<prompt> Human: Hello! Long time lurker!Im doing pretty good financially right now. I have a strict budget I follow with an Excel sheet, Im building up my emergency fund, and I make enough money for where I am in life.However, the only card I have is a debit card with a local credit union, which is where my checking and savings accounts are. Other than cash, I use my debit card for everything. With more and more posts popping up on how debit cards can be bad, should I get a credit card for safety? Maybe put just my bills and need expenses on it, such as grocerys and medicine?PS, Im an avid Amazon user, would an Amazon card be worth it?  <response>: Yes i would always prefer credit over debit. Just make sure you pay it off in full each month. 