<prompt> Human: Im currently making 36k and am about to start a new job making 48k a year. I have 2000 in savings and have been putting 300 a month away to get there i got a raise 6 months ago to finally start a savings. I have zero debt. What should I be doing with the now 1,200 of savable income a month outside of a savings account?  <response>: Dont change your lifestyle and save the extra income. If you arent investing 15-20 of the 48k in retirement thats a must, start there. Then after that, save for your other things that you might be looking to buy soon, house fund, car fund etc. 