<prompt> Human: I am taking a position making 50k a year with the option to contribute to a safe harbor 401k plan that my employer automatically contributes 3 of my annual salary regardless of whether I contribute or not. My fiance will be taking a job with a salary of 43k. I currently have 38.7k of principal on student loans and almost 2k in accrued interest as I am currently in grad school. The vast majority of the loans are 8.6 interest with only 8k of them being 3.6. She has no debt and the student loans are my only debt. Our plan is to really attack the student debt with my fiance when we get married August 4th of this year. Should I not contribute anything towards the 401k to get them paid off as quickly as possible or should I contribute 3-6? The 401k plan is not a match unfortunately and the sidebar does not really discuss it.TLDR; Employer 401k automatic 3 annual salary contribution by employer. Should I contribute 3-6 or nothing at all to pay off 41k of student loans?  <response>: Contribute the amount that the employer will match, but thats it. Its free money youre leaving on the table elsewise. Then pay off debt. When youre done, increase your con tribution to hit the annual max 14k? 