<prompt> Human: Not sure if this is the right place or not. Looking to but a home in the next year, as the title says, itll be my first time purchasing a home. Is there any options, financing wise, for a first time buyer?I am close to having a decent 20 down.My price range will be between 140k-160k.  <response>: What benefits can i look for as being a first time buyer?Being responsible for every single thing that goes wrong in your home. 