<prompt> Human: This graph from a post in rfinancialindependence shows just how close financial independence or early reitrement is for many of us who have the ability to reject consumerism and live below our means.SWR Safe Withdrawal Rate. The amount of money you withdraw from your portfolio each year. The graph assumes 8 portfolio gains each year. If you dont think this is likely you can look at one of the lower SWR lines. Here is a source for historical returns of the stock market  <response>: It also becomes easier, when you make as much as a software engineer, Software_Engineer. 