<prompt> Human: Reddit, please help me. My car was parked legally in a back parking lot at a private property. There was a party the night before which i did not attend. It was obvious that it was an SUV or a tall car. It back up into the passenger side fender and made a huge dent. The door was also scratched up and dented. There were 2x hits from what it looked like. The first one was the fender, then the driver freaked out and backed up again which damaged the door. The red tail light plastic housing was left on the ground. A police report was made and pictures were taken. I was not in he car when this happened. I have state farm insurance. What do I do now? Do I file an insurance claim? And if I do will my rates increase even though I was not in the car? Reddit, I cant believe someone would do this. It makes me loose faith in humanity.  <response>: My rear bumper was swiped in a parking lot while I was eating in a restaurant and they didnt leave a note. The damage wasnt bad enough for me to risk a rate hike with an insurance claim. Fast forward 6 months and I get rear-ended at a light. The guy tried to claim someone hit him first and pushed him into me, but his insurance company investigated and it didnt pan out. Sweet...now both sets of damage would be fixed at the same time.Fast forward two more months...someone swipes the rear bumper in the same gdamn place as before while in a parking lot and doesnt leave a note. 