<prompt> Human: EDIT: I should point out that our current jobs are not our permanent jobs. Were both looking ahead and using our time now to build our resumesmake contactsput ourselves where we want to be before having kids. We both know that her 10hr will not work in the big picture, but it is fine for now as she plots out her career plan.---Hey all. Ive been lurking this subreddit for a while and I love seeing so many other frugal people to help teach me to continue being financially responsible. I thought maybe all of you might be a good place to go to get some advice on how to plan out the next few yearsdecades as we face this new chapter and financial change.Heres some background: Im 23 live in the US, just graduated from school with a BFA in Filmmaking. I am now working for 20hr as a full time video editor with an extra 200-500mo earned from freelance, and my gffiancee of 7 years 24 is working for 10hr almost full time as a teacher at a daycare making some extra money during SummerFall doing freelance photography for weddings and family photos, her degree is a BFA in fine art photography. She loves teaching infants and toddlers, and I support her as long as she is happy and we are not financially struggling. I was raised in a family that struggled often financially, so I was taught how to save money and budget well. She admits she isnt as good with money, and typically trusts my inputdecisions when it comes to financial planning EDIT: I included this bit not to say she has put me in charge, or she is incompetent with money, just that she trusts me with financial things and she is putting forth a great effort to learn and improve her own financial habitsskills so this doesnt all just fall onto me. Shes doing a great job improving her financial habits, and Im very proud of how far shes come. We will be getting married in September, a wedding of 300 guests, with a frugal budget of around 5k-6k it was important to me that our wedding allow us to still have a 1k-2k safety net so we have a foundation to begin saving again afterwards, so many friends offered favors for the wedding and our budget ended up being realistic enough. The money for this has been saved and now rests in my savings account, so Im at the point now where I need to start thinking further ahead for our plan after the wedding.So heres the big changes Ill be facing. We do not share money yet, so that will begin after getting married. In the same month of the wedding, I will begin repayment of my 47k in student loans. She has been graduated for over a year already, so she is already making payments on her 60k student loans. My loans are all federal unsubsub loans, but hers are a mixture of federal and private. My plan for dealing with these is to basically choose the smallest required payment plan, but pay more than that per month in order to use the additional money specifically for paying off the loans with high interest rates first. Neither of us have any credit card debt or any car payments to worry about. Were both driving beater cars though so I will be planning to save up for at least one nice, used car, to be paid for in cash if I can make it that far before one of ours breaks down.I guess my question is this: Am I planning the right way so far? What can I do moving forward to ensure that we get our debts paid as smartly and efficiently as possible? I know next to nothing about investment options, so if you think that investing in my future is something I should consider, please help me understand what I need to do in a ELI5 manner. Thanks again so mcuh for taking the time to read this!  <response>: That 10hr job is going to make things difficult. She really should look for a higher-paying preschool job, they pay better than that normally. 