<prompt> Human: I wanted to ask this here first before taking _any_ steps, including speaking to the correct parties. I want to educate myself before making any decisions or phone calls.Back in February, I was hired for a two-month long contract as a freelancer. During that two months I was to use the business card for the person I was working with, an American Express. Instead of making me an authorized user however, they made me part of the account somehow and it added a very large amount of open credit and debt to my credit report.Because of the nature of the job traveling daily to different cities and the headache it was to get a card to me in the first place mailed to wrong addresses three times and finally sent to me with my first name spelled incorrectly after I had already started the job, I did not risk trying to fix the situation while working the job. Now past working with them and looking at my credit, I have a balance of 11,000 that is not mine; I no longer work for them. While _yes,_ it is paid off regularly and _yes,_ it seemingly has helped my credit, its _still not mine,_ and what Im really afraid of is if its removed itll _hurt_ my credit.What do I do?Edited to add - I am the authorized user on another, completely separate business account for another job I regularly work. That card does _not_ show up on my credit historyreportanywhere in relation to me, which is why Im asking these questions.Assistant: its common that being an authorised user will get that accounts history added to your credit history.call up the credit card company and ask that you be removed as an authorised user on this account.Human: I just want to confirm, this _wont_ affect my credit suddenly having an account removed from it? Assistant: I just want to confirm, this wont affect my credit suddenly having an account removed from it? it might. if having the account is adding positive notes to your credit history, removing it will remove all those notes.Human: So does that reflect on a cursory credit check as This person couldnt pay their debt and was kicked off the account or does it just disappear as if it never existed?  <response>: So does that reflect on a cursory credit check as This person couldnt pay their debt and was kicked off the account or does it just disappear as if it never existed? AFAIK it just disappears as if it never existed. 