<prompt> Human: Im a 19 year old who just purchased my first house with my partner whos almost 9 months pregnant now and Ive just inherited 20k from my uncle passing away. The house needs a like work and we did borrow around 2000 from family in order to buy the house with a mortgage, so after all expenses itll look like Ill have around 15k left. What do I do with it? Ive obviously never had a large sum of money like this before and it just a little overwhelming Debt free other thank the 2000 owed to familyAny advice on what I should do is appreciated :  <response>: With a baby on the way, I would definitely not invest any of the money.Make sure you have all of the necessary expenses covered for the baby what will medical bills be, approximately? set that aside. Do you have a crib? Diapers? What does the daycare situation look like?Make sure all credit card debt is gone. Youre going to need a significant emergency fund to help support a house. There are many expenses that come up. Water heater breaks, roof starts leaking, etc. Id say 15k minimum as an emergency fund is necessary when owning a house. Whatever is left over after babyCC, just save for the house.Open a savings account with Ally and stick the money there to make a nice decent 1.5 interest. 