<prompt> Human: Hi rpf, credit cards get discussed here regularly. We often talk about their benefits such as cash back, fraud protection, etc., but I rarely see any discussion about extended warranties. Have you taken advantage of their warranties? Whats your story? Did it go well, or poorly? With which company? ___I personally have a question regarding these extended warranties that the credit card companies offer. Discover and AMEX claim:Doubles the manufacturers warranty or a purchased service contract, up to 12 months. Applies to manufacturer warranties of 3 5AMEX years or fewer. Covers repairs or replacement up to 10,000.Does this mean that if I was to purchase an iPhone with my Discover or AMEX card, with AppleCare which extends the warranty from 12 to 24 months that I would essentially have 2 years covered by Apple with an additional year covered by DiscoverAMEX resulting in 3 years of warranty? Would DiscoverAMEX also cover the 79 youre charged for each max 2 of the AppleCare repairs after the first 12 months?Thanks for the responses! Assistant: Friend had his new iPhone stolen out of his coat pocket. Called Visa, new phone. Human: See, this kinda thing would be great, especially with so many muggings in my area lately.However, I thought it said within the terms and conditions that if the original warranty doesnt cover it, neither do they. Theft may be an exception. Thatd be nice!  <response>: Look at the AMEX purchase protection. It covers theft and accidental damage for the first 90 days. But again, it only covers the purchase price. 