<prompt> Human: I already have 30k in federal loan from my bachelors degree, for which I am not accumulating interest. I just got accepted to a chiro school, but not sure if its worth the investment.I am 26, and prospect to finish in 4 years with at least 200k in debt if not more. Ill be 30 by then, prospecting to make 60-80k starting. Ill be accumulating 10k year on interest only...What can I do? Any opinions advice?Assistant: Ex-chiro here: its a terrible idea. Chiro school is simply not worth that price tag.Income numbers youre projecting are to put it nicely optimistic. Youll have to work your ass off to hit the low end of your starting projection a few years into practice. Financially its not smart.But the larger issue is that its going to be intellectually frustrating; large swaths of your education based on ideas that arent physiologically valid, a laughable clinical training regimen, severely limited scope of practice once youve graduated compared to real doctors, numerous colleagues who teach their patients falsehoods about health in order to get them to come back for treatment more frequently than necessary...Chiropractic as a field hasnt contributed any real advances to the medical field since its invention over 100 years ago by a traveling con man. Medicine is a fantastic field and well worth investing your time and money - just please, for the sake of your own integrity and for the people youll be able to help someday, pour your smarts and skills into a more legitimate field. Human: Ive worked with chiros, and theres 2 types:1. The mystical traditional gurus who say you need chiro daily, even when theres nothing wrong with you.2. The more modern, science based, chiros, who work for sports centers or medical clinics and only work on injured people.Theres also mostly different schools for both. Im looking mostly at the second option, here. And believe me, its closer to real doctors. In fact, in a lot of occasions the diagnosis that chiros have given me on an injury has been spot on.EDIT: Theres only this thing about the stigma. Most people know chiros just for the first option...Assistant: The latter type arent chiros, they are physical therapists. Why would you call yourself by a label that many people know to be a scam when theres a much better label that doesnt have the scam connotations? Human: Because youre actually doing a school of chiropracting which has more more practice and you learn more in 4 years than just a physio 2-3 years...Its called Doctor of chiropractic and not Doctor of physio... so in my world and Ive known many chiros and physios, chiro is higher... but again Im confused, because I see almost the whole world associates it with scam.  <response>: Because it is a scam. I could call myself a Doctor of Scientology but no one would take that as seriously as, say, a Masters of Physics. It doesnt matter if it has the word Doctor in it if its bullshit, and just because it takes a lot of time doesnt mean its valuable. 