<prompt> Human: So, my brother passed a few weeks ago. He had 3 life insurance policies, 2 from his work and one personal one, totaling somewhere over 500,000 altogether. My mother is set as the beneficiary for all 3.Heres the problem. Im 18, and I lived with my brother. I helped out with basic costs food etc. but I work a shit 10 an hour job so its not like I was making rent payments. For all intents and purposes I was dependent on him for my living situation. We lived together across the country from my parents. I moved in with him to get out on my own and be independent basically. My mom is considering buying a house in the area for me with some of the money but I just dont know. It sounds exciting and great and all, but I just dont want to do anything rash. Weve been perusing houses with a budget of 200,000, the plan would be that I would settle in, get a couple roommates for some side income and go to college up here. I would be ok with renting a place, but a. it feels like throwing money away, and b. I have a German Shepherd, a big no no for most apartments, plus my brothers dog to look after now.I see this as a potential investment opportunity out of the money, but its a very scary leap and I just dont want to rush into anything. On the other hand, the house Im living in is a ticking time bomb, my parents can help me make payments but were eventually just going to let the house go back to the bank.Ive wanted my mom to speak to a financial adviser or something about all this, but it just feels like everything is moving so fast. Any words of wisdom would be much appreciated.  <response>: Im sorry for your loss.Ill just say that I knew several people when I went to college that bought a house for their kids, charged an under-market rate to rent out the other rooms to friends and then sold the house after it was done. Its not an investment, but its not a bad way to save money, especially if she would be paying for your housing regardless.Now, this sounds more like a relationship issue than a money issue. Are you okay with your mother having such a controlling stake in your life? At the end of the day, if she owns the house, its her rules. Thats just going to depend on your relationship.But using the money that way is far from the worst thing she could do.Also, you cant make her go to a financial adviser and if she wants to blow it all, thats her right. 