<prompt> Human: Im 26 and make 15 an hour in Columbus Ohio. For the last 2 years Ive thrown almost every spare penny at paying off my student loans. Im completely debt free as of February of this year. However, since I used everything I had to clear my debt, Ive only built up a small savings. After my pay rent this month, Ill have 700 in the bank. Thats everything I have.My mom called me today with distress in her voice and tears in her eyes asking to borrow 500 for 2 months. She bought a new phone and now she cant make the payments as well as several other bills shes behind on. She has zero income and her husband makes 12 an hour. If I loan them this money, Ill pretty much never see it again or it will take at least 4-7 months for them to be able to pay me back. I dont want to help her, I think Im enabling her and giving her a safety net to make bad financial decisions every time I send her money to prevent an overdraft fee, give her gas month, or pay her past dues bills for her.But isnt this selfish? She is the reason I exist, she sacrificed and raised me for 18 years, fed me a 1000 meals and took care of me. Im really not that well off financially, but if I technically can give her the money, shouldnt I?  <response>: But isnt this selfish? She is the reason I exist, she sacrificed and raised me for 18 years, fed me a 1000 meals and took care of me. While helping out a parent is great if you can, dont let guilt be the reason. She chose to have you and thus had the responsibility to provide for you until you reached adult age. She owed to take care of you and it was her duty to do so with no expectation of you owing her. 