<prompt> Human: I just opened up my first credit card and took a look at the points. The points build up pretty quickly and I feel like theyre tempting to use. Do you guys save them up for a long time and spend on one trip? Or use every couple of months or so?  <response>: Accumulated 350K airline miles by churning. Took my family, parents and brother on a 2 week European vacation using said miles. 