<prompt> Human: I am 30, making 95kyear, with about 30k in debt. 16k of that is a car loan that I am 2 years into 4 years left. The rest are student loans at a reasonably low interest rate.I will be getting a bonus of 12-14k after taxes in January 2018.Should I take this loan and pay off my car? My student loans? Should I take it and put it into my Roth IRAMutual funds?  <response>: See the PRIME DIRECTIVE link in the sidebar. Follow the steps, itll answer your questions. 