<prompt> Human: In short I am living with my fiance and make enough money to JUST cover my bills and gas to get to and from work currently live 10 miles away. Our lease is coming up and we were looking at houses however my Debt to Income is moderately high mostly due to Sallie Mae loans. My federal loans are in pay as you earn so dont hurt that much monthly.After crunching some numbers I have calculated that I can pay off my 22.5K in Sallie Mae in about a year and a half if we moved back in with her parents who live 80 miles away an hour and 15 min ride. We would then take the 1k a month we normally spend on rent and add it to my regular monthly payment of 400. My question is, would it be worth it? Just to bang out that looming cloud and get us a step closer to buying our first house. We are also getting married toward the end 2018 and I feel like this would put us in a really good spot.Assistant: Would you drive three hours a day for 1000 a month? Could you get a job closer to her parents? Human: This whole thought pattern originated with me debating a PT job roughly 20 hours a week at 10hr, I could put 500 on top of my existing payment. But then we got to talking and came up with this more aggressive payment option. So I guess if I was willing to give up 20 hours of my week to make an extra 500-600 a month, I would be ok with giving up 15 hours a week to pocket the 1000 a month.Not likely, and I am in a good company the pay just sucks right now climbing the ladder. I am in biotech and am currently in the research triangle, where they live there are hardly if any biotech firms in my area.  <response>: I think the commute costs associated with driving 40k miles a year will surprise you. 