<prompt> Human: 773 score equifax 5 credit cards. 1 utilization 1 mortgage 0 late payments Ill be selling my home soon, so will no longer have a mortgage I plan to cancel 2-3 of my credit cards. Maybe even my oldest.Whenever I mention canceling a credit card people freak out. Just put it in a sock drawer. You dont want to ruin your credit. But why? As long as I have no plans to get another mortgage or any other loans in the near future, why should I care if my score drops a bit? So long as I continue to use credit responsibly, isnt it relatively easy to rebuild my credit score in the future if and when I want to?I value simplicity. A lot. Having a few cards dormant in a drawer will not kill me, but Id rather not have them. Just want to make sure Im not missing anything.  <response>: You shouldnt care if you dont plan on getting a loan soon. I value simplicity. A lot. Having a few cards dormant in a drawer will not kill me, but Id rather not have them. Just want to make sure Im not missing anything.Dump them. 