<prompt> Human: I really need some extra cash and I would like to get it through my cards but I dont want to get skinned alive getting a cash advance. What are my options? Ill mention that I have several balance transfer offers available. Ive heard those can be cashed somehow, but I have no idea how and whether its reliable or not.  <response>: Buy a visa gift card from a retailer with your credit card, these will usually have a 5 activation fee. You now have converted credit into debit funds. Take the pre-paid Visa down to the post office and get a money order. Money order is like a buck fifty. Take that money order to your bank and depositcash it. 