<prompt> Human: So, my family seems to have a habit of going crazy as they age over the last 4 generations.The pattern seems to be that in their teens they excel at school, often coming top of class etc.They do well at uni and a first job.By the time they hit their 30s, job progression stops.In their 4050s, theyre noticeably batty - doing the same task 4 times, forgetting theyve already done it.By their 60s, they become unaware enough that they forget their way home, forget which car is theirs, accidentally offer the cashier 1000 for a banana, get swept in by every door to door salesman etc.Being in my 30s now and feeling my mental faculties declining, how can I prepare my finances to best serve future me?  <response>: Sounds like you should do some extra investing outside of retirement investing, since you might need access to the money sooner. Something like a taxable brokerage account with Vanguard or etc. invested in index funds. 