<prompt> Human: Hi guys, I was just wondering if there is something like a savings account that would automatically deduct x from my paycheck, so that I wouldnt actually feel it, you know, kinda like how 401ks work but instead i want it as a savings account so I can build up my emergency fund there. Thanks for the help!! PS: pls no rude comments, im 22 and just started my first real job and im kinda new to the saving thing have a nice day everybody!!  <response>: Do you have direct deposit set up? You should set it up. Some companies allow you to split your direct deposit into more than one account this is the best, that way if theres any issue with your paycheck you dont have a transfer start to process without the funds ready. Otherwise you could set up an automatic recurring transfer from your checking account to your savings account. 