<prompt> Human: This is probably a silly question, but Im wondering if its possible to have Bank of America credit cards without keeping my savingschecking accounts with them. Im in the process of moving my savingschecking to Ally Bank, but I dont want to cancel my 2 credit cards with them. BOA wont penalize or slap fees on me for this, right? FWIW I also am planning on keeping my Roth IRA Merrill Edge account with BOA.  <response>: Theres no requirement to have a bank account with the associated bank of the credit card. They are separate and both make money for the bank in different ways. The bank is lucky to have you doing any business with them. 