<prompt> Human: I currently put 10 of my paycheck into a savings account and 10 into a CD. However, Im not sure if I should stop putting money into my savings account after I get to, say, 10,000 and invest more or just keep putting money into my savings account.  <response>: The FAQ addresses this here: I have X, what should I do with it?. In short, save an emergency fund, then save for specific goals, then save for retirement in tax-advantaged accounts. 