<prompt> Human: I am a 29 year old man who is in a stable job, making very good money. I have been making very good money for years. I have 6 months worth of living cushion built up, as well as a good chunk in my 401k, an IRA, and some money in other investments watches, mutual funds, etc. I bought the house I live in nearly 9 years ago.About 18 months ago I bought a 13 STi. All said and done it was 36k out the door. I got it at .99 financing and financed the entire thing instead of depleting my savings to pay for it. At this point my car payment is around 650 per month, which I make without any issue. However, its a lot of money to spend on a car every month, and I constantly go back and forth about dumping it for something less expensive. The only thing that keeps me in it is that these seem to devalue to about 25k and sit there for the rest of forever. An 04 is still close to 20k. If Im using this thing as a rolling savings account is there any value to me offloading this and getting something less expensive?  <response>: Sort of like crying over spilt milk in that you have already taken a big depreciation hit. According to Edmunds a base 2013 STi with 12k miles and in good condition is worth about 30k private party value. Plug in the details of your car to get a more accurate picture of its value. Unless you get into a vehicle with a substantially lower value than that, you wont gain much. Would you be happy with a 15 or 20k car?I agree that older STis dont depreciate much. Edmunds says a base 2008 STi with 72,000 miles is worth 18k private party value. If you like the car, and dont think you will be very happy driving a 15k car, you have a great car for the next five years and a 18,000 trade in. Personal call on your part. 