<prompt> Human: Its all in her name, and if it ruins her credit but leaves mine untouched Im inclined to just let it rot. Apologies to the system and all, but screw these guys, I asked multiple times what different tests cost and they insisted on performing them. My wife had stroke symptoms, and it turned out that she did not have a stroke. EKG, lab work, CAT scan, etc etc. 11k.Our taxes last year showed us making about 15k after deductions. She was a student, I live frugally and do photography, so I have a lot of write-offs. We sleep on a mattress on the floor, drive a car thats twenty years old, etc etc.My credit is perfect, though, and I want to keep it that way. Once something goes to a debt collector - wtf are our options? Im pretty pissed the hospital didnt even respond to our massive application for financial aid. We clearly fit the bill for assistance.edit: Also, Ive read over the debt collectors wiki - its great, however Id like to know specifically if this can affect me, the husband, if everything is in her name. Hell its not even in her legal name, but thats probably not too relevant.  <response>: Ok, just from a medical perspective, none of the medical people i.e. doctors, nurses, etc know prices. Like literally none of them. If they think a test is necessary they need to perform it because otherwise it could mean medical negligence. Having stroke symptoms is very serious and left untreated can cause permanent damage, but can be treated if caught shortly. 