<prompt> Human: Hi all, looking for some advice. Lots of text, which seems normal here... I am 24, living in Denver, CO and making 75k annually. My mother lives with me. She is 58, and has severe rheumatoid arthritis. Her disability severely limits her physical capabilities, and she hasnt worked full time since before I was born to my knowledge. She survives on SSD, which is a measly 1,200 a month. She doesnt want to stay in Denver because of her health, and Im getting pretty frustrated at being a fully capable single, successful man whos mother still lives with him - a bit of a reversed situation than most millennials I know. She pays about 13 of the housingutility bills along with a never-ending supply of medical bills for medicine and doctor visits. My goal is to have both of us living independently by the time I turn 25 August. As such, I started a savings fund over the past year or so to help get her rehabilitated. This included getting 2 surgeries, getting her a vehicle, and helping her get into a house of her own. Even with all of this completed Ill still have to support her financially, but thats a different topic.She wants to move to Arizona for health reasons, and Im trying to oblige as much as possible. My current house lease expires the end of June 2017, so Ive put a tentative timeframe of March to start looking at getting her moved.I currently put back 900 a month for this mother fund. Ive got right at 10,000 right now, so should have about 14,500 in this account by April 1st 2017. That assumes no emergencies arrise that require excess funds I cant handle without dipping into this savings fund. Id love to contribute more to this, but personal doctor bills and currently handling 23s of every other bill has every dollar assigned to a different column. I try and add any leftover money from my daily expense fund each pay-period into this savings, so that 900 might have anywhere from 10-100 extra.Unfortunately, she cant pay surgery bills on her own, and shes afraid that housing loan providers might look poorly on her if she hasnt paid the existing medical bills she has. This is about 1500 I think - hasnt given me an actual number. So chop that 14,500 to 13,000.I had initially intended to buy her a car while still in Denver, but changed my mind when considering paying state taxes twice for the car and tags. Ive made a hard limit to myself and her of 7k for a vehicle, but Im hoping I can find something reliable for less. After taxes and tags, Im guestimating at around 8k cost worst-case. That leaves around 5k.I should get some sort of annual bonus in February, but as I dont know the size of this so Im not relying on it as an actual source of income. Id rather evaluate the scenario with the known dollars.As far as housing goes, shes mostly accepted that shell have to look at affordable housing - mobile home or something similiar.So the core of my question comes to this. 5k isnt much for a house down payment. And thats not even considering moving costs. Its possible that number will be a little higher, but as I said, I dont like to guess. Are there any potential assistance programs she could utilize for people on SSD to help make this move home ownership happen? I havent looked into home ownership myself, so Im not very familiar with this domain. Am I being unrealistic with my dollar amounts? -- less relevantIve been the adult of the family since I started working at 16, providing for bills and food. I put myself through college with pell grants and working full time to support my mother and myself. The truth is, I dont think theres a happy-ending for her. She was irresponsible with the time she had to work or figure out a means of living and Im the one paying for it. Finances have become a topic of resentment lately, and I dont want that to be what our relationship is based on. She raised me by herself since I was 2, so the thought of resentment between us leaves me feeling sick. She feels like a burden, which it hurts to think, but thats what shes become.Im just hoping we can find a way to make this work out. Im ready to live my own life independently, but I dont want to throw her under the bus in the process. Thanks for the read!  <response>: Im sorry to hear about the current situation you find yourself in. Even with 5k, you should be able to get your mother a old reliable car i.e. 1999 Toyota Corolla if you wanted to.I think its unrealistic for you to purchase a house for your mother. First of all, youd have to purchase the house in your name because she couldnt qualify work history and income alone sound like deal killers. If you purchased for her, its a step up for a lot of risk and liability without much gain. Unless you plan on moving to Arizona, youd also have to buy as an investor instead of an owner-occupied which typically requires at least 20 down. On top of that you have closing costs which can be a few grand.It may make more sense for her to live in a 55 community renting and have you potentially supplementing her income. Id also suggest you two budget how much you think itll cost for her to live while renting in Arizona and see how much help if any she would need. 