<prompt> Human: Im 19 and have no credit history to date. I also dont have an account with a traditional bank so my only option right now seems to be getting a secured card.The fact is I really dont want to play this game just to get a credit score in the future. Is there any other way?  <response>: The fact is I really dont want to play this game just to get a credit score in the future. Is there any other way?The problem is... the credit score IS the game, not the credit cards which are just tools of the game. Youre asking how to play the game without any of the traditional tools to play.Hard to play baseball without a ball, a bat and a glove. 