<prompt> Human: Over the past 3-4 years, I have become very interested in investing for my future and personal financial freedom. Casual conversation with my office mate turned to investing and I told him I automate everything like Roth IRA contributions, brokerage investing, and personal savings. My coworker then revealed to me that he doesnt morally believe in investing and would rather not get into a conversation about it.Considering he didnt want to talk about it, Im more interested in having a further discussion about this. Do any of you share the same sentiment? How would one alternatively reach financial independence and a comfortable financial retirement in a morally sound way this might lend itself into a more philosophical discussion of morals? Any other experiences with people who view investing for the long term as not the right thing to do?Edit: Given the few suggestions that my coworkers religion might prevent him in investing, I inquired if he had any good bbq spots to eat and he suggested the pulled pork at one location is good. Discern what you will about any religious affiliation.Assistant: I am going to assume that this co-worker is a Muslim.This topic has come up before, and based on my albeit quick research when it came up, I had previously posted the following:What the co-worker cant invest in: Bonds generate interest Not Allowed Stocks in Banks that pay interest Not Allowed Stocks for companies that deal with certain markets Not Allowed Alcohol, Tobacoo, Gambling, Pornography, Pork Processing, Insurance, Drugs, etc Dividends from stocks Allowed profit sharing as partial ownerThese two mutual funds by Saturna are built to meet the requirements and from what I can tell, are the largest funds that do this in the market. Amana Growth Fund Amana Income Fund The Income Fund invests primarily in dividend-paying common stocks, including foreign stocks. Investment decisions are made in accordance with Islamic principles. Generally, Islamic principles require that investors share in profit and loss, that they receive no usury or interest, and that they do not invest in a business that is prohibited by Islamic principles. Some of the businesses not permitted are liquor, wine, casinos, pornography, insurance, gambling, pork processing, and interest-based banks or finance associations. The Income Fund does not make any investments that pay interest. In accordance with Islamic principles, the Fund shall not purchase conventional bonds, debentures, or other interest-paying obligations of indebtedness. Islamic principles discourage speculation, and the Fund tends to hold investments for several years.Perhaps you can provide the above information to him, to see if his personalreligious beliefs would allow him to invest in this manner.Human: My coworker is a 24 year old white male. Also, I had no idea that there were religious mutual funds!  <response>: I think some Mennonites and the Amish also dont invest. 