<prompt> Human: Hi all, My fiance getting married today :D and I are launching a career together as Real Estate Agents, and we know that it may be a few months until we a see a paycheck, so were looking to get some credit for a cushion to see us through. The plan is for us to take our courses together, then hell leave his job and get a job with a broker, and after he makes a few sales Ill take the plunge and do the same thing. We are looking to take out some credit for cushion because we know that this is an all commission job and well probably be going into debt in the beginning. Our financial situation: Me: Make about 1600 a month at my job, 680 credit score.Him: Around 1200 a month income, credit totally fucked. 500 per month in online income, but paid in bitcoin so I dont think we could really provide proof of income for this. We have about 1000 in the bank, 300 on a credit card, 400 debt for dental work, and 50 per month student loan payment. Rent and utilities come out to about 750. We spend a lot on food and entertainment but we know how to cut that down to very little if need be. Having no idea what were doing, we assumed it would be better to put the line of credit just in my name since his credit history is so horrible. Our Wells Fargo banker gave really no advice, and just asked how much I wanted to apply for, saying that they were pretty loose on credit this year. We shot for 9000, just based on my income alone the 500 online income, and were denied for insufficient income. The lady gave no advice. So were wondering, should we totally give up on this route and apply for credit cards? Should we include my fiance in on the line of credit because it will significantly increase income, or would his credit hurt us too much? Is it just a matter of applying for a little bit less? Any advice would be much appreciated.Thanks!  <response>: Keep your day jobs and build up your own cushion. 