<prompt> Human: The wiki says no but when I was talking with a Mortgage banker about getting pre-approved he said I should. I didnt ask for his reasons at the time. I was hoping you guys could fill me in on what I am missing. If not I will ask him again. Right now my credit card I only have 1 is around 400 average per month and I pay it off in full each time.Edit: Also if he is wrong about that. Is that an indication I should look for a different mortgage company?  <response>: Hes wrong. No. 