<prompt> Human: I am not sure if this is finance related or not but I thought this maybe the best place to askdiscuss the situation.Within the past few months I have finished paying off my small debts, things like my truck payment or home repairs for the roof or addition of a new furnace air conditioner. The remaining debts I have are 45k left on my mortgage, 7k in a small student loan, and 37k in a large student loan. Up until this point I paid off things depending on how I felt at the time. If I was comfortable Id pay on the higher interest debts, but if I felt like I needed a reward id pay on something with a smaller balance to feel I wasnt treading water and I could see an impact. higher is in quotes because it was higher but the highest rate of interest I had was 5.785 and I feel that all my rates are reasonable and manageable.I am now finding myself hungry to pay down more and getting more and more frustrated that I cannot get results faster. I am selling things I dont need in order to pay down my student loans and mortgage. I feel I have the discipline and budget to do things just fine, but I feel addicted to results and that I am not enjoying life in a within my means or even below my means manner. I dont want to feel enslaved to my budget for 10 years especially when I can afford not to. Has anyone else felt like this or does anyone have any advice? if my budget info is needed to put it in context:monthly expenses:450 mortgage 45k100 phone75 small student loan 7k50 storage unit300 large student loan 37k300 - food fuel and misc250 - money for items paid annual or semi annually life insurance , vehicle tires, vehicle registration350 - into savings for emergency fund 2540 - net take home I feel I am on a good path, but I feel like I cant allow myself a reward example is a laptop that would be my only computer and help with work but I cant feel its a NEED.I feel I am struggling due to money irrationally. and I am sorry if its offensive to anyone that im complaining that my budget is ok but im having a hard time. this is not my intent nor a humble brag or anything.EDIT: id like to note that NONE of the payments on the debt are minimum. and the remainder of the budget does go towards the debts and emergenciesunexpected.things like insurance deductibles for hail damage. power outages and basements flooding etc. its been a heck of a year and I am thankful to have the means to deal with these things but the patience and keeping my energy up are the items im failing at.I cant pay off 89k in a year when my take home is 31. but I find myself thinking im not doing enough and selling belongings and supplementing my income with overtime or odd jobs and then stressing and feeling overwhelmed.also I do try to budget for wants and as that accumulates I end up taking the chunk and throwing it at debt. 200 for myself... five months later after not rewarding myself my reward is to throw 1000 at my debt. If I survive for the duration of my debts ill be glad they are paid off early. However life is funny like that and if I die tomorrow or live below my means without experiencing the world ill be disappointed.Ill look into the book. from the library of course unless the website is free LOL. EDIT 2: Thank you everyone for comments and future comments. If I offer a rebuttal or additional comments its not because each comment isnt considered nor because I think its not valuable.  <response>: I see 1,875 in expenses and 2,540 in net earnings. So you have a 665 monthly cushion.You hate the debt you have to the point where you are using the majority of that 665 a month on your debt instead of on entertainment. Is this correct?You seem like youre great at budgeting. Budget for fun. Take 200 of that 665 each month and use it on fun activities or an additional savings account for a new laptop, as you mention. The other 465 can go to paying down your debts quicker. Your situation is just like any long-term goal. Like working out for example. You cant pay off 89k in a year when your take home pay is only 31,000. You cant become a body builder in a year if youre obese. Its a combination of patience and planning. Youre doing well. Just add a line in your budget that rewards yourself. Use the rest on paying off debt early actually you should make sure that emergency fund is up to snuff before paying more than the minimums on your debt... which would then free up another 350 a month which youre currently contributing to your e-fund. Make sure your 401k is being contributed to up to the match, if applicable to you... 