<prompt> Human: Long story short, someone apparently got my debit card number. Whether they swiped it personally one of the many times Ive used it to pay for drive through food or whether they got it from one of the many database hacks that happen on a daily basis I have no idea. I have the physical card, but they got the number. The bank only caught it because I was craving lasagna and ran to the grocery store. They saw that charges were happening in two different states 1700 miles apart at the same time and shut it down. Bad guy got about 240.The debit card has been shut down by the credit unions fraud department and Im going to run down there on lunch time and see about getting the charges reversed and getting a new card. Thats gonna be a pain, but I can handle that.My question is how I can protect myself from something like this happening in the future? 240 isnt enough to break me or make me bounce checks all over town, but its definitely annoying. The thing is, it couldve easily been 2,000 or more and they couldve cleared out the entire account. What can I do to prevent thisprotect myself?Assistant: My question is how I can protect myself from something like this happening in the future?Dont use a debit card, ever. Simple as that. Credit has tons more protection.Human: Ive had really horrible experiences dealing with credit card companies in the past. IMO they are all incredibly scummy. I dont do business with them so carrying a credit card isnt an option for me.  <response>: Does your credit union not offer a credit card? That would be surprising. If you like working with them and they offer one, why not get one with them?It wont have as many perks and benefits as a large brand card, but that might remove some of the scummy stigma from the equation. I have used my credit card as my sole card for over 3 years without issue. I highly recommend it. 