<prompt> Human: My wife and I are currently looking for a house, weve already been pre-approved for a mortgage from a couple lenders about a month ago. Id also like to apply for a credit card now - for the reward points for a trip over the summer, not for carrying any debt. Should we wait until after we actually find a house and close on it? Ive seen differing information online, and our lenders are out of office until after the holidays. Credit score is in the 790800s range for both myself and my wife.Thanks!  <response>: Never Ever apply for any new credit within 6 months of applying for a mortgage. There is another thread going on PF right now where someone did this and is within days of closing date and it mucking things up and they are scrambling trying to fix it.Some people pull it off but it is just not worth the headache. Buying a house and getting a mortgage is hard enough. Close on your mortgage and then apply for the reward card.Good Luck 