<prompt> Human: 750 Credit score, 2 credit cards, 1 auto loan, soon to have a 2nd. Wondering if financing lets say a Rug for 100 from Conns or something similar would affect my credit positively at all. Creditkarma recommends opening more accounts, and im wondering if this sort of financing counts.  <response>: Youve got tier one credit dude. Dont listen to Credit Karma. Youre just fine. 