<prompt> Human: People underestimate me because Im a senior in high school. So obviously when a teenager came in for a savings account, they figured I wouldnt notice that I got a MMA account. Until of course I transferred money to checking too many times.Is there some reason they gave me a MMA account instead of just plain savings?Is it somehow better and I just dont know it?Ive just started learning about finance so information would be great.  <response>: 1 Why the heck are you pulling money out of a savings account more than 6x per month?2 Both MMAs and Savings accounts are subject to the six electronic transfers per month limit. You can always withdraw cash from a teller or ATM and then deposit the cash in your checking account. That doesnt count towards the six transfers. 