<prompt> Human: Hi AllI unfortunately opened a retail CC and wrongfully thought I had paid off the balance. I never received any notice from the original company I opened the account with about any unpaid balance until I checked my credit report to find this amount in collections.I got the debt validated via mail and believe my next step should be a letter offering a pay for delete. I have 2 questions:1. Would it help my chances of success by offering to pay a small surplus on top of the original debt? ex. Debt is 305, offer to pay 340 for pay for delete2. I have included my letter below. Does this seem sufficient?Dear Collection Manager:This letter is in response to your letter on June 14th, 2017 related to the debt referenced above. I wish to save us both some time and effort by settling this debt.Please be aware that this is not an acknowledgment or acceptance of the debt, nor is this a promise to pay and is not a payment agreement unless you provide a response as detailed below.I am aware that your company has the ability to report this debt to the credit bureaus as you deem necessary. Furthermore, you have the ability to change the listing since you are the information furnisher.The original debt is cited as 305.02. I am willing to pay 340.00 in return for your agreement to remove all information regarding this debt from the credit reporting agencies within ten calendar days of payment.If you agree to the terms, I will send certified payment in the amount of 340.00 payable to COLLECTION AGENCY in exchange to have all information related to this debt removed from all of my credit files.If you accept this offer, you also agree not to discuss the offer with any third-party, excluding the original creditor. If you accept the offer, please prepare a letter on your company letterhead agreeing to the terms. This letter should be signed by an authorized agent of COLLECTION AGENCY. The letter will be treated as a contract and subject to the laws of my state.Please forward your agreement to the address listed above.Sincerely,Thanks  <response>: Dont offer more on the first request. 