<prompt> Human: I apologize if this has a better subreddit for car loanscredit unions, please feel free to redirect if needed.Background: I bought a car from my dad a few months back. I sold my old car for 5k cash, paid 3k of it to pay off the old car, and put the rest as a down payment on the new car. I went through a credit union and got 2.74 interest rate over 5 years at 201.00 per month on an 11k loan. Ive been paying 250 a month to get it paid off a year early - four years instead of five. Today, I logged into my Credit Union account and noticed an addition 2k withdrawl added to my overall balance - 3 months after I made the purchase. I was never told anything like this when I took out the loan. I also have new full-coverage insurance that reflects this new vehicle. Its a Charge Assessment SNC CPI ADD 053114-053115 if that helps.Can anyone clarify what this charge might be? Im going to stop into my bank regardless, but Id like some knowledge on why I might be charged first before I walk in completely clueless.Update 1: Thanks rpersonalfinance. I think all I need to do is provide my insurance to the lender. Ill leave the post up if anyone wants to reference it in the future.Update 2: From my insurance company: Djbr22, I looked at your current auto policy we did not have current Credit Union as a lienholder listed on your policy. So I gave them a call they gave me the lienholders address a fax number, I went into your policy and added them as lienholder faxed them a copy of the policy that I have attached to this email. So if you want to be sure and check with then to see that they received it and get your account credited. If you should need anything, please let me know.  <response>: CPI is when the bank force places insurance on your car because you either never added them as legal owners of the car with your insurance or you dont have full coverage 