<prompt> Human: I would like to retire around 55-60. I can currently put away 150 a week. I have no expenses other than gas, food, and whatever I want personally. I live with my mom and she thankfully pays for my phone,insurance..etc. I know as I get older I may have to cut back on what Im contributing to the account so I would like to do what I can now. Should the Target Fund for 2060 from Vanguard be what I dump all this money into or should I look into other funds? Thanks for all the advice in advance.  <response>: Target Retirement funds from Vanguard are a good choice: very low expense ratios and relatively low turnover that minimizes capital gains. 