<prompt> Human: Im looking into getting a new car at around 60k after trade-in, while I have enough funds to purchase it outright with cash, I also have the option of financing on a 36mo term at .9. With such a low rate, would it make sense to take the loan and put the cash in savings or a low risk investment portfolio? I am not concerned about increasing my credit score at the moment, its high enough.Edit: Thank you for the input everyone! Seems like the consensus is to finance it, which is what I was leaning towards. I just wanted to make sure I wasnt forgetting anything or overlooking something obvious. Thanks again for your help.  <response>: Id finance it. 