<prompt> Human: I live overseas EU and havent yet filed my taxes, so I was quite surprised to see a direct refund sitting in my account. After a click, I could see the name of the individual its for, so definitely not mine. My bank shows the amount as cleared. Theres also a second deposit pending for taxes, possibly state but details arent as clear.Obviously, I cant spend the money as its not mine, but the IRS page says they wont really help recovery this misplaced money. I will try to contact my bank to see what they can do for me while I wait for the intended to realize she is missing out on a serious chunk of change.Is there anything else I should do to protect myself andor my account?  <response>: Tell your bank to send it back. Keep records. 