<prompt> Human: I 25 got my first salaried job making about 41k a year. Im currently living with my parents who pay for health insurance, car insurance, and phone bill basically everything. I love where I live, however it takes me TWO HOURS one way to work in a city. Its suburban here with no public transportation so I cant take a direct train in. I have about 9k in savings and I pay about 530 in student loans a month. My only other expenses are gas and the monthly train pass 97 I use AFTER driving an hour and a half to the station. I get 1200 per paycheck and also have a couple side jobs where I can make anywhere from 150- 400 per paycheck. I am planning to pay off more of my loans to bring my monthly pay down more, however I feel as though I cant commute any longer. Ive started to get extremely drowsy at the wheel and its going to start snowing soon.So Reddit, I am wondering if I am ready to move into a studio apartment around the train station. I have no idea what goes into having my own place since I lived in dorms for college. I was hoping I could get a studio for 600, however the only building that goes at that rate may not have any available. Im heavily considering a studio for 675-725 outside of Philadelphia- is this feasible? Assistant: I live near Philly, and I think its absolutely doable money-wise. Upper Darby or a bit farther out or south even - plenty of availability, and plenty of lower-priced options as a result. Plus, just for your stressmental health sake, the shorter commute would give you more time to relax and do some things you actually enjoy. One thing - sounds like maybe youre on your parents health insurance; next birthday, you wont be eligible ... so youll need to budget that in some way unless your job offers a plan. Good luck! I love Philly!Human: Thank you!!  <response>: Had to log in just to give you advice from the comment max made. DO NOT LIVE IN UPPER DARBY. Literally ranked first or second most dangerous town in PA. For your budget youd probably want to look into NE Philly. Definitely do your research though. There are pretty bad neighborhoods, but not all such as Fox Chase. Avoid Mayfair like the plague. Good luck!Edit: If you can find roommates and like more of a quaint suberb feel, i would definitely check out the nice areas of Bucks county such as Newtown, New Hope, and Doylestown. I reside in Newtown and absolutely love it. These are all very safe historical well to do towns in a somewhat close proximity to Philly. 