<prompt> Human: I am going to buy a car this month, a Honda civic coupe 2016 Ex-T. I am doing this month because Honda is offering a deal where you dont pay anything till next year. I told the salesman the truecar price which was 20,098. At that day he agreed to it. They he showed me what my monthly bills would be for 72 months. 371, I dont understand because 371x72 is 26k. Did I get fucked? I have not signed anything and I can still walk away.  <response>: Like everyone else has said, you need to walk away from this deal. Not only can you not afford it, youre about to get reamed with a 9.8 interest loan. 