<prompt> Human: Hi, guys. I have a question thats rather simplistic, and I was hoping you could offer some feedback.When I first got a checkbook and a debit card, my parents taught me how to properly balance it. I got in the habit of entering my receipts into Quicken and later comparing my records with the printed statement Id receive in the mail.These days, Im using Mint, but both Mint and Quicken offer automatic downloading of account histories. If I did this, obviously, I wouldnt much need to enter receipts or compare notes with my credit union each month, since all of the information would be coming straight from them anyway. Ive been holding out on that and steadfastly saving and entering my receipts, but Im curious--how necessary is that? Is there any benefit at all to entering receipts by hand over simply downloading account information?Thanks for the help.  <response>: I dont balance my checkbook, and I dont feel the least bit guilty about it. On any given day, I can probably guess my checking account balance within 1, but I also check my accounts at least every other day.I figure that the main purpose of balancing the checkbook is so you dont overdraft - and theres now lots of ways to prevent that keep track, set up mobileemail alerts, keep an extra cushion and consider that your zero, get overdraft protection where it takes it from savings, etc. As for the one other reason I can think of - catching errors - if you check balances with software, just look over each transaction, make sure its right, and youll catch errors pretty easily. 