<prompt> Human: 25yo Nearing the end of an education degree and Im aware that teachers dont make anything and kinda have an idea of what my salary might look like. But at the same time its way more money than Ive ever had, which also feels like a trap. I just wanted to get a reality check on my goals.35-40k salary??? Roughly 28k in federal loans by graduation. Sub and unsubBad credit. 500s. 3K or so in debtsMy goals are to get a Ford focus RS most likely used and move out. Ive always had bad or nearly broken cars that have given me nothing but headaches so its a big point. But I notice I could probably compromise here if I needed to. While staying at home would be cheap, for both my parents sanity and mine I should move. Ideally Id like a place alone but in my city that would cost 1200 or more. Which Im aware cuts into the car budget. Willing to do roommates since Ive never done that before. I also make some extra income as a photographer but its just a few thousand a year. Im sure first year teaching will consume most of my time.  <response>: Rent and a used RS with bad credit? Way too lofty. Dont forget insurance will nail you on the RS. 