<prompt> Human: I work in a hardship department in a major US financial institution. The amount of people that count on overtime or bonuses to pay their bills every month causes serious financial hardship when they go away, even if its been for many years straight.  <response>: We have multiple shifts at work with some paying much more. The older guys always warn us about going to the highest paying right away. If you get used to that level of income you can never take a cut to go on a more desirable shift. 