<prompt> Human: Investing in my part-time jobs 401k I plan on being here long enough to be vested in the 7 company match and I am putting all of my 401k in this fund:Ive got my portfolio spread out in my IRA, so I use my 401k as my US Equity.I cant find any information on this fund by looking it up on Google though, or Morningstar, and Ive never heard of Mellon Capital Management.But the expense ratio is absolutely insane! If you look at the prospectus youll see that its 0.05 which is the same as Vanguards Admiral Shares.I was shocked when I saw this fund. Is this too good to be true? Am I missing something?Thanks!  <response>: Pretty standard for a 401k SP 500 fund. 