<prompt> Human: I have 1,000 dollars on a credit card that Im working on paying off and am also trying to start a safety savings account, should I focus on just the credit card first and pay as much as possible at a time or do both at the same time and split it 5050 between the two? The credit card has 0 interest for another year.  <response>: Id probably pay enough on the credit card to make sure its paid in in 11 months, which should come out to around 90 a month. That way you can make sure the balance is taken care of before the interest kicks in. Everything else Id put towards the e-fund. 