<prompt> Human: I was a foolish young man and accumulated 50K in back taxes, and have 40K in student loans to pay back. Im taking care of it. All of this occurred before I married. Now I worry that, should anything happen to me, that my wife would be saddled with all this garbage. What can I do to protect her, should I get carried off by aliens? Thanks in advance.  <response>: Life Insurance 