<prompt> Human: Me and my girlfriend are looking into buying property together and my mom is gifting us 200k to make the down payment. We are both in our 30s and have good jobs and want to start a family.My girlfriend had 20k to put down in addition to my 30k.I am worried that if something happens to out relationship I could lose the 200k. That is to say, if we had to separate, would the where the money came from be used to determine how to divide the asset? I am honestly not sure what Im worried about but I hear horrot stories about this sort of thing all the time.  <response>: This is one reason to not buy a house with someone you arent married to. You buy the house. She can pay rent. If you get married, then you can put the house in both of your names. 