<prompt> Human: Do any of you have a Swiss bank account? Is that something that normal people do, or is it only for billionaires in movies?  <response>: Swiss banks dont typically deal with Americans anymore due to the restrictions that the American government has placed on its citizens. The banks would have to open themselves up to scrutiny to comply with US tax laws.The way many wealthy Americans get around this, is by getting dual citizenship through countries where citizenship can basically be purchased through various means; e.g. purchasing more than 300,000 of real estate, investing 500,000 in a local business, etc. They then use this identity to setup businesses or bank accounts that otherwise would not be possible.There are always loopholes, some just cost quite a bit to jump through. 