<prompt> Human: Im broke. I start a job next month but until then I want to pay off a credit card. I owe 700 on it and heres the idea.I have two credit cards that both have 0 interest for the next 12 months. I owe 700 on the Discover It and nothing on the Chase Freedom. I want to buy something with the Chase Freedom so I can then sell it for cash and use the cash to pay off the Discover. Im thinking of buying seven 100 Amazon gift cards and sell them on eBay for 95 each. The Chase Freedom is offering 10 cash back on Amazon purchases so itll balance out with eBays fees.I want to pay off the Discover card because I dont want to use it anymore. I have an Amex BCE for groceries and starting next month Chase is offering 5 on gas and I dont want to have a balance on three credit cards. Once I start working Ill begin paying Chase off. My cost of living is very low so it wont take very long.What says PF?  <response>: If you buy a 100 gift card and sell it for 95, eBay charges 10 or 9.5. PayPal takes 2.9 0.30 or 3.06. This leaves you with 82.45 and some Chase Ultimate Rewards points 5 of 700 or 35 worth. Total spent: 700 Total net sale: 578.92 Chase value: 35 Total cost to get your own freaking money: 86 or a net loss of 13PF says: It does not make sense. A little more compelling would be to take advantage of a balance transfer from the Discover card to one of your 0 interest cards. It might cost just 3 or so. This would save you interest while you work your new job and get the money needed to pay the cards off. 