<prompt> Human: Credit Card 1:Balance 1,531.37 APR 28.24Credit Card 2Balance 839.14 APR 25.99Credit Card 3:Balance 225.46 APR 24.15  <response>: Assuming you are making minimum monthly payments on all 3, pay off smallest ones first and then use the payments you wouldve made towards them to remaining balance on 1. Finance is about numbers, but the personal victory of paying off two cards will keep you motivated to attack the last one. Personally I would cut up the cards after paid off too. 