<prompt> Human: Hello allA little about my financial situation 1 I earn about 72k before taxes 2 dont have a mortgage luckily, dont really have any major large bills 3 planning to trade in my 2015 car they value as 13000 I still owe 17000, so I would have to pay out around 4K up frontI am looking into financing a 65k car for 5yrs with 0.9.. roughly with insurance car 1300 a month. Reason why I wanted to switch cars was this 65k car was one of my goals when I was growing up to achieve. And I feel that I could financially afford it now. I do have emergency money saved up around 28kWould it be financially smart for me to make this move? Just wanted some adviceopinionThanks  <response>: Nope, nope, nope. 