<prompt> Human: I am a recent graduate and just started a job getting 14.25 an hour. So I will be making 2280 a month before tax. I expect my living expenses to be around 900-1000 a month.My new employer matches 200 of my contribution to my 401k up to 5 of my income. So I understand that as they will contribute 10 of my income if I contribute 5 or more. So my question to rpersonalfinance is how much of my income would you recommend I contribute to my 401k?  <response>: Definitely contribute at least 5. This is mentioned in How to handle Then after match, go to Roth IRA, then come back for more. 