<prompt> Human: I have a credit card with a decent balance and a fairly high interest rate. I want to transfer the balance to a new card to get some interest relief for hopefully 12-18 months. My question is this...Would I be better off to look for a card that gives me a longer interest free term and lower rate, or a card that might have a slightly higher rate but has better rewards.The main goal is to cut down the debt, but I would love to earn some travel rewards while I do it. Thoughts? Thank you in advance for your assistance.  <response>: Balance transfers dont earn rewards, so transfer it to a 0 interest card. Pay it off within the time frame, and open a card with good rewards after. 