<prompt> Human: Hi PF, I last posted in December 2016 asking for feedback and help to finalize my plans to build an emergency fund, pay off credit card debt, etc. You can see the old thread here Its been about 5 months and Im happy to report back some good results.Old Milestones:1. Quit smoking as a 2017 resolution to free up 502. Reduce Entertainment Misc. spending to average 400 a month3. Build emergency savings to at least 6,000 by December 20174. Pay off 1,500 credit card balance by February 20175. Save 4,000 for a down payment for a car by May 2017 Total value of 12,0006. Build Family Help fund of 2,500 by February 2018 for a down payment on a used car Total value of 10,000Current Situation:1. Smoking remained the same. Tried e-cigarettes which lasted me 2 weeks before I went back to smoking. This is a WIP 2. Entertainment Misc. expenses were kept 400 except for March, when I had to pay 1.5k in federal and state taxes have adjusted my withholdings since then and April when I incurred some moving costs3. Emergency Fund is currently at 9k. Ive adjusted my goal to reach 14.5k by December 2017 to cover 6 months of expenses including paying student loans and helping family. Ultimate goal for Emergency Fund is 30k by January 2019 to be able to cover a full years worth of expenses if necessary4. Credit Card debt has been paid off on time 5. 4.5k has been saved up in a separate savings account specifically for the car down payment. Goal currently is to get this up to 6k by September 2017 using the Money freed up from not having to pay for my expired lease and car insurance. 6. Family Fund of 2.5k has been met ahead of schedule. Goal now is to bump this up to 5k by February 2018 so that I can get them something a bit more reliable.Setting these milestonesgoals last year in PersonalFinance has been a huge help and has also opened up the floodgates for me to pursue the FIRE track as well. Some of the new goals Ive set are: Increase 401k contribution from 15 to 20 by end of 2017 to max out the 18k contribution limit Begin fully funding Roth IRA 5500 starting March 2018 Start contributing 300month towards a taxable brokerage account starting March 2018 Fully pay off student loans 25k by April 2020Thanks, PF!  <response>: I wont comment on the rest other than to say youre doing good. Quitting smoking is tough and like anything that is ingrained in your day to day habit it requires a lot of effort to quit. You really need to want to quit, if you enjoy smoking, but are quitting just to save 50 bucks a month or whatever that might not be good enough unless the 50 is crucial to your overall budget. I quit using e-cigs and it took 3 weeks before I didnt want an actual cigarette and another couple before I went to nicotine free ecigs and then about a month before I didnt feel the need to just puff on something. It was rough. 