<prompt> Human: I actually just didnt realize that charge was on there, I just checked the account to review the interest rate and saw it. So, am I now identified as a client that doesnt make monthly bill payments? Update: I called, no harm done. Apparently anything under 10 does not get reported.  <response>: 1. Call the number on the back of the credit card.2. Ask them this same question.3. Pay it off and either celebrate or cry for a small period of time. 