<prompt> Human: As the title states, Im fairly young 24 and one thing that I was never really taught was credit cards. I have an old credit card from my bank that Ive used over the years to boost my credit score but honestly I dont know much about them. Theres no benefits or fees that come with my card.Me and my wife really want to travel, Ive got a bit of wanderlust. Problem comes with affording it cause we drop a little over a thousand a month in loans. snowballing payments, pays them off quickerSo I had a few questions: What are some good Airline Credit Cards? What kind of benefits could I expect? What kind of sneaky shit should I be on the lookout for? Can I use them to pay on my loans and then immediately pay it off? Use it like a middle man to farm miles out of? How do you use miles?Assistant: What are you doing? You cant afford to travel. You need to buckle down, make a budget and live frugally to get those loans down to manageable level.Human: I am and have been for the last year. Its getting boring and I wanna at least see the world a little.Getting cabin fever stuck in this tiny midwestern state. My loans are more or less manageable right now. Im not having difficulty paying them and am paying extra. Im living far below my means and saving for retirement, and stocking a little extra in the bank for cushion.I just... want to use my vacation time on something thats not sitting at the house playing videogames.  <response>: You can absolutely afford to travel.Chase Sapphire Reserve has had? a 100k point sign up bonus. That 100k points is enough for round trip airfare to Europe or Asia while having some points left over. Transfer to United and a round trip coach ticket between LAX and LHR for example is 30k miles. Just make sure that you are paying off the card diligently so that your debt doesnt pile higher. If you are gainfully employed and diligent youll be fine. 