<prompt> Human: Hi,I just finished my PhD wooo! and was fortunate enough to get a job as a professor. My official start date is July 1, though I wont get my first paycheck until the end of the month. My annual income is 120k, and that first paycheck will be something like 20k.As good as that sounds, I cant really get a job between now and then. In order to get tenure, I really need to work on my research as much as possible before the start of the semester this fall. I have about 2k in the bank right now and about 10k in credit card debt, amassed while basically borrowing from myself while I was on the academic job market.Im not worried about the credit card debt because Im single and moving to a cheap market, so should be able to pay it off in a month or two after I start getting paid. My main concern is actually just making sure I have as much time as possible to do my research over the summer.Beyond going into additional credit card debt, are there any obvious options? I dont qualify for unemployment, right? I could get a cash advance? Unless theres some brilliant alternative that Im missing, I will probably move into my parents basement for June and July. Id really rather not, however, as thats not a great environment for my research.  <response>: If you have a 120k job starting soon, based on your perception that its a sure thing, I would not feel too bad about additional short term credit card debt. Some people say to get a job in between or live like youre poor, but my advice is the opposite. Treat this time like vacation - youll be working for the rest of your life, and losing that free time for a minimum wage job will seem like a waste of time in the future. Id value the time more than money in this case. Obviously pay it off immediately after receiving your paycheck, which shouldnt be an issue at all. And dont get me wrong, I dont recommend blowing thousands on something, but just relax and enjoy it. 