<prompt> Human: Context: Im a sophomore in High School, My parents are divorced My sister and I live with my mom. Dad visits sometimes, once or twice a year. Not really knowledgeable on what most of this stuff is, but today I was browsing through some college stuff, and my mom told me to ask my father how much money I had in my 529. I dont even know what that is, just assumed it was some sort of bank account where my parents slowly put money towards my college. He responded saying that I dont have a 529 Plan. My mom was very confused since she said that my dad and her opened one for me when I was born. My dad apparently closed the account, and that brings us to the present. My mom has gone crazy the past few hours, telling me how hard I need to work in school and sports trying to figure out ways I can get free tuition or a scholarship of some sorts. What should we be doing in this situation? How big of a problem is this, and how worried should I be?  <response>: A lot of kids dont have college savings plans. I had zero going in. My parents helped a bit, I worked, and got loans for the rest. Dont panic, apply for scholarships, full our your fafsa early, choose your school and major wisely. Your best chance at getting money is to go to a school one level down from where you can get in. Find a school that wants you. 