<prompt> Human: my husband and I recently got married and I moved into his house. we fixed my house up and put it on the market. I tried to do the right thing and let my home owners company know and now they are dropping my coverage. they suggested that I talk to my husbands insurance company about extending liability insurance to my house and then they would provide structure insurance. Husbands insurance company says no. The second option is to go with another company that wants to charge us 2,021 per year for coverage. We can not afford that. I dont know what other options we have. Any ideas?  <response>: Call American Modern Select Insurance Group and get a vacant dwelling policy. Theyre pretty reasonable. I work for them and its the only company I have that will insure a vacant dwelling. 