<prompt> Human: We are still in the process of it and we can still backout and its very tempting. Im losing so much sleep its crazy. I constantly feel sick to my stomach its hard focusing at work. ITs a real nightmare. We were only able to put down 4. the home is 130k 4 interest, 30 year conventional. I make 41k a year gross and my girl makes 33k a year gross.our payments are around 870 a month. Im so scared Im making a bad decision and we are going to get forclosed on or something else will happen. We both have car payments, student loan debt. Are we making a bad decision? The house has a warranty still on it. 8 years old. Passed inspection with flying colors and it predicted to go up 7 in the next year or so. But im worried the housing bubble is about to pop and we will be trapped in a home that is worth less than our loan. Also the cost of renting is around the same price where I live. Any advice?  <response>: and my girl If youre not married then its generally a poor idea to buy a home together. 