<prompt> Human: Hey PersonalFinance - My wife and I have been discussing our commuting costs and would like some input on what we are thinking... I started taking the train to work after starting new job 8 months ago. Since then it has been hard watching 430 go towards a car payment that just sits in a garage and parking space most of the time. We have loved owning the Jeep in the summer when we can really enjoy the top down and doors off but it just doesnt feel worth it any more. This was never a long term purchase since we are looking to start a family soon and would be more interested in something like a Honda Pilot in the future etc. Do we Trade in the Jeep for a reliable car around 10,000 to reduce the car payment down to nothing. OrTrade in the Jeep for a Honda Pilot .9 financing - A car we would like longer termOrKeep the Jeep 1 more yearOrLease something and get the value out of the Jeep since we seemingly change cars every 3 years.Thanks in advance!Commuter 1: 2012 Jeep Wrangler Sport 2DoorMiles: 11,000Amount Owed: 9,978.00 1.9Monthly Payment: 430.00KBB Value: 21,000 to 23,000 on trade inDriven 6 miles a day to the train stationTrain pass: 175Parking: 25Gas: 65 or soTotal Monthly Commute Costs: 695Commuter 2:2010 Toyota Prius III Miles 48,000Amount Owed: 11,571 0Monthly Payment: 399.00KBB Value: 16,000 to 17,500 on trade inDriven 36 miles round trip dailyGas: 100 Total Monthly Commute Cost: 500  <response>: Sell the Jeep, and buy a beater for about 1,500 to take to and from train station. Save the remaining equity from the Jeep, and continue paying yourself a payment of 430, so that when you are ready to buy another car, youll have enough cash to do so. 