<prompt> Human: I paid for an entire group vacation on my credit card 14.5k. It came within 500 of my monthly limit that I normally never come close to. I use this card for other purchases and I will spend another 500 to max it this month. I decided to pay off the entire bill 2 weeks early to allow continued use of the card. Does this mean I have to make a double payment this month or can I carry the extra charges into next month with no fee or credit damage?  <response>: Lets say you buy something for 100 and pay it off before the statement closes. The credit bureaus dont see this and it wont effect your score in any way. Its essentially like paying cash, but you can benefit from the perks of your card.Now you go buy something for 10. You wait for the statement to close and this is the amount you need to pay by the due date. You dont want to carry charges into the next month, because then youll pay interest and thats something you should never need to do. 