<prompt> Human: Ive been on here for a while reading peoples situations and seeing what others suggest for them. Its been very helpful in that if I ever run into these types of situations Ill know what to do, but one of them I just cant wrap my head around.Choosing investing over paying off debts.I know theres probably some math equation that proves putting your money towards something is more lucrative than eliminating your debts sooner, but morally I just cant wrap my mind around this. I suppose my argument is that in my opinion, being debt free would give me a better emotional boost than the x more effective choice of reinvesting your extra money instead of using it to end debt, regardless of interest rate.so, pf, give me YOUR input on this. Why is investing a better choice than paying above my required monthly debt payments? Number crunchers, this is your time to shine!  <response>: Im dealing with this situation for the first time in my life right now. Im 24 and in graduate school, using a line of credit to cover tuition. The line of credit has a very low interest rate until a year after I graduate, after which it gets knocked up a bunch.Anyway, my grandfather invested in stocks for me when I was born, and I was recently given complete control over them. They pay me dividends every quarter previously, my mom received the dividends and invested them in a savings account for me. Currently, the amount in those stocks is more than enough to pay off my line of credit. However, the dividends I receive are far more than the interest payments Im making for the line of credit. Therefore, I plan on keeping the stocks until the grace year period of my line of credit ends, then pay off all the line of credit debt.Pretty basic situation, but figured it was a good real life example 