<prompt> Human: My son just became paralyzed. Not sure if he will recover and may have a life long disability. Not sure if he will be able to work ever. How can I structure my finances to protect and provide for him when Im gone. Im guessing some sort of a trust. But anyone who has gone through something like this or who knows best practices please let me know. I make decent money 250k. Have cheapskate tendencies but I want to know as much as I can. Thanks in advance.  <response>: see a lawyer about a Special Needs Trustalso the ABLE act 