<prompt> Human: Hello PF, I recently had the opportunity to buy my dream car with the help of my gf, at the end she backed out, we were supposed to buy it she giving the initial payment and I getting the credit for the rest of the amount. The first payment was 10,800 and the rest of the the credit would be for 12,000 at 6 interest rate for 5 years 300 monthly. She backed off because her boss told her that was a stupid idea, that we can not afford this type of car with our incomes, notice that my month expenses are only 150 that I need strictly to give away, leaving me with 600 free each month. Am I really stupid for just consider trying to buy this car? We both loved it, and really is the car of my dreams and we consider a future together and this was just like an engagement ring but more functional. What is your opinion PF? Thank you for reading! Edit: Ey, wow so many replies within minutes, I really appreciated all your comments! It make me think far better of my next decisions. Just as an edit I live in Mexico and with my parents so our cultures are different, I do live with my parents and I do give them money groceries tickets thats why my low expenses. I was very excited with this opportunity but now I guess Im wrong and I really dodged a bullet, I was just blinded for how awesome the car is. Anyways thanks a lot for all your comments!  <response>: Yeah, that car was way too expensive. Youre very lucky it didnt happen.Something around 4000 would be appropriate for you. Save up your own money for it. A plain economy car or a 2-wheel drive pickup truck, thats all you need.Keep your finances separate until after youre married. Good luck. 