<prompt> Human: So, I am going through the process of buying a ring and I went to a place and found one I thought I wanted and took it off the market. But to take if off the market the hold on the ring they had to open up a line of credit in my name for the amount of the ring, but said i would be able to cancel my transaction if need be. After research and shopping around, I went with somewhere else. Went back to the original jeweler that I got the original ring and they were able to refund the full amount. Now I have a line of credit open with no amount that will ever have to be paid off. Should I just leave it open or close it? Thanks!  <response>: You got good advice from the other person but... If someone asked me to open up a line of credit to take an engagement ring off the market, I would probably tell them to shove the line of credit up... Smells like a rotten sales tactic and I would bet money that the ring would still be there regardless. Not to mention, they probably had access to a dozen identical rings. 