<prompt> Human: So, my college daughter will be moving into an apt. next yeari year lease with three other girlsyes, they do this a year in advance. Does or should she get renters insurance? I have never done this before, so any input on how to go about this? Thank you.  <response>: Everyone does, its crazy cheap and will cover the cost of a break-in or the plumbing exploding etc. Get it. 