<prompt> Human: Im 31, fresh out of grad school, and have 60k of debt. Half is loan debt for which I pay 500 a month towards until 2022. The other half is owed to my not-so-rich parents. They are charging no interest, but naturally I dont want to damage my relationship with them by delaying repayment indefinitely. Job wise, I can command a rock-steady 40,000 salary teaching in which I have experience in, is easy, but not meaningful, or I can attempt less stable jobs in my degree field no experience, v. hard, but meaningful for peanuts - 29,000.Obviously I didnt do my degree for nothing, and I want to pursue work in that field to gain experience, earn more later on, etc. On the other hand, I feel so financially unstable right now, and also want to pay loans quicker. Suggestions on how to approach?  <response>: A masters in your field makes 29k? Why did you get a masters? 