<prompt> Human: Be careful, everyone! I chose to file with Turbotax, and chose their Basic option - 19.99, and went through with filing my taxes. At the end, it asks how youd like to pay your turbotax fee. You can choose to pay with your tax refund or pay by credit card. At first, I chose to pay with my refund, got to the next page where there was one of those typical click-and-go service agreements that Ive been conditioned not to read. However, I chose to actually read this one. If I understand correctly it states that if youre paying your fee with your refund, Turbotax sets up a temporary bank account with one of their banks, referred to as BANK in the service agreement, which then takes out the turbotax fee, and then transmits it to you. Turbotax charges an additional 29.99 to open this temporary account and this fee is not listed in the initial charges you agree to on the previous page. It wasnt until I pressed back at the bottom of the screen did it show me that they were charging my refund an additional 29.99, where I chose to then pay by credit card to avoid this. The service agreement states that one can avoid this fee by paying by credit card, but this fee is not mentioned at all on the previous page where you select how youd like to pay your Turbotax refund.Heres the link that details their Refund Processing Services which is where the 29.99 fee originates from.Some may believe the convenience of paying with your refund outweighs this charge, but it is not that way for someone like me trying to maximize his refund.Am I just hasty and everyone else is aware of this charge? Or is anyone else overlooking this as well?  <response>: Theyre extending you a loan and charging a service charge. Turbotax wont get paid until your refund comes and that could be anywhere from 3-8 weeks from the date you file.Just pay with your credit debit card for their service and the problem is solved. Were not talking huge sums of money here just 20. 