<prompt> Human: I am a 20 year old college student. My car got hit while parked outside of a friends house. The guy felt really bad about it and turned the claim over to his insurance company. The insurance company called me today and agreed to cover the damage. They want me to take it to one of their approved body shops and they will pay the body. Is there any way I can just get a check for the damage instead and not get the car repaired? The first estimate I got was about half the value of the car, and as a college student cash in hand would go a lot farther than fixing the car. The damage is just a rather large dent in one of the doors that doesnt affect the car beyond appearance. I am ok with leaving the car like it is with the dent and not getting it fixed. Is there anyway I can get a check from the insurance company and not get the car fixed?Also the car is in my name and I have insurance if that is important.  <response>: yeah typically they send out an adjuster and they would quote you, once you accept they send you a check. after that you can do just about what you want with it 