<prompt> Human: Hey guys. Ive just recently enlisted in the army reserves and need to set up a checking account. Im simply trying to decide what bank to use. Id prefer it to be online simply so that I wont have to worry about location.  <response>: Navy Federal Credit Union and USAA should be your top two choices. I had Navy Federal for quite some time but I also have had USAA since before I joined back in 2007. Their banking cant be beat. Insurance is a different story in my experience, but banking is very good. 