<prompt> Human: Last night in bed i was thinking about my 401k contributions and how my company has a 4 match. This was on my mind because as of next paycheck I will have maxed out my contributions for the year 18,000 and my company matches up to 4 100 each contribution. It then dawned upon me that since I could no longer make contributions, I was missing out on about 900 4 match for 9 more paychecks worth of company match for the rest of the year.. Whereas if I would have spaced my contributions out so that I maxed out on exactly the last pay period of the year, I would have received those extra 900 of match. So basically, I realized I am being punished for being too proactive with my retirement savings. Just wanted to post this so that some people dont make the same mistake or if someone can invalidate my theory and let me know that I actually am not missing out on free money.  <response>: Check your companys matching policy. My company does a true-up where they check and make sure the full matching contribution is made if you reached the max early or werent contributing for some portions 