<prompt> Human: Dealership gave me these two options to sleep on. I lose a 2,000 rebate going with the 0 option, but it is a little cheaper per month. Is the 0 rate price an obvious choice, or is there a benefit to a higher interest rate I dont know about?Edit: Forgot to add important info. Total car cost: 21,490 Trade-in: 2,000 Down payment: 10,000 Length of term: 60 months Thank you!  <response>: These numbers dont add up.21,490 -2,000 -10,000 9,490. This does not equal a 213mo payment for 5 years at 0 interest.Subtracting an additional 2,000 for the rebate gets you 7490, which also does not equal 215mo at 7.5 interest.You can calculate loan info here: 