<prompt> Human: Hi, thanks for taking the time to read this. I will get right into it I am hoping to join the maritime job field. To do this I will need to go to a college and get all the stuff for it. New York has the cheapest apartments for this, so I am going to do their school program. Which is about 17,000 a year normally after any financial Aids. I currently make about 15,000 a year before taxes, and around 8,000 a year after rent and most taxes. Is there any way I can save up to 30k by 2020 if I invest in some stock or anything like that?  <response>: The thing with stocks is that you make the most money with them when you already have money. You need money to make money sort of deal.You would need to save up money. If you want to save up 30k in by 2020 with an income of 20k total 884, i.e. no extra expenses whatsoever. That would be a 50 increase. Difficult, risky, almost impossible. But thats assuming you have the money now. You do not, which means you would need to double or triple your money within a short time period.If that was that easy, with a low monetary entry, people would be doing it already.I would recommend a second job, for weekends or nights. That way you could earn an extra 4k a year and make the 30k. 