<prompt> Human: My husband and I are in the market for a house. We have a toddler and are sick of apartment living. However were a one-income household until our little one LO either starts school or I find a way to make some money while she naps or after she goes to bed. We currently spend 300 a month on student loans together is about 26k. We have about 15k in the bank, mostly savings from our DINK days. We pay 825month in rent. Were mostly treading water financially, my husband brings home about 2200 a month. We live in a college town with lots of rentals and expensive houses. We dont have a lot of extra luxury expenses; phones, internet, groceries, baby supplies, electricity, gas, it all adds up.We were preapproved for a 125k mortgage, but we are not looking for houses that expensive closer to 100k. However, Im having a hard time even finding houses. The good ones we can afford get snatched up immediately. The rest are off of 4 lane highways, next to a train yard, or falling apart.Im wondering if we should spend our money on our student loans, hunker down in our apartment for a while, and wait to buy a house. But then if we spend our money on our student loans, we wont have enough for a down payment. But then maybe the housing market will be better? Right now its a sellers market and I feel like were getting priced out. Plus if we wait until I go back to work, then maybe we can afford something nicer.I just dont know what to do. We basically have until June 22 to let our leasing office know if were staying or not, and weve been looking for houses for months with no success. Our realtor is real nice and keeps sending me links to houses, but they keep being no good.Im sorry if these are questions that have already been answered, Im just a bit lost and looking for any guidance possible.Thanks!  <response>: Were mostly treading water financiallyYou shouldnt be making a major purchase like a house when youre living like this. 