<prompt> Human: I understand the fact that these are tough economic times, but not for everyone. Of the 6 houses on my side of the block, 1 is short selling, 1 just went up for sale, and 1 has a mortgage that is not being paid. These people dont seem to have a problem telling us their situations. Here is my problem, they are all doing this to get out from underwater mortgages. All of our houses have gone done in value at least 100K since we bought them. And, all of these people, are choosing to not pay. I know that they make more than enough to pay, but have been advised by attorneys not to pay. So, instead of paying for their mortgages, 2 of the 3 are on month long vacations! Really? My feeling is that when you signed those mortgage papers, you agreed to pay for your house. I refuse to compromise my morals by using a short term solution. I would understand if they lost their jobs and couldnt afford it any longer, but that is not the case. Anyone else have neighbors who are doing this?  <response>: A neighbor of mine did that - ended up getting a sweet deal from the lender when they couldnt get any interest at auction. Good for him, and Im not shedding any tears for Wells Fargo. 