<prompt> Human: OK, hi all. I am 26 years old and without getting into too much detail, my case was recently settled and I received 66,000. My lawyer took 33, or 33,333 of the total 100,000. My family and others have opinions on what I should invest in, but Im looking for other possibilities. Right now I just have the money in my savings account. I was reading something on this sub about a high interest savings account which got me curious. Wondering what the best ways to deal with this money is? A little bit about myself:--I dont have any debt from college and I currently live at home, so I dont pay rent. 1. I dont have a credit card...and about two weeks prior to receiving my large check, I applied for one at my bank, thinking I would probably get approved. I did not. In college I applied for a few and was denied. I dont know how my credit score is. But Im looking into a good beginner credit card.2. One of my goals is to travel. As I travel, Id imagine I would work sporadically. How does this impact when it comes time to filing my taxes...? if I work a random English teaching job in Vietnam for 4 months for example.3. I dont know much about stocks retirement... but yea, this is many what some people are telling me to invest in. I kinda just dont even know where to start...I know its gonna be useful for when Im at retirement age but I have this money now and I fear that I would die before I reached retirement age I know, it sounds weird but it sometimes I think of that.4. The place where I was working recently shut down so Im out of a job. The job was unrelated to my passions in life, so I count it as a blessing, but I also dont have much, if any, experience in what my degree is in. sadly...5. I have a couple of business ideas that Id like to pursue. Also I think about going back to school in several years, but it would probably depend on how the next five - 10 years pan out. I have a few different interests I would like to pursue, and I dont know how far Ill end up taking them or if I need further education, etc. I would like to combine my ventures of my ideas with traveling.6. I was told to look into buying property, however the city I live in is way too expensive to afford even a small apartment. And because Id like to travel, I would not really want to invest in property.Honest opinions welcome. I know it sounds like I dont know much about life and I havent lived much, but if we can look past that I would appreciate it! Im asking here because I genuinely dont know what to do to allow this money to grow and letting it sit in my simple savings account doesnt sound right to me. tl;dr- I have 66,000 and beyond using some of it to travel, Im curious what intelligent ways to do with itinvest areEdit: I live in the US. I pay my phone bill, I dont have a car Use public transportation, I buy my own food. My previous job allowed me to be on medicaid free. In 20 years, I would like to have started my own business of some sort, hopefully in the creative field andor helping people or even a community.  <response>: To be honest I think you might be romanticizing travel and overestimating how far your 66K will stretch. Traveling is great, dont get me wrong, but it is also a great way to blow through that 66K if youre planning on relying on odd jobs while you travel.You need a steady job. The plans you have are 600K plans, not 66K. 