<prompt> Human: By the end of the week I will have about 4k extra in the bank. My fiancé has just under 5k in CC debt of about 13k available. I have 0 of about 2k available. Are there any US federal tax implications for me giving her 4k or paying it off directly?  <response>: Never pay for her debt UNTIL you walk down the aisle. Help her with a budget give her tips, hell dont charge her rent, But never ever ever take care of it for her until your married. 