<prompt> Human: My fiancée and I both have very dependable cars. Sooner or later, though, they will need to be replaced.Should I:Continue investing everything I can and finance a car? pay it off asapSet up a money market I slowly add to.Draw from a Roth IRA I cant think thats rightOr other? Thanks!  <response>: FDIC insured account.How would you feel if you bought 15000 in stocks, and when you have need of a car, you go look at your account balance and its only worth 12000? 