<prompt> Human: I totally forgot to pay my CareCredit Synchrony Bank account yesterday, but paid this morning 1day late.Im concerned my credit score get dinged, is that the case? I know there are Grace Periods longer than 21-days, but that isnt the case here. Im just wondering how this will effect me.  <response>: Late payments only appear on your credit report if they are 30 days late. You may owe a late fee, but that should be about it. 