<prompt> Human: Hi, sorry if this is against the rules, but its urgent. Im 17. I have no job or source of income. I recently went below balance in my debit card by 8 bucks and Im now being charge 70 dollars to make up for it. I already had fees waived before, so Id dont think theyd do it again.Should I visit my local bank and see if they can help? Or am I just screwed and going to have to face owing 500 to BoA?  <response>: You went over by 8, were charged 70, but owe 500?How much of the 500 do you owe in fees and how much did you REALLY spend? Even if that 8 overdraft was a dollar a transaction that would only be 280 in fees at 35pop.Im sorry if Im coming off as harsh, but it sounds like you really need to reevaluate your relationship with money. Perhaps after paying off BofA you should go cash only for a while so you dont run into being charged this kind of think for using what you dont really have. 