<prompt> Human: My father has been going around to everyone in family asking for loans, which he got from us all over the past 6 months. He has been incredibly irresponsible financially and has racked up huge CC debt. He failed to repay the loans that were made to him by me and the rest of my family. Today he called me and practically begged me for over 2 hours on the phone to get me to loan him another 20K to get his CC payments under control. If he doesnt do it this month he is going to default on all his cards. I have no idea how much debt he has but its massive. I told him that I would not loan him any money because he has lied in the past too many times and not fulfilled his promises, and has no plan whatsoever to get his finances under control other than to give him whatever I can so he can stay afloat. I admit he got to me emotionally, but still I told him no 30 times and gave him my reasons, that I just dont trust I will ever see my money again. At the end he said he had an alternative solution. His business is selling stuff on ebay. He says he makes around 10K a month profit doing so. I do believe this is true and he has offered to show me proof of his business income. He says if I loan him 10,000 to put in his paypal account he can use something called Paypal Working Capitol to get him a loan another 6,000 for him to pay his cards for the month so he doesnt default. He swears he will have my 10K back in one weeks time as soon as the money clears from paypal. I told him that if he can really get me the money back in one week I will do it. He said that he will call paypal in the morning and get everything setup. I told him I would like to listen in on the call to make sure everything is on the level. He said OK but seemed a little taken back, which got me suspicious. After I hung up I researched Paypal Working Capitol. It seems its a loan that uses a percentage of your yearly sales to give you money with no credit check. I have yet to find anything that says you need to use funds in your account to do the loan. Now I am thinking, has he bullshitted me again so he can get this loan from me? I cant believe he would do this. Now maybe there is something I am missing here, so I am giving him the benefit of the doubt and asking here.Does anyone who knows about this paypal loan program know if a loan like this would be needed to get him money from the Paypal working capitol program? Or has he lied to me yet again? I really want to believe him but his past history tells me he will say anything to get the money.Thanks!PQG  <response>: This works by you saying no.If he keeps trying to emotionally blackmail you - Just hang up.Really that simple. 