<prompt> Human: Five years ago I bought twenty six ounces of gold. This made my portfolio 100 gold. Since then I have not purchased any and have instead put the money into a Roth IRA. Now that gold I bought is about 40-50 of my portfolio. The price of an ounce of gold is with 100 of where I bought it. Would it be wise to sell it now and take a loss but use that money to pay down a mortgage and fully fund my IRA as well as put some into a college savings plan for my child? Or should I just keep holding on to it in hopes that it goes higher.  <response>: So, you missed out on 20,000 of market gains, something like that?Or, you know, way more than that in bitcoin. That one hurts to even think about.I think you want to get out of that, personally. 