<prompt> Human: A couple of years ago I inherited 200,000. For whatever reason it was left in a Schwab money market account that has had a 0.01 yield. I will be in professional school for the next 4 or 5 years and so I want to save all of this money to buy a practice when I graduate. I want to move it to something relatively low-risk with better returns. I was thinking about splitting it between one or two bond funds and a mutual fund but I have virtually no experience with these. Can anyone recommend some funds to look at?  <response>: Check out the commonly-addressed topics on the right of the screen. 