<prompt> Human: Hey, 27 year old, living with parents with little to no expenses. Currently making 65k a year with take home roughly 750 per week, 250 of which goes towards typical living expense. 401k maxed out. Roughly 40k in savings.Whats the best way to distribute my current savings to maximize a return. How should I allocate my saving moving forward? Thanks  <response>: Max out your roth ira also. What kinda return did your 401k see this year? 