<prompt> Human: Im on my third credit card in the last year because chase keeps re-issuing my cards theyve been involved in the target home depot etc thefts. Am I taking a credit ding because of this?  <response>: Am I taking a credit ding because of this?No, you are not. Your credit only takes a hit when there is a hard pull on your record typically when you apply for a brand new credit cardloan. In this case, chase just keeps re-issuing the same card, probably under different number. 