<prompt> Human: I am a 21M who up until recently had been financially sheltered solely by my mother throughout my life. Long story short, a minor fallout between my mother and I has me truly feeling the worlds grasp of being alone with little knowledge in personal finance. However, this particular subreddit has proved to be a safe haven for me as of recently. But today I acted on something I am not proud of. Today I had the displeasure of learning that my monthly car insurance was to be raised by nearly 100 bringing it to a total of 235month due to a misrepresentation on vehicle ID. I am currently financing a 2016 Subaru BRZ which I cosigned with my mother at the time. I particularly remember the phone call with my auto insurance company that took place in the Subaru dealership prior to purchasing the vehicle. They offered me a quote of roughly 121month at that moment but ultimately I ended up paying 133month for an entire year. Just two months ago it was raised to 155month due to losing my good student driver discount. This is understandable because I havent been taking classes recently to provide grades for. The 235month now comes into play due to the policy agent informing me that there was an ongoing mistake and that I was being represented by my mothers current vehicle the vehicle that I shared with my mother prior to buying my current car for all those previous payments. This has me confused and questioning the point of asking for what payments would look like in that phone call prior to buying the vehicle. Upon learning this, frustration ensued, and ultimately I went on about my day with a disgusting attitude toward all this. Having drove to both work and the gym already, my driving could simply be described as a complete asshole. For whatever reason I had this immature mindset of Oh if Im going to pay this much for insurance might as well drive like I am. Sitting here writing this Im cringing at the fact I took my emotions to the road. Im talking, redlining the rpm, weaving, and nearly power sliding around roundabouts. Having never been pulled over or taken place in an accident, driving like this had been so unbelievably foreign to me. Now calm, I find myself venting here in a sense.Because of my complete lack of knowledge, when I previously mentioned If Im going to pay this much... I genuinely have no idea If 235month is even considered high for my current policy. Or do I need to find a new company? Still looking at this immaturely, Im going as far as to consider if I truly need insurance. Having just admitted that I went about my day in a reckless fashion isnt something that honestly represents me. Is driving without insurance honestly that inconceivable? This mentality is brought on by the frugal lifestyle that I am attempting to balance. I currently have an income of roughly 1400. But, because I had already been living paycheck to paycheck before learning of this new increase in car insurance. Im scrambling for possibilities of discounts such and those devices that monitor driving. Or are those insurance tests truly worth taking if they can be applied to my profile. TLDR- Im in search for some insight towards going about car insurance and their policies having been misrepresented by vehicle ID by my current company.  <response>: Car insurance for young men is typically more expensive, and youre driving a nearly brand new sports car. It doesnt surprise me at all that your insurance is 235 per month, although you should absolutely call around and get quotes from other auto insurance companies. Its illegal to drive without insurance in the vast majority of states, and your financing agreement almost certainly requires full-coverage insurance, so you cant drop your insurance coverage.Is your family cutting you off financially? To be perfectly frank, you cant afford your car on a 1400 per month income. You never could. 