<prompt> Human: I got hit with a combined 4.50 ATM fee from BOA 2 and Wells Fargo 2.50 when all I wanted to do is withdraw 20. Theres no Wells Fargo near me, so I have to use a BOA ATM in my colleges student union. Is there a reliable way to avoid these fees?  <response>: Use debit at a grocery store and buy a pack of gum. Usually much better then trying to locate an ATM. 