<prompt> Human: Next month my fiances 12 car loan will officially be paid off!! Each time we pay something off it feels like a huge burden is lifted! Dont forget to celebrate the small victories! It does wonders for your mental health. I know its not much, but that extra 300 a month will be a huge help! Time to start chipping away at that credit card! Thanks rpersonalfinance  <response>: Hey, dont downplay your success. 300 a month is 3600 a year, which is a lot of money! 