<prompt> Human: Im so excited but starting to think about all the possible bills coming our way. Were in the US. Im 31 shes 27. What kind of costs can I expect? Where do I start? I have the highest insurance plan my company offers, how do I know what Im responsible for? We both have stable jobs, a 1 month emergency fund, and low monthly bills. Thanks reddit.  <response>: Congrats!A few other tips to manage costs. Get as many hand me downs as possible. Most parents have basements full of baby clothes, toys collecting dust. Hit up your friends, and dont be shy. I would gladly give away garbage bags full of toys and clothes. Also join Facebook family groups in your neighborhood for tips, yard sales, giveaways...For us, joining CostCo paid off in spades, since we used the Kirkland brand diapers and formula, both 25-30 cheapers than PampersSimilac brands. We also have Amazon Prime, while a 100 a year, it was nice to always order that thing you never have, and just have it show up in 2 days. Plus the streaming TV and music were a bonus.Register for diapers in all different sizes, so you have a nice stockpile. Also, dont be shy about returning some of this nice clothes for Babies R Us or Target gift cards. That 30 infant dress she will wear once is a HUGE waste.You will be great, and your partner will be amazing parents. Soak in every moment, take lots of pictures, never feel guilty about spending time with them. 