<prompt> Human: Hey all, Im looking for a recommendation of a Dave Ramsey book, or other finance guru who is not partially focused on religion. My fiancé and I are paying down debt, and not very religious. Id like to get him into Dave books and podcasts, but I know hell be off-put by the scripture and religious aspect. Any favorite authors or similar gurus, using snowball not avalanche method? I am personally not a fan of Susan Orman, but others are all on the table!  <response>: Im looking for a recommendation of a Dave Ramsey bookDave Ramsey basically says, Dont spend what you dont have. Its not particularly difficult advice to follow, and you dont really need a book to follow that. Ramsey is also against building credit because youre stupid if you do and gives poor investment advice Personally, I think his religion just shows that hes a huge hypocrite. He uses churches to sell his program for free, preaches about charity, and lives in an 8 million home. Dave Ramsey wants you to pay down the smallest debts first after you save up 1000 for an emergency fund. He also wants you to throw every single dollar at debt until it goes away. Then you follow his aforementioned fallacious investment strategies. There are lots of better financial gurus than Dave Ramsey. 