<prompt> Human: Hey All.I was curious about changing the date on which my auto loan payment is due.--1 Is this even a thing?2 Is there a smart vs. not-so-smart way to go about doing this?3 Does it make sense?--I make 3000-3200month after taxes. However, the first couple days of each month are particularly brutal. With rent, utilities, car payment, and T-Mobile all hitting in the span of a few days, its a 1300ish hit to the account all at once. I do make enough money to handle this, but I get two paychecks per month, so my first paycheck 1500-1600 after taxes, for the most, goes to bills leaving me stressed for another couple weeks until that second paycheck kicks in. And then the second paycheck helps with gas, groceries, internet, etc...My car payment is 270, and its the only major bill I pay that makes sense to try to shift. Whatre your thoughts on this?  <response>: Id personally leave it as is. I have the same issue. I get paid twice a month and my bills are front loaded in the month. I solved that by saving up and keeping that paycheck worth of bills in my account all the time, as a buffer. Try cutting expenses and saving a bit of money. This wouldnt be an issue if you had some money saved from month to month.Are you blowing through your 2nd paycheck so much that you have nothing saved from it by the time you get paid the next month? You need to get a month ahead, basically. 