<prompt> Human: I have been denied from two credits cards because im trying to get my first one and its really hard to do so with no credit history. Whats the time frame for re applying? Im a student btw.  <response>: You should stop applying for unsecured cards - as you have already been turned down twice - contact your bank and ask them about a secured credit card. This will require you make a cash deposit into an account, they will freeze that account and issue you a credit card. The card works like any other, and reports to the credit bureaus each month. Your deposit, is security for the bank and eliminates much of their risk in the case that you choose to just run up your card and walk away. 