<prompt> Human: Hi all,Im in my mid-to-late 20s working in NYC as a software engineer making 105k before bonus, and am considering allocating 2250 for rent. Recently for personal reasons, Ive been commuting 2 hours each way but saving a ton of money. Its time to return to the city for my personal sanity. Im the kind of guy who overwhelmingly prefers living alone and having a sanctuary at home, where Im by myself and can focus on work, and then go out and socialize when that time comes - but I dont go out and drink much at all or spend money on unnecessary goods. I save, max out my 401k and IRA, and have financial independence goals. I also have a 6-month emergency fund saved up. That being said, Im considering allocating 2250 towards rent, which definitely puts a dent in FI goals and is A LOT for my income, I think. However, without sounding overly confident or annoying, I am fairly confident my income will rise recently after interviewing testing the job market, I turned down salaries that were 20 bumps for personal reasons. Plus, itd be a good kick in my butt to strive for a higher-paying job or create more value for my company. I suppose I look at this higher rent as an investment for a good, comfy living situation where I can focus on my career, salary, etc. I definitely dont plan to stay at my current income. Do this all sound pretty spoiled to you in terms of my wanting a good living situation without roommates? Is there ever a justification for temporarily living above your means? Would appreciate any outsider perspective!  <response>: Spending money you dont yet have is how most people end up posting in this sub. 