<prompt> Human: I currently have 36,000 in student loans broken down as follows: Direct Unsubsidized Stafford: 14,670 at 6.55 Direct Subsidized Stafford: 5,270 at 3.15 Direct Subsidized Stafford: 5,270 at 4.25 Consolidated loan: 10,770 at 4.5I really know nothing about investing and have only been making money for a year and a half in school before that, but I have 10,000 above my safety net just sitting in a high interest checking account, and Id like to put it to better use. I have a 401k through work which I contribute 7 out of every paycheck max is 15 I believe. The 12 month cumulative rate of return is 8.67.It seems I would be better off contributing more to my 401k, but I know nothing about investing, and I havent even checked to see if I can even add money into my existing 401k aside from what is taken out of my check I havent ask, and like I said I dont know anything about investing. Would I be better off putting that extra money toward paying down my debt, contributing to my 401k, or going some other route and why? Edit: I forgot to mention that my employer also matches my 401k contribution up to 7.  <response>: Id pay off that 6.55 loan myself, guaranteed return that high cannot be found in the stock market 