<prompt> Human: My dad has filed bankruptcy in the past, its currently in motion to discharge finally. Both his house and his car were in it. The problem is, for where we live he makes a sizable income. 100,000 a year while the average is about 30,000 around us. His house is cluttered with car parts, tools, etc. He has enough stuff to basically open up a business. Its getting to the point that Ive tried bailing him out. As a student in college my help is very limited. Luckily I have some investments made and Ive established a sizable emergency fund for myself. Ive been given the task to help him manage his bills and find out where his money is going to but I think Im missing something. Also Id like some tips on how to help him as hes still in bankruptcy and he now owes about 3,000 to cash loan places, bank account sits at about -800. He doesnt ever check his bank account on his phone because oh its a big hassle and hes afraid that someone will hack his phone. His card is always declined at the grocery store so he continuously writes bad checks just to survive. The man makes several times more than I do yet I live in quite a nice apartment, have a nicer car, and still have quite a bit of savings coming in. He gets about 600 a week in cash after bankruptcy. 130 goes to food a week.Last time I checked his phone bill is 800, so its about 200 a month but he keeps writing bad checks which has added up. He needs the phone for work. His paycheck is direct deposited so he never has cash in hand which causes the problem to grow since he needs to pay for other things. Honestly, I think what caused his problem was him secretly paying his girlfriends rent, she is equally as irresponsible and very bitter to me claiming loudly in the store OH MUST BE NICE TO BE RICH if I spend money while I visit him. Sorry for the rant, a bit stressed from the situation. Im getting collection calls for his debt from cash loan places. I just found out I have an electric bill in my name for his house but luckily thats paid. Any idea where I can start? Its a pretty complex situation but it kills me to see him go down like this. It was not always like this until his girlfriend came around about 10 years ago. Now its gotten to the point that its causing me issues financially and it needs to stop now.  <response>: Dad is probably at an age where hes unlikely to listen to your input. Just convey your generosity and willingness to help if asked. On a huge bright side, if he really has a consistent 100k income, hell be able to eat and keep a roof over his head no matter what. That should be your main concern. So long as thats met, everything else is really his call.And yes, dont giveloan any money. 