<prompt> Human: I am a 35 year old who by next month will have my two CCs paid off. One of which was a chase slate that I used to pay down the primary card.Once these are paid off, is it a good idea to open up a new card that has better benefits? I currently get 1 back in gift cards with my primary card.My cred it is good, 750, and I budget and live well within my means. I would be paying off the balance in full every month if I were to get the new card.Thanks.  <response>: If you have the discipline not to ever carry a balance and pay intrerest again then why not.rchurning 