<prompt> Human: This was my first year on my own. After working this year as a host at a restaurant my earnings were 17k and I was only suppose to get about 500 back. Was hoping for more, but whatever. As im finishing up my reports, they get to the health insurance part. I realize I havent had it the whole year. My job only gives health insurance to those who work there for a full year. So I marked that off and Im supposed to pay 550 for the year.Im not 40 short and dont even that that cash right now. Should I just file my taxes in march when I have spare cash to throw away?My mother is away in a mental hospital and I havent talked to my father in years. so I cant get health insurance through family. I dont know what to do.Assistant: There should be a section that you can fill out that just says you couldnt afford healthcare. Check that off and be exempt from the penalty.Human: Whoa, well truthfully I couldnt afford it. You just saved me 500 though! Thanks!Really wish I had parents to teach me this shit, or at the very least I wish I took some finance classes in highschool or something :  <response>: Dont blindly follow that. You dont get to just determine you cant afford it. You have to fill out something that determines it. Read uwijwijwij comment 