<prompt> Human: Im currently contributing 2 to my 403b for work. I am not eligible for matching. I have 46k in student loans and no emergency fund. Should I even bother to contribute to the 403b at all or should I take that 100 and put it towards my emergency fund then student loans? All my student loans have 4 interest rates.  <response>: Stop the 403b contributions. 1000 ef then pay off the student loans. 