<prompt> Human: I am finishing my third year at law school. I filled out my FAFSA and received my loan payments in the amount of 50k, but I had a third-party unexpectedly cover the amount of tuition for this semester. I am planning on entering into public service so I expect a low salary for the next few years, and I dont know what to do with the money I received from my loan. It doesnt make sense to give it back, especially since with public service loan forgiveness, I will be debt-free in 10 years. So, I thought about holding it as a nest egg to supplement my future meager salary. I currently have an tiny; valued at 3,000 investment account populated mostly by tech stocks. I think, with the loan funds, it would be most prudent to invest with it - or do something else. The interest rates on my loans all government loans are low; I would like to make the most of this money.Would love to know the thoughts of the most money-generating people on Reddit!  <response>: give it back. give it back. give it back.youre effectively borrowing money, you dont need, to pay it back AND THEN SOME at a later date.Thats just terrible planning. 