<prompt> Human: My daughter is about to start filming in a movie this summer where she will make a decent amount of money. Shes 6 so has no need to touch her funds any time soon so I would like to stash the cash for her to have once shes an adult. My wife and I would like some suggestions on how to safely let our daughters money grow.Assistant: Id do a Roth IRA and a 529 plan. Human: Why both?Assistant: One is for retirement, the other is for college. Human: Ideally I want my daughter to decide what to do with the money when shes old enough. I want to funds to be more liquid in 11-12 years.  <response>: I want to funds to be more liquid in 11-12 years.With the Roth you can pull out all the contributions without penalty. 