<prompt> Human: Ive been meeting with an advisor from a bank for lunch and hes finally pulled the trigger to formally pitch their services. Its a large bank known for UHNW services Think JPM, CS, or UBS, and Im definitely small fish for this advisor and definitely fall short of the banks net worth requirements for wealth management clients, but due to the fact that the I was introduced to the advisor by his boss for the purposes of exploring a relationship, he seems to be giving me a pass. Is this something I should take advantage of?Im considering placing whatever minimum I can get away with into something passive to continue to receive their advisory services and research, while keeping the bulk of my assets at my cheaper brokerage. If i do this, what value am I to the bank? Is there any way I could get charged if this is the extent of my activity seeking lunches and market updates and research? Im not in the finance industry so I do appreciate these meetings to keep me abreast of things. Value also seems to extend to advisory on setting up trusts for my siblings and mother, introducing me to other clients that could help with my business... in these things I see value but dont see how I pay really anything under than the initial transaction cost for my first lump passive investment. Am I missing anything here for consideration?He did mention though that the amount of research they can give out to me is dependent on meeting certain thresholds of revenue for the bank as a result of my trades. He told me of a client who failed to generate 100,000 of revenue and thus could no longer receive certain materials.Context for my situation:I am 28, single with no foreseeable obligations. Total net worth is around 8 million of which 5 million is liquid cash and securities, and 3 million illiquid between primary residence and private shares so that value is actually quite hard to estimate. Not drawing an income from businesses but paying myself out in dividends which average out to mid 6 figures a year.  <response>: Your net worth places you right in the middle of their sweet spot. Only the highest of the UHNW offices require individuals with a liquid net worth of 10 MM. I would take advantage of their services. I think you are taking the right approach by starting small and working your way up as they prove themselves. 