<prompt> Human: In August of last year my dad took me to the ER because the skin in my hand stated to blister and peel off. They sat me down for ten minutes looked at my hand and sent me home with some anti itch cream. I move out of my dads place not to long after that and about a month ago he sent me a letter saying my hospital had gone to collections. They are charging me 5000 dollars! I had no medical insurance at the time but the nurses had told me at the time the hospital would cover it so I didnt even think of it after I moved I tried to look for some sort of paperwork from the hospital but literally threw everything away when I moved. Theres absolutely no way I can afford a 5000 bill but I also dont want to mess up my credit. Is there anything I should be doing to get my bill out of collections?  <response>: What you did is analogous to paying the Andretti race team to fix your muffler.They have very high fixed costs in order to support actual emergencies. 