<prompt> Human: So I was recently approved for the Chase Freedom Unlimited credit card with an intro APR of 0 for the first 15 months and 1.5 cash back on every purchase. In addition to that, I get a 150 bonus if I spend 500 in the first 3 months. With the card Im also able to extend the manufacturers warranty on the washerdryer by an extra year. Im able to buy the washer and dryer right now outright, but I wanted to know if it would be a better decision to put it on the card for the bonus, cash back, and mainly the extended warranty. Id also like to know if it would be better for my credit, if I do put it on the card, to space the payments out over a few months since its 0 APR for the first 15 months, or if I should just pay off the full balance at the end of the month. I feel like this is a no brainer, if for nothing else than for the extended warranty, but Id like to hear any reasons why I shouldnt do this.  <response>: Treat your credit cards like your debit card. No brainers here - pay it off when you get home. Never carry a month to month balance if you can help it. Ive made way more money off banks via their credit card benefits that I can calculate. 