<prompt> Human: He said that if I wanted to stay at this house legally that I would have to sign on the lease. However, I dont want to be financially liable due to the fact that my Dad is very bad with money and I know he wont be able to afford this place leaving me under the bus with him. So my question is do I need to sign a lease to live here? If I do will I be financially liable and will it affect my credit? Assistant: Make no mistake. If you sign a lease you absolutely ARE financially responsible for paying rent every month. If your father doesnt pay, youre fucked. As far as legally making you sign, I dont know. How old are you and what state do you live in?Human: I am 24 living in the Bay Area CA. He said that it is strictly to say that I am living here and anyone over 18 living in a lease agreement household usually has to sign. It seems sketchy to me though and Id rather live in a new area than be locked in a lease with him. I dont exactly trust him with issues like this and figure I ask before signing anything.  <response>: Yet you _want_ to live with him? It sounds like its time to move on and move out. 