<prompt> Human: I have no idea how to do taxes, anything about mortgage, down payments, loans, bank accounts, credit ratings, investing... Im clueless when it comes to money. What are some things Ill need to know upon starting life on my own? Or even now?  <response>: Did you look through the FAQ Its a great place to start reading.Feel free to ask questions but if you understand that guide and dont do dumb stuff you will be in a better financial place than the majority of the USA. 