<prompt> Human: So my wife and I purchased our house 4 years ago for 120,000 - Mortgage amount ended up being 117,000 after closing costs. Mortgage is 928.55Month with taxes and insurance. Our loan is a 437; fixed rate for 30 years. Our house is now worth 150k. We owe about 109k. My wife and I are looking to upgrade into a house in the 250k range. A New Build in the area. We would be moving to the country - so the taxes on the new house would be about the same as what we are paying now living in the city. The question I had - if I send an extra 400Month to our mortgage we can get it paid off over the next 10 years - at the 14 year mark. If we buckled down we could pay it off in as little as 6-8 more years. At the 10-12 year mark. . Knowing we are going to sell the house and move should we try and pay off the mortgage early? Or just save our money and sell in the next 2-3 years vs waiting 10 years for the mortgage to be paid off. My first thought was we aim to have this house paid off at 14 years - 10 years from now. Then sell and use that 150k towards the new 250k house. That way we do not run the risk of carrying 2 mortgages. Otherwise we will need to coordinate selling and buying the new house, and that can be hard when working with a builder. Build times in this area are 2-3 months. A little about us we are 34 and 39 years old. Credit Scores are 800. - We make 72k combined. No Kids. Im maxing out my 401K 637;Year with my company matching 5037;. We are currently putting 310Week into our savings, with extra checks and yearly bonuses we are saving around 19,000Year. We plan to open a Roth IRA for my wife in the next 1-2 years and start putting the Max 5k into that yearly. We have no credit card debt - other than a 401K Loan thats going to be paid off in 2 years - took a 9k loan to purchase a pellet stove and consolidate student loan debt. This loan will be paid off In May 2020. The balance remaining is around 3k. This is 145month for a payment. Our total bills at the moment are around 2,400Month. This includes everything but Gas Groceries Spending money. Our take home pay is 4,500Monthly. Looking for some advice on how to proceed. Pros and Cons please?Thank you.  <response>: I personally would not pay extra. It really dosent make a difference in saving money on shaving years off your mortgage if you are planning on movingselling in the next 2-3 years. Because you will never reach the end. It is probably neat to save, sell this house, and use the cash you have saved to use towards movingclosing costsNew down payment. Your house is already up in value. If your house appraised for 175,000 in 5 years, what do you think that 250,000 house will sell for? 