<prompt> Human: Im a 24 yo female currently living rent free with my parents. I work full time making 45k a year, I bring home 2400 a month. I commute about 50 minutes one way to work, 5 days a week. I have 30,000 in student loan debt. The minimum payment is 224 a month but I try to pay more than that because Id like to get it paid off as soon as possible. Im also trying to save to purchase a home with my boyfriendlong term relationship, would get married before buying house, but that will probably take a few years. Other bills include insurance 140, phone 60, gas 80-100 and groceries 150ish. It costs 500-800month to rent a small houseapartment in the area I work in. Im trying to decide if i should move closer to work so I could cut down on my commutegascar wear and tear. My boyfriend doesnt think this is a good idea because the money going to rent would be thrown away. Ideally Id like him to live with me so we could find out if we can even live together before purchasing a house but Im not sure he would. Any suggestions would be helpful.  <response>: I would 100 live together before buying a house together. No question. 