<prompt> Human: It sounds like common sense to me but I realized my common sense about credit really is subpar or wrong sometimes.Credit card breakdown adjusted to hide super personal info:Amount APR------8,000 145,000 175,000 111,000 26I debated debt consolidation just to make life simple and try to get a lower overall interest charge but Ive heard few good things about it and making minimum payments on the cards isnt that difficult. I can make triple the minimum payment every month and currently am looking to stop paying loads of interest. Id like to have a clean credit card where I can enter grace periods again and not pay interest on new charges immediately.  <response>: The two most popular methods to paying off debt are to either eliminate the smallest balance or the highest interest rate first. In your case it looks like that is the same thing, so your choice should be obvious. 