<prompt> Human: My company has a hsa matching program. I am maxed out at 85 a week. They match 50. I can only have about 6500 in my account total. I can take that money out at the end of the year but have to pay 30 in taxes. I am a healthy 23yo woman with no medical debt and almost no medical bills throughout the year. Is it beneficial to do this? Would i be losing money? Is the 30 on everything or just my contribution?  <response>: You do not have total account limits for an HSA, but the maximum you can contribute annually as of 2016 is 3350 for a single plan and 6750 for a family - including your companys matching contribution. 