<prompt> Human: Hello all at rpersonalfinance,Been lurking here for a while like a ton of us, but I 26M have recently found myself in some financial stress. It is not as bad as many other stories on here, but I wanted some guidance to help stop it in its tracks because it can be a slippery slope to the bottom. My fiancé 26F and I are getting married early next year. We are trying to put aside about 500 or more every month for the wedding. I have a good job that I started last November, bringing in about 2,800 after taxes, benefits, and a 12 401k contribution. My fiancé is going back to college to finish her degree and currently has a part time job making around 15 an hour. Her job is beginning to cut hours, so she said that she will look for something else to fit in with school. The trouble is that we have had a couple of months of big expenses that have put us in having putting more on my credit card than I have in cash. Here is a breakdown of the data:Monthly Income: Me: 2,800 a month Fiance: app. 800 a monthMonthly Budgeted Expenses: Fixed: 980 rent, utilities, student loans, ect. Variable: 1,340 Wedding: 500Credit Card Balances: Card 1: 700 APR 19.24 Card 2: 4,800 APR 16.24Current Cash: Me: 600 Fiance: app. 600What would be the best way to pay off these credit cards so that they do not start accruing interest?EDIT 1: Thank you all for the help. I will keep responding to comments and questions the best I can. I can see a theme from the advice. I have reduced my 401K contributions to only contribute what my employer matches at 6. Variable expenses would be the expenses that I believe I could try and cut. We have had a hard time with being disciplined. These costs include food and dining out, home supplies, entertainment, gas, family and friend gifts, and personal shopping. Most of it is in food and dining for 600. These variable and fixed costs above are MY HALF of the expenses but both cards are mine. We use an app called Splitwise to split any shared expenses.I can see now from all the comments that we are can find ways to cut things out. Now the next obstacle will be to convince my fiance to get on board with the new cuts.  <response>: The best way would be to pay off the credit cards and postponing the wedding savings. 