<prompt> Human: Looks like it might be a good place to park 10k for the next 15-20 years, as part of an IRA. Interested to hear opinions both for and against. Thanks.  <response>: Q: Should I choose a high fee fund based on recent outperformance?A: No, performance does not auto-correlate, so performance chasing wont work. Choose only low cost total market index funds. 