<prompt> Human: My 22M fiancée 23F is 13 weeks pregnant. We are 100 certain that we are keeping the baby. Theres no doubt in my mind that we can do it, and that its going to be difficult, but Id like to set us up for relative financial success.My fiancée graduated in 2014 with a bachelors in Family Studies and landed her dream job at a nonprofit helping victims of child abuse and sexual assault. Her take home after taxes is 1600mo. She has somewhere around 50k in student loan debt, and pays the minimum 175mo. Aside from the student loan, she has a 180mo car payment, and living expenses of about 700mo.In the past I have got an Associates in Business Management, hated it, took a year off college to be a fly fishing guide and do some soul searching, now I find myself back in college working on a bachelors in Biology-FisheriesWildlife emphasis with a minor in GIS. I have 3 semesters left. I currently work in the fisheries research lab at the university for 300mo and live off of student loans 900mo. I do not have any debt besides the student loan, and my car is paid off. While working a better job that pays more money and gives more hours would be ideal, I dont know that it is doable taking 18 credits per semester. Even if it were, I feel that working in research labs would get me better prepared for my field and make me more employable in the long run. As for the baby: My fiancée is on her parents insurance for now. Her work does not offer insurance, but instead allocates a separate pool of 6kyear to be used on insurance and medical related needs and daycare on a use it or lose it basis. Another thing we have going for us is that her mother runs a successful in home daycare and is willing to keep our child for next to nothing. I hate the thought of government assistance, but I dont see any other way to make it work. I come to you guys seeking guidance on finding out what programs are out there to help us.I am also wondering about filing as independent for financial aid, and how that would affect me. I dont know if I could do that this semester, or if I will have to wait until the baby is born.Aside from not having the baby, I am absolutely willing to listen to any advice and helpful hints that you guys may have. If more information is necessary, please feel free to ask. Thank you!EDIT 1: Thank you all for the flood of advice and support! I realize that this is not an ideal situation to have a baby in, but it is what it is, and we are going to have to deal with it. I personally have no qualms with government assistance, as that is what it is there for, unfortunately I cant say the same for my fiancee. Shes going to have to learn to swallow her pride for a while though. Ive began looking in to the WIC and SNAP programs, and it looks like we do qualify. To clarify, her 1600mo that she brings home IS AFTER TAXES AND DEDUCTIONS. Her annual salary is somewhere around 30k. While this still isnt great, especially considering that she has a mountain of student loan debt, it is going to have to do for now. Shes not in a position to switch jobs at this time. Her work does offer 3 weeks of PAID maternity leave, and allows her to take 3 weeks of paid vacationsick time beyond that, and offers unpaid maternity leave after that. Beyond this, she loves her job, and came in to it knowing that she wasnt going to make a lot of money. Both of our families are incredibly supportive and are willing to help, which is a bonus, so I know that we will be able to make it work, even if we are just scraping by for a few years. As for myself, there are a lot of comments pushing for me to get a better job and work more hours. My internal battle is do I want to hurry up and finish school to provide for my family 18 creditssemester, work study in research labs, volunteer at all opportunities, make very little money, or reduce my class load 12 creditssemester, work decent part time job, make more money. I keep trying to rationalize that the sooner I finish, and the more experience and connections I make in my field, the better off I am going to be in the long run.Ill keep you all updated...  <response>: This is a recipe for disaster - either make more or live on the government cheese for a while, nothing you can do about it, babies arent cheap. 