<prompt> Human: Last weekend, as we were leaving a party, some kid backed up into me.The dude was really nice and we settled it as quickly as possibly. He claimed responsibility, we went through the necessary channels, and he just sent me enough money to fix my car.Now the tricky part: Im in pretty decent credit card debt, and the amount he sent me would cover the whole debt with enough money left over to get an oil change. I want to do the morally right thing use the money to fix my car, as was intended, but Im also a college student fighting debt off really hard, and it might be an opportunity that wont come around again.Reddit, would you use the money for its intended purpose, or to pay off your debt?Background: Im a third year college student working one job and about to pick up a second for financial reasons. For the most part, Im a pretty responsible spender with the exception of my credit card debt. I had actually met the guy who hit me literally five minutes before the accident, and my conscious says to do the right thing. The damage to my car isnt bad, just some cosmetic damage on the left side. If I paid off my credit card debt, I would shut down the account quickly. Edit: A couple things to clear up:1. I didnt file a claim. He was very cooperative and nice, I wasnt aggressive and pushy, he paid me out of pocket promptly.2. Though I met this kid at the party five minutes prior, the chances of me seeing him again are minscule. His girlfriend is trying to get into the fraternity that my boyfriend has really good friends in, and he doesnt go to our school. Even then, the chances of me having my car are slim to none, as boyfriend likes to drive.3. I didnt want this to happen, by far. I love my car. Im the only young person I know who was able to build up credit by herself to get a car without a cosigner. She is my baby. As such, Im terrifyingly careful with her, because Im the only person on my insurance and Im young. Update: Thank you all for your input. I decided to pay off my debt and tear up my credit card-- I feel like a weight has been lifted! My bumper still has a little dent in it, but I can take care of that in the future, probably with income tax refund. I really appreciate all your insight. Im also keeping the account open, because of the line of credit, but I am really happy I dont need to worry about payments anymore. As for my car, it will be fixed, and Im not happy about the dent, but its much less of a priority to me right now than my finances.Anyway, thank you all again! You all get mind cookies!I also want to say that I do not own a unicorn hide fur coat. I prefer dragon scales and centaur hair, as they are warmer and have a nice scent  <response>: Its none of that kids business what you do with the money. He owed it to you for damaging your property. 