<prompt> Human: We have a bunch of older EE savings bonds. Some are from 88 that look like they will hit their max 30 year life in a couple months. At this point they will stop earning interest, so cashing those is a no brainer.As I understand it, the ones form 89-94 are currently earning 4 1k. Those 95-99 are earning 2.1 500. I am thinking now is a good time to sell since Trump administration tax rates are low. Dont need the cash, have decent emergency fund, do Roth and significant 401k. Would probably just put the funds into retirement or towards house principal. No other debt.  <response>: Ive been slowly liquidating EE bonds after the 17 year doubling occurs if the interest rate is sub 3.5-4. For those above 4, Ill probably hold until the 30 year maturity. My threshold is my mortgage interest rate more or less. Keep in mind, youll have to pay Federal taxes on the interest earned. But, I believe you dont include the interest at the state level i.e. I believe I got a credit in VA last year. Treasury Direct has a great calculator to tell you the exact value if youre unaware 