<prompt> Human: I will be combining budgets with my fiancé soon and after doing some of the calculations I am a little discouraged. After bills, retirement, savings, anything I could think of we have 130 a month left over. That worries me that we are overspending but we are still putting money in savings. This will be first time combing and I fear the unknown. I make considerably less than him and that adds stress on me too.  <response>: Post your budget if you want advice. Why does it matter if you have leftover if everything is accounted for? Why do you have leftover? What would this leftover do? 