<prompt> Human: My company recently began offering a non-matching 401k plan with ING now VOYA which I promptly enrolled in. I recently received a fee disclosure packet in the mail indicating annual expenses on the mutual funds on the order of 2.5 which I found outrageously high. After checking the fund fact sheets on ING, I realized the fees didnt add up. After contacting our outsourced HR department, they informed me that in addition to the mutual fund GER, there is an Administrative Fund Fee of .3 and a VOYA Daily Asset Charge of 1.3Is this outrageous or am I simply naive?Should I confront my companys 401k manager?Should I pull my money out of the 401k and stop contributing? I have already maxed out my Roth IRA for this year.Thanks for the helpAssistant: How to campaign for a better 401k planHuman: Thanks for the link! My bigger question is whether these fees are normal for a 401k and if its worth campaigning for a better plan  <response>: No, the fees are horrendous. Here are the expense ratios for the funds in my employers 401k plan checkmarks show what Im invested in. Theres an additional 15 annual administrativedocument fee per employee on top of that, but that is it. Get a quote from Vanguard: 