<prompt> Human: Location is NYC, that seems probably relevant. I live with my girlfriend currently, I make about 160k, she makes about 35k, I pay the rent, and she picks up much of the other living expenses. I am the only one on the lease currently as I moved to this apartment before we were together and she joined me here. However, the part of the city we live in is experiencing drops in rent never thought Id see the day and we are looking to move in a few months to a cheaper, nicer apartment in the same area.The question is, does it matter if she is on the lease? I asked her if she wanted to be on it and she asked me what difference it made and I couldnt honestly tell her. We both have credit scores in the close vicinity of 800, I have no debt, she has student loans she is on a fast track to paying off but no other debt. She has no rental history at all, she moved from her parents home to my place, but as I mentioned before, isnt on the lease. I have excellent rental history, Ive never made a late rent payment or had a problem in two prior apartments. She isnt expected to make any of the rent payments, and Im not expected to miss any : so I dont see how it matters really either. Is there a reason to do it? or avoid it?  <response>: It would probably benefit her, if she ever needs to let a place without you and needs a history of good payment. 