<prompt> Human: I have 2 CC. Since Jan my GF went into real estate and I have been paying all the bills on my own. I have almost maxed both CC one is 2500 and the other 1500. What is the quickest way to pay them off?Should I even be thinking of taking money from my 401k to pay them off quickly and pay back the 401k at a cheaper interest rate?  <response>: What is the quickest way to pay them off?Eliminate frivolous spending, reduce expenses, earn more income, pay them back ASAP. 