<prompt> Human: My fiance and I are hoping to move from our rented property to another rented property in the same county. We have been checking out our credit scores and found that both of our credit ratings had dropped by over 200 points each.We took out a loan 34 months ago of 10,000 to pay for our wedding and we have been on time with payments every month since. My fiance has a couple of credit cards and, again, is up to date with payments. Can anyone give some examples of why our credit ratings have dropped so much?  <response>: Can anyone give some examples of why our credit ratings have dropped so much? We took out a loan 34 months ago of 10,000 to pay for our wedding You answered your own question. 