<prompt> Human: Im currently in the process of redoing my portfolio, and that includes rethinking how I handle my emergency fund.My current plan is decreasing the amount of money I keep in that fund to about 1-ish months of expenses. I currently have a significant amount of money invested in stocks, which if needed I can sell and transform into actual money in my bank account in less than a week. In case of a big and sudden emergency, I could just use my credit card until its limit about 3 months of expenses, so that by the time I have to pay for it I would probably have some liquid money from sold stocks.This seems like a reasonable plan to me, but it seems out of line with most of the advice in this sub. What are the risks of this strategy?  <response>: Imagine the next market crash. Your stock just dropped 50, you lost your job. Thats why you have an emergency fund in cash. 