<prompt> Human: My fiancée currently has 22k in student loan debt. I dont have the actual breakdown in front of me at the moment of the loans themselves, but I can tell you there are four sub-loans that comprise the entire thing, and the interest rate is the exact same for all four 6.08 I believe. We are soon going to be able to start sending them more than the minimum amount that is automatically paid each month, which is 128. Starting in January we may be able to send an extra 200 or 300 per month, and we would like to start doing that.Now -- the loan payments are based on my fiancées current income. As far as they know, she is still making 19 an hour when that is not true, shes working two jobs and they both pay about 28 an hour; one job is full time and the other is per diem, 4 days a month. My question is, if we start sending more money to the loan, is it a possibility that the lender will come back and ask where this extra money is coming from, thus increasing the minimum amount due each month? We want to be able to send more than what the minimum is, not just the minimum. Know what I mean?So I just want to have an idea of how we should proceed with this. And what options do we have with refinancing, if that is a viable option?Thank you!  <response>: We should not be sending any extra payments. If you want to pay down her loans, put the money in a savings account and send off a big payment on your honeymoon. 