<prompt> Human: My wife and I have been together 10 years, mostly rented all that time. We saw a deal on a house and couldnt resist, now we live in the country in a tiny little two bedroom that we love that we only pay 279.89 a month mortgage for. Very cheap. We were doing fine for a while then she splurged and got a car that we absolutely couldnt afford and is 400 a month. Some other questionable decisions and purchases were made and now were stuck with way too much debt. Our satellite was cut off, we had a loan for 1500 that we havent paid on for over two months that we just got served a notice that we have to go to court for it, and we have one maxed credit card. The only credit card we haveI know things could be worse, but what is our next step? Were just broke as a joke. Im currently unemployed and desperately looking for work, while she works 40-45 hours a week. Any input on this would be appreciated.  <response>: Need more info to really help you out. As a start, Id suggest listing your income, monthly expenses, and debtsinterest rates. Generally though, your next step will be cutting as many expenses as possible, increasing your income if you can, and paying back your debts via avalanche method. Selling the car might also be a good idea if thats an option. 