<prompt> Human: I have worked hard and been fastidious about my finances generally even more since I started following this sub and check my credit score every 4-6 months. As of today it was 846. It has been in the 820-830 range for quite some time now and I always wondered if 850 was possible. Being 4 points off perfect was surprising.I know it is basically meaningless as far as your credit goes at this level and there is no gold star given for reaching it. But, its kind of like an amateur hitting that hole-in-one on the golf course, it seems like it takes a lot of factors and a little bit of luck to make it happen. I have some financially frugal and also HNW friends but they have never hit 850.With the many great folks here on pf, surely someone has reached that mythical peak or knows someone that has?  <response>: But, its kind of like an amateur hitting that hole-in-one on the golf courseTrust me. Unlike our hole in one on the par 3 water hole nobody wants to hear about the time you got an 850 credit score at the bar LOL. 