<prompt> Human: My father recently lost his job in NY and decided to move down to FL where I live and start fresh. He is in the process of selling the house he lives in with my younger brother and it is moving faster than we thought it would. The task of house hunting falls on me since I am down here. -This is the issue-His house is in his brothers name left to them by my grandmother and he only has 135,000 to put down on a house in FL until the house in NY sells. He has no mortgage history because of this and no longer has an income. From what I am told this means he will not qualify for a mortgage. We have tried putting in offers on houses around 175,000 with a HUGE binder contingent on sale of the NY house but they keep getting declined.-Hopefully this will be a solution please tell me if I am wrongI offered to cosign on the mortgage with him for the remaining 40-50,000 until he sells the house and then he can pay it off. BUT, I have about a 605 credit score and and only make about 500week. I have no huge debts few 100 on a couple credit cards and my current open student loan of 2500 not due until i graduate I have not been late on a bill in 4 years. My father has a high 600s credit score. Is this a possibility to get a mortgage??  <response>: No. He should rent. Especially if hes still getting his life back in order. 