<prompt> Human: TLDR, I am a late bloomer in life, I am a 27 year old dude with no credit, I live with my parents still. I make 11 an hour, 40 hours a week. Benefits.. 401k.. retirement..as well as getting a bonus every 3 months at my current job.My father makes 100k Per yearMy Mother makes 40k per yearBoth of them have 700 creditEven with them as co signers, Nobody will give me a chance to start building credit or sell me a decent car. We keep getting denied. Looking some some advice. Im not sure where to turn.. Thanks  <response>: Get a secured card and start building your credit that way. 