<prompt> Human: I will be reading these responses to him if he has his heart set on the car and you guys cant sway him were going to a credit union to get financing. He has a 740 credit score and can put 2k down. The rate the dealership offered him was 5.5 APR. He is going to be in the states for another year then leaving for 9 months on assignment. I will not be cosigning for him. If there are any vets out there your advice would be especially appreciated.Edit: Well Guys he went ahead and purchased the car thank you all for your advice at least he went into it with his eyes wide open. Also I have decided when he pays the car off I will call him up and ask him if he felt his decision was worth it.  <response>: Ah to be young and dumb again. If I could do it all over again Id save 75 of the money I wasted and put my family and I in a much better financial position. If you cant persuade him then take a nice photo of him with his car and if he ever complains just point to it and say you got what you wanted, why are you complaining? I do hope he enjoys his car and that he doesnt end up in a bad financial way because of this car. Try to get a better rate. 