<prompt> Human: So I am a current college student and have a little bit of cash on hand. I was thinking of paying off some of my unsubsidized student loan debt with a credit card to earn lots of rewards points and paying off the balance in full which I have more than enough to do. I feel like this would be a good way to earn rewards points and build up credit but I dont want to rush into it and be pound foolish. Any potential snags in this plan?  <response>: You usually cannot pay a student loan debt with your CC; generally it has to come right out of your bank account. 