<prompt> Human: I received a disturbing call last night from mom asking for money. She is retired and divorced, living on her own.She wanted to talk to me and I listened. Essentially, she is in over her head financially again and needs money for a lawyer so she can file for bankruptcy a 2nd time.I got pretty upset on the phone with her. As this just just confirmed that she did not learn her lesson the first time around. I asked how much she owed and there was silence. She only revealed 30,000 in medical bills and some other items. What really makes me mad is that she is hiding the truth from me. I know this, as I have been lied to numerous times in the past. On top of that, she tried her guilt tactics to try to get me to feel bad for her.I used to fall for that stuff, but not anymore. Im really upset at her. She is living beyond her means and is looking for a quick way out of this situation. I told her I had to discuss this with my wife. She wants 1,600 - but if I were to contribute, Id probably not give her more than 800 for a down payment to get the legal process going.I hate this... of course I want to help her, but I dont need these guilt trips in my life. I have my own issues to worry about.Thoughts?EDIT: Good news. My mom sent me a text today, telling me she is not going to declare bankruptcy. Looks like my statement - the underlying problem wont be fixed through bankruptcy made an impact. I think she is going to try the debt consolidation route first. Im relieved, since I really did not want to be an enabler after reading all the great comments below. Thanks again everyone!  <response>: Youre giving a drunk a drink. I wouldnt give her any cash, maybe advice or other help, but not cash. 1600 isnt an impossible sum for her to come up with if she gets a side job or a part time gig. 