<prompt> Human: Im hardly involved in this process and they havent asked me to Co-sign for a house, but they have asked my younger, never bought a home, financially responsible and good credited younger brother 27. Parents sold their house a little over a year ago. Mother works full time in a coffee shop and father is a self-employed musician and has been for about 30 years. They make a decent income, but I guess on paper my dad looks sketchy? They have been working with a financial advisor or someone in real estate who has supposedly been looking into how this could negatively effect my brother, but is only annoyed when he calls her to ask her any questions. The conclusion between my brother and I is that shes not being very honest with him but is trying very hard to get my parents a loan. My brother is single, 27, great job making 6 figures and has plans to buy multiple homes in the city he lives in, fix them up he is a builderpainter and rent them to low income families. This is important to him and hes been moving towards it for a couple years and even has peopleorganizations wanting to help him invest. He just cant have this loan with my parents effect his future plans to buy his first, second, third and so on home. What is he looking at happening if he were to co-sign? Assistant: Co-sign is a very taboo word on this sub for good reason. Usually because it means that someone is telling you you dont have the finances for this and whoever co-signs with you is potentially going to be stuck with the bill. Your brother could buy his house and let your parents live there while they save up to get their own place? Human: He understands that he could get stuck paying on it if they were to default which they absolutely could but I guess his main concern is whether or not co-signing would affect his future plans to buy houses in underdeveloped neighborhoods and rent them out to low income families. Ive suggested him buying the home and renting it to them, not sure what they all think of it.  <response>: Well it is simple cause and effect then... Will him having to take over payments of your parents house use up a decent amount of finances that he could put towards his goals? Yes.Could this cause an awkward situation or possible resentment towards hisyour parents? Yes.Note: You are a good brotherson for getting advice for your family, regardless of how they feel about it. You could be key to preventing a really bad situation here. 