<prompt> Human: I just made a credit check through a dealership and a bank, I have money to pay it off but I heard its good to keep a different type of credit in the mix. I also heard that you can pay almost all of it until your left with less than 9 and then slowly pay it off.I just got the loan a few days ago, Should I just pay it off immidiately or try to find a way for the car loan to benefit my credit?  <response>: I think that paying interest to build credit is not worth it. If you have your emergency fund and no higher interest debt elsewhere, get it paid off. 