<prompt> Human: He wants to do this to avoid the IRS from taking money out of his account. for some context I am 20 year old college student living at home, upper middle calss. This whole thing makes me a little uncomfortable. Editupdate: I said no, he wasnt happy. So anyone live in SoCal that has a couch that I can crash on for a night or two and or a job.  <response>: He wants to do this to avoid the IRSAnd thats when you say no and leave it at that. 