<prompt> Human: So I am a recent graduate and have finally landed a job that Id love. Its a photography position at a company here in the U.S., but the pay is only 11hr. Now, normally this would be doable, but Ive got a significant amount of debt I need to pay off. About 3000 on a credit card and 6,000 in a personal loan. My payments each month are around 300. Now, with bills added in, including rent, Id be looking at about 1000 a month. So I am wondering if its worth it for me to take this job? Id only have about 500 left over after each pay check to pay for food, prescriptions, etc. I wouldnt be able to put away for an emergency fund for a while, it seems. Which is scary. The alternative would be for me to go home and live with my mother, rent-free, for a while while I pay off my debts and work a shit job in her city. I want to do the responsible thing, but I also really want a fun job. Any advice would be helpful. Edit: the job is 40 hrsweek. I have health insurance through my mom, but it is only local to her city which is about an hour and a half away from this job.  <response>: IMO Go home, pay off your debts and then move on. 