<prompt> Human: I have been saving since I was 12 and have amassed just over 260K before the age of 30 between 401K, savings, and scottrade starting a Roth IRA this year I missed the boat on that. I went to see a financial planner and he tried to get me to move my 150K from my 401K to a variable annuity. I thanked him and never returned his phone calls. Where can I find a reputable person that isnt looking to just line his pockets?  <response>: try the CFP boards website. Only some CFPs however are fee based. Im a fee based planner...please stay clear of Variable annuities unless you have a very specific need of that kind of product. 