<prompt> Human: gross salary: 36,000monthly adjusted: 2,200?Rent 875Food 400Loans 330Car Insurance 80Gas 80Leftover 435These are obviously rough estimates, I am not sure how much my monthly income will be after contribution, benefits, and taxes are taken out. Also I am worried about car repairs, I have 03 G35 Infiniti with like 160k on it, but I just put a new transmission in it so it should be good. But I will still need tires, brakes, etc. With the estimate above not including random expenses that pop up I can save about 5k over the year. Which will probably be used up by car repairs, airplane tickets home, entertainment, clothes, etc. Should I be trying to cut cost to save more, or is saving little to nothing my 1st year ok?Assistant: Does your employer offer 401k match? If so, is this amount already deducted from your adjusted income?Human: nothing 1st year. I am doing 3, after 1 year they match 6, I will up my contribution to 6 when that happens.Assistant: It looks like youre on the right track by saving 20 of your monthly income.I would probably revisit your budgeted amount for food as it seems a little high. Do you bring your lunch to work or eat out most days?Human: Thats what I used in college when I ate out like 5 times a week haha. So yea Im thinking I could probably cut it down to 300. But I have not moved to new job yet so I wont know for a month how much I will actually spend or what I will do for lunch.  <response>: One of the best habits you can form while transitioning from school to the workplace is bringing your lunch and snacks everyday. Granted, there will be days Friday where a group of co-workers will go out to lunch. On days like this.. I would recommend going against my advise and network with your co-workers. Building relationships is definitely worth. 