<prompt> Human: Im 19 years old, working at a factory as an apprentice. I work full time 38hrweek, with 5-10 hours overtime on average a week, landing me about 650week after tax. Currently I have 3K savings, and am hoping to get to 5-6K, by July when Ill be able to buy a car. I am planning to get a Kia Rio 20152016, hopefully during the eofy sales that dealerships have. Is there any advice that anyone may have for me? I dont want to be naive seeking a loan. My main concern is that I have only been employed for 4months.  <response>: Id recommend buying a car that is only a couple thousand dollars. Look at an older Camry or accord. Something thats cheap to fix and reliable. At your age and income level, itd be smart to buy a car that is affordable, and then possibly buy something nicer after youre making more money. Great job on your savings! Keepit up and try to build a six month emergency fund! 