<prompt> Human: I can give more information about my financial situation if its relevant but in general, whats the best way to use my credit card?Im planning on getting a credit card specifically so I can a get small rewards b increase my credit score I want to buy a car next year.Right now I make all purchases with cash or debit card money goes straight out of my bank account. I have NO reason to buy anything on credit where I need to owe someone; I want to pay off balances immediately to avoid any interest rates.Is it bad to pay off my balance right away? Is it better to leave some balance? Can credit agencies see that Im using my credit card even if the balance is always zero?  <response>: 1. Use the credit card to buy things you need and can afford. 2. Always pay the statement balance before the due date.If you pay the statement balance before the due date, you will be paying on time good for you and will not incur interest charges also good for you. 