<prompt> Human: Im on annual leave to take time to have a baby. It began last Friday. I totaled my car this past Tuesday. Now I need a new car and financing but I have no job. My husband works but he has a ton of debt so I dont know if well get a decent interest rate. With the money I get for my totaled car and my VW settlement money, I should have close to a 9k down payment. Should I have my husband buy the car since I have no income right now?  <response>: With the money I get for my totaled car and my VW settlement money, I should have close to a 9k down payment. You can buy a 6-7k used car in cash.No one is going to finance an unemployed person. 