<prompt> Human: Hey rPF!I live in a university town in the US, and I live with 3 other guys. We have a monthly rent payment that we pay online our landlord is a huge rental company in the area. We have one balance for our apartment, but we can pay it in 4 chunks a month. 3 of us have our portion of the rent on AutoPay, one of us does not. My roommate the on without autopay just missed his payment it was due the 1st and just paid it. They charged him a late fee, but he paid it all himself. Could his missing a payment effect my credit score? Are things like this rent payment even reported to the credit bureaus? If you need any more information feel free to ask! Thanks for the help!  <response>: No. Unless your landlord is fucking insane, he wont report for 6 days late. Your lease probably has a 5 day grace period, so its really only 1 day late. Tell your roommate you cant let him pay late ever again. 