<prompt> Human: M52 with 703K in current 401K and 100K in 401K from a previous job. I also have a pension estimated at 525K. I want to retire in 10 years at age 62. I make 159K per year, but Im miserable in my job and considering leaving my field and taking a job with much less stress and much, much less pay, which would impact my ability to keep saving for retirement. My question is: If I never save another penny for retirement am I oversimplifying things be assuming that the results I get from playing with compounding interest calculators that I will be OK? Is it possible to take a lesser job and be basically done saving for retirement at 52? A bit more: My wife has current 401K of 450K. We have seven more years on mortgage. Zillow estimate is 880K. We live in a HCOL area. We also have 13 y.o. daughter to put through college.  <response>: Feels like a consult with a hourly fee CFP is in order. Can you fixed fee your college gift amount? Can you downsize your home and 86 the note entirely? Does your new job give you health benefits?Basically it isnt an income question at this point. But, as others have noted, all about your expenses. 