<prompt> Human: So I posted this on Monday feeling pretty desperate and with no options to turn to. I had racked up a lot of debt which I didnt feel that Id been able to clear and Id been taking drugs and all sorts of shit over the past few months as I had lost my job, my gf, and all motivation as I didnt realise how hard the real world was. Id had the same job for years and thought I could just walk into another. Man I was fucking stupid.The debts I had were:- Water Bill - 94 Phoned them up and theyve given me some options that are viable, thanks guys!- Gas Bill - 84 Same as above, theyve given me a grace period to let me catch up- Electric Bill - 141 Theyve said they can spread payments out which will make things easier starting from next month- Council Tax - 908 Theyve been pretty unflinching. Either I pay up straight away or Im going to court and Im in a lot of trouble :- Two Months Rent - 1620 - inc late fines Spoke to the landlord and hes pretty pissed off but hes been better than I thought hed be. He said if I can clear the rent hell drop the late fees and the eviction notice if I can do this before Sunday. After that hell drop my rent to 400 til I get a job which is pretty good of him- 500 borrowed from a friend Told him that I wasnt able to pay and just opened up about the whole situation. He was surprisingly cool with it and Im so glad that hes not dropped me over this.- Mobile 69 Service now suspended. Theyve handed this to a debt collection agency so Ill have to sort that outIve also signed up for housingjsa benefits and been into the job centre to talk about my situation and whether they can help out job wise. Ive signed up to a local GP and still trying to sort out my dentist to get my missing teeth sorted. Heres a picture for the curious The other one is a molar at the back so its hard to show you. Youve no idea how big a drop in confidence a missing tooth is :As for jobs nothing going at the moment but Ive just gotta hang tight. Ive sold my bed, furniture, books and all sorts over the past few days to get to the point where Ive got a little bit of cash to keep me going. I actually had quite a few pills and stuff from what Ive been given from randoms on a night out which I was going to just take in one go on Monday and be all To hell with it but Ive flushed them and Im done with that. I went a good 25 years without doing ANYTHING then all of a sudden in two months I tried everything just to escape from this little crisis. Its amazing though how many people will give you something to try when they found out youve never done anything. Its like they want a front view seat on your first time. Its kinda weird really.I just want to thank the PMs with advice and from those who just wanted to chat were really appreciated. The past two weeks Id cut off contact with everyone and just shut myself in. Id really come to dread waking up and I have having panic attacks whenever some knocked at the door or delivered mail. I was utterly terrified. If you knew me in person a few months ago, someone who always cheerful and reliable, you would have been blown away at how hard this hit me.This morning when looking at everything youd said and what Id managed to get done. I cried. I havent cried for a very long time. But it feel good. Cathartic even.Thanks rpersonalfinance. Youre wonderful people.  <response>: Hey, about the 500 you owe a friend - I can give you another perspective on that.An old friend owes me somewhere between 400 and 600 USD. I honestly dont remember the amount, and I dont really care. Two years ago, he was completely destitute. Homeless, no savings, no prospects. But then, he landed a job - not a great job, but yknow, a job that pays the bills - and found a rental that he could afford on that jobs income. It was even relatively close to work. All he needed was the deposit, which he couldnt afford while buying work clothesshoesphone, and other work-related basics that most of us dont think about. He was skipping meals so that he could save just a little extra for things like toothpaste and deodorant. So I loaned it to him.My financial situation is good but not awesome. Five hundred is significant, but losing that much at once doesnt hurt the budget. I still have enough to toss some into savings and investments at the end of the month.If my friend ever repays me, great! On that day, Ill feel like he really puts the last nail in the coffin, regarding his former life. But I told him I wasnt worried about it, and that even if he never got around to it, I was just happy to see him exerting agency over his life.And I mean that. If I feel like I can help a friend back on his feet by sacrificing 500, Ill take that deal every time. 