<prompt> Human: Hello -- Im currently a professional student in San Francisco and am looking at purchasing a 1 bedroom condominium, but Im not very familiar with the home-buying process and whether or not such a purchase would be a good idea. Some background information on me: good credit 760 approximately 45k in student loans -- expect to have 225k after completion of my professional degree expect to be making approximately 20-30k a year while in school; following graduation I expect to earn a minimum of 100k, but potentially upwards of 150k The condo that Im looking at is approximately 205k, and is located downtown in San Francisco. My real question is as follows: Is it a wise idea to take out a mortgage, and then use the student loans to partially pay my monthly payments? Assuming I make all of my payments utilizing student loans, and I then choose to resell the condo at a later date for the same price that I paid for it, would that make my effective rent simply be the interest on my rent? Are there any unforeseen problems that I am running into, and, if so, can you explain them to me? Sorry if these questions arent in-depth enough -- Ive only recently started learning about mortgages and how they work, so Im a little shaky on terminology!  <response>: You are not going to get a mortgage for a 205k condo with 225k of student loan debt. 