<prompt> Human: I will refrain from getting into the details of why I am considering the switch, but I am looking at taking a job that will reduce my salary from 46k to 32k. There is also no immediate health care benefits although that is a priority for company in the near future. At my current job, my company pays a large portion of my insurance, about 75.My main concern as of right now is having everything appropriately lined up for when the baby is born. I know newborns have a lot of health costs associated and I want to know where this leaves me in regards to having to go out and get insurance on my own. I believe the career move would be a long term win, but may make things tough in the short term and I need to see where I stand.  <response>: this seems like a REALLY bad idea. look long and hard at health insurance options. births that dont have problems can cost thousands. even one small problem can bump that to tens of thousands. 