<prompt> Human: My girlfriend is over 100,000 in debt. She has a bunch of federal and private loans, with rates between 2.5 and 6.5Im looking for the following: Simple software for calculating multiple loans repayment plans Simple book explaining student loan terminology, consolidation options, etc.I have a BA in economics, so I can do the math in Excel if I have to.Fortunately she making 80k with the potential to make 100 to 120k in the near future... I think paying these loans off will be easy, but I have the feeling she is paying too little on a monthly basis and is getting hosed by her creditors.  <response>: Simple book explaining student loan terminology, consolidation options, etc.You dont need a book. Everything is available on Student Loan.gov 