<prompt> Human: So I recently got my first job at the age of 14 and I am making 50-150 a month depending on how much I go in every week. Im so tempted to spend all of my money on clothes, food, games, etc but I know I shouldnt. Ill be moving out in 4 years and rent and college cost a lot of money so my question is, should I invest, should I just save up? And where do I start?  <response>: Enjoy being young. Spend like 20 of what you make and save the rest. Put the money into a high yield savings account or a CD. 