<prompt> Human: With interest rates this low, its pointless to compare savings accounts. A better comparison would be to look at net worthThe 50th percentile American isnt rich, but also isnt as broke as those other savings threads are suggesting.Edit: As some of you pointed out, this is the net worth of the household, not the individual.Also, having anywhere under 100K net worth at retirement is still very poor. Like I said, these guys arent rich. But they arent 1000 poor.Edit 2: I really like what uSillyFlyGuy mentioned about using the number of months you can survive after losing your job as a measurement. It would be pretty hard to measure accurately, but I think it would be more useful than using savings, income, net worth, or liquid assets for comparison.And Merry Christmas, everyone!  <response>: The figure you presented is still pretty dismal. 35-44 age range has a median net worth of 35k, including their house? Thats.. pitiful. Hell, it doesnt even reach 6 figures until late 50s. 