<prompt> Human: Ill keep the story short but, I have been doing well getting rid of debts. Got 2 cards payed off and I am left with the big beast. I have a balance of about 13K on it. I will be getting a sum of money in a couple of weeks to total about 11K after taxes. Should I throw the entire thing at the CC? I dont have anything in savings, and about 34K floating in my checking between bills and paychecks. I know people usually harp on an a large emergency fund, but I have a very secure job and enough in my checking to cover any insurance or warranty claims on any expensive mishaps. I feel like getting that balance down and improving my somewhat weak credit score 690 could really help me.Thoughts?  <response>: Yes. The way Ive always looked at it is there MIGHT be an emergency however there will without a doubt be interest. In the even there was an emergency you have enough of a credit line avaliable to handle it and wont be any worse off then you are. Once the debt is gone work on the emergency fund 