<prompt> Human: I am 21 years old and married currently sitting at about 9000 dollars in my savings account. I also have an emergency fund of 1000. This is what we went through and planned out to be 3 months worth of expenses. I am excited to meet this goal. I have been making regular car payments at around 655 every two months. I have never missed a payment and I still owe a little over 13000. My question for you guys is should I use my savings when I hit the amount owed to pay this off or continue to make monthly payments. I am in the military so my paychecks are some what guaranteed. I make about 2200 every two weeks. I pay about 3000 to bills each month but my wife also pulls in about 3000 a month. Any advice would be greatly appreciated.Edit: I am going to use the savings account to pay it off. Thanks for the quick response!  <response>: Yes and no. Personally I wont drain my savings but I would throw like 50-75 of it towards the loan and 25 towards your emergency fund. 1000 is not a very substantial emergency fund, I would want to build that up first, especially if you already have the money.Also you dont need to have the full payoff amount to make a huge payment. Paying 7000 on the loan and moving 2000 to your emergency fund today isnt going to hurt anything. 