<prompt> Human: So I belong to a bank that does not exchange euros for USD, and in order to start an account at a bank that does Bank Of America specifically, I need a minimum of 1500 dollars, which I dont have. I know the euro is decreasing, and it is predicted to further decrease in the future, and I honestly have no need for these euros for probably another 20 years. So my question is; Do any of you guys know a bank that requires to have less money in an account, or do you guys know of any place where I can exchange them other than a bank although I hear places that arent banks like Travelex charge a large fee for their services?  <response>: Check out my PSA on predicting future prices. Euro futures are in contango so the markets believe the opposite of you, but with less than 1500 youre not exactly well-equipped to speculate.Currency exchange in the US is always expensive. Try to find someone Craigslist? whos going to Europe, so you can sell it to them at spot and have a win-win situation. 