<prompt> Human: Hi rpersonalfinance,Some background info: I drive an old, boring, very reliable, and very cheap prius. Everything about it is cheap, I bought it used for about 3000 with 200k miles. My maintenance costs on it are pretty much non-existent. Im financially stable, have my 401k and IRA set up, so right now I am in a very comfortable place financially. Ive been driving old used cars all my life so I wanted to treat myself to a car that I would enjoy driving. I have a six figure income, and I figure I would treat myself to a nice new car at 32k. Id be taking out a loan for this new car, at 3.44 for 60 months. In order to prepare for the higher insurance and car payment Ive been putting away an extra 900 a month into my savings and barely really noticed a difference I got a raise recently which makes this a lot easier Ive been thinking about my decision to buy a new car, and the numbers just dont make sense to me. I should be saving my money, and and investing it in the market so that I make money instead of investing it in a deprecating asset. Everything I read points to not buying the new car. Every conversation Ive had with financially stable people say that I should enjoy my money, but it would be wiser to invest the money in the long term. Im just so conflicted with this decision, even though Ive been wanting a new car for months. My inner upersonalfinance just wont let me go to the dealership and buy a new car. Am I crazy? Does anyone regret buying their new car instead of investing it and making their money grow? Having the extra money in my savings has been really nice.  <response>: Going from a 3k car to a 32k car is definitely a huge mental jump.Feel free to meet yourself in the middle and find a 3-4 year old version of the car you want that will probably cost you somewhere like 15k or so instead. 