<prompt> Human: So heres the situation: I recently received a windfall of 23k, and I am not too sure how to allocate the money. Ive tried to look at it from a returns perspective and a peace of mind perspective, and neither seems to be really satisfactory. Finances---1. Need to get a car in near future2. Have a house with about 23k left until I get rid of PMI 67mo3. Have about 8-10k in outstanding CC debt 0 interest for 12 more months from Solar array purchasePoints of consideration:From a pure returns perspective - getting rid of PMI will save me a solid 800 a year, and reduce the amount of interest going out the door every month.Choosing to put solar on CCs has dinged my credit pretty badly, as I have high utilization, so financing a car isnt really desirable. ---So my primary plan right now is to: Ignore PMI for a year costs about 800 1000 in excess interest, purchase a car outright, and pay off the credit card debt immediately. Are there any alternatives I am missing?  <response>: Thats exactly what I would do. Go for it. 