<prompt> Human: I made a thread about this a month ago so I thought Id begin a new one. Long story short; I live in California, which requires the dealership to notify me within 10 days of signing the contract if they can not acquire financing. I called the dealership on Tuesday to find out who I make my first payment to because that is when it was due. They demanded me to bring the car back to them that day because the financing fell through. I knew my rights under the 10 day stipulation from you guys in the previous thread. I told them that they are far beyond the 10 days they have to cancel the contract and I will not be returning the vehicle. So another gentleman got on the phone, apologized, and asked me to give him another day to see if he can try one last lender that he personally knows and see if he can get them to buy the contract. The following morning I got a call from a bank and was asked to participate in an interview in regards to financing the car. I did the interview. A few hours later I get a call from the dealership saying that they indeed were able to get me financed. BUT, the lender wants me to put another 500 down and they will finance. I asked if it was the bank that I did the interview with and they said no, it is a different one. Now they say I have to come in with the 500 and sign a new contract. I am suspicious that they may just be getting me to sign the new contract in order to allow them to legally cancel it because they will again have another 10 days to do so. And I believe the 500 is insurance for them to be sure I return the car promptly in order to get that money back. What do I do from here? Is there any sort of way to have them waive their 10 day option in writing so that I know I am not setting myself up? Does that even exist? I am not looking to make enemies, but I will not be walked on. Id like to keep the car. What do I do from here? I already have a check made out to the dealership for the first payment. Thank you for your help everyone.  <response>: Ive been through this particular wringer before-- as you know, they can rescind the contract within 10 days if they cant find a bank to fund your loan. Outside of that period, if they cant assign the loan to another bank then they must carry it themselves. The vast majority of dealerships do not want to do this. If you want to keep your current terms, which theyre legally stuck with, dont sign ANYTHING. Because youre correct-- it will reset the 10 day clock. At this time, you might also want to consider the wisdom of entering into a long-term financial contract with a lender who will be adversarial from the word go. They do not want to carry this loan on their books, so if youre a SECOND late with your payment, I am quite certain theyll jump straight to repossession. Might be better to use your leverage to unwind the deal completely and go somewhere else. 