<prompt> Human: yay or nay?28MSingleMy salary is 85kyr and have been getting only 3 yearly raises. I am looking to buy a new home under 250kI currently max out the 401k contributions and Roth IRAI have about 50k currently in cash or invested in stocks to contribute as a down paymentNo debts761-800 range credit scoresWould it be worth trying to pay off the mortgage in less 10-15 years by sacrificing contributions to these accounts. Or keep maxing out these accounts and taking the full 15 or 30 years more cost effective?  <response>: Dont speed up your mortgage payments at the expense of your retirement. If you want to speed up that mortgage repayment, cut elsewhere. 