<prompt> Human: My dad is a union carpenter hes conservative though and plans to retire in a few years. Being as Im starting to save money 15, he showed his retirement plan. He briefly explained his double pension from the Union and...Holy shit, thats a lot of money...He told me that Wall Street fucked this country up, and nobody aint got pensions like these anymore. Is this true? Why is this? Is it only unions that give out pensions?Thanks in advance  <response>: Ive read so many stories about pensions getting privatized, and plundered, mismanaged, and driven underwater, and then the worker gets jack shit after 50 years with a company. I dont know if I could really trust one were it offered.Corporate America has made it abundantly clear it doesnt feel it owes its peons any loyalty. 