<prompt> Human: So for starters, Im a freshman in college, just finished my first semester. I currently live in a dorm that has been paid for, at least until the summer semester. The reason this whole thing started was because I was expected to get straight As in college in exchange for my parents paying for my tuition and housing, with me paying for my cell phone and food and gas and half of my car payments. Well, I have misophonia and moderate to severe adult ADD, after finally being diagnosed a few months ago when I thought I was going crazy living in a double dorm, which caused my living situation and workload to become a problem as the semester went on, and it began to affect my grades. Everything just got so bad between my roommate and suitemates and classes that I ended up dropping my hardest class and getting a B in my chemistry class. Father wasnt too happy. So he said I would need to pay for my college while he pays for the minor things. Problem is, I only make maybe 400 a month with my current job. And then, over the last few days, things with my family mainly my father who views me as being an incompetent, broken, worthless person because of my disease and is furious at me for not being able to just get over it and refuses to pay more money just for me to become an eventual college dropout and that I just wasnt smart enough to handle the academic rigor of collegesorry, bitter got worse and worse, until yesterday my father blew up and proceeded to disown me. Which means no more money. So, I now have no idea how I am going to afford anything right without taking out more and more loans. My current financial situation is as follows: - I have approximately 500 in my checking account, and 1000 in my savings. My tuition for next semester is about 3800 and is due in one month. - Due to a weird living situation, I get in-state tuition for the school I go to, but no scholarship money or the state scholarships like Bright Futures or HOPE. Tuition is roughly 7k a year, 10k if I choose to take summer classes. The cost to live in my dorm for one semester is between 2300 and 3000, depending on the room size and location. Definitely getting an apartment over summer, however, as it works out to be a bit cheaper. - My car payments which jumped 86 bucks after an idiot totaled my car and we had to re-finance it are about 365 a month. Not sure about car insurance. - My parents make about 150-170k before taxes, so I was never eligible for any need-based scholarships. Not sure if this is very relevant, but yeah. They also have a LOT of debt, so we dont usually have much money for things other than bills. - We have a family plan for our cell phone, and my share is about 80 bucks. - I had already taken out a 5k loan at the beginning of the semester just in case, and my parents took out a 20k loan, which has just about disappeared. I think theres 3 grand left of that money, maybe just 1. My parents expect me to pay the interest on the loan while Im in college and then the actual loan when I get out of college. I have absolutely no idea of what to do, how to change my FASFA and if my parents need to make the changes as they are livid and uncooperative right nowcurrently at a friends house for the remainder of the break, and I have no idea how to even begin to handle my loans. My parents handled all my finances so I dont know how they work or how to pay for things with them or anything. I will talk to a financial advisor at my school when I return to let them know the situation and get help, but I would really appreciate any advice you guys have. Also, there is no way to convince my dad to continue paying for anything for me. Weve had similar fights in the past after I turned 18, which also did not end well. Please help.Assistant: What do you mean by change your FASFA? Youre still considered dependent on your parents for financial aid purposes and will be until youre 24 unless you get married or have a kid or join the military or a few other things. This means youll still need their information to fill out FASFA.Consider if going to school is the best option right now. If youre having difficulties due to medical reasons, take some time off and earn some money while you get everything together. Consider community college for a year or two and then transfer to a university to finish. Apply for every scholarship you can find.The 20k loan, did you sign anything for it? Was it a parent plus loan? If it is, then you are not responsible for it in any way. Do not let your parents make you think you are. Parent plus loans are 100 in the parents name and there is no way for them to put it in your name.Human: I did co-sign or something for that loan, I know that much. And if I do decide to take a break from college, I only have a few months before I have to begin paying off the loans, and Im fairly certain it would be nearly impossible for financialwillpower reasons for me to return to school while still paying off loans and dealing with the other typical adult bills. I considered community college but the few near me dont offer the particular engineering major Im pursuing. And as far as FASFA is concerned, I dont know much about anything for that. Being a dependent basically says hey your parents have to pay for this much and you can only take out 5 grand in loans a year since your parents are shown as being wealthy. So since they refuse to pay, and I am now officially on my own, Id like to show that so that I could perhaps get some financial aid.Assistant: I did co-sign or something for that loan, I know that much.Then youre probably screwed. Why did you cosign a loan thats for more than your tuition when they told you they were going to pay for your tuition? Doesnt sound like the paid anything. It sounds like you took out a loan for it plus some and they took that plus some and did whatever with it. Im fairly certain it would be nearly impossible for financialwillpower reasons for me to return to school while still paying off loans and dealing with the other typical adult bills.When you returned to school your loans would go back into deferment. I considered community college but the few near me dont offer the particular engineering major Im pursuing.You still need to take your core classes. Take them there. So since they refuse to pay, and I am now officially on my own, Id like to show that so that I could perhaps get some financial aid.It makes no difference whatsoever that they refuse to pay. Youre still considered dependent for FASFA purposes and their income still matters. Youre not in a unique situation.Human: I co-signed since I thought my parents would be decent and take care of their child considering they never let me have a job because I was supposed to get straight As in school. Therefore, I didnt have a few grand saved up like most people did, and their decision to move states during my senior year ensured I didnt get the state scholarship or whatever, but that didnt matter because hey, theyd pay for it. Also, I have one more class left of cores to take. Came in almost as a junior due to my APcollege credit in high school. Im fucking fucked, huh?Assistant: Like I said, your situation isnt unique. Consider trade school as well. Much cheaper and you can earn a good salary from it. Or just take some time off. Theres nothing wrong with doing that. Plenty of people work through college or need to wait.Human: Guess it sucks that Im a hellbent dreamer, cuz I would never go to trade school, though it is very useful for people who dont want a job in science or the medical route. Im not going to sacrifice my education and future dream career because of financial problems. I just need help with how in the fuck I can keep my dream boat from sinking.  <response>: I never said to not get a university education. I said to take a break while you prepare. 