<prompt> Human: Bit of a weirddumb question. I just opened a new credit card which has no interested for the first 15 months. I obviously plan to pay it off each month but was just curious as to whether or not the credit score is affected until interest kicks in.I suppose the score would still be affected if the payment is technically late but even though no interest is accruing.Also, sidenote, I just got the activated the card a week ago but the first payment is due Novemeber 11th. Why is it a 2 month wait instead of one? Chase Freedom, if it matters.  <response>: Yes.Because its due 25ish days after your statement close date. 