<prompt> Human: Im 23, and I just got a new job making 13.50hr, which seemed great to me at the time. I live with my fiance, and she makes a bit less than I do, but we split all shared expenses. I dont know what is going wrong in my finances; I try to save money, but I end up broke every week before payday. My expenses are:250mo Rent90mo Car insurance80mo Utilities10mo internet40mo Phone100wk gas 30 min commute to work 1 way in a 2004 Jeep150mo credit cards bills Havent charged in 2 years, close to being paid offI stopped smoking and eating out to save money, but it doesnt seem to be enough. Ive been constantly depressed and stressed over money, and my car is about to fall apart but I cant seem to save enough to fix it Id really like to get something better on gas, but I cant save for a down payment. It kills me that I cant take my fiance out to eat, or take her shopping, or really do anything except stay at home and try to live frugally. Im open to any advice...I just want to be able to live comfortably and not stress over these things every day.  <response>: You dont mention how much you spend on food. Soon your credit card debt will be paid off, which will be freeing. I think you need to remember that you just arent making a lot of money. It doesnt mean youre doing anything wrong, it just means that almost everything you see in the media involves a more expensive lifestyle. As others have pointed out, there may be room for improvement if youre not tracking every cent.Also, your life might feel more enriched if you developed so more cheap hobbies.After your credit card debt is paid off youll be able to treat yourself to some cheap travel, afterall. 