<prompt> Human: I am a fixing to be 20 year old female who is going to be a junior in college. Due to personal issues Im not going to get into, my parents have recently cut me off suddenly. They took the phone, laptop, and car they purchased for me but purchased me a prepaid phone in order to stay in contact with me. They are allowing me to stay living in the apartment they have to pay rent for until the end of July in my college city. I am hoping to work things out with them in the upcoming weeks, but i want to prepare for the worst in case that is not possible. Housing: my mother and I have already cosigned a 12 month lease for another apartment in my college city that begins in July and ends in July of 2018. They made talk of possibly not paying for it anymore but no concrete threats. But seeing as shes already signed the lease, would she be able to get out of it? If she doesnt could she prevent me from living there, even though I have signed for it as well? If she somehow manages to get out of the lease will the full responsibility to pay for it depend on me? I work a minimum wage job 30 hours a week, and along with paying everything else I simply could not afford to pay for this apartment on my own. I have no credit built up but would it be possible for me to take out housing - specific student loans for this? Education: I have a scholarship that covers my tuition, and my parents currently pay for everything else as far as meal plan, books, etc. with their own money and taking out loans in their name. Would it be possible for them to take back these loans before the fall semester starts, and if they do is it too late for me to take out loans in my name? Auto: the car is my parents, end of story. They pay for the insurance and the car payments. My older cousin told me that if I save up my money from working this summer he will match whatever I save in order to help me get a car, but I am not confident in how much I can make with my minimum wage job. I do not have any credit built up like I said, but could I still apply for a car loan? I apologize for being so clueless about everything, but this was a very sudden thing that I was not prepared for, and I am determined to not let it get me off track as far as my education and future success goes. Thank you all in advance for your help!  <response>: She cannot prevent you from living in your co-signed apartment. You are both responsible for the rent. If she doesnt pay, you would have to pay in full and vice versa. Look into what the fees are for breaking the lease. Youll need to contact your financial aid office and ask them about what to do for financial aid if your parents pull your education funding. You need to find a 1000-2000 beater car to drive. You dont need anything fancy. 