<prompt> Human: Hi! I work as secretary and my only spending of the month are fuel for car, netflix Standard Account, Telephone bill ,some groceries and I pay an insurance. With all of this, It takes only about half of my salary. But I didnt know how but I spend a lot on small miscellaneous things without realising and I dont have money left about the 10th of the month. I try everytime to save but I cannot. Any help? x200B;Note: The Insurance I pay give money back after three years Like saving  <response>: my only spending of the month are fuel for car, netflix Standard Account, Telephone bill ,some groceries and I pay an insurance. I spend a lot on small miscellaneous thingsThat second statement contradicts the first. Make a budget. Track all of your spending. 