<prompt> Human: The first time happened a few years ago when he applied for a credit card under my name. I didnt find out about it until I happened to sign up for credit karma and started checking my credit score, only to discover it wasnt very good because he had maxed the credit card out and was only making minimum payments. He said he couldnt afford to pay the 3,000.00 debt off so I just did. Slowly. With my minimum wage part-time job while paying for college tuition. The second time happened a few months ago. I got a call from a collection agency saying I owe them about 800. Turns out my dad signed up for a cable service for my grandma under my name and ended up owing money to the cable service, which he never paid and ended up at the collection agency. I confronted him and he told me some made up story about what happened and said he would take care of it. I called the collection agency myself and they said a man called, who they assumed was me, and disagreed with the amount and said they were going to dispute it. Apparently he cancelled the cable service and was supposed to return equipment, but he never did. So they charged him for it. My dad said he would figure out what happened and take care of it. I didnt get any more calls.Fast forward a couple months, the collection amount of 500 shows up on my credit report. So now its going to stay there for 7-10 years. I do blame myself for not being more proactive about taking care of it a couple months ago. I havent talked to my dad yet.My dad has a bad track record of these kinds of situations. Hes done similar things to my mom, my stepmom, my grandparents, and his siblings. I naively thought he wouldnt harm his own daughters future but I was wrong. Im worried that as I become more and more financially independent, Ill be more vulnerable to him and worse things will happen.TL;DR: My dad has racked up debt in accounts made under my name, which has had adverse effects on my credit.I dont want to have to report him to the police. Is there any way to protect myself from him?Assistant: Nope. You have to report your father to the police to remove these accounts if hes not going to pay. Human: I guess the main thing Im concerned with regarding filing a police report is the repercussions my dad would face. Hes a permanent resident of the U.S. but not a citizen. Plus hes served jail-time before a long time ago. I know he deserves to be punished but idk whether he would be deported or if hed go to jail again.. I feel like Im potentially ruining his life and I would definitely be burning bridges with him. What he did hasnt had as extreme consequences to me compared to what he might face and I dont think he would ever harm me financially to the point where Id be crippled. Then again, idk. Maybe hes capable of more.But at this point, I dont want to file a police report. I just want to know if there are ways to protect myself outside of that.  <response>: Ill be frank with you kid, if you let him keep doing this... sure its not any amount that will bankrupt you yet... but hes just gonna keep doing it. Even if you freeze your credit to protect yourself... hell just keep going after other members of your family or strangers.You can freeze your credit with each of the 3 credit bureaus, so they will require a password before opening any new accounts for anything. This would prevent your dad from opening any new things in your name. Obviously, dont give him the password.But personally, Id recommend filing the police report... unless you want to pay the several thousand dollars of fraud hes already done to you... over and over and over.Have you ever wondered why battered and abused women still stay with the men that abuse them... despite having chances to escape? They dont want him to get in trouble so they end up ruining their lives for him. The same situation for many men being abused by women; its just women being abused gets more headlines, so I used that as an example. 