<prompt> Human: My girlfriend 22 and I 27 are having a baby. She is about 3 months along and we just found out last night. Needless to say, I did not sleep last night. We have been dating for about 2 years now, so I think well be okay with this big change in our lives. To the point; I bought an apartment 6 months ago for 300k, which translates into 2k in payments a month. I am finished with my school MS and shes just finishing her BS. I just want to know if Ill be okay financially, I have no idea what costs are involved for a child and if you guys could stir me into the general direction, that would be nice!TL;DR: Having a baby, need to know if the following needs to change:My income: 90k Avg 2km in stocksdividendsHer income: 36kMy Savings: 22kHer Savings: 5kDebts: Mortgage 2km 300k, Student Loans 40k combined, Auto 30k combinedMy life has been fairly easy the past couple of years. Hers not so much. Now that our lives will be combined I plan on proposing within the next few months, what kind of downsizing should I expect? Also, do I have to get rid of my sports car?  <response>: I may get downvoted to hell for this, but here goes. One of the best things you can do financially is never get divorced. Where I am going with this is dont marry her unless you genuinely love her. Dont marry her just because you got her pregnant. I dont know if thats your situation, I hope not, but if you guys dont have a strong relationship you will be miserable and it will affect your child in a very negative way. I know this probably isnt the advice you were looking for, but please consider it before you propose. Ive seen too many people marry for the wrong reasons, divorce, and lose half of their assets to someone they end up hating. 