<prompt> Human: Hi there, Ive paid down a ton of CC debt, and now have between 25,000 and 30,000 available credit between my 3 credit cards, with about 7,000 still owed on 2 of them, being paid at the rate of 1,000 per month. Should I just leave the card limits as they are, and keep the cards I have open? The only one I ever actually use is for rewards, and I pay it off every month. The carryover balances are on two older cards. Thanks!  <response>: Theres no reason to decrease the credit limits on the other cards. 