<prompt> Human: First time posting here - Im struggling with saving money and paying off my credit card. I have no problem paying my bills, but I have a very hard time not using my credit card. I had unexpected car trouble so I had to put it on my credit card because I just didnt have the funds available. I use mint to keep track of all my bills and set up a budget.. but I cant seem to stick to it. What are some tips on how to stick to a budget and not over spend on credit card?Here is my current budget:Income: 1080bi-weekly Rent: 600monthPhone: 50monthCar: 150bi-weeklyGas: 30weekInsurance: 250monthSavings: 50bi-weeklyNetflix: 7.99monthSpotify: 11.29monthTotal: about 1440monthEdit: added in phoneAssistant: Income: 1080bi-weekly Total expenses: about 1390monthWheres the other 700 a month going?Human: Paying off my credit card. Groceries and not being able to not spend money on nonsense. Assistant: Paying off my credit card.Whats going onto your credit card every month that you have to pay off?Human: Right now about 800 from having to fix my car. I try to put 200 every pay. But in the meantime, I cant seem to stop using it. Thats my own fault, I know. Im just trying to figure out how to manage everything so that I dont need to have the credit card on me and therefore not being tempted to use it.Assistant: But in the meantime, I cant seem to stop using it.What are you using it for?Human: Honestly, most of the time things I dont need. Which is why I agree with everyone who says to stop carrying it with me. But how do I do that without the stress when I cant be 100 sure I wont need it.  <response>: Honestly, most of the time things I dont need. Which is why I agree with everyone who says to stop carrying it with me. But how do I do that without the stress when I cant be 100 sure I wont need it.Just do it. 