<prompt> Human: Hello all,My girlfriend and I were thinking about getting a home. We would be first time home buyers and we have a couple of questions about the best route to go. We both have credit scores of 720. We both have Bachelor degrees and full time jobs. She makes about 26,000 gross a year and has had her job for about 4 years. I just left a job where I was making roughly 60,000 gross a year that I had worked at for 2 years for a job selling manufactured houses. The 5 other salespeople bring in 90-120k a year so Im hoping I can see similar numbers. The problem is the deals take a long time so for a few months I wont be able to prove income, and because its commission Ive heard banks like to look for years of history?The other thing is, she has no debt but I have about 75k in debt between student loans and my vehicle loan 65k student10k vehicle. I pay about 850 a month in these debts.Were tired of renting and would like to get a home, but did I screw out chances of buying a home by switching jobs? Would it be best for me to hunker down and budget for 2-3 years and focus on paying off my debt before we get a house?Additionally, is there any benefit to getting married before getting a home? Weve been together 8 years and plan on getting married after getting settled on everything - but if we would get better interest rates or approval chances we would do it sooner.Thank you for your time,  <response>: You have too much debt and not enough salary history to be buying a home right now. Budget, pay down your debts, and build up a down payment. Also, dont by a home with someone you are not married to. 