<prompt> Human: Im 20 and am finally leaving the house but I have to sign all these papers for an own bank account and whatnot, so what my father told me is that investments are very good if they are low risk. Ive never wanted to listen because Ive heard of stories where people invest half their lifesavings and lose it all. My father allows me not to sign it, but I decided I wanted to read first.Roughly translated to English, the title of the contract is Contract to open a investment site brokerage singlecommunity depots in the Bank name bankIm curious as to what investments are, and what investment loansstocks are.I suggested me sharing this account with him as he wants to have permission to view it, and if Im not wrong also invest money using the account, and me opening another account where I can have the money I want nobody else to see.I apologise for the formatting, Im slightly intoxicated and wanted to get this up on reddit to receive a response by the time Im functioning properly again.CheersEdit: Ive spoken to a few people about this, namely my grandpops who used to work at a bank before he retired. He told me I should become independent and that I do well in not investing any money and in telling my parents that I want this account to myself.  <response>: Sober up, then come back and explain what youre talking about.Better yet, sober up, then come back and read the Investing wiki in the sidebar. 