<prompt> Human: We divorced in 2012, I asked for nothing that I was entitled to such as half of his 401k, retirement, savings, ect. I paid off both of our cars and saw to it that we signed the cars over to each other so that he was off of my title and visa versa. We did not have any debt other than the home mortgage 80,000 and a consolidated student loan 50,000 in my name. Ex wanted the house and agreed to refinance to remove me from the mortgage and also agreed to pay our consolidated student loan instead of buying me out of the house. These terms where written into the divorce documents. The student loan is pretty much 5050 split between the two of us. US Department of Ed allowed us to consolidate all our student loans into one and it was put in my name at the time. Five years have passed, I have been very patient but ex has never refinanced the mortgage and has quit paying the student loan. Ex is now in foreclosure and I have just been served court docs explaining the foreclosure against us. Ex has not taken care of the house and it isnt worth 30,000, I had it appraised a couple of years back. The house is in Louisiana and I know their laws are a bit different than other states. I now live far away. What can I do to protect myself? Please no preaching about how I should have been more proactive, I was trying to be nice since we have three children only one is still a minor and is with me.  <response>: Get to a family law attorney immediately. Id go to one in Louisiana. Youre going to have to jump through some hoops to show that that debt is not yours. You can sue him for the student loan payments he owes at the same time. 