<prompt> Human: I have a friend that works at a large chain store. They recently started deducting 300 from her paychecks monthly for health care which was not requested or explained ahead of time. She is already covered by a private health care plan so the new one is redundant. She says that another employee fought for months to unenroll from the plan, but they put up a big fight and it took a very long time. Im wondering, is there a Regulation E equivalent that can be mentioned to HR here? Any shortcuts or buzz words that can be used in conversation to speed up the process of unenrolling? Thanks.  <response>: Section 1511 of the ACA actually requires employers of a certain size to automatically enroll eligible employees into their health plans. The employee would need to manually opt-out in advance or de-enroll after the fact. So the employer here could be trying to aggressively comply with the law, but not have an easy system for actually de-enrolling outside of open enrollment. 