<prompt> Human: Ive known for some time that a very large chunk of my income was going to stop next year. Without going into detail, I have something very similar to an annuity paying me monthly about twice my current monthly salary... so for the past couple years I have essentially had at least a triple salary.Ive done my best to get myself into a good financial position with a large savings, paid off debts, and getting big purchases out of the way now, but Ive gotten used to the lifestyle Im living and its going to be hard but necessary to change.My salary is still going to be a very comfortable salary, and Ive begun starting to trim the fat off my lifestyle to slowly ween myself down. I know if I tapped my savings I could continue for a couple years, but I want to avoid that.I dont want to be a person that actually worries about money. Before my income increased, I instinctively knew my boundaries and didnt have to track it well... I know that will get some time to get back to.Are there any tips here on what has helped not only decrease your spending but knowing your limits?Edit: Wording.  <response>: Budget, budget, budget.Do NOT use your memory to make a budget. If youre the type that puts everything on cards, youre golden-just hop online, pull up your statement, and make a spreadsheet of costs. Some like Discover even do it for you.If you pay cash for everything, log all expenses in your phone, there are quite a few programs that allow you to do that.You MUST know what youre spending, and where, before you can evaluate what can be reduced.Then, add in all the fixed expenses car, rent, utilities, insurance, magazine subscriptions, etc.Now that you know what you realistically spend, and on what, and what you earn post-tax, youll have a clear picture of how much has to be cut, and where it can be cut. 