<prompt> Human: Assuming my apartment lease is 1 year, if I have enough cash should I pay the full year? The apartment Im looking at is about 1,100mo It would be my first apartment so Im unsure if theres any wiggle room on rent typically and my credit isnt great low 500.The short version of the story is I am 20 and just got my first real job but plan on continuing to live at home until at least the very end of the year. My income is very variable 40k-80k, usually 50k-60k with little hours during summer months May-July.With such a variable income I would feel a lot more comfortable if I paid my rent in a lump sum, and I feel it could help me get a better monthly rate especially with my credit score.  <response>: I would not advise this unless they will give you a mega discount. You are committing to tying up 13K for no reason other than that it will make you feel good. Save your money and plan ahead for the lean months. Please dont do it. 