<prompt> Human: I owe back taxes 14,000 to the Feds - its 4 interest, and Im going to owe more for 2016. Im sitting on 12k of usable money aside from bills, Im curious how I should handle the situation...The feds allow you to make a payment plan. Currently Im paying 250mo which will basically never pay it off, since the next year will come in and go on top of it. Should I continue to pay that amount 250mo - basically forever, increase the amount so Im paying it off each year or two, or pay off a big chunk?Side note: I also owe my state, but the plan will complete in 1 year June of 2017, so Im not too worried about that.Any advice is appreciated, thanks!  <response>: You need to adjust your withholding if you arent getting enough withheld to not keep accumulating taxes. The IRS is extremely reasonable about payment plans, keep paying them. 