<prompt> Human: Just got my first career job making decent money at age 26. I have 0 debt and an old 2001 Corolla that runs well but has shit ac and cosmetically it looks like shit. My work offers a 401k but not until 3 months from now. My girlfriend wants me to buy a new car but Im hesitant as I do NOT like being in debt, even though I know theres good and bad debt.So i will have around 1000 a month after paying living expensesbenefits. Im wondering what are my best options instead of this sitting in my bank account.Should I put it in a Roth IRA? Should I buy a new car like my gf suggests? I understand savings accounts are kinda pointless. Im also interested in mutual funds that are safe and reliable. Thanks guysTLDR; I have xtra 1k a month that I can invest, spend or save.  <response>: Put it all in Dutch Tullips, Beanie Babies, and whatever crypto currency strikes your fancy!Split your money into fifths. 25 into yr 401K, 25 into a Roth IRA, and 15 into your pocket for spending money 