<prompt> Human: Edit: Thank you to the people that gave me useful tools to help me through. I am very greatful and have started working on it.I have managed to pause one of my loans while I get back on top with my other bills and canceled what I do not need. Im not there by a long shot but feel I can work my way out now. To the other people that keep saying to simply get a better job you are obviously in the wrong area to be giving help to anyone with financial stress. Unless you are handing out full time jobs to anyone that asks you can keep your unhelpful opinions to yourself. Original post. So I have normally always been good with money but right now I feel I am in over my head. So I am a single person on a part time wage 650 - 750 weekly living on my own. I have been living on my own for nearly a year now and only started really struggling in the last 2 to 3 months. I was on track this week as I had some extra money from public holiday pay and was planning on using that to get ahead with my bills, but my mum asked for 80 as she had helped my brother with a deposit for a car and was just short of being able to pay for her car service. She said that shed be able to give me 300 a couple of days after when my brother got paid so I agreedshe currently owes me 500 from a previous loan I gave her.Its now 3 days after she said shed give me the money and now can only give me 100 and its in cash so Id need to deposit it in my bank to be able to use it and need to use the petrol to get it off her. My bank is asking for 200 to go into my flexi loankind of like a credit card but with lower interest and no card attached, currently 10k in debt as the 150 I had sitting in there was eaten up by interest as its the end of the month. I get paid wednesday night but dont think I have enough to cope this next week.I have 340 and 130 taken out of my pay automatically for rent and my car loan respectively. Im 60 overdue on my phone and internet bills.I had both my gas and electric bills come this last week so if I dont pay 300 total to them in the next 4 weeks I get charged another 150. My flexi as I said needs minimum 200 ASAP. 50 for petrol and roughly 20 for food.Also in the next month I have to pay 150 for a layby at a jewelers, and 300 to pay off a freezer. I also have 200 on a zippay account. I really need help getting through this week but also working on getting back on top of the flexi loan. My lease is up in July and Im worried if my landlord ups my rent I wont be able to afford it. But I also cant afford to move as I have no money for first month rent or to be able to hire people to help me move. In 2 years my mum can access her super and she is giving me 40k for a house deposit and also paying off my flexi if not already done, an 8k car loan left over from my previous car and a good chunk of my current car loan. So I only need to survive until then. Im thinking of offering to sign a 24 month lease to guarantee myself a place to live for the next 2 years and as a wager to ask that my rent not be increased. Any thoughts on this as I am still weighing up the pros and cons? Major pro being my landlord cant decided to sell during that time or ask me to leave, making need to find somewhere else to live.Major con being if I fall really behind Im stuck in a 24 month lease.Just... help Ive also had pretty serious problems with my health lately, and consultation and medication costs are stacking up as well.Edit: I feel I should also mention that if I was to move back in with my mum she lives an hour and a half away from me so 2 hours away from my work. Theres is also no room for me to stay in so would be sleeping in the lounge on a blow up mattress which I did for a year and a half before moving out. Edit: okay I have had a few really good suggestions in the comments so thank you to those people. The one thing people seem to be getting on is not being full-time. I live in Victoria Australia, one of the harder places to get a job in my country. I have tried contantly to get full time but have always failed. I have been with the company I am with for nearly 4 years now and keep getting promised training but it never happens. I am always on the lookout for a better paying job but they really are few and far between. I am also female and as much as I wish we were in a world where that doesnt make a difference unfortunately it dose. On numerous occasions I see the men around me promoted while all I can do is watch. Also the amount I will get taxed for getting a second job, to me, doesnt seem worth it. Loosely quoting one of our politicians if you need more money get a higher paying job. To get a higher paying job I need schooling, to get schooling I need money, to get money I need a higher paying job. See my delema?  <response>: You cant afford to rent on your own. Either share your apartment to someone to split the rent or move to somebodys apartment with 2 rooms to split the rent. Theres no other way. Unless you find a higher paying job. 