<prompt> Human: Hi everyone Ive been browsing through here for the past week and I really want to get a good handle on my finances now, specifically with my 401k. Not sure if the following information would help but figured Id write it out anyways in case it does. Going to finish paying off student loans before the end of the year is over and currently living with the parents until April 2017. Which I should have 3 months pay saved up for emergencies. The only real goal I have would be to get a newer car.Here is the list of plans available to me: Thanks in advance!edit; title should say investment options but I put plan because Im still a fledgling at this.  <response>: These are your investment options within your plan. Theres no target date fund so unless you have an objection, choose the fidelity 500 index fund and dont touch it. 