<prompt> Human: Sooo... first and foremost, im terrible with money! If i have it, i spend it. I make roughly 35k a year and get paid biweekly. Depending on overtime my checks run about 1200 after taxes. My girlfriend and I live together, and she is in her 1st year of real estate. Her checks come when she sells a house, she doing well, but not a steady paycheck. Have standard bills, probably totaling my half 1k a month. I need help being better with my money?  <response>: You may find these links helpful:- Budgeting wiki page- Spreadsheets section of the Tools wiki pageI am a bot, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?torpersonalfinance if you have any questions or concerns. 