<prompt> Human: I am in my earlymid-twenties and just recently started my career. I have never looked at my credit score before besides looking at a summary. I have looked at a few of the free credit score web sites but it seems like there is always a catch. Is there? Any of you have any recommendations on where to get started?  <response>: Use: Its free to get a credit report from each of the three main bureaus once per year. Space it out, so you order a report every 4 months just so you can see the new information on there and confirm accuracy. It wont have your score itself, but it will let you know of any delinquencies that might have been reported, and give you a chance to correct any mistaken information.Dont worry about getting your score itself. Any website that purports to sell the score just uses that same information, plugs it into their own formula not any official formula to make a rough approximation of the score. Not worth wasting your money on it.EDIT: And just for peoples education, if you order a credit report and see any inaccuracies no matter how benign they appear you should fix it. Small errors have a way of magnifying later. Go here to learn about disputing errors on your credit report: 