<prompt> Human: What should I do to maximize my interest on this chunk of change? Ive never had more than 10k in cash so I dont know what I need to be looking for. Im going to use this money for the down payment on my next home once the market adjusts back down a bit, hopefully in under 2 years. Im in the East SF Bay if it matters. My mom has an investment that shes earning 7.5 interest on but she said theres littleno security on it. Shes had around 150k with them for 6 years with no issues so Im considering putting 50k towards that. Thank you for any input and Ill happily answer any questions if itll help provide better input. EDIT - the 1 year length is a minimum, not a maximum. Assistant: One year? Cash. Do a whole lot of research into your Moms investment before you drop 50k on it.Human: What kinds of questions or aspects of the company should I be looking into most?  <response>: Safe short term investments with 7.5 return do not exist right now. So, why is this risky? Is it a single company? Then theres part of the story. Whats their business? It could crash next year. Is it a Ponzi scheme? Wouldnt be the first time. Etc. 