<prompt> Human: I was in a really bad car accident as a kid and since I turned 18 Ive been getting installments from the settlement that we won. The money from the first few settlements went toward braces, a car, and college books and college rent. But Ill be getting 25,000 when I turn 25 in a few months, and 80,000 when I turn 30, and I want to make wiser decisions with that money. My plan for the 80,000 is to not fucking touch it, and put it away. This post is primarily about the 25k, but if you know of a good savings account for the 80k for the future, Id love to hear about it.I have 35,278 in student loan debt. My plan was to put 20,000 toward my student loans with the highest interest and pay them off, and put the other 5,000 into a savings account. Is this the best thing I can be doing with my money?My loans look like this:1,471.53 53,237.81 55,713.57 3.42,304.38 6.85,782.67 4.52,452.84 6.84,786.80 5.62,598.96 6.83,739.84 62,722.54 6.8I just started my first job in my career field and I will be making 32,000year. I live with my boyfriend of three years who earns 80,000year and who pays for more bills than I do because he can afford to we split things as evenly as we can. I also have a credit card with 200 owed on it and I will soon be paying it off. Aside from the student loans, I have no other debt. I own my car and owe nothing on it.I figured I would pay off all of my 6.8, 6, and 5.6 loans that Ive bolded above. And throw the remaining 1,371.64 of the 20k that Ive allotted for loans at one of the remaining 5 loans. Is this the best thing I can do with my money? It just seems to me that its a good idea to pay off the loans if I have the cash, have a stable job, and have a decent savings account. That, on top of the fact that my last installment will arrive in 5 years and is 80k, this seemed like the best thing I could do with my money and time. Then my remaining loans will only be 14,833.94. From there Id like to find an aggressive way to attack my loans over the next few years so that I can pay it off more quickly. Any advice you could give on how I can best use this money would be greatly appreciated.TL:DR I will be getting 25k in 2 months from an installment from an accident I was in. I want to use the majority of it on my student loans. Good idea?Edit: Formatting  <response>: Your plan to pay off your higher interest student loans, and save 5K for emergency fund is perfect. you might wanna add 100 to your loans so you can pay the 1,471.53 loan off in full as wellAfter that, you can focus any extra money towards paying off the remainder of your student loans. Also, I would look into starting to contribute towards retirement, by either contributing to matching 401k if offered or opening a Roth IRA. 