<prompt> Human: I just got the new Chase freedom cc. I made a few purchases this month. Given that its got 0 APR for the first year or so, I was planning to not pay it off in full this month in order to save up for some thanksgiving purchases, etc. Will this adversely affect my credit score if I just pay the minimum 50 maybe another 100? Thanks for everyones inputs in advance!!  <response>: Dont buy gifts if you cant pay for them now. 