<prompt> Human: Ive been looking at houses the past few days and found one that I really liked. Its in a nice neighborhood, and its about 15 minutes from work. Its not too old and looks well maintained. The pricesqft is great. The problem is the house is a little more than I need right now and towards the high end of my budget. Its 150K and 4bdrms. Im single and dont really need that much space. The other houses Ive looked at so far are inferior one way or another. One looked dirty. About me: Salary: 65K Monthly takehome: 3200 Emergency savings: 10K Savingsfor down payment: 30K credit score from CreditKarma: 750 No debts Job: stableLet me know if I need to provide additional information.Im pretty sure I want a 15 years loan instead of a 30 year one. I think I can afford it, and I dont like the idea of paying another 15 years or 40K more in interest. I guess the question is should I make an offer on the 150K house or should I keep looking? The realtor is a family friend who I trust and he told me the house has been on the market for 2 days. Its a really good deal even though its a little more than what I need right now. Ive played with the mortgage calculators and it looks like Ill be paying 800-900 a month. Throw in insurance and taxes and Im looking at 1300. Part of me want to find something closer to 3bdrm in the 100K range. Itll be a fine starter house that I could probably pay off in 5-7 years. Is there anything I need to factor in to the decision?  <response>: Do it and rent out extra rooms. Let THEM help you pay your mortgage. 