<prompt> Human: My wife and I currently have two vehicles insured under USAA. Were in Ohio, and for the coverages that we feel comfortable with were paying 600 for 6 months of coverage. I just got a quick online quote from GEICO and for the same coverages they came in at 355 for 6 months. Ive had USAA for a few years now and theyve been good to me when it comes to customer service and paying out a claim for a broken windshield on my wifes vehicle. Thankfully Ive never had claim more than that, but I feel pretty confident that it would be a relatively smooth process with USAA. Ive never had Geico before, but I know they and Progressive insurance are usually pretty cheap. I was surprised that there was a 250 difference over 6 months, and normally itd be a no-brainer to switch. My issue is that I feel like insurance is a huge gamble as it is, and Im trying to decide if an extra 41 a month is worth the peace of mind in staying with USAA. Like I said, Ive never had Geico so Im not saying theyre a bad company or that I would have issues with them. Its kinda just the devil you know is better than the devil you dont parradox in that I was pretty happy with USAA insurance until I found out I was paying more than I could. If anyone has any experience with Geico insurance or Progressive for that matter then Id be interested in hearing how it went.  <response>: Unfortunately OP youre just going to get stories from randos about their personal experience. No one can tell you how your experience will be. If it makes you feel better just google reviews for the companies you are looking at switching to. Look at insurance in the long term. How much will you be saving over ten years and then figure out if it will be worth it if something happens to your car. 