<prompt> Human: Hello everyone,I am pretty familiar and knowledgeable when it comes to 401ks, index funds, simple investing ideas...but not at this level of cash available.My basic numbers and situation are as follows... 30k liquid cash. 30k Life Insurance - sitting in a BMA right now basically liquid. 25k - Inherited IRA 15k - various other IRA401k accounts I have.I basically am going to have 60k liquid, and 25k in an inherited IRA, and Im not sure what the best option for the 60k liquid is. I have a Vanguard Roth IRA that I have not contributed to this year, so Ill probably dump 5,500 into that Either index or Retirement Fund...beyond that, Im not sure...I also have 0 debt, and make about 70k a year...Thanks for the discussion!  <response>: So sorry for your loss. My husband and I ended up in a similar situation earlier this year when my MIL passed away suddenly. Several people here have given great advice. One being dont tell anyone about the money...or at least downplay it and dont give exact figures. Even though we ended up with less than 70k liquid we had relatives wanting us to pay off their house and other silliness we werent expecting.Consider leaving the liquid cash entirely alone until youve had more time to grieve. We had substantial debts and were moving across country so we used the inheritance for those expenses. Even then we waited about 3 months before we did anything. You may want to useinvest the money differently in a few months. We plan on using some of the remaining money for something in my MILs memory...havent decided for what yet. Maybe a charitable donation or taking our children on a memory making adventure.Again, Im so sorry for your loss and I hope you have a good support system in the coming months. Grief hits you at the weirdest times. 