<prompt> Human: For the first time in my life I will be solely responsible for all bills and expenses, and I want to get off to a good start. What are some common mistakes or pitfalls I can avoid, or what are your top tips?Thanks in advance!  <response>: 1. Be realistic. Lots of people set up absurd budgets with numbers like 100 for food, and 75 for fun. Then, they get frutrated because the budget process is not working.2. Revise the budget as real numbers come in After a few months, youll have a good picture of what your actual expenses are. Revise the budget accordingly.3. Pay yourself first. If you want to save 10, transfer that money as soon as you get paid to a savings account or have your online banking do an auto-transfer. Then you arent tempted to spend it. 