<prompt> Human: SO and I finally sat down and really parsed out our finances. After all monthly expenses--including our mandatory retirement contributions of 837; each--we have an extra 1600mo.Our question is what is the best thing to do with this extra money?Current debts:18k student loans, 837;23k car loan, 337;Current savings:10k emergency fund in savings account w 1.537; returnWould like to start saving for house avg. 500k in the area, so ideally want 75k saved when we buy for down payment, closing, and emergency funds for anything that breaksRetirement:Both contribute 837; to CalPERSNo additional retirement savings yet  <response>: Believe it or not, this is a very common question in this sub. Follow the steps in How to handle in the sidebar to figure out how to prioritize. 