<prompt> Human: I am planning to offer 7 less than asking price on a home, but my agent thinks that this will insult the seller. He wants me to offer 4 below. I would think its better to start low and work my way up. If the seller counters then great, but i dont think hell outright reject. Right?  <response>: I offered 22 below asking price on my house. Who cares if the seller is insulted? Go feel free to insult a couple sellers. Dont fall in love with any particular house; and odds are extremely high that if you make a handful of lowball bids somebody will happily play ball with you. 