<prompt> Human: Im going to be starting a job next week and would like to get an emergency fund account set up. I understand that APYs are pretty low these days, so Im looking for something thats doesnt have to be high - just no fees, APY 1 with decent customer service. What do you guys use to store your emergency funds?  <response>: I keep my emergency fund in a Kasasa checking account offered through my credit union. They pay 3 up to 10,000. There is no minimum to open an account. 