<prompt> Human: I want to spend 2,300 on a fun guitar toy, but should I?I make about 95k year, only debt is house on which I own 117k. No car payments. Save about 2kmonth. Havent started retirement fund yet. Have a 6 month e-fund, but no retirement or investments 29 yrold.Ever since we have been in a position to save, weve become mega frugal. I want to buy this toy Axe FX II, and I used it as a weight loss incentive to lose 60 lbs. Now that Im there, Im asking myself if I should spend this much money.Most Ive ever spent on a car is 3,000, so this is a large purchase relatively speaking.The question boils down to this... When is it okay to make a large, unnecessary purchase?  <response>: Havent started retirement fund yet.Im no financial expert, but this should probably take priority. See this wiki page 