<prompt> Human: I graduated with a debt a bit over 200k. I was at a SUNY School for two years which was I believe 7k or 8k a semester and transferred to a private school to which I- obviously stupid and young- didnt realize the gravity of the situation. It was 53-57k a semester. Overall I spent five years in school, two in the SUNY, the rest at the private school. I just graduated this summer with a September undergraduate degree in geography with both focuses on the human aspect and the physical earthenvironment aspect. Not true 100 hard science but some. I am currently in a situation where I am not yet due for the loans which were all federal- unsubbed, subbed and parentplus- no private loans at all. They are all under my mothers name and unfortunately she is out of her job temporarily due to an injury. So she has no true income, and neither do I fresh out of school. I am job hunting. I live in NewYork-Long Island- currently but I will also job hunt in North Carolina as my grandparents and aunt live there, so I will have a place to stay for a while. Also it is a bit cheaper down south if I do decide to go there. But for right now I need a plan. My mother will help me pay off the loans when they do start coming through. I do not have an exact number but looking at similar threads Im sure it will be over 1000 a month. Im sorry I dont have exact numbers but I was hoping that I could get some advice preparing for this monster of debt. Rent is already high here- nearly 2k- and my mother is a single mother. I expect little help from my father who is well off, but I wont get into that. What are some things I can expect? What are some things I can do? I have six months until the first bill I believe. Assistant: Could you use that degree to get a government job? Something with state parks or something? If you can, you get on an income based repayment plan and get the Public Service Loan Forgiveness after 10 years. But if theyre in your moms name, Im not sure how that would work. Human: Yes you absolutely can use geography to get a government job- in fact thats highly likely with this degree.  <response>: Well look in to the PSLF route. 