<prompt> Human: The debt we have is a few hundred on an Amex BCP, about 6k on a 0 card with 20 months left, plus two car payments totaling about 700mo. Our mortgage is 1600mo. I have an 804 child support payment. The PMP course was supposed to be reimbursed by my company and was 2,500 at a local university - the best I can get is 2000 back. It was charged to the 0 card. Im a consultantsoftware developer, my wife is a construction manager. In addition to any other advice Reddit has, and an aggressive job search, my question is: should I stay in the PMP course, or accept the 500 loss and cancel it?I -was- laid off. Caffeine hasnt kicked in yet.Update: we were only making that much money for 19 months and 4 months in we were hit with a 35k lawsuit. Prior to that, combined we made less than half of that. I was paying 600mo in good faith, but when we moved the ex wanted more and sued. We mediated for 804mo eventually, but not before she dragged everything out. I paid 4k in arrears. We also sunk a lot of money into house repairs.Update 2: I absolutely sincerely appreciate the advice and the sympathy. I also understand the rage: How you you be making this much money and be so insert colorful words here. I really worked hard to get here, made a few mistakes and foolish choices, and had some bad luck. Thats life - and Im confident that Ill recover.I havent been able to respond to all of the comments, but I am reading them. You took the time to respond, Im going to take the time to read. Thanks for the advice and perspective.Life. Lemons. Combustible lemons. Update 3 10:44pm EST USA. Thanks for the insight, the help, perspective, and the advice. To those of you who PMd, Ill be responding tomorrow. Im going to keep reading as long as people keep responding. Update 4: the Range Rover is my wifes car from before we were married. We owe about 2k on it. Its reliable, oddly enough. We also have a Volt - my car. It costs us nearly nothing to operate apart from the payment. We owe about 10k on that.  <response>: If you can get a job paying you 99k, Im sure youre capable in getting another job very quickly somewhere else. 