<prompt> Human: Hey guys!So I finished paying off my last credit card and Ive been told yes and no on if I should cancel my credit card accounts. On the no side, Ive been told that if I close it, it will hurt my credit score and that they will close themselves. On the yes side, my side mainly, I dont want that account to accidentally get stolen. What is the best course of action for credit card accounts that no longer have any debt in them?EDIT: For clarification, I am not wanting to keep the cards active. Im wanting to get rid of them  <response>: There is virtually zero risk if you throw these cards in the sock drawer, heck you can even cut them up if you are worried.What I recommend, is to put something small like netflix on the credit cards in question and then set it to autopay. That way there are no worries about missing a payment and its the best possible scenario for your credit score.As someone else mentioned, if the card has an annual fee, you should attempt to product change to one without a fee, this retains the history of the card, but youll be rid of the annual fee. Its appropriate to close any card that has an annual fee and that canNOT be product changed. 