<prompt> Human: I am a junior going to be a senior soon in high school, and throughout my life I have been very frugal with my money. Over the past many years I have saved up my money, and I am continuing to do so since I have a minimum wage job now. Now, I have about 16,000 saved in my account, and I think that the most logical way to use it is for my college fund since its no secret how expensive college can be. Of course my parents will pay for a lot of my college fund, but is it a good idea to use my money for college, or are there better ways how I can use it?  <response>: Good for you for saving that much at such a young age! 