<prompt> Human: I have about an extra 13k in cash I want to invest. Id rather put extra money in tax advantaged accounts vs. my taxable brokerage. I thought about upping my 401k to a very high percentage Vanguard target date 2055 until I contribute around 13k and just live off the savings I have instead of my paychecks. Once I get to 13k then Ill move my percent back down. Anyone Thoughts or drawbacks?  <response>: This is what I did actually. I chose to max out my 401k and live off of some savings outside my EF. At one point, my monthly paycheck was less than 1k but could meet all expenses when combined with that savings. EDIT: This obviously wasnt sustainable only was able to do this for 10 months before savings dried up but by that point, I had maxed the 401k and gotten enough of a raise to where I could comfortably max 401k without the help 