<prompt> Human: Hello, im not sure if this is the correct subreddit for this...So my mother has been transferring amounts of about 20,000 to 30,000 from her account back in her home country to a bank account in the US. The account in the US is a joint between my mother and me. The money has to be transferred to the account with my name on it because of legal restrictions on the home countrys side.She wants to transfer this account to a joint account that is between my father and her. So far shes been transferring 9,000 every few weeks, but I informed her that this could still trigger a suspicious activity report. She said she wont do any transfers for the time being, but Im not sure if my information is correct.Would currency transaction reports or suspicious activity reports still be filed if the transfer is between two accounts, when she is an account holder on both of them? Both are checking accounts, if that is relevant.  <response>: Trying to hide the transfer is an illegal act and will get you put on a much higher watch list. If its legal money, just transfer it. 