<prompt> Human: I am 27, recently married and we purchased a house. We didnt have much furniture to our names and spent more than we should on furnishing the interior and updating a few rooms. My current company Ive been with for 2 years matches 5 which Ive taken advantage of since I started. Weve had about 10k in rotating credit card debt over the past 8 months or so and cant seem to get it down even though were putting about 1,000mo into paying it off. Is it wise to pay it all off now with some of my 401k or just continue to budget and slowly pay them off?  <response>: Weve had about 10k in rotating credit card debt over the past 8 months or so and cant seem to get it down even though were putting about 1,000mo into paying it off.Am I missing something? Whats the interest rate? Even if its something absurd like 30 it would still only take 12 months to pay off if youre throwing 1,000 a month at it. 