<prompt> Human: As the title says, I have been gifted a life insurance policy from my grandfathers estate. I have to make a quick decision whether I keep paying the premium or take the cash out.Details:Death benefit: 525,000Cash value: 38,000Maturity date: year 2109Premium: 2,000Type: Permanent LifeI am 27 years old, married, and make pretty good money for my age. Im tempted to cash out and use the 38k or whatever is left from taxes and pay off some student loan debt could pay off everything I owe. My question is if this policy is amazing or not. If it is going to be hardimpossible to find another policy this good, then I will keep it. If not, the cash would be more useful to me at this time.Any thoughts are greatly appreciated!  <response>: Permanent life insurance policies are so complex, that without seeing the policies fine print, we cant give you a good idea about what to do.The general advice regarding permanent life insurance is to cut your losses and cash it out, but if you have any health related issues that would prevent you from getting term insurance or if the money that has already been paid in will help offset the premium, it may make sense to keep. Perhaps the FAQ page on life insurance would be of further help. 