<prompt> Human: My girlfriend was planning on going to University of Central Missouri this upcoming year, but she got a letter recently that said that she was only approved for 5000 for a student loan. The difficulty lies in the fact that her parents cant cosign for her due to their massive medical debt. Im wondering what her options would be to get more student loans without a cosigner. Thank you. Assistant: Can sheis she working and saving?Can she find a cheaper school to go to?Human: She is working, but it is tough for her to save a lot. She is spending her income on gas and groceries quite a bit. We do have a great community college around here that I go to. As of right now she is refusing to go to it, but I think that will be the best safety net.  <response>: I understand teenagers tend to have a stigma against community college sometimes.. butcommunity college is a great way to start your educational career. Many universities have great scholarships for transferring from CC as well.. a friend of mine did 3 years at CC, working full time trying to figure out his life. His scholarships from doing CC first outnumbered everyone elses a ton for the 2 years he went to our school, plus he hadnt paid nearly as much as us for the first 2 years of coursework. He got the normal academic scholarship we had for having good grades, but apparently our university offered 4 students a year another scholarship on top of that for transferring in from that specific school..All of use graduated with the same degrees in the end. His just cost a TON less... 