<prompt> Human: I have dental work about 1,200 coming up soon and am considering using my credit card, then paying off the balance immediately. I currently have the amount in my savings. Does it make sense to just pay in cash? Or is there any actual benefit to using my credit card, then paying it off a few days later? Should I be waiting longer and if so, when is a good time?  <response>: After the statement cuts, before the due date. 