<prompt> Human: Im 26 years old and in great health, but lets say I die in a car crash - what do I need to do to ensure my savings and assets go to a preferred beneficiary? I have a decent chunk in savings that I would like to go to select family members if something were to happen to me. Any advice?  <response>: If you want your assets to go to a specific beneficiary, that is the purpose of a will. I also have the option of choosing beneficiaries of my employer 401k and pension plan. 