<prompt> Human: Ive had a rocky few years in all ways and starting to gather myself financially for once. I bought YNAB to try and motivate myself to budget, but found it confusing at best. Im not stupid but 3 attempts at using this thing and it still doesnt seem any easier.For a few reasons my income is very variable and I can be jobless for months only to then earn 1000 -1,500 week for a few months.Has anyone else found using YNAB with a variable income difficult? I finally just sat down today and half did a budget in excel and trello. It may be an odd mix but I have a good enough idea of where Im headed financially now.tl;dr YNAB is too hard. Any other options or should I just stick to the basics like excel?  <response>: YNAB is great for people with irregular income, because the YNAB method of budgeting only lets you work with money youve already earned.Maybe you just dont like it, and thats fine too, but your problem is definitely not caused by irregular income. 