<prompt> Human: Hello fellas, I need some help. I am a 22 year old college student. I work part time and make about 350 a month, plus 350 that my parents send for food etc. I want to start building my credit score up, and was wondering on tips to do this. My main question however is whether a long term finance is a good way of starting this. I know people are always told never to use credit for an impulse buy but would financing a 1000 dollar tv through amazon credit be a good idea? I could easily make the 40 a month payment but I would like some advice on whether I should do this or not. Thanks!  <response>: Responsible use of credit and paying bills on time is how you build good credit. 