<prompt> Human: Im fortunate enough that I have about 500-600 extra a month to just spend on whatever I want after bills and such are all paid for. So I do exactly that and Ive come to realize that this is in no way financially smart. I sometimes buy things that I need I just buy them because I have money. Anyone have any tips to save that money instead of blowing it every month?  <response>: because you are prioritizing blowing money on stuff over other things you could be doing with that money.a monthly budget that reflects your short and long term goals and dreams will help you organize and reflect your priorities...youll know exactly what to do with your money each month. 