<prompt> Human: Long story short, I was hit by a car on my bike almost two years ago. Lawyers settled for 45k but after court fees and commission, Ill be receiving approx 25k. Im 34 and this is the most money Ive ever received at one time. Hospital bills add up to 5k due to my insurance. I have 12k in credit card debt and 10k in student loan debt. So how should I go about managing this money? Ps, I get the check next week  <response>: So youll get 25K.You have 5K in hospital bills, 12K in CC and 10K in student loans. Total 27K correct?I am afraid in my opinion there is nothing really to manage, you pay off your debt and have 2K remaining on whichever debt is the lowest interest. 