<prompt> Human: Do you just have to start working again? Move in with kids? While Im in a good place for a guy in his 20s and on top of my retirement accounts, I could be putting more into my 401k. Im trying to think of what the repercussions would be in the event I dont have enough.  <response>: Ever see those old people working at McDonalds and Walmart? That would be you. 