<prompt> Human: Hi guys. This is my first time posting and i appologize if it is to long. I have a question to ask or rather advice that i would need. I work full time during the night and i have the opportunity to work another job for 3 hours a day. I finish my night shift at 9 am and usually sleep for a few hours. I was thinking instead of sleeping, to go to the other job and get the extra money. Here is why: we can survive on my current earnings but if i work at the other place too, i will be able to pay off my credit cards. We are planning on buying a property and the cards are lowering our window of money we can borrow by alot. So if i bite the bullet now and work the extra job, pay of the credit cards in 4 months would make more sense to me. I can always decide to stop the new job then or just carry on. Once the cards are paid off, we can get a house and actually start our life. I just feel like that at the moment we are just surviving and living in a rental and not getting anywhere. But if i work extra for a few months, not sleep those three hours during the day and make extra money i would feel like i have archived something in life and not paying someone elses morgage off. My hubby can not work at the moment due to health issues and feels bad that i am thinking to work 2 jobs but i just think that it is better for our little family in the long run.What do you guys think? Am i being unrealistic to get rid of the cards and then being able to get a house and have archived something in life? To just get through a few months of two jobs? Or do i not do it and just go nowhere slowly. I would appreciate advice please  <response>: You dont need to buy property to achieve something in life.If you are having financial difficulties now, e.g. living on credit cards, then it can just make it much worse, in fact. Houses are not a financial panacea. Much of your payment goes to interest, taxes, and insurance; then there is maintenance and repairs. 