<prompt> Human: My parents had a bankruptcy a few years ago, and as such have awful credit. They also live pay check to pay check. They need some essential home repairs performed, but dont have the cash. They cant approved for the financing. They have asked me if Im willing to help, and I am probably their only hope. My sister is a student and doesnt have the means, my brother is an asshole and wouldnt, even if he could I dont think he could though. The amount is 1650. The financing is through GE Capital, so its probably your typical high interest rates. I dont want to put it on one of my cards, and I dont want my savings to take that kind of hit. I could of course make the minimum payment should they be unable to. They can only afford to pay 40 a month, which means it will likely take them 8 years to pay off, assuming an interest rate around 25.What do you guys think? I dont really want to do it, but I also know they dont have a lot of options, and Im not sure how they will get it resolved if I dont help. If it wasnt essential, I wouldnt even be considering it.  <response>: What exactly are the essential home repairs? 