<prompt> Human: I just came into 39,000, 25,000 of which is taxable Washington State.I purchased my house back in March of 2017 at 220,000 with 20,000 down and an interest rate of around 3.625. Have no issues paying my current mortgage payment at all and am always on time.My question is, would it make more sense financially to use that money to pay off more principal on my house? Or take it to a financial advisor my dad has one he recommended who handles his retirement account. My dad takes out 2000 a month for expenses, but the account has actually grown in size despite this over the last year and a half.I think another thing worth noting is that this is my starter house and I only plan on living here until 2022-2026 depending on the market, which in this area has been extremely strong for sellers.Another thing to note is my mortgage is an FHA, meaning I am stuck paying PMI for a set amount of time, not up to a certain percentage paid off.EDIT: Also, I currently have around 25,000 in savings, so I have a nest egg to fall back on in case of emergencies that is separate from this.  <response>: I just came into 39,000 