<prompt> Human: I love my mother, let me say that first. Because the following willreally seem cold. In addition to being my mother, she is also a giantlooming financial liability.Some back history:She is divorced and in her mid-fifties. Despite having two collegedegrees, she has never made over 1500 a month in her life. She was never anywhere near a sufficient provider when I was a child.She is penniless - she has no savings, no pension401k, no assets of any kind. She works under the table for an attorney who treats her like a disposable piece of tissue and makes about 1300 a month BEFORE taxes, which by the way, she has not paid in years. She works six days a week. She often borrows money from me. The car she drives is mine, in title and in payment history.This also means no health insurance of any kind, since she barely makes enough to pay her bills. She is obese and in poor physical shape, though not enough to require regular medical attention.I have tried so hard to encourage her to improve her lot in life by trying for a job that pays her a living wage and has benefits, but she seems content to merely drift along, not thinking about her future or mine. Since she has paid so little into social security I dont know if she will ever get any. Correct me if Im wrong.I know I will have to take care of her and support her, I am alreadysomewhat doing it now. I also live in a filial responsibility state.If I understand that law correctly, I am mandated to pay for hermedical bills, her housing, her expenses. Is there anything I can donow, besides heap money into my savings and 401k and hope that amiracle will happen and she will start taking care of herself?I have been pondering paying out of pocket for a health insurance policy for her, which will easily be 350 a month, due to her age and health.  <response>: I have tried so hard to encourage her to improve her lot in life by trying for a job that pays her a living wage and has benefits, but she seems content to merely drift along, not thinking about her future or mine.and...She often borrows money from me. The car she drives is mine, in title and in payment history.She has all of her needs met today, and youre already talking about meeting all her needs in the future. Its working for her. She seems quite content. What is her incentive to change any of her behavior? 