<prompt> Human: First, yes, I read the FAQ. It did not seem to answer my question. Anyway, my wife and I had planned to have kids shortly and for her to stay home with them, but have come to realize that the house were getting into may be a bit too much for me to manage on my salary.Initially, we were thinking of building up a hefty fund in our bank account in case we had to replace a car or some other big expensive, but also to supplement our living until my salary caught up to our spending habits, after she quit working. This plan involved us paying off the house at a normal rate of 30 years.After realizing that itd be uncomfortably close after a house payment on my salary, we decided to go all in, putting almost all of her salary as extra towards the house, until we pay it off after about 4.5 years. Does this seem reasonable? Here are some other thoughtscomments: We have no other debt. We will have the emergency fund, but not enough to necessarily buy a nice car.Edit: In case anybody is reading this and thinks it is a good idea...it is not. It will cost a bit more, but we will instead put money into CDs or otherwise short term investments, making normal payments along the way. When we have enough money, we will just pay off the house, and up until that point our money will not be tied down in the event of an emergency.  <response>: Going to need some actual numbers. 