<prompt> Human: So I have basically no knowledge of personal finance I would like to be able to manage my money better and budget but need assistance in doing so Any recommendations for books apps magazines would be helpfulMy situation is:-5k in savings -200 in checkings which I use for day to day expenses food gas other necessities-4100 in credit card debt which I pay off slowly over time about 300month and I use it for bigger purchases and emergencies I have about 8k as a limit-I make 13hr working part time at 28-32 hours per week-I also get the GI bill which is 1400month -no car payment and like 200month in bills and I live at homeAny help would be greatly appreciated thank you for your time!!  <response>: Definitely read all of the applicable sidebars in this subreddit, because they are very informative and helpful, and I think theyre actually better advice than a lot of the books by financial gurus.To give you a taste of what theyll say, though, theyll probably remind you in your situation that the general order of things is this: a first have a reasonable emergency fund, the amount of which depends on your life circumstances b pay off your debt c save 3-6 months of pay in case of a job loss d contribute to a retirement fund e save for your next car and a down payment on a house if applicable f contribute to an investment portfolio e.g. stocks and bonds for significant wealth-building. Right now youre in the early stages. Especially because you live at home, you probably dont need so much money in savings while at the same time carrying credit card debt. If I were you I would use about 3000 to make significant progress on that debt. After that, dont carry a balance on the credit card. You can use it, but keep track of the bill and pay it off every month, no exceptions. For tracking and budgeting, a lot of people like the website and app called You Might Need a Budget. 