<prompt> Human: I have had? an extremely good credit score. 795 to 810 for years now. It dropped a tad from a hard pull last month for a loan approval for a refi on my motorcycle. Solid 790s still. Well, this month I go ahead and open an Amex card. It has a feature where I can see my FICO score. Shows I have a 725 score or thereabouts. I circle back to my CapitalOne Card. 798. I check CreditKarma... 800. I understand the 1 or 2 or 5 point difference, but honestly, 75 points difference? And this is after letting things settle for a week or so. Anyone have similar experience?  <response>: Youre comparing a FICO score to a Vantage Score. Its a completely different scoring system. 