<prompt> Human: Please be kind - Ive been trying to read up and understand the complex world of investing, but its slow going and Im feeling frustrated and overloaded.Ive got about 900 that I just dumped into my Roth IRA a few months ago. Being a total newbie, I assumed itd be automatically allocated like a 529. It took me awhile to realize I actually had to do something with the funds sitting there.I understand that springing for a target date fund would be ideal, but it looks like theres a minimum of 2.5k needed to do that. Adding more money quickly right now isnt an option.So, what should I do? Wait until I can hit that 2500 minimum before doing anything? Invest in individual stocks? Ive tried combing the sub for answers but Im only seeing questions from those who at least have hit the minimum requirement for a target date fund.Any help is greatly appreciated.  <response>: You can probably find a sp500 index fund with a 500 minimum. 