<prompt> Human: My parents mid 60s are getting ready to retire. They have this strategy that, in order to keep the estate from being forcedly liquidated during extended nursingcontinuing care, they want to put all current and future assets house, cars, vacation home, all savings and stock in my brothers and my name now, so that when they need care in 10-15 years they have no assets, qualify for assistance, etc etc. Basically, theyre intentionally making themselves destitute and my brother and I artificially rich. Im sitting here scratching my head thinking that this must be a bad idea for some practical reason besides being unethical. What am I missing here?  <response>: It solves the Medicaid assets issue at the risk you and your brother will spend all the money they gave you 