<prompt> Human: So he proposed that I get around a 8 thousand dollar car and I use it until I leave for the army in about a year and a half and when I leave it stays with him since I dont need a car until Ait and every month while in the army we switch who pays it off. I have 2k saved up right now as a down payment. Do you think this ins a good idea? He wants to help me build my credit.  <response>: If he wants to help you build your credit there are far cheaper ways to do it. Like adding you as an authorized user on a credit card. If you dont need a car and dont have trouble getting around in general, then its completely idiotic. 