<prompt> Human: Of course Dave Ramsey would pitch a fit and tell me to aggressively pay it down. Here are the stats:1. 250K in student loan debt. Law degree. other debt is around 5K and will be paid off within a month or two. 2. I am just re-entering the job market after having my second child. I am not barred in my current state. I am barred in CO and it is entirely too expensive to live there. I moved because I could not find work in a flooded industry. Due to having children, my work history is patchy at best.3. I am currently on IBR with a 0 monthly payment, otherwise my payment would be 2,500mo.4. Becoming barred in my state at this time is not an option. I am looking at non-traditional jobs where I can still use my JD and Im taking free classes to start IT certifications.Heres my question, I have two young children. I lost everything leaving my last relationship. I just started my savings account, and would like to own a house so Im not paying out the nose for a cramped living environment with no yard. I do not have family I can move in with to offset my costs while I pay down my debt. I live frugally and do not spend on luxuries. My boyfriend and I would like to get hitched, but this debt sits as a gloomy shadow of all my past mistakes. Even if we both obtain decent paying jobs and threw all our extra money at this debt, its going to seemingly take a decade for it to be paid off, all the while, we are not owning a home, making retirement contributions, or saving for the childrens education.Since this debt will fall off after 25 years, does it make sense to just continue to ride out the IBR plan payments and plan for the 1099 after it falls off, and try to buy a homesock away retirement and education savings, OR go the dave ramsey route and throw everything at it? Personally, I feel the Dave Ramsey route puts my family in the position of paying for my past mistakes.  <response>: Not to be offensive, but you want to get right back into a relationship after having two children with someone else and picking your entire life up? It sounds like you made a pretty bad decision by going to law school. Not much you can do about that I guess. Id consider attempting to use your extremely expensive piece of paper and getting back onto an actual IBR, not one just biding time until you have income again. Yes, the reality is that the road toward home ownership and retirement savings is going to be very long and hard. 