<prompt> Human: Graduating in May, already accepted an offer for a pretty high paying job and I am getting 20k signing bonus. Thanks to this subreddit I already know how I should use my salary for saving and investing but I would like to know how I should invest my large signing bonus. Edit: I understand the emergency fund, paying off high interest debt, etc. what Im getting from these responses is that I should treat it as normal income  <response>: I bought a jet ski with mine. I strongly advise against doing that. 