<prompt> Human: I bank with BOA. I pay my credit cards off monthly but I noticed they charged me an interest fee. So I called and they gave me BS about having to pay the credit card off two consecutive months. Well, I pay it off EVERY month. They reversed the charge.Then I notice they charged me a 5 service fee on my savings account when I had a few grand in there. For less than a week I had to dip into savings when I was between jobs but the balance was quickly restored. They wont reverse this fee.I have about 4k in savings, a checking, and a couple credit cards. I imagine theyll waive the 5 fee once they see Im ready to pull everything in cash and close the accounts. Regardless, am I going to see the same nickel and dime tactics from everyone? Even a credit union? Who is good to bank with?  <response>: Ive never seen these tactics from credit unions. I have seen them from many big banks. YMMV, but Id check out your local CUs and see what they offer. 