<prompt> Human: Should I start by saying Im a newbie and already nervous about writing my first question on here? Ok here goes: Since Ive been at school Ive always been careful about finances. I worked to keep my scholarships, I worked everyday during school breaks to have enough money during the semester, and I never bought any of the books mostly out of knowing I wouldnt read them but also to save money. Anyway Im on my last semester and somehow my bank account has run dry. No one prepared me for all of the unexpected costs this year was to bring. I still havent even paid my tuition, nor do I have the money to pay for my registration exam to be able to work once I graduate. I have applied to jobs so I can work alongside attend school, but since I have classes 5 days a week all from early morning to the evening no jobs are eager to hire. What are my options here? My living situation is secure, but family has no way of helping me any other way. Do I just keep using my credit cards for the necessities and hope they dont max out too soon? I have great credit so it hurts me to even think of damaging that, but Im so close to the finish line that I cant imagine not giving it my all. Do I look for a way to secure a loan? I know some credit card companies offer personal loans is that an option? Just looking for advice guys, kind words would also be a little nice too.  <response>: Probably want to re-post with actual numbers and a non-joke title. : 