<prompt> Human: I have a federal loan with Kwikpay auto deduct. The site didnt deduct it. What should I do? Should I pay it now? Or should I wait until I talk to someone? I am also concern about the effect on my credit rating.  <response>: If it was scheduled for a weekend, itll come out on Monday. And it wont be considered late.Call and ask them if you want, we cant see your account details to give you a definitive answer more than that. 