<prompt> Human: I originally wanted to buy a nice BMW M3 , but recently I have realized that Investing my money is a much better idea. Btw I can also probably get another 10k in the coming year so I really need to start thinking about where my money will go. Edit: I will most likely go to college for close to nothing because my parents have already saved for my college and I am going to a state school which is very cheap compared to a private school.  <response>: I have a thing for nice cars too but delaying a nice car purchase, paying for school, and graduating debt-free was the best decision I ever made. The payments that would have gone to student loans can then go towards saving for a home, retirement, emergency fund, or that nice car. Saving is so much easier without that added student debt hanging over you for years. I have an older NSX now ; 