<prompt> Human: I am 19 with no bills. I took a semester off because accounting was not my calling and a degree in music my passion wont get me far. I didnt want to keep going and taking general studies and spending more money trying to figure out a major, so I took time off so I could think about it. I currently have a 5,000 loan to payback but I am fortunate enough to have parents that can pay that. I got a job as a car salesman where I have the potential to make 100,000 a year but the area Im in wont allow it. I havent been working there for long and I only have 5,500 saved up.Good news is that I know I either want to major in computer science or business. I am just scared to go back because I dont to turn that 5,000 dollar debt into something bigger, but I feel like it will kind of be worth it. My parents always taught me to pay back on time so I have good credit that I dont want to ruin it.So the main question out of all of this is:Should I go back to college and get a degree and have more of a debt to pay back or stick with my current job, pay the 5,000 off quickly and be debt free?  <response>: I usually say, go back to school.But now is a great economy to start working. Labor shortages, wages are primed to start increasing. Experience will be more useful. But when things inevitably decline again, college should be your next step. 