<prompt> Human: My GFs mom has been stealing money from her ever since she got her first job at 14. Shed take extra for insurance, and use her paycheck as a cushion for her own finances. This among many other things has been happening basically non stop for the past 5 years. Another fact to note: her mom has an obsession with credit cards and has used them to pay off debts, other credit cards, and to buy more things than she can afford. Theres a family dynamic that ties into this as well that I cant fully explain because I dont know all of the details. What I do know is that her moms credit is ruined completely by various collections, late rent payments, and awful repayment history. All of this started coming to a head 2 years ago. My GF had just turned 18 had no credit to purchase a vehicle, so her parents urged her to open a card to start building her credit so that she could qualify for an auto loan in the future. Her dad co-signed on the vehicle and the credit card against her wishes. Over that next year her mom memorized her credit card , CVV code, and exp. date. She used my GFs card CONSTANTLY. Shed regularly max it out it was a 1000 limit and make promises to pay it back. She used it for literally most purchases she made. Once we started dating it became blatantly obvious to me that her mom was using her for money. My GF finally got fed up with it and told her mom that she was closing the card so that she couldnt use it anymore because she didnt want her credit ruined. Her mom quietly complied. So we went to the credit union a week later to close the card and to open one with a small limit at a different credit union that my GF does all of her banking through. Her mom has no access to her main account anymore we closed the card with no problems, but when we went to open the new card at the other bank, they pulled her credit and showed us the credit report. This is when our hearts really dropped. Her mom had fraudulently opened 2 other cards one was a 2500 limit, one was 500 and tried to open 3 others under my GFs identity. The 2500 limit was maxed out , and there was 260 on the other one. This is a huge blow to us in what has already been a stressful year. Ive urged her to take legal action but shes hesitant to because she still loves her mom too much to. And if we did take legal action it would essentially be the end of her parents already rocky marriage. I honestly just dont know what to do.  <response>: If her parents marriage ends it isnt because your GF reported her ahole mother for identity theft.What she should do is ask your mom for money to cover this debt immediately. 30 days. If she does not have it, she is going to the police and reporting that her identity was stolen.Also your GF needs to freeze her credit and ensure she alone has control of her social security card, birth certificate. Her mother cannot be allowed to have these documents.What her mom did is royally shty. Make no mistake, this is not at all a nice thing she did. 