<prompt> Human: Hi! Im a freshman in college and am searching for advice on investing and saving moneyplanning for the future. Heres a little about myself: I go to a private university, but I dont have any loans. I dont currently have a job because it is difficult to balance with my workload so I dont have a steady source of income. I have just under 1k saved up and I want to know what the best way to use this money is if I dont currently need it for any bills etc... I was also wondering when I need to start worrying about filing taxes. I am interested in penny stock investing and was wondering if it is feasible to make money this way without constantly checking the market every hour. I am also interested in investing in TSLA stock as it has a large projected growth for the end of year. Any and all advice is welcome. Thanks.  <response>: I am interested in penny stock investing and was wondering if it is feasible to make moneyNo it is not. I am also interested in investing in TSLA stock as it has a large projected growth for the end of yearThe market already knows this, and its reflected in the price of TSLA.Your 1k is your emergency fund. Put it into a bank account paying 1 interest. Your options include Ally, Capital One, Goldman Sachs, Synchrony, Barclays 