<prompt> Human: I apologize if this question is easily answered, Im new to filing my own taxes and was unable to find an answer when using different phrases in a Google search.Ive been reading up on your tips here for filing; I would be doing a simple 1040 ez - single, no dependents, no mortgagehome, etc.It looks like I could claim a standard deduction about 6300, but what if my federal withheld was less than that about 3500? Also, I dont know if its important, but I live in an area with no state income tax.Any help would be greatly appreciated  <response>: If you earned, say, 36200, that would be your gross income, but not all of that gets taxed. The standard deduction brings that down 6200 to 30000. Then the personal exemption if you cannot be claimed as a dependent of someone else would bring it down another 3950 to 26050. That number is called taxable income.Then you look up 26050 in the Tax Table and see that the tax owed would be 3450. Suppose 3500 is the total amount withheld, as seen on your W-2 form. Since your withholdingtax50 is positive, you would get a 50 refund. The IRS already got 3500 but you really owe only 3450, so they send you 50 back.The values Im using here are for 2014 taxes. The standard deduction and personal exemption amounts change a little every year. 