<prompt> Human: First off, Im not very good at writing, nor am I very familiar with this form of social media yet. NowMy fiancée and I are 19 years old, and we moved into an apartment for her to go to school at UF one year ago. Her family is not very financially savvy and isnt paying for her college or helping us in any way. My parents are going through a divorce and dont have a lot of room, if any, to help us out. We bought a 96 Mustang GT because my last car died on us. The car was 2700 and we were able to buy it in full. However, 2 months ago, the transmission went out. We are not in a good financial situation. I got laid off from my job recently and am struggling to find a new one in this college town. My fiancée pulls in about 2000 a month from her job. She works at a Co-op and isnt taxed. Our problem is that we owe 1600 on the transmission, and the place is threatening to take out a lien on the vehicle. I am not very educated on financial jargon, so Im not exactly sure what this means or how it is bad for us. Im not sure what I should do, or how I should move forward. Being young, my credit is basically useless. I dont have an extensive credit history at all. Weve never missed a bill or paid anything late, so we have good credit, just not a lot of credit. I am trying to find a job, but I dont have a lot of credentials to get me a good job nothing like looking at your resume to let you know how little youve accomplished in your life. How do I move forward? What do I do? Any advice would be really awesome. P.S- Im posting from the mobile app Agent Blue and it only lets me comment once every ten minutes not sure if thats normal or not  <response>: Ask your mechanic if he will hire you on. 1600 is a lot of floors to sweep and I doubt hed let you work on cars, but maybe he needs painting or other clerical work done around the shop. You may be able to reduce what you owe on the car and pad your resume with a little bit of extrarecent experience. Once youve worked and paid off the debt, sell the Mustang before you wind up in a similar predicament all over again 