<prompt> Human: I am certainly uncertain of the market right now. No one really knows what will happen when interest rates rise. I know most think it will impact equities adversely but history shows that may or may not happen. Is it worth not participating in the gains right now? I am familiar with markets. I have my series 7 and 66. I just wanted to get some unbiased advise from the infinitely intelligent interweb. ThanksBottom line: I want to invest 50k but am a little weary of US stocks. What would you suggest? Assistant: I want to invest 50k but am a little weary of US stocks. What would you suggest?I suggest not trying to time the market. That doesnt work, ever.Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! You may find Your IRA and You: Basic Information and Your 401k and You: Basic Information worth a read as well.Human: Im not expecting to time it perfectly but if I can wait 6 months and miss out on a 10 correction thats huge. I do want to max out my Roth within the year though.  <response>: There is no guarantee the market will correct in the next 6 months. Will you feel bad if you miss out on 10 increase in the market in the next 6 months? Because thats also a distinct possibility. 