<prompt> Human: My husband and I are receiving 150k soon. My SIL is buying us out of their late mothers home and is closing on her refi tomorrow. We will somehow get the 150k from her. We have no idea what to do with this money, especially in the short term while we figure out how to best use it. Has anyone been in a similar situation and can offer some advice? Thanks and Happy New Year! Assistant: Short term, savings account.I would pay off any consumer debt you have with it. Then if you have any left I would set aside at least three if not sixs months worth of living expenses.Once your consumer debt is taken care of and you have 3-6 months of savings set aside then I would invest the rest.Human: Thanks! Whats the best way to actually transfer the funds to us?  <response>: Wire transfer between banks, the money will be in your account same day. 