<prompt> Human: Midland Funding filed suit against me for a credit card I never had any knowledge of. I filed an answer and requested any and all information they had on the alleged debt. After 10 months there was no answer and motion was filed to dismiss the case for lack of prosecution. On the hearing date there was no representative from Midland so the case was dismissed. I filed a dispute including the signed motion for dismissal but Equifax said it would not be removed and then the debt was reported AGAIN not long after that by Midland funding. What can I do to get this taken off my credit report because they are claiming I owe them over 5000.  <response>: Was the case dismissed with or without prejudice? With prejudice means that the plaintiff can never take you to court for this debt ever again while without prejudice means that they can take you back to court. Perhaps equifax will not remove the debt unless they get a with prejudice dismissal motion. 