<prompt> Human: Im having a lot of anxiety about possibly leasing a 2018 Toyota Corolla. The MSRP is 21,484. I went to the dealer and they said they can get my payment down to 160 a month if I put 5000 down. Everything Im reading online is saying not to put money down, but I would prefer the low monthly payments. Also, Im worried about going over the allowed mileage. They said to give me the 15k miles a year terms would be a better option, even though my mileage driven just to work and back would be over 18K. Am I getting ripped off? Because it sure feels like it.  <response>: Paying the equivalent of 300mo for a 21.5k car is a bad deal for a lease. Also, why in the world would you prefer to put down 5K in order to lower your monthly payments? Are you just trying to trick yourself into thinking that the car is only costing you 160mo when its really costing you 300mo. Let me reiterate that putting money down on a lease is a horrible idea. If you total the car, that money is gone forever. 