<prompt> Human: I just found out from my mom that my sister opened up a credit card in my name six months ago. My mom has been making the payments on it; the balance as of today is 812.00. Im a college student, currently, and I cant allow my credit to become sht just because my sister is an utter and total selfish btch. Im worried that she might do other things, now that she obviously knows my social security number. A few years ago, she stole my debit card numbers, too, so this isnt the first time.What do I do in the future? I can see this getting really ugly if I have to notify police if she ever decides to pull this, again. I dont see any other options. Its not fair for my mother or myself to pay for her identity theft.  <response>: You need to sit down with both of them and explain a couple of things.1. Theyve broken the law. Theyve committed financial fraud and identity theft.2. They need to fix this immediately, like within the week, or you need to file a police report for the sake of your future.Depending on your relationship, you may choose to just file the report now, but this method might help you salvage future relationship with them.Notice as well that Im saying they; your mother is an accessory here. She allowed this to happen, and didnt tell you immediately. Shes implicated. 