<prompt> Human: Currently, my wife and I make roughly 230k a year and rising.Our expenses are low and we have been putting 5k a month into a Vanguard brokerage account this is in addition to each of our 401kIRAequity contributions.My question is if we should keep our emergency fund.Right now we have an emergency fund sitting in a money market doing nothing. The reality is that if either of us were to lose our jobs we wouldnt have to pull any money from anywhere. We can cover expenses on one salary. And if both of us lost our jobs despite being in different industries we could liquidate some assets.Does it make sense to keep an emergency fund?  <response>: Well, you might reduce it to 3 months expenses, if it is more than that.Always useful to have some liquid cash around. 