<prompt> Human: Not sure if this belongs here and if not please point me where this would fit in. I bought a house and will sign title transfer July 5th 2016. My home insurance policy will go active that day as well. The seller is not ready to move due to health issues old and is having problems finding people to help move. I was told he will close on his new house July 6th 2016 but cant move in until the 15th of July. This is all news to me and very upsetting since I was planning on getting the keys next week. The seller is a very nice guy and we did work out a great deal and he supposedly lost money on my sale from what the realtor said. Im stuck.. on one side Im ok with waiting since he did make me a deal on the house and stuff inside the house but the other side is a little upset since I will be paying the down payment the 5th and my insurance will go active that day but I cant move in for 10 days ish.. So Im reaching out to reddit to see if there is any legal issues with me paying for the house but not being able to move in and also what if something happens in those days, does my insurance policy take care of it and ding me in return even though im not living in it??Thank youedit: I have all of July to move out of my current place  <response>: You should post this in rrealestateEssentially this should have been worked out already. Generally the seller will pay you a rent during those 10 days and they would be responsible for any damages but this should all be documented in your closing paperwork. 