<prompt> Human: Im 22 years old. I have 90 credits of good grades but became a depressed alcoholic then homeless and destroyed my life.Im better now after counseling and family intervention.Now Im 51000 in debt making 1000 a month. Paying 600mo in bills and rent. My truck will die soon. I need to move soon. I want to get married in a year. I dontnow what to do. I live frugally. No excess.I have one outstanding bill for 120. Im paying off my credit card bill and will be done in March.I dont know how to consolidate my loans. Do all credit unions do it? Theres just so many individual loans and I dont know if I can pay them off when they kick in.I need help and dont know who to ask. Everything is appreciated. Assistant: Wanted to get married in a time frame will only lead to a costly divorce. Take things slowly and tackle goals one at a timeHuman: Weve been together for 4 years. We just want to actually have the wedding soon.  <response>: Then get married at the courthouse and then go out to dinner. You cannot afford a fancy wedding and you are just as much married either way. 