<prompt> Human: Hi pf. If im posting in a wrong way let me know to what to do to fix it. As title says, Im looking for advice. Ill try and bullet point to make it simpler. Im a bit of a planner so Im thinking about this now as opposed to when Im grieving so I dont do something stupid. Inheriting 3kCurrent status: 50year salary 3600 Student Loan, all interest paid, 6, 100month payment 12.6k car note, 2.8 interest, 240month paymentCurrently setting aside 800month for an emergency fundhouse down payment down the road. Should I invest my small inheritance? Pay off a loan? What should I invest it in? Take a for fun?  <response>: 3k? Like, 3000? With that amount, youll be fine with the steps in How to handle How much is in your emergency fund now? Id top that up to 5k and anything beyond that pays your loans, highest rate first. 