<prompt> Human: Hello all, Im currently a university student and I have an income of 2,000 a month, but I live off around 500. The 1500 that is left over is from a GI Bill BAH and since its not taxable Ive been told I cant use it when determining max contributions on a IRA account. I was wondering if you guys would be able to help me figure out where I could invest it. Ive been looking into Vanguard accounts but a financial Advisor I met with tried to steer me away and towards another company he uses. I dont need it anytime soon and I already have 3 months worth of expenses in savings as my emergency fund.  <response>: If you cant put it in an IRA, just buy mutual funds in a taxable accounts. Dont talk to any financial adviser, they are just after your money! 