<prompt> Human: Like the topic says Im sitting on 13k and I want to put my money to work for me, Ive been saving and thinking about buying a house but I havent even started looking at inventory yet. So while Im saving I figured i should so something with my money. Let me give some more details: I have 5k in student loan debt left I pay 100 a month, 15k left on my bike thats 300 a month and thats all the debt i have. My girlfriend and I have plans to get married and buy a home within the next 5 years, but buying the house was the 1 priority since were both living at home with our parents and not paying rent. I was thinking of dumping my money into a CD or something for a year but I dont know anything about finances or what to do with this money ive saved.  <response>: If you think you might be wanting to buy a house or dont have an emergency fund then you should leave it right where it is. 13k isnt going to do much for you short term investing and is too risky. 