<prompt> Human: My wife and I are in our late 20s, live in the midwest, and combine make about 110-115year.We would like to start a family within the next 3 years as the biological clock is ticking, but feel like it would really stretch us financially thin. Am I crazy for wondering how people can afford to raise a family and live a middle class life?I make 85Kyear and my wife 27Kyear. We are able to live comfortably and save about 25Kyear with our current lifestyle.If we were to start a family we would either have to pay a lot for infant childcare or my wife would become a stay at home mom. Not to mention all the other expenses that come along with being a parent. Either way wed have to drastically reduce our lifestyle to continue to save much if anything. I dont suspect either of our incomes to increase very much in the next 5 or so years.For those that earn about as much as us-- do you have or plan to have kids, and if so what sacrifices have you made to make it possible? Are you still able to sleep financially well at night?Maybe I just worry too much but Id appreciate your insight.  <response>: Either way wed have to drastically reduce our lifestyle to continue to save much if anythingThats how 