<prompt> Human: So, I just caved into getting the Chase Saphire Preffered Travel Rewards credit card. It comes with 50,000 points if I spend 4k in the first 3 months. Points are worth 1.25 cents if you buy travel through Chase. Therefore Ill get 50,000 1.25cents which equates to 625 towards travel. A good intro offer.However, normally Id have to spend 50,000 to achieve the same reward because you basically get 1.25 back for spending on non travel items 1pt per dollar. If you buy exclusively travel items 2pt per dollar youd get the same reward by only spending 25,000 which equates to 2.5 back on your spending.With the exception of intro offers. Cash reward cards will save you much more money since its easy to find reward cards for 5 cash return. And when you consider the yearly fees are usually around 95 for most travel cards and that you often must redeem through said cards ticket purchasing division, youll probably pay more a flight than if you could just shop around for the cheapest flight.  <response>: Travel cards are worth it if done correctly. rchurning 