<prompt> Human: Hi,Thanks in advance for all the help. So, first off thankfully I have saved up and have enough that I dont have an upcoming bill and wont be able to pay it off.So, a what used to be friend of mine in university took a photo of my card while I was in the bathroom while we were studying and I had my purse on the table. In reviewing my statements I find they had spent over 600 on items sent to a university location, however, their number was on all the packing slips. I spoke to them about it and they eventually admitted. My question is, what options do I have here, I know they are supported by their parents. My thoughts were, speak with them and give them a deadline for repayment by Dec 1, if not reach out to the parents, otherwise open a small claims or contact university police.I was wondering if there was anything my bank could do Chase to hold payments, even though it looks like most items were delivered. Or if anyone has other suggestions? I understand they messed up, and ultimately I want my money back, but, also prefer to do it with the least amount of troubledamage to them and me because we are in a tightknit friendgroup.Thanks!  <response>: contact university policeThat should be step 1. This is theft. How would you feel if you had 6 crisp hundred dollar bills in your purse and your friend stole them? Its exactly the same. I was wondering if there was anything my bank could do Chase to hold paymentsSomeone is going to pay. That will either be the bank, you, or your friend. Now the bank isnt going to eat a loss. You dont want to eat a loss, that leaves your friend. The only way you can ensure the proper party pays is to call the police. also prefer to do it with the least amount of troubledamage to themThat doesnt help anyone. That doesnt help the bank. It doesnt help you. It also doesnt help the thief. If they get away with stealing 600 with no consequences they will in all likelihood do it again.Edit:Some additional things to consider. You only have a limited amount of time to report the crime. If you miss that window are responsible for the charges. When you call to report it, the bank is going to ask for your police report number. You are going to need that. When you go to file the police report are you planning to lie to the police when they ask you if you know who did it?Also, you want to be nice. How do you know the person hasnt already done this in the past? Maybe they are already on probation for doing exactly the same thing to someone else. How is not reporting your friend helping exactly? 