<prompt> Human: What the title says. I sent the payment info for my health savings fund thats provided by my employer the hospital he went to, actually by mail twice and thought it was taken care of as I hadnt heard anything. Yesterday we got notice that it was sent to collections. I attempted to pay with both my health savings and my flexible spending account online and it wouldnt let me I didnt think it would simply because its kind of not a medical bill anymore so I want to dispute this. We attempted to pay with the allotted money I have for medical bills and I assume they never even ran the card because we never use the health savings fund there is no way it was maxed out, so I feel we shouldnt have to pay out of pocket for a bill Ive been trying to pay for months with the specific funds for this. Can I dispute this for this reason or do we have to suck it up?  <response>: IF it just went into collections the hospital should still own it and it should not be on your credit report.Medical collections cannot appear on your credit report until it has been in collections until after 180 days. If paid prior to that then it can never appear on your credit report. You need to get the benefits and the hospital billing department on the phone together to get this straightened out. If you work for the hospital I would send this up the chain to get this corrected. 