<prompt> Human: Hey everyone, I have been considering purchasing a house. I am currently 25, without debt and make about 65k a year. My monthly expenses are about 1500. I have a credit score of about 800. Currently I live in an apartment which is about 1450 a month with two roommates, one of them being my SO. I plan to take them with me if I was to get a house. I have about 15k for a down payment but I am really unsure if buying a house is the best course of action at this time in my life. I have money I am investing in retirement and would like to invest my money further. Plus my roommates and I would like a bigger space. They would basically be renting space from me in the new house. My mother is also a realtor and has offered to help. Do you guys think buying a house is the best move for me or should I do something different with my money?Edit:I want to clarify, this house is a joint buy between me and my SO, we are going in on thus together. Together our income is about 90k and expenses are about 3000.  <response>: You should do something else with your money. Buying a home with a person you arent married to is typically a bad idea. You dont have the money for a good down payment, 60k on a 300k home and neither of you can afford the house on your own, and even with combined income it is a stretch. Your emergency fund is also too small for home ownership. Continue investing and saving for the future, no need to rush into home ownership. 