<prompt> Human: So my girl friend has some debt, around 40k in student loans, pay day loans, and other loans I dont even know about yet. She just handed gave me all the info and I was ready to tackle a lot of them next month but she just got severed for one of the loans. She owes about 2400. I called them to see if there was anything we could do to stop civil court. Here is were the question comes. They want 560 today and 200 a month till she is caught up and back to 150 a month.1. Should I pay the 560 and get her back current with this loan? Or go to court and try to work something out?2. I know she is late on other loans and bills, I dont want to blow a load on this loan and get served tomorrow for another loan.Back ground info:I make 4200 a monthshe makes around 2000 a monthNow she is living with me so she will have around 2000 every month for bills. Any tips on how to try and get her in good standing with these creditors? or even try and get some of these loans cut down some or negotiate better terms?  <response>: 1. Should I pay the 560 and get her back current with this loan? Or go to court and try to work something out? 2. I know she is late on other loans and bills, I dont want to blow a load on this loan and get served tomorrow for another loan.No and NO!SHE should do these things. She isnt some child, she needs to step up. 