<prompt> Human: Hey everyone. Let me start by saying its not lost on me how lucky we are to have this problem. Both of my parents were immigrants from South Asia, coming from very poor families mom was the 2nd of 9 children, making it to America, and establishing comfortable middle-class lives. We never took fancy vacations e.g., family of 6 would get 2 motel rooms and usually do road trips rather than fly anywhere, I didnt have new clothes until college older brother father hand me downs, and mom would go to the bad part of town to the ShopRite because it was cheaper than going to Kroger.My dad passed away about 7 years ago. My understanding is he used to manage the money and figure out where investments went. My mom was a mess for a few years after his death, and kind of let it go on auto-pilot - she largely hasnt touched the investments since, and my understanding is theyve gone up, but quite a bit less than the stock market.My 60-year-old mom doesnt work but gets 2kmonth in social security, which mostly pays her living expenses, and is thinking through her sunset years. She would like to growsecure the money she has, set things up to leave money for her kids in inheritance with the least tax burden possible weve all graduated from college and are doing okay, and in an ideal world have some passive cashflow coming in. Shes getting ready to sell her house - I would guess it sells for 500k, and she still has 250k on the mortgage. No other major debts.Heres a readout of her assets. If someone can help guide us on what to do - where to invest, who to invest with, if we should see a financial planner, etc. that would all be really useful. She just saw a financial planner yesterday who recommended putting some money into an Indexed Annuity. Have no idea if thats a good idea...Thank you SO MUCH for your help. My mom is stressed out about it, and feeling a little guilt that after dad died she didnt do more to have more to leave us kids which Ive told her is ridiculous!Total: 2,250,345Fidelity TOD 233,120 Cash 15,000Fidelity Rollover IRA 348,180Fidelity Traditional IRA 75,192Fidelity IRA 277,725Inherited SIPs 801,327FDU - RA - retirement annuity 169,387FDU - SRA - supplemental retirement account 111,780Residence 200,000Fidelity Roth IRA 13,938Fidelity Roth IRA 4,696  <response>: Given that she is living off of her Social Security and has 2.5 million, I would say that she should stop worrying so much and spend more time, and money, enjoying herself. 