<prompt> Human: Im currently going into my senior year of my undergrad pursuing a psych degree, and want to start paying some of my loans now as I will be paying my mom and dads Parent loans at the same time when I graduate next May. I dont expect to make any major dents in it, but I want to start early. Heres my loan breakdown according to Nelnet.com, they are due 1182019: TOTAL AMOUNT 19,519.60 Loan A 1,942 3.86 Loan B 3,912.01 3,86 - including the interest that its accrued. It has 354.01 in interest Loan C 4,500 at 4.660 interest Loan D 1,618.03 4.660 interest - accrued interest is 111.03 Loan E 5,500 4.29 Loan F 2,047.56 4,29 - accrued 47.56 in interest already.Now that I listed the loans, here is my monthly income and bills:Gross income per month 1,400mo.Monthly bills insurance, gas, phone, etc. 450mo.Money set aside for fun: 100mo. Whatever isnt used goes to emergency fundSo with the money I have left every month, is it even worth paying right now? I want to make a small dent in them before I leave college to work full time. My expected salary at my company when I work full time is 35k-40k a year. Now Im assuming that I should pay the highest interest rates first, but do I just focus on tackling one loan at a time, or pay each one at the same time. I really want to pay these off in 5 years my loans and the parent loans, so what should my best strategy be? After making some financial decisions that werent so smart, I live more frugally and budget pretty well. I live with my parents so rent and groceries are paid by them.  <response>: You should pay unsubsidized first, then subsidized loans.You are gaining interest on the unsubsidized ones that are adding to your balance. So at least pay the interest on these off or down as much as possible. Then go for highest to lowest rate. 