<prompt> Human: So I got a big raise. I won, yay. Im well aware that personal finance is very much psychological. I consider myself to be a very rational thinker. HOWEVER, since the raise, Ive added 87 of items to my amazon cart, ready to order. Ive eaten out two days in a row. Ive also started browsing for laptops to buy. Red flagHeres my plan: create a monthly bill for the amount of my raise, less 500. I pay this bill into my TFSA until its maxed, then start investing modestly. The 500 is so I have some extra play money as a reward for my raise, and to allow for the psychological effects of the raise decreased urgency to save. What do you think? Before the raise I was only saving around 5,000 per year. With this new budget, that number goes up to 34,000 per year. 5,000 35,000-50012.  <response>: Realistically dude, you dont have much to worry about. You just got a massive raise, and have caught yourself splurging about 1K and feel guilty. You are already in the correct frame of mind.With that being said, go back to your spreadsheets and make a new budget. Increase your fun spending a little if you want, but stick to a budget just as rigorously as you did before.Max out that RRSP and TFSA for sure as well : 