<prompt> Human: This may be a dumb question, but I couldnt find a clear answer. I am trying to boost my credit as quickly as possible to help when I try to buy a home next year. I have already signed up for and been approved for two credit cards, one through PNC and the other through capital one. My plan is to use the one card to pay my automatic bills each month Netflix, spotify, etc and the other for all my other purchases, and then pay them both off each month. However, I got the idea that if I paid the first credit card using my second credit card, and then payed off the second credit card, it may in some way have an effect on my score. Would a set up like this effect me positively, negatively, or just not at all? Thanks!Also, any other credit boosting tips are more than welcome, I have no student debt and my car is paid off.  <response>: They dont let you do that. You can pay a fee for a balance transfer and do it that way, but that wont help boost credit.Also, carrying a double balance would hurt you anyway. 