<prompt> Human: ... is this just a typical sales tactic to buy out the rest of my auto loan and get me signed up for another 5 years of monthly payments?Currently 35 months in to a 60 month finance, 17000 payoff, car is valued at 12-13k.  <response>: is this just a typical sales tactic to buy out the rest of my auto loan and get me signed up for another 5 years of monthly payments?Yes 