<prompt> Human: Im from Sweden and I might want to move to the US in the future for work as Im studying economics and alot of the fun jobs are there but honestly this reddit has be really concerned. Every time it pops up in my feed I get shocked at the business practices of US banks and landlords.Here we dont have checks anymore, all our banking is done online through things like apps. There basicly arent any overdraft fees unless youre using a creditcard. Creditscores work way different. Etc.I almost feel like i wouldnt want to rent or keep an US bank because their main priority would be to fk me over.Edit: Thanks for all the answers! Im not sure how this became all about the use of checks when it was supposed to be more general and about just mostly rules regarding money and such. Im also sorry that i appear to have gotten on the wrong side of some people but its hard to know everything about personal finanses in a country completly seperate from my own.  <response>: If you pay attention when you open an account and just pay attention to your account in general, youll be fine. Ive never had a single issue with any of my banks, including an evil big bank. 