<prompt> Human: My sister isnt very stable, but she is a loving mother. I want to be able to give something to my niece for her birthday in the form of an investment so when the time comes, she can have a leg up in the world.I have been thinking of EE or I series savings bonds, but the return isnt that attractive. Could I start her an IRA of some kind?EDIT: Thank you all so much for your input. I will look into a 529 for her. Keep the suggestions coming if there are any more to be shared!  <response>: You can open up a 529 college savings for her and manage the investments. 