<prompt> Human: Sometime a year ago I got my first credit card, which I was fortunate to get an unsecured card at a 1,000 dollar limit at 20 years old! But its a year later, and I have a pretty decent score with 2 years of history, and Id like to move all my purchases to credit, for security, and benefits. Since I try to keep my utilization at 30 3001000 dollars Im wondering if it would be more beneficial to get a second card or ask for a limit increase on my first card? Assistant: Try opening a new credit card that offers cash back rewards that your current one doesnt.Human: Thanks! Yeah my current card has no benefits at all, its just a visa through my credit union.  <response>: Check these out then.Chase Freedom, Discover It, Citi Double Cash, Amex Blue Cash Everyday or Preferred, Bank of America Cash Rewards. 