<prompt> Human: I thought this might be helpful for those affected by this, and other disasters.For borrowers who live in areas declared a disaster area by the President, where individual assistance is authorized, the following information applies to you.Borrowers in repayment - the loan holder is going to automatically put your loan in forbearance for three months if the address they have on file has an affected zip code. They will send you a notice to give you the opportunity to remove the forbearance if thats what youd preferBorrowers in default - if you live in one of those zip codes, you can also get collections put on hold for three months - but your or someone close to you must call and initiate that temporary postponement - it wont happen automatically. Borrowers in school or other status can read more about the disaster procedures here  <response>: DO NOT MAKE THE MISTAKE OF THINKING THIS APPLIES TO PRIVATE STUDENT LOANS. It seems obvious. But i felt like it was important to mention with how many people ive talked to over the years that were unaware of the status of their loans, who they were through, or if they were federal or private. 