<prompt> Human: I am a 28 year old with 6000 dollars in a checking accoint and i make about 30000 a year. This is the first time ive had a steady income in my adult life and was wondering if anyone had any advice on a smart way to invest my money and future income. I know i dont havemake much but i would like to make the best of it. Just curious about options. Any adviceinformation would be much appreciated!  <response>: Hey! Im 28 years old with like 50 bucks in my bank account! 