<prompt> Human: So Im 17, a few weeks off 18. Just moved to Austrailia but Ive had my Westpac account in NZ for years and its still active for when I go back home. My partner is with ANZ and immediatly was able to go into overdraft. Would this be the same case with all banks? Also, Im going back to NZ for a holiday after my birthday and then wont be back for around 5 months after that. Would there be any major interest fees if I overdraft around 250 while on holiday? Assuming I can. Thanks!  <response>: You shouldnt go into overdraft at all. You may be charged a large fee and interest. 