<prompt> Human: Ok... So I just found out my wife has not been truthful with me in regards to her debt. This is all a whole new issue we are working with.The debt is split with 4 credit cards.1. 13,000 19.542. 5,900 15.753. 17,200 15.544. 2,500 13Before we start, the cards have been taken away, leaving only the lowest apr one for gas use only. I have been given access the the account to monitor. And her paycheck is being moved to a joint account This is so spending can be monitored and controlled leaving her with 300 in monthly spending money. She does not have access to my incomeWe have 22,000 in savings that was going to the purchase of a house. Obviously this sets us back 1-2 years. Current plan is take out 12,000 Want to leave 10k for some emergency money and pay off the highest APR card, she will also receive a 4,000 bonus that will pay the remainder off and then start working on card 3. I will be making payments for card 2, I can afford to do 500-1000 a month payment towards the card Itll hit me hard as she makes a significant amount more then I do. Taking a quick look at her income and expected monthly increase she can make 2,000 a month payments toward the debt.Is there anything I am missing or a better way to get rid of this debt fast?  <response>: Your financial plan looks solid, but the most important thing you can do is get to a marriage counselor ASAP. 