<prompt> Human: I was sitting in traffic and a big rig hauling a forklift rolled back and the tire hit my hood. He didnt feel anything so he didnt pull over, so I got a picture of his truck, plates, and company name. I called the number to his company and reported the driver to the company. I called my insurance after and made a claim. After I called the insurance, the owned of the company called me back and said he really doesnt want to go through insurance and said he will pay whatever damages my vehichle has but I just have to cancel the claim and I just have to take my car to the auto repair shop that is right across the street from his company and get an estimation of the damage and a quote. Its a legit auto collision shop. My question is should I go through insurance or have him pay for everything.  <response>: Keep the insurance claim open and give them the business contact info. They will contact the business and their insurance and straighten it out. I dont trust people, he may scam you. Safer to go through insurance. 