<prompt> Human: I have been reading a lot of advice here. I wanted to have this thread seperate.After I pay off my credit case debt should I just burn my credit cards and NEVER use them again ? Or close them ? Assistant: If you had trouble with you credit card discipline, it may not be a bad idea.If you make an occasional charge on them, it will boost your credit score.Human: What if I close of a few of them and stay with only two ?  <response>: If you pay in full each period, no problemo. The problem is when you charge more than you can actually pay. 