<prompt> Human: Okay, Im gonna try to make this quick. I recently bought a used car with a down payment of 8K and 9K financed. The reason I financed 9K is not for lack of cash, but rather because I thought it would help my credit history. See, I only have a few credit cards I carry no debt, and so my credit history is pretty scarce. In the future, if I should ever need a loan for a carhouseemergency, I would like to be able to get a good rate. So with that in mind I figured I would finance some of the car. So here is my question: Now that I already have a car loan, what looks best to creditors? Should I immediately pay off the loan, make the regular monthly payment until it is paid off, or pay a bit more than the monthly payment?Thanks!Assistant: Pay it off. You dont need to pay a cent of interest to have a great credit score.Human: But what about having a sizable credit history? Is that irrelevant?  <response>: The point is that there are free ways to have a long credit history. Paying hundreds in interest is a method to pay for what is otherwise free. The easiest way to build credit for free is to use a credit card and pay it in full every month.I recommend you get a credit card and put one recurring bill on it. Netflix is a good candidate if you have Netflix. You then set up your banks auto bill pay function to pay off the 7.99 every month. Bang. Automatic perfect credit with no human interaction. 