<prompt> Human: My wife27 and I27 have been married for 3 years. We have a savings of 45,000. With our combined incomes, we break even; not saving and not losing any at the moment. I would like to spend 1,300 on a new mountainbike. I realize that dipping into our savings is not ideal. I can buy this bike at cost, and if we ever really need the 1,300 back it will be no problem to sell the bike for what I pay for it. I feel that my wife and I have worked hard to get to where we are, and that we have both earned the right to spend some of our savings on something that will make us happy. I would be happy to see her spend 1300 on herself as well.The dilemma is that she feels that spending some of our savings on ourselves at the moment is irresponsible, and I do not share this feeling.What are your thoughts?edit: together to married oops  <response>: Youre looking for validation to you wants, not personal finance advice. 