<prompt> Human: To be short, Ive saved up about 2000 in my last quarter of college and I have a job lined up. I get my money I use during school from financial aid, so Ive been trying to build an emergency fund before I graduate. Im hoping to have at least 3-4k in it by the time I graduate.In January I bought a new laptop using a Best Buy credit card, which gives me 12 months to pay it off without interest. So far, I have only made the minimum payments on it. Should I just pay it off right now?  <response>: While the laptop is still interest free, keep saving just in case of emergency. Pay off as much of that debt as you can once the interest rate kicks in I imagine its quite high. Theres no point having money in an account thats barely making interest its actually depreciating over time while paying high interest on borrowed money. This is literally how banks make money. 