<prompt> Human: So my friend at work not me its legitimately a friend has herself in a pickle. She bought a car, brand new impala, for her son. His credit was no where near good enough so he said he would just pay her each month. Got it for 22k. About two months ago, he got in a high speed chase with the car and crashed it. Repairs will be about 2,000. He is now in jail and will remain there for the next few years. She can not afford the payments and is not sure where to go from here. She still owes 17,000 on the car and her daughter keeps telling her to trade it in. Im pretty ignorant to finances but im sure this is not a good idea. I feel like they will only give 10k for it due to the state its in, Leaving her with no car and 7k debt. She says she has close to a 900 credit score and is in tears at even the thought of missing one payment on this car. What are her options and what would be the best option to save her credit from the most damage.Please let me know if I can give any more info to help you better understand the situation. Please excuse my ignorance to the subject. Any help is appreciated.  <response>: The best option for her would be to have the car repaired by her insurance co. and then try to sell it herself - also called a private party sale. That will give her the highest possible value for the car. Shell likely get much less if she trades it in, or sells it to a dealer. 