<prompt> Human: I do not understand how this is even possible. but she keeps opening credit cards and utility accounts in his name even though they dont live together. He has the opportunity to get a fantastic job and has an interview and has been trying to rebuild his credit now it seems his mother has opened up yet MORE accounts which are in collections status and he wasnt even notified of it. But I dont know how to help him. His credit is ruined and his mom doesnt seem to learn.  <response>: Unfortunately theres no nice, neat, and clean way of wrapping this up. His mother knows exactly what she is doing. Namely, she is committing fraud and negatively impacting your friend for the rest of his life by making him seem like a deadbeat.There are really only two options. Option one, your friend pays off all of the accounts that his mom opened up or convinces her to do it. This is unlikely to be of any use, since if she had any money then she would have paid for things to begin with.Option two, your friend reports all those accounts as fraudulent to both the creditors and the credit reporting agencies. This may require your friend to file police reports. This may end up with legal trouble for the mother again, because she is committing fraud. Your friend needs to add a fraud alert to his credit reports ASAP. He may also want to freeze all his credit reports. That will deter his mom from opening new things - but the problem is that she has all his information, so shell probably keep trying to open more. Here is more info 