<prompt> Human: My wife and I plan on buying a home when I get back from a deployment. We will have a decent amount saved up that will be used for a down payment on the home. All in all I believe we will have close to 150,000 in our accounts this doesnt include my Roth TSP. Realistically, I will be using the VA loan No PMI, No down payment needed...but Im putting some down to purchase the house and Im hoping to stay right around 400,000-500,000 for a purchase price. My question however is : how much actual cash should I leave in our bank account. Should I do six months of pay? Should it be a year salary? EDIT 1: thanks for the down vote? EDIT 2: no other debt. 1 car paid off. We will purchase another car when I get back. EDIT 3: yearly income when I get back will be right around 100k a year.TIA!  <response>: Six months of expenses, not pay, is a good target. 