<prompt> Human: I live in a flood-affected area in Baton Rouge, Louisiana. The assessor recently took a sledgehammer to flood-affected properties. But my property was not flooded. Some neighbors house were, however. Should I take action? Wait it out? Cry in a corner? Be happy I pay less taxes?  <response>: So the only annoying thing might be if you try to refinance or get a HELOC or something else that requires an appraisal. Sometimes you get lazy appraisers who will look and if they see any comps around the assessed value, theyll just match that. 