<prompt> Human: Obligatory first post and on mobile, sorry for the formatting.I have never had a steady stream of income before, just numerous part time jobs and no bills to pay so Ive never saved money or budgeted. I dont get paid that much, and with a phone bill, car insurance, wifi, groceries, etc. all coming up soon, Im looking for some advice on how to handle my finances. I have 1,000 in savings right now and no debt. Thanks in advance!  <response>: TSP Roth IRA. Try and live below your means, try and avoid spending money on things that dont matter that much in the long scheme of things, like trendy stuff, overpriced items, and drinking alcohol. On the same note, dont waste money on buying less quality items in order to save money on the short term. When you have to spend money, only buy proven quality items, they last longer. Always try to be an informed consumer, research and read reviews before making most purchases. Once a year, do an inventory on your insurance, shop around and constantly be open and ready to switch providers to save money. One can go on forever with finance advice, just read up on this sub every few days to absorbed others life experiences.Source: left the Air Force as an E-5 with no debt and about net 100k 