<prompt> Human: Thought you might enjoy this article. Ive been obsessing over saving money lately and these points were really eye-opening. I like the first point about auto-saving, that people assume putting away the default 6 every year will suffice without actually thinking about it.And I think Im constantly fretting about leaving money on the table. Im getting the employer match, but I think my biggest stress comes from where I have money saved. Ive diversified it but I see X having better returns than Y and it makes me feel like Im essentially losing money by not having Ys money in X. But I try to reassure myself its a safety net to diversify and the lower return is worth the lower risk. But still, I want that high return!Assistant: And I think Im constantly fretting about leaving money on the table. Try to set up your retirement savings in ways that you can ignore it, and remind yourself that youre saving for the long term. You have no idea where X and Y will be in 30 years! Any changes in the last six months are just blips in the grand scheme.Human: Yeah, but I see stock updates every day and when I see something like Disney or Microsoft jumping up like crazy after a year, Im thinking, Damn it, why didnt I put all my money in them? And then I feel like a fool for having any money in a simple savings account or, even worse, cash.  <response>: Retirement saving is a long game. If you watch your balance continuously youre going to stress out over nothing. Think of someone on a diet to lose weight who weighs in five times a day. Hes going to stress over each tenth of a pound even if the overall trend is toward getting skinnier. Ohmygodimgettingfatter!, said the guy who just drank a delicious and healthy glass of water.Know what your money is doing. Educate yourself to ensure that youre doing the big things right. Check in once a month, quarter, or year to ensure that things are going according to your plan.Oh, and most people arent saving enough. Think 15-20 as a reasonable target. 