<prompt> Human: I am financially illiterate. I make roughly 40k a year.I have no idea how to get a strangle hold on my finances. I have 2 maxed out Credit Cards with balances of 700 the other nearly 10k thanks to my wife. I am co-leasing an apartment until November. I am alsl co-signed to a loan for our 2015 Chevy Equinox with 27k left in payments.I have several soon-to-be cancelled memberships to Gyms, Netflix, Spotify, etc.I am not sure how this is going to work. I have tried to follow my fathers instructions as he is on his 3rd wife he should know a thing or two. I have opened my own checking account and am in the process of forwarding my checks to that account. I recently started using Mint to see too my surprise why I am broke. I am moving North Dakota to Oregon via my parents...yay for crying out for help. I will be accepting a job for 100k come September. Have housing taken care of.This is just a whirlwind to me. I have had some really fantastic support from friends and family who have seen this coming for some time. But I need a checklist. What do I do tomorrow? What do I do a week from now? Month? Etc.Thank you.  <response>: 24 yo with a 100kyear job lined up? Thats phenomenal. 