<prompt> Human: So it just occurred to me probably because I just bought a house and it was an anxiety filled pain in the ass that home ownership is seemingly even worse than buying cars due to the scale. If you borrow 300k on a 30 year mortgage at 4.25 with a 5 down payment you would pay over 500k back to the bank over the life of the loan, plus 150k in taxes and insurance. That brings your 300k purchase to a whopping 650k. Do houses see the 216 appreciation over 30 years to at least break even when you sell? Assistant: My home has appreciated 200k in the last 3-4 years alone.. I sure as heck couldnt have made 200k in the last 3-4 years by putting the equivalent amount of money into the stock market instead of rentmortgage payments.Human: Thats great for you, is it relative to the market in general? Do you mind me asking what caused that jump and did it cost you anything? Did they find oil or gold under your property in a straight line down all within your property boundary lol.  <response>: Idk why this is being downvoted... Id venture to say less than 1 of Americans saw their home value increase by 200,000 dollars in 4 years. 