<prompt> Human: Happy holidays. As the new year approaches, would be great to get feedback on my current financial situation. All expenses are average per month. City: Los Angeles Income: 90k - 4500 take home per month Rent: 1300 Emergency fund: 500 6000 total Car payment: 385 25k left at 2.99 Internet: 20 Eating out: 300 Groceries: 150 Car insurance: 190 lowest I could find Retirement: 6 w company match Gas: 80 Power, electric, water: 50 Entertainmenttravel: 250 Student loan: 800 19k left at 4Looking to see if theres any suggestions on reallocating funds to anywhere.  <response>: Youre 44k in debt and spend 550month on eating out and entertainment?Im not trying to shame you or say its wrong, thats just 6,600year that might go towards paying off debt faster. Im not saying live like a pauper, but even 100 less in dining out would help.What kind of goals do you have? How does having debt play into those goals? If it was me, Id come up with, like, a 3 year plan to be debt free or something like that. And then try to bring that debt-free date a bit closer each month. Youre already doing 1100 or whatever to debt, so thats awesome. Id just keep accelerating it if I could. 