<prompt> Human: Hey, Im 22 years old. Im graduating school this spring with no debt--I am actually going to have around 50,000 from a couple different inheritances. I am trying to figure how to use this money. Currently there is about 30,000 in a Domini fund the other 20,000 is coming soon from my grandmother who passed away. I want to be prudent with this money. My degree is relatively worthless and I dont expect to find myself in a well-paying career anytime soon.I am skeptical about leaving my money invested, although leaving it in a fund may be a good idea. I know it may not be good to go off gut feelings, but it just seems to me like something drastic is going to happen to the American economy, and I dont want to leave my money in some Wallstreet nonsense. Something just doesnt seem right about it to me.My other ideas are 1 start a business or 2 real estate1-I have some ideas for a business, not sure exactly whats entailed. To me the idea of trying to make more money with my money works best when something is CREATED--a business is more real than the market--if you know what I mean2- This one speaks to me because I believe now is a good time to invest in landhomesreal estate is this true? I am interested in perhaps buying a plot of land in the countryside close to a state or national park. I think that in the future these protected lands value will rise the more humans abuse the environment. Maybe building a house there. or maybe becoming a landlord on a place. Possibly see if any of my friends have money, we could work together to get a place or something.anyway, Im riffing. I read thru the side articles but they didnt really give me any ideas. can you guys help me out?  <response>: 50k is not the huge fortune you think it is. Just keep it invested in a diversified portfolio of low cost ETFs and forget about it. When time comes to buy a house youll have a nice down payment. 