<prompt> Human: I a an 18 year old male. I have never had a speeding ticket nor have I ever been in a car wreck. The car is a 2012 Nissan Altima coupe. It doesnt qualify as a sports car because it is only a 4 cylinder. I put down a large down payment on it so my payments are 243 a month. The insurance company I am currently with is Farmers Insurance. I feel like I am overpaying. Any advice would be much appreciated  <response>: You are a male between the ages of 18 and 24. Which basically means you will automatically get ripped off when it comes to car insurance, but this is the fact of life. Blame all of the 18-24 year olds that came before you.Shop around with other companies and see what they offer. 