<prompt> Human: Im currently a freshman in a California university, I will be getting 100k sometime in the near future, if there are taxes on it, it will not be significant. How can I make the best of this with investment? Should I just put it all into high dividend stocks? Thanks for any help.EDIT: In college so tuition is 15k a year plus living expenses.  <response>: Open a Vanguard account. Buy VTI or your choice of ETF. Forget about it.Remember that 100k is very little money in the big picture. It wont buy you lifelong happiness so dont treat it that way. If you are going into debt for college - alter this slightly. Id take out 40k and use it to pay for college. Make up the rest of your tuition with a part time job. With the remaining 60k, follow the above advice. 