<prompt> Human: 100 per month is EXTREMELY manageable. At the same time, I can write off the student loan interest at the end of the year.Do you think I should just keep the minimum payment and have the loan burden? The other thought was to use the 5000 that I was going to save up to pay and put it into something else with a higher than 6.25  <response>: Just get rid of the debt. Youll be glad you did. Then you should throw whatever you can at your next financial goal. 