<prompt> Human: Hi rpersonalfinance,Im in my mid 20s, making 80kyear at a company that offers dollar-for-dollar 401k matching on up to 6 of our salary. Currently, I have it set up to contribute 1500month to my 401k, so as to reach the 18k limit by the end of the year 22.5 of my base salary. I recently took out a 12k auto loan for a second vehicle at 6.54 for 4 years. Monthly payments are 312. It is my only source of debt. My question is this: should I reduce my 401k contributions to 400month 6 of my base salary for the next year and use the difference to pay off the auto loan quickly? Or should I keep the 312month loan payments and 22.5 401k contribution?Thanks.  <response>: At 6.54, yes, I would. If my loan was below 4, I would consider keeping the loan. 