<prompt> Human: I know the interest is probably no but Im wondering if there is a credit card that never charges interest? Perhaps if you keep your balance under x amount of dollars that balance wont incur interest but if you go over x amount of dollars you will be responsible for interest if not paid by the next billing cycle?  <response>: If you pay off your debt on a monthly basis then the card never incur interest. I do not believe anything as you described exist. 