<prompt> Human: Hello Personal Finance. Please remove this post if it isnt allowed but Im at a loss and have seen this sub handle situations like this before.Some back story, my parent in question is terrible with finances and is an awful human being as a whole. Theyve declared bankruptcy at least twice. As soon as I was able to, I moved and consolidated any finances that my social security number has been tied to under my name and my name only. Three years later, theyve reached out to me out of the blue were NOT on speaking terms and told me I have a student loan and I need to pay for it. Ive checked all of my loans and credit reports multiple times, and they all show up under my name only. On top of that, the math for the loans under my name adds up for my 4 years of college to me.Whatever loan theyre trying to pawn off on me, my name and social is not tied to it. That tells me either I forgot that they took out this loan in a rush to pay for my college, or that they took out a loan under the guise of me going to college so they could have a payday over 4 years ago. This loan would have been taken out roughly 6 years ago.I dont feel comfortable with them reaching out to me in the first place, let alone about money. I honestly fear they may do something irrational if I dont do something about it.  <response>: Its a ParentPLUS loan they took out and are responsible. Its not on you, tell them as much. 