<prompt> Human: How much undergrad student loan debt is too much? At the school that I currently have the best offer for Temple University Fox School of Business, my loans would look like:Federal Perkins - 2kyrFederal Subsidized Loan - 3.5kyrFederal Unsubsidized Loan - 2kyrAt this school this would leave approximately 3-5kyr to be covered. So, I would presumably have to take out a private loan to cover those expenses. I am extremely hesitant of this, due to their often predatory interest rates. With all said and done, Id have 42-50k in loans to repay after 4 years. I would be commuting to this school, so no rent or meal plans.Would the Air Force be a more preferable option to this? Quite frankly, Im not even quite sure of what I want to do yet in terms of my major.Extra info: EFC is 0, low income.  <response>: Hi,The Fox School is kind of an odd choice here but lets look at the financial aspects. How do you realistically see yourself making money and paying off the loans? You are likely pretty young and a stint in the military can provide you some opportunities. You can also look at finding employment within an area of interest while also attending school. Everyone will have their own personal story about how they either got suckered into a heavy amount of debt, were able to work their way through college, and everything in between. You want to work for a non-profit and do good in the world? Spend the least amount of money or find a loan forgiveness program. Your uncle Phil can hook you up with a job at a law firm, well then you have some breathing room. No idea whats in store for you? Figure that out first cause putting on that blue service dress uniform is a real commitment. 