<prompt> Human: My fiancé is going through her masters in anthropology and currently works as a lab tech cataloging remains from archaeological digs. The job doesnt give her insurance.I am a teacher. I get insurance through work. We are waiting to have our ceremony in 2015 but would legally marrying her now make sense so that she could be covered under my insurance? What other paperwork or red tape might I see because of this option? What are the pros and cons?Thank you in advance.EDIT: There are some people wondering what state of health she is in. Very healthy except for the fact that she has asthma and takes Advair, something that is fairy expensive without insurance. She also does go for regular checkups at the gynecologist. Those are the limits of her immediate healthcare needs  <response>: Get legally married at the courthouse this week. Have your ceremony whenever youre comfortable. You dont want to wait until she gets sick to have to get married. This is what I did and when my girlfriend at the time got cancer we were in a rush to get married at the courthouse which adds a lot of stress when youre already dealing with a life threatening disease. 