<prompt> Human: I received this when I logged into my citi account. I have a 2,000 line limit and they want to increase it. I never use it; I just have my cell phone, gym, toll road, and netflix on this card. I have an average balance per moth of 100 on it.What Should I do?  <response>: There is no way this can hurt you unless you spend that 1300. Simply having it can only increase your score. 