<prompt> Human: Two months ago, I started at my first grown-up job. I am earning 2,200 biweekly, so 4,400 a month. My rent, including cableinternet and light and water is about 900. Groceries are about 100 monthly. This might be naive, but the car I want to get is 55,000. Is it possible to afford with my income? As far as credit, I guess Im a beginner. I got my first capital one card last month with a limit of 500. Also, what is the best option -- buying or leasing a car? Thanks in advance.  <response>: Is it possible to afford with my income?Lots of things are possible but still not good ideas. Buying a 55k car on a 53k pre-tax income is certainly not a good idea.Also, what is the best option -- buying or leasing a car?Save up and buy a used car outright. 