<prompt> Human: hi yall, Im just asking the internet to confirm that my thoughts on this are correct-- Im delightfully engaged to my fiancee. She has student loans cc debt. Im debt-free. Even though were not married yet, it seems silly to let her cc debt accrue any more interest. Id prefer to just pay off all her loans and be done with it. Is that a reasonable plan of action? Im in a fortunate enough position that paying off her loans wouldnt affect my standard of living, but dont know enough about these things I am debt-free, to know if there is anything Im not accounting for here.tl;dr: My fiancee is has credit card debt, Im debt free. Should I pay it off if its no skin off my back? My inclination is yes, but I just wanted to check in with all your opinions, since these sorts of finances are new to me.  <response>: Make sure to keep at least some money in savings in case you have a financial emergency car breaking down, health care bill, whatever.You can either make it a gift, expecting nothing in return, or you can make it a loan, and have her pay you back over time with or without paying some interest. Plus a kind reminder that a fiancee can become an ex-fiancee, and a significant other can become an ex-SO... You have to be absolutely sure that you want to gift or lend her this money... 