<prompt> Human: Mortgage quote is 1750 month with insurance,tax,and pmi. 11 down payment on a 280k conventional loan w 7k closing costs factored in Combined annual Income: G: 115,000 TH:77,000Current average monthly expenses is 1300The various calculators on home affordability and rent vs buy support buying a house, but Im concerned that the 30k down payment would drain our savings to a measly 7k. Also, we would have to furnish the darn thing. The only plus is that the new house would cut out about a 13 of our drive time for work. ___Other details: We work in Chicago live in Indiana.Current rent not in exp above is 1000.wut_seriously It is a lot of house! Its a 4 bedroom but this is intended to be the only home we ever purchase.  <response>: Figuring out who is right or wrong may not be the best approach in a new marriage. 