<prompt> Human: I am 29. Recently divorced. I separated from my husband nearly 2 years ago, even though the divorce was final 3 weeks ago. I took the majority of my married life bills, including an expensive car payment. I am paying everything. Electric, water, car, phones. Ive had to let the cable and Internet be cut off because I couldnt do it anymore. I am drowning. Ive tried selling the car but havent found any buyers. I owe 4 years on it and Im 4 months behind on payments but making a payment every month. The bank doesnt want to help me by extending the loan. I cant do this much longer. Theres never any food in the fridge. I earn 1560 a month. Car is 682 with insurance. Electric and Water are 80Phone is 90Food is random since I dont always have the money to buy a lot... Id say its 120 a month. When I sit down and budget, it seems I have just enough to cover everything but when all is said and done, I dont. I get paid weekly 400 and half goes to the car each week. Im sorry if this doesnt make much sense and is all over the place. Im so stressed I cant really sleep or think straight. Any advice?Assistant: Why did you get the car payment in the divorce? Was it your car?Also you say the house is paid off. Is it his house or yours? If its yours and you are supporting someone who is living in your house rent free you need to up your standards quite a bit.Human: Car was under both my ex husbands name and mine. I kept it because he couldnt afford it on his own. I could until I became the only income in my house. Assistant: The real problem here is that your new partner has not been providing an income for 9 months. This is not a debt problem but an income problemHuman: Exactly. If he was bringing ANYTHING in, I wouldnt be this hard up for cash. Id be stressed but I would manage it. I see hes looking so its not that he hasnt tried. Assistant: I think you have to consider that a 9-month layoff isnt looking hard enough. Ask him to get a job working retail, as a dish washer, anything to help you get by... theres paying work out there if youre willing to do it. He can keep looking for his ideal job in the mean time.Edit: I read your replies below... this isnt in the US, apologies for assuming that... renter advice below is the best idea so far, or can you work as an Uber driver there and make a little back on the car?Human: Uber isnt available here... A lot of normal US things arent. Puerto Rico is behind on these type of things.  <response>: No Excuse for 9 months out of work. Your partner is the problem. When I quit my job, I made a bit of income on the side while I looked for work. I assisted a photographer, I did freelance design work, and I even worked a few days on a farm, picking weeds. He has no excuse for not having brought in ANY income at all. Tell his ass to get on Craigs List, go work at a grocery store, fucking anything... He is Selfish. 