<prompt> Human: 24, living rent-free with parents, no student loans, just credit cards. I spent easily while in a super depressed slump, and from May 2016 to now, I have accumulated about 8,000 in CC debt. Here are my charges:1. Citibank: 3,380.66, interest rate is at 242. Discover: 3,795.38, 0 APR until Nov. 20183. Chase: 452.29, 0 APR until Nov. 2017I make about 80day, and that is soon changing to 90day. I want to eliminate the debt completely, recently the fog in my head cleared up and I put all of my cards in a drawer. I dont want to do this anymore. I want to clean up my mess and be responsible. PF, how do you suggest I tackle this?  <response>: pay the minimum on the two with 0, and throw a large sum towards the one with 24. Keep an eye on the Nov 2017 one though and juggle it so that is paid off before then. Snowball the payments into the last one when the huge interest is paid off 