<prompt> Human: So i had the dealership run my credit after i found a car... i cant get a cosigner for the car that is 11k 2014 jetta and they want more than 2 down, considering cashing out my 1k i have in my 401k retirement account not that ill ever really retire anyway at this rate lol considering it is a long term investment, that Ill be able to make more income with, is this a decent idea?  <response>: Honest opinion... get a cheaper car. 