<prompt> Human: My emergency fund has been depleted and my cards almost maxed. Idk what to do. Im considering applying for another card because I still need more money to cover expenses.Assistant: What is your income and expenses?You need more details for people to actually help you.Human: In short im out of available funds. My monthly is around 2.5k. My expenses monthly are around 1k. Leaving 1.5k if i save 100 of savable funds. I have another 10k unavoidable charge coming.  <response>: If youve got 1.5k extra every month, where is it going? 