<prompt> Human: Just browsing my local listings, and zillow is telling me, for example, that the estimated mirtgage on a 275k house will be 1027 month. Is this actually true?  <response>: Yes, thats correct - it assumes a 20 down payment, 30-year mortgage, and a competitive interest rate. It does no include any insurance, taxes, or other dues that are frequently rolled into a mortgage payment 