<prompt> Human: I have two credit cards, I need advice on how to pay it off without paying more than I need to in interest. Card 1 20 APR with a balance of 9,493.12 and a limit of 10,600Card 2 20 APR with a balance of 1,280.55 and a limit of 5,000Does it make any difference which one I pay off first? Im not sure how interest is calculated and if it will save me money by paying one over the other first. Thanks in advance!  <response>: Doesnt make any difference since the APR is the same. So probably better to pay off card 2 first since youll feel good once that is down to zero. Make sure you keep paying the minimum on the other at the same time.Make sure you treat this like the financial emergency it is. 