<prompt> Human: Im looking to purchase my first house or maybe even condo within 2 years. I have a decent down payment but want to know what I should be doing with it and any money I can save in the mean time. Considering a CD. What options do I have?  <response>: Keep it in an FDIC-insured savings account. Money you know you will need in the short term should not be exposed to larger market risk. 