<prompt> Human: My dad died and left my mom a pre-taxed savings plan from his work We must find new company, this is only available for employees. He asked me to put it into a IRA and have it send money monthly to my mom, the minimum required by taxes. Shes mid 70s. What companies will do this? Im sure there will be fees, what do I need to look out for? Any help appreciated.  <response>: go to a tax advisor, we dont know your moms current tax situation. but typically this would be a transfer due to death, the bank should be able to transfer the account over to your mom. she then can choose a lump sum or periodic withdrawals with no penalties of course. 