<prompt> Human: I have the opportunity to pay rent with my credit card through Venmo, which is fantastic because it would allow me to pay off 800month on my card, building credit in the process. However, I just found out Venmo charges 3 transaction fees for credit cards. This would come out to 24 a month. Is the charge worth it to build my credit faster? Im a mid 20s studentservice industry worker who has little credit and just got my first card. And just as a side note I would absolutely be paying off the credit card bill as soon as I made each months rent payment, I would NOT want to be paying CC interest on my rent.  <response>: No. Building credit is all about paying on-time. Increasing your monthly spend on your credit card will not help. 