<prompt> Human: Hey guys! Im trying to figure out the best way to manage my money. Heres the facts:Im 20 and Work min. Wage 7.85 hr work about 20 hours a week. Each paycheck is 260-330 depending on the hours. I have a credit card with a 750 limit due to some bad spending in the past my balance is at 715 Im in college Ive been attending for 2 years in about 20k in debt and have not or know how to start paying this. I have a Jeep that is paid off. My dad pays my insurance,cellphone and I live at home to save money. I have no expenses besides gas and whatever food or things I may want to buy. I have a savings account with maybe 50 dollars in it right now. My questions to you guys is am I in a bad situation? What should I be paying first? How much should I be saving? Help me set up a budget.Thanks! Assistant: Pay off your credit card. The interest is probably higher than your student loans.Human: Sounds good how much out of each pay check should I be putting towards it every two weeks. Assistant: What does your current budget look like?e.g. How much do you spend each month on gas? How much do you spend each month on food? Random things you just want should probably be put on hold until the CC debt is gone.Human: Currently Im spending about 50 dollars on gas a week. Food maybe 20 but that can be put to an end by eating whatever at home. The rest of the money I usually end up paying 50 dollars to my credit card then turning right back around and spending it.  <response>: I lived at home as an adult male for 3.5 years after college. I got made fun of a lot. My commute to work was 45 minutes each way. But there was a reason. I am student loanCC debt free.If youre going to live at home, you really need to take advantage of it to the fullest, because that is an outstanding opportunity to set yourself up financially.1 Desk drawershelvecloset your credit card. You dont have the cash, so you shouldnt continue using it.2 It will probably suck for awhile, but save that 20week on food and eat at home. This will save you 20 52-weeks 12 months 86.67month3 Combine 2 with your 50wk without additional spending and pay it on your CC. That is 303.34month. Your credit card will be paid off in just over 2 months, a pretty insignificant amount of time I spent years paying mine off.4 Of that 303.34month that is now freed up budget it out towards savingsfoodextra loan payments. You should now have a pretty clear idea of what you have available to spend, and you should not exceed it.This is really just a start. 