<prompt> Human: I will be leaving military active duty and attending college on an ROTC scholarship. I planned on using my GI bill to fund the purchase of a house in the area instead of paying rent. When I spoke to a loan officer I was told that I cant use my benefits as income because it is to unstable and was denied a loan. However, by my math, Ill have over 12 of the house paid for in 4 years before I graduate. Id really like to avoid paying rent for these few years and increase my assets during this time. Is there anyway to get a loan in my stitution? Some figures:Area: Columbus, OHMonthly income: 2,500-3,000 - tax freeBudget: 100,000Down Payment: 15,000-20,000Years in area: 4Monthly expenses: Auto Loan - 350  <response>: I am an MLOVA guidelines explicitly prohibit the use of GI Bill housing allowance as mortgage-qualifying income. Just because youre getting 2.5kmo from Uncle Sam while studying for your underwater basket weaving degree doesnt mean you will get 2500mo for weaving baskets underwater for the next 30 years. But this might be useful. 