<prompt> Human: On December 29th Wells Fargo used the account information at the bottom of my check to ACH transfer 758 out of my account for my mortgage that I sent to my mortgager not wells fargo they used the same info at the bottom of my check to withdraw 2030 out of my account. I did not consent for this to come out. After talking to my Mortgager, Wells Fargo, and my credit union, they all told me to patiently wait for 2 grand to come back. I have bills to pay. I had 1000 in the account for a buffer but its all gone plus 1000 in the negative. I have my direct deposit hitting on Friday I cant change it at this point and all it will do is bring my account back to 0People have told me not to use Checks but that is beside the point. I used a Check because I was only paying my mortgager once they sold my loan.When I called Wells Fargo they told me they cant help me at all since I dont bank there.I have filed a claim with CFPB explain my situation.Is there ANYTHING I can do? I cant believe that banks can steal your money and it is just no big deal. They just ask you to patiently wait to get it back. Link for first thread:EDIT: I just got a call from my Mortgager telling me that they have a check for me for the amount missing from my account. I have to sign a contract saying I will pay them back whenif WellsFargo finally Transfers the money back to my account. Thank you for all your replies.Here is the image the banks ran. Apparently this is all they need to take money from your account: just slap another check right under it.  <response>: I dont understand why the Credit Union did not just reject the ACH. There is a window to do this. I think it is 5 banking days but its been several years since I worked in outsourced payroll. An ACH is just like a check and not guaranteed funds. A wire, on the other hand, would be. 