<prompt> Human: Im a complete newbie at this whole car-buying thing.So I got a car on Monday for the first time. The dealership did the usual games. It was one of those 0 APR financing deals, which normally sounds great but I paid more for the base price of the car than I should have, so it would be like Im paying interest on the car with a slightly better price.Literally two days later I get a call from a competitor dealership one that my family has a long history of buying cars from and would personally rather get the car from saying that theyd be able to get me a car for a price of 2,000 less. But now the 0 apr thing is done, so Id have to finance it through a bank. According to edmunds calculator which accounts for things like tax, if I were to get the finance at the rate I suspect Id get via the bank, I would be lowering my financed amount overall by 2,000 and the payment would go down by 15month.Luckily or not so luckily since I now have a sense of urgency to change it if Im ever going to change things, the dealership that I bought the car from has a policy that both of us signed saying that if I bring it back before tomorrow I can get a full refund.Should I return the car which Im sure would be a long haraunging session about why I shouldnt return the car, you shouldnt have bought it if you werent sure, etc etc etc by the business manager, seeking the extra 2000 off, or should I accept my fate, eat the 15month, save myself the extra credit check and move on? Is this a case of 6 of one, half a dozen of the other?  <response>: You should go to the dealership. Tell them that you want 2000 off because of this offer you got from a competitor and ask them to match it WITH the 0 APR. Tell them if they wont, youll buy it from the other competitor.Chances are, if you go to the other competitor, they will also try to upsell you on stuff and you might end up spending more money. 