<prompt> Human: Long story short, I have no debt, a relatively high income, and I feel like my credit limit is a bit low. Some key stats: Age:27 Total Income:98,000 Savings Rate:21 15 401k, 6 dumped into an emergency cash fund Credit Score:767 per Credit Kharma Credit Limit: 11k 6k Citi CC, 5k Citi revolver Some facts: I haze zero debt. Use my citi card for everything. No real cash savings 2k. 65k in 401k. Only 1 credit card since getting a job 4.7 years ago. I plan on getting a 15k loan for a car in the next year. Mortgage in the next 3 to 5. I figure i should probably start jacking up my limit now to keep a good utilization in the future.Questions: I feel like a the 11k limit is rather low relative to my financial position. I want to ask citi for a raise and just went to the form on their website and its asking me what amount of an increase I want. Is a 4k raise reasonable? Id rather not get a hard inquiry. Should I just open a new CC? How about an AmEx Platinum? I travel a lot for work and Im sure that i could use the 200 credit for in flight beverages over the course of a year to make the fee a bit more reasonable. Plus Id get some good use out of the other travel perks. Anyone have any other recommendations? Airline cards are out of the question since I have elite status from miles and I want to see how the US-AA merger shakes out. Anyone got any thoughts? Credit Kharma seemed to indicate my level of accounts was low, should I just get an AmEx and maybe a free card from Nordstrom or something?Thanks!  <response>: No answer to your question, but since this is PF I have to say it:Im envious of your 401k, but son, you need an emergency savings fund. 2k doesnt cut it! Enhancing your savings now is good practice and getting into the habit will make saving for a down payment a lot easier. 