<prompt> Human: So it would be a 72 month lease at 386 a month. I dont have any other bills but electric 80 dollars Cable 75 phone 100. I make about 500-600 every two weeks. I cannot really bypass the bills I have in any way. Anyways, there are no penalties or anything if the car is paid for earlier, or if my payment is more than just the amount due. Im looking for a second job to help contribute, but most of my money will be going to this car to bypass the interest. Id also like to have some savings. Does anyone have any tips?  <response>: You shouldve budgeted for a car payment before buying the car. Not after. Now youre forced to make decisions you didnt plan for. Make a budget and see how much you have left over to save. If youre scraping by then get another job or a better paying job. 