<prompt> Human: Bills havent been the best to me as of late, and with Christmas coming up I want to get my siblings a few things. If I pay around 75 of the balance when it is due and leave around 25 remaining, how negatively will this affect my credit, assuming I pay the rest of the balance off a week or two after when Ill be caught up. Thanks, PF!Edit: Thanks for all the answers, PF! After buying everything, I may just be short a few dollars Im VERY picky with my money.My bill is due on the 6th, and I get paid on the 7th, so Ill pay most of what I can on the 6th, recooperate a bit and the 7th14th Ill pay off the rest of the balance!  <response>: As long as you make at least the minimum payment by the due date... should be no effect. Assuming you mean a credit card bill where theyll be okay with minimum payments.But thats a really bad habit to get into. 