<prompt> Human: Ive recently started listening to Dave Ramsey, and have completely stopped using credit cards and put together a zero-sum budget. I want to get out of debt as fast as possible. Income:Annual Gross75,600Monthly Net Pay3,600Total Debt47,368.74Credit Card Debt27,000 CC1 is 740 0 with monthly payment of 35 intro rate expires 518 and becomes 24.74 CC2 is 832 1.99 with monthly payment of 25 intro rate expires 118 and becomes 15.74 CC3 is 904 0 with monthly payment of 25 intro rate expires 1017 and becomes 15.74 CC4 is 1855 0 with monthly payment of 25 intro rate expires 1217 and becomes 23.99 CC5 is 2283 0 with monthly payment of 25 intro rate expires 717 and becomes 17.74 CC6 is 2987 0 with monthly payment of 29 intro rate expires 918 and becomes 20.74 CC7 is 4373 0 with monthly payment of 45 intro rate expires 1217 and becomes 16.99 CC8 is 6346 16.99 with monthly payment of 154 CC9 is 7372 0 with monthly payment of 184 intro rate expires 618 and becomes 17.99Student Loans20,368.74 SL1 is 2459 4.25 with monthly payment of 36 SL2 is 701 4.25 with monthly payment of 10 SL3 is 3103 3.15 with monthly payment of 44 SL4 is 4685 6.55 with monthly payment of 74 SL5 is 1691 6.55 with monthly payment of 27 SL6 is 1659 6.55 with monthly payment of 26 SL7 is 691 3.15 with monthly payment of 10 SL8 is 3828 3.15 with monthly payment of 55 SL9 is 1549 6.55 with monthly payment of 25BudgetNeeds Rent 865 Utilities 100 Groceries 400 Student Loan Min Payment 310 CC Min Payment 455Additional Debt Payment705Everything Else765How soon can I be debt free?What percentage or dollar amount of my net monthly paycheck should I allocate towards debt repayment?  <response>: Give us a breakdown of each debt. Use bullet points or double enters to make it more readable. Include the principle amount left, the interest rate, and the min monthly payment. Student loan A is 5000 6 with monthly payment of 200 Student loan B is 2000 3 with monthly payment of 100 etc, etc...Also look at the debt link on the sidebar and read up on the snowball and avalanche plans. The avalanche plan is technically going to be less money in the long run, but is harder to stick to. Snowball works really well to see progress and results. If you list out all your debts, we can do a custom plan of attack that combines both of them. 