<prompt> Human: Too much money is the root of all evil. Thats what he would always tell me when I talk to him about money. But isnt the lack of money a potential cause for evil as well? I would reply, and the conversation will just turn sour from that point onward.I am 23 and he is 25. I save 13 of my money each year and invest a part of it on my mutual funds. He saves, but after some time, buys things that I see are liabilities like various gadgets, toys, clothes and other stuff that dont generate income. His only source of income is his job. He is a very sheltered young man, and so I understand that these kind of things dont worry him. I came from a poor family, so I know what its like to starve, eat less than ideal times a day, borrow money from neighbors for tuition and so on. I guess Im kinda worried what would happen when the well dries up? Would he run to mom and dad? What if theyre no longer around? How the hell does he survive?I want to encourage him to start now. But every time I bring up the topic, he becomes plain rude and assume that Im the friggin devil. Wth. Any ideas on how to talk to him?  <response>: Whatever you do, resolve this before you get married. Money beliefs are fundamental and can trigger divorces misery in an instant. If hes dead set on having poor management skills, I would fully expect him to be poor. There is a not inconsequential population in the Christian community that applauds poverty and believes god will provide for them if they dont save. You want to be nowhere near those people when it comes to looking for partners. 