<prompt> Human: Background details: As the title states, I am an 18 yo male. I live in Portland, Oregon. I am currently on my grandmothers State Farm policy paying 250month. My car is a 2004 Volkswagen Passat GLX V6. Ive been licensed for about a year and a half, Ive been employed for over a year at the same place, and am a full time college sophomore.Ive been involved in 2 claims, the first in October of 14 where a right turn and quick lane change by yours truly resulted in another driver who was driving too fast for the conditions, and admitted on record to not knowing the speed limit having to jump a small median to avoid hitting me. This resulted in a popped tire and probably a necessary alignment for him. I could have ran. I didnt. Nobody was hurt. Insurance found me at fault.The 2nd claim was June of 15. I rear ended somebody. Totally my fault. Open and shut.After getting quotes from Geico, Progressive, and The General and seeing that none of these first three options were going to save money, I decided I would ask Reddit to see if I could find a cheaper insurance company instead of filling out 20 quote requests.Thanks for reading and feel free to PM or comment if you need more info or have something to share.TL;DR 18 year old male with 2 outstanding claims needs cheaper auto insurance than State Farm can offer.  <response>: youre not going to find much. males under 25 are risky, for reasons youve proven. the only riskier category of people to insure are males under 25 with a claims history.this will not change until you turn 25. 