<prompt> Human: So, Im not exactly sure how Digit determines what the savings bonus is 1 of something, but I noticed that Im making more in the savings bonus every 3 months than I make in interest in my regular savings account. I was wondering if I should take the money out of my savings account and transfer it all to another Digit goal.  <response>: No, you can make better than 1 in a simple savings account like Marcus, which gives 1.8. Looks like Digit will charge you 2.99 a month eventually, too. 