<prompt> Human: I have a 400 Visa gift card and Id like the option to use it to pay off my credit cards, so I can reap the rewards. But it doesnt seem like theres any easy way of getting this cash into a form that I can pay off my credit cards with it. Chase only allows paying directly from a bank account.If nothing else, Im just going to slap this card onto an automatic bill pay and let it sit there until it runs out. But itd just be nice to have the extra 400 in my checking account, so I dont have to think about it.Is there any way to make this happen, or should I just not bother?  <response>: Use the gift card to pay your phone bill or something for the next couple of months like you said, then take the money you would have spent on the phone bill and pay that much extra a month towards your CC. 