<prompt> Human: Basically, im in absolute desperate need of 1000 by next weekend. I have zero credit history, so getting a personal loan from my bank isnt an option; and have a small I was building it up.. emergency fund, which Im using to cover most of this, but am short 1000. I am considering one of those horrible payday loan places that everyone warns about, and I just want to know what I can expect.. Or by some miracle, if I have any other options. I know id be able to pay back any loan at around 300 a month, but I also know interest from these sketchy places can be awful.  <response>: 1. Negotiate with whoever you owe this kind of money to, ask them to a. lower the price andor b. to be able to pay the bulk now but a little bit in the next few months. 2. Actually go to your bank and ask them for a loan. 3. Ask family or friends for small loans. They might want to help4. Sell stuff that you actually dont need anymore and use that money. 5. Work extra hours or add some extra job to your schedule. Not going to get you the money by the weekend, but will help you pay back sooner. 