<prompt> Human: Several of my friends between the ages of 24-30 simply do not pay their federal student loans. Many dont make enough money, but also some just dont feel like it. Its my understanding that the loans still collect interest, but in the words of my bestie, shell die before she can pay that back. How can people get away with this? What actually happens to your student loans if you die and are unmarried? I cant help but feel like a chump for actually paying them.Edit: Thanks everyone! Key takeaways are: I am being a moral citizen, friends arent thinking about long term repercussions, so I should keep doing what Im doing.  <response>: Eventually their wages will be garnished and they will pay for them either way. 