<prompt> Human: My SO is currently sitting on his savings of several thousand dollars. He is looking to open a 12 month CD with a decent interest rate, but he really has no idea where to start. His bank doesnt seem to have very good rate for what weve have learned from. Where does he start and what are his options?  <response>: At first I thought you meant how to get the plastic wrap and sticker off a Compact Disc. 