<prompt> Human: The title is a bit misleading because I cant come up with a short title.I plan to buy a house, my parents are helping out for the downpayment. I plan on making the monthly payments on my own. I told my wife that since my parent is helping out, either we treat it as we borrow downpayment from my parent, or have my parents name on the title and treat the house as co-own. My wife insisted that her name should be on the title and my parents name should not be. She wants me to treat the downpayment as a loan from my parent, and that I should be the only one thats responsible for the loan. If I treat the downpayment as loan, does it automatically apply to both of us, or am I solely responsible for the loan? If I am making monthly payments from my separate account not join account, and her name is on the title, and I have loans from my parent for the house, how does it work if in the case we got divorced?Please dont make fun of me being mommys boy or whatever. It is a norm in my culture for a parent to help out their kid for their house. I know I will do the same thing for my kid.Also, please dont tell me to wait and come up with downpayment with my wife. Housing in my area is very expensive. It will be another 5 years before we can come up with the downpayment. We are paying rent now thats more than enough to cover the mortgage, so buying the house now better in the long run for our family.I am in Los Angeles CA.I fully trust my parent.The reason I want to put my parent name on the title is that I want to give them some security in case I get a divorce. The money I get from my parent is technically a gift from them. If I get a divorce, my wife will take half of everything. Its fine for the money I made on my own, but having my parent lost that money I will feel like shit, so I want some security for them.  <response>: Your respect and reverence for your parents is very honorable. However, you are married now and your wife needs more respect. Im seeing redflags if you are already trying to prep for a divorce. You can always go to an estate planning attorney and draw up some documents now to prepare for that, if you must, but your parents absolutely should not be on the deed and your wife should. Otherwise, you will breed problems in your marriage that could lead to divorce. Im assuming your parents are making this generous gift to you AND your wife. If not, ask why. This is creating a parents v spouse situation when right now, your primary commitment isto your wife. 