<prompt> Human: Hoping for some help or guidance here. My Fiance has had a string of bad luck in the past 6 months, with 3 incidents more details below on each. Now, Geico has increased our 6 month premium from 1,4506 months to 5,5006 months. The cheapest policy I could find is 8,00012 months, which is still 667month! That is more than the lease payment on both of our cars combined. I am not sure what to do or how we can even afford this. I tried to look into high risk auto insurance companies, but all of them seem to only offer minimal Bodily Injury Liability, which is apparently against the terms of our lease agreement? x200B;We live in Florida and here is some more information on these incidents, if it makes a difference at all:1 As she was backing up in a shopping center maybe a foot outside of her spot, and a car attempting to park to her left and coming from her left came in wide and hit her before she had time to react, or even for her cars rear view monitor to go off. No damage to her car, but the other car had some damage to the front right bumper. No tickets were given. 2 She hit a parked car large truck that went over the lane while attempting to park. She had damage to her front right bumper where she hit the other car, which had no damage.3 Unfortunately, this was a more serious moving accident. She was going under a tunnel and had to sneeze. In the time that her eyes were off the road, all the cars in front of her slammed on their brakes and she wasnt able to react in time and rear-ended the car in front of her. Her car is supposed to have emergency breaking too, but it didnt go off either. Again, no tickets were given this time either.  <response>: 3 She was texting, I guarantee it. 