<prompt> Human: I just wanted the 40 off my purchase- I never get retail credit cards- but I was declined. My FICO score is 750 last time I checked, and I dont have any dings on my credit report. Anyway, they couldnt tell me why I was declined, just told me to call Experian. All I got was an automated message- no option to speak with a rep.nbsp;Whats the best way to investigate my situation? Im worried about identity theft fraud now.  <response>: I think its a sign from god that you shouldnt get the card just for 40 and you dont shop there often. Literally thousands of other cards that are 3x better than that. 