<prompt> Human: I am at a loss. I ended up living in a resort town after following a relationship. I got a job with the state in this town. Ive worked there for 2 years and it takes 5 to be fully vested, so I have plans to stay until then at least. I just got a raise and am making 48,000. The town is odd in that about 20 years ago, places here were affordable. Now median house price is 550,000. So there are some really affordable rentals available thanks to folks who bought before the town blew up, but its impossible now for the working class to buy.Currently, Im renting a large studio its comfortable and I love it for 675. It includes everything. I dont have any debt and I have about 43,000 saved. Ive always wanted to own a home, but the only thing I can really afford here without getting a roommate is a studio or one bedroom condo They cost about 165,000. Im hesitating because I would obviously rather have a house with more space so that I can have a workshop andor a yard and not have to comply with HOA rules. So Im stuck after looking at available properties. The thought is that itd be nice to have the largest purchase of my life be something I actually want. Do I suck it up and live in a space thats comparable to what I have now rather than stay here and pay rent for at least 3 more years? I am getting older and I want to make smart financial decisions so that Im set up in the future. Is there something smarter I can do with my money?  <response>: Keep renting. Sounds like you like the place, and it sounds like a good price too.Buying would wipe out your savings.x200B; 