<prompt> Human: So the place I work lost their contract and a new company is coming in, there is a high chance I will get rehired but just in case... I have 16,000 in credit card debt. If I leave I was thinking about pulling my 401k to pay it all off...Im making minimum payments now which isnt putting a dent... I know it will save me money in the long run but is it the right move?  <response>: Limit your 401k contributions and pay the debt down faster. Once the debt is paid off you can begin contributing again. Look into the snowball method or the avalanche method for tackling the card debt. Have you tried to refinance?How is your creditscore? At what interest rate is the card? How much is in the 401k? Are you eligible to take a loan against the 401k? 