<prompt> Human: Please excuse me if this is something that is covered in the FAQ, I didnt see it on quick inspection. As the title says, my wife bought 2 bottles of vitamins online last month for the amount listed. Friday we were charged 87.47 and 89.47 as a recurring charge because apparently this was some sort of subscription that she was completely unaware of. She got ahold of them yesterday afternoon and they were only willing to refund 50 of these recurring charges. We havent received any product for these charges and if we do we plan on returning it immediately. At this point Im planning on initiating a chargeback for the remaining amount. We bank with USAA and she used her debit card for the initial purchase. I have never done this before and am hoping that you kind folks could give me some advise on if this is a situation that would call for it and if so, how to go about doing it. USAAs website is useless on the issue and their customer service wont open until tomorrow to call.  <response>: Dispute this. You may have authorized it unknowingly. Get a credit card so you dont give out your debit number online. 