<prompt> Human: According to GWU survey, a substantial fraction of middle-class Americans would not be able to.  <response>: Youre going to get a lot of yes replies in this sub, but thats probably not a representative sample.What I find even more interesting than the stated conclusions is the fraction of people making over 75kyr that didnt answer definitely yes. Its easy to see how someone with sub 35kyr could be in a bind coming up with two grad on the spot ... but for high earners it shouldnt even be a question. 