<prompt> Human: I am 21 years old and in the second half of my freshman year of college. I have been taking semesters off here and there because life got in the way. I have made my way in to a great job, and can finally work my way through school. That being said, Im working 50 hour weeks. Full time status is difficult for me to handle, but I cant afford to work less. I dont want to go to school part time because every time I tell someone Im in school they turn their head on the side and condescendingly say Aww...youre going back to school? I cant imagine taking another 7 years to graduate going part time. In fact, if I were paying out of pocket for school, it would probably take longer than that, since I make 10.75 an hour. Plus, I feel resentful towards my highschool classmates who are beginning to graduate college. And then theres kids, which I really want to be able to afford sometime soon. But loans are terrifying. Ive been told never to get them and I just got them this year. I feel like I had no choice. What do you think?  <response>: Can you just do community college for the first two and a regular university for the final two? It would seem like a middle ground to me. Minimize other expenses as well. Can you move in with your parents until you graduate? Dont sell yourself short on opportunities that will save you money just because of what other people with think. Who cares. In the grand scheme of life, no one is going to care about you but you and probably family. Everything else is material. Set yourself up; youre already behind according to society but who cares if you graduate two years later than everyone else. Get your shit together, take out a loan, and get through college as quickly and as cost-efficient as possible. Youll reap the rewards in time. 