<prompt> Human: My mother, who as been divorced from my father for years, recently got a call from collections for unpaid mortgage. It would seem that her name is still on his mortgage.My question to you PF, is there anything she can do at all? It is my understanding that if her name is on it, and it has gone on long enough that she is getting the calls, that it is already too late.  <response>: If she was a co-signer on the mortgage and it defaulted she is liable for it. 