<prompt> Human: Today I hit a net worth of a million dollars. This has been a goal of mine ever since I started getting serious about savings. I realize this could be seen as a major humblebrag and I recognize that not everyone is of my means, but at the same time I have worked hard at my job and saved like hell for 15 years. I realized today that Im kind of coasting on the same sort of investments I was years ago, mostly index funds and the occasional stock. What SHOULD I be doing with this money, if my goal is a solid retirement?  <response>: It sounds like you are doing ok, why would you want to change a formula that works? That said, if you havent already, educate yourself...read. William bernsteins books are excellent. You could see a financial advisor, but make sure it is a fee only planner but I love having control over my own money and being knee deep in my allocation strategies. But hell...I dont have 1M yet, but I should in about 7 years. 