<prompt> Human: Im thinking that it might be smart for me to take out 5-10k to invest in the market. Ive invested before and I have a portfolio worth about 11k. What would you guys suggest? Is it worth it? I think I could make more than the interest of the loan. Also it would help me build up credit when I pay it back.  <response>: I think I could make more than the interest of the loan.Consider: the entity making the loan thinks it can make more by loaning the money to you than by investing in the stock market. 