<prompt> Human: Im going into my sophomore year of college, and my costs are nearing 30,000. The only way for me to borrow that amount is to be paying back 78K after I graduate. I cannot pay during school, so this is my only option. After this year Im transferring to somewhere cheaper. Is paying more than double worth it for another year?Assistant: Will your major allow you to pay that back and still live comfortably? 78K in school debt for a 40K a year job is probably not worth it. Human: See thats also an issue, because Im not dead set on what I want to do yet. I dont know if I want to finish 4 years then go to grad school. Maybe I will finish 4 years and work from there.  <response>: This is the type of situation that makes Community college a fantastic choice. Also, join clubs that interest you, and look into trade programs that your community offer. 