<prompt> Human: My family has a history of terrible credit. Im about to turn 19 and I want to break the cycle. Since Im still young I know pretty much everything is against me and itll be hard to get loans, financing, etc. But I really want great credit in the future. Whats the best way for someone my age to build good credit from nothing?  <response>: Whats the best way for someone my age to build good credit from nothing?Get a credit card and use it responsibly. That means never using it to pay for something you couldnt afford with cashdebit, and always paying your statement balance in full by the due date. If you have no credit, youll probably have to start with a secured card. If youre a student, you might be able to skip that and get a student credit card. 