<prompt> Human: This is my first reddit post. You, my dear reader, should feel needed and special!Anyway, Im a 22 year old male from Chicago with a lot of money problems, and only a full-time job that pays 8hr. That kind of pay happens when your dad dies and you fail out of college because your life is in shambles. Also, this kind of debt happens:Credit Card Debt - 5,000Student Loan Debt - 9,000 Laptop Financing - 600Apartment Late Fees - 1,500Total: 16,100At 8hr, I dont even make that in a year. Im getting a raise soon, but thats still not enough to pay for all of this! The credit card payment, which I pay to a collections agency, is about what I make in a week at 240. Im paying for school at about 500 a month, which is about two weeks. That still leaves the laptop I had to buy, the apartment late fees I was just notified of a week ago, and gas, of which I use a lot school is an hour away, work is half an hour away. This isnt a rant, its kind of a cry for help. If I had any credentials outside of Ill do anything you ask of me and never complain Id get a job with higher pay, but right now Im looking for a day job. Im a line cook at a bar restaurant from 5pm-2am, five to six days a week...I can definitely do openings or the morning shift at another restaurant, but after many interviews, I find that I need to be available for nights as well.Im just completely screwed and dont know what to do, you guys. Thanks for reading, and following with my weird writing style, Im tired and stressed and its 3AM. If you can think of something I havent, even if its small, I would appreciate it.  <response>: I would delay school until in a better financial position 