<prompt> Human: Say both spouses work. And say they make 100k combined 50k each. What kind of house could they afford?  <response>: What other kinds of debts do they have? What kind of down payment? Will they remain childfree forever?How are the property taxes in the area?What kind of rates do they qualify for?Personally I make 81k, when I bought my house 3 years ago I was at 72. House was 204k and I only put 5 down. 30 year loan, 4.25, Total payment per month including taxes, homeowners insurance, principal, interest and PMI is 1180mo. 