<prompt> Human: First, the details:- Age: 31- Income: 135k yr roughly- Current Standing: Savings: 30k 401k: max contribution, 6 Matching from company Current: 135k 8 years in- Current Debt: 2,500 2 credit cardsI am trying to find ways to contribute to more than just a savings account. As i did some research on IRAs, there are limitations to entry if you make a certain amount of , and since my 401k contribution is maxed, that is also not an option. My general savings account is obviously not paying any decent interest, so what other options do i have? trading accounts? bank debt products? Bank savings products CDs?Per the FAQ it suggested: Save for all other financial goals in a taxable brokerage account. You also can use a regular taxable brokerage account if you max out contributions to an account type with limits e.g., HSAs, IRAs, 401ks. But i think i need more clarity as to what this means.Any suggestions would be greatly appreciated, or a reference in FAQ another article i may have missed. I am relatively new to taking my personal finances and retirement into my own hands.Thank you again for any advice. If you need more information... as long as its not my SSN :, please askAssistant: Why are you carrying 2500 in CC debt when you make 135kyr? Pay that shit off.Human: In process of doing so. just need to reign in my drinking habit...  <response>: You have 30k in cash. Pay it _now_, as in right now online. 