<prompt> Human: I recently started a new job that has an HSA eligible plan but I will not be on it because I am now on my wifes health plan which is not HSA eligible. I currently have an HSA account that Ive carried over across two jobs so I understand rolling it over when changing jobs. However, what do I do with it now that Im in a job but not using their HSA eligible plan? I can leave it where it is, but now that Im no longer with my old company, my fees arent covered anymore. Do I just leave it where it is and eat the fees? Is there like a low fee place to store HSAs when not with a HSA eligible plan?  <response>: Check your local credit unions, one of them probably has free HSAs. 