<prompt> Human: I keep seeing ads of the App Acorn which basically just puts change in purchases to a savings. For example, you spend 3.50 on something, and it puts 0.50 into savings, or you spend 3.98 on something, and it puts 0.02 in savings. Some banks do this for you if you want also, but the difference with Acorn is that it apparently invests the change into stocks as well. Just wanted to know anyones experiences.Edit: Thank you for all the informative responses and experiences! Because of a lot of people telling me to try out Qapital, Im going to give that app a go as well.  <response>: Ive been using acorns for just under 6 months. I turn on automatic roundups as well as set a 10 reccuring investment which puts me somewhere between 50 and 60 per month. On top of this when I get any extra money I throw it on top. In the past 4 months Ive been able to increase the balance to nearly 600. Right now Im in a slump but last month I made 11 in returns. I also diversify my own savings by opening up a Certificate which I invest about 100 per month. The returns are low but it forces me not to touch it as its less easy to access than my savings account. By doing this I saved over 3,000 over the past year. When it matures I roll half over into a new certificate then split the difference between my acorns account, savings account and checking as a reward for being good with my monies. I think with saving you have to really know yourself and you habits and find something that works for you. Overall, I think acorns is a great platform for beginners such as myself. If you find something that suits you better than go for it, but if youre just starting to get into saving money for the first time this makes it very simple and straight forward. The cost is low, risk is low and rewards are pretty steady. 