<prompt> Human: Hello. Here are some stats.My information 20,000 in a saving account. Income is 2600 a month No credit card debtStudent loan is 15,000 at 6Car paid off. 2012 Buick regal I contribute 5 to a TSP through the GOV. Currently 3,000 in that account. SO stats5,000 is savings account Income 1800 a monthNo credit card debtStudent loan is 15,000 at 6Car payment is around 250 a month. She owes 2 years left. We have been together 7 years. We have been living together for 2 years. We rent a home for now. Are rent is 650 all in all we probably pay 900 a month including food and utilities. I can use the VA loan so no money down and no PMI.We are looking between 130,000 to 160,000.Any advice would be great. And sorry for format. I am posting off of my phone. Thanks again.  <response>: The one rule you need to follow is this, if you two arent married, only one of you buys the property and the other pays rent. As such, If you bought the property and put 0 down, youll probably end up paying somewhere In to the 1100-1300 a month for the house, taxes, and utilities. If you two were to break up, that house would take about 50 of your income, which would leave you house poor. If I were you, Id wait until you have a good 20-40K for a down payment so that just in case things dont workout, youll be in a solid financial foothold. And hey, if you two stay together, youll be that much better financially off. 