<prompt> Human: I got bad news from my mechanic yesterday that itll cost too much to repair my car. Its still drive-able but the inspection is up at the end of the month so Im beginning to shop. Here are my details:take home 2200mo after taxes16,000 student loan debt, current payments 1,000mo aggressive, could scale back7,000 cash savings emergency fund etc1,000mo rent, groceries, gas, spendingWhen I was in grad school, I saved a lot but now that Im in the real world all my saving money is going right toward student loan payments. Im not thrilled about picking up new debt. I figure I can pay about 250mo on a car and 3 and 3 years puts that about 7000-10,000 depending on 1-2,000 down payment.Does this all sound reasonable? Am I taking on too much extra debt? Any workarounds? How does it stack up against my monthly expenses? Can you make me feel better about taking on extra debt?  <response>: Does this all sound reasonable? Am I taking on too much extra debt? Any workarounds?If you need a car then you need a car. 16k in student loans is not a big debt burden compared to some. Work arounds? Maybe public transportation if its a viable option in your locale. 