<prompt> Human: Im 27 and am maxing out my 401k and Roth IRA. I have about 25k in a savings account thats not part of my emergency fund that Im not doing anything with. I would like to set up a taxable investment account with it but I dont have any concrete savingsinvestment goals as of now besides retirement no concrete plans for a house, new car, 529, etc.. Is this a good idea since I dont know whenif I will need the money?  <response>: For me personally - when it doubt assuming you have a stable career, invest it for the long term. 