<prompt> Human: I received a letter dated about a week ago concerning debt collection. I do have a Paypal Account and have since 2014 however I dont usually buy much from, and certainly less than 1000 dollars has gone through there. I called Paypal and they said that bank is usually related to a Paypal Extras Mastercard, a card which I have never owned or applied for. Paypal said to call the bank but I cant do it without an account number, and the only one provided for me is on the debt collection notice. Again, Ive never held an account with this bank other than a Paypal account and the only credit card I hold is from my bank. Am I being scammed or is this genuine debt? I read online that PRA is a predatory company but Im not sure if I should just ignore the letter or take action to guarantee my credit isnt damaged, however legitimate this may be. Thank you.  <response>: Do not call the number on the letter. Look online and find a legit number that way. 