<prompt> Human: Friend told me to count the full value but that doesnt seem correct.Edit: Thanks for all the advice. I was actually just following the steps on Mint, which ask for a vehicle. The car is a Mini Van though, so considering it an asset is probably a stretch.  <response>: The value of the car is an asset, and the amount you still owe on the car loan is a liability. Your net worth is all your assets minus all your liabilities.How exactly you estimate the value of the car depends on what kind of accounting you are doing. 