<prompt> Human: My lone parent passed away in his sleep 3 weeks ago. I am an only child adopted, dont really have much family to seek advice, and received a little over 5 million in inheritance. A little over 3 million of this is from a life insurance policy taken out by my father years ago, and theres roughly 2.2m in additional assets that I consider relatively liquid. His house that is now mine is paid off, there is further no outstanding debt, and as a recent college grad whos working at my first full-time job making 65k a year I can reasonably live by myself in the house, cover taxes and meet daily basic expenses without really touching anything that Ive inherited. Obviously I want to put the bulk, if not all, of this money somewhere and get a decent return-but I am so beyond lost. Ive met with three individuals from the insurance company, and they said it would be a good idea to do some wealth management stuff with themIts a major insurance company with AAA rating. The company has been nothing but nice and helpful to me, but one has to play devils advocate and think that these people might not have my best interest in mind considering its a ton of money and Im sure they would get a rather nice commission. I am in serious need of an opinion from an unbiased individual of what type of vehicleroute to pursue with this money.  <response>: Take a look at our FAQ particularly I Have X ... What Do I Do With It?! and the Long-Term Investing Start-Up Kit We also have a page on Windfalls that you should take a look at.Generally, you should only get insurance from an insurance company. Investing through an insurance company usually comes with high fees for not a whole lot. Id find a fee-only financial planner who could give you advice without the conflict of interests. 