<prompt> Human: Good Morning All - Im new to investing and had a few very basic comments regarding Roth IRAs. Relevant Background - I work, my wife is a stay-at-home mother currently with no income. My Wife is 7 years older than I. She already has an Roth IRA her mother set up for her as a child that she never touched. She currently has no income but will likely work in the future. Question 1: Assuming I also have a Roth IRA in my name. Am I correct in understanding that my wife will have qualified withdrawal access to the Roth IRA in her name 7 years before I can access mine? Because shes 7 years old than I?Question 2a: Do I understand correctly that as a married couple, we are allowed to invest a maximum of 11,000 into any number of Roth IRAs?Question 2b: Assuming that my wife has a Roth IRA in her name, and I have one in my name, I am allowed to contribute my income to her Roth IRA because she is a non-working spouse?Question 3: If my wife does start working again, at any level of income, does that mean only she can now contribute to her Roth IRA? Or is my ability to contribute to her IRA because Im a spouse and has nothing to do with who makes the income? Does this have anything to do with filing jointlyseparate status?Thank you everyone once again!Assistant: Question 1: Assuming I also have a Roth IRA in my name. Am I correct in understanding that my wife will have qualified withdrawal access to the Roth IRA in her name 7 years before I can access mine? Because shes 7 years old than I?Yes. Question 2a: Do I understand correctly that as a married couple, we are allowed to invest a maximum of 11,000 into any number of Roth IRAs?2. You can only do 5500 max per person per year, so you cant do 11,000 in one account, for example. Question 2b: Assuming that my wife has a Roth IRA in her name, and I have one in my name, I am allowed to contribute my income to her Roth IRA because she is a non-working spouse?Yes, if youre filing taxes jointly.Human: Thanks Kyle, and my ability to contribute to my wifes IRA has nothing to do her income status? Just that were filing jointly?  <response>: Whether its your money or her money, its your money together and she can contribute it to her IRA. 