<prompt> Human: I moved a savings account and an IRA to Ally because it was recommended so often in PF. I am beginning to regret my decision. It takes from 3 to 5 days to get money from my local account to Ally savings. I transferred 100.00 from Ally savings to Ally IRA on May 31st, the transaction still hasnt cleared, nor is it appearing in my transactions list on the website. Im also getting phone calls and emails up the yin yang from them since I opened the accounts. Is there a more user-friendly alternative PF can recommend?  <response>: IRA with Vanguard, high interest savings with Ally. Ally has never called me. 