<prompt> Human: I was here a couple weeks back confused as to why my credit reports with my student loans have not been updated since 112013. So I contacted NELNET to see what was up and start keeping my credit reports current. They said we will look into it and fix it.Well fast forward to today and my credit karma app goes off saying they did a hard credit pull dropping my score 3 points. Im buying a car in two weeks and will need to finance it! I cant believe this is happening. I DID NOT GIVE THEM PERMISSION TO DO A HARD PULL!! Why would they do this? Im done with school and not looking for more student loans. This whole thing is stressing me out... What can I do?? Will I not get the car loan?  <response>: ...its 3 points and CK doesnt even give your actually FICO score. Chill out and stop stressing about things that make no difference. 