<prompt> Human: Im writing this for a friend. His 17 year old wants a college and major that will incur loads of debt. How much you ask? Theatre major at small liberal arts college a lot. Her dad has tried counseling her on debt, but shes not getting it. Its not reality.So here is where you come in. Reddit, what would you be doing if you didnt have your student loan debt? What would you tel your 17 year old self?  <response>: I would be able to afford a wedding, buy furniture, buy clothes, do some serious home improvement, retire early enough to travel while I am still physically fit, get my boyfriend some elective surgery he needs. And I am on loan forgiveness in seven years. Its a real life crusher. 