<prompt> Human: .  <response>: No. Unless you think youre going to decide one day to spend money you dont have, dont worry about it.Technical details: Your credit score is partly determined by utilization which is how much credit you use relative to your limits. 50010,000 utilization of 5. If you lower your limit, this goes up, hurting your score. Utilization has no memory though, so your score would rebound back the next month if your util dropped. Basically, doesnt matter here. 