<prompt> Human: I have been told by a friend that I should keep my money in a Swiss bank because the Franc is more stable that the USD and not a susceptible to inflation and deflation. I believe that is fine if you purchase in something other than USD regularly but living in the US if the dollar shifts it will have an immediate impact on your purchasing power here rather than holding USD. What you guysgals think.  <response>: Your friend doesnt know what hes talking about.Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! You may find Your IRA and You: Basic Information and Your 401k and You: Basic Information worth a read as well. 