<prompt> Human: Hey all, Im looking to trade in my current car as a down payment towards a newer, more efficient car. Background: Making about 12-15k a year, soon should have a job bumping that to 20k-25k total a year. Current car is a 2007 Honda CRV with about 20 average mpg and its at145k miles. Paid off but at the age where Im gonna have to start putting money to repair it.Car in question is a Honda CRZ. Listed at 14k, 45k miles. EPA estimates 36 average mpg but Ive read people reporting higher. Either way it should save me at least 1k a year in gas. I deliver pizza so gas savings definitely help. Credit score is 690ish, but Im about 35 utilization and debt to income is probably 30-50 Not sure. My only real expense is 300 monthly for phone and insurance. Last time I almost got approved for a loan it was about 14 interest. My car probably fetches around 3k. Anyways, my plan is to have the car paid off in 3 years time. Right before I move out. Is it a worthwhile investment to try to get it now? Or keep my car and run it to the ground?Thanks!Edit: thanks for the response guys! I think I knew it wasnt a good decision and needed to be talked out of it because my real life friends and family havent bothered trying to talk sense haha. I think what Ill do is put away the money I would otherwise havent spent on it monthly, plan on running it to the ground, and when I actually NEED a car it should have depreciated nicely and Ill actually have the money for it hopefully a better job  <response>: In any type of situation, a vehicle is a bad investment since its a depreciating asset. The only cases where it can appreciate are rare or exotic vehicles, where there is a high cost of entry.For delivering pizza, I would look at continuing to drive your current vehicle to continue saving and then that additional down payment will make your loan payment in the future much easier on the wallet. 