<prompt> Human: My brother is about to get married and wants to buy a house. He got into a new car lease at a bad time. Hes also got a mountain of credit card debt that Im guessing to be over 30k.He just sold his condo, but the loan officer said that hes now just over the debtincome ratio and thats preventing him from getting a home loan. He doesnt want to spend 8k returning the car and he cant pull enough credit together for the house.I trust him to make payments on the house, but I dont know whether I should help him out. He says that in a few years, he will refinance the house and hopefully take my name off.I have good credit 700-740 and I have a full-time job at the moment, but I will be off to grad school in a year.Would this affect my ability to buy a home in the future? How would this affect my getting credit cards or auto loans?Thanks in advance. Any advice would be appreciated.Were in California.  <response>: No. No, no, no, no, no.Also, no. 