<prompt> Human: My immediate family is in a huge slump, just thinking about it makes my stomach drop. I have till Monday to figure something out. They owe 5,000. Im 20 years old. Work full time. My credit score varies from website to website. Lowest Ive seen is 620 and highest is 681. Ive tried applying everywhere for loans in California. If I could just get a break, that would be nice. I have no credit cards, no car, nothing to place on collateral. Help? Assistant: To whom do they owe the money, and for what? Unless this is something where a threat of violence is involved, I would not panic as much as you seem to be. Whats happening on Monday?Human: Loan. Family issues and medical expenses under the table. No violence, but someones getting incarcerated. Assistant: This is a bank you owe it to? Or a family member? Or a bail bondsman? From your replies downthread it sounds like a bank, but this makes it sound like not a bank?Human: Its not a bank. Its more like a notary. Assistant: Ok. I dont know what you mean by that since a notary is someone who verifies identities for signatures. Since you say someone is getting incarcerated I am working under the assumption this is bail related, either owed to the clerk of the court or to a bondsman.If you owe 5k to the court for bail, you should be able to get a bondsman to help with that for a flat fee of 500 10 is quite standard for bail bonds. If you owe 5k to a bondsman it means that either you did that and the person failed to appear and the bondsman is calling and threatening to haul them in, or you have a 50,000 bail and need 5k to pay the bondsman.If there was a failure to appear, the person needs to turn themselves in.If the bail is 50k and you need 5k for the bondsman, I cant provide you much help.If youre talking about something else entirely, you need to be more specific or we cant help without naming names of the companies you can still say what its about.Human: Its more like a personal debt. But all I need is loans. Directions. Advice.  <response>: Well, if you cant get a bank or other financial institution to lend it to you, and no personal acquaintancesfriends will lend it to you, I dont really have an answer. If I knew more what it was about I could try to help with ideas to mitigate the fallout from not paying, but theres really no way to borrow 5000 on 24hrs notice with poor credit, no collateral, and no personal connections. 