<prompt> Human: Hi to clarify a couple of things we both make around 20,000 a year, we only have about 1,500 saved up, we live in northern Wisconsin and are looking at 3 bedroom possible forever home just under 60,000. My credit is about 680 and hers is unknown at the moment but her only loan shes had is a small student loan. Together we probably have about 400 in bills a month. Apartments in the area about about 500 for small and 650 for nicer places and most dont include utilities. Should we rent or buy a house?  <response>: You barely have enough savings for a broken appliance, much less a house. 