<prompt> Human: Im looking to potentially get another credit card and would like some opinions on my situation before I make the plunge..Credit Score per creditkarma 741742. Its been above 700 for a few months at this point.I currently have 3 credit cards:Amazon Prime VisaCredit Line 15,000 - Everyday card. Use this for all my purchases and bills. Paid off monthly at this point. Ive cut down significantly on my Amazon purchases so its a nice perk, but its not really helping me out on getting rewards for daily purchases at this point.BarclayCard Apple Rewards Credit line: 5,500- Used to buy a Mac a few years back with 0 payment plan, now its just paying the Netflix bill each month to keep it active since theres no real reason to use it otherwiseBoFA Platinum Plus Mastercard Credit Line 6,000 - balance transferred about 6k worth of CC debt to this card. Currently at 2147, will be paid off by December more than likely sooner than that, and the promo period goes to next August. No new charges going on this card currently at all.I have no car payment, Ive got about 21k in student loans that arent going to need to be paid off until early 2020. However Im planning to use the money going towards the BoFA debt Around 500mo to pay off my student loans early once the card is paid off.I spend about 350-400 for groceries on my card between my and my roommate, and she usually cash reimburses me. Gas is anywhere from 120-200 month. Ive been looking at the AMEX blue cash preferred card for grocery gas purchases since Ill get much higher cash back than amazon is providing me and Ill definitely make the signup bonus and make enough to justify the annual fee over going for their no-fee card.My question - with the debt listed above, would it be worth it to jump into applying for a new card now whether the AmEx listed above, or a different one - as Ill get more cash back rewards? Or should I wait until that BoFA card is entirely paid off? And, is it dumb to get another card when I have 3 already?  <response>: If you are responsible and treat the new card as a tool to save you money, it makes sense to get it.If you treat the new card as a source of income and leads to you spending more than you can afford and not paying off your current cards, dont get it 