<prompt> Human: My husband and I Make 108,000 before taxes. Im going to post our numbers below We are currently renting and have been putting money into his student loans. He has 31,848.25 in student loans, a combo of sub and unsub loans. Really we need to figure out what makes the most sense for us financially. Buying a house and paying off the student loans in combo with the house OR continue to rent, pay the student loans off first and then save up at least 20 down on a house. Houses we are looking at are no higher than 250k but Im hoping for under 200k.We currently live on just one of our incomes. Mine, which is 58k, while my husband makes 50k, we do anticipate pay raises but are not factoring that in. While we have been putting all of my husbands after tax income into a savings account and slowly paying off his loans. We just threw 5k at it a couple weeks ago and will probably have another 5k to throw at it by December.x200B;Okay to the numbers. Bills per Month: Rent Water Trash - 1077.00 water is capped at 50month at our complex Internet - 46.47 Electricity - 150.00 Est Car Ins - 199.60 Phone - 217.87 Motorbike Ins - 16.41 x200B;Total Bills 1,732.35 My Check 1,779.31 Every Other Week Est: 3,558.60 monthly My Husbands Check 1830.95 15th and the 1st of every Month goes to savings 3,661.90 monthly x200B;Other Bills per Month Gas: 420 Est. Grocery: 360 Est. Eat Out 100 Est.Other Income: HA we dont have any! No really, we get 1.5 cash back on our credit card and so thats about it. We do pay our CCs off every month. Student Loans: unsub 3,361 5.05 unsub 7,958.41 4.45 unsub 10,280.05 3.76 unsub 6,747.40 4.29 sub 3,500 4.29 Should we stick with renting and paying off the student loans? Thoughts or Advice Appreciated. x200B;We also are wanting to pay off the student loans and the house as soon as possible. Hopefully both in under 7 years.Edit: Looks like we are gonna stay the course right now. Pay off the loans and then save for a deposit. I was kind of hoping Id get some actual numbers from you guys because I work best with that and can set better goals. Assistant: You should be able to pay off all those loans in 9 months.Then, you should be able to save up 60k towards buying a house in another 16 months. Rent for about another 2 years and you will be all set.Good luck.Human: Thats the plan we are currently on.However, thats also 24,528 that we could be putting towards a house that will be wasted on rent. Is the trade off worth it? We plan on paying off the house the same way we saving for a down payment and paying off the student loans. So we will be done with the house SUPER early. Just trying to maximize our money in the right places.  <response>: Its not really wasted on rent. You would have to pay about that much money or more on mortgage interest, property taxes, homeowners insurance, and maintenance, if you owned a property.Once you do buy a house, consider investing instead of paying down the mortgage faster.Good luck. 