<prompt> Human: So as the question states, I am contemplating quitting my job. I have another job, but I do not have a 401k through that employer. I dont have much in my current 401k because I wasnt contributing much to it each paycheck, but I dont know what to do with the money that is currently in there. Any advice would be greatly appreciated  <response>: You should roll it over into a traditional IRA, no taxes and no penalties and its still a retirement account 