<prompt> Human: I wanted to see what would be the best way to approach this. Current situation. Wife and I in our mid 20s would like to purchase a home in approximately a year, could be slightly less but could also be longer if needed. We currently rent in way under market price in San Diego. Neighbors pay around 2.7-3.2K per month in rent at our condos. We are lucky enough to be at 1800. We earn about 110-120K per year together.We would like to move to Portland when we purchase a home. We find it is more affordable plus a change in environment is always good. Wife has never lived outside of CA.Debt Savings Credit Card Debt 3500 at 12 Two Car Payments 600 for both, 2013 and 2015, cars to have longterm. 9K Due on one. 7.5K on the other. 1.8 APR. 4100 Student 6.5 Approx. 32,000 in our Savings Accounts. Wife has 401K, I do not.Life changing eventOur grandmother passed away recently. Grandfather now lives on his own and we have the opportunity to live with him rent free for some time. He said as long as we want, however we want to stick to our plan for approx a year. Grandfather is 88, still fairly active, but mostly a homebody. We will be taking care of meals and groceries to at least contribute.General IdeaAccording to this sub, plus many online calculators, we should be able to afford around 330-360K. Based on the market that we will be in, we may need to stretch it to 400K. In San Diego the market starts around 600K for single family. We think we can save an extra 50K by living with our grandfather for a year.What we want think we will need: 10 Down Payment. There generally is no way to save 20 without waiting an extra 2 years. 10K For Repairs, High end but flexible. About 10K for Closing Costs. General numbers is about 55K for just getting into the home. We would also like to have about Another 12K for Emergency Fund.Are we on the right path here? Getting close to being ready if we get to 70Kish in total savings? Anything else we need to consider? Should we pay off debt immediately? I can provide other details if needed.Thanks in Advance  <response>: Pay off your your credit card debt immediately and then, after that, I like the way your plan looks, to be honest. 