<prompt> Human: I have a secure cc because Im in my 20s, had no credit history, and make too little to qualify for a better card. Ive had the secure cc for a year now and I only put a 300 deposit originally. My credit karma still dings me a bit for all my accounts being too young, so I dont want to close this card and get a new one credit score still only fair. Has anyone been able to leverage a little more credit on a secure card without fronting the cash? How would I do that? I use First Progress, btw.  <response>: You have to deposit more money into the card as a deposit. Call your financial institution and say you would like to raise the limit on the card using funds from account. You cant not front the funds, its secured.The good news is that you can usually secure quite a bit. my CC is a 5k CD securing a credit card with a 5k limit. and also youll gain interest on the money, so youll end up with more if you have a high limit secured CD rather than a low limit. 