<prompt> Human: So I have been living with room mates since I was 19, and now I would like to move in to an apartment by myself. My credit history is bad due to an unpaid phone bill that went to collections I still havent paid it--its been maybe 4 years. BUT I am taking out a 5000 subsidized loan for college so that I can guarantee I can pay my rent. The rent would be 375 a month. So, essentially, as soon as I get that loan half in Sept., half in Jan. I would be able to pay the full years rent, and my credit history should be made irrelevant due to that fact.I do have a regular job that pays 800mo. But the lease requires I make 3x the monthly rent.The showing is scheduled for Saturday July 25th, and the lease would start September 1st. But I am leaving the state for my job on the 26th of July, so I kind of want to secure this place the day I see it so that I have a place set up for soon after I get back, Aug 25th.To the real questionpoint: Should I bring it up during the showing that I know my credit history is bad, but that I will be able to pay my rent up front if that would make them feel better? Like, Id be able to pay 6 months rent in Sept. then the other 6 months in January with my student loans?Or does that sound really shitty? I just really love this apartment, its in my price range and is really nice. I dont want to mess this up.Thanks.  <response>: You can show them you have the funds - like by printing out your bank statement showing the lump sum but dont pay rent 6 or 12 months in advance. 