<prompt> Human: A friend has reached out to me about joining his financial advising group called world financial group. I initially went for an interview and paid for their background check and systems fees. Now that Ive done more research on the company I see way too many positive and negative reviews to make a judgement call. Is this company and its product legit to sell or invest in?  <response>: Any company that requires you to pay for a background check and system fees is a scam. 