<prompt> Human: Im a 19 year old parent to a 2 year old. I live with my mom who has an even lower income. Combined we have a 50,000 a year income. Im terrible with money. I always find reasons to spend on the most unnecessary things. I always end up broke. I do always make sure all bills and responsibilities are covered.Most of the time I end up broke and end up borrowing from my mom. Im currently 1,600 in debt to my mom. I make 1,080 every two weeks. I my half of rent which is 800. I spend 120 every two weeks on gas for a gas guzzling SUV. Also. My girlfriend is little over a month pregnant. I recently settled on a offer in a workers compensation case from last year for 3,350 over a sprained ankle that is fully healed now. With all that in mind what financial advice would you have for me? Also how can I discipline myself to be financially smarter when I have a lack of self control when it comes to spending.Tl;Dr: just read it please.  <response>: youre not so much asking for financial advice... spend less than you make... and make more. Simple right?You need the psychological advice.Change your passwords on every account you log into to buy something amazon, ebay, ect to childsnameiwillmakeabetterlifeforyou. realize every decision you make to buy something stupid is time you could be spending with your child. Its diapers, formula, doctors visits, books, songs, for your unborn child. Its educational play classes, zoo outings, museum visits, flying on their first airplane, being able to go over to friends houses for sleep overs, education, something... anything... every poor money decision you take something away from your child. You have to make this psychological. Make your kid the screen saver on your phone or something to keep you from calling buddies and going to hang out.You got 2 kids... you need 2 jobs. Youre 19, you have the energy to work 16 hours a day. Its your fault you have one kid and another on the way. Own it and dont make them suffer because you had them and then didnt want to sacrifice for them.You can do it. No one will do it for you. Make it psychological, get angry youve taken things away from your kid, and change it. 