<prompt> Human: Im 28 and was trying to keep up with my credit, I havent checked it in a while, though. I used one of the free services and it asks 5 questions to confirm who you are. Seemed alright, until the last 2.The first one asked who gave me a car loan in June 2016 havent had a car loan since 2008. Then the next one asked me about a student loan from August 2016. I graduated in 2012.I dont have a lot of dispensable income for a lawyer, what are my options? Thanks, Reddit!  <response>: They purposely throw in fake questions to make sure you really know the info. There will have been an option for I did not have a loan or similar and this is the correct answer. 