<prompt> Human: For example, the stocks held in a Roth IRA drop in price, the total value is now 5,000. Can I contribute 500 to max out the IRA?  <response>: No. What happens inside Roth IRA has no bearing on how much you can contribute. Its opaque.However, you can reverse the contribution by excess contribution removal -- it will undo the contribution by proportionally removing the appropriate amount Formula You might need to sign a form to perform this.1. Undo the contribution and get 5k back2. Contribute againYou can only do this when removal is still allowed, i.e. in the same year or before tax day. 