<prompt> Human: And they only allow rollovers into IRAs from what I can tell.The amount is only 130 so should I just cash it out? I dont currently have an IRA so Id have to set one up.edit: the fees are about 2 month.  <response>: The old company doesnt get to set the rules. Do you have a 401k at current job ? if it allows rollovers, do that.Otherwise at 130, id just cash it out if you didnt already have a funded IRA or willing to open one with a 1000 deposit. Its too low to open an account. 