<prompt> Human: Is it just me or are old people kind of the same mall walking amazed at grandkids people theyve been throughout history? I know its great to save for retirement but is there any people who are entering retirement who regretted being too tame during their youth? In hindsight do you feel you balanced saving and enjoying life ideally?  <response>: So were constantly stuck in the present which is built by the past. Im just hitting 30, but already have regrets from when I wasnt saving hard.Granted, Im not sure I can say I partied so hard and made great memories either. I guess it depends on the value you get for money spent... but most people who spend spend spend I dont think get that much out of it because of hedonic adaptation - basically the more you splurge the less return you get out of spending.Definitely a big fan of nice vacations every once in a great while though - did the french alps this year, worth! 