<prompt> Human: Please excuse if this discussion has already occurred in a previous thread. I tried searching and could not find my exact situation. Situation: My leased vehicle is due on April 21st. My husband and I are trying to get ahold of our debts and pay everything down. One big hurdle is our monthly lease payment and our auto insurance bill. Lease Payment: 144.43 per monthAuto insurance on this vehicle: 68.67 per month Questions: Is it at all possible to turn in my lease early without paying a penalty? This would save the insurance payments for the next two months. Or is it even possible to turn in the lease early and not pay the remaining months? Has anyone been in this situation? Any advice would be appreciated. We would not be purchasing or leasing another car at this time. We currently have two cars, the lease and a car that is paid in full. So at the end of the lease, we are just going to use one car.  <response>: You could turn in the car early, but that would not remove your obligation for the remaining lease payments. It would allow you to reduce your insurance costs though. 