<prompt> Human: Hello, I have recently come up with a plan to try to secure my financial future. I have no investment history and wasnt raised very financially-aware. I wanted to get some help on how you felt about the plan I have set in place. Currently, I have just under 30k worth of debt from credit cards, car loans, ect. I do have a decent paying job, making about 40k a year. its not much, but I live with roommates and split all of my bills and there is much potential in this company for advancement for higher salaries down the line. I estimated that paying about 400 a month towards my debt, with interest, I should be paid off within 7 or 8 years. My grandmother recently passed away and left me with an inheritance of 1000. Its not a lot, but Im going to take that 1000 and open a ROTH IRA through Vanguard to start investing in some diversified portfolios, such as VOO, that follows the SP 500. Im going to start paying 400 a month towards debt to get that paid off in about 8 years and 300 a month into my investments through Vanguard. After 8 years, when my debt is paid off, Ill be putting that full 700 towards my investments. I do also match my full 5 that my company currently offers in a 401K. Does anybody have any advice or input on if this is a good plan or if I should make some changes to this? I do also get bonuses and tax returns and can always use those to pay off debt faster or put more towards investments.  <response>: The sidebar will say1. get emergency fund2. get full employer match3. pay off high interest debt 