<prompt> Human: I started a new job about a month ago and decided that I was going to put 500 from every pay check into my savings account. I want to invest into something safe with small returns so that it just doesnt just sit there. Any suggestions?  <response>: If you have no current savings, then you should build up that as a rainy day fund before thinking of investing.The best place to put that money is in the bank. In the US, that means at some place like Ally Bank or Discovery Bank. 