<prompt> Human: I just graduated in May, as a computer engineer. I accepted a government position to start off as Help Desk Technician making 35k salary start, and i think i get bumped to 40k in the next 3 months. Lets assume I dont. I work 8:30 to 4:15 Mon-Friday, with a total break time of 90 minutes allowed.I decided to move out, Im paying 700mo rent, 100mo est. utilities.Im budgeting 40 dollars a month for food.I just financed a car, its 551 a month for 60 months. Insurance is 224 a month for a 6 month period.Student loans are 200 a month.My biggest mistake was probably financing that car. I probably could have gotten something cheaper, or waited and paid my dad 200 a month to use his car for now. Im now thinking of getting a second job nearby my current place or apartment to make 400 to 800 more a month. Probably a waiter or busser or something. How fucked am I? What should I do?  <response>: My biggest mistake was probably financing that car. Not probably.You are paying equal amounts to housing as to transportation. This isnt a time where you could have probably gone a bit cheaper. You need to go drastically cheaper.You need to sell the car. If you dont have savings, it will probably mean taking a loan just to pay off however much it is underwater. But you need to do that.Then you buy a used car, if you need a car at all.Your insurance will lower drastically, so it will be a two fold bonus for you in dropping that insane car payment plus the high insurance costs.Seriously, what would you rather be doing? Focusing on your current career, looking for better opportunities, and having time to enjoy life as well or else keeping a silly status symbol of a car, getting exhausted by a second job, letting your primary career stagnate since you will have less time to focus on it, and having little social life? 