<prompt> Human: I work for a company which matches my 401k contributions up to 500 per year. Until I reach 2 years of employment, Im 0 vested. Lets say I quit the job before then, or get fired. If Ive been investing in that 401k that whole time, then roll over to my Roth IRA, Ill have to pay taxes. And if Im 0 vested, I get none of that money that the employer was matching anyway, right? So it seems to me like its most reasonable to continue investing in my own Roth IRA where I wont have any taxes or fees until I become partially vested.Is this the right move?  <response>: You can invest in your Roth IRA and your 401k. 