<prompt> Human: Im 25. Im currently in 3,900 in debt. All credit cards. PayPal credit: 403Capital One Credit card: 500 maxedBank of America: 1,600 maxedAmazon Credit card: 1,400 maxedI barely have a job. Only get paid about 950 per month.I pay 200 in rent I still stay with my mother then pay 300 for food for my mother and brother every month. Sole reason why I got Capital one credit card is for emergencies plus I was tired of pawning my things to get food in the house. I slacked off paying off the 500 then eventually got a BOA card. I didnt limit my spending and that was my ultimate downfall into debt. As for Amazon, my mother needed a new bed, bed frame, and mattress, plus she kept asking me to get my nephews clothes and whatnot because they needed them. Each time I try to pay my credit cards I always end up spending it on more food. Whats more stressful is BOA is charging me 20 every month while other credit cards only charge me like 9.Im currently to find a second job. Should I try to get a loan and pay everything off?Sorry for the long Wall O Text and thank you in advance for the help. Assistant: OP, hard question for you. Why is it your responsibility to buy furniture for others and things for nephews beyond typical birthdaychristmas gifts? Human: Hi, thank you for your response. Sorry for the confusion, I only buy my nephews clothes. Only furniture I bought was a bed set for my mother because hers was breaking apart.  <response>: Oh, there was no confusion. Unless it was a gift, why was it your responsibility to go into debt to buy furniture for someone else? And why is it your responsibility to buy your nephews clothing? Im asking these questions because your normal meter may be broken. 