<prompt> Human: Hey! I just opened a Vanguard Roth IRA, and I put 1000. Turned out that I dont have that much expendable money and I need some money back, though not all of it. Whats gonna happen if the IRA will have less than 1000, are there gonna be more fees applied to it?Am I gonna have a fee if I withdraw some money out of it right now?  <response>: You can withdraw the principle from a Roth IRA tax- and penalty-free at any time. You should check the terms of your account to see if there is a fee for low balances. Depending on which fund you are invested in you might need to take out all of the money, as most of the funds have minimum balances. 