<prompt> Human: I have a Chase account, and have for many years. I have always had direct deposit and avoided their 12 monthly fee. The other way you can avoid that fee, is to maintain a 1500 dollar daily balance. Unfortunately, that is not possible right now. Additionally, I have changed jobs and my employer does not do direct deposit. Anyone have any ways I can cheat the system?Thanks in advance.  <response>: close down your chase bank accountopen a new bank account somewhere else that doesnt have a 12month fee 