<prompt> Human: I have no idea how much these costs are...i know they need a lot of diapers and diaper costs are a lot. Besides dealing with time away from work and child care, what other costs?How much does it typically cost outright with insurance? Should we expect the cost to be thousands?  <response>: My last baby was born in January 2016. I had a regular vaginal delivery wepidural, 2 night stay. Major hospital in a metro area and my bill before insurance was 12,000. The baby also had a separate bill and she cost about 2,700. So lets say your deductible is 500 with 20 out of pocket after meeting your deductible. Your bill would be 5002012,000-5002,800. The baby has to meet their own deductible so youre looking at 500202,700-500940. The cost of childcare is the most significant. Full time care for a newborn around here runs about 325week. That works out to 1400 per month or so. Comparatively, the cost of diapers is relatively insignificant. I pay about 40 for diapers and 10 for wipes per month through Amazon Prime. Our increased cost for Employee spouse to Employee family is about 200 extra dollars a month. Otherwise there are quite a few one time purchases others have mentioned, carseats, furniture, clothes. How much you spend there is all personal discretion. You could spend 500 or 5000. Up to you. 