<prompt> Human: Ill be honest, I am quite new when it comes to managing my finances. I didnt even know what a 401k was, until I started my job last year. Ive come here in search of advice for how I could further strengthen my financial situation.Im a 24 years old 25 next month, with a salary job that provides a decent 401k program. Right now Im contributing 8 to get the company match. I finished school in 2013 with a bit of student loans. My first priority was paying off my students. This was completed in Dec 2013. As of now I live at home, with no loans. My monthly expense consists mostly of groceries, gas, internet fees, membership fees, and 300 each paycheck to help with my parents house payment. I plan to move out eventually, most likely after personal family issues subside. Maybe purchase a house?I have quite a bit of extra money in my savings account. I feel like I can dedicate a portion of it to my emergency fund. Even after I do that, Id still have a bit of money left over. I feel like I should be investing the remaining funds into stocks or separate Roth IRA? Or maybe I should look into purchase property? I feel my money would depreciate over time and if I dont do anything. It feels like I am losing precious investment time. Any advice or recommendations would be appreciated. ThanksTL;DR: 25 year old with no student loans. work salary job, already have 401k with company match, have extra money, dont know what to do with it.  <response>: This is a friendly reminder to visit our FAQ entry on Retirement AccountsYou might also benefit from this common topic: I have X, what should I do with it?This is a nice graphic to help provide visual context.Also, please visit our FAQ!I am a botrAutoModeratorcommentsq11puwhat_is_automoderator, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?to2Fr2Fpersonalfinance if you have any questions or concerns. 