<prompt> Human: So, husband and I used to each have a vehicle, and we mostly used mine for family stuff. Now that we have kid 3 on the way, we traded in his sports car for a third-row SUV, and my vehicle has become the commuter vehicle. The problem is, it gets meh gas mileage. Wed like to trade it insell it and get a cheap, maybe 2000 old Toyota or Cavalier or something that is reliable and gets stellar gas mileage. So, we owe almost 16,000 on this vehicle. According to kbb we could get up to 10,000 for a trade, and sell privately for up to 12,500. Our interest rate on the loan is 8.9. What are our options, considering that we dont have enough to pay the difference? Thanks!  <response>: You can roll the negative equity into a loan on a new vehicle but I doubt theyd want to roll that much debt into a loan on a car costing 2,000. Your best bet then is to pay down your debt aggressively so you can selltrade in the car. 