<prompt> Human: Ive seen a statistic cited that only 7 of card users are actually getting more from their card than theyre paying in fees. That, coupled with American Express killing it in earnings this week, makes me wonder if having a credit card at all is even worth it. Im not sure if its wise to play a game where I have to be in the top 7 to win. Thoughts?  <response>: Not sure where that statistic is coming from, but yeah, its easy.Take your cable bill for example. Set your cable to auto pay onto a card with 2 cash backCiti double cash for example.Now set your credit card to auto pay the statement balance.Congrats. You won. You now get 2 off your cable bill. 