<prompt> Human: So I was talking to my dad today talking about how FedLoan is so annoying to deal with and he brought up that he could just pay off my student loans 22k and I could just pay him back instead. Although I appreciate his offer, I feel like it would just put an unnecessary strain on our relationship. I have owed him money before 3k for a car downpayment and he always seemed to just hold it over my head until I paid him back. I make pretty good money so I am on a plan to pay off my loans by the beginning of 2017. Paying him instead would also deprive me of the satisfaction of kicking FedLoan to the curb haha. Am I being unreasonable here? Thoughts?  <response>: If he held a 3,000 loan over you head just imagine what hell do when its 22,000. Dont do it. 