<prompt> Human: My old friends from college we graduated 3 years ago go out to NYC every like once every two months, which isnt cheap. I know if I go Ill be spending at least 125 between transportationalcoholfood, and sometimes ill even spend 200-250. They always give me a hard time when I say I cant make it and I end up caving in, then regretting all the money spent the next morning. I am struggling to stay within my budget while paying off my debt - its hard enough because i take my girlfriend out all the time. For some reason Im embarrassed to admit the real reason I cant make it is because im in credit card debt 5k. I make 50k pre-tax a year, so it isnt the easiest thing telling them I cant go out because im broke.Does anyone else relate? Having to turn down social events to climb out of debt?Assistant: Yeah, all the time. If my friends dont understand, well.. too bad. Also, hopefully your girlfriend doesnt make you pay for everything. Human: Unfortunately she is in grad school, and works part-time for 12hour. SO I usually do end up paying for everything..  <response>: Advise against this. Your not her parents. Start making more dinners at home. Youll save a lot. 