<prompt> Human: I would like advice for wrapping up my personal finances so that I dont leave a mess when I die soon. I currently have the following debts at 23 years old...Students loans federal gov loans: 30,000Credit card: 8,000Car loan: 9,000I currently make about 42000year at my full time job paycheck I bring home is about 1026 biweekly. I also work part time and bring home about 300 biweekly. What can I do to not leave such a mess if I plan to die in less than a year? No savings, my mandatory retirement at the full time job already has a beneficiary named. I dont really own anything and I rent an apartment. Should I worry about fees for breaking the lease early? How much can I set aside to just be cremated?Any advice would be appreciated.Edit: I can post a breakdown of my monthly finances if that would help with developing a timeframe to pay off something.  <response>: I dont want to assume, but if this is applicable, please call 1-800-273-8255. This is the suicide prevention hotline.There are people out there who love you, OP. Dont make a decision that will ruin their lives. 