<prompt> Human: Reading the topic about what the best credit cards are motivated me to apply for a Sallie Mae Barclaycard. This was a big step for me because I used to hate credit cards and now am finding myself with two of them!That being said, I dont think my first card is super beneficial and am thinking Id like to close it at some point. I applied for a Visa through my credit union BECU---well, more accurately I had a Visa from them and I wanted a bigger limit, so I reapplied---in this past summer. Its nice being able to do everything through one website, but the card only gives me 1 back and has an annual fee of 25. Hearing about all the better cards out there made me question whats the point of even having this card. Thus, I know at some point Im going to say goodbye to it, I just wasnt sure if it would look bad only having the card for a couple of months. Thoughts?  <response>: Closing a credit card can hurt you because youre reducing your overall limit, so youd increase your utilization easier. Furthermore, your credit history will shorten after 10 years of positive history.Nonetheless, your credit union card is barely a newborn, so most of this has no real impact on you. Its better to close it now rather than later. I dont see why it would cause any long lasting problems. BTW, good idea on closing it as youll need to make at least 2,500 in purchases before you even start to see rewards. 