<prompt> Human: I currently have 0 credit, Ive never taken out a loan, and the only bill I have started 4 months ago and it was tuition for school which I make the last payment for on the 20th. I make anywhere from 700-1200 a month depending on my hours at my current job. I want to go ahead and start building credit, and a motorcycle is something Ive been debating about saving up for, itll be my first one so I was thinking maybe get a loan for 2000 and buy my uncles for 1500 and use the rest for gear. And pay off the loan month to month to build my credit up .My monthly expenses are:100 for gas for my car150 for food125 for tuition60 for savings60 for fun and what notAll these are dependant on my paychecks so they move around depending.  <response>: No.Dont take on debt to build credit.Get a CC, use it responsibly over time. Never carry a balance. Make sure its paid off in full each month. 