<prompt> Human: Almost done with my EF about 1500 more to go for my 6 month EF but I still owe about 2600 on my last CC. I want my credit score to keep rising but also want to have that money saved. Which move should I take on first? Finish my EF and pay the min on the CC? Or vise-versa?  <response>: Pay off the card. Youre throwing away money. 