<prompt> Human: Hello. I have done some research and I had a few questions because I am getting very overwhelmed. Im 27 with close to 50,000 in debt. I owe credit card debt, student loans and have a car payment 413 a month, 20,000 left on it. I pay my sons mother 400 a month outside of court and keep track of what I give her. I want to keep my car because I need it so I can work. Would I be able to keep my car? Any important details I should know? Should I even file? Thanks in advance.Edit: I apologize. Here are my numbers: 12,000 in credit cards 20,000 on my car 13,000 in student loans 2000 to the IRS I make roughly 2000 month after taxes 413 for my car 400 for my son 340 for rent cheap I know with utilities140 for gas per month105 for insurance100 student loans 180 in credit card payments 2 credit cards went to collections because the minimum were too high Cell phone bill is 40 family plan The rest goes to groceries and other miscellaneous utilities  <response>: student loans will not go away due to filing bankruptcy 