<prompt> Human: I approach all things investment with a lot of caution. I feel like if you dont work in the finance or investment industry making an investment is essentially like betting with a lot of money but obviously I do not want to completely turn away from the idea of it. My knowledge about it is ofcourse very limited. How do you invest?  <response>: 1 See How to handle on the sidebar, that should help understand how your money should flow in the future2 Where do you keep your money? If you have 30K in a savings account earning barely any interest, moving to a high interest savings account is a good start. A lot of banks are around 2 now.3 If you want easy, most investment platforms offer some sort of target retirement date fund. This will keep the level of risk in line with your target retirement getting more conservative as you get closer to retirement. All you need to do is put money in the one fund and it will do the rest.4 Start reading and researching. I really liked A Random Walk Down Wall Street, but others might disagree with me. Just work on becoming more educated. The retirement fund is not a bad option, but once you get a better understanding, you might want to make some adjustments. 