<prompt> Human: So after reading articles from google and evenit seems that there is such a thing as saving TOO much in your 401K. Im 27 and I currently max out but what do you guys think? Is there a valid reason or is it just hindsight after reading these?  <response>: ... it seems that there is such a thing as saving TOO much in your 401K. If you read that MMM article carefully, youll see its just a click-baity title for an article that poses a question MMM hears. His response goes on to say you can stop contributing to your 401k if you think it threatens to have more in it than youd ever need, and if you retire early you can do Roth pipeline, or do SEPP 72t to take distributions without penalty. He isnt seriously suggesting you can put too much into a 401k -- and mentions if your 401k ends up bigger than you expect, it can act as a safety net or enable you to relax your spending restrictions.This MMM article is a variant of Betteridges law: for any article whose headline is framed as a question, the answer is no. 