<prompt> Human: Hey guys. Unfortunately I am about to make my first late payment on my discover credit card. I have a 2000 limit and only until recently did I have to max it out. Partly due to the fact that my school messed up my student loan disbursement so I had to use my credit card for things while I wait to get my student loan money. So the minimum payment of 42 is due on Monday. I wont get my money until Tuesday. I know it is really bad to pay off debt with debt but I cant think of a better solution at the moment. I am wondering what to expect. Does missing a payment automatically put you in default? Should I call the cc company and tell them about my situation?Appreciate your help guys. EDIT: I really appreciate everyones help. I called Discover and they extended my payments till Friday. I had to sign up for automatic payments which is strange but they waived the late fee. I also realized that I need to do everything in my power to get rid of this credit card debt. Even if it means living even more frugally. I calculated how much Ive paid just in interest over the past two years and it makes me sick. I cant afford to keep doing that. Again thanks guys.  <response>: Sell something worth 42 dollars 