<prompt> Human: Heres the gist - I need a new car. My current car is 10 years old, and constantly has problems. The car I want is a 2018 Mini Cooper, and it clocks in at 24,650. My situation:Salary: 47,500 yrDebt: NoneBills: 560month rent, 150ish all household bills, 120month insuranceSavings account: 20KChecking account: 4kStocks: 6200401K: 5KIm going to get straight to the point. Is it fiscally responsible for me to buy this expensive car? Ive never purchased my own car before, and Ive been saving so long that I want to get what I want. Just making sure that Im not being stupid. Feel free to tell me that I am.Edit: Im not buying the car. Im going to be more sensible and buy a cheaper car. I appreciate all the real advice. But also, everyone is assuming Im a dude. I am a woman, FYI. Assistant: Get a used 2016 mini with 30k miles.Human: Better advice: dont own a Mini thats out of warranty coverage.Assistant: Thats the reason I wanted a new one. Used minis dont have warranties.  <response>: If youre scared of used Minis without warranties, consider you will own a used Mini without a warranty when it runs out. 