<prompt> Human: I have a few thousand as an emergency fund that I would like to move from my current savings account with 0.15 APY. I searched online for a bit and it seems like Ally is a solid choice. I also saw that Goldman Sachs and American Express have similar rates around 1.70 - 1.80. Has anyone had any experience with any of these? Do you have different recommendations?  <response>: I have AmEx and theyve been great. Theyre at 1.75 last I checked. Cant use the app though for the savings account. For me not a big deal but for some it could be. 