<prompt> Human: I just moved into a really crappy trailer my boyfriend owns, the acre of land and the singlewide are completely paid off, all we have are electric, phone, insurance, etc. I was thinking out saving 200-250 a week my income tax for 4 years and buy a newer manufactured home to put on the land, Im starting to think I cant wait that long but I dont want to spend double on interest if I finance. Is there a way to pay off principle fast with little interest?  <response>: Is there a way to pay off principle fast with little interest?Yes, purchasing with 100 down.Alternatively, you can start paying more than minimum payments which will eventually pay the loan off faster. 