<prompt> Human: I have recently been reading through the wikis and I am just hoping to get some extra thoughts on my situation. Today I was just offered and accepted a full time position luckily in what I went to school for and this will cause huge influx of cashflow that Im unsure what to do fully. I am going from 700-800 a month, while living with my parents, to roughly 2000 a month both figures after taxes taken out. I currently pay 425 a month in repayment on loans and roughly 100 on gas and 100 on groceries a month, with whatever left over going in a savingsemergency fund.I am down to 2 options on what I should do and the one I am currently thinking I will stick with is as follows: My commute to my workplace can range from 30 to 50 minutes depending on commute. Which isnt bad and I have managed the commute now for 7 months. With staying at home with my parents I could put most of my extra income into paying off my students loans. I have a total of 7 small loans under 1 payment. Of those 7, two are above 6 while the rest are 34, roughly 27,000 all together. The second option which is somewhat a dream is to save up a few weeks pay and move out. I would move much closer to where I work, I have looked at rentals in the area and found one for 800 a month and is walking distance from my workplace. I wouldnt be able to speed up he loan repayment process but it would be nice to get rid of a commute as well as finally being independent. When I applied for this job, I did a little fantasying and made a mock-up budget and I think it would be possible to live moderately on my own with this pay. Other things that might be relevant; I am 23 years old and dont really have any problems with living with my parents, it is just a cramped living arrangement. I feel if I really just had to move out I could try paying off the high interest loans and then just riding out the low interest? I am open to all suggestions and all help is greatly appreciated. Im just trying to do the best thing for my future.  <response>: At the very least, stay with your parents another few months until youre settled in and confident youll stay with this new job. Nothing worse than feeling stuck at a job you dont like because you need to make rent payments.Personally, Id stay with them as long as I can if you add an additional 1200mo, it will take you less than 2 years to pay off your student loans. If you move out, I assume youll have to spend a lot more money on food, and time preparing that food.If youre okay with your parents and you living there isnt a strain on them, keep it up. As an added bonus, it gives you more time to spend with them before you both start getting too old to see eachother very often. 