<prompt> Human: Im a 24 yo male. Currently work a security job making 17 ph. Shit wage I know. Ive made some really bad choices in my life. I owe about 7500 in personal loans mainly for stuff I really didnt need in the first place. I want to start turning myself around financially. And stop spending money on rubbish. But I kinda dont know how..  <response>: Thats not a lot of debt and 35k salary isnt poverty in most places. Eliminate cable, take out and stop buying shit you dont need. 7,500 should be fairly easy to eliminate in 2 years off that salary. 