<prompt> Human: Why is everyone so willing to give advice for small windfalls, or saves a small amount of money, but the moment someone getssaves 100k, suddenly its See a professional?Dont the fundamentals work, regardless of amount? Diversify, live simply, and dont take on more risk than you can handle.Edit: Lots of really good answers - something I overlooked is that the US tax code is WAY more complicated than ours Im Canadian, and you guys get taxed on lottery winnings and inheritances?.  <response>: Usually taxes get more complex. That would be a reason to see a pro if its a large amount of money. 