<prompt> Human: Hello rpersonalfinance I am a single male who lives alone. I currently work at a steel mill and make 16 an hour at around 50 to 60 hours a week. The good part about this is that my company allows me to work additional hours if I choose to and come in on off days long as I am actively working. Got 10 going into work 401k and they match my contributions.Now I have a goal I really wanna accomplish this year and that is to put 15k into my savings account. I currently pay monthly:730 for rent155 for car payment that loan is within 1500 of being paid in full75 for car insurance 150 for phone. Mother is on my plan.120 for food estimated120 for gas estimated50 to 70 for electric90 for cable. I get paid big weekly at around 1200 to 1400 on average. Depending on hours work since they vary. Current credit debts are500 on cc that Ill pay in full this month. 1000 on a Dell credit line. 400 on a care credit line. 4000 on a student loan for an online school that lied to me years ago about their credits being able to transfer to any school. Im trying to fight it off. I am working on getting VA disability too as I got medically discharged from the Army Reserve for having a heart attack at 22. Im 28 now. I currently hold an active clearance that can give me a career that requireshe it but I have no experience other than the college course I got it from but it expires in July. So Im gonna try my best to find some see if I can get better income. What all can I do to make the most of my money and save at least up to that?  <response>: Literally all you need to do is not to buy shit you dont need and you can hit your goal. Easier said than done. 