<prompt> Human: For the past two years I have been contributing 2 to my 401k, that is under the 5 my company matches yea I know really stupid, but looking back I really needed all the money I could get, so I can see my logic; but I was shooting myself in the foot and losing out on money that could have been mine.Learn from my mistake; at very least contribute what your company matches, then raise your contribution to a responsible 10-20 value when you can afford the hit to your check latter on down the road.Assistant: I just started my 401k. Should have started it a year ago. Company matches 10. I take a bit of a hit on pay day, but its worth it. Its free money. Should have started earlier.Human: 10? Man that seems like a great deal.Edit: Ahhh sneaky vesting.  <response>: Ha Im imagining some guy walking around and furtively putting a vest on unbeknownst people 