<prompt> Human: Im 24 and recently found out I have a substantial amount of money sitting around not doing much for me. I am active duty military and have a Roth TSP building up. My college is paid for and i have little to no bills, meaning i have about 1000 coming in each month on top of what i contribute to my TSP not doing anything for me either. I guess my question is, if you were in my situation, what would you do with the money you have coming in every month and the large sum as well? Im most likely going to add more into the TSP but am open to any suggestions.  <response>: Max the TSP 18k yr is the max you can contribute, as the first priority.If you still have more money then you could open a Roth IRA with Schwab, Fidelity or Vanguard, and put 5.5k yr in there.If you still have money to save or invest after that, open a taxable brokerage account at the same broker and put the money in there.Good luck. 