<prompt> Human: OK my father just tried buying something from online and credit card rejected, its quite late so he goes to sleep. I went out checked for mail and find his transaction record along with rejection letter. He has 400k EPAY to chase and discover account multiple times. I dont know what this is but it makes me nervous and I cant sleep. What should I do?  <response>: You obviously dont have the full story. Let you dad handle this. No one loses 400,000 to a single act of credit card fraud. 