<prompt> Human: Hey fiscally-responsible redditors!My best friend of over 10 years who is well-off financially offered to buy out 20Gs of my loans and charge me almost no interest for 5 years. He feels that my student debt is socially unjust and prevents me from more readily achieving my dreams. He thinks that lightening this burden will make both our lives more exciting plus fuck the man. What risks are involved? We would def. draw up a contract something like 4Gyear for 5 years and Id throw him more bones when I can...Thanks for your advice!UPDATE: wowzers. I hadnt checked in since I posted and am astounded at the amount of replies. I read each of them and am working out what makes most sense for myour world. Fascinating barrage of replies from all sorts of perspectives. Thanks to those who wrote with care and concern! Thanks to those who wrote with care and concerne disguised as cynicism and judgement! Much appreciated on all fronts!  <response>: 1010 would not. Just buckle down and pay like you said you would when you signed those fancy bank papers. 