<prompt> Human: I just received my annual bonus 50K and trying to decide the best use for the money. I recently graduated college and have about 45K in student loan debt. Should I use my bonus to pay these off, or is it better to investsave some of it and continue to make monthly payments on my loans?I just set up a 401K maxing out my employer match but dont have any other savings or investments.Any thoughtsadvice greatly welcomed!! Edit: there are 9 separate loans both federal and private with rates ranging from 3 to 7, with the private loans having higher rates. I dont have any credit card or other debt, and have secure base income 160K in addition to the bonus.  <response>: Follow the flowchart You need an emergency fund, pay off credit cards, take a 401K match, other things that go before student loan debt. 