<prompt> Human: Well to start off Im just dumb and missed a couple of payments because Im not on autopay like a should be and didnt realize that overpaying on one month goes to the principal and not the next month. My car got repossessed. I payed everything off that day but was unable to pick up the vehicle until Monday because the repossession company was closed on weekends. Needless to say I learned my lesson but I want to know if theres any way I can make a case or plead to get it off my credit report. I understand that I can make a dispute and if they dont contact me within a certain amount of days it gets wiped from my record but I want to know if there are other ways I can go about this.  <response>: Not really. You made the mistake and it will stay with you. 