<prompt> Human: Im a college student who has no credit. Ive done research, just want more opinions.  <response>: Youll most likely need to start with a student credit card, and if that doesnt work, youll have to get a secured card. The Capital One Journey and Discover Student IT card are two of the more popular student cards out there; the Discover card is probably a bit better.If you have to go the secured route, the Discover Secured IT card is the only secured card Im aware of that offers any kind of rewards, so Id go with that. 