<prompt> Human: Background: have 54,000 in student loans. 35,000 is in federal loans. I currently pay 605 monthly to great lakes. I make about 40,000 a year. The current track I am on the loans will be paid for in 7 and a half years. The gentlemen who called about entering the program made it seem like its a deal thats too good to be true. I would only pay 10 a month and after 20 years the student loans will be forgiven as long as I keep making the the 10 payment. I fail to see how there isnt a catch. Can someone who is currently enrolled or someone who understands the student loan system explain to me whether or not I should sign up. I felt like I was receiving a sales pitch and didnt know how I could possibly trust some guy who called me on a random Tuesday.  <response>: Uhh.. If it was just an out of the blue call, it might even be a complete scam. 