<prompt> Human: I plan on leaving my job by then start of next year, i will not be rolling over the 401k. My question is it worth it keep putting into it if i plan on closing the account at years end. Im getting matched at 6, my thoughts are its not worth it because of the 30 loss i will take on close, but at the same time im getting an extra 6 from the employer. Do i keep putting money in it or should i close it now?Assistant: So, are you withdrawing all of the funds? Why arent you rolling it over, etc?Human: all of it, id rather have the money now, ive very young and ill have plenty of time to keep saving once im in the new job.  <response>: Dont do this. Withdrawing your 8k now and paying all the taxes and penalties will get you what, 3-4k maybe?Or if you left it in there youd have 100k when you retire. 