<prompt> Human: A few years ago I converted my 401K into a Roth IRA and did some rebalancing with the help of a financial advisor who is also a family friend. He suggested buying into IMLAX for one of the funds, and while I wasnt thrilled about paying a 5.50 front end load, I went with the recommendation and put about 10K in. 3.5 years later Im not really happy with the funds performance and am looking to drop it its up 25 when other funds I invested in at the same time are up anywhere from 40-75. Given that I forked over 550 or so at the beginning, does it make sense to stay in it for a while longer, or am I better off cutting my losses and getting into something with a better return?  <response>: Not only would I drop this fund, I would also drop this family friend. Friends dont fuck you over for a commission check. 