<prompt> Human: I was parked on this semi busy street and was parked near the curb. However the when parking by the curb youre very close to the right lane and someone didnt change lanes to go around my car and knocked off the drivers rear view mirror. I noticed this when I woke up the next morning. The guy also knocked his off as well. Would my insurance cover this? I talked to my dad and he said insurance wouldnt and it might go up if I told them about it??Heres what the damage looks like. I also found the whole rear view mirror part but the mechanic said it wasnt as simple as reattaching it.The cost is 258  <response>: Whether or not they will cover depends on your coverage and deductible.My deductible is 1000, so anything less than 1000 they wont cover.For 258, Id just pay it out of pocket.You can always call them and ask too without filing a claim. 