<prompt> Human: Whats the biggest bang for the buck I can get while pulling out my accounts? Have them bribe me with toasters? Maybe just getting pictures of the branch manager begging on his knees? edit: my last sentence was unnecessarily snarky, and you all are right for calling me out on it. My point remains that if there is any advantage I can use to profit from this, Id like to. Perhaps theres an unannounced incentive I may be eligible for by staying an additional 3 months. Actually, I have found the personnel at BofA to be excellent - good competent people, working in a bad organization.  <response>: Do whatever is best for you. While it might feel great to stick it to them, remember that your most valuable resource is your time. Do you really want to waste it watching a branch manager beg you to stay? I personally would transfer as much out as I can electronically and then close it with a phone call. 