<prompt> Human: So my parents bought into this timeshare thing with Wyndham, and I was hoping you guys could help fill me in on any possible issues that they dont want you to know about.Theyre doing this Wyndham Club Access thing, with the idea that instead of only having one specific timeshare location, they can travel to any of the timeshare locations across the globe as long as they have the points.Theres a huge 20k initial fee, as well as the 70 monthly maintenance fees. The initial payment accrues interest at 15 which they know is ungodly, but theyre planning on paying that off very quickly, so arent concerned about the interest rate.I and they are aware of the Ebay thing with people selling theyre points and timeshare access for super cheap, but the Wyndham salesmen claim that those are only for single locations, and not part of the Club thing my parents bought into, even if it says that on the Ebay listing. They also claim there can be a lot of hidden fees racked up on those accounts that you wouldnt know about until after purchasing it.This sounds kinda like bullshit, but were on vacation and between that and only having 2 more days to cancel and get a refund, Im having trouble finding out if theyre being truthful or feeding my parents a crock of shit. SO, aside from the massive initial cost and recurring payments, can you guys outline if this club timeshare stuff is a shit deal or actually ok?  <response>: Timesshares are pretty much always a bad deal. Rescind now exactly as written in the agreement. They can always purchase again with the same deal but they are stuck with it forever after 2 days and those maintenance fees can keep rising. Post your question at the timeshare users group forum- and they will give you very specific advice 