<prompt> Human: So my husband just got an alert that a bill from a place he got a x-ray from went into collections, about 86. He went in April. The problem is we were never sent a bill and have never received a call from them. We also moved in June to a new address. According to credit karma this has already dropped his score 30 points. At this point were not sure what to do. Do we contact the x-ray place because it looks like its been sold off to a debt collector already and were not sure how to get a hold of them. We want to get this sorted as quickly as possible. Is there any way to salvage his credit, he went from 700s down to 600s. We have the money to cover it were just annoyed they never tried to contact us.  <response>: You can try to dispute it from credit karma and hope that the company doesnt respond within 30 days and itll get taken off your credit report. Its not guaranteed, but worth a shot. 