<prompt> Human: The story: Im a 27 yo and engaged to a 28 yo. Weve been dating for 5 years and are looking to move in together soon in an expensive west coast city. Well be married soon after.Me: 28 yo, graduating from medical school and starting residency in 3 months in one of the more lucrative surgical specialties. My family was unable to pay for my medical school, but at the same time I was also ineligible for need-based scholarships. I relied on my prior saved income worked for 2 years before medical school, frugality, and multiple part-time jobs to pay for a good portion of it. Ill be graduating with 80k in student debt, although a good portion is in lowno interest loans granted by my institution rather than federal. Still, my bank account is nearly empty and Ive exhausted all of my savings except for 30k in a retirement account, which I was hoping to not touch... My partner: 29 yo, went straight from college to medical school, and graduated last year with an MD all tuition covered and currently working as a resident with a salary of 65k. My partner is doing very well financially, largely due to part-time work and family generosity. Has had minimal expenses, due to living in a very nice high rise condo owned by his parents for the past 8 years. This has allowed my partner to put aside over 250k in savings.The situation: We are getting married in 5 months and have been struggling with how to handle our personal finances, particular as we are looking at moving in together and signing a lease for an apartment cant stay in the family owned condo. My partner is adamant about wanting to keep our finances separate, aka not paying off my loans, and also adamant that we split all living expenses. The apartment were considering is sightly above the budget Ive made for myself based on my expected 60k salary when considering a 5050 rent split, and will require the equivalent of 3 months rent security deposit, first months rent, last months rent to secure. We both really love this apartment, however I wont have income for another few months and right now cant afford the security deposit, rent, etc. My partner wants me to take out additional federal loans to cover this, adding to my financial strain, and meanwhile Im frustrated by the fact that these expenses could easily be covered by my partners current earnings. The question: Should I be taking out additional loans to split our living expenses, given the fact that we arent married yet and wont be for another 5 months? In general, how should we approach our situation in terms of combining our finances? Im sorry for the long background, but Id appreciate any and all advice here!Assistant: My partner is doing very well financially, largely due to part-time work and family generositydue to living in a very nice city condo owned by his parents This has allowed my partner to put aside over 250k in savingsYou deserve better than a trust fund kid who is all too willing to hang his own spouse out to dry while hes sitting on a mountain of money. Please do not marry this person.Human: While I understand that it might look like this, he is actually an incredibly driven, hard-working, yet kindhearted individual NOT entitled or a trust fund kid... which is why Im marrying him. IMO, his views on marital financial views are completely out of line with the kind of person he is. If I do stay with him, it will be because I retain some faith that he might come around and that marriage is just a difficult transition for him  <response>: Never marry anyone on faith he might come around. If he hasnt, he wont just because theres a ring. The only way he will is if he is forced, not if you passively go into debt and accept his ruling. 