<prompt> Human: Im hoping someone can give me some idea of what is likely going on with an investment of my wifes. She is in Japan with her family for the next few months and is cleaning up some of her affairs there. One of those is some sort of CD-like investment her mom started for her with her money through Met Life about 10 years ago, and matured earlier this year. She is trying to clean this up and get her money, but she is confused because they asked her to fill a W9 and told her she would have to pay taxes in the US. They wont tell her how it will be reported as, and they refuse to complete the transaction without her filling the form out. My main concern is that they wont share details with her this isnt uncommon in Japanese culture doing business with a woman. However I have no idea why they even need to report anything to the IRS, and if they do how it will be reported and how I handle it on our taxes next year. Here are as many relevant details as I can think of here: She is a Japanese citizen, but lives in the US with a green card. The money was invested in Japan, in Japanese currency, and her intention is to KEEP it in Japan so she has money when she visits to care for her mom, the money will be transferred to a Japanese bank. I do not know what kind of investment it is, it sounds like the same idea as a CD but with a higher yield. Met Life is an insurance company though, so this is confusing to me. I dont have much more info than this, Id need to know what questions she should ask if there is something critical missing. Any idea why this would be reported to the IRS? Any idea what kind of investment it is, and how they are likely to report it? I dont think they are being shady, but they are being dreadfully old-school about treating my wife like she has no business knowing whats going on with her money. Shes annoyed because she already spoke to her bank about paying taxes for the investment in Japan, so it feels like unnecessary double dipping to her. Thanks for any help!  <response>: Green card holders, like US citizens, report and pay tax based on their worldwide income. The fact that the money is in Japan is irrelevant. 