<prompt> Human: After some research it looks like they are most likely a collection agency. However, my credit is clean. I just reviewed all 3 bureaus and other than my credit cards, there was nothing on file for all 3. Nothing in collections, lien or outstanding balance. Whats happening here? Could it be some kind of debt that hasnt yet hit collections and they are trying to settle before it hits collection? To my recollection, there shouldnt be any kind of debt to my name.Appreciate the help!  <response>: Text book debt collection call. They need to verify they have the correct person on the line before they can disclose any information regarding the debt.Try giving them 4 random numbers - end result will probably be they flag the number as being wrong and noting they have the incorrect y0um3b3dn0w.Chances are better than good that theyve got the wrong number and its not a rogue debt not yet on your credit report. 