<prompt> Human: Whats going on PF. Im a 21 year old business student, expecting to be out of college with my degree in accounting by 24. By graduation, Im going to have around 30,000 in student loans to pay off. Right now I dont have a job, and am living at home with my parents mainly to save money and focus on my studies. However, I do have around 10,000 cash to play around with. What would you guys advise me to invest in with my money, in order to capitalize on the little bit of an asset that I have? Im looking towards bitcoins, and the stock market. Though I dont want to make any dumb decisions, because this is ALL the money that I have to my name. Any advise would be appreciated, thanks!  <response>: I do have around 10,000 cash to play around with. What would you guys advise me to invest in with my money, in order to capitalize on the little bit of an asset that I have? Im looking towards bitcoins, and the stock market. Though I dont want to make any dumb decisions, because this is ALL the money that I have to my nameDont play around with it. Bitcoin and stock market are about the 2 most stupid thing you can do right now. Keep your money in a savings account and try to make it last until you graduate. You might need the money to relocate and set yourself up when you get a career going.If you still have it when you graduate and get set up with a career, you can pay down your student loans. 