<prompt> Human: Fiance just inherited. Im actually finishing a business school degree and she is employed for now making somewhat decent money.I was thinking just short term CDs and a money market account. I would never take any substantial risks at this point with her money, even though I have a finance degree and am somewhat comfortable investing. We also have a child on the way and I can not screw around lol. I am not locking into anything long term because 1. We do not know what the future holds and what we want to do.2. Interests rates are so low. Ive heard a ton about interest rates rising in the future from prominent industry speakers at my school but also just as many think the economy is not ready. Does anyone have any recommendations? Thanks.  <response>: See the sidebar - most common subject on this sub is I have X, what should I do? 