<prompt> Human: My husband just sold his truck for 10k, it was a secondary vehicle so he doesnt need another car right away. But now hes started talking about using that money to purchase a new car should clarify here usedcertified used. Honestly I think its ridiculous, Im more of the mindset that you buy a car, pay it off, and run it into the ground. Ive managed to get him to wait a year and well revisit the conversation. But my dillema is that hes honestly not great with money and Im worried that if we have that amount of cash so easily available hell find a reason to spend it or rush the car buying process. He sees this as his money since it was a truck he bought and rebuilt with his dad.We currently keep our emergency funds in an Ally account at 1. I had intended to just park the money there for the next year, but Im really considering putting it in a 1 year CD or something that reinforces the 1 year wait plan. My problem is I looked today at Allys rates for 1 year CDs and the rate is basically what we would be getting in our savings account except that our savings would be compounding based off of the total amount currently in there. I dont feel like its wise to split that 10k unless the rate is worth it, but I like the idea of it not being so liquid.Any suggestions on where I can stash it away for 1 year and still receive a decent return?  <response>: The best return youll get in one year is in a savings account like Allys or its competitors. 1-year CD rates are a tad below that level. 