<prompt> Human: Hello fellow redditors-I have a somewhat unique situation. Im 29 years old and I work as a construction engineer for a wind farm construction company. This requires me to live on the road. I live in a travel trailer. I recently changed companies. the old company gave me a work truck for 100 of my travel needs. The new company didnt give me a truck for personal use. I did get a 15,000 raise and a better bonus structure. I needed a truck to pull my travel trailer to the next job. I bought a new f-150 ecoboost for 37,000 two months ago 2.49. I still owe 32,000. I paid off all 30,000 in student loans last year and it felt great to relieve myself of that burden. My question is- should I pay down my truck asap? or should I keep my 2.49 interest rate on it and invest more money into retirement? I hate a loan, but the rate is so low that Im torn. Any advice or criticism would be much appreciated! Thanks!  <response>: That low rate is fairly good. You should probably pay it off a little faster than the nominal rate to avoid getting underwater, should something unexpected and bad happen, and put the rest toward retirement and other mediumlong term savings. 