<prompt> Human: This is my oldest credit card, so I would like to keep it open to avoid taking any sort of credit hit. But, there are absolutely no perks to it, and I opened it up when I was a student to build a bit of credit. I use my other two cards frequently and pay off the balances in full each month.So my question is: would a single charge each year be enough to keep this account open? I was looking at charging a yearly Xbox live subscription and paying it off in full immediately of course. Or would I be better off charging a monthly subscription based-service like Netflix? Im early twenties with 760 credit score if that helps.  <response>: Yes, you should be fine with a charge a year with most cards. Different bankscard companies have different rules, but, most of the time, unless there are sustained years of no activity, youll get a notice before they cancel. 