<prompt> Human: I suppose I was not paying close enough attention during my state return portion and chose to receive my refund in the form of a debit card. I was planning on putting this towards a credit card payment Chase, the tax refund is on a BOA debit card. What would be the easiest way to transfer that money to a credit card payment? EDIT: This is NY State if that helps any.Assistant: How much is it? What you could do is use the debit card to pay for your groceries gas etc an use the cash you normally spend on foodgas to pay down your debt. Its not as clean as getting a check on the mail but it will work.Human: Yeah thats one possibility I was looking at. Its 385, was just curious if anyone had done something similar.  <response>: it does not make sense to get cute with it for under 400. just use the card for the stuff you would spend your cash on. Save your cash. 