<prompt> Human: I will soon be able to take a career starter loan for up to 36,000 at .75 APR through USAA. I graduate in two years and will make a very minimal amount of money until then. I dont have to start paying back the loan until I graduate. The only other money I have access to is about 2,500 total in cash and bonds.I do not currently own nor need a car though having one would be nice since everything I need is within walking distance and my friends have cars. However, I will need to buy a vehicle no more than two years from now. I will definitely need at least 5,000 for necessary purchases within the next two years.I would like to invest in order to make this loan essentially pay for itself, but I have absolutely no experience with investing.Should I take the loan in full, only some of it, not even take it at all? What do I do with the leftover money? Any other advice? Thank you.  <response>: I would like to invest in order to make this loan essentially pay for itself, but I have absolutely no experience with investing.DO NOT DO THIS. Do you have any idea how many junior officers do this, lose their money, and end up repaying 600 per month? Dont buy a car yet and frankly, dont take out any more of the loan than you need. If you graduate and go on deployment soon after, youll be surprised at how much money you return home with. The starter loan may not be needed at all. 