<prompt> Human: Hello all. I read this sub a lot and wanted to impart some knowledge. Im about to go on my 3rd deployment overseas and I just learned of this so Im hoping to help members of the military avoid this mistake as i missed out on my first 2 deployments. Theres a caveat on your Roth IRA limits. If you are in the military and serving a deployment overseas, you are allowed to deposit 22,500 in your Roth TSP account, in addition to the standard 5500 in a Roth IRA. Since you are in a tax free status, you get the ability to put 28000 tax free into your retirement for one year, which then will grow tax free. Im a little angry I only found out about this now, but thats just a strong case of due diligence and knowing all you can about retirement planning. Hope this helps someone out. Edit: Look, Im not a financial planner or anything of the like. Im terribly sorry this is such a trigger for everyone and youre all getting your panties in a bunch. I was simply unaware of the additional allowance during deployment. Seeing as there are over 3 million people in all areas of DOD I thought someone else might not know. Assistant: Your title is false. As you said, deposit 22,500 in your Roth TSP account, in addition to the standard 5500 in a Roth IRA.You cannot contribute 28k to a Roth IRA in one year.Human: They are the exact same premise. Money is contributes on a taxpre-tax basis. Money deposited into TSP is tax deductible and money that is deposited into the Roth TSP is taxed as a Roth IRA. The TSP is just the military retirement account. It works the exact same as an IRA when it comes to taxes.  <response>: Its not a caveat on your IRA, its a completely different account, just like IRAs and 401ks are different accounts. They behave similarly, but no one says you limit on your IRA is really 23500 because its not: its 5500 for IRA, and 18000 for 401k. 