<prompt> Human: Im so tired of being broke and poor, and living paycheck to paycheck. I dont know what to do, and have tried all sorts of budgeting techniques. I always end up with a lowly amount in my checking and cant seem to make any progress with saving up for big ticket items that I need to move on with my life. How did you get yourself out of this type of hole? What can I realistically do?  <response>: If you go out to eat, stop it 