<prompt> Human: I am in my last semester if college and I work part time as an intern and went an extra year for cooperative program Im an engineering student. Ill be making 64k after graduation. I have 12.5k just sitting in my checking and private and govt loans of 90k. Id love to be debt free asap and Ill be paying approx 550 in rent per month next year. Any advice for what I should do? Interest in loans range from 4.6-7.9. And Id like to take a trip after graduation thatll cost 3k.  <response>: Id love to be debt free asap And Id like to take a trip after graduation thatll cost 3k.These seem like conflicting goals. Realistically, it would take five or so years to pay back those loans at that income level with other typical expenses. 