<prompt> Human: A lot of people on here say they are maxing out their 401k. What do they mean by that? Do they mean to say they are contributing a sufficient amount to take full advantage of a company match?Or do they truly mean they are hitting the IRS annual contribution limit of 18,500? That would mean for someone making 100,000, they contribute 18.5 of their paycheck to their 401k. I dont expect to be able to truly max out my 401k at 18,500 per year for another 5-10 years or so. So when I hear people say they are maxing theirs out, it makes me nervous that I might be doing something wrong.  <response>: They should mean 18.5k, they likely mean maxing the companies match. Its best to clarify with them. 