<prompt> Human: Hello rpersonalfinanceI recently moved back from california, lets just say I was stupid with my money and decided to buy a brand new car, get credit cards, and anything else possible to get me by. Being a young adult, the thought of me being pre approved for a 20k 2013 car was exciting for me and I quickly jumped on that. Now Im stuck with a 400month payment with 100 for insurance. My credit cards are not maxed, but close. I live back home so rent isnt an issue. I make about 1,200month sigh. My credit card has a 23.75 interest rate which im figuring I should pay that off first. Now that you understand what Im saying I hope what are simple ways I can save here and there? I expect rude answers but I dont know where else to post this. Edit: I appreciate all the feedback guys. I understand Im an idiot for buying the car.. I am looking to sell it yes. Overall, I think I just needed to have someone tell me Im an idiot to reassure myself that its not just me. Thanks again, guys.Assistant: If your parents had a change of heart and asked you to move out at the end of the month, what would your plan be? You should sell your car asap you are broke and cannot afford it. You should stop all spending whatsoever past essentials. You are extremely lucky that you are able to live with your parents. It wont last forever, stop living on your parents money so you can drive a new car and go out to eat. It is extremely selfish.Human: Never in my post did I say I live off of my parents. They do not give money nor do I expect it. I mentioned I have parents whoWOULD give me money if I really needed it, but my parents giving me money is not currently an ongoing event. Thanks.  <response>: if your parents pay for your rent and utilities, this is living off your parents 