<prompt> Human: I never understood why we would have to endorse a check if we are depositing it into our own account. If the check is made to us, wouldnt it only be allowed to be deposited into a bank account with our name on it? If thats the case, why is there an issue with signingnot signing a check? And why have I had no trouble depositing an non-endorsed check?It seems that all the articles I read online are why we sign it, but not why the bank accepts it even if we dont sign it.Thanks for any info or links.  <response>: Sign: Yes. Write an account on the back? I never have. 