<prompt> Human: I am 99 sure that my job will be outsourced from the US within the next 1-2 years. I work in finance. I earned 38k-42k for the past 5 years, and was recently promoted to a position that pays 65,000.I have 25,000 in my 401k which has never been invested in anything other than cash equivalents. I get a 50 match up to 3, and I currently contribute 6.I know this is sacrilege according to traditional advice, but I dont view my 401k as a retirement plan at this point - I view it as a long-term unemployment solution. I live in a state that caps unemployment benefits at a low rate regardless of salary, and I would never consider asking family or friends for help with money or living arrangements.Im 27, single, live alone, and have only 2,000 saved in an emergency account. Upon leaving the company, there is a 90 business day waiting period before you can request any withdrawal. I have no debt other than 14,000 remaining on student loans at 5.75.Im considering the following options:-Full withdrawal of my 401k now, and depositing it into a liquid savings account earning 0.75 monthly. I would receive about 75 of my total account balance after 10 penalty and taxes-A loan from my current balance, which would be around 12,500. The advantage to this would be already having the money liquid when I get canned, but I would have to repay the loan balance before I could withdrawal the other half of my money.-Doing nothing and attempting to wait out the 90 business day waiting period when they can me.I would appreciate any thoughts. Assistant: I would receive about 75 of my total account balance after 10 penalty and taxesNo, youd receive about 60 of your total account balance.25 marginal tax bracket 10 penalty 5 state tax if you have that, if not then youre looking at 65. Or can receive 75 of your total account balance now and then enjoy a large tax bill next April.Human: Thanks for that, but not at all any kind of answer to my actual question.What would you do in my situation?  <response>: Save a lot and start applying for new jobs. 