<prompt> Human: I have a High-Deductible plan and for various reasons I just hit my family out-of-pocket cap for the year. Therefore going forward all of my health care out of pocket costs are zero until January. Ive recently filled my annualsemi-annual prescriptions and plan to again soon before the end of the year.My question is there anything else I should be considering to take advantage of this situation zero out of pocket costs? Any elective type things that I should look into before year end? Im 32 years old. I realize this is kind of an odd question but feels like something I should be aware of and planning for. If I had any lingering back aches and pains and had been putting them off I would consider doing physical therapy, but I dont need it. But that type of thing.Im not asking for any advice that is illegal andor unethical.Thanks!  <response>: Does anybody in the family have seasonal allergies? Weird swelling after a bee sting 15 years ago? Mild reactions to medical adhesives?I hit my deductible and came close to my OOP max with an ER visit 11 days after the plan year started in August. I got referred for food allergy testing, but now Im planning on all the allergy testing. Im also planning to see a podiatrist about a weird toenail. 