<prompt> Human: I have a credit card through my credit union that my roommate both have accounts at. I use my credit card to transfer my rent into his account and then he writes the check. Over the course of the next two pay periods I pay off the balance for that months rent. Is this helping to build my credit score? Is this a decent way to go about building credit?The APR is the same for cash advances as with normal purchases. The cash advance is also paid off well before the statement due date 1 month cycle from start to finish. With online banking its not over complicated.No fees for cash advances aswell  <response>: This is pointless, over complicated, and likely results in fees. Unless youre coming out ahead due to rewards, just use cash. Just put netflix on your credit card if you dont want to use it. 