<prompt> Human: Im 21 years old and have been a nanny for a little over a year now. I have made over 20,000 total, most of it having been made in 2015. I qualify as self-employed, and thereby have to pay the 15 tax for both my employer and myself. I am technically paid under the table, although I am paid in checks so there is a paper trail. I have to come up with 2,500 by April and so far have 20 in savings. Any advice?  <response>: First, you definitely still want to file on time so you dont get hit with a penalty for that. As far as your amount due, the IRS does have installment plans that you can set up with them. It does have some interest tacked onto it, but you can pay the 2,500 out over quite a bit of time - a few years even I believe. You also want to make sure that starting this year, you pay your quarterly estimated taxes as self-employed. : 