<prompt> Human: FOREWORD: I AM NOT SHILLING FOR ANY MLM. I HATE DECEPTIVE BUSINESS PRACTICES AND THE CULT-LIKE MENTALITY AS MUCH AS YOU ALLMy roommate has been trying to prove to me that the MLM he is in is a legitimate way of making money capitalism at its finest and that if he sticks around for a year, he can set up a good down like and make decent money.Knowing the horror stories of the most infamous ones, I am super wary of who he works for. He is part of PHP, where is a broker offering life insurance options to potential customers, and of course, recruiting people under him to sell insurance as well and making commission from them. He had the opportunity to talk to one of the business professors at the college we both go to he currently works two part time jobs on campus in addition to being part of the MLM, and he asked about the legitimacy of selling insurance while working for an MLM. The professor worked in the insurance industry prior to teaching, so he should know his stuff. He was told the following:If he wanted to sell insurance for an actual insurance company, he would probably not be attending college. It is a lot of work, but it is a growing industry with plenty of opportunity. He was selling legitimate options to people, and that the company was doing a good thing by delving into an untapped market poor people. MLMs are companies that dont last very long a typical lifespan is 5 years. Once they go public, they dont stay around for long, but thats just part of the business. And so is going off to start another. Its not meant to be long term for the people in it. Turnout is super high, and there is a low chance of getting anywhere, but there IS a chance to succeed, and there are people who have. If he can stick around for a year, he has a shot. My roommates plan is to stick with it for the better part of a year, long enough to make some sales, build a downline, and have enough money coming in for him to pay his tuition, which, for a Cal State, is about 6600 for two semesters, let him quit his current jobs, and focus on his studies. He finds the arrangement perfect, but I am still doubtful. He plans to set up his downline in both the Fresno and Stockton areas, and he has to meet with the regional heads in Bakersfield once a week, so he will have plenty of driving to do. That made me question my opposition to MLMs as a whole. Are there MLMs better than others? Have any of you ever seen success happen? Could the professor be wrong or in full soulless businessman mode, or am I just close minded and going full anti-capitalist?  <response>: If your roommate wants to invest in something where most people fail but a few succeed, he could always play the lottery. 