<prompt> Human: I just paid off my truck. It is a 2011 Toyota Tundra, with 35k miles and in really good condition. Per KBB I could expect somewhere in the range of 21k for trade. Part of me wants to keep driving it and pocket the amount I used to pay per month for the payment 500, but part of me thinks that trading in for another new truck with 22k towards it would be the better solution. This way, I keep a newer vehicle, and can continue to repeat the cycle - trading it at a high value after the 5 years of payments. If I do this, and can count on a 250-300 lower payment per month, I would still be paying more than the 0 on my paid off truck, but once my paid off truck finally dies and I go to buy a new one, I have nothing to trade in unless I have put away some of the 500 I am now saving.It seems like there may be arguments both ways, but Im hoping you all can help me see something I may be missing here than can help me decide.  <response>: I would rather keep the paid off truck and put the 250-300month payments into savings. 