<prompt> Human: First time poster, long time subscriber. I am wanting to open a Roth IRA, but wanted some advice on who is the best provider and such. I know I need to be somewhat aggressive with my investments since I am young, 23, in order to maximize future returns. I have been reading a lot into this and have a pretty good idea of what I need to do, just havent committed to it yet. I am definitely a type of person that does too much research and enjoys hearing what other people have done who have experienced success.  <response>: Schwab, Fidelity, or Vanguard. 