<prompt> Human: Last year my scummy sister somehow convinced my mom to co-sign an apartment for her. This was necessary because she has destroyed or been evicted from so many apartments in the past. Her lease is up this month, and my mom just got the bill from the final inspection. The charges are just over 5300. Im surprised the apartment itself is worth over 5300 as its a cheap, moderately run down place in a low income side of town. But I know how landlords are. The destruction is a combination of things: carpet destroyed by dog feces, walls repainted with glitter glue, general filth. I have no idea what else, but Im sure the sky is the limit. Anyway, Im wondering if there is any possible avenue my mom can take to reduce or avoid the 5300. The place is covered by renters insurance, so perhaps that could help? Does anyone have experience or advice for this situation? Or is my mom out of luck?  <response>: Call the renters insurane and ask them first.If it was obvious neglect and destruction, they will likely not help. Your mom might be screwed, sorry to say it. 