<prompt> Human: A couple of years back a family member asked me if they can use my checking out to receive a loan for 2 thousand dollars. Not knowing the consequences, I agreed to let him do it. Capital One froze the money and closed the account since the money did not come in my name. I was told to contact the loan company to have them take the money back but they never did. The money is still sitting there and is building interest. Is there anything we can do?  <response>: Dont be a bank for family members. If they cant get a bank account of their own there are probably good reasons.If you have some of your money caught up in your family members shenanigans then contact the CFPB and tell them CapOne has had enough time to figure out things and they need to release your money or return it to whoever they think the lawful owner is. 