<prompt> Human: Title. I apply for a card and my credit limit is always so low compared to others. I have friends who got 5k-10k limits working at target during college, and I cant get above a 500 limit at 23 making 85k. My credit score was over 700 but I found out that using your credit card too much is NOT good... I dropped 100 points in a month for using my card all month because I thought that was a good way to build credit.. My score is still around 600 but I cant seem to get a good credit limit.. Any help?  <response>: Your score dropped due to utilization. Fix that and itll boost back up next month. Once thats fixed ask for a credit line increase. 