<prompt> Human: Hey all. As the title says, Im planning on moving out this year. I will be much closer to work than my current 25 mile commute. I plan on living alone. Here is my current financial situation:Efund: 12KSavings Checking: 12kRetirement Accounts: 9.3K 2015 IRA fundedDebt: 18.5K car payment with 57 months remaining 358 a month, Ive been paying 500So I am paid every two weeks. My net every 4 weeks after taxes, 401K, Insurance, and HSA is 2,579. I am not counting my two extra paychecks here to remain conservative but Im told they will be slightly higher as they will not have deductions for Insurance and HSA. Heres my potential budget for a month: Net: 2,579Rent750Utilities150Internet50EZ Tag40Gas100Groceries250Car Payment358Personal100Dry Cleaning40Cell Phone50Total: 1,888Cash left: 691I feel like I may be overestimating utilities on a 1 bedroom and also gas since I will be much closer to work but I feel its better to remain conservative. Also, is 750 too much for me? Im trying to stay in the 650 range but theyre not the best apartments or theyre a bit too far. Oh and car insurance is paid every 6 months so I didnt take it into account since I dont pay it by the month. Am I missing anything? Any advice is appreciated!  <response>: That looks pretty reasonable and well-formulated, which comports with your other healthy personal finance indicators. Well give you a pass on the car loan. There are some categories you didnt list like car insurance which has a monthly cost even if its billed every six months, but you have some money left over anyway, so it seems like you are on the right track. May want to shop around for a good deal on a dry cleaner. 