<prompt> Human: In case you needed another reason to open an account at a credit union Ive got another. A couple weekends ago I went to my local credit union to close an underperforming Money Market acct and transfer the funds into a CD. When I went back to begin the process the managers first words were...Just so you know rates will be going up tomorrow the new rates werent being advertised yet. Fwiw I figured they would be due to the federal reserve raising rates. I just figured the increase was either already taken into account or it wouldnt be worth my time to try and time the increase. In any event she looked up the new rates and told me they were open tomorrow a Sunday. She also explained how quickly they react to the feds. I came in the next day and ended up with a few more bucks as a result.tldr: Credit Union manager went out of her way to keep me from opening a CD a day before rates went up.  <response>: My bank wouldve done exactly the same thing. 