<prompt> Human: Hi reddit,First time posting so not sure if this is the right place. I was diagnosed with stage IV colon cancer around the same time my wife and I were purchasing a property in the UK. I purchased life insurance with the property and answered the insurers questions in good faith around September 2015. Due to a number of problems with properties, we finally completed on our house on the 5th August 2016. I was diagnosed with cancer on the 29th of July 2016. Just 7 days beforehand.I have informed the insurance company and they want to cancel any payments into the scheme as soon as possible and refund the money paid in.Is there anything I can do to retain the policy or am I just completely out of luck?EDIT:First of all, thank you all for your kind words and support. Situations like this make you feel like the world is against you but its strange to find some comfort from strangers.Secondly, just to clarify the situation from the insurers POV, as uSweatysparrow said, the policy is at risk on exchange of contracts. We exchanged and completed at the same time so they are stating that the policy started in August. We only started payments on exchangecompletion in August 2016. The diagnoses came as a complete surprise, I am in my early 30s and went to the doctor expecting IBS or something similar. Please get yourselves checked out...prevention is better than cure.  <response>: They did this to my grandparents. My grandma died and as soon as we notified the life insurance co. they canceled. No refund. Nothing. Fed us a bullshit excuse of nonpayment despite our records showing otherwise. We had to get a lawyer and it still took a year to get them to honor the policy. 