<prompt> Human: 29F here. I opened by 401k in late 2014, and Im a little lost in terms of whats going on. My employer offers a 3 match for a WellsFargo 401k, and I currently contribute 15 of my salary which was 65,000year, is now 75,000year. I currently invest in a 2050 target retirement fund, which is a mix of stocks and bonds I presume is meant to help me retire by then. However, I just checked today, and my one-year RoR is -4. I take this to mean my money hasnt grown at all since I started investing.Is this normal, and its just a shitty financial period? I know its a long-term growth plan, so obviously it wont pay out a ton now, but doesnt it defeat the purpose of investing if no growth is happening? I was under the impression the account should have some growth, even 1 or 2. If not, how can I reinvest my funds to get a solid RoR? Ive read through the gold-standard how to invest for your 401k post here but Im still at a loss.Many thanks in advance for your help!  <response>: The stock market is exhibiting its normal behavior - short term volatility. Your mistake is getting caught up in it. Focus on what you can control 