<prompt> Human: Thank you all so much! Really, youve all had very helpful and insightful advice. I know very little about investing and all I really knew of was CDs and savings which just so happen to be my best options from what you guys have said. I didnt expect so much additional advice including personal experience thank you for sharing!. Now Ill continue browsing the rWeddingsunder10kHaving the wedding is very important to us and we want to share the moment with our friends and family and have fun doing so. So although not having it would save us money for other very important things like a house or investments for the future we really love living in the moment, so were going to go all out at least as much as we can afford. Thanks again for being so helpful everyone!  <response>: Money you will be using within 3 years should not be exposed to the volatility of the market. Yes, after 20 years you will have seen growth on average, but that doesnt mean you wont see a 20 drop within three years. 