<prompt> Human: Hello, Im graduating in May and my fiance asked for a budget forecast. So I sent her this back of the napkin excel forecast: Mine hers Undisclosed tax free Total Gross 50,000 36,000 17,500 103,500Monthly4,166.6 3,000.00 1,458.33 8,625.00401k -1000 -500 -1500Net 1,950.67 1,540.00 1,458.33 4,949.00Save for House! -1,540 -1,458.33 Avail. 1,950.67Rent -600Util -140Phones -120Car In -150hlth In -48Food -300Gas -250Left Over 342.67 for things I left out!!!If you notice We are trying to live off one income and save all of hers for 3 years to put towards a house. This will total 107,940!!!She however, saw that there was only 342 left over to spend on entertainment and other stuff and doesnt think its enough... I completely disagree. Some of my classmates will have to move in with their parents and still wont have 340 to spend on entertainment!!! What do you guys think of the budget???Assistant: Heres my take on this; besides being a problem for rrelationships...Shes contributing 53,500 51.7 of the household income. The NA money is entirely hers, she likely feels like there should be more available to use for entertainment. The two of you need to sit down and discuss your joint goals and priorities if you want the relationship to last. And it will likely mean compromise. Saving 100k for a house in 3 years is amazing! But it if it means a miserable 3 years and possible break-up because of tension, is it worth it?Maybe start off by asking her how she envisions you guys spending that 340 each month? And then share what your vision... And then discuss the difference, maybe one of you is suggesting you guys dine out too often, and the other not enough, but youre a team and if you want the team to stay together, you have to work together. How much of what you laid for us was her idea? Does she feel valued in this process? Does she feel like you are making decisions together, or that shes just along for the ride?Like I said; this is a rrelationships problem, but I hope you will consider what Ive said here because I am a huge lurker over there and see this sort of stuff all of the time. Dont forget; financial stress including good situations like this one are the 1 cause of tension in relationshipsHuman: I totally agree with you on the financial tension being a big reason for breakups and divorce. But thats why I have the goal of saving the 100k for a house! My dad and I are handy and could build a dream home for 80 per sq ft, that means I could build a home with land for 300,000 a 3000 sq ft home I might add. My monthly payment would be for the 200,000 I had to finance. So in 3 years, I could have a dream home built, and have a monthly payment on that dream home of around 800. We live near the city, and you cant rent a studio apartment for less than 1200 per month!!!I forgot to mention she wants to be stay at home when she has kids, or at least part time BS she is going to stay home lol SO it is sooo important to me that we can get the fixed costs mortgage down to 800 per month. Yeah she represents more than half the income NOW, but in 5 years Ill be 90 of the house income.She has an account of 30,000, so in the torterous 3 years, she can pull from the 30,000 every time she wants to get her nails done or hair done, or for gods sake thats enough money to travel to Europe once per year!!!  <response>: The fact that you MAY make 90 of the income in 5 years has no real affect on how the current budget impacts her life. Not only does she make more but she has a decent savings as well. Youre asking her to sacrifice the extra income she makes above yours, or to dig into her personal savings simply because of a budget it seems like predominantly made by you?As people have said, this is more of a relationship question. The way I see it though you are asking her to make real concrete sacrifices now and comparing them to potential sacrifices you may make in the future being the sole source of income. You may be the one that needs to check yourself. It is highly dependent on area but I cannot imagine only spending 340month on funentertainment and I am relatively conservative in that regard. You also seem to minimize any discomfort for her and amplify anything that negatively affects you. If my SO and I wanted to live off of next to nothing we could buy some ridiculous shit, but is it worth it? 