<prompt> Human: Quick background: I was born and raised in an upper-middle class family with two lovely parents. My dad had a lot of investments nearly 500,000 worth that he lost when some stocks crashed years ago. He was also out of work for nearly a year as he had a heart attack, and between these two events, they lost all of that money.They still have a mortgage on the house and their cabin with a combined total of 250,000. They estimated they cant retire until they are 70 because of it. Both their house and cabin are on the same mortgage and because of capital gains, they would lose a lot of money selling the cabin. They also cant sell the house and live in the cabin as they both need to work in the city and the commute would be far too long. I dont know what they can do in terms of options if they even have any. I want to help them but I dont even know where to start?  <response>: If your dad had diversified investments worth 500K before 2008, they should be above that value now...Unless he sold them all or he picked bad stocks, in which case thats unfortunate.Selling a property would accelerate their retirement age immensely I dont own a cabin, but the stories of what they cost is pretty crazy. But if theyre stuck on still owning both, theyre pretty limited on options. 