<prompt> Human: This may sound trivial but bear with me, it will be a long-ish read. I know next to nothing about investing, banking, or credit. All of that is gonna have to be spoon fed to me. I like to think my spending habits fit my budget but I dont have much to begin with. Im not a huge spender but I do know my means.A little about me: Im 22 years old and dependent on my uncle whom I live with. I have a job that barely breaks 13k as a yearly salary. I just got an Associates degree which Im looking to utilize in the near future as something that could land me a higher paying job. I do plan on advancing my education, however.Heres the bad part: I literally dont have a plan for the future, near or far. I have no credit, no concrete ideas for any sort of investing, nothing. But I do enjoy a challenge.For now all I have to work with is 1000-1200 a month which doesnt include my share of rent, car insurance, gym membership, gas expenses, food, phone bill, and preventative maintenance for the car I have now. After all of that is factored in, I would be left with about 200 left over per month. I would love to work with it and turn that into a solid foundation for building wealth but I have no clue where to begin.I also have 3300 in student loans to pay off but I find that irrelevant for now. Theres no way Im going to pay that back in my current position. I appreciate all the input I can read through.  <response>: You need to invest in yourself and come up with a careerplan to make money in the future with the assets that you have access to. Investing right now for you is irrelevant. 