<prompt> Human: I have been paying for a parent plus loan for my dad, because I promised I would do so when we signed for the loan. A lot has changed since then, and I resent him for letting me sign on this loan and other loans as well. A whole lot has changed since then, and the loans I signed for were the worst decisions Ive ever made in my life, but I was encouraged to do so. I have not received help in paying for any of the loans.nbsp; But it is now preventing me from paying a different loan of mine. I have asked for help from him before, but whenever I do he basically lists some things that he has to pay for, and ends up saying I have no money to pay for that. I keep contact with my dad to an absolute minimal for a bunch of other reasons.I have to use his SSN, DOB, and account number to log in to pay this loan. Its connected to my bank account. I cant talk about the loan with the lender because I am not him.nbsp; There is also a tax form 1098E I think with his name on it, which Im assuming I cant use on my taxes even though he has payed nothing. Is there anything I can do about that form?nbsp; Here is some info about this loan and the other loans I have. I am seeking on some advice to see if theres anything I can do do stop bleeding money for the next 15 years of my life due to my poor decision making and guidance or lack thereof received.nbsp; Loan A This direct parent plus loan is split into two loans, not sure why - PP Loan 1 Balance 7,797 7.21 - PP Loan 2 Balance 3,655 7.21nbsp; Monthly Payments - PP Loan 1 51.58 to principal... 57.32 to interest... Total 108.90 - PP Loan 2 22.24 to principal... 26.83 to interest... Total 49.07 nbsp; Loan B - Balance 4,125 9.49nbsp; Monthly Payment - 15.39 to principal... 34.69 to interest... Total 50.08nbsp; this amount varies wildly throughout payments of the same amount and I do not know whyFor example: One payment last year of 50.08... 8.71 to principal... 41.37 to interestnbsp; Loan C - Balance 2,337 5nbsp; Monthly Payment - 40 Total cant see how much is going to principal vs. interestnbsp; Loan D - Balance 26,095 Not really sure about payments or principal vs interest because I havent been paying it regularly. There is 257.16 due today, and 535.74 due on February 1.nbsp; Direct Subsidized Stafford... 3,620.04 3.400 Direct Unsubsidized Stafford.. 2,640.36 6.800 Direct Unsubsidized Stafford.. 5,252.33 6.800 nbsp;Direct Subsidized Stafford... 3,636.43 3.860 Direct Unsubsidized Stafford... 2,262.94 3.860 nbsp; Direct Subsidized Stafford... 3,581.60 4.660 Direct Unsubsidized Stafford... 2,215.11 4.660 Direct Subsidized Stafford... 1,964.73 4.660 Direct Unsubsidized Stafford... 921.94 4.660 Loans A, B, and C are each for a different school. The groupings of Loan D are for each school A, B, and C. Just writing this out and looking at these numbers makes me feel awful, kind of like Im ready to throw up. Any feedback or guidance is greatly appreciated, thank you in advance.Assistant: Honestly, this could be a lot worseyou read about people on here with loans for 100,000. You are not responsible for the parent plus loans regardless. I know its your dad but they are not your responsibility. Focus on your loans. What is your income and what type of budget do you have. Focus on paying off the smaller loans and keep moving to the next. Chip away at them. Human: Just recently started making roughly 50k. After taxes and insurance, I think I only see around 35k of that. Rentrelated costs usually 850-900month. Car costs with insurancegas 400month. Phone 40month. Eyecare 42month. I think thats most of the large stuff, and then all of the loans of course. Whatever is left goes to food and the likes.  <response>: If you clear 35,000 a year, that means you are bringing home 2,900 a month. You say your bills are 1380. That leaves 1,500 a month. No way that is all going to food. You could be putting like 500-700 towards the loans and still have a decent amount left over. Dont panic. Set a solidexact budget and you can wipe away the debt. 