<prompt> Human: I dont understand it. Most rich people make their money off investments, but people even rich people cannot consistently beat the market.What do they do differently than just buying as many SP 500 as they can? In sum, why are rich people rich? Assistant: They spread their risks and invest smart.Human: But isnt the notion of investing smart flawed, since most financial experts cant consistently beat the market?  <response>: You dont have to beat the market to get rich. If the average market makes 7 a year overtime, and Rich Guy A makes 6, just that 6 and compound interest is going to multiply his fortune over time. 