<prompt> Human: 24, 35K a year. 10 to 401K a month. Loans and rent taken care of and prepaid for the next 2 years. I am just trying to figure out whats the best way to invest or set up a healthy savings account. Assistant: 1. Emergency fund equal to six months of expenses. 2. 401k up to match. 3. IRA to 5500 a year.4. Max 401k. Retire early and win.Human: Thank you. Any advice on where to start when trying to set up an IRA?  <response>: Vanguard is a great company with some of the lowest expense ratio funds.Also, you should look up the difference between an IRA and a Roth IRA before you decide where to put your money. They have different advantages and disadvantages. 