<prompt> Human: Hey,Hope Im not beating a dead horse here, but I just cant get myself to start paying off these dang students loans. Current theyre about 33.5K 4.42 APR.So, I just landed my first job about 6 months ago. Salary: 60k with 4 401k matching. Im maxing out my matching and have about 7.5K in CC debt with 0 interest for about another 9months. Have about 3.5k money in the bank after paying off about 3.4k in debt with my folks and 3k in debt with a student loan that offered no accrued interest if paid off in full so saved about 850 in interest.So, how hard should I attack these loans? Theyre currently in repayment until this December and then they start on a 9 year plan of 350 a month.Oh, also living with parents for the foreseeable future so really dont have many expenses. Starting to slow down on the buying.. but most of that CC debt was long overdue through all my college tribulations getting here so I dont regret it.Anyways,Thank you PF  <response>: Why would you not want these things gone as soon as humanly possible? Do you enjoy the crushing weight of debt that you cant get rid of even in bankruptcy? Do you foresee yourself as being a person who keeps loan debt around like its a pet? 