<prompt> Human: I know I need to stop. My bank statement knows I need to stop. The catch is that med school is hell and necessitates studying, and studying in coffee shops makes the hell slightly more palatable. My living expenses money is loan money that doesnt stretch very far, or so I tell myself. Somehow I feel that theres no vacation to look forward to, so I flush it down the coffee drain, year after year. I dont feel good writing this, but I am wondering if someone who can relate found a good workaround. When I worked a FT job, I managed my money much better. Help?  <response>: In grad school as well, and I also noticed that Starbucks was eating up a significant portion of my budget. I bought a pretty decent coffeepot and travel mug, and have been setting up my coffee at night to brew in the morning. When I wake up, I load up my travel mug, which saves me a couple dollars a day, and head off to find somewhere quiet to study on campus such as a study room or empty classroom. 