<prompt> Human: - went in for a kidney infection- took my insurance info- peed in a cup and tested for kidney infection positive- prescribed heavy dose of antibiotics- got bill a month later- insurance company says Im partially covered even though doctor was out-of-network covered about 40- doctor refused insurance payment and now Im stuck with a 1100 bill for a simple kidney infectionHow is this legal? I mean, I can see a regular office doctor refusing insurance upfront, letting a patient know beforehand that nothing would be covered and allowing said patient to explore other options andor doctors. But a doctor in the ER, not telling me Im covered after the receptionist took my info then not accepting partial payment from my insurance company? It feels like legalized stealing. Any info on how this works and what to do is greatly appreciated. Thanks in advance.  <response>: Doctors in the ER have no control over this kind of thing. Theyre going to treat you to the best of their ability regardless of who is paying for it, otherwise they can lose their license. 