<prompt> Human: Right now I have about 17k of this sitting in a mutual stock market fund, 8k in a bond market index, and 7k in a CD. The rest is just in my checking account. What should I do with this money knowing that I am 21, graduate in about 1 year, and I have a lot of time ahead of me. I was thinking about taking out a loan and purchasing a foreclosure house and renting it out. Im not sure all of what is involved in owning a rental house though so I would have find out a lot about it before I did this.Assistant: If you are set on renting a house, at least make it nice enough to attract good, responsible renters.Do you have a house yourself?Human: well, what I am thinking is that I would live in the house and rent out the spare rooms. Being that I am still in college I know plenty of friends that would love to live in a house. If I did this I would most likely get a house near campus and rent it to students.  <response>: I consider myself to be a pretty responsible person.I wouldnt rent to me when I was in college. 