<prompt> Human: Heres the article: For millenials, a little pat on the back:There is a bit of good news in the study. Older millennialsthose aged from 25 to 34were slightly better at saving than their Generation X counterparts. While 10 percent of Generation Xers had from 5,000 to 9,999 in the bank, 13 percent of older millennials had saved as much, notwithstanding their shorter time in the work force. And something we already know: its hard to save when youre poorOnly 11 percent of those earning less than 24,999 annually had more than 10,000 in their savings accounts. The majority, 38 percent, had saved 0, and 35 percent had less than 1,000 in savings. For those making between 25,000 and 49,999, 72 percent had either nothing or less than 1,000 in savings accounts.  <response>: If youre curious about how much liquid savings people can get their hands on and how this relates to their income, see these briefs from Pew Charitable Trust. The Precarious State of Family Balance Sheets What Resources Do Families Have for Financial Emergencies Wealth and Asset Ownership US Census -- median net worth by age group I think more detailed studies like these are better to look at than a poorly phrased survey that asks just about how much you have in savings accounts. 