<prompt> Human: Hi everyone, Im looking for some advice to tell my brother about going back to school. Heres his situation: hes a music student, with an emphasis in production, and his dream is to be a video game score composer.Hes in his mid-to-late-twenties, and got accepted to a few art colleges; the one hes most interested would require him to move to San Francisco were not from CA to attend the Academy of Art University in SF. He has little to no savings and currently is working at customer service jobs to make ends meet. He currently also has a car loan with approx.. 1-2k left to pay back.He received no financial aid, and the package theyve quoted to him roughly looks like this numbers slightly changed to protect... whatever needs protecting, I guess:Estimated cost of attendance: 41,350 Tuition Fees 21,000 Room Board 15,000 Books Supplies 1,850 Transportation 1,000 Personal Expenses 2,500 and I think this sounds extremely low for SFEstimated grantfederal loan: 15,900 Estimated Federal Pell Grant 5,800 SEOG Grant 600 Student Loan 9,500Estimated self-help required: 25,450This is a rough estimate, but it looks like he would have to take out over 25k every year likely more in private loans to return to do 4 years of college. What would you tell someone you cared about if they showed you this plan? And please, dont hold back. I would like constructive reasons to help them figure out a path, and right now I find it extremely difficult to recommend this one.  <response>: Show him this horror story:Guy goes 200k in debt to make 9 per hour. 