<prompt> Human: I just graduated from college, and Im earning 36k after taxes, my 403b Im putting 2k towards it, and health care. I use mint.com to track how much I spend, and Ive been accustomed to a frugal lifestyle in college and as my preferred lifestyle. Im 22 years old and I would really like to move out. My parents are generous enough to let me live at home without paying rent. Im torn between moving out and living in the city, or staying home and saving or paying my loans more quickly while living at home in the suburbs. I really hate the suburbs, but I dont want to romanticize what life might be like for me if I moved to the city.Also, while Im living at home, should I save as much as possible, or put more payments towards my student loans? I just made my first payment and allocated extra money to one of my higher interest loans. Is it worth it to save and pay for other lifestyle costs while slowly chipping away at my student loans, or diminish my student loans as quickly as possible?  <response>: One year of living at home could make you debtfree with a small cushion for emergencies. I think thats probably worth it. 