<prompt> Human: What kind of investing would be necessary?  <response>: Yeah... sure. If you saved 65k per year in index funds, and got the typical market return of 7.5 per year, youd pass 1m in 10 years. The problems are... Saving 13 of your income would require some frugality, but tax-advantaged accounts would help as you could easily max out your 401k. 7.5 is what youd expect over a long period of time. But all 10-year periods are different. We could be at the top of a bull market, heading into a bear market. Even, if you lucked into a really bad time to invest and got one of the worst 10-year returns, like say 5, youd be at 858k. 10 years is enough that there will probably be a major bull and bear market and that will smooth the bad loss year or two out. 