<prompt> Human: Bought a 13 Honda Accord V6 with 41k miles right when I started my job out of college. Its been almost three years now and I just hit 105k miles which means its time for a lot of expensive routine maintenance. Went back to the dealership to check the value on it for a trade in and they appraised it for 7.5k and I have 15k left to pay off. Is 64k miles in under three years really that much to devalue a car? Or is there something I can do to reduce my total loan amount? Can I refinance? Im very novice in this area of my young adult life.  <response>: They lowballed the fuck out of you. Price out your exact spec at kbb.com. 