<prompt> Human: On 12302017 I put a down payment on a pre-owned Honda Civic from the Honda dealership in Phoenix, AZ. I signed all the contracts, they ran my credit, and found me a monthly payment I was comfortable with and sent me on my way to the financing department. Upon reviewing the final monthly payment price I noticed it went up 80 from the original deal I made with the salesman. I asked why this was and the finance officer explained it was due to my credit and that I would need this specific insurance in order to make the deal. I complied, and signed all of the documentation. They let me drive away with the vehicle that night. Ever since I have been getting so many emails and phone calls about submitting pay stubs and employment verification letters in order to have my loan go through. Today I had had enough and called the Honda finance director, who told me that the loan was approved and they needed my pay stubs in order to finalize the process. I asked him who my lender and bank were, he answered Honda for both parties. Then I asked him to send me proof of the loan approval, something written down that yes in fact the loan has gone through the necessary approval process and everything is in order for the car to be registered in my name. The finance director told me he could not get that to me as it had confidential information that could not be released to me. I believe he is lying to me. So I asked him what would happen if I could not get my pay stubs to him, and he said the process couldnt go through and I wouldnt get approved. I need some help figuring out what to do. I honestly want to drive back down, throw them the keys, and walk back out. Never have I felt so cheated before and my anxiety about the situation is overwhelming. Any advice is helpful.  <response>: Nothing is scammy here and the insurance has nothing to do with the approval. Because if your credit or driving history the bank requested the car to have better insurance. This happens daily. You were preapproved and they let you drive off the lot before getting paid by the bank. You are not approved until you submits the proper documentations. The dealer could technically report the car stolen since you havent actually bought the car yet and are ignoring their calls. But you could technically also just return the car. Getting your deposit back would be up to your states laws. But know this is the same no matter where you go they just usually request the information beforehand. You dont have to drive back anywhere simply take a photo of it and email it to the finance manager. 