<prompt> Human: so i was in debt with 4 different credit cards nothing big but its still debt . i had a total estimated debt of 2400 about 550 on each card and all of the cards were maxed out... this week i finally had the finanicial positioning to either wipe my entire slate completely or just pay in big portions in a given time span about 15-30 of the total debt a week in a 1-1.5month period . i decided to pay off the entire balance on all 4 of my cards today , i feel relieved to be debt free with credit cards ...but should i have approached paying the debt more differently since they do take min. payments that wouldnt lower my score ?  <response>: Good.You seriously think making the minimum payments forever is good for your credit score? Thats not how any of this works. 