<prompt> Human: Well, my 30th birthday is coming up in a few months and lately Ive been wondering if Im on a decent financial track in regard to saving and retirement, or if I need to step my game up. Basically, is my emergencysavings fund large enough and do I have enough in my retirement account given my age? Off the bat, I feel pretty good about my situation, but if I need to do more, Id like to know now. I figured Id crowd source some of you guys and see what you would be looking to do in my financial situation. Just some basic figures below:Income and ExpensesPost Tax Monthly Income - 3,644Non-Recurring Monthly Income - 2,500 - This is one Ive always had a hard time budgeting. Im in sales and this is my commision check that I receive on a quarterly basis. It is not guaranteed, but in the past three years, Ive never received less than 5,000 a quarter. Ive had a couple checks in the 13k-15k range, though, most land around 8000. I used 2500 as a safe monthly estimate.Non-Discretionary Monthly Expenses - 2,394 - This includes items such as rent, utilitiescell phone, health insurance, 401k, gym, etc. It also includes a 200 monthly payment to my savings account that I kind of treat like a bill.Discretionary Monthly Expenses - 1,249 - This is almost entirely spent on eating outtravelingfun things. I dont really buy a lot of stuff, so when I need clothes or whatever, it comes out of this money. Whatever is left over goes into savings.Savings and DebtPrimarySecondary Checking Accounts - 5,000 - These are basically the two accounts where I keep the cash moving. Checks are direct deposited, bills are paid, etc. I usually try to keep at least an extra month of expenses in here.EmergencySaving Account - 11,500 - Id really like to try to get this up to 15k as that would be roughly 6 months of expenses, but I dont know if maybe that is a little aggressive?Retirement Accounts - 45,000 - This is the one Im kind of worried about. I have no idea how much I should have saved for retirement at 30 years old. This is where I could really use some input on whether or not I need to start hustling, or if Ive got a decent pace going.Debt - 0.00!!! - Super stoked about this one. I dont carry a credit card balance and I had been using my commision checks to take big bites out of my student loans and car loans. I finished paying off about 30k worth of student loans last year, and paid off my car last month.So yeah, thats my finances in a nutshell. I wont lie, I feel pretty good about my situation, but Im not sure if should be saving harder or not. I kind of like my life, so I dont really want to cut back on my social activities, but at the same time, I want to make sure Im saving enough for retirement. I also want to start saving for a house and I assume Ill probably need at least 50k for that, so Im thinking about opening a separate saving account to start contributing too. I just have no idea what I should have in retirement at 30...at 35 etc. Right now, Im putting about 10 in my 401k, but I can probably increase that if I had too. Ill also have money coming in from my commision thats not allocated right now since all of my debt is paid off. Im thinking those will go in the house fund.So...thoughts, advice, opinions? Im off to watch the Jets game, so Ill check back in and see what you guys think a little later. Thanks!  <response>: You are doing great. No debt, funded emergency fund, savings in 401k!What I would do is focus any extra money to maxing your 401k if you are worried about it being short. That gives you about an extra 1k per month to throw at it.Without getting too complicated thats probably the easiest thing you could do. You may have to try and cut expenses slightly to accomplish this. 