<prompt> Human: Im getting tired of paying interest on some bills. Im wondering how the math would work out to paying the tax i would incur by withdrawing about 5500 from my 401k  <response>: Multiply the balance by your marginal tax rate plus and an additional 10 for the unqualified distribution unless you are over age 59.5.For example, in the 25 marginal tax bracket an unqualified distribution of 5500 means 5500 25 5500 10 1925 owed in taxes. 