<prompt> Human: Hi, I inherited roughly 500k USD after taxes. I dont need to touch the money, and was wondering how I should invest it to maximize my money. Im opposed to putting it in something with large fees if I take it out early I already have an IRA for that.A few other things:I am 30 years old with a girlfriend, plan to marry and have kids, and would love to retire by 50.I make roughly 300k year and save about 80k annually that I could add to this 500k saved I live in San Francisco and just put 40k into Wealthfront and 40k into savings right now.The advice I was given so far is hire a financial advisor that takes care of everything for you.Thank you in advance  <response>: Skip the fees and risks of Wealthfront and invest directly with Vanguard. Spend 10 on an investment book and learn the basics of asset allocation - its a painfully small body of knowledge. Once youve done that, youll know to invest for long term needs in a couple of total market index funds, and stick money for shorter term needs in a savings account. My portfolio there might be: 50 total US, 40 total international, 10 total bond. 