<prompt> Human: Got a 15k increase in salary when I moved districts August 27th. Last job paid bi-weekly, and new job pays last Friday of the month. I had to wait until end Sept. for income. Glad that EF was there just in case my envelope system ran out  <response>: When my husband was hired on full-time at his current job we went almost two months without pay because not only did payroll dates switch around, they hired him right before a 2-week plant shutdown over Christmas. This happened right after we moved to a new apartment which had drained our small savings paying a chunk for firstlast. We had felt secure in the move because of the promotion.Thank goodness for a friend who was willing to help us out who was pretty stunned that we paid him back the second we got paid again.Weve since built up our savings a bit again, in case junk like this ever happens again. Cant stress how important it is. 