<prompt> Human: Hi rpersonalfinance, Ive been sitting on some funds on ETRADE that Im not really sure what to do with. I have a friend who is taking a day trading course but doesnt have the funds. So I felt it would be beneficial if we came together. Is this a bad idea? What can I do to make this a smooth process?Assistant: Is this a bad idea? Is your intention to let your friend gamble with your money? If so, then no, its a perfectly fine idea. If you wouldnt give him this money to take to a casino, then youre likely to be upset or disappointed in the outcome. What can I do to make this a smooth process? Cash the money out of your ETRADE account and give it to your friend so that they can deposit it in the trading account of their choice. I wouldnt let him do anything as you in order to keep your financial information secure and avoid any tax implications of the gainslosses.Human: Is day trading really that volatile?  <response>: Do not invest money in things you dont understand. 