<prompt> Human: Im 28, single not married and making about 75kyear. Regrettably only start investing 2 years ago. So heres a break down of what I have:36.6K in 401k with 10 contribution 6.5 company match.19K in Roth.76K in Vanguard index funds. Bond: 14 International: 28 and SP500: 582K in HSA but I spent most of it for a surgery.I have about 18K liquid.I dont really have any big purchases coming up, maybe a small house after a year and marriage in 2 years. Not gonna think about kids for awhile. Both my SO and I are pretty frugal.Is there anything else I should be doing besides putting more into HSA and put more into index funds as time go by? If you were me what would you be doing differently?Assistant: Just want to say youre WAY ahead of the curve, keep it up, and dont forget to have fun once in a while. From: a 27 year old single dude that also just started investing and isnt even close to where you are. Human: Thanks. My family didnt have much money while I was growing up so its hard to kick the habit of being frugal.  <response>: Fun is subjective. I have fun doing low costfree hobbies. You do you. 