<prompt> Human: It is an old junky car that I owe 3k on. My car was stollen yesterday and was recovered this morning at a neighboring citys impound. It will cost me 225 to get it out plus additional fees that I would consider myself lucky to be reimbursed for when I show them the police report. My credit is already poor and I will not be needing to borrow for anything for a long time.What will happen to me if I dont pick up the car, tell the credit union where it is, stop making the payments on it, cancel my auto insurance policy, and ride my bike to work from now on?Will there be any negative consequences other than strikes against my credit? They already have my car and I have no other assets to seize.  <response>: Im really confused. Where I live, if you have a loan, you have to carry comprehensive, and comprehensive covers theft? A deductible should not apply in this circumstance, but even if it does you are still ahead vs what it could potentially cost you down the road for abandoning it. Find a way to come up with that money. Future you will thank yourself. 