<prompt> Human: Throwaway account due to sensitive nature. Ive been paid nearly an additional 40,000 over the course of the last year. Please look past how blind I must have been not to notice such an absurd extra amount coming in earlier. I work in an international software organization and had misunderstood some wording on timecards that lead to full time payment for part-time work. This same misconception went past manager and payroll approval of these timecards. This money has gone through taxes and has been split up between my IRA, expenses, and school. My liquid assets cannot cover what Ive been overpaid by, in fact its less than half. What pitfalls do I need to avoid here? Do I need to look into liquidating a portion of my IRA? What options do I have? Will I have to work more hours than I report to make up for this? What do I have to do to correct the taxes issue of this mess?Any and all helpopinions are appreciated.  <response>: I would not mess with my IRA unless the adjusted amount makes you ineligible seems unlikely.Id look into setting up a repayment plan with your employer. Something along the lines of a portion of every check goes toward repayment.Working extra hours might be ok too, but there might be laws surrounding that like they cant pay you below minimum wage.Not sure what you need to do for taxes, someone else might know though. 