<prompt> Human: Hey, everyone. Im a 13 year-old gal trying to go to college in two years. Bard Colleges Early College program allows me to do this, but the problem is, its roughly 70k a year. Now, due to varying reasons, I have my heart set on this program, but I dont want student debt to ruin my life just to go to college earlier. Am I able to even get student loans before I am 18? Any advice? Any scholarships to apply to? Thanks!  <response>: Go to a juniorcommunity college that had a transfercredit agreement with the best state school in your state. Work part time while youre there if you can. Do not move out and live on your own if your family life permits. Then transfer into a 4-year. 