<prompt> Human: Hi EverybodyI am a 30 yo who lived a relatively deadbeat life. however I now have 100k paying business and want to know how and where to begin on this subreddit? I have two goals in mind:1. credit card and school debt 40k2. save for retirement self employedLike I said I am basically starting from scratch and am overwhelmed. I am currently using my income to pay off as much debt as possible. I honestly dont even know what questions to ask. Can you redditors help me out?  <response>: Start with wiki on the right. 