<prompt> Human: Im fairly young 27 with a wife and a 6 week old baby. Im looking to aggressively attack our debt. Our debt breakdown is:Truck: 27k at 2.5 617moStudent Loans: 22k at 6 335moFurniture CC: 600 at 0 120moI currently put 6 into a Roth TSP and have a 10k emergency fund. I am having second thoughts about the emergency fund because short of a felony my job is secured until atleast 2024. Due to our baby we are cutting down on vacationstraveling for the next year. My wife is currently unemployed but when she was employed our combined net income was 130k. I am trying to put together a solid plan where I can attack this debt. Thanks for any advice. Sorry, I screwed up my net income calculations. Its 75k not 70k.  <response>: You can indulge in a toy truck later. Sell it, buy something reliable and 10k or less that fits car seats and strollers, and wipe out debt. You chose to have a kid. Wiping out your debt for security is more important than the shiny truck. You can buy another toy truck later once your wife is employed and the student loans are gone.Edit - a phrase 