<prompt> Human: So my girlfriend and I have been planning a summer vacation for us and our two girls. Just found out yesterday that she will not be getting her tax return back. Weve already made reservations and have talked the vacation up for months to our girls. Even working every Saturday from now until the end of August we still wont have enough money saved for the trip. Im not going to let these kids down. Im not knowledgeable about loans AT ALL, but need one of 3500. Can anyone give me advice about best banks agencies to go to, and any basic information I should know?  <response>: Trip is too expensive for you if you have to take out a loan to take it. 