<prompt> Human: Hey all, Heres my situation: My current debts are as follows: 23,000 at 7.9 1,700 at 6.8 2,800 at 5.6 5,000 at 3.4 2,000 at 6.8Ive got 10k saved up. My monthly expenses, including loan payments, are about 1500, so that 10k lasts about 6 months as an emergency fund.My job situation is pretty stable and I dont anticipate losing my job any time soon I work in tech but I suppose its always possible. I have about 1,000 extra each month on top of the minimum payments to throw towards my debt.So, what would you do in this situation? Keep the 10k and put all future money toward the loans? Save 5k and put 5k toward the highest interest loan? Put it all toward the debt and use my credit card as an emergency fundThanks!  <response>: I was in the exact same situation as you, but when I looked at my monthly expenses, I decided 10k was just too much of a cushion. Threw it into the loans. 