<prompt> Human: My wife and I have come into great jobs since last year and recently paid off all our credit card debt. Now the question is should we double up on our car payments and pay it off super quick or let it ride? Ive heard places before say it helps your credit to have it on there but I would love to get out from underneath it.  <response>: You improve your credit score so you pay less in interest.Youre literally asking whether you should do the opposite: pay more interest to get better credit. That defeats the purpose, unless the interest is only nominal. 