<prompt> Human: Without going through a LOT of serious drama including an unimaginably painful divorce and devestating courtmedical costs, Ill just summarize where I am now, and what I want going forward. I appreciate any insight you kind folks could share. The Characters: Me. Im 28, I work a desk job that will earn me about 77k next year 65k base, 12k bonuses estimated. My Daughter. Is 7 years old. Im not allowed to put her to work in a factory yet, Ive been repeatedly told, so instead I bribe her with dimes and ice cream cones for helping me unload the dishwasher, take out the recycling, etc. She is with me roughly 13 of the week. My GF has her own career, and finances, and earns about 42k year but all finances are separate and she contributes roughly 300 month to our rentgrocery cost, only. Shes only home about 13 of the week, and back at her family home the other 23rds. She is 30, has no retirement plans but has decent health benefits and has saved more than I have. For our purposes here, Im just counting my cash.The Situation: The GoodI have 5k in cash, 5k combined in my bank accounts and 10 Shares of AAPL stock worth 5600 this week which Ive held since June last year. My car is paid for. Ive managed to ferret away a little bit 20k in my company 401K who matches the first 4.5. This last one may be worthless, Im unclear Costco Identity Guard tells me that my credit scores are all north of 770. The Bad I have 3000 in credit card debt at a FIXED 3 APR I took out a 28K loan at a 3 fixed APR back in 2008 using a balance transfer check, and this is the last of it. I have about 8000 in consolidated Stafford Student Loans at 5.5. The Goal I want to be debt free ASAP. Im aggressively throwing all of my free cash into my loans, and eagerly anticipate my world changing, becoming sunnier, when I dont owe anyone money for the first time in my adult life.a Should I IMMEDIATELY sell off my AAPL shares since I dont have a real investment strategy and was technically underwater for 70 of the stocks life in my hands? I would love to just throw all that value into the Student Loan, and would still have about 10K in cash left over for my Emergency Fund.b I live in the SF Bay Area and I want to own the roof over my head in some practical amount of time, but Im looking at a very long road to saving up just for a down payment. The houses are half-a-million-dollars and I understand a healthy down payment is supposed to be 20 if I want to avoid additional insurance requirements?c I dont have any college savings for my daughter, and I have reason to believe her other household will have money for her when the time comes all of the money I wanted to put into college fund has been forked over to the mother, at this point, by court order but I am deeply concerned because I am sexist and believe that a young lady will need a college degree to be competitive and respected in tomorrows economy. I had to pay for my own college, and need to teach my daughter to be as driven and self-starting as possible but I also want to support her if possible.TL;DR Juuust before turning 30, Im going to be debt-free but most of my income is tied up in month-to-month expenses. Should I sell stock to pay off half the remaining debt? Thereafter, how do I save up for daughters college AND begin house fund for SF Bay Area when Im so late in the game?  <response>: Sell your stock, pay off the higher interest debt with it. 