<prompt> Human: I pay 325 a month in social security taxes. Itd be kinda nice if the same entity federal government just put this toward my student debtAssistant: Your social security payment is not being saved for your retirement; its being used for current retirees payments. So no.Human: That seems... Backwards.  <response>: You will get the same benefit when you retire. Not all that backwards really. It is like paying taxes for the police or firemen. You may be technically paying for other people to use them now, but eventually you will probably need them at some point. Btw, they have been talking about cutting social security for decades like 40 years... and just as meany people have been arguing for expanding it for the same amount of time. It will never just disappear.The only thing that is backwards imo is the fact that the Government spends the surplus. Meaning that sometimes we pay in more than is taken out and the Government keeps the rest. That is what people should be upset with. 