<prompt> Human: I find that Im constantly stressing about money, so Im looking for some feedback on how this group thinks Im doing. Heres the situation: 77kyr in income roughly 4kmonth take home pay after tax and 8 401k contribution with 6 employer match 40k in student loans, 15k on a car loan starting to regret that purchase at this point in my life, but I am hoping the car will last for quite awhile.Paycheck allocation: 230month: Gas 1150month: Rent 60month: Cable 600month: Student Loans, mostly minimum payments for now due to: 450month: wedding fund which in a pinch has been an emergency fund, but I hate to do that and have since paid it back 100mo: Car insurance 70mo: Power bill 400mo: Groceries 320mo: Car payment 100mo: Gym membership for fiancee and I 300month for spending money 200month into a savings account for emergencies currently pretty low due to unexpected expenses earlier this year.After getting married I plan to take the 450month I had been paying to the wedding fund and put that towards Student Loan repayments, which will hopefully help get me debt free in 3 years or so.So: how am I doing?EDIT: Thanks to all of you who are taking the time to read my situation and provide feedback, I really appreciate it.If any of my responses come off as defensive I kind of see them that way when I read them back to myself please dont interpret them as combative, Im just responding with my perspective. Please call me out on it if you think Im being irresponsible, stupid, whatever. Thats why Im here :Assistant: Your debt load is moderate, but your income is decent. Assuming youve considered or even enacted some cost-saving measures in your budget 400 in groceries? 300 spending money? and arent blowing 20,000 on your wedding which is not a smart financial move, youll be fine. You also arent contributing to any retirement plans per your budget - is this by choice?Human: The 300 in spending money is actually a reduction from what it used to be - Im realizing that moderate expenses add up quite quickly. Unfortunately a date consisting of dinner and a movie is easily 70 in this town.400 in groceries is for my fiancee and I both, but she generally eats quite a bit less than I do. Im trying to cut back on drinkingbuying alcohol - wine and beer add up pretty damn fast too. As someone mentioned below Im putting money away for retirement, and Ill be getting a pension eventually as well which makes me feel somewhat comfortable with my retirement investments at the moment. It could obviously be more, but Im planning to take care of my debt before worrying about that.Assistant: Unfortunately a date consisting of dinner and a movie is easily 70 in this town.Then if youre stressing about money, dont go on dates. If you want more to put towards savings or loans, you have to spend less somewhere else. Decide whats more important to you.Human: I think youre 100 correct - I simply dont feel like I have enough money to do all the things I want with it. Unfortunately I really hate telling my fiancee that I cant afford to go see a movie or go out do dinner.  <response>: You and your fiancee would probably benefit from an honest discussion about money, your expectations, and where you see yourself in 5, 15, 30 years. Finances are not a can you can keep kicking down the road. 