<prompt> Human: Wife and I have separate checking accounts and Ive been budgeting my own account with ynab for about a year now. But coming up this month we have decided to join all of our income into one account and to start budgeting all of our finances together. My question is how do you guys do it? How do you update spent money or transactions on the fly? When I used my own account it was fairly easy. I have the ynab app, so I just add the transaction as soon as I make a purchase. Is there budgeting software out there where we can both access the same app to make real time spending edits through out the day? Do you and your significant other just save receipts and tally it up at the end of the day? What method do you find works for you? Very new to this.Thanks in advance  <response>: We have a joint checking , joint emergency, and each individual accounts. All pay goes into joint all bills are paid from it. We get an allowance each of the same amount that includes a portion for retirement savings. We have joint rewards cards that are targeted for different bonus categories. We pay of individual expenses from the cards and joint expenses from the joint account. YNAB is a great tool.There is no right way or wrong way as long as both parties consider it fair and it is transparent. 