<prompt> Human: So, Ive found myself in a tricky situation. My girlfriend desperately needs a car, but it looks like the only way shes going to get one is if she has a co-signer. At this time, Im the only one able to do so. Were both 21, and her credit is destroyed from when she was 16-17. I have decent credit and a significantly higher income we both work full time, she makes 10.25hr, I make 21hr. However, my car is close to its last leg and Im going to need a new car soon. Will co-signing to help her out affect my chances of being approved for a loanfinancing in the near future? Any advice is greatly appreciated  <response>: Co-signing to help her out could impact your chances of being approved for a loan in the future. There are a hundred reasons why co-signing to help her out would be a bad idea, and thats just one of them. If you want your own car soon, you are going to have to let your girlfriend figure this out without your co-signing. 