<prompt> Human: With interest rates at record lows and whispers of inflation coming, seems like now is the time to get a mortgage loan on an affordable house. Im 34 and started my own business, Im renting a room from a friend. Ive been saving to buy a house, but have heard from many people that renting is often better because, basically, youve got less responsibility.Being a business owner, responsibility is not something Im afraid of. But I want to make a good investment and I see home ownership as a way to invest in my future -- when its paid off in 30 years, I wont owe mortgage and Ill be 64 with one less bill to worry about. Seems like a good deal. Am I missing something about buying a home vs renting? Should I be doing everything I can to buy a home or is renting ok?  <response>: But I want to make a good investment and I see home ownership as a way to invest in my future -- when its paid off in 30 years, I wont owe mortgage and Ill be 64 with one less bill to worry about.This is a false belief. Sure, you can get a great deal and it MAY be a good investment. -For the most part, I dont understand why so many people consider their primary residence a financial investment. I am not sure why a primary residence is a great investment either for the most part. -Try reading thisOr thisOr this 