<prompt> Human: I posted a little on this issue yesterday, and have a few more questions Im hoping someone can answer or point me in the right direction on.I have several thousand dollars out in Private student loans that Sallie Mae is cracking down on, as I cant make the minimum payments theyre requesting. I am working on them with some payment plans I can actually afford, but in the meantime, theyre preemptively moving forward to get their things in order to garnish my wages.-How does this affect money in my bank account? I dont have a lot, but I do budget ahead to be able to stay on top of my billspay bills early. Are they able to get access to how much I have in my account? Can they take any of that?-If so, is there any way to avoid that? Withdrawing it and keeping cash? Having it in an account under someone elses name? Or is that a huge no-no that will blow up in my face?-How do they determine how much of my wages theyll garnish? Only whats left over after my other bills are accounted for? Or do they no give a shit about other bills and take a flat percentageamount and leave me to figure out how to pay the rest of my bills?Im hoping this concern will all be moot, but Im trying to plan for the worst and hope for the best. So any advice, or further resources would be GREATLY appreciated!  <response>: If they are just looking to garnish your wages, then it wont affect your bank account. However, you should be aware that bank accounts and other liquid assets can be garnished. If they are seeking to do that, it will say so pretty clearly on the paperwork you receive. 