<prompt> Human: I was trying to figure out if it was better for me to itemize my deductions or do a standard deduction on my taxes. I have currently have four jobs a full-time career and three part-time jobs. One of my part-time jobs requires me to file a MISC-1099. Im going to assume the other three I have to file one of the 1040 forms because the taxes are taken out beforehand. I just wanted to know if it was worth itemizing, particularly for a coaching job that Id like to get a certified for one requiring a 1040..I think. Thanks for the help!  <response>: If you use tax software it will tell you which is better. Most people who do not own a home are better off with the standard deduction. Sometimes people have medical bills high enough that itemizing is better, but those are usually uninsured people. Youre a little confused in your terminology. Your employer will report income to the IRS and issue you a 1099. Youll then need to file Schedule C, which is extra pages that go with you 1040. Youll probably owe self employment tax on that, which is the Social Security Medicare that gets deducted from a normal paycheck, but twice as much because youre paying your half plus the half the employer normally pays. Its 15. If you use Turbotax or TaxAct its really easy to enter in what you made, what your expenses were, and it will help you figure out what you can deduct and automatically put your numbers on the right forms usually... better chance of having it be correct than if you go to HR Block anyway.If you have a good idea what you made this year based on your paystubs, you can always plug the numbers in now to get an idea whether youll owe or not. Just add a couple more checks to the totals. Youll have an idea what you may oweget as a refund and it will help you figure out what info youll need to collect before you file for real. 