<prompt> Human: Hi all,Been lurking these parts of PF for a while now and wanted to get the opinions of some others. A little background on myself.Im a 32 year old living out in Los Angeles. I have an undergrad degree from a state college in Information Systems and currently working in corporate finance. Im working on my CPA and will be taking the last exam in about 20 days. I graduated with my IS degree hoping to work in IT, but with no experience couldnt find any work and somehow fell into accountingfinance. Im currently living on my own but am planning to move in with my GF to save some cash. I have zero saved and actually have about 2.5k in credit card debt at 0 interest for the next 16 months. This is due to car repairs and an ambulance bill that was never billed to me and ended up in collections longgg story for another day. My car is paid off and live a pretty modest life. Ive done some calculations and I should be able to be out of debt by mid-year and hope to have a saving cushion by the end of the year. I currently have 45k in my 401k and 1k in my HSA.Im currently making about 60k and hoping to make about 70k after my CPA. The plan here is that Ive been at my current job for about 4 years now and am somewhat bored and not motivated. The work has been easy and has helped me with getting my units and studying for the CPA exam.Now, I come from a not so well off family and am scared to death of not being able to fully support myself and in the near future, a family. So in continuing my education, have thought about getting my MBA in finance to compliment my CPA. I want to go to a top level school in my area UCLA or USC which will cost about 100k. I think the experience of going to a top level school will be great and the added benefit on paper wont hurt as well. I wanted to see if for my circumstances, it is recommended. My goal is to be in corporate finance doing FPA and eventually a CFO type of role. Ive done some research online and not sure how much more I can make once I get my MBA, as this really depends on the person. According to my calculations at 7 interest, my payments will have to be about 2000 in order to pay it off in a reasonable amount of time. Im planning on eventually getting married within the next 2 years and having a kid soon after if all goes to plan. Just wanted to get some opinions of people who have done this before as Im still thinking through this. Am I aiming too high with my payments? Will my payoff not be as good from the MBA as my assumptions? Any thoughtscomments are welcome.Thanks.  <response>: Now, I come from a not so well off family and am scared to death of not being able to fully support myself and in the near future, a family. Dont do it. Unless that MBA ensures that you will make significantly more, getting into 100k debt and leaving a job that pays 60-70k is not a sensible thing to do. You working and getting a salary is a guaranteed thing. 