<prompt> Human: Hello everyone, a little backstory.. I was hit by van while walking in 2010, landing me in the ER for 6 hours, and about 2700 dollars in debt. This was a hit and run and he never was caught so I obviously could not sue. Since then I have accrued debt from multiple places mostly medical, no credit cards, and currently have 8 negative marks all in collections and owe about 4,000. My hours fluctuate but I make about 1400 to 2000 per month with around 1200 in bills and food. I have a 2 year old and would like to own a home in the future. What are the best actions to take to get rid of this debt?  <response>: The debt really shouldnt be much of a problem. If it is dated 2010 it will simply fall off your credit report before long. If youve maintained contact with a collector it will be more complicated but really a 4k debt is next to nothing to most collectors.But if you want a house you have a far more serious challenge - your income just isnt high enough assuming you live in a developed country some posters dont.Focus on boosting your income, the debt is the least of your troubles. 