<prompt> Human: SO and I just got a 4000 dollar gift from her father. She has student loans out and we are trying to buy a house. What would the best thing to do with it? Pay off some loan debt? Invest? If so in what and how? Larger down payment on our house? Any help would be a big help.  <response>: What you should do with it completely depends on your current situation. How much money you have, how much money you owe, interest rates, expenses, income etc.Without that info no one knows what to do with it. 