<prompt> Human: I recently found myself at a point in life where I can no longer just wing it. I am putting money into a retirement account through work but other than that I dont really keep great track of where my money is going. What is your system for trackingmanaging a monthly budget - not just where you allocate money, but rather, how do you track it consistently and over time?Ive read a bit about stuff like Mint - was a little nervous about it but can anyone offer some anecdotes about that?  <response>: quicken 