<prompt> Human: I have 40k saved in my bank account. I have 17k in student loans which I pay around 270month. My first mortgage is at 104k at 680month. My total payment toward debt per month is 950. I make 4k a month working from home and managed to save the 40k with my regular job and part-time work for another company. Im thinking of purchasing a larger home for 200k and renting out my current home for at least 1k a month. Just wanted to get some advice on whether this makes sense or should I pay off my student loans first before buying another property. I appreciate any advice.  <response>: Ummm... this is a no brainer. Youre making 1 or less on the 40k in your bank account. Youre probably paying 4-7 on the 17k, and youre thinking about getting into more debt with a risky investment?!? In addition, you want to take on another responsibility of being a landlord. PAY OFF THE STUDENT LOANS NOW, then wait to buy the new home until you have the down payment plus a significant emergency fund. 