<prompt> Human: I played it safe in college and used a debit card in lieu of a credit card. I was fortunate enough to have parents that paid for my college tuition. I drive a 12 year old Buick that I paid cash for so I have no car payment.Because of this, I have absolutely no credit history. I dont want to complain, because Im extremely lucky to be in the financial position I am, but the simple process of moving to an apartment has been like pulling teeth.Case in point - this morning I tried to set up the electricity and internet to my apartment. Because I dont have any credit history, the electric company wants a 400 deposit which it wont give back until over a year after my service ends and the cable company wants a 200 deposit.To some extent I feel like I should just suck it up because Im fortunate enough have more than enough money saved up that I wont miss 600 for a while, but on the other hand its incredibly frustrating and almost insulting that because Ive gone out of my way to be conservative with my money Im viewed as a risk.Sorry for the 1st world problems rant, but if there are any parents out there on Reddit that plan on supporting their children while theyre in college, Id highly recommend that you at least set up a credit card in their name so that they start building a little credit history.  <response>: Thats the thing: You see it as a burden, and personally, while it sucks, looking back at my college graduation, Id rather have been in your position than mine. 