<prompt> Human: As the title says, Wednesday is my last day on the job. Ive been with the company for a little over 3 years and built the network and telephone infrastructure and am the sole IT operator. They have offered a contact position for less than half of my current salary, I get to write the contract.I dont know what to do about health care Im in the USA, Im married and my wife and I are in great health, we were trying to have a baby but thatll have to be re-negotiated I dont know if there is unemployment insurance or if I qualify or if making a claim would be burden instead of a benefit. I dont know how much to budget for taxes with a 1099. Im out of debit, my wife has over 25k in student loans at 7.25I do have about 4k in savings. I have lots of skills in both IT, industrial trades and customer service. I have no idea what to write in the contract.  <response>: IMO, if theyre offering you half your salary and no benefits then simply write the contract as youre same job description, excluding any requirements for after-hours or on-call support, and write it up for less than half time. If they say you have to be available for after-hourson-call then insist that be an hourly rate above and beyond the contracted rate.Most importantly, be sure the contract allows you to exit at any time. Because youll be using the other half of your time to look for a new employer. 