<prompt> Human: Im 25M, Ive paid off my student loans and have 4000 dollars saved. I make 45,000 a year. I pay rent 400, have a car which I pay 100 in insurance. I support the home by paying the internet bill as well. I do my own groceries, laundry and cooking.Currently I am saving 1200 dollars a month. 200 in retirements and 1000 as an emergency fund. I am about to turn 26 in 6 months. I have an amazing relationship at home, I can do whatever, my parents are cool. However, my dad and brother would get screwed if I moved since they would now have to pay an extra 600. My brother is having a baby soon as well... I come from a Bluecollar household, me being the only white collar.I have to make a big decision and I was hoping I could get some advice.- If I move out, I am looking to be paying about 1000 in rent. My savings would take a big hit. However I would be working closer into downtown where there are activities and its close to work. Downside my savings are gone, and id have to give up certain lifestyles of taking courses..- The way things are currently... are great. I love the 1 hour commute, it gives me a solid 1 hour to read, both ways. I usually get home at about 10pm, so really, I just need a bed to sleep on. Plus since Im a new driver, I get insurance off my dad, I am accruing experience on my insurance saving my future self on inflated insurance.If I stay at home, I can save enough to buy a home with my dad and we would then have property which I can leverage later down in line with 3 people splitting the costs.My gut says moving out is a bad idea... Why blow money on rent when my situation is amazing... 500 for a car and rent. Yet the stigma of living at home at this age is the only possible issue preventing me from being firm on my decision. I have read the previous threads on here about this topic. My parents are perfectly content with the current situation as it helps everyone in the household. Does anyone have any stories of those who did stay at home and leveraged the situation?Edit: thank you very much! Im getting some amazing advice. I wanted to add a little bit more info.My family rents a 3 bedroom apartment. My brother and his wife live with us. It works out great. My dad was never good with money, so he has no retirement fund.I guess theres another fear aside from the stigma. The idea if anything happens to my dad. The responsibility to take care of my mom falls on me. I would ofcourse be there but its the idea of spending my youth never getting a chance to live on my own. Anyone ever deal with such pressures and fears? How did you handle it?  <response>: If anything Id say the stigma is less now than ever before. Nothing says you have to wear a t-shirt that says I live at home. Only real downside I can see is that its harder to have people come to your place to hang out and stuff. But if you are okay with the lifestyle, just stay home. The financial rewards are too great. Move out when it feels like it is time, not just because someone might think differently of you. 