<prompt> Human: Alright so a little history with Chase and I. Back in 2012, I opened my Chase Freedom. Used it as my main card ever since and have always paid on time and in full. Then got myself in some debt on other things and opened a second card with them in 2014, Chase Slate card because it had an introductory 0 balance transfer and I wanted to consolidate my debt. I paid that off a year later and nevee touched that card again. Then in April of this year, I had my engine blow in my car. I didnt have enough cash on me to cover all expenses so I put 4,500 on the card and am aggressively paying it off, currently at 3,000. My plan was to pay that off by December of this year. A week ago I tried using my Freedom card like normal. It got declined and later on I called Chase and was told my accounts got closed and Id have to wait on a letter explaining why. I got the letter today and it basically just says they decided to close my accounts with no explanation. I have three main questions:1 Is this going hurt my credit?2 The card that has 3000 on it for my engine, will the full balance be due?3 Is there any way I can get an explanation as to why they decided to close my account? I feel as if I was a good customer.. they normally increased my credit line. Started at 500 and was at 8,000 before closure without me ever asking.  <response>: If you apply for a new card, either you will be approved, or they have to tell you why you werent. So thata potentially an option, since you need a new card anyway. 