<prompt> Human: I have been frugal my entire life and realized the bull headed approach wouldnt work when I wanted to buy a place. So I have found this condo for 50k , I have 25k in savings to put towards the condo. I only have 6 months credit history, my score is 700 according to CK but only one CC. Should I just wait until my history is longer? I kinda really want this condo, but I dont need it.  <response>: Holy crap, you should be kind of golden if you can put 50 down. I could be wrong here though. 