<prompt> Human: My current employer matches up to 3 of our income if use our 401k plan. I put in 3 consistently. They put it in our accounts at the end of every quarter. They told us there was no vesting time. My employer says they are not obligated to put their match into our 401k until the following September aka September 2015 for our 2014 contributions, September 2016 for our 2015 contributionsMy question is: If I leave my current company, will they still give me the matched amount? And if so, will I need to keep my current 401k plan in place and open a secondary with a new employer if I do choose to leave?Help! I feel uncomfortable asking these questions directly through my office because then theyll get suspicious.  <response>: You probably will not receive the matching monies, most companies governing documents contains clauses stipulating that you must be an active employee to receive them. One of the benefits of taking such a long time to deposit the matching monies for the employer - they either get out of paying it or you have the golden handcuffs 