<prompt> Human: Im a CS student about to start my junior year. Im in the middle of an internship that pays about 16k after taxes for the summer and Im trying to decide if I want to take out student loans again.Last year I took out 5k to pay for tuition for the year my school is so cheap! and didnt feel too bad doing that. Doing that for the next two years though is a little more stressful, especially when I probably could bunker down, keep working part-time while a student and pay tuition while in school. However, I really want to have more free time, go out to eat, go to concerts, and take advantage of my college years.The absolute most debt I could graduate with is 15k, and after this internship I pretty much have a 100k job lined up after graduation. That doesnt sound too bad, but it is probably unnecessary. I see a lot of stress about student loans here in this sub, so I guess Im looking for outside advice on whether what Im doing is dumb.Assistant: Id be less concerned about taking advantage of your college years and more concerned about finishing the CS degree with good grades and good understanding of the material. The end can be extremely tough.15k in loans for a CS degree is nothing. So I wouldnt worry about that.Id try to keep working a little bit while in school. Doesnt need to be enough to cover everything. But whatever you can make will help. Its also a good mental break from school and a change of scenery. Id take the loans under the assumption that I wasnt working. Then work as much as I could manage. Then if you run into a wall at the end of the semester you can quit the job and still feed yourself.Human: Thanks for the advice! The problem is that I hit that wall at the end of last semester haha. Ive worked 15-20 hrs a week for the last 2 years of school. Im not sure if I can keep it up now that the CS class load is ramping up.  <response>: Debt is bad. Getting bad grades because you spent too much time doing non-school things is worse. 