<prompt> Human: Hi rpersonalfinance!I inherited 120K in the form of an inherited IRA a 403b with TIAA, specifically. My question is the title. I recognize this may be somewhere between daft and naïve, so apologies in advance. However, to expand on the question and tease at the heart of my problem a little bit more: Can I expect the inherited account to grow into a satisfactory sum when I retire? Again for reference I am 26 now. If the above answer is yes, are there any significant traps I should be concerned about?ETA: I guess what Im really getting at here: is it this simple? Large sum of money young age growth worry free old age?  <response>: No. You havent won the game. Keep saving. 