<prompt> Human: I was trying to figure out if there was anyway to lower my bracket to 15. I currently make 130k per year and get an annual bonus around 4k. I contribute to my employers 401k and they match the first 4. Im currently single and just moved and live in an apartment. I spend 30k per year and invest the rest in vanguard. Is there any hope?  <response>: Make less money. 