<prompt> Human: So my financial situation is this:68k year salary30k in savings0 debt500 rent500 utilitiesfood etc.Maxing out 401k, Roth IRA etc gives me 1300 left over per month.I plan to put 18k down on a Tacoma, with payments around 300 over 4 years.I figure 500 saved, and the other 500 for fungasinsurance?I saved a lot of money in college, and my plan was for this purchased, Ive never made a purchase this large before, but its what Ive wanted for the last 4 years.I realize buying new is never a great idea, but these trucks hold their value so well for reference a 2014 with 40k miles is 26k average in my area, while brand new is 33k, along with lifetime free maintenance, and the warrantyIs this a good financial move?  <response>: I wouldnt say its a BAD idea, but maybe its not the best thing to do with 18 Grand. Seeing as Toyotas are one of the more reliable Vehicles made, you might have that thing until youre 45 years old if you take care of it. However, if I were you, I would be prepared for somebody in this group to tell you that you can put that 18 Grand to work better elsewhere than in a depreciating asset. EDIT; as somebody else said, youre not here for advice, youre here to see if anybody agrees with you, which they dont. If you have your mind made up thats fine, but never strengthen your decision on the basis of validation from people you dont even know. Just do it. 