<prompt> Human: I currently have a family of four and we have one vehicle, a 2003 Dodge Ram that is starting to deteriorate mechanically. It has right at 175,000 miles. We are currently out of debt except for some very small medical debts, one credit card that is close to its limit 5k and our mortgage. My credit is in the high fair to good range, depending on which report you look at. I feel like we are at the point where we need to look at getting another vehicle so we can be safe while driving and mechanically sound. I DO NOT relish the idea of having another car payment, but I have considered a lease in my mind. We would have to cut out some quality of life items to be able to afford a 100-200 a month lease payment. So, in your opinion should we try a lease? Should we try and sell the truck for whatever we can get and buy another cheaper used car or trade it in and use that to cover the down payment that is required on a lease? What other considerations are there?Some other questions I have. Do you have to pay any taxes on a lease vehicle since you technically dont own it? We live in South Carolina. Once the lease period is up, what then. Seems like I would be back to square one with NO vehicle at that point. I just want to do what is right for my family, please offer any advice you think is helpful. Thank you!  <response>: I DO NOT relish the idea of having another car payment, but I have considered a lease in my mind.So...the same thing? Paying a fixed minimum amount monthly, more for title, insurance, repairs?At least at the end of one, you get to keep the vehicle but have no mileage restrictions. Dont do either, get a reliable used car, cash. You have debt, and a family to support. Do you NEED a giant truck or a newer car? 