<prompt> Human: I have a somewhat unique situation, so please bear with me. My father is deceased. My mother is not a U.S. citizen. I receive money from my dads pension and also make money through investing. My AGI for last year was 125,000. I have 430,000 on an investment account. I am looking at 75,000 in expenses for the University and by the looks of it, I will be receiving 0 aid. I know that I can pay the cost of attendance, but 75,000 is still an insane amount for a single year. Especially, since nobody else seems to pay the full amount. Is there any way of receiving any aid? I have already tried wash selling my investments last year, but I still got a high AGI. Apparently the size of my investment account also plays a role in my FA calculation. Could my mom open a bank account in her name, let me transfer the money there and pretend that its hers and not mine? I do trust her, so that wouldnt be the issue. Edit: also, would you recommend talking to a tax professional or someone along those lines?  <response>: You dont need financial aid. Tuition is simply too high for your situation, but affordable nonetheless. 