<prompt> Human: Im thinking of getting a Discover student credit card. Is there any reason I should go with something else?  <response>: I work in mortgages, when clients have no credit history, we usually recommend they go to their bank and open up a student card there. That way when you login to see your account balances, you can see the credit card right there as well. It reminds you to not abuse the card. Dont bother going after a aggressive rewards card, cards with annual fees, etc; you are not savvy enough to use them appropriately. Just find a basic visa with a 500 balance, 1-2 cash back type thing. A lot of people goof on their first card, but that does not mean have none ever, then you are shut out the credit world which is worse than learning how to budget. Just go for a low limit so you cant run yourself into too much trouble if you make a mistake.Hope this helps! 