<prompt> Human: So, cheater wife and I split after 21 years of marriage. Im 58. I refinanced the house with a 230K mortgage. Its worth maybe 500k and is my dream house. I have a good pension and now about 200K in 401K, but had to pay XW 160K to keep pension and buy her out of the house. Liquid Cash was depleted in legal messiness of split, but car just got paid off and other than aforementioned mortgage, no debt. Daughter goes off to NYU in the fall. After fat scholarship and existing college fund, I need to come up with 1,000 a month if shes to get through debt free. I make 105Kyear and am pretty frugal aside from nice house. Ive been paying all the household bills for decades, so I have a pretty good idea of my burn rate.Im cautiously optimistic I can squeeze this extra thou out of my budget, unless of course unforeseen emergencies arise.Any budgeting advice from folks who went from household to single? Tax implications?And of course, I need to squeeze out a little money for dating dumbasses never learn.Thanks!  <response>: I know its your dream house but downsizing is the smartest thing you could do right now. Depending on where you live you could likely find a perfectly suitable house for yourself and walk away with a couple hundred grand. Let your daughter work part time and contribute to her education, nothing wrong with a small amount of student debt to teach her how to budget. 