<prompt> Human: first off, Im 18 living in north texas and moving out for the first time. One of my future room mates already has an apartment but is moving to a different apartment complex closer to the college hes transferring to I just recently got my learners permit because I havent been able to afford it until now, at this point Im going to have my drivers license in under a month.My room mate, lets call him bill, is moving complexes in july. If me and my other room mate, bobby, arent ready to move in by then bill will get a 1 bedroom and me and bobby will have to find another place to live. I cannot stay at home after july, Im moving out because I have to. Heres my problem. I need my first car by july, it needs to be japanese model my dad works on japanese made cars like honda, and I need to be able to make monthly payments on it since I only have 400 to my name. Im terrified of taking out a loan because my parents are in over 15 thousand in debt and I dont want to turn out like them. please help me I have no idea what Im doing EDIT: the reply might get buried so heres a little more information on the situation Im in I make 10 an hour working generally 30 to 35 hours a week. I just started the job a week ago hence why there isnt much more in my savings. it would cost around 400 to 500 a month for living expenses not including gas. I need a car so I can get myself to work, there isnt public transportation in the city my job is in and Ive had to rely on other for transportation in the past which is what cost me my last job.  <response>: Assuming you live in a rather rain-free part of texas, I would recommend getting a VespaMoped. 10x cheaper than a car and you can get a Motorcycle license to operate it. Gas and insurance will be cheaper as well. 