<prompt> Human: Hi guys, Im 23 years old just started my first job. I have a bachelors degree and Im about to start my masters degree that will be paid for by my employer. I have great credit and have roughly 20k saved up. Currently I live in a house with 5 other guys and pay under 400mo in rent and make 40k a year. I really want to buy a home and rent out a room to my brother and possibly another guy. Id be looking at paying a total of 1,500mo for a home before I collect rent from my roommates. Is this feasible or do I need to save and wait. I really hate the concept of renting and believe Im at a place in my life that I could make this work. Your advice would help tremendously.  <response>: Youre going to have a tough time getting a 1500mo mortgage on a 2300mo income. Im also guessing that the 20k you have isnt anywhere near 20 down payment either. 