<prompt> Human: Opening Statement:Hello, I am a 33 year old man with a law degree from a middle rate mid-western state university. I also have bachelors in philosophy and a minor in accounting from another university. I have over 220k in student loan debt 100k gov loans, 120k private. Interest rates between 8-13. Currently I work at one of the larger firms in the midwest for a decent amount 70k pre tax. This account is a throwaway for obvious reasons and I wont bother offering any personal details given the nature of the questions Im asking. As for why Im asking this question in personal finance as opposed to rStudentLoans or rDebt well to put it plainly, this discussion will be more effective with a larger audience to offer their views and to the point, could be very helpful to other desperate Americans who may stand to learn from this situation who might otherwise miss it in those smaller subs.First off, this discussion should be technical only... meaning I dont want to hear about your indignation or cries of immorality at the prospect of leaving the country to avoid debts. To the point, I dont give a shit about your personal beliefs and you shouldnt care for my personal actions to cast a negative light on it...My Situation:To begin, my student loans reflect the stupidity of believing a law degree would quickly be able to pay itself off without too much hassle... oh how wrong I was. After graduating in the height of the economic meltdown late starter to undergrad I found myself in one of the most depressed job markets for my degree and after a year or unemployment at any reputable firms found myself applying for a hardship waver due to some familial circumstances. During this time I worked at a local best buy peddling overpriced electronics to unknowing consumers for slightly above minimum wage. A year later I finally found some work as an unpaid intern at a local courthouse trying to buy favor with any judge or attorney that would have me so as to get my name circulating. Finally a managed to land my current job and Ive been stuck doing it for the last year and half. However it is now readily apparent to me that I will NEVER EVER be able to live comfortably with this debt cloud looming over my every foot-step... just keeping up on my interest rates alone take a work of herculean proportions on my end... Its ironic, I thought getting a law degree meant Id live a good life and have a great family, a nice 4 door sedan, and a house by the time I was in my 30s. Yet I have none of that, I have a 2001 Toyota Camry, a 1 bedroom apartment, and a pantry full of rice beans. Every day I leave my house dreading and sometimes starving another collections call on a loan I cannot pay. Ive seriously contemplated suicide because I cant even declare bankruptcy to discharge my debts, and thus it seems Im lef to live a life of mediocrity as a indentured debt slave to a predatory system of student loans... Meat Potatoes Starts HereGiven the aforementioned circumstances, I wish to entertain a discussion on the technicalities of leaving the United States for the purposes of avoiding the debts accrued over the course of my education. I have done some minor research on it and Im not sure if this would be a viable solution to this problem.- Would leaving the US absolve me of my obligation of repayment on the remainder of my student loans?- Would my US credit history being destroyed as a result of refusal of payment infringe on my employment prospects OUTSIDE of the US?- What sort of penalties, legally speaking would I be facing? Could the US seek to extradite me and force me to pay off my debts?Alternative Solution?- If I were to take out a bunch of unsecured credit cards to service the entirety of my debts and then leave for a period of time, say 10 years would I then in be able to return debt free? In this context, the student loans would be paid off but the credit cards wouldnt. After this period of time the collections agencies wouldnt have the means or will to track me down and after that period of time in theory would place me under the uncollectible thus writing me off their books.- Alternatively, could I do the above process but rather then leave the country simply declare bankruptcy after the loans have been repaid?- To clarify, I would use a number of small sum unsecured credit cards in the mail daily it seems over a period of years to service my debts and avoid falling into collections over my student loans. My credit card debts would slowly overtake the Student loan debts, but unlike my Student loans... can be forgiven through bankruptcy oddly enough, so could student loans up until 2004.Final Statement: Listen, I understand the above discussion is highly questionable from a moral standpoint... its ethically completely wrong but given my situation I wouldnt be considering it if there was a light at the end of the tunnel. As it stands though Im peering into the abyss with the catcalls of collections agencies cackling along and draining the fucking life outta me. This post is me hoping that there might just be a rope somewhere in this deep tunnel I find myself in to pull me out. Its a crazy idea, an alternative one, a radical one, and a historical one... but its the only one short of death either a quick self inflicted one, or a long drawn out one barely surviving along the way having never properly lived. that seems possible at this current rate. I mean short of hoping for some Fight club esque scenario where student loan debts are erased in a flash of humanity or an epiphany in Washington that over takes both aisles into realizing that student loans are turning an entire generation into futureless debt slaves there doesnt seem to be much hope or concern for the people of my plight.If youve read this far, thank you for your time... if your young, dont pay out of state tuition, and dont think that a college degree means an easy way into middle class suburbia. Sadly that dream ended 20 years ago it would seem.EDIT: Headed to work but heres a quick budget.Take IN- Yearly: 70000- monthly:5833- bi week: 2916Take OUT- RentUtilities: 1485- Food: 300- Car Insurance Gas: 350- Savings: 800- Misc: 500- Debt Obligations: 2500Misc is just a monthly emergency spending amount on whatever might come up during the month. From car repairs to toilet paper.  <response>: For being a technical discussion only, you fail to even give us all of the technical information. Whats your minimum payment each month? Whats your intake each month and your outgoing? I know you want this to be technical, but aside from a line or two, your post completely violated your own rule... 