<prompt> Human: Hey all, just looking to get some opinions on how Im doing. Ive always been somewhat frugal but now Im a couple years into my career, trying to balance saving a boat load vs having some fun. Heres my statsMe Just turned 26 Live in Calgary, ABMy job 55kyr since June working in HR. This was my first HR job out of school and Ive been at the company 2.75 yrs Love my job, am underpaid for what I contribute but they invest considerably in my development and I get to be involved in many different facets of the business so Im thinking long term. Have been promoted and got a few raises as I started at 40k. Receive excellent perf reviews Will be looking for an increase to 60k plus put on the bonus program 7.5 for next year. 4 pension match, would increase to 6 with the bump Im hoping for Contributing 12 incl match to PensRRSPTFSAAssets Pension: 4,700 RRSP: 3,500 Company stock: 550 TFSA: 3,700 Cash: 8,000 Emergency Fund: Using YNAB and on last months income. Will fund more fully after loan is killed. Job is secure and theres several categoriesTFSA I could raid if needed Savings for 1 month trip to Africa in 2014: 3300 target 5kLiabilities Ive been working to kill the student loan this year Started the year at 12,000 now at 4500 with 1700 in payments coming this month from my 3rd pay in Nov plus my budgeted pmtFeels great to see the end in sight. I have it charted in excel and the diff this year is staggering. Cant wait to have it done. A provincial student loan of 2500, interest rate is only 2.5 so Im not in a rush and paying the minIn short, net worth is 13,500. Im 2.5 years into my career making 55k and hoping for a decent increase at year end. I just turned 26. Im getting near the end of my student loan. How am I doing? What can I improve on?  <response>: Dude positive net worth in your 20s is solid, keep up the good work. 