<prompt> Human: Hey i could really use some advice and help on this, i recently took on a payday loan without realizing what it was. the fact that it was so easy to get online should have been the first clue.I took on a Loan for 1000 and I have an overdraft of 720 dollars . The payments are Bi-weekly for 350, theyre charging a 300 finance fee and 50 go towards paying off the 1000.I have a job and i typically get paid around 950 Bi-weekly, I tried to take out loans from more reputable sources to try and pay this loan off, but no catch.So im about 1800 in the hole right now and i get payed on July 1st for around 900 Ill be left with 200 after the overdraft.It i would cost 1300 to pay off the loan in one go, Id be off the hook, but I need to pay the 720 overdraft fee firstI already know how much of an idiot i am, and this is just about rock bottom for me.Im usually really responsible with my money. The past few weeks have been, without a doubt, the dumbest line of poor decision Ive ever made in my life so far.Id like some input on this, calling me a moronretard is fine too.ThanksEdit I recently applied for a debt consolidation loan from a more reputableethical source that may get me out of this mess, well see where that goes on Tuesday. I dont have to make any payments until the 31st, which I could probably extend until Monday,June. hopefully i can get this loan before then.  <response>: Sell whatever you can. Pound the pavement looking to pick up extra work. Cut every possible expense you can and put everything you possibly can to paying off the loan. 