<prompt> Human: 26, single, living with parents. They want 300month or Im on the streets. Frankly Im tired of living here, pretty miserable and I just feel tied down. I want to be free and just have my own place. I do a lot of the upkeep for my parents, just not completely sure Im ready to own a house, but I know I should have the time for it since Im not in school and only work 4 days a week.My job isnt going anywhere unless the industry goes underwater, overtime is always available, my hours wont get cut and my pay gets bumped to 30.51hr in 2018. needless to say Im only moving up in the company, Im praised by my work and Im absolutely confident in keeping my job.Income: 20.19hrguaranteed raise in 2018: 30.51hrTake-home every month is 2100BalancesSavings: 5000Checking: 500401k: 15400Debt6500 - Car Loan1850 - School Loan1700 - Credit Card 1600 - Credit Card 2Monthly Dues244 - car loan payment131 - car insurance200 - internetcellphone100 - entertainment netflix, hbo, spotify, moviesmusic60 - gymThe rest is spent on the credit card and school loan debt, Im paying the minimum payments on cards with low interest rates, while Im trying to pay off the debts with large interest rates, first. After that comes groceries and restaurants, which I do not frankly have numbers for, but generally after the 2100 in takehome, I have about 1200 left to spend on these expenses. I havent touched the 5k in savings... Im waiting for my car loan debt to reach that 5k mark so I can pay it right off. I will be taking a home buyer seminar later in September and Ive been recently scouting homes on the market. A lot of people I work with have spouses that are realtors and they say its a sellers market, which really turns me off but I just cannot justify living with my parents into my 30s.Ideally I would like a house or a townhouse. Refuse to live in an apartment or condo due to lifestyle and the lack of a garage. My brother with whom I have a great relationship is also interested in moving out. not 100 sure on his financial situation however his only debt is a school loan and takes home about 1600month. Happy to answer any questions, sorry if theres lack of information or it seems I havent done enough reading on this sub, I just felt it was time to finally make my own thread.  <response>: Honestly, ID fork over the 300month or move into an apartment with your brother. Finish off your loans which is probably possible within a year, and then start thinking about a house. 