<prompt> Human: So I changed jobs back in December from a start-up company to a mid-level technology company that includes a lot of benefits. I took the advice I got here and Instead of just having PPO medical coverage no dental, I got onto an HMO plan, Dental PPO, 401K with matching from the company and a Flex Medical account.I finally decided after a long time of not having dental coverage to finally see the doctor a few weeks ago... I avoided the dentist not because I am afraid of the dentist, but more because I knew it was going to be expensive... and got myself a cleaning and I needed to have 5 fillings. I saw the bill and found out that my cleaning was free but would have costed me nearly 300 if I didnt have coverage. I also have a 20 co-pay for fillings and found out it costs 215 a filling, but I only have to pay 43.The final kicker was that I did setup a flex account for medical charges and I am setting aside 500 a year for medical charges, and I have nearly 300 in there from this year.So... thanks to PR to help me guide to find that job with benefits, and using those benefits for a flex account, instead of putting a 1350 charge on a credit card I didnt want to use, I didnt have to! I was well prepared and just wanted to express my gratitude for the people that help everyone else out all the time!  <response>: The post title almost sounds like a GEICO commercial. 