<prompt> Human: I inherited some money from when my mom died. My dad invested some of it and now I am finally getting around to handling it. I have 3044 shares of Vanguard Balanced Index Fund Admiral Shares with a price of 30.70 for 93,450 and 22,500 in vanguard prime money market account. I have 8000 in my checking account and no debts. What should be my next step.  <response>: What to do with windfallReddit.comrpersonalfinancewikiwindfall. 