<prompt> Human: I am pretty frugal, and it leads me to not very often buy things for myself I am the one who plays a video games and gets an awesome weapon but never uses since I dont want the ammo to run out.To my point, I have only ever had a simple prepaid 10 phone and I am considering buying a smartphone but most of the contracts are 50-80 a month and require a 2 year commitment. My problem is that I immediately calculate 8024 1920 and subtract from my current money, so it makes me feel like I am spending way too much.Is that a bad way of looking at it? I think that my problem is that I am still in college senior next year and I havent had a job so I dont get continue income so I always think about the total costs of everything scholarshipsgrant money comes once a semester, not monthlyweekly so it shifts my financial mentality.Any thoughts or advice on this? I mean, since I am so frugal with my scholarshipsgrants luckily no loans, but my scholarshipsgrants are my only source of income, I actually have enough to money to pay the contract off in full not that I would, but I cant get rid of the fact that I am spending two grand on a phone its probably irrational paranoia.Addendum:1. I didnt really go into the details of why I am getting a smartphone which I didnt want to be the focus of this post. I was mainly asking for insight on my frugalitymentality with long-term contracts and whether I am thinking about it incorrectly although I will say that that may have not been as clear from my post.2. The smartphone that I would get would cost about 400 off contract. I know there are cheaper alternatives, that are contract free, but I am trying not to discussdistract what I was originally trying to discuss see Addendum.13. I appreciate everyones advice and I apologize that my original post wasnt as clear with what I was asking advice on.  <response>: I just started using Ting and am very happy with it. You only pay for what you use. I bought an older model phone from amazon that was pretty cheap. My bill for two phones last month was only 36. I just set it to the free wifi you find almost everywhere you go or my home wifi so my data use is pretty low. 