<prompt> Human: The email is legit.I have received a credit limit increase on my card, but because it says limited time offer it makes me think there is also some gimmick attached.The only attached terms are that it will need my current income same as when originally applied, and various irrelevant reasons as to why they would reject the increase bankruptcy, high debt ratio, etc.Is there any reason I should not acceptpursue this increase?  <response>: No gimmick, standard practice. 