<prompt> Human: Hey, I am wondering if anyone can tell me what they think would be a better software to use. I would mostly use it for a budget as well as being able to see all accounts in one place. Any insight into either software would be really appreciated.  <response>: I think that Quicken is a bit more complicated to use and is less method oriented than YNAB.I personally use a Google Spreadsheet associated with Google form as an easy to use envelope method. Categories can be customized, and you can record transactions real-time through Google Form... If it can help, heres the spreadsheet template : click file- create copy to use itEDIT : spelling. 