<prompt> Human: Hi everyone, I just recently graduated and am making about 3k a month after tax, this is usually ok except for the fact that I am covering a lot of my familys expenses as my parents cannot at the moment. I am paying about 1600 for rent, and 200 for car insurance, and an extra 300 for extra bills. I have no problem in helping my family out in the short term, but I cannot save at all with that kind of spending, and on this trajectory I wouldnt be able to move out and buy my own place until im 30. This is bothering me a lot, does anyone have any advise?  <response>: Learn how to say no. 