<prompt> Human: My grandfathers inheritance is being sent to all his grandchildren, with my share being roughly 125,000. Im 22 years old and a student in the United States. I have no debt, I have paid off all previous student loan and credit card debt, and I have a full time serving job where I make 25,000 a year. I have around 2,000 of savings in various stocks TSLA, AMD, and a few others. What can I do with this to better my future? My parents suggested talking to a financial advisor but also mentioned a Roth IRA and other options. Ive also had pressure from my parents to buy property but that makes me very nervous. I work full time and go to school part time, I dont have the time to manage a property. Would it be worthwhile to quit my serving job and rent out a property if I bought one? I feel very overwhelmed and any help would be appreciated. Throwaway because a few friends know my Reddit account.  <response>: Avoid individual stocks and financial advisors - these are indulgences of the financially illiterate. Educate yourself instead - read an investing book or two - its a small body of knowledge. Once educated, youll know to hold money for short term spending goals a car in a few months in cash, and long term spending goals retirement in Vanguard total market index funds. 