<prompt> Human: Hi,Ive had HSBC for awhile and it was always fine but at this point, the interest is almost non-existent. Keeping my money there was my fault, no doubt. Now this morning I receive an email stating that they are now going to charge a fee for me to transfer money into my accounts from an outside institution - this to me is total bullshit and I am ready to jump ship.1. What are the best options for me? Im not really interested in CDs and would prefer standard savings accounts online is fine2. How much of a hassle is going to be for me to transfer this money out of HSBC its enough money that I have to ensure no mistakesThanks in advance.EDIT: Thanks for your help; at this point I am leaning towards Schwab or Ally - any preference?  <response>: I like my Ally savings account. .89 interest, and transfers in and out of non-Ally institutions are free. 