<prompt> Human: I need help deciding what to use for investing Im 20, have a small mutual fund with Edward Jones through my parents account but want to start something more modern, convenient and less expensive. I really like the idea of Acorns and BettermentWealthfront.Thoughts?Assistant: Acorn is neat. If Im thinking of the right one, it rounds up your purchases and invests that money?Human: Yep  <response>: Acorns has insane fees so it isnt worth it. 