<prompt> Human: I am currently lucky enough to have a stable job in a country with shockingly high unemployment and inequality.Ive been in the work force for little over a year now, and have managed to pay off all my student loans within 13 months down from 60 months. I literally put over half of my income for the year into paying off debt, and it is incredibly liberating.Currently, Im working towards my 6-month savings goal. I havent changed anything about my lifestyle since I started working, because I figured I should just continue putting away half my salary. Having the peace of mind of savings is obviously what everyone should be working at.But I am losing motivation. My budget forces a pay check to pay check lifestyle even though I have the reserves for a rainy day. I have started to become more depressed because I cannot afford a social life. People have stopped asking me to attend social events because I keep making up excuses not to go, when in reality Im just a cheapskate.Honestly, I dont really need advice. I could probably continue at the current trend until reaching the 6-month goal it will take another 10 months, and scale back a bit. I just feel like I have no one to discuss this with. How do you keep yourself motivated?  <response>: My grandfather was a frugal man. Working a modest job he managed to retire in the early 80s with a massive nest egg.As he grew ill I traveled to his home in Florida, tired and old and told me his only regrets were the things he never did. He had enough money to go anywhere and see or do anything. He was pretty much stuck in his chair.This changed my outlook on life. I am still on track to accomplish my goals for the future, but I still make it a point to spike the ball when I reach some kind of milestone. It doesnt do to dwell on dreams and forget to live. 