<prompt> Human: Hello financittors! My girlfriend with whom I have a joint account and I are moving to Asia. Were looking for a bank with branches in the U.S. to use as our bank during our couple of years there so as to avoid any crazy wire transfer fees or whatnot. Where were going, theres HSBC and Citibank. Would either of these be a good option, based on fees, exchange rates, etc?Thank you!  <response>: If youre moving drug money I hear HSBC will give you a good rate. 