<prompt> Human: Is there anything stopping me doing this? Im assuming its not as simple as this though.  <response>: You can. The main thing stopping this is that most people have a very limited spread between what interest rate they can get on unsecuredor secureddebt and what they might be able to earn in a foreign market when you adjust for transaction costs and foreign exchange risk.In many cases, you would lose money on average. Look at what the dollar has been doing recently. Imagine you were earning slightly more on a Euro deposit and now want to buy dollars again to use the funds. You would have lost a good bit.Foreign exchange risk takes away the whole Safe FDICor foreign governmentbanking entity feel. You could very easily lose a ton, which would need to be balanced by a lot of corresponding small wins on the returns or more likely wins based upon a change in foreign exchange rates in your favor. 