<prompt> Human: 31 year old male, married with a 12 year old daughter. I am a small business owner, and I have a mortgage. I want to get a life insurance policy, so that if I do unexpectedly die, my wife and daughter are taken care of.I would like enough money to be available for my wife to not worry about losing the house, and still have enough money to allow her to be able to continue the life-style we currently have which is pretty minimal - I would like enough money for my daughter to be able to go to college if she wants, and maybe a little more to help her out.What I am trying to say is that I dont need to get something that will make them rich per-say, but I would like them to be taken care of.There are so many options, and I am not only looking for a good deal, but most importantly, I want to make sure that they are taken care of if I do pass.Any thoughts? Any advice would be greatly appreciated.  <response>: Term life insurance for an amount and time period is the way to go. The amount depends on how much your house is worth, how many years of income you want to replace, and how expensive your daughters education might be. Term4Sale.com is a good place to compare policies. 