<prompt> Human: Looking at Mint for the year of 2012, I spent more on wants than I would have expected photography gear, video games, electronics. So I feel I should try to rein that in a bit in 2013. But at the same time, Im saving half of my income, all with automatic transfers, whenever I get a raise I just increase those to put all of it into savings, and I can still safely afford these purchases.I guess Im just having a bit of trouble being comfortable with actually spending money; its making me feel undisciplined. What has worked better for you, budgeting a set amount for spending on wants, targeted savings accounts or something like that, or taking care of savings and needs first and then being okay with spending whatevers left?  <response>: Budget the thing you want to control. In your case, if youre spending more than you want to on wants, budget the wants. I would use something like nkdeck07s method, where you define how much money you are OK with spending frivolously, put that in an account, and spend it guilt-free. Just remember to clearly define what doesnt count as frivolous spending. Having said that, Im in your position financially, and dont budget wants at all. I save a defined amount, and I just dont feel guilty about blowing the rest. Why bother budgeting if you have no debt, are saving enough for retirement and emergencies, and are paying all your bills on time? Its just extra stress. Learn to not feel guilty about it and enjoy your life. 