<prompt> Human: First of all, I apologize in advance if this is the wrong subreddit for this question. Im still going to give it a shot though. So for a while now, I noticed chase has been charging me a 12 monthly fee . At first I thought it was because my balance was below 100. Im a broke student living with mom and dad and I dont have a job at the moment. Anyways, long story short , I told my mom about the annoying fee I didnt think anything of it, and I said it in a random conversation. And she told me that theyre not suppose to charge me. She said that when we opened my bank account , we showed them proof that Im a student and they said they wouldnt charge me a fee until Im 24 as long as Im still a student. Which I am. So Im thinking of going down there and telling them so they can stop charging me. But what Im wondering is, is there anyway that I can get my money back ? Like theyve been wrongfully charging me for a little more than a year now. Im wondering if theres any way any rule or law that because theyve been charging an already broke student a monthly fee wrongfully, that I can get that money back. Im about to start a new school semester and I can use that money for my books , so I would appreciate it if you guys can help me out  <response>: Its your responsibility to check your statement every month.You can ask but they are unlikely to refund more than a few months 