<prompt> Human: This may be pretty basic, or the wrong place to ask - but my employer has apparently recently been granted access to view my 401k online through the financial ad visor who holds our companys funds for all employee 401ks, NOT a personal FA of mine!. Is this normal? If so, are there any legitimate reasons why they wouldnt have this access already? I work at a small company and my boss doesnt have a firm grasp of 401ks - he has previously expressed his displeasure that employees are allowed to choose how to invest non-vested funds for example. Is this something I should worry about at all?  <response>: Employers have full access. They also have a legal responsibility to make sure all transactions are processed correctly and the plan is in compliace with DOL regs or they face fines. Without access there would be no accountability as they could just say the custodian or recordkeeper screwed it up. If you dont trust them with access I would probably start looking for a new job. 