<prompt> Human: Ok so Ill start my new job in a few weeks and will be making 20hr working 40hrwk wfull benefits. I have a stay at home wife and a pre-toddler child. Right now we are staying with my family but plan on moving to a new apartment soon to be closer to my work.The apartment we are looking at is a two bedroom town home. Its 920 month with all utilities included except for water29 flat rate electricity, and Internet. We will also have to pay an additional 30month for our dog.My only debt is my federal loans of which Im paying 300 monthI could pay less and still be paying more than the minimum. Also, I own a car that I will have to pay insurance on. Im worried that this may be high. We used to live in South Korea and I made about 10k less and paid roughly 300month so Im not sure if this is expensive or not. Also we have over 20k in savings if that helps.Edit:I forgot to mention that this job will be in the city of Pittsburgh and we will reside just south about 11 miles from my work in great location, in a good community.Assistant: Yeah you will be fine just watch your spending thats what Im doing and I make like 18hourHuman: Good to hear. What are some unexpected expenses I should look out for?  <response>: Get renters insurance, because its easier to pay that extra 150year than get robbed and be screwed.Obviously keep in mind car expenses, medical expenses including potential increases in premiums as well as deductibles starting over with the new year coming up, costs related to pet ownership, the changes in electrical bills both seasonally and from your current place to your new place. With your savings it seems like you have everything covered. 