<prompt> Human: Hey guys,Im 24 years old, recently finished paying off my student loan debt and am looking to invest my first 5,500 into a Roth IRA with Vanguard. Im a completely newbie and am rushing to make a good decision before the deadline at 418.So far Ive gone to Fund Recommendations in the Advice and Guidance column and it suggested me to go with the Vanguard LifeStrategy Growth Fund VASGX. Is this a good one to roll with? I would love to hear from seasoned veterans on what your recommendations are for someone in my position. Thanks!  <response>: Just FYI, you only need to contribute the money, you do not need to invest it. it can sit in cash within the roth IRA while you decide when and where to actually invest it.I generally just suggest some sort of broad diversified index fund. You can get cute and put some money into emerging market funds or small cap. They will all tend to trend to a common average over 40 years anyway.Just avoid going big on anything too focused, like specific industry funds or something that could have the bottom fall out. 