<prompt> Human: I want to begin this by saying that I have always leaned towards paying this debt, however several people have called my crazy and I just want to weigh my options.In late September, I ordered an expensive gadget from a large European multinational company. Lets say it was an even 1,500. The company is pretty much unknown in the US but very well known in the rest of the world Im only adding this because a friend said Theyre huge! They wont miss 1,500. I received the gadget, got several follow up calls from their customer service and all around absolutely love everything about this company. I have the money budgeted and could pay off the full 1,500 today if necessary.I took out a line of credit through PayPal when I bought the gadget to get 0 interest for 6 months. PayPal was an option on their checkout and I would never have done it that way if they hadnt made it so easy. For a month after I ordered it, I checked PayPal religiously but the charge never moved from pending. A month after I ordered it, I went on vacation and it completely slipped my mind. A month later I realized I still hadnt set up payments and checked PayPal. The charge had completely disappeared from PayPal. I sent an email to PayPal. A couple of days later they emailed me back asking me to call them. When I called them, they told me that I need to reach out to the company to get them to recharge me. Apparently they didnt process the order within a month so PayPal closed the authorization or something like that. As a result, I never paid a dime.So here I am 3 months to the day later. I love my gadget and use it all the time. I get asked about it a lot and every time I remember that I havent paid for it yet. I lean towards paying it off, but so many people have told me Im nuts. Because PayPal told me I need to remind the company that I owe them money, Ive been told to let them come after me. I dont want to deal with collections or fees or interest when I have the cash now, but obviously, if I could just not pay, who wouldnt want that?So if I do nothing and dont pay this, what will likely happen? What would you do?  <response>: Its the companys problem. They know the rules about pre-authorizations and closing the charges. They might send you a bill in the mail, but thats it. 