<prompt> Human: I just graduated college, got a job in my degree area, have no debt, and have about 1500 ready for investments. Im not making too much as of now approx 500 a week, but my personal overhead is low, thus allowing me to save about 70 a week.My dad tells me to live as poor as i can for as long as i can until i have enough and it will pay off greatly. I know hes right. He doesnt make much but he made good investments and lives like a big shot now.That being said, he wants me to figure out life myself, so since i was 18 Ive been financially independent. My question is, whats a smart move for me? I dont think Im making enough for a roth ira to be worth it, Im not yet qualified for my companies 401k, and it only matches 3 so thats all Im going to throw at it when i am eligible.  <response>: Just start reading and gathering a plan. You need to UNDERSTAND what to do, not be told what to do. Id recommend Dave Ramsey Financial Peace University, pick it up for a few dollars at a used book store. Read more, too. Youll get more benefit out of that then an entire years worth of investing. 