<prompt> Human: Hello Personal Finance,My question is a bit odd. My husband and I have a special edition truck. It is worth 40-45k dependent upon trade-in or private seller values. We currently owe 24k.We are in a bind financially long story, have a plan to fix it.My first question is, is it possible to refinance a vehicle like you do a home to pull out money? I realize that cashing out equity in a depreciating asset is not considered the best move. However, this vehicle wont depreciate as quickly as the typical one. Secondly I only need to buy myself some time about 6 mo.Am obviously considering other options at the moment as well like selling it. Since my powers of Google-fu failed me thought I would ask here.Due to job issues and an extended salary cut credit score is terrible. Husbands salary is back to its normal rate 135k a year. We are simply playing catchup. Am finishing a tech degree that pays locally 60k entry level. So the situation will resolve soon and have plans in place to make better choices.Thank you for your help!!  <response>: Sell it, net 25k, buy cheap car. Thatll go a long way to putting you back on track.You can buy another car when you finish your degree 