<prompt> Human: Hi, this is my first time posting to PF and Ive had a read through your Wikiyouth guide but I was hoping for some advice specific to my circumstances. Thanks for reading!I am a medical student about to enter my 4th year of 6 before I graduate and start working in summer 2017. When I start I can expect to make at least 25k in my first year pre-tax. I will have no problem paying off my current student debt, however my issue at the moment is that I am running out of money on which to live.I have a student bank account which gives me a generous 3000 overdraft. For the last 4 years the amount of living costs I receive from my student loan has been less than what I need to survive. For that reason I am approaching the limit of my overdraft. I used to have a pretty nice summer job, however money from that has mostly been spent on investing on things I need, such as a new laptop 3 years back and a cheap used car 1500 which I will need this year as I am constantly on placement and moving around.I lost my summer job due to job cuts at the company. I am now on full-time year-round placement and therefore do not have the time during term for a job, and dont have long holidays to work during either.My sole income is from my student loan; however, due to a stupid technicality specific to medical students in their 5th year of study onwards, this has changed to a grant which is capped at an amount far lower than previous loans have been. This means that despite this being my hardest year financially yet, it will be my lowest income, especially since I am away from home all year round. I can expect to receive around 6000 in living costs; most of this will be spent on rent which will come to 4200 for the year. I think I will also qualify to receive approximately 1000 from my uni via a hardship fund.Basically the way I see it is this: I do not receive enough money on which to live, get very little support from my parents they cannot afford it and have no means to generate extra income. For the past 4 years this has been compensated for by my overdraft, however that safety cushion is fast disappearing. I have serious doubts as to how I am going to make it through the next two years. Can anyone helpreassure me? Thanks for reading.Edit: forgot to add that I am considering taking out a 10k loan to both assist me financially as well as fund my elective a placement abroad which I will undertake next year. The elective will cost around 5k, leaving me 5k to play with. Is this a good idea?  <response>: Not a PF expert here but Hotdogs and Oranges, thats the Elon Musk diet for success. Really though lets think about ways you can cut your living expenses.Im currently living in Switzerland where food is very expensive. Average income in high but Im a student that cant work here, so that doesnt matter to me. I decided that I would not buy any meat for the entire time here, and obviously never eating out. I think Im spending less on food than I ever have.Can you find a cheaper place to live? Can you sell all your old belongings? Is there any way you can generate your own income on the side of your hectic schedule? edit: small wall of text 