<prompt> Human: New LendingClub loan:Amount: 6000APR: 8.27Monthly payment: 183 36 monthsnbsp;nbsp;Why? I thought itd be a good idea to pay down my AMEX card to avoid throwing away 50month in interest and get out of a card that charges an annual fee.nbsp;nbsp;Discover card:Balance 6300Limit: 18,000Min. monthly payment: 127 I usually make a payment of 140monthAPR: 16 paying 5 month in interestAnnual Fee: 0nbsp;nbsp;AMEX card: Balance: 5500Limit: 22,000Min. monthly payment: 100 I usually make a payment of 140monthAPR: 9.9 paying about 50month in interest because of a balance transferAnnual fee: 60nbsp;Thanks in advance for any advice.  <response>: Pay off the highest interest first. 