<prompt> Human: Sorry if this is the wrong place but i just bought a new car for 17,200. I put down a 5,000 payment on top of that, so i thought when i got my bill i would owe 12,200. When i looked i owed a total of 18,444. Where did this extra cost come from and where did my down payment go? Im calling the company tomorrow morning and just want to know the right things to say. Thank you for any help. Assistant: So im an idiot and didnt read everything, looked through all my papers and the car was about 20,000, 1,500 in government tax, 3,000 on a coverage plan, and a 2,000 finance charge. When i bought the car the paper the salesman brought out was 17,200 he said that was the total and didnt say anything about the other cost, so i guess i learned my lesson to read every single paper before i sign...  <response>: Ouch. Lesson learned the hard way. But one Im sure you will carry in your utility belt for the rest of your life. Just remember a lot of places have buyers remorse laws. You may be able to back out if you need too. 