<prompt> Human: I signed up for a free 30-day trial with Experian one of the 3 big credit bureaus to find out my score and report at any time online. Basically forgot to cancel and got charged 20month for 3 months before realizing. So I called and cancelled, am no longer getting charged, but still receive monthly reportsscore by email. Called to confirm why and was told they do this for anyone who had, at one time, purchased a membership. Also, that i will never be charged and this continues forever.  <response>: Are you sure its a full report and not just a credit score with the general highs and lows highlighted? Experian offers that service for free with many bank partners. 