<prompt> Human: Im 26, make a good salary, budget almost to OCD levels and put away about 25 of my income each month between my 401k, IRAs and Cash savings. Yet, every time I get in a line at Starbucks, or go buy a game at Best Buy or pick up a T-shirt or something, I feel extremely guilty about the purchase, like I shouldnt be doing it knowing that the money is better allocated elsewhere. Its like an inner battle between anxiety and the justification that I work really hard, I should be able to enjoy some of my income. Anyone else in a similar boat, or know of a better way to deal with these feelings? Assistant: To me, this is one of the reasons why you have a budget. Couple that with paying yourself first 401 k, IRA and savings then you have earned these small luxuries. Youre doing great.Human: Thanks!I guess I just feel like Im behind and always playing catch up. Being a millennial gen kid, Im very fortunate to be employed relative to my field especially considering my major hah and have set myself up for success. Just always feels theres more I can do. I have small debts latter half of a car loan and some personal debt and lower emergency savings then Id like so every time I shop, etc instead of putting even more towards those things its a stress inducer.  <response>: Slow and steady wins the race. Ive found setting attainable personal goals on a yearly basis has been helpful. 