<prompt> Human: I know that co-signing is a terrible idea, but my brother has bad credit and needs to move within a week. His new job is a big step up for him and everyone in the family is really happy for him but he cant get an apartment without a guarantor. Here are my questions:. 1. I know that by co-signing, I am taking on the responsibility of any debt with the apartment complex for the term of the lease 1 year. Will I drop off after that, or would I remain the guarantor if the lease was renewed? 2. Does co-signing for this apartment open me up for any other creditors to come after me - for example, for credit card debt or student loan debt? It is restricted only to the apartment, correct? Im willing to take on the risk for 1 year at 900mo but I want to make sure thats all the liability Im taking on. Not planning on applying for any credit in the near future already have a mortgage. While my brother has debt, hes never missed a rent payment. Thanks in advance for your help, PF!  <response>: Youre right, its a bad idea.Youll be responsible for the lease for the entire year. Be sure to check for any renewal clauses that may keep you on the hook after that.It would only be for this apartment, not for his credit cards or other debt. 