<prompt> Human: A few years ago, my parents asked me to cosign the house that they bought because they said that it will lower their mortgage. Is there anyway that I can take my name out of that. There are also times when they are behind with their payments. Does that also affect my credit score negatively?  <response>: Just wanted to say Im sorry your parents did that to you when you were obviously too young to know what you were getting yourself into. 