<prompt> Human: She is 25 and doesnt have bad credit, just no credit. Im looking at ways to assist her. She has been denied credit cards in her own name. Will putting her on mine improve her score, or hurt mine? What are some other ways to assist her? Thanks in advance. Last I checked, my score was 780.  <response>: Chase did not run my mothers credit when I put her as an authorized user, however, the card does report as an account paid in full each month on each of her three bureaus. It did not affect my credit at all and wont as long as I continue to pay in full. 