<prompt> Human: I currently have a crappy Wells Fargo credit card and need to pay for surgery. I have applied for the Chase Freedom, but my surgery is on Saturday. The Chase Freedom Card will give me 1 back on 5500 so I was wondering if its possible to pay on my wells fargo, then pay my wells fargo with my chase card once its here. I dont fully understand how credit cards work, so if yall can explain in laymans terms why this is a good or bad idea that would be great. Thanks a bunch!  <response>: Its called a balance transfer and Ive never seen a car that gives you rewards for a balance transfer. And most likely youll be charged a fee to do it. 