<prompt> Human: TL;DR: what should I do now that Im unemployed and I dont have an emergency fund?Out of left field, I lost my job on Friday. Im the family breadwinner, and I make more than twice what my husband makes. Ive applied for unemployment, which wont cover enough for us to make it through the first month.Weve been living paycheck-to-paycheck. Every time we get some money saved, we end up needing it to pay bills or deal with small emergencies car problems, etc. Ive got over 50K in a 401k, but thats all we have saved for retirement my husbands job doesnt offer retirement, and we dont have enough extra to put in there anyway. Were both 32, and we have a 4-year-old who is in full-time preschool. Heres the good stuff: fortunately, we have our health insurance through my husband. Weve missed no payments on anything. I have a bachelor degree from UC Davis and certifications in my industry on top of that. My former company said they like me and have a few leads for new positions where Ill be a better fit, and my direct supervisor AND the HR manager have both said theyll give me glowing recommendations anywhere I apply. I have a great network of friends and colleagues in my industry that are shocked I was let go and eager to help me find a new position. Ive updated my resume and it looks snazzy. And overall I feel like Ill be working again very soon.Anything else I should be doing? Any programs I should know about? I feel like Ive got a very short period of time before were really in trouble, but Id like to get as much advice as possible. Let me know if you need more details on anything. Thanks. Edit: I seem to see establish a budget in the comments a lot. We have done that, and were spending close to nothing on anything outside of bills, gas, and food. The problem is just our bills mortgage, utilities, child care, etc far exceed what we make on just my husbands income. Im trying to see if there are any stop gap things I can do until Im employed again get my first paycheck. Edit 2: As I said above, we have TRIED to put money away in an emergency fund. We dont have the income for it yet. Looking for advice on what I can do until Im employed again. Thanks. UPDATE: Thanks for the helpful advice, everyone. I reached out to my mortgage company regarding a temporary forbearance, and I have my EDD interview coming up soon. Also, pounding pavement, hitting up the network, and the like. Sorry if any of you were upset or thinking I wasnt doing enough. Coming from a background where my parents philosophy was you shouldnt have to worry about finances and youll be a lawyer so youll have plenty of money, see how well THAT worked out... learning to budget and save is coming to me a lot later in life. Were doing our best. Hope we can pull through this. Assistant: As I said above, we have TRIED to put money away in an emergency fund. We dont have the income for it yet. Looking for advice on what I can do until Im employed again. Thanks.  <response>: You need to list out your husbands income your old income and your expenses including any debt. Im sure you think you cut to the bare necessities but I guarantee you you have wiggle room. You also know this or you would have provided this info already. 