<prompt> Human: 1. This month my boyfriend of 3 years is moving 1000 miles to be with me!2. A lot of the external factors that kept him spending friends who couldnt pay rent, etc are going to disappear, and even though he is moving to a high cost-of-living city, his expenses are going to drop dramatically3. He has a lot of credit card debt. I dont know the exact amount. At least 10k, possibly up to 15k.4. We are both in well-paying professions. He already has a job for when he moves up here, and if it falls through, hell be able to get another one easily.5. I have significant savings, and a high savings rate. 6. He is looking forward to his credit card debt disapearing once and for all.7. Theres a very good chance that in the future we will get married, and then my and your money will turn into our money. So him being in a financial rut effects my future.So heres my idea: Currently, I have a spreadsheet for my roommate and I that tallies up the monthly expenses rent, utilities, extra things like if I pick up cat food for her etc. When the boyfriend moves in, the sheet will be adjusted to add him in.Instead of him paying me that X a month, I will extend to him an interest free loan for that amount, and he will contribute that much more towards his credit card debt along with him paying considerable amounts of his own money; this would basically be helping him pay it down faster . Once his credit card debt is paid off, he will start paying me back. If the relationship dissolves, he will still owe me the money, it will still be interest free because Im a kind soul.Has anybody else here tried something like this? How did it go? Am I crazy for doing this? It just kills me that hes probably paying 20 in interest did I mention that he frequently forgets to pay things on time? Fortunately two months ago we sat down and I helped him set up autopay for all of his accounts.The only flaw I see with this plan is that this upcoming year, I was planning to start paying my parents back for college I owe the about 18k, in the form of an interest free loan. After you subtract this loan, my networth is till around 140k. My family and I were planning to discuss the terms of this repayment over Christmas. My dad hinted that faster payoffs mean that they will reduce the amount I owe them ie, just gift me money so I dont know if paying for my boyfriends major reoccurring expenses will get in the way of this. I dont think it will; Ive got a decent amount sitting around uninvested, so since its not making me any money anyway, Ill probably just hand my parents a significant percentage of the loan in a lump sum.Edit: To make it clear, my idea was not to simply be paying a lump sum to eliminate his debts. It would be to defer his portion of rentutilitiesetc until after his cc debt was handled, so that he could pay it down faster.  <response>: I would highly advise against this.- It will create tension in your relationship. You are emotional and physical partners, not business partners.- He has his own job and is an adult. He can dig himself out of the mess he put himself in.- Good luck keeping up this arrangement if you break up. I assure you there is 100 chance of you never seeing your money again. 