<prompt> Human: Hey,I am currently 20MCalifornia. About 2 years ago I opened my first bank account with BoA as they were the bank used by my employer at the time. Since then I have had nothing but issues with BoA and after todays ordeal I am going to be closing my account tomorrow. I no longer work for my previous employer. Instead, I run my own hardwood flooring company. I may be interested in getting a business account, although I am not too sure how this would benefit me. I contract sub-contract work and am my only employee. For a little background on why I am upset with BoA for anyone curious: I am paying a monthly fee for my checkingsavings account. One company I frequently do work for and get checks from usually in the 1-2k range kept getting 1-2 week holds on BoAs end. When I spoke with the representative they mentioned it was because my account was new not common for me to deposit checks that large. Fast forward 6 months and this still occasionally happens and they give me the same response. I am now in a situation where I cash all of my checks for the sake of having my money in a reasonable time, which ends up costing more time money in the long run. BoA locks my account frequently with online purchases, despite talking with them about this multiple times. Not once have I had an actual fraud situation with my account, yet it is not uncommon to have my account locked 1-2 times per month. Today puts the icing on the cake. I go to purchase something online from a retailer I have used multiple times in the past for a 80 purchase, order gets declined, check my account and see it is locked due to suspicious activity, I call them and provide all the info as always, they tell me something is wrong on there end and I need to go into the local BoA and deal with this in person tomorrow morning. Now for the next 16 hours I have no access to my debit card bank account. I have to leave for a job at 5 am tomorrow morning and am not gonna be able to get gas, resulting in everything having to be rescheduled. I am upset to say the least. This only covers a handful of the many issues I have had with BoA.Some more info about me: I have no debt, 5k in savings, I am making about 30k this year but the way things are going I am expecting that to be closer to 50k-60k by the end of 2018. Lots of positive changes happening with my small flooring company in 2018. I have no credit whatsoever. My truck, my tools, etc. has all been paid for in cash. What I am looking for: An immediate replacement for BoA. Possibly look into a business account if it will benefit me in any way. I would like to look into starting a line of credit. I am not very interested in using a credit card, but everyone tells me I am gonna regret waiting any sooner to start my credit.Any recommendations info is much appreciated.If you need any more info about me feel free to ask.Thanks in advance,rk92505  <response>: Find a local credit union or bank. If you need a business account and are a one man show, just use another personal checking account in your name. Must simpler. I have done this for years with no issues.BofA doesnt care about you. They are a horrible bank. Just google bank of America the word lawsuits.From creating software to deliberately bounce customers checks, to tabling payments to cause customers property to default so they in tandem with a partner real estate firm could repossess the property and resell for huge profits, to a multitude of other horrible actions.Stay away from them. 