<prompt> Human: I attended a financial workshop. A part of attending the workshop, I got a free in-person financial consultation. At the consultation the lady sold me life insurance through Transamerica. The plan is term life for 100k. I pay about 11 which is all I can afford.Im 25 years old, no kids or significant other. My health is pretty good. My mother told me I dont need it, but she also doesnt have life insurance.I think the name of the plan is like Trendsetter LLB. Should I get life insurance at this stage? If so, is this a legit plan?Please help  <response>: Regardless of how good a deal it might be, why do you need life insurance? If someone offered me 100 badminton racquets for 50 cents apiece, I wouldnt take the deal, great though it is. I have no need.Until you have assets to protect or a family to take care of in case you get hit by a bus, you dont need life insurance. What would be the point? 