<prompt> Human: First time poster to this sub, longtime lurker. Im sure this is a common problem so pardon my lack of knowledge, but I wanted to see if there is a solution to help my parents. My estranged sister is incredibly irresponsible and is no longer communicating with the family. My parents co-signed her student loans back in the day and now it appears that they are on the hook for the loans as she is a deadbeat. Is there any way they can be released and make my sister responsible for her own debt? They are considering legal action but I fear this is just a kick in the teeth they are stuck with.  <response>: Nope. The point of co-signing is that the co-signer assumes responsibility if the other party bails. 