<prompt> Human: I recently got employed with Amazon full time, ill be making 27 annually. Its a huge deal to me just to be an associate in their warehouses. I have a few goals with my finances. First being i would like to pay off my debt. Which is about 8k in student loans, which have yet to have to be paid back considering im still in school. I have about 2k in split betwen 4 credit cards. I was forced to max all of these due to job loss three months prior. Im already paying the minimum and my credit score it recovering back to the 700si am a finance major but this past year has been awful. I also want to save 20k for a downpayment for a house for my husband and I. Finally id like to create a three month long emergency fund because i had one before everything fell apaprt this year and it was a life saver when it came to buffering my life from these things. My question is what should i be doing first? I already decided to do the avalanche method with my credit cards and figured which order ill be paying them back. Second issue is tax related. I started a business without registering it. I made less then 600 from it in total and had to quit it once i got this new job. I made less then 6000 total in 2016 from my jobs andmy businesses. Im not sure if i still need to file and how to go about filing anything for a business. I ran it through Amazon Seller, it was a small scale used book store.Can anyone give me advice?  <response>: 27 annually is hardly enough to live off on. I suggest 711 as a part time job 