<prompt> Human: I finished graduate school in May 2013 with 360k in student loans at 7.9 interest. I have been repaying my loans for 15 months now and my student loans debt is down to 228k. I am 28 years old, driving the same car since high school and moved back home with my parents in order to attack this debt load. I eat a lot of sandwiches and I have not taken a vacation or a day off from work since I started working. Basically everything goes towards student loans aside from foodgashealth insurance.If I keep doing what I have been doing living with parents, eating sandwiches, no vacation, my student loans will be gone in 2 years. Would it be better to back off a little from my aggressive repayment attack, make minimum monthly payments on my loans and save up for a down payment on a house or for retirement? EDIT: Just so everyone stops calling the OP himhemandude, Im a female! :For all non-US redditors, you cannot write of a CENT of student loan interest on your taxes once you make over a certain income.Assistant: Dont buy a house, but take a freaking vacation. Live a little, its ok.Human: Even if its for a trip to see a friend in the next city over. Take advantage of your paid vacation! Assistant: No paid vacations and no paid sick days  <response>: Saw your a contractor. You may not get paid vacation or sick but you still bill your client to include 3 weeks vacation even if you dont take it. This equates to a little more than 1800 billable hours.My suggestion is kill the debt, stay the course, use it as strength. Thats what my wife and I are doing. No regrets. We are going to be done in 5 months. To us its worth skipping a few vacations to know we will be completely debt free including student and credit card debt0 so it has to be killed asap .Oh we were also on the 3 year plan so its not that many vacations. 