<prompt> Human: I have an emergency fund, I have a 401k, I have 3k in savings, all my expenses I can manage.My grandmother passed away recently and left me 7500. I want to get rid of my only debt 10k in student loans but I feel that my car with 200k miles will need to be replaced soon and this 7500 would allow to out right by a used car.I currently am paying 200 a month on 150 monthly bills for the student loansIf I were to pay off my debt today, 10k I would be able to save around 6k on the interest. What should I do with the 7500?What should I do with the money that goes towards the monthly debt?UPDATE: Thank you all! This is actually for my girlfriend so youre not confused by my later posts I plan to talk to her and her father who has control of the 7.5k for now and suggest they pay off the student loan pronto. I plan to give them option A B and show them how much more successful she can be by paying off the loan and starting up a savings for a new car could be.  <response>: Drive the car until it fails the repair would cost more than a similar vehicle. If the car is still running well, it could last for years. Sounds like youve done the math and paying off your loan would make a lot of sense. 