<prompt> Human: I have 12 k in savings 5.5 k in IRA.Currently interviewing several companies but no income.Was going to buy a 11 k SUV but then realized that doesnt make much sense other than having a bigger place to dwell if I get evicted from my Familys home. I technically could dwell in my Coupe Sedan if it got bad .I guess if I tried harder I can get more income .Living home makes me a bit lazy.Im learning stocks, made about 150 in 2 yrs .Will buy SP when it dips. How do I get the 8 return ? the end of the year it gets auto deposited in my account?  <response>: I cant tell if this is a joke or not. If you have no income why would you invest? 