<prompt> Human: I am 25 years old and just recently got into investing. I have been contributing to my IRA since I graduated college but thought there was more I should be doing. Earlier this year I started investing in individual stocks but am interested in learning more about mutual funds. I am looking to learn as much as possible so any recommendations on reading materials, individual funds, etc are greatly appreciated.  <response>: Dont try to pick stocks and avoid high fee mutual funds. Start here: 