<prompt> Human: I am currently 28 year-old federal employee with a gross salary of 81,548 and I am on-track to be making 96,970 by the end of 2020.My situation is that I have been offered a job in the private sector as a contractor for the federal government for a gross salary of 115,000, and I am trying to figure out whether or not I should take it.The private position does include similar benefits but they are simply not as good. For instance, the insurance plans are a little more expensive, and they match at 4 not 5 into a 401K that is not the TSP. There is also less paid time off, no Flexible Spending Account, no pension in retirement, and obviously it is less secure much easier to be let go.If I were to take the private position, my gross salary would immediately jump by 33,452, but due to the nature of my current work assuming all else remains the same the increase would only be about 18,000 by the end of 2020.What else should I be considering? What should I base my decision on? What would you do?  <response>: Remeber that GS employees make less but have job security while contractors make more doing the same job but with no job security. 