<prompt> Human: A little background, then Id like to get into the two questions I asked.About 1.75 years into working after receiving a bachelors and definitely focused on building my emergency fund and reducing CC balances. Doing both somewhat equally, but a little more aggressive on CC because of interest. I also know that everyone suggests 3-6 month emergency fund obviously situation dependent, but seems like the rule.How long should it take someone, once theyre committed, to build an emergency fund from 0? I guess the mathematical expression would be: of monthly income able to save x months of time set emergency fund. So the second question, what was your and what was your x?Thanks. Thought this would be helpful for me and give put in perspective the time it takes to become truly financially stable.  <response>: How long should it take someone, once theyre committed, to build an emergency fund from 0?That depends on your income, your expenses, and your budget. Theres no one right answer. If youre minimizing your expenses to the extent practical, youre probably doing it right. 