<prompt> Human: My Dad makes 120,000 annually before taxes. We live in a 3 bedroom ranch, there are six of us. My Mom claims we have no debt and no car payments. We do buy nice things, but to me, six figures seems to be enough to get by. Now that Im about to go off to college, my Dad says we can barely pay the bills. Is the divide in America really that big, or are we just doing something wrong?  <response>: We do buy nice things, but to me, six figures seems to be enough to get by. Now that Im about to go off to college, my Dad says we can barely pay the bills.Sounds like a good topic for a conversation between you and your folks. 