<prompt> Human: I have no real home, I have no job and Im trying to be a full-time student.The only thing Im worried about that I owe is another school a lot of money. Ive been told that unlike credit card debt, the school will hunt me down and find a way to force me to pay unless I stick to their payment plan. Im on the lowest hardship level, so if I dont pay next month, which I cant, they will begin this harassment. I say good luck, because I literally have no money.What kind of loan can I get, someone with not poor but not great credit, to avoid this harassment?Please any advice I will appreciate very much.  <response>: If you dont have income, how would you pay back this loan? 