<prompt> Human: Hello, I have been getting these emails through my school email from this company for a while, with them telling me that there are documents ready for my viewing presumably concerning a loan. The thing is, I have never knowingly opened a loan with this company, as all of the student loans I receive are through my university. Is it possible that the University is using this service for my loans, which is why I am getting these emails? Otherwise, I am not really sure why these emails are coming, because I definitely have not made an account on their website. I do not want to retrieve the information to log onto this account either, because getting an authentication code requires that I send in my SSN in addition to last name, which seems like an awful idea. Anyone have any ideas?  <response>: The best idea I have is to go to and ask for a free copy of your credit report from each of the three big credit reporting agencies. Then look at those reports and see whether theres a loan from this company on them. We have a wikipage on identity theft, here: 