<prompt> Human: I signed up for a checking account last month, and they told me that there would be a 5 fee applied to the account every month if I dont use my card for a certain number of transactions each month. If I remember correctly, it has to do with the fact that I am a minor. I dont use my card often enough to avoid this fee. They also said that this fee could be disabled somehow but did not go into specifics. Id like to avoid my account being drained by 60 every year but Im not sure how. If anyone has any experienceadvice to share it would be good to know before I go ask the bank about it  <response>: I would change banks. I prefer credit unions 