<prompt> Human: If there are any links to explain I would appreciate that as well. edit: Thank you all for your responses today  <response>: Lots of good info on the pros of credit cards. Ill just point out the big con:They will allow you to spend more money than you have.Its essentially taking out an extremely high-interest loan, if you keep a balance.I have my credit cards tracked, along with everything else, on Mint. So a purchase on a credit card looks exactly the same as a debit card, which helps me stay in the right mindset. 