<prompt> Human: I just got an offer in the mail today to bump one of my credit cards limit from 7.5k to 12k and I just was approved for a rewards card that has a limit of 15k that is on its way. Both cards are the same provider and from the same bank. Is it a wise choice to take the bump up in limit when I never use my credit cards and always pay them off before the end of the month? The other concern I have here is I just got the rewards card, so would that cause some sort of alarm or negatively impact me?Before creating this post, I read over this which was listed in the rules:That was super helpful, but given the situation here where I just got a new card and being offered a credit increase, I wanted to see what the communitys thoughts were first before moving forward. Appreciate the help!  <response>: It cuts your utilization percentage. As long as the interest rate remains unchanged, its an easy decision. Higher limit or not, the goal is spending responsibly and paying balances off quickly. 