<prompt> Human: Someone close to me is gifting me 100k, but part of their rule is that I must spend it. I cannot put it in a savings account. I live at home and need to move out, but I cant buy a condo in the city with that money since it is too low. Houses have taxes and are expensive to keep. I have never moved out on my own. I dont know how leases work, for example. Im pretty sheltered. A luxury car would be fun, but those depreciate in value and Im clueless about cars. I love diamonds, but those depreciate in value also. I dont know how stocks work either. Im a 30 year old woman. Im thinking I should just ask them to help me find an apartment and put the 100k towards the rent.. Is that foolish?  <response>: Spend it on me .. just wire the money into my account but seriously either spend it on education or a down payment on a house... If you wanna bend the rules a bit buy a house and rent it out. It is an investment and if you live in half and rent the other half then you could live in a home for free... Though idk if 100k is enough, depends on your location 