<prompt> Human: 25M, recently engaged. Fiance is starting med school and has 150K in loans 7 interest she is using to pay for school over the next 4 years. I currently save roughly 30Kyear and could manage 40Kyear if I needed to.The question is whether to pay off her debt and stop saving or have her pay the debt off herself. I am weighing out the costbenefit considering the future value of the 160K as savings vs. the 150K debt accumulating interest. The part I am struggling with is the psychology. How will this impact her motivation? How will this affect our relationship? Have any of you done this for a spouse in the past?My current plan is to try to pay for half of her school 20Kyear and still max out my Roth401k. This will still pressure her to repay the loan 70Kinterest and keep my mind at ease knowing we have less debt to manage in the near future. What do you think?  <response>: Wait till she is a spouseUntil then, invest in your retirement 