<prompt> Human: Im not even sure where to begin but my parents have been sick for a while. I received a bachelors and masters degree in English several years ago but they both got sick. My dad has a more rapid form of palsy but is hanging in there for now. The problem is my mom has long been bedridden after various health problems. About two and half years ago she stopped talking and is apparently in a low-grade coma due to dementiadiabetes. The immediate problem is she was hospitalized then suffocated due to throwing up and needed to be put on a ventilator. She was sent to a facility to wean her off of that and has had some setbacks. Now, shes at subacute care and they wont give her the 100 days she usually gets on skilled nursing because she used them while on a peg tube for feeding, Im told. I dont understand Medicares rules but she has normal medicare but plus Fed Blue from my dadher husband which covers a lot but her ambulance transports which might force me to pay over a thousand dollars at least but working with them right now. Financially the main problem is I just had to set up financing for a sewer line they needed replacing and had put off for nearly a decade which ran to 6500 dollars but paid off like a line of credit. My dad has a credit score just a few points below 800 but about 15,000 in total debts previous to this mostly for repairs and medical expenses.Theyve burned through savings accounts for medical expenses in the past and are left with around 20k total savings for emergencies. Their monthly income from retirements as a teacher and federal employee are 3200 and 2950 a month filing jointly. They do have a trust so far as the house own it but are terrible with keeping their important papers in easy to find places.My fear is I dont know as much about Medi-Cal this is in the Los Angeles area or what options are available to them and Ive been run ragged because I dont have a job trying to care for them and Im not sure what to do next about what will probably be a large co-pay for moms rehabilitative ventilator care. I know I should get to a social worker but its a long wait and Im not sure how to tackle all the problems and get myself work in the long-term Im a writer in what time I get aside from caring for them right now. Im waiting to hear back from a person at the facility mom is at.Im scared the best thing is to let mom die when those werent her wishes and shes a fighter. But financially Im afraid the burden will be too much for my dad and me to bear. My dad is in the hospital right now due to exhaustion and Im feeling close to that myself. They also have private caregivers who are giving me some support and only cost about fifteen dollars an hour with flexible hours. But there are many medical expenses, especially when my mom was being taken care of at home.Any advice about how to tackle this problem without being buried in bills would be appreciated.  <response>: I dont think there is a magic bullet in this case. Being old and in poor health is terribly expensive.It sounds like your mom isnt going to get better- especially if she has dementia. You arent letting her die- you are not fighting aggressively to prolong her life due to her poor quality of life.Remember you arent liable for THEIR bills unless youve signed on for them. 