<prompt> Human: Wife Salary: 125,000My Salary: 100,000 - 125,000 Currently max both of our 401k. Have no kids plan to have kids in 5 years. After retirement savings our take home is about 9,500 monthly. Retirement Savings: 150k between both of us Taxable invested: 200,000 want to keep investedWe are planning on putting 5 or less down on the home. We will not have to pay PMI. Planning on staying home about 7-10 years. Will be getting a 10 year ARM 3.5 rate. I know the risks with ARM loans. We expect annual salary to double within 5 years good chance itll be even higher, however we do not want to buy a home with future earning potential. Also both jobs are very stable.How much home can we afford? Thanks for all responses in advanced.  <response>: Well, 30 of your monthly gross is about 6,250, which is the common recommendation of the max amount you should spend on all housing related expenses mortgagetaxinsuranceutilitiesupkeepetc. With 5 down on a 750k house, your payment would be around 5,000. That might give you some idea of what you can afford.You should also consider what you NEED, not just what you might afford. Dont buy a huge house just because you can! 