<prompt> Human: Were now currently approaching a 9 year bull market, and Im getting very disillusioned with the rhetoric that this time is different and we wont see a huge correction similar to the tech bubble or 2008 crash.I made about 50 returns in 6 months and cashed out last month. Im now effectively sitting on the sidelines watching as inflation eats away at my cash.Id like to take advantage of the remaining bull market, however, Id like to limit the downside. Whats the best approach? Covered calls? Bonds? Hard assets?I have about 20k CAD and 25k USD to invest  <response>: You cannot time the market. It doesnt work and never has. You are providing a great example of that currently, you pulled out too soon and everyone else who left money in is now still seeing gains. Leave your money in the market as long as you possibly can, no invested money should even really be considered touchable for at least a decade. This was linked a few days ago on another post and is relevant here, meet Bob, the worst market timer in history, and how he still made money by leaving it in: 