<prompt> Human: I overdrafted my account by 400 after I became desperate to pay my bills I know this was an awful decision but at the time I figured I wouldnt really have an issue putting money back into my account quickly. I was wrong. I recently got a new job because my old job was not paying the bills I am a student so it is just an hourly job and I get paid bi weekly I get my final paycheck from my old job tomorrow and I am guessing it will be 200 I was doing part time then I dont get my first paycheck from my new job until another 2 weeks I am working full time now so I expect this paycheck to be a lot more than I was previously used to. I recently ran out of my savings after carelessly pulling money out trying to support myself while working a part time job so I have no extra money. I am stressing out about what I am supposed to do with my negative balance because my paycheck tomorrow will just go into my account and I will still be -200 and I wont have money to live off of for another two weeks when I get paid again. Ive looked into taking out a personal loan but I dont know if this is a good idea. I have no valuable things to sell so that is out of the picture. I just really dont know what to do at this point I know I have really dug myself in a hole but any help is appreciated.  <response>: You need to get creative here. Unless you live 100 miles from other people, there should be some sort of community support. Food banks, hot meals at churches, etc. That way you can eat. If you drive a car, you cant afford to until you get back in the black, so ride public transport, walk, ride a bicycle, hitch rides, whatever it takes. Churches are often willing to help out, even financially...bring any unpaid utility bill that is due soon and ask if they would be willing to help you out a little bit. Dont ask your new jobboss for money upfront. Go door-to-door and offer to rake leaves, mow lawns, pull weeds at whatever the going rate is in your locale probably 8-16. Work a couple hours and walk away with cash in hand. Post flyers on community bulletin boards offering such services with your phone number and hourly rate. Answer craigslist ads for people looking for such services. Also look on craigslist for people looking for moving help...in our area that will get you 12-15hour plus lunch if its an all day thing. Just be eager, ready to work and dont worry about your overdrawn account because youre working hard to get it back in the black.Perhaps most importantly, be sure to go into your bank and explain your situation, ask them if you can have a week to rectify the situation. If you end up needing more time than that, go back in before the date you said you would be back in the black and ask them for a few more days. Most banks are understanding, especially if you are communicative with them. 