<prompt> Human: A lot of people posted in this thread at the beginning of this year outlining what happened to them last year, and their goals for this year. So, hows it going so far?  <response>: My goals for this year were to pay interest to no one we paid off the last of our debt in Dec. 2012, save more, max out my Roth IRA, and travel more.We havent paid any interest to anyone, instead bringing in 400 in credit card rewards so far. Were not saving as much as Id like but were getting back on track. The IRA isnt maxed at all, but it is more than we did last year, so Im good. And we went to Maui about a month ago and are going to the big island for New Years, so thats good. : we live on Oahu, for reference. 