<prompt> Human: As the title states I simply wanna know if we have a chance. I currently make 65k gross yearly and my fiancé makes roughly 40k depending on hours worked. Currently living in a 2 bedroom apartment that we pay 900 a month for and would like to be spending my money on something that I own instead. We both have car payments mine of 425 and hers 225. Combined we have about 10k in credit card debt. Due to some unfortunate life events over the last few months I missed a few credit card payments of my own and my credit score has plummeted to a 563. She is very diligent with payments and has a credit score of 756. We have roughly 10k to put down on a house. Would we be approved for a home in the 175k-200k range? Simply just testing the waters and to see if this is even possible. We reside around Harrisburg, PA is that makes a difference. Any help is greatly appreciated.  <response>: Pay off the credit card, save up 40k for the down payment , and then youll be ready. 