<prompt> Human: I called Equifax for some answers about building credit, I was transferred 3 times until finally transferred to another credit counselling company. They answered some basic questions for me and then offered setting up an appointment for a credit assessment. I told them I could give them my credit report and discuss it, but they wanted my Social Security Number. I dont like giving that out to anyone because I dont know the individual Im talking to not even necessarily the company. Am I right to feel this way? Shouldnt they be able to assess my report without my SSN?  <response>: Am I right to feel this way? yes, smells like a scam or at least worthless 