<prompt> Human: I currently keep records of all my purchases Quicken through my PayPal and Bank Account. What else can I do to develop good habits for the future? I would like to get into investing I already play a few simulators for the stock market and Forex and I havent done too bad. How would I go about doing this?  <response>: For a first step, Id recommend reading A Random Walk Down Wall Street. As exciting as stock picking, etc is, its largely educated gambling. Until you have a lot of extra money to put into it, any amount you could reasonably hope to beat the market by will be eaten up with fees. Instead focus on building up a savings fund, and if you have a job that you pay taxes on, look at starting a Roth IRA invested in index funds. 