<prompt> Human: So moving on to real life I have some things Id like to know going forward. Ill list some information that may or may not be needed.Age: 21Salary: 47,000Savings: 20,500Monthly Income: 3,010 after taxes and 401k at 6Expenses as of right now: 50 a month for phone, then roughly another 100-300 a month on gas, food, movies, clothes, car parts, games etc.1. I asked this before but the game has changed a little. I currently owe 19,000 in student loans, I have just over 20,000 in savings. Would it be wise to just eliminate those student loans all at once after the deferment ends? At the time Ill need to start paying those Ill have been working for around 5 months and will more than likely have a few more grand saved on top of that I live frugally. 2. How much of my monthly check should be going towards housing or another way to put it is how much should I have left over each month? Is there a guideline to stick around?Right now I live at home with my parents. Although this is ideal to save money Im trying to get my own place as eventually its hard to feel like an adult when my parents are still hovering over me, I feel as though I dont have as much freedom as I shouldwant. The problem is right now I cant find any decent place to stay that meet my requirements that would be 1,200 or less a month everything included. It seems as though after rent, taxes, and utilities Im looking at near 1,400-1,500 a month if I dont want to live 30 miles away from my work and in a safe area. Im figuring if I do get a place that costs nearly 1,500 a month, I could still probably spend only around 500 more on everything else leaving me with about 1,000 I can be putting into savings each month. Is this ideal or towards the lesser ideal end?  <response>: Take advantage of the living at home situation until you can get your student loans paid off. Throw as much money at the loans to minimize interest accruals... 