<prompt> Human: I just turned 25 last month and started working as an Occupational Therapist last April, which means I have student loans and a car loan Im currently paying off. My aunt who lives in Canada just called to ask if I would consider buying an apartment to rent out here, in South Florida, with her providing the down payment . Her idea is for me to take out a loan which she would pay off with the rent money, since if she took the loan out shed be charged more, and give me a monthly amount for owning the apartment for her. In other words for her to provide the money for this apartment so the property would eventually be hers but for me to benefit monthly. I have never considered buying property and thought this would be something I would do later on in life. I want to be well educated on the subject before I make any decisions and want to know how this might affect me in the future when Im ready to purchase property for myself. What are things I should know or take into considerations? I really need suggestions and any help would be greatly appreciated. Thank you!  <response>: It sounds like you would be unable to afford the property on your own. If something happens and your aunt is unable to make payments to you, all of the ramifications will fall on you. I would not do this. 