<prompt> Human: Hi all!So Im fairly on track with my personal finances. My investments and savings together are worth about AU200k and Im saving about 30 to 40 every month.The thing is, I have a 6 month emergency fund, but Im wondering if its too much and whether I would be better off to invest half of it:- I dont own a car- I have adequate health insurance- I work in a stable job in the digital sector plenty of work- My partner has a full time job- We dont have any plans for childrenDo I slim down my emergency fund to 3 months?  <response>: Im actually looking at hitting close to 9 months of expenses. I know its a bit much but I havent worked for anyone in 5 years and I really dont want to be forced to if things go south with this venture. 