<prompt> Human: IRAs and such -- I have heard that social security and retirement funds are draining and are empty due to the 2007 crash years. However, many still adamantly suggest it claiming that it is a very good idea.Not sure what side is right.With that said, I am not very knowledgeable in this area so feel free to correct me.  <response>: Go actually do some research use the sidebar. This is just being lazy no one on here could explain everything to you. 