<prompt> Human: Im 30k in the hole. 10k of it is about 3 years old. Credit cards I havent made payments on in years. 20k of it are student loans. Im not gonna go on a tangent blaming others for my problems, but Ill just say that I got an AAS in a subject Im naturally horrible at, hate, and cant find a job in probably because Im horrible at it and hate it. Because one of my parents insisted that I was a waste of air if I didnt get a blue collar trade and get dirty for a living, and I listened to that lie... anyway now I only have experience in a trade that I can do nothing with, nothing to suggest anyone should hire me in a field I WOULD be good at, extremely spotty employment history... I cant get a freaking job!I know this isnt a huge amount of debt or anything, but Im closer to 30 than 20 and still cant do any better than 10 bucks an hour! Youd think I could just go back to school, right? I dont qualify for anymore FAFSA, and my credit is horrible so personal loans are out of the question. The military doesnt want me, I cant bankrupt most of it... What am i supposed to do?!  <response>: Two words - DAVE RAMSEY. Get on the seven baby steps to get out of debt. Get a second job and third jobGas Station, McDonalds, Target, Deliver pizzas, etc.... Move in with roommates to save money. Take free online training to learn a new skill. 