<prompt> Human: I understand that the 3 major credit bureaus are required by law to provide a free credit report every year. These reports dont have a credit score though, and Ive never known what mine was. What service do most people use to determine their credit score or do you even look at all?  <response>: I use Credit Sesame, which is a free online credit monitoring website. It doesnt affect your score at all to use it according to them and it notifys you when things change.Edit: its free 