<prompt> Human: Hello all, I am looking into CDs with my bank and am thinking about purchasing. Would it be smarter to get one and put 1000 into it, buying 4 and putting 250 into each. Also I have the options of variable, fixed, or adjustable. I will probably be willing to do a 1-2 year deposit. What would be the best option? I will take any and all advice.I would invest but there is a lot to it, that seems somewhat overwhelming.  <response>: Best CD ive seen for the last 7 years in Navy Federals Easy Start CD. Its got a 3K max deposit, but the 12 month CD has a yield of 3. Until rates started going up recently, nobody could even come close to matching it. 