<prompt> Human: Hey pf,After doing my taxes I saw that I earned around 1.00 on my savings account for the year with BoA.After looking into high yield savings accounts it seems like a no brainer to have my rainy day fund put into a high yield savings account instead of letting it sit and rot in my BoA savings account.So I ask you, am I missing anything in regards to high yield accounts? Is there any catch? And additionally what are the best high yield savings accounts out there? Should I look into a high yield checking account too? Thank you!Edit: Lots of good stuff here, thank you all! Im going to hit the rest of the work day here and will be back to check out the responses after. Hopefully Ill be setting something up later today!Edit 2: Wasnt expecting to generate this much discussion, didnt have time to go through it all last night. Ill be going through and might ask a couple of questions later today. Im really hoping to get it figured out but with so many good choices I want to make it right!  <response>: Marcus by Goldman Sachs is paying 1.5 right now on regular savings, any balance. 