<prompt> Human: So heres my scenario: 10,000 in savings 2,000 in checking 11,000 in student loans 4.25 - 5.00 13,000 in car loan 2.5 get paid 1,760 every two weeks 1,000 in bills monthlyI have more cash on hand than I do college debt. Im really tempted to completely pay it off. Any suggestions?  <response>: You should keep 4-8 months of expenses as your emergency fund. Other than that, putting money towards your high interest debt is a good idea. 