<prompt> Human: I moved to the US back in August. Where I used to live health insurance is completely 100 optional.I just learned last night that in the US its 100 obligatory thanks to Obamas healthcare initiative.However when I went to healthcare.gov it says I can no longer buy insurance until Fall 2017 wtf.So what do I do, where do I find health insurance? For the money saavy people here, where did you buy health insurance? Is it better to pay more in insurance per month, or get the cheaper plans? Im living in Miami for the foreseeable future.---I work from home as a freelancer by the way, making around 80k per year after taxes. I dont have employer health insurance. I am a US Citizen not resident I have a social security number and everything, can vote etc.Thanks!  <response>: If you make 80k a year then you do not qualify for the subsidy. Just buy a policy straight through the insurance company. Even if health insurance were not obligatory, you really need to have it. At the very least get the bronze plan or anything that will hopefully prevent bankruptcy in the event of a medical emergency. If you make 80k after taxes then a basic health insurance policy should be completely affordable to you. 