<prompt> Human: Multiple recommendations on what to do with my money after maxing out both a Roth and 401k?. I have zero debt and not really sure what can be done with extra money other dropping it in a savings account as an emergency fund. Edit: Thanks everyone for their thoughts and ideas, given me some good ideas to think about and look more into.  <response>: What are you goals in life? Taking care of your Roth and 401k, assuming youre still fairly young, should get you set for retirement. What else do you want out of life? Home ownership? A fancy wedding? Kids going off to college? A cabin on a lake? Vacations all around the world? 