<prompt> Human: So, Im changing industries to start over at the entry level with the federal government. The starting salary is way more than Ive ever made in my life, but still not all that generous low 50s. Still its a good opportunity with an upwards trajectory. The problem is that taking the position will require a major relocation. NY to TX. The employer said upfront that they will pay no relocation costs, and I couldnt get them to budge in negotiations.We wife and 2 kids have virtually no savings at the moment. We used to have 5k in emergency savings, but an unexpected tax bill see post history and some mandatory car repairs have brought that down to 1k.Im estimating that it will cost about 7k to move. And that in renting a new place well have to do about 3k security deposit plus first months rent. We have excellent credit and can easily charge the whole cost to the credit cards, but I am wondering if theres a better way to try to finance this expenditure than reverting to the CCs.Edit: Thanks everyone for all the advice. I ended up calling my bank and they gave me limit increase and a 12 month 0 cash advance of 10k on my CC to cover costs for a 300 fee. Well look into economizing on the move, and just pay the rest back against the card directly. Im not that worried about this now: after 12 months I get an automatic promotion that will take me into the mid-60s, so things will be tight paying this back for a while, but should ease up after a year.  <response>: If youll be able to pay this back within the next year or so, I would try to apply for a couple 0 credit cards and see if you get approved and how much credit they give you. After that, Id try either a personal loan or a low-interest credit card. My credit union credit card has an interest of 8.99, and they have personal loans starting at 8.99 as well . 