<prompt> Human: Throwaway, because, reasons.My husband was laid off and out of work for 6 months last year. As a result, we depleted our savings, and our credit cards are currently sitting at 70 of their usage they were at 100, but weve paid down 30.He went back to work the last few months, and we have been on a spartan budget trying to paid down the credit cards. Currently living paycheck to paycheck because we are spending everything extra to put towards our debt.In 2013, my husband filed for bankruptcy because of medical debt that was incurred years before we were married when he was uninsured. That being said, we dont currently qualify for a conventional mortgage.This is important, because we currently rent our house. We wont qualify for USDA until the end of this month 3 years and hes a contract to hire employee who hasnt been converted yet. He doesnt qualify for conventional or FHA we exceed the income limit by 500.Our landlord called today and told us that theyre putting our house on the market and if we arent buying it, theyre going to give us a notice to vacate and then put it on the market. I asked until the end of the week to talk to our broker, when in reality, I am really just stalling.The problem is, were currently paying about 600 a month less than what everyone else is paying for rent in the area where we live. I just need options, and to know if I am missing something. His credit score is 665, I have no income we have kids and currently already live in a suburb that requires him to commute 1 to and from work, so moving out to the boonies isnt an option. Is our only option to find something else to rent and pay the inflated rental costs? We live in Oregon and the market is just ridiculous. We dont qualify for any of the downpayment assistance programs. People are having to move out of the state because they cant afford their rent anymore. Is there anything I am missing? I am at an absolute wreck and I havent even broken the news to my husband yet; hes still at work. I just dont know what to do.  <response>: Oregon is having a unique population increase. Rents are soaring, jobs are growing scarce.If you cant make it through then you might need to move. Also having kids doesnt preclude you from working, and quite frankly I dont know what gave you that idea. Get a job at an afterschool for kids. Your kids can go too and you get paid. 