<prompt> Human: Hey PF, Apologies if this is not the right subreddit. A friend of mine has decided to move his family from MD to OH in two weeks for a better paying job making 20 an hour. He tried to take our a loan to assist with the move did not say how much, but he was denied because of previous debts. They told him if he paid the debts, he could get a loan. Well, he paid the debts off but he used all available money he had. To top it off, he will have to wait 30 days for the loan to be approved. He comes to me with two options... pay him 300 to help him with the move, or help him cosign on a loan. The 300 would not be paid back. Im letting that bake for a bit, but ultimately Im not shelling out 300 and not letting my credit score tank. If youre like me, youre probably thinking that he cant move until he gets his finances in order and has a better plan. I honestly am not sure what his plan is for housing and relocation logistic... but 300 is a small amount when talking relocation.I would like to help as best as I can. I have looked at Ohios website for relocation assistance programs, but they require months notice with their advisors. Are there any other programs that would assist with this or is there any advice I could give him?  <response>: If you want to gift him 300, go for it. But youd be crazy to cosign on anything. 