<prompt> Human: Im 25, single male, software developer from Texas who is new to Personal Finance. I wanted to know few tipstricks on how to save money on taxes. Currently Im on 28 tax bracket for 2014 for Single Taxpayers 90K income which means around 18K income tax per year.Here is what Ive done so far.Positives:1. Emergency Savings in ING Direct now CaptialOne360 10K2. Roth IRA at Vanguard Maxed 2013 and 2014 Contributions 11K3. No DebtNegatives:1. No 401k available from employer.2. No HSA eligible high deductible health plan at work.3. I just found out that Roth IRA are not tax deductible.4. I also found out that total contribution limit of 5500 per year is shared between Tax deductible Traditional IRA and Non Tax Deductible Roth IRA - I contributed 100 to my Roth IRAMy monthly expenses is around 1000 for everything.Id like to think Im frugal :Do you guys know anything that I can do to save on taxes?Any help will be greatly appreciated.Thanks.  <response>: The bulk of tax savings revolve around spending money. Being frugal just means you cant get a deduction for your spending habits. Outside of the recommendations to maximize retirement savings, youre out of luck. 1k a month to live is beyond frugal in my book. 