<prompt> Human: So, my work offers great benefits but when I was looking to add my wife and my kids to my insurance, something didnt add up pun sort of intended.The Price for Employee Children is 179.40. The Price for Employee Spouse is 289.13. The price for Employee Family children and spouse is 514.93.It seems like it costs more to have everyone added together than it does to add them individually. Maybe its my capitalistic brain that wont let me comprehend this but why would i pay more per person for insurance when Im having more people? Its like the opposite of Economies of Scale may not apply directly to this as it isnt a tangible product.Thanks for any help with this!EDIT My employer pays for my health coverage 100.  <response>: Your employer wants you healthy so you can work, so they subsidize your health care. They subsidize it less for your spouse and children because they dont work there. 