<prompt> Human: I feel like I have been working for nothing since a year since my net worth reduced by 20 last year. I earn a five figure salary and the expenses have been mediocre. I took a big loss in stock market50 grand and that primarily contributed to the 20 reduction. I negotiate on minor things in life and have been careless about the stock thing. Needed a place to get it out. I plan to sell all my existing stocksat loss and start fresh to make sure the net worth remains stable.  <response>: You should stop paying attention to your networth altogether. Its a meaningless figure that is not actionable in any way, because if youre doing things right you have little to no control over its short-term fluctuations.Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! You may find Your IRA and You: Basic Information and Your 401k and You: Basic Information worth a read as well. 