<prompt> Human: Ill try to make this story short. Thanks in advance for any help you can offer.A few years ago I got into an accident. I currently owe a law firm, who now have the debt, approximately 10k. I had previously made payments and had to stop due to school and lack of income. I now have a career and have saved some money and want them to go away as cheaply as possible.I want to call them up and arrange a deal to pay X amount in cash immediately to erase the debt. What percentage would they probably accept? Is this a plausible idea? What are the drawbacks of doing this? What am I missing?Ironically enough, the original hospital I owed is now the hospital I work for. Strange turn around from being a busted body, busted broke person in their care to being a person they rely on to keep the same people alive and breathing.Thanks a ton for any help. Im trying to straighten every mistake out Ive made but still trying not to have old me shoot new me in the foot too many times.  <response>: How many years has it been since you either accrued the debt or made any payment on it? There is a statute of limitations on debt, usually between 4-6 years depending on your state. 