<prompt> Human: Hello all, I received a credit alert last week that an account was opened under my name. I panicked at first then contacted my dad to ask him if he opened a card under my name and he said yes so I had the card blocked and he said he would pay for it. To make a long story short he has been ignoring me for a week. He ran the card up to 508 before I could stop it, so would it be better for me just to pay it off and close the account or report it as fraud? Im pretty pissed off about this but Im glad its only 508. Thanks for your help.Assistant: Report it and him for identity theft and fraud. Whats going to stop him from opening another card in your name? Human: Thats what Im worried about but Im going to freeze my credit. If I report for identity fraud would he get arrested?  <response>: Identity theft is a felony, which he committed against you.You can either pay the bill and be screwed, or report him to the police for this. What you do really depends on your current and expected relationship with your father. It sucks when those you love are douchey like this and I wish you the best either way OP. If he did it this time, freezing your credit is more of a bandaid as hell likely find a way and try to do it again. Consider trying to get him some mental health counseling. 