<prompt> Human: Hello everybody! Throwaway for obvious reasons. Ill start with some background information:I am 21 years old and in my fourth year of university. I study international business. When I was born, my grandfather invested in a US stock biopharma for me that split many times and ended up as a large sum of cash. It has paid for my college thus far and will leave me in the green after graduation. I have no debt. With only one semester left, Ill probably have somewhere near 90k when I graduate. I also have about 10k in cryptocurrency. My stock pays about a 3 dividend. I have no credit. I am also a dual citizen of USA and Switzerland with the opportunity to invest easily in international markets. However, as I am currently an unemployed student, I depend on these funds for my daily living expenses such as rent, insurance, and food. At this rate, without any income, these funds will all be gone within a few more years of living off of them. Considering how high the market is, Im a bit worried about a market crashcorrection, especially because all of my eggs are in one basket. This leads to my questions for yall. How should I diversify these funds so that they continue to grow and prosper throughout my life? What actions should I take to set up a successful financial future with my current financial position? What would be the best way to utilize these funds in creating passive income streams?Ive been researching other stocks, ETFs, and mutual funds, but have been unable to come to a consensus on my own. Some specific options Ive looked into are ARKW, AMZN, GOOG, TSLA, FB, QQQ, and NVDA, as well as other forms of investment such as real estate and gold. Im very interested in industries such as tech, renewable energy, marijuana, blockchain, and finance. I know you all are finance gurus, and I could really use your help in planning for a secure, successful financial future. Any guidance and advice is much appreciated. Thank you so much in advance!  <response>: A diversified index or mutual fund. You should not be looking at single stocks. 