<prompt> Human: Ive been doing the snowball method and Ive paid almost 7,500 of my CC debt in the last year. Now Ive hit a wall since I have three accounts with just about the same amount of debt and interest rate. nbsp;I have roughly 300 extra a month to throw toward these debts in addition to the minimum monthly payment.nbsp;Citi Diamond Card: nbsp;2,950 balancenbsp;11.99 apr until May 2019, after that its a 20aprnbsp;60.00 monthly payment nbsp;Sallie Mae Student Loan: nbsp;2,340 balancenbsp;10aprnbsp;82.00 monthly paymentnbsp;Sallie Mae Student Loan 2: nbsp;2,280nbsp;10aprnbsp;81.00 monthly paymentnbsp;I cant refinance these private loans because my state Massachusetts has a 10,000 refinance minimum for student loans. My work pays about 100 a month towards my federal loans, so Ive put those on the back burner until Ive paid off my CC debt, private student loans, and my car. nbsp;Im stuck between paying off my private student loan, which would give me an extra 80 a month or paying off this credit card since the apr deal I made with Citi ends in May. nbsp;EDIT: Also my credit utilization is currently below 30.  <response>: Pay off your credit card first. Thats going to cost you more money in the long run with that interest rate. 