<prompt> Human: Longtime lurker, first time poster. I just want to say thank you for every inspiring post on how to save money. My husband and I are currently living paycheck to paycheck, but by living with a strict budget and actually sticking to it we have accumulated a pretty awesome emergency fund. I looked over our budget for August and found some wiggle room to pay my credit cards early with a little extra. In a year Ive paid off two credit cards and my husband has paid off one. Neither of us have touched those cards again they were store specific cards and I couldnt be prouder of us. We still have a long way to go to being debt free, but its an incredible feeling to see the savings build and the debt disappear. I would like to shoutout the person who posted about Prime Day and how I dont need it. I was dangerously close to transferring money from savings just to buy something when I opened Reddit to consider my purchase and saw the post. I closed out of everything and feel a weird sense of accomplishment. Assistant: Thumbs up!!Good news: youre not living paycheck to paycheck because of the e-fund.Human: Is that what that means?I always thought it meant having extra spending money. I think the most we ever have for extra is about 50 a week. Everything else is usually accounted for.  <response>: Someone living paycheck to paycheck and then misses a paycheck is thrown into financial ruin. If you all miss a paycheck, you dip into the e-fund and keep on trucking. Right? Because job loss is a pretty big emergency... 