<prompt> Human: So my father passed away Friday evening and his wishes were to be cremated as inexpensively as possible. We found a place online that will do it for a few hundred dollars less than other places, but they dont bill. It has to be paid in full before creamtion can happen and they picked up his body Friday and charge 25 a day storage after 3 days until paid in full. My family doesnt have much money and its almost 800 to cremate. We are not on his bank account and nobody has power of attorney or anything like that. But, we do have his debit card, pin, and bank account login.There is not more than the cost of cremation in the account. Can we just pay with his debit card? All of his next of kin are okay with this, but is it legal? If it is not legal, what kind of consequences would doing this have? Is this a ask for forgiveness rather than permission situation, or not? We can try to scrape the money together, it just wont be easy.  <response>: Im sorry for your loss. Just because there is no will doesnt mean there is no estate, and no legal financial obligations to fulfill. Your dads bank accounts are now estate assets and should not be touched, especially when other family members could emerge from the woodwork later and accuse you of raiding Dads money. People get crazy about money. The best course of action is for you and your relatives to raise the 800 somewhere else, pay for the cremation, then be formally reimbursed by the estate once it is properly organized.Ive been through this a couple of times, burying relations without much in the way of funds assets, and have always had to front the money myself then file for reimbursement later. 