<prompt> Human: I got a job offer for 95k in nyc. Its my first job out of school, and I dont really know how money works. I know that NYC is super expensive. Will 95K be enough to be comfortable?  <response>: Comfortable? Yes definitely. You may not be able to get a full 1 bedroom in a doorman building right next to a subway stop in Manhattan but you will have plenty of options just beyond that. What neighborhood your office is in will generally determine what neighborhoods make the most sense to look in. The biggest expense over other areas of the country in NYC is rent, and then food. Try to avoid eating out for every meal, learn the cheap places to get groceries around your neighborhood and other areas of the city. 