<prompt> Human: I am currently a PRN rad tech at a hospital. Ive been here 8 months and am currently making 24.00 hourly. I basically make my own schedule and am able to work 40 hours a week. There is talk of moving me to a full time position with benefits but I will be taking a pay cut of up to 4 an hour, potentially less. Benefits include: health, visiondental, life, PTO, disability, and a potential 3-4K annual bonus after 12 months of employment. I am a fairly new grad, only being out of school for 1 year. My director is going to recommend a higher pay to HR but he cant guarantee anything over 20 hourly. I should also mention I am cross training in another modality and after trainingcertification I receive another 1 hourly wage. PRN employees are not eligible for raises like full time employees.My fiancée and I are currently saving for our first house so every dollar counts. I am a healthy individual so health insurance isnt a dire need right now, although, Im aware that things can happen. Just looking for any advice or opinions. Thanks in advance!  <response>: One medical claim can EASILY destroy the difference in pay youre looking at. 