<prompt> Human: Votes are in, my credit union is dropping its NCUA insurance and opting for ASI, American Share Insurance.The credit union is rated A with about 100 million in assets.Besides the why would they want to do this, Why would they want to do this? All I see is more risk for the owners ie me.Is this something to concern myself with? Or should I consider moving on?  <response>: Well, ASI looks to be a private version of NCUA, and so does not come with the same backing that you get with a federal administration. Personally, I wouldnt touch a bankcredit union without FDICNCUA insurance. 