<prompt> Human: I got a notification this morning from credit karma saying I had a new hard inquiry on my credit report. I knew I hadnt applied for anything lately so I checked it out and sure enough, found out someone had applied for a Capital One card with my social. I gave Capital One a call and they said I had been approved for the recent application but the card hadnt been sent out yet so they would cancel it immediately and alert the credit bureau to remove the inquiry. Ok, cool. But I was still curious so I poked around a little more on my credit report and saw that my home address was listed with the Capital One inquiry. I thought this was odd so I went on the Capital One website and tried to recover the login info associated with my information last name, social, birthday. Lo and behold, the username that pops up is the username my step dad uses for everything...his initials. I confront him and he says it must have been some sort of mix up but the thing is, the account was opened with MY social and birthday and additionally, we dont even have the same last name. Now Im concerned about how I can protect myself from my family in the future.Im currently in college and am still somewhat dependent on my parents. My family gives me rent checks monthly and pays my tuition aside from a few student loans but aside from that I live off a part time job. My checking account is under my mothers name so that she can make quick transfers to me and my parents currently have one of my credit cards that they make monthly payments on maxed it out to help pay for classes a while back, the card is in my name but they promised to foot the bill. My parents both have easy access to my info seeing as Im their daughter. What can I do to get some privacy and safety from my parents who have such easy access to my finances?  <response>: Are you over 18? Are you checking your credit statements on the other card?Start with getting your own checking account. If you do it at the same bank the transfers will be just as quick. Id close the credit card they have access to, but I dont quite understand your situation there. Also, sit them BOTH down and have a serious talk with them about what you expect and what they expect. Communication will be important. 