<prompt> Human: While this question may come off as silly or ridiculous to some, its been on my mind and I think its legitimate.We all try to max out or save more for our retirement. This is a primary goal for most of us on this board. But why?Arent we essentially trying to grow our money to be able to use it during the years of our life where we are least capable physically of enjoying it. Why does it make more financial sense to forsake spending money on valuable experiences you can have today so you can become a millionaire later in life while having missed out on potentially some of the most life changing moments in your younger years by contributing a little less to your retirement fund?  <response>: Youre missing out on the fact that theres a happy medium.Its generally recommended that you:1 Save enough for retirement so that you can continue living the same lifestyle you are currently; and2 Have enough liquidity to handle a six-month emergency job loss, wife takes some extra time off after having a kid, etc.You can trade off - for example, go on that trip today, and maybe when youre 65 youll have to choose between visiting the grandkids and going on a cruise. Its always a tradeoff. 