<prompt> Human: Howdy everyone! I just graduated and am going to be a software developer for one of those tech companies even your grandmother knows about. Background:I grew up well beneath the poverty line, and my mother made around 11k my senior year. Food stamps, section 8 housing, etc. My mom has a severe ambulatory disability and I want her to stop working her job and do something she enjoys, so I will be paying her rent 2bd she shares with my younger brother and helping her with her car payment. Im buying a new Honda Fit. Have 26k in student loans. Im planning to help my brother when he goes to college with tuition so he can avoid loans. My grandmother lives in a very poor country, so I will be sending her a small sum monthly that is basically equivalent to a years salary there. Ill be living in Austin, theyre in Houston. Basically, I dont want to be the nerd version of those 30 for 30 guysthe typical boy from the hood who gets a little money and loses his head. This salary represents a 10x increase over my take home last year.Ive made a little budget:My rent750 1 bd in AustinMomBro rent945My car365Moms car 400 requires a ramp so its more expensiveMy insurance155My food500 The company I will work for has a certain...reputation. So I imagine there will be lots of late nights and takeout.My subscriptions-gym,netflix, prime, spotify60Utilitiesfuel300Electric wheelchairdentures for mom 250 this is only the first yearGrandma250Phone100Miscelaneous -funloans 50501000There is just nobody in my life who has much financial acumen. Since the internet and freely available information is in large part responsible for my success, I am turning to it again for advice.  <response>: If youre making a budget, youre already on the right track. Know where your money is going and pay attention to when you spend moreless than you were expecting in any area. Keep in mind your take home pay will be close to 80,000 , not 115,000. Make sure you include investing to get your employers 401K match as well as a maxing an IRA 5,500 a year. The job security in software development isnt great. Make sure youre building an emergency fund; a good rule of thumb is enough to cover 6 months of expenses. 