<prompt> Human: Hello Im looking for some advice and opinions.Im 23 years old and currently taking a semester off from my undergrad studies where I am pursuing a graphic design degree. I have about 4 classes left but dont have enough money to pay for even two classes this coming semester. My plan is to go back in January online to save some money. So I am staying at home working a job with a salary of about 29k a year. I have a car loan with about 10k left and student loans Im guessing up to about 50k. I was paying interest for a while but stopped. Heres the kicker, I really want to buy I somewhat decent computer, maybe about 1.3-1.4k dollars. I see it as an investment because I would have it for a long time, Im looking at used but fairly new Macs. Basically I know it isnt the smartest decision but I want to know if this is a completely idiotic move that I will regret the rest of my life or if this is a purchase that future me will be able to live with even if it makes life a little harder. I feel like it would help me when I do go back to school and even after. Thank you for your time. Edit: Thanks everyone, I decided to hold off. If anything I can put a little aside every month and pay off more debt. Instant gratification is a strong urge to fight off, but someone told me that if you can fight that urge you will have a much better life in general.  <response>: You have a 29k income with 60k debt. Buying a new computer would be a bad idea right now. 