<prompt> Human: I am trying to get a head start on my taxes so I can get it over with. It appeared that I already have deducted more than I paid in taxes. The main reason I am asking is because I still have not applied the child deductible and home owners. I know these arent the right terms, Im trying to figure it all out so simple terms would be greatAdditional details: I am military so only my base pay is taxable therefore I dont pay very much in yearly taxes. About 2000 to be more specific. Any info that could potentially help would be appreciated! Assistant: Possibly, if you have credits. Deductions can bring your tax liability to 0, but credits can actually give you cash back beyond 0Human: What is a credit vs a deduction?  <response>: Deductions reduce your taxable income. So if you made 50K and have 10K in deductions, its as if you made 40K.Credits are a dollar for dollar reduction in your actual tax liability. So if your actual tax liability pre-credits is 2000 and you have 700 in credits, your actual liability is 1300.Deductions cant take your taxable income below 0. Some credits can theyre referred to as refundable, though note that this is not directly related to whether you actually get a tax time and some credits cant nonrefundable. 