<prompt> Human: i wanted to max out however much my company would match but...the company doesnt tell us how much theyll match for my 401K. instead apparently they match later into the year at their discretion?should i be worried  <response>: I wouldnt be worried, but its not ideal. Many companies match by way of profit sharing. They dont contribute a regularly, but a lump sum at fiscal year end when they know what the profits have been. 