<prompt> Human: So, earlier this year my husband was rated 100 permanently and totally disabled by the VA due to his combat-related PTSD and a list of physical issues stemming from his service in the Marines. When he first got out of the service he attempted going to college with his GI Bill, but the panic attacks and anxiety was too much to handle, so he dropped out. He is not currently working and will not be working any time soon, most likely. Hes on several medications and goes to counseling at the VA regularly, so the priority right now is for him to just be okay.I age 29 am still in the military for the next year and I put away 15 of my monthly income in a Vanguard Roth IRA. My husband age 32 receives 3200mo in VA disability payments and has no retirement savings.Im hoping commenters here can offer strategies of how my husband can start saving for retirement in our situation, with disability being his only source of income for the time being. He may very well receive those monthly disability payments for the rest of his life, but when it comes to government funding specifically for vets I really dont want to take that for granted. I want us to be able to retire by around age 60, and I feel like its important that we start saving for it.Any suggestions, info, or comments are welcome.EDIT: To clarify my question, would there be any legal issues with opening an IRA for him? His disability income is non-taxable, and its my understanding that non-taxable income cannot be contributed into an IRA. However, we have shared checkingsavings accounts and my income from the military is taxable, so Im wondering if the fact that all our money is pooled together negates that issue. If so, well just open a Vanguard Roth IRA for him.Were not struggling financially at all and we have a comfortable savings 15k and growing, my main concern is if we need to make any special considerations about the kind of retirement savings he builds since his current income comes exclusively from disability.  <response>: So your 3200 month is a retirement. He can live on that for life.If you are worried, live for as little possible and pack the rest away into TSP, 401k, IRA and investment accounts. There is a good book called Your Money or Your Life that explains the philosophy and approach more.EDIT: There is no reason why two people can not live on 3200 a month. You could save 100 of your paycheck and like some of that 3200 a month. 