<prompt> Human: Im 23 from the UK, freelancing and struggling to pay my rent. I am currently a week overdue and have absolutely no money. My bank account is currently overdrawn and I owe my boyfriend money too. I have no savings to dip into either. I was due to be paid in December for a job, but as the client has asked for minor changes I havent been paid yet and wont be for a few more weeks. Im in desperate need of 600 just to pay my rent and get me out of my unarranged overdraft. So Im wondering if a payday loan like Wonga or something similar will be a feasible option to tie me over until I get paid? I have heard the horror stories and all the negativity regarding these loans but I honestly wouldnt be considering it if I wasnt desperate.This is really getting me down, I feel constantly unhappy and its negatively affecting every aspect of my life.As for work, I have a few jobs lined up in upcoming months and I have an interview for something more permanent next weekend, so hopefully my situation will improve.Any advice would be greatly appreciated! Sorry for bad formatting, Im on my phone. EDIT: Thanks for all the replies, I really appreciate the sensible advice. Ive explained my situation to my landlord and hes given me until the end of next week to pay. Im going to review all my options now and find a way to get out of this mess in the least harmful way.Assistant: The major problem is if you take out a payday loan with no way to pay it back as the extremely high interest rates will crush you. You are trading current trouble now for even worse trouble later. Such a loan should be your very, very last course of action and only if you know you can pay it back. Have you asked familyfriends for help? Can you sell anything?If you have to take out the loan though, you need to ensure you can pay it back on time and not get into a similar issue in the future. From the looks of it, you cant depend on your current work for steady income and dont have a savings built up to live on in between paychecks. You need to get another part time job to help supplement your income and build up a savings.Human: Regarding my work situation youre absolutely right, if I get the job I am interviewing for next week then Ill be much more stable. Its right now that Im struggling with, I honestly cant ask anyone for any help and have nothing to sell of much value.  <response>: The problem is youre in even more shit if someone else gets the job youre interviewing for. Can you look for odds and ends jobs to make rent? 