<prompt> Human: I have a 2012 Dodge Charger RT and I paid quite a bit to get a lifetime warranty from Dodge. Two weekends ago I took the car in for a warranty repair on the rear axle. While it was in possession of the dealership it was hailed on and damaged to the point where the auto body shop is declaring it totaled cost to repair is 75 or more of the total value of the car. I want to keep the car with the warranty, what are my options? Does the dealership have any liability for being in possession of the vehicle when damage occurred? If the vehicle is declared a total loss does warranty still apply? What would be the best course of action?  <response>: Depends on the State. In TX or CO, you dont have to get a salvage title if it is hail. The dealership has a responsibility to protect your vehicle under bailment. I would file under both insurance companies and see who appraises it higher. If you file under your insurance you will have to subtract out your deductible. To decide whether or not you want to keep it, you need to know your States rules. A salvage title will destroy your vehicles value but if you plan to drive it until the wheels call off then that wouldnt be a decision point.Then you should also consider your insurance coverage. Not all insurance companies will cover a vehicle with a salvage title. And God forbid you get into a collision because the unrepaired damage will devalue your vehicle.You should be able to get the prorated portion of your warranty, service contracts, and your GAP insurance reimbursed if you arent upside down. 