<prompt> Human: I am NOT financially minded. Frankly, I suck at this stuff.I got a little lucky and made some coin. In 2006 I put all my nest egg with an account manager - in total, just north of a million bucks. The market tanked hard in 07-09, and I lost almost 30 value. He told me to play the long game, so I held on and we recovered it all. After 6 rough years with this manager, I was net positive 6 last month. This month its back down to 0.25 net positive.Suffice it to say, I am wondering if I can do better.I have paid this man 0.75 of my account value, yearly, for the pleasure of this roller-coaster ride. Its all sitting in various positions in a Schwab Alliance account.What should I be doing with it? Should I drop this guy? where should I go? What sort of return should I expect for this period?Thanks!EDIT: Thanks for the input. I was having an emotional moment or two. Its just frustrating and scary - my whole nest egg, and its doing nothing. But as long as the market goes nowhere, I guess I am not either.  <response>: The market goes up and down. It always will. What you can do is determine IF you should be in the market or in more stable investments or more likely a mix of both. And then once you do that look for the lowest fee options such as ETFs. Statistically managed funds underperform unmanaged funds etfs due to their higher fees.If you are close to retirement, you want less exposure to the market and more safer investments like bonds. As for the 0.75, its not terrible if hes helping you. What I would check is what exactly he has you invested in. He could have picked funds that have more expenses that you dont see. 