<prompt> Human: I am currently using the 2055 retirement fund for my Roth IRA. I understand the roth has a limit of 5k per year. After I put 5k into the fund am I supposed to pick other funds to invest in? Or am I able to add more money into the fund separate from the roth?  <response>: You have the Roth IRA account type and the fund confused.A Roth IRA is a type of retirement account. There is a maximum contribution limit for this type of account. Once in the money is in the account you can invest that money in pretty much anything you want.If you want to invest more beyond the limit to your 401k you could easily open a non-retirement account also referred to a taxable account at vanguard or elsewhere. You could take this additional money and invest the the 2055 retirement fund if you want without having any contribution limits to adhere to. 