<prompt> Human: My savings only gained 00.02 WOW. I really want it to grow faster. I am able to deposit 100 every two weeks. I dont want to take on any risky investments because I dont want to lose my money. Is there any way I can grow this money at a faster pace? I am 21 years of age and have my money in a credit union if this information helps at all.  <response>: If you add 100 every 2 weeks, youll have 2600 in a year, plus your current 500 3100.You make it grow by adding to it. Dont worry about the interest. Dont think about investing it. Just grow it, build up a good emergency fund of 3-6 months expenses. Then start adding the 100 every 2 weeks after that to an IRA or Roth IRA for the tax savings. 