<prompt> Human: Hello all! So to give you some background info, Im a 26 y.o with a 780-ish credit score and about 4-5 credit cards. My mother dragged me into Macys one day to sign up for a Macys card so she could receive a 100 discount on a ring she was purchasing. 5 minutes into the conversation with my mother and the clerk at the jewelry desk, I knew this was a credit card I was signing up for... Oh well, deed is done and I now have another credit card, that I did not want, to my name with an outstanding balance of 1,200 on the card. I plan to never use the card EVER AGAIN. My mother insisted that she would pay off the card within 2-4 months so I gave her the card since shes old school and wants to walk to the mall to pay off the card and walk around while shes at it. Im here on my computer thinking I could just pay off the card in one shot... Anyways what should I do?1 Being that my mom has the card, should I just monitor the payments from my computer after every visit she pays to the mall?2 What should I do after she pays it off? Should I get the card back from her? What if she doesnt give it back? Should I report the card missing, receive the new card, and throw it in the back of my work drawer? 3 Should I eventually cancel the card? 4 Should I monitor my credit score while Im at it?Ugh Im at a lost of thought and concentration as my mother and I do not have a great relationship. I dont know what to do other than stress about how she could possibly keep using the card without my consent. Any advice, help, guidance..anything.. would be greatly appreciated. Thanks guys!Update 210 - Thank you to everyone. I read every single comment, didnt get to reply as I had to come into the office during a mid-winter snowstorm here in NYC... But I took a little from everyone and I PAID OFF the balance in full from my own debit card. I told her this morning before going to work that I did it last night I actually made the payment 5 minutes ago and she gave me this WHAT?! reaction but I told her that she could just pay me and shes cool with that. She still has the card though.. I dont think she plans to use it but I will retrieve it from her soon. I will update this again as this is still ongoing. Again, you guys great - this is what makes reddit and rpersonalfinance a great community.  <response>: This is mostly rrelationships territory, but from a financial perspective you should cancel that card immediately since you are concerned she might use it. Personally, I would pay the card off ASAP if the interest rate is high, that 100 discount could be eaten up in 2-4 months to avoid interest charges and the possibility of late payments. Once paid off, just cancel the card. You have no use for it, the impact on your credit is going to be minimal, just be done with it. In the future, never give your card to someone - if you do need to share a credit account, thats what authorized users are for. 