<prompt> Human: Quick background:I have no car, no mortgage, no beautiful sailboat, and old debts that should have been paid off years ago.I normally ignore all of my finances. Nights out, cab fares, charity, travel, clothes... Ive never spent the time to scrutinize my budget.Turns out, Im a spendthrift idiot.I earn good? money, pushing 110k before tax. However, instead of saving and investing, I buy drinks and dinner for whomever, pay for ridiculous international travel with friends, and throw money at charities.Oh, and Im 25k in debt 18k from student loan, 7 from idiot-trap credit cardHeres a breakdown of my spending within the last 6 months: Entertainment drinks, dinners, cabs... - 15k Travel flights, hotels, cars... - 20k Charities - 5kIm new to having money to spend. Prior to my new job, I was living paycheck to paycheck as a broke student. Despite my higher income, Im still living paycheck to paycheck.Has anyone else been in a similar situation? Is anyone in a similar situation now? What the shit is wrong with me?edit: formatting  <response>: First, youve recognized that you have a spending problem. Honestly, thats the biggest thing. And youve realized it before you are 50K in debt with credit cards. Second, you can still have the lifestyle you want without spending what youve been spending. Honestly, I feel like your friends are taking advantage of you. You said that you pay for drinks, dinner, and international travel for yourself and for friends. Stop that. Treating your friends every now and again is fine, but you should not be covering your friends entertainment spending. They need to pay for that themselves. And the reason I say that is because where does it stop? End that cycle before it gets worse and really out of control.Third, if you are uncomfortable with the amount you are spending on entertainment, travel, and charities, I suggest sitting down and coming up with numbers you ARE comfortable with. If 15K for entertainment is reasonable to you for a YEARLY amount, figure out what you need to do to make that 15K go from a 6-month total to a 12-month total. Same goes for the travel and charities.You are fortunate in that you have relatively low debt for your income level and that you have enough excess income to afford to spend 40K in 6 months on extras. There is nothing wrong with you. 