<prompt> Human: My apologies if this has been posted, searched and found a lot of posts asking if they should co-sign, all the reasons not too, but nothing about what to do after someones already made the mistake of signing.My middle aged cousin classic narcissist who doesnt like working lost 2 homes the past few years, yet somehow built a brand new way-to-big-for-her-family-house a few months back. Unfortunately I just found out the how was having her 23yr old daughter cosign.The house payment is now 3mo behind with Xmas around the corner my cousins wannabe lavish lifestyle, theres no way its getting paid anytime soon will more than likely end in another foreclosure.Is her daughter totally screwed? She is a student, working part time. Not sure how she cosigned originally, theres no way she could afford the payments. Can she get out of this with a lawyer? Can she file bankruptcy? Or is she truly just stuck, watching her credit fall until the bank kicks out the rest of her family puts the foreclosure on her credit?  <response>: Is her daughter totally screwed?Yup. :- 