<prompt> Human: Little backstory, Im a 21 year old college student who has been thinking about getting a credit card to start building credit. I have a stable job and still live at home with my parents so my expenses arent as high as some. Is there any particular card or company that would be a good start?  <response>: The rule with credit cards is only buy what you can already pay for i.e. use it the same you would a debit card. You get a free 30 day loan to pay it back and you can get points or cash back as a bonus. 