<prompt> Human: About 4 years ago, my Dad gave me 5,000 in a Roth IRA account to help me jumpstart my retirement fund when I was still in my first job. I have a bad track record with my parents regarding money, having been someone that has been notoriously awful at managingbudgeting it. They had, more than a few times, bailed me out financially, despite making enough money on my own to support myself fairly comfortably if I could just budget properly. So, this was an extremely nice gesture on my Dads part and was in every bit in my best interest and an effort on his part to get me to start changing my ways.Then, about two years ago, I was not in a good place emotionally or financially. I was extremely depressed, and working in a job I really hated and in which I was underpaid relatively speaking. I was looking at a huge credit card bill and rent, and I could not bring myself to ask my parents to help me again for that amount of money.l I felt extremely stupid and angry at myself, and I wasnt sure how I had let it get so, so bad. Desperate, I cashed out the Roth IRA, taking the massive tax hit and ending up withdrawing around 5 or 6k. That, along with my end-of-the-month paycheck, was just enough to cover my bills and allow me to stabilize briefly. I finally left that job in Oct 2017.I am now 26 and making 87.5kyear, plus around another 5-8k in various freelance projects bonuses, and I am immeasurably happier. For the last 6 months or so I have been far more financially stable, paying off my credit card bills monthly and even have, for the first time, a savings account that I contribute to on each paycheck. I also contribute to a 401k, with company match of 5. So, things are much better now and I have finally learned how really simple steps towards stable personal finance can go a long, long way for mental and financial health.That said, I have growing guilt about the now-nonexistent Roth IRA. My dad has been asking about it recently, casually curious about how much it has, and I generally brush him off. He is in his mid-70s now and really showing it, and I dont want to damage our relationship at this point with the amount of anger and disappointment it would cause him to find out the truth - especially regarding such a sore subject. I want to not have to lie to him, and to re-open the IRA and contribute heavily to it until I can get it to where it would realistically be. My question is: How much would a Roth IRA be worth now, having started with 5k in May 2014? What would it realistically take for me to catch up to where it wouldshould be? Am I making the right decision not telling my dad? Thank you for your help, reddit.  <response>: sp 500 has increased by roughly 50 since may 2014. 