<prompt> Human: Hi PF, Ive been lurking here for a few months and I will soon look to buy a car. Id like to know if I can afford a used 20122013 Volkswagen GTI. I graduated college in 2015 and I am currently living at home to pay off my student loan balance is 2400 remaining and it will be paid off in June 2016. I have no other debts. Since Im living at home, rentfoodphoneutilities are not expenditures. Ive been chucking 2500 a month at my student loan since August when I started working so after June I will have 2500 a month at my disposable. Monthly Income 3300 or 66,000 per year pre-taxMonthly expense budget: Student Loan - 2500 will be paid off in June 2016 Gas - 100 Gym - 50 Spotify - 10 Fun Money - 200 Savings - 450I currently drive my parents car and would like the responsibility and joy of buying my own car for when I move out in about a year. Id like to get a used 20122013 Volkswagen GTI as a daily driver since it has good storage, comfortable, and is a fun and sporty car. Current market value for cars is about 16,000 - 19,000 depending on options.In terms of financing, I plan to put 5000 down and since I am part of a credit union I expect to get about 2-3 auto loan.My questions: Based on my situation, is this a good price point for my income? What is a good term for my loan? 2 years3 years etc? Any tips on finding a good GTI? Since I have no other debts, should I just use the 2500 Ive been using for my student loan to pay off the car loan?  <response>: You can afford a car in the price range you mentioned. Its not a bad idea, as long as you can get a good rate on the loan. I personally would not purchase a VW product, but thats a separate matter.A lot of people in this sub will tell you to spend 2k on a deathtrap and drive it for the next 20 years, but not me. You have a high income, you are going to be debt free, and you can easily afford this car without compromising your other financial goals. If you want it, you should buy it. 