<prompt> Human: Im on a work visa, the TN one. Ive been working in the US for more than 10 years. But when I tried getting a very conservative mortgage less than 100,000, the bank told me I did not have permanent resident status. Without that, they couldnt get me a mortgage. This is the same bank that gave me a credit card with a 10,000 limit. Ive also gotten a car loan less than 10,000, which has been paid in full. I have NO debts, and about 15,000 in savings I also have a checking account which stays above 4,000.Is the residency thing for real?  <response>: Think of it from their standpoint, youre here temporarily so why would they issue a large amount of to you for a long period of time 15-30 years when you wont be here that long. Then theyll be stuck with the asset and that fun stuff. You can try around other ways like a credit union but I dont think youll have a whole lot of luck getting around their risk management. 