<prompt> Human: I dont really know where to start. My major monthly expenses are as follows: Car Insurance - 170 Car Payments - 250 WoW Subscription dont judge me - 20 Netflix - 15 Other travel Expenses - 400Total short term 900So after those expenses I would take home about 1,500I still live at home, and I dont really have any other major expenses. I guess I need to figure out where the rest of my money is getting spent.It just feels like something always comes up that I then cant afford dental check up, new brakes, etc. I start making dents in the bill, and then something else critical comes up that I need to pay for.What do I do? I feel like I am perpetually in credit card hell.  <response>: So after those expenses I would take home about 1,500So put 500month towards your emergency fund, and the other 1000month towards your credit card debt. 