<prompt> Human: Hi,So heres the short of it. I was offered a job in another state and had no job in the state I was in. However, I couldnt get anyone to sublet because the apartment I lived in didnt allow it. And I couldnt afford to pay the rent, because I am currently living paycheck to paycheck. Im owed 1000 from my former employer, but I wont get that for at least another month. So Im facing eviction for my other apartment because I couldnt afford to pay the rent. for the past 3 months. I owe about 1000. Im having trouble logging in to see. Heres my income and expensesIncome 2200Expenses Current Rent - 600 Auto - 355 Food - 400 electric - 100 water - 50 Internet - 75 phone - 150 gas - 100 auto ins - 100 diapers - 75 gas - 100 loan - 100It seems that i am about 5 over. We eat out quite sparingly. Im not really concerned about the keeping the apartment. technically i have 6 more months on our lease. And I can give it up and owe the 6 months and I suppose pay for that. But Im more concerned about the having an eviction on my record. I know people say payday loans are a bad idea. But I think if i buckle down and really kill myself I can make the money back to pay off the loan. I just started with textbroker so If I write 11,000 words every week for the next few weeks I can bring in about 150. And I can probably try and pick up a few odd jobs as well. If my husband works an extra hour a day, he can bring in about 150 extra for the next paycheck. But then hes on a forced time off for a week. But he does get a accrued vacation check for about 400. So All together by this time July I should have 1150 extra. more or lessWhich I could use to pay off the payday loan. I dont have anyone I can borrow 1000 from. and then there is the check from his former job for 1000. That he should get. Is it a bad idea? Should I attempt to work something out with the landlord.Should I just hand over my keys, and say Im done would that stop the evictionAny Advice is helpful.  <response>: I would strongly advise against a payday loan. These are going to cause major stress going forward, as the interest can be close to 200. As for an eviction... it stays on your record for up to 7 years. Have you talked to the other landlord? If youre evicted, will the landlord allow you to settle up? Coming to a settlement even after the actual eviction could get the notice off your record.So, that money that youre owed could be used for that. You could also give the landlord a portion, as a good faith payment. Id even consider contacting Salvation Army, they might be able to help. 