<prompt> Human: My three siblings and my parents live together in a house. Ive been married for four years, and I live with my wife in a small apartment. About ten years ago unbeknownst to me at the time, they took out a loan for about 800k against their home which is probably worth about 1.5 times that. A couple of years later, their business folded. Since then, my parents have struggled to find work, as they are older, and they have mainly been in business themselves, so they dont have much 9-to-5 type experience on their resumés.Now, a couple of years ago, my dad tells all us kids he needs to tell us something important, at which point he dropped the bomb on us regarding the loan, and that he lost a good deal of savings doing day-trading, and that he needed to take it in order to pay the household expenses and whatnot. It was supposed to help cover costs while the business turned around, but the business never did. The mortgage payment is around 5K, and with other expenses, theyre spending 8K a month just to tread water. I know the loan money is running out, but I just dont see how they can possibly stay in the house. My dad has asked me to help him out with expenses, so here and there I have done so. Ive probably contributed around 20K in total.The youngest sibling is still in school, the next youngest finished college but isnt earning much yet, and I have an older sibling who I _think_ is doing ok, but we dont discuss finances in detail. Im earning far more than either of them, but there is no WAY I can afford to take on the household expenses, especially given that I have a place and a family of my own. I have always lived under my means and tried to maximize how much I save for the future. I want to buy a house and start a family with my wife, but I have a lot of anxiety about my own finances because of their situation.I understand my parents reluctance to leaving the house. They have lived there for 20 years, and all their family and friends live in the area. This area has become _significantly_ less affordable in that time. They have had successful businesses their whole life, and they have always lived in nice homes in nice areas, but in the last 10 years, things have gotten really tough.Basically, I feel that its unfair for me to have to sacrifice what Ive gotten through my own blood, sweat, and tears to support their continued residence to live in a house they cant afford. I feel helpless because while I dont want them to suffer the indignity of losing their home and having to move into a smaller place in a not-great area, I dont see another alternative.  <response>: It is unfair. Giving them money is chasing good after bad and not fair to your future family. They need to get jobs and downsize their housing. The will just have to suffer the indignity of living within their means like you have been doing. 