<prompt> Human: I already live a pretty frugal lifestyle. My friend let me borrow his car, and then I crashed it. I feel horribly guilty, and wantneed to pay him back. 1. How do we settle on a fair price for me to pay him back? Its a 2007 Toyota Matrix. I recall him telling me he got it used for under 5,000. Last night he mentioned its worth 7,000. The car would have served him a few more years, so in that sense, its still worth a bunch. How do we come up with a number?2. How do I pay him back? Mostly feeling overwhelmed and looking for a sign of hope that I can pay him back. Should I get a real job? I quit a professional job to take a break and have more free time. Is this a good enough reason to start working full time? I wasnt planning on it for another 6 months. 3. Where can I cut costs and save?Edit: the car is totaled. There is no repairing it. Insurance does not cover any of the damages. I am 24yo and currently working in the service industry, trying to figure out what I want to do with my life, after spending a year in software testing. I would rather not go into a full time job that I havent thought about thoroughly. But perhaps I have to.  <response>: To find the value take the average private party value from kbb, edmunds and nadaPay him back with moneySince you have this newfound debt I think it is a good time for you to start working full time 