<prompt> Human: My husband lost his father 11 years ago and they didnt have life insurance and it really impacted his mom. Because of that, we pay over 350month in Life Insurance. My concern is that our amount is quite high we dont make a lot of money.Im sure, at some level, this is a personal question and what is right for some isnt right for others, but Im wondering, from a financial point of view, is this a high priority, really?Edit: wow! Thank you to everyone. Im making an appointment this week to adjust our policy and going to do some research with suggestions by you guys to ensure we get what we need...not what our life insurance guy wants us to have!  <response>: That is way too much to be paying for life insurance, assuming you meant per month and not per year. Shop around and get some quotes on term life insurance, not whole. This site is good Its quoting me about 30month for 20-year guaranteed. 