<prompt> Human: Sorry for the incoming wall of text. Im at a loss, so any advice is welcome.I graduated in May with a BA in Environmental Sciences. After graduation, I moved to Texas to spend more time with family in lieu of having better plans. A few months before graduating, I started to question my major and my initial decision to become an environmental scientist. Since then, Ive developed a strong urge to travel the world and make new experiences for myself. Im currently working full-time at a retail job. I enjoy it very much, but it only pays 9hour. I take home about 1100 each month from this job. I have no car or cell phone and live alone, so my monthly expenses consist of a 400mo for rent, 20mo for internet, and maybe 160mo for food. That leaves about 520 per month in additional money.Here is a breakdown of my loans minimum payments in parentheses:CitiAssist: 15,360 at 7.25. 121.52Discover 1: 12,471 at 10.0. 90Discover 2: 16,820 at 9.0. 98Great Lakes 1, Stafford: 7,826 at 6.8. 119.86Great Lakes 2, Stafford: 8,521 at 6.8. 169.99Sallie Mae 1, Stafford: 5482 at 6.3. Dont knowSallie Mae 2, Stafford: 1536 at 6.3. Dont knowTotal: 68,000Total minimum monthly payment: 599.37The Sallie Mae loans are still in deference, and I cant find any information regarding the minimum monthly payments when they come out. Also, apparently the Great Lakes loans are federal loans? Im not sure why I have to go through these guys to pay some of my federal loans and Sallie Mae for the others... Heres their websitePreviously, I had been planning and very much looking forward to teaching English in Korea for a year starting around April as a beginning to my worldly travels. Ive also been toying with the idea of backpacking across China for about six months afterwards. Basically, I really want to just dirtbag across the world for as long as I can take it, making money here and there when the need arises. When I recently discovered just how massive my debt is especially the minimum monthly payments, I really started to question whether this is doable. Call it naivety, but I had no idea what I was getting myself into.What should I do immediately to reduce my monthly payments? Consolidating seems like a good option, but a couple sources Ive read claim that the federal loan consolidation deadline was in June. I stupidly wasnt even thinking about loans at that point. Is it really too late? Also, I have no credit cards, and probably no real credit, so how should I go about consolidating the private loans? Should I be considering an income-based repayment plan for the federal loans?Is there any way to make my dream life work? Ideally, I would be making enough money to explore the world and aggressively pay off my debts as quickly as possible through cheap living and a decent or better salary.  <response>: Travel is the luxury of those without 70K debt. Id get a job in whatever field that all that debt prepared you for, and work in it until your debt is paid off. 