<prompt> Human: Essentially, I have a choice.My mother is extremely wealthy - though for years has stated she does not believe in giving her 3 children a dime until after she has passed.Fast forward now - my sister is in a divorce and Im financial ruin - my brother is somewhat well off - and Im sort of in the middle.My mother has offered this.Give 200,000 now - or receive 1,000,000 on her death. She is in her early 50s - both parents still alive and kicking well into their 80s - I dont foresee her passing in the next 20-30 years.My logic since this new revelation has essentially been - take the 200,000. Put a down payment on a home, pay off some debt, keep about a 20k travelfunohcrap fund expenditure and invest the remaining 125,000 without touching it.The 125k invested in 20 years would likely reach closer to a million then my measly 20k in savings.But I dont know much of any of this.Help!  <response>: 200k now invested correctly would be much more than 1 million before she dies 