<prompt> Human: I need a car but have bad credit.Iv heard Drivetime approves everyone but that their rates are really high and the cars are more expensive. I want to get a car with payments so i can improve my credit. Im wondering if anyone has any experience or knowledge of Drivetime and if going with them would be a good or poor decision.  <response>: Buying a beater with cash would be a better decision. 