<prompt> Human: Background: I am an engineer making 140K in the US and Ive been offered an academic faculty position in New Zealand. I love NZ spent 6 months there as an undergrad and the academic post would let me work in a field I am passionate about. The catch is that the offer in NZ is a little more than 13 of my current income once converted to USD.To make an educated decision, I need to make a realistic budget. To make a budget, I need detailed information on how my finances change as I move overseas. Here are some topics that I dont know enough about and worry might have big gotchas if I take the job:- NZ taxes- US taxes on expats- US student loans I still have 100K in US student loans but they can go on income based repayments- NZ moving costs and immigration fees- etc.Does anyone have experience with this situation? Was there anything you know now that you had wish you had known then?Thanks!  <response>: Ive moved around a bit over the years, including having worked in the US NZ.The thing I know now wish I knew then well, not quite that, but I definitely didnt appreciate in as much detail, lets put it that way is that living costs are complicated. You might think that a low-wage are has a cheap cost of living because, say, rent and property prices and food are cheap there, and thats great - but other things imported consumer goods have similar prices everywhere, and if anything theyre cheaper in high cost locations due to economies of scale.Frankly, I wouldnt make the move youre talking about. 13rd is a huge difference. Your USD student debt will take three times as much time and work to pay off. 