<prompt> Human: Right now I have bout 9k in CC debt. I ran into some trouble and didnt have an emergency fund setup on top of some previous debt. Right now I contribute about 100 every two weeks to my 401k. Thats at the max percentage that my company will match. Am I best off holding off on contributing to my 401k and paying an extra 200month on top of my credit cards?  <response>: Interest rate on credit cards? I bet its lower than the 100 return you are getting on your 401k if youre getting dollar for dollar match. Not to mention you would be using post tax dollars, so best case about 150 a month would be available to pay off the CCs. Dont you have something else you could cut back on to pay them off? Do you have a dire need to pay off the cards? Start eating peanut butter and bologna. 