<prompt> Human: Initially my returns for this fund hung around 11 year over year, but recently, as Ive begun investing every single month, my posted returns have gone down to 3.2. Is this a math error due to me investing a larger amount each month instead of the opposite? Would love to hear your thoughts as Im pretty sure Im just confused.  <response>: It has happened to most people. Just be happy it is still positive.My 3 and 5 year are still positive but my 1 year is negative : 