<prompt> Human: Hello Reddit!Im considering getting a new car approx 18k. I currently drive an 07 Camry with 96k miles. My family usually keeps cars around 10 years however Ive been having car fever for about 2 years to change cars to something sporty, and smaller Mini Cooper. Im currently in graduate school, excellent credit score 756, and make 45k per year. The Camry was handed to me in High School and is in my parents name. Im grateful for not having a car payment however I feel Im ready to take on something my own. Do you all think it is wise to consider purchasing a slightly used car? Im currently saving 100 per week into an external savings account. Advice is much appreciated!Assistant: You havent given any details about your expenses. 45k a year is a lot when your rent is 400, not so much when its 1200 and you have loans from undergrad. Give a little more info about your financial situation if you want good advice. Theres nothing wrong with getting a slightly used car but since its a completely unnecessary luxury for you right now I would wait until you can pay for it outright. Human: Great point! Much appreciated.Lets see here...Savings: 4,000Rent Utilities: 950Undergrad debt: 0Graduate school debt: 18k 1 more year left.Credit card debt: 600Fortunately my employer offers tuition reimbursement, and Im able to forego my debts after graduation if I work for the federal govt, or serve an underprivileged area Social Work.  <response>: you have debt and a free and reliable car... What do you think is the best decision?Im 33... I get it. New car smell. Women will swoon. Zoom zoom. But its not worth it. Pay off your student loans and save money for something that matters like a house or vacation with friends or girlfriend or save even more and be able to spend time with kids when they come. Or... You can have a very expensive piece of metal sitting in your driveway. Just sitting there. Doing nothing for you except eating your paycheck.Dont take another 10 years to figure out the right decision here 