<prompt> Human: A lot of the discussion on here seems to be a lot of the same questions. Lets mix it up a bit.Financially, and personally if youd like, how was your past year? Could also include any goals if you would like.Mine has been pretty decent. The wife and I moved to a new state in June where she picked up her first job as a teacher. I finished my first year in the military and am just about done with training.Our income went from about 35kyear net to about 65kyear net military pay is weird, half of my check is not taxable - comes out to 50kyear gross for her, 35kyear gross for her.Her school district is putting 2,000 per month into her 401k, so our retirement savings is actually started as of August.We now have 0 credit card or personal debt, down from roughly 10,000. The only debt we have now are student loans which are all deferred, but still make payments on and a car 7,000. That is, until we purchase our first house that we just went in to get pre-approved for waiting on the letter!2013 Goals:Purchase a houseSpend less on eating out Take a trip home to see our families againContinue with zero credit cardpersonal loan debtUp the payments on student loans ideally pay off all of them before they are out of defermentSummarize:Finances:Went from 35kyear net to 65kyear net plus 2,000mo in a 401kWent from 10,000 in credit card and personal debt to 0.Student loans are still a killer, but they are deferred for the next 2 years for her, 6-7 years for me.We are in the process of purchasing out first house!Life:Moved to a new state.Wife got her first real job.  <response>: 2012: -Started my Roth IRA retirement fund 5000 -Started a different investing account 5000 -Landed a paid internship for summer 2013 -Kept my full ride scholarship to school2013: -Start retirement fund at internship which hopefully turns into full time job Jan 2014 -Save for ski trip to Utah for Spring Break -Save for trip to Australia December 2013 to visit sister -Graduate college loan free 