<prompt> Human: We are having a hard time financially. We dont make enough to cover all of our normal bills, and out of no where her school contacts us and says we have to pay over 500 because they dropped a pel grant. Sorry if spelling is wrong Im not familiar with these things My question is there anything you would recommend for me to do to make some extra money to pay some bills and keep her in school. Once she finishes school if she can get a job in her field of psychology we should be set but until than its got us super stressed. As far as skill sets go, i play music, Im good with computers and I am good with people and kids. Thank ya in advance and i appreciate any and all advice and help. Car-300House-500Utilities-400 water electricity gasInsurance-350Phone-120Internet-40School-300 plus booksExtra-roughly-300Also have roughly 1,200 in hospital billsThats all i can think of at the moment I make 9.00 an hour average 40 a week, but i miss quite a bit because of health issues.My wife makes 9.50 an hour and averages 41 a week. Taxes take an average of about 30 of our income. I am teaching one child bass lessons and that is an extra of 15 a week. My computer skills are limited but I am a decent typer and have a good knowledge of Microsoft office programs. Update THANK YOU EVERYONE! So apparently I dont charge nearly enough for my music lessons. I have been playing for 13 years so i know what i am doing. I i will have to step up my game for this! I also need to start advertising, i totally bombed out on that. As far as my wifes college when she gets her bachelor degree she has a job lined up to be making about 35 to 40 a year. When she gets there i am going to start back to school. As far as the house, yes it is to big for just us two but we plan on having a baby asap and we paid about 30-40,000 less for it than an average 2bed 1bath in our town. And our electric bill was about 320ish as of 2 months ago but we contacted the electric company around here and got it lowered. The average household electric bill around here is about 350-400 according to friends and family. Thank you for the tips and pointers on how to lower this bill, we will definitely be applying them! Last but not least the car. Yes i know it was a splurge but before we got the new car we had two trash cars that were on their last leg. We really needed a reliable car. The insurance is confusing as all get out because i am still on a plan with my parents and she is on a plan with hers. We are in the process of leaving our parents plans and going together with a single plan. This should lower insurance tremendously. Once again thank yal so much! I appreciate every tip and pointer and please please tell me more if you have more! Edit-Just wanted to thank everyone again. I appreciate all the advice and we will apply it as much as possible and see what happens. Assistant: What do you guys do for a living? Two people full time making 30K a year is slave labor. Music Kids tutoring for rich family.Human: I am an electrician helper and she works in medical records. We both make less than 10 an hour. Assistant: Clean up your expense, but get a second job tutoring kids. Your tutoring rate will probably be higher than your real job.Human: What would you charge for tutoring? I teach bass to one child already and i charge 15 a lesson once a week.  <response>: Youre likely severely undercharging. My father taught bass lessons when I was growing up and charged 50hr, and even that was low for our area. Call up local music stores and ask what they charge for the average lesson. They may let you advertise with them. 