<prompt> Human: Im stressed out every day about this. I moved out a year ago and am making 45k so I figured I was good to get a place with 1k rent per month. This was a bad idea, as I didnt realize my CC checks were charging interest, plus I was in a bad time and have had expenses since thenwhile simultaneously just spacing out paying more than the minimum.x200B;So now I am 10k debt and am stressed out...roughly every minute of every day. I am working now to pay off as much as I can, but I think the 12 months no interest ends this next month so Im worried Im all the sudden going to be paying 12 or more of what I even have every month to throw at this. I am going to put most of my security deposit that I get back soon towards it, and plan to put my tax money into it when that comes up. Im just so damn stressed and am only 23 and supposed to be the responsible kid. I havent told anyone and probably wont, but I dont know what else to do. x200B;A this point Im thinking of trying to find a job at a different company that is comparable to my own, just so I can put the 3500 dollars in my 401K towards it. Assistant: Dont borrow money from your 401K to pay the debt down. Human: I was under the impression that if I left my job to work somewhere else that I would receive my 401K balance as it is? Am I wrong here?  <response>: You can roll that balance over to a different retirement plan when you change jobs 