<prompt> Human: I financed a 2005 vehicle for roughly 12,000.I have paid off roughly 4,000, leaving me about 8,000 left to pay.The vehicle is only worth 2,500 so I would have to pay at least 5,500 just to get right side up with the loan.I can only really afford to pay the minimum payments I have been financed for, which is 286mnth. At this rate, it will take me nearly 28 months to pay off the rest of the loan. By then, the car will be around 12 years old. I dread to think what the cars value will be in 2016, let alone what condition it will be in. I know my options are to1. Make higher payments to the loan in order to pay it off sooner.2. Pay the minimum and suck it up. Both of these options put me in a difficult spot financially and I am eager to find an alternative. The car is just too expensive for me at this point. I started looking into leasing as a way to pay less for more car but am not sure if this a viable alternative.The question that I have is, is trading your car in for a lease, a good way to get out of being upside-down on your loan? is it even possible to do so? Any other advice on my situation would be greatly appreciated.  <response>: Youd just transfer all that debt to the lease if they will allow it. The lease.will be very expensive and you will have nothing after it is over.5500 36.months is an additional 150.a month 