<prompt> Human: Hey everyone,Thanks or taking the time to read.Unfortunately, Wells Fargo went through the court and started garnishing my wages about a month ago. They are taking a pretty big chunk out. About 25 of my take home pay after taxes.My credit isnt great, obviously. Its right below 600. What are my options? What can I do to stop this garnishment? Will Wells Fargo accept a small payment to stop them or will they laugh because the legal system is on their side?Thanks.  <response>: The time for working with them was BEFORE they got a court declaration approving wage garnishment. They would have contacted MANY times before taking you to court, and even at the court hearing you would have had a chance to work towards an agreement.Did you choose to ignore all of their attempts to give you an opportunity to work something out before that?About all you can do now is come up with the money to pay them off ahead of time. Find a second job and put all of that money towards your debt, maybe? 