<prompt> Human: I have about 30k in loans that I am paying now about 1k a month. I use nelnet to pay off the loans and it forces me to link my checkingssavings account for payments. I was wondering if there is a way to instead use my credit card to pay off my loans on a monthly basis so that I can at least get 1 back on every payment using Chase Freedom. The plan would be to pay 1k with my credit card then quickly transfer money from my checking account to the credit card amount. I figure it could technically be a free 10 bucks or so every month for doing what I... basically have to do. Haha.Any thoughts?  <response>: you cant use credit card debt because then you could pay it and file for bankruptcy 