<prompt> Human: Ive recently come into a large sum of cash from my family. We are an immigrant family and they dont trust banks with their money much since they dont speak much english and tend to listen to their friends in not trusting the banks. Since Ive been most financially responsible amongst my siblings and relatives, theyve asked me to hold on to their money for safe keeping, mind you Ive never held more than 1000 in my hands. Theyve had their home broken into before and their reserves of cash stolen hence what spurred this cash on me in the first place, so my question to you rpersonalfinance, is what should I do with this money? I could put it into my checkings and have it sit there but I feel like it would do better in some sort of mutual fund or index fund for it to grow, and since its not my money I can withdraw for them whenever they need it. Theyve said I could use the money how I see fit as a loan on like a car or something but I dont really want to use their money at all, theyve earned it not me. I currently have a Vanguard mutual fund and was wondering where the money would do best, either in my checkings, or mutual fund, or elsewhere. Thank you for your thoughts and advice in advance.  <response>: since it is not your money, do not put it into anything with risk. I would say find one of the high yield savings accounts online, Allied is a good one, and park it there for them. 