<prompt> Human: My husband lost his job on Friday - this is not entirely shocking but it made us actually sit down and budget. Im a public school teacher and make 2100 per month and it could be a while before he gets another job that will work with his school schedule, so we need to learn to live on one income. We are facing a bit of a conundrum after putting all of our financial info in YNAB. He has a car payment of about 215 a month, owing 6,000 all together. We have about 9k in a long term savings account but we dont have a penalty if we withdraw at any time. Would it be more beneficial to pay off the car and slowly try to add to our savings, or keep the savings cushion we have? According to YNAB, we will have about 60.00 left at the end of each month.I hope this is enough info to get some opinions. We havent really had to think much about budgeting and we are lost as to which way to go with this. Thanks in advance!  <response>: Keep savings. You need all the cash on hand until he gets a new gig. 