<prompt> Human: My goal in life is to become an owner of a couple of properties and be the handymanproperty management. I very much enjoy handyman work and I am actually a licensed handyman here in Seattle. Its going very well. I love it. That sound the pay isnt exactly what I would like, so I thought a better idea would be to just manage the building I own and live of the income from the renters. Financially my GF and I are both in good standing. She actually just made her final payment on her college loans yesterday! We have no big debt. Other than a couple thousand on a few different credit cards. Shoot, I forgot I just started a car payment but if that was a deal breaker I could easily sell it for more than I paid. Im in it 11k. She makes 40k and I would say I am making around there as well. So total annual income is around 80k. We have never owned a home. I personally think the best route would be to buy a home, and rent it out, just to get a taste of the renters market, then maybe purchase a triplex or duplex after either selling the first home or using it as collateral. Then, if everything is working out well, we can look at purchasing an apartment complex. So with that said, what should we be doing to get towards the goal of owning an apartment complex? If any of you have actually owned one, or still do. I wouldnt mind picking your brain as far as how that type of loan works and what the requirements are.  <response>: Perhaps slightly OT, but if your goal is to own a couple properties and live off the rent, it is going to take you a lot longer to get there in Seattle than in other places with lower-cost housing markets. 