<prompt> Human: Im literally so paranoid to buy anything online. I just usually think Ill be screwed somehow with my luck.  <response>: Always use a credit card when you can. There are better legal protections if anything goes wrong. Your liability is 0 if reported in a reasonable time. If something goes wrong, its your banks money on the line, not yours, and they will work with you to get their money back.There are also plenty of rewards cash back, points, etc. for using a credit card. 