<prompt> Human: My wife and got preapproved for our first home, Yea, at first... but now what. We didnt get approved for the down payment assistance because we make to much. We got approved for 275k in the Dallas Ft Worth market, where that wont get you far. We only have 3000 in savings right now because thats double rent. We need 9,000 for the 3.5 down payment and the we need closing cost and our realtor said that will be 7k. How do we save that much?? She makes 40k I make 48k I have a raise in November that will put me at 58k. I also have a commission and thats 500-1000 depending on the month. We also have 600 a month that comes from an outside source. So we both make 1500 twice a month. Then 1100 in commison and other sources.We have 1100 in car payments400 in insurance600 in credit cards100 in internet spottify and ect.1495 in rentWater and electricity are 220The rest we blow... in eating out and shopping... We are weak people who have extra money so we spend it.Multiple questions here. But they all the in1. How do you over come the feeling to spend money2. How can we save 13k by April the end of our lease3. Can we afford at 2400 mortgage includes taxes and Insurance4. Any advice is welcome, I am your student teach me your ways.Assistant: Eat chicken and rice. Stop going out to eat. Pack your lunch. Track your expenses. Make sacrifices. Dont pay for entertainment.Human: It would help us get in shape, we try all of the time to do this and never follow through. What ways do you make yourself take your lunch, and when coworkers say hey lets go eat you dont give in?  <response>: Yea. You say no. 