<prompt> Human: I live with my fiancee baby mama, and we are not yet married. She received Medicaid prior to our decision to live together, and we are afraid she will lose it if we were to marry before she goes term length with our daughter. We live in Texas, and were in the process of figuring out what marriage would do to her Medicaid coverage of our pregnancy. The plan is to take her on to my employer-provided insurance once we are married.I own my home, but have put much time and effort into remodeling in hopes of eventually using it as a rental property.When my grandmother died, I surprisingly learned that I am receiving 90k from schedule B and schedule C property not sure what that means.The facts are these:I earn 34kyear.I have 24k in auto debt.I have 8k in credit card debt.I have 29k in student loan debt.90k could make all of that debt disappear and free me from the weight of monthly payments.I have considered placing 8k in a 403b. I have learned a bit about these from employer benefit meetings I am a public school teacher in TX, but I am still unaware of their true purpose.I have some inherited insurance money from my own dads passing a few years ago, when I was still in my twenties.The home that my wife and I are eyeballing appraises for 108k.We have more than enough for a very nice down payment. We could even put more away in savings.Truthfully, I feel undeserving of this money, but it can change my familys life in a dramatic way. I had a wonderful and long relationship with my grandmother and never had so much as an inkling of a thought that I would receive anything from her death. She lived a very modest life.No one that knows about this inheritance has said it to my face, but I fear that my immediate family thinks that I will go willy-nilly with this money. I want to do right by my future wife and child, and protect myself in the process. Im lucky to receive anything at all.The problem is...I have NO idea what I am doing.Is this going to affect my taxes? Should I be putting a chunk aside for taxes? Is there something I am missing? I have read the common topics thread, but I would still appreciate any advice from people who have experience with this issue, or who are decent at personal finance. Thank you in advance.Edit 417: I did not realize how much negativity I would receive re: my fiancees choice to accept medicaid, nor did I expect so many assumptions about spending habits. I could go on to elaborate...to try to make myself appear to be less of an idiot than some would assume. In some cases, people are right and I should re-evaluate spending behavior. As for her medicaid qualifications...well, our case worker is 100 aware of our situation and we are acting on the advice we receive.  <response>: I would pay off the loans and the CC immediately, and then think about the rest. That is probably too much car for you. 