<prompt> Human: Okay! Sooo, I was planning a weeklong vacation for an event in June that would cost me 5 out of 14 days of PTO used 3 already this year, and the entire trip including flight is 765.I have minimal debt, about 5k in credit cards and of course 20k of student loans. 25 years old, 54k comp a year, negative net worth due to student loans, about to start attending grad school in September and go down to part time. I am relocating to a city across the country next month, and already got dinged on breaking my lease giving up my entire security deposit of 1200 in addition to a 1200 fee. When I registered for the event, I was required to put 75 down and I cannot get that money back nor transfer it. I also bought my plane ticket for 80, also non refundable or transferrable. It was kind of an impuslive move because I was worried Id get shut out if I didnt register.My girlfriend wont yet have a job when we relocate, but I have a remote job so we will still have my income. However, I dont really want to use 5 days of PTO and drop nearly a grand on a trip 3 months after we move. I cant get past wasting the 150...is it worth it to cancel the trip and give it up? This might seem obvious but that money is weighing heavily on my mind. None of my credit cards are charging interest yet because I got 12 months no interest. Let me know if you need more info!  <response>: You talk as if its normal to have cc debt. You shouldnt be taking trips while you have cc debt. Cancel and consider the 150 a loss. 