<prompt> Human: I recently received a phone call from a collection agency about an ATT account. The account was opened in my name while I was 18 and in college. Apparently the bill was being paid on time until 2015-2016 and then it was closed and now has 1000 owed.I tried to speak with both ATT and the collections agency but they basically told me its not their problem and said since I lived at the address before even though I was probably there 1-2 months a year during school breaks, there is no way to prove that a family member opened it. The person that opened it is willing to admit that they did and have the debt transferred in their name, but they are not going to pay it. I really dont want to have this in my credit history or be responsible for paying it. What are my options?TLDR: family member opened cable account in my name when I was 18 and I recently found out. What can I do to get this removed from my credit history?  <response>: Unless you want that family member prosecuted for identity theft, this probably isnt coming off your credit report.What your relative committed was identity theft, plain and simple. To successfully dispute it with ATT and the credit bureaus, youll need to file a police report, at which point the cops will investigate since youll have to be honest and tell them who did it and probably charge your relative with a crime. Then you can send that report to ATT and require that they investigate and remove your name from the fraudulent account and that delinquency from your credit report.Im guessing you dont want to do that, and thats understandable. However, ATT isnt going to transfer the debt to someone else, and the credit bureau isnt going to remove this from your report if you fail to report the crime that evidently occurred. By not filing charges against your relative, you are essentially accepting the debt as yours. 