<prompt> Human: Today is my cakeday, and I decided to do something different this year.I am 21, and I have about 2500 dollars of credit card debt, and spend way too much money. I work full time, and blow through all of my money I get each pay check before I get my next one.By my next cakeday, I will be much more financially responsible, and in a much better position financially. I will be fully paid off of my credit card debt, and I will be well along in saving money and limiting spending. I will be putting at least 13rd of every paycheck into savings, and it will stay there. I have bought YNAB, and will be sitting down tomorrow morning to make my budget.There, it is out there in writing, and if I break it, not only will I have failed myself, but I will also have broken my promise.  <response>: Ill be here, pissed at you, if you dont fulfill this promise. 