<prompt> Human: Hi guys, I have insurance through Allstate on my 2015 Subaru Crosstrek that I paid about 26k for. Paying it off for about 4 more years on a 6 year loan.Im wondering if you guys can help me get my insurance rate down. Im paying about 125 a month at this point, and its killing me. I rarely get in any accidents anymore, but likewise I dont want to make my deductible too high because Im living paycheck to paycheck school loans are killing me.Here is a snapshot of my current policy:Bodily Injury: 50k each person, 100k each occurenceProperty Damage: 100k each occurenceMedical Expenses: 5k each personCollision: 500 ded.Comp: 50 ded.No rental reimbursement, towing, etc.I once asked about raising the deductible on the comprehensive, but it seemed like it made a negligible difference to my overall bill. Likewise, I visit my hometown at least 3 weekends a month, and am driving at night to and from where there are A LOT of deer.Thank you all in advance. I can provide more details if necessary.  <response>: 125 is actually not really that expensive. Id say its on the low end of average for a new car with full coverage. 