<prompt> Human: Ive talked with my schools financial aid and the guy I met with said that theres no way direct loans will cover next years cost of 23k minus 9k in scholarships and that I have to use parent PLUS loans. He told me that there are no other options. My parents are a little reluctant to sign for them so am I, Im not terribly close to them and I dont want this to become another source of problems, nor do I want to be financially dependant on them for personal reasons. What are my options.Im currently going to be 19 in April and Im currently applying for a bunch of scholarships.  <response>: no way that parent plus loans are your only option. I mean, theyd take cash if you had it. anyway, keep applying for scholarships. maybe look for a cheaper school as well. 