<prompt> Human: Hi guys!I own eight cars at the moment, all of which I paid in cash. Cheapest cars were around 15K, the most expensive was around 180K. I recently wanted to loan a car that was for sale at 110K and even with a big downpayment the dealer was not able to finance it. Their excuse was that while my credit score was decent 750 I had never had a car loan under my name so that I would not qualify for a car of this price, even if I was to put down 50 of the asking price.However my wife whose salary is lower than mine and had purchased a 20K car 7 years ago did qualify for the loan. Without judging the situation I would like to fix my situation so that in the future I can be eligible for a car loan. Im currently thinking on purchasing another car, probably 15-20K used. I have the cash for it. Would it make any sense to apply for a loan and then pay it off after a couple months, not to build credit, but to build up a track record of having financed a car? Or was this dealer not being honest and theres no such thing?thanks!  <response>: Dealer doesnt seem to his stuff.If you walk onto a car lot and can breath, in todays age, you should be able to get a car loan.That said for a car in excess of 100K, you will have to have an income that can justify the payments. 