<prompt> Human: Hello,I have already read through the sidebar I have x.. what to do with it link. Im at the last step 6, and am looking for advice on what kind of actual investments to make in my taxable retirement account.I have 75k to invest now, and will have an additional 15k to 20k in cash every year. My hope is to get between 5 to 10 return, after management fees. Is that realistic? Heres some information about me:- I am 40 years old.- I am originally from North America, but now living in a European country.- I already have a 12-month emergency fund. - I have already contributed the maximum amounts to all retirement plans I have access to both in Europe and my original home country.- I have no debts except for a 105k house mortgage, which is fixed for 10 years at 3. My country gives me a tax credit for all the interest paid on the mortgage, so theres little incentive to pay it off quickly.- I am self-employed. I do not want to use this money to invest into my own business.- I do not need this investment to be liquid. ie: Its ok if I dont have immediate cash access to it.- I consider myself medium risk tolerant. I want to be smart. I am not attracted to super high-risk opportunities.- I am the kind of person who likes to just set it and forget it. I would prefer to set things up and then not think about it for at least a year or two. - My long-term investment objective is to eventually have enough cash so that when I retire, I can consolidate everything into a savings account or annuity and live my current lifestyle using just the interest. Most of the money will likely come from selling my business, but I want this investment stuff to contribute, too.- I currently spend about about 2kmonth. This includes my mortgage, food, entertainment, utilities, and everything else... Im very happy with my current lifestyle and have no desire or need to spend more.- Ive thought about investing in a rental property, but I dont want to deal with more house repairs, tenants, property management, etc. One of the links in the sidebar is to something called a Lazy Portfolios Do you think this would work for me? If so, how can I get into something like that? I dont live in the US, so Im not sure how to open a brokerage account with Vanguard, etc. Would it be worth it to incorporate a holding company in CanadaUS?? to handle my investments?Thanks!  <response>: Lazy Portfolio seems perfect for you. Pick a simple one. 