<prompt> Human: Hi PF,I am getting ready to go on a four day vacation to Vegas with my girlfriend, this has been a trip planned for months now and was absolutely an affordable trip for me at the time. Initially, when we made these plans we decided to split the cost of the hotel 500, but this trip being for my girlfriends birthday I just couldnt make her pay for it, regardless of other gifts Ill be getting her. That being said, the 250 extra wasnt a big deal at the time to me, but slowly I saw my credit card balance rising faster than normal. I think it has to do with the time of the year for me Girlfriends birthday, Graduation parties, Mothers day, etc that my spending went a little hectic, additionally another 1000 had to get spent on a car repair last week which was absolutely killer paid this in cash. My current credit card balance is 1400, with 500 due the 4th, and the rest was accrued after the statement close the 11th. I am going to Vegas the 30th-3rd, we havent purchased anything to do in vegas yet like tickets etc absolutely looking at groupon for this but either way it will be in my next statement balance May 11th-June 11th. I make about 2,100 a month, after I pay my statement balance of 500 I will have about 450 to my name.I will get a 700 direct deposit on the 1st, so the 500 initial payment isnt a problem. It is the remaining balance that is already at 900 before we even went on the trip! If it was 900 post trip this wouldnt concern me so much, but I am anticipating 600 getting added while on this trip. I will be getting 2 paychecks totalling 1,100 before July 5th, and obviously I will be needing to spend after vegas by this I mean gas, food, etc.. I definitely anticipate going out way less in June and being conservative.Right now I am wondering if I should get an additional credit card with a 037; balance transfer APR. Ill eat the balance transfer fee and can have more time to pay this off. Hopefully I can find a travelcashback card with this option that also has a 150 bonus when I spend a certain amount in the first few months. Sorry for the lengthy post, any suggestions or advice would be greatly appreciated. I am 21 with a 740 credit score, I have paid in full every month for the past 3 years, so this is very concerning to me.EDIT: I decided to use the Plan It feature american express offers. This allowed me to split the 500 into 3 monthly payments for a flat fee depending on your credit . I am lucky enough that American Express didnt charge me any fee, and my statement will now be reduced by 230.  <response>: Please dont fall into the credit trap. Keep credit cards to a minimum, and recognize the difference between needs and wants. Maybe it wouldnt hurt to postpone the trip? 