<prompt> Human: I am aiming to fully have my CC debt paid within about 18 months. I dumped about 25 of the total balance of the highest limit card also has the highest interest rate and am debating if I should call the company and ask for the limit to be reduced to the new balance, or should I leave it where it is.Thoughts?Assistant: Are you worried you might run the balance back up to the maximum again?Human: Of course, I mean thatS how I got into this mess to begin with.. :  <response>: In that case, I would go with lowering the credit limit.It wont do you any favours on your credit utilization but dont dig yourself deeper into debt is more important. 