<prompt> Human: Throwaway acc for obvious reasons.When I was in college I really let go of my finances. At first, I was really on top of things and shit just hit the fan because I didnt pay for everything in full and things just snowballed extremely fast from there. I have 1 Chase Freedom card with 17,000 as of today.Thankfully my parents are still helping me out to a certain degree but I dont want to let them know about this debt because I feel like I should be the one paying for it without their help. Im barely making the minimum payments with their help because I pay my own debt myself and this year alone, there was about an 1,600 interest on just this year and I know Im not paying that off any time soon with only the minimum payments. I dont use the credit card any more. I know I need to pay it off ASAP. And that I need a job ASAP so that I can pay off the cc debt accrued.Currently these are the course of actions that Im considering:1. Call the credit card company to work something out with them.2. Transfer some or all of the debt onto a new card with 0 APR so I can tackle them without interest accruing for a short while.3. Tell my parents everything, which Im really embarassed about and have them pay for my debt seriously this is the last thing that I want to doRight now, the job search is a little difficult as I majored in Illustration which is a low paying career so Im in the middle of changing my career paths. Im changing my career path towards UXUI Design which requires me to take time to finish a portfolio.Whats my best course of action? Edit: I also had minimum wage part time jobs for the past 2 years that kept me somewhat afloat as well but the interest was just too much for me to tackle with those jobs  <response>: I would tell your parents about it. Just tell them youve made a mistake, theyre likely to appreciate the honesty and youll feel better having it out in the open. Depending on their financial situation, they might pay it off for you and then let you pay them back slowly to avoid that ridiculous interest. If theyre hard up for money, see if you qualify for a low interest loan so you can at least lower the interest you pay every month. Work some extra hours when you can, and attack the debt with everything you have extra. 