<prompt> Human: In February of 2017, I refinanced my auto loan with a new bank. While sitting in an office with someone, we called their financecredit department for them to run a credit check on me.While we were waiting, I was shown a table showing the relationship between credit score and the interest rate they would offer based on your score. After a few minutes, they came back and stated that my credit score was XXX and that I would have to go with their highest interest rate of 8...I forget what the number was that they told me, but it was nothing near what I remember it being I hadnt checked my score in months and I hadnt brought anything with me showing what my score was.According to Credit Karma today, my score is around 760 which Im thinking is about 150-200 higher than what they told me it was. Should I go back and try to get a lower interest rate, go to a different bank, or go down a different path?Any help is appreciated, thank you!Edit: Grammar  <response>: Credit scores change. I doubt you were scammed. If you accepted the 8 rate last year, that means you had an even worse rate in the loan and worse credit score when you first bought the auto. If your score is mich better now, thenit can make sense to refinance. 