<prompt> Human: Discover detected fraudulent activity on my and my husbands card in July 2017 when we took a road trip and filled up at a few gas stations we were unfamiliar with. A few purchases were made out of state, which is what tipped Discover off and they took care of it immediately. Yesterday, our card was used at a home improvement store in town and it was declined. Discover said it was a bad insert in the chip reader and they flagged it as fraudulent potential poor copy of the chip itself not reading correctly. Neither my husband or I went to this store yesterday. It concerns me that it was in town. We both have our cards still. No one stole the original, but likely made a copy.My husband and I put almost all of our expenses on our shared Discover card for cashback bonus and to keep track of all of our expenses. He drives a lot for work, so fills up at least a few times a week, if not more often, using our Discover card. We pay all of our bills online with this card, but we always have and Ive never had problems in the past. Are two instances of fraudulent activity in less than a year concerning? I know we live in a digital age and these things happen more frequently now given current technology. I just wonder what is typical. Does this frequency indicate we should be more careful with how we pay for things paying for gas inside instead of at the pump? Does anyone have further recommendations? As far as I know, were not victims of identity theft -- Ive never had anyone open an account in my name or had my social security number stolen. I monitor my credit score via Discover and Capital One reporting, but this makes me more interested in getting my credit reports, just in case. FWIW, Im very satisfied with Discovers monitoring and handling of each case. Thanks for your help!  <response>: Nope. This is life in the modern world. You should definitely be fidgeting with any of the pay terminals at gas stations, or more preferably, try to use a pump that is line of sight from the cashier. But keeping on top of it is just the way that life works now. 