<prompt> Human: Hi guys, I recently started contributing to a 403b with TIAA-CREF and over the past 3ish months, Ive transferred 1500 to it total. I checked on the account today which i know Im not supposed to but curiosity.., the current value is 1498. The makeup of the funds is as seen here Is this within normal tolerance or should i change up the composition of the investments before letting them sit for the long haul?  <response>: Markets go down sometimes.You need to educate yourself further regarding investment. 