<prompt> Human: I will soon be asking for a raise at my current job. I am worried about raising my income just above the point where I would be in a higher tax bracket. In that case, my take home would actually go down. How should I go about calculating this? I can supply more info if needed.  <response>: Thats not the way tax brackets work. You only pay the higher tax rate on the amount thats above the cutoff. 