<prompt> Human: Currently my girlfriend and I rent one bedroom in a house with three typically four due to friends, etc other people for 300each per month.My girlfriend and I will be moving out in May and were looking at an apartment right now that is 1,025mo not including utilities, which are about another 200-250month depending on usage. I make 48kyear pre tax, and my girlfriend makes about 1,600mo after tax.A lot of the apartments in this area that are in the more affordable range 900mo before utilities have gotten extremely poor reviews from people complaining about bed bugs, water damage, poor security, drugs, etc.This is my first apartment... its really important to me to be in a safe area.Maybe Im just looking for validation. :-Thoughts?Assistant: Dont rent an apartment with a non-spouse unless you can afford the entire rent on your own income.Human: We are in a committed relationship. This is a non-issue.Assistant: I have rented apartments with two girlfriends. I thought that each would be my last. In the first case it ended up being a disaster and I ended up having to cover all of the rent for a few months at the end of the lease. The second is still happily ongoing. Even if you dont expect it to be an issue you never know.On another note, what if you or here lost your job? Would one of you be able to cover it for a few months while the other searches for a job?Human: Hey, thats fine. But Im sticking to my guns and Im not going to justify to rpf whether or not I should room with girlfriend. Weve discussed it extensively and it has been settled.Thanks for the input.  <response>: Im not saying dont room with her. I am saying that when considering the financials look at whether you could and would be okay with paying for the entire rentutilities if something happened. I was using my experiences as a way to highlight how things dont always turn out as you expect. I think living with your SO can be a rewarding experience, but it is important to consider the possibilities no matter how unlikely they seem when finding a place to live. 