<prompt> Human: Hi PF, Ive been lurking around this sub for a while now and I appreciate the good info and advice this community has to offer! I just wanted to share with you folks how good it feels to have money set aside for general car repairs and maintenance. Using YNAB and Betterment, I started budgeting 100 per paycheck since January toward a car fund for repairsmaintenance and for a substantial down payment or cash purchase ideally on our next car. Today, I have to spend 950 on tires and other maintenance and let me tell you, its a load off my mind knowing that I have the funds and wont be going into debt over this sort of thing!Next up is utilizing my 90paycheck computer fund to finally build myself a custom desktop PC!  <response>: PCMASTERRACE 