<prompt> Human: I am a single 25 year old with a job that pays about 110,000 a year. I currently have 4,000 in CDs with 10 months left, about 4,000 in three different stocks, and 17,000 in a high yield saving account at 1.5. I have 13,000 in student loans left with interest rates between 5.5 and 5.9. About 59 of interest accrues a month currently on my loans. I have no other debt. Should I use my cash savings to pay down most or all my student loans now or wait and sit on my savings and maybe pay my loans down at an accelerated rate? I have no plans to make any large purchase car, house, extended vacation for at least 8 months. But Ill probably get a standard-priced car sometime between 8-18 months from now. Any thoughts?  <response>: Kill the debt. No safe investment is going match the rates youre paying. Youre literally losing the difference in interest each month. No profit here. 