<prompt> Human: I am 21 years old I work part time since 16 and currently in college. I come from a poor area. I have always felt guilty spending money on myself because my parents would always ask the price and kind of be disappointed. They do not spend money on themselves, wear really old clothes and generally are not great with money management.So I have built up some savings from solid hard work and need to get the guilt out of my head and enjoy myself and treat myself, without spending too much. I see my friends enjoy their time wearing nice things, going nice places. Every transaction I feel like I have lost something which is wrong. I also dont know what I am saving for. EDIT: Thank you guys for the advice! Some really interesting insights and perspectives. From reading I see the best course of action is to make a budget and allow myself have a percentage of money to spend so I feel less guilty. Thanks again.  <response>: Its more of a gift. People dont know how to save these days. So use it! If you treat yourself too much, those savings are gonna turn into debt... Better to find balance: save up and treat yourself to things you actually need. Ex.: a new iPhone every year is something you dont need, but you could totally go to a restaurant from time to time. And dont envy others, chances are they are in debt because they dont know how save and spend more than they have! Hope I helped... 