<prompt> Human: I get around 1,700 back a semester for going to college. I also get around 350 a month for working at Red Lobster but I just got a job at Best Buy that pays more so I could possible earn around 450 - 550 a month, depending on the hours they give me I could earn more. My only expense is gas, food, and a monthly 40 phone bill. After I build up a decent emergency fund, what should I do with the money coming in? I also have no debts.  <response>: Just keep it in the bank for when your school ends. You might need to make a big move, or buy a new wardrobe to get a great job. This isnt your emergency fund, this is your future fund. If you end up not needing it, it will be your celebrate getting your new job fund, and money towards down payment on house or car fund.And of course, you need a few hundred each summer to have some fun. 