<prompt> Human: I am 25. Married. No plan on kids. Each make 60k. Each contribute 16 with 5 of salary company match 500 to our 401kCurrently have 45k in one account and 40k in the other. 15k saved in company stock with purchases every paycheck Have 35,000 in savings. House with mortgage 190k left 4.525k in car debt. 3 cars.. Cuz Im stupid. As the title says... I want to retire early. Lets say 45. Ive been Told it wont be possible but I like to prove people wrong. Do i continue contributing as much as i am to my 401k? Or do i slow down and start a Roth IRA so i can withdraw my contributions ? Ive tried reading on it and havnt really gotten the answers ive been looking for. Any help is appreciated.  <response>: rfinancialindependencerleanfire 