<prompt> Human: Hi!, Im 20 F and i currently still live with my parents. For the past year ive been telling myself in 6 months im going to move out and get my own apartment. And Nowim ready to actually try. The problem is i have nothing saved up. I realize 6 months isnt a whole lot of time so im giving myself a year or until i have a good amount saved up.I make roughly 800 every 2 weeks, I have around 1000 dollars on credit cards i need to pay off, one is mine and one is my moms. I pay about 300 in bills excluding the cards. I just opened a savings account and have a whole 25 sitting in it and i have about 50 from my paychecks going into it starting on the next one. I need help making a budget. I literally have nothing right now which causes a problem because I spend money on anything i can. Mostly clothes and food.Can anyone give me some tips on what im doing or what i should be doing or anything?  <response>: So youre earning 1,600 a month, and paying 300 in bills. So youre clearing 1,300. Prolly paying somewhere between 3-700 a month in food dont know your lifestyle, but thats 10 to 25 per day. So after bills and food youve got 1000 - 600 per month. Youve also got to factor in gas and random misc purchases, which I cant estimate without knowing your lifestyle...Ultimately, if you want to save money, you need to 1 stop buying clothes... Seriously, go 3 months without clothes shopping and see how much you can save. 2 pay off them credit cards as soon as possible. The interest alone is killer. So realistically, youre not gonna move out in 6 months because 1 you have nothing saved and saving the 100 a month from paychecks will give you 600... Most apartments require at least 2 months rent down... So if youre renting a super cheap place for like 550, youll need 1,100 to even start living there... 2 you got 1k of debt you got to pay off... Seriously pay that shit off ASAP... Your goal should be to have 0 credit card debt at the end of each month... 3 youre living on a thin margin now, so add in rent, utilities, InternetCable, and youre probably running a deficit each month...Tl;dr pay off your credit cards, stop frivolous shopping, and build your nest egg if you really want to move out... Dont expect it to happen in 6 months though... 