<prompt> Human: Hey PF. I have just been diagnosed with stage II testicular cancer. I have 50k in student loans and about 15k in hospital bills no insurance. I have since purchased insurance and am currently being set up with the financial dept at the hospital to help with my bills. I know people write letters asking for loan forgiveness and have success. If there is a situation in which my loan could be forgiven, I think this would be it. Anyway, I could really use some advice, resources, etc if any of you have experience or insight. Thanks.  <response>: Regardless of how serious your condition is, being sick and buried in medical debt isnt enough to qualify for student loan forgiveness. You have to be permanently disabled and unable to work... or dead. And even then, if its a private student loan, responsibility for the debt would most likely be shifted to your co-signer.You didnt mention what type of student loans these are, but if theyre federal, I would suggest looking into Income Based Repayment. If the monthly payments are still too high, consider putting the loans into forbearance while you get the medical bills sorted out. 