<prompt> Human: Im currently enrolled in my companys since they have a match, but I was recently told that my stock options are pretty shitty. I still wanna contribute the max to my company account for the match, but also would like to open an outside ROTH to get more money back. Ive never done something like that though and wouldnt even know where to start.Im looking at the vanguard star fund ROTH IRA, as it was recommended by someone to be the best.  <response>: Go to an IRA providers website and follow their instructions to open an account. Read up on the 3-fund portfolio if youre going with Vanguard, a target date fund is probably best for you as it offers broad diversification at a low cost. 