<prompt> Human: Im assuming that I will retire with 30 years of life left roughlyI like to overbudget to be safe, so this isnt what I actually spend, but Im going to pretend I do spend this much.Our monthly expenses will be 4,400By that logic, would 1.6 Million be enough to retire on?We will continue to keep our emergency fun separate, so the 1.6mil will be its own fund.My question is, am I missing something, Im assuming nothing is going to be helping me, will 1.6mil be enough to live on or am I missing something?Im talking about the flat dollar amount, not interest or dividends. I know I need to account for inflation, but I dont know how to do that.  <response>: If you need to draw down 52,800year from your investments, 1.6M would be a 3.3 initial withdrawal rate, which I think is safe, though I wouldnt go much higher than that, especially as a couple. 