<prompt> Human: So the title says the gist of it. I was informed that my grandparents have set up a trust fund that I will one day inherit. Ive read the sidebar topic on windfalls, and saw the giant notice about not counting on a windfall because its not yours until its yours.However, Im pretty close with my grandparents and know this money wont be spent, wasted or donated to charity before the money gets to me. So after ignoring the first rule of windfalls, there obviously wasnt anything specifically targeted to planning for future windfalls. I know you shouldnt plan for a windfall, but this is essentially a sure thing.What I am looking for is advice on how to best allocate my money now, knowing that in the future, I will be getting 1.5M.Some background: No debt Student or CC 3250 in savings No rent Currently living at home Fidelity - 11,450 401K w previous employer Job paying 60,000 Eligible for 401K and Health Insurance next month with new employer No car or car insurance payment Thanks!  <response>: Do nothing. Continue your job, put the money in a high interest account and retire early. 