<prompt> Human: Hi all,Three years ago I was in a similar situation to this poster of college at 22, 20k in student loans, purchased a car on a 5 year loan, remained at home. Now, three years later, I brought my car loan interest rate way down and the years down 2100 with 5-6 payments left, all student loans paid off, and have remained at home this entire time.So now I start to wonder--where do I go from here? I make about 47k this year and about 49k starting in July, currently take home about 2300mo, and Im up to about 17.5k in the bank low interest rate in savings so I have plenty of emergency funds, and I do pay into a work retirement fund public school district, in IT that is a strange setup and I dont know the specifics of it, but may who Ive talked to say unless I stay for the rest of my career, which Im unlikely to do, then another retirement plan is probably a good idea and a better carryover to a potential new job. I do also at some point want to finally look to buy a house, either with a friend or maybe even alone if possible.Im leaning into looking to start a Roth IRA, but Im unsure just how much I want to pay into it--1-2k a year or closer to the maximum. Just looking for advice while also keeping my options open. I havent gone on a vacation or the like for a little while but would love to be able to keep some funds floating around to some travel, rebuild my gaming desktop later this year, etc etc.Thanks for any tips; any advice would be greatly appreciated!  <response>: MOVE. OUT. 