<prompt> Human: Okay well I know that obviously I can buy a car, but should I? I have a 5 month emergency fund saved up and another job lined up slightly better pay, better options. Ive been maxing out an IRA but otherwise no retirement planning. So my question is: Should I invest this money somewhere or should I buy I car 80-90k? I know that buying a car is kinda throwing money away, but I also dont want to live my life around my future financial security. I dont really know anything about investing this amount of money. Im very into cars, ever since I was a kid, so idk, does it make sense now or should I wait till later? I want an m3 if you wanted to know.  <response>: Buying a nice car will never make financial sense. Now if you have sufficient savings and income to justify the expense and wish to do so then go for it. If you have no other retirement savings or other investments you may wish to push the cost back for awhile just in case something bad were to happen like a job loss. 