<prompt> Human: Ive downloaded a few and I cant seem to find one I like. I prefer to have my budget planned out and I plan my paycheck on paper but Im on my phone a lot especially when paying bills, so Id prefer to merge it over to my phone. Im about to go on maternity leave while also trying to snowball some debtspay one or two collections off. Using an app would be a lot easier but all the ones I find I just dont like the formatting for. Does anyone use one or have a preference?  <response>: YNAB and Mint are the two most popular ones. 