<prompt> Human: Do you guysgals have any encouraging stories about the success of your debt payoffs? Im about to embark next week on throwing around 1500 a month towards my credit cards which is pathetic, but I want them gone in less than 2 years. The problem is I cant see the light at the end of the tunnel and it sickens me what I could be doing with 1500 a month.  <response>: Maybe its because you are framing it wrong. You already spent that money you are paying back to the credit card companies. You asked them to front you the money and you did whatever you desired with it. It might feel like you are throwing it away but the reality is that youve enjoyed the benefits of whatever your balance is already. 