<prompt> Human: Hey everyone, just looking for advice or guidance here. I just landed a 45k salaried job while Im going to school full time for my final 3 semesters. Im looking to put that money to use for me. I have 8k in federally deferred loans right now and anticipate to take on another 12k in the next 3 semesters. I have a 750 credit score and about 7,500 saved up. This is my first real job and have never filed taxes before. Im very much wanting to buy a 4 person home for 150k in my college town to live in for now with 3 roommates who should cover my mortgage. Afterwards I would love to turn this into an investment rental property. This is something Ive had my mind set on for the last year but Im now looking for guidance or advice on how to go about thisTLDR: 750 credit score, 45k salary, 7,500 saved, no tax returns, how can I buy a 100-150k home?  <response>: Its a unicorn! 