<prompt> Human: Ive been keeping 1000 dollars cash in my sock drawer for the last 8 years in case of emergency, but I have never needed to use it.I now have an unexpected expense not really an emergency, just major un-budgetedexpected travel cost, and therefore plan on depositing the money in my bank account to so I can use it to pay that bill instead of taking interest. I always pay my bill in full, and dont want to break that trend. Long story short, should I replace this in apartment money stash once I have the savings again?  <response>: Having a little bit of cash in your apartment isnt a bad idea. There can be instances when its helpful, for example if theres a big extended power outage, so ATMs and credit card machines are all out of commission. Of course, its also at risk of being stolen if you have a home invasion or even simply a dishonest house guest. I wouldnt say replacing the cash is necessary, but if you have a secure place to keep it and you live in a place prone to natural disasters, Id say it can only help you.Though keep in mind, this isnt a replacement for a proper emergency fund. 