<prompt> Human: Im usually the type of guy that buys sub 10k used cars. My wife had a Cancer scare this summer shes ok now, and we made a poor decision to buy a new car for myself because life is short and my last car was approaching 20 years old and was staring to give me some problems. Technically we can afford the payments, but now with a clear head I would way rather do any number of things with this money than drive a new car. Luckily, I bought something that holds its value pretty well. If I sold the car back to the dealer I would only be losing 5-7k. My question is, is it better to lose the money now, or make payments for a year, then sell. I would just be paying off the 5-7k it has already depreciated, and hoping the depreciation doesnt take off on me. Im worried Ill make payments for a year, and still be another 5k upside down. Does it make sense to make payments when Im planning to sell anyways?Learning a hard lesson about making big decisions under stress.  <response>: Youve already taken the hit on the depreciation, Just accept it, keep up with the maintenance, and driver the car for the next 20 years 