<prompt> Human: I has my first crash minor last Friday. I bumped into a car in a malls parking lot. The car was a rented Honda Pilot via insuranceenterprise. Im on a provisional linsense 19 years old, and given that it looks like the mistake was mine, going to court and disputing this legally would only end in my loss and raise my insurance via my parents dramatically. His car had minor scratches on the rear bump and left rim. I negiationed with the guy and told him that I would pay for the damages and leave it at that. He went to a repair shop to get a quote on the damages 530. Given that he rents cars, he will need a car during he estimated 2 days that the car will be in the shop. I called the shop and they told me they were going to paint the rear bumper, and reallign the wheel. In total this whole thing will cost me around 800 to 900 bucks. Should I turn to my insurance to cover the costs? Or should just pay this this and avoid and even bigger problem? Thank you all in advance  <response>: More carefully than you approached the Honda! Ba-Dum Ching! 