<prompt> Human: But thats a long time to pay the max amount I can monthly to get out of debt. I have a full-time job thats comfortable. I make decent money so I can pay a lot of money to my debts. So far Ive crushed:- 6k in CC debt- 25k for 1 student loanThe only expenses I have left are:- 15k rem. for another student loan- 20k rem. on a car loanIm in a good spot, the weeksmonths are comfortable with my budget. But I have a lot of downtime single, no kids.Options Ive considered:- work part time in retail in the evenings- Uber- find more freelance work Im a web developer and have freelanced from the beginning, not too passionate about it any more- odd jobs on CL Another question is, what do I do after I save 6mos of expenses?  <response>: If youre into working out? Front desk at a gymYMCA. Perks include free gym membership and good networking, the pay wont be great, but its different than your day job which can be refreshing. 