<prompt> Human: Currently paying 377month for car, and 107 for insurance. 2015 Dodge Dart Sxt. Truth-in-lending discloser says,Total sale price says 27,392.00Started with around 43000 miles on it. Had to put down 2000 upfront for it because my bad credit at the time.Apr says 18Payment schedule says 12 months 352.Had it for a year now. Im only making around 1600 a month, and possibly looking to move out to an apartment and start school again.Ive gotten calls from the dealership I bought it from to come in and maybe refinance and appraisal for it for lower payments, but Ive read online that that always isnt the best option because higher interest. This is my second car from dealershipfirst car repoed by bankand I dont know exactly what theyll try to charge me for or what to expect.Also Im pretty sheltered. Thank you for your time reading this and responding!Oh and also, i searched up my car online to see what prices theyre being sold for, and I found a lot of them valued almost 10k less than what Im paying for. Idk if Im being ripped off or what. Edit: yeah Im aware Im pretty stupid.Sorry Ill try to clarify some things after work  <response>: So, you make 1600 a month and your car payment is almost 14 of that?Yes, you are paying way too much for your car. The general recommendation is more like 10 of your take home. Sell it, get something much, much cheaper. 