<prompt> Human: Im sure many of you fine folks here at rpfrpersonalfinance have some funds at Ally, as do I. Whether or not the stress test is rigorous, Im not sure, but I was disheartened to see Ally as failing according to the Federal Reserve.Link:  <response>: The stress test is designed to make sure banks are still capable of lending under those conditions. The point is that another recession doesnt bog down credit lines prolonging it like the last. There is nothing to worry about with your deposits. 