<prompt> Human: Its a crazy life choice, but Ive gone ahead and made it anyway, and the last couple of years have been good ones for me. My best ones, in fact. Was able to quit the catering grind and act full time.Heres my current situation: Ive been able to pay down a lot of student debt currently have it under 10k, I finally opened up a Roth IRA and maxed it out, Ive got a mutual fund worth about 18k and Ive got about 50k in a savings account paying about 1 interest dont ya miss those 4.5 glory days??.My current gig grosses me about 122k a year. Its awesome but it could end at any moment, though chances are Ive got at least another 6-12 months of job security, possibly more.So what do I do with my money? Keeping it in savings where it earns 1 feels like Im missing some golden opportunities, but the nature of my job is such that I feel like its important to keep a degree of liquidity for when unemployment rears its head again which it will. CDs arent paying much, savings accounts dont provide much, which seems to leave me with stocks. But the sense I get from this community when it comes to the stock market ie. index funds, 3-part lazy portfolio is that I should set and forget and be prepared to not touch that money for a long time. Any savings Id want to do would have to be short-term to moderate-term.What should I do? Am I being overly conservative by keeping the bulk of my money in savings? Would love yalls thoughts.Incidentally, I currently rent an apartment for about 1100 a month. Buying a place is very enticing but it would definitely raise my monthly costs significantly as well as wipe out most of my savings for the down payment  <response>: Am I being overly conservative by keeping the bulk of my money in savings?Considering the fact that your job is very unstable, I would say definitely you are not. While 3-6 months worth of expenses is a typically recommended Emergency fund, I would keep at least 12 months if not more if I were in your place. 