<prompt> Human: Im 14, halfway through my last year of middle school, and my parents are pretty high in the middle class in terms of how much they make. Im terrified of being low class when I grow up. I dont want to be in an inescapable financial situation that forces me to hate life and be incredibly overworked with no hope for the future. To this end, Im attempting to take as advanced courses as I can in the hopes of getting into a top college and make it into a well paying career. Id like to incur as little student loans as I possibly can. I have an allowance of 80 a month, which I am aware is high. What Id like to know is things I can be doing know to start preparing for the future, besides simply saving most of my allowance? Thank you in advance.  <response>: Saving allowance means nothing at your age. You have a great start and great mindset. You need to focus on school and entering a high paying majorcareer. Business, finance, engineering, math etc... Are good. But at 14, and 80 a month dont focus on saving. Lots of good experience, a good mindset, high GPA and SAT, and best college should be your goals. 80week is nothing in the real world. With the right training, you could be making 5000week at 30 with the right training and degree from the right college. 