<prompt> Human: The Canadian twittersphere was all... atwitter... Saturday night after an entry into the Globe and Mails Financial Facelift advice column started going viral. A professional couple with a hefty income complained about not being able to afford a house while their budget breakdown showed hefty discretionary spending in areas that essentially made them look like whiny assholes. I thought to myself what would personal finance do?, so Im submitting their case to you to see what you have to saycommiserate about how spending 2000 on vacations a month when youre trying to save forpay off a house is insanity. Im not even touching on the fact that they currently live rent-free and yet cant seem to put away enough to save up enough money for a house.You should really read the whole article to get the gist of things, but heres their financial breakdown as it would stand once they build their house:Client Situation:The people: Eric, 41, Ilsa, 39, and their five children.The problem: Can they afford the lifestyle theyve chosen and the 1-million price tag to build a new home?The plan: Either they run up a big deficit over the years or Eric earns more money by working a second day a week in the clinic. Eric gets some insurance right away.The payoff: A road map to a stable and secure financial plan.Monthly net income: 25,000Assets: Cash in bank 6,000; his RRSP 180,000; residential building lot 1.1-million. Total: 1,286,000Monthly disbursements: Mortgage 3,800; property tax both properties 1,000; utilities 490; insurance 90; maintenance, garden 190; transportation 800; groceries 2,000; clothing 520; childrens activities 1,000; tuition 5,400; summer camp 600; child care 2,800; gifts, charitable 320; vacation, travel 2,000; dining, entertainment 200; sports, hobbies 200; miscellaneous furniture, toys 400; health insurance 50; cellphones 220; telecom, Internet 80; RRSP 3,000; professional associations 500. Total: 25,660.Liabilities: Mortgage 800,000 at 2.6 per cent  <response>: First, he makes 300k working two days a week. I just want to point out that Im envious.Anyway, according to the article if he picks up a third day his income goes up 140k, and his wife can get an additional 30k by returning to work. So basically they have 170k in extra income they can make right now she doesnt need to be on maternity leave with a nanny and theyre worried about buying a home. 