<prompt> Human: Me and my wife are both new grads, make 100kyear after taxes living in Seattle, or around 8kmonth. Only debt is student loans, which are 20k 10 interest and 30k in low interest federal loans. We plan to pay this off in under ten years with 1000-1500 monthly payments. Ive figured out average monthly expenses should land around 6kmonth, which includes rent and all of its extra bills, food and eating out, paying the loans and savings and retirement money, all the bills I could think of, like cell phone bills, internet, random fees such as subway fares and uber money, stuff like that. Then just threw an extra thousand dollars on top for anything else I may be missing or may go into savings as well. So assuming that puts me at lets say 6.5k expenses in the worst case a huge bull pops up, I still have around 1.5kmonth.My dream car would be around 36k, a brand new car, with my wife not caring as much and said she would be plenty happy with around a 14k budget, putting the total cost at half our yearly income, 50k or so before taxes. Based on the info I gave you, do you think we can afford to finance these cars we can put in an 8k for payment? We would have full coverage insurance, but we seem to be able to fit that in our budget still.  <response>: Can - maybe?Should - No.1 - Pay off that 10 interest loan. Thats a big fat albatross around your necks.2 - Whats your current ride? Do you _need_ to get a new car? 36k is pretty pricey on your current budget. 