<prompt> Human: My home mortgage is just 4 years old, and Im on my 4th loan servicing company already. I understand the first transition: The loan originator isnt really in the mortgage servicing business, so they warned me that they would be handing off the loan servicing to another servicing company almost immediately. But why did the loan servicing companies change two more times? It seems odd to me that a servicing company would want to stop servicing a loan they just started handling a year before.Also, do I have any say in who services my mortgage? I liked the second company: Electronic billing, clear bills with extra information about my mortgage, and a web site for information about my loan. But another loan servicing company didnt even support electronic payments at first. On top of that, every time my servicing company changes it wastes a bunch of my time. I have to set up payments again, verify that there were no overpayments or underpayments during the transition, and I have to repeat all my privacy elections with the new servicing company. Id like to keep things simple and electronic, but that doesnt seem to be my choice.  <response>: You have to deal with it.Im on my 5th. Keep track of everything! Worst case is if the new one claims they havent received all paperwork and you now owe X amount! 