<prompt> Human: Hello, thanks for reading my post.I am 25 years old, unmarried, and without kids. Ive been in the Navy for almost 7 years now, and will be voluntarily separating next February with 7.5 years of total service. My plan is to attend college for either Marine Transportation or pursuing a Physicians Assistant program. Im undecided on my major because Im a medic by trade, but I fucking love boats. Although my tuition will be free and I will receive a housing stipend 1300-1900 a month based on my possible school choices, I realize that this will be a massive pay cut and a lot of lifestyle adjustments will be needed, so Im seeking some advice to set myself up for success. I currently have: 23,500 in a savings account 23,000 estimated assets to be sold upon separation a classic Japanese car worth 15-20k in the USA, appliances, 2.5k back from security deposit of apartment, misc. stuff No RothTSPIRAetc. this is bad, I know! No loans or debtMy net income is 4700 a month. My expenses are: 1350 Rentelectricitygaswaterinternetinsurance 225 Gasoline 350 Food 100 Car Insurance 75 Phone 800 MiscDiscretionaryEntertainmentLarge item purchase fund Total: 2900This leaves me with about 1800 a month in excess. Should I just continue to pour money into the savings account?Should I maximize the Roth TSP account which can only be deducted from your base pay - about 2700 a month for me - which would get me 21,600 in there before separating and dip into my 23,500 for living expenses? Or perhaps some other option? Thanks again for your time!  <response>: Youre fine, keep saving, and do what makes you happy. You have enough in savings to fall back on and get to look forward to new education! 