<prompt> Human: To rephrase Mitch: I used to be stupid. Im still stupid, but I used to be too. Now though, I am smart enough to ask this community first. Beginning of 2017 I was driving a car I bought for 500. It had lasted 6 months of 2016 and when it broke down, I got 430 for it at the salvage yard. I considered it a good deal. I was just starting to get my professional life going again after a hiatus and a divorce, plus everything about my financial situation sucked credit score was low, salary was low, expenses and debt were higher than ever, etc., except retirement was ok on track 401k. But at the time, I really did need a car because I had just moved further outside the city to reduce expenses, ironically. This meant more commute time, and more difficult public transportation options. So, I bought a car at a horrible interest rate, at a horrible price. Here are the numbers for the purchase and where Im at with it today: 3,000 down with Payoff total of 4,700 on the first months loan statement. So I guess 7,700 is what I paid for it. It had 110k miles but was in good shape. Still though, I overpaid. To add to that I took a 15 interest rate on a 3 year loan from Wells Fargo. The 175 I pay each month has 50 of it going to interest. Credit was horrible at the time, and still is although by next year should be worlds better. Not going to get into more on that but I couldnt get much better tomorrow in the realm of loan terms. Currently, I have a payoff of 2,400 and the Bluebook is likely to get around 3,400 in a private sale or 2k in a trade-in. Now here is the kicker: its starting to have problems. I have paid around 1k in the last 5 weeks on 3 different repairs and I have lets say a hunch there is more on the way, certainly for new struts soon. Thats the bad news. The good news is that my income has more than doubled and I now take home 6k roughly per month as opposed to 2500. My expenses are mostly the same. My question is whether I should sell. I put it for sale listed at 4100 and 2 people are coming tomorrow to look at it and I dont know what to do. WWYD and Why? Please help me as I am really trying to get things on the right track. Last note, I also have a HD motorcylce thats paid off that I could use for a daily ride till winter cannot sell this as it holds extreme sentimental value to me and no other replacement bike could be worth as much. But I still pretty much need a car for my kids whom I get every other weekend Oh, and I found a deal on housing near work again so I live pretty close compared to last year for the same cost. 1hr vs 20 min drive difference.  <response>: You have doubled your income. Take that extra 3500 a month and use it to entirely pay off the car. Sell the car. Save up to buy a new car with cash3500 extra a month that you can save since your credit is rough. You can buy a reliable basic sedan that will last a long time for less than 10k. That is threeish months of savings.Then I would check out the sidebar. Use your new income to become financially stable. You can easily establish an emergency fund, pay off debt, and save for retirement with your income doubling. Take advantage of the opportunity to change directions. 