<prompt> Human: Hi PF, I just saw the post about tax implications when gifting money and I want to make it post. In short, every paycheck I send money to my sister to hold for me as savingemergency fund for me. Will my sister or I get tax when I get my money back? Before people asked why I do this, I send money to my sister so I dont see the money because if I see it, I will spend it. Thanks yall.  <response>: Stick it in an online savings account and work on your self control. Thats what you really need to do. 