<prompt> Human: Im 28, currently making only about 20k a year. I have a student loans that currently are about 17k, obviously with ridiculous interest rates. My daily budget allows me to make the minimum payments. I have 27k in savings. Should I just pay off the loan in full and use the money budgeted towards my life savings? Other then my credit card rarely used, paid off in full every month I dont have any other line of credit. My car is completely paid off, and is only 5 years old. Plus I have a truck given to me as a gift, and a motorcycle no payments so Im not worried about possibly needing a new vehicle anytime soon.  <response>: I see zero reason not to pay off the loans. Youll still have 10k left for an emergency fund. 