<prompt> Human: I am a parent about to send my son off to university within the next few months and I am worried about his money management. He is not good at budgeting and wont sit down with me to learn basic skills.Does anybody have any tips for what the best way to engage young people 18 in personal finance?  <response>: He wont sit down with you to learn basic skills? Or he wont sit down with you and talk at all?If you can at least talk to him, then ask him questions about what his plans are. Get him thinking about his own life, and sneak some basic PF questions in there, like where are you going to live? How much will rent be? What are you going to eat? and etc... Once you have tricked him into telling you his budget, write it down on paper and compare it to your own estimates and talk to him about it. You might even talk to him about your OWN budget, to show him how much things cost at home.If he isnt willing to talk with you, then the only thing that CAN happen is for him to get slapped in the face by reality. The question then becomes how expensive this lesson will be for you and for him. Sooner or later, you are going to have to cut him loose and let him take responsibility for his own actions. Hes an adult now. 