<prompt> Human: So, Im in freshman in college and I did receive some financial aid from the government but not enough. So I took out some loans but it didnt even cover half of my tuition. Rest of the loans I applied for got denied and now I dont have any money to pay for my tuition. Only been in school for 6 weeks so Ive contacted the school about withdrawing and said my reason of course. Yet, they still want me to pay 17k, even though I already said I cant afford it. They said I could make monthly payments of 300-400 dollars but interest would still be added anyways..x200B;However, I have 25k in the bank from social security checks I recieved when my dad passed away. Ive barely touched that money but I feel like I have to use it now to pay back the school or Ill be stuck paying that back forever. I spoke to my mom and told her that it was the best option than paying 300-400 dollars monthly and still get interested added. She suggested getting a loan to pay it back and just pay the loan back but I dont want to get a loan to pay it back. Either way, Ill have to do monthly payments of the loan , plus interest and I dont think its worth it. Of course, I dont want to use my money but I feel like I have to.x200B;Any advice is greatly appreciated.Assistant: Is there a reason you dont want to use some of the 25k to pay tuition and stay in school? It sounds like you have available funds to supplement the loans the received.Human: Well also they dont have the major I want to take up so it doesnt make sense to pay for a semester and or stay enrolled if Im not furthering my education in my future career.  <response>: Yes it does. You are a freshman! You have 60 units of math, science, history etc before your major courses. May as well pay what you owe, get a semester of those classes done, re-enroll into community college for the next 3 semesters before returning to a 4 year. You figured this out too late and are stuck with the bill either way. May as well knock out some classes albeit in a very stupid way. This is a financial mistake you will hopefully learn from and not repreat when you return to a 4 year school. 