<prompt> Human: For anyone reading out there, who drives a Honda and financed it directly through the Honda dealership, you may have noticed that Honda Financial Services dun goofed today. Big time.I made my monthly car payment yesterday, and it went through successfully. However, when I checked my bank statement this morning, I noticed a second charge appear for the same amount. They double-charged the payment. I was very annoyed, so I called their 1-800 customer service line, and it was down go figure. Got a recorded message saying all circuits are busy.I did some searching, and found that many other people were reporting the same problem. Explains why the circuits are busy...If you had this situation happen, its not you, its them. They messed it up. No word yet on how long theyre gonna take to resolve this. You can try calling your bank to see if theyll stopreverse the 2nd payment. That worked for me. Hopefully they would take care of any overdraft fees, if that happened to you.And that leads me into the last thing I wanted to say. Im very grateful for an emergency fund - this situation is a minor inconvenience to me, and Im in no hurry to get it resolved. Didnt have to urgently re-dial the 1-800 number over and over, and didnt have to panic about getting it resolved immediately.Sadly there are some people out there who are saying that this overdrafted their account, and they wont be able to buy groceriesgasetc. Some of these stories may be exaggerated, but some of them are probably real.Yes, Honda will work everything out with the bank and reverse it eventually, but if that takes 3-5 business days or some crap like that, the grocery store wont accept that as a form of currency.That would all be a non-issue with an emergency fund.tl;dr - For anyone who has their vehicle financed through Honda Financial Services, they apparently made a big mistake on their end and double-charged payments for tons of people. Then their customer service line went down, just to add insult to injury. So if this happened to you, call your bank, and see if they can help you.In the future, if you dont already, try to set aside some money in an emergency fund - it helps for exactly this situation, and prevents a real emergency. I know its said here quite a bit, but seriously, its very helpful.  <response>: Welp, that explains why I have 2 charges on my checking account. Thanks for the info. As you said a buffer keeps this from being an issue. 