<prompt> Human: As my budget currently stands, I have a bunch of different categories but I dont have one for credit cards. Some of my bills are set up to be paid by my credit cards, adding an allotment for credit cards would in essence be adding the same thing twice right?My reason for not having a budget for credit cards is because I dont carry a balance ever and make sure to pay entire balance by due date. Any input is appreciated.  <response>: The only credit card line you should have in your budget is if youre paying off an old balance. Otherwise youre right about double adding. If you budget 100 for groceries and spend that 100 on your credit card and then pay it off you dont need to put 100 for credit card in the budget. 