<prompt> Human: We had one credit card and a small personal loan equating almost 20K in debt roughly three years ago. We have 1,400 left which is getting paid this Thursday.The method we used was to aggressively target the card and loan one by one with large payments of minimum 500 each month. I believe we started this aggressive tactic about two years ago approximately.As well as going for a 0 interest card, using the money on that to pay off the other card and then paying the 0 interest card instead. technically we could have used this method to pay off the loan but would have been too much of a pain in the butt in we opted to just pay the loan off in a couple of big hits.The personal loan we considered adding to our home loan because it is with the same bank and we had quite a few people telling us to do this but it just made no sense to us in the long term and that will be finished and completely paid this Thursday.Mortgage left will be 295K, we have switched banks and by doing so and upping our repayment 20 we will reduce the length of the home loan by ten years and save a ton of money!Feels so good.Just wanted to share.  <response>: Good job! 