<prompt> Human: Between all my debts, vast majority of which is school debt- both private and federal, I am 253,xxx in debt and counting. I work at job that I make around 33,000 a year with no indication of being promoted, or cracking 40K. Im in school to be a school counselor and it seems once I land a job in that field, my salary will probably double. I dont know what to do, I got myself into this and I know slowly, but surely I can get myself out, but where is a good starting point?My loans are in deferment now, and my current after taxes take home pay is 1800. If the current administration doesnt do away with it, I plan on taking advantage of the program for those who are civil servants and make 120 consecutive payments on their student loans. But that wont be for another couple years.What are ways I can start being proactive now? Outside of living as frugally as possible, budgeting, etc..  <response>: Shit, with that sort of debt, do you really think you should be counseling anyone on the matters of school? 