<prompt> Human: Just wanted to get a general feeling of what other people and industries are seeing with regards to 2019 benefits and open enrollment.My current company is upping premiums and completely removed any HSA company match for 2019 after reducing the match year over year for the past five years. This will be the fifth year in a row that I have experienced a reduction in benefits with this company. We also have to jump through more and more hoops each year to qualify for any reductions, and spend more time figuring out the intricacies of each plan that is available.Understandably many within my company are not happy but corporate just keeps saying that this is the world we live in and that they are matching industry trends. General platitudes. COL raises do not keep up with the lost benefits. My questions are, is it normal for benefits to reduce every year? Is every industry seeing this? How do you plan for these constant increases in your budget? When does it end?For some context: This is a professional publicly traded company with worldwide presence. This is not a software or IT related company.  <response>: Health insurance is up a bit. Eye went down a touch.They added cyber security insurance... Not sure Ill pop for that.1500 match to HSA stayed the same..50 match up to 6 for 401k is still the same. Unless you work for a top notch tech company, Id expect benefits to get worse and worse. This is the world we live in. 