<prompt> Human: I recently opened a Roth IRA and invested about 2000 in the 2060 target retirement fund. I thought it would be a good start for someone who is 25 and new to investing for retirement. Would anyone be able to explain intuitively how that money will grow?The way I understand it is that that money is invested in securities. The value of my securities going up is equivalent to me having more money. Once I retire I begin to sell these assets in order to have income. Is this correct?  <response>: 1. You will add more money2. The value of the assets held will increase as the market grows3. Companies that you hold shares for will pay dividends, which get reinvested 