<prompt> Human: My fiancé was recently rear ended and insurance is talking that the car is totaled. The damage is mostly to the body and the car is well worth keeping if we find money to repair it. The car is a 1997 Honda Accord, one previous owner who was over a woman over 60 when she bought it and was kept in a garage. Car has less than 80,000 miles on it. The damage is somewhat severe but mechanically, the car is perfect. Is there a way we can keep the car if they total it? Will they still give us cash value of the car?UPDATE we decided to give insurance the cars they gave us a total of 3100 which we were more than happy with.Thank you all for your advice and knowledge  <response>: Is there a way we can keep the car if they total it?Did you ask them? 