<prompt> Human: I am 24 and currently living at my parents house. I graduated with a degree in computer science last may and have been working at my current job as a software engineer since then and just got a raise so I make 76k now.Immediately once I started working last year and living at home for free, I started aggressively paying off my student loans which were at 33k as well paying my normal car payments just payed off car last month!.Ive gotten my student loans down to 14k and figured I should probably start looking for a place of my own.I have about 5k saved up right now between my checking and savings account and about 1.5k in Robinhood and Acorns.A nice 1Br1.5Ba cottage just came up for rent available immediately but is 1950month.So I think Im going to decline that place for now because I dont feel ready financially, but Im trying to figure out how I should prepare to move out and how much rent I should be looking to pay.Thanks  <response>: Honestly, I would stick with your parents for a bit longer. Get that debt down as much as you can! There are sooo many people that would love to be in a position to live at home while they pay off their debts, and you really should have them paid off within a year or so at this rate especially since you no longer have a car payment. I would offer your parents some small rent though at this point. Just tell them it would make you feel better to pay them 200-300 bucks a month, and that should also help you feel better about staying there longer and Im sure theyd enjoy the extra money!. In terms of rent, it varies widely by location. Conventional wisdom though is that rent should NOT exceed 30 of your income. Thats at the top end though, and should make people feel uncomfortable. Try to find somewhere for less if you can again, depends on location. Youre gonna struggle to find somewhere for less than 30 of your income in San Francisco for example. 