<prompt> Human: Hello PF, long time lurker, on mobile etc.Recently my fiancé got in a wreck and totaled her car. She had GAP insurance which covered the difference between her loan and the value, so no issues there money-wise. Last night she went out with her mom to look at cars while I was working. Out of the blue I got a text saying she bought and signed for a 19,000 Hyundai brand new. A few questions-She makes 18k a year, is this a dumb move or am I overreacting?This might be more of a relationships question but where do I even start to talk to her about this choice? Thanks  <response>: signed for a 19,000 Hyundai She makes 18k a yearYes, thats fantastically irresponsible. 