<prompt> Human: I spoke with a kaiser billing to get an idea of how much it would cost for my wife to deliver her baby. After going through the scenarios she said it will be 2K for 2 day hospital stay Unless something goes bad. She also mentioned that someone will sit down with me before delivery and ask me to pay upfront the 2K.I asked her what if I dont have that kind of money, she said they will try and ask to pay whatever you can. She also hinted you can negotiate the fees, which I never done before.Anyone dealt with kaiser before in situation like this? Any tips would be great.Assistant: Its going to cost a hell of a lot more than 2k. Thats just the portion youre responsible for. Human: I understand that. However, does hospitals usually expect you pay upfront for it?  <response>: Its not unheard of. 