<prompt> Human: A company has been calling my mom multiple times looking for me why arent they calling me I finally called them today and they say they are a check advance company and I owe them money from like 2010. They are sending a summons to my house between 12-4. The amount owed isnt much of an issue I can easily pay that but what is going on here? Why does this company have all my information yet has never sent me a bill or this is not on my credit report. Why are they waiting ten years to come after me when if they just sent me a bill I would have paid it. Also I did use a pay day loan once when I was in college stupid I know but I swear on my life I paid it back a week later to risk owing more money. Is there anyway this is legit? edit- did some sleuthing so the actual company that has been calling is called Absolute litigation or something and I guess represents the cash advance place but everything I look up on line this place also screams shady edit- also last week they were leaving voicemails that they had an urgent fax for me. I mean who uses a fax these days. update- apparently my sister had nearly the same scam come after her a year ago and were calling her dad and grandparents. She went to the police and they told her its most likely a scam. Will be stopping by my local police station soon to file a report. Update 2- I went to the police station and I spoke to a nice officer who also believes it to be a scam. She even called the number and when identified herself as a police officer they said ok one minute and then sent her to voicemail. Also since many asked the info they had was my current address and phone number and email. Also my old college apartment and the bank account info I used when I stupidly used a cash advance loan I have closed that account years and years ago so the acct isnt even relevant anymore they also though were using my maiden name so that also threw red flags at me right away. Thanks everyone for your advice Im pretty sure this is 100 a scam.  <response>: SCAM. dont give them anything. Tell them to give proof of the debt or to get lost. 