<prompt> Human: Hello people of rpersonalfinance, I come here in hopes for some advice on how to go about my finances in the coming years. Im currently a junior in high school with plans on going to college in some sort of STEM field. Our household income for a family of 4 is at least but probably less than 31,005I get free lunch at school so its at the most 31,005 My parents filed for chapter 13 bankruptcy which I have an okay understanding of what that entails. Things arent looking too good right now financially. Im fortunate enough that I qualify for a college program in my state where I get 2 years of community college for free and am able to switch to a 4 year college at a reduced fee because of my GPA. Im still scared shitless of how my future will pan out. I plan on staying with my parents while I attend and working partfull time as well. I am taking a stocksinvestment class and have a decent idea of how I will go about retirement fundsRoth IRA, 401k, etc and I want to dabble in real estate if possible. Id like to know what I should and shouldnt do to ensure my finances dont end up like my parents and that I can one day support them as well.  <response>: I wouldnt touch retirement or real estate until youre fully through college. Make sure you have the money to live during college and pay for any booksfees you may need and tuition in the later years.Right now, the best thing you aim for is to graduate with a 4-year degree with little-to-no debt. After that, get a good job and start investing and buying real estate. 