<prompt> Human: So Im posting because my mom called me in a panic today, and I dont know how else to help. They have a small family business in SC mom, dad, brother, 1 PTSemi-Retired Employee. They earn enough to live comfortably but dont qualify for subsidies because of how the business is set-up S-corp, I thinkParents are mid50searly 60s - live in Western NCThey had BCBS, and were paying about 1k a month in health.From what Ive read, there are not many options available to them other than BCBS who have now increased their premiums to 2k a month. That is the cheapest plan available with high deductible. Neither go to the doctor often - the annual stuff and an occasional illness every other year or so. Its hard for them justifying spending that much money for a service they typically dont have to use. But I know they worry about the big IF and the big C.Are there plans that allow small businesses to bundle other insurances and offer a lower Healthcare premium? What other insurers are available, I havent found any other options where they live other than the ONE? Any insight would be greatly appreciated. Thanks yall.tl;dr parents policy doubled to 2kmo for BCBSNC and need to find alternative, help, something ... feeling lost  <response>: Frankly, if my health insurance was 2,000month, Id just cancel it. That cost isnt commensurate with the risk. Odds of a million dollar medical problem is extremely low, Im not going to pay 2,000month to cover that risk.At that price, I could go to the ER every few months. 