<prompt> Human: Im a 19 year old male, in Colorado, and Im planning on getting a car soon. The problem is, that no matter where I look Im getting quoted for 120-160 a month. I have no credit history, I also havent ever gotten a ticket had an accident. Is there any thing I could do to meet the state requirement without breaking the bank?  <response>: Your age is whats causing the high prices, once you get to 25 it usually goes down. You could try for a higher deductible to reduce payments 