<prompt> Human: The third party online site I have paid my rent to my landlord through for the last 2 years offers the option to report the rent payments to the the credit bureaus at no cost. Based on my own experience Ive never had anything on my reports that wasnt credit based loans, credit lines, so Im not familiar with how something like rent payments would affect my history and if it could really positively influence credit scores. Would it be a good idea to report the payments, or should I just leave it alone? Thanks much.  <response>: Take my advice with a grain of salt, but having multiple kinds of histories is good, provided they reflect well on payment history, which this would. The longer the better, where things could go downhill would be with excessive expenses like having lots of credit cards, lots of loans, etc. Having your credit tied up 