<prompt> Human: I am scheduled to meet with a financial planner from Northwestern mutual this week and have been having difficulty finding consensus reviews on them. I know the basics to ask my planner certifications, services, fiduciary but I was wondering if anyone had some real insight to the company.  <response>: Im not from the US, so I had never heard of NWM before, but frequenting this subreddit has taught me to break out in hives whenever I see that name. 