<prompt> Human: For clarity, my dad makes over 100k a year but because of us and his debts we are still in the red.I dont know if I should look for cheap colleges or go to my first choice, Iowa. I have a 3.8 GPA with a 33 ACT planning on also taking the SAT just because so I can pretty much get into most colleges in Iowa that I want, but I am worried about costs. There are several community colleges near me and I have been thinking about going to them. However I have been given the impression that because Im so smart they would be a waste. I dont think Im that, but people say that all the time.Seriously I lay in bed almost everynight just thinking about this and I just want to talk to someone.EDIT: thank you so much for all your responses. Ive read through them all even if I didnt comment. I will probably go to Iowa as most of the top comments put some things in perspective. I wont base my decision solely off of this but this thread helped me so much. I appreciate it and wish me luck :  <response>: Im on mobile so my google-fu isnt that in-depth but it looks like Iowa has a similar scholarship to my undergrad - 30 ACT and at least a 3.8 GPA immediately gets you a scholarship for 20k, you can apply for one that gives you 40k. 