<prompt> Human: So my brother is a successful estate planning lawyer in California. He runs a radio show once a week in which he very occasionally gives financial advice. When giving said advice he uses Dave Ramsey as his main resource. Now Im not super well versed in the area of finances, but it was my understanding that Dave Ramsey was a hack. I guess what Im asking is Dave Ramsey a reliable resource for financial advice?  <response>: His teachings and advice are sound. I used them to become debt free 2 years after college. That being said I think his teachings cant be applied in certain regions and income levels.If your looking for investment advice as I did after since I wantedbelieved their could be other people out there. I found rule 1 investing by Phil down. I took his seminar and his follow up class. Gave me some great tools and insight I wasnt getting from DR. You may want to check him out. 