<prompt> Human: Ive been thinking about using Mint to help me learn more about where my money is going and help me budget. But it says on the site that it automatically hooks into your bank accounts and credit cards and whatnot to give you all the info about where your money is going. How can that possibly be safe? Theyre collecting all this personal financial data and were just supposed to hope they dont try to steal our identities, our money, or sell our info to other people? What kind of security is put in place to keep us safe? How do you trust them with all your personal info? Plus, their service is free, and the old Reddit saying is If the product is free, you are the product. So since Mint isnt charging us money, theyre probably selling our info to someone else. Right?Thanks! Genuinely curious here.  <response>: Mint is owned by Intuit, which is a very reputable company. They take security seriously, which is why Im willing to use them. However, if their security is compromised, which is very possible, you need to recognize that someone could have all your banking information, credit card information, and social security number.Before I started using Mint, my biggest concern was that if there were fraudulent charges on my credit card, the CC company wouldnt reimburse me because I shared my log in information with another company. Chase makes you specifically agree to that before you can grant Mint access to your account.However, Reg E is written so consumer-friendly its ridiculous, which is why Im willing to take that risk. That being said, I do NOT link any checkingsavings account to Mint because having that compromised is a bigger deal than having a credit card compromised, in my opinion. 