<prompt> Human: About five years ago I started doing household quarterly reports. I initially tried tracking everything as it happened, but it took too much time and wasnt as informative because there was so much noise. For me, once a quarter is about right to make sure I am staying on track.I made an annotated walkthrough of the last five years hereI really recommend a household quarterly report as a time to check in and make sure you understand where your money is going, and if you are on track for your goals.Along the way I did learn a few personal finance lessons:- The big choices really matter. Who you marry is probably the most important.- Having insurance is critical - there were about 80k in medical bills that dont show up in the quarterly reports because I didnt have to pay them.- The future is impossible to predict, but choosing to live beneath your means gives you options.EDIT: I made a Imgur version that will work on mobile and such, here  <response>: very interesting, thanks for posting and glad you got your financial life in order 