<prompt> Human: So I am in a weird position with my first new car purchase. Back in April, I decided I wanted a new car to replace my aging 2006 Honda CRV, which had performed admirably the whole time I owned it but was giving off all the warning signs that something was about to go seriously wrong with it. Figuring it had almost no value left, I began squirreling away my savings. I have been shopping for months, comparing everything and test driving a couple vehicles, but nothing appealed to me.Then, this past Friday, the cars AC and several dashboard backlights failed. That was it, I decided, and moved on Sunday by taking a new 2016 Honda CRV, deciding just to go with the new model of the old reliable car. It was a AWD Touring Trim level that I managed to get at an out the door price of 31k. Ive driven it for a couple days, and while its a decent enough car, Im not super in love with it. I dont really need the space of the car and the extra safety tech that it came with has all been turned off because I dont like it. It occurs to me that I can probably find a smaller, cheaper alternative that Ill be just as happy with, and I would be happier with the smaller car payments. So, Im considering a couple different plans here. I financed through my credit union, and they dont have any early payment penalties. So Im trying to decide between:1 Squirreling money away again for the next 6-9 months and looking for a car again.2 Overpaying on the monthly payments to try and build some equity in the car so that if I want to trade it in the spring, I will basically be able to do so without putting any money down. My thinking is that by that time, the car will have less than 10,000 miles on it, and I take good care of my vehicles, so it will probably be in very good to excellent condition. Based on some guestimates on KBB at the moment, the car will likely be worth between 27 and 28k around that time, which will be higher than any vehicle Im even considering. Im not really an investor type, so my money will just sit in the bank account if I squirrel it. Is there any advantage to one side over the other? Other Relevant info:APR on the loan is 1.99 for 60 months, but I was always planning to try and pay it off as early as possible anyways.Car is covered by Gap insurance.I dont yet have a bill from my insurance company for how much my new insurance premium will be.I havent ruled out keeping the vehicle if that ends up making sense.  <response>: If youve only had it a few days, you might be able to talk that dealership into taking it back and selling you a different model. I think youd be nuts for dumping it and buying a whole new car though. Keep it at least 5 or 7 years. 