<prompt> Human: So when my mom was with my dad he completely destroyed her credit. He was abusive and controlling and basically had complete control over anything financial. He was also a dumbass and filed bankruptcy several times. Long story short he divorced her but not before ruining her credit.My mom is on disability and therefore barely scrapes by each month. Her credit is worse than bad but she wants to rebuild it. I know the best way to do that would be for her to get a credit card but every time she tried they would deny her. How can my mom rebuild her credit? Thanks in advance!  <response>: My mom is on disability and therefore barely scrapes by each month.If your mom had access to credit it may be more a curse than a blessing. If she can just barely scrape by now, why would she want to add debt service to the mix? 