<prompt> Human: Im 28 and have not had a real job in my life. I have had severe anxietyborderline personality disorder and lived with my mom until I was 24. My anxiety and depression stemmed from a physical problem in which I was able to fix with a recent plastic surgery. I was able to pay for the surgery because I have been taking care of a family member for the last 4 years. This particular family member is fairly well off. We have an arrangement where I take care of them and am paid a monthly amount under the table. I am able to pay my rentbills, but I know this cant go on forever because they could die at any time. In the span of the last year I met someone and we are having a child. Since my plastic surgery I feel more confident and would like to start my life over. I feel like I spent 28 years being held back from enjoying anything or aspiring to achieve anything in life. Now I am faced with the problem of no work history. I actually have a 730 credit score from using my monthly allowance to pay off a credit card in full every month. I want to be able to provide for the family I never expected Id be able to have. I am here today seeking guidance. Would school be my best option? I dont have any passions because I was always so miserable, so Im unsure of what career path I would pursue. Would a job ever hire me seeing a complete void in work history in someone who should have 10-12 years of experience?I would love to get a loan to purchase a home instead of renting. Do loans require more than just having good credit? Do they require pay stubsproof of income?If anyone has any advice for me completely starting life fresh at 28 please feel free to say anything at all. Any kind of input will help me in some way. Thank you.EDIT: typosextra question  <response>: In the span of the last year I met someone and we are having a child. Are youthey already pregnant? If not, financially i would strongly suggest waiting a bit until youre firmly on your feet. You can still succeed, but having a kid is going to limit your options because of time and financial commitments to raising it considerably. That doesnt mean no kids, but maybe after you finish any schooling and have an income.For example:Would school be my best option? In a bubble..probably. Odds are, youd qualify for a decent amount of financial aid. But with a kid? Financial aid is generally not going to cover stuff like that, nevermind the time youll have to spend watching them.You also have to keep in mind that youre a bit older, so the amount of time youll have in the workforce to recoup that investment is shorter than most. Doesnt mean it wont be worth it, but it changes the math a bit.Would a job ever hire me seeing a complete void in work history in someone who should have 10-12 years of experience?Yes, but make sure you have reasonable expectations. With no job experience and no schooling, youre not going to be jumping into a manager role. But there are plenty of introductory low-skill jobs waitress,fast food, service jobs, factorywarehouse work etc. Those intro jobs will basically hire anyone with a pulse, its hard for them to get reliable workers at those wages.The important thing is building long term career goalsplans. A lot of those jobs can be kind of dead end, especially without schooling.Short term goal on the jobschool. Grab whatever intro job you can get, just something that helps you start building experience, doesnt have to be fancy. While youre doing that, you need to start figuring out what you actually want to do, and if it requires a certain amount of school, or whatever.I would love to get a loan to purchase a home instead of renting. Do loans require more than just having good credit? Do they require pay stubsproof of income?Yeah, this is definitely something where you need to chill your jets a bit. Even if you could get a loan, youre nowhere ready for a house. I know youre excited about finally living life, but these things take time.But yes, theyre going to ask to see proof of income. No one is going to sell a house unless they think you can afford it. Credit is good, but its not the only thing.edit:My anxiety and depression stemmed from a physical problem in which I was able to fix with a recent plastic surgery.Hard to say without more details, but I would also be careful medically. Im sure you totally feel like a totally different person, but its not unusual for there to be residual effects. Its hard to totally flip yourself around mentally, even if its justified.Also more unasked for advice And i know its relationship advice, but its important: Dont have a kid with someone you know less than a year. Again, i know its new for you, but that sort of thing is super risky. People break up, and they never think its gonna be them.Youre 28, you still have plenty of life to live left. Dont rush stuff just because you can now 