<prompt> Human: I just started working full time for the first time.For the first year hires, my company does not match 401K.Do you think its worth to put money into it without company matching?I was looking into other invest options. Im planning on savinginvesting around 1000 every month. Are there any good options?  <response>: You should probably start with a Roth IRA first at a low cost brokerage firm, but if you can afford to save more than 5500 then use the 401k. 