<prompt> Human: Just curious on peoples thoughts-Age 29-Yearly Income 150k varying to 170k-Living expenses per month 4k-Employer Contributes 16 401k -Currently contributing 15 of my own moneyFirst time in my life Im making decent money. Been thinking about buying some rental property to start my investments. Would it be a mistake to stop contributing to save a large down payment? Putting away almost 50k into retirement accounts I cant touch for 35 years seems a little excessive. Ive had people tell me the 16 is more than enough for a income in retirement. Thanks for any advice!  <response>: Wow, thats a ridiculously high amount that theyre contributing without you even having to put money in. Unless you can invest in something that you can expect greater returns in than a 401k, then Id still dump the max of 18.5k in... which equals to about 12 contribution. 