<prompt> Human: So they drove the car out on a rural road, the driver lost control on gravel and rolled the car into a ditch. Both girls walked away with minor injuries. Both were checked out at the ER. I assume my regular health insurance doesnt cover any of the bills. Will any insurance cover them i.e. the car owner considering the driver was driving illegally?Can the owner of the car come after either of our familys to pay for the car damages even though the teenager the car belonged to gave them permission to take it?This is new territory for us and I really just want to get a handle on the possibilities before we start dealing with all the ramifications. One other thing: I have a supplementary accident policy i.e. broken bones, etc. , does that cover injuries from car accidents?  <response>: 1. Your regular insurance should cover this, otherwise, you can sue the owner of the car and the driver of the car. 2. No. Your daughter wasnt driving. 