<prompt> Human: My divorce became final in August 2014. My ex has become non-responsive, but I know that the final thing I am supposed to do is sign a quit claim deed for the house. He never explained when and where I was supposed to go do that. Its coming up on a year and Im pretty sure that was the deadline to sign it. Can I still get the house off my credit report even if I never sign the quit claim deed? Am I technically still responsible for the house financially even though its clearly spelled out in the divorce papers that the house is all his and I relinquish all claim to it? As for the credit cards, he kept half of them and I kept half, to split the debt evenly. I hope getting those off my credit report will be as easy as a phone call. I know hes already called his credit cards to get me off as a co-user, so they know my permissions are revoked anyway. Im not planning on making any major purchases or moves until April 2016 when my car lease is up and Ill need to renew, so I want to get my credit report in order before then. Thanks in advance for your responses!  <response>: Having an interest in the property and being responsible for the loan are two separate things. You will generally need to refinance the mortgage so that you would not be responsible for it. If he has not refinanced the mortgage you should speak with a lawyer about this. 