<prompt> Human: Im usually never late on my credit card payments, but Ive been really sick for the past few weeks and havent been bringing in any income at all. My bill was due today, but I couldnt afford to pay it. I could try to get the money together by tomorrow, but doing so would put me in a very stressful position. Stretching it until Thursday or Friday would be much easier for me. I just wanted to check and make sure that penalty wont be worse if Im two or three days late instead of one day late? I know each card is going to be slightly different, but in general?This whole scenario must sound awful, but I swear, I never do this. Ive just been out sick for much longer than I had anticipated and my finances have taken a huge hit.  <response>: its one late fee per payment cycle. but the interest rolls daily. 