<prompt> Human: First, thanks for any and all input. Ill try to keep it short. I have just set up a 401k through my employer, and now Im trying to get an IRA set up, but have no idea where to begin. I know the very basics of IRAs e.g. the difference between an IRA and 401K, difference between traditional and Roth, etc., but thats about the extent of my financial knowledge. I tried to call a local financial adviser about helping me get an IRA set up and he essentially told me he cant help me, I should talk to my HR person.Should I talk to a financial adviser? If so, any recommendations? I live in Seattle, WA. What kind of questions should I be asking a financial adviser? What kinds of financial advisers should I avoid? If you dont recommend a financial adviser, where should I start? Im sure this topic has been brought up on this sub before, so even if someone can link me to a good discussion on this topic I would greatly appreciate it. Thanks!  <response>: Just go online to Schwab, Fidelity, or Vanguard and follow the prompts to open an account. It shouldnt take more than 15 minutes.After you pick one of them, we can suggest which target retirement fund you should buy. 