<prompt> Human: Do I contact them? Are they hard to get a hold of since the breach happened? does that affect me at all?If i dont contact them do I contact someone else? What if i try to contact them but cant? also i want to keep al communication written. I see all sorts of websites saying they have to reply or its as some say a Serious violation. Do two of the disputes were late payments from 2012 on cards i settles for less than full ...one is reporting more lates than there was also saying i had late payments after the closing day . the other is contradictif info.the third is a collections i dont recognize 600 to blill collector from cap1.. but the only cap1 card i had is that one i settled and disputing late payment ingo.I just wanted the payments deleted and ideally that collections but ive been fighting that battle for a while portfoio recovery us ruthless.. 600 and i legit dont own it. I asked them for validation and they sent me two random paymen hisroys no name, no contract, no dates, just two random pages with 4 purchased that totaled like 39.. plus 540 in interest??? is this 45 day thing a way to push for full deletes for all 3? i asked them to delete the correction... the other two are settled less than full and from 2012 chase and cap1 neither would do me a goodwill favor to lay off me when i asked.. so i just want the paymnt accuate at least. but full deletes would be way bettr lol.also am i entitled money? am i supposed to sue for money? is it a hassle? Id be happy with just some deletions. at least updates. but if i can get deltions and someone says they owe me money, i wont say no.they did just lose al my info as im in the last legs of of a 4 year marathon to rebuild it, im not usually a suing kinda person but this company is kinda dropping the ball left and right it seems. my report is innacurate, they didnt respond within the legal time of my dispute letter i have receipt, and they let hackers have my identity lol...sorry that could have been shorter... but who the heck do i calll or write to or email and what do i say? also i cant afford a lawyer if that what id have to do to get any compensation for any violations.Honestly i just want my report as cleaned up as possible and ill be happy. but if theyre givin away money the AG or consumer prtection says they have to give me.. then 3 deletes and a moey be like winning the lotto. Although id be happy with what i asked for to. or anything in between.and im wondering if this breach is a good thing for my dispute, or simply another layer to an already exiting headace.ps: sorry for tpos sticky keyboard heh. cheers! thanks in advance for any replies.  <response>: Ill second what others have said. File a complaint with the CFPB. They resolved a four-year-long dispute I had with Comcast in about two weeks. All of the negative information on my credit report from the Comcast-related dispute disappeared within 30 days. It reminded me of when a school-yard bully is messing with you, and a bigger school-yard bully intervenes and tells them to knock it off, and they turn tail and run away. 