<prompt> Human: So last year I incurred a massive amount of personalmedical debt, as well as this year. Most of it is money other people owe me, whom I loaned to with good intentions and promises to be paid back never happened. I had no choice but to buy my first car last year when me and an ex were splitting up so I could take myself places.Anyway, here is my debt:Various medical: 7,928.92Student loan: 4,678.13Car: 26,626.00Credit Card: 6,213.00All-in-all almost 45,000.00 in various debts, I was living with my new gf in her mothers house to save money on rent and bills to pay it down. I was recently forcibly relocated and my costs of living have increased exponentially once again. My total monthly expenses exceed what I make monthly by a few hundred bucks, at least. around 1,800.00mnth after taxes, my total bills amount to more like 2,000-2,200 and some change, which leaves me in the red. The worst part is my income fluctuates with my job based on some confusing bonus survey bullshit and attendance. Anyway, Ive been considering bankruptcy or selling my car, but wouldnt I still be responsible for the loan? I can barely afford rent, I wont be able to afford anything else until I get paid again, on top of late fees and interest, due to all the work Ive missed from having to move around so much from bad roommate experiences, breakups, living out of my car off-and-on, etc. Ive had to move 4 times in the past year, and missing a lot of money because of it. How can I cut down my expenses or make more income. Ive been trying to drive Uber, but theyre threating to pull my contract due to low ratings and I dont understand why. Assistant: Or would anyone happen to have any advice on going after 2 former room mates and an ex-gf for money owed to you for personal reasons when they now live several states away?  <response>: Your time will be better used working to earn money than going after them for it. 