<prompt> Human: I have insurance offered by my company but I dont want or need it. How is Obamacare enforced? Will my money be better of in insurance companies pockets or govt treasury?Assistant: So, the big questions I would have are..is it a free health insurance benefit, or are you required to pay for it through payroll deductions? If its free, why wouldnt you want it.Secondly, whats cheaper, the 695 fee for 2016 and potential medical bills from every unforeseen accident you could have, or the monthly premiums you would have to pay through your work?Human: No, I have to pay for medical insurance, about 850-900 a year.  <response>: so its either pay 700 penalty for not having insurance, or 900 to actually have insurance.Pretty easy call, you should get insurance. 