<prompt> Human: Im 23 years old still living at home with no debt until about 6 months after I graduate which will be this spring.My question is, whats a good number for me to shoot for if I want to build an emergency fund? I know the internet says 3 to 6 months of expenses but what does that entail really?Or is there a different way of looking at it? Perhaps some golden number for people like me that I can save ?Any and all help is appreciated.  <response>: whats a good number for me to shoot for if I want to build an emergency fund? 3-6 months expenses. I know the internet says 3 to 6 months of expenses but what does that entail really?Expenses. Make a budget. Thats how you know what your expenses are. Follow the steps in How to handle in the sidebar. Theres an article on budgeting in the sidebar wiki too. 