<prompt> Human: I checked Credit Karma and saw my score drop 50 points from last time. It says one of the changes from last month to this month was my mortgage balance increased by 7,358 from 89K to 96K. I checked the statement I got in the mail the other day, and the balance is still 89K. The only thing I can think is the 7,500 recoverable corporate advance is now included in the balance, but it never was before and I havent done anything to owe it back I believe that was the amount of my government bond that is only payable if I sell or move out of my house before a set of years. Could my bank just roll that amount into the balance they report without telling me or adding it to the balance they report on my statement?Is it normal for a credit score to react this way? I assume a mortgage balance increase is a huge red flag to them, but I dont know the circumstances that would normally happen. Ive never missed a payment, and my report reflects no missed or late payments.I plan to call the bank as soon as they open, but if anyone has any history with this on their credit report, it would put my mind at ease while I wait.Edit: filed disputes with Equifax and TransUnion. First person at the bank said multiple people have called about Credit Karma problems and they couldnt answer my questions, I could only dispute.Second person after I filed disputes said shes never heard of the situation and says I owe the 7,500 regardless of whether its principal balance and doesnt go away until its forgiven under the grant rules true, but its never been reported lumped together in my balance. She says they will mail me an explanation of the change in reporting error for 2.5 years, error now, rules change, etc..  <response>: Call your mortgage provider yesterday already and ask whats going in 