<prompt> Human: In 2012 I was unemployed, without a home and desperately attempting to get back up on my feet. I was younger at the time and somewhat ignorant to personal financecredit matters.. As a result, I was desperate for a vehicle and had limited funds. After getting rejected on multiple accounts for an auto loan, one lender finally agreed to let me purchase a 2011 Nissan Versa. Wells Fargo. I was thankful, yet very ignorant, and went onward with the purchase of the vehicle. Roughly about 10k of a loan.Fast forward to mid-2014, and Im unnable to continue with the monthly payment of the vehicle. The payment is around 250 per month and the intersest rate is about 19 I know, its terrible.., and Im almost 2 months behind. Ive been able to make a payment every other month in order to keep afloat, but I still fear every day that my car will get towed while Im at the office. Ive cut out over 1,000 in monthly bills in this past month because my SO lost her job. But Im still struggling to figure out what to do with this loan. My credit is poor so Im not sure if re-financing is an option.TL;DR: Ignorant 19 year old purchases car w loan from Wells Fargo, has nice job, SO loses job, can no longer afford car, trapped in car loan with 19 APR, not sure what to do but need a solution fast.Thank you to anyone whom can provide advisecriticism.  <response>: In 2012 I was unemployed, without a home You were unemployed and homeless and Wells Fargo lent you 10,000? What the hell...I wish people with no income would stop buying new-ish cars. It just puts them in deeper holes. 