<prompt> Human: Without going to in depth, I have enough cash saved up to pay my Fiances student loans now without dipping into any emergency fundsnon-liquid investmentsetc. We am trying to figure out if it makes sense to wait until we are married to pay them off or do it now? Are there tax implications we should be considering?  <response>: Wait until you are married. No one who is engaged plans on splitting up, but it happens every day. Im not saying that will happen, but doing it before you are married provides no real benefit and you are left assuming all the risk. Once you are married, then that will become a decision the two of you should talk out and make together. 