<prompt> Human: My employer gave notice they will stop matching roth 401k for the next four quarters. They did mention that they will intend to go back and make up for the lost matches in the future, but we have no legal guarantee of that. Im currently giving 6 percent I went that high because of the match minumums...so should I reduce my percentage until they match? Was thinking about saving up for a lifecycle fund, and could use the money Im currently contributing for that. Thank you for your advice.  <response>: Sounds like the perfect time to make 100 sure you have an emergency fund. Companies generally dont do things like this unless they are in rough financial shape. Today its no matching for 4 quarters, tomorrow it might be voluntary furloughs, next month it could be everyone is fired and the company is out of business. 