<prompt> Human: PF, I am currently self employed since January 2018, which is not enough to qualify for a mortgage on my own. My father has a steady job over 5 years with the same company, recently got a promotion to an even better salary, doesnt have any debt or other loans. My credit score is 770, his is in the 820s. I want to buy a property for around 400-500k with 5-6 acres of land. I have the down payment which will be around 30. So, what do you guys think? Is this plan valid? If my dad co-signs, given the above situation, will it make me more likely to get the mortgage I want? I know the implications of having a cosigner, so please do not lecture on how he would be responsible if I default and other such things. Thanks!  <response>: No mortgage until you marry your dad. Sorry, just the rules. 