<prompt> Human: Its a 2017 Ford Focus ST and I payed about 20,000 for the car and spent about 1250 on rims for it. A dealership offered me 17,000 for it. I owe about 16,700 on it. I realize they could completely pay it off and I wouldnt need to worry about the debt but it just hurts to think I would basically get nothing out of it after having sped 1250 on it fairly recently. If I sold it privately I could get 18-19K for it but that may take some time and I would need to jump through some hurdles to actually process the sale since I dont have the title for it and my parents would be the ones doing the sale in person. Im guessing this means they would need a power of attorney.The other alternative is to just keep it and continue to make payments on it until I move back to the US in 3 years. The concern with that though is the value of the car may go down so much over time that it would be more worthwhile to just take the hit now.Can someone with more experience give me some advice?Assistant: Id sell it. You will still have to pay for registration and insurance too since there is a lien on it. Human: I thought I only needed insurance if the car was registered and I was actually driving it.  <response>: Youll need to look at your contract, but odds are the contract requires you to have insurance on it regardless of if youre driving it or not. And coming from a mechanical stand point the car is going to be junk if it sits for three years, doesnt really matter how new it is. When cars sit the oil may start to break down and effectively go bad, causing damage to the engine. The fuel will turn into varnish in just a few months, so youd have to drop the gas tank and drain it, clean it, and maybe reseal it kind of depending. Unless you drain every fluid in the vehicle, which can be expensive. Theres also the issue of rodents, they have a tendency to chew up wiring and engines make great nest. My advice, sell the car to the dealership. 