<prompt> Human: So Im worried that the next recession is around the corner in the next few years. Im 25, got 160k in student debt, 5k in retirement savings already, and Im currently living at home with my mom. What are my options to prepare for and handle the next recession when it does happen?  <response>: To me it seems like youre worrying about the wrong thing. Your 160k of student loans are the big issue. 