<prompt> Human: Some more info. Actually made the initial mistake of financing the first time through the dealership and got a horrible interest rate. I owe 32k. My vehicle is a 2014 ram quad cab. It has issues. Airbag light keeps coming on. There is a rattle from the bed of the truck where they tried to fix now the bed is a little crooked. Radio works sometimes. Plus the service with them is horrible. My payments are 735. I know I feel the same way. Looking back at my payment history. About. 250-380 usually goes to interest. The reason Im considering doing this is because of my high rate payment ratio. Help me. What kind of questions should I ask and look out for. This is the email. need a 2014 Ram Pickup 1500 for our lot. I can offer up to 120 of the Kelley Blue Book Value for their trade-in - plus additional incentives towards a new vehicle purchase. If its in good shape well maintained and if we can get the deal done quickly, I may have a potential buyer for this vehicle.If is interested in trading up, I will make it worthwhile with Bonus Cash plus Rebates up to 12,957t.On top of that we are offering special incentives pricing on all new vehicles including the New 2016 Ram 1500! Print this email and send it off. Ill honor this offer through Wednesday, May  <response>: This is a standard sales pitch plus they will inform you that your vehicle is neither in good condition, nor is it well maintained since it has constant air bag issues and the bed isnt on straight. 