<prompt> Human: Right now I max my Roth contribution add around 6 to my 401k with a match at 1003 and 504-6. So I have max match potential.I know that PF has always leaned towards maxing 401k after maxing Roth, but my only concern with doing that was that you are tying that money up until your 59.5 and there isnt any flexibility with that money if the need arose. Yes I know your retirement isnt meant to be that type of fund, but my question is more around, is there a fund that would be a secondary place that extra money could go after a ROTH.Another way to put it would be, If you didnt have access to a 401k, where do you funnel money into, after you maxed a Roth?  <response>: is there a fund that would be a secondary place that extra money could go after a ROTH.A taxable brokerage account. 