<prompt> Human: I pay 67mo for Trupanion pet insurance on our 5yo, 55lb mutt. Ive read reviews on the provider and have only seen positive experiences. I enrolled him in the program about 1.5 years ago after a friends dog became severely ill having eaten some rat poison. I realized that I would not be able to pay the 6000 medical bill to save my dogs life if something like that happened to him, let alone any other issues requiring surgery, on-going treatment, etc.I am now in a financial position where I would be able to pay 6k on short notice if something were to happen to my dog. So, keep the insurance or ditch? My husband and I are currently paying down debt with a snowball of 700mo. The 67 would be added to our snowball OR it could go into our emergency fund which is around 7k.Thank you for your feedback.  <response>: I have insurance for my dog from Healthy Paws Pet Insurance and I pay only 30 dollars a month. If you are set on having insurance for your dog, maybe search around for something cheaper?But in my opinion, I love my dog and would do anything to save him. My friends dog jumped out of the car and broke his femur, I believe the bill was around 4k. That was the moment when I started searching for pet insurance.I did the math on how much I would spend in insurance through the course of my dogs life, 30x12x14 average life span of an Australian Shepherd 5400. I would rather spend 5400 through the course of my dogs life than spend 4000 at once. Also, my dog is prone to accidents. He already lost a tooth trying to catch a Frisbee, but lost to a husky. So that already aided in my decision, because I know my dog is going to get hurt at least a couple times in his life. 