<prompt> Human: And if multiple cards build it faster, is there a limit? Or would it be a credit building tool to take out 10 cards assuming someone was organized and responsible enough to track and pay for them on time.Ive got two cards, I am trying to build credit so Im wondering if I should go for a third. I am a responsible spender so I am not worried about getting into debt problems.  <response>: You want to read the fico wiki --- link in the bots comments.Having 3 of the same exact type of account doesnt help as much as having 3 different type of accounts.Its a fairly complex matrix. 