<prompt> Human: As the title says, im trying to find all the accounts I owe money on, and looking for who is the current owner of the accounts. Ive opened an account with experian to get my credit report, but I know some some are missing from there, and it also doesnt seem to list who is the current owner of the account. So reddit, is there any place I can go to get a list of all accounts I owe money on and how to get in contact to set up arrangements to pay them off?  <response>: Credit reports should be the closest thing to an ultimate authority on it. annualcreditreport.com is the ONLY site where you can get all three reports for free once per year without being sucked into some for-pay service you dont want. 