<prompt> Human: My expenses are more than my income. I own my own business and used to do that plus a full time job. I got laid off after maternity leave so I only have my business now. My husband also was laid off right before I had my baby. We had some savings but we used it all to pay bills while he was laid off and I was on my unpaid maternity leave. DH has recently found a job but it pays less than what he was making before. Ive had numerous problemsexpenses with my business that are almost sinking it. People are not paying me on time and the list goes on and on. We just cannot seem to gain any ground and we keep getting further behind.We were comfortable before and had savings but now we have nothing to fall back on. Most of our bills are being paid late and some we have had to defer for a couple of months but so much has happened I dont know how we will keep making payments.I just dont know what to do. I want to keep my credit in good standing and I have talked to all of my creditors but not everyone is understanding and so I have to pay them so they dont report me. I dont want to let things go back because that would negatively affect my credit and I need that for my business. I have sold everything I can think of but there is nothing leftAssistant: Go back to a regular job and stop doing the online business for now. Human: When things are going good I can make in a week what my husband makes in a month so Id rather not quit my business. Plus, I have a lot invested in it.  <response>: When things are going good I can make in a week what my husband makes in a month so Id rather not quit my business. When was the last time things are were going good? And why isnt it consistently good? Plus, I have a lot invested in it. 