<prompt> Human: Hey PF, I tried applying for term life insurance as my wife and I are having a baby and just wanted some added protection. I am 27 and very healthy. I was quoted over the phone, 20 for a 20 year, 500k policy. Great I said, lets move forward. In the interview process they asked have I ever, in my life, used a tobacco product. Why yes, I have, a cigar once, at my best friends wedding almost a year ago. I then say tops I have 3 a year for these types of occasions. I then have a blood test taken and such, that physician asks, have I ever in my life touched anything tobacco related. Yes, a cigar, almost a year ago.I get my documents to sign today and they now want 93mo and have me in a general smokers category. I dont smoke. I was trying to be as clear and honest as possible not believing theyd be so black and white about this. I am honestly furious, and mad I mentioned something so mundane. Is there anything I can do about it? Is this on my record now where I am labeled a smoker if I go to a different agency? I am honestly worried I cant add this level of protection for my family now as I am certainly not paying that for life insurance as a healthy 27 year old.TL;DR: Labeled by life insurance as a smoker for mentioning I smoked a cigar at a wedding. Price was then 5x the quote. What do I do now?EDIT: Well this blew up. Thanks for all the replies. Yes, I get that I was pretty stupid, I dont need you all telling me that. Hopefully my mistake will help someone else not make the same one as me. I am having trouble even getting in contact with the agent I am surprised, I did my research here and picked a highly recommended company by websites I trust, and even on this sub. If I cant get a hold of him today I will decline the documents and maybe they will reach out to me as a result and I can set record straight. And be on record as having tried to set the record straight on this for the purpose of a future application with another company.If this isnt easily rectified with the current company, then I think I am just going to wait and revisit life insurance sometime in the future. I appreciate the advice and am going to consider those options for future applications.Assistant: Who the hell goes to a life insurance interview and mentions they smoked a single cigar at a wedding? What were you thinking?Just decline the policy obviously.Human: Sorry I assumed theyd be reasonable with everything else being clean and healthy as can be. I decline, and can go to another company and not mention it without any issues? I havent found a firm answer on this one way or another.  <response>: I assumed theyd be reasonable um why on earth? 