<prompt> Human: I moved my savings over to Ally last week before I knew about the impending change with balance tiers. Ive been checking their web site all morning and finally it says something about the balance tiers: 1 on all balance tiers.What? I know a lot of us were curious about this and Im just confused now. Whats the point of tiers and the big mysterious lead-up to this change if nothing is really changing today?  <response>: It was probably to get people all riled up and then when nothing changed, people stopped caring.More likely as others have suggested is in the future theyll boost the higher deposit rates while keeping the under 5,000 rate roughly where it is, so you dont get mad its dropping but slowly it becomes less than the best rate for small deposits. 