<prompt> Human: So, I have no debt except for 200k in educational debt. I am about to start doubling my loan payments to wipe this out in about 6-7 years. When I do this I will pretty much be dead broke. In order to make this bearable I am thinking of creating a bucket-list of things that I want that I can afford to buy now that I wont be able to afford when I am broke.Financially this may not be smart...but I feel that psychologically it would help the whole poor thing be tolerable. i.e. Keurig, new bed, tv, new computer, Ipad, PS4, etc. Has anyone else done this? Does it help make the financial crunch more bearable?  <response>: That is literally the exact opposite of the whole concept of having a budget. 