<prompt> Human: On June 12 I was rear ended by a dump truck at a red lighting and it totaled my car, which is a lease. The insurance adjuster deemed it a total loss so they arent going to fix it. Now I am unsure how to proceed, what questions to ask my dealer and insurance company, and what is owed to meI owe. I have a 1000 deductible but with a total loss I do not know if I am responsible for that. coincidentally the next day my dealer called me to tell meI may have some equity on my car lease is almost up and he had not yet been informed the car was in an accident. Now I do not know what questions to ask my dealer and insurance company about money. Am I just put of the payments I made for the last 2.5 years without any financial help?  <response>: coincidentally the next day my dealer called me to tell me I may have some equity on my car lease is almost up and he had not yet been informed the car was in an accidentThis sounds like normal dealer fishing for another sale to me. Am I just put of the payments I made for the last 2.5 years without any financial help?Yes, you were leasing a vehicle. You pay the payments, you get to use the vehicle. You didnt own anything. 