<prompt> Human: I only take home about 2.5k a month and in the past 6 months, Ive spent about 3.5k on electronics, collectables and things that I dont need.Im not in debt and have a 6 month emergency fund. I still feel guilty about spending so much though.Assistant: There is no accepted percentage other than as low as practical given your budgetary constraints. It sounds like you dont budget at all, which is generally not a good thing. If youre taking care of your savings and budget for some fun money, maybe its fine. We have no way of knowing.Human: That 3.5k was meant for savings. I havent saved much in the last 6 months.  <response>: Then obviously things need to change and you need to not spend any on collectibles for the next 6 months. 