<prompt> Human: Long story short, my PoS 95 Corolla that I bought from a friend about 2 years ago is getting unreliable 250k miles on it now and it broke down for the 2nd time in one week and I just dont want to deal with it anymore. If I can I want to buy a new not used car, but Im completely lost on where to begin. The bad news is, Im pretty sure I dont have any credit since Ive never had a credit card, no student loans, nothing like that. I dont even have a savings account, only checking, and I have about 5k currently. I work full time and make around 30kyr, 2kmonth. Ive been trying to research for the last 3 days straight but keep giving up because I just dont know how most of this stuff works. 1. Car I am interested in is 2018 Toyota Corolla LE, which is about 19k.2. I applied for a pre-approved loan at my bank US Bank, but that was 3 days ago and it hasnt even gone into processing yet.3. I did a car insurance calculation I have esurance to see what would happen if I actually did buy this car, and my insurance would go from 5156-months to 13006-months, which seems stupidly high. Why?4. I am willing to put down 2k to start.5. I have a wealthy aunt with spotless credit who says she will co-sign for me, but there may be a problem there because she lives in a different state than me.Is buying a new car even an option for me? I really dont want to buy another cheap PoS unless I have no choice.  <response>: You shouldnt buy a car that costs that much on your salary.Forget a new car. Look for a much cheaper used car. Thats all you can really afford. 