<prompt> Human: So my grandfather who was an accountant created a Roth IRA for my parents and put in a couple thousand for them. He passed away about 3 years ago and my parents mentioned today that he made this account for them, but they have no idea where it is. They dont know what brokerage, they cant find any paperwork on it, nothing. How would they go about finding the account? I figure eventually somebody would have to contact them to start withdrawing as they become elderly.  <response>: The account custodian must file a Form 5498 for them with the IRS each year. Get a Wage and Income transcript from the IRS for each of them. Then you can find out who has been filing these forms. Note that 2017 forms have not been filed yet, so go back a couple of years. 