<prompt> Human: I have 40K saved up, with an additional 6K in liquid assets that Im using as my emergency fund. Im attending graduate school, which will cost me 50K by the time its over. I will be working full time for the two years of graduate school, so I believe that I will be able to save the extra 10K by the time I need to pay for it.My question is: should I pay tuition out of pocket, or take out a low interest student loan 5?I may be wanting to put a down payment on a house in the next five years, but I dont want to begin accruing interest on student loans I dont necessarily have to incur. Thanks!  <response>: no, unless you are getting an interest-free student loan 