<prompt> Human: I dont have any insurance and do not qualify for any assistance- but I hardly make enough to get simple dental work done when paying out of pocket.The receptionist at the dental office recommended I check out something called Careington 500 She seemed pretty adamant about stating that it was not insurance; it was more of a discount plan, but I am not exactly sure what that means. If this is a legitimate program I would like help understanding what exactly it does and make sure that I dont have any nasty hidden fees out of nowhere. It just seems fishy to me that a company online would be helping me get a discount without getting much out of it in return 99yr. I didnt know who else to turn to so I hope asking for assistance on this is okay here.Thank you for your time, PF. Assistant: Its legit. I have similar through this provider. Dentist quoted fixing one tooth for my son for like 800 but after I signed up on to the plan I ended up paying 130. I still cant get my head around this. Why dont they just bill me 130 if I pay cash and not forcing me to go through discount plans.Human: Why dont they just bill me 130 if I pay cash and not forcing me to go through discount plans.When someone figures this out, I want to know as well.  <response>: Can confirm- my mom worked at a dental office when we were kids. Your office most likely gets a kickback from each plan sold. 