<prompt> Human: Hi, About a month ago, I was in an accident and broke my jaw. I was sent to the emergency room where I was given a CAT scan. I was diagnosed with a broken jaw and an EMS service took me to a larger hospital. At the larger hospital, I had surgery to fix the jaw and wire my jaw shut. Little info about me and my insurance: Im in last year of school, and I have the University insurance plan. I was hopeful my Aetna student health insurance plan would take care of most of the bills. Im really scared of the bills Ive been getting. So far, Ive been billed for: 1100 for the CAT scan. 850 for the EMS service to the larger hospital. 150 for the anesthetics for the surgery. I havent even gotten the surgical bill yet. Im already looking at 2k in bills which understandably has me freaked out. Im just graduating this May and dont have the money to pay these bills. Please help me out with any advice on how I can pay this off. UPDATEFirst, of all, thank you to all who responded and gave me some great advice! I really appreciate the support and help. Also, for those fighting their own medical and financial trials, Im wishing the best for you guys. Finances are the last thing you want to be worried about while in the hospital, and its unfortunate that we cant have a system where this isnt a priority. First, it turns out that Ive been overly stressing and that Im extremely fortunate to have the insurance that I have. My surgical bill came in today at 52,000! Luckily, the insurance paid that off and Im expected to cover 0. Im extremely grateful and fortunate to avoid this cost that Ive been dreading. Second, I paid off the 150 for anesthetics. I called about the 1100 CAT scan and was given 3 options. Option 1 - apply for charity care. However, as I never changed my home address while in school, they consider your household income when determining eligibility. With my parents income included, I would not be eligible for charity care. Option 2 - monthly payment plans of 55 for 23-24 months. Option 3 - pay by credit card now and have my bill reduced to 900. Once again, Im extremely fortunate to have a little bit of leftover money from working during the school year so that I could afford to put it on credit card and take the reduced rate. Not sure if this was the right decision considering time value of money and all, but I really just wanted to put this behind me and not worry about it. Maybe not the most logical decision, but the one that put me at ease. As for the ambulance service thats 850, Im just waiting on the bill to arrive so that I can see what I can do with it. As a summary: Ive paid about 1,050 already. Have about 850 outstanding in ambulance charges. And, may have another 500-1000 in consultations and followups. All in all, it looks like Ill pay out of pocket between 2,500-3,000. Like many have noted already, Im extremely fortunate. I have my health, I was able to receive medical attention when I needed it, and my bills are manageable. I know many others arent so lucky, and Im grateful. Assistant: How did you break your jaw?Human: Bad fall in a hot tub unfortunately.  <response>: At whose home? Sometimes, a homeowners insurance becomes responsible for this FYI. 