<prompt> Human: Hey guys, So I was on my way to work this morning and got into the worst accident of my life. I was on a 6 lane highway attempting to merge into the center lane when I noticed a car was in my blind spot. I quickly jerked the wheel away and promptly lost control of the vehicle, flipping it over multiple times before landing in the oncoming traffic lanes. Luckily I didnt get hit by a car... I am so lucky that I was able to walk away with only a few scratches. Although Im very thankful to be alive, Ive also understand that Im in some deep sht. I dont have any emergency fund established, partly because Im still in college graduating in a week and work part-time. I have decent credit low 700s, and was just approved for a citibank diamond preferred card with a 2,000 credit line. I am also contemplating applying for another card, because I need the capital for a rental carcar purchase. Im under very limited time as I cant miss too many days from work, so instant capital is preferred. I also currently have about 900-1,000 in credit card debt; 350 on one card, 450 on another, and 250 on a card I used to get my truck repaired to pass inspection RIP. I also have a 401k with about 1,500 that Im contemplating taking out. What should I do?  <response>: Sorry about the accident. From financial perspective this question is no different than if your car had its engine blow up or any other expensive malfunction. Your plan is to open another CC, take out your 401k, in order to buy another truck. This is some pretty godawful financial decision making on all fronts.What are you doing after you graduate? Is car absolute necessity? Can you bike? Bus? Its only a week left, and then you move?Not enough info really. 