<prompt> Human: Its from some extra savings... the stock market seems very high so Im a little worried about dumping it into an index fund.I already have like 40k in a savingsemergency account and no debt.Edit to add: I have a 401k. I put 15 into it...I have maxed it out the last two years and plan to do so this year as well.  <response>: From the wiki: I have X, what should I do with it? 