<prompt> Human: I am completely at a loss for how to manage my finances, how should I start?Background:25yo - Income 80kyr15 to 401K10 Other Savings 35k emergency fundOwn a home and a rental property. Rental property has positive cash flow. Total Mortgages about 750k, under 4 interest rate.Have about 15 credit cards. Dont carry a balance on any of them. 780 credit score.Total assets of about 1.1MM and debts of 750k.How should start to be better at managing my finances?  <response>: Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! and the Long-Term Investing Start-Up Kit You may find Your 401k and You: Basic Information and Your IRA and You: Basic Information worth a read as well. 