<prompt> Human: I have 1k I can put into an emergency savings account right away. Question is, where is the best place to put it? I have several savings accounts why? i dont know... 2 credit union accounts - Golden1 and Navy Federal Credit Union... and a savings account with ING.Id like to be able to access the money right away if need be but at the same time Id like it to collect as much interest or make as much possible with it just sitting there. thoughts?  <response>: Interest on all these accounts is so low its not worth worrying about. Put it in an account like a local savings bank that you can easily work with and conveniently access if you need it. Most are going to offer almost zero interest. If you worked hard and found one offering 1, thats only 10 for a year, probably not worth the effort to deal with finding. Id go with convenience. 