<prompt> Human: I just got my first salary job post college that pays much more than I was expecting, and I want to start a series of different savings. Have an emergency fund, save for a wedding, save for a vacation and retirement, as well as a fun day savings or for a really big vacation. My new job has a good 401K match program so that is where my retirement funds will go and I will reevaluate that when I get the 401K terms. As for wedding, fun day, and nice vacation those wouldnt be withdrawn for at least 12 months, probably more like 24, and money would go into those on a monthly basis. As for my emergency fund, I will be adding to that monthly but I also want to put it somewhere I can access it quickly, well just for an emergency. Where should I put vacationwedding savings? Should I keep my emergency fund just in my savings account with Chase thats easily accessible?  <response>: I opened a chase account from a mailer that paid 300 for opening. That generates more cash than the interest I would collect. Ill keep it open the mandatory time the. Take it back out and throw it back in my ally account. 