<prompt> Human: Currently have the following: Vanguard Balanced Index Fund, Vanguard Target Retirement 2045 Fund, Vanguard Wellington Fund Investor Shares.Its been 5 months since I moved the 401k quit the job in these and Im down 72 bucks so far. Should I let this ride, or should I be thinking something else for long term? Am I over reacting to normal ups and downs on these things? Thanks for any help.  <response>: The stock market is exhibiting its normal behavior - short term volatility. Your mistake is getting caught up in it. Focus on what you can control.Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! You may find Your IRA and You: Basic Information and Your 401k and You: Basic Information worth a read as well. 