<prompt> Human: Hi,Im fairly well off, but Ive made it a point to try and live frugally without it really impacting my lifestyle too much. I dont save on food, I eat out regularly, I have drinks and have fun. But I live by a few simple rules that help me maximise savings where possible. Youve probably seen many of these before, but Ill share hem regardless. I hope it helps:EDIT reworded a few things to be more accurate EDIT 2 seems like this thread is taking off a bit and the haters and trolls are out for blood. In no way is this list supposed to be a blueprint to saving cash. Its a list of things that happen to work for me in my situation. E.g. I dont have a car and am debt free. Take from the list what you think may be useful to you in your situation and discard what you dont.EDIT 3 it seems like 13 is rubbing people the wrong way. I am in no way advocating you go out and blackmail restaurants out of free food. Im just encouraging you to stand up to businesses who provide sub par service and get your moneys worth. Now shoo get off your high horse.1. Payday? Transfer 25 to a savings investment account. Live off the rest.2. Use a cashback credit card, but only use it when theres no surcharge see 143. Use loyalty programs EVERYWHERE. 4. Go grocery shopping with a full stomach to avoid impulse purchases5. Dont buy mineral water; tap water will do fine your mileage may vary depending on where you live6. Sell what you dont use, eBay is your friend7. Use public transport off-peak if at all possible8. Drink from a glass, not from the bottle also good for portion control9. Brand clothing is bullshit; a dark pair of jeans and a plain properly fitting tee will do just fine10. Do you like to smoke and you cant dont want to quit? VAPE instead11. Cold? Wear a sweater. Still cold? Wear a thicker sweater. Still cold? Maybe turn on the heater a bit.12. Compare insurance. This is huge; you have no idea what you can get just by asking. A simple competitor X is running promotion Y if I switch, what can you do for me? can do wonders.13. Unhappy with a restaurant experience? Complain, and if they dont respond well, go public on their Facebook page. If you formulate your complaint constructively, you may just get something for free. Use photo evidence where possible. Edit: no I dont want you to go out and scam restaurants. For god sake people get of your high horses and learn to interpret. Im just telling people to stand up against businesses that provide sub par service.14. SURCHARGES AND BOOKING FEES ARE CANCER. Avoid avoid avoid. Switch payment methods if it helps you avoid them. Have cash at hand as well at all times. Online booking fee? Fuck it, call.15. Dry clothes on a line outside. Only use the dryer when its raining or extremely humid. Bonus benefit: your clothes will last a bit longer.16. Re-use stuff. For example, grocery bags as rubbish bags. Paper for note taking.17. LIGHTS OFF. Very elementary, so easy to forget.18. COMPUTER OFF. Not sleep or any of that bullshit. OFF. Note edit: some say that the spin up from an old hard drive may actually increase your power usage. YOu may want to do a bit of digging, but Im using an SSD drive without moving parts so in my case this works. Note: looks like some savvy co-redditors have disproven this as being not very effective. Thanks for the heads up!19. Compare utilities gas, electricity, phone, internet. See 12.20. If somethings half price, buy at least two. Use this to stock up on stuff like toothpaste, shower gel.21. Dont be afraid to upgrade you phone plan to save. I ended up saving 30 a month by upgrading to a higher data allowance.Bonus for reading through my drivel:- If you get sick and need meds, always ask the pharmacist for a generic. Same stuff, just cheaper.Hope it helps. Feel free to add your own!Assistant: As a restaurant manager, please ask to speak with me during the experience. I, and the rest of my staff, really do want you to have a fantastic experience. Ill bend over backwards to make that happen, but please let me do it during the event, rather than disparaging my restaurant publicly later. Were people too, and we take pride in our work.Human: Hats off to you sir. I wish all restaurant staff were like you. Seriously, so little fucks are given in so many places.  <response>: If you are so hard to please, perhaps you shouldnt be eating out. Its not frugal to do so regularly anyway. 