<prompt> Human: Hello, pf. I currently have about 110,000 in a Metlife annuity account. Ive been thinking about moving this money, to earn better interest, to an Ally savings account. Thing is, Ive never had to move such a large sum of money before. Im a currently a college student, and will be using that money to pay for college, so I dont think I should invest any of it, at least not until Im done with college. My bank is Wells Fargo, should I talk with a banker about this? Like go from Metlife Wells Fargo Ally? I dont really want to mess this up. Im 21 years old as well. I also dont know what will happen for my taxes if I take out that whole sum this year... whether itll mess with my financial aid for next year or not. Thank you for any advice. My mom doesnt know anything about finance, and I feel so lost in all of this.  <response>: If it is available as cash you should be able to open an account at Ally, and then have Metlife wire the money to the account. You will probably need to talk to reps at both institutions. 