<prompt> Human: All - my fiancee has some major debt issues and I dont have confidence in her ability to manage and plan to tackle it over time. She is currently going back to school part time to get a bachelors degree in business. After lengthy chats with her, I uncovered the extent of her debt. Below is a breakout:Student Loans: 65,000 shell be graduating in another 2 years and this is the expected combo of federal and private loansCredit Card: 8,000Medical: 4,000Right now she doesnt have much income and is focusing on her credit card bills with the highest interest rates. Unfortunately, since she took our private loans for school nearly a decade ago when she started her degree, she now has to make monthly payments to Sallie Mae. She wants to plan a wedding now, but I think that is an unwise financial move, given the weight of her financials. I love her, but the amount of debt seems crazy.. what options does she have? Consolidating? Bankruptcy?Greatly appreciate any help!  <response>: Her plan to pay minimums and then put more funds towards the highest interest loans makes sense.Bankruptcy does not make sense--it will not discharge her student loans.You guys should focus on living frugally I assume you live together and she should do what she can to get a well paying job in the future.If you dont want to get married right now for whatever reason, I wouldnt feel pressured to do so. Whether its because of debt or some other reason, its not wise to get married unless both of you are on board. 