<prompt> Human: How is this even possible? Any idea if it is legal that 70 of my payment is going towards interest and not the principle?Long story short, Im extremely stupid. I dont even remember looking over the paperwork. Is there anything I can do to fix this? What have I got myself into...Edit:54 Months 19APRCurrent Principle Balance: 16,389.1920 Day Payoff Valid Through 11172015: 16,739.04Daily Interest calculated as of Notice date: 8.97Does that mean Im paying 8.97 a day?!Edit 2:Ok so I obviously messed up pretty bad. How do I fix this? Can anyone offer up any advice? Thanks to all replies!Edit 3:Thank you all very much for the information, this makes a lot more sense now. Much appreciated!  <response>: Loans usually have front-loaded interest as a side effect of how it works. Without knowing your interest rate or term, we cant tell you if its a raw deal or not. 