<prompt> Human: Long story short, I mistakenly opened a Credit One account and received the card today right now as of this post. I havent activated it yet but Ive read that they STILL charge you annual fees. Anyway to get rid of this? Thanks in advance. Assistant: Theres been a few posts like this lately and it does seem like Credit One is acting in a deceptive manner with their similar name and logo to Capital One. Unfortunately you may not have many options here other than to cancel the card ASAP and eat the initial fee they charge.You might check out the Consumer Financial Protection Bureau - wouldnt hurt to file a complaint: Human: Actually, since I havent activated the card, it wont open an account with them and I just have to wait for the account to automatically close.  <response>: Dont hold your breath on that. 