<prompt> Human: Hi PF! I could use some help to determine if moving out is feasible for me, or if Im considering making a terrible, terrible choice. Issue;My friend and I have been chatting about moving out for a few months now. I can admit that Ive been pushing the date back to save money, which has caused tension, but this is PersonalFinance - Ill save the drama for rrelationships. Move date is tentatively 41. Ultimately - I could use some help determining if moving out will be a total financial disaster for me. Ive been getting all sorts of opinions from friends and family, but its too emotional and very few of them have much experience with the subject. I really want to take a hard look at numbers. Thanks in advance. Financial Details:I graduated college last May and earn approx 63,000 a year. I accrued approx 50k in student loan debt, which Ive worked down to 43k. Loan 1: 15k, 11 interest - Im avalanching this one and aggressively paying it down Private LoanLoan 2: 28k, average of 4.3 interest. Really 4 government loans but I make 1 payment to all. Taking this one at just above minimum payments. Car loan: I bought a car last summer - I pay 373 a month YIKES and about 40 a month in gas. I would likely sell this if I moved. Or parents offered to absorb monthly payments. Commuting: with everything all together, I pay around 500 a month in commuting costs for parking and Subway. The 60 a week in parking would be eliminated with a move. 401k : Im doing a mix of traditional 401k and Roth. 16 of my total income right now. Approx 900 a month. Open to lowering but dont want to if I can avoid. Bottom line: My motivations to move are 1 shorter commute Im at about 1.5-2 hours one way, 2 more fun because I feel a little restricted at home 3 my friends want to move NOW and if I dont move with them, Ill have to move with strangers later. I do like being home and its bearable. But at what point does spending the money on rent become more viable than dragging myself down with a commute and limited social life at home?Thank you for reading!TL;DR: I have debt and high monthly payments but motivation to move. Really unsure if a move is financial disaster at this stage. EDIT: Rent would be anywhere from 1000-1300 - roommate and I have found options in this range and neither of us is willing to go much higher. I pay 660 a month for my loans. I dont really see that changing much since the idea of letting a loan at 11 linger is not one Im happy about. The 28k has 270 minimum, so I pay 300. Will be selling the car if I move. Looking for advice on how to make the most back as I know it depreciates by the day. Excellent condition if that matters. New commute would be approx: 150 a month for a metro card. EDIT 2: THANK YOU ALL!! Ive lowered my 401k from 16 to 10, am looking into selling my car, and just got my tax return today! Ill be using that extra to hit my high interest loan and will also look into refinancing with SoFi or Earnest. Although this was a financially motivated post - thank you to those who pointed out the benefits of moving out from an emotional standpoint. Im ready to take my next step in life and cutting out my 2 hour commute is only going to help. xoxo  <response>: Oh my god, please move. The one thing you dont mention is what your rent and new commuting costs would be- however if you ditch the car and cut your commute youd be freeing up close to 900 of your budget anyway which is A LOT of money. And time. Timemoney. 