<prompt> Human: I read this on Sky Blue credit repair site. I used them for 2 months already and they wiped off all 3 of my late child support payments I was behind 2 years ago. Im current as of now. But anywho, my current score it 780 and wanted to reaching a higher tier. Im purchasing my first home here in a month so Im hoping that helps a bit. But back to what I was saying, I read this and wanted to know if there was any truth in it:Perfect 850 Credit ScorePatience PaysFICO scores range from 300 to 850. Credit repair can boost your scores, often in a reasonably short period of time. But if you have aspirations for real credit score perfection if you want to crack the 800 mark you will need both patience and finesse. Here is a sample profile of a near perfect 835 FICO score. One mortgage over 5 years old One auto loan over 2 years old Five mainstream credit cards, over 2 years old all with less than 20 percent of the available credit utilized No store cardsI have an Amazon card and Best Buy card for 3 years now. Along with a VISA and AMEX. Should I close my AmazonBest Buy cards?Thank you guys in advance!  <response>: Id rather have no car payment than an 850 score 