<prompt> Human: I am new here and every time I try to get advice my posts get deleted for obscure reasons i dont understand. Please not again.South Carolina. I dont write checks and dont deal with cash much because of online banking. She doesnt have a checking account so cashing a check is way more trouble than it is worth.I would like input and suggestions. Is there a way i could fund a debit card or credit card that I can give her and transfer money to on a schedule? Obviously, it is preferable to have no fees or very low fees and although i trust her i dont want exposure to abuse such as overlimit or overdrawn fees. Thanks in advance. EDIT. First and foremost, thank you all. I apologize but this got more complicared than i expected. She is on disability own her home car etc but has a real hard on for banks in general. Gets her money through a gov debit card. I hadhave no idea about or where to start with those things called venmo, google wallet, or the other one but i do know how to research. There are so many loopholes and fine print i dont trust myself to pick one and then find out about a fifty dollar fee for this and another one for that. Reddit is a great resource of collective knowledge and that is why i came here. She doesnt want a bank accountATMs without fees are difficult to find around here but the idea reminded me that the local grocery will do it with a purchase. This still requires me to remember and get it done. Does not meet my goal of hands free, presense free transaction but will do for now. Thumb up the for link to needwallet!The one credit union i had experience with was worse than BOA  <response>: Venmo Paypal Google Wallet are all fee-free for this type of transaction if she had a checking account. Note that a checking account doesnt mean you have to use checks, but you certainly need one if you wish to use a debit card.There are reloadable pre-paid cards, but the fees youll get hit with those are way beyond what youd get using a checking account. 