<prompt> Human: Hey guys a little bit about me, Im 20, soon to graduate with my associates in IT getting a bachelors, dont yell at me completely debt free. Mom is disabled and dad is a dentist and theyre divorced, so college was free for me. Woo!! But any way, I PLAN to go into software sales, which could be potentially very profitable. Knowing that, I dont want to be dumb. Me and my SO together 5 years, dont plan for an end both have the dream of saving the majority of what we make, or at least as much as possible, avoiding kids all together, and retiring as early as possible. I have borderline no financial experience and have been an addict on this sub, but i need to know what to do with the money I make. The only thing I know even a bit about is the sp 500. Please tell me. I need you. Edit: Fisting Anuses is more of a hobby. I will head over to rfinancialindependence as well, mods can remove this if they feel it doesnt belong.  <response>: The ONLY secret to early retirement is to live dramatically below your income level, and save the rest. Thats it. If you manage to live on 50 of your salary, you could retire 1020 years early! 