<prompt> Human: Im 26 years old and live with my parents currently saving up so I can pay down debt. I have 4.5k left in student loans and around 1.5k in CC debt thats 0 interest until 2019. Im single and with no dependents and I dont see this situation changing any time soon. The policy in question was a measly 15k whole life policy.The insurance policy would bring me 3.5k to put down on my debt and I called to cancel out the policy and was sent the cancellation forms in the mail. Unfortunately, I do not have a good relationship with my mom. She is a bit of a grade A narcissist and often goes through my mail. She caused a huge uproar about me cancelling out the policy and claimed the money was hers, despite the fact the policy is now strictly in my name. She took my cancellation forms and shredded them. Now I have no idea how I can cancel this policy outside of opening a temporary PO box and asking the company to mail the forms there. This would be an embarrassing thing to ask, but theres no way for me to constantly monitor the mailbox to make sure I get the forms before she gets to it.  <response>: Who is the beneficiary of this policy? 15k is basically a funeral and a some end of life expenses, is this your moms money to use for these things not yours?Did she pay the premiums? 