<prompt> Human: My girlfriend of a year is a full time student, attending a programming boot camp program. It ends in January of this year, after which she will look for work. Im curious if anyone has any input on what she might expect or how she might beat position herself for getting a job, BUT thats not my main question. She is getting a 800 dollar a month stipend from her parents. I take home around 2600 a month. I am currently covering rent 1010, utilities 40, most of the groceries 300and some other odds and ends like gas for the car so we can go on a hike together. She is always running her account down to zero even though she doesnt eat out and shops at goodwill for most things. Instead of asking me to help pay for dozens of little things throughout the month she asked if I wanted to open a checking account with her, one that I would drop some money into, and then we can go Dutch on things but she would essentially be using my money that Ive put in this account. She has understandably been feeling disempowered since shes always asking me to pay for things. She detests the idea of feeling like a sugar baby. So she wants to have a transaction just once a month instead of dozens of little asks. I am hesitant to open a joint checking account with a GF of one year, but I want to ask: are there any potential risks or problems with having a joint account with a SO? I plan to put in a hundred dollars a month as a starting point. EDIT: thanks all. Not opening account. Going to ask to see her monthly budget and see if she is spending her money wisely.  <response>: Do not combine finances with somebody you arent married to. It is almost always a bad plan. Look up some of the horror stories on this sub. 