<prompt> Human: Forming a budget and sticking to it, both are difficult task. No matter how hard you try, in the end you fail. So what is the use of setting the budget in the first place?  <response>: No matter how hard you try, in the end you fail.Theres your problem. Many people on this sub are able to stick to their budget. Or if they cant, its a goal for them to strive to stick to. Without a goal, your spending habits can start to shift from smart to not smart. 