<prompt> Human: I havent been doing anything differently that I can think of. I have three credit cards which I use and pay off immediately. Score now at 778. Just curious as to how this works and Ill bet you guys know.  <response>: 1. Trade war tensions2. Muellers probe has named you in some documents3. Horoscope said you were a bad credit risk4. Mars is in transit over Venus5. Bigfoot sighting 