<prompt> Human: Hi,Next year Ill be graduating from an engineering school with a major in softwaresystem engineering, which will hopefully permit me to earn something like 3540K per year.I live in France so I dont have any student debt to deal with, and as of today I have saved 6K from student job. I know its not much but its a start.What I am wondering is if an investment in real estate early on in my work life is a good idea, more precisely take 2 bank loans as early as I can to buy two appartments. One would be rented, and the rent would be set in order to repay one loan each month. Hopefully after 2025 years both loans would be paid off, the apartments will have gained in value and will be providing a stable income.In your opinion, is it manageable andor worth the risk ?I dont have any experience in business or real estate so it might be a really dumb idea, thats why I wanted some more professional advice.Thanks for the help !  <response>: No, that is a terrible idea. Taking out loans to invest is phenomenally risky, and plus being a landlord is a lot harder than many people think. You dont just sit there and collect rent every month: you have to deal with upkeep and repair and possibly legal conflicts with tenants. Thats not to say that it is an impossible task, but it is definitely not something you want to start doing concurrently with a full time job while having no experience in any of the component tasks. If your point is something that will have gained value and is providing stable income in 2025 years, invest in a broad stock market fund instead. Or if you are dead-set on real-estate, buy a REIT. That way, you get exposure to the real-estate market WITHOUT taking on massive levels of debt and picking up a part time job that you are not currently qualified for. 