<prompt> Human: Ive just begun full- time as an electrical apprentice making 15-30hr depending on the job. I planned on taking out a 10k loan for a used car and I already have 3k cash. I have no credit and no one to co-sign. Is there any possibility of me taking out a loan under these circumstances?  <response>: Buy something for 3k. Itll get you around just fine for a while. This income is all new to you, so you should have no problem saving money to spend more in a year or so. Youre in a perfect condition to not get stuck with auto loans. 