<prompt> Human: I was looking at my credit report today and it showed closed accounts, which I never really bothered to look at in the past. I noticed that a Chase credit card was opened in July 1997 I was 4.5 year old then so I called my Dad immediately to see if he knew anything about that. The card was active until 2014, paid on time, every time and has no remaining ballance now that it is closed.Myself, my father, and my now deceased grandfather all share the same name. My dad did say that my parents opened up a card when we first moved to NC, in 1997 but wasnt sure if it was through Chase or not. They closed the account a few years ago, but hes not sure of the exact dateyear.Now I wouldnt say my family is rich, but they are definitely not hurting financially and if my parents opened up the card under my name, it was a mistake and not done out of malice.I dont know howif this affecting my credit score. As it is, my score is good but I dont have a ton of credit as I try and avoid debt like the plague. Should I report this to the credit bureaus or just let it slide? Obviously I dont want my parents to be investigated for fraud, especially if it was a mistake regarding having the same name. Again, my parents would not do this intentionally nor would they have the need to use me as a source of credit.Thanks for the advice!  <response>: Jesus, you should be happy as hell. You have an old as fuck credit account in good standing. Leave it alone. 