<prompt> Human: Moving into my 30s, Im looking to build my financial stability, grow my savings account, and start investing. Currently, I make 85,000 a year, with 2,500 going into monthly rent. All other expenses are basically unnecessary, but Im still broke at the end of the month. Id like to move away from relying on paycheck-to-paycheck and start accruing some savings via budgeting and investing.Any suggestions or recommendations to what I can do to start? All feedback would be appreciated!  <response>: You could start by figuring out where the 4500 a month is going. 