<prompt> Human: Ive worked hard to keep my credit score above 800 for the last 10 years. The last major event in terms of debt was a mortgage for a house, taken out 1.5 years ago at 3.75 30 yr fixed. I check my credit monthly thru my Amex card, which has usually been 801 or so. This past month I completely forgot to pay a small balance around 50 on a Bank of America credit card Ive had since 2007. The score dropped to 681, and in checking it thru annualcreditreport.com, the BoA account shows up as a possible negative. Ive obviously paid the amount in full, but Im wondering if this kind of drop for such a small amount is normal, and is there a way to get this mark removed?  <response>: This is the reason that I always set up automated minimum monthly payments on every card. 