<prompt> Human: i know for a fact that im not going to be able to make the rest of my bills this month after an unexpected expense to fix someones car. i pay rent, phone, car note, gym bill, student loans, and car insurance every month. which ones are the most important ones to pay? should i reach out to the others and explain my situation?edit: i should add that im an adjunct who works at three different schools. during the year i can pay my bills on time. i got my last pay on may 31, and i lost most of that, and my emergency fund, to pay to fix the car. i got a summer tutoring job part time to stay afloat this summer. my first pay isnt until june 29. i wont start getting regular checks until july.  <response>: Rent and insurance, probably cancel the gym one asap and call whoever you cant pay and tell them the truth, paying late sucks but if they know you cant pay before hand most places will be more lenient 