<prompt> Human: Figure 40-50k car. Assume average person when it comes to retirement savings, debt, rent, etc.I make like 200k a year and currently Uber everywhere and havent had a car in a decade. May need to get a car when I switch jobs. I really want a bmw convertible but it also seems like a crazy amount of money.  <response>: Assuming we all die and one day the Earth will be turned to ash, Id suggest you start leasing today. 