<prompt> Human: I have a 2011 Chevy Malibu with a failes transmission. Mechanics say that it is going to cost 2800 to fix. We totally cannot afford to fix it at all. We have had the car for over 2 years and are almost halfway through the payments. What are our options?  <response>: You can either pay to have it repaired, or dont pay and dont repair. Either way, continue to pay your loan. 