<prompt> Human: I posted this on rfinance, and they told me that I should post it hereI just found out last night that my parents dont have a college fund for me. My stepdad has also told me that I cant take out student loans because he has his own to pay for, and they cant be taken out in my name because I dont have any credit. I can get really good scholarships, but I still wont be able to go on a full ride. If I absolutely need to, Ill keep doing band in college in order to alleviate some of the expenses, but other than that, I have absolutely no idea how Im going to pay for college.  <response>: My stepdad has also told me that I cant take out student loans because he has his own to pay for, and they cant be taken out in my name because I dont have any credit. Your stepdad is full of shit.Go visit or call the financial aid office of the college you want to attend. 