<prompt> Human: Im fortunate to make enough money that I can support myself and my girlfriend comfortably, although a budget is still very much necessary.Our budget is fairly loose; basically, I set aside 1800 each month which goes towards bills, unexpected expenses, and savings. 800 per month is given to my girlfriend and I as an allowance, 200 each per semi-monthly paycheck, to spend however we wish. The rest goes to household expenses--groceries and such--and maintaining a buffer in the two checking accounts we use.Our respective allowances are basically used any time we buy something that isnt really needed, whether it be gas I commute via subway, eating out, video games, whatever. Its discretionary, but Im pretty strict about things being charged correctly.Neither of us are perfect, and rare is the month when either, never mind both, of us arent over on our allowance. But I carry the balance forward to the next pay period, so that in the end were still keeping to 400mo each.At least, thats the way its supposed to be. In reality, what tends to happen is that my debt will keep growing and eventually Ill go into a no-spending mode where I just stop my discretionary purchases for a week or two. My girlfriend, on the other hand, does not. Her debt keeps growing and growing, until after a few months becomes so large that shes two pay periods behind.Ive had a couple times now where Ive just said screw it, skipped the savings part of the 1800 I set aside each month, and reset both of our balances to 0. This is especially bad because not only are the savings already a lot lower than they should be, but that leftover amount isnt even entirely savings. 12-23 of it end up going to pay the infrequent, large bills: property taxes every 3 months and car insurance paid in 6-month terms. As a result, its not even that Im not saving that month; Im actually reducing my savings that month.This is really frustrating me because I try to talk to her about it, and she says that shell start keeping better track of it after this or that event shes in a Rocky Horror cast, the source of most of her expenses, but it never seems to happen. Its to the point where I feel like the only thing I can do is start imposing penaltiespunishments on her e.g. she cant use the car until she brings her debt down..., but then I feel awful for even considering that because it would amount to treating her like a child...And just to complicate things further, I blame myself for her behavior. I was spoiled as a kid, she was upper-lowerlower-middle. For the first few years we were together, I rubbed off on her and she became a lot less financially responsible than she had been.I really dont know what to do here. Ive tried talking with her, and Im not willing to force her. Does anyone have any suggestions for strategies I might use to get her to understand the seriousness of the situation?EDIT TO ADD: One thing I forgot to mention, a strategy Ive tried and hasnt helped is letting her know every few days how much money she has left for the current pay period.EDIT AGAIN: A couple people have asked why she doesnt have a job. She supported me through college, and our plan has been that when I made enough I would be the breadwinner and she the dutiful homemaker which is all she really wants in life. She does have a job in that she does all the chores and has dinner waiting for me when I get home. I can appreciate that the situation looks like shes taking advantage of me based on what Ive written, but I ask that you accept that, as in many things, the actuality of things is more nuanced than I was really able to describe in a few paragraphs of text. The bottom line is that neither of us want her to get a job, and its also not necessary if. If she gets her discretionary spending under control, well be fine.  <response>: Im lost - why cant she get a job? 