<prompt> Human: My wife has NEVER had a mortgage, and we are planning on getting a house, now this has put a HUGE damper in getting a mortgage.I have already called the lender, they said they have no record of her and asked us to send in a copy of the segment of her credit report and will try to fix it in 10 business days.I told them they have a week or im calliing a lawyer.I also made a dispute on equifax, which says they need 30 days.My wifes credit score is 645, mine is 792. my income alone is not enough to get the mortgage, so the banker told us to try to resolve the issue and get back to her.My question is will her credit score bounce back, and how much after they delete the mortgage from her report?Thanks in advance!  <response>: Legally, the lender andor the credit bureau have 30 days to complete their investigation, so dont waste your money on a lawyer before then. Hopefully they get it resolved quickly! 