<prompt> Human: Monthly take home: 1900Monthly bills:- Rentutilities: 440- Auto payment: 340- Auto Insurance: 80- Fuel: 80- Cell phoneinternet: 140- Food: 200- Subscriptions: 25There are more things in my actual budget, e.g., car registration, but these are the basics. I have 25 in a savings account, 3800 in student loans, and a recent bankruptcy that tanked my credit score even lower than it already was.Do I need to look into a second job? Trying to just get a higher-paying 1st job? Where could I cut expenses? Im 32 and absolutely nothing to show for having been on this earth.TL;DR: Give me money. :D  <response>: According to your income and expense breakdown, you should have 600 left over every month. I see you didnt list your student loan min payment, but if you put the entire 600 towards them, you would pay them off in 7 months. I would save at least 1000 to emergency fund before aggressively paying off student loans. 