<prompt> Human: Hello reddit,So, Ive been out of school for over a year now and Ill have been paying my loans back for almost a year in December. Im looking for some advice on trying to get my head above water as I currently feel trapped in my situation. I have a well paying job debatable for my profession, software engineering, I live at home and am not charged rent, no car payment, but massive student loan debt. I try to use mint to help me look and see at where my money goes, I dont think it helps me much or I am just dumb when it comes to money. I have auto-pay set up for all of my loans except for one. Here is a break down of my monthly expenses:Monthly Income: 2,591.26Chase Private Cert Balance: 30,997.40 Interest: 8.75 Payment: 279.92Chase Private Cert Balance: 45,479.78 Interest: Payment: 446.61 Total Monthly Payment: 725.00Fed Loan ServicingDirect Parent Plus Loan Balance: 3,130.63 Interest:7.9 Payment: 25.50Fed Loan ServicingDirect Parent Plus Loan Balance: 5,642.14 Interest: 7.9 Payment: 44.79Fed Loan ServicingDirect Parent Plus Loan Balance: 29,510.69 Interest: 7.9 Payment: 234.32Fed Loan ServicingDirect Parent Plus Loan Balance: 34,075.50 Interest: 7.9 Payment: 270.57 Total Monthly Payment: 600.00Great Lakes EducationStafford Loans U.S. Department of Edu Balance: 9,644.55 Interest: 11.9 Payment: 150.00Great Lakes EducationStafford Loans U.S. Department of Edu Balance: 14,040.68 Interest: 7.4 Payment: 180.00MyCampusloanStudent Loan Balance: 2,421.00 Interest: 5.00 Payment: 120.00 VSACStafford Loan Balance: 6,704.91 Interest: 6.8 Payment: 88.00VSACStafford Loan Balance: 3,085.87 Interest: 6.0 Payment: 39.00 Total Monthly Payment: 150.00Combined Monthly Loan Payment: 1,805.00Other Expenses Insurance: 100.00 Medication: 400.00 Cell phone bill: 60.00 Netflix: 8.00 Car Insurance: 100.00 Spotify: 10.00With those numbers out there it becomes quite apparent that I am not making enough. These expenses also do not include things such as gas, food, date night, gifts. I just would like help trying to get my head above water on things that I can start doing. I want to get an apartment with my girlfriend of five years and we are both in a similar situation, hers is better than mine in terms of debt but not in terms of job situation. What Can I do reddit?Im sorry if this is a bit long and a doesnt include a ton of information but I am willing to work on this post.These are combined into one loan payment and the interest is a variable rate so the payment changes each month but Ive stuck with the first payment that was 725.00This is a quarterly loan.Used daily at work for 8 hours a day. Would love to not cut this from my monthly expenses  <response>: Average annual income for a software engineering major is 90,000. Even for people right out of college, my school which has a fairly weak program posted an average of almost 70k. You really should be making more money than you are, and it looks like you need to. I would invest some time in finding a better job.A lot of people with SE jobs end up in private consulting. Its usually more lucrative for someone with little experience - this might be a good option for you. 