<prompt> Human: My husband and I are retired and 4 years ago we moved from PA to AZ. At the time, we had a 2013 Nissan Pathfinder Platinum 4x4 that we leased in PA. We didnt do much driving any more so a lease was a good choice for us.In 2014 we made our cross country move and within a year we decided to see if we could get out of our lease and actually buy a car. The manager of the local Nissan dealership was more than happy to help us with that. He took our keys to the Pathfinder and would NOT give them back to us. We were there for over 5 hours and we were ready to actually call the police. The short side of the story is that he wore us down and took advantage of us because we are older. He told us the lease would be written off, but in fact, when we had time to think and look at the paperwork, he included the leftover lease into our car that we purchased. It was such a horrible experience and weve been paying the price, literally, ever since. That manager was fired shortly after but that didnt help us any.When we finally agreed on a trade we bought a Nissan Altima, which I didnt like because I had a terrible time getting in and out of it with my hip that has arthritis in it. We kept that car for a year and traded it for a 2017 Rogue. We like the car but now were so upside down on it it isnt funny. Weve never been in this situation in our lives. The car is only worth 18,000 but we owe 30,000! We have a 0 interest for 72 months it will be paid off in 2023!. Our payment is 568mo. I cant believe how stupid we were to be pressured into this mess. Im sure the options arent good and I know that they arent in our favor.My question is: Would you pay off the additional 12,000 to get rid of the negative equity or use that 12,000 to pay off our truck payments are 200mo.?It just goes to show that youre never too old to be suckered in and learn a lesson.Thanks.x200B;x200B;x200B;  <response>: Youre going to have to pay off the Rogue with its negative equity one way or another. Pay it now while you still have 0 interest. You cant withdraw negative equity to pay for another vehicle. 