<prompt> Human: I know so many people of here LOVE Vanguard. And I do not know much about investing, so I foolishly listened to them, and put 38,000 that I has saved into a Vanguard IRA.That was 5 months ago, and what has Vanguard done?Well, every month they lose a few hundred of my dollars. Basically, I am paying them about 350 month to keep MY money in their IRA.As of last week, I have lost over 1600 by having it in an IRA with them.If I had just left it in the bank, I would have made at least a little money, and I would not have lost ANY of it.Heck, if i had just foolishly spent the 1600 on Vegas gambling, or at a strip club, at least I might have had a shot at winning, or a few happy memories.Unfortunately, I am the sort of guy who is very frugal with my money, so Id never spend cash at gambling or a strip club.Sadly, in doing the right thing, and investing in stupid Vanguard, I just essentially threw away 1600 into the garbage.So much for safe investing.and with todays bad stock news, I am sure that Ill find out in the next few days that those geniuses at Vanguard have lost even more of my money.Its an IRA, so I cant just pull it out. I wish I had never listened to all those on here who recommended Vanguard, stupidest thing I have done in a long time.If you have a bunch of money you dont want, put it in Vanguard. If you wanna actually keep your money, my advice is to stay the hell away from that company.Putting it in a shoebox is a better choice than investing with them.  <response>: You do realize that the dow is down 1800 points in the past 3 months, right? Most people are losing money, regardless of the brokerage. 