<prompt> Human: Here is some back story on my debts: I have already paid off 30k worth of student loans in the past 5 years. I have one student loan of 5k left. When this is paid off which will be in about a week I will only have a home loan of 55k and 1 credit card that I pay off monthly. Im worried that with so few things my credit score will drop dramatically. I have thought of a couple options to help keep my credit score up but Im not sure which to do. I could open another credit card and keep paying it off monthly or I could get a loan for a newer vehicle however I only drive about 5 miles a day and my 2009 is doing just fine. Im open to suggestions. TL;DR Only 2 things reporting on my credit score what should I add?  <response>: Dont play their game. Credit score isnt that important as long as you pay your bills on time.If you dont like it, you can always get another student loan to increase your score : 