<prompt> Human: Hi there, Reddit. Im embarrassed to say I was barely making ends meet before I turned 26, but my loans through Sallie Mae seem to have just doubled. I now owe them 1022 a month, or somewhere around that, for a handful of loans from them totaling in 102k. I also have a federal loan of about 37k that I just applied for income-based repayment on. I did not graduate long, long story but spent 4 years in University, basically entirely on the loans, while scraping by on minimum wage-ish type freelance with a few higher-paying jobs that are less reliable film crew and wedding photography assistant at this point.I dont know how much longer my car will hold out and my parents cosigned the loan, but just recently retired. Im currently living rent-free plus utilities with a fellow filmmaker in exchange for working on some of their shittier gigs in their stead, and I get to keep what I make on those. What else should I tell you? What can I do? Help  <response>: Get a better job. You are 140k in debt.Get in contact with the loan officer. See if you can do anything for the Sallie Mae loans. 