<prompt> Human: Six in 10 Americans said they dont have enough in an emergency fund to deal with even minor expenses. This article states. Then it goes into a discussion about putting an emergency fund in savings vs. investing your emergency fund. Betterment recommends you invest in a safety net fund. But then you risk your emergency fun dropping with the market.Thoughts?  <response>: Savings account for me. Some others like to invest it. My emergency fund isnt for investing, its for emergencies. 