<prompt> Human: I have all the basics, and more no debt, maxed out 401k, maxed out IRA, taken care of and at the end of the month I am socking away 1000month into cash. What are my top 3 options to use this to really grow some wealth? Taxable funds? Individual stocks?  <response>: You might want to check out the principles of tax effiecient investing and build a total portfolio around your different vehicles, too. Do you have any long term expensive plans? House? Car? Wedding? Buying me a boat? 