<prompt> Human: So this is my first credit card and the first time I will be making a payment. I know that the Statement Balance is what actually appears on my statement and is technically all that is due at the end of the payment cycle, and I know that my Current Balance includes charges that I have made after that Statement was made. When paying the bill, should I go ahead and pay the Current Balance, or just the Statement Balance and worry about the other money when the next statement comes around?  <response>: Theres nothing inherently wrong with paying the current balance, but in order to not roll over a balance, all you need to pay is the statement balance. 