<prompt> Human: I found a legitimate collection account on my credit report from back in college. Ive tried finding information about the collections agency on Google, but it looks like theyve Closed Permanently. How can I go about paying the debt if the CA is closed? Should I call the clinic who held the original account?Thanks for any help you can provide!  <response>: Its only legitimate if the CA can verify the debt. Dispute on your credit report. No response removal. 