<prompt> Human: I have about 31k in total student debt all government, with 24k of that at 6.8 and the rest fluctuating between 2-4. Currently my monthly payments are 367. I can afford to pay as much as 700mo on student loans, but should I?The alternative to this would be putting the money into the market in an aggressive fund. My buddy has a couple funds with Schwab that are doing 9-11 so far on the year, though maybe not so well with todays little hiccup.  <response>: There is a certain peace of mind that can be gained by being out of debt or on your way out of debt, to which no monetary value is attached. Personally I consider that peace of mind worth whatever I could otherwise be earning by investing, so Im paying my student loan aggressively. 