<prompt> Human: Im in my senior year of my undergrad and have one semester left before graduating. Because Ive taken a relatively heavy workload all throughout my college career, all I have for my last semester is a foreign language requirement. I thought this left me a pretty unique opportunity to study abroad and not miss or delay anything academically. However, the cost is pretty damn high. Including program costs and other projected estimates for food, administrative stuff, and transportation, Im looking at a 19,200 bill for the Spring semester. This is for language immersion at a top university in China.To my benefit, I can use my Post 911 GI Bill to cover 60 of the program costs, as well as receive a 800month stipend tax free while Im there. My state also offers study abroad grants, which could be worth anywhere from 500 to 1,000. While I await a more definitive breakdown as to what my GI Bill would cover, Ive estimated that it would cover a maximum of 8,300 or a minimum of 6,000. Assuming I get the most benefits, my out of pocket cost would be an estimated 10,000, and if I get the least I estimate, the out of pocket cost would likely be around 13,000.I currently have about 15,000 in my savings, 2,500 in stocks, 3,500 in cryptocurrency, and 3,000 in CDs. I am expecting to receive 4,500 in income before my departure, and about 3,000 while Im at the program. I have no debt and Ive pre-paid all my monthly expenses.My predicament is this: Im 23 years old, Ive already done a lot of travelling and accomplished more than many of my peers. Ive also been given the advice by several people older than myself that Im young, Im single, and this is the prime opportunity for me to go do things like this. Ive also heard that some of peoples biggest regrets surrounds not studying abroad while in college. I know I can afford it monetarily. I think that it would be a great opportunity, especially if I can get a 6,000-9,300 discount. But to eat up half of my savings upon graduation is something that makes me uneasy, and I cant help but feel its financially irresponsible, even if I can afford to do it money-wise. I feel like I want to do this, Ive planned on it for a year or so, but now that Im looking at the numbers Im being scared off and trying to find an excuse not to do it.Counsel would be much appreciated. Thanks,x200B;EDIT: The program costs are 13,000, including housing, fees, and the like. The other 6,000 comes from projected expenses, such as airfare, visas, food, immunizations, and includes 2,200 of miscellaneous expenses which I interpret as budgeted spending money. The 19,200 estimate encompasses literally everything.I do have a job lined up for after graduation and am also looking at pursuing graduate school. Ive yet to decide which route I want to take, but I do have options.  <response>: Im not here speaking to the financial part of your dilemma, just the opportunity. I had planned to do a full year of study abroad to Costa Rica a few years ago but put it off because I was nervous about costs and being on my own. I actually ended up getting married instead. It took me a few years, but Im starting to regret not going. This really is a once in a life time opportunity and if you want to do it, do it. I do agree that looking at costs is important but theres also the cost of missing out on all those experiences you cannot get anywhere else. Travel abroad to learn a new language can often be a great thing to have on your resume and could potentially help return those costs to you down the road. 