<prompt> Human: So over the past months Ive been feeling...insecure...about how I spend my money. My net worth is around 6.5k, and for a college student I feel like that is pretty decent. But my rent is 590 a month and I still stress out about it even though I know I could pay the rest of the semester even if I quit my job. But Ive always felt compelled to try and save the money that I do have. At times over the years, Ive made large impulse buys and always regretted them weeks later, but luckily Ive gotten that somewhat under control. Even so I try and think hard about what I spend my money on, even with food, and I feel bad about it sometimes. I know that money is meant to be spent, but at the same time everyone keeps telling me how important saving is. More recently my friends are trying to get me to come to a concert that costs around 50. I know it would be worth it because it is one of my favorite artists, but 50 seems like a lot for one tickets, and Im stressing about it way more than I should be. Maybe Im just looking for affirmation, or an outside perspective. Any response would be appreciated. Thanks  <response>: The one problem with financial responsibility is that it can be addictive itself. When I was in debt I made a two year spreadsheet for financial planning which is now one that stretches to my life expectancy including inflation, interest rates, pension plan growth, everything. Spending 50 shows up as a 200 cost due to decades of opportunity cost on the potential interest. I too have become stingy. But! I also have budgeted in gaming, vacations, concertsfestivals, birthdays, the holiday season... financial planning isnt about optimal net worth, its about sustainability while still allowing some indulgences and a happy life.Tl;dr: go see your favourite band. 