<prompt> Human: Ive been in the market to find a house and I believe I found one that suits my needs. Although its not the typical situation. Im 25 years old and make 50k a year and I have 9k in savings with only a 400 car payment. The house I found is part of an affordable housing first time homebuyer program where you buy the house and lease the land from the town for 50 a month indefinitely . As such you can get a very nice house for much less money. This house is 1500sqft with 3 bed and 2 baths, garage, beautiful yard and neighborhood, built in 1990 and very up to date for only 109k. The only drawback is that with this program when I sell the house I only get 50 percent of the equity and the other 50 percent goes back to the program.This house is much nicer than anything else close to this price range a similar house will cost me 80,000 more. Should I get a beautiful house that is incredibly affordable knowing Ill only get 50 of the equity back?  <response>: No.Buy something in your price range and build up your equity over time. As you need a larger house, use the equity from your smaller house to help purchase the new one.You are still young and if you do this, you will get whatever house you want when you get older : 