<prompt> Human: I am moving out for the first time from parents house and moving in with a bunch of roommates. That means from now on I have only myself to rely on. I never had a budget, or saved any money. I just spent and only had to pay for my food and personal expenses likes clothes, transit, phone bill. I have also been racking a huge amount of credit debt. Basically I know nothing on managing finance. Any help or guidance would be very appreciated.  <response>: Learn how to COOK if you dont know already, it will save you so much money. And as others said, learn to budget. Best of luck 