<prompt> Human: This is my first time buying a car this way! Assistant: Thank you. I am thinking of buying a car from a dealership quite a distance from my city because cars around here are very expensive. Will this change anything?  <response>: No. Heres a key point no one has mentioned yet. The bank in the end will give you a check for the Purchase price of the car. You then hand that to the dealer. So heres the process,You find out the general car you want and how much that will approximately cost. Go to your bank, say you want a car loan for that amount and ask for pre approval. You will then fill out a form, your contact info, social, income, and rentmortgage. Theyll say congrats youre pre-approved for 17K!!!Now you go to the dealer, say I want to look at this car. You test drive it. Read reviews. Love the car. See its listed for 17, you say I only have 15.5 to spend. They say get out of my office. You say okay. They say wait Im just kidding well sell it for 16.5. you say nah, I saw one across town for 16, they say look I can do 16,250 and give you a year of oil changes but we have to do it before my boss finds out because hell fire me if he finds out because were basically losing money on this. You say fine that works, shake hands, fill out a sales order.You then bring that document to your bank along with a quote for car insurance, they give you a check for 16,250, you go back to the dealer a few days later and pick up the car and drive it home and live happily ever after. 