<prompt> Human: I opened up an amazon synchrony card and 2 chase cards, along with a backgroundcredit check for an apartment over that time.Is this a normal drop? All bills get paid in full every month. No delinquent accounts, no bankruptcy, no eviction or anything negative.  <response>: Sure. You have had three recent credit hits in the last 6 months. Those weigh negatively against you. Youve also dropped your average age of credit by opening two brand new cards.Credit scores also fluctuate month to month, and formula to formula. A 780 score is high, but it doesnt mean much without knowing what scoring model youre using. 