<prompt> Human: Background:I recently graduated college with a degree in Finance. Started a business using a credit card not my best decision and looked for a day job at the same time. 7 months later, Ive added about 6,000 in personal expenses to the credit card and the rest have been business expenses. It took me 7 months of networking, countless applications, and very few interviews to land a temp position for a data entry position that is paying me 17hour. Income17hour 40hours 544.87 after taxes So I make 2,179.48 a month. Sweet. Well maybe not so much. I make no salary from my business yet. It costs a lot to market and promote the business and stupidly, I signed a 12 month contract with Yelp. Braking that would mean no new customers brought in through paid advertising and a 800 fee.Expenses Rent 700 Child Support 600 Cell Phone 132 Student Loans 126 Car Insurance 105 Gasoline 250 Utilities 50 Gym 19.99Total: 1982.99Now my expenses do not include my credit card debt which is 17,200. Some gets paid through he business I run its struggling and some is paid out of pocket. This also does not factor in food. So we can see I have around 200 a month to eat with. Pretty rough. But thankfully I have the option of staying at my restaurant job and working Saturdays and Sundays. That would give me roughly another 400 a month to live off. But I also have to factor in that my weekends are meant to be spent with my child. So I really cant keep working there much longer or my son wont have a father. This is where it gets shitty. I was rear ended this week and my car is now totaled. Insurance is estimating a 3,000 payout. Im scared to buy a used car for 3,000 for obvious reasons cars selling for 3,000 will have millions of miles and almost no one does maintenance in their cars. Ill most likely have to fix something major within the first year.My OptionsOption 1: Buy a used car and keep struggling to get by and prey to Gd it doesnt break down. I also have until Monday to find and buy a replacement car. Option 2: Move in with my mom this would cause huge problems emotionally for me. I suffered a lot of mental and physical abuse growing up with her. My father is out of the picture for living with drug addict. Option 3: help?!So this is me. What do I fucking do?Edit: I highballed my gas estimate to be on the safe side. I dont know the actual cost of my gas just yet. I think its much more close to 150. I drive 65 miles a day 5 days a week. Then on the weekends I probably drive no more than 15, maybe 20 depending on whats going on. So that would put me around 1400 miles a month tops. When I was driving my civic, it was 30 MPG. Thats roughly 46 gallons of gas. At 2.80ish a gallon for gas depending on where you fill up, my gas would be 130 for the month. So not as bad. Assistant: How can you be this tight with money and afford a 132 phone plan to listen to music at work? And the gym that you probably have no time going to anyway? My friends 3,000 car was fine for many years, but I dont know much about cars.Human: Ok, Il explain this better. I made a lot of mistakes these past two years. I bought a new phone and had it financed as part of my cell phone bill. Very stupid. If I back out, I still owe the outstanding balance. So I think Im stuck paying for that either way. Edit: Cool downvote me, but its not helping the discussion. At least tell me Im the fucking idiot I am and say something.  <response>: Look, were sorry this has happened to you, Dont take this super personal because he brought up that his friend bought a 3K euro car a few years ago wouldnt that have been something like 4200 bucks. Are you still looking for other employment or is that a decent rate in your area where you live? Seems like you could be a Financial Analyst at a bank making a few bucks more per hour starting out with your degree. Sounds like you need the car regardless. Have you done the proper research to confirm that there is indeed a large enough potential market cap for your business that makes sense to keep it open? If there is, then perhaps you should spend extra efforts on promoting it through free channels like social media andor craigslist to drum up more business. 