<prompt> Human: Ive always had jobs that paid around 12 an hour, and starting at the end of this month Ill be starting my first salary position at 45,000 per year. Is there any really goodimportant financial advice I should be aware of? This is about 2.5 times what Ive made in the past and I want to make smart decisions with my money. I have 3,000 in credit card debt to pay off, a car loan with about 6,000 left on it and a few other debts that are 1,000 or less. The job comes with benefits401k, and I am contributing the maximum amount for the companies 401k match.  <response>: Focus on crushing that debt, starting with the highest interest rate first which is probably the credit cards. Once you have the debt finished make a budget so you know where all your money is going. Part of the budget should include retirement including your 401k. Good Luck! 