<prompt> Human: Tl;dr: Ive got 2 million in a savings account thats controlled by my Dad under a trust. He used to have it invested directly in specific selected stocks, but sold all the stocks for tax purposes a couple years ago, and has not reinvested since then because hes waiting for the stock market to fall bit. I want to go to him with a concrete argument for why this is a bad idea, and for how to invest the money, but I am financially illiterate. Any thoughts?___Hello, Reddit. A warning here -- I come from an extraordinarily privileged background, and I recognize the issues I am throwing out do not slightly compare in difficulty to most of those put forward on this subreddit, but I know little of personal finance and would really appreciate the help.My Dads Finances. My Dad worked as a corporate executive, and made quite a lot of money. He refuses to give me any outline of his net worth, but I estimate its around 10 million to 20 million. My Dad is now retired but receives what I assume to be a considerable pension, and my Mom last worked in the 1990s. My Dad made much of his fortune by carefully investing his earnings in specifically selected companies -- no mutual funds, no investment accounts, no broker control, just him researching firms then buying stock then selling after awhile. My Family Dynamic. My parents are extremely controlling and quite manipulative. They love me greatly, but they have zero faith in my ability to make choices for myself. They use money to try to control me with varying results. My brother has never worked a day in his life, and spends my parents money like crazy while traveling the word for three years on end now only flying first class, staying at the Ritz, etc.. So anytime I go to them with anything, I have to be prepared to make a helluva argument.My Finances. Two sections here: savings and spending. I possess no current revenue beyond my parents as I quit my on-campus job this year Ive worked every year since I was a sophomore in college to focus on finding a real job next year. I possess no debt.Savings. There is about 2 million sitting in a savings account under a trust that my parents control. It used to be invested, but has not been in two years my Dad sold everything for tax purposes, but never bought new stock. There is also a little over 50,000 sitting in a joint Dadme savings account, which my Dad in effect controls, and which my dad puts 500week into for some kind of tax purposes I believe this money is ultimately funneled to the main savings account. There is finally a little over 27,000 in a checking account, which I completely control.Expenses. I plan to graduate from law school in May, then to move to Boston with my girlfriend who makes 60k, where I hope to work as a prosecutor or public defender pay around 38,000 per year. My parents pay for law school and some other minor expenses, while I pay for rentutilities out of my checking account and expect to have 15,000 left at the end of the year. I possess my own credit card and a pretty good credit rating, and I also possess two credit cards in my name that are linked to my Dads account which I use for tuition and other authorized expenses.The Problem. My Dad had the trust funds 2 million invested in stocks until a couple years ago, when he sold the stocks for tax purposes. But he never reinvested, and has been waiting for a market drop to do it, so he can buy low. Ive repeatedly asked him about the money, but hes refused to engage regard it at all hes always managed it with minimal input for me. Id like to go to him with a plan for investing the money -- I am hopeful that if I come from a position of strength with some well-researched thoughts, hell actually listen to me, and I can get that money doing something.I am looking for help developing two arguments to make for him:1. That letting that money sit there is wildly wasteful; and2. That we should invest that money in whatever yall suggest.  <response>: While i agree that it would be better for that money to be invested, honestly it doesnt sound like you have a chance at convincing your dad about this. He has been extremely successful with managing his finances. It is his money for now. Get on with your own life and be grateful for whatever you inherit from him but dont plan your life around money you may never receive. 