<prompt> Human: I just got out of spending just about 7 hours in a dealership leasing my first car. I went in with the intent of being very careful, hearing horror stories about car dealersfirst time car owners and not wanting to fall victim, but after talking to people for so long and staring at papers and computer screens I was admittedly in a hurry to get out. Toward the end during the actual payment part there was the most amount of paperwork and I was the most fried at this point.My understanding of the picture linked at the beginning of my post:The agreed upon base price of the vehicle is 15108.After taxes and fees, price is up to 16245.I put 1000 down and 2500 on the warranty, bringing me up to 17745.61.The next part is the part I dont understand.Im leasing for 72 months making payments of 362.83 per month, with an APR of 13.49. The total amount of money in interest Ill pay by the end of my lease is 8378.15, bringing the total to 26123.76, but isnt 8378.15 47 of 17745.61?17745.61 47.21255 8378.1517745.61 8378.15 26123.7617745.61 13.49 2393.8817745.61 2393.88 20139.49Am I missing something huge? Was I or was I not scammed? I really cant think right now, im so unbelievably tired, I really would appreciate the advice. I dont need any replies telling me how dumb I am in regards to me miscalculating if I wasnt scammed or me falling for dealer tricks if I was scammed, I really just need help for what my next course of action is if needed at all. tysmedit: I really do want to thank everyone, sincerely, that replied with advice. I somehow managed to get myself into a 72 month loan instead of a 48 month lease because I couldnt slow down and read after having been there for so long already. Im going back tomorrow and trying my hardest to get out of the mess I got myself into. Feel free to leave any more advice or ask any questions regarding my fuck up, Ill do my best to respond to everyone I can.  <response>: Its APR annual percentage rate. You get charged 13 per year, not 13 for the life of the loan. Edit: Every loan is like that so theres nothing for you to do m other than look in to refinancing it ASAP with a lower rate. 