<prompt> Human: My girl friend bought a car a few months ago, it from a used car lot, it was a 08 mini cooper., For 8k.she did it without my knowing, I would have told her dont do it! Well they gave her 30day warranty, and the car went to crap directly afterward. First she started having transmission issues, random slips very occasionally only happend twice. Mechanic said it was the beginning bofnthen end and replacing it would cost about 6k, then 2 weeks later she gets a check engine light with heavy shaking. Different mechanic looks at the engine and discovers bent valves. 4400 to replace.So she owes 7kEngine 4400Tranny 6kReal dealership says its trade in value isnonly 500!Her payments for the cooper are only 230 but she cant really afford another car and make those payments too. What should she do outside banckrupcy?She doesnt want to ruin her credit, but cant really afford to double her car payment.TldrOwes on 7k car loan with a 10k repair bill.Cant afford a second car.Dosent want banckruptcy.Is repo a good idea?  <response>: Have you looked into putting in a used engine and a used transmission? Really sucks to be in that situation but doing that might be the cheapest way out of this. 