<prompt> Human: In consideration of the fact that I can claim student loan interest on my tax filing, is there any advantage to paying ahead on student loans? It would reduce the principal, and therefor the amount of interest that accrues, but since I can get the interest back, is there any reason to do so?  <response>: You dont get all the interest back, you get back your taxed rate on that interest.There is no way paying it off later will save you money in the long run, disregarding all outside influences. 