<prompt> Human: We have around 10k in our short term emergency fund, and are looking for ways to earn interest in it better than our checking account. Now that interest rates have risen, what are some good options and what restrictions do they involve minimum deposit, how quickly can the money be accessed?  <response>: High yield savings accounts should get you around 1.75-2 or so. But as a more general idea, you emergency fund is not there to make you money. Its insurance to protect you from cashing out actual investments when an emergency happens. 