<prompt> Human: We are in the process of purchasing a home that needs lots of fixing. We cant get a loan against the house since we dont have any equity yet. Other than a traditional personal loan from the bank, we are looking for all non-traditional ways of borrowing money. All moneys will be paid back within 6 months. We Any suggestions? We live in the Central Coast of California. Open to all suggestions. Trading, personal direct borrowing, etc... Thanks for your help in advance.UPDATE: Let me set the record straight. Its not that we can afford the house. In our area an average 3 bed 2 bath 1500 sqft is about 425K. This house is a short sale 352K, 4 bed 2 bath 1700 sqft. Although its rough, dirt, no landscaping, its still livable. This house last sold for 578K in 2008. This house is was a steal so we couldnt pass it up. While we can fix it up little by little, we would rather fix it up immediately if possible. The house was appraised for 352K and our VA loan is going to be for 352K which means we cant get a house equity loan until house is fixed up and reappraised. I will be doing all the work myself so I figures 30K will get us where we want to be to make the house our dream home. All Im asking for is alternatives to borrowing or finding money that I might not have otherwise thought of.  <response>: How is we wanted and bought a house we couldnt afford desperate times? 