<prompt> Human: After reading the wiki, I decided to contribute as much as possible to a Target Date Fund thats 90 stocks and 10 bonds Im 22. I wont touch that money for 40 years or more. However, I couldnt find much info on investments that will give me a return 5-10 years from now. I understand something like that will probably be more volatile, but Im aware of how much expendable savings Im willing to risk.What would you guys recommend?  <response>: Investing in the short term is a far less reliable method than investing in the long term. With 40 years to grow, even the most poorly timeddiversified investments will near double digit returns. On the shorter term, these numbers can easily be negative. For that reason, youll see most targeted funds will be almost exclusively bonds within 5-10 years of their maturity date. 