<prompt> Human: Should I work all summer and pay off some debt, or take classes? I can graduate one semester early if I go to school. If I work, I can pay off most of my credit card debt. I have a really good paying job waiting for me post-grad. 80k  <response>: Graduate a semester early. If you graduate in December instead of May your time was worth about 40k and you can advance your career faster. 