<prompt> Human: So, long story short, my in-laws are big fans of get-rich-quick schemes. Theyre actually pretty wealthy so it would be assumed that some of them have come to fruition. Heres the thing, my wife recently found out that they made an investment in her name and its coming to fruition. Theyve said stuff like this before and its always come to naught so were being extremely cautious, however this time weve been provided with files showing how the initial investment has grownhow much we are looking to gain from this so it seems more legit than previous adventures have.That said, theyve given us a choice, either to take the money as a lump sum and pay the tax amount on that 35 I believe or to take it as a Hybrid Trust and pay the required taxes on that Theyre throwing around numbers of like 10-15k on a 450k payout this seems too good to be true. On further inspection if we turned it into a trust we wouldnt be able to use the money as we see fit and anything we purchased would have to ultimately benefit the trust. Me and my wife are about 50k in debt, all things included and this money would change our lives, allow us to buy a house etc.From what Ive been able to discern, if we take it as the trust, we would be able to purchase a house with the trust, but that the house would be in the name of the trust. Not sure if that would matter or not.TL:DR If this isnt a scam, should I take the cash option or the trust?Assistant: This could be an advance fee scam that they have completely bought into and are going to drag everyone else in to get their imaginary payout. Human: Weve been watching for requests for money of any sort as a tip off, nothing yet, thats not saying that there wont be one, just that there hasnt been one.  <response>: If there is no request to up-front money, then I would proceed cautiously. Ask them to send all the paperwork, because any legit trust will have paperwork. Then have it reviewed by a lawyer. Heshe will be able to cut through the promotional BS and nail it down. There could be something here, but its got more red flags to me than a May Day parade. 