<prompt> Human: 25, single, I take home roughly 1500 biweeklySavings: 1200CC debt: 6000 24 apr Is it a decent move for me to take a 10k loan at 301month for 36 months to pay off all my cc debt? I feel it may give me a bit of cushion with an extra 4k leftover to repay it  <response>: Never use debt to pay off debt. Write out a budget...see where youre spending money that you can cut out and apply everything towards the credit card debt. 