<prompt> Human: I probably should have come to you guys first. I have no credit history whatsoever. No loans, nothing.I would like to get a credit card, so I applied for a capital one card and was denied because all three credit bureaus didnt have any information on me unsurprising. How exactly do I get a card to begin with if I have no credit history? I make 50kyr if that makes a difference.Assistant: You may wish to look for a secured card. See if you can obtain one from a local bank or credit union, or see if you can get one where you currently have your deposit account.You will need an initial deposit which then becomes your limit.Human: Do secured cards build credit?  <response>: Yes they do. But FWIW, I was in your situation a year ago Im 22 and was able to get a Capital One platinum MasterCard with a teeny tiny credit limit of 250 its now 3000 limit 1 year later.A couple weeks after getting that card Chase gave me a chase freedom card with a 1000 limit because I had 10k in savings with them. So you may not need to get a secured card-- you still may have other options. 