<prompt> Human: Hello all,I received snail mail from what I can tell is a legitimate financial group soliciting me to refinance a 200k thats supposedly under my name at another lender. Thing is, I dont have a mortgage, nor have I ever looked at any houses.Apparently, this loan was opened in September of 2014. While immediately my mind has jumped to identity theft, there are a few things that make me doubt the legitimacy of this. This is a robot generated solicitation message plug any name and amount into here I have checked my credit score and reports monthly through my banks and a third party web site for the past few years now, and Ive seen no accounts besides my student loans. I have had no issues filing taxes for the last 3 years.What should be my next steps?  <response>: Its just spam. 