<prompt> Human: Hey PF! Im a 30 yo living in the SFbay area and have finally finished my schooling! Ive made about 30Kyr until now. Ive finally been able to begin my career in medicine and and now making closer to 155Kyr. Ive always lived a frugal lifestyle, which was honestly necessary for my living situation. I put money into savings, paying down CC, and retirement. Now what? I studied medicine not finance! HahaHow do I make sure Im doing the most with my money? Im currently still living with my parents and the first big purchase Id like to make is buying a home condo or apartment. My big question is, how do I make this money, make money? Where do I start? What do I invest in? My take home is 6KmoMy current monthly spending is: - 400 in rentutilitiescell benefits of living at home- 1,200 towards student loans- 150 groceries- 200 Gas -200 fun Im in an ideal situation currently that wont last forever of living at home without any big expenses like kids or a home and want to take advantage of it to the fullest!  <response>: Sounds like you need to read the prime directive on the sidebar. Realistically, I doubt youll have the money for a home purchase in SF anytime soon, even with that salary. Might want to look into rental options first.Heres a good resource for medical workers, it has plenty of high earner specific advice backdoor roth and other tax methods. 