<prompt> Human: The rule says that if you can live off of 4 or 3 of your savings per year, you can live indefinitely without making new income because youre just living off of interest.But in retirement, arent you supposed to invest your assets very conservatively? And inflation, lets say its around 2.5. To withdraw 3 a year and have your assets not diminish, youd have to be making a 5.5 return on investments, right? What kind of conservative investment generates this kind of return?  <response>: Trinity Study and Safe Withdrawal Rates The Trinity study update include simulations on the effect of your stocksbonds allocation. 