<prompt> Human: I got my first job after college and my employers Medical Insurance option costs around 1,350 per year in premiums. The deductible is 1,000 In-Network and 2,250 Non-Network. It does offer quite a lot in terms of coverage, but for a single, healthy 23-year-old, I would like to know if there are any other better alternatives.Of course, I do realize Health Insurance is one of those things that you think you may not need it until its too late, which is why I would like to get a Health Insurance plan, but I do think that 1,350 per year in premiums for a plan like this is a bit overkill. Are there any alternatives that are more affordable while still providing decent coverage?  <response>: Thats an amazing insurance plan. Youre getting a solid deal. 