<prompt> Human: So heres the details, I work Thursday to Sunday with 24 hours a week maybe more sometimes and I make 282 more or less a check every week with 13.50 an hour, but 14.00 on weekends. Now recently Ive been planning on getting a Dodge Challenger, a used 2009 to 2012 model so I can finally have something to get to places I need to get to efficiently instead of public transportation 247.However, Im not sure if its a smart move. Ive seen some that look like great deals for 12K or 15K for 232 a month on Cargurus. Im 22, I live with my parents for now and I probably wont be moving out for another two years until Im fully on my feet. Could I pay this car off by then? Is this a smart financial choice? Would it end up burying me in debt? Or is it good to start building myself some credit for the future?  <response>: No it is not a smart move at all. Dodge Challengers are not very reliable cars either... you also talk about building credit, so it sounds like you dont have any. You would end up getting the shiftiness interest rate on a loan. If you really need a car look for something much much cheaper. 