<prompt> Human: Since its the weekend, I havent been able to contact anyone at the drs office yet. But I am freaking out about a 1200 dr bill that I just received. I was getting allergy shots for about a year, and at my last appt let them know that I was switching jobs and wouldnt have insurance for about a month and would have to continue getting shots at a different location. They said they would put in an order for more serum at the new office so they would be ready for me over there. Today I received a bill for 1200, and a letter stating that the services ordering of the serum was rendered two weeks after my appointment, which was 10 days after my insurance was cancelled. Will I be successful in arguing that this order was supposed to be processed on the day of my appointment, while I still had insurance, and that it is their delay in ordering that caused this to be denied by my insurance? I absolutely cannot afford this bill. Its more than my monthly rent! But I also have excellent credit and dont want it to be ruined by this bill...  <response>: Worst case you can retroactively sign up for cobra insurance for that month. It will be pricey, but hopefully cheaper than 2100. Losing job-based coverage qualifies you for a Special Enrollment Period. This means you have 60 days to enroll in a health plan, even if its outside the annual Open Enrollment Period 