<prompt> Human: My SO and I meet at a private university and were talking about marriage happening after five or so years of dating.I wont have any debt after college and once married I would most likely be the bread winner. He is 100k in debt after 2.5 years of college. He is majoring in history and very good at it and plans on working in the government. He is in the process of transferring to a public school to stop accruing any more debt.What can be done today to help us out in the future?  <response>: My dad is good at history too. He makes a lot of bad business decisions. These skills are mutually exclusive. 