<prompt> Human: Apparently I am being charged 12 dollars a month because I dont keep 1500 dollars in my checking account at Bank of America. I never noticed in the past, because until recently I was living with my parents and I would just skim my statements, while mentally keeping track of about how much I had. I thought that the point of an account with a debit card linked to it was to keep it low so if you lose the card, the thief cant take out much money. This isnt the first time Bank of America has signed me up for some useless fees and not told me about it. Does anyone have suggestions for a bank that wont be constantly trying to take my money? I originally signed up for the account because I was a teenager and BoA had a lot of Atms. Im just really mad right now, and am considering closing the account. The help desk people were completely unhelpful, though Im probably being unfair to them. Am I being unreasonable about wanting a new bank?  <response>: This isnt the first time Bank of America has signed me up for some useless fees and not told me about it. They probably made multiple attempts at telling you about new fees, but you probably never bothered to read the information pamphlets that were mailed to your statement andor you never clicked to open the important notices tab on your online banking website. 