<prompt> Human: I have a Roth IRA with 53 bank. In the past, I would sometimes e-mail my advisor when I wanted to contribute more than the norm to the monthly amount I put into it. He never had a problem with this.Then I get a call from a new advisor that works with my other advisor and is a much younger man. He said I can Only do buy options by phone as it is a security risk to do so by e-mail. This seems shady to me, should I be worried?  <response>: I have a Roth IRA with 53 bank.Why? Use an investment firm for investing, not a bank.I recommend Schwab, Fidelity, or Vanguard. 