<prompt> Human: I work for a local news station, making 28,000 a year. I live in a fairly expensive city, although i live in a pretty cheap apartment. It took 8 months to find this job and quite simply I cannot afford to live and pay 700 a month in perpetuity. What I need to do is find a better paying job, people in my field can make only a few grand more after working 5-10 years in local news.I need an action plan, what can I do to better afford these payments?  <response>: Yeah, your income is the main problem. Either find another job making more or get a part-time job to raise your income. 