<prompt> Human: I went to the bank to make some a deposit and casually asked if there were any cool promotions happening... I ended up applying to refinance my car. I got the call saying I was approved late yesterday but I dont sign any papers until this coming Saturday thats when Im not workingI went through my local credit union which I have been a member of for around 3 years.I had a previous rate of 6.25 from the dealer I bought it fromMy new rate is 2.44 Saving 2600 over the course of the loan and almost 50 per month. 340 was my previous payment, now Im paying 290 and some changeI also dont have to make a payment for 3 months which frees up around 1,000 by the end of the 3rd month.1k 2.4k in total savings? Correct? or did I do this wrong?I did not extend the length of the loan at all.. pay off date is still the same.Should I go ahead and refinance? Suggestions are welcome!  <response>: If you didnt extend the term of the loan then for sure do it. 