<prompt> Human: My capital one credit card was just used at a Walmart to make a 200 dollar purchase and I was notified via text immediately that a suspicious transaction occurred. I already contacted capital one and was told they would credit me back the charge and send a new card, but what can I do now? Should I try to file a police report? How does this type of thing happen and what can I do to prevent it in the future?  <response>: So, this has happened to me about 3 times in the past 7 years. Credit cards get stolen, typically from stores by hackers or by workers there. Police report wont do anything. The card will get replaced, you are not liable, the end. Just make sure no other suspicious transactions are present on your bill. 