<prompt> Human: Hi Reddit. Long time lurker but first time posting here. I got a ticket this morning and have no money to pay it. As it is, Im living paycheck to paycheck. I still live at home, but I pay for a lot of things. I just paid what spare money I did have to school. I cant afford the 300 ticket and traffic school. Im freaking out and have no idea what to do. My budget for everything but bills is 250 a month. I have no spare money lying around, and Im afraid to use my credit card to pay the ticket. This is my first ticket, and I know that I shouldnt have been going 54 in a 40 zone to pass someone. That being beside the point, I dont know what to do.  <response>: If you go to court and explain they will often work with you to delay payment. YOU MUST GO TO YOUR COURT DATE. If you fail to go and fail to pay your arrest will be far more expensive. 