<prompt> Human: Im trying to figure out what to ask for in a divorce settlement from a ten year marriage in a community property state, where my spouse was the only one working during that time. The current savings funds in his name are around this amountIndividual Investment Account 25kIRA Retirement Account 75k401K Retirement Account 145KI find myself woefully ignorant on withdrawal penalties for different types of accounts, and what I can ask to have split that will keep my ex in decent shape while not coming out of the marriage unable to go back to school and become self supporting . We have a house that he will be refinancing into his name only, which has about 50k equity in it. A lawyer said some vague thing about having my ex buy me out but Im hoping to get a better idea about some viable options I can present to him that seem reasonable that dont involve us sitting with a 300 an hour mediator.  <response>: Typically retirement accounts are split 5050 and the court order of divorce makes the split a non-taxable event. In your case it sounds like there will also be a disparity of careers after the split, so you really need to talk to a divorce lawyer about options. 