<prompt> Human: Thanks in advance, this sub is awesome!Anyway, my wife and I have been looking into buying a place for a while but we havent found anything that we really liked until today.We found a new construction townhome complex outside of Seattle. The townhome is in a great location and it is only about 2.5X my wife and my current income and we expect our income to go up. Here is the thing, they have only sold 40 out of 100 units and they will be building until September, 2016. The HOA dues are 236 a month which seems good since they will have enough to maintain the outside grounds. The place looked SUPER NICE and was miles above anything that we have seen so far that we can afford.Here is the thing though, they will only sell through their partner mortgage provider. They said that the reason that they do this is because most mortgage providers wont lend to a new construction place that isnt sold out.Also, they said that they dont negotiate. They sell as is for the price listed. Since this is the case they prefer to not work with realtors because they would have to eat the cost. They offer a 5,000 kickback to buy now.This sounds kind of fishy to me but luckily my father in law is a realtor so he would help us through the buying process.Anyway, is this normal for buying new in a townhouse complex? Is this a bad deal? Any advice or warnings?The homebuilder is Polygon Homes if that matters.  <response>: I would ask the father in law who is a realtor. 