<prompt> Human: In February of this year I was involved in a car accident. Due to the accident I went through a manic disorder that caused me to stop making payments on everything I was responsible for since then. This is a confession as much as it is looking for advice on what to do. My house located in Montana is in foreclosure and is the set date is January. I owe 12,500 from not paying the mortgage. During my manic episode I moved away from my house and signed an apartment agreement in Seattle 1,666 a month that I can no longer afford. I signed a contract with them saying to cancel the lease I will owe approximately 5,000. 2 credit cards that went into collections equal around 10,000. Truck that went into collections for 5,200. Cell phone bill sent to collections for 900. Parking tickets that are in process of going into collections for around 1,000. Student loans in deferment until March equaling 12,000.I havehad disability checks coming in 4,000 a month that is nearing the end. I have nothing left of them. I believe that this stops me from declaring bankruptcy. By the time it is over next week I will have maybe 5,000 in the bank.Job prospects are next to nothing due to the misdemeanor charges that I got during this 8 month period.I am currently living at home and am completely suicidal over this whole thing. I take full responsibility for my actions. Is there anything I can do?EDIT: Forgot to mention student loans.  <response>: Seek mental help first. Then legal help. Remember, its just money. In the grand scheme of things its nothing you cant overcome. Good luck! 