<prompt> Human: I have about 10k in company stock doing pretty well lately, and another 15k in cash sitting in a standard low interest savings account. Other than my auto loan with 7k remaining at 4 interest, I have no other debt.One year plan is to have enough saved up including stock to put a nice down payment on a house figuring about 40 down.I know the savings is really doing nothing sitting in my bank account except losing value but I dont see much of any short-term investment options that are really any better or worth tying up funds for a year.That said, should I pay off my auto loan, and then start putting an extra 250 in my account each month? This seems like a good idea to me. I cant see any reason I shouldnt do that, unless I have the ability to invest in something that will return more than the interest I am being charged on the auto loan. But the only way I see that happening is if I shelf the house idea for a while, and lock up my money for a longer period of time - or take a larger risk.Am I off base here? What do you think I should do?  <response>: If you have nothing better to do with 7k, and the remaining 8k is a good enough rainy day fund, pay off the car loan. 