<prompt> Human: My spouse and I currently have around 50k in credit card debt. We had a baby last year who ended up with a long hospital stay and a big move which drained our savings, and poor financial choices have caught up to us. 35k of this debt is currently interest free for the next year or so. Our monthly income is around 7k, but expenses such as childcare for two kids, rent, and utilitiesother bills run us close to 5200month daycare alone is more than 1600month.Is it even possible to pay this down and avoid ruin? By the time we pay off the interest accruing cards, the promotional interest free cards will end their promotions.  <response>: 5200month is super high for expenses. If you want help you need to post a detailed budget 