<prompt> Human: I contribute 8 post-tax to my 401k, and my company caps their contributions to 6 i.e., they match 75 cents on the dollar. Im basically doing a three-asset allocation of bonds, US stocks, and international. Ive got Vanguard for my Roth IRA provider, but my 401k actually has much better ER than my IRA: Bond Market Idx Fund: 0.06 SP 500 Idx Fund: 0.05 Russell 2000 Idx Fund: 0.07 International Idx Fund: 0.14I am approximating the total stock market via 4:1 ratio of SP500:Russell 2000. The equivalent Vanguard funds here are: Bonds: VBMFX: 0.22 US Stocks: VTSMX: 0.18 Intl Stocks: VGTSX: 0.22My Roth 401k actually even has better ERs than the equivalent Admiral shares! Im thinking of stopping contributions to my Roth IRA and upping my contributions to my Roth 401k to compensate because the ERs are so good. Thoughts?  <response>: Where do you work? I want a job there. 