<prompt> Human: I finally got my paycheck for January, which means I have 1300 between now and when I get paid next in February. Im completely sick and tired of hitting the last week and a half of the month with 25 dollars in my bank account, but it feels inevitable. I installed YNAB, but it just makes me feel even worse - for one thing, the program is just confusing. But also, there are so many categories its giving me that I feel like I need to put money in. Heres the sad state of my budget so far.Current balance: 1336Credit cards minimums - 89Rentutilities - 490Car payment - 135Renters insurance - 15After those, I should have around 600 in my bank, which just doesnt feel like enough to get through the month at all. Groceries are expensive, Im in dire need of new shoes, gas never ends, and overall it just feels hopeless. Im working on getting a second job, but assuming that doesnt come to fruition, how do I work with this to survive the month with more than pennies in my bank?For example - I havent been able to do my hobbies at all for the past two months, and its driving me crazy. I need an oil change for my car, thats a good 60 bucks. YNAB has so many categories for things that feel essential, and I feel terrible for not budgeting anything into them but I just dont know where the money comes from.  <response>: So the thing with oil changes is to save 15month towards it, so when you need it, the money is already there. I know right now youre just starting so none of the categories have filled up yet with funding. But it will in time.IMO, you should put all your necessary but irregular budget items in YNAB. And designate for now 135 towards those each month. So, oil change would be 60 of that this month, but divide up the rest among clothes, license plates, etc. Then, you do your very best to live off the 465 for the next month. Thats 120week or so for groceries and gas. 