<prompt> Human: Our finances are stellar for a household in their mid 30s. Debt, retirement, kids college fund, emergency fund; all take care of.Problem is, our nest egg is currently 2 stock market, 15 savings bonds and 83 saving accounts. Id like to invest in the markets but I dont have a clue what Im doing.While I gain experience in investing, are there any no-brainer investments that I should use short-term? Again, SHORT-TERM. Something that isnt a massive risk, but might earn more than the 0.50 Im getting on savings accounts.Again, please remember, Im a newbie so please treat me ELI5.  <response>: Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! and the Long-Term Investing Start-Up Kit You may find Your 401k and You: Basic Information and Your IRA and You: Basic Information worth a read as well.While I gain experience in investing, are there any no-brainer investments that I should use short-term? Again, SHORT-TERM. Something that isnt a massive risk, but might earn more than the 0.50 Im getting on savings accounts.I-bonds have a 1-year minimum holding period, but are getting 1.94 right now. Otherwise move it to a high-yield savings account - most of which are getting in the .8 range. 