<prompt> Human: I think Im pretty responsible with my money at least for the most part. I make about 150k a year in an area with a low cost of living. I max out my 401k, and have about 150k saved for retirement across a few accounts. Theres another 25k or so in an individual investment account, 10k in company stock, and an emergency fund with 10k. I dont have any debt.Ive been driving the same Buick since high school, and its now 18 years old and starting to fall apart. As a result, in addition to what I listed above, Ive been putting away money each paycheck in a separate account to purchase a new used car. I have about 30k saved up for this now.I had been planning to buy a responsible car - likely a Honda Accord thats 2 or 3 years old with low mileage for 15k to 20k. However, Ive been busy with work, and have been putting off the purchase - and as more money goes into the account I start to wonder what it might be like to buy something nicer.Im torn - I feel like this would be an impulsive purchase for the wrong reasons. I dont need a luxury sedan - it would 100 be to show off after driving a beater for my entire adult life. Theres probably an element of quarter life crisis to this too where I feel like I deserve it because I rarely splurge.Theres also other big purchases coming up in next two years or so - wedding ring and wedding although fortunately my long term girlfriend is similarly frugal, a house, business school part time so Im still bringing in income, kids. But on the other hand, it would be fun for a while and I think I can probably afford it. What do you think - should I stick to being responsible, or live a little?  <response>: Stopped reading after the first paragraph.If that is your situation, go for it, but be ready for the higher cost of ownership versus the beater. 