<prompt> Human: So, my girlfriend had a Volkswagen that had significant issues. She took it in to get appraised and the technicians literally said it was worth nothing and said that it was actually a serious safety hazard to drive. Long story short, she took out a student loan 6,000 6 to cover the down payment on a car at a local dealership. She got screwed with an 18 car loan for about 6,000 through Wells Fargo. She was a high risk since she was making minimum wage and not living at home. I made her aware of this serious issue and we attempted to get it refinanced last fall through PNC but was denied because her credit score was too low I believe its in the upper 500s though it may have gone up since then. The car dealership did multiple hard credit inquiries from multiple banks, so that didnt exactly help her case. I tried to get her to sign up for Credit Karma but she got frustrated and annoyed when unknown histories showed up on her report someone with her same name out in California is showing up on her report, we live on the East Coast. I suggested she look into this, but she just closed her account instead. Since she couldnt get it refinanced, shes been paying about 300mo on the Wells Fargo loan, but the additional payments have not been going to the principal like I suggested. Therefore, her monthly payments have been 50 since shes been paying extra each month. Im frustrated because she wants to apply to graphic design agencies and spend money on the Adobe programs 60mo, but I feel like she should be throwing every last cent at her loan. Thankfully, she only has those two loans... but only earns about 1,300mo.Has anyone been in a similar position? Am I being controlling? Im trying to look out for her, but I feel like shes being financially immature. Im just frustrated.  <response>: Nothing about this post provides a reason for this to be any of your business. Her being your girlfriend does not mean you have any say in her financial decisions. You need to back off, IMO.Its valid to be concerned with her finances if youre trying to plan your life together, but thats a discussion to have with her at that point. Until youre at a point where you are sharing expenses and income and planning for the future, however, you need to butt out. 