<prompt> Human: I am currently making 33kyear after takes with plenty of room for that to increase. I currently live in an apartment with 1 roommate and I am paying 600month. I would like to buy a new house and Im wondering if my logic is sound. I currently have a little over 29k in my down payment fund for when I eventually buy a house. I also have about 6,500 in my savings account. I own a car and I am making payments on it for 215month until I pay it off 2 years from now.My plan would be to buy a decent house around 125k that has 3 bedrooms. My plan would be to rent out two of the rooms for 575month to people I know for as long as I can, and then eventually start a family and that would be our home then. These prices are reasonable in the area that I am in from the research that Ive done. If I rent out 2 rooms, it should cover a good chunk if not all of the mortgage payments, and hopefully some of the bills, too. I feel like Ive done a good amount of research on this, and it seems like a good decision to me, but I wanted to run it by you guys also just to make sure.P.S. The city I am in offers 10,000 in the form of a deferred forgivable loan at zero percent interest amortized over 5 years to assist homebuyers with closing costs and down payment assistance. Is there any catch to that, or should I jump all over it?  <response>: I bought a house at 23. I was making a lot more, I also wanted a nice car so I put my savings towards that instead of the house. Here I am around 8 years later, and Im really regretting the house choice. Not so much about the money, but lack of flexibility and choices. My career moved quickly, and I couldnt follow it. My house did go down from the bubble, so I would have been richer had I rented, but that hopefully doesnt apply to you. Either way, my point is at 23 most people have no idea what they really want or where life will take them. Think many times before taking on such a big asset at such a young age.Edit: Also as a young person Id think twice about living around a place where a nice 3 bedroom costs 125k. There are so many big cities to explore, and new people to meet. 