<prompt> Human: Im 22 years old and have really only worked summer jobs like Wal-Mart for a few months at a time. For the past few months I had been a contract worker at a major bank and they finally gave me an offer to come on permanently.So I just got a huge packet in the mail detailing 401K options that had a bunch of graphs and confusing language and lots of numbers and percentages that I cant even read cause it makes my head hurt.I dont plan to work at this bank forever, maybe like a year or less until I can continue my schooling or join the military, so Is there a point to putting money in a 401K account?Oh, and the first thing the packet says is that Im automatically enrolled so is that true and do I need to un-enroll?  <response>: Yes, you should enroll, and put what you can in, especially if they do matching thats basically extra pay for enrolling, you should at least max matching. They likely are matching.And when you leave you can take the money you put in and transfer it to an IRA or the 401k of your new job, or just keep it in there. 