<prompt> Human: I was looking on credit karma tonight trying to get a rough estimate of how my credit was looking and I found out I had a credit card opened in my name. Im only 18 and I dont currently have a credit card. Heres the info credit karma gave me about the account Ive literally got no idea what Im looking at or how he opened said account in my name. My birthdays 032197 so theres no way I could get a credit card a week after my 11th birthday. Would this effect my credit in a negative way? Is there anything I should do? My dad passed away in January so I cant get any further information from him.  <response>: Congrats, your dad did you a solid and you have a leg up vs most people your age. Dont screw up your credit. 