<prompt> Human: My companys 401k match is now down to 4 but i still put in 6. Should i use that 2 and put it else where or just keep doing what im doing?  <response>: Depends on your earnings. If your tax rate is low, you might want to do up to the match then go to roth until its maxed5k then back to 401k if you still have funds left over. 