<prompt> Human: Ill try to make this brief. I put my tuition on my credit card with the intention of taking out a student loan and paying off the credit card charge. In the meantime I had been paying down the credit card. It was about 4,500 charged for tuition. I paid off about 2,000. Now I just received my student loan and even though I picked a paper check for payment, it automatically refunded the credit card. The student loan completely paid off my credit card balance but now I have a credit on the account for 1500. I would really like to have the entire loan in cash. I have already sent an email to financial aid but I was wondering if the reddit community has any experience with this. Is there any real benefit to having the 1500 credit on my credit card account? I wasnt planning on using my credit card beyond this tuition payment for the time being. My goals have been to increase my savings so I really wanted that liquidity from the student loan. I appreciate your thoughts. Perhaps there is nothing I can do but you people are generally so savvy. shamelesspander  <response>: If getting that credit back does not work out, you can always use the credit card for your every day expenses until its back to zero. The money you save from doing this will be your savings. But maybe someone has a suggestion for getting the actual money back out of this! This is just always what Ive done whenever Ive overpaid a CC. 