<prompt> Human: Are you contributing up to an employer match 401k?Many people work at a company with a 401k plan automatic retirement investment. Many companies match contributions up to a certain percentage lets say 5. If you save 100mo in the plan, the company would match or give you 5 in that retirement account. There might be a maximum amount the company will match lets say 1000. Usually the best advice is to save as much in the 401k plan in order to meet the maximum the company will match. If you dont save any money in the 401k then your retirement savings is at risk AND you would have had an extra free 1000 saved given to you by your company. Sign up for your 401k!This seems not at all inline with my limited personal experience. Every single company I have worked for that has offered a 401k plan has matched 50 or 100 of all contributions up to a certain percentage of my gross income. Ive attempted to update the faq to show the more common scenario but it has since been reverted back to what it is currently. This leads me to believe that one of the following is occurring:A Im terrible at explaining this somewhat complicated conceptlikely, and so my update got reverted.B My small sample size of 4 employers is not an accurate representation of the majority of employers in the US. I dont think this one is likely since most people on this subreddit talk about 401k match effectively doubling your investment.C Whoever wrotereverted the current state of the 401k section is not aware that that this type of plan is a minority among employers in the USIf Im wrong here, see B.Whatever we put there we should probably have a sentence that explains that 401k plans vary widely and that people should talk to their employers about exactly how theirs is set up. Does anyone else want to attempt to explain how 401ks work in a single paragraph?  <response>: I vote C. Ive never heard of an employer contribute a of what you invest, its always been a of salary matched. 