<prompt> Human: I graduated with a degree in psychology and have been working as a substitute teacher and special needs ABA for almost two years. The work can be fulfilling but the pay is lacking. I make about 2200 dollars a month and considerably less during the summer and december when school is out.My minimum is around 700 a month and I regularly pay 900 with the extra targeting the high interest loans. Even so, Ive hardly made a dent in my loans. Most of my payments tackles the interest, hardly any goes to the principal. The interest rates range from 3.4 to 7.9 I live with my parents, most of my remaining income goes to a few utilities I help out with and food. I put about 300 a month into savings. Ive considered going back to school but the thought of adding onto my loans makes me want to throw upI just need to know if I have any options. Am I cursed to live like this the rest of my life? Should I forget about my savings and just throw it all at my loans? Please help.And yes, I know Im an idiot  <response>: VIPKids teaching children in China online andor Public Service Loan Forgiveness. 