<prompt> Human: So in 2015 i traded in an absolute beater of a car on a guaranteed push pull or drag for 2k trade in and bought a new 2015 Ford Focus. We got 0 financing but probably overpaid for the vehicle somewhat. They also gave us some cash back to pay off another loan at the time, I think around 2500.Total financed was 27652 for a monthly payment of 363.93 for 72 months. Recently they started calling me offering to buy the car back because there was a high demand for newer used cars and they wanted inventory. Most recently the story was that there was a guy working for uber trying to make a fleet purchase of 6 of the same model car as I have so they want to buy it back now. There offer is to give me a 2017 Focus with all the same features, take my car as trade in I told them I already have 68k km on it since I commute a lot every day for work and there is some minor damage to the rear bumper area from a low speed rear-end collision that I took cash payment for and never repaired it and lower my payment by 30month but starting the 6 years over.Something about the way they keep making these offers to me seems scammy but I dont know if it is just a legit attempt to sell new cars and get another 2 years of financing out of me. I currently owe 18,150, and if the payment is 30 less I will have to pay them 23,976 over the next 6 years, not a horrible deal to get to a new car with 0 km and 0 damage but Im just wondering if Im missing something.  <response>: To answer your question, you might consider:The rich are getting mortgages, the poor are getting more car loansYou already overpaid for your car once. Of course they want to rope you into more never-ending loans. Scammy dealerships will never stop having great deals for you if you want to wear debt handcuffs for the rest of your life. 