<prompt> Human: For over 6 months I have been checking my credit through CreditKarma. The whole time it seems accurate and of course free. When I applied for a credit card or auto loan it noted that. Even if I made monthly payments Id see it on there as well. But I have been snooping around rpersonalfinance and I havent seen if CreditKarma was reliable or not. Im on my cellphone so I guess you cant really call it snooping since Im very limiting what I can do. Oh and if you do have any reliable FREE ways I can check my credit score Id greatly appreciate it.  <response>: Just to give you another data point, the founder of Credit Karma did an AMA a few months back and was honest about what they do and how they make money. 