<prompt> Human: I have roughly 10k in the bank more than what her total in student loans are right now made all this money myself before we were married. We dont have to start making payments on her loans for another month, but I would like to get them out of the way as soon as possible. We both have jobs right now and Im estimating that if I were to pay off her student loans right now, we could collectively make the money back in roughly 9 or 10 months.Ive never had student loans myself, but I have read a lot of horror stories on Reddit and I just want to get rid of the student loans as quickly as possible. At the same time, I dont want to potentially screw us over by not having enough money around in case of emergency or what-have-you. I estimate our monthly expenditures rent, food, utilities, gas, and misc is around 1,600 on the high end which means we would roughly have 6 months of leeway if something were to go awry and we dont have income. We have no reason to believe our income would stop for any reason right now, but you never know.Do you think it would be a wise idea to just bite the bullet and wipe out all the her student loans right now? Im the kind of person who likes to get things done and not have to think about them again, but I would like some reassurance before I do this and potentially overlook something stupid. Thanks! :DAssistant: If I were in your situation I would probably pay them off. Seems like a good financial decision.Human: Thanks for the quick reply! Financially, yeah, I do not want to pay more in interest for no reason if I have the money now.  <response>: I think you are correct sir. 