<prompt> Human: I just graduated college in September and have been working for 2 months now. What I first did with my money was splurge on video gamesfoodtrading cards and treating out my parents and such. Now that is over, I would like advice on what to do with my money. I am 22 years old and am currently living in San Francisco. I have moved back with my parents, so I pay nothing for cost of living. I own a car, but I do not pay the insurance on it, my parents do. I pay the maintenance costsgas. I have about 12k in student debt. My parents bought government bonds that I could sell to pay most of this back immediately. I make 50k a year with my full-time job and I work park time making 200-300 a week. So I have asked for advice from my bossesparentsfamilyfriends and they all have different answers. My father suggested that I pay off my student loans slowly because the interest is tax deductible so I can then invest my money instead. However I have no idea how this works, so here I am. My goals that I would like to achieve would be to purchase a motorcycle, move out, own a dog, and then start a family. I also have a long time girlfriend I plan to live with when I move out. She makes around 45k. So reddit, teach me how to money. P.S. I am reading through the wiki and subreddit links right now  <response>: Please read how to handle in the sidebar. 