<prompt> Human: Hello rpersonalfinanceI need to be able to cover closing costs for a VA home loan. My bank has given me a good faith estimate of 15k. Right now I have about 8k, but would need to have all 15k in my accounts.I just enrolled in two between me and my fiance 0 interest cards for 18 months. Im 100 I can pay off the cards before the interest periods. Does anyone know how I can turn these cards into money for my closing costs? I dont want cash advances on this. We also cannot roll the closing costs into the loan amount.Thank you  <response>: It sounds like you cant actually afford the home. What exactly is your plan for paying off the cards, were you to pursue that option? 