<prompt> Human: I make about 11k or a little over this year. I cant realistically afford the 57 or so a month that Id have to pay under the ACA but it appears Id probably end up paying it at the end of the fiscal years regardless. Is there any other option here?  <response>: If you are only earning 11K per year, you probably need to be looking at welfare programs like Medicaid, you are considered in deep poverty. You probably need to access a variety of social services, contact your city government office that deals with poverty. 