<prompt> Human: Throwaway question. Wife is in default on her student loans. She does not work at all. The IRS took our entire joint tax return. My question is, if I file injured spouse, can I expect part or whole return of the refund? How does that work if I am 100 of the money bringer? I am not co signed for her loans at all.  <response>: Ok first off she should claim forbearance on her loans until she is working. She should reach out to whoever has her loan and find the paperwork to do so.Second answered better by uthese-things-happenThird, now does your wife plan on working anytime soon? I only ask this because she went to school all those years and earned a degree she should at the very least work to pay off her student loans. If not you should seriously consider helping her pay off those loans you guys are in this together. Get up to good status on those loans asap since her credit will tank and this might affect any future house buying power that you guys want to have. GL, OP keep your head up you will work through this but you guys have to find a mutual agreement to pay off that debt. 