<prompt> Human: Checked Credit Karma yesterday, and apparently there is a debt collector after me for an unpaid Sprint bill of 388. Ive never been a Sprint customer and have no idea what this is.How do I get this off my credit report so it stops ruining my credit?I appreciate any advice!  <response>: 1. Obtain a copy of your credit report via annualcreditreport.com. CreditKarma uses the TransUnion report, so thats the one Id pull if you only want one.2. Follow the instructions in the FAQ on disputing inaccurate information .Best of luck. 