<prompt> Human: Hi all,Looking for a little advice. Im 24 and as a result dont have much of a credit history. Furthermore, until a year ago I was living in Canada so my only real credit history comes from about 20k in student loans that have since been paid off and joint credit cards in the US that Ive had with my mom.I recently got a Chase freedom card with 1 cash back that is entirely in my name. I was wondering if it would be worth it to have my roommate set up Venmo so I can charge rent 1,000mo to my CC and then pay it off instantly from my checking account. Venmos fee for CC transactions is 3 so after my cash back I would be paying 2 in fees. Is it worth the 20 in fees to pay for my rent this way or would the differencegrowth in my credit score be negligible?  <response>: No. Just make normal purchases on your credit card. This is a completely pointless waste of money. 