<prompt> Human: Hi, so I am a long time lurker of all of Reddit, I finally signed up today because I could use some help. I was hired last minute to teach a Personal Finance course in Massachusetts. Ive been given freedom to come up with my own curriculum, which is good and bad. I was basically given 10 year old textbooks if I needed them, but no other guidance.I have gone through a cost reality check of post high school living, selecting a credit card with them, and understanding their paychecks. I am trying to keep the course focused on real world finance issues and personal decisions that they will actually face in their life. I plan on having them practice filing their taxes at some point using an online program, I am going to do some career guest speaker talks as well. Other than that, I havent been able to come up with much yet. Anyone have any good suggestions? Thanks!  <response>: I highly recommend you include a section on common scams eg, MLM and pyramid schemes. Students at this age havent fully learned employment norms and might not have red flags set off by sketchy organizations. I expect the bulk of the course will be about basic cashflow and common financial concerns such as building credit. 