<prompt> Human: Im on mobile, sorry for the format. Im hearing a lot of things. People are saying this:- Use it to the max balance of your CC, then pay it all off. - Put a small monthly payment on your CC. like Netflix or gas. - Only use 20 of the CC limit, and pay off little by little, never in full. - Purchase something big, using a loan, and pay it off monthly. So what is the best way to raise your credit?  <response>: pay the statement balance in full every month. 