<prompt> Human: So heres the story... Im not trying to gain sympathy or anything else i would just really appreciate some serious financial advice on my current situation... Im currently a 5th year senior in college, I just finished the fall semester... great right? well heres the issue... Currently with school my mother was cosigning loans for me, I currently have 92,000 in debt. She will no longer cosign my loans who can blame her? and now i have to find a loan for a college student with bad credit... Sure that wouldnt be too hard, however my credit is horrible about 580 right now... I lost my job last month, and havent been able to find one since. Since losing the job I cant even pay my rent and have fallen an entire month behind... I cant seem to find anywhere willing to give a loan to someone in my situation... I dont know what to do reddit... Im just telling you guys this in hopes that your financial prowess will somehow be able to point me in the right direction.. I hope im Looking in the right place... Thanks for ReadingAssistant: Go talk to the financial aid office.You may should be eligible for federal student loans which do not require a co-signer. You can apply to a place like Sallie Mae, Discover, or Wells Fargo for a private student loan. Theyll probably give you one, but fuck you hard on the interest rate.How much do you need to finish school, and what is your degree in?Human: Thanks for the advice... heres the thing, quite a bit of my student loans already come from Sallie Mae, and I was in the process of getting a loan with Wells Fargo, but they told me the amount i need for school is to much for a personal loan for someone with my credit without a cosigner...to finish school my tuition is roughly 32000, and my degree is a political science history joint major with a minor in criminal justice  <response>: Sallie Mae services federal loans, so just because youre dealing with them doesnt mean that youve got private loans already.Dont ask for a personal loan ask for a student loan. They are different. Student loans are next to impossible to discharge, so theyre easier to get. If you absolutely must have a co-signer, its time to call the grandparents, aunts, uncles, anyone that you think might help. If you cant get enough in loans, maybe you have to cut back to part time for school and work full time to cover expenses.But in all honesty ... 120k for a poli-scihistorycriminal justice degree is a waste of money. Youve overpaid a LOT for your degree and youre going to have a shit time paying it back. 