<prompt> Human: Ive never known if this is a myth or legitimate. My current card expires in about 2 years but is already beginning to take multiple swipes to read and is becoming very faded. Its not a huge issue and I can easily make it work for the next 2 years, but if I can get a new one for no penalty its definitely something I would consider over the next few months if the current issues worsen.  <response>: You can get a replacement card... 