<prompt> Human: Im looking for ways to invest some of my extra money but let me list some facts first.1. I am a college student that rotates between work and school every other semester.2. Tuition is paid for but my housing and day to day expenses are not.3. Ill have about 10k in my savings at the end of this semester that I would like to grow. Im anticipating spending about 4k this upcoming semester.4. I dont have time to work while Im at school so really Im looking for other ways of growing my savings account.I do want to keep my options low risk and will need to hold savings in reserve for a rainy day. I would greatly appreciate any suggestions.  <response>: You might get conflicting ideas, but youth is tricky and here Im talking high school through bachelorsMy mindset is this: When you graduate you are going to have expenses. Student Loans, apartments, maybe you move, a few suits for interviews, a car. Dozens of things. And it will pile on fast.This means you want the money you do have to be safe and there for you when you graduate. This means a plain old boring not very growing savings account. you are more investing in yourself than expecting monetary growth. But good footing out of school can do wonders into your financial future.The exception for me might be if you have copious amounts of money. But I wouldnt put 5-10k in that category. Id just feel better personally keeping it safe and liquid. So thats my advice. Dont worry about it growing - just go nice and safe and liquid. 