<prompt> Human: I currently only have a WF debit card. But Im starting to think why not just get a no annual fee credit card and rack up some rewards. WF recommended their American Express 365 Propel Card with no annual fee the first year then a 45 annual fee past that. Thoughts? Any good rewards CCs?  <response>: If you want one cashback card, I suggest the Citi Double Cash Card. No annual fees, and you get 2 cashback on all purchases. 