<prompt> Human: I currently own a house that I rent out. I dont really make any money off of it but more just make enough to cover expenses and the mortgage. The house is starting to gain a hefty size amount of equity. At what point, if ever, should I sell? Should I just continue renting it out even after it is paid off? Or sell it and use that money for something different? I like my tenets and dont have issues with them and like giving them affordable rent in exchange for having a property that pays its own mortgage and expenses, but not enough for a profit. I am not planning on selling it right away, but figured this was a good place to ask since I am still an amateur in the investment game. Assistant: Is your rent comparable to rent in the area, or are you undercharging? Human: Its a little bit lower than the area, but not by much. Im not losing money but I am not gaining a whole lot either. Even if I increased it to match the area it isnt going to be a big difference. Like a couple hundred dollars more a month at most.  <response>: If that couple hundred dollars a month would be the tipping point between generating and not generating cash flow after mortgage and maintenance, maybe you should consider it.Another thing you could try is looking into refinancing the mortgage. That would lower your monthly payment and allow you to generate cash flow. Rates are still pretty low so it could still be beneficial on that front. 