<prompt> Human: Hey, Im currently 18 living at home and planning on attending college next year. I have enough scholarship money to go tuition free and live at home so housing and food wont be a problem. I dont have a job currently but plan on getting one over the summer after I finish my EMT certification and work throughout the school year as well. I have a CD that Ive been saving in throughout my teen years thats just matured with 2000 and am looking for what best to do with this money. Its not quite enough for a vanguard mutual fund but would still like to start some sort of retirement or long term saving plan. Any opinions?  <response>: Save it for books and other stuff you may need for college like a laptop. 