<prompt> Human: Okay, so, first off, totally in love with my husband. Hes been honest with me from the start about his loans, about how much he regrets his decisions surrounding them, and even said he would understand if I didnt want to marry him because of them. I married him back in February, of course. He got an engineering degree and had about 50k in loans when he got his Bachelors. Got a great job right out of college and was paying them back with ease. Then decided hed pursue his dream of becoming a lawyer. So he goes to law school. 250k right there. During the beginning of his 2nd year in law school, the markets crashed, and he was freaking out. But the school told everyone everything would be fine and they would get fabulously high-paying lawyer jobs upon graduation. What else could he do but plod on through and hope they were right? He never was able to get a law job- he sent 100s of resumes out to firms that first year out of law school, but the market was way oversaturated and firms were actually letting many people go. Meanwhile, his loan payments became absolutely impossible to make. Were talking way over a grand a month, and that was barely handling his interest. Hes never missed a payment, got an engineering job again, and has been working at that very hard. So, we are on Income Based Repayment, but it almost doesnt matter because our payments are still enormous every month. About a third of his loans are private, so they dont qualify for a fixed rate. We are paying a TON. We have no money extra for anything. And when he got a raise this year, they just upped his payments. With the income based repayment plan, we arent even covering the interest anymore and his loans have grown to 350,000. We dont qualify for any bankruptcy, we dont qualify for forgiveness programs they offer to people who are willing to work a nonprofit or service job. Do we have ANY options at all here to help make our payments lower, or even hope to tackle this debt? Is there any way out- a loophole or solution? It is daunting, to say the least. Assistant: What kind of engineering degree did he get? Where did he go to law school? What was his GPA and class rank? While the market for lawyers sucks, theres still some demand for lawyers with STEM backgrounds for patentIP law.Human: He got an electrical engineering degree. He went to law school in New York, he did very well in law school not exactly sure what his GPA was but he passed the bar there. Then with no law job, he moved back to Indiana and lived with his parents while he continued the job search. We are now in Kentucky, however, wed need to come up with the money for him to take the Kentucky bar exam, and he feels that the chances are very, very slim someone will give him a legal position when hes been out of the game for over 3 years now.  <response>: Which law school? Its pretty important to be specific if you want to get the bestmost appropriate advice. 