<prompt> Human: ok really looking for a little help here, i see people buying houses, boats, partying like nothing, and I know I make more than them per year and feel like Im always broke. Im talking 100k, how the fuck am I broke? not talking cant eat broke, but stretching money out and supplementing with credit.lil background, got with a girl that has two kids, I already have one. We have a kid together now. So, famkids might have something to do with it, but I know most guys that make alot of money dont have their wifes workings...looking for some advice from people with kidsfam that make it work  <response>: Earn 100,000. Spend 100,001. Broke. Create a budget. See where money is going each month. Reduce and eliminate non-essentials. Fund retirementinvestment accounts. Review, adjust, and repeat. 