<prompt> Human: I have 160K in savings. I dont want inflation to eat it up. I plan to invest 100k in these funds suggested on the wiki-page:- 30k Fidelity Spartan Total Market Index Fund FSTMX- 30k Fidelity Spartan Global ex U.S. Index Fund FSGUX- 40k Fidelity Spartan U. S. Bond Index Fund FBIDXIs this a wise strategy?---age: 39 years oldemployment: starting a new job: anticipating 100k - 120k salary objectives: mainly to protect my savings from inflation, retirementrisk: moderate? I live a fairly frugal lifestyle no house, car, girlfriend etccurrent holdings: 75k mutual funds, 100k rothIRA, 160k savingsother assets: I rent and i prefer it that way, especially given the market where I am currently seattletime horizon: I dont know if I ever plan to retire, or at least not at 65, but to be safe I should say 25 yearsdebt: nonethanks  <response>: Your plan is perfect and you have no need for a financial advisor since your situation is super simple.My only input is that your asset allocation is a little conservative, and you need to maximize your tax advantaged space. 