<prompt> Human: I see a lot of 20ish year olds here talking about their net worth, their financial plans, how theyre already saving - and I wonder, how did you learn that? I had just about the opposite upbringing, and am just now, at 31, getting my financial life in order. I have children, and Id like to do differently for them. I wonder, how did you learn this stuff? Did you just stumble onto rpersonalfinance at an early age, or did your parents teach you? Id love to raise my daughter better than I was raised about this stuff.  <response>: Im in the exact same boat as you, OP. My parents didnt teach me anything, and Im 33 and just getting my shit together financially. I really really really wish I would have known what I know now in my early 20s. For anybody that is a parent, do not underestimate the value of teaching your kids these things. The benefits are life changing.With that said, there are some good resources online for teaching personal finance to kids. I would check out and if youre just looking for an easy guide, I think this one from Forbes is pretty good. 