<prompt> Human: Hey, all the university Im thinking about going to cost 35000 with a 10,000 merit . I know what field I want to go into and I have currently have 65,000 from a family member. I am worried that Im going to come out with 70,000 in debt. That is my big stressor and Im throwing around of transferring from a cheaper school but Im in love with this school. Thanks if you reply. The school is Roger Williams University if you are interested.  <response>: Do not spend 100k for an undergraduate degree because you like the way a school looks. 