<prompt> Human: Id love to hear from folks who are over 50 - what is your current status re: retirement savings? If you are short, what is your plan? If you are on track, howd you get there? Any thoughts or lessons learned youd care to share? TIA  <response>: 58 yo M, single, 1.4M in 401K, Roth and after-tax investments. Also have University of CA retirement that will start paying 5000month when I turn 60. 1M in real estate at current prices, all paid off.Property taxes and insurance run about 10Kyear.Two Toyota vehicles paid off long ago.Planning to work until age 67 or soI love my job 170Kyear.My advice? Get an education in a field with a future. Mine was in engineeringcomputer science. I would have rather been a biologist or musician but I didnt want to scrape by my whole life. Always plan ahead financially. Save more than you think you can afford. Avoid debt whenever possible. Live frugallyintelligently. Avoid eating out, take your lunch to work, make your own coffeedont be a lazy idiot regarding the financial details. A thousand small leaks will still sink the ship. 