<prompt> Human: I just recently got my first full time job post-graduation in February and I currently have no payments for anything because I still live with my parents and my car is already paid off. Ive been transferring 14 of my paycheck every other week, but should I be saving more? My 403b plan just started as well through my work so Im saving an extra 4 per month for retirement.  <response>: The largest percentage you can comfortably manage is how much you should be saving. 