<prompt> Human: I currently live with my parents. I have no debts. I just got a job as a software engineer near Montreal. I want to buy a house near my job and my girlfriends family.The average houses are : 170k for a bungalow, 200-250k for a cottage or 300-400 for a pretty awesome house.We have 45k saved for now, we are going to keep on saving money until we are ready to move out and buy our housecondo.My girlfriend makes roughly 23-25k a year.I have been able to be debt free by working part time while going to school and would like to keep on living with the least possible debts.I would like to know what would be the limits I should impose on myself on the house price. I also have a car that is fully paid. For now, all my expenses are the car insurance at 55months with about 100-150 for the gasmonths and the cell phone at 65months. I will probably stay at my parents house and try to save 80 of my salary until january to have enough money aside after doing the downpayments on the house.Thank you in advance for all the help you guys can give me.Edit.1 So, I should start by moving out and finding an appartment to live with my girlfriend for 1 year2 I need to grow my income This will be worked on, but for now I make 45k for this year and my girlfriend makes about 23k, so we live on about 60k before taxes and other reductions.What I have to pay : Car insurance 50month and Cell phone 65month. I have no expanses so far aside from gas and restaurents.My plan until January : Save as much money as possible. I will try to save about 1000 every 2 weeks until then.Max the savings at my company I am not really sure if we have an equivalent in Canada but I know that I will need to max it asap.From what I hear, the average rents where I want to live are about 600-700months. I have not checked it that much though and it could be less.How much do you guys believe I should save before thinking about buying the house? Currently : We have 45k saved in a tax free saving account. We have no debts and we put most of our income aside to save as much as possible before moving out.Assistant: Have you lived with your girlfriend before? I think Id rent a place with her for at least a year before I considered buying a house with her.Human: We did think about renting before buying a house, but we both find it to be a waste of money since we can simply stay at our parents house and stay rent-free until we have enough money to have the cashdown on the house.I am sure enough that our couple will work. We have been together for 7 years and a half.We are not 100 against going in an appartment together for a year before buying the house but we would rather buy a condohouse instead of wasting the money on rent Since we are pretty sure to stay at the same place for a long time.  <response>: It might be worth a trial run before committing to such a huge thing - it wouldnt be a waste if you think of the potentially disastrous outcome 