<prompt> Human: -TL;DR at bottom-I recently graduated and luckily landed a job in my field the other day, starting in a couple weeks. Ill be making about 61k, which can bump up 10 after my training phase about 6 months depending on how well I do. From my rough calculations Ill be netting about 4000month.I have 20k in student loans to pay back starting November, and my parents are having me buy a, most likely new, car, which will be about 30k. Im staying at my parents for now, so no rent.Ive made a budget spreadsheet with estimated expenses for my car, school, insurance, 401k, gasgroceries, and misc. That comes out to me having about 1700 left each month. Thats with paying higher than the minimum on all my loans, so a worst case scenario. I hope.I dont know much about investing or how to make the most of my money. I see things like Roth IRAs on here, but dont know if thats the right path for me right now. If I can help it, I dont want to look back in 10 years and say man, I wish Id done ___.TL;DRNew grad making 60k. Should I worry about paying everything off asap, minimum payments and invest the rest, or just save as much as possible?  <response>: First off, congrats on graduating and the new job! Recent grad myself.Id skip the 30k new car for sure. You could get a lot of car for 10-15k used in great shape. More money towards your retirement, savings, and debt. 