<prompt> Human: My wife and I bought a house ten years ago, we overpaid and have been stuck there for ten years riding out the roller coaster. The housing crisis managed to take 150k in equity and put us upside down. During that time we had kids and would have liked to move to a bigger place but we were locked in between the low value and the stale housing market. Now, I see that after ten years, were sitting on 200k in equity again, and Im wondering if I should cash out. Im weighing a couple options. Option 1 is just stay where I am, not really what we want but it feels like the safe, conservative decision. Option 2 is sell while the market is high, take my 200k, maybe invest it in something safe and modest, and become renters for a year or two and try to avoid the next market down turn. Option 3 is sell high and buy high, we could start the cycle all over again but as long as we dont mind being locked into a house for ten more years, interest rates are low. Appreciate any insights or advice!  <response>: Professionals have a hard time guessing which way the housing market is going, you dont have much of a chance of getting it right without luck. You could sell and rent for a year and the market might be even better for sellers, then youd be really stuck. Or, you could rent for a year and it might be really good for buyers, youd have made the right choice at that point.If it were me, Id sell and buy immediately. Your primary residence isnt really about an investment, its about a place to live comfortably and especially provide for your children. 