<prompt> Human: I have a bachelors degree in science with a concentration in communication disorders. I am having a hard time finding work in my area Chattanooga and my student loans are killing me. I have a federal one that is a 0 amount because of my current income but my private loan is 150 which they cut in less than half with my new job change but its still hard for me to afford. They say there is nothing else they can do. Any advice?  <response>: You not having a job for what you borrowed money for is whats killing you. You may have to expand your search radius and be willing to relocate for a job. Beyond this find another job to get some sort of income while you keep searching. 150 a month isnt the problem. 