<prompt> Human: Does it depend how the bond market is doing? Is that even the same kind of bond? Can I sell my bonds to the market? They are series EE if that helps.  <response>: Savings Bonds are unlike other bonds in the bond market. You cant resell Savings Bonds, there is no secondary market for them. An EE bond issued in 1988 looks like it is earning 4. What would you do with the money if you were to redeem the bond? You wont find a risk-free 4 interest rate anywhere else right now. But if you said you want to cash it in to pay a 20 credit card bill, thats a good move.You can use the Savings Bond Calulator at TreasuryDirect.gov to calculate the bonds redemption value.There might be other tax implications you may be able to redeem tax-free for education expenses, you might want to research that a little bit if it applies. Also, EE bonds stop accruing interest after 30 years, so if you do hold it, so make sure to redeem it at that point since it wont grow any further. 