<prompt> Human: I apologize if this is the wrong sub, I only vaguely know that this is possible. My brother has a 4-figure amount of credit card debt that he will no longer be able to pay, since hell be in prison. We have a PoA and access to his accounts, but is there any way to lessen the amount because of the situation?Thanks.Assistant: How long will he be in prison?Human: Looks like 5 years.Assistant: If he is in for 5 years then he committed a decently significant crime I assume felony? and he is going to need as much help getting back on his feet as possible once he gets out. If your family is generous enough to pay his debts then that will certainly give him a leg up once he gets out. Just know this money is effectively a gift. I would not expect to see a dime of it once he is back on his feetHuman: Its been long enough that most of us are pretty much ready to forgive him, as there are no lasting effects, so everyone is prepared to help him out without expecting anything back. We just want him rehabbed at this point.However, if we can make this cheaper than it has to be, that would be preferable.  <response>: If thats the case then pay it all off today 