<prompt> Human: EDIT: I MEANT MOTHER IN-LAW. Wrote this when i first woke up. first post here, but Im panicking and dont know what to do. sorry if this is out of place.My Wife and I are in our twenties, struggling financially with about 100week income. House is fully paid off, car too, because we werent in such bad shape a few years ago.Heres the issue. My wifes mother, who was in a car accident many years ago and has incredible difficulty walkingstanding yet has been unable to get disability, is divorcingbeing divorced by her husband and has no where to go but my tiny home.She has a degree in social services, yet has been unemployed for almost the entirety of the last 10 years. Despite this, she is assuring us that somehow shell find the employment that has eluded her for years and she just needs a roof over her head for a little while.She is in a bad place right now, with the emotions of divorcing her husband of 15 years, so denying her is not an option. Wife is mildly worried she may be suicidalWe can barely keep ourselves above water and debts are already beginning to pile up without her here. Does anyone have some advice on what I should do to keep my family from sinking?We currently dont receive any financial assistance from the government beyond medical insurance and I have no idea what we could qualify for. I dont know why shes been denied disability, or how many times shes tried, but she really cant walk for more than a few minutes. We live in a small town without much employment opportunity.edit: I am currently seeking employment, btw. Returned to college last year to try finishing a degree in computer science and took some time away from work so I could commit to it.  <response>: Would just like to say that if you do the math and you find that this does put you underwater, you have to admit that up front. If people want you to be there for family in a true emergency they will have to expect you to take a pass on needs you cannot meet. This especially true with unspecified long-term needs which you have little if any ability to set limits on once youre halfway there. If you think it is hard to say no to a MIL who wants to move in, you will find it impossible to be rid of her once she and all of her belongings are under your roof. With someone disabled but not legally recognized as such, as far as you know and living with emotional limitations, you also have to recognize that clinically, they are much more likely to remain disabled and dependent than to dig themselves out of a 10-year long period of relative debility and inactivity and start working even part time.Again, if it seems cruel to say no to family, imagine each day living with a debt that gets greater and greater, never able to give that family member or any other person that you love financial stability. It can be a path of bitterness, resentment and profound familial discord. Saying no up front is much, much cleaner and easier to come back from in a relationship with family than saying yes when the math said the answer was no from the get-go. 