<prompt> Human: Hello PersonalFinance! Ive been a long-time lurker and Id greatly appreciate your input on a matter thats really important to me.Im a mid-twenties male whos been fortunate enough to be accepted into a MBA program that has a great ROI when compared to my current salary and career trajectory. Unfortunately, its going to cost all the money Ive ever made.Ive saved about 200k USD over the last few years, mostly by working as an expat, living in inexpensive countries, and getting lucky with some of my investments. I am now going to go to to an MBA that will cost me 200k USD, cost of living included, over two years, by the schools own estimates. Essentially, it will cost me near everything I have. I start school in August and I move to the city in July, so I should be able to sock away enough money before then to give me a small buffer, should the markets not turn significantly. However, my concern is market volatility. I currently have about 10k in an IRA, 90k in cash, and 100k in other investments. The cash portion will be able to get me through year one. Around year two it gets tricky. My equities are mostly just index funds and my cash is in a Capital One savings account that gets 1, which is less than inflation. What should I be doing to reallocate my assets? Should I be selling stock to avoid volatility, or is there a higher-yield low-risk alternative that you know of for the cash on hand?I would very much appreciate any advice!Assistant: Are you sure the ROI and opportunity cost of this 200k investment will pay off more than just keeping doing what youre doing and use that 200k to make more in other ways?Perhaps if this is a prestigious MBA program it will, but you dont need an MBA to be successful. It sounds like youve made good decisions so far, though.I have a high salary, and for me I determined the ROI wasnt worth it in my field.I wish you the best!!!Human: This. Pls OP, dont go unless its a top 15 program. Everyone and their dog has an MBA now, and paying that much for one isnt worth it unless you get inside track internshipsnetworking to F50 companies.Assistant: I totally understand what youre saying and agree. I dont want to be too specific, but the school is either Harvard, Stanford or Wharton. The ROI is definitely worth it.  <response>: Congrats! Go for it! 