<prompt> Human: I have deposited almost 2,000 in different checks personal and paychecks and BoA has placed holds of nearly 80 of each check amount from 111214 until 112514 with no explanation and they will not tell me why this happened, or if I can do anything to fix it. I have called, done the online chat, and gone to my bank in person and all they do is give me a long, LONG list of why they are ALLOWED to hold my money for this long, but will give me no details as to why exactly this is happening to me. What can I do? Rent and bills are due in a few days. I have been depositing checks like this for almost a year and a half with no problem.  <response>: Two options, leave the bank and what welliamwallace said. I would suggest going both. I have had similar interactions with BOA, which is why I had to break up with them. My story starts when I decided, after reading about BOAs interactions elsewhere that I should move my money to a better institution. I still left a little in my BOA account for entertainment purposes. They have more ATMs, etc. Just makes it easier if I am taking a trip to another city, things like that. What I started to notice was once my account got below say 500 transactions would start taking days to show up, whereas normally they show up same day. Doesnt take long to figure out why they would do this, and it brought me back to my broker, just out of college days, wondering how many overdrafts I paid because they slowed accounting when my balance got low. Anyways, I decided I was done and the account was down to something like 30 bucks. I would have to go into an office to close the account. Which I kept putting off till months later I get a notice saying I owe BOA 70 something dollars. How could that be? Well BOA charged me a maintenance fee then when it was low charged me an overdraft of my maintenance fee. Yes, they over drafted themselves, so much for being a 10 year customer. After a good half hour of explaining to the agent then the manager that I have no problem paying the maintenance fee for which they do nothing, but whatever but paying an overdraft fee for a bank fee they charged me is insane I finally gave up. I payed them exactly what I owed to the penny and started to walk out only be told that if any charges came in on the card they would charge me. I explained politely our business had concluded and should they accept any charges and bill me our future business would be through a lawyer. As I am leaving the manager runs up and asks me if I am interested in a credit card. I looked at him in shock and said what the fuck is wrong with you? Seriously? Its not even that BOA has weird ass practices that gets me upset. Its that dealing with them was so frustrating it made me turn into a complete dick to a stranger, which is unacceptable. Leave that place; it will turn you to the dark side. 