<prompt> Human: I used to have a credit score hovering around 750, but then my wife got cancer and the medical expenses kept piling up, my truck got repossessed, and the debt was insurmountable so bankruptcy was our only way out. We want to buy a house someday and our credit is lousy. I did get an auto financing loan from Toyota immediately before the bankruptcy by putting 4,000 down and accepting a high interest ratehigh monthly payments, so making those payments has helped a little, but what else can I do?Should I get a credit card? All my lines of credit were closed due to the bankruptcy.I did a search of rpersonalfinance, but I didnt see any post-bankruptcy credit advice. Any help is much appreciated.If salary is relevant, Im 52k and my wife is 38k. The aforementioned Toyota payment is 308 monthly; rent is 1050.  <response>: Wait for your discharge letter. Do NOT do anything until you get this, and save it somewhere safe for life!Pull your reports and makr sure ALL debts are listed as included in BK with a 0 amount owed.Get several CCs if you can, Cap1 and Merrick bank are BK friendly CCs, rqtes will be high but wont matter at this point. Pay off the CC in full every month to avoid the interest rates and to show on time payments.Do this for 2 years minimum. After that apply for higher monetary loans, again rates will be higher, but pay on time.After 5 years, you should have a fairly good score. 