<prompt> Human: I have a difficult situation, my Fiancee and I live together and we are negative 900 right now. Her paycheck should bring us back up to a positive. This is every month and its been getting progressively worse. we have a joint account and we seem to be late on every bill because were always behind the ball. I have a child support payment that takes about 25 of my check. what are some tips on how to get ahead of the ball. I need to do something drastic.  <response>: Do you both work?How much do you make?What are your expenses or debts besides child support? How much do you pay for rentfoodcar etc? I think the first thing would be for you to make a buget- check out the FAQ about budgets Depending on the situation, you both might need to get another job or cut expenses like fancy phones, tv, eating out. But we wont know that until you give us more info. 