<prompt> Human: with the tea party threatening to once again stop the passage of a debt ceiling raise, where can I move the 23,000 i have on my college savings account. This is money i absolutely need to help pay for the next 3.5 years of college and cannot risk losing any in the case the confidence slips and stocks fall or even worse the US defaults on its debts What would be the best place to invest? Gold?? gold is in a bubble, and its been a year since i took economics so any help is great  <response>: Cash. You need the money to pay for the next 3.5 years of school and cannot afford to lose any of it. You should be invested in nothing more risky than insured bank accounts. 