<prompt> Human: Hi all. Just turned 24, graduated 2 years ago. Just got a position at an awesome company a couple months ago and my wife works for a hospital. Have about 40k in student loanson deferment, me and wife and 20k in credit card debtme and wife too. We just bought a house a year and a half ago and she just went back for her BSN and eventually wants to get her PA. We both graduated from a private college which tuition at half price for alumni. Im planning on going back there to get my MBA. Do any of you think I should go for it or wait till my wife is out of school in 3 years?  <response>: Keep your job and work on paying off that mountain of debt. And control your credit card. 