<prompt> Human: Ok, so I hit a mailbox last year and my friend convinced me to file a claim with my insurance company to get it fixed. Both the insurance company and me paid 1,000 for that fiasco. Later in the year some lady in a parking lot accused me of scraping her car and filed a claim. On top of that Ive had some tickets but not recently. Because of those two things my insurance company dropped me and now the only insurance I can get is something like 600month. Is there anything I can do? This is a crazy amount to pay.  <response>: I would say drop full coverage and do liability only, but it sounds like you may need the collision on there. 