<prompt> Human: I was riding home from work with my mom driving me. We were sitting still in a turning lane getting ready to turn when suddenly headlights and then we just spun. The other driver was an old man who had an oxygen tank and probably had a stroke while driving. My mom now has two broken arms i know Reddit I know. and Im relatively fine. Our car is destroyed. I have no way to work in the morning, I also have no way home yet. Im still in the hospital and was discharged about an hour ago. They flew my mom out in a helicopter to a bigger hospital for surgery and Im just here alone waiting for one of my cousins to Come get me. What should we do?  <response>: Pray to god you have full tort insurance? 