<prompt> Human: Take home:3,400Expense Cost------Rent 375Bills 120Gym 75Spotify 5Car Payment 472Car Insurance 92Rent Insurance 20Gas 100Eating Out 300Groceries 300Uber Rides 40Alcoholentertainment 100Vanguard IRA 100Betterment 100TOTAL 2,199.00 Savings: 1,201.00 I owe 20k to my mom for student loans currently in grad school and owe 13k left on the car.Am I spending too much on food and going out? 300month might be on the conservative side too...Any input is appreciated!  <response>: Considering your debt, yes I think you are currently spending too much on going out. 