<prompt> Human: Hes 35 years old, no assets, no dependents but its complicated as I had just financed to own a brand new car in my name with him co-signing to help his bad credit. Like an idiot I didnt add it to my policy and let him drive it off the lot with a promise that hed shop around because he is also expensive to insure for past accidents that were small in scope and tickets. I didnt expect that Id lose my brother and now I am probably on the hook for a new car that looks to be totaled. Not sure who is at fault yet my parents got the call from the coroners office earlier this morning in the AM. Not sure if the other person got hurt. My parents are getting older and it usually fell on my older brother or myself to handle things and he was the financial guy. It was usually my brother that handled most of it. So this falls on me now and I am lost. My family is living month to month and doesnt have much to work with. Can anything be done? Can my family get sued? I havent called my auto insurance provider yet.Besides the car, any other advice will be appreciated. Thanks for reading.Edit: Didnt add the car to my policyEdit: Havent slept yet. I will answer any questions after I wake up. Thanks again.Update 10pm 49 Thank you for all your help and well wishes. I called my agent and he did confirm that my policy has a 14 day grace that can be back dated to cover the car. I filed an initial claim and Im waiting to hear back from the claims adjuster. The police are still trying to collect evidence and it may take a little while.Assistant: Im so sorry about your brother. On the car, doest your insurance cover it even if someone else is driving?Human: Thanks. I havent added the new car to the policy. It was less than 10 hours since it was driven off the lot  <response>: Youre almost certainly covered by your existing policy then. Call and tell them what happened. 