<prompt> Human: Hey all,I need some help determining the best way to tackle my finances and navigate my career path.I work as a full-stack software developer at a small start up and have been here for almost 2 years. I have long suspected I am underpaid: 62k in the Midwest. I think a more reasonable range for my profession is 80-90k, with an upper limit of 120k, based on my market research in the area. I should be receiving a raise in my upcoming review, but thats never guaranteed. Things have been pretty good up until a few weeks ago when our company laid off several people with no advance notice. Those who were laid off received a small severance. This really hit home for me, because I realized that I was not at all prepared for a situation like this.For reference, Im married with one child, my wife stays at home, and we own our home mortgage of 1200mo. Our credit card debt is around 4k and we are working to pay that off aggressively. We have some outstanding medical debt from having the baby, that is around 3.5k, but we are not currently paying on it. We have one car lease for 385month, which was a huge mistake and we will be buying the next one outright. I have 10k vested in my 401k with an approx 4k loan against it.I also have about 100k in govt student loans that I will be required to start making payments on this year. Additionally, I have a Navient loan of about 16.5k that I pay 300mo toward. My wife has a smaller govt student loan 10k, which we pay 100mo toward.It seems to me that finding a new position with more stability and higher pay would benefit my family greatly. I also think this would provide more upward mobility in my career, as my current organization is extremely flat and has basically no promotion track.Questions: Am I underpaid? If so, what income range is more fair for my work and what minimum should I be looking for in order to tackle my debts most effectivelycomfortably? Given the situation at my company, should I start looking for a new position immediately? Or wait and see what the changes bring? Thanks in advance.  <response>: In this line of work, changing jobs is the best way to get a raise. Going by the rule of thumb, at about 2 years in, you are due to start looking elsewhere.How much should you get paid? I dont know... how much CAN you get paid? In other words, you are worth what someone will pay to hire you. Get some offers and you will know the playing field.For a gross idea, you can always check glassdoor. 