<prompt> Human: Hey guys , might sound dumb but I have 3 savings accounts1 chase 0.01 interest rate2 discover 1.85 apr 3 credit union 0.200 interest rateIm having a hard time to decide where I should keep most of my money and what to use the other accounts for. I also like the pleasure of viewing my money which is why I opened a chase bc I have a checking account with them as well.Im all earsThanks  <response>: Unless you have over the FDIC limit of 250k, theres no reason to not have a single savings account with the bank that gives you the most interest. 