<prompt> Human: I am a recent college graduate and employed so I am trying to save and be as smart as possible with my finances. My mother is manipulative and we do not have a good relationship. She has recently decided I will pay her rent to live in my childhood home. I have two other siblings and they do not have to do this. I have obliged as she only wants 200 a month. However after the first rent payment that she took herself, I had asked her to remove herself from my account she has been added since my account was made when I was 15 because she will frequently look at my bank account and tell me that I can afford to do things such as lend my sister money and causally borrow money without askingbe very invasive. She refused so I had no choice but to open a new checking account to bump her off. I currently have two checking accounts open the old and new because I am waiting for my work to approve my change to my direct deposit. I only put a small amount of money in the new account but just to feel safer and I dont keep a too large amount of money in my checking anyways, I want to put most of the money in the old account into the new one so she wont have access. Will I be penalized by doing thisreceive fees? The old account will be closed when I receive confirmation from my HR department hopefully the next 1-2 days but I would feel safer with her not being able to access the majority of my finances.  <response>: You can write a check from the old account, and deposit it to the new account without any fees. But your mother could try to stop payment on it since her name is on the account too.You could pull out cash, then deposit that into the new account. 