<prompt> Human: On August 1, 2014 your Coldwater Creek MasterCard account transitioned from Chase Bank USA, National Association1 to Comenity Bank.As a result, Comenity Bank now handles customer care, account services and online account access to Coldwater Creek MasterCard.  <response>: Check your credit report right now and see if someone else has opened a card. If not, ignore it as spam.creditkarma is free now. completely free. 