<prompt> Human: 29m, 80k salary. Ive been maxing out my 401k for about 3 years now and am happy to continue doing that.What Im not confident about is investing extra money on top of that. For the longest time, I just let my savings account grow. Finally got to 66k and decided it was time to invest back in January. Im looking to purchase a house in June 2019. Originally I wanted to do a CD since I didnt need the money for over a year and stocks were high, but my investor at Chase talked me into a conservative mutual fund. That dropped 2k in a month. I talked through it more with him and got something even more conservative - bonds. Since then, my account has dropped another 1k.My logic now is Id like to just walk away. 63k is still a great down payment and if I could just walk away and keep that in savings with no risk, Id be ok with it. However, Chase charges you 1 if you cash about before 1 year, so I would lose another 600. At this point, just avoiding the stress of looking at my account and seeing another 400 wiped out on a daily basis is worth it to me. Are there any investment options where its literally just money sitting in an account that wont lose money, but also wont gain? I know Im essentially talking a savings account, but looking for something where I wont be able to touch it, but also wont have to deal with the constant stress of watching investments lose money.  <response>: Youve taken three months of short-term losses in a fund intended for a long-term position, and you want to take the loss and walk away? Perhaps investing for wealth is not for you. Youre not supposed to check the fund values every day. Youre supposed to check once a quarter or so, and even then, not do anything.If your NAV is down right now owing to market gyrations, the proper thing to do is add to your position, not walk away. Stocks are the only thing you buy where customers freak out and panic when they go on sale. If you limit your lifelong investing to savings accounts and CDs because the volatility of equities market makes you queasy, OK, but you will end up poorer than you are today, because inflation outstrips the puny gains those accounts make. The only way to achieve wealth and security is to stick with equities for a long time. 