<prompt> Human: Hi guys. I hope this isnt a silly question. Im seriously considering the idea of buying a house in the near future. Hopefully within a year And Im trying to figure out the best way to move forward. Im currently making over 65k a year Before taxes and would like to move on my way to buying a house. I have no debt, and a good couple thousand in the bank. I have confidence that I would be able to pay off any bills I have in the future and such. Should I go for a rent to own situation? Ive heard these are commonly scams, due to the fact that tenants often cant pay Or should I wait and go a more traditional route. If I do rent to own, is there a good system for finding out what is reputable?  <response>: Id first save a 20 down payment, plus plenty more for closing costs and repairs once you close the deal. 