<prompt> Human: My old car broke down and i need to get a new one, my first plan was saving until i can get a decent 2k-2.5k car for my daily activies as that is something i could afford in less than 5 months but it recently came to my mind that i might as well get a brand new car from the dealer and use those 2k as the down payment, in 2 weeks i will be 100 debt free with the bank, i have been paying 400 per bi weekly paycheck for 2 months to my credit card and my finances still seem very strong, so if i was able to deal with paying 800 monthly to get out of that debt i might as well pay 300 monthly for a new car right? but there is a problem, i am extremely terrified of falling in debt again, at my 26 years and 3 years of living by myself my experiences have been simply awful, i guess i am too greedy and i just cant think of having to destinate a part of each check to pay debts again just thinking that i will have to do that for 3 or even 5 years terrifies me.The other issue is that from all the people i know, no one really owns a new card my parents never did either and everyone tells me that they dont do it for the same reason.Any experiences with this? is it really worth? how does it feel after 1-3 years?Assistant: Theres a huge middle ground between 2,500 car and brand new straight from the dealershipWhy dont you explore this middle ground a bit more?Human: I know, getting a 2,500 car for my daily activities was my first plan because i can do it in a short-mid term but then it came to my mind that i could use that as a down payment for a brand new car  <response>: I know, getting a 2,500 car for my daily activities was my first plan because i can do it in a short-mid term but then it came to my mind that i could use that as a down payment for a brand new carYou could also use that 2500 as a down payment on a used but still perfectly reliable 10,000 car too though.Then youd have smaller payments over a shorter period of time. 