<prompt> Human: Hi, just a small background. I am a 23 year old female in NYC. I just got out of an abusive relationship of 5 years and after 6 months of subletting from a friend and spending all my money tackling credit card debt I was in from my partner, and recovering from horrible depression and a suicide attempt, I am ready to put myself first. I dont want to go into sob story details but I am finally in a place where I am happy and want to enjoy my life but be smart. Thank you guys for reading. So, to the point. I make 8.4k a month100.8k a year after taxes. I do not owe any credit cards spent 6 months clearing 20k of them, nor do I have a car. My expenses:Transportation: 130Groceries: 150My dog: 150Internet: 100Phone: 75 Electricity: 75Misc: 200Small notes: I do not drink nor smoke, so my social life is pretty bland. I do not get asked to go out for dinner, I do not really go out much. I am home with my dog when I am not working. I like going on adventures with him. Here is my dilemma. Over the weekend, I saw an amazing apartment. Doorman building, new, safe area, washerdryer in the apartment, and across the street from a huge park with a dog park for my dog. Price? 2900mo. I know if paying that plus my expenses, I will end up with around 4k left over in the bank for savings. I can comfortably put it away into an online savings account for interest to develop an emergency fund but keep a month of rent in my banks savings to float myself. I have seen plenty of apartments that are 500-600 cheaper that are nice, in okay areas, but never have I fallen in love with a place like I did the 2900mo one. I can imagine myself being happy there, and I dont know if you can put a price on happiness. I want to know what PF thinks about it. Is it doable? Should I go for it?Extra notes:They do not require 40x the rent. They are flexible. I do not want a roommate. Please do not ask me to get one. My IRA has been maxed out for the last 3 years. My job doesnt offer a 401K. I do not have much in savings after moving expenses maybe 2k so it will take me a month to balance myself out. Edit: cleared some wording up Edit 2: I want to thank everyone for their words and advice. Like I said before, I have until June 15 to make a decision. I will keep looking and if I do not find anything better by June 15, I will take it. I promise to update sometime in September if I do take it and give some detail on how its been for me. Thank you so much. Also, much appreciated to those who congratulated me on getting out of an a business relationship. It was a lot of work but I am proud of myself. Only going up from here.  <response>: Youre fine. That rent on that income is more than doable and leaves significant cushion for both saving and frivolous spending which it seems you do not do anyway, so good on you. The folks here saying its not realistic are 1 envious and 2 not understanding what the NYC rental market is like. 2900 for a 1BR doorman building is pretty rad. These folks also lack reading comprehension and are assuming you make 100k pre-tax, in which case I tend to agree with them that yes, its steep. On 100k take home, its more than reasonable with your lack of debt now and expenses. FWIW, the 40x rent figure that apartments like to see is your pre-tax pay divided by the rent 40. So you would be good there even if it was a requirement. 