<prompt> Human: In the book the advice given repeatedly is to put aside no less than one-tenth of your earnings and let them accumulate. When they have accumulate you should wisely invest them into something that will bring back more money.One such example is one guy who joins into a partnership of businessmen who pool their money to buy cheap metal and set it at a higher price, and splitting the profits accordingly.This may have worked in ancient Babylon but these days you can get a loan from a bank, and most of these joint investments tend to be sufficiently large that it takes a great deal of money to participate in such an investment.Suppose I made 1000 a month. After a year Id have a measly 1200 saved up. Aside from messing with shares and stuff I have no experience in, where would so little money realistically go in order to become a good investment? Who would accept it when they can just get a bank loan?  <response>: This is a friendly reminder to visit our FAQ entry on InvestingYou might also benefit from this common topic: I have X, what should I do with it?Also, please visit our FAQ!I am a botrAutoModeratorcommentsq11puwhat_is_automoderator, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?to2Fr2Fpersonalfinance if you have any questions or concerns. 