<prompt> Human: Im 23 years old and make 2,200 a month after taxes, I dont pay rent, I dont have a car payment. How much should I be saving? Right now Ive been trying to save 400pay check and have been doing so quite well, should I be saving more than that?  <response>: If you dont have expenses, I would try to save 80 of your income. If youre bringing home 2,200 a month without rent, car payments, etc. You shouldnt need more than 440 20 of income a month. 