<prompt> Human: So, Ive had a discover it credit card for 5 months however, Ive only been paying my current balance not statement balance. Reason being, I just figured out the difference between current and statement. What happens next? How do I fix it? Am I screwed?  <response>: Youre fine. Assuming you use the card regularly your current balance is higher than your statement balance so you are paying faster than you have to. Just look at your statement. There shouldnt be any interest charges. 