<prompt> Human: This is about my Mother wether I should file a police report or notAccording to my credit report this began in November. My mother opened up a Wal-Mart store card among all things, and yesterday while attempting to open my own very first credit card I find out my credit score is 544. The balance is only about 300 thank god, but my mom has a very long history of doing things along these lines. Cashing checks for me, a felony, etc. Im 21 and I want to put my foot down on this but I do know that my mom has recently been through quite a bit, I dont want her to end up going straight back to jail Ive recently bailed her out and shes paying me back. The credit company says that filing the police report is entirely up to me, I just want to know what happens if decide to do that. Is there better ways to clear this up without being liable?  <response>: Usually when I hear people discussing legal issues online theres someone who says to talk to a lawyer about that kind of thing instead.Im gonna be that person this time. 