<prompt> Human: Ive worked service industry my entire life. I have no idea what a 401k is or company provided insurance or any types of benefits, but I dont want to sound like an absolute idiot if they ask me about it during this interview. Can you guys help me out? Edit: Thanks for all the replies guys. The interview went well hopefully I hear back soon about scheduling a face-to-face.  <response>: Usually benefits like 401k and health insurance arent discussed in a phone interview. I wouldnt bring them up unless theyre really important to you. 