<prompt> Human: Lets say you make 100k and get a 2,500 quarterly bonus for a total income of 110k for the year. When determining your monthly income while setting up a budget would you include your bonus or leave it out? Lets assume the probability of receiving the bonus every quarter is very high.  <response>: I dont include it in my daily, weekly, monthly budget -- I do however anticipate that whatever I get as a bonus will go directly in to the following buckets to cap them off: Consumer debt, if any. Emergency Fund if for some reason lower than target Roth IRA if for some reason not capped yet Vacation Fund if for some reason target amount not yet saved PARTY 