<prompt> Human: Hi reddit! As the title indicates, I was wondering if anyone could help me figure out how the eventual end of QE3 and a rise in interest rates however distant in the future will affect different asset classes. Id be particularly interested in your views on the effects on:- stocks US vs. emerging markets- gov. bonds US vs. emerging markets issued now vs. after end of QE- currencies USD, EUR, JPY, CHF..To put it into context, Im looking to invest 30k over the next few months doesnt have to be now, but given the recent stock rallye and the approaching end of QE3, i feel like investing the money in stocks right now comes with a certain downward risk. On the other hand, Im even less sure about the consequences on bonds and currencies, hence my question!Thanks a lot in advance for your thoughts!  <response>: Market timing is a losing strategy. Invest now at your target asset allocation and rebalance as necessary if you are a long-term investor. 