<prompt> Human: Hello all. I attend an engineering school and am currently three classes away from graduating with a double major. Tuition for the classes is about 10,000 but I currently have close to nothing in my bank account. I also do not have any cosigners for loans due to my parents already signing on a few and needing to sign more for a sibling. I am already 191,000 in the hole for loans I know, it is bad. Looking for any advice possible so I can graduate!TL;DR: 191,000 in loans. Need 10,000 more. Family members wont cosign and not sure what to doAssistant: Well, somebody fucked up on the loans. Either you went to a predatory school or your parents income should have allowed them to pay a lot more out of pocket than they did.At this point though, the loans mean you need to finish ASAP so you can handle payments. Transferring doesnt seem realistic since its only 3 classes and most transfer programs require you to complete a minimum number of classes in order to receive your diploma through their program.Have you talked with the financial aid office? If you have but they arent responding, seek out help from higher up. This could be the dean of your school, an academic advisor, etc. My school had a student advocate role who worked with students to keep them from failing out for non-academic reasons health, finances, personalfamily crisis. These people have the clout to get you extra help thats not available on the first ask. It could be a 10k grant, or it could be a TARA position that covers partial tutition, or it could be finding you someone who will extend the final loan.Whats your employment situation look like? It looks like your minimum payment will be around 2k a month assuming your interest rates average out to 5. FYI, if you are making 50k a year, you will bring home around 3.3k a month. You might want to have a family talk about your sibling taking a break from school so your parents can cosign this final loan.Human: Haha yeah kinda screwed up on the loans. Water under the bridge at this point though. Just looking to be done and getting a full time job to work them off. Ill try talking with financial aid offices and see if they can help out.As far as employment goes, Im currently working a minimum wage job for the summer  <response>: Almost the same exact thing happens to me. My last term I had no more loans no way to pay, I had three classes left, at a 50,000 a year university. I contact financial aid. There was, I honestly dont remember what its called, some funding for people in my situation. I had to write an appeal, stating my situation, asking for aid for my last term. It is better for them for me to graduate then to have a drop out on their record. I got the funding for my last term. So talk to financial aid, be polite, but be persistent. My dad helped a lot in asking the right questions, I would not have known that I could request additional aid like that if it werent for him. So try to get as much info as possible. Im sure it will work out for you! 