<prompt> Human: So my parents convinced me to buy a used car from a dealership after I graduated instead of just buying a cheap truck like i wanted to. I only make 9 an hour. And Im paying 180 on the loan a month, plus 305 for insurance. This takes half of my monthly income alone. Then gas for it. I barely have any money each month afterwards. And now I moved out and Im living with a friend barely scraping by. So Im wondering is there anything I can do about it? Should i sell the car, pay off the loan. And then buy a cheap truck so I dont have to pay so much? Or should I keep the car since its newer and has low mileage. And it most likely is gonna last many years? I Do all my own mechanical work. And have no problem buying a cheap junker and working on it. Ive always wanted an older truck.Assistant: I think you already know the answer. Sell the car and get a cheap beater. Especially since you can work on it yourself.Human: Thanks. But how do I go about selling it? Ive only had it about 3 months. So I still have around 5k to pay off. Do I try to sell it for maybe 6k so I have a couple hundred bucks to find a beater? Or do I wait a few more months so I have less on the loanAssistant: Do you not have any money in savings right now? Yeah youll need 1k to buy a new car. Can you get by using public transport or a bike for a while? Check KBB to see how much the car is worth. Thats how much youll be able to get for the car.Human: If I bought a bike I could get to work on it. But it would royally suck. My jobs only maybe 5 miles from where Im staying but its hilly the whole way. And I work in a pretty strenuous job. Now if I bought a moped it would be no problem Assistant: You can likely find a moped for a few hundred dollars on craigslist. Though 5 miles really shouldnt be that bad on a bike, even up and down hills.Sell the car, buy a moped off craigslist until you can afford a beater.To sell the car, talk to the bank you are lending from and ask them how to sell the car. Usually you should be able to bring the buyer into the bank with you and theyll sort everything out.Human: Ok great  <response>: I used to bike 10 miles a day a few times a week for fun. It sucked ass at first, but it really got easier. Especially when it because a matter of I need to do this to get to X instead of Im getting back in shapeWhen you bike 5 miles out to work or SOs place, you cant exactly just not feel like biking home. You sort of have to, so the hard part is making it 5 miles out, the decision making becomes pretty easy from there.Once you develop the muscles, itll be a piece of cake. Took me maybe 10 rides to really get the muscles that made it easy. Saves a fuckton of money, and you stay hella fit. Only sacrifice is time to get there. Plan on 3-4 times the time to get there by car, depending on the posted speeds.Edit.. for every uphill you go, theres a downhill somewhere along the way that you get to enjoy. You enjoyed that downhill so much, you trudge up the next hill, just to get to the next downhill. Same with life 