<prompt> Human: Hey everyone,Basically, my wife would like to own and operate a unique coffee shop. Its a dream of hers going on 15 years. She thinks its impossible pipe dream. Maybe it is. But Im determined to try. So some questions would be:1 Is 200k in todays dollars enough? With inflation I know this will be even higher ..2 If I wanted to make it a reality by the time shes 45 20 years from this March, whats the best way to save? Are there special accounts banks where I could open an account specifically for a purpose like this?3 Is it wrong shameful even possible to try to save for this with her being unaware?Thanks!  <response>: Why do you need 200k?The most successful coffee shop in our town started their first location with auction equipment and furnishings for about 20k invested. They now have 5-6 much fancier locations in several towns. The biggest mistake most restaurantscafes make is spending way too much on the initial investment, which means you require a significant amount of daily cashflow just to break even. Why not scale back ambitions and do something much sooner? 