<prompt> Human: Hey PF. Currently working full time and just started school as well. I currently have only 1800 in savings, Im not able to receive any financial aid, and tuition is due next week. Ive just been approved for 5k with Costcos Citi card so Im probably going to have to end up paying for my tuition with that which is going to be 3600 this year and I also need about 400 worth of supplies. Do you think it would be a good idea to keep building my emergency fund and just pay for all of this on credit? The card gains no interest for the first 8 months. What do?  <response>: If you are putting tuition on a credit card, you are in a tunnel with a train approaching. Youll run out of credit limit long before you graduate. Then youll owe at credit card interest rates and have no degree. Get a student loan or consider taking time off until you can get your finances sorted. College will still be there. 