<prompt> Human: I make 90k per year. My take home income is 1149 per week. Thats 440 per week in taxes paid. How can I reduce my tax liability at the end of the year? I know I can open a IRA, how much would I be able to put in every year and how much would that save on my income tax in April? Also, what other things can I do to reduce this tax liability? Its amazing how little it breaks down to per week after uncle same has taken his cut. Assistant: Arent I paying what theyre going to take? When I was working different jobs and my income was fluctuating I could understand a refund. Now I have a salary so I know what Ill make. Why wouldnt the correct amount be taken out from the start? I was thinking I probably wouldnt get a refund this year since I assumed the correct amount is being taken out. Why would they deduct more from my check then theyre going to take in the end?  <response>: Your employer does not know exactly what to withhold as it depends on your W-4 filing number of dependents, other tax creditsreductions to AGI IRA, student loan interest, etc., or a wide variety of other tax items that are specifically relevant to your situation. 