<prompt> Human: Hey everyone. I am pretty evenly split between options here on buying a car. I could get a loan that would increase my credit score slightly, but would have to pay interest. Meanwhile, I have student loans to pay and rent. I could buy a car off craiglist right now, if I wanted to. What are my options? Im trying to decide which option is best. Obviously there are pros and cons to both, but I dont know what to do. nbsp;Edit: Here is the car Im looking at.  <response>: My two cents: Some manufacturers Nissan give you a discount for financing. So I financed, and paid it off in full a month later. 