<prompt> Human: I checked Credit Karma today and I see that my credit score dropped 8 points. My score was just above 800 last week, and now it is under 800. I have zero hard enquiries, 100 payment history, less than 9 credit card utilization and no new credit accounts opened this year. I understand that the drop wont impact me much, but am curious to understand why the score dropped. Could you galsguys give me some pointers, please? EDIT: I am not stressed out on the dip. Sorry if my post didnt convey that. I understand that it wont have much of an impact on my creditworthiness either, thanks to all the great content available on this sub. I just wanted to know the reason for the dip. If my credit score increases or decreases, i think it is good to be informed on what caused it.  <response>: 1. Credit fluctuates, dont worry about it. 8 points is nothing.2. Your score is exceptional, stop obsessing. Anything over 740 is a posting contest because they all get the same rates at that point 