<prompt> Human: I got a 30k scholarship not sure if per year or only for the first year though. I really want to go to NYU and I didnt like Rutgers very much but my parents are scared of the debt. I know NYU is clearly a better school with better networking and recruiting opportunities but is it worth the extra debt? I also plan on working throughout the year and hopefully getting good internships. Thanks for your input. Also, I am interested in the BSMS Accounting program but its an extra 35k. But I know the degree would make me more attractive to employers and help me earn more money to pay off loans  <response>: Speaking from experience mid level employee at a PE Megafund in NYC:The education between NYU and Rutgers are pretty much on par. The advantage NYU has is the network and recognition.If you want to go into Big 4 accounting, then Rutgers is perfectly fine. I have a ton of friends that went to Baruch and did Big 4 after. If you want to go into investment banking youll have better prospects at NYU due to the campus recruiting. Not to say its impossible to get into a good investment bank from Rutgers, but the NYU kids will have a leg up Im not sure who recruits at Rutgers. If you want to go into corporate finance or financial operations then either one would be fine. If you go to Rutgers youll have to hustle for the more prestigious jobs but its very doable. I went to St. Johns myself and ended up doing okay. The most important aspect of recruitment is internship experience so make sure you have some solid summer experience on your resume before your senior year. Regarding the BSMS accounting program - I think you need 150 credits to obtain your CPA so it could be worth it. On the flip side I have a buddy who did undergrad at Rutgers and got the remaining CPA required credits from Baruch. That path would probably be much cheaper in the end.Regarding debt - I foolishly took out 98k in loans for my undergrad. I buckled down and paid them off in about 3 years but I recommend borrowing as little money as possible. It really puts a burden on you until you can pay it off. 