<prompt> Human: Hello,Im completely lost in finances. Im 32F from Spain. Im basically poor so Ive never invested anything, but Ive received a little money from an heritage and, despite my father says to me I have to save it in an account for possible problems in the future because is not enough to invest, I think I may can get some profit out of it. Can you give me a little piece of advise or I just may follow my fathers directions?  <response>: If that is basically all the money you have, then your father is right. Investing is only for money you dont need for a long time. If you have an equivalent to a savings account, you should put it there. It would be an account where you can still access the money at least within a few days if not immediately and it has a little bit of interest. If Spain is anything like Germany, itll be 0.5.Maybe someone in reupersonalfinance knows more. 