<prompt> Human: Im a 25 year old who is just staring my career as a registered nurse. Im looking to start an alternate retirement plan through fidelity. My company matches 14. Im going to be honest, I dont understand anything about finances and retirement. Would you guys recommend setting up a target date or choosing my own investments? Also I dont plan on staying in this position in the years to come, will that penalize any of the options? Thanks in advance!  <response>: Your company offers 14 match? Wow 