<prompt> Human: Like the title says, I am 24 years old and I have 6000.00 in credit card debt. The debt consists of 3 different cards. The first one has a balance of 1800.00 the second one has a balance of 1800 and the third one has a balance of 2500.00. I currently make only 27,500.00 a year. I am freaking out. I feel like I am never going to get out of this debt. Please help me get my finances together.  <response>: Make a budget and find out where you can cut your expenses. Try to get an overview of your financial. Put as much as you can towards paying down the highest interest card first. Once that is paid off you should continue and pay off the next one. 6k is not too much and if you work hard you will be able to save that much. 