<prompt> Human: Apologies if this is a newbie question...I just maxed out my IRA contributions for 2014 in my first year of opening 5500 but in the past month my balance has dropped to just over 5300. Should I be concerned or am I watching too closely?I have my funds split between Fidelity Freedom Fund Target 2055 and Fidelity Asset Manager 50.  <response>: You are watching too closely. 