<prompt> Human: Hey PF, Im curious what getting pregnant and having a baby was like on the financial side. Did you have money saved up? Did it wreck your bank account?Im not having a kid, but I am curious! Bonus points if you are Canadian.  <response>: Depends on the demeanor of the parents. If you want a fancy nursery, formula feed, new clothes for every stage, the best equipment, and so on, it will wreck your bank account. If you dont care about all the frills of baby merchandise, breast feed, cloth diapers, understand that your kid doesnt care about hand-me-downs until theyre in school, etc. the costs should be quite reasonable. 