<prompt> Human: Car payment is 300 a month. Insurance is 185. I owe a 1,700 repair bill to the dealer for an engine replacement. Twenty six months left of financing. Blue Book value 1,500 or less. Total cost Im still looking at here 14,310. I make 1,400 a month. What the fuck do I do, short of go invent a time machine? Even if I let them repo the thing, dont they sell it at auction and come after me for the difference in whats owed and what they can get for it? Fml.Assistant: Getting rid of the car doesnt get rid of the debt at all. How reliable of a car do you think it could be going forward?I, and probably others here, would love to help, but we need some more information.My general advice to people with car trouble is to sell and get a cheap but reliable car maybe old Honda Civic? and start paying down debt. The problem here is that you will have problems selling owing so much more than its worth, and if you trade it in you may wind up with even more debt. So how long can this car last with the new engine?Also what do you do? Im not trying to be insulting in any way here, but is there any way that you can up your income?Unfortunately you may have to keep the car, slowly pay down the debt, and try to move on.Human: It seems like its going to die completely on me at any moment. Since I got it back from the dealer with the new engine, it has has a ton of other issues it didnt have going in. Ive refused to sign the repair cost into my financing, and they refuse to look into their mistakes until I sign. I lost funding and had to drop out of University two years ago, so I dont have a completed degree to go with my skills. I work in electronics repair right now, though am always looking for something better. Assistant: Why did you replace the engine if everything else was broken?Human: Nothing else was broken. They let me drive off the lot with the engine bolts un-bolted, so a lot of car stuff that I dont know what is sagged down and hit the road and broke.  <response>: Okay, that part is pure bullshit.You might even have grounds to sue the dealership. Thats just plain unsafe. I could understand not bolting the engine back together... leaving the car NON running if you dont pay your bill... but they let you drive away with it in pieces!? Call a lawyer. 