<prompt> Human: I know that federal loans are the easiest route, but theres a limit to what you can take out.. In short, Im going back to college for another bachelors degree, and my parents dont really care to help me. They are old and looking to retire, so its understandable that theyd not want to assume any financial responsibility when theyve got their own money to worry about.Whats the best way to get the money then? Outside of scholarships and the federal loans, everything seems extremely limiting in what I can get, and I feel like even if I get into my dream school UT for computer science, I wont be able to pay for crap because no one will lend me money if I need it.TL;DR: Parents wont cosign on a loan, and Im lost at how to pay for another degree.For those wondering, Im not rerolling the dice here. This degree adds to my current one.  <response>: It would be helpful to have more information.Do you plan on working while youre in college still?How old are you?Do you have anything saved up right now? Youre missing something too... federal aid!! Yeah, there are scholarships and federal loans, but there is state and federal financial aid as well. If you are independent, dont have a lot on your tax forms, etc etc... then you could qualify for a lot more financial aid than you think. Even if you are dependent, theres financial aid out there.You also didnt say where you were from, is UT in state for you? If not and youre not offered a full ride or at least enough that it would be cost equivalent of an in state college, then dont do it in your situation. Some people, out of state is for them I guess, but if youre considered about paying... then dont. 