<prompt> Human: Hello everyone, first let me say this is an awesome place and it seems like a lot of people get some very sound advice here. While I was in the military I was supporting my mother, brother and sister on my E-3 paycheck, I decided to take out military Loans instead of traditional bank loan through navy fed etc... interest rates were terrible, when I was medically discharged I was no longer able to pay those loans. About 6 months ago I got a secured CC with a 2,000 limit from Wells Fargo, which really helped my score. Just working on those loans, which are a lot and that will be about it. Any advise on how I should tackle these, or getting the debt collector to take less would be much appreciate. Thanks everyone!Loans total, 8,234other debt, 89 MRI that is getting removed  <response>: Are these people adults? They need to get to work. You simply dont have the income to support 4 adults and save properly for your own retirement. 