<prompt> Human: Hi PF. This is a throwaway account for obvious reasons. Background: Parents migrated to the U.S. way back when and have little educational background. They worked their way up and now own a business. However, they got involved with some shady people undergroundblack market type stuff and now are in debt, roughly 90000 with interests on the debt being about 5 a month. They cant just declare bankruptcy and clear the debt since this is off paper and involve very shady people. They asked me and my two brothers to take out a loan so that they can clear away the high interest debt and that theyd pay the minimum balances on our loans monthly. One of my brothers already took out a loan to help them out he graduated and makes roughly 22kyr, however, me and my other brother are still in university and have no income. I know we shouldnt take out a loan to help pay off the debt and I dont even know if we could without income, but its family and theyve provided everything for me and my brothers. They still have a business running, but theyre not making enough to put a dent into the underground debt that they have. They cant sell their business, because thats their only source of income. They cant take out a loan for themselves because their credit scores are shit due to having to worry about paying off this underground debt for some time and therefore being late on other debtbills that they have.What are my options here? Is there anything that can be done about the situation? I would really appreciate any advice because this has been heavy on my mind for some time and I cant fully concentrate on school or anything else for that matter.  <response>: Just a warning: this subreddit is called PERSONAL finance, not family finance or household finance. Recommendations you will receive here will be painfully rational and in your best interest. Whatever that means to the rest of your family.Hypothetically speaking, what amount would they receive for selling the business? Yes, they would lose their current income forcing them to get probably lower paying jobs, but that still beats forcing their children in debt. 