<prompt> Human: Hi, first time poster I was directed to this sub from elsewhere and also throw away because my GF reddits on occasion and I would prefer that she not see this. I hope this is an appropriate question for this sub.My girlfriend and I have been together for 3 years now and I plan on proposing in the next year or so. I do have concerns that we have very different perspectives when it comes to finances and we havent always seen eye to eye.Briefly, I grew up very comfortably in a middle class family. We lived in a very nice neighborhood, we were never rich but never really lacked for anything. My parents were very supportive of me but also expected me to work for everything... I had multiple jobs in high school, paid for my own car, and took loans out for college almost paid off!. So I am very aware of every dollar that I spend. My GF comes from a very wealthy family, never had a real job, and went to private schools, her father who is, surprisingly, very cool and down to earth plays golf with people who are all over Forbes. She is pretty lackadaisical about money. Her parents paid for everything up until she graduated from college, but now shes back in school and living on loans solely and still spending like she has an unlimited credit card. She just bought a new purse for 1000 yesterday because she was bored.Now that we are getting married, I was wondering if anyone has any tips for getting on the same page with finances. We have talked about finances before and she is very receptive, but its very difficult because we seem to be coming from very different places. Currently I make about 90k, I am 27 and about 2-3 years into my career so I will expect this to go up. As for my GF, she will be about -200k after grad school and loans. Do you think we need to hire a financial advisor or something to work out a plan? Im a saver and frugal by nature, so I really want to get a plan in action before we even think about combining finances. Thanks all.Assistant: Holy moly. 1000 on a purse?! Im of the female persuasion and decidedly NOT the saver in my marriage and have never once considered buying anything that expensive that didnt have 4 wheels or a front door. Not clear on this planning on proposing engaged, now that we are getting married, but if you are in fact engaged, Id ask her dad to send the two of you to a financial planner as part of your marriage prep. It would be great for your lady to see that there is no longer a bottomless pit of money. This may shock her into spending less and, eventually, saving more.If her parents will bail her out financially whenever needed, there is still a bottomless pit of money, so explaining a budget and how she negatively affects it is like trying to pee up a rope.Human: Sorry, to clarify, we have talked about getting married. I havent proposed yet, but its more of a formality. I think that she is very willing to learn... it just goes against every natural inclination for her, haha. She comes from a bottomless pit of money and when shes done with school, shell be making a solid mid to high 6 figures so she doesnt really understand saving.Weve talked about it before and she will agree and even admit that her behavior isnt sustainable... but 1 week later, shes tired and sick and all she wants is take out. That is a great idea, although Im not a 100 sure how much itll stick. I will definitely look into it. We will likely have to do a marriage boot camp type of thing before we get married so perhaps itll come up then.  <response>: shell be making a solid mid to high 6 figuresSo, like 600-700k per year? Or 160-170k per year. Theres a big difference. 