<prompt> Human: I have roughly 5000 Usd saved up in my bank account am not from US btw, and was wondering whether there was any safe and effective way to invest invest my money apart from letting it gather interest in the bank. Any ideas and help would be greatly appreciated! Edit: Well people are asking for more info, so Im a 15 year old M from Singapore; dont have any plans for future education atm  <response>: We could really use some more information. How old exactly, what country. What are your plans for your educationjob.At your age I would just keep it safe, but don t invest it. You may need it for your education or a car that you will need to get to workschool or furniture if you need to move out. 