<prompt> Human: I was irresponsible after college and got myself into a lot of credit card debt, always thinking Id get a better job and pay it off eventually. That didnt happen and it snowballed until I could barely afford the minimum payments. I was making less than 30kyear and I was freaking out because it seemed beyond my control and I didnt know what to do.This was a year and a half ago, and I had over 13k all on one card, with 17 APR. I decided to start budgeting and get a card with 0 APR for a year and no transfer fee. I paid as much as I could until the year was up, then applied for another 0 APR card and transferred the balance again. That was 6 months ago and Im down to 4k left on the card now. I plan to have it completely paid off by August, maybe sooner.Im starting to feel like a tremendous burden has been lifted and I dont want to screw it up. My credit score is pretty good 749 and Im now making 35kyear. I still have 20k in student loans, and Ill be putting any extra money towards that as soon as the credit card is paid off. What should I know going forward? How do I keep my credit score as high as possible?  <response>: Congrats on the great work thus far!Do you have an emergency fund?If not, making one that can last you 3-6 months should be on the priority list.You shouldnt have to do anything special to keep your score high, decreasing your utilization by paying off the card is helping already.If not already you should put enough into your 401k to get the full employer match, whatever amount that is. 