<prompt> Human: About Me: recent college graduate in 20s, I owe too much in student loans50K, no carcc debt. I care about her, but am not willing to invest more time or money. I used to see her at max about once a month.-An older relative of minenear elderly, only receives a bit less than 800 in Social Security per month, and currently has a 300 car payment. Her insurance is around 130 per month. So thats more than 400 per month on a car. She lives in a community that helps low income seniors. Her utilities are already the lowest amount possible. No cablecell phones. She lives in an area without good public transportation.Its been this way for her, for more than five years now. Our family has been trying to help her stay afloat for the past four or so years. I shopped with her to better manage her small grocery budget. I organized her bills and prioritized what needed to be paid first each month. When she was underwater for small amounts of moneyonce every two or three months, we usually pitched in to help. I considered helping her just to be a part of my own charitable giving, while assuming that her car would be paid off within a few years. While the 300 car payment has been recently reducedIt used to be about 350, she shows no signs of realizing how dire her financial life is, and will continue to be. This new loan is for six more years. In the past we offered her the option of buying her a used car for about 2K and her paying us back each month, and letting the newer car go. She didnt respond. Instead she has switched cars twice. Shes never paid off a car, something has always come up, and she signs up for more financing. What usually happens is that when she doesnt have enough money for a repair. For extra money, she begs other family members, always hoping that someone will bail her out during her time of crisis. In the meantime, her constant state of crisis has created deep rifts within our family over money. She has been in crisis for about six years, and has just signed up for another sixlowered the car payment but likely added new finance charges. Whenever someone buys a new home, or makes a larger purchase, she insinuates that they should be generous with her. She also doesnt seem to understand that we were never just handling her over money, but trying to help her manage the little she had.This week, she called and said she desperately needed 50 for a medical bill. The money needed to be paid, as soon as possible. We drove the miles to her home, and gave her the money. After she got it, she said the bill had been paid from her insurance. She lied, and manipulated us to go to her house PLUS wasted the time and gas it took us to get there.When is it enough to cut off broke family members? She has some children who are unable to help, and another that only checks in enough to see if she has lost that car yet.I feel like she has a form of financial Munchhausen that involves deluding herself that she is in a financial crisis instead of a poor lifestyle choice.I worry about her having so little money left over each month. My other relatives are on operation ignore a bitch, and are not willing to help her financially. I have explained to her this fixation on new cars, while being in poverty, alienates her from people who could help her.Id like to cut off contact because just being in close proximity to someone who is constantly in crisis costs me in both money, and more importantly my time. She is entitled, and has allowed money to ruin many of her relationships with family. Id love to think of a solution that could ease her out of this cycle not force me to be involved.  <response>: Cut them off ASAP. Unless your life is being enriched by this person being in your life and you consider that enrichment worth your time and money, it doesnt seem worth it. Youve provided assistance, money, time and care, and yet it doesnt seem to matter. If they live in a senior community there must be transit opportunities trips to the grocery store, etc. Theres no reason someone should be spending 50 of their income on a car. Its silly. 