<prompt> Human: Ive been attempting to use my credit more for perks. I was curious as if you had to allow the statement to come out before paying the card off before you start seeing those benefits?For example, let the statement come out showing you carry a balance, and paying off before interest compounds versus using your credit and paying it immediately.  <response>: All of my cards the rewards come in with the statement. I can charge whatever amount, pay it off whenever before or after the statement comes out, but the points are not credited to my account until the statement is generatedreleased. 