<prompt> Human: I often see a lot of folk looking for a good savings account for an emergency fund. Ive been using Barclays at the recommendation of many folk here and theyve been continually rising the interest rates.Overall Im very happy with my account. Its lack of physical branches doesnt hamper me too much as I mainly use it as a rainy-day fund.  <response>: Heres hoping Ally increases it too 