<prompt> Human: Went on my finances page and saw that I took out what I wouldve needed for the cost of attendance, but I have a scholarship, so Im over more or less 2000 a semester. I have an unsub loan which I havent signed the e-MPN for at the moment, prized at 2000 as well. so I can declinereject itId like to have that extra money as an emergency fund since I dont have one at the moment, and pay it off if I get a job during the year. What do you guys think?  <response>: Depending on the interest rate and your current cash flow - Id cancel it. Especially an unsub loan you might have 11on interest and that 2k owed can double if you lose track of it. Happened to me where I kept extra student loan money each semester as emergency funds and Im still paying it off. 