<prompt> Human: I used to only pay the minimum and accrued quite a bit of debt, when I was in the wrong state of mind. Lately Ive been making 300 to 500 dollar payments, but in 2 payments per month. I get paid weekly. So if I make 100 dollar payments every week is that good, or is that bad for my credit score? At this rate I should pay it off within 7 to 10 months.  <response>: As long as youre paying on time, the frequency of payments dont affect your credit score.Regardless, credit score considerations should be secondary to getting out of debt. At a basic level, your credit history is used for obtaining loans. You already have loans and shouldnt be applying for more -- you should be focused on paying off your existing loans. 