<prompt> Human: I opened an Ally account a couple months ago, and have a small auto draft come out of every check. I read somewhere about a guy who had a goal of putting something into savings every day, so now every day when I wake up, look at my checking account, login to Ally and deposit 5-50. Every single day. Ive saved like 1000 and put another 600 into my IRA in the last couple months monthly auto draft from the savings. I still live scraping the checking account check to check just like I used to, except now I wont have to use a credit card if I get in a tight spot. Its seriously that easy and its changing my life. So uh, yeah if youre looking for a starting point, I recommend this highly.  <response>: Impulsively saving is a better habit than impulsively spending, but eventually you will want to make a fixed budget that pre-determines how much you spendsave each month. Still, making an emergency fund is absolutely priority 1 so good work making happen! 