<prompt> Human: Hello PF,just recently started reading and deciding to become financially responsible.I make about 80k a year and can move up in the company I am at and then even further upwards in the same field just different companies.Here is my situation:I have 10k cash I have saved.Emergency fund.I was planning on stacking up more chips... 401kIRAInvesting in the markets...buy a house and a few investment properties.Hopefully live easy after 10-15 years.I found out last night my fiance is pregnant...And I think the way I am finding myself stressing the most about the baby...is my financial future and providing the best life for the baby.Its 02:00 AM im on the internet looking at houses,reading about the stock market and sweating!!! I am freaking out.Do I buy a house for my future family? From my research I can purchase a decent house and it would still be less then my current rent 1000mo.Stupid high I know.bad decisionCan you guys help guide me?!?!? I have no idea where to start.I read the FAQ401k thread and it made me more nervous.  <response>: Take a deep breathe. The baby is many months away. There is nothing you can do today at 2AM to make this any easier. Its not worth spending the entire night on and you still need to go work on Monday.Take a deep breath. This will all tide over until the morning at the very least. Maybe even just make a note to start thinking about it next weekend and spend the week just collecting yourself.Take a deep breath. Theres no rush. 