<prompt> Human: I used a card to pay for school. over a year ago not allowed to be in school atm Im in my early 20sMy family has been controlling my finances for the past few months. I dont have the credit card they took it. I owe 560ish APR of 20. They wont let me pay anything on it. Im not allowed to spend any of my paychecks from my full time job. I will be allowed to buy a car when they build up to enough.I feel like paying the card of first is more important they dont but thats what happens when someone who has filed bankruptsy multiple times is controlling your income My score is 550 and I have missed 2-3 payments now I think. What can I do too keep more damage from happening?If I call the credit card company do I have a chance of them being willing to help me out and idk maybe pause things for a couple months? Do I close the card after I pay it off? What is the fastest way to bring up my score?  <response>: My family has been controlling my finances for the past few months.I dont have the credit card they took it.They wont let me pay anything on it.This is not a personal finance issue, this is a relationships issue. Why are these even issues?If I call the credit card company do I have a chance of them being willing to help me out and idk maybe pause things for a couple months?You can probably just mail them a check. Call ask what the outstanding balance is and ask for the mailing address. 