<prompt> Human: Im currently 16, 17 in about a month, and I opened a Citi Double Cash using my SSNother information, but with a birthdate that puts me at 18. I have a 2500 limit on the card, and a balance of 1000.I also have a discover card with a balance of 41 and a CL of 200, and an Amazon Store Card with a CL of 2200, and no balance. I have one bank account, with my parents as joint owners though still my money, with a balance of about 2300, an E-Trade account with about 7100, and then a separate account with 88.26, that has only my name on it.I dont want to mention the existence of the card to my parents, so I cant use the balance in that account to cover the debt, until Im 18, and can remove my parents from that account.Should I completely pay the Discover card off, and then pay as much as possible on the Citi card? The Discover has a APR of 23.24, and the Citi card has an APR of 19.99. Would it be a good idea to see if I could get a 0 balance transfer to another card, so that I would pay less interest, until I was 18 and able to fully pay it? Also, what should I expect the monthly minimum payment to be? I have a part time job, and I usually make around 400 per 2 weeks, however, it is payed in check, so I cant use that money to pay it off, as it would be suspicious if my check was not deposited in the bank account my parents access.  <response>: You should fess up to your parents before you dig an even deeper hole. By committing fraud like you have blatantly done you are also putting them in legal danger since you are a minor and they are legally responsible for you. Just saying 