<prompt> Human: So shes been constantly phoning me all the time asking for money or some type of payment. I told her I have no funds right now as I get paid on Friday, so I wouldnt be able to get anything to her. Yet, she keeps harassing me and saying I think youre a little too old for these games.Ive hung up on her once she said that, but she phoned back right away. Im a mechanic in a shop, so I got bad reception and she told me to phone her back during my lunch.What should I do?  <response>: There are laws protecting you from harassment. In addition to whatever laws your state may have, the federal laws can be found here: a COMMUNICATION WITH THE CONSUMER GENERALLY. Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt -- ... 3 at the consumers place of employment if the debt collector knows or has reason to know that the consumers employer prohibits the consumer from receiving such communication.Also, c CEASING COMMUNICATION. If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except -- 1 to advise the consumer that the debt collectors further efforts are being terminated; 2 to notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor; or 3 where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy. 