<prompt> Human: I left an old job in November 2009, and was unemployed until November 2010. In October 2010 one of our cars was repossessed by Honda Finance, but I got the loan reinstated. We own two homes - managed to hold onto an investment property where we own 50 equity. I started a new job in November 2010, which pays 150,000. However, I didnt have a plan to deal with all the debt and just tried to handle bills and late fees as they came in. We also have two kids in college, and their financial aid got messed up, so I covered a lot of that with paychecks. Net result is that I got 60 days late on the car again, and Honda Finance towed it on day 60. Ive been trying to talk to them about reinstating again, but the loan manager wont return my calls. The car is being auctioned Friday if I cant come up with the 17k to pay it off. Whats infuriating is that looking forward financially things are going to be okay - I can pay off the debt, fix my credit, and get life back to normal. But if this car goes Im out the difference from the auction and cant get another car loan for a year. Its a serious setback. Any suggestions on either getting Honda to reinstate the loan, or if theres any prayer of shaking that kind of cash loose...  <response>: Can you borrow from your 401K? You can also withdraw any Roth contributions at any time. With proof of a 150k salary, you cant get a short-term loan from a bank? 