<prompt> Human: Me 19 and girlfriend are expecting to have a kid in October sometime. We both work at our local Sams Club and make decent amount of cash 450 biweekly, and we both work 30-40 hours in those two weeks. We also are both going to school basically paid for by FAFSA and scholarships. In a nutshell, we are trying to figure out how much we can save and pull in together AND live in an apartment which ranges from 375-700 we are shooting for 375 which is a 1 bed 1 bath. I thought of several necessary expenses we might need to have covered and if there are ways to avoid some of these necessary costs, Im all ears.Apartment 375 300 down, free water, not sure on electricityGroceries 200 give or takeCar payments 400Gas 50 gas prices change thoughTogether my gf and I make around 2000 each month.Gym, and Wifi could all be used at the University, so if she and I really try, no expenses covered in these areas. Amenities like Spotify will now be linked to one account to avoid spending worse case scenario I gain 5 for canceling Spotify Premium.I believe there is more but for some reason I cant think of all of them right now. However she is being filed as a single-mother which helps her with incoming baby essentials such as diapers, formula, and allows her to use WIC. As youve seen with Walmart and Sams Club on the news lately, by the end of this February all remaining associates will receive some sort of bonus and 11.00 per hour start pay, which should help us out some as well. Also, we will be getting tax return money. If all goes well, I will graduate in December of this year 2018 with a Bachelors in Biology with a minor in Chemistry. I have been looking at jobs for when after I graduate in Dallas and in Tyler, Texas, where I will hopefully continue graduate school with the set of new responsibilities.Again this is all ideal, my plans for graduate school might be postponed for her to finish her RN program here and of course, the baby. And if I can find a great paying job here locally there would be no reason to move at this time.I would like to think weve covered most areas, yet for people who havent or have experienced anything similar, I would like to know if I missed anything or if there are any tips with my gf applying for Medicaid or managing the above expenses. We are both so new and pretty nervous about our lives changing and growing, so forgive us if I sound too naiive. The pregnancy was unexpected and luckily things arent too bad with what we have saved up now. Our parents will pitch in from time to time, which also helps, yet we both want to prove to them we can do it. We are looking for any hands here on Reddit who have been through similar situations to share their experiences and provide tips to help us cover aspects of finances, parenthood, and our careersstudies. Also if anyone knows any good subreddits with tips on becoming a new parent and parenthood, that would also be greatly appreciated. Edit: My car will be given up to carpool with hers. So thatll knock down our car payments. Edit: The Grandparents on both sides are nearby and are willing to aide us with the child while I finish the last month and a half of school after the baby is born.Edit: I only have to finish 3 classes. Unfortunately I cant take them during the summer, yet two are online classes, which will allow me to help the gf or baby while the gf finishes up her studying.  <response>: Reality check - kids are incredibly expensive, and your time right now is precious: education, start a career, and so on. Take the time for you both to get professional jobs knowing chemistry may help, and RNs are sought-after. Grad school will be hard on you, and you wont earn much for a while. All in all, impossible unless there are grandparents with plenty of and time that are willing to take care of your child. Youre clearly spending time thinking about how to organize it all, and indeed you need to think about that.The bottom-line is that having a baby right now is a financially and practically bad, bad, bad idea right now. The timing seems to be such that you can still change your mind so that you can have children later when youre ready for it. 