<prompt> Human: I have a friend whos got about 30k in student loans. Shes living with some relatives in the suburbs, but if she didnt have to pay off her loans shed probably be able to move to the city and have a decent social life. Shes kinda depressed and I think her housing situation is part of the issue. Ive considered loaning her the amount to pay off her debt but im concerned about the effect it will have on our friendship and also the possibility that ill never get repaid. Im not romantically involved with her, and Im not really interested in such a relationship, but I dont want to damage our friendship. Curious if anyone else has loaned a large sum of money and how it went.note - She has never asked or suggested i help her pay off he student loans. Nor do i know if she would even accept such offer.also, if i didnt loan her this money it would just go into my lazy portfolio  <response>: Dont do it. Just on mechanics, shed still have to repay you with interest so nothing would change for her. But for so many other reasons it would be a really bad idea. Why not make her a little roombed in your place and let her crash there when she wants? 