<prompt> Human: Some background; I grew up financially poor. As a teenager, I remember looking at my single-mothers tax returns for one year when I was a kid and being surprised that she had only made about 13,000. Shed make pupusas typical Salvadoran food and sell them for 1.50 in our local grocerys parking lot from the trunk of her car. I also remember walking along the train tracks behind our house looking for discarded aluminum beer cans so we could redeem for a couple cents. Although I always had food, clothes and a roof over my head, I now realize money was always tight. For a while, none of us had a bed so my siblings, my mom and I would simply roll out blankets on our bedroom floor and sleep in makeshift sleeping pads. Each morning wed roll them up against the wall so we could move around the bedroom without having to step on where we slept. We could never afford vacations or a nice car or even a nice meal. In fact, going out to McDonalds as a family was a treat.x200B;Im now 30 working at a stable job that doesnt pay much, but benefits are good and Ive been conscious of keeping my expenses down as much as I can. Except for emergencies, I havent used a credit card in years and hope to finally be credit card debt free by the end of the year. I squirrel away 5 of my paycheck into my 401K while I try to save up as much as I can into a--at minimum--3,000 emergency savings fund.x200B;Every month I have the blessing of having at least 100 of play money that I can use for whatever I want, yet I still feel hesitant to part with it and find myself nickle-and-diming everything I buy for myself or others trying to keep costs at a minimum. The financial blue print that I inherited from how I was raised prevents me from truly enjoying what I receive as well as giving without any remorse. How can I change that?x200B;Without having to get too woo-woo, I sincerely believe that money is energy and the more I give credence to this financial blue print from childhood, the less Im open to the abundance that Id like to receive.x200B;Are there any books or YouTube videos that anyone can recommend to help me shift my perception of money from one laden with want and fear to one full of abundance and possibility?x200B;EDIT: I just paid an extra 100 towards my credit card debt because of all the comments here. Thank you.  <response>: From what youve said hope to be credit card debt free, try to save a 3000 emergency fund, stable job that doesnt pay much - youre far away from abundance. Right now, focus on three things.1 Paying down your debt and building an emergency fund.2 Upping your income think side gig, better job, part-time - or if additional education is needed, how to manage that.3 Keeping your expenses stable, to build a financial cushion. Every month I have the blessing of having at least 100 of play money that I can use for whatever I want, yet I still feel hesitant to part with it and find myself nickle-and-diming everything I buy for myself or others trying to keep costs at a minimum. Whatever surpluses you have - put it into 1 above debt and emergency fund. After completing that, you can stash it away in a separate fun savings account; you dont need to spend it each month, you may choose to save up for a big reward. A lot of my childhood financial programming was similar to yours. I found it easier to think of I want to travel to Europe or I want to get a leather laptop bag than to force myself to spend 5 10 every so often.Another thing I do - I went looking for people who were in dire situations, and how to help; the contributions monthly are small, but putting a face to it and knowing its helping them avoid what I went through got me over the hump of not giving. Again, this is not for today, but after youve built enough stability that you can do it. 