<prompt> Human: Hi all,I know this has been posted before but I have only seen it for people fairly older than me.Im a 19 year old California State University Sophomore that has 10 grand saved up from working the last 2-ish years in the movie business. I have that money in savings and a couple hundred in my checking with a part time job tutoring at my school for some extra cash mostly a resume builder. I am also completely debt free and dont have student loans. I dont have a credit card, only debitMy parents pay for my tuition as long as I am doing well in school, which I am, and I have a car. They have saved enoughmake enough to finish supporting me through my last 2 years at university. Im a computer science major if that helps but dont know much if anything about investments. I had planned to save that 10 thousand dollars to pay for rent and living expenses right after I graduate in two years. I would really like to see if there would be any way to make even a few bucks a month instead of the interest of 9 cents from my bank. If theres a clear answer or options I would love to know.Also, should I start building a credit score? Im not too sure how that works.If you want to know my priorities, they are: 1. Graduate College debt free 2. Get internshipjob 3. Have my own apartment after graduation If you have any questions, feel free to ask, and thanks in advance!EDIT: Im a big saver and tend to save most of my money that I make, hence why I have so much saved up.  <response>: You dont know your immediate future. Some portion of that - at least 5k - needs to be your emergency fund. If I were you, Id put it all in my emergency fund bucket until you have stability.A high yield savings account would give you a guaranteed 1.5 per year. If you know you wont need the money for a year or more, shop for CDs over 1 year in length on nerdwallet.com . Thatll get you at least 2.5 guaranteed per year.In your shoes, I would be wary about putting it anywhere riskier. 