<prompt> Human: I was thinking about using it to have everything all in one place, but I wanted to get some opinions before I did.  <response>: Good things about Mint: A one stop shop for an overall view of your finances, without having to go to each site and update a spreadsheet Perfect for the generally lazy who want to sort of keep track of finances but arent spergy enough to make a spreadsheet about it Bill pay alerts Graphs and trends are very useful, especially net worth both over time and monthly Spending budgets, except things that dont line up on monthy lines cleanly gas Makes it easy to discover you are spending way too much money on things like foodentertainmentbooze, assuming you use a creditdebit card most of the time for easy tracking A great place for a little self flagellation or masturbation depending on your spendingsaving habits and life situationBad things about Mint: It doesnt always sync with random accounts Especially if they are from small companies It generally gets confused if you transfer money between accounts, you have to manually mark the transaction as transfer on both ends. Annoying alerts ads to help you save money like suggesting you could save more by switching to a new 3 cash back credit card, on your 3 cashback credit card account. overly monthly focused - yearlybi-yearlygas bills dont line up and skew monthly stats The way they do saving for retirement is very overly simplistic, and there is no easy way to make a saving budget and link that into an overall retirement goal that fluctuates over time. 