<prompt> Human: I was sick the last few days and I just totally spaced on paying my card off and woke up to an alert that my payment was late. I payed immediately, but Im worried that my credit will be impacted. For some context, Im 23 with a score in the 750-760 range and this is the first payment Ive missed. This may have been answered elseware in this sub so I apologize is if this is redundant.  <response>: Less than 30 days late wont get reported. 