<prompt> Human: My friend in Wisconsin is getting sentenced to 18 months for a drunk driving incident. His girlfriend and four kids are now in a very financially difficult situation. I went over to their place and went through everything trying to help her make a budget. It is not good. She earns about 1,500 per month. The mortgage is 900 and is 3k past due. Roughly 4k in credit card debt and 3k of past due balances on utilities. Friend going away just graduated as an electrical engineer, he will get back on his feet when he gets out. He has a truck that he wont be using that we can sell worth about 6k, bank accounts are empty. How do you know when it is time to ride the house into foreclosure or when it is time to file for bankruptcy? Assistant: Sell the house, sell the truck, move into a 2 bedroom apartment and invest in bunk beds if they dont already own them.Human: This was my first thought too, but it is much easier to think than actually do. When you look at all the stuff this family has in their 3,000 square foot house now, the idea of condensing and moving would be very rough on the family when they are already in a hard spot without a father present. This might be what needs to be done though.  <response>: selldonatetrash anything thats not 100 necessaryrent a storage unit for stuff that are must-keeps but cant fit into the temp apartment. 