<prompt> Human: Hey guys,Just wanted to take the time to personally thank this community for guiding me forward. Really, its as simple as losing weight-- save more than you spend burn more than you consume. As simple as a protocol as that may seem, its funny how warped a persons mind can become when talking about money.Over a year ago, I asked this sub for guidance on how to swim out of credit card debt. I was making shit for money, and I was spending like all hell. Turns out, now that I look back, I had a bit of a drinking problem thats what working next to a bar will do for you. Sobering up on the cold, hard truth was one hell of a kickstart to getting my shit straight. Tomorrow, I will happily be making the final payment on my credit card Ive had for a three years now.I did also want to take the time to ask-- what now? Should I leave it open? Should I close it? Should I look for one with some rewards involved? Currently, my credit is okay, largely thanks to student loan payments, but I was curious as what I should do with this line of credit. It is one of three-- the others have 0 balances as well, and have never had more than 90 on them at a time. One is three and a half years old and the other is six months old Im thinking of dropping this one. Both are store cards, if that matters, and through GE capital.Again, thank you to this sub so much for helping me reign in the financial situation when I was in dire straits. Between this and rstopsmoking, you all have had the biggest impact on my life.  <response>: If you trust yourself not to abuse this card going forward, then I would recommend leaving it open. Closing it will reduce your available credit and raise your utilization ratio, as uTehFuriousOne said. It will also reduce the average age of your accounts, which is a major factor in your credit score. 