<prompt> Human: Hello, i recently got hired on from a temp. Position. My new position has a nice benefits package and a 401k account.My paychecks seem to be lacking because im paying for these benefits and my 401k. Id like to invest towards my 401k, but id also like to live. The company matches 6. Im currently putting aside 13 since my hire on date and i like it because hey- tax free, but im takimg a hit on my take home pay. Need aome advice please.  <response>: The general rule is, unless its literally unaffordable, you always contribute whatever your employer matches.After that, the rule is to contribute as much as you can while still living comfortably. If 13 is too high, you can lower it a little. If it makes you feel any better, I contribute 50 of my paycheck towards my 401k and just live hermit-like because Im comfortable with it.In general, the important things are contributing early and often. Consistency is key. 