<prompt> Human: I am 48 years old. Instead of investing for the past 10 years, I have saved cash and paid off debt. I have paid off house, cars, student loans, etc. I have funded my kids college fund. Unfortunately, I missed out on the current, historic bull market. Ive got 750k in cash. I would love to get invested, but I am afraid that I would be doing so at the worst possible time. I know youre not supposed to try and time the market but what time could be worse for entry than an absolute historic top? Any suggestions?  <response>: Theres no time like the present! In another ten years you could be looking back again going Oh man, wish Id invested ten years ago 