<prompt> Human: I have ten thousand dollars which I dont need to use. I want to be able to access that money in a year. Where is the smartest place to put this money? Im completely clueless. A CD? A T-Bill? I want to pay as little on it as possible in taxes, etc. Any ideas?  <response>: I really need to stop mixing up my subreddits...this isnt raquariums, and OP does not have a 10 Gallon that heshe doesnt need for a year.I was going to say turn it into a saltwater mantis shrimp tank, but I guess that just wont work here. OP, you should take some of the 10G, buy a 10g, and make a saltwater mantis tank. Id use the other advice in this thread for the remaining 9,950. 