<prompt> Human: I have picked up a second job where I only get paid for 8 months a year and have 4 months off. I would like to distribute the 8 month salary over 12 months. How much would I have to set off to the side to cover the 4 months where I am unpaid. I get 1300 after taxes per month for 8 months.  <response>: 1300 8 months 10,400 12 months 866.66.So set aside 1300 - 866 434 each month for 8 months, then you can continue to pay yourself 866 per month for those 4 months. 