<prompt> Human: I invested 3000 into an IRA about a month ago and its losing money. Should I be concerned or is there some variance expected throughout the year? Im invested in the 2055 target retirement fund.Assistant: The market will fluctuate. But stocks usually go up over the long term. I suspect by 2055 youll have seen some gains in the account.Human: Should I keep investing in the fund? I was hoping for a little more than some gains when investing this money.  <response>: Yes, I would invest in it consistently until 2055. Stocks are long term investments, and may drop in the shortmedium term. 