<prompt> Human: Hello we are a family of 4 in the Houston area that needs guidance. Before the storm we had two cars. One was a corolla that is paid off with liability survived the flood and the other was a new Kia Forte this is the car that got totaled and with gap insurance we will come out even. My dad commutes 70 miles a day to work and used the Kia to get there. The corolla was shared between me, my sister and mom. The problem is that my mom is out of work and on disability insurance so we have had to default on a loan and had a car repossessed in January so my parents credit is bad. Right now we have 1,500 dollars and need to figure out the right move pretty quickly so we can all make it to work and school while living in our means. Me and my sister could potentially take out a loan.  <response>: 1500 and half ass credit can finance you a small car, like another Kia or maybe even a used Corolla. Make sure to file your claim with your insurance and see if they can provide you a rental in the mean time. 