<prompt> Human: I have more debt than I know what to do with. Im 25 years old, I dont have a college degree, and I have so much debt that every paycheck goes 100 to paying some bill or paying back something. My debt to income ratio is more than I make. I see my friends happy, and Im not. I want my life to be different. I feel like Im stuck beneath this pile of debt and I cant escape. I cant do anything about my life until I do. My ex left me because of my financial status and I dont think Ill be happy until I change my life. My goal is to start over in a new place but its impossible when every cent I make is already accounted for and that still isnt enough Edit I was told I didnt provide enough info: -I work in property management, basically I lease apartment. I work 40 hours a week at 12.33 an hour plus commission. The commission can range anywhere from 150 a month to the most I have personally made was 300 the community I work at has occupancy issues -I owe over 6000 to my college, due to me losing my financial aid one semester and my advisor telling me not to drop my classes. I had to go to court recently for that and have to pay them back - I have 1200 in medical bills I need to be paying back which I pay 70 a month - My car insurance is 200 a month. My car payment is 270 a month. My rent is 600. I owe money to my dentist from a balance of 200. I pay 10 a month for a gym membership. My phone bill is 70 a month. I have to make minimum payments of about 60 a month on two credit cards I think thats everything but I may be missing a few things  <response>: This is pretty vague. There are ways to increase income, and to reduce debt service payments for certain types of debts.You can also eliminate debt in some cases, as with bankruptcy.If you want advice, this is the place to get it, but you have to provide more information than you have just done. Youd provide information about your income, expenses and obligations. 