<prompt> Human: Ive been in commercial banking for 4 years and I have slowly worked my way up the ladder. I was recently promoted and now make 75,000 a year. I also have stock options that vest in 5 years that should net me approximately 30,000 in 2021. I currently have 15,000 in a money market and 20,000 in a Roth 401k. I own a Honda Civic free and clear that is worth 8,000. My only debt is 80,000 in student loans. What are your thoughts on moving in with my parents to aggressively pay down my student loan debt? I would stop all saving except for my 6 401k contribution since my company matches dollar for dollar up to 6. I do not live an extravagant lifestyle, any advice is much appreciated. Thanks!Edit: Wow this blew up! Thank you for all of the great advice, I had lunch with my parents today and discussed the the pros and cons with them. They are extremely supportive and will treat me like an adult not a child when I move in. They live in a 4 bed 3 bath house so space should not be an issue. They also refused to accept any form of payment so I will be helping them around the house any chance I get. I also decided I will take a weekend job, and if all goes to plan I should be able to get out from under this debt in 13 months.Assistant: Do it, you will be thankful that you didHuman: Do you think I should save any income each month or use every extra dollar towards debt? I would like to buy a house sooner than later.  <response>: If your employer has a 401k plan with company matching, contribute up to the match. Otherwise put it all to the debt. 