<prompt> Human: I am considering using the cash envelope system, because It seems like a sure fire way to keep myself in check I have recently realized that I am addicted to mini shopping -grabbing little extras here and there like gum or earrings- and I want to freaking QUIT.I wondered what your experiences were with this system and also how to continue building credit while using it, if at all possible.Any advice is appreciated.  <response>: Why dont you use YNAB? Same exact concept, you can use a bank account and credit cards to do it though. 