<prompt> Human: EDIT: Thank you all for your comments! Just to clarify, Im in my early 40s and married. I guess I dont really need the money until I hit retirement age. I could technically put a total 200k but I do like to keep some very liquid our house needs work - though that would come out of our joint savings acct. The amount I mention are my own money from old savings my moms inheritance my husband has his separate investment funds, we have joint savings accts the kids have their own savings accts.I think I will go ahead and put 100k into Vanguard index funds with a portion going into the Wellesley and eventually phase my other 100k in. I will also look into what another poster said about rolling all my old 401k over to Vanguard. ___I am wanting to open up a Vanguard taxable account before year end to invest some of my liquid assets. I already have a Roth with them and make my yearly allotted contributions. I am a SAHM so I currently dont have a work sponsored 401k I do have several from old employments prior to kids.Anyway, I am very much like my mom when she was alive...very conservative with my money...though I take more risk than her in terms of investing she was a lover of CDs and had most of her money in them. I have been thinking about investing a portion of my cash currently sitting in an Ally savings acct for awhile and finally decided to pull the plug. 100k is what Im thinking of sinking into Vanguard index funds but do you think thats too big of an amount to start with? Maybe I should just do 50k? The money I have is not earmarked for anything atm.Any advice would be much appreciated!  <response>: Its hard to say without understanding your whole financial picture and what youre interested in doing with the money. 