<prompt> Human: 24 year old male to start So I recently consolidated my debt into a low interest credit card. Theres 0 interest until a year from now. Theres just under 5k in debt. Mostly from school and medical debts but luckily thats the last of them for quite a while. Ive budgeted my money a good bit as far as bills and essentials go, Im not working as much due to being in school full time due to extra financial aid. Im trying to look for a new part time job that I can do to supplement income in my free time. Sadly my car isnt fit for uber or lyft So my question is, between my expenses and everything should I save any money or just put all effort into paying down my card? I only have around 200 in savings for emergencies as of now. Also next spring I plan on moving back in with family to really help cut expenses and maximize savings. Im a single father so I generally get a lot back on my tax return but the last 2 years it was eaten up by medical debts. Again luckily Im caught up on that medical debt so my 5k credit card is all I really have right nowTLDR;5k debt CC is only debt obligation, should I save money or just knock it down asap??Thanks!  <response>: Save something. You dont have to save all of it but Id say put away at least 1000 before anything else. Then go after your credit card debt. Youll want to try to get that paid off before the interest rate goes up but that may not be possible in your situation. But you dont want to live with no savings only to have something come up and have to put that bill on the credit cards again. 