<prompt> Human: My gym takes direct debits out of my account on the 8th. I didnt have the money to pay on the 8th because I knew I was getting paid on the 9th and I thought I could just pay it then. However today I got an email saying that I have to pay the membership installment and an extra administration fee at the end of the month. Im pretty much just affording this gym membership, is there anything I can do to not pay the admin fee.  <response>: Im afraid if you are having difficulties such as this you should cancel your membership and spend the time strengthening your finances.Harsh I know but true. 