<prompt> Human: 0-10,000 rather than 15 to 20, etc rising either in increments of 5K or 10K - or better yet, in addition to. The information is great to know, its just implementing that knowledge related to your age group, when youre income is insufficient, that is the real kick in the groin.  <response>: Age is more important for general finance advice. Your actual dollar income is very personal and means nothing to someone in the next neighborhood let alone next city or state or country. I can live pretty well in my city on 40kyr. Thats below poverty for people in more expensive areas. But using age and percentages you can give advice that applies to a vast majority of Redditors. 