<prompt> Human: Just looking for some reassurance -- or maybe theres more I can be should be? doing for a financially secure future. I feel like Im always worrying about money so Id like just some comments on my current situation. Im 23 living in NYC, been working full-time since I graduated school in 2012. Heres a brief breakdown of my finances:Incomeexpenses:Gross Income: 5km I think my tax rate is 28Rent: 1250mElectricinternetTV: 60m split 3 ways, 2 roommatesTransportation: 360m subway commuter trainAssetsliabilities: Checking acct.:1.5k Savings acct.:10k401k Roth 401k combined: 14kDebt: 0I contribute 13 total to the 401k, with about 8 to the ROTH portion and the rest to traditional because I didnt know which would be better for me. I figured a little of both wasnt a bad idea but I was really never sure. Also, my employer matches 100 up to 4.How much more should I be saving with my income? Is it too little or I should be okay? I think since i have a decent savings as an emergency fund I should open a brokerage account soon once I get a bit extra free cash? Any comments or criticisms are welcome.  <response>: I contribute 13 total to the 401k, with about 8 to the ROTH portion and the rest to traditional because I didnt know which would be better for me.Probably the traditional, or at least most towards the traditional.How much more should I be saving with my income? Is it too little or I should be okay?We cant answer this for you. At this stage in your life its possible you cant answer it for yourself either How much will you need when youre retired?, which is fine. As long as you are saving as much as you can reasonably afford to save, you are doing fine. Nobody in this sub saves 100 of their discretionary income past their mandatory expenses. 