<prompt> Human: Im getting married next year and my fiance and I agreed that we should start planning our finances together. She wants to go to a financial adviser but Im allergic to slick salesman and more of a DIY-er. Im not against meeting with an adviser as long as they are reputable and not looking to make commissions off of us. We live together but split most expenses 5050. We both have our own bank accounts and a joint account where rent and utilities are paid from. We both contribute to our 401ks but Id like to save more aggressively towards our future. Where should we start and are there any good resources I should read up on for personal finance newbies?  <response>: Start with a budget. Marriages end in divorce because of money fights, not because of usingnot using an adviser. You cant decide what to invest in before deciding how much to invest anyway. 