<prompt> Human: Im a senior in high school, 18 years old. Next year Im going to attend a community college thats about 50 miles away for the next two years because its essentially going to be free for me. I will owe at most 900 a year books.Going to school 2 days a week, I will be driving roughly 250 miles a week between school and work, etc.I currently drive a 2003 Ford Explorer and with its history in terms of reliability, it absolutely will not make it through these two years without burning a giant hole in my fathers pocket He paid for it and pays for all work done on it, I just pay for the gas that goes into it. Ive had it for 2 years and have put roughly 7k miles on it. In that time weve spent roughly 5,000 repairing it. No repairs were necessary upon purchasing it.Because of this, I want to get a new car. Im hoping to purchase a low mileage usedcertified used 2009-2014 Dodge Charger or Chevy Camaro. Im aware I could get a car to last just as long for a lot less by not getting a sports car, but Im 100 positive I want one of these.Obviously to borrow Im going to need a cosigner, my dad, and hes not to on board with that idea currently. I have a job, for the next two years Ill be able to work anywhere varying between 25 to 50 hours a week at 8.50hour. My question is, what other options do I have?  <response>: Buy a cheaper car. The cars youre picking out are based on looks and image and clearly targeted at young men. They are going to be dollar for dollar more expensive than other basic cars and I dont think those are necessarily reliable brands so youre repair expenses might be higher than you think.You can not afford a newer car. You need to consider something along the lines of a 6 to 10 year old Toyota Corolla, Honda Civic , or Hyundai Elantra. Youll also pay a premium for those brands but instead of it being based in the aesthetics of being a hot car it will be based on its reputation of being a very reliable. Do research based on reliability for certain models made in certain years and stop looking at drooling over how they look and how fast they can go or youll be posting here inside a year or so about how the debt on your upside down car loan is killing you. Your best deal would be an older car that is a little bangedscratched up so it looks a little shitty but is mechanically sound.Youre biggest problem is going to be coming up with money for a car loan. The only options that will be available to you without a good cosigner is going to be getting a good down payment and buying an overpriced car at a used car lot that specializes in buyers with no credit. These places make back the money they loose on bad loans by overcharging for the cars and financing with very high interest rates so youll pay extra on both ends. The reason is that you not only dont have a credit rating yet but dont have an earnings history to support the loan and actually wont be earning enough to afford the loan payments as well as other basic expenses youll have as a student - even living under your parents roof.Unless you somehow have enough to pay cash Id recommend keeping you truck alive - hopefully youve repaired the major items already, and instead of using your income to support loan payments from the get go put at least an amount equal to the loan payments you think you could afford into a savings account towards a cash payment, or down payment, on a car. Revist this after a year and see if you would have been able to afford the payments in retrospect and then go from there.Here is a suggestion youll like even less: If there is a bus route to your college from your hose consider using that to commute to school. Keep your truck but keep your reliance on it, as well as the wear and tear on it, to a minimum. It will be a hassle but save you money in the long run.And one last question: Have you talked this over with your Dad and what does he have to say about it? Listen to your parents advice. They have experience in this stuff and youll learn over the next few years that what they are telling you really did make sense - yes I know that is hard to accept when youre 18 and lusting for a shiny Camaro. Trust them so you wont have to become a believer by learning your lessons the hard way. 