<prompt> Human: Ive been in a new job for about 3 months now with the new salary but I still have close to nothing left by the time I get paid again. I do have a savings account setup where a small portion gets transferred to it automatically with each pay, but I always find near the end I end up taking it out.Ive been working for maybe 6 years and Ive sort of always been this way even though my salary has been increasing, trying to break the habit but have not been very successful.  <response>: Start by writing a full budget. Once you have a budget done. You can post it here at pf and we can help make some cuts. 