<prompt> Human: I am looking at buying a new car, worked it out with the dealership and total is 20,000 and I have 10,000 saved up. I took out a loan for 16, 000 and planned on putting a 4000 down payment. I was thinking about finding a credit card that has rewards such as skymiles because I travel a lot. Would it be worth it to open a new CC and put the 4000 on it instead of paying cash? I would pay off the credit right away. Pros and cons of doing this? Edit: I was able to put 3000 on my CC and earned 50 back.  <response>: If it doesnt cost you extra, pay with CC for the rewards. 