<prompt> Human: My grandmother set up a trust fund to pay for my college tuition when she passed however the fund was left in the banks control and only under specific conditionsi.e. tuition, books, anything that I deem necessary for school could I withdraw from the account. I had to simply present a receipt to the banks rep and they reimbursed me through the fund. My grandfather recently passed away and he held custody of the account so now I have control over the 36,000 left in the account. I am currently a Junior with 3 semesters left to pay tution. The issue is that the 36 thousand left in the fund is just enough to pay the rest of my education. Do you guys think it would be in my best interests as a 20 year old college junior to:1: Withdraw at least 2 thousand for spending money?2: Should I invest a substantial stake, say 20, in a market, fund, or bond?3: Use the cash to pay for the rest of my tuition?  <response>: Pay tuition and thank your lucky stars you will have an education with no student loan debt. That is a HUGE leg up on starting your financial life, nothing is worst debt dragging you down as soon as you start the rat race. 