<prompt> Human: I am getting married next September and we are also looking to buy a house this year.I have about a 610 credit score after being able to bring it up a bit younger me really screwed myself. On my credit I have 2 credit cards that are open and 2 credit cards that are closed.I owe 2,855 for eye surgery no interest until next February2,386 credit card 3,500 maxThe accounts that show closed are4,475 5,000 max2,202 3,000 maxThese show as closed because I joined a credit management and they worked out a deal with them. When those 2 accounts closed my credit score jumped.I also just finished paying off my car and I lost about 10 points when they closed that account.Im getting about 3,000 back in taxes and Im wondering if I should just put that money to the side for the wedding andor house cost or should I use the whole thing on my debt l?Sorry for it being all over the place. Im trying to give as much information that I think would be helpful.Thank you in advance.Also my fiance has a better credit score than me as she has only car loan and school loan that she really owes money towards.Edit 1- we are also getting help with paying for the wedding.Edit 2 - how should I go about using the money to pay off my debt? The open credit card account first? The closed accounts? Or split between them?  <response>: Always pay off debt over a wedding. With the information you have provided, I have a tough time seeing you being able to get a house this year. 