<prompt> Human: My parents didnt help me cover the cost of college, so I took out student loans. When I graduated, one of my loans had a high interest rate around 12. To help me out, my dad took out a line of credit against the house to pay off my student loan at a much lower rate. Knowing what I know now, I wouldnt have let him do this... but what happened 8 years ago has happened.Now my parents are getting divorced and want me to pay off the line of credit so they can sell their house. Ive been making payments to the line of credit for the past 8 years. Its currently at 26k, but I dont have that much money to pay it off outright. I thought about refinancing my student loans, but Ive come up against a wall; because that 26k is technically a line of credit on a mortgage, I dont have proof that its a student loan and thus cant get a refi.Im wondering what other loans I could go with to pay this 26k off. Do I have to go with a personal loan since I cant prove its a student loan?I currently make 45k a year, own a 90k condo, and have a paid off vehicle. I dont have any other outstanding debt other than this line of credit.  <response>: This is why you dont put a loan against your house. I hate to sound cold, but this is really your parents fuckup, not yours. 