<prompt> Human: Newly engaged and very excited! Does this plan make sense for us to save over the next year? My current apartment rent utilities 935 His current apartment rent utilities 1300Both of our apartments are small and not really suitable for more than one person but were willing to make due for a year. My lease is easier to end than his so heres the plan: I move out of my apartment and into his and we split his rent utils of 1300 down the middle. I save 285 by living with him, and he saves 650 by having me live with him. So thats a saving power of 935mo which will equal 11,220 after 12 months. We will also each put in 5k from our personal savings for a total of 21,220. We think this should cover the type of wedding we want. After the wedding we want to upgrade to a more spacious 1br apartment, which will probably be around 1500 including utilities. We both currently have emergency funds and contribute to retirement accounts. What would the best savings vehicle be for this wedding fund? I was thinking a joint account that requires 2 signatures, or is there something else?  <response>: Your plan seems reasonable. As others may advise, consider spending less on the wedding. 20K is a lot to spend for a one-day event. 