<prompt> Human: I want to pay my cablenet bill 100 and my cellphone bill 100 ahead of time. They are the only constant bills that I have. I have the money now to pay both of these bills for all of 2019 2,800. I want to do it so I never have to worry about it budget wise all of 2019. I dont own property. Im self-employed. What are the pros and cons of this?  <response>: Its dumb mostly because that money could be earning interest paying your bills ahead gains you nothing. Put that money in an interest bearing account and tell those companies to auto pull their fees from there. Whats to think about? 