<prompt> Human: So I just got my first credit card and Im looking to buy the next line of MacBook pros. Itll be a 2000 purchase and my limit is 2500. I was wondering if I should buy via credit and pay it off at the end of the month or just via cash. Ive heard that credit card companies dont really like when someone with lower limits or someone who is a recent user makes a big purchase like this, even if they pay it off right away. Is this true? Or will I be fine as long as the bill is paid by the end of the month? Thank you!  <response>: meh, a CC should make your life easier, not harder. Use the card for its fraud protection and convenience, and perhaps its rewards. Pay the card on time,in full every month and the silly micromanagement BS wont matter.Seems like whenever I talk to someone that harps on the ridiculous details of a credit score, they have a 680. The guys with 800 scores give no fucks. pay it off and dont be late, youll be in the top 1. 