<prompt> Human: 1 Graduating in May 2016, hence the same duration of my student Visa. 2 No current visible creditFICO score3 Car costs around 20K 4 No co-guarantor What interests rate can I expect?What kind of entities will be interested in lending?Any tactics to tackle my issue.  <response>: You are a student. Why would you lease a 20K car? Buy one for 5K and use it until you graduate. The insurance is cheaper on an old car. You wont be tied to monthly payments. If you need to fix it, you can use a credit card and still come out cheaper at the end of your school. 