<prompt> Human: Hi reddit. Im about to turn 35, in MBA school, employed, and lost. Ive been with my wife for almost a decade, married for two and half. Only reason I agreed to marry her as because she needed medical insurance. Turns out the insurance didnt cover one of her surgeries, and I didnt find out until a few days ago when I checked my CR as the medical office and debt collector never notified me, all mail has gone to the wife since Im not the patient. A 6K bill is now almost 18,000 and I dont know what to do. About 3 yrs ago, I filed for BK because at now wifes urging I somehow had 40K in credit card and other debt dozens of credit cards I didnt know I had. Since the BK I had two other credit cards taken out in my name, which I managed to challange and get removed. Both were online cards link to my wifes email address, but she swears that doesnt mean she did it and she goes catatonic with she would never hurt me like that. She also claims the felony credit card fraud conviction under an alias isnt hers and was furious I went to the courthouse to look at the records.WTH do I do? Contact the medical office or debt collector? Put a .45 in my mouth?TL, DR: medical debt, pretty sure now wife stole my ID. Im screwed, and thanks for playing.  <response>: Do you have children? If not divorce is step 1. You need a clever to separate this relationship and debt builder you are with. 