<prompt> Human: About a year and a half ago I co signed a loan so that my girlfriend could finance a car, seeing as she hadnt established credit yet. However the relationship has run its course and were now trying to deal with all of the financial fallout. It wasnt a nasty breakup or anything, but Ive got an excellent credit score and dont want the possibility of that getting ruined by her. Is there any way to get my name off the loan without affecting my credit?  <response>: She would need to refinance it completely into her name, if she is even capable. If she can and does it would affect your credit the same as closing an account, that is, negligibly. 