<prompt> Human: Im 22, I live with my parent, I pay 100 a month, plus I pay for a good chunk of the billswhich is understood to be part of the agreement. I am applying for a credit card, and intend to pay for gas, and the bills I am already paying with it in order to establish credit. Can Ilegally say that I rent, and pay 400the additional 300 is bills I pay on the credit application?EDIT: To be clear, neither of us has called it rent, its not a set amount, and there is nothing it writing.  <response>: Youre not going to get more credit because you say you pay more for rent. They care about your income, and if you have the money to pay the credit card bills. Paying more in rent doesnt make that easier. 