<prompt> Human: To start, Im horrendous at any kind of math and know very, very little when it comes to taxes. Hopefully I can provide the right information. I live in Taxachusetts. I make 41k a year, which should almost be 800week, but instead I get a crap paycheck of 555 mostly because I get boned in taxes dont we all. Here is a summary of my check I do have health insurance and dental.I currently claim 0 so that I owe no money at the end of the year because I have no extra money to give. However, I understand there is something you can do math wise to figure out what to do to make it so you either owe very little or get very little in return come tax time. Since I have multiple savings accounts in place and currently looking into investing in Roth IRAs and high interest online savings, I dont really benefit from the 1,000 return or so like some do using it for a vacation or big purchase or whatever - it just goes to my student loans anyway.Im 100k in student loan debt and live on my own. It costs me almost 1,000mo in loans and a bit less than that in living expenses sad. I am on a very tight budget and currently have a huge financial plan in place to pay off my loans ASAP.Im hoping with more money in my check every week from not having taxes completely taken out, I will be able to max out my 401k matching like I should be. When I did the math last night with an assumed 4, it was going to be an extra 130 or so a month, which Im not sure Ill have. This morning, however, I found out my company matches dollar for dollar up to 1,500 per year, so Im not even sure how to do the math for that.Would anyone here be able to show me what math to do in order to figure out how to break even so-to-speak? I do have a secondary job pet sitting, but I do just overnights and its not as consistent as a part-time job, so my boss pays me cash for it. So my full-time job is the only income to include. I am not married. I have no kids. Please let me know if there is anymore information I can provide. Thanks, PF!  <response>: How about using the IRS Withholding Calculator 