<prompt> Human: I have been in talks with probably 5 insurance companies the past week looking for renters insurance. However, whenever I ask them to list my landlord as additional insured they put him in additional interest. Can anyone give me some insight on whats the difference, and where i can find renters insurance that will list the property owner as additionally insured?  <response>: Additional interest is just a means to verify coverage and ensure it didnt lapse. They cant make claims Additional insured means they can make claims. Im not sure why a landlord would require themselves to be an additional insured, they need their own insurance 