<prompt> Human: Fairly new to personal finance. Unfortunately, younger me took a loan to buy my car about 3 years ago with an interest rate of 10. I have about 7000 left on my car and If I pay the bare minimum 360 a month Ill finish paying it off in 2 years. Ive just recently started investing in stocks. Im putting in 1000 a month in my stocks. I currently at about 5500 with an interest rate of 16 per month. I can possibly add 100-200 to the car payment if I absolutely squeeze. So my questions are:Should I continue investing in stocks or pay off my car debt first? Split it 5050?If I choose to wait it out and pay my car debt in 2 years, will that increase my credit score? If so, by how much?  <response>: Hes probably referring to past performance of the stock market. Pay off the car, past performance do not guarantee future returns. That car loan rate is way too high. 