<prompt> Human: Edited to show my full bugdet:Its in the title! Basically after sitting down and doing our bills my wife and I are about 1,100 in the hole each month. I work full-time and my wife works part time because she is pregnant. Ive googled how to make an extra 1000 a month on the side, but thought that I would ask you all as well as I know that there are many on here who are more clever than I! Any advice or tips would be greatly appreciated!Here is a break down of our finances:Bill Cost per MonthMortgage819.02Mortgage Insurance400Truck277.16Truck Insurance85Car246.54 Car Insurance85Gas180Food440Cellphone144.76Utilities400Internet44School Loans461.88Medical Bills315Property Tax, Vehicle tax, Surprise bill, etc300Total due per month in bills 4198.36Income per monthBear2264.3Holly306Sean roommate533Total3103.3Difference-1,095.06  <response>: Your vehicle expenses are crazy!! 8733100 28 of your budget towards vehicles. We pay a lower percentage towards our mortgage, insurance, and home repairs every month. You need to get rid of your newer cars with loans, and get the vehicle budget to around 10 of your take home. Sell one or both for something cheaper. Your auto insurance is also high - we pay less than 100month on two cars, and we have full coverage on both. Cheaperolder cars will help reduce this. Also mortgage insurance is 400month? Thats like half your mortgage. And it puts your total housing expenses to be almost 40 of your take home. Plus it looks like property tax isnt included in your mortgage payment - so its probably higher than 40. Theres youre 100month between those two items. Its not the little stuff thats killing you - its the big stuff. 