<prompt> Human: Hi, Recently my car was stolen. At the moment, Im not in any rush to go out and replace it but I think eventually Ill get tired of walking and cave in. I am guessing in about 6 months Ill be ready to buy. I have a couple of dividend paying stocks out of my portfolio I was planning on selling to cover the funds for the car 20k My question is: -do I sell now, while the market is high, to lock in gains, but then sit on cash for 6 months earning next to zero interest -sell now and put the cash into 6 month CD which is not much better than a savings account and offers no flexibility -hope the market continues to ride high for another 6 months and THEN sell -dont sell at all but just save for a year, but again, Id typically use that money to buy more dividend paying stocks, so Id be missing out on ThAT income Is there another solution Im not thinking of?Both stocks pay dividends hence my hesitation to sell right away Thanks for reading this!  <response>: -do I sell now, while the market is high, to lock in gains, but then sit on cash for 6 months earning next to zero interest -sell now and put the cash into 6 month CD which is not much better than a savings account and offers no flexibility -hope the market continues to ride high for another 6 months and THEN sell -dont sell at all but just save for a year, but again, Id typically use that money to buy more dividend paying stocks, so Id be missing out on ThAT incomeMoney you know you will need should not be exposed to larger market risk. Id sell now. 