<prompt> Human: Im a 32 yr old male with a wife I am very happy with and a soon to be 2 year old daughter who I love more than anything. To the rest of the world everything seems great. And right now it feels like none of that matters because I am spiraling through the lowest point in my life. I dont even know where to start or what to do from this point. Ive made a million mistakes in life like most people with some bigger than others. The truth is I had a great life up until a couple years ago. I got married in 2012 to my girlfriend of 10 years. We both had good jobs and purchase a foreclosure nice on the nice side of town. One year after that we decided to try to have a baby and this is where it all started to fall apart. After 12 months of trying to get pregnant we began fertility treatment which resulted in having to undergo in vitro as a last resort to have a baby. 2 failed attempts later and gone is every dime we had in savings along with an additional 20k in debt. Adding to the stress my wifes car dies in the middle of this resulting in more expenses.Throughout this time period the company I work for goes through a major restructuring. My wage increases are froze and the flexibility and opportunities that were once available to me are gone completely. But at least Im still employed.The money and career is one thing. The marriage is another. By this point my wife is falling apart quick. The strain of infertility mixed with how quickly going through it changed our finances had completely worn on her. We decide at this point to attempt IVF a third and final time. Although its never spoken out loud its pretty clear to me that if this doesnt work the marriage is most likely going to fall apart. Im not adopting and shes not going to go through life without having children. We trade the credit and this time it works which feels miraculous. My wife goes through the pregnancy which eventually becomes high risk when she has to deliver early due to growth restriction. As a result my daughter is hospitalized for a month in the special care unit. More medical bills. Since this 18 month time period in my life nothing was the same. I developed an addiction that has only cost us more but is resolved at this time. We are constantly struggling to make ends meet. We are always one unexpected situation from being in a major dilemma. And on top of this Im completely trapped. My wife doesnt know how bad it is. And honestly I worry that she would have a mental breakdown if she did. My job situation seems to only be getting worse and there isnt much hope of improvement. We live in a small town and the only opportunity of getting into something better would require an hour plus drive each way which would also require a new car. The debt load is staggering to me at least and I have little hope of getting unburied anytime soon. And at any point my job could completely vanish. I basically have one option here that I can think of. I sell the house. I think I could either get the full amount needed to erase the debt load or pretty close. Either way it alleviates the issue of barely scraping by and eliminates at least a majority of the debt.Or I explore the option of bankruptcy. And with the debt load resulting in credit problems we are likely not getting approved for any mortgage loans anytime soon regardless of which one I do.Im not looking for judgment here or criticism. I know I made risky decisions and made choices that have resulted in this. I am simply trying to pick up the pieces and get myself and my family to a better place like anybody else. Sorry for the length and thank you for listening. Even if nothing comes out of this I feel better for having typed about it.  <response>: Sorry to hear this, but as the PF saying goes less words,more numbers. Whats the household incomeexpenses and total debt accumulated? 