<prompt> Human: The situation:Me - 29, male, annual salary of 50k, single, minimal expenses, smart but with incredible anxiety, specifically when it comes to money. The Debt - 280k, all student loans, 2 years after graduation, no payments made. So Im up a S creek of my own making. I have tried a couple times to come up with a strategy to confront this problem on my own but I freak out each time and end up not following through. Now Im to the point where I just need to get rid of the debt as fast as possible because I obviously dont have the mentalemotional ability to handle anything more complex or large than my monthly credit card balance. So I just need someone, anyone, whom I can bring all my financial information to, and say help me. Is this person a financial advisor? A debt lawyer? How do I find someone trustworthy to handle all these financial decisions?  <response>: We can help you with the basics.First, are these federal or private loans? If they are a mix, how much is in each?Second, will you expect to be making significantly more than 50k anytime in the near future?Third, are you student loans currently in collections or are they in forbearance or other sort of deferment?Also, take a deep breath. We are here to help! 