<prompt> Human: My parents have hit a rough patch during the past few years. They had their own small business and things went south. My mom found employment but my dad did not. Bills have been piling up, and they decided to get a second mortgage on the house to pay most of them off, remove stress from living paycheck to paycheck, and to reduce multiple bills into onebasically only paying the mortgage. The problem is that the place where theyre getting the loan require them to get a third income on the loan. Basically they asked me, because my brother isnt making enough money a month to help out. For some personal information, Im in my early twenties, working 30ish hours a week, while taking summer classes and contemplating returning to school full time, since I found something that Im passionate about and I am very motivated to continue my studies. Since my parents cant pay for my schooling, and I wont be working as much, or at all, I was going to get a student loan.Furthermore, on an even more personal note, I dont see my father as someone that I can trust, as I dont believe he even wants to be employed, has multiple great ideas a month cant seem to stick with one, and has expressed a desire to go back to our country Eastern Europe. In regular circumstances I wouldnt hesitate to sign. But now I have myself to think about. Its been hard enough to help them out AND pay for school, Im scared about what this would mean if I go to school full time, and am not making the same money a month. Furthermore, Im also scared about what would happen if they cant pay. Would this all fall on me? What if they cant pay and then I cant pay but I want to get a student loan?Basically what I want to know is what happens if things go wrong?  <response>: No. No. No. Unless you want to be the one paying that loan back... Otherwise, no.They wont pay because they cant pay. A loan may fix the symptoms for a while, but it doesnt get to the root issue.If things go wrong and they will you will be the one paying this money back. No. Nope. Dont do this. 