<prompt> Human: Throwaway because obvious reasons. Please dont bash me too harshly, Im trying to help my family.Im a SAHM. Husband makes 40kyr salary. Good benefits. Heres all of our debt:500mo on mortgage. About 39k left on it280 car payment husband refuses to sell for something cheaper300 CC debt 10k left100mo personal loan my husband took out before we met to his parents200 medical. 1480 of my husbands 2100 monthly earnings go towards debt. We are trying to sell our house. Husband wont listen to me about putting money in savings. He treats our CC like a savings. I have no way of working outside the home and have a physical disability. I however am willing to work from home, but have no skills or college education to do so. How can I get our family out of this mess? Husband refuses to sell anything, although if we did I predict about 2500. I dont want to leave him, and wont but he doesnt see the need for tracking every penny spent. I feel like I have to ask for even 10 to spend on new needed clothing. He doesnt withhold money, and hed give it if I ask. But, I place guilt on myself. I see that as the money he earns and I should just be thankful for a roof over my head. Yet, at the same time I want more for us than this and I know my husband means well but just because he has a degree in accounting, doesnt mean he understands finances. Our relationship is healthy, but I feel with the way he manages money we will never get ahead. Should I start asking for 50 and put it in a savings account to protect us? We do sit down every week and examine our spending, but he doesnt see the need for a hard budget. Im scared something is going to happen like a job loss or medical expense and we wont have anything to live off of. Please give me advice.  <response>: You might have incorrectly formatted line breaks. To create a line break, either put two spaces at the end of the line or put an extra blank line in-between lines. See Reddits page on commenting for more information.I have attempted to automatically reformat your text with fixed line breaks.--- Throwaway because obvious reasons. Please dont bash me too harshly, Im trying to help my family. Im a SAHM. Husband makes 40kyr salary. Good benefits. Heres all of our debt: 500mo on mortgage. About 39k left on it 280 car payment husband refuses to sell for something cheaper 300 CC debt 10k left 100mo personal loan my husband took out before we met to his parents 200 medical. 1480 of my husbands 2100 monthly earnings go towards debt. We are trying to sell our house. Husband wont listen to me about putting money in savings. He treats our CC like a savings. I have no way of working outside the home and have a physical disability. I however am willing to work from home, but have no skills or college education to do so. How can I get our family out of this mess? Husband refuses to sell anything, although if we did I predict about 2500. I dont want to leave him, and wont but he doesnt see the need for tracking every penny spent. I feel like I have to ask for even 10 to spend on new needed clothing. He doesnt withhold money, and hed give it if I ask. But, I place guilt on myself. I see that as the money he earns and I should just be thankful for a roof over my head. Yet, at the same time I want more for us than this and I know my husband means well but just because he has a degree in accounting, doesnt mean he understands finances. Our relationship is healthy, but I feel with the way he manages money we will never get ahead. Should I start asking for 50 and put it in a savings account to protect us? We do sit down every week and examine our spending, but he doesnt see the need for a hard budget. Im scared something is going to happen like a job loss or medical expense and we wont have anything to live off of. Please give me advice.---I am a bot. Contact pentium4borg with any feedback. 