<prompt> Human: Throwaway here to keep this info off of my main account.I worked my ass off throughout college and am one of the lucky few to be graduating without student loans. I just accepted a job for 55,000 2500 bonus per year. I have 7,000 in savings right now. I figure I will get about 3,000 per month after taxes. What should I do with the money that I will be able to save when I start working in a couple weeks? Im assuming that there is a better alternative than to put it all into a regular savings account that gets 0.004 interest.TL;DR I should be saving 1500month after bills, whats the best thing to do with my savings?  <response>: Emergency fund 6 months of expenses so 9000ish max out 401k 17,500 max out Roth IRA at Vanguard 5500 start reading and learning about personal finance, get some books from the library set some goals for yourself. financial independenceearly retirement? pay for a masters degree? advance in your job? buy a house? figure out where you want to go in your life, start working towards it 