<prompt> Human: So my wife has been accepted into a great dental school in our current city. She is very passionate about dentistry and has dedicated countless hours to volunteering and preparing to go to dental school. I just looked at the projected costs and it looks like she will need to take out around 200k in loans total. Given that this is her dream, I have no plans to try and talk her out of it. My main question is how will this look for us? Will we have to live very conservatively for awhile?  <response>: yes, no. maybe, so. 