<prompt> Human: My parents have suggested to me to put 50k under professional wealth management in 40 stocks, and 60 bonds. What do people think of this? I dont have an urgent need for that money, but I would kind of rather have it in an account under my own management. What are the advantages and disadvantages of doing this?  <response>: Have it under your own management and in far different proportions. It seems you are most likely young, so a 60 bonds component is way too much. 