<prompt> Human: Hi there.My husband and I got into a bit almost 7,000 Of credit card debt with a silly card we opened last year. We make around 3,600 per month and at this point are putting about 500 per month into our debt and an additional 500 into savings. In our savings account that is at another bank, we have around 6,000 put away and are about to add 3,000 more to that.At any point should we pay off a larger chunk of our debt? We want to buy a house in the next few yearsprepare for rainy days i dont work summers.Also, should we be putting money into a different investment instead of a savings? Advice of any kind is very much appreciated!  <response>: Why would you put money into savings when you have debt? The interest rate for savings accounts is much less than the interest rates for credit card debt. Pay off your debt today.Once your debt is paid off youll want to look into stocks and mutual funds. 