<prompt> Human: Im so overwhelmed and confused with everything in there. Ive read and searched around here in regards of what to do. Some say buy mutual bonds, some say ETFs and others say a retirement date or something like that. However, on vanguard, if i pick ETFs it wants the suffix to invest in which i dont know and im not sure what buying vanguard mutual funds doare. I think the retirement date is more my thing since I want to just contribute money and forget about it but vanguard keeps taking me to a page to open more accounts rather than invest in. Could someone point me in the right direction?Assistant: If you want a set and forget type of fund, then the Target Date funds are a feasible option and a popular strategy.The minimum initial purchase of that fund is 1000, and you can fund directly into that fund from a checking account unlike ETFs as ETFs are equity.So if you are wanting to contribute with the least amount of hassle and feel overwhelmed with all the products, starting with the Target Date and letting your wealth accumulate until youre more experienced is a fairly common practice.Best of luck deciding!Human: starting with the Target Date and and letting your wealth accumulate until your more experienced is a fairly common practice.So is that to say eventually ill be wanting to put the money elsewhere than the target date fund?  <response>: Not necessarily. A lot of people keep it in this fund as long as the intended date defines. I was more stating that putting your assets in this fund, as it is actively managed, while you did more research into products is a decent strategy. Maybe you find something else that fits your goals more than a Target Date. It just depends on what you want. But keeping it in a Target Date, as said, is definitely popular right now among investors. It essentially is made of of 4 indexes that own the whole market. You have extreme diversity as well as a fund manager rebalancing the weight as time goes on. 