<prompt> Human: Hi all, Im taking a new job this summer and its put me in a real pickle w.r.t. my health insurance options. Heres the situation:- Age 30, currently making 63k at a job Ive been at almost 5 years- I attend grad school part-time which is how I got connected with this internship. Same type of work but in a more interesting field with better growth opportunities.- internship pays 36hr with no benefits- if they choose to take me on full-time afterwards, salary would start around 95k- overall financials are in good shape 30k in cash, about 350k in the market, no car, no house, no debt, no kids- they are interested in eventually getting interns into a full-time position... theyve said theyll keep paying me if I keep showing up after the 10 weeks, but no guarantee that Ill get a full-time offer immediately after. The Obamacare penalty kicks in if you go 3 full months without insurance, and at my income my options are either to sign up and pay 230 per month on the exchange, or take a tax penalty of 1,500 for 2017. I would have to enroll by August so that monthly premium would be cheaper than the penalty, but thats still over 3x what I pay with my current employer. My COBRA rates would be over 450 a month so thats not gonna work either. I could maybe look into joining my partners health care plan but were not married so it could be complicated.I should also mention that fortunately, I have no prescriptions, conditions, or immediate needs for insurance aside from the fact that the law mandates it.Anyone have any advice? Is there any option that Im missing? This is a calculated risk for me that Im expecting to pay off 6-9 months from now salary-wise, but it puts me in a weird limbo for a few months.  <response>: I could maybe look into joining my partners health care plan but were not married so it could be complicated.You should look into it. My employer allows me to add a partner to my plan even if were not married. 