<prompt> Human: Last summer for my 22nd birthday my mom helped me trade in my car and get a new one. She had to co sign for the loan, but I have made every payment on it. We have had a falling out and she wants her name taken off the loan, which means a refinancing. I called BBT since thats who my loan currently is with I was thinking maybe they could just take it off since Ive always paid on time and more than the minimum payment and they need me to go into a branch and refinance. I decided to run it on a refinancing website one that claims they will give loans to anyone and they will refinance... for 18 interest. I didnt sign anything after seeing that. I was hoping we could move past things but it looks like its just getting worse. I have no savings to try to get a new car. She hasnt mentioned anything about it in a month so I thought I was in the clear... she just texted me and asked if I got it off. Is it a horrible idea for me to sign for 18 if it means I can be done wth her for good? Tl;dr my mom co signed a car loan for me. We had a falling out and she wants her name off. The refinance quote I got has 18 interest. Is it incredibly stupid of me to sign that agreement? Any ideas on what I can do instead?  <response>: If youre relationship is null and void at this point, just keep paying for your car. From an outside perspective without knowing details it seems shes just trying to get the last jab. She signed that loan. You have no legal reason to take her off simply because she wants it. Im no lawyer or number eater, but that seems pretty straight forward. Legally binding contract. I see no reason for you to go further out of pocket to appease someone in a situation such as yours. 