<prompt> Human: My husband decided that it made more sense to use his savings to pay off my student loans because they had a higher interest rate than his savings account. We do not live in the US and he is not a US citizen, so he does not file US taxes but does pay income tax in our country of residence, which exchanges information with the US about taxes theoretically. I file my US taxes as married filing separately. It was not a small amount of money somewhere around 30k. How do I report this? Will it get counted as income? Am I gonna get totally screwed when I file 2018 taxes?Assistant: Whats there to report?Human: Well he transferred the money from his EU account to my US account so I could pay them. Wont that kind of large deposit raise flags if I dont report it somehow?  <response>: You only need to report cash deposits exceeding 10k. 