<prompt> Human: Hello PF, Ive posted before about a poor decision that Id made taking out a 27K 401k loan, which Ive managed to pay-back. I heeded many of the suggestions made last time and have managed to pare-back my spending quite a bit. Below is my current budget, and I was hoping to get some suggestions which I could show my wife.Monthly Income: 13kMonthly Expenses hope this shows up correctly:Mortgage - 2,288.81My Car Lease - 446.50Car Insurance - 121.66Power - 200.00Netflix - 7.99Kids Investments - 300.00Cell Phones - 201.56InternetCable - 119.57HOA - 50.00Water - 50.00Gas Bill - 75.00Daycare - 736.67Kids Swimming Lessons - 148.00Audible.com - 14.95Wife Sports - 45.00Photoshop - 19.99Savings - 4,000.00Cross Fit - 145.00Pest Control - 37.50Lawn Care - 100.00Spending Budget - 2,686.67Irregular Expenses - 1,000.00About the Spending Budget, I put 620week into this account. My wife controls it. Out of that budget we buy groceriesgasolineeating outentertainmentnew clothinganything else. I created this account to reign in the out of control spending in those categories, as well as to flatten out my budget less spikes. My wife has done an awesome job with this account so far.The irregular expenses account is another account like the one above, I throw 1000month into it, its used for medical billsvet billscar maintenancegiftsvacationsetc.Any suggestions would be greatly appreciated.Thank you so much !  <response>: You can reduce your food budget by eating lentils every day. 