<prompt> Human: My husband and I have the opportunity to rent a friends house beginning this summer, lining up with the end of our current lease August. Housing in our area is very expensive, and they are willing to let us rent the home for the cost of the mortgage at 1100 a month. This is a great deal here for a 3 bedroom, 2 bathroom home with a garage and yard, but I am not willing to let that be the defining reason that we go through with it.It is only about half a mile down the road from where we currently live, so commuting costs would not change.We currently pay 800 a month in rent for a tiny 2 bedroom, 1 bathroom apartment with a yard. I am not sure if they will raise our rent if we renew our lease. They raised it 65 last year after installing new windows in the entire complex.Our current take home income is 5410.Our current monthly expenses are: Rent: 800 Car Payment: 353 Phone: 114 Cable and Internet: 136 Power: 115 max, varies considerably depending on heating or AC needs Laundry: 40 Insurance renters and auto on 2 cars: 75 Student Loan: 923 Emergency Fund Contribution: 213 Vacation Fund Contribution: 213 IRA Contribution: 445 Debt: 650 Food: 500 Gas: 130 Household: 215 Fun: 215 Individual Spending Accounts: 105 each, 210 totalWe have about 1200 in our emergency fund and funding it fully is not a massive priority yet, since my parents are well off, in town, and willing to support us through hell and highwater if we call. We are 23 and 25. Our emergency fund goal for the year is to have one months expenses.We contribute 2 of my husbands pretax income to his companys retirement plan tax sheltered annuity, and want to increase that in 2017 when the company starts matching. I do not now exactly the percent they match, but he is scheduled for a 3 raise in 6 months and Im hoping to roll that into retirement so our take home doesnt change. We also have the max going into our Flexible Spending Account pretax this year because I need some major dental work done. That works out to be about 200 a month and with insurance will cover the procedures entirely. Next year we will be able to decrease that significantly.Renting the house would increase our rental budget by 300 and our utilities budget by 100, according to the numbers given me by our friend who currently lives there. The debt budget goes towards credit card debt, but we just paid off the last of our interest accruing debt and only have about 700 left that is interest free until June, so that will be gone by April. The plan was to put that debt budget towards additional student loan payments, but that looks like the logical place to pull the extra expenses from if we move.Our student loan situation is shitty but I have never felt overwhelmed by it. My husbands current balance is 72k from undergrad and masters. I have about 55k from my undergrad, but my loans are all in deferment since I am a graduate student fully supported in STEM field.What expenses from renting a home versus an apartment are there that I am not anticipating? I am anticipating moving expenses and some one time purchases like furniture, yard stuff, etc but am curious about more persistent expenses that may pop up. Is it reasonable to expect that our budget will be able to accommodate the extra 400 over the long term? We will be in the area for at least the next 4 years.I tried to provide as much detail as possible. Thanks!  <response>: Your take home is 5,410 and your listed expenses come out to 5,452. Im thinking adding another 400 expense is probably not the best thing for you right now. 