<prompt> Human: So a little backstory. I just turned 26 years old. Ive never made over 20,000 in my life and Ive just started going to college studying IT. I currently live with my mother while Im in college and Im paying rent. I live in a relatively nice area where the average decent house is around 300k and rent for apartments are 1,000 per month. I just recently moved to this area a few years ago and absolutely love it. My family is all here too so relocating to a cheaper area isnt something Id want to do. Id really love to buy a house and become independent rather than living with my mom at 26 years old. Id also like to give some of this fortunate fortune hey, to me this is a lot of money to my mom and my dad theyre divorced and my brother and then just put the rest aside presumably around 100-150k and invest it or just save it as an emergency fund. All that being said, Im pretty financially illiterate and am completely unsure if my plan is smart or more likely completely idiotic. I figured Id ask some folks smarter than I on if my plan is reasonable or if I need to rethink my plan.  <response>: 500,000 is A LOT of money. I highly suggest meeting with a financial planner first. 