<prompt> Human: Hi long story short Im 21, i currently have around 8k in credit card debts, and 8k in loan debt.I pay 250 a month for my loanI pay 350 a month for my car and insuranceDuring school I make 800 a monthClearly this doesnt leave much. What do I do. I plan on working more over the summer, but I find myself constantly spending money on alcohol or stupid stuff that I dont need also.Please help me.Assistant: constantly spending money on alcohol or stupid stuff that I dont need also.the advice youre going to get is to stop spending money on the above mentioned and focus it on paying your debtHuman: Its not really that easy for me to do lol I struggle with stuff like this  <response>: Its not really that easy for me to do lol I struggle with stuff like this Life isnt easy. Just do it. 