<prompt> Human: Currently am I a sophomore in college with no student loans and will be coming out of college debt free. I have extra money that pays for my expenses in college and at home from my summer job.Recently I was gifted 10,000 and I have no idea what to do with it. I was think about setting up a Roth IRA, or just keeping it tucked away for when I graduate. I want to be financially independent shortly after I get my first job, and I know the 10k will help a lot with that. If I do that, the money will not grow but it will be there in all, less inflation, when I graduate.Im not sure what to do, and would like someone elses opinion. Any advice would be great.  <response>: hookers and blow 