<prompt> Human: Ive started with 20k in loans. I have 2.2k left. Ive been paying 500month. I have no other debt but I just lost my job. I have savings. The debt as it stands is 30 cents a day for interest. Should I reduce my payments to minimum 25month?  <response>: Yes, and you can just resume when you get another job. Focus on your important living expenses for now so your savings will last. 