<prompt> Human: Im 33, live alone, make a little over 6 figures when health insurance and my pension payments factor in, yes, I work somewhere that has an old school pension and I still seem to be able to eek by paycheck to paycheck. My take home after taxes and child support is 4200. Rent - 1550 Utilities - 90.00 changes on season Car payment - 0.00 need a new car soon, hence this thread Insurance - 110 for car and renters Health insurance - 8.00 credit its good to work for an insurer Mobile - 75.00 a month Internet - 49.99 tax deductible DirecTV - 145.00 month my only guilty pleasure Food - 200.00 a month Booze - 40 a week? I make beer as a big hobby so this varies.That is everything off the top of my head. I dont eat out often, I very, VERY rarely buy myself gadgets or clothes, though my wardrobe is in need of an update. The only thing I know I do is that I dont really take into account smaller transactions of 100.00 or less. I just mentally dont take this in as money spent. This is a horrible thing but Im not sure how or why this is. I eat out at restaurants MAYBE 1-2 a month. Never frequent bars, why would I? I have home made hooch that is better than most shitty tap beer. Cmon guys, what the hell am I doing wrong here? I have CC debt that is very little, I would venture a guess of maybe 2200 total? I have no student loans never went to college, doing so no but with grants and scholarships and I make more than any of my friends, its just that Ive always been shitty managing it. Whats the first step to change this?  <response>: Your budget adds up to 2400. Your problem is that you dont know where 1800month is going. You need to track every cent. Buy a 1 bottle of water? Track it. You cant ignore it since that clearly doesnt work for you. 