<prompt> Human: I very recently opened a traditional IRA through Vanguard and contributed 5,500 for both 2016 and 2017, but dont know what specifically needs to be done next.So I have 11k sitting in the IRA but not sure what to do next. Do I have to click something on the website to make that money do something or is it just automatically taken care of? There are a lot of options listed next to the account buysell funds, contributewithdraw, trade vanguard ETFs, trade stocks, trade bonds, etc but I have basically no idea what they do or if Im supposed to use them.Theres a pie chart next to the account info showing my current asset mix is 100 short-term reserves and my target is 90 stocks 10 bonds.Any help would be greatly appreciated.  <response>: Right now your money is just cash sitting there in a money market fund whose goal is simply to keep each dollar invested from losing or gaining value. You need to invest that money into a mutual fund or buy stocks in order for it to gain or lose value according to the market. 