<prompt> Human: So Ive always had trouble with my money. When I was younger I made a large number of stupid financial decisions i.e. maxing out cards, gave a vehicle up for repossession, etc. As of right now Ive made great strides in getting my financial house in order...but it still seems like I cant get it together. Here is my budget as of now: Bi-Weekly Paycheck: 850.00 Monthly Anticipated Bills: Car Payment Insurance: 376 due on the 25thCell Phone: 112 due 27th of each monthGuitar Center CC: 50 due 1st of each month Balance 250Citi Bank CC: 120 due the 17th of each month Balance 4500California Vacation: 80Groceries: 150Gas: 1801st Paycheck188 set aside for car56 set aside for cell60 set aside for Citi90 to gas75 to groceries250 to savings40 California savings50 WeddingHouse2nd Paycheck188 188 aside to car56 56 aside to cell60 60 aside for Citi90 to gas75 to groceries50 to guitar center200 to savings40 California50 WeddingHouseI am getting married in October of 2017...so thats a large part of my motivation to get things in order. Any advice would be very helpful. Thank you in advance!  <response>: Cell Phone: 112 due 27th of each month -Cancel your cellphone. Move to cricket wireless and pay only 35mo. Guitar Center CC: 50 due 1st of each month Balance 250 Pay this down at once. Put less in savings for that month.Citi Bank CC: 120 due the 17th of each month Balance 4500Start paying MORE. The more aggressive you are, the less interest you pay. Instead of putting money in savings, put money here. The interest you dont pay is the interest you earn. 