<prompt> Human: I have a decent chunk of student loan debt. At first paying the monthly payments have been fine. But as my wedding and house saving deadline comes closer, Ive noticed its becoming a lot more prohibitive when it comes to budgeting. Roughly about 2 paychecks go to student loans. Which sucks because my fiance is handling most of the savings. I want to be more financially supportive for her. I have been thinking more and note about student loan consolidation. I think lowering the payment and extending is my main goal. Ive tried some online application but most denied me or actually gave me a higher payment. I got denied because I apparently make to much... Is there a professional person I can go to discuss multipleother consolidation options?Sorry for grammar or spelling errors. Typing this from a phone.  <response>: Cheaper wedding; postpone the house. 