<prompt> Human: Ive dug myself a hole the past year and a half and not sure the best way out. To recap: Im mid 30s. I was doing okay and had no debt. In fact I had just remodeled a house and had a decent amount of equity. Enough to get a HELOC for 50k. My daughter was moved across the country in 2014 and was being alienated out of my life. I felt that I needed to follow and try to stay relevant. In late 2016 I was also diagnosed with an incurable disease that while not life threatening is mildly debilitating and ruined some hobbies for me. I kept the house vacant but moved to try things out. Long story short it didnt go that well. Combined with the diagnosis I was mildly depressed about everything. Didnt work much and was living off of the HELOC. I ended up moving back into the house, but with a soaring amount of debt piling up. The numbers:Savings - 500Checking - 800401k - 40,000HELOC - 40,000 in debtCredit Card - 4,000 in debtDad - 10,000 in debt no interest, not immediate problemI have a job now, but not making much. No college degree. I dont have a mortgage, but obviously need to pay off the HELOC. No car payment. I do pay child support which is 550 a month. The house is worth 90k. Ive considered using the retirement to pay down the debt, but not sure whats best at this point. Im clearly not on track for a great retirement anyway. Whats the best way forward?  <response>: What is this advice about selling the house? Hes got a 40k house note in his mid-30s, thats no big deal. The man still needs a roof over his head and apartments arent free... 