<prompt> Human: Over the last seven years we have gotten ourselves out of consumer debt and paid off our student loans. We are also new parents with a mortgage; we are on the same page when it comes to spending and saving. Of course, not everyone in our immediate circle has the same attitudes about money. Ive heard friendsfamily complain that other friendsfamily talk about being broke or never having enough money. I guess its a drag to tell your friend you cant afford a brand new car despite their advice that new cars are better than used cars.Anyway, how would you respond to peoples unsolicited financial advice without sounding like a buzz kill? For example, your debt laden sister says, You should just buy two motorcycles, that way, you can both have one! How do you respond? Or, your more well off friend says, I saw some property for sale by the lake. You should buy it!  <response>: For example, your debt laden sister says, You should just buy two motorcycles, that way, you can both have one! How do you respond? Or, your more well off friend says, I saw some property for sale by the lake. You should buy it!No thank you. 