<prompt> Human: Hey, pf I recently bought a truck and am financing it I know, I know - in my defense I put over 30 down, its an older used basic model, and its well within my budget. Its financed at 3. I still have some student loans at 5 and 6 that Ive been paying down aggressively. I have a fully funded 6 month emergency fund and have some extra money to throw at debt every month. I know that the student loans are at a higher interest rate and so it makes mathematical sense to pay them down first, but owing money on a depreciating asset makes me nervous. Should I continue paying off the student loans aggressively and make the basic monthly payment on the truck? Or should I pay off the truck while making the minimum loan payments to have it paid off faster? The auto loan and student loans have roughly the same amount outstanding.  <response>: Put it all towards student loans. It doesnt matter that your truck is depreciating. It is going to depreciate at the same rate regardless of how soon you pay it off. 