<prompt> Human: Hey everyone,I am a 23 year old engineer in LA making 80k a year. I get 20k a year vested in my company private stock for five years, and the stock has already gone up 25 since I started 6 months ago. This stock is very promising and has gone up 500 in the last 5 years. The company is much more mature and stable than it used to be, and still is projected to grow another 500 in the next five years per the CTOcompany prediction. I only have 25k in student debt about 300 a month and pay 1450 in rent. This all leaves me with roughly 1000 a month to play around with after all my expenses are factored in.Does it seem reasonable to borrow 25k or so from a 4 interest loan and buying 10 reduced cost company stock? I know this can get people in a lot of trouble, but even if I lose all that money I still can survive. I originally was planning on saving up every year to pay off the taxes on the stock which grows every year if the stock value goes up, but now I am thinking I can use this 25k initial loan be invested to have it grow each year and pay off the taxes with that. It is making the bold assumption it will grow, but I think it is a risk that has much greater upside than downside.Is this reasonable thinking?  <response>: In general, I would shy away from investing in your company. It is not diversified risk -- if your company goes under, your investments go down at the exact same time your job becomes at risk.Still, if you can get a loan to buy the stock at a 10 discount, sell the stock, pay back the loan, and still account for a profit after income taxes then by all means. 