<prompt> Human: I havent made the 5,500 contribution yet for my Roth IRA in 2017. Im contributing 6 to my 401k in order to get the most out of my employee match along with contributions to an HSA of 100 a month with a 100 employee match the maximum match. I also have about 20,000 in what used to be a joint-tenant, taxable account filled primarily with ETFs.Ive made a decent chunk of money over the last 6 months in the taxable account; should I just sell enough ETFs in order to contribute to the Roth IRA?  <response>: Not all long term goals are retirement. 