<prompt> Human: Hi all, I am a first time poster here, and I really need advice. I bought a house at the end of March last year for 63,000. I had an inspection done by a highly recommended licensed inspector. I was given an inspection report, and at the end he told me that it was a very solid little house. The sellers ended up fixing a few electrical issues and giving me a small credit towards a new water heater before I moved in. Everything seemed to be fine for the first six months. Then the mold starting popping up. First it was in my bathroom on the ceiling. I chalked it up to poor ventilation so I cleaned it and tried saving for a bathroom ventilation fan. Then it showed up along the ceiling of my bedroom and all rooms along the exterior walls of the house. I had it in the back of my mind to call someone to find out whats going on. Finally, this past week, some boxes were moved out of a closet and the wall and carpet are covered in mold thats all colors of the rainbow, as well as soaking wet. This spanned into the next rooms closet as well. Then I started noticing it everywhere. I call three different restoration companies to come and look. The consensus seems to be that my house is pretty much screwed. The attic is covered in mold and so are the walls. I have been told that the roof, ceiling drywall, and some of the walls need to come down. Im waiting for the bid but I was told it will be more than 20,000. I had my insurance adjuster out yesterday and she told me it didnt look good. I now have to wait for a structural engineer to come next week before I can find out if anything is covered. She couldnt say anything, but I could tell she was hinting to me that Im in big trouble. Heres the personal finance part of this mess. I have 1,000 dollars in savings. I have no one to fall back on and a fair credit score. What do I do if this house needs 20-30k in restorations? I bought this house less than a year ago and its obvious the problem was covered up when I moved in. I was told I shouldnt even be staying here right now due to the mold, but I have no where else to go. Assistant: That sounds awful. That doesnt make sense. Mold just doesnt appear. There has to be water leak, from roof or water pipes. The inspector, that you paid for, should have been able to find it. It sounds like all they had to do was look in the attic to see it. That sounds like negligence. Document and save everything. You should contact the inspection company. They owe you something, if they missed something so obvious. You may have to sue the previous homeowner and the inspection company.If it is that bad, you need to leave the house and go rent something else. It sounds very unsafe, and not worth dying over. Even if you were handy, Im not sure that you would be able to fix the house yourself. The house will likely get foreclosed on, then you will have to deal with the mess from that. Hopefully, you can get what you lose from sellersinspection company to break even with bank.Human: I was told by the sellers that there was a new roof put on in 2011. The leak is happening somewhere up there for sure. It seems like the roof was not put on correctly. I am going to have to try to find somewhere else to stay, I have been coughing for two months and have felt nauseous at night a lot. I thought it was just because of my job I am a teacher, but now its starting to make sense that its probably making me sick.  <response>: You need to go see a doctor right away. Your health is much more important than your house. 