<prompt> Human: I got my Experian credit report today and I noticed a Nordstrom account on there. It was opened 11 years before I was born, so I know I didnt open it. My mom has a Nordstrom account and I believe she added me to the account without my permission. The account is in good standing, but Im not sure how it is affecting my credit. What canshould I do?  <response>: I assume she added you as an authorized user, you need to look into this to make sure thats the case. If you are an authorized user you are in NO WAY responsible for any debt on that account. If the account remains in good standing it will only benefit your credit report if she starts missing payments it will hurt your account. Either way as soon as you are removed from the account it will disappear from the report. If you are an authorized user then I wouldnt do a thing it is helping you not hurting you and again no matter what happens to the account you will never be on the hook for any debt. 