<prompt> Human: My FICO score has been the same 790 for the past few months without any movement up. Are there any tips?  <response>: Quit with the FICO worship.There is nothing you can get with an 800, that you cant get with a 790. If you every want to be able to borrow a large sum of money, your good credit wont matter if you dont have significant collateral to put up. 