<prompt> Human: 15k in CC debt 80 of the total, 2 new vehicles purchased in the early 2015, 50k total owed at the moment, 20k in student loans. 100 payment history, nothing negative on the credit report. Estimated income at the day of the purchase - 5kmo. Estimated value of the target home 220k. i am currently in school and am not able to tackle the CC debt. Thank you.  <response>: it is very, very unreasonable. You need:1. to retire all your cc debt 20k2. To retire most of your vehicle debt 40k3. 20 down plus all closing costs 60k4. 3 month emergency fund 10kmy count thats 130k easily within next two years and you are saying even cc is not doable. 