<prompt> Human: So last night my wife and I came home from a long but good day. Ready to relax on the couch for a few hours before bed, she checked her bank account online as she always does. It was empty. Well to be exact the balance had gone from just over 800 to 55. After a phone call to the bank she found out the state of michigan had frozen the account. She owes on her taxes but makes monthly payments to them. There was no notice. No letter in the mail. Not even an email. Is this something they can actually do? We are left in a pretty bad spot now, all that money was going out to bills this week. Can we stop this at all??  <response>: This happened to me in NC when I had a payment plan through the state. I called them, and it was a mistake. They fixed it within an hour. YMMV. 