<prompt> Human: I am looking to get a online savings account that pays decent interest instead of it sitting in my 0.15 bank account. Here are the basics of each: Capital One 360: 0.75 interest Ally Bank: 0.84 interestJust looking at the numbers makes me want to go with Ally, but I want to know about the intangibles...customer service, fast response, things like that. Do any of you have any experience with either account? What are your thoughts?  <response>: 0.9 