<prompt> Human: I stumbled across a short little Top 10 type of list called 10 ways to stay broke forever. story I cant help but feel that this list is extremely short and extremely shallow. I am wondering if rpersonalfinance has some other observations regarding the mistakes or just everyday things that we do that unwittingly make us stay broke. I found it on a Canadian site, but the concepts seem universal enough to share widely.  <response>: Marrying a spendthrift will do it. At least you can control your own actions. 