<prompt> Human: So a couple things for clarity.I will be switching to a higher paying job soon, and the payment will not be an issue by the time we move in. For the time being though, were on the borderline and wont qualify for the mortgage because of higher taxes in the area. The best option would of course, be to wait. However, this has become my wifes dream home, and the owners are looking to sell quickly. Its unlikely we can find anything similar in our price range, because weve been looking since we were told the mortgage loan approval is an issue. So one option is to allow my in laws to cosign for the mortgage. They were going to be moving in, and use that opportunity to rent their other property because of its location near a hospital with 1 year nurse contracts, as well as a university. The cosigning seems like a generally bad idea. Im aware of that. But Im curious, how badly does this tie our finances to them? Can it be reversed later?  <response>: If they dont think you can afford, you cant afford it. 