<prompt> Human: I just logged onto my 401k site for the first time in two years and saw that Ive only been contributing 1 pre-tax to my 401k. My employer matches up to 7. Ive upped my contribution to 3, scheduled 1yr.My question is, should I be doing more?Im finally getting comfortable financially on a week to week basis and putting money into a savings account consistently and not having to dip into it too often, so I dont want to over contribute and stress myself out, but Id like to eat for a few years when I finally retire. Edit: thank you all. I am logging in to change to a 7 contribution now. I dont think I can commit to doing the 250month ROTHs contribution quite yet. If anyone has a simplified explanation of how ROTHs function, I would appreciate that information.  <response>: Yes, get the max match. It might mean tightening your budget a little more, but for every extra dollar you contribute, you are also earning an extra dollar by doing so.the only thing to figure out is what you vesting schedule is and how long you plan to be with this employer 