<prompt> Human: Im a self-employed DBA mid 40s family man with a fully-paid off house in the US and a growing retirement nest egg. Im at the age now where Ive seen a couple aunts and uncles come down with terminal illnesses and accumulate crushing treatment and care related debt in the final months of their lives - essentially wiping out any financial stability they hoped to pass on to their families. This is something Id like to avoid.Aside from appropriately sized healthlife insurance, are their asset structuring steps or other recommended asset protection strategies that would be worth looking into?  <response>: You need to consult a lawyer about moving that house into a Trust. You can basically loan the trust money and then forgive the trust 15k a year without incurring a tax burden as well as pay the trust rent. Using a combination of the two you can separate the house from yourself and have an untouchable egg. 