<prompt> Human: My wife and I have fairly decent jobs, no kids, and no debt. Wed like to help out some of our friends that have fairly crushing student loans, particularly those that havent been able to find good jobs. Is there any way to do this? Ideally itd be something we could do anonymously, so it wouldnt change the relationship we have with them. But we have no idea which organizations own their loans, or anything like that. We know their basic contact info name, address, phone number, etc of course, but Im not sure how helpful that is.Edit: Also, would this have any tax implications for them? If we pay off, say, 2500 of student loan debt, will they owe taxes on that? We consider it a gift, but Im not sure how that would work.  <response>: No, I dont think you can pay off their loans without them providing you the information to make a payment.You can gift them money, and there would be zero tax impact for either party. Here is the IRS page on gift taxes 