<prompt> Human: Ive been working at my job part time for 6 years now. Its a small, independently owned hardware store that I started at when I was 16. Recently, the owner has talked about making me a full time employee with benefits and vacation and all of that. The one thing that makes me question it is they dont match 401k. she said there is a 401k program, but they dont contribute anything. Should I be weary of this, or is there something else I can do with my money that would be the equivalent of a 401k? Im really new to most of this, and I see a lot of people talk about maxing out 401k contributions each year. I have a friend who works at a huge steel company that matches 50 of contributions. Is that average, or is that relatively high and shouldnt be expected?As it stand right now, I make about 24k a year. Just a guess, but when I got moved to full time I would assume it would come with a dollar an hour raise or so. Should I look for something better, or am i making a big deal about something small?  <response>: Unfortunately its fairly common for employers not to contribute to a 401k plan on behalf of their employees. 