<prompt> Human: So i dislocated my shoulder and the orthopedic suggests getting surgery. I am currently doing PT right now and it is getting better but my shoulder is not what it used to be. If I forgo surgery, I might need it in the future, maybe not. Is it a wise idea to get surgery since it will be covered?  <response>: Purely from my own opinion: I would opt for no. Surgery doesnt always give the expected results, theres risk involved. If PT is improving your situation, I would stick with it. But really, this should be a conversation between your ortho, pt doctor, and you - NOT with randos on reddit! Take the finances out of it completely. The cost or lack thereof should not be a factor. 