<prompt> Human: Backround: I have one final semester after the one im currently in. A semester costs 3000. I have loans from the past 4 years of going to college I have kind of jumped around a lot so its a few different loans at different rates. I am currently going to work and I am fairly certain I could save up 3000 by the time the next semester rolls around but I am wondering what is the better choice. Should I save that money and pay for my next semester right out instead of getting another loan or should I pay on my old loans and get another one for the upcoming semester?  <response>: Youre really just comparing the worst of your current loans with what loans are available to you for the upcoming semester. Go with whichever has the better interest rate andor is subsidized. 