<prompt> Human: I know this generally goes against most advice Ive read on here, but I think that it might work for my situation. I currently have right at 1,800 in CC debt that has an APR of 27. Over the last couple months Ive managed to save up an emergency fund of 2,500 while paying around 150 a month towards the CC. What Im considering is using my emergency fund to completely pay off the card. Im currently living at home so my only real bills besides my CC are my cell phone and car insurance. Even with most of the savings gone, I still have enough left to cover a month or two long emergency. I hate how much Im having to pay in interest and Id like to be able to use my current payment towards getting a head start on my student loan. Is this an instance where I can actually consider this?Edit: Sorry to have posted and ran earlier, but I had to spend the day at work. Thank you to everyone who gave advice or made a suggestion. I am now planning to get rid of this debt as soon as I possibly can!  <response>: If you have an emergency, you can just use your credit card again. Pay that off and replenish. You are losing money on what could be considered your new emergency fund. 