<prompt> Human: I have been wary of taking enrolling in direct deposit for nearly 8 years now, ever since once I was hit with wage garnishments Im still not sure what the debt was for, I just accepted it and let it pay itself out. At this point I -THINK- Im debt free, no creditors are calling ever, but I work a very low paying job, wage garnishment is total destruction for my ability to pay normal billsrent but my employer is heavily stressing getting direct deposit.---So, to my questions.1. Is there any way to find out if I have any reason to have wages garnished? If so I can actually deal with those debts by normal means2. How does an employer even know if wages need by garnished, or is that something the bank just does to all incoming checks. Now especially since I work for an out of state employer. As in, should I even worry about it in the first place?  <response>: They garnish your wages from your check, not your bank account, if I remember correctly. I could be wrong, but I think they get access to it from your employer via social security number. 