<prompt> Human: Im an O.D. Machinist and am shit at understanding benefits and was just offered:22hrliberal opportunities overtime3 weeks PTOyr1 week paid sickyr12 days paid holidayyrMedical through healthpartners: 1500 deductable8020 coverageHSAEmployer contributes 1450 anually to HSA regardless of my contribution. Prescription drugs on the preventative care list are 12 for generics, or 45 for brand named, other medicines are deductable20. Company lists premium as approx 500, approx 400 of which they pay for. my bill ultimately 101.57 per month or soDental covers everything 90-100 except major reconstructive things like bridges or dentures which are 65, up to 1500 per year, is 0 to meLife insurance options? Do i need this in my twenties? Seems to come to about 1 per 10k insured up to like 200k or something.Vision seems to be mostly credits, like if i buy glasses they will credit me for 100 or something if i bring the recept in, im not sure id have to check the booklet again but i dont have vision problems ATM, is 0 though401k: Employer matches 6 of my 40hrweek income regardless of what i contribute.Workboot credit 65yr, accumulatesThere seems to be stuff on shortlong term disability that i havent gone through yet, and maybe something else has slipped my mind.Assistant: Personally I think this is a damn fine package. I havent seen a package this good in a long time- and Im a white collar worker.Human: Thankyou for your advice. I did not mean to seem ungrateful by posting this, mostly the health insurance plan seems very confusing to me, i cant tell if i have good coverage or if im a two week hospital stay away from a lifetime of medical debt. This is only the third health plan ive purchased in my lifetime, so im not really aware of what types of plans are out there and whats considered good  <response>: Your health plan is fine. You basically have a 50 dollar deductible since the employer gives you 1450 right off the bat.The best part is you dont pay the 50 until you burn through the employers contribution. So if you have less than 1450 medical expenses, you pay nothing.Also the HSA money can be used on dental and vision.The prescription plan is about average. The generics are a little expensive, but once again you can use you HSA on that. 