<prompt> Human: So I am graduating this coming May May 2017. I have a signed offer starting August 2017, making 100k a year in Texas I am extremely fortunate in that regard but have worked very hard my 4 years. nbsp;I have no-debts, no outstanding purchases I need to make within the next 5 years. My parents are well-off and paid for my tuition, rent, and I dont have a car but I wont need to buy one. My mom will give me her car and leave me on their insurance. nbsp;Background:I am an extremely frugal person and have been saving since around 6th grade. I currently have 30k saved, about 27k in a high interest savings account 1. And the rest in a basically no-interest savings account, that I keep in case I need cash in an instant. I have 3 credit cards combined limit of 13k if I ever need more cash in a jiffy. Have always paid on time and never not paid the full amount by statements due date.Over the summer I made around 21k in my out-of-state internship leftover with 14k after taxes, I expect to get most of it back since I only worked 3 months and taxes were based on annual income. I also work part-time at my University making 400month, 6 months a year this doesnt get taxed bc its a job through my university. I have no other income sources aside from these 2 things and parents.nbsp;End of Background. Actual Question:Now that I no longer have to fly out every week for interviews and finally have a job lined up. I have been looking through the benefits for my new company. I have done my research over the past 2.5 hrs over IRAs vs 401ks, traditional vs roth.As noted above, I have an emergency fund and still have money leftover. I am thinking about opening and contributing 5,500 to a Roth IRA rather than a traditional before April 2017 since my taxes is much less this tax year. Does this sound like a good idea or should invest elsewhere or just leave it in my 1 savings account? nbsp;TLDR: Please read the wall of text if possible, provides a bit of background, but if not... Here it is. Have 30k saved up. Want to invest partmost of it and am thinking about a Roth IRA and maybe some other investment options. Have a job lined up after graduating in May 2017.nbsp;edit: 1st time posting a thread. trying to figure out formatting  <response>: Putting the full amount into a Roth IRA makes sense. Then, maximizing your retirement accounts after you start your new job. 