<prompt> Human: I am in a predicament as my current apartment lease ends in July and I am torn as to whether or not I should move back in with my parents rent-free or renew my lease for another year. Per Month Income: 2,600Student Loans: 30,000, with monthly payments of 700Rent : 600Utilities: 60Groceries and restaurants: 500Gas: 50Fun misc money: 200Currently using my parents car, but will need to purchase my own car next year most likely a used sedan around 15,000. Everything that isnt spent goes into savings and betterment account currently at 6,000. I will be funneling those savings into a 401k soon I know, I know, I should have done that wayyy sooner. Im torn between choosing my social life parents live in suburbia, apartment is in the city near friends vs saving money. Has anyone been in this situation before and if you chose to live at home did your social life suffer because of it? I am 24 years old and feel like its socially expected for me to live on my own.  <response>: Whats your job? With 30 grand in loans you can most likely work at finding a job with more pay rather than focusing on being frugal. 