<prompt> Human: - Ive only had credit for 7 months.- I only have 1 credit card, no loans, no mortgage, no car payments, nothing like that.- There are 3 hard inquiries on my record, because I tried applying for new credit cards while my score was a little lower to try to raise it faster but I got denied.- Ive got 100 payment history and no derogatory marks, and my ulitization sits at 0 every time I see an update will happen so Im paying off everything in full.Is there anything that I can do to break through 700?  <response>: Waiting six months should help. 