<prompt> Human: I tried applying for the Barclaycard and got denied. I make 13 an hour at work and I make maybe 2k a month. I dont expect to have 700-1000 laying around to pay in full and by the time I save up, that model will be obsolete. So Id like a way to buy an iPad without paying in full but instead pay monthly. I have a MasterCard but the limit is 500 so thats out of the question. I can apply for credit cards but I keep getting denied. What are my options?Im an artist and I need an outlet to express my creativity. Id like a device with a lot of space so I can play games and download apps. So thats why I would like the newest iPad Air.  <response>: If a credit card company wont give you credit why do you think anyone else will. by the time I save up, that model will be obsolete.Honestly you should be paying for it in cash. If the model is obsolete by the time you save up you just buy the newer model. This is a want, not a need and you dont finance wants if you want a good financial future. 