<prompt> Human: I graduated HS and started working in manufacturing, was let go in a huge wave of lay-offs, and have been a rather lazy bum since then while living with parents... I finally got started into going back to school, applied, got accepted, did Fafsa...Now, I have essentially nothing to my name in terms of money. The school itself is across the country Im in PA, schools in CA, and Im a bit clueless and looking into how I should go about paying for all of this, and Im sorry if this doesnt seem like the right subreddit for me.ANYHOW, I got offered 15,445.00 a year from Fafsa subunsub loanspellseog, and the school website suggest it would cost 21,440 a year tuitionfees. The adviser I talked to over the phone sent me an email suggesting either a Sally Mae or Wells Fargo loan, and some information on scholarships. Now if I think about it simply, I should just try and get a loan from Sally Mae for 6-7k a year to cover the costs... But I need to consider that Id have to fly back whenever Im on breakoff, and I need to account for housing? I have a friend there whod like to dorm with me, and I dont think Id be interested in living as a roommate in someones apt. Can I pull this off, or does it seem unrealistic...? :For reference if needed, the school is the Academy of Art University in San Francisco...  <response>: I dont know what you are looking to major in but judging by the college you are going to have an incredibly hard time getting employed and may even be stuck making a near minimum wage job after all this is done. What does this mean? It means you may want to evaluate A what school you are going to and B what job you are aspiring for. It sounds like you are aiming for something that sounds interesting but may or may not have any economical value for companies that will be hiring. Do much more research before taking out 21k in loans out a year YIKES otherwise you will be in the exact same situation as a lot of people on here with 100k debt and a useless degree. 