<prompt> Human: Im currently living with my mother since I graduated college. However, for a lot of personal reasons, Id like to move out. I am currently working on finding a job. I live in the Seattle metropolitan area. Obviously I need a job before I move out. I have about 5000 in checking and savings combined. If it matters, my bigger priority is paying off my student loans 30k, but I believe having a job and living independently would have its own psychological value. Thank you in advance.  <response>: At minimum, youll need:- A job duh and at least two paystubs that prove you make 3X the rent, unless you can get your mom to cosign, but I recommend trying to use the 3X rule as a gauge of how strapped your going to be and for whether or not youll need roommates. - All moving expenses including but not limited to: renting a truck, first and last months rent, security deposit, a host of other move-in fees, and furniture at minimum...youll need a bed. - A 1000 buffer on top of everything, for safety. More ideally, you should try for 3 to 6 months of estimated expenses as an emergency fund, especially if you can tolerate living at moms and commuting a little while I did this for 7 months at my first job, and while painful, Im glad I did. 