<prompt> Human: I have the opportunity to take a director-level job in another field. Its salary is 20k less per year but after accounting for the much better insurance its a net 12,500 less per year, or 9 of our gross income. We are pretty tight right now with out budget so taking that type of pay cut makes me a bit anxious. We have two kids in daycare so every penny counts. The work is great but there are some hefty expectations in the first few years if I were to take it. Im not in love with my current job but it is in a field I enjoy.Is this reduction too much to consider or pretty small?  <response>: Doesnt seem like this new job has a whole lot going for it what with the hefty expectations for less pay. 