<prompt> Human: Hi rpersonalfinanceMy brother got a college loan in my name between his second and third year of college. The family couldnt afford to pay for college anymore so after he got denied using his name, my dads name and my moms name he received the loan under my name.Is there anything I can do other than pay it or report her? Can someone get a debt consolidation loan for someone elses debt?  <response>: Your options are to either pay it or report it as fraud. Theres no third option here. 