<prompt> Human: Hi! I have a checking account through Chase and I get charged 12 a month for it, which I think is stupid. Does anyone know a way to get them to stop charging me? The only way I know of is direct deposit, but my work doesnt do that. Also, any way of getting out of credit card yearly fees? I have the chase sapphire. Thanks!Edit: thanks for the information. Im keeping the sapphire card because I use the perks quite often. I was hoping there was a thing to say to get them to cancel, but I can live with the fees. Thanks!  <response>: Their website says 500 of direct deposits or average balance of 1,500 for the month to wave the fee. 