<prompt> Human: This keeps my utilization well below 10 and theyve never denied a request. They are also soft pulls, so theres no damage to my credit score there.Is it a bad thing to have too high of a credit line besides being irresponsible with it?  <response>: A fine idea! Just make sure to pay attention to your other credit card accounts. Utilization is factored in on each account and on your total credit limit. Make sure to keep usage on those other accounts low, as well. 