<prompt> Human: Tl;Dr: my car is more expensive than rent, is there anything I can do that wont kill me?Hi, as the title states, Im somewhat in a bad spot, about a year ago I moved out of my abusive parents house to my own apartment with a roomate, I had to take on a second job because of this and its been killing me. Some back story on this is I was 18 and still living with my parents, when I just had to go out and buy a brand new vehicle, well when I was 20 I went out and traded it in for a tacoma and upside downed myself by 10k, raising my car payments to 708 a month. I thought this was no big deal seeing as how I still lived at home, but times changed and I realized I needed to get out, so I did. I took up a second job and moved out, and its been murder on my soul. Around October of last year I was able to get into another vehicle, a 2017 for fusion titanium, that was 635 a month, but I owe 40k on it, not much but every bit helps. Now the main thing I wanted to say is that I am so tired of working two jobs to afford rent as well as my car and everything that comes along with it. oilfield town so rent is 580. Recently my boss at my second job made me a proposal about selling me his 07 Lexus for 9000 and turning the Ford in, allowing me to drop a job and start having days off again since I work 7 days a week, about 70 hours a week. I have an amazing credit score so Im not worried about being approved for a loan, but whats eating me alive is what will happen when I turn the Ford in? Will collections eat me alive? Is there anything I can do to help me out of this situation Ive dug myself into? Ill provide as much details as I need to to help figure something out, Im only 21 and this isnt what I want to do for another 5 years...Edit: Guys, I know I fucked myself up, but Im trying to learn from my mistakes so I can pass this down onto my kids when I have them.  <response>: Why do you have a need to change vehicles so often? You need a 2000 beater and two jobs to pay off your loan. How much are you in debt? 