<prompt> Human: A bit of backstory:I was putting money into my 401k for a few years, started doing it around 28, and my employer matched some of it. A while back, I had to switch jobs, which offered no 401k at all, and I havent had a raise in several years. My current employer also does not offer 401k matching, and in the past year, my rent has gone up, and I had to buy a car for my father which is running me right up to the redline on my monthly income. Currently I have been trying to just save 50 dollars a week into a savings account, but it generally gets emptied once every 2 months or so when theres some sort of emergency. I currently have about 12k in the 401k, and I was wondering if it would hurt me greatlybe a horrible decision to take all of it out, pay off my dads car, and have an extra 220 a month in the bank. Any suggestions would be appreciated!  <response>: Your father is being terribly selfish. If you go ahead and cash out your 401k, then youll be ruining your entire retirement just for the sake of him to have a car to get around with. Not worth it. You shouldntve bought him that car, and you need to get your own financial house in order before further helping others out a man who is himself drowning cannot save someone else from drowning.Look for a new job. No raise in several years is a bad sign; you dont want to remain at that company. 