<prompt> Human: Hi PF,Im a 25 year old whos feeling a bit lost with his finances. Between my bank account and 401k, I have roughly 100k in savings. My employer matches 25 of our 401k contributions up to a certain amount, so you bet Im maxing that out. So Im maxing my 401k, Im debt free, and I have more than enough for emergency expenses - my question is...what now? I made a whole 8 in bank interest last year, so I feel stupid just letting money sit in my bank account. I definitely expect my salary to increase in the future, so should I open an Roth IRA? What usually comes after that? Also, I do plan on investing in a property at some point in the next 4-5 years, but am not sure what to do until then.edit: The main reason I have so much saved up is because Ive been living at my parents since graduating.  <response>: Dont use team viewer. 