<prompt> Human: Hi. I am 20, working toward a stem degree and work part time. I currently attend a community college. It is the beginning of my third semester. When this one ends, I will have earned my associates. Then I will transfer to a state college. Although I dont pay for anything at home, its a toxic environment and Id like to move out. However, Im very aware barring a financial miracle, Ill be here another two years at least. My goals in the next 24 years is to move out and own a different car. My car is becoming borderline scary to drive. The cost to repair what I need is 3x the value of the car. I just started a new job and will net 900 a month after taxes. I also have 4.5k in my savings account. These are my monthly expenses: 30 Gym 11 Netflix 10 Spotify 80 Gas 50 for two haircuts during the month. Very vain, I know. Probably will cut it down to once a month 75 for a prescription for a medical condition I dont want to elaborate on My final expense is eating out and it can range anywhere from 50 to 300 dollars a month. I spend this time with my girlfriend and friends. I oppose any advice to mitigate this cost. My home life is absolutely toxic and being able to escape for a few hours one day a week is invaluable to me. Last note, I recently was approved for a credit card. I have an extremely high interest rate but only plan on purchasing gas with it. This is the beginning of my credit history so any advice regarding this as well is also welcome.  <response>: I spend this time with my girlfriend and friends. I oppose any advice to mitigate this cost. Yes I understand that you want to be away from your home, but how about not spending this time eating out which is expensive, but instead finding hobbies that you can do away from home for less money? Geocaching for example, or hiking in general, or picknicking, or just visiting friends at their houses and cooking a meal together with them? 