<prompt> Human: Hi all need some help. my wife and I are looking to sell her apartment and someone came with an offer to give us about 250,000 dollars in cash. I dont know if we can take it because banks get suspicious upon deposit more than 9,999.00 that question is to even start and is there anything we can do thanks?  <response>: Whoa!!A cash offer does not mean suitcases full of money being transferred late at night in a dark alley while being watched by nefarious looking characters with large bulges in their pants not the good kind of bulges.A cash offer means the buyer doesnt have to get a mortgage. Cash offers were the norm during the housing crisis because mortgages were hard to get and investors and rich people were scooping up bargains that most of us couldnt touch. A cash offer is a good thing. Cash offers happen quicker because the bank isnt holding anything up. Cash offers mean that the bank wont appraise the house and say it isnt worth 250k but only 210k and send you back to negotiations. In a cash offer you will get an ACH not a suitcase full of unmarked bills. If they are offering you a suitcase full of bills, just say no. 