<prompt> Human: As a high school student who is about to get a job, Ive been contemplating the best ways to spendsave money. I was wondering if i could get advice on if i should put all my money in a bank account to collect interest, or to avoid banks as much as possible. Also with the problem of college coming up, Ive heard the horrors of student debts and was also wondering how much of an effort should be put into trying to avoid student loans. Thanks!Assistant: if i should put all my money in a bank account to collect interest, or to avoid banks as much as possible. Why would you avoid banks? Your money should be in a bank account rather than in cash under your mattress. Get a no-fee checking and linked savings account at a bank or credit union. It will come with a debit card linked to your checking account. Try and keep student loans to a minimum and dont use them to pay for a useless degree or financing 5 years for an undergrad degree because you cant decide what you want to do. Work a part time job in college. Human: Haha i felt like it was a silly question but a couple of my uncles are skeptical about banks and just wasnt sure if their opinions had any logical basis. Thanks for the quick reply though!  <response>: Those uncles that are skeptical of banks are probably the best people to avoid in terms of financial advice. Ive got a couple myself. 