<prompt> Human: hi, Im 19, live in Texas and I have 7k in savings. Im wondering what I should do with my money to fight inflation. I also like to have the ability to use my money at will . Currently I have most of it in a savings account earning .03 in interest but I want to earn more. I basically want to invest in something but I dont know how. What is your suggestion?  <response>: I also like to have the ability to use my money at will. This statement pretty much eliminates any kind of investments. A savings account is about all you can do unless you eliminate that requirement. 