<prompt> Human: So I have excellent credit, almost 800. Im in need of a new car, but I want to drive my shitty corolla until I have enough cash to outright buy the car or put a large down payment on one.My gf is claiming for me to qualify for a mortgage for a house I need to show that I have long, extensive loan payment history. Is this true? We got in a nasty fight about this. Should I take a car loan out so I can get a mortgage? Thanks for any advice.Edit Im not buying a house until were married lol  <response>: Loan payment history? No. Credit history? Yes. And your rating looks better than most. Just shop around and see what different lenders want. My personal situation had more to do with my employment work contract and much less to do with a loan payment history. 