<prompt> Human: The timing for this couldnt be worse. Its looking very likely that some time in the not-too-distant future my wife and I will be splitting up. We recently got back from a vacation and what little we had in savings went to that. was hoping the vacation would give the relationship a boost. So heres my situation: Based on two checks a month every other week, I net roughly 3300. Credit needs help and I am in the process of paying down balances. roughly 10k CC debt in my name. Score around mid-to-high 500s. The only real asset we have is my measly 12k in an IRA. Weve made some stupid financial decisions over the years and are paying for it now. Based on some calculations I went over yesterday, Ill be ok if I keep my rent below 800month, which will be easier if my buddy ends up splitting an apartment with me. Im hoping to get it below 600. Outside of CCs, my biggest bill will be a 510 car payment for a car I bought last year. Was tired of constantly repairing 15 yr old beaters and bought a brand new 4cyl Camry, oil change pkg, and extended warranty. It stings making the payment, but I should have no financial worries from this car for a long time. Had I foreseen this situation, I would have made a different purchase decision.My goal is to be putting 15 each towards savings and CCs. I have a couple sub-600 balances Ill pay off first and snowball them into the bigger balances. I have about 2.5 years of on-time pymt history now. Unsure how to best handle some collection accounts, but thats a post for a different time. Outside of credit and savings, closing joint accounts, what else can I be doing to prepare for this? It occurred to me I may need to start pulling cash and saving up, but wonder if that wont look suspicious or cause more problems. So Im looking for any advice you have. For the moment, we are trying to work things out, but since her primary issue comes from a religious issue my now lack of believing in the cult in which i was raised, it looks the marriage is untenable in the long-run.  <response>: Talk to a lawyer.Even if you think everything can be done amicably, talk to a lawyer. 