<prompt> Human: I understand that everyone needs money advice, regardless of what shape their finances are in. But there are times when I come here, eager to soak in all the wisdom that this forum thankfully offers. And then see topics like I have an extra 37,000 in an account, what should I do with it? Really? I dont have an extra 37.00 in my account. So I cannot help being a bit disheartened that most everyone else here seems to be better off than I. Theyre worried about what stocks to invest in or which fund is better and Im deciding between getting a third job or selling my blood. Granted, I do not come close to having the debt some others have, but still...Am I just bitter this morning?  <response>: Run your own race. 