<prompt> Human: My sister has been at college A for a little over two years now. As far as I could tell she was doing well over there, although it was far from the rest of my family and took some adjusting but eventually she fell into a routine and was fine. However, my Dad informed me about a month ago that she was considering moving to College B one state over. This bothered me as well as him for a number of reasons: Her current major has a much better program for it at College A than College B College B is much more expensive than College A Her boyfriend just so happens to go to College B, which both my Dad and I suspect is a big part of the reason she wants to go there, although she has not admitted to itMy sisters reasons for wanting to switch colleges include putting her happiness first, she doesnt like the people that live in the city shes in, doesnt enjoy living in an urban environment, the weather, and her current living situation. She also doesnt like the amount of homeless people that are in the city shes in which I think is ironic since her major is Social Work!!.Anyway, after my Dad told her he wouldnt pay if she switched, she said she was going to try to pay for it on her own!! I just cant understand how she can even consider paying for it on her own and I sincerely believe that she doesnt fully understand the ramifications of paying for college on her own.Bottom line is that she has an option of getting a college degree for basically nothing or going into massive debt for her happiness by switching to College B. Im really scared that if she decides to pay for college on her own, it will severely affect her quality of life later on. How do I explain this to her while not directly telling her what to do?  <response>: major is Social Work massive debt for her happiness by switching to College BShell never be able to repay the loan. Run the numbers and show her how much of her monthly income will go towards the loan payment.Show her how much money per month shell have to live on. 