<prompt> Human: I live in Ontario. My ex-fiancée had an affair and we separated in July 2014. We had a car loan together she has since lost the car, a line of credit that we used to loan her mother, and a mortgage. She has refused to sign any separation agreement and the process of negotiating has become anything but amicable. She has now indicated she is in talks with a trustee for filing for bankruptcy or consumer proposal. Do I automatically become 100 responsible for all the debt? Do I also get 100 of the assets associated to the debts? Can I seek compensation through her assets she owns a house on her own, and her father recently passed away with a substantial estate. What should my first steps be? How do I protect myself?Irony kicker here; she is a collections manager for Scotiabank. Follow up question: She has since married, will her husband be responsible for anything?  <response>: If she has assests and a good job how can she qualify for bankruptcy? Anyways- suck it up and get a lawyer.Take it as a lesson learned- when i was younger I thought it was old fashioned not to live together or combine finances, but after a few failed relatinships I understand why those types of commitments are saved for marriage. 