<prompt> Human: I was in a car accident, at fault, with lapsed insurance. I tried to renew in the scene in a panic, and did - but my claim was obviously denied. I only got assured clear distance ticket and nothing else so far. Now the person I hit says they have 2,600 in damages and need a rental car during the repairs. 1 should I have them file a claim now that I have insurance - even though I didnt at the time? Will that claim for their car also be denied?1a will that denial trigger further legal trouble?2 should I pay out of pocket for their car repairrental? 3 the people are very nice, and willing to work with me wo going further with the police. I want to do the right thing and get out of this. 4 I couldnt show insurance on the scene, so I have to when I pay the ticket. Should I just flash my new insurance card? Will that work? Please Im kind of desperate and freaking out. I have to talk with them today and figure this out. Help!  <response>: If you didnt have insurance at the time of the accident, youre on your own. If it didnt work that way, who would buy insurance until they had an accident?You will have to pay for this yourself. Lying about whether you had insurance seems pretty risky if you happen to get caught. 