<prompt> Human: I bought a new 2017 Honda Civic Ex for 22,000 after taxes. I put down 5000, and the car note is 300 month. I make about 50k a year. No previous debt. My goal is to pay the car off in about 3 years. But I am currently experiencing buyers remorse. I dont know if it was a smart choice to spend this much on a car..I am 24 years old if that matters.  <response>: I dont know if it was a smart choice to spend this much on a carNeither do we unless we know what your expenses are!In general, buying a brand new car is not the most optimal financial choice. It may be plenty affordable and you may wish to do it because you get a lot of value out of having a car that no one else has owned and that you know the complete history of. Which means even if it isnt the most optimal from a financial point of view, doesnt mean it isnt optimal from a life point of view. Where you decide to spend your fun money is your own choice.Now, since you are feeling buyers remorse, then I am going to guess it wasnt the most optimal from a life point of view either. But if it is affordable to you, then just take this as a lesson learned to not be swept up into the car salesmans fantasy that he paints for you and also that you dont get as much joy from a car as you thought you did. 