<prompt> Human: Hello all, So I make 28,080 a year, Im a staffer for a State Legislature. I get paid 2x a month, my take home per check is 850, after insurance, retirement and 401k are taken out. My half of rent is 350, my half of utilities are 150 my student loans are 550 a month. It seems every month Im struggling to my head above water. Ive attempted several budgets but I cant seem to make them stick. I need tough-love and any help or tricks that help. Thanks in advanceAlso if you need any more info just lemme know, and Ill provide.  <response>: 850 x 2 1,700Less 350 rent, less 150 utilities, less 550 student loans.Wheres the other 650month going? 