<prompt> Human: Hi rpersonalfinance, Ill get right to it. Would like to upgrade my transportation from nothing to a 99-03 Jeep Wrangler. In Austin, TX that costs 6,500-7,500Im currently taking the bus or car2go to work and back every day. Costs for this are approx. 95month, would be eliminated if I bought a car.Making 3100month after taxes in Texas.Have 1,500 in savings. Paying 975month in rentPaying 200month on 25k of student loansPaying 80month on 1000 PayPal Credit debt.No credit card debt.Insurance will run me around 100month. Approved for up to 7,500 auto loan from Nationwide at a 9 APR throws upPayments on the car would be something like 130-180month over 4860 monthsWaddaya think? Im sick and tired of not having a car, but I also like being able put something over 200month into my savings. Plus its summer and wranglers are sweet. Would it be financially responsible?Thanks!Assistant: 11 years ago I bought my 91 wrangler w 10k miles for almost 4k. It drove like a brand new car. Your deal sounds bad, keep shopping around and youll find one for cheaper. Jeeps are wonderful cars, but also a dime a dozen, take your time and find a better deal. Good luck. Human: Yeah I feel like the prices are a bit jacked up down here. Would love to get one for under 5,000. I can if I want to get a 2.5 L but Im hoping to buy a 4.0L. Thanks for your input!  <response>: Wait for the 4.0. The 2.5 is way under powered and the 4.0 is one of the best engines ever made. 