<prompt> Human: Hello, so I need advice on an Autowarrenty. My 2015 Honda Civic has 62,000 miles on it and the warrenty expired. I have a Warrenty Company wanting to sell me a Warrenty for 116 a month for two years. The scare tactics work pretty well on me as I am not a big risk taker. I have some debt that Ive been focusing on getting rid of and while I can technically afford this, itll reduce my ability to aggressively pay off my debt. Ive heard that Honda Civics are reliable and so I was wonder what I should do? Update:So I decided not to go with the Extended Warranty. The company didnt like that very much and it took me saying no multiple times before they left me alone. They were trying to harass me into going with their plan. Thanks for the advise! It helped me get some clarity.  <response>: Youre better off taking that 116 and saving it yourself and fixing anything that breaks, which as long as you have been doing your maintenance should be way less then 116 x 24 