<prompt> Human: Hi guys, I had a question:Last week I checked my credit score and it had declined due to a credit agency mark for 68 because of a parking ticket from a private parking lot that was not paid. Ive read that FICO scores arent really impacted for amounts less than a 100, so Im wondering should I pay the 68 or no? I know that interest can accrue so thats also a concern if it passes 100. I called the CA and they said they would not participate in pay for delete service. How do I know that after paying they will change the status to paid in full? As a recent college grad 68 is a lot of groceries so your input helps a lot! Thank you  <response>: Honesty does not always come this cheaply. Pay it and be done with it. 