<prompt> Human: Any recommendations for how to give an engaging presentation to young adults regarding their personal finances? I am looking for a way to present the information in an easy to understand format that will keep the interest of 18-26 year old adults. Also, any topics that should be covered that are specific or especially relevant to this age group?  <response>: Dont focus on retirement, focus on compounding growth and net worth even if its in a 401k or ira. Sequence of Returns. Credit card debt avoidance. Scare tactics are needed. People are still dumb about this. 