<prompt> Human: I won big in Vegas and after taxes I have enough to cut my mortgage in half. My brother suggested that I hold off in throwing it at the mortgage for now and keep it in a CDs or Money market just incase something happens, which will allow for a safety net of years of mortgage payments in case something happens. So, I would keep making my payments like the money I won isnt there until I pay half of the mortgage and then I go into that savings and pay off the remaining half. Good idea or not? I want to use this money only for the mortgage. Already have investments, savings, retirement...etc 3.5 fixed I really dont want to give the numbers out...want to get the most unbiased opinion from you guysgals  <response>: Pay off the mortgage. Itll really jumpstart you as far as being able to have your mortgage paid off 