<prompt> Human: Long story short: My Grandpa is worried that with me being the only one on my bank account is something bad happens and my money is needed to deal with it i.e. I am incapacitated in a car crash that it will be unavailable to be used to help me. I only recently began getting my finances in order so I dont have a lot of money so it isnt a huge issue atm but I know he will keep worrying. From what I remember looking into when I removed him from the account was a joint account when I was in HS and it was opened, removed him when I was 20ish currently 25 there are ways to have a backup plan in case something happens that doesnt involve having him being on my account. I figure this would be the place to ask since I am not finding much info elsewhere. Before people start throwing warnings my way - This isnt a red flag. I am 99 sure this is simply him worrying about an emergency and not him trying to scam me out of money. Out of everyone in the family he is the only one who really got his shit together and handled his money well. Him and his wife have pulled my ass out of the fire financially multiple time over the past 7 or so years. I highly doubt this is him trying to scam me out of my money. That said while I do trust him, from everything I read having someone else on a joint account who isnt a long term SO is a bad idea. I just dont like the thought of it even though I know nothing bad will happen because of it. Joys of being paranoid. So, what would you guysgals advise in this situation?  <response>: You can give your grandpa the durable power of attorney over your account. He can go to the bank and act on behalf of you. It is still your account, so he is supposed to act for your best interest. 