<prompt> Human: I am a senior graduating with a job that pays well 90k, I have no student debt thank you parental planning, federal assistance, and settlement money and I would like to take a trip to Europe for a month before I start my work life. I realize I am very fortunate and forgive my ignorance if this is a ridiculous question but is it a bad idea to take out a student loanstudent travel loantravel loan of about 5k to fund my trip and assist me through the rest of my time at school?The reason I am concerned is because my parents are very financially savvy and this is like a slap to the face for them to put myself in debt after working so hard to get my education paid for. I honestly have no idea how to go about getting a loan and assume it would cost basically nothing to pay it back within a year. Thoughts?  <response>: I dont see a problem with the idea of taking time between school and work to travel and broaden your experiences. Its great! I spent 30 days driving across America and living out of my car with a friend and the experience was priceless but cost around 2500 and most of that was gas. I ate a LOT of PBJ sandwiches.The problem is that youre talking about going into debt to take a vacation - which is a terrible financial move. If you cant earn the money to take the vacation, then you shouldnt go. Take the vacation you can afford. 