<prompt> Human: Wanted to get some opinions on going against the Prime Directive and buying a house before my student loans are completely paid off. Student loan rates are at 4.4Current rent - 1150moEstimated house PITI - 550 to 800 depending on price down payment etcI have enough saved for a 20 downpayment and a nice e-fund leftover. In my case does this make sense to buy a house? Reducing my monthly housing costs so that I can then dump that extra money into my student loans?  <response>: Nothing wrong with that, provided youre making enough that the debt service wont be an issue and you have an appropriate reserve. 