<prompt> Human: Had a really tough couple of years. Several deaths of loved ones, felt dejected and didnt care about anything.Now I have a better life, I have a job paying 75k a year but: Credit in the shitter. I mean how much can I even repair it.Depressed and worried about the future.  <response>: I think it would help if you list your bills and debt. As in detail as you can. It would allow everyone to help target what you should do first. 