<prompt> Human: Okay so let me preface this with I AM AN IDIOT. This is all totally my fault to begin with. Okay, now story time.Last November I got my hair done. It cost 276 bucks. I used PayPal to pay my hairdresser because she works out of her home. Then, three days later when I looked at my banking it had that 276 charge on it but it said the charge was from a random store in the northeast, but I dont even currently live in America. My husband had his card number stolen recently so naturally, I freaked out and called my bank and they labeled it as fraud and gave me 276 out of their pockets so I could pay my bills while they investigated. I AM AN IDIOT.A few weeks later my hairdresser messages me with a screenshot of an email she got about the opened fraud case. I instantly realized my mistake, apologized profusely, and called my bank. They marked the fraud case as valid, told me it would all be taken care of and said on December 21st the money they had loaned me would be removed from my account. Okay, no problem. I suck.Three days later my hairdresser messages me again. Paypal has taken the money out of her account and she is now in the negative. I call my bank, they reassure me all will be fixed on the 21st when the money is taken out of my account wrong, and I tell my hairdresser again that Im an idiot, Im sorry, and if she needs the money to feel free to charge me again for it and we can figure things out once she gets the money back. She very politely declines my offer and says she will just wait for the 21st to happen.The 21st rolls by, the money is taken out of my account, and Im relieved because I dont hear from my hairdresser and I assume she got her money back. WRONG.Two weeks later she messages me that she still hasnt received the money and now PayPal has taken an additional 20 out of her account. I instantly call my bank and they say that PayPal was notified back when I FIRST called to report the charge as valid, and they should never have taken the money to begin with. They also never gave the money to my bank, so the money and issue is with them. I called PayPal and told them everything. They cancelled the 20 fee that they applied to my hairdressers account and told me the money was with my bank. I called my bank and they said no, its with Paypal. I called Paypal and they said oh, its just processing your hairdresser will get it soon. A week passes and nothing happens so I call them again. They tell me the problem is with my bank again. I call my bank and they say, no its with Paypal. I call Paypal and they say no, its your bank. BACK AND FORTH AND BACK AND FORTH. Im at my wits end and I dont know what to do!! My hairdresser called them today and they said the money is with my bank again. Im about to go crazy and just threaten somebody with a lawsuit because neither me nor my hairdresser has the money and I just want to pay her already. Has anyone had an experience like this or know what I can do?!Also, yes Im an idiot. EDIT:Im going to do a three way call between my bank and Paypal in the morning so they can yell at each other. Thank you everyone for your advice! I wish I knew what was going on...EDIT 2:Okay a lot of people are thinking Im poor and spending my money on frivolous things because I described the credit as something to help pay my bills. Just to clarify, the reason I described the credit that way was because that was how my bank described the credit to me when they gave it to my account. I am not scrimping and saving to get food on the table while running around paying hundreds of dollars on my hair. If I couldnt afford it, I would not have done it. Thank you for your concerns, I would be worried about myself too if this were the case EDIT 3:After talking to Paypal for an hour, they have confirmed that my bank has never given them a notice of the fraud case being a valid transaction. I said I wanted to do a three way call and they said it wouldnt change things because they need an official notice. ARGH.I called my banks fraud department again and the woman was totally unhelpful. She said no one can help me except for the fraud analysts. She also said that they are unable to get me in contact with them and I would need to wait for a phone call from them. However, they told me the analysts would be contacting me weeks ago and I was never freaking contacted! It might be because I do not have a US number, so I gave her my email. I literally asked her 10 questions and for every single one she said sorry, I cant answer that. So finally I said Youre telling me theres literally nothing I can do? And she was like yup, sorry. Hope you have a nice day though. What the hell?! All I need is for the bank to send paypal a notice that the charge was valid. Im calling on Thursday and raising hell if I dont hear anything by then.  <response>: To me it sounds like its on PayPals end. You bank seems to have taken the proper steps. Ive never heard of this before. Best of luck. 