<prompt> Human: Today I logged into my Bank of America account and noticed there was a new account added under my login for a business credit card. I thought surely this must be some sort of mistake, I dont remember applying for any business credit cards, so I called BOA. Eventually I figured out that the card had been opened by my company, and since they used my SSN it appears under my online banking accounts as well.My company never mentioned anything to me about this and now I have some serious concerns. Presumably, they opened this card for me to use on purchases I make working in the field, such as gas and supplies. Im working part time right now though since Im taking classes as well and I noticed that my available monthly credit on this card is more than what I make in a year currently.Im financially responsible and I have a great credit score, but Im very worried how this credit card may affect it. Ive heard that if your available credit is more than what you would be able to pay off, it negatively impacts your credit score. On the other hand, Im wondering if as long as my company pays the bill on time, could having this card possibly boost my credit?Either way, Im not comfortable with them opening a new card in my name with my SSN. I would much rather pay for gas and supplies with my own credit cards to reap the rewards from them and have my company reimburse me later. I plan on talking to our accountant about it tomorrow, but Id like to hear your opinions on this first. How do you guys think I should deal with this?  <response>: This is fraud.Nobody should open a credit card in your name, unless you have given explicit permission to do so. You need to have a long and hard talk with the company you work for, unfortunately. 