<prompt> Human: I have a few credit cards that total around 10,000 and I can pay the minimums each month.I recently received a payment of 10,000 and can pay off all of the cards, but I also need to spend the 10,000 on small business purchases.Does it make sense to pay off the cards, then use them again to spend the 10,000? I have not so great credit, so getting other loans isnt an easy option. Any advice is needed because this happens from time to time and I want to lose as little as possible.  <response>: Take a small business loan or line of credit. A business shouldnt be using personal credit cards 