<prompt> Human: EDIT: Budget Posted At BottomOk, so 23F 500paycheck every two weeks. Two credit cards. One opened April 14, 700 limit, another opened November 14, 1000. So, my first big bill of adulthood was a hospital bill for just shy of 1500. This april, I got my first card and was doing really well keeping it down, and getting stuff that Id ordinarily get anyway. I was really proud of myself because I was being responsible with a credit card! Yay! Then in June, I saw that I had just over 400 left on my hospital bill, and I only owed 50 on my credit card that month. Yaaay, throw it all on the card! I can pay it off in huge chunks and have this 5 year old financial weight gone by August! RIGHT GUYS??Jesus christ what a horrible mistake. I freaked out about not having enough money, put more on the card, and yo-yod the total anywhere from 500-698 month after month. Today I finally paid the credit card down to 50. Then last month I was in best buy getting a new phone. They offered me a best buy card and the voice in my head said dont, but somehow a sure came out of my mouth. I hoped that I would hear no. But no. APPROVED! Yaaay! Except they either didnt tell me or I didnt hear that the card can only be used at Best Buy. Oops. So out of spite, I bought everything I wanted at best buy this month totaling...you guessed it...999. I chose 18-month and 6-month interest free financing on all of my purchases and paid 60 off today that was the first balance on the card On top of it all, I have a county tax payment on the house Im living in due in February also for 1000. I was supposed to pay half of it this month, but with my credit card yo-yo crap my grandmother decided to defer it all until February so I could use the money I saved to pay off my card. Oh, and I though that I was paying 500 this month total. But there was another bill her car insurance that I somehow ended up paying half of because I ride in her car. I dont drive, and I pay for my share of gas money. That was 260. I was not expecting to pay 260 this month, at all. So, heres a breakdown as of tonight:Checking: 113Regular Credit Card: 50Best Buy Card: 930House Tax, Due End of January: 1000Expected Income Until February: 2000Im most concerned about paying off the house tax bill and starting to dig myself out of the extremely stupid hole I dug with best buy. I didnt even bother to calculate the financing, but I think its around 100mo by now. I know what I did was incredibly stupid, I just need help getting back on my feet so I can start saving so that I can not use credit cards every five minutes. There is a huge difference between being free to use whatever card you wish, and having to use a credit card because theres no money in any of your other accounts.I am currently working on a budget, and am reading through guides right now on how to do so. ---PhoneInternetEntertainment Bill: 55mo I use my phone as a wifi hotspot, get 10GB of data, and dont really do anything else other than readGroceries: 60-130biweekly Varies widely, I usually just buy whatever I wantwhatever looks good. I shop at Aldi a lot, I could shop at a cheaper grocery store in town too.Utilities: 145mo I pay half of this households expensesWork FoodEnergy Drinks: ...40?week This is a sinkhole for me, I dont track it like I should. Cigarettes: 30-70mo Depends on if I tried to quit that month, and where I buy cigs.Random assorted crap and stuff I reaaaly dont need: Whatever is left over I am really really bad at saving money and saying no to whatever impulses I have. Im trying to work on it, but it runs in the family.  <response>: stop smoking cigarettes. thank me later 