<prompt> Human: I am looking to close a CHARGE card. It was more of an impulse application but the annual fee is too high. My plan is to close this account and only use my other cards. How will closing this one account affect my credit score? I know that my score should drop but does anyone have a ballpark idea of how many points? 100, 50, 25...? Not a finance guy, btw.EDIT: Changed credit to Charge. Its a charge card, I forgot.  <response>: The effect will be basically nothing, certainly not worse than paying an annual fee for something you dont want or need. IF there is a small impact to your score, it will quickly come back up. 