<prompt> Human: Hey PF,As the title says, I have 300,000 cash but I do not have a credit history as I just moved here. I have a secured card already as Ive read thats a good place to start building credit.However, I wanted to purchase a property here in the next 2 months and ideally would love to get a loan arranged asap. I am looking at borrowing another 300,000 making it a 50 down payment. Are there any options for me I do I have to wait until my credit is good enough?Thanks!  <response>: Not likely. No credit history is kind of a sticking point to someone who wants to borrow over a quarter million 