<prompt> Human: Okay, so Im 21 and about to head into my senior year of college. Ive gotten some scholarships, but Ive taken out some federal loans, and my parents have covered the bits that havent been covered elsewhere. I have about 10,000 in loans right now.I have 6,500 in savings and like 100 in my checking account. I still live with my parents in an effort to save money, and they pay for everything except my gas and car insurance. I have a separate savings account for my insurance money. I pay it annually, but I break my payment up into 12 months and put back in that savings account the specific amount each month. I have a job but the hours are variable and I only work about 8 hours a week give or take a couple of hours. I get paid biweekly and my lowest pay check since working there has been 118. Its almost always around that amount pretty consistently. I house sit and babysit to get some extra money but thats not always consistent.To top it all off, my boyfriend and I want to buy a house and get married in the next two or so years, once Im done with school. Hes finished with school and has a good job but is bad at saving. Thats a totally different story, though. Oh and I have like 1,600 in savings bonds. My grandparents got me two a year until I was 16. I have no idea what to do with those. I dont know what to do with any of my money.  <response>: Pay off your loan before getting yourself in more debt and before you have more bills. You have a good enough savings that you should be funneling all your extra money into your loan. Start paying like crazy on it. Once you have that paid off, then start worrying about saving for fun stuff like weddings and houses. Once you move out, you will quickly find that paying off debt is even harder when your income is spread thin across all your bills. 