<prompt> Human: Hello all!Right now Im not in the greatest of spots. Im making approximately 21,000 a year as an E-1 in the military. My wife is a full time college student and she applied to multiple jobs but has been denied to all so far due to her schedule. Right now after rent and bills, I have 8 to my name. Im so stressed all the time and lost. I cant even afford Dave Ramseys course for Financial FreedomRent: 1250Electricity: 200Water: 60Food: approx 200Subscriptions: 60Entertainment: Approx 60CC payment per month: 90Car payment inc insurance: 165Phone: 145I dont know exactly where all of this is going and Im not sure how exactly to navigate my situation. I wasnt taught how to do something like budgeting but Ive done some research via google. I want to create another stream of income but Im not sure where to begin there either. I apologize for the semi-lengthy read but Im so tired and depressed and I have no idea what to do.  <response>: 1 - You dont need Dave Ramseys course2 - Your rent is high for 21kyr3 - Your phone is high if theres anything that can be done. 