<prompt> Human: Hi all, Im freaking out here and could use some reassurance andor tips on how to best prepare for the future. I graduated school about a year ago, and have 20k in student loans with 4 interest. My fiance just started dental school, and of course has a boat load of debt now. He took out 65k for the first year, and were hoping to take out less in the following years to keep his total under 250k. All his loans are around 7 interest. He also has private undergrad loans, about 50k that are in deferment for the next 4 years. Thinking of having 300k in debt when he graduates makes me want to vomit, lol.x200B;I currently make 47k, but am on the job hunt and hoping to jump up to around 55k. With my current salary, Im on track to pay off my loans in 5 years, about a year after my fiance will graduate dental school. So well hopefully just have to deal with his loans once hes working. We currently are living almost entirely on my salary, and I think were doing pretty well. Im contributing 7 to my 401k and doubling the payments on my student loans each month. Im hopeful we can keep our expenses fairly similar once he graduates, and were not tied down to any location so are open to move to a rural area so he can make more.x200B;The goal, once he graduates and gets a job, is to live solely on his salary maybe around 110k-ish?, and use my entire salary hopefully at the 60-70k mark by that time to throw at all our loans, in addition to using 13 or so of his salary as well. Is this a reasonable plan? Are we screwed? Im just so freaked out and am trying to plan now rather than waiting until he graduates. We want to raise a family, so having some financial stability is really important.  <response>: Is this a reasonable plan? Yes Are we screwed?No, this is super common with doctors and dentists. The catch is he _has_ to finish and get a job being a dentist. If he drops out halfway through then you may be screwed. Youve got a good plan, stay focused, keep to your budget, study hard and you guys will be ok. 