<prompt> Human: Hey guys. I have been saving most of my money this summer from my internship. Im living at home for the summer, but will go back to school to finish my last semester. Today my parents say they need to borrow money from me. Its frustrating because I am trying to save. They just bought my sister a new car, and I dont understand how they can buy a car but need to borrow money from me. Sorry for the rant.They know how much money I make and were anxious to find out when I get paid ever since i started working in mayAssistant: Your parents dont seem very responsible with money. If you give them any, consider it a gift, not a loan.Human: They want it for a month. Its just I just maxed out student loans, so wont be getting loan checks this semester, and it makes me nervous that they want to dip into my emergency fund.  <response>: They want it for a month, but... the reason that they need to borrow money means they arent that good with money in the first place. Otherwise they wouldnt need to borrow money from their child. And that means that, in all likelihood, your loan will really be a gift.So you have to ask yourself: Am I willing to gift X you didnt tell us how much they want to borrow to my parents for the sake of our relationship? Given that your student loans are maxed out and this money is your emergency fund, the answer should probably be no. So, how do you tell them that? Just tell them that you cant afford it, and that they should instead ask your sister to pitch in as a thank-you for buying her the car. 