<prompt> Human: Currently have zero debt, maxed out Roth IRA, maxed out 401k company matching, and currently have one year of living expenses emergency fund which may be a bit higher than the suggested 3-6 month and I still have a few thousand left over after all my current expenses with more to come as I am still employed. So what do you guys do with the left over cash? should I start a different saving fund for leisure? invest in a brokerage account? convert them to singles and go to the strip club?!?  <response>: Take a vacation dude. Go to fancy restaurants. Drink too much good wine. Live. You are financially stable. You need to keep doing what youre doing, but youre doing great. There are way too many people right now who are stressing about how theyll keep the heat on through February. You dont. Speaking of that, Id highly recommend giving some to charity if you arent already. It can be very, very rewarding. But yeah, relax and have fun. 