<prompt> Human: I was considering buying a house and saved up 80K. For a number of personal reasons, that has been put on hold so now I have all this money sitting around in a checking account. Looking for advise on what to do with.I am already maxing out my 401K and HSA contributions for the year. I have also already contributed the max to my IRA for 2017. I have no loans to worry about.I spend about 1500 a month on standard living expenses so I will leave 1500 in my checking account. I will be putting 10K into a savings account for an emergency fund.What would be a good thing to do with the remaining 69K? I have considered investing but not sure I have the skills nor the time to develop them. What are some good alternatives?  <response>: Look at the sidebar over there --- for investing and read it. If you do not already have a higher-interest saving account, open one. Buy into a couple of Vanguard mutual funds at level high enough to get the best expense ratio, but low enough that you wont be frightened. nbsp; nbsp; nbsp; - Watch these funds for six months, and see what happens. 