<prompt> Human: First time this has happened to me. Ive been working on paying off my CC debt but this month for the first time because of a sudden financial emergency and just bad timing, Im unable to pay my 2 CC bills. Will calling the CC companies and asking to push back the due date an extra week or two when I will be able to pay going to hurt me in any way? Ive never missed a payment except one time where the online payment posted the day of the due date and considered it a late payment.or am I going to have to take the late payment hit?  <response>: If they wont work with you, still make sure to at least pay the minimum. It wont make much of a dent in your balance, but youll at least avoid a late payment fee and it wont affect your credit at all.Next time you have an issue with the timing of a posted payment, by the way, call up your credit card company, explain the situation, and ask them to waive the fee. If youre good about paying on time otherwise, usually they will. 