<prompt> Human: A combination of debt taken for undergrad and graduate school.I have around 245,000 in student loan debt. 77,000 at 6.8 interest stafford unsubsidized. Rest at 7.9.I have 10,000 in private student loans at 10.25.I have 22,000 credit card debt at 8.4. Ive made some decisions I some what regret went to a top ranked school in my field for around 200k, when I could have went on a full ride to a slightly lower ranked school in my field, and with my changing career goals, the lower ranked could have gotten me to the same place as where I went.Ive made some I really regret spending way too much on gadgets and fanciness without thinking about the future.September 2012, Ill start a job paying 160,000year with 10,000 in bonuses. Salary raises are on lock step.Sept 2013-Sept 2014 - 170,000 with around 17,500 in bonuses.Sept 2014-Sept 2015 - 185,000 with around 25,000 in bonusesSept 2015-Sept 2016 - 210,000 with around 35,000 in bonusesI will be working in New York City, though I plan to live in Jersey CityHoboken area.The thing is? I dont want to be at this job for long term. I want to pay off as much debt as I can as fast possible and get out. Id like to, if at all possible, have some savings at the end of my time Sept 2016 really seems like the best leaving point.What tips can you give me? How fast do you think I can get out of debt, or get my debt to a manageable level where I can take significantly lower paying but more enjoyable jobs or even go into business for myself and not drown?I know Im fortunate to be in the position I am in in terms of income, but this debt is super stressful, and I dont want it to dictate what I do and how I live for very long.Thanks reddit!To be clear about my question: I know Im in a pretty fortunate, and I am very thankful for how much Ill be able to earn. But I dont want to earn money this way for too long. I do not like the job Im taking. I am only taking it to get out of debt.So what Im trying to figure out is how fast I can get out from under this debt, or get the debt to a level thats manageable on a much lower salary but doing work Id much more enjoy.Thanks all!  <response>: Speaking as a current student from a decently well off family that spends most of his time with friends from substantially more well off families, the temptation to spend like your coworkers is going to be pretty high. Even if youre avoiding large purchases like a luxury car, the small things add up. Just grabbing dinner with your coworkers will be a hassle - you can very easily choose some pretty expensive bars and restaurants to eat at in New York if you arent watching your budget, and my instinct tells me that these are the places they will likely want to eat. Just keep this in mind. 