<prompt> Human: Multiple people have told me never to use PayPal. I originally set up an account a couple years ago because my roommate wanted me to use it to pay rent. Ive also used it a few times when I want to buy something online but dont know or trust the seller. So whats bad about PayPal?  <response>: I would never use Paypal to pay for actual bills like rent, but to purchase things online from websites its fine, and usually offers buyer protections. 