<prompt> Human: Outside of limited liquidity having to direct all income to bills, payments, etc., what are the reasons for which so many people do not invest in the stock market? Certainly theres also the inherent risk, but annual compound growth rates for stocks over the long term indicate that they are indeed very worthwhile investments.With the unprecedented inequality in this country, is it ignorant to think that the gap could tighten if a greater proportion of the 99 was invested? Particularly in well diversified portfolios featuring relatively low risk ETFs?Im a junior in college and I was recently turned on to investing by an internship with a wealth management company and the book Winning the Losers Game by Charley Ellis. Id like to pursue the idea of helping people find relatively easy, reliable ways to get invested in the stock market for the future of their families financial independence.  <response>: Most people live paycheck to paycheck and do not have the money to invest. Source i.e. Most people are bad with money andor do not make enough.Many people no longer trust the stock market, or never did. Especially after the 2008 crash. As explained in this Article this is a terrible way of thinking.Also, a large amount of people are actually invested in the stock market through their 401k; whether they realize it or not. 