<prompt> Human: I just completed my undergrad out of state. I am in a lot of debt, 91,175.68 in debt to be exact. I am not afraid of paying it off because my parents businesses are doing well and I was accepted into a Masters program with a full-ride and should have no problem finding a job in two years.My main concern is organizing my student loans because some are from the government being handled by FedLoan, some from Sallie Mae, and most of it from Discover Student Loans. I had to get co-signers which are mainly distant family members to get the loans to pay for school. I am receiving pressure from them about the loans and would like to get consolidate all of my loans into a separate loan with just my name on it, but I dont have much credit history.Since this is a combination of private and federal student loans, I was wondering what my best options are at this time to get them off my back. I am considering getting a private loan that covers this and I would pay off the private loan instead of the combination of my different loans.  <response>: Paying them off, maintain the minimum payment on every loan, and laserbeam the one with the highest interest. See for a simulator. 