<prompt> Human: I know I should have been more on top of my finances but since I was little my mother has always taken care of them and now that has bit me in the ass. After perusing this site I decided it was time I take control of all my finances and I asked my mom for all the info for everything and she was very combative. I found this suspicious so I filed a credit report and well I was shocked. I knew I was a couple grand in debt to about 4 credit cards. I had no idea my mom had opened up another 8 more and ran up another 15k in debt without my knowledge. She says she will have the money by next month due to a tax refund and other things but I dont really believe she will be able to deliver. My parents are already about to lose their home. This is in addition to the already 12k I owe in student loans. I have no idea what to do. Any help would be very much appreciated.  <response>: Cut ties. 