<prompt> Human: Im slowly learning here so please bear with any naivete: I was gifted a few tax-free muni bonds several years ago. They have matured I no longer live in the state they were issued. My financial advisor suggested I look into Nuveen High Yield Muni bond fund NHMCX, and the FHYIX Franklin High Yield. I feel like Im reading hieroglyphics when I try to research these..can anyone explain them simply?  <response>: Those funds are garbage. 