<prompt> Human: Hi so i have 141,000 in student load debt. I was the first person in my fam to attend and get a associates degree in college. During my time in college my cousin cosigned on 16,000 in loans. This was in 2006 fast forward to 2018 my cousin is currently trying to buy a home but cant. She told me the 16,000 loan she cosigned is stopping her from buying a house and to refinance to get her off the loan as a cosigner. I dont even know if thats possible or what to do or what my options are plz help. This student loan debt is killing me i work 2 jobs 7 days a week dont ever get to see any of the money thanks!  <response>: Can you elaborate how you spent 141k on an associates degree? How much do you make? How is your credit? Any missed payments? 