<prompt> Human: My husband is convinced he can make us rich with currency trading. He basically wants to do this instead of looking for a fulltime job. He has done a huge amount of research on it but has never made a single real trade, only a practice account with imaginary money. He is recently returned home after working out of state for several years during the economic downturn, which required huge sacrifices by both of us. Meanwhile I stayed put because I had a great job here with good benefits, in particular a retirement plan where my employer contributes the equivalent of 10 of my salary. We are happy to be under the same roof again but having a hard time seeing eye to eye on our financial future. He is convinced that he cant get a decent regular job anymore and needs to think outside the box. I think its a nutty get-rich-quick scheme.I am capable of supporting us on my salary alone, but not at a very comfortable level. I racked up debt while he was unemployed kids were in college. I am now tackling the debt paydown but it saps a lot of my earning power. I can pay all our expenses but no extras like vacations, nice clothes, home improvements, etc. Itll be better once I get the debt eliminated but that will take me 3-5 years.The money he would use to begin trading is his own, and not a huge sum. Do I keep my mouth shut and let the market teach him a hard lesson, or continue trying to convince him this is a bad idea?  <response>: Maybe a compromise is in order? He can only start FOREX trading if he gets a job. Any job. Be it pizza delivery or working at Home Depot, something to help with the bills. Trading FOREX without any experience is not a job. Until he can prove that he can consistently make money, he needs to provide income from somewhere else as well. Ultimatums are typically bad in any relationship, so I think this would be the best option. He cant start trading until he has the job in place, and even then he cant use the income from the job, only the money he had from the bonus or whatever. The job income needs to pay for the bills. Then whenif he is successful trading and makes a return, he can pull out his cost basis and use the remaining to continue trading and not jeopardize the familys well being. Strict rules will have to be put in place for this though. Absolutely nothing from either income will go towards the trades. He already has some money, and if he cant grow it, then trading isnt for him. 