<prompt> Human: I want to put money in my company 401k. Every time I ask my companies wealth manager how to do this he wants me to sign a single advisory contract. From what I could peice together from this 20 page document it sounds like an agreement to open other investment accounts. When I brought this up he says this is the form that allows us to start investing the funds otherwise they just sit in cash. You contribute to the 401k but the monies should be invested and working for you within the account. I have not moved on this because it makes me uncomfortable. I am 26 and Id like to start saving for retirement. All my interactions with this guy put a bad taste in my mouth so I wanted to ask you guys if this is standard, if it is a good idea if I should open a different account where I dont even have to work with this guy, etc.  <response>: Hes not wrong that you want the funds invested. You shouldnt be required to let him do it though. 