<prompt> Human: My company doesnt have a 401k to contribute to. I can open a Roth account but I feel that 5,500 a year wont be enough when its time to retire. What else can I do?Assistant: Put money in a brokerage account and invest there. HSA if you have one available.Human: My company currently pays 90 of my health insurance. Would it still be beneficial to open a HSA?  <response>: If youre eligible for one, then yes. You have to have a HSA eligible health insurance plan though. 