<prompt> Human: A month ago I had things together. I was in the army making good money. I owned outright a nice motorcycle 4.5k, had a nice car owed 25k and was in contract to buy a house at a great interest rate. I was going to college full time at the top of my class. About a month ago my motorcycle was stolen and my insurance did not cover it. A few weeks ago, I fell asleep at the wheel and totaled my car. I was also charged with a DUI. I did have insurance on the car but they only paid out 15k leaving me with a 10k difference. I did have GAP insurance but it turns out that was void when I refinanced my loan a few months ago. I had to buy a car so I spent most of my savings on a beater from Craigslist. I also had to buy a lawyer 1500 which I had to put on a credit card. The army is most likely firing me before my court date so I am also going to be unemployed and have to attend court here in TN in a few months. I know all of these things could have been prevented and are my fault. I just feel so absolutely fucked and I dont know what to do. Should I file bankruptcy? I have good credit at the moment. I am only 20.TL,DR: savings gone, 10k in debt from totalled car, 2k credit card debt, and probably getting fired.  <response>: Motorcycle: This one sounds the most fixable. Why was it not covered? You had theft coverage on it right?The house: Maybe at your age and situation you were trying to take on a bit much?The car: DUI? ugh, that one is on you and might just be an expensive lesson. It just is not worth it and if you were at the level of falling asleep then id look on the bright side that you didnt kill yourself or someone else. You just lost some money.Id post more detail about the motorcycle, maybe you can get some of that cash back. Id add it as an edit to the main so that people more knowledgable can see.It looks like you had a safety net, you just used it up now..could have been worse. 