<prompt> Human: I am a college student living with my father. He has a considerable amount of money and wants me to use some of it to open bank accounts at different banks to collect their incentives for opening accounts 500 for a deposit of 10k or more, for example.I keep telling him no, that that would screw up my taxes and make it look like Ive earned more money than I have. I also said that the government would like a cut of the money passing between us from him to metax me back to himtax. Am I wrong to assume that this little scheme of his is a bad idea?  <response>: Def will impact your FAFSA. 