<prompt> Human: Hi. I have money to afford things I want andor need. Right now I have one debit card and while I have enough money to afford things I need and want both of my parents said I should get a credit card and pay for things like gas and other low cost items and then pay it off afterwards to establish credit. I consider myself very disciplined when it comes to spending money. I dont compulsive shop or buy things I dont need. Is this a good method of building credit? My realistic goal is to rent or buy a house of my own in the next 5 years. Any advice or tips would be greatly appreciated. Thank you.  <response>: Yes.They show you can responsibly pay off money you owe.pay your bill in full every month by the due date. 