<prompt> Human: Changing my life seems a bit dramatic, but its true. Im a 27f making 54k a year with a 10 bonus. Before I read it I was barely saving anything - Id probably have 3k in my checking account at most, but could dip down as low as 900 some months. Thats really all I had.I read the book a year ago, almost to the exactly to the day. Here is my Fidelity brokerage account what I use mainly for savings: I also now contribute to a 401k, Roth IRA, and keep at least 2,000 in my checking account, while also making a dent in my debt.I dont know why Ive read so much negative feedback on here about it. I can understand that the whole concept might go over some readers heads. My sister and I read the book in the same 3 month period, and even though she was just as excited about it, it didnt stop her from buying a 20,000 preowned BMW with 80k miles on it on a 45k salary. Whether the concept is fully grasped or not, the book has a lot of good info.If anything is was motivation. I took on some freelance jobs for extra cash. I started living within my means and stopped spending the money I didnt have on luxuries. If the book really taught me anything, its that poor and middle class people buy luxuries on credit; rich people collect assets to pay for their luxuries.I just made an offer on my first income property. The rent 2 units will bring in will cover my mortgage, provide me 300 cash flow, and allow me to save the 600 I used to pay in rent provided the units are filled and the tenants are actually paying.I feel like Im finally getting out of the so-called rate race.So why the bad reviews?Assistant: How would you have done if you had started to follow Kiyosakis advice in 2005, before the real estate bubble had popped?Human: Good point. I guess I dont know a lot about price-to-rent ratios, how badly did the bubble affect rent prices? Of course, purchasing around that time would have been unfortunate. But the income property Im in the process of buying is within my means. I wont be relying on filled units to pay for it. Therefore, if rent rates go down, it would be frustrating, but I wouldnt be broken. hopefully.It would have been extremely unfortunate if Id plan on flipping it or had plans to sell in the near future. But the book makes no mention of flipping houses although, I do know he does give a lot of seminars on the topic, nor do I have any interest in doing so. I think the only reason why Id sell it is to trade up. As it mentions in the book you dont pay taxes on gains if you trade up. But if the market were down there, I simply would think of selling.Assistant: I guess I dont know a lot about price-to-rent ratios, how badly did the bubble affect rent prices?I dont have any particular opinions about Kiyosaki, but this is not the kind of thing that someone whos about to invest a lot of money in real estate should be saying.Human: I knew someone was going to comment on this. To be honest you sound arrogant and pretty ignorant. Do you honestly expect me to be an expert on every aspect of property management? Do you know how much information there is to learn? Do you think Im just jumping into this blind? I have learned a lot from books Ive read so far. And I know what I need to know now.Im sorry I havent studied the subject of market crashes and how they will affect my rent prices. The place Im buying has 2 units already rented and locked into at least 8 more months. If the market crashes tomorrow Im sure Ill have some time to do some research. In this event, I think the knowledge that I acquired about a landlords evictions rights are far more important than not asking too much or little for rent, especially because I can afford the place without receiving rent checks.  <response>: To be honest it sounds like you have done some research and the numbers do work for you on the transaction you are planning to do. However, you should realise that, as a real estate investor landlord, saying you dont know about rent ratios is somewhat alarming. It is similar to saying youre about to get a loan, and dont know much about interest rates. 