<prompt> Human: Last year I managed to save 56 of my take home pay, this month Im eating into my emergency savings, is this normal?I still have my savings, just no spending money  <response>: Last year I managed to save 56 of my take home pay, this month Im eating into my emergency savings, is this normal?Youre not giving us enough information to go on to be able to tell if this is worrisome or not. Why do you not have spending money and why was it a surprise ie. bad planning? 