<prompt> Human: I recently became interested in investing. I have an emergency fund of about 1200 dollars. I found an interesting service called Acorns which rounds-up the money that you spend electronically or not with cash and invests it in the stock market. I thought this would be a good way to start investing and learning about how to manage money. I am a college student Paying on loans but I do have an income of about 12.50 per hour and work 10-20 hours a week. Should I trust Acorns while I research and learn more about money? What advise would you have for someone in my situation: in college on loans, have an income, just recently interested in personal finance. Edit:Ive been bumping around on here for several hours since posting this. Thanks for the info guys. Im going to pull that money out then get to more reading.  <response>: What are your loan rates? Paying them off is likely to be double the return of acorn after fees. 