<prompt> Human: Due to regulations, minors are generally required to have a parent or other legal adult listed on their bank accounts. Once you turn 18, you should establish a bank account that is in your name ONLY. This new account should also be at a separate bankcredit union from the previous account in order to prevent any mistakes from bank personnel that may give a parent access to the new account.There are multiple horror stories that you can find about people who have their accounts drained due to actions by their parents. The parents take the money to punish, they use it for their own needs, or they have judgements against them which cause all the money in the accounts to be used to satisfy the debts. Despite who earned the money in the accounts, if more than one name is on the account, legally it belongs to BOTH parties.Having a separate account doesnt mean that the parents cant put money in. All they need the account info on it to deposit funds. Other excuses may be well-meaning, but at the end of the day its not necessary to have the parent on the account of the newly adult child.  <response>: Yep, or you could find all your hard earned savings for college thousands of dollars tuition wiped out by a garnishment for your parents unpaid taxes a few months before starting college and needing to work a factory job from 6AM - 3:30PM and food service from 5PM-11PM all summer and continue working 30 hours per week during the school year to afford living expenses and tuition.Surprise! You may have no indications of family financial trouble before it strikes hard.Thank God this didnt happen right before tuition was due. 