<prompt> Human: 1. I have a lawyer 2. Not at fault 3. Havent been working for the last month almostIm 20 and I got rear ended by a truck. He was going about 40ish and hit the rear of my car and pushed the bumper and trunk lid in. The inner frame of the bumper is almost touching the spare tire and the rear passenger door wont close flush anymore.Its been almost a month and I havent been to work. Im self employed and I need my car for work and I havent gotten a rental or anything from the at fault insurance party. Yet I need to find a place that will rent me a car under 25 and 21 of age including the price increase they give to younger people. My neck has been killing me and my lower back luckily therapy has been helping. Will their party be liable for all my lost wages? I work 7 days a week and have proof but since Im 1099employee what will I have to prove? I use an app which keeps all my earnings and saved pdfs of my income. My current car cant be used for work since the bumper is being held by the clips near the rear tire that holds onto the carpet under the car which is not so safe considering any drag and the bumper falls off and I dont want to risk someones life. Including a pushed in bumper I wouldnt feel safe having the idea that if someone rear ends me again my already pushed in bumper and frame wont be as strong.I need a rental car!! Its taking them forever to accept liability and the longer they wait the more money I lose and its putting me on the edge and I cant pay bills no more. My car finance company is harrasing me and my cosigner everyday with multiple calls and I give them the same answer that the insurance still needs to take a look at my car. They dont care about me or the car they want the monthly payment which I cant make sadly. Food will be next very soon I need to work!! Will they all be liable for this? Im only 20 I want to focus on school not digging local dumpsters for food. Assistant: If you had an emergency fund set up this wouldnt have happened.Human: How many people do have a emergency fund ??Assistant: Most of this subreddit. Before doing a payday loan, try a conventional bank. You maybe surprised and get approved for a much better rate. Human: Which bank ??  <response>: The one you bank with is usually a good place to start 