<prompt> Human: - 85k in savings, no debt student loans and 2011 Civic paid off- Single, 140k income, 15k bonus. Getting promoted but salary raise has not been disclosed yet and would not kick in until early next year.- House is 427,500, 9,000 property tax- Approved for 15yr-fixed 4.125. Will have to do PMI for a little bit because my savings are not enough for closing 20 but I would pay down aggressively to get rid of it.- Current rent in 1,600. Apartment complex - keep this in mind when I tell you that...- My parents are moving shortly and anything I dont take from them for free will be sold in an estate sale. They have a mower, grill, beds, tons of old, quality Craftsman tools, furniture, ... big opportunity cost.I think Im making a wise choice, but I fell in love with this house and want valdiation from someone without a personal connection to me that Ill be able to swing it and that its not unwise for some reason I havent though of. Just got the inspection done and the house was more or less immaculate.  <response>: Good plan. Realize 3,800 is the minimum you will spend in a month. If the house is more than a few years old you will have maintenance costs. Carefully review the age and condition of all major systems roof, furnace, kitchen appliances, etc. Make a realistic list of when these need to be replaced and include that in your budget. For example if a 30 year roof is 15 years old, your good for a while. If the furnace is 45 years old you may be replacing it soon even if its just for the ROI on utility savings. Have fun in the new house 