<prompt> Human: We have an emergency fund of 50,000. Right now it is just sitting in a standard savings account with our bank getting about 0.2 interest. What would be a better place to keep it, given that we want to keep it safe, dont plan to touch it, but do want to keep it liquid in the event of an emergency? Thanks.  <response>: At the very least you should move it to a better savings account. I think a lot of people are using Ally for that lately, which is cl9oser to 1.Id recommend also looking into US I bonds which are currently paying 1.76 and are designed to keep up with inflation. They have some drawbacks but with that much cash I would put at least a portion in I bonds. 