<prompt> Human: Ive been working for nearly two years, dont have any debts besides an 18 Forester. Owe 26000, appraised at 22000, have 3200 in a factory warranty that I would get back. Ive always wanted an STI and the 2019 model has finally addressed the reliability issues with the pistons and now has apple car play available... Insurance would jump from 88 a month to 113.Fuel costs would go from 320 a month to 400 but I expense all fuel and toll costs at the end of the month including personal use.I have a 1000 per month car allowance I just got and Ive pocketed the first months. I feel like I can easily afford this car but I have a perfectly good car, its just not my dream car. Someone tell me this is a horrible idea because all my friends are telling me to just do it but I could be saving a ton, and this is the kind of car Ill end up pouring money into in the long run.  <response>: terrible idea financially. turning in a very new car taking the first year depreciation without getting much mileage for it for a even newer one. you probably have enough income to cover it, but taking a couple thousand dollar loss here could mean months or years of retirement down the road. 