<prompt> Human: It wont let me get past this screen since it keeps asking me my 2016 contributions.. I cant contribute anything yet if I dont have a traditional IRA account but it says to give an amount between 1 and 5500. Do I just list down the amount I think I will have in this account for 2016 or what?  <response>: Youll need to wait until you can actually contribute to open an IRA. 