<prompt> Human: So Im a 20 year old kid going to community college and living at home, last semester I worked a lot and saved up money, now im at the point where I have about 4k Im looking to invest into the market this is money specifically for other stuff not money i need day to day or anything like that. I know I want to invest in some companies but Im not really sure where to start or how to do that. Any advice would be greatly appreciated!  <response>: With 4k picking companies is really just gambling. Youre simply not going to be able to create a diversified portfolio which is important to avoid exposing yourself to a sector specific market shift. Thankfully, you can get your money into a good mutual fund with low fees that meets your needs. This will allow you to have a diversified investment without a huge investment. 