<prompt> Human: Hey, PF.Frequent reader here, using throwaway due to posting sensitive info.Im looking to move out from my parents. Im in a high COL area where the lowest I can get a 1bed1br in a nice area is 1,800mo.I currently gross 90k, and net 2380 bi-weekly. Here is a breakdown of my expenses, debts, accounts, etc. HuluNetflixSpotify 30mo Sprint 100mo Car Payment 469mo, paying 1k per month to get aheadpay less interest Car Insurance 200mo Car Gasoline 300mo Food 500mo Savings 500mo MiscUnaccounted: 100mo random expenses, haircut, donations, gifts, gambling Leftover: 2400mo only if I dont pay extra on my loansDebt Accounts: 20k Car Loan financed 4.54 over 5 years 3.5 years left, 8 months ahead onit 1.5k Personal Loan for Car equipment 69mo, paying 300mo 3.5k CL Chase Freedom, 0 bal 1k CL Local Credit Union CC, 0 bal 2k Wells Fargo Checking 1k Ally SavingsCan I afford to move out into an apartment for 1,800 without needing a roommate? I have most of the things Id need to move in.  <response>: I would wait awhile. Here is why:Your emergency fund is way low, you need to have 6 months. Then you need to look at the cost of moving. Potentially, First, Last and security deposit. 1800 X3 5400. Deposits for utilities, do you have furniture? Utensils? Pots pans glasses ect.. As you see it can be pretty expensive. I would work on paying off your debt and working towards the emergency fund and a moving fund. Get a handle on those and you would be able too.If you had a roommate, that would make the timeline lower though, but still more money than you have listed. 