<prompt> Human: I am not asking for advice necessarily, but I was wondering how everyone on this sub would handle this. Last week, we had 2 bicycles stolen from our shed worth about 800. We filed a police report, but dont expect to ever see these bikes again.We dont use these bikes for anything other than recreationexercise, but use them quite often. Would you replace an item that was stolen from your emergency fund TV, computer, cell phone, bike, etc.? If yesno, why or why not?Edit: Some questions on why not to use insurance, the depreciated value of the bikes is less than our deductible. Also, the question is intended to be more how you view a situation such as theft and whether or not you would use an emergency fund for it. Thanks for all the replies!  <response>: This isnt an emergency, its a hobby. You can live without it until you can buy new bikes. 