<prompt> Human: Hi PF, I am 20 years old, and this past May, I have just finished my 2nd year of my 4 year college at a branch campus of a large State School. This next school year begins in 3 days, and I dont know if I am returning yet. Hear me out.My major is in EngineeringBusiness. They say I will make around 47-53k after graduating.I am currently about 16k in debt from this so far.From my summer job, I have saved about 1,800 saving for books and things.Due to on going account application problems, My FAFSA for this year has just been submitted today, so I dont know how much, if any aid I will receive. My advisor says probably like 2 grand, and I might be able to squeeze 2 more grand out of another scholarship.I also dont have a housing plan yet, since I havent known if I will come back, so I will have to grab an on campus housing situation.School costs 9k a semester 7k for housing. So this school year Im looking at 32k.I currently have a job where I get 11 and hour, at about 15-30 hours a week.Here are my options:Go to school. Finish sooner, more debt it seems.Work until January. Try to get more scholarships, go back in January, finish a semester late.Wait a year. And go back, with max financial aid available.If I dont go back this upcoming semester, I will have to start paying back loans, as my grace period will run out. Then I will have to pay them during my future schooling correct? Im not entirely sure about this one.I am very scared and I need any help you guys have! Thank you!  <response>: Hey bud, just wanted to say, I did something very similar to this. I was 10 credits shy of my bachelors and took a full time job because it was rare at the time to be offered a career wout a degree. Told myself id go back and get it done in the next year or two. That was 10 years ago. I wish i had completed this. Life is always difficult, there are always surprises, there is always going to be something that will come up that will prevent you from going back. Hope this is helpful. Try your hardest, get a part time job and stick it out 