<prompt> Human: edit I just received control of the trust and was advised to leave it as is.My goals are very long term and I am only questioning whether more should be allocated to my long-term, high-growth portfolio. ___Im concerned its not smart to keep all of this in the conservative portfolio of ETFs and closed funds?At 23, shouldnt I pretend I only have 80K and put 36K directly into FAANG stocks?If I only had 80K in the first place, it would still be a significant retirement fund, right?  <response>: Its a trust, which means it has specific requirements around what the goals for the money are and how it should be invested and then of course how it can be distributed, to who and when. this in the conservative portfolio of ETFs and closed funds?What exactly is it invested in? , why do you think thats conservative?When do you have control of it?Why FAANG stocks? Dont you think concentrating in a small number of volatile companies is risky?What do you want the money for, what are your goals, what are you trying to accomplish?If I only had 80K in the first place, it would still be a significant retirement fund, right?Its a nice amount for a 23 year old, but without context of goals its meaningless. Edit based on your edit: Id follow the steps outlined here 