<prompt> Human: I opened a Roth IRA in 2006 with Alliant Credit Union. I knew nothing about finances was actually in college, and the account only makes 0.9 interest. Which is the same as my checking and savings accounts there, actually. I dont want that money to sit there anymore. I want to move it into a different account. What are my options?I currently have a Traditional IRA with Voya. I also have a brokerage account with Schwab. Can I move my Roth IRA funds into a traditional IRA or an investment account? Are there any tax penalties? Any other issues Im not thinking of?  <response>: You can move the Roth IRA to another investment firm and keep it as a Roth IRA. The funds you are investing in is the problem, not that it is a Roth IRA. 