<prompt> Human: Hi,A financial advisor said dont repay my student loans 23k cause interest is tax deductible and with low interest rates the money can be better put somewhere else. Also, after a certain amount of time the loans will be paid off by the government because it took so long ie. over 15 years of repayment.I am from Ontario and use OSAP and currently invest in ETFs and is saving for some property. Can anyone attest to what this advisor told me? Assistant: How is your financial advisor paid?Human: Didnt pay him yet, it was a consult but he was all over the place trying to convince me to let him manage my money when I already started ETFs and stated I didnt want high fees.  <response>: In all likelihood he would charge you as a function of how much you invest. So hes rather you put the 23k with him than lay down the loans. 