<prompt> Human: If there is anything more concerning to me when it comes to financial security, it would have to be the use of debit cards. I know some people dont have the luxury of using credit cards, so debit cards may be their only option, however its a scary thought when card skimming devices are becoming more sophisticated and the next time you use your debit card, that could mean the balance off your checking account gone within days. By the time you even get around to reporting it, or for most people who dont even have any monitoring or alert, your money is gone and in most cases unrecoverable. This is a warning I dont see very often and banks should do a little more to protect consumers when it comes to debit cards. Steps Ive taken for additional security measures, mostly common sense, but maybe helpful for others.1 Create a secondary bank account with minimal funds. Use their debit card as needed. Minimizes risk. 2 The other option is just not to use a debit card at all. Ive actually gotten rid of my primary card and shredded it. I keep a decent amount of money in my secondary account in case there is any reason I need cash. Also, some credit cards I hear offer cash advances with no interest or fees as long as you pay it off in the same month.3 If Ive ever had to use my primary debit card in the past, I change my debit card PIN within 24 hours or less. One thing that helps is the banks withdrawal limit. Also, its good to use a service like Mint that can be setup to notify you whenever it detects any unusual out of the ordinary volumes.  <response>: I mean, I agree in principle and personally only use my debit card for ATM withdrawals, but some of this is crazy over kill -- theres no need to change your pin every use. 