<prompt> Human: Hey everybody, Im 21 and recently moved to a new state. In order to start a nursing program I needed my old medical docs faxed over. What I didnt realize was that everytime my new physician contacted my old one in my old state they were charging me 108. Every. Single. Time. So I have about 900 in bills now for medical document requests that my insurance cant help with. Has anyone dealt with this before? Am I getting screwed? Can I pay these off slowly at a small rate so it doesnt murder my credit? Please help  <response>: Never trust doctors when it comes to this type of stuff. I was once charged 300 dollars to walk in have my vitals taken and they rescheduled me. Took all of 5 minutes Doctors offices are some of the biggest legal scammers in America 