<prompt> Human: My fiancee and I are getting ready to buy a house, and expect to close in February or March. We currently have about 20K saved for this purpose, and are adding about another 2500mo, plus 2 bonuses 1 will be paid in November for about 4K net, the other in February at about 9K net. My question is, what would you do with the 20K monthly contirbutions of at least 2500 for the next 6 - 8 months? I know the short time horizon makes it a little tricky if nothing else, for tax purposes. We arent super risk-averse, but dont want to pile into options or super-speculative stocks. What would you do with that amount of money, plus the additional contributions, over this timeline? tia  <response>: 6-8 months means you wont even get a full years worth of interest. Even if you invest it in something with, say, a low-risk 6 yield, youre only talking about 35k turning into 36k. If I were you, Id just put it into a savings account. You never know when the perfect house might come on the market cheaper than you were willing to spend, and you would need immediate access to those funds. 