<prompt> Human: Why would anyone pay a monthly subscription to check their credit score?Lot of companies advertising this service but Im not seeing the point. Just knowing what your credit score is wont change a damn thing. So the sinic in me is asking what could motivate people with no money to waist money on a useless subscription? And that leads me to wonder whether these companies are actually disclosing credit scores of other people  <response>: Sinic cynic waist waste 