<prompt> Human: So, like the title says, my husband and I are expecting. It was a surprise, definitely not planned at all but we are excited nonetheless. We sat down today and realized Albeit not shockingly to me that we are absolutely horrendous with moneyspending habits.We both work pretty crappy, non-salary jobs. Nothing with long term benefits. I havent checked in a long time believe that my credit is either next to none, or garbage. His credit is decent Around 720 the last I heard. Our two biggest problems are his debt Nothing crazy, thank god and our spending habits.We have nothing in savings. Absolutely nothing. I know this needs to drastically change and Ive already forwarded him the How to handle page you guys have. We cover our bills every month. Most, if not all, of these bills are his. But after paying, we survive on my measly paycheck for two weeks. Which, would be okay, if it werent for our spending habits. The biggest offender is eating out.Im not 100 on interest rates, but a lot of his bills are cards that he took out from stores. The two biggest ones are Guitar Center Hes a musician and Sears He got this to handle emergency car repairs. He already told me that the Sears card will be discontinued after we pay it off. I think I would have to pull some nails to get him to drop the guitar center one. Other bills include car insurance, a car loan, and rent. Id say, all in all, his debt is less than 5k. Some realistic goals the two of us have is that we both need to get our GEDs. It was stupid of us to drop out, though mines was for medical reasons. This would cost us a measly 240. Another is that I need a drivers license. I currently rely on him 100 to get me to and from work. Currently, this situation is working out for us. After the license, we had hopes for getting another car loan so I could get a vehicle. Im afraid my terrible credit will cause the interest to go through the roof on it.So, the biggest thing question I have is; How do I make a budget when our income fluctuates? Like today, I got home from a four hour shift. But tomorrow, Ill have an eight hour shift. I work for minimum wage 7.25 in my state. He makes 9.50hr and gets paid biweekly like myself. His schedule is more set with his current restaurant job. Around 6-7 hours, five days a week. We currently use some government programs to help out. SNAP and medical insurance. Neither of our jobs offer insurance and I dont think we could afford it without help. I understand that one of our biggest problems The eating out can only be changed by us. But any advice on the other fronts would be desperately appreciated. Also, if someone could give me some tips on how to convince my husband that the Mint app wont steal our money, that would be lovely.  <response>: Have you ever heard of Dave Ramsey? I believe he has the best plan for getting out of debt, especially if you happen to have any behavior related issues, which seems to be the case here. I wouldnt necessarily take his advice about investing etc., but when it comes to debt, he has some very solid points. Now, you will definitely need to do some ground work here. You need to make a list of your monthly expenses, the more specific you can get, the better. Once you have this, we can suggest ways to manage your money better. One thing to remember, you will have to change your spending habits. No doubt about it. It might be easier for some, but not for others. Either way, just be prepared. Ive had to go through something similar myself, and from personal experience, the sacrifice if you want to call it that, is worth it. 