<prompt> Human: Yes, this is a throwaway account, because its sort of embarrassing to me to admit this stuff...Im in my late 30s, in grad school I have a full ride for fees, and a small but profitable paycheck above that, so Im cashflow positive. I have never carried a debt, and I have some savings, but I have no credit. Zero. My life savings is like 60K, and its just sitting in checking I know, I know, Im working on doing something with that....But the immediate issue is, I need a car.I know this sounds crazy given those facts, but I would like to buy a new car. I have owned used cars in the past and they suckedended up costing way too much to keep running. So Im thinking, a real sex machine like a Ford Focus or something.My question is: how do I approach dealers given that I dont have credit? Ive never dealt with a dealer before, I dont know what to expect, and quite honestly Im a little nervous about it. Any sort of tips about what to keep in mind, what to expect... any of that would be tremendously helpful to me. Thanks in advance.  <response>: The dealer wont care that you have no credit if youre paying with cash. 