<prompt> Human: So my gf of 7 years currently ex-gf and i have hit an extended rough patch that has put us past our read her breaking point. We closed on our first home together in may of 2014FHA. im not sure how everything will play out but long story short its not looking good for us. she suggested buying me out of our mortgage and then refinancing in only her name once able. So i have a few questions that hopefully someone can shed some light on, offer advice or point me in the right direction. 1. should i allow her to buy me out at all? 2. if so what should i be asking for reimbursement for? down payment, closing costs, ect.im sure discussion will raise even more questions and concerns. Thanks Reddit!Assistant: 1 - Do you still want to co-own a house with her? Do you want to buy her out? Do you want to put it on the market? You only have so many choices.2 - I dont know how you set up your purchase, but if it was 5050 they 12 the equity would be yours. You are going to lose closing or similar costs again. Shes got to get a loan presumably her cost and Im sure there is a fee to remove you from the deed.Please dont do something like this again. This is an expensive mistake.Human: couldnt i just be removed from the deed when she chooses to refinace?  <response>: yes. dont remove yourself from the deed before youre removed from the loan. you dont want to end up with no house, but still be on the hook for the loan. 