<prompt> Human: Im looking to get in a new or 1-2 year old CPO car. My current car has 140k and is slowly falling apart. Id rather move on than continue to pour resources into it. Im army and make 63k a year, 25k of which is tax free BAH. No debt at all. Fiance makes 37k a year, and has 100k in student loans. Shes currently paying 1k a month on her loans. Rent is 2k a month DC area... We have 15k in savingsWhat are my options? The typical 20 rule doesnt seem to apply since she has significant debt and COL is so high here.  <response>: Id probably try to buy a car for under 10K, in cash.Figure out what your car payment would have been, and make that to yourself, back to your savings account. 