<prompt> Human: I know the things I should do with money. The only issue is I dont know how to put them into practice. I get a wave on anxiety any time money is mentioned. Im making a separate account just for this post. Im 23 and have chosen to not pay attention to finances bills, income vs. outgoing, budgets, etc. because I feel physically ill any time my money is being spoken of. This all came to a head when I realized I am going to need to purchase a car soon. I work at a car dealership and I looked at my credit and it is not good. At all. Im scared and riddled with anxiety. I had an emergency fund that I ate through over the summer because of an emergency and I didnt have enough and dont know what to do now. I dont know how Im going to recover. Im asking for your help and guidance. I cant talk with my family because they are terrible with money also. My SO is also not great but a good listener. Im the main bread winner right now and he depends on me solely. Hes a full time student getting a masters right now.  <response>: Dude you work at a car dealership. Sit down with your sales manager and talk to him abut used vehicles. Im a mechanic Ive worked at several dealerships. This guy will help you out 