<prompt> Human: Im working through my car loan, I already max out 401k, max out ROTH, Max out HSA starting 2014, invest excess in mutual funds, throw some play money in stocks, and have a 6 month emergency fund set up.I, however, still rent. Granted Ive only been working for 3 years, but advice I often see is that owning is a house is the right thing to do, especially sooner rather than later.Problem is I dont know how many years I see myself living in my current city, or even state. I fear settling down in a location and being unable to relocate if needed. So that says I shouldnt invest in a house.Having said that. Is owning a good option? Or are there alternative options I can choose which would be decent as well?  <response>: Im working through my car loan, I already max out 401k, max out ROTH, Max out HSA starting this year, invest excess in mutual funds, throw some play money in stocks, and have a 6 month emergency fund set up.Youre doing better than most people on the planet.I, however, still rent.So what?but advice I often see is that owning is a house is the right thing to do, especially sooner rather than later.Says who? This is entirely dependent on your situation. There is no blanket advice when it comes to owning a home.Problem is I dont know how many years I see myself living in my current city, or even state. I fear settling down in a location and being unable to relocate if needed. So that says I shouldnt invest in a house.Which is exactly right IMO. If you dont see yourself staying somewhere at least 7 years, I would not buy personally.Or are there alternative options I can choose which would be decent as well?Renting as cheaply as possible that you feel comfortable with, and banking money. When the time does come for you to settle down, put down 20 or more on a home and enjoy it. 