<prompt> Human: When I was in college my dad paid my medical bills because I couldnt afford to, even though I was over the age of 18. The bills were in my name, but they were sent to my parents house and I never saw them. My dad insisted on handling the entire familys medical bills at that time because we were all on his insurance and he wanted to keep all the information in one place. A few months ago I noticed a derogatory mark on my credit report and after investigating learned one of my medical bills had gone to collections and I believe my dad paid it through the collections agency. I had no knowledge of this occurring back in mid-2015. Would I have a shot at this getting taken off my credit report if I tried to dispute it?  <response>: Its your responsibility, theres no reason for it to get removed from your report. It doesnt matter if your dad said hed pay it or not, you were an adult at the time. 