<prompt> Human: Im currently paying on a 2007 Camry at 12 interest. I have a buddy who works at Mazda that will help me get a New Mazda. Ill be paying more then I do now but Ill have a car that has more value. Is this a good idea?  <response>: Can you just refinance the current loan? Go talk to some local CUs. Something tells me your buddy may have something other than your best interest in mind seeing as to how you dont seem to be needing a new car... 