<prompt> Human: I have no debt.They offer 15 match on 401k, should I be putting money in. Im 22, all these financial decisions seem crazy to me.I have never had a job that offers health insurance either, a bit lost on that..Assistant: You should definitely take the 15 match - contribute as much to your 401k as you can afford to. You are effectively getting 15 return on investment with zero risk. You will not find that anywhere else.Human: What is a more common range of match ?Ill have to do quite a bit of research on this before I make a decision, I dont start work until the 24th so I got some time.  <response>: These days? 0 match is not uncommon. 