<prompt> Human: So before we start I realize how stupid I am. But let me explain things. In 2013 When I was 16 I totaled my car in a single car accident. 2 weeks later I got in another wreck which turned out to not be my fault. I went all of 2014 without a driving incident but late August this year I rear ended somebody which is my fault, and to make matters worse I got a ticket for running a red light last night. So my question is is my car insurance going to drop me?  <response>: Its possible. 3 major accidents in a 24-ish month period is pretty obnoxiously bad.Also, IMO, you need to stop driving and just get a bus pass. 