<prompt> Human: So basically I just opened my first credit card account. Its a secured Capital One card with a 200 limit. I obtained this card specifically and only to raise my credit score. Every month for the past three months, I use approx 60 30 of my limit for fuel. Thats it. Then pay it off.Im confused about the statements though.My due date is the 6th of every month, but my statement day posts on the 9th.Lets say I spend the 60 on May 14. Typically, Id pay my balance on or before Jun 6th, but my statement on Jun 9th will show 0 balance. That bothers me because I assume the credit bureaus will see 0 credit utilization. When I opened my account, my credit rocketed up, but since then, no changes.I wanted to test the theory by paying after my statement, but Im afraid of the late fee or a delinquency report to the bureaus.Am I paying my balance too early? Should I wait until the statement date 9th, then pay the balance? Or am I just paranoid because my credit isnt moving as fast as Id hoped?This is my first card and my credit is good. I want to keep it that way!Any advice is appreciated. Thanks!TL;dr Should I pay my balance before or after my statement is posted regardless of the due date?  <response>: TL;dr Should I pay my balance before or after my statement is posted regardless of the due date?Pay your statement balance in full by the due date. Dont make it more complicated than that. 