<prompt> Human: I just graduated from college and will be earning 65000 a year in SE Connecticut Im not quite sure what thatll be after taxes. This is more money than Ive ever earned before by far and Im trying to learn how to budget and not go crazy with it. Ive estimated about 1200 a month for rent and another 250 for utilities Id also have to actually buy furniture for the new place. In addition I have about 30,000 in federal student loans to pay back. Finally, Im having to buy a new car with all wheel drive, since Im coming from the south and Ive been told my current rear wheel drive car will be the death of me come winter. Im aiming for around 25k-27k for the new car Im not sure how reasonable this is. Does all this seem doable on my salary without having to take out too much in loans other than for the car of course? Id like to hopefully be able to save up some money for any emergencies and pay down my students loans quickly. Any other tips or pitfalls to watch out for? Thanks! Sorry if my questions are dumb, this is the first time Ive done anything like this.  <response>: You might need a new to you car, but you dont need a new car. Dont buy luxuries with debt. Why would you want to almost double the debt you have? Any other tips or pitfalls to watch out for? Dont buy a new car. 