<prompt> Human: I make 44hr and work in the state of Georgia, after working 80 hours and contributing 15 of my paycheck to 401k I have 1828 after taxes. Does this seem correct or am I getting taxed too much? Thank youAssistant: Hi - what do you expect to be taxed? The amount withheld will change based on the number of allowances you put in box 5 of your W-4. Also, what other payroll deductions do you have? medical? hsa? transit? is your 401k Roth or Traditional?Without this info, its impossible to tell you if your withholdings are correct or not. Human: I am not sure what I expect to be taxed, I dont have medical, hsa, or transit deductions and the 401k is a rothAssistant: You should first figure out how much you expect to be taxed, before determining if your paycheck withholdings are too much or too little. What did you put on box 5 of your W4, and was that a well-thought out number based on your allowances, or did not really know what you were doing? Human: I put 0 because I dont know what Im doing or what an allowance is  <response>: So theres your problem - you need to do some research on what these allowances mean. The lower the number, the more taxes get withheld per paycheck. But dont go changing it blindly to a higher number, because then youll owe a ton come tax time. The W4 actually has instructions right on the form - next time, take 10 minutes to read and understand the form before filling it out blindly. You need to spend some quality time understanding paycheck withholdings, google is your friend and then youll figure out your tax situation. Once you understand, you can change your allowances on your W4, and your tax withholdings will be accurate. 