<prompt> Human: For a long time I was living paycheck to paycheck, so I paid all my bills on payday through my next payday. Now that Im ahead financially, Id really love to streamline things a little more. Unfortunately, with so many different bills with different due dates, its not really feasible to make all my payments in one go. How does the rest of rpf pay bills? Monthly? As theyre due? Hands off with auto pay? ETA: Is it possible to call up companies and change the due date of bills? Obviously that might mean making a payment thats for a month and a half or half a month. Assistant: Most of my bills are set to auto pay on their due date. I keep track of the due dates and paydays on a Google Calendar of all of my bills. Human: Have you had any problems with using autopay for everything? Any extra charges, or overcharges? Ive heard a few too many stories about that happening, it makes me hesitant to put more bills on autopay. Im also annoyed because a few of my set bills are slightly different every month. Like my cell phone bill is usually a few cents off. I dont want to over pay or under pay!Assistant: The way to avoid this is to set it up through your banks online billing.The biller will send an ebill to your bank, and your bank will schedule an electronic transfer to the biller on the due date.Human: Good to know! The only bill I have thats auto paid is my student loan bill. And for that I authorized Sallie MaeNavient, which I really want to un-do. I didnt even know banks were that on top of things!  <response>: Banks arent just a holding pen for evil fat-cats. 