<prompt> Human: My mom is 64 years old and recently let me know that she is in something of a crisis. She is single and retired. She has spent the last 6 years caring for my grandmother before she passed away. She has recently had some health issues of her own arise. She lives on the family homestead which is 5 acres and has two small houses. The remaining mortgage on the main house in which she lives is 31,000. The other house is virtually worthless and should be torn down. She has had to spend money on repairs on the main house. All totaled, including the house, her debt is at approximately 72,000. She is trying to find a part time job to ease her burden but the area in which she lives is not exactly teeming with opportunities. No one else in our family is in a position to offer any significant assistance. I am married and my wife and I have five children ages 10-15 between the two of us. We have no room to take her in. What are some things she can do to work her way out of this situation. What are some options? What can we do to help her. Thank you in advance for any assistance you can offer.  <response>: Mom should sell the real estate, use that money to pay off debts, and move to an efficiency apartment, or one with roommates, in an area with jobs about 99 of the country right now. 