<prompt> Human: Hello reddit, In a casual conversation I was talking about my student loans that I have been paying on for almost 9 years now. I have never missed a payment and I have over 800 credit score. My buddy told me that he had all his federal student loans forgiven through a loan forgiveness program from the federal government. I asked how this is possible, but he stated that since we have made 120 payments on the loan and are both serving in the reserves we qualify as government workers. Can anyone confirm this or tell me if there are negatives to this?  <response>: There are a LOT of things you have to confirm first. The best thing to do is go to this website and follow their directions: PSLF 