<prompt> Human: After the news of the white house reviewing dodd-frank and its fiduciary rules, I started thinking about my retirement account today. Does anybody have any suggestions about how to manage my retirement account to ensure my money is working in my own best interest? Or have any funds they would recommend?  <response>: Looking at the fees you are charged is a good place to start. A good advisor would recommend funds with low expense ratios .4 is good and no other charges sales charges, load fees. 