<prompt> Human: I graduated college in December and the grace period of my student loans is about to come to an end. I will have to start the repayment process next month. With interest my loans come out to be 26,423. However, if I payed them off now I would be paying 20,765. I recently inherited a sum of money which makes me capable to pay these loans off. I am wondering whether it would be a better idea to invest the inheritance or pay off my student loans now. If I dont pay them off completely now, I will be deducting money about 222 per month-119 payments from my paycheck till Im 33 I am 23 now. In addition, monthly, Ill be saving from 700-900 if I do pay off the loans now. If this is the route I go, what is the best way to growinvest this monthly saving? Any help in these two subject matters would be greatly appreciated. Thank you :  <response>: The loans are guaranteed interest payments, the investments are likely not guaranteed returns for the same interest, I would eliminate the loans 