<prompt> Human: Im 19-years-old and a college student. I make 140 a week. Im looking to finance a 2015 Hyundai Accent GLS and I have sought out every CHEAP insurance agency over the phone or online for quotes and that keep quoting me 800 or more a month except one that quoted 500 a month.I believe this because I only had my license for about 10 months with 2 red light tickets and a small motor accent that resulted in 500 cosmetic damage small dent. No one was hurt. I also had a parking ticket when I got my car towed to my step fathers house and they just parked it anywhere and left it apparently.This sucks, how am I to finace a car when I cant even get decent insurance??? Anyone have any insurance company reccomendations? I live in Illinois and is currently driving without insurance for my Mazda 3i. EDIT: After reading all of the post here, I have taken into consideration that I may be going way over my head and should just find an older car and pay liability insurance. So, should I trade my current car in for a 3,000 to 5,000 car and pay or finace the difference with a private dealer???Assistant: Yeah, grow up. Dont buy a new car you cant even afford it making 140 a week!, buy something crappy and old that gets you around, and get liability only. Dont pull anymore crap with your car either, especially since you dont have insurance now, every ding on your record just makes it go up.Human: I need new car for long communtes that my shitty Mazda 3i cant handle.  <response>: No you dont. You need a reliable car, not a new car. You cant afford a new car, so you dont need one. There is a big difference between reliable and new. I had a 2002 Lancer that I purchased for 3k in 2010, it lasted me for 4 years and 100k miles. Thats the sort of car you need to buy 