<prompt> Human: Heres the situation. My girlfriend defaulted on her student loans and ended up coming to an agreement with the collector for monthly payments to avoid having her paychecks garnished. We are together and living together if that helps or matters.I filed her taxes for her and we were getting back a nice chunk of change with claiming our daughter. Turns out that chunk of change went completely towards her student loan.My question is since she was in an agreed upon payment plan for her student loan, should her federal return have been garnished and so we have any options of possibly getting some or all of our money back?Thanks!  <response>: You can talk to the IRS and her student loan servicer and the department of education, but Id be surprised if they did this incorrectly. 