<prompt> Human: Hey there, thought I would never post to this subreddit but I guess theres a first time for everything.My girlfriend fell asleep at the wheel and hit a pole, almost totaling her 10,000 car. There is 5, 000 left to pay but now Im clueless on what to do. I make about 500 every 2 weeks and she has a minimum wage part time job. Her car loan payment is 160 a month and car insurance 230 a month. She makes about 100 a week and I help her pay for her car so she can get her life started she didnt come out of the best home environment so I dont mind helping her like that. What do I do? Im totally overwhelmed between that and my immense family responsibilities to my dad and nephew, I have college, and I have my own job. Please help me.  <response>: Call the insurance company. This is exactly what you pay them for. 