<prompt> Human: In past 6 months or so I have started to rebuild my credit, and have been doing great so far. I started off with a terrible score of around 420, and have since built it up to 585. I started off building by opening up a few secured credit cards, along with a secured loan from SelfLender. In the past couple months, however, my score has been rising exponentially slower. I currently sit at 3 Utilization out of 1250 CL, 100 Payment History 6 months in, 3 derogatory marks about 7k total, 6k of which is from past due tuition, Ill be paying these off soon, AAoA at 4 months, 4 Open Accounts 3 CCs, 1 Secured Loan, 1 Closed Account Car Loan that was voluntary repossessed, closed at 21k balance on 42017.Is there anything I can do to continue to grow my score fairly quickly? I know it takes a very long time to build credit, but it is very frustrating when I gain a point one week, and then the next week my score drops a point because I raised my utilization from 2 to 3. I have considered opening up another secured CC, as doing this has typically given me my biggest boost in score, but given that my AAoA is so low I feel like this wouldnt be the best move. Any advise?Thanks  <response>: The reason it slows down is as you get closer and closer to the top, you have to have better and better credit. So its pretty easy to come from near rock bottom where you were to one notch up, but each notch up is harder and harder. Kinda like a video game, gets harder as you go. Sounds a bit like you need some perspective on the time lines. Credit reports are not made in 6 months. People with good scores, have like 8, 10, 20 YEARS of perfect payment history. Not 6 months. Also stop trying to look at it every week, its not like a bank account balance. You are making yourself crazy checking that closely, Id say keep up the good habits, and maybe check it every 2 or 3 months. 