<prompt> Human: The plan was to just use it for big purchases, and I needed a new laptop but after looking at my bank account and the laptop I wanted 1900 I decided it wasnt a good idea.Im now in a position where Im bent on saving money but at the same time iirc if I dont use this credit card itll affect my credit negatively so Im kinda confused on what to do with it now.  <response>: Dont buy anything you cant pay for in cash. Start a healthy habit and it will be easier to avoid debt and the headaches associated with bad credit. 