<prompt> Human: Im 22M with no credit. I desperately need a car for my job since I often work put of state. I purchased said car for 25,880 with 11,000 down. With no credit or a cosigner i ended up with a 440 note over 72 months. the note is bearable but what can i do to cut down on the interest so in 6 years im not paying for the car twice?Thanks guys  <response>: shouldnt have bought said car. should have bought car in cash with 11k. that would have saved you money in interest. because you wouldnt be paying interest 