<prompt> Human: I purchased my vehicle January of 2016, with my mother as my cosigner. We placed 2000 as a down payment, and the rest was a monthly payment until 2020. Unfortunately, I missed my payments in October, November, and December.Within the first week of January, my car was repossessed. I have been selling everything I own on craigslist in an attempt to make the amount necessary to get my car back before the bank sells it.This morning my mother told me her credit went from 680 to nearly 500 because of this. Im speechless and I feel like an awful burden on her for doing this. Is there any way I can assist her in restoring her credit or at least improving it very soon?  <response>: Why didnt you tell her you were going to miss payments? 