<prompt> Human: For starters, I am 23 years old and about to start my senior year of college. I came from a community college and just go to a local university and live at home so overall going to school isnt really too bad for me and tuition costs about 4k per term for me. A few years ago when I was still at my community college, there was one term where I was fired from my job at the time so I was unemployed for awhile. It was right when I was about to sign up for classes for the following term so I faced this dilemma of use my credit card to pay for my classes or go a term without school and just try to find a job. I chose to use my credit card to pay for classes so I ended up with a little debt of 1200 at my junior college. Ever since I did that about 3 years ago, since I have only been working part time while going to school which I have had to completely pay for on my own all my money has been going to school gas food pretty much. So, I always had kind of thought in the back of my head that Ill just wait to pay off that little bit of debt once Im graduated and working my first career job. So Ive just been making the minimum payments every month but it seems like with the interest Ive been acquiring I havent been able to make a dent in the debt because Ill pay 50 then it will charge me 50 for interest.But I recently learned that for the first time in my college career I would be receiving financial aid and some grants. For this upcoming school term, I am receiving about 6000 and 4000 of that went to my tuition so I now have about an extra 2k leftover from the grants I received.Would it be a smart move of me to take that and just pay all of my debt off right now while I am able to, or should I just take the money I received and just throw it in my savings and not worry about my debt for now?  <response>: Yes, Id pay off the card. Its always there if you need it again but hopefully you have a little extra emergency cash now so you wont. 