<prompt> Human: With Betterments new pricing, it looks like a good alternative to a regular savings account possibly better yield.Whats your thoughts on this rpersonalfinance?---Note: Please dont tell me to put my money in a 401k or something else instead. I just want to know thoughts on regular savings vs Betterment. Thanks!Assistant: I wouldnt trust Betterment with my emergency fund.I wouldnt put my investments in a savings account.What are you goals with the money in question?Human: Thanks for your opinion on Betterment. Any particular reason why you dont trust them?Goals: move it somewhere and dont touch it. get better returns than a regular savings account.  <response>: get better returns than a regular savings account.Ally, MyDirectSavings, CDs.. These are the options you want to look at. Not an investment platform. You could lose money when you really need it. 