<prompt> Human: I received a grant from my college that was enough to pay the entire principal of my student loan. The check itself, however, left roughly 200 in unpaid interest. The interest isnt collecting any interest, and my servicer hasnt required a payment on it for the past 6 months. I recently pulled my free credit report and the loan is said to be in good standing but still open.Is there any benefit to paying the interest now? At this immediate stage in my life I could pay it but saving the 200 would be of greater benefit. My girlfriend is arguing that just paying it off will help my credit score - an interest of ours as we are apartment hunting.  <response>: The benefit would be fully paying off the loan and putting it behind you. I personally wouldnt want to worry about it going forward. Id pay it off and be done with it. 