<prompt> Human: My parents are near retirement age and have no money. My father was the breadwinner but has been out of work for nearly a year due to a disability and in part from a poor hiring environment in his specialty. He worked as a contractor all his life, but now his only income now is his short term disability insurance.His life savings are inexplicably wrapped up in his side businessproject. I really cant explain, but its a high dollar, low liquidity situation that I see as a gamble that has taken far too long to get off the ground. I dont know whats going on there, but hes psychologically attached, and cannot be argued anywhere remotely even close to letting go of his dream. Its all or nothing, if it fails financially everything goes with it. Its bad, they dont have the money to pay the mortgage next month. Theyre putting the medical insurance on a credit card, and I can start to see their healths declining, one parent needs a surgery. Theyre in the US, but I believe their immigration situation bars them from most public benefits, such as Medicare or SNAP.Im just at wits end, their problem is too big and I dont even know where to start. I work a stable job, but Im afraid now that trying to help them is just jeopardizing my own future. For reference there is zero chance that Id pay their mortgage and their private medical insurance is about 50 of my take home pay. Ive been supplimentally financially supporting my sibling that still lives at home. Im just looking for options and perspectives. Their bad decisions are losing me sleep, my worry is effecting my relationships and I feel like they gambled away their future and now my own. I love my parents, but I dont know what to tell them anymore, they screwed up.  <response>: You cant fix other people. If your father chooses to do this with his money, then its out of your hands. Its not on you to fix it.You may decide to help him anyway because you choose to, but then its you who are choosing to do something that probably doesnt make that much financial sense. 