<prompt> Human: I read the personal finance wiki inheritance page, and I want to completely eliminate my debt ASAP but there was no advice on exactly how to go about it. Would doing it in chunks further help my credit score, so its not as obvious that I received some sort of assistance, or should I do it in a single transaction?Assistant: Just pay it off ASAP. Then keep the 4k left in a 1 savings account like Ally Bank as the start of your emergency fund. Youll instantly be better off.Human: I own a small business and have important uses for the rest of the money as I was struggling a bit, I just wanted the best way to get this debt off my shoulders.  <response>: Youll still be in a much better shape without the credit card debt. Youre making the right move by paying off the CC. 