<prompt> Human: Best way to pay for repair our broken well water system? Weve only been in the house 3 weeks.So let me get this out of the way before the chewing begins: we knowingly and voluntarily elected to not get the well inspected before closing on the home. We are in a super high-demand market and the amount of time it would take to get the inspection completed would have meant losing out on the home it was the 6th we offered on, for the record. Not that its relevant but we did manage to squeeze in a standard home inspection. Even knowing what I know now, and living in a house that currently has no running water, I still wouldnt go back in time to tell myself to do a well inspection we wouldve lost out on the house because we took too long and others wouldve offered to close more quickly. And to be frank, I love this house.Anyways, we only moved in three weeks ago, and when I came home Thursday my partner announced we have no running water. Yay. Got a company that specializes in wells and pumps to come out mid-day Friday. They spent a few hours being nice, but also quite useless. They HIGHLY suspect theres a break in the main line from the well to the house. Extra yay.So, currently, were already on the hook for a 2,750 bill for the replacement of the pump and other ultimately unhelpful things they poked and prodded at. That was just for yesterday. We still dont have running water. JUST to get water running were looking at having to hire an electrician to fix the wiring problem, and to dig up some of our yard to find the break in the line and fix or replace it. ON TOP of that, theres the cost of replacing the pressure tank. - At this point wed have running water, but not safe water. So, ON TOP of that, theres the cost of fixing the water radon system which they called a dinosaur and didnt have a clue how to deal with.I dont know the total cost of fixing everything. They told us we could potentially save some money by doing the digging ourselves - which weve already done. Silver lining being that they were pretty sure the break isnt that far down because theres a ton of moss around the well cap, and sure enough we dug not that far down and hit a fair amount of water, so that does seem to be confirmed.But whats the best way to pay for this? We only moved in three weeks ago and are more cash strapped than we planned to be we wanted to offer 3 down on the house, sellers werent comfortable with that down payment, so we had to up it to 5 which ate up a lot of the cash we were planning on having for, well, things like this.Current options: Credit Cards: Obviously I dont want to do this. Neither my partner nor myself has any credit card debt, thankfully, and my own credit card has a 8,900 limit with a 22 APR. His is almost maxed out from the first plumber bill and a couple of other payments this month, and his limit is only around the 4,000 mark. - We could also potentially look at opening a new card that has a 0 APR introductory promo offer? We currently only have 1 credit card each, so Im not sure this is so bad? Take out a personal loan: The credit union affiliated with my employer has personal loans with 6.24 APR, so, better than an average credit card. But Im worried about getting approval for this - we just bought a house, we have no cash, we also decided to finance some furniture purchases which we can comfortably afford the monthly payment for - it just wont look like that to a bank that we cant return. So for the sake of advice-giving, assume they might reject us. Someone mentioned this to me once but I dont know what its called or if its a thing - but they said you could borrow against your car value? I have an 08 honda thats completely paid off - wouldnt know where to begin with this or if its actually a smart option.Should probably clarify that I think we can manage a reasonable monthly payment for this - I just dont know whats the best method to avoid paying it all upfront which we cant do.Not options: Asking for money from family is not an option HELOC from what I understand of them is not an option? We just bought the house with a 5 down payment, so there isnt any equity in the place yet. Selling organs, etc.Im open to ideas and advice. You can keep your pitchforks down about not getting the inspection done - I absolutely agree theyre EXTREMELY important to do. We took the risk anyways because the risk of things like whats happening now wasnt worth the risk of losing the house. In the grand scheme of things, this isnt that bad, Im just trying to handle it wisely as were short on cash.  <response>: You need the total cost for the repairs. I would look for a company that can fix the dinosaur rather than replace it if it comes in substantially cheaper.Id bid the job out to get final costs.Beyond that, take a loan out the bank and start ubering. I am going to say this now because there will be a Brigade of people following.You were not ready to buy a house. Whoever told you you should... slap them. 