<prompt> Human: Hello, I am trying to start investing some money into index funds. I am just about to graduate college so I do not have a lot of money to start.I just register for vanguard and put 1,000 in. I plan to start with 75 dollars a week and hopefully increase to 1,000 a month after finding a real job. My problem is, after looking through the index fund for Vanguard, the lowest that I could find deposit necessary to start an index fund is 3,000. At my current rate that would take a very long time for me to save up to that amount. Also is there a way for me to transfer my money from a 3,000 index fund into an admiral fund after i saved up 10,000?Thanks in advance.  <response>: Vanguards Target Date Funds are 1000 minimum. These are a great starter option that require no real research. Just buy and hold. Alternatively you can buy ETFs which have no minimum, but they operate more like stocks and less like funds. The main difference is that you cant buy fractional shares of ETFs. 