bad about Payday loans but I need just a couple hundred dollars for a car repair right now.I will 100 be able to pay it back in full in 1 weeks time. Is it a good idea?  <response>: As the rule of thumb goes, payday loans are for people who have burned every other bridge in their lives; they are priced as if every person they are lending to is a deadbeat.If you have bridges with anyone friends, family, bank etc that you havent burned yet, use that option instead. 