<prompt> Human: I turn 26 at the end of the month and am getting kicked off my moms health insurance. Being relatively healthy, I depend on Ritalin and go to my GP quarterly for it. The only foreseen medical problems that run in my family is high blood pressure, which is minor for my age and health. With my job, I can make 10k-15k a year depending, and doesnt offer insurance. Between keeping my ADHD in check and the doctors visits, it would run me around 2,000 to 2,300 a year at least. Is it worth it to find health insurance or bite the bullet and pay the supposed 2 tax penalty to not have it, and just pay doctors visits and prescriptions out of pocket? What are my options?  <response>: People think health insurance is too expensive until they run into six figure medical bills that they suddenly have to pay off. Ultimately, it depends on what a company that will cover ritalin charges per month. Ritalin is expensive and many insurance companies are picky about it. I have very good health insurance and they just dropped coverage for ADHD medication out of no where. 