<prompt> Human: On paper at the end of every month we should have a little over 1,000 left over. However, IRL we have nothing left or even are in the negative. We really need to start saving to get to our goals. What steps did you take to stop living week to week and start getting a savings going?  <response>: Track all your spending. When you see that youre spending 25week at Starbucks, itll make it easier to see how you can make goals and where that excess is going. 