<prompt> Human: Throwaway, because reasons.So, Im a stripper, and Ive recently been taking my job a lot more seriously, and because of it, Ive been able to consistently bring my income to about 1200-2000 a week in cash while working part time of 24-36 hrswk and going to school part time. My husband 27M just got laid off, but is on the look for new ones, and it looks optimistic. He has two jobs lined up and we are expecting in the future that he will be able to make anywhere between 700-1000wk at these new jobs, but if he doesnt find a job for a while, we wont be struggling. We dont have any kids, nor do we plan on having any.Thanks to YNAB, We were just able to pay off 2 credit cards. We have 3000 to pay on one of our two cars, but the other one doesnt look like it has more than a few years of life left in it. He has a school debt of 9000, but we have about 6000 that we can throw at it, but since its already gone to collections, he is going to call every day and see if they will accept a lump sum of 3000 to wipe away the debt. If not, then we will move up from there.We have health insurance since we are both prior Air Force. Right now, our monthly bills for Rent, Insurance, utilities, gym memberships, groceries, and gas equal about 2200month. Weve been throwing everything at our debt, but I feel like were in a place now where Im comfortable taking on more. Our student debt is interest free, and due to my great credit, the car loan only has an APR of 2.99. We have 1500 in emergency, our bills have beenI had read Dave Ramseys Total Money Makeover, but I feel like I was spending too much time focusing on the frugality when I shouldnt be stressing as much since were not on as tight of a budget.I began reading I Will Teach You To Be Rich by Ramit Sethi, and I agree that rather than completely paying off the debt with every spare penny we make, I think that it would be more beneficial for us to find ways to invest our spare income and help our savings grow. I also like his approach to money better than how frugal Dave Ramsey was saying to become.Since I know that I will need income verification at some point, how do I best move forward with claiming my income for taxes? What retirement funds should I be looking into? Where else can I invest my money to help it grow? What other steps can we take to set us up for financial freedom to travel and eventually have a passive income.TL;DR Young and married. No kids.72k-96kyr in cash.2200mo for bills12k in debt with little to no interest1500 emergency fund and growing.What next? How do I do taxes  <response>: You will need a CPA or tax expert at least once. They can help you figure out what to write off and how much you will owe the government 