<prompt> Human: Hi everyone. My parents and I live in the same city. I am in good terms with my parents and I pay them rent, an amount similar to what Id pay if I were to move out.Reasons to move out: Feeling of independence Closer commute I really enjoy living by myselfReasons not to move out: Keeping money within the family My personal views on building equity vs. rentingWhat are some things to consider when moving out? Ive moved out when my workplace was 40 miles from my parents home but since changing jobs Ive moved back. Its still 20 miles but its much more manageable. I really miss the freedom that Ive had when I lived by myself, but at the same time living with my parents is now an option and it just seems like a more responsible choice.  <response>: The main reason to live at home is to avoid paying rent. Avoiding that expense can be a huge help when just getting on your feet. Since youre paying rent, Id be tempted to just move out.A lot of it boils down to your relationship with your parents, it sounds like you guys get along well. And even though youre paying rent, Id imagine youre at least saving some money in other ways utilities and food, perhaps.That being said, I lived at home with my parents for a year after college. It worked pretty well, and let me pay off my school and car loans. It was nice getting my first apartment without having loans to complicate things. 