<prompt> Human: I have been agressivily paying of my 150K mortage for the last five years. I take home about 3Kmonth. My living expensesminus the mortage is about 1kmonth. Lately I have been paying 2kmonth in principle on the house.And another question, have I been stupid putting all my money into my mortgage? I save 9 of my salary on my 401K but everything else for five years has been towardthe mortage. Other info you might need to know: Im married, have a 2 year old and another baby coming in April. Wife works two days a week which 1K of that 3Kmonth take home pay.she used to work full time and we would eventually like her to stop working all together to be a stay at home mom She will take a 12 week maternity leave in april. Minimum monthly paymnet on the mortgage is 1100.  <response>: I feel pretty strongly that you shouldnt compromise your e-fund to do that. Even taking into account that monthly costs would drop with no more house payment, at least I wouldnt be comfortable spending down to 3K just to pay it off a little bit earlier. Id wait a couple months first; its only a little further out!If you are, OK I guess, but make sure you think about that angle. 