<prompt> Human: Were talking about taking 73k out of the 92k total in my 401k to facilitate buying a home in the 500-550k range in my area, thats about as cheap as it gets. We will definitely not be able to buy without doing this. I am concerned that with the way property values go, the longer I wait, the less likely it is that Ill ever be able to own property in my city.Edit: To be clear. Im aware that there are taxes involved, and the amount Im actually trying to get is around 50. The rest is to cover the inevitable tax bill. Buying a first home qualifies as a hardship, so I should be able to avoid additional penalties.  <response>: As a general rule, its insane. 