<prompt> Human: Hi everyone.I have been saving to buy a home. I plan on buying in the next two years. My target is to save is 60K so I have no PMI on my mortgage and some change left over for cushion. I have 20K right now and instead of leaving it in a checkingsaving account, whats a better alternative where I can make something on it over two years?  <response>: Either a savings account in an online bank like Ally where you can earn 1.15 interest currently, or a CD if you can find one with a term that would work for your needs and an interest rate that makes it worth doing over a 1 interest savings account.General advice is to not put any savings for a short to mid term goal into the stock market or other non-guaranteed investments, because while it will correct itself long-term, it may have lost value when you need the money. 