<prompt> Human: My husband would like us to have 10k of savings and keep it there. My view is we dont make enough in order for that to happen. After all our bills, we have about 400 left over each month. We put away 100 each week into savings, which is included in the bills. Currently we have about 5k in our savings, which is more than Ive ever saved on my own! Maybe we need to use a money market instead of our federal credit unions savings account in order to get closer to 10k?Assistant: It sounds like youre living beyond your means to only have 400 leftover each monthHuman: We might be, even though were comfortable right now. Its nice to know its possible and that others have done it.  <response>: Almost everyone goes through a comfortable period after they get their first real job and start making a lot of money compared to college or high school. Theres nothing wrong with enjoying this a bit, you just have to make sure you dont let that period turn in to years and years or even decennia. If youre already at that point, its urgent you start budgeting. 