<prompt> Human: Is it possible to move a traditional 401k to a Roth IRA without paying taxes? I know that there are only certain times that I can do the transfer quitting job, etc. Im trying to see the benefits of a traditional 401k and roth 401k. Most of my contributions have been to my roth 401k so I was curious if itd be advantageous for me to contribute to the traditional 401k and not pay taxes if my intention down the road is to move it all to a Roth IRA.  <response>: No, you have to pay taxes. You could move your 401k to a traditional IRA, that is not a taxable event. You could wait until you have a year with littleno taxable income and convert then like if you take a year off or go back to school. 