<prompt> Human: Hi, my name is Brandon and Im going to tell you about how I got into debt and where Im at with it right now. I am 21 years of age. I started playing video games when I was around 8 years old. Im now 21 and still going hard everyday on video games. I have built myself reputations with communities involving video games and am also known to spend a lot of money as well on video games. In the past 3 years I have spent countless amounts of dollars in Counter-Strike: Global Offensive, Trove, Realm of the Mad God, World of Warcraft, and some other games. Im bad for in-game purchases and Im an impulse buyer, I must have everything when it comes out! Ive also spent a fair share on cars in the past year. When I just got my license I had a van my dads gf sold me for 600. I loved it and always cherished it until it got stolen because I was stupid enough to leave it unlocked while it warmed up. Knowing I needed a car to get to work, I went to the bank and got a personal loan of 8,000 to buy a car. I then asked my cousin to find me a sweet car from Kijiji.ca! I eventually found one I liked and went on to buy it for 3200. It was a very nice car, it still would of been here if I wasnt stupid down the road. I got a call 3 months later from a constable saying they found my car and its been sitting in the impound for 6 days without me knowing! I went over there and they said I had to pay the storage fees for keeping it there even though I didnt even know it was there. It was roughly around 500!! I had to pay it though regardless, then decided if I wanted to keep it or not. My grandpa paid for the tow back to his house and he eventually fixed it up and got everything working. He then bought it from me for 1000 to help me out. I then took that money and didnt even pay my debts off, which is stupid I know. After more time went by, I decided I really wanted a new car because everyone I knew had one and I thought I could afford one but in reality I couldnt. I eventually ended up with a 20,000 Volkswagen Jetta that costs me 270 a month and 400 a month for insurance because I have to have full coverage! I sold my second car I had that I bought with my personal loan. I, to this day, still have my Volkswagen Jetta and Ive been debating on selling it over and over again but I really like it and want to drive it in the future! This is what I owe currently: Personal Loan - 3,462.77 out of 8,000.00 left. Has to be paid by December 2017. VISA Gold CC - 4947.06 out of 5000.00 left. Mastercard CC - 854.42 out of 1000 left. - Creditors gave me a final warning and reduced to that. Paypal - 145.77 owing. Car Loan - 17,000.00 out of 20,000.00 left. Bell Mobility - 400.00 owing. Creditors have been dispatched. These are all the debts I know off the top of my head right now. There could be 1-2 more, Im going to look.I currently just signed up for a gym membership which will cost me 45.00 a month to use. Its something I take passionately and want to pursue as getting healthy is something I want to do for myself. I hope that this is the place to get help. I admit, I need help. I currently am working 1 job getting paid 12.60 an hour at a grocery store, I walk to work every day back and forth. Ive been applying for jobs whenever and where ever I can but theres been no results! Im very close to having creditors take my paychecks and if that happens I will hit rock bottom.Assistant: Stopping buying virtual things would be a great start.It sounds like you already know what your problem is, youre buying things you cant afford. Stop buying stuff in video games, trade in your car for a beater, and try to get more hours or a raise at your job.Human: There is no possible way I can get a raise with the boss I have. Its a franchised grocery store meaning he basically can treat everyone like crap and get away with it.  <response>: Sorry, but this is no time for a pity party. Be grateful to have a job and an income. You asked for help, so listen and take it. 