<prompt> Human: I currently make 72k overtime a year in SF. This currently comes out to about 4kmo after taxes. This is my first job post-college and I work for a Fortune 200 company.I am originally from Hawaii, where my mom and step-dad live. My step-dad makes 150k. Hes set to retire in 2 years, has a considerable pension coming in, and has made good contributions to his 401k and Roth IRA. Im not sure of the numbers but I know that they are within budget to continue living in their apartment which has a rent of 2k for the foreseeable future off his retirement funds.Full disclaimer: my step-dads credit is poor because he had to declare bankruptcy after his divorce a few years ago.However, Im thinking that this would be a good opportunity for me to invest because I cant think of any reason why the housing market in Honolulu would suddenly collapse. I also feel very stronglyexcited about it because this means my parents can finally have a house and our family will be able to visit more because we have the space. Our larger extended family lives mostly in CA and my parents have been flying to meet us here. My moms health isnt great and the travel takes a lot out of them.Im thinking that I could start investing in thisbuying the house with my step-dad in about 2-3 years? Also, is it worth it for them to even buy a house this late in the game?According to a Zillow calculator, it says that our combined income can do a 30-year fixed mortgage for a home 900k.I made an account specifically to post this, so I would really appreciate any help I can! Ive benefitted a lot from lurking on rpersonalfinance over the past two years and Im thankful for any help I can get.  <response>: nope dont do it. fastest way to kill your relationship with family is to get money or your credit involved. 