<prompt> Human: I dont know if this is the right sub for this but here goes nothing. Earlier today I went to test drive a new car, but itll be a few months before Im ready to actually buy I need to get together a down payment. I made sure the saleaman knew I would not be buying that day and was just checking out a certain car. He began collecting info such as my gross income, residence, and ss after the test drive because he wanted to spitball an interest rate and monthly payment. I told him I didnt want my credit ran and he assured me that he would not run my credit. I did not sign anything authorizing them to run my credit, but now that Im home and have looked at credit karma, my score has dropped by 6 points which was enough to push me into a lower credit bracket and I have a hard inquery from that dealership. Is there anything I can do? I absolutely did not want them to run my credit and they assured me that they wouldntEdit: a word  <response>: They can remove the pull. But you might have a hard time proving it was ran illegally. You dont need to sign anything to give permission, and they might say you giving your SSN was implied consent. But is you put up a big enough fuss they might remove it. 