<prompt> Human: I am currently paying a little over 500 per month in student loan payments. I have a lot of smaller loans, and have consolidated as much as possible. What would be my best bet to pay off first having just received 2000?The Mohela is a Parent Plus loan, so its under my moms name, but I am paying it back. So it doesnt effect my credit at all, but the rest are tied to me.AES3,281 4.95AES3,486 5.2MyFedLoan2,623 6.05MyFedLoan3,542 6.05MyFedLoan4,770 5.35MyFedLoan1,787 6.55MyFedLoan4,797 5.75MyFedLoan1,835 6.55Mohela6,574 7.65My first instinct was to put 2000 towards the Mohela loan because its the highest with the highest interest rate. But then I also wondered how it will effect my credit if I completely pay off one of the smaller loans. Paying off a loan completely is great, but it lessens my credit history and amount of accounts open, right? So many catch 22s with credit.Any thoughts or suggestions would be greatly appreciated. Thanks, everyone!  <response>: Pay towards the Mohela. Not only is it the highest rate, but it also gets your mom off the hook if god forbid something happens to you. As long as that loan is out there, she can potentially be responsible for it.Dont worry about your credit. Just pay your monthly payments on time, and pay off any credit cards you have regularly, and your credit will take care of itself. Any impact from completely paying off one of the smaller loans will be minimal at best. 