<prompt> Human: So my dad passed away a few months ago and I was finally able to claim the contents of his bank account as next of kin after months of phone calls and emails with the bank CEO long story. The total amount he had in his checking account when he passed was just over 2500.I dont want that money to just get spent frivolously like the rest of my money, Id like to do something more responsible with it, since its all I have left of my dad. I looked into opening a savings account at Wells Fargo since thats where my bank account is. Ive never done anything like this before so Im sort of trying to interpret an alien language. They list an interest rate, then an APY, then a bonus APY... not sure what any of that is, even after reading their mouse-over description. I get the feeling that Wells Fargo may not be the best option for this anyway. I was wondering if anyone had any advice for someone in this situation.  <response>: Dont open a savings account at Wells Fargo. There is a high chance of fees if you dont follow their rules and the interest rate is laughably low. I would suggest opening accounts at a place like Ally Bank or a local credit union and leaving Wells Fargo entirely.For the record, interest on 2500 wont be much. Id consider putting it in a Roth IRA with Vanguard or possibly Fidelity or Schwab. 