<prompt> Human: PLEASE REFER TO UPDATES. UPDATED SITUATION TITLE IS NO LONGER ACCURATE.IT TURNS OUT I AM AN AUTHORIZED USER IN REGARDS TO HER BAD CREDIT. I OWE A LOT LESS THAN 30K NOW IF I AM REMOVED.Im sorry if this is a bit long or unclear, this is my first time posting here and Im not sure where else to go or what to do.I am a 22 year old national guard soldier trying to get back into the local university. I just got back from years of training and am trying to Im to readjust to being a civilian again. I am working part time in addition to regular monthly drills and dont make a lot. I also dont spend a lot and have been putting most of what I make into savings. Filing taxes was fairly easy and turbotax allowed me to check my credit score as I had filed with them. I havent really tackled credit whatsoever before this as I had been an incredibly impulsive person before the military and worried that Id go out of control with credit. So I didnt touch it and instead developed a healthy habit of saving and budgeting before even considering getting a credit card. I know I was stupid to not regularly check it earlier, but I thought the second best time was to do it now.Turns out my credit score is dismally low as there is more than 30,000 dollars of debt in my name which is more than triple of what I have saved up over years. My mother has opened three accounts in my name and while she has been making the minimal payments on time, shes racked up a tremendous amount of debt. Some of the cards were opened as early as when as I was 2 years old.I have documentation of everything that has happened, with each page of account information saved as PDFs.I have spent the past couple of days trying to not panic, Ive confronted my parents and am currently looking for cheap apartments so I dont have to live with them anymore. However, I dont know what to do beyond that, really. 30K of debt is enormous and I dont even make that in a year. I dont even know how to BEGIN tackling this. I just know that Im heartbroken and I feel absolutely betrayed. I never thought my own mother would steal my identity.Should I put off college and try to pay it off by working more jobs? Should I stay living with my parents to save on rent? What should I do to tackle this debt and fix up my financial situation so I can move on with my life? I dont want to be my parents piggy bank anymore.UPDATE: Equifax has me quoted at 481. When I opened CreditKarma it asked about a possible home mortgage made in January 2016 that I do not see in my report. I do not have a mortgage. I hope this is a mistake and that there was no mortgage made in my name. The cards that are there have me as an authorized user, thank god. There are still 5.5k in loans, however, and the fact that my mother wants me to pay the student loan that is in her name. Her listing me as an authorized user, however, may still lose me my clearance and thus my job in the military. I will be speaking to NCOs tomorrow regarding what to do next and the status of my clearance. In regards to the years of training i lost track of your comment I am sorry, I had to learn a new language in addition to AIT. This took two years.UPDATE 2: The mortgage thing has been explained. Thank you. I am an authorized user on the two accounts but have never been given a card nor been informed of the existence of these accounts. I have simply been associated with her rotten credit it would seem. I do not know why I am listed as an authorized user as I have signed nothing and have never touched credit in my life until checking my credit a few days ago. I doubt this is reportable to the police, and will be talking to the financial and legal support provided by the military tomorrow. Thank you all for your advice!UPDATE 3: A lot of people questioning my military service. Understandable as my situation is strange. I am an E4 35P who has recently got out of TRADOC. AIT for 35P is one of the longest in the army, as it is language dependent and I was required to become fluent in a foreign language. My language course at DLI took a year and a half, and due to financial and familial issues stemming from what Im detailing right now, I was recycled a few months in and had to start over. It ended up lasting 2 years for me. I have been with my guard unit for two monthly drills now and am still relearning how to be a civilian again. Trying to figure out my credit and how to become independent is also a part of that, and why I made this post. Thank you all again for your replies and advice. I will do my best to read all of your comments and give updates as I deal with this issue.  <response>: if youre just an authorised user, call the companies and have yourself removed from being an authorised user.if youre the main account holder, report the fraud. 