<prompt> Human: My husband was laid off from a very good paying job last year and has only very recently gotten back to work. We live in a coal mining community in WY and huge shifts in the coal market has almost destroyed our town. Right now our mortgage is in forebearance and we pay around 35 per month. The forebearance will end in June, whereupon the lender wants 9k. I dont work due to a disability and bc of the market my husband has just gone back to work after almost a year living off savings and unemployment. There is no way we can pay our regular monthly bills AND save enough to save the house. Even if we make deep cuts in our budget already done after layoff so were already living lean, chances are good we wouldnt save nearly enough. When the coal market shifted and huge layoffs plagued our town the housing market went belly up as well. Homes on our street, built in the same year, dropped from 200k asking prices to 70k-90k. The area is also flooded with these cheap and available homes. I doubt we could unload this house, even at a steep loss. We have no idea what we are going to do when the time comes, but we were wondering what we could do right now to lessen the blow? Should we attempt saving the money?  <response>: Personally, Id live as long as possible in the house for free or 35 and save as much as you can toward the day when you will need to rent. I would advise to pay all your other bills on time if possible. That way you can hopefully get approved by a future landlord I know I have taken people who have good credit income besides losing their home. Your credit score will take a major hit so plan for that - buy an inexpensive car now if you absolutely need to buy on credit.When the day approaches to move out I would consider selling the appliances on craigslist as they are yours until the bank takes final possession at least in my state. I would also not do anything to damage the house. Good luck 