<prompt> Human: Link to a screenshot in the comments. He never mentioned that it was loaned. Im making sure there is a legal way I can go about this since any car Ive bought was just with cash.  <response>: Do not give a penny to the seller without a title in hand. If his loan is through a bank with a local branch, have him arrange a meeting with the lender and complete the sale there so that you can ensure the loan is being paid off. If that isnt possible, you could consider using an escrow service; it would be an additional cost, but would be a safe way to make the transaction. If the seller insists on being paid directly, run away and dont look back. Definitely dont just give the seller the money on his word that hes going to pay off the loan, or youre going to end up 13k in the hole with no car to show for it after the seller runs off with your money and stops paying their lender and the lender repossesses the car. 