<prompt> Human: I went to a local powersports dealership a few weeks ago to see what the interest rate on a new CRF250L would be. Gave them my info to run a credit check which I expected and left undecided after getting the interest rate info.The guy helping me chased me down in the parking lot to have me sign an application so it didnt seem like were faking credit checks or something of that nature. It sort of made sense and the application was blank, so I signed it.Today a Honda credit card showed up saying my card has already been activated. What happened here and how do I keep it from affecting my credit score?  <response>: You got tricked into signing something, happens all the time. If the card has no annual fee, keep it and now you have another card to your portfolio. Your credit will drop a few points, but thats temporary and will go back up. 