<prompt> Human: As the title says, Im 32 years old and currently work at a stable job making 74k a year. Ive never lived on my own and Im not sure what to do next. A part of me wants to move out and live on my own in an apartment but the other part wants to save and buy a house. I help my parents with rent as well as other bills and I am able to save about 1.5k to 2k a month. Below is a breakdown of monthly income and bills:Take home pay: 4400Rent: 600Cell Phone Bill for entire family: 100Car: 483Insurance: 96Gym: 24InternetPhone: 90No debtI maxed out my ROTH IRA for this year and am currently contributing 4 to my 401k with a 100 match from my employer. I feel like if I stayed at home for three more years, I can save up enough for a down payment to buy a house but Im also itching to move out and rent an apartment to live on my own for the first time. What would you do in my situation?x200B;Edit:Also living in SoCal where COL is high.  <response>: Youre 32 and considering living at home until youre 35... Different strokes, man, but Id say its time to cut the cord and get out of your parents house. 