<prompt> Human: Hello! Im a current upcoming junior in an American university. Im halfway through a neuroscience degree, and my parents have just permanently suspended their financial support. My current college is extremely expensive, and remaining there is no longer an option. However, there is another university in my state that is far more affordable, and I think I can put myself through the next two years if I can transfer there. My questions are mainly pertinent to the FAFSA and studentfederal loans. Do I need to edit the FAFSA to indicate a change in school? What is the process for transferring the federal loans Ive already been granted from one school to another, if that is possible? Are there private educational loans available without a co-signer that arent a terrible idea, and if so, what are they? Any advice is appreciated! Let me know if there are steps in the process that I havent accounted for. Ive never handled anything of this magnitude on my own before, and I dont even know where to begin. Ive been in touch with both colleges, and plan to meet with the financial advisors to establish a plan. Additionally, I must note that my parents are opposed to me continuing college further in any capacity, and that I am seeking to transfer without their knowledge, as I am determined to finish my degree. Any direct help from them will not be an option. Thank you, all!  <response>: Another perspectivenot personal finance from someone attempting to enter the health professions...Your parents might actually be doing you a solid. A 2.9 is maybe far from failing in a literal sense but its basically hopeless as far as applying to graduate schools for health professions. barring URMsocioeconomic disadvantage A lot of the schools require a 3.0 minimum gpa and a good shot of acceptance comes with being closer to 3.5. If nothing changed you would be looking a postbaccalaureate work which is additional years and additional expense this is where I am now. You can do this but unless there is a lot more to your story this is a wake-up call. If PA is your dream, find a school thats affordable but also figure out why it is that your grades arent making the cut. Meet with counselors meet with friends and honestly ask them to rate what they think of your study habitswhat you could do differently. Two years is a decent amount of time to improve but not without doing something seriously different. Good luck. 