<prompt> Human: Im getting a bonus from work and have the option to add it directly to my 401K account tax-free. Ive currently got my bi-weekly check contribution to the 401K set to hit my 18.5k max at the end of Dec.Is it better to take the bonus as a lump sum and pay whatever bonus taxes immediately, or would I make more in the long run by 401king it and reducing my check contribution instead?The bonus is just under 6k if that makes a difference.Thanks!  <response>: Statistically speaking, youll earn more by putting as much in now as possible. Theres no such thing as bonus tax. Bonuses are taxed the exact same as ordinary income. They may be withheld at a different rate. 