<prompt> Human: I have worked part time since I was 14 yrs old and have 5,000 in savings. Im about to graduate from college May with no debt and have a 90k salary job in NYC lined up to start in June.I just got my relocation bonus 10,000 before tax, 5,800 after taxes, and I almost fainted. My savings account just doubled over night. What do I do with it? Should I leave it in savings as an emergency fund?And what should I do with my salary? Ive never had more than a couple thousand to my name... the bonus has shocked me to my senses. Advice for a blessed fellow, new to personal finance?Additional Details:I am a very conservative spender2,500 in stocks1,000 in bondsI have never lived in NYC before will be working in TriBecaOther than that and my 5,000 in savings, I only have 1 debit card that I currently use for everything.  <response>: Keep the bonus in savings... 10K would be the minimum for an emergency fund in NYC. Cost of living is ridiculous up there. Keep being conservative with that 90K salary as well. Unless you will be splitting rent with a roommate, that 90K wont be as much as you think it is after your monthly living expenses. 