<prompt> Human: My company offered to buy a car for me to drive; the idea was that the company would own the car but it would be transferred to me after five years. Now my boss is suggesting that I go buy the car myself and the company will make the payments. Its a 25,000 brand new car. Hes basically leaving the decision on whether the company buys it or I do totally up to me. I cant wrap my head around what the best option is. Obviously if the company owns the car I can walk away from it at any time, and although I dont have any plans to leave my company, five years sounds like a long time. Is there an obvious best answer here?  <response>: I would go for you to pay the down payment and they pay payments. Basically, as long as you have the title and they are making payments, its a free car. That is a heck of a deal. Plus, even if you leave or get fired, youve gotten free payments on it. I would love for that to happen. 