<prompt> Human: I NEED to move out of my house, but i only make about 18k per year and have Uni to pay for.x200B;MY initial plan to buy a house was to get my parents to back my mortgage, get a renter and have them pay for the mortgage. I was going to get my dad, who is a freelance contractor to help remodel the house and get it ready to live in as id be buying a fairly crappy housex200B;I have been considering it and discussing it with them for about a month now, however; my mother just dropped something on me that has required me to find some other way to move out. Ill explainx200B;There are a few reasons why i want to move out of my current house. 1 WE live way out of town, and i have to drive 30 mins to and from Uni, my job, anything in town. which sucks ass, as it takes an hour or two out of my day. 2 My parents are the type to give you a job or a chore whenever you dont look busy, coming upstairs to use the washroom? chore. Getting a glass of water? chore. getting in the door at 11pm after working 8 hours? chore. So my thought was that if i were to move into town, i would kill two birds with 1 stone; id drop my commute from 30 mins down to under 10 mins, and i wouldnt be at home for my parents to give me chores. WinWinx200B;Now, ive been trying to show them that i need to focus on school, rather than dealing with their petty chores but they keep bringing up the fact that i live at home for free and if you arent going to do chores, youre gonna pay rent. With this, they did also agree to back my mortgage, so i thought i was clear.x200B;But today, my mother dropped that Even if you move out, you are expected to come home and help out with chores. because we are a family so now, even if i move out and im not living in their home, Id be the one paying the entire mortgagethey wouldnt pay a dime, they still have the threat of evicting me from what would be their house as their name would be on the mortgage. so that plan wont work out any more.x200B;I guess what i come here to reddit to ask is: Should I, with 6k in savings, 18k annual income from 2 jobs and 34k in upcoming student debts buy a house independently of my parents?x200B;Renting is almost out of the question, as renting in this city is crazy, the only thing youll find under 800 is a shitty basement ROOM, with 1 shared bathroom and no shower in a super sketchy part of town. When houses in the same sketchy area would come out to a 480m mortgage for the entire 2 story house. And i dont make enough to throw 6k per year at nothing.x200B;Is there a way i can get the bank to trust me? i am very good at managing money, and if i go hungry for a week or two to pay my mortgage, so be it.x200B;Should i even be doing this?x200B;TL;DR : I need to move out because my parents dont fathom a university workload, but i dont make enough to rent a place, and i dont have a backer to get a good mortgage. What do?x200B;Thanks, and sorry for the rant.x200B;EDIT: Im in Ontario, Canada. I just sound foreign as i suck at typing and writing structure.  <response>: Renting is almost out of the question, as renting in this city is crazy, the only thing youll find under 800 is a shitty basement ROOM, with 1 shared bathroom and no shower in a super sketchy part of town. When houses in the same sketchy area would come out to a 480m mortgage for the entire 2 story houseThis is almost certainly not true. Youre are likely not comparing the actual costs of owning a home, which go well beyond just mortgage, with the actual costs of renting, which is going to mostly just the rent payment. 