<prompt> Human: My father paid for my law school tuition. We have since had a falling out and he is demanding that I reimburse him for the expense 200k. I am putting it around 200k because its unclear if he wants interest or not - we obviously never had an agreement and I graduated about 3 years ago,I intend to liquidate my savings 45k and stop contributing to my 401k I have maxed it out each of the past 3 years so I can pay him back as quickly as possible and be rid of him.I currently make approximately 250kyr.Would it be possible for me to take out a loan to pay him back? Is that prudent?Any help is appreciated.Assistant: When he paid it, was there an understanding youd pay it back? If not, Id honestly say fuck it. He paid for it because he could and wanted to help you out, but now that youve had a falling out, he wants to undo that? No take backs in my opinion. Also, theres no way in hell youre getting a 200k personal loan. The interest rates on those are high and youd never get one for that amount because its unsecured. Thats the only line you could get unless you own a home and can get a HELOC for that amount, and then youre jeopardizing your ability to sell your home in the event you need to move. Are you really going to drain your savings and jeopardize your retirement to pay back someone who clearly could afford the tuition and didnt miss the money. He may be mad at you, but that doesnt mean you now owe him when you didnt before. Human: It was never explicitly discussed. He made mention of it both pre and during school, but it never came off as a serious request. I should have known better and had a discussion about it before attending.My view is that I would rather pay him back and preserve the chances of staying in his will. If I dont pay him back, then I could stand to lose much more than 200k.  <response>: So really you are asking how to fund a 200k lotto ticket. 