<prompt> Human: Were unemployed and under-employed. We have no money left. We have 10,000 in credit card debt. 10,000 left on a car weve already paid 35,000 on. Our plan is to sell the car so we are not carrying that debt anymore. I would much rather get rid of the CC debt. But thats unsecured. Is there any way I am not seeing. Additional info, we have a 20 year old truck. People say after you sell your car, get a beater car for 10K. Wouldnt that be the same problem only now I have beater car?Also, as far as I can tell bankruptcy will make us lose the car. And credit counseling is predicated on having a steady income, which we do NOT.  <response>: Post your income, expenses, and all debt with minimum payments and interest rates. 