<prompt> Human: Just got my bachelors and planned to buy me a new Kia Soul!, and my husband an Optima Hybrid. Not now, not after this:My dad had held on to his beloved Explorer until it hit 200k miles and he finally swapped it; first, for a Tundra but then resold it and bought a Kia Forte maxed out with whatever sports package that makes this into to a premium vehiclerare in the USA. They werent even looking seriously, but they saw a Kia dealer in DFW had one so they went to take a look. Said afterwards the sales guy was great but the financing department left much to be desired. Keep in mind my mother has an 840 credit score and my dad not far behind, so they knew they would get the best terms available in the market from any lender they asked. While they were waiting their turn to do paperwork, the dealerships neighborhood had a power outage. Fast forward to six hours later and they are still there. The deal with finance was struck, APR 0 financing I think, but through Kia Motors financing division and a 60 month term agreed upon. After six hours, power comes on, and hours worth of customers to process, the friendly and knowledgeable sales guy said to them hold on, youve been here forever, loan good blah blah blah so said he would expedite the paperwork for them and see if he couldnt get any extra something done to make up for the ordeal. They were so pleased with the guys helpfulness that they just John Hancocked each page and went home. The next day, my dad got the paperwork out, and sure enough there was a 20month lower payment listed. But he wanted to know where the discount came from and then saw that the finance department did indeed tweak the deal - by force adding GAP, extended warranties, etc and then rewriting the loan terms per 72 months. Need I mention that they had emphatically said no multiple times to more than a sixty month term for the loan and had to fight with the finance guys over this issue. If I am not mistaken, this was all very illegal, and while my dad wouldnt do anything that would wind up causing the people any trouble like go after them with a lawyer, I on the other hand, think that this needs to be reported on somehow and the message made public. My husband mentioned to my dad the fact that he was lucky to have found all that and then went to PenFed to refinance the loan because the dealership when contacted said too bad so sad you have to wait 30 days to make changes. So reporting on this here, and on Facebook, hoping somebody reads this that needs too, and wont innocently get defrauded. BUT -That is not the last of it. He has had the car for three weeks now, the past two and a half it has been sitting in a lift at the dealership. Needed some kind of new fuel pump part, one that is considered hazardous material and therefore on a boat, yes, a boat, from Germany or somewhere in Northern Europe. Why a company like Kia doesnt have spare parts available in the same country - especially given this is one of their limited edition premium offerings and they cant just put the part on a plane - is beyond me. Againstill not a word back from Kia Corporate, not about being defrauded by their dealership and not about this brand new vehicle breaking down in the middle of the road three days after it drove off the lot. Caveat Emptor.  <response>: They were so pleased with the guys helpfulness that they just John Hancocked each page and went homeSo they agreed with everything they signed. Whats the problem? After all, their contract said they werent relying on oral statements and were exclusively going off of what was written in the four corners of the document they were signing. adding GAP, extended warranties, etc and then rewriting the loan terms per 72 months.Most of that can be cancelled even after the vehicle was purchased. Need I mention that they had emphatically said no multiple times to more than a sixty month term for the loan and had to fight with the finance guys over this issue.Nope, because you mentioned that they didnt bother getting a loan from a credit union or bank before going to the dealer and they just pen whipped what was put in front of them without looking at the truth in lending disclosures they were given. this was all very illegalWhat was? They were given the deal they signed.I on the other hand, think that this needs to be reported on somehow and the message made public.Okay, its public - your parents got exactly what they signed up for. 