<prompt> Human: Ive been going back and forth on this for a week now and really want to just decide and make a decision. Heres the situation: 27 265k total comp, 150 base. 7 base to 401k with employee match. Maxed out IRA. around 100k sitting in savings. Going to invest 80 of that in ETFs. Recently moved to NYC.Ive checked out probably 25 apartment buildings focusing on modern luxury buildings, and with all of my personal criteria, one was easily the best option. It has a perfect blend of quality, good neighbors, awesome commute, great common area if I want to WFH, and the best view Ive ever seen. The rent for it though, is absolutely fucking insane. The NET winds up being a little under 3.8k, and thats with 1.5 free months that I was able to get due to my relocation company covering the realtor fee, a one time benefit. Its also just a studio, but its more than enough space for me.Am I an idiot for signing this lease? This is a 1 year only thing as without the concessions, theres no way in hell I would do it. After this is up, I will almost likely look at buying next year after I know if I want to stay in the city or not. My cap was always 3.5, so this is a little bit above it. Im basically giving up an extra 6-10k that I could save if I get a decent apartment in a different building, and at my age, that could end up being a lot. But then, theres the happiness aspect of living in a building that you love.Almost everyone Ive talked to says this is a moronic decision. Are they absolutely right?  <response>: Almost everyone Ive talked to says this is a moronic decision. Are they absolutely right?Who are you going to ask next after you hear that here too? 