<prompt> Human: So a little over a year ago I decided I needed to start working on improving my credit. I went from no credit to bad credit about 8 years ago due to a thankfully small defaulted student loan. I paid that debt off and started with a Capital One secured credit card and eventually graduated to an unsecured card of which they have raised my limit on twice. I also applied for a Discover Secured card as Ive heard they will upgrade you to an unsecured version without issue after a year as well.The issue is it seems that I am instantly denied for any other card even when the card is designed for fair credit or some site says my chances of approval are excellent. Even if my credit score far exceeds the average rating for approval, denied, denied, denied, denied. Which of course floods my credit report with recent inquiries. How am I supposed to build credit when Im repeatedly denied for anything outside of the 2 I have? My score has shot up especially over the past 3 to 4 months to the fringes of good credit but at this point I basically have a case of PTSD when applying for ANYTHING at this point.  <response>: Denials may beget Denials. Comapines can see all the recent inquiries. Stop applying for a bit, work on the credit lines you have. 