<prompt> Human: I have messed up bad and a friend of mine suggested this subreddit as another avenue for advice. Heres what is happeningI have 4 payday loans outI have an apartment that needs to be paid off early term. and relettingI owe my company about 88 hours worth of payIve been paying off my payday loans and making premium payments but I have one of them pulling the entire amount 880 ontop of the other 3 which are under extensions totaling 341. My apartment just told me today that my prorated and reletting amount for my final time is 1067. Now, my job has setup a plan for me to payback the hours that I owe them but this check there was an oversight and an additional 22 hours was removed from my check.So, I am going to get about 600, I have 50 to my name, I have 1221 880 341 automatically deducting and I owe 1067 in apartment money. There isnt much that can be done in the next two days when all this happens, so I have kinda made peace with that. I fd-up. What can I do to get out of this cycle? My 880 will not go through, its gonna come back and I will be bounced with a plethora of NSF and overdraft fees. Bright points are, I have bonus at work and tax return will be coming, but I am still going to be behind on my payday loans.Is there anything I can do to make the bleeding stop, even just a little bit?  <response>: Dont make it worse by getting yourself hit by overdraft fees; cancel the 880 payment until you have the money to cover it. In the mean time, you need to work as much as you possibly can to pay these debts off. Payday loans are the worst kind of poison. 