<prompt> Human: First lets start with where I am right now. Im in college, currently at a community college to save money , also living at home with my parents to also save money. This entire freshman year will cost me a mere 1,500 sweet deal because I finished high school a year early. I plan on transferring to Ferris State University which would cost about 11 thousand a year 3 years which would wind me up in about 33 thousand dollars in debt. Now, to play it safe Im going to round that number up to 45 thousand. I live in New York, and Computer Security is always needed. It is extremely realistic to obtain a career job that pays about 60,000 a year. Once again, to play it safe I will assume I get a job for 50,000 a year. In three years after graduation, I hope to take a year off of work in about 3 years to travel to USA, but I want to be Debt free. Heres a little math below...Get a job in New York and make 50,000year50,000-tax.35 I take home 32,500year yay for taxes..1 Year 325002 year 650003 year 9750097500-4500052,500 left over.So now lets say I have 52,500... I want to take about 20 grand to just travel and have a once in a lifetime trip. where? doesnt matter.. I still have time to figure that out. so now I would have 32,500 left...Is this a stupid Idea? Should I have more saved in my bank account before attempting to take an entire year of work off? I plan on living with my parents for, hmm I havent thought of that... probably until Im married. thats unimportant.. sorry.  <response>: You will not get a job in computer security out of college. 60k in ny seems low as well? 