<prompt> Human: Pay day loads suck!  <response>: Please post your interest rates, current savings, monthly income dueexpected from what youve worked and a list of your monthly expenses and other debts for better help. Meanwhile, heres a rough plan of attack: youre going to pay highest interest first, and youre going to pay the payoff amounts, cause you cant be making 60k and carry these payday loans for more than 2-3 months if you manage the money properly. If all are similar interest rates, you may consider tackling the two smaller ones for that mental satisfaction. Youll need to budget carefully and be living bare bones for the next x months. When youre done paying these off, you will need to begin saving an emergency fund to avoid loans. You may have to get rid of things to accommodate payoff, but 4000 is doable if you act swiftly and with your head on straight. 