<prompt> Human: My wife and I age 33 3 kids went through Financial Peace approximately 18months ago. Did great for about 6 and have struggled to stay up with it. I will fully admit we have first world problems. We have debt but dont struggle to pay it each month; however, in the same regard we dont attack it and pay it off. We make roughly 110K pre-tax. Have a mortgage of 225K, 26K in vehicle debt, and about 200K in student loan debt. To sum this all up is the best advice just to suck it up and stop going out of the house, eat bologna, and pay it off? Im totally of the belief that our mindset sucks and although we have money to buy things we just need to stop buying things!Ive used FPU, Mint, and a couple other things but need to use them more. Any advice even for order to pay things off, motivation, etc. is welcomed!  <response>: Im sure you have learned all you need to know from financial peace. Not sure what else would help besides self control... 