<prompt> Human: I did some research before I signed up for one. The one I went with was slate from chase if that helps with any advice.  <response>: Please dont let this become a habit. Spending money you dont have can lead to financial disaster.The card has 0 interest for the first 15 months, so you do have time to pay off the holiday expenses before incurring interest. But dont ignore the balance on the card. Get into the habit of making monthly payments on it so you dont rack up a ton of debt. Ideally you should be paying off the entire balance every month. 