<prompt> Human: Im 19 and make 1444 a month working my first job a month thats after taxes I live in Belgium.I have to pay 400 a month towards rent for my dad. Also I dont think I make enough for the hours I work, I work 38hours a week.  <response>: Thats not a bad take-home pay per hour for a 19 year old! Coming out of university with a Bachelors Degree I was making 2200 per month, but then I had a pile of student loans, rent, etc. Best thing to do is to make a budget of your expenses, try to stick to it as best you can, and be sure to include savings in your budget. Put a goal on the savings though; an emergency fund is a good first thing to save for so if your only necessary expenses are the rent, shoot for 2400 set aside to cover 6 months of that. Best of luck! 