<prompt> Human: Ever since I was a child, Ive sworn to myself not to rely on debts.Recently, Ive been hearing more about credit scores and how its for your future. So Ive decided that I will get a credit card to create a credit historyWhat are your most important credit habits that I could copy?  <response>: Pay it off in full every month, every time- no exceptions. Dont buy anything that you wont be able to pay off in full that month. 