<prompt> Human: I am 27. I am software engineer and doing this stable full time M-F job for around 3 years. I make around 75K a year and have saved around 100K. I do not have any student loans or car loans, I have paid off everything. I share an apartment with my co-worker and pay 500 a month. I dont any major monthly expenses except this. I have all of my 100K saved in one bank account. I have enrolled for 401K, HSA and ESPP through my employer.Need advice on what to do with my saved 100K and my bi-weekly paychecks. Interest rate in banks is very less and its not worth keeping there for compound interest. I am planning to get married in next 3 years and planning to buy a house after that. I will really appreciate any help from fellow redditors who have been through this.  <response>: If you havent done so already, max out a Roth IRA. Probably goes without saying that you should max out the 401k as well. Other than that, I dont think I would do much. A house and a significant other are some pretty sure fire ways to take disposable income and completely dispose of it. 