<prompt> Human: We seem to have different ideas about saving vs. investing and we never see eye to eye. Im a saver and it has definitely paid off for me in the past. I hate to say it but he doesnt have the best financial history however he says in the past year or two he started to understand money better and is adamant that its better to do something with money than to just let it sit. Im tired of having the same discussion with him and need a third party perspective to maybe help us see each others point of view. Hes open to it.  <response>: Well, here are some options:1. Read the Wiki particularly this page for starters2. There is also a reading list for you both. Id recommend the Richest Man in Babylon, as well as the Bogleheads Guide to Investing.In short, it seems like it could be fair to make a compromise:1. Budget. Make sure youre on the same page with this.2. Have an emergency fund. Make sure it will cover 6 months of expenses for your household.3. Anything extra can be invested without having to worry too much about needing extra cash.Hope this helps. 