<prompt> Human: My combined student debt from undergrad and grad school is 100k. I got a masters degree in something that I like, and I will make around 70k, which isnt the worst ever for a single person in a rural, small town. Soon after starting my masters program I realized my passion is in something else that I had never explored previously. Even though I realized this, I didnt do anything about it because I was already in a graduate program. Now Im working in this field that I have a masters in, and as I suspected, I would rather be doing the other thing - which I would have to get a different masters degree for. I want to go back to school. It would cost me around another 50k. So all in all, when done, I would be at 150k. My income after this other program would be around 100-120k. Changing my mind after already getting a masters degree in a completely different field sounds insane - but Im actually not crazy. What I cant figure out is if I should go for my dream and take out the debt or if I should shut up and be happy with the truly decent job that I have now. Ive been thinking about it for over a year and a half but havent made a concrete move one way or the other because of the insurmountable debt that I already have. HELP  <response>: I got a masters degree in something that I likeYou know alot of people have to go to a job everyday that pays less and they don t like at all. How much of your money can you put towards your student loans? Why not pay of your debt with your new job first and then go back to school? 