<prompt> Human: Hello PF,I am a young professional from NY State, who today, has received his first salary paycheck from an employer. I received significantly less than expected.My salary is 43,000 over a 10.5 month pay period. My pay check is on a bi-week schedule, in which Im compensated for 70 hours of work 40 hours a week, 5 hours taken out for lunch each week. On my w4, I claimed 0.My paycheck for this bi-week was 1,432.33. The district has 43 work weeks, or 21.5 pay periods. Ill receive 30,795.1 over the course of this 10.5 pay period. Out of the 43,000, Ill only take home 71.62. Is this typical? Furthermore, will I receive a tax refund after filing for taxes? If so - how do I estimate my refund?If this thread is in an incorrect subreddit, my apologies - I will remove and redirect to the right sub.Edit: it appears that the tax-rate is typical. Perhaps I should fill out a second W-4 and put 1 for allowances? How will this affect the amount I owe during tax season? Ive never made over 25k before, and thus this will be the first relevant tax year for me.Edit2: spoke with family accountant; accountant suggested that I stick with 0 for allowances on W-4 and receive highest refund potential later, as a majority of my paycheck is going into savings anyway.  <response>: Thats incredibly typical. 