<prompt> Human: My apologies if this isnt the correct subreddit for this question but its been a few weeks after making my initial contact with the Insurance company who promised to send out a form packet for me which I have yet to receive. They finally emailed me the forms which I need to have filled out today, and Im starting to get the feeling that theyre beginning to give me the run around so Im just curious as to why they would ask this information and how pertinent it is to answer it truthfully or just leave the answer section blank.  <response>: You should definitely be truthful, else you could leave yourself open to a fraud charge, and could invalidate an otherwise perfectly valid claim.As to why they ask, its likely just part of routine and appropriate fraud prevention. If someone had a bunch of new policies from several different companies, that could be a sign of fraud and might lead to further investigation. When you buy life insurance they ask similar questions, because someone buying unreasonably-large policies, and spreading it out among different companies, is probably planning something bad. 