<prompt> Human: So me im 18 years old and a university student and my mom both have debit cards. I dont really know why but the money in my debit card and her debit card are together. This leads to many issues that i wont get into specifics as theyre over stupid stuff. Basically, i want to become independent of my mother and set up another bank account in another bank. How would i go about doing this? All i really do for now is just use my debit card but i would like to set up an account that would set me up for the future. Im still learning about finances but theres just so much.  <response>: How would i go about doing this?Contact a bank and tell them that you want to open an account. 