<prompt> Human: My wife and I are looking to purchase a starter condo in the next 18 months and we will both be 30 years old. Within the last few months we both received promotions and have taken steps to tackle our finances and manage out debt. We have been able to pay down some debt and start an emergency fund. We finally sat down, created a budget and set a goal. Now I just want to make sure this is actually an obtainablesmart plan. Below is a breakdown of our monthly incomeexpenses as well as savings and other notesdetails. Looking for advice on if we can affordwhat we can afford or what we may have to adjust to make this goal a reality. I know there are a few things we could cut back on so I anticipate some great feedback and angles we may have not considered. Thanks in advance!x200B;Monthly income-Me: 3,650-Wife: 1,550Total: 5,200x200B;Monthly expenses-Rent: 1,000-Electric: 50-Internet: 75-Cell phone: 80-Food: 400-Car payment: 300-Gas: 70-Personal loan: 400-Medical: 250-Auto insurance: 150-Dog food: 30-Entertainment: 250-Roth IRA: 250-Netflix: 15-Spotify: 15-Gym: 30-Laundry: 15-Pet rent: 25-Parking: 30-Rent insurance: 15-MJ: 100-Uber: 100Total: 3,650x200B;SavingsMonthly: 1,550Emergency fund: 5,000Roth IRA: 25,000401k: 20,000Total: 50,000x200B;Other Notes-The medical bill will be paid in full in November. We will then increase our Roth IRA contribution by 250-We both contribute to a 401k-We are making a conscious effort to cut down on food, entertainment, uber and mj to trim excess spend-Total car cost will go down 150month once we pay off 2,500 left on loan unusable lemon-We are looking to buy a condo in the 250k range.-On track to have 30k saved for a down paymentclosing costs-Our current DTI is 1832  <response>: Pay off the personal loan and you need a larger emergency fund before you buy. You need months of cushion and you barely have 30 days. Pay off the loans to zero, save up 25k. 