<prompt> Human: Group A direct subInterest Rate:5.075Principal Balance:14,406.16Accrued Interest:10.00Outstanding Balance:14,416.16Group B direct unsubInterest Rate:6.550Principal Balance:5,743.26Accrued Interest:5.14Outstanding Balance:5,748.40Above are my loans copied directly from my lender. I have around 10,000 dollars saved up that I was considering using to help quickly get rid of my student loan debts so I wouldnt have to continue paying interest, but it makes me nervous that I may need it. What do you all think the best way to pay this off would be? I have not been attacking them very aggressively 237.86 a month, so I definitely could increase my payments. I also thought about using half of my savings to completely pay off my group b in one payment, and additionally increasing the payments for group a just a little bit.Thoughts? thank you so much in advance guys :  <response>: Keep 1000, write a check for Group B today. Drop the concerts and festivals for a few months and you can have this kicked. If you put it in high gear these can be gone in 5-6 months. After that you can start building a larger emergency fund, saving for the rest of your life, and resume going to kickass concerts. Dont half-ass this. Throw yourself at it as hard as possible and theyll be gone before you know it. Freeze the card in ice until youve got this situated. Buy your mates a round of drinks after youve finished. You wont ruin your youth by taking a few months to act like a grownup and get your shit straight. Hell having a net worth of 0 puts you ahead of many many other people.Edit: Ive been at it a while, Im getting there 