<prompt> Human: A valet scraped my car by accident. The damage was quite minor, but they caused it. To their credit, they claimed responsibility immediately and promptly issued a claim check at the quoted amount for repairs. Around 3.5k. I have signed a claim release that basically acknowledges they have paid me for the incident and the issue is resolved. The check is payable to me.My question is: Can I use this money for other things? The damage is so minor, you might not notice it, and I could definitely live with it. I have a credit card debt I would be tempted to knock out.Assistant: As long as its not a financed vehicle you can do whatever you wish with that money.Human: The car is financed, I owe about 10k still.  <response>: It would depend on the terms of you financing agreement. If its minor I wouldnt worry about it. In the odd event your vehicle gets repossessed they may have some leverage on you, but you are probably fine. Source: insurance adjuster 