<prompt> Human: Hi! First time car buyer here. Im looking at a 2014 Subaru Impreza that is priced at 13,140. It was originally 13,650. Monthly payments would be around 300 month on a 48 month loan.I work two jobs: the main job I make 1200 each month and the other 340 per month. My expenses are: car insurance 109month, rent 600month, student loans 50month, and I put about 150month towards my credit card. I plan on donating plasma to help supplement. I believe I can afford it, but honestly, Im freaking out and over thinking.  <response>: Nope. Your insurance will go up, almost certainly. Youre making 1540month, and your car payments insurance would eat up 500 of that. Another 600 in rent and 150 towards a credit card that Im assuming is carrying a balance, and you have zero headroom.For that reason alone, dont do it. Id add, too, that you should never take on any kind of debt on a depreciating asset if you have any other debt exceeding risk-adjusted rate-of-return. In other words, if you have a bunch of 2237; credit card debt, do not consider buying a car until that debt is paid off. 