<prompt> Human: My car will be paid off by the end of the year. First home purchase closes in about two weeks. Ive always had a good credit score but been particularly judicious in the last 8-9 months in order to ensure I was above 740 to get the best mortgage terms.Now that mortgage and vehicle loan checks are past me -- are there any other big deal reasons to care about my credit score? Not that Im planning on fucking my whole financial picture up, just curious.  <response>: On top of traditional lending, your credit score is sometimes used by insurance providers homeowners and vehicle and employers. Even if you arent actively using it, keeping an eye on your report is important so that you can detect any signs of fraud or identity theft quickly and resolve them. 