<prompt> Human: The owners of the smallaffordable house were renting have decided to sell, so were sorta scrambling to avoid homelessness. She has said countless times that renting is not an option and that we need to buy a house. Weve been looking at places around 300k. In fairness, thats about what youd have to pay in our area for a house that wed actually want to live in for 5 to 7 years, and Im not opposed to paying this much. A few affordability calculators online say that on my income alone we could afford a place of nearly 400k. Cool beans.My income: Just under 300k gross last year, high likelihood of switching jobs for a bump up to almost 340kyear.Her income: 56k at a great job with high job security.Heres the kicker:My debt: Nearly 400k finished medical residency about a year ago.Her debt: 70k finished her masters program about a year ago.My belief is that weve got it pretty good, but the first few years of our professional lives if we do it right could put us in an extraordinarily good position for the long haul. We could rent a place nearly twice the size of our current house which would be 1kmonth cheaper, not including various hidden costs of home ownership, and pay down those student loans aggressively. She wants a home I do too, but am willing to wait so were on large, cushy retirementsavings accounts first.Thankfully, shes not a spendthrift spouse but she also doesnt have her financial ducks in a row contributing 2 toward retirement, not sure how much her employer matches, no emergency fund or savings to speak of.I just ordered Smart Couples Finish Rich used copy, with 1 day shipping and hope itll spark some of the same excitement about saving that I have.Any advice on getting your better half to share your financial goals?Edit: Thanks everyone for the comments and perspective youve offered. Looks like a fair amount of comments some with a ton of links and info simply vanished. Did somebody get shadow-banned or something?  <response>: Work this out before the wedding 