<prompt> Human: Hi all,Im a super senior at university, luckily, I have no debt and 15k in savings. My housing expenses are minimal Im in a situation where I can live somewhere cost free in exchange for chores, essentially leaving me to pay for my food and school supplies. Ive been listening to some finance podcasts and they advise against letting money sit in savings accounts. Im wondering if you can link me to some guidesoptions that maybe suitable for someone in my situation, or if you think doing anything besides stashing my cash is a good idea. About Me:-No debt.-Side job teaching for 11hr.-No Credit Cards.Near future: -Graduating in December with a degree in plant science.-Planning to apply to a programming boot camp, preferably one that is paid for and does internship match.  <response>: Id hold onto the savings until you find a steady source of income. From there, you can start investing which is another discussion.If you want to maximize your earnings potential while maintaining a savings, have your money in a high interest earning account. Ally is the popular one around here which is what I use as well. I believe they offer 1.75. 