<prompt> Human: Im 24 and beginning to accumulate some savings around 70k which doesnt seem so much here, but its a lot to me. I tried reading the FAQ, but it all seems to be tailored around people living in the US. I dont have any debt, I dont feel as though I need help on my taxes, and where I live Switzerland, there is an obligatory fee I must pay on my salary that goes towards my Retirement fund, so I need not worry about that either. Almost all my money is in CHF some in GBP, and so is pretty stable, but Im sure it could be doing more.Anyway, some help would be welcomed, but I think it would also be nice to have more general advice in the I have x... category, especially for points 2, 4 ,5 and 6.  <response>: I glad you read the sidebar! It works! 