<prompt> Human: I have no idea how the legal complexities of this would work, but my wifes family owns a ton of land back home that is pretty valuable. It contains many rubber and fruit tree orchards that produce quite a significant income. Her dad would gift us the land eventually as her inheritance, but my wife said that where shes from, it is possible to get land loan types of deals and that the interest rates there would be comparable to the mortgage rates here. Is this a terrible idea to help buy a home here USA? What kind of legal complexities would there be? Any extra taxes or fees that would make this not worth it? Im just afraid that where we are, the home prices are going to skyrocket to unaffordable levels if a big name employer moves in and wrecks the housing market. But itll take too long to save enough for a down payment on a home here. We are saving as much as we can, but it is tough in the high COL area.  <response>: If its not her land, she can not use it for collateral. 