<prompt> Human: Im 19 and I know NOTHING about personal finance. Where do I learn the basics?I know absolutely nothing about Credit Cards, bank accounts, balance transfers, mortgages, and various other financial concepts. Where can I learn the basics of personal finance? Any websitesvideos?How financially literate should a 19 year old be?  <response>: All of the various wikis on the right are a wonderful jumping off point. If youre in the US, it really is pitiful that our education system just throws you into the world at 18 with little to no prep about the extremely important aspects of money. If you dont have parents who helped you or did the work on your own youre SOL at most schools. Dont feel bad about not knowing anything. Just start researching and change it! 