<prompt> Human: Im about to turn 32 and have an associates degree. Im accepted and can enroll for classes at a tier one University. Its not a prestigious school but its an alright one. 60 credits left to finish my bachelors. Heres the thing - I currently make 65k a year as a waiter in a high end restaurant. Is it even worth it for my financial future to finish my bachelors.? Getting a post graduate degree might be next to impossible because my credit is average but especially because I have no Co-signer for student loans parents will never Co sign. Its out of the question.  <response>: Im almost 40, and Im just now taking classes to finish my bachelors degree. Im kicking myself because if Id just started this process a few years ago, even with one class at a time, Id be done by now.My recommendation, do it. 