<prompt> Human: I have a family member who sells whole life policies for Northwestern Mutual and says that the type of whole life policy he sells is different that the rest and is ethical.Can anyone expound on this?  <response>: Can anyone expound on this?Sure - your family member is lying andor just reciting their sales pitch. NWM permanent life insurance is no different than any other permanent life insurance plan, ie a terrible financial product for most people. 