<prompt> Human: Since I discovered a 12 monthly charge a while back when my account was automatically switched from a student account after I graduated and moved, Ive been passing the warning along to those who might be unaware every year around graduation. Also a 5 maintenance fee on savings accounts.If you are job hunting and dont have much money or have dipped into your emergency funds you certainly are getting charged without realizing it, or will be soon. This was in the fine print when you signed up for your free account, but most people dont tend to remember things that they agreed to as teens when going through crucial life changes like graduation or loss of a job. So I hope posting this again helps people like it did last time.A customer representative said theres nothing that can be done, so I recommend changing banks perhaps to a credit union if this may be a problem for you.Edit: TD Bank also does this as per another user.Edit 2: People are really salty that Ive shared this information. If you are not job hunting, in really good financial shape, and already knew this then great, but this post isnt targeted at you. And yes, there are banks and credit unions that dont require this kind of fee to provide service. If you personally feel BoA is the best for your particular financial situation, thats totally okay too.Edit 3: Guys chill, I signed up for the account when I was 16. Yes yes, its my mistake for not remembering. The point of this post is to help people avoid this mistake and to be aware that there are banks that dont do this. Last year I helped remind some people, and this year I hope to help some more people too. :Edit 4: online banking and credit unions have been recommended which I personally use, and if you absolutely need brick and mortar large chains for some reason USAA andCapital One Bank have free accounts.Edit 5: If you go to close your BoA account, be sure to withdraw or transfer all your money before you tell them you want to close your account. They often will try to charge you 10 for the cashiers check to get your money back when you close your account. If you are overseas youre out of luck, there is virtually no way to close your account from overseas and youll continue to be charged, so remember this before moving abroad or moving back to a country with no BoA.  <response>: Why the fuck do yall still bank with them? This is on here every few days. They suck! 