<prompt> Human: Today it became painfully aware that my wife isnt really clued in to our current financial situation, or what our financial situation will need to be for retirement. Im not really sure how to inform her without her misunderstanding our situation. She has always let me completely handle all the financial aspects of our lives, and it hasnt really been a problem since we are both like minded when it comes to spending and life standards.My father retired today after officially selling his medical practice, and I mentioned that hes probably got 4-5 million saved up for the next phase of his life. She was taken completely aback, like that was some monstrous amount. I explained that he had a reasonably high income, invested normally, and was not an extravagant spender. I then explained that having that much is the goal so that one could live mostly off of returns and not worry about living forever and running out of cash. She couldnt believe this.I then explained that her own parents probably had at least 2-3 million. They were dual income, one a high earner, and they were also good investors and not extravagant spenders. She said absolutely not, there is no way since her dad is so stingy about his spending. I couldnt get across that having several million in retirement is a COMPLETELY normal thing for professionals with high-ish incomes that have good financial habits. Our own situation is: 30s, low 6 figure salary Retirement 300k Non retirement investments 350k House 300k My worry here is that if I were to suddenly tell her we at around 1 million net worth, she would flip out and probably want us to get a little looser with spending, or have us reach for a better house in a nicer neighborhood with a mortgage I know we couldnt support. I feel like Im doing exactly what Im supposed to be doing to set ourselves up for a successful retirement, as well as able to handle any potential life hiccups. Im not really sure how to make her see this, or start including her in this stuff without it going horribly wrong. On the other hand I now feel horrible that she doesnt even have a clue about this. Im not really sure how to navigate this. Has anybody had to have a financial expectation setting conversation with their spouse like this?TL;DR: Doing what I feel is right for future financial success. Wife ignorant of retirement needs, and would probably react poorlywant to make bad decisions if I shared the info, but I feel horrible now hiding it.  <response>: You said shes always left you in charge of the financials so why would that change?I think you need to be transparent with your partner, shes half of your life and you need to make decisions together. 