<prompt> Human: I have about 10k in various stocks which was transferred to me from my father. I have 7k in credit card debt and make 62k a year. I live in a high cost of living area and its hard to save much money. Should I cash out the stock to pay the credit card debt or is the capital gains too much to make it worth it? I feel like getting rid of the debt would feel like a fresh start. Any thoughts? Thanks!  <response>: I would. Why not relieve yourself of the stress of having debt. Plus with interest the longer you wait the more youll be spending. 