<prompt> Human: Last week my husband lost his job as an attorney. The work was very stressful to him and he was becoming unable to generally function in life because of the stress. He does not want to take another law job, and honestly I dont think he could. Last week he started applying to all sorts of jobs to bridge the gap until he decides what direction to take his career. I do not make enough alone to cover all of our expenses. With savings we could float a couple of months but then be in a pinch. I need advice on what to cut, when. Do I wait to cut until were starting to accrue credit card debt? Do I pull the trigger now or wait to see if the unemployment drags on? Modifying any of our major expenses would be a big life change. My instinct is to stop childcare but the risk is they lose their spots and then when he does get a job it will be very hard to find them a new spot. x200B;After taxes, health insurance, etc. I take home 6,000 a month. Here are the hypothetically modifiable things:2,675 mortgage escrow would need to sell house and move450 my student loan would need to put into forbearance 333 his student loan would need to put into forbearance467 per week on daycare 2 in daycare, cant find a cheaper one would need to keep home instead80 per week on aftercare 1 in aftercare would need to keep home instead300 car loan could sell it? i dont know how that works when you still have a loanThere are other expenses as well obviously like food, etc. x200B;Assistant: Sounds like you would save about 2200 a month on child care costs alone if he stays at home while looking for employment. I assume he filed for unemployment?Human: I dont think he qualifies right? I thought you only qualify if you get laid off? Assistant: I thought you only qualify if you get laid off? He didnt get laid off?How did he lose his job then?Human: He was having panic attacks every day at work. His boss told him they needed to discuss whats next for him because this isnt working and she suggested a date where they could agree to move on. The unspoken situation was that if he didnt agree he would be fired soon.  <response>: He was having panic attacks every day at work. His boss told him they needed to discuss whats next for him because this isnt working and she suggested a date where they could agree to move on. The unspoken situation was that if he didnt agree he would be fired soon. Should have waited to get fired.Maybe a doctor can provide evidence of the panic attacks and the medical necessity of quitting the job to still qualify if thats a thing where you live. 