<prompt> Human: I need a new computer for workschool. I dont want to cheap out so the computers I am looking at are in the 1,300 - 2,000 range. As of now I only have about 600 in my account and access to 3000 credit from my VISA. I would like to purchase this without draining my account right now. Should I put it on my visa and pay it off over time? or does anyone else have a reasonable strategy such as a line of credit or other financing options? any help would be greatly appreciated!  <response>: Interesting. What are you doing for college and what do you do for work?I have a sneaking suspicion that you may be using schoolwork to justify something you shouldnt be purchasing as 1300 pc is likely not required for most jobs or word processing. However i could be very wrong. Maybe youre in university for video editing or music production. 