<prompt> Human: Hello. I have 700 in my checking account and 1500 in my savings. I make about 900-1200 per month depending on hours and am just wondering if anyone has budgeting advice. Of those earnings i pay about 650 or more on things such as rent to family, car and phone, etc. what can i do to help budget myself or even make more? I just want to be able to not stress over money right nowAssistant: Start a written budget. Write down each of your expected cost items on a monthly basis. Make sure it fits within your income. Stick to your budget.Human: What should the categories be  <response>: This is the starter budget for YNAB, a budgeting app I started using after it was recommended countless times on this sub. One or two of the Categories arent really intuitively named without seeing YNAB documentation or video walkthroughs, but the payments cover most things youd need to consider when building a budget. CategoryPayment:--:--Immediate ObligationsRentMortgageImmediate ObligationsElectricImmediate ObligationsWaterImmediate ObligationsInternetImmediate ObligationsGroceriesImmediate ObligationsTransportationImmediate ObligationsInterest amp; FeesTrue ExpensesAuto MaintenanceTrue ExpensesHome MaintenanceTrue ExpensesRentersHome InsuranceTrue ExpensesMedicalTrue ExpensesClothingTrue ExpensesGiftsTrue ExpensesGivingTrue ExpensesComputer ReplacementTrue ExpensesSoftware SubscriptionsTrue ExpensesStuff I Forgot to Budget ForDebt PaymentsStudent LoanDebt PaymentsAuto LoanQuality of Life GoalsVacationQuality of Life GoalsFitnessQuality of Life GoalsEducationJust for FunDining OutJust for FunGamingJust for FunMusicJust for FunFun Money 