<prompt> Human: My first time posting here so Ill try to keep this brief. I accepted a job making 200k a year. I had about 28k in debt. Im paid quarterly in commission so Ive been waiting until now when Id get paid 25k before taxes when I could put a huge 17k after taxes dent in my debt. Long story short, Im not getting paid commission this quarter and looking grim the next since theyre shutting down the product Im working on. Im actually worried I could be getting laid off soon. I guess my main question is, is it a good idea spending my savings 5k to get 16 out of debt? After taxes Im basically getting 5200 a month. I spend about 1300 on rentutilities. 1000 on food and gymhealth supplies. I also have around 33k in 401k personal stocks. Any advice on where to start? I feel really lost.  <response>: Even then, you have 2,900 a month unaccounted for. Where is that all going? You could be knocking out that debt pretty quickly if you dont have a lot of extra costs. If you fear being laid off, Id save the nest egg and just make min payments on the debt until youre more sure of your situation. 