<prompt> Human: If obviously my credit is good enough and I have made all previous payments on time, is there a chance I could get a second car loan for myself?  <response>: Good credit aside, your debt to income ratio is going to be the deciding factor hear. From the banks perspective the monthly payment on your current car loan, the one youre co-signed on, and your new car loan are all 100 your financial responsibilities. Does your pay check justify a scenario where you could swing all 3 of those payments, plus all of the other costs of living without any major problems? This is one of the pitfalls of co-signing that a lot of people fail to account for. Even if the person youre signing for is 10000 reliable and will never miss a payment, that co-signed debt is still yours for debtincome ratio discussions. 