<prompt> Human: One thing Ive noticed is that there are quite a few people here that follow certain percentage rules for buying cars, house, renting, etc.name it and the rule is there. I think thats good, your better off being on top of your finances. Some rules are good to follow too, but it doesnt mean everyone has to follow them. But when these people see other people people breaking those rules the rules they set in place for THEMSELVES they freak out. Youre paying too much for your car you cant afford that house you gotta sell it. Ideally if they have it and are able to pay for it, they can afford it. These items can also be considered investments once they are paid off, you might lose some money when you sell it -- but in the end it might have been worth it.Im usually a reader and this might be the first time I actually posted something, I do like the information I find in here and it will help me in the long run, but one of the most annoying things to read is when someone displays their numbers and everyone hops on the you cant afford that train. Let them be. Suggestions are nice, nagging sends people away. TLDR: stop telling people they cant afford what they have based on your personal finance rules. You do you, everyone else does everyone else. Its annoying even when Im not the person its being directed at.  <response>: ...thats called giving advice. You have a weird definition of nagging. If someone comes here asking for advice on their budget and are overspending, obviously people are going to say if they think the OP cant afford it. Prefacing every comment with I think or In my opinion is pointless. If you dont want comments on how youre spending your money, then dont post here. Also, other people dont have the same definition of afford as you do. Just because you can pay for something doesnt mean you can afford it and in case it wasnt obvious, imo. If you arent saving, then youre living above your means imo. So I will tell someone they cant afford it and in some cases should sell it imo. And if giving someone advice on their finances when they post on a personal finance subreddit is nagging, then I will continue to nag. 