<prompt> Human: I logged into my Charles Schwabb 401k account today and noticed my fund allocations have been changed without my permission. Instead of having 6 vanguard funds, I now have all of my 401k in just 2. My transaction history shows the transfer of my funds from 4 of my accounts into the other 2. I did not authorize this. I reviewed my contribution information and my fund allocations for future investments has not changed.I called customer service but they are closed for the weekend. Has anyone had experience with this kind of thing happening? Thanks.  <response>: Double-check your message center for something telling you they did this and why. 401k administrators are allowed to make certain changes to allocations without your permission. For example, if a fund is going to be no longer available they can switch you to the closest analogue. I dont know the exact extent of these possible changes; Ive just had some happen to me.If the funds are still available in your 401k, then something weird is probably going on. I have no clue what that would actually be. 