<prompt> Human: About two years ago we closed on our house, and while doing so I had a huge journey in credit. While at the time of buying a house, I didnt want to dispute some collections on my report they were resolved, but just left them as my score was fine to proceed.If you have resolved and possibly unresolved collections on your reports, you can submit disputes to all credit reporting agencies and they could possibly be removed. While I dont recall the specifics to how it works, the credit agencies Transunion, Equifax, and Experian will send the creditor information and request them to prove the debt, if they dont respond in 30 days, it gets removed, if they cant prove it it gets removed, if they prove it it stays no harm done.Here are links to file disputes:TransUnionExperianEquifaxMy most recent disputes included 5 total instances 1 on Equifax, 1 on Experian, 3 on TU all but one were removed. Disclaimer: Remember, do not do this during a loan process, it puts a red flag on your credit report, like a fraud claim someone can provide more info on this.  <response>: This is a friendly reminder to visit our FAQ entry on Collections Also, please visit our FAQ!I am a botrAutoModeratorcommentsq11puwhat_is_automoderator, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?to2Fr2Fpersonalfinance if you have any questions or concerns. 