<prompt> Human: My wife and I are in debt big time and are getting crushed by the stress. Between the two of us we have 140k in student loan debt. About twelve grand in credit card debt and now her car is going down the drain. We are not super well employed and we are fighting all of the time because of our inability to pay our bills sometimes. This woman is the greatest thing to ever happen to me and I cant stand that our relationship is suffering from something as trivial as money. Help?  <response>: You arent going to be able to get good advice without a lot more specifics. Whats your monthly pay and monthly costs? Interest rates on all your loans? Etc. 