<prompt> Human: Ive been using YNAB for a while now and while reviewing my spending from October to December of this year, Ive apparently spent 45.8 of my money on my have funs. Ive also spent 35.1 on stuff I didnt know I had to budget for college applications, transportation to visit my new college town, work clothes, 18 on skin care products, and 1.1 on groceries I am currently living with my parents.My system now is that every time I get a check from my workplace, I put the money into what I need now. For example, I put in 5 every week towards my haircut fund, and whatever else I need to put the money towards. Afterwards, I divide that money up and put them into my dining out and have fun categories. Clearly this is costing me too much money but I dont know what else to put that money towards?I have a 1,000 emergency fund, I have more than my first months rent paid for in a category, and I have a pretty significant amount in my grocery category. I guess I can start putting money into my travel category?What do you guys do? Do you have any advice? Thanks!  <response>: I would start saving aggressively with the goal of being able to pay off that 19k student loan when you graduate. For me, spending 45 of my income on fun when I am thousands in debt would be a nonstarter. From your last paragraph, it looks like your mindset is that you are looking for ways to spend everything except your 1,000 emergency fund, and Id encourage you to switch mental gears to saving everything except living expenses you need plus a little fun money. Prioritize like this: necessities, savings, fun. Awesome that you are paying the CC debt in full each month though! Keep that habit, its a winner! 