<prompt> Human: I sold an item on EBay and the buyer now stated he wants his money back because there was a scratch. I listed it as comes as is and no scratches. There were no visible signs of wear or tear on my item at the time of shipment. Now, PayPal has overdrawn my account for the amount that was paid to me. What do I do? Do I need to return the money?Assistant: If Im reading this right it is your paypal account that is overdrawn. If you have a direct debit set up with them they will try to take the money from your bank account if not you need to load your paypal account with money to bring it back to a zero balance or positive if thats what you wantHope this helpsP.S. If you have a direct debit set up but dont have enough money in your bank account cancel it. Paypal says that it needs paid back at your earliest conveniance and has no fees for being overdrawn. Source have had to do this beforeHuman: Yes, my debit card is linked to PayPal. I have enough money to transfer over the overdrawn fee, but I dont want to accept the EBay buyers return because initially there were no scratches on my item. But Im still confused if I unlink my debit card from PayPal without reprimands.  <response>: You wont be able to use that account until there is funds in it. Paypal have already given the customer their money back ask the customer to return the goods to you and if they wont then report them to ebay. It looks like the customer is acting shady as requesting a refund from paypal before you have had a chance to sort things out with them is not the normal approach. Good luck 