<prompt> Human: The cons: My fiance and I are currently spending more than we make have accrued about 8k in credit card debt and about 13k in student loans, which we will begin paying off this December and already own two cats. We are moving in the next two months and are trying to decide if we should move somewhere with extra space to allow us to get a dog, although it would cost a bit more than what we had originally planned.The pros: My fiance just got a 20 raise and I just graduated with a BS hence the student loans and current unemployment, and am actively applying for jobs. Therefore, our financial situation is likely to improve drastically within the next year.We definitely want a dog some day and have been putting it off until I finished with school. Is it crazy to consider adopting a furry companion once weve transitioned to our new home? Most of me expects and wants you to tell me that I should wait until were more secure, but deep down I really just want someone to justify making the decision despite the current unknowns. edit: whether or not we opt for more space, we will be moving to an area with lower cost of living. We will be saving five to six hundred dollars a month just on rent to move somewhere with similar square footage due to out current location downtown, near my college campus. Opting for dog space would still decrease our rent by about 400 per month, so regardless of the unknowns my lack of job our situation is going to improve. edit: Honest thanks to everyone who gave input, especially those who took the time to read the whole post and gave personal experience as to how having a dog affected their life and finances. We are definitely going to wait and keep thinking about it. We are still set on getting a dog one day, but we are back to the mindset of waiting a while first. We want the dog to have plenty of space and for us to have enough money that we can comfortably pay for any medical emergencies that may occur. I still cant wait for a furry friend to bring on hikes with us. We have been hiking a lot lately and are so jealous of all the pup owners taking their best friends on such great adventures. We have tried the harness thing for our cats in localcomfortable locations for them, but they arent big fans and it isnt worth the stress it causes them. This is just another reason to get our finances in order so we can adopt a dog who really needs us. Thanks again everyone. I was expecting a negative berating from internet trolls despite how right they would be, but instead got very realistic support from people who understand the position Im in.  <response>: Its not crazy to think about it, but banking on future income for current purchases is how 8,000 in credit card debt becomes 18,000. Make it 0 with a healthy emergency fund, and then you can afford another pet. Until then, enjoy the furry companions you are already responsible for. 