<prompt> Human: Hello,Im familiarw tih CBT as a tool for losing weight and such. Im looking for self help literature about any tactics to change my behaviour to help me stop wastingmoney as in, spending more than I earn?Thanks,  <response>: The premise behind CBT is to replace maladaptive behaviour with healthy thoughts and action thereby creating new neural pathways. Basically every time you have a compulsion to spend, actively replace that with something that enhances your life in a positive way. If youre going the mindfulness-based therapy approach such as MBCT or ACT, your focus will be staying present in the here-and-now and practicing acceptance of your problems which will help to address emotional avoidance, enabling you to better deal with your life stressors.Source: Am completing Masters in Psych 