<prompt> Human: I got my first credit card about 3 months ago to build credit and ive paid the full amount owed each month on time. The first two months my credit score bumped up about 10 points on the 10th of each month, now its the 18th of the third month and it hasnt changed. Is further use of this card going to benefit my score or should i get a second credit card and use that one to continue to build more credit?  <response>: credit scores take time to improve.patience, young grasshopper. 