<prompt> Human: so, Ive currently got a 22,000 auto loan 0.9 interest 60 monthsin-between paying off the car loan, my partner and I are also trying to save up for a house hes also got a car loan, but at a much higher interest rate than me... my initial thought was to pay off my car loan early just to get the 390month payment off my back and have a lower debt-to-income ratio while mortgage shopping.but then Im doing the math, and given that the interest rate is so low, would it make sense to just do the scheduled payments for 60 months and put the extra money towards my house down payment fund rather than putting it towards paying off the car early via investing in a couple 3-year CDs or something? or should I keep it liquid just in case we happen to stumble upon our dream house at a great price before the 3-year CD timer is reached?  <response>: At .9, just pay the minimum. Keep saving up for the housepaying down partners car.And id put the money for house savings in a high yield savings account, like Ally or CapitalOne 360. CDs used to give a pretty good rate in return for you locking your money away, but now the benefits are pretty minimal IMO. 