<prompt> Human: So Im sitting on 1300 in credit card debt right now, at 25. Would it be worth it to just take out a loan on my 401k to pay it off? I believe my 401k loan is at 5. Would they allow the loan to be paid off in lump sums? Im only planning on being at my current job for 6-8 months so I would have to pay it off by then so I dont have to pay taxes on the remaining balance, correct?Thanks for the advice  <response>: This is risky if your job is unstable or you own to quit. For such a small amount of debt, youre probably better off just budgeting better. 