<prompt> Human: Okay, Im a Mortgage Maintenance Specialist Glorified customer service really at a major bank These opinions are my own and not my banks if I reveal that at some point. and I just dealt today with someone who was trying to save his fathers home... and by doing so, will be directly responsible for his father loosing it.See, This man fell for the Strawman Credit scam and had talked his father into willfully not paying his mortgage anymore from it. If you want to learn more about it, this scam is rooted in the Redemption or Sovereign Citizen movements, which through a long and involved contrived bit of nonsense try to claim that you can just make a mortgage Disappear by arguing with the bank that they didnt lend you any real money. Since they didnt actually lend you the money, your mortgage is Invalid since it says that the bank will lend you money for something. There is some other pseudo legal nonsense that they throw about but its more nonsense to make it sound legit.This of course is a scam, and one so insane I didnt think Id ever have to explain it, but as were taught in school, Where one is brave enough to ask a question, 5 more are silent.. So I figure its worth it to say something.There is no legal wrangling that makes a bank automatically forgive your debt. You do not have a Scarecrow Credit and you do not have a fund with the federal reserve you are entitled to. The united states runs on fiat currency, and while you can debate the merits of such a system, it is real money that is used every day, and banks and creditors are not going to roll over and go away because you told them it isnt worth anything. Banks can make mistakes, and sure, if a bank makes a mistake you may be able to use that to your advantage. But there is no magical Get out of jail free secret that exists that you can get by buying a 20 dollar pamphlet, so please, I beg you, pay your mortgage or if you cannot, seek loan modification, and dont fall for this nonsense. Because he has, this man and his father are going to lose their family home, and Im sure that theyll be standing on the courthouse steps lamenting how my bank didnt Follow the rules or some such silliness.Assistant: This sounds like sovereign citizen crap. I had a coworker who claimed that he could take money from his federal treasury account to buy things, participated in a double your money every day scheme, bought Iraqi dinar because the revaluation was going to make him rich, etc. Last I heard from him hed been arrested for kidnapping his kids divorced, he had no custody, just visitation. So according to this scheme, do you get to keep your house after you tell the bank their loan isnt real? Human: Well, supposedly you get to keep your house.And yeah, its absolutely sovereign citizen stuff. I got called over to handle the situation because Im the resident egghead at work and somebody called me over and asked what in the world the guy was talking about. Took me a minute until I figured it out that it was sovereign citizenredemption whatever, and I handled it as best I could, but they walked away basically saying they would take us to court and that the son would represent his father in court because they didnt believe in the tyranny of the bar system. It was honestly heart breaking. The dad was SOOO proud of his son going to bat for him to help him out and was eating it up.  <response>: lol it is a bit ironic though, when they have a system to beat the system by using the system to back them up. Thats like trying to lift ur self by the collar and calling it levitation. 