<prompt> Human: Hey PF! Im in need of some advice. My SO and I have been trying our best to pay down our debt. I have around 1,400 left on my used 2007 Ford Focus and then Ill be in the clear. He has a very very old Dodge Dakotah that runs, but is about to give out any second. It is paid off completely. A few years ago he bought a very reliable Volkswagen in order to be able to see each other when we were long distance. He has 7,000 left on his Volkswagen.Now, he is in need of a new truck. He uses his car for work and does a lot of side work as an electrician so its a necessity. We have around 3,000 dollars that we are trying to decide what to do with.Our options we think are:1. Pay off my Ford Focus and trade it in. Use the money from the trade in and the extra cash for the down payment. I would then buy the Volkswagen from my SO and take over the payments for him. It is a lot nicer car than I own, but not sure if taking on that debt is worth it.2. Use the 3,000 to pay down the Volkswagen, trade it in, and use that money for a down payment on a truck. I continue to drive my Ford Focus.3. Use the 3,000 as a down payment for a new truck, and just get by until we are able to pay off his and my car and divert more money toward a new car payment. Any ideas? We are unsure of what to do. Our interest rates are about the same on both my Ford and his Volkswagen.  <response>: Sell his cars and buy a used truck. Id avoid getting mixed up if youre not married or engaged. IMO he shouldnt have multiple cars if he cant really afford to be saving up much with his current cars. 