<prompt> Human: Long story. Going to try to make it short. Went to college at 17. Did not understand loans, grants, etc. You know that stupid class that they make you take as a freshmen that explains how college works including repaying your loans and stuff? Well... my professor who I thought was awesome at the time... told us the class was a waste of time and let us all skip. Well, I run out of money for college half way through. I move into a house with friends after having a falling out with my parents. Didnt really realize I had loans to payback which I take responsibility for -- I should have known better. Well go to get back into school and cant. Found out I have defaulted on my loans. Didnt have a job at the time. Get taken to court. I have no idea how this works. Judge asked me if I denied owing the money. I didnt deny it but was there because 1. I was summoned and 2. because I was honestly just trying to work the whole thing out at court -- which I now know isnt why I was at court. Well... as soon as I say I dont deny owing it, he bangs his gavel and boom. I have a judgment against me. I had no idea what was going on. Just trying to do the right thing. So again, try to do the right thing by paying off one of my loans in full 3,000. Then I found out I have another loan apparently you get a new loan for each semester of college or something?. So, this time I call the debt holder. We work out this plan with Sallie mae, where if I repay on time for 9 months then they remove all the bad debt from my credit report, Sallie Mae takes back my loan and I can be a regular Sallie Mae customer again. So I do that. Now I am good with all other loans. But I still have a judgment on my credit for the one I paid off. So my question is... is there a way that I can get a letter from Sallie Mae to take to either the credit bureau or the court to get the judgement removed? Do places like Sallie Mae do that? And who do I give it to? I am now in a good financial situation but I still have 3 years left on this judgment before 7 years and it should fall of my credit report. But I want to buy a house this year and even though my score is good I know this judgment will hold me back. Any advice is useful.Tl;DR -- Was ignorant of the law and got a judgment. Now me and the original lender are good but I want the judgment to go away. Can this happen at all ever?  <response>: Talk. To. A. Lawyer. Its clear you dont have a great grasp on what all was going on no offense. A lawyer will give you some good advice a lot better than random interneters and will help explain your situation to you better as well as advice you of your options. 