<prompt> Human: Thought this article would be relevant to personal finance: It covers howwhy some people get sucked into these horrible rent-to-own arrangements and end up paying several times more for a product than they would have it they had just purchased it outright.  <response>: You cant help foolish consumers. We used to counsel new intakes at a military base and we would discuss rent to own and other high interest financing and alternatives that were much cheaper most soldiers would still use them to obtain furniture. 