<prompt> Human: Grew up poor, never really had any disposable income. Ran a business and didnt pay myself for 2 and a half years. Closed down the business got a good job and now I have more money than I am used to. I never want to be in the position I have been in the past where I do not know where my next dollar is coming from. Any tips on how to not splurge and spend money on useless things?  <response>: Make a budget. Read this: 