<prompt> Human: Heres the deal PF:We just bought a new, bigger car for our growing family! We were able to pay cash so no car payments, which is awesome. HOWEVER, now we have to get rid of our current ride. This German-engineered dinosaur is becoming a money hole. It takes premium gas and pricey parts, and we still owe about 2600 to the bank. We need to ditch it before were making a bunch of insurance payments on two cars. The good news is, we found someone on Craigslist who is interested in the car! We listed it for the 2600, and they told me they wanted it ASAP... Then they asked if we would accept monthly payments from them.Since Im thinking Nope. No way, I got in touch with our bank to see if the loan could be transferred. The bank said the only way they would do a transfer is if the buyer took out a loan at any bank and gave us a cashiers check to send to our bank. Then, the title would be transferred to the buyers bank and we would be off the hook.Buyer says That would be a little hard as I do not bank but have a really great paying job down in I could pay more per month. So basically they want a loan from us, which is super risky and a bad idea.After all that explanation, heres my query: Is there any way we can make this work without putting ourselves totally at risk? So far, we have had zero interest in this car other than this one buyer. We NEED to get rid of this car. Unfortunately we cannot afford to just pay off the rest of the loan right now since we just bought another car in cash.TL;DR - Trying to sell a car to pay off its loan. Buyer wants to give us monthly payments to make on their behalf instead of just taking out their own loan.---EDIT: Thanks everyone for the input, it helped us feel like our doubts were reasonable and gave us some ideas for moving forward. We definitely will not be pursuing a payment plan and have relisted the vehicle at a lower price closer to its blue book value.  <response>: You need to walk away from this so-called buyer. The likelihood that he is actually going to make good on this is very small.You are not a bank. Get cash. 