<prompt> Human: Hi PF,Im looking for advice on how to help my poor parents retire across dimensions of: 1 Financial planning and insurance 2 Family dynamics and future planning.Some facts about me:I am married, no kids. 32 years old. I make 300K per year, my wife makes 120K per year. We spend about 28 of our income annually, saving the rest via 401K, backdoor Roth, Vanguard. Some facts about my parents:theyre refugees to the US 30 years ago, who have worked hard all their lives. They are now nearing retirement age 60 yrs old. There is no lucrative retirement plan with the manual labor jobs theyre in currently. They have about 200K in their 401Ks combined and have paid off the mortgage on the home they live in. My dad is an American citizen, my mom is not.1. Financial Planning and Insurance I assume they will receive 1500 per month in SS I conservatively assume no future gains on the 200K and that itll subsidize their living--833 per month I assume my dad will be able to get onto Medicare. Not sure howif the current debates in healthcare will affect my mom, nor the implications of that is there a chance shell go without insurance?What new costs of living should I anticipate once they are retired or get older? Will healthcare become costlier? What are other needs people have as they get older?2. Family Dynamics and Future PlanningA few more things that are weighing on my planning: My older sister 36 is noticeably slower but was never diagnosed with any issues. She unfortunately struggles to findkeep a job. She never makes it past interviews--even for retail-type jobs because of her inability to communicate or think on her feet. She has a job now which nets 30K per year, but this job will likely not last another year. Its unfair to my wife and future family to live below our means--any advice on thinking about this? I feel like my family has known too much suffering in their lives war and want them to have a chance to experience life, and the world.Apologies for the long read here, but any tips or advice on how I can help everyone live their lives and be happy would be much appreciated!!  <response>: Only advice I can really give is make sure you and your wife are on the same page about helping your parents. No reservations on it. In retirement an extra 1000 a month can be huge, but you should sit down with both of your parents and actually figure out their finances as well as then create a plan going forward. They might not even need help? 