<prompt> Human: So didnt actually inherit it, I work in sales and earned it as commission over the last year and saved it. I got very lucky with some huge deals and do not expect to commission anywhere close to this for the next couple years. I can survive off my 50k base but currently rent and have 62k in student loans. Is it smarter to pay off the student loans or put the money towards a house since I may never have this large a sum of money again that can be used towards a heavy down payment? Thanks!  <response>: I would keep back 1,000 for a small emergency fund and put the rest towards the student loans. If you made an extra 60,000 in one year you should be able to pay off the other 3,000 in a month. Then keep killing it in your job and youll be in a house debt free within a year! Keep up the good work! 