<prompt> Human: Alright, so Im 28 years old and feel that if theres ever going to be a point in my life where I will be able to have whats basically a dream car to me, that that time is now. Im not sure what will happen in my life but I feel that if I am to have this expense, it better be now before shit gets really real wife, kids, etc. A little bit about my spending: My total monthly expenses are roughly 4k total not including current car payment and I live pretty comfortably. I max out my roth IRA every year. I put 20-25 of each pay check in a wealthfront account I opened last year. I always have 10k in a money market savings account for emergencies. The only thing I really spend my money on is traveling and Ive gotten a lot of that done over the past few years.And just FYI... my current monthly expenses are that high without a car payment because I live by myself in southern California, in a nice neighborhood where I work. Rent is NOT cheap here. I have read a lot of basic financial rules, like the 502030 guideline, etc. but still feel I need a community of feedback because I know nothing about finance. Any advice is welcome!Assistant: Sure you could probably afford. Im not sure why you cant have a nice car when you have a wife or kids though.Human: I think its more of a paranoia thing. If I have kids some day I will hopefully be doing my best to limit all of my personal expenses for their security and well being...  <response>: Saying you want to spend money now cuz youll have kids later is a little weird. Money you save now will grow and be even more money later. Its not like you have to spend your money or itll disappear.Can you afford it? Sure. Will you regret spending so much in 5 years, 10 years? Maybe. I dont trust that I know my future well enough to commit to something like that. 