<prompt> Human: Im 43 years old, married with 2 young kids. I have 450k in a 401k and my pension will be about 30k a year. I owe 300k on my house and I dont have a college fund for my kids. My wife has about 150k in her retirement and a pension will be about 20k for retirement. I hope to retire at 58 and my wife will work for 4 additional years. I have a SS bridge. Currently we are both investing 10 in 401k with 5 matching. Am I putting too much or too little into the 401k? Should I reduce to 5 401k and move something into a college fund?Im really not sure what I should be doing. Ive always just taken money and invested it blindly. What are my options on what I should be doing?  <response>: You can never save too much for retirement. Youre saving money to hopefully live on for decades. I would strongly suggest finding a local financial planner who can help explain your best options. 