<prompt> Human: Reddit, I am looking to get engaged with my girlfriend of 6 years, but have a unique financial situation. Im a senior in college and am looking to continue my education. Through random jobs and frugality, I have a sizable amount in my savings and checking account enough for a 6 month emergency fund. Additionally, I began investing in the stock market and have significantly grown my portfolio to around 5,500. However, Im also paying for my own schooling, and have yet to start paying down the loans. The ring wont be extremely expensive, around 2500 when all is said and done, so I was wondering if using the capital gains from my portfolio to fund this ring. Or should I use what I have in my savings and checking approximately 6,000, to help fund the ring. Any recommendations would be appreciated. Sorry for the formatting, as Im on mobile.  <response>: Since youre still going to be in school and thus wont really have a super regular income like you will after graduation, you might consider just broaching the subject with your girlfriend regarding her expectations around the engagement ring. She might be ok with forgoing on a real ring until after you get your job, even if you two want to go forward with the engagement now. 