<prompt> Human: I have a 2012 Impreza that has been a great car, thing is my commute has been shortened and I have refinanced the car once. I currently owe approximately 14k on the car now. There is a 2016 Impreza hatchback I have my eye on, the current price being 24,909. They are willing to take over the remainder of my loan and give me 9k on the car toward the price. My current rate is 2.99 for my current loan and ends in 2020, they didnt give me a rate on the new loan but the payments would go from around 365 to 390 a month for the new car at 72 months and 0 down. Is this a good investment? I cant think of any other info, but I would gladly answer more if there are any questions.  <response>: No this is a terrible idea. You are trading in a car you are underwater on for a new loan you are even more underwater on. Dont forget how much tax, title and license plays into it.Since you are asking if it is a good investment, no, its terrible and depending on your financial situation could ruin you like many posters here that buy cars they cant afford. 