<prompt> Human: Alright, so Im a 21 year old college student, majoring in Sports Broadcasting. Im super far behind on school because I have had to change schools a few times as well as work 60 hours a week to be able to afford school and also living. Parents help with nothing. I make like 12 an hour and I dont have any breathing room financially. My girlfriend is constantly on me about taking more than 1 or 2 classes a semester sometimes I take none if I cant afford them. Should I take out a student loan? Id really like to be able to finish school at a decent age and start working in the field I love rather than working jobs that I either hate or am not passionate about. Are student loans the way to go? I have been wary of going that route because I hear so many horror stories of people owing a ton of money and not being able to find work, etc. Thanks in advance for any advicehelpsuggestions. Edit: School is taking me about twice as long, so 8 or 9 years to finish rather than the 4 years it would take me if I was a full time student. I graduated at 17 and am only a sophomore based on credits. Also, at my college they have a Communication Degree instead of an actual Sports Broadcasting specific degree, I should have included this probably but I forgot because my last school had an actual Sports Broadcasting program. Assistant: I would not take out loans for a sports broadcasting major. Have you looked into the average lifetime earnings. Seems to me that its a job that 1 percent of the people make 99 percent of the money. Human: Are you recommending that I abandon my hopes and dreams?  <response>: Yes, unless you can pay for it cash. Plus if you like sports you dont need a degree to start a sports blog, youtube videos, podcast. 