<prompt> Human: I know this question might seem silly, but the literature Ive reviewed has been too vague, so hopefully somebody can share their advice or knowledge. I am relocating with my company during the third or fourth quarter of this year, relocation expenses covered. I will be relocating with my spouse we are late 20s early 30s, no college from a state right by NYC down to a state in the south with low taxes and lots of tourists coming in from out of state, tourism is almost year-round. We dont own any property other than a 2017 vehicle with 4 years of payments remaining, vehicle purchased in the expensive state.I have been reviewing rent costs, grocery prices, and Ive done some light checking on utilities costs. However the savings in comparison to what I pay now seem negligible or almost non-existent. This has left me surprised when considering that the consensus appears to say that these savings are supposed to be substantial. Many employees have actually had pay cuts when theyve reviewed their relocation offers, justified by this reduced cost of living, and I was fortunate enough to receive a pay raise.I see property in this new state is much cheaper, including a substantilly lower property tax. However if I dont plan to buy a home in the new state right away, does that mean I am going to miss out on the only possible savings?My plan is to sign a one year lease in an apartment as soon as I move, and then my spouse and I will look to save up 10 - 15k for down payment on a house just before we start a family. Although I could probably scrounge the money up right now, I am reluctant to buy a house without spending at least a few months locally to learn the area firsthand and get a deeper understanding of what to look out for beyond the crime rates and education data found online.Any knowledge or advice related to anything above that you might be willing to share would be appreciated, even if you dont know much about the specific concerns Ive outlined and only suggest that I ask certain questions now before I begin the moving process. I want to be careful and make the most of this once in a lifetime opportunity. Thank you in advance!Assistant: You can just admit youre moving from NJ or CT to Florida.Honestly its a scam. Theres no state income tax but most goods and services cost almost the same and homeowners insurance in FL is astronomically expensive due to hurricanes. Nice houses are a bit cheaper, but again you make less money. Property taxes are lower too. Youll probably save some money and have usually better weather. Personally its too fucking hot there but to each his own. Human: great response, unfortunately you are confirming my suspicions. and close guesses on the location. I am only being cautious to avoid doxing. I also have the opposite opinion on weather, I have been in the cold for 30 long winters and im done with it!  <response>: Avoid homes in flood planes. Our flood insurance was 2k a year on top of our home owners insurance. Florida also has very high car insurance rates. Electric bills are expensive during May-Sept but very cheap during winter months 