<prompt> Human: My fixed monthly expenses is just gas. Other than that I only spend my other money on savings investments food eating out clothes etc. I work 16-24 hours a week at the moment.I am not taking any student loans out and have 2,000 in savings. I am set to graduate fall 2020, currently a sophomore.Editedthanks ElementPlanetALSO S8 NOT S8 NOTE! SORRY!I can also pay the phone off in full right now but what does rpersonalfinance think?  <response>: No. 