<prompt> Human: Hello, this is my first post so bare with me. I have racked up my credit card to 5000 and am having a hard time paying this back. I make about 2400 a month and my monthly bills come to about 1700. I am also trying to save for a down payment on a home. Im just not sure how to pay off my debt and save without feeling completely broke.  <response>: Stop spending money on stuff you dont need. Stop going out to dinnerlunch. Sell stuff around the house you dont need or use anymore. 