<prompt> Human: Just as the title says, Im trying to move my assets out of Bank of America. Ive had the account since I was a kid when my father set it up, and I have just recently graduated college. While I like the accessibility, I am frustrated with all of the fees that they seem to charge me and the sequencing they do between my deposits and withdrawals. I dont have that much in cash assets, I have about 2.5k in credit card debt that has come from sudden large expenses car repair, plane ticket for job opportunity, and general living when I was low on cash, and a Roth IRA with Merrill Edge. Am I able to eventually close out the credit card account and leave Bank of America without having to lose access to the Merrill Edge Roth IRA?Ive tried the reddit for previous threads, but all Im able to find is writing on the better quality of Schwab and credit unions. I just dont know the steps to take when switching banks, and I would love a little helpguidance.Edit: wow, thanks for the quick response and assistance. I was expecting the process to be more tooth pulling with BoA. Appreciate it all.  <response>: It should be that simple, but heres the thing, to close the account, you need to either go in person, or write a letter that says close the account. Just emptying it may not close it. Also, be sure to account for all outstanding checks, or you may get overdraft fees. 