<prompt> Human: Whats your opinions or input if you have one or. the other or even both. I have a discover credit card currently and want the one thats easiest to use. Opinions, advantagesdisadvantages and experiences much appreciated! I will open one here in the next day or two and transfer my savings over. Thanks!  <response>: I use Ally and really like it, but I cant compare Discover as I donthavent used them. No problems with Ally though and they reimburse ATM fees up to 10 every month automatically so if you use the ATM that may be a nice option. I use it sparingly so its nice that I can use any ATM I want and not worry about fees. 