<prompt> Human: Im assuming here if the charges hit after the rest of the check has cleared, it should be fine. Does using the debit card as Credit buy enough time? For the record if it matters, the bank in question is with Chase.  <response>: Probably not worth the risk unless you REALLY need the money now. The way banks process transactions makes it pretty likely youll get hit with an overdraft fee before they apply the check to your available balance. 