<prompt> Human: Throwaway account for my first world problem. A little back story here. I make 135k pre tax, and my wife makes about 80k. We have two mid-size houses. Live in one and renting one out. Still making mortgage on both, net pay about 3k per month for housing expenses mortgage - rent income utilities.My wifes family is well off. Her mom lives in a giant 6500 sq ft mansion in a really expensive neighborhood by herself. She recently wishes to move out of that house and she wants us to move into that house. The house is worth 2 million on paper, but it takes almost a year to sell one in that price range, and in that neighborhood. Plus, she doesnt want us to sell the house, its one of her conditions on giving it to us. The other condition is that she wants us to give 350k equity in cash to my wifes younger brother. The house still have about 400k mortgage on it, and the payment is about 2k, but the maintenance such as HOA, Property Tax, Utilities and general maintenance together is close to 3.5k a month.Dont get me wrong, this is a really beautiful and amazing house, with 5 bdrm, 5 bath, a sauna room, and two full kitchens, and its located in a very prestige neighborhood with the best schools in the entire state. On paper we can afford it, but man this is way too much housing just for the two of us, and even with two kids we planed for. If we do take it from her, and rent out our current house, it would just be breaking even with the mortgage, and I am just doubled our housing expenses from 3k to 6k a month, and basically killed my Financial Independence plan. And if we pay her brother the cash, wed be asset rich and cash poor too. We both love to Financial IndependenceRetire Early, and we are well on our way there with our current situation, but this decision could end our plans for good.I am not sure what to do at this point. Should I refuse to take it over?  <response>: The other condition is that she wants us to give 350k equity in cash to my wifes younger brother.Say no but she can give the house to brother and he can give you a 350k gift. 