<prompt> Human: So I have a big dilemma. I work at a very large insurance company who has hit some hard times. We are laying off lots of people and restructuring the way we do things. In anticipation of these changes I sought and found another job.I am currently a senior underwriter and make 92500 12k bonus. I work in downtown Philadelphia. The new job I found pays 115k 11500 bonus however based on the criteria I am suspect on if I would actually earn the full bonus. However needing to get out of my current position I happily accepted. This is on the suburbs of philly. This would most likely be a fairly typical 9-5 workday. Before I have an opportunity to resign I get a call from our New York office offering me an underwriting officer position. This would require me working out of New York City twice a week. They offered 125k and 27.4k bonus. I imagine lots of long hours involved here. The concern is that the company is falling apart so this may only be a 1-2 year job. Additionally I dont understand the tax implications of working from nyc 2 days a week and philly the other three possibly from my homeI have never reneged on an offer before and hate the idea of burning the other company. However an underwriting officer position does not generally come around in a typical lifetime so this would could look very impressive on a resume. I am 31 so I feel like I should be reaching for that brass ring even if it ends up getting egg on my face. My wife is not happy because I will be away two days a week. I am lost on how to proceed and appreciate advice Update ___So i guess i should have mentioned the following - I live in the Northern Suburbs - so it takes me on average 1-1:20 to get into Philadelphia. Its approximately 20 minute drive to the train now and anywhere from 45-60 on train. To get to NJ transit is approximately 30-40 minutes from my house and another 90 minutes on the train into NYC. I believe my commute expenses will be paid for by the company.Philadelphia has a 3.5 wage tax while my township only has 1 if i work from home instead of my current office on those 3 days i would not be subject to this tax. However, i would also not be subject to it at the other new job either since its in the suburbs. Update 2___I want to thank everyone for their advice. I have discussed this with numerous mentors and other managers and While this a huge gamble and i may end up regretting it, i would regret it more if I hadnt at least once tried to reach for something greater. As such, i think im going to accept the offer and roll the dice. Worst comes to Worst i guess i will be back here asking for job and budgeting advice while on unemployment :  <response>: I would give the wifes concerns priority as well. 