<prompt> Human: I work hard for my money, but I need help and I dont know where to start. My mortgage, homeowners insurance property tax escrow 1620 Student loans of 540month.My biweekly take home income is low end 2000 high end 2500 depending on shift differential, overtime, etcI have no car payment, I pay 2806 months for car insurance.Utility bills: Gas, Electric, city utilities: 170-280 month depending on the seasonCable and internet: 132 8.61 Cell Phone: 91I have one credit card with -1,100 balance I need advice on making a budget, I am a total noob and am trying to get my life in orderstop struggling and living paycheck to paycheck with a relatively high income.---EDIT part II: ---I didnt make this post for up or down votes, Im very new to reddit and using it as a tool to make improvements in my life. All of the advice has helped a ton already with my perspective and with tangible improvements in my life. I realize that my income is pretty high and it is ridiculous to live paycheck to paycheck making as much money as I do. Thats why I reached out for advice when I saw someone link to this sub in rloseit. Thanks to you all once again for all of your quick responses and advice, I am making the changes I need to in my life to live smarter and not struggle and make wasteful choices.EDIT Number C:---I just filled out a preliminary budget and went through my checking account statements and I cant believe what a moron I amhow wasteful I have been. Im too embarrassed to even list everything, but one exampletook out 540 at ATMs since December 1st, Im sure I spent it on BS like coffeesnackswhatever other shiny thing caught my eye. Just doing that exercise was a real eye opener and I am committed to stop spending money like a crack addicted sailor who just got 30,000,000 dollars that he has to spend in a month to get 300,000,000 Im pretty sure that was the plot of that movie---  <response>: Ah, good, youve woken up. Sometimes you just need to see the truth staring in your face to change your ways around. So no practical advice from me you already got some pretty useful advice, just the affirmation that you can, indeed, change and improve the way youre handling your hard-earned money. 