<prompt> Human: Today my dads yearly bonus check came in. He was getting about 1500 on it and had about 200 in his account. He checked his account and saw it was overdrawn by 40,000. He called the bank and they directed him to the IRS. They said his debt had been transferred to a collector and he would have to contact them. My dads wages have been garnished by 25 for the last few years to pay towards this owed debt. It seems a little extreme for them to freeze his account like that after he had been paying them.What should he do from here? He said the debt is really about half of what they showed his account overdrawn by.  <response>: He needs to talk to an accountant andor tax attorney. I am surprised it took them this long to do it. You cannot, ever, under any circumstances, no matter what owe money to the IRS. They dont have to go through courts to do exactly what they just did. My guess is that as your Dad, he is embarrassed and you probably arent getting the whole story. He really needs to sit down with a professional and get this figured out. He really should have done it 12 years ago. 