<prompt> Human: Hey guys, my parents have to make an online paymant on ebay and with paypal they will have a kind of guarantee. Is it safe to make them a paypal account? Is PayPal secure for inexperienced people in online payments like my parents?  <response>: Its a nice and secure platform, yes. just keep in mind they are not a bank and not FDIC-insured. Just dont keep more than a grand in there if youre concerned about Paypal going under any time soon.Many would say otherwise about PP being a good idea, but every financial institution is bound to have its share of disgruntled customers at some point. Ignore the people who hate on it and give it a chance. Its been great for me and my friends for years, both for personal and business use. 