<prompt> Human: Yo rpersonalfinance,Theres a lot to unpack here, so I thought Id ask for some guidance. Im a recent grad 22M who got a pretty stellar first job here are the details:- 100k Salary.- 30k Bonus 20 signing 10 relocation.- 65k in RSUs that completely vest after 3 years. Wtf does this mean?- 401K: Company matches up to 4 at a rate of 50, for a maximum company match of 2 of eligible pay. Wtf does this mean.My problem is, I come from a poor family, so i have no clue how to set up a viable budget that helps me save for myself and give some to the rents. More info:- I recently signed a lease for work thatll set me back 2k a month.- I got about 16K in student loans that I think Im gonna use my bonus to pay off.- Im about 2K in debt on my credit cards, not too worried bout it tho. - Fam is about 17k in credit card debt at about 24 APR; I promised pops Id help pay it off. - Fam is looking to buy a home within the next year or so and wants me to help. Where do I start? Please help :EDITYall are awesome. Heres a little clarification on the parent debthouse stuff: A majority of that 17k in debt is a result of a scam that my immigrant parents fell for. The rest is a consequence of no savings and tough times this past year I got three other younger siblings who still live at home too.The house thing isnt as nefarious as reddit makes it seem. When I lived at home, parents got government aide for housing Sec. 8. This year theyre eligible to buy a house with help from that program. I dont have specific details on how it all works, but I think the gov helps out with payments for a few years and they can put some more money on top of that for a better place.The area that they live in now is appreciating pretty rapidly, so now might be the time to pull that trigger, assuming the slowdown doesnt spread nationwideAlso:Im seeing a lot of emergency fund firstmax out 401k first pay liabilities first comments. Should I just TrustTheFlowchart?  <response>: A lot of people throw out Look at the sidebar for the Prime Directive instead of giving personalized advice, but the flowchart really helped me. It tells you what order to save for emergenciespay off your debt, and the box for saving for something like a down payment for a house is down at the bottom. Because your parents debt is not your own, thats what priority level I would save money to help them at. Telling them youll match what they put down is a great way for them to realize youre not their personal ATM just because they raised you.And dont sign on anything for them. If for some reason you feel you have to your family, your choice then that payment needs to be factored into your 3-6 month emergency fund before you sign. If they have a bad track record you will be the one paying it, so you might as well be prepared going in. 