<prompt> Human: So my credit score had dropped around 50 points in the last couple months, and im not sure why. I havent applied for any new credit, and my revolving and installment debt has been getting paid down normally. Havent missed any payments on anything. So whats up? 50 points feels significant to me  <response>: Stop worrying about your credit score. If you are paying your bills off in full, every month, no exceptions by the statement due date you are doing things right, and your score will gradually improve. 