<prompt> Human: So I have state farm auto insurance. I have not had a ticket nor accident in 7 years, though my rate just went up after auto renewal. I did not see the message they send about it approaching, but I did get mail saying it was officially renewed. I feel like ill be paying 40 - 50 more per month than I should. Am I screwed, or can I cancel the auto renewal and find a better rate? Im still on my original rate, but the new one starts in late august.  <response>: You can call and cancel - they will give you a refund for the unused whole months they charged you for.Call all the majors - geico, amfam, farmers, safeco, etc etc - youll find a better rate for better coverage! 