<prompt> Human: As title states, I would like to buy a house in near future, maybe 3 or 4 years. Currently I am 23 years old, living in the 5 boroughs of NYC. I have a stable full time job, a girlfriend, no kids, and very minimum expenses which I will get into more detail with below. My dream would be to buy a 2 family house in Queens, NY. Rent 1 living area, and live in the other. I grew up with my grandfather who has done exactly that. So I understand the duties that come along with renting out to a tenant. In that time I have also learned about home ownership, such as taking care of the house, property in general, and how to fix or repair generally anything Id need to. I also work in a skilled trade where I am still acquiring new knowledge and bettering my repairman skills. Anyway...At this moment in time, I take home 675 a week based off of 40hrsweek. In the summer months I can expect 20hours of overtime some weeks which is time and a half rate. But I dont like to depend on that. Also I am still progressing in my position so I can expect my pay rate to double over the next 4 years. But again I dont wanna expect these things. My expenses per week are around 175 which I think is an over estimation so every week I am able to put away at least 500. Here is where I am at currently:25,000 in Savings Acct. with TD bank .03 interest 5,000 in Savings Acct. with Chase bank .02 interestMy checking account is where I get my direct deposit from work but I dont keep much in there, just enough for my bills to pay.3,250 in Robinhood. Google 1 share. Microsoft 12 shares. Everything else random shit I like lol15,000 cash in a safe. This is money Ive been saving for years since my first job when I was 16. When I turned 18 I made sure to get a couple lines of credit and keep in good standing. My fico score through the discover app is 760something. Around the area Id dream of living, the minimum a 2 family house sells for is 1,000,000.Im talking absolute minimum. First question is, how likely, at the rate I am going, is it that I am able to afford a house in 3 or 4 years. And the second question is, what can I do to maximize my possibility of achieving this dream. Besides working harder and saving more. Like is a vanguard index fund a good idea? Even though the market is so damn crazy right now should I put more money into stock? Bonds? Any advice would be great. Ive been on Reddit for 4 years, I created a new account cuz I dont want my financials shared on my main. I googled and searched all the posts here and FIRE as well, but couldnt find anything close enough to my situation. If any other info is needed let me know too.EDIT: thanks for all the replies people!I definitely have a lot to go before I am anywhere near to where I want to be. Lots more for me to learn, and lots of readjusting. Assistant: Youre not going to be able to afford a 1M home without a significant change in income or a massive windfall.Human: What if by start of 2019 my income doubled with expenses staying the same? Would that but me nearer to the dream or significantly short still?And thanks for the reply!  <response>: Unfortunately no, your mortgage would still be much higher than your monthly take home. 