<prompt> Human: Throwaway account but long time lurker.Im a bit paranoid with money and banks and feel like cashing the check and storing it in a safe place is where my heart is set. Ill probably use it to pay for a college education and housing expenses anyway Will I run into any issues cashing a settlement check for 30-40K? What are the cons associated with this? Tips? Input?  <response>: The bank is a safe place. Its insured to be so. Deposit it and dont worry about it. 