<prompt> Human: I know this usage is a lot, but, I was using it to pay my bills. I have paid everything on time and theres no derogatory remarks. I was not aware that high usage could negatively affect my credit score. I basically spent 210 in a week on a new desk and the rest on bills, but, I paid this off in a week. Thank you!  <response>: Is there a question here?If you paid it off it will return. Get a higher limit, another card or dont worry about it unless you need your score for something. 