<prompt> Human: I recently was approved for a credit card with 0 APR for 12 months and a 3000 limit. My other CC has 1100 remaining at a 20 interest rate. Should I pay off the old card with the new card?  <response>: Thats called a balance transfer. Check what the fee is to do so on your new credit card usually 3 and you pay immediately. Also balance transfers have different interest rates associated with them where you might pay a higher interest rate earlier depending on the language within the details about your new credit card. So research it and make sure if it makes sense to do 