<prompt> Human: So this will be in SF, so first of all, 3000 without roommates is about what youd get for a studio1 bedroom. I worked for a shitty job for a couple years, but paid off my student loans didnt have much to begin with, and now got a job for 100k okay, 97, but I like rounding up in SF.100k will be around 70k take home salary, and if I spend 40k on rent and even 20k on foodclothesetc heavily rounding up, that still leaves me 10k for saving, right? Is this an insane way of thinking about it?Also, if there is a better place to discuss this, please let me know. Thanks!  <response>: and now got a job for 100k okay, 97, but I like rounding up in SF.. 70k take home salary, and if I spend 40k on rent and even 20k on foodclothesetc heavily rounding upStop rounding like that. You will never be able to make a budget to works. I dont care if you live in San Francisco or not. that still leaves me 10k for saving, right? Is this an insane way of thinking about it?No clue. You have been busy rounding. What about Christmas gifts? Car payments? Birthday Gifts? Mothers day gifts? Here is what you do. Collect all of your receipts for the next 2 months. Keep track of all of your cash expenses, and see where your money gets spent. Otherwise you will be just another highly paid broke San Franciscian who has no clue where all of the money went. 