<prompt> Human: Hello all! My bank US Bank has pissed me off enough to close my account with them, but before I do so I want to have another place lined up. The catch is: Im teaching English internationally. I move countries often enough, and rarely return to America. Luckily Im visiting next month, and can get this out of the way. Is there a decent bank out there? Should I go to a credit union?Any help would be much appreciated. Assistant: If you are non-militarynon-diplomat overseas there are only two U.S. banks that make sense - Citi and HSBC. That you would even consider a credit union makes me think you have put zero thought into this and U.S. Bank was not wrong.Human: Of course I havent put thought into this, thats why Im asking Reddit before I do anything. Im getting advice from people who know better than I, and then Ill do my research based on whats suggested.And without knowing anything about my situation, how do you know that U.S. Bank is not wrong?  <response>: It is unfortunate that Hdirjcnehdueks good advice was followed by a rude statement, but the advice about using Citi or HSBC is sound. They have a larger international presence than most other US banks. If you dont care about accessing your US bank accounts when you are abroad, you could go with pretty much any other bank or credit union. 