<prompt> Human: 24, drowning in debt and bills, not many options due to life and work, how does bankruptcy work?I make about 2400 a month, I have 20k in debt from credit cards, a couple medical bills, and a consolidated loan, and my bills add up to around 1700 a month. I have a baby on the way, and take care of my fiances six year old when he is here.  <response>: Bankruptcy doesnt help if you dont change the behaviors that lead to where you are.I think you should edit the post, and add some specifics. Let us know how much you make. Let us know how much your debt is and where it is from.Let us know your monthly expenses. Be specific. If you have never made a budget, now is a great time to start. 