<prompt> Human: I know this doesnt seem like a huge amount but I cant seem to get out from underneath this damn student loan debt. I have a total of 22k give or take. spread out over 3 loans at 6.55 fixed interest. I am trying to figure out the best way to pay this off. I make 80k a year 1400 a month in rent and utilities. 480 Truck payment, 150 car and renters insurance, 300 or so on food, 300 in gas, and about 100-150 a month on my pup has medical issuesWhat would be the recommended way to pay them off in the next couple of years so I can get rid of them. Any advice would be great appreciated. TIA  <response>: Im not trying to make this sound mean or anything but I have 70k in student loans and make a little over half of what you make and I was able to put away 10k on them loans last year. Truck gas is really high. Gas because its a truck and You must have bought a new truck recently. not much you can do about that but maybe you can start cutting back on food a little bit. and rent utilities seems a bit high but I am not sure where you live. If they all have the same interest rate then it doesnt matter where you put the money in them just try your best to really put way more than just the minimum payments. and pay not during the pay period to try and avoid even more interest accruing.:EDIT: I see you said the DC area in a comment below thats rough sorry. Not sure if you go out much but definitely need to learn to pay less somewhere else less going out if you do idk. Also maybe look into refinancing. Loans wouldnt be as safe with ability to defer if things get worse but could save you much interest if lucky. 