<prompt> Human: I joined this sub about 10 months ago and really have learned a lot about how to better manage my money. When i first started, i basically was at a point where i kind of burned through money in the sense id end up at the beginning of the week thinking, ok i had 100, now i have 5, and i know nothing about in between.I knew generally i should be paying down my debts, but didnt really understand why i needed an emergency fund, proper budgeting and such. I knew avalanche was the mathematically optimal strategy, but never really thought why in a way that made sense to me.But ive learned a lot here. When i came i was at a net worth of around -38k, all of the debt was spread over about 11 student loans basically took out a loan for each semester of school. Now almost a year later that numbers gonna be around -7k net worth, so ive gained 31k in that meantime. Feels good, but i wouldnt be anywhere near that had i not learned better from places like this about proper money management and reading the advice and seeing the stories of others.So keep doing you PFEDIT: whoever gifted me gold for this, youre too kind. My first one ever, i might just have to take a bite out to if to convince myself its real. Cheers everyone, and to continued financial success and to more happy endings to our money stories :  <response>: I have also learned a lot from this sub. I have a long way to go as regards budgeting and money management but at least its constantly on my mind where my money goes and how I am paying my debts. 