<prompt> Human: Im separating from the Air Force in a year. Over the years I have accumulated different credit card debts. I also have student loans and a car payment. I am saving a decent amount for when I get out, but should I save more money and pay the minimums on the credit cards, or snowball them and save less overall? Thank you in advanced and have a great day!  <response>: Doesnt matter either way, you gotta pay those cards one way or another. Paying them now just saves you money on interest. Pay them now 