<prompt> Human: I have great credit, but pretty tight finances, and Id like to travel more I recently moved to a cheaper apartment partially for that reason. I travel maybe 2-3 times a year: once for the holidays, and a small vacation or two. Ive always avoided using my credit card like the plague I use debit instead, but Im reconsidering given the prospect of getting some more cash towards travel. But, running the actual numbers, and assuming I put almost everything I can on a credit card, most cards seem to work out to give me 300-400 worth of cash or miles. I guess thats free money, but it doesnt seem like a ton.Is there something Im missing? Whats a good card for someone who wants to travel - not someone who travels a lot already?  <response>: If you are diligent with your finances can pay off a card every month then you should ALWAYS be using a credit card. Youre wasting the potential at bonus points by using a debit card.It depends what kind of travel you want to do, though. If you plan on flying a lot then commit to an airline and get a card with that airline. Same with hotel chain. Just make sure you are paying them off in full each month because they all carry insane APRs. But yeah you dont get a ton of free money each year. 300-400 sounds normal for standard credit card bonuses. 