<prompt> Human: Okay, so a year or so back I bought a car from a family friend for pretty cheap. It was a real beater, but my family wanted me to have it so I had -some- form of transportation. Problem is, I dont have a license, so I never drove it since I could just walk to work. That meant I never took the time to get insurance either, since I was under the impression I needed a full license to do that. Also, I live in Washington state.Recently I moved, however, and my roommates been using the car to pick people up from work. This morning he got in a collision in the parking lot, and apparently wrecked the whole front end. Aside from damage to the car itself, the other driver also -definitely- wants to get insurance involved I dont blame them, just sucks for me and my roommate, and well likely end up paying a 10,000 dollar fine for driving without insurance.Has anyone else dealt with anything like this, and can explain to me whats gonna happen next? Me and my roommates two others are working at basically minimum wage trying to afford where we live, and were locked into a lease for a year, so moving somewhere cheaper to help deal with this would be impossible. Are we going to be expected to pay for everything out-of-pocket in one big lump sum? Will we be able to set up some kind of payment plan?Im pretty sure were screwed, but are we strapped for cash for the next few years screwed, or homeless screwed? What steps should we be taking right now?Edit: And, uh... is this the right subreddit for questions like this?  <response>: I would say sue him, but you are both poor and you also let him borrow it, so the no insurance kinda comes back to you.you are really screwed here, you will probably get stuck with the large fine for no insurance, and be stuck with whatever the other driver sues you for. 