<prompt> Human: I bank with Ally. They have been raising their savings account rate every few months. I opened a 1 year-CD with them four months ago and the savings account rate was just raised to surpass the rate of my CD. It is a small amount of money, so its not worth me closing the CD to take the better rate. Is it worth asking them to raise the CD rate in light of this?  <response>: It cant hurt to ask. The worst they say is no. 