<prompt> Human: Had Appendectomy wout health insurance. 35k hospital bill. Only make 33k a year and have a college degree with 30k student loans.  <response>: Does your state offer an indigent care program?I had an uninsured appendectomy. Total bills came to around 35k as well. At the time I made 28kyear. Colorados indigent care program stepped in and my share ended up being 5k.Whether your state offers something similar or not, your first step should be meeting with the hospitals payment department. Schedule a meeting to discuss your options. Be open about your finances. It is not unheard of for hospitals to set up reasonable payment plans for discounted amounts based on financial hardship. 