<prompt> Human: I had a co-worker recommend opening a Roth IRA and just wondering whether I should go with my local bank or a national bank. Any helpful advice is welcome !Assistant: Great idea, but dont go to a bank to invest.Human: Would a financial advisor be better ? For example someone from Edward Jones etc. Im just asking a lot of questions because my parents are not that great with money and I get a lot of conflicting info from other people.  <response>: I, like most others, would direct you to vanguard and opening a Roth IRA with them online. If you dont know what to invest in, look into the target date retirement funds they offer. People also recommend Schwab and Fidelity 