<prompt> Human: Hi PF, please help. Both of my parents were diagnosed with cancer during the same month. Managing everything has been tough.. emotionally, physically, and financially. I need help. I have a good head on my shoulders with a degree and decent middle-class job. My parents havent worked since 2008. My dad only receives disability that barely covers the mortgage underwater utility bills. So they heavily rely on me. 1 Currently, I pay my moms med insurance and her bills. The insurance is only a silver plan obamacare via CA Covered. I have a credit card that I put her as an authorized user, but am starting to think that all the medical debt should be strictly on her accounts. Is this better? She has no income, does not have medicaid shes 61 years old. 2 I use my PTO paid time off and take days off work to take her to appointments. This results in lost wages that I would otherwise make if I were at work. Can I get government help? SDI? Family caretaking? My paychecks deduct amounts for taxes, SDI, etc, so am I eligible for aid? 3 My dads diagnosis doesnt look too well and I need to look into final arrangements.. I dont even know where to start. He doesnt have life insurance and only has a 401k dont know how much is in it. My situation is bleak, but life is only 10 of what happens to you and 90 of how you react to it. Im located in CA. Any infoexperience on programs, free advice, etc is appreciated. I dont want to drown in their debt and leave myself in ruins. I have my own car payments and want to save up for my own place. Thank you, PF, for listening. EDIT: WOW, I posted this before I went to sleep and did not expect so many replies. I 3 reddit. You are all amazing. My mom has her third chemo appointment tomorrow. Shes halfway there, then shell have a mastectomy. Thanks for your support. Ill be taking my mom off my CC card, finding a lawyer for estate planningwills, and applying for programs. My co-worker told me that she was already thinking about starting a donation page for my familys situation. Thank you uelsynkala for referring us to YouCaring. Im always the friend that others count on and take time to volunteer at the food bank or donate, so Im not used to being in the other seat. EDIT 2: just got home from spending 13 hours at the hospital. My mothers blood pressure skyrocketed and she was experiencing chest pains. The oncology nurse had her go straight to the emergency dept. I made progress applying to programs and calling ACS, but still cant find a lawyer. The social worker wasnt at the infusion center today, but I got the packet of information regarding advanced directives from the registration admin. Thank you all for your suggestions and well wishes. It means a lot. I know I didnt respond much like a lame OP. I had no service in the ER.  <response>: No advice for you, just empathy. Hope it all works out. 