<prompt> Human: Im 15 and I want to get a debit card. The problem is my parents dont think Im not mature enough to get one. I have a job at McDonalds and Ive been working there for a few months. The money from my job is going to my moms account and shes been giving it to me from there. The problem with this is that Ill wait 3 weeks to get my money after my job put it into her account. And another problem is that my money and her money will mix with her money, and we will argue and at the end, she will round the money, and over time itll add up and I would be losing a lot. I show her that how much I get and how much went into her account and she says it doesnt matter. My parents also make threats of taking me for misbehaving. So I started doing some research to get a Bank Account. What I found is that if Im under 18 I need an Adult to co-sign for me. I dont know of any adult that I can trust to co-sign with me.  <response>: Do they require a direct deposit? Is there a reason you cant just get a paper check and cash it out? 