<prompt> Human: Id like to have a wedding in about 3 years. Im trying to think of the best way to save for it given that I have 58k in student loans. I also have a 5k Emergency Fund in an Ally Online Bank Account. Let say my goal is to have 10k in 3 years. Id like to know where I should keep my wedding fund. Below are the options Im considering: Add to my Ally Account Fund my Roth IRA and pull out principal when needed Ive had the account for 5 years Open a brokerage account and invest in a total stock market fund Or just not save anything, keep paying down student loans, wait until a year or so out and then only pay minimums on loans while funding the wedding fund.Where should I put the roughly 300 a month Ill be designating for this fund?Thanks!  <response>: On the wedding side of things, most vendors need a hefty hunk of payment when you book their services. Venues usually start booking up about a year in advance, and they tend to require a deposit as security. Photographers, florists, DJs, you would tend to book a little later, but also require deposits anywhere from 10-50 of the cost. So you need to have some savings about 1year-6months out so that you can book these kinds of things.I would probably just add to the Ally. You give up some interest, but you are going to need the cash at various times. Id say, have at least 2k on hand when you start venue shopping, should be about a year before the wedding. Once you book with them, you will know your budget a little better and can decide how much to save in cash. If you dont use the 2k for deposit on venue, just use it for a different vendor. 