<prompt> Human: Im 31F with no debt and and excellent credit. I have credit cards, and us them to earn rewards and pay them off every month. Ive always chose credit cards that pay rewards in the form of a statement credit because I dont want to be told how to spend my money. However, Ive been traveling more often lately and have some friends that love their airline rewards cards. So, do you actually get a better deal from a card with air miles vs just getting cash back on a normal rewards card and spending the money on a plane ticket? Wouldnt it be limiting to only be able to use your rewards on one airline? What if the destination you wanted to use your rewards for was cheaper on another airline?Thanks!  <response>: Most cash back points are valued at 0.01 per point, so accumulating 100 points will get you a 1 statement credit. Savvy airline award searchers can find conversions valued 0.05 per point or more. This is mainly possible by finding first or business class seats, and is most valuable on international flights, although it depends how much you personally value that sort of air travel.Personally, my everyday cards are Chase Freedom Sapphire Preferred because the points can be used in a variety ways transfered to specific airlines, taken as cash back, used for booking flights directly through Chase and I can get 3 ptsdollar when booking travel through the Chase travel portal which is just as easy as using something like Orbitz or Kayak, or even finding my own flights through Matrix ITA. 