<prompt> Human: Ok so not a huge deal but I had a minor scheduled surgery 2 months ago, I got snipped. I was told that it was covered by my insurance in full by the office staff. I read that this is pretty common. This office has its own in house surgery wing which I thought was good. I received a bill for 2k for the surgery and 1000 for the privilege of using a room in their office. Not a big deal but my insurance is not covering 100 like the staff said they would. Insurance is picking up up 1700 of the bill, leaving me to owe 1300. Well the part that bothers me is that particular surgery is 500-1000 anywhere else, at least from what I read. I called the office billing dept and told them that I was told by their staff that is was covered in full by my insurance and also that their cost for the surgery is double or more than double the average. They really didnt know what to say and said someone will review it and get back to me. Anything else I can do? I can afford to pay it but it doesnt mean I should be overcharged. I honestly would have shopped around if I knew I would be paying this much.  <response>: Ok so not a huge deal but I had a minor scheduled surgery 2 months ago, I got snipped. I was told that it was covered by my insurance in full by the office staff. I read that this is pretty common.Yes, it is common for people to ask the medical provider whether something is covered by insurance, and for the medical provider to say sure because they really dont knowcare, and then for the person to find out later its their own responsibility to check on that with insurance directly.For an elective procedure like a vasectomy, you absolutely should have gotten pre-authorization from your insurance company, and then you would have an EOB explanation of benefits form that says exactly what they are going to pay for, and everything would be much easier.Search for threads on this subreddit and others involving health insurance and medical billing, because the things you need to do are numerous and complicated but pretty much always the same regardless of the situation, things like:- Find out what codes were billed to the insurance- Find out why your insurance coversdoesnt cover certain codes- See if the hospitaldoctors will give you a discount for paying in cash- See if the hospitaldoctors will give you a discount for financial hardship- See if the hospitaldoctors will let you set up a payment planetc 