<prompt> Human: Ever since Ive become more aware of my finances, it seems that every time I spend money on something that isnt a necessity, paying a bill or making an investment, I feel awfully guilty about it.Anyone know why this is happening or how to combat it? Thanks.  <response>: One of the most important and often most forgotten steps in personal finance is remembering what its all for. The goal of saving, budgeting, and investing is to maximize the amount of enjoyment you get out of life. That is to say, you know these things are beneficial to your well being and will increase your future spending money to ensure you can enjoy your life from now through the future.Once youve set aside enough for the future and budgeted for your necessities, what youre left with is a set of money which you can spend without guilt on things which will enhance your life. Its important to enjoy life as you go, if you give up 30 years of life to save for retirement, thats just as bad as not being prepared for retirement in the first place.In summary, money is something which can be used to bring a great deal of success and happiness if used correctly. Dont worry about spending money on non necessities which you enjoy, because ultimately thats the goal of any money earned. 