<prompt> Human: Her student loans werent in collections or anything. She had worked a payment plan out with them and had been making monthly payments. Is there anything we can do? She is going to call her Student Loans rep today to see what theyll say but I doubt they have any power to do anything. Help pls.  <response>: And this is another compelling reason for people to fix their withholding so they arent overpaying in taxes. Your tax return cant be stolen if there is no tax return. 