<prompt> Human: Some background:I live in the US and my parents immigrated here a long time ago. They are relatively poor, and my father manages money very poorly. He barely makes enough at his job, that my brother has to help him make monthly mortgage payments. Unfortunately he just shifts that freed money to other uses, like buying useless junk, giving money to his parents to make himself appear well off, etc. Im afraid he might have taking extra loans to... buy the useless junk.Over the holidays, I had some alone time with my mother, who tells me that the situation is getting bad with my father. He wont admit that hes a hoarder, there is literally a room in the house where boxes fall and hit your head when you open it and he wont let us throw away anything in there because its all perfectly good stuff he can sell, etc. But then she tells me this really sad tidbit:My mother has never worked in her life she is in her early 60s, so shes dependent on my father for cash. But now hes basically stopped giving her cash a few years ago. I inquired as to how she pays for things, and basically her sisters give her cash whenever she visits them. She says she doesnt spend much on a day to day, so its okay.I was sort of ok, really shocked and heartbroken. Im not sure how to deal with my father yet, but Id really, really like to help my mother out. Shes constantly worried about being broke, and its depressing for me, since I just bought a whole bunch of random stuff over the holidays. I have a large cash flow which I dont need all of, and Id really like to help my mother out.What I would like to do is set up some way to transfer money to my mother, without my father knowing. I live really far away plane flight, so cash transfers wont work. It would preferably be automatic so I could schedule it on a monthly basis so I wouldnt have to worry about it... That way she would have some cash flow she could rely on, rather than begging her sisters for money. I figure this is better than giving her a large check at once.I talked to her the other day, and even though many of their accounts are joint which my father suspiciously changed to her as the primary, there are two accounts she holds a checking account at some regional credit union and a savings account that I opened for her a long time ago that my father doesnt seem to have access to. He does look at her phone and e-mail from time to time.I looked at some options -- I have BOFA which will let me schedule monthly ACH transfers, but it costs 3 each time. NBD, but it annoys me when there are free options like venmo. Unfortunately venmo doesnt have a scheduling mechanism I can just setup, and Im afraid dad might click on the venmo app if she sees it on moms phone.That was a bit longer than I expected... My main question is about the transfers, but any other advice is appreciated.tl;dr; Dad cant manage money and wont give money to mom anymore. Id like to periodically give my mom some money in a way my dad wont know about it.  <response>: The simplest thing to do is get her a gift card to some local store, and then you refill it from time to time. Youll have to pay a fee, but it would be worth it. Its just one little plastic card for her to keep secret. No bank account or snail mail or anything. 