<prompt> Human: As the title suggests, my mother has asked me to be a cosigner for a house that she is interested. And I love my mother, do not get me wrong, but she is financially not the best, for example she declared bankruptcy about 5 years ago and had to foreclose on my childhood home I believe. And her health also gets worse by the day.I was wondering what impact it would have initially on my credit and then what would happen if A she doesnt make any payments on timeB makes on time payments but becomes hospitalized  <response>: my mother has asked me to be a cosigner for a house that she is interestedHard pass. Banks are chomping at the bit to loan money, and if they dont think shell pay on time, you shouldnt either. 