<prompt> Human: I get it, Jones cost more money than doing more yourself, like through Vanguard or Fidelity. My question is, can Jones make me more money, making the extra cost worth it? A Jones agent keeps calling me and I asked this question and he dismissed it saying its impossible to know, even when I asked based on comparisons of past performance and me seeing a comparison chart like at:Maybe another way to look at the question is based on average do-it-yourselfers, do they make out less than the average market returns while Jones does as good or better?Edit: grammar  <response>: Read The Little Book of Common Sense Investing to get a sense of how hard it is for an investment advisor or an actively managed fund to beat an index fund reliably. 