<prompt> Human: Im mentally ill and easily stressed. I do not pay attention to my money and trust others easily. So I got a call from dentist office for a procedure done in July and I owe 400 dollars. In no way can I afford this. I was told my insurance covered it before the procedure. I was even given a quote. I was lied to by this office. Now they are telling me whoops turns out we dont take your insurance. Im still shaking bc I trust people way too much. All my personal finances are fucked to be honest but this is the first bill I got on my own that I cant pay. I have no money in the bank and I dont know how to recover from this.  <response>: Its nothing really to stress out about. Call them, calmly explain to them that initially they told you were covered and thats why you elected to go ahead with the procedure. Calmly tell them your financial situation and see if they can come down in price or will take payments. Its not like 400 is going to bankrupt their business, they should be willing to work with you to get it paid off in a few months. Its not like insurance pays them quickly or pays the full bill either.If this stresses you out, maybe have a friend or family member negotiate for you. Again relax. Dentists have lots of wiggle room in their pricing. I dont have insurance and I play the sympathy card and I can get 20-50 in cost reduction. 