<prompt> Human: Looking into life insurance, and want the most bang for my buck. Suggestions?  <response>: Life insurance and investment are two different things. Life insurance is not an investment, no matter what Northwestern Mutual wants you to think. It is an income replacement tool to keep a roof over your familys heads, andor pay for their education, if you die. Buy the simplest, cleanest, cheapest term life insurance policy you can, with no bells or whistles. No whole life, no universal life, etc. Try starting at SelectQuote for price-shopping. 