<prompt> Human: We just bought our first house. A year ago, my household gross income was barely over 50,000 CAD in an expensive area of the country. We could barely pay our bills, and usually ended the month less than 100 ahead of where we started. I subscribed to PF one night to see what I could do. After some casual reading, it was pretty clear what we had to do - reduce our spending and increase our income. Nothing fancy there. Our spending was already pretty low, so that didnt do much. Time to increase the income.So we picked up and moved. We went somewhere with similar-ish cost of living, but much better wages, and the opportunity to work and work and work. Suddenly, our household income had doubled! We rented for just over 1 year in a small 750 sqft triplex. 1290mo utils. We saved very aggressively for a house as we were able to purchase an older 1900 sqft house for under 300K. Our mortgage payments are about the same as our rent was, and we were able to put 20 down we had about 35K tucked away in our maybe-one-day-we-will-be-able-to-afford-a-fucking-house fund to avoid default insurance I think this is the Canadian version of what I see called PMI on here. So here we are, 14 months later, sitting in an empty house waiting for our stuff to show up.  <response>: Wooo!Congrats. Its always awesome to hear the then I read rpf and ... stories : 