<prompt> Human: Hey everyone, Ill try to be as succinct as possible with this post.I make 45k my wife makes 40k both pretax. Our bills are:- 2 car payments 565- rent 700- cableinternet 180, mostly because I want good internet- phones 180- car insurance 215- 2 cats probably 100 a mo - electric varies from 50 - 150she has 10k in credit cards, I have 300. My student loans f---ed me and I just decided to stop paying sallie mae because they wanted like 500 a mo for interest only. However, my federal loans told me they wanted 250 a mo and now said 350 and Im not happy they said it was income dependent.I told my wife its better for us to try to pay off 1 card a month than keep paying minimum payments. Do you agree with that? I am trying to kill this debt as fast as possible.We dont spend money on much else besides food, and do one big trip a year. We dont go to movies, or buy new clothes, or get expensive haircuts, etc. I dont know what else to cut or what else we could do to kill this shit so we can aim to buy a duplex in 2018 and rent half of it out.Please help any way you can. Thanks in advance.Assistant: Whats your post tax monthly income? How much do you owe on your cars? Your internetphone bills are outrageous and you frankly cant afford one big vacation per year. Human: wife has about 8k on her car, mine is like 23k left I think.wife takes in 2k minimum per month, mine is 3k, but I have my withholding too low because were trying to get out of debt temporarily. Im guessing if I adjusted it mine would be 2.5k. so 5k a mo right now.I heard Verizon has some thing where its 40line unlimited, but its autopay. We need to look into that.Also, comcast is evil. I dont know if I can lower that bill.Im also up for ideas to generate more revenue, I know cutting isnt the only option.  <response>: I have my withholding too low because were trying to get out of debt temporarilyThis is going to screw you next April. You are cutting off your nose to spite your face here. 