<prompt> Human: I was setting and looking up my new years resolution and decided to answer the following question: should I try to even my interest and debt or simply max out tax advantaged retirement accounts?Here are some information on my overall situation. I have been contributing to IRA since last year, and I can max out all of my tax advantaged retirement plans which will generate 6 compound interest on average. I currently have 16K in a Schwab 401k account, and the company provides me with 6 match. In addition, I have 57k student loan left at 6 interest, with a minimum payment of 600month which I can afford at this moment. Again, these are the two options for my 2016 new years resolution? If I have to make one choice, how should I prioritize the two options? Is there any possibility where I can pursue the both options, namely, maxing out all my tax advantaged retirement plans and clearing my debt simultaneously?  <response>: As explained elsewhere the 6 company match is a 100 return, so max that by paying 6 of your salary into the scheme. Beyond that, debt all the way. Theres nowhere else on earth you can make a guaranteed 6 return. Get it paid off before you consider investing. 