<prompt> Human: My uncle and grandma recently passed away leaving me with about 100k in inheritance money. I have about 55k in student loans, and was planning on paying that all back right away. But, a friend told me I should consider investing all 100,000, and not paying back the loans right away, as I will have a much greater return.When it comes to investing, I also have no idea about that. All comments welcome. Thank you all.  <response>: Whats your interest rate on your student loans? Even without knowing, Id say pay those off first and youll still have 45k left! IMO, the best thing you can do is reduce your bottom line first, then invest afterwards...especially since you dont know much about investing yet. 