<prompt> Human: I have no idea how to manage my money. When I was younger I wracked up a lot of debt in credit cards and loans but Ive managed to pay down all of that except the 22k in student loans I hold. I bring in 933.00 every two weeks after my employer takes 113 for a savings plan. I feel like even after that is taken I should have money left over to pay down my loans faster or even to just save but I constantly find myself scrounging for change a week after Im paid. My bills are simple I pay 265 for rent every two weeks, 50 for a cellphone monthly, 70 for cable monthly and around 50-80 for electricity I also have 174 car insurance high because I have a dui and some speeding tickets monthly. My student loans I fluctuate I have two which total 22k I make the minimum payments on them which is 98 one pay check and then the other pay check I do 108. Put side of the the remainder of my money is for foodme to do as I please I just dont know where I spend it I would love to put more down on my loans. Does anyone have any advice how I can track or manage my spending better so I can get rid of my loans save for the future?  <response>: Track every cent you spend. Every cent. That bottle of water, that random snack, everything. 