<prompt> Human: Im21 a junior in college with a serious SO22 who I plan on helping get through college in the next few years. I am in a highly lucrative degree field and have a unique opportunity to finish a masters degree by spring of 2020. This will place me into a pretty great salary at a young age in theory. Recently, my SO and I have moved in together, began budgeting and paying attention to where we spend our cash. I have made a savings plan for her and I to each save around 5k by the end of the year. That money will get her through a year of college and eliminate her possible student debt. She and I love to travel when we can but this savings idea puts us on hold. Am I placing our future benefit too high and missing out on the young life we could be experiencing?  <response>: International travel is for rich people, not student with no income. Be honest with yourself: if you can afford to spend 4k on a trip are you budgeting properly? Even with my salary and rental income Im not budgeting 30 of my income to a single trip. Another line of thinking others have mentioned is taking weekend trips, which can be done pretty cheaply if you go camping or stay with friends :I got a flight from New Orleans to denver for 93! 