<prompt> Human: Ok so lets give a little backstory. A year ago I was making minimum as a part time dishwasher at a cafe and I didnt have my own car. Today Im working 40 plus hours a week at 15 an hour, or roughly 22,000 a year after tax. Im debt free, not in school yet, I only need to pay out insurance feesmostly car insurance, and I have a car with no payment. I was given the offer to get another major pay raise at my company by transferring devisions, but thats tentative at best because I havent actually sat down with my potential future boss yet. I have a growing 4000 plus savings account as is, and I invest roughly 75 into my savings account. Is there anything I should focus on doing with my money? Should I begin using a small investment app like acorns, or should I continue to save money into an account with no interest. If given a new position should I continue saving 75 or should I go down to saving 50 and begin investing with the new amount of income? Im still young, like 19 years old young, and Im not really sure where to go from here.  <response>: Go to school or training. Find a degree program with application in your field or a field of your choosing and go for it. Try to be frugal with your choices. Look for accredited programs, but if you can stay in-state and save your money, go for that. Google search as many scholarships as you can.If you want to go into a trade research all the steps and certifications you need for that trade and the costs of acquiring them. I know a lot of successful people who went into a trade and then started a business. 