<prompt> Human: As the title says, I have a gap of 30 days before my new work insurance starts and my old one ends now. My wife and I are healthy 30-35 year olds and we have a 1 and 3 year old with no scheduled doctor visits or anything in the upcoming month.My cobra costs would be 1,500 bucks. I have read that you can not elect cobra and then retro-actively purchase cobra if anything terrible happens and it is honored. I cant find anything post- Obama Care that confirms this.I looked at signing up for Obama Care but I would rather not get a whole new plan for just 30 days. I dont qualify for any aid so it would be 800I looked at getting short term insurance just to cover disasters. That would be super high deductible and run me like 300Anyone deal with a similar situation and find the best option?  <response>: You can absolutely elect cobra retroactively. 