<prompt> Human: So in my current situation I just accepted a new job where I will easily be making 30k year where I really dont have any debts, thanks to my parent graciously financially supporting me. My guess in the next couple years I should be making even more money because of my job and degree. I also currently still live with my parents to save money. However, my current vehicle while pretty nice is becoming increasingly costly due to maintenance as I have almost 200k miles. I am beginning to look at newer used vehicles. Seeing as I have no debts I would like to get something decent. However, I really dont know how much I should end up spending on a vehicle. I ideally want to spend as much money as I can afford to pay it off as soon as possible. Again I want something decent as I want something that will last me a while. On the other hand though I dont want to go overboard. So what would be a reasonable price considering I would be willing to put lets say 5,000 for a down payment?  <response>: The best car payment ratio is 0. If youre willing to spend 5,000, just find a car for 5,000. You can get a pretty decent car for that. 