<prompt> Human: I will be getting in touch with a decent sum of money hopefully soon and would like to look at ways I can use it to live off of.My current thoughts are to buy a business, I see many for under 100K listed in my area. Anyone have any experience with buying business and stuff? Probably gonna be a CONVENIENCE STORE, DRY CLEANER, or RESTAURANT.  <response>: Dont buy a business you dont completely understand. A business being sold for under 100k means its not very profitable and requires a lot of work and investment. Youll be vastly better off buying low cost ETFs and investing using index funds. Thinking you can buy a small business and live off it is a mistake. Unfortunately, nobody works harder, takes more risk and often receives less reward than a small business owner. 