<prompt> Human: Ive been married for about 6 months now, and so far me and my wife have completely separate finances. I prefer it this way, as we both make the same hourly income but I work a lot of overtime, so I bring home more. However, I only work the overtime because its extra money in my pocket, I dont actually enjoy working 50-60 hours a week. My wife has been suggesting we get a joint account and have monthly allowances on our spending, but Im very much against the idea. Were both savers, me more so than her, and I enjoy seeing my wealth grow and having control over that wealth. Shes also a saver, but she invests a small amount in mutual funds that bring almost no return, while my individually bought stocks have had an amazing return over the last 6 years, since I started saving Im 33. I dont want to give her control of my stocks, and have no interest in controlling her money, but I also dont want my paychecks disappearing into a general fund. Ive already told her if we do that Im not going to work any more overtime, and Id honestly have anxiety if I didnt have control of my own finances. As it is I write her a check every month for split rent, utilities, and groceries, but I have no idea where any of that money is being spent or if its being spent the correct way. She just kind of takes stuff like that over, and I dont want that to happen to my paychecks too.Are there any married couples out there that dont blend their finances? How do you go about telling your S.O. that you want to retain control of your money?  <response>: Sounds to me like trust issues more than monetary ones the way you explain it. I have recently found out though that you are not alone. Many couples I come in contact with professionally as well as personally keep everything separate but have a clearly defined responsibility of joint debts and bills. 