<prompt> Human: Full disclosure: I was on my cousins car insurance in 2014 and got into a fender bender. Insurance company found the other person at fault but still raised our premium. Since then I have come off her insurance and havent had a car since.Fast forward to Oct 2017: I just financed a 2017 Dodge Charger. Before signing the paperwork, I got a quote with Geico for 300 a month and decided to sign for the car.3 weeks later: I got an email from Geico stating that they did some additional research and have now raised my monthly payment to 500..!I understand it may have been due to the 2014 fender bender but I havent had a car since and we have already settled the matter with Geico. What options do I have regarding returning the car or lowering my insurance? The increase has made the car unaffordable for me and I desperately need some advice.I hope you guys can help!  <response>: Its okay, you make 140k a year.I mean, thats the only reason you would have bought a 2017 Dodge Charger with the knowledge that the insurance would be 3,600 a year on top of the car. 