<prompt> Human: In my dads last few years of life house paid off, no debts, pension and retirement accounts keeping him comfortable I noticed more than once hed left a bill or two go for several months, paying when it was convenient to him, ignoring the late fees, and not caring a whit when I reminded him itd start showing late payments on his credit report. By the time he died, Ive got no doubt his credit score was probably tanked, but it truly didnt seem to bother him. Hed quickly pay guys who he knew needed the money to operate yard guy, plumber, etc. and let those he figured didnt random not-covered hospital fees, canceled cell phone wait until it wouldnt put him out to pay it.Ive always, always thought about my credit score. If you knew youd probably never have to borrow money again, would you be able to not sweat it like that? Is there anyone out there whos truly unconcerned with their credit report, and uses that to their advantage?  <response>: Yes because some jobs among other things now look at credit. 