<prompt> Human: Sorry if this is the wrong sub for this.So my situation is, Im 30, single, no dependents. I work in pharmacy, and I dont make a ton of money take home is roughly 27,000 annually after taxes and insurance. I have a mortgage still owe about 125,000, but I over pay on my payments and an auto loan at about 10,000 again, I over pay each month. I really want a more lucrative career, and I know going back to school is the only way Ill reach that goal. Ive been looking for grants and scholarships, but before I waste a ton of time and effort, will I be rejected any help, because I make too much money or because I dont have any dependents? I guess taking out loans wouldnt be the end of the world, but Im hoping there is a way to bypass that or receive at least a little help. I want to continue on in healthcare, if that makes a difference. Any advice would be greatly appreciated.  <response>: Depends what your grades were, what school youre going to, how much aid they give, what your FAFSA says, etc. You could potentially have a low EFC expected family contribution but go to a state college and get zip because they dont have aid to give out. A private college might have a ton of aid for you but your remaining amount to pay might be more than full boat at a state college. I expect youre not a pharmacist with that pay. What do you plan to go back to school to do? If you were to become a pharmacist, you could actually make a living forever doing that. There are plenty of degrees that get you nowhere. dont do that. 