<prompt> Human: A little back story, I just graduated college last Saturday and started in a full time sales position the following Monday. It was recommended to me that i get a good rewards credit card to put all my business expenses on, so I applied and was approved for a Chase Sapphire Preferred card. The card currently has an offer where if i spend 4,000 in the first three months, I get an absorbent amount of rewards points I can redeem. I want to take advantage of this offer, but I also want to try and find smart ways to do it so im not just buying 4,000 worth of useless shit. I dont know if anyone has any recommendations for how to most wisely take advantage of this offer  <response>: I pay all of my bills with a credit card instead of from checking, then I just make the payment to it so I dont fall into a hole. Your regular bills might not be enough to cover that amount but if you also put your groceries, fuel, and dining thatll help. If you need another boost look at the calendar for birthday gifts youre going to buy anyway, then to Christmas or seasonal gifts that again, youll buy anyway. You can also stock up on household goods that dont expire maybe theyll be on sale too, like toilet paper, paper plates, toiletries, batteries, etc. Just try to think of things youre going to have to buy anyway, you just might be buying them earlier. Then your spending should be down and you can pay the CC instead. 