<prompt> Human: I am currently 21 yo and in my last semester of college. I do not have many expenses, and I am looking for many things to invest in. I have around 5K saved up and was going to buy a car but now have held off on that. I was looking into opening a ROTH IRA account but I do not know which company I should look to open the account with and what experiences anyone has with it.  <response>: You can only invest in a Roth ira an amount equal to your post tax earned income for the year 