<prompt> Human: this is for tax prep or any other services that they offer.merged into original post per community guidelines To clarify, Ive heard rumors of it just being a predatory service that helps marketers market to users with certain credit, income, demographic, etc characteristics, however Im curious to see if this is really substantiated by majority of users experiences. The free tax filing seems promising...  <response>: I use it to check credit history. They are a legit company, but they do try to sell you a lot of financial products. 