<prompt> Human: I am so sorry; I know this topic has been beaten like the dead horse it is. x200B;I would like to buy a car and I plan on taking out a loan because that will work with my budget. Ive been looking, and it seems like all of the auto loans are between 60 to 72 months. This seems absolutely ridiculous to me; I do not want to be paying off my car for 5 years! Is it possible to get a 36 or 24 month auto loan? x200B;I know with good debt, like student loans, its not the worst idea to take your time to pay it off. That said, I can not imagine the benefit to taking 6 years to pay off something that depreciates like a rock. But maybe Im being closed minded.  <response>: Yea there are lots of 36-48 month loans out there. Dealers advertise longer loans because it makes the cars seem more affordable. Just do a quick google. 