<prompt> Human: A few questions here about redeeming rewards points for statement credits.I have a general idea how these work. They are basically refunds for previous purchases. I am a little fuzzy on details in terms of how they affect total balance owed and if and when they are considered full payments.Question 1. I have 25 worth of rewards points. My statement is 100 and due in one week. If I cash in on the 25 of points and make a payment of 75, is my statement paid in full and avoids accruing interest? Or, do I need to pay the 100 and redeeming the 25 in points just reduces my amount due in my next statement?Question 2. My statement balance is 25. I have 25 of rewards points. I redeem these points. Is my statement paid in full avoiding interest accrual? I often see some language in the agreement about how redeeming statement credits will still require me to pay the minimum balance, but what if I pay the full balance? Is any payment still required?My primary goal is to always pay balance in full and avoid any interest accrual.  <response>: Call the number on the back of your card and ask. every bank will do this differently. 