<prompt> Human: I know its old, but what is reddits opinion of this article? Specifically the discussion regarding tdf2055? My roth ira is currently comprised off this sole investment. Anything to worry about?  <response>: I like how the author doesnt offer an alternative. He says things like: Dont forget that when you index all of the market, you get all of the dogs.While true, you also get ALL the winners and the market trends up. Sounds like he has a hidden agenda. I would disregard his advice. 