<prompt> Human: Hello... I have been a lurker of this subreddit for a long time and Im in desperate need for help. My mother has been unemployed for the last 2 years. The first year, she was on disability, but last year shes been looking for a job. The problem is that she has not been seriously looking for a job until the last month.. Before this, she asked my sister and I for a combined total of about 40,000 over the last 9 months. My sister and I have given it to her because we thought she was searching, but it turns out she wasnt and the money is blowing through so quickly... I just dont know what to do or where to start. I have absolutely NO idea how to manage finances... I asked my mother where all of this money is going and she gives vague responses. I know she is paying 1200month for a house in Long Beach, CA. She also bought a pre-owned 2013 Toyota Camry.. but... thats all I know.. I feel overwhelmed and I dont know what are the right questions to ask. I am fairly sure my mother does not know what shes doing either... Should I hire a financial manager? Where is the best place to find one? None of us know what we are doing and do not know who to talk to, so any advice will be greatly appreciated.  <response>: Call Dave Ramsey! But seriously I think you see that just giving your mother money is enabling her behavior. There are always real tough feelings and emotions when family money and guilt come together. She needs to be doing something to earn income. Pride is a powerful thing but there is a livable wage to be made cleaning houses or waitressing. This is assuming she has no employable skills. 