<prompt> Human: 16 Jeep Patriot,owe 19000. Payments 466month 9 interest. I have 5000 I could put on it. I had poor credit 18 months ago when I got it. Score better now at 650. What are my options?  <response>: Save up another 1000, pay it down, and sell it for what its worth.Downgrade to a more inexpensive vehicle if you cannot finance for less than 9. That is crazy. 