<prompt> Human: The article thats linked: And the comments: Its quite interesting to look at the comments about savings in the comments on rnews. Personal finance redditors, how do you perceive this news in comparison?Assistant: It shouldnt be a surprise. People save the bare minimum or nothing at all for their retirement and expect to be fine... I certainly wouldnt feel comfortable if I was around 30 and didnt already have at least a years salary saved up in my retirement accounts.Human: I am still surprised when I hear about people in their late 30s, 40s, or even 50s who have a four-figure balance or less in savings. I saw a post from a 46-year-old who claimed to have 2,000 in his savings account. No retirement plans. I cant imagine the stress he must deal with on a daily basis.  <response>: I think for people in their 30s and 40s its clearly a case of poor planning but a lot of the older 50s and up people were promised a pension that would seemingly cover a comfortable retirement. They still should have planned to have some hedge in place, but there are a lot of people who have unfairly been screwed out of pensions in the past couple decades at a point in their career where its difficult to right the ship. 