<prompt> Human: How did it end for you?  <response>: Any joint accounts e.g. credit cards, auto loans, utility bills, etc... continue to be the responsibility of both parties regardless of what a divorce decree says. You have to close the old account and open a new one or go through whatever process is necessary to have the creditor legally release one party from liability. People often overlook accounts that are in good standing and fail to realize that their soon to be ex-spouse could incur a debt post-divorce that they might have to pay. 