<prompt> Human: I want to plant a seed that my kids or their kids can cash out. I was thinking of starting an Ameritrade managed account with 25k as the only amount that I put in. I will not be adding to this amount at all. I just want it to grow for the next couple of generations. I will allocate this to Ameritrades most aggressive managed account product.Is this is a wise thing to do? What is the best investment that you can start so your kids can cash out...?Thank you genius in advance :PS - yes, I am assuming a ton of things.  <response>: Its not smart, only because youre going to pay a lot more fees than is necessary. Why wouldnt you go for a passive investment here? Also, you realize your kids will pay taxes on the cash-out, right? There are probably better ways to leave a nest egg for them, but they would require trust attorneys and other experts to help. 