<prompt> Human: I have 2.5 months left of college, and I should be getting a nice job after I graduate. My fiance and I can barely cover our bills, but with food and gas and these extra costs, we are falling behind. I already have 1 maxed out card. My fiance has no card, and I have 1 student loan of about 11,000.I fully intend to pay these things off asap. I will likely be making 5,000 per month, and I am used to living off of ahout 1,200.To help us get by until I can work, would it be wise to get another credit card? Or is it a bad idea? Is there a credit card that would work best for us my fiance has no credit yet, it would be her first card?  <response>: It is a bad idea until you at least have an offer in hand. You need to focus on being frugal first and seeing what you can lessen without these loans and then see if it is still a good decision. 