<prompt> Human: Right now I save 400month, and pay 250month towards my loans I applied for an income based repayment, and I make so little that Im actually not required to pay anything per month on my loans, but Im doing so to try to get ahead for the future.Is it more important for me to be focusing mostly on paying down my loans, or should I be focused on building up a heftier savings to fall back on in case of emergencies?Yes - my job doesnt pay shit, and you might say I should find something that pays better. But Im actually on the exact career path I want to be on, and any job in my field and at my entry level would pay about the same I work as an executive assistant at a FilmTV studio.I have a 401k 3 contribution matched by my employer, again because I make so little and need every penny and Health Insurance with an HSA through my work.  <response>: Yes - my job doesnt pay shit, and you might say I should find something that pays better. But Im actually on the exact career path I want to be on, and any job in my field and at my entry level would pay about the same I work as an executive assistant at a FilmTV studio.Thats fine. No hate! But please look for opportunities to move up in salary over the next five years.Can you work a side job on the weekends?I personally would save 3 months of expenses and then contribute only to the 3 match, then stop saving and kill the loans as fast as possible, highest interest rate down. 