<prompt> Human: Title says it all. Looking to switch banks, theres one right by my home so location is great, but their services are subpar. Theres another bank about 30mins away with great services but a poor location.Should location trump services?Assistant: Real question is why do you need to go to physical bank locations, what are you not able to do online?Human: Mainly cash deposits and atm withdrawals. I like the idea of having my bank close to home in case I ever need to speak with a physical person those few times you might have issues.  <response>: If all you ever need to do is go to an ATM, why does it matter how good their other services are? I have a checking account with the bank thats the closest to my house. Then I keep most of my liquid cash, except a bit that I want extra-super-liquid, in a savings account with an online-only bank. 