<prompt> Human: I understand the employer will not offer insurance as a 1099 worker along with other benefits. All of our benefits are currently with my employer so this is a nonissue.Im also aware we would need to save to pay taxes on her income at the end of the year or possibly quarterly?. Are these the same tax brackets as W2 employees? How are social security, medicare, and unemployment taxes handled?In general would it be better for her to work for say 30hr W2 or 37hr 1099-MISC? What about 33hr 1099-MISC? is there some kind of resource that would help compare different wages?Thanks for all the help!  <response>: A 1099 worker is considered self-employed, and must pay additional self-employment taxes which just means both the workers share and the employers share of FICA taxes. Income taxes are the same. Here is the IRS Self-Employed Individuals Tax Center website, which provides a lot of helpful details. In general would it be better for her to work for say 30hr W2 or 37hr 1099-MISC? What about 33hr 1099-MISC? It really depends on whether the company offering her a W-2 job is also offering benefits like a 401k match, and whether your wife would be able to deduct business expenses from her 1099 self-employment income. 