<prompt> Human: I only use my credit card to purchase gas. Thats it. Im in college, and as a result, have limited financial resources. Is it best to pay it off in small chunks Around 75-100 a month and still use it just to purchase gas? Or should I wait and pay it all off around 1300 all at once?  <response>: Never let your credit card balance go unpaid for a month. Youd be paying interest when you dont have to. It does nothing to improve your credit score to carry a balance.If you have accumulated a balance that is too high to pay off all now, the more you can pay and the earlier you pay the better. 