<prompt> Human: My wife and I already own a home. At the time of buying, I pulled out 5000 from my IRA.Now, my wife is planning on opening an IRA under her name for about 7k and we plan to buy another house in 2 years. So my question is, can she use the money in her IRA up to 10k for a home purchase considering she has not ever bought a home? Does anyone know the nuances of this rule?Thanks!  <response>: If you dont qualify neither does your spouse: 