<prompt> Human: Hello rpersonalfinance, I recently bought an engagement ring with my credit card, which dug into my credit limit quite a bit. I had the cash available, but I wanted the points I got from my credit card. I paid off the balance of the credit card on time like I do every single month. Ive never missed a payment of carried a balance but my credit score went down by fifteen points. How fast will my credit score recover?  <response>: It will recover the next time your credit card issuer reports your balance to the credit reporting agencies. That usually happens once monthly. 