<prompt> Human: I am paying all the insurances by myself right now, so it wont make any difference if I switch from full-time to contractor. However, I know I will have to pay a lot more taxes as a contractor. 85kyear 40hour. If I switch from full time to contractor, how much more money should I ask in terms of hourly wage?  <response>: Somewhere between 55-65 per hour. 