<prompt> Human: Does a waived late fee count as a waived miss payment? My payment was due 319 and I payed it this morning. When I called the rep was super helpful told me he had already waived the fee when I submitted my payment 8 hours after the due date. Just curious, definitely setting up the auto-pay on my minimum.  <response>: Does a waived late fee count as a waived miss payment?No, fees and missed payments are just fundamentally different things. Fair Isaac Company FICO doesnt care if Chase waived your fee or not.The good news is that only payments 30 days late or more get reported to FICO. So youre fine. 