<prompt> Human: I am currently living in my house with my parents but theyre unstable and theres no guarantee with anything. I believe things will fall apart soon. I want to move out and before it all falls apart, I need a game plan. Heres some info about me:1. I have a job 2. Live in southern California where rent is kinda expensive3. Make about 1400 monthly minimum but thats a for sure money4. Have about 12,000 in savings 5. Have no credit but recently got a credit card with my GF both trying to build up credit right now6. Shes willing to move in with me but she doesnt make much and may bring in about 700 monthly to help out 7. We are currently saving but we both have car payments. Mine is 250 monthly and hers is 350 monthly What can we do? Apartments seem like Id be unable to save money for a home since theyre so expensive. I dont have a good enough credit right now for a home and not enough for a down payment either. Then theres mobile homes, which are super cheap, but I read in another thread that theyre a trap. However if it allows me to live comfortably while I save up for a house down payment, is that so bad ?Also, lets say things do fall apart and I need a place to live within 24 hours what can I do ?  <response>: You need to make more money. 1400 isnt going to get you anything in SoCal, unfortunately. 1,680 pretax is what youd make working minimum wage for 40 hours per week. With that said you likely need a better job, another job, or to move somewhere cheaper. Youre not going to be able to afford rent and food, let alone your car payment and insurance. You just dont have enough income right now.ninja edit: buying a home is not a cheaper way to live than renting. Imagine buying a home and having to replace the 3k AC unit or 10k roof. 