<prompt> Human: This is a great bonus at the end of the year, but Im having to live very poorly to get to the end of the year. Id love some tax advice on what adjustments to make to get more on my paycheck and less at the end if the year. Im married filing jointly. I am the only person working in my home. I claim 3 dependents. I dont know anything about taxes. Ive always just been honest and gotten a nice check. I just want to spread that check throughout the year and live a little better.  <response>: Check out the IRS Withholding Calculator It will help you determine the right number of allowances to make on your W4 now to balance out the large tax overpayment youve already made. On January 1st next year, run the calculator again to determine where you should set allowances for the upcoming year. The number you get today would likely result in a large underpayment if you dont correct your W4 at the beginning of the year.As others have said, youre not getting a bonus from the IRS, theyre just give you your own money back. Even if it sat in a savings account making next to nothing on interest, youd do better than what youre doing now of not earning any interest.Edit: URL formatting. 