<prompt> Human: I am planning on buying a car in 2 years and want to deposit a portion of my income into an investment that would generate a decent return but still retain high liquidity and risk aversion. For example if I invested it with my other equities the market might tank and I would need to sell the equities at a possible loss in 2 years to purchase the car. Is there something that could retain its value but generate a higher return then money market, cds, savings?  <response>: This is typically the role of bonds and bond funds. 