<prompt> Human: Hey reddit, have a weird situation going on in my home buying process and wanted to know if anyone has heard of this or experienced it. not sure if this is an appropriate sub but my bro suggested it so figured Id give it a go My boyfriend and I put a bid on a house that was listed at 179K. We offered 165 5k back at closing. After negotiations, both parties agreed to 167,500k no closing costs. We went into attorney review. Today, after a few days of attorney review, our attorney received a letter from the other attorney stating that the selling price of this premises will leave my client approximately 10,000 to 15,000 short of the amount needed to pay off the existing mortgage. It is her intention to come to closing with funds to satisfy the mortgage.Our attorney stated that this means she is 10-15k behind on her mortgage, but later in the letter it states She is not pursuing this as a short sale because her mortgage is current and she does not wish to impair her credit.So question is... have you ever experienced this? Or know of anyone who has? Do you think this is BS and that the seller does not really have the money or is 15k behind on her mortgage?Any commentsthoughtssuggestions are greatly appreciated!  <response>: Nothing about this is out of the ordinary.Your seller is 10-15k short on the amount she owes the bank. The home cant be sold until the bank gets paid what the bank is owed. In this case, she is selling the home to you for a loss. This isnt a short sale, nor is she late on her current mortgage payment. Shes simply upside down in the house and is getting out of it. 