<prompt> Human: Hello! This is my first post here, I tried searching the wiki and couldnt find anything exactly relevant to my situation. Sorry if theres info out there that I just couldnt uncover...So heres my situation...I opened a credit card about 6 years ago I am 28 to start building credit at the time I had none and to buy a plane ticket. Ive gone through several cycles of paying off all the debt in the account and building debt back up over the years, between moving back a forth across the country and emergency expenses. I should have really closed that account at a time when it was paid off because the APR is VERY high about 20. I have a very good credit score now 764 and Im wondering if I should look at moving the current debt I have on that card into an account with a lower APR..? I know I qualify for much better credit card options now and I should be able to get approved fairly easily. I currently have about a 2000 balance on that account, the limit is 7500. I wish I could afford to just get it paid off in a few big lumps but I accumulated that debt moving back home cross country and since moving home Ive had to rebuild the engine in my car and also have had some health issues that have really slowed down me being able to pay off that balance as quickly as I would have liked. Just wondering if someone could possibly point me in the right direction to hopefully not be paying so much interest on this debt Im trying to chip away at.Thank you! Let me know if theres any other personal info needed that might be able to help.EDIT: Also may be worth mentioning that this is my only credit card out of 4 that has any balance. The only other debt I have is my car loan, which I have very low interest 2 and small monthly payments on 192. My next task after handling my credit card debt is to pay my car off double time.  <response>: I mean you really do not have that terrible of a balance utilization wise, and good credit. Youd likely get approved for a 0 APR balance card without any issues. Find one and work with it. 