<prompt> Human: For my business, I need to be able to accept Hong Kong Dollar wire transfers, and SEPA transfers in USD and Euro. And then convert those into USD, and write checks in the US. The lower the fees, the better.Is an international bank account what I need? Should I go with HSBC, or another company?Should I instead travel to Hong Kong and Europe, and set up local bank accounts there?Any help is appreciated. My research is only making me more confused.  <response>: Citibank does a lot of international business, so might be worth a look, too. 