<prompt> Human: May seem modest to you guys, but I really hope to have 500.00 in a savings account by the end of the year. I currently have 72 in there :  <response>: I want to be debt free, with the exception of my car payment, and get 1000 in my savings account. A lofty goal, since I only make 9 an hour and owe 4000, but Im determined! 