<prompt> Human: Hello Reddit. Ive been very depressed and stressed about about my debts. Im finally reaching out for help because I cant keep it to myself anymore.Long story short I opened 4 credit cards in the last two years. Paid for dinners and dates and even a vacation with my ex girlfriend. I was making about 2k-4K a month depending on how busy the restaurant I was serving at was. Then my car takes a shit...So I decide that a new car is a great idea even though Ive been told never to buy a new car and I knew I would be strapped if i went thru with it. So I got a new scion iM at 9 interest and I owe a total of almost 30k on it. Now heres where it gets fun!The restaurant I was working for closed, my girlfriend who I thought I was going to marry, and she was going to help with the money we had spent broke up with me, and now I need to find a new place to live by January because we rent our house and the owner is selling it.Im so fucking stressed I cant sleep well, Im gaining weight from eating and drinking, I dont know what to do. Im selling anything I have that isnt a guitar or my bed, and Im working at a new job but it only brings 400 a week. Right now I have 6k in credit card debt 17 , 10, 28, 22 interestand the car loan is 433 per month. I am a payment behind on my car loan I know Im in a horrible spot. Please if you have any advice let me know I need it... Thanks!Edit 1: wow I didnt expect this many responses. Big thanks to everyone for giving me advice. Im at work right now and I will be home in a few hours to read every reply and to answer more questions. Thank you all so much, Im already starting to feel a little better. Edit 2: what would bankruptcy do? Would I lose all my money, car, and assets? I only have read a little about it. Im definitely ready to pick up another job. I talked to my current employer and I am able to work 40 hours a week at 15 an hour. This will definitely help but I need a car because my work is 30 miles from my houseEdit 3: how do I go about doing a voluntary repo of my car? How much would I owe from said repo? I could save a few grand and repo the car, then buy a cheap one cash and that cuts my debt down like crazy. I think the 433 per month plus insurance and gas is just too much for me. Im also hunting for a second job as we speak.Assistant: Watch George carlin. Stop spending money you dont have on things you dont need. Why do you spend? So you can max out your credit cards and pay 18 interest on something that cost 12.50, and you didnt like it when you got home anyways.RIP GEORGE CARLINHuman: I love George! I dont know how I allowed the debt to get so out of hand. Its an addiction swiping those cards, Ill tell ya!  <response>: Live like frank Reynolds and Charlie from its always sunny less extreme obviouslyif you need further reference, OP, watch the gang finds a dumpster baby.but srsly, living frugally is a mentality that will make you wealthy. my relatives are the cheapest fucks you might meet, but theyre also millionaires. in fact, one is worth nearly 3 mil and drives a 97 corolla. yes a fucking a 97 corolla... meanwhile youre driving some brand new scion... something is amiss here, no?im in my early twenties and trade financial assets for a living while budgeting around 50 dollars a week for food. i was once watching an interview with jim cramer, in which he related a story about each side of his family, that is his mothers side and his fathers side, respectively.he said that one side was exceptionally well off, but they were so, he believed, because they were frugal to the point of it being their religion as he called it.the other side was not so.my point is that in our current economic paradigm, in which wealth is concentrated, and you are unable to survive without contributing sufficiently as a wage slave, you will remain a wage slave unless you are capable of abstaining earlier in your life and removing yourself from the poor mentality as some call it, i.e. use credit, and spend, consume, spend, consume.good luck 