<prompt> Human: Disclaimer: small sample sizeArticle hits some core tenets of personal finance when buying a house. Primarily:1 Do not tap retirement accounts to buy a house2 Make sure you account for all costs of home ownership, not just the up front ones3 And this can be pretty hard, but understand what kind of house will work for you now, and in the future. Sometimes this can only come through going through the process or getting some really good advice from others.Edit: link to source of study  <response>: 600 people in one geographic region polled by a small local bank? Of course that translates to an entire generation across the entire country!! 