<prompt> Human: I see a number of similar posts that relate to this scenario in the US, but not many from people in the UK. Me and my partner are not married, been together for nearly 10 years and are expecting our first baby 16 weeks in!. Our combined income is roughly 60k before deductionsWe purchased our first house just over 4 years ago, mortgage is about 750 a month and I have combined bills and cars etc is roughly an extra 500 per month. Can someone calm us down and explain some smart things we can do with our money to make it go further, and anything we should be planning for raising our baby?  <response>: As a soon to be divorced father, Id like to offer this simple piece of advice..Dont work too hard!I totally focussed on my role at the bread winner although I became quite good at it - the sacrifices I made for my family ended up costing me everything, including my kids.Getting your finances straight is very important but dont let it become an all consuming quest. 