<prompt> Human: Hi rpf. Ive been using Yodlee to organize my expenses into categories and watch over my budget. I love the bank integration and automatic categorization, but now Im wondering if theres something better out there.What servicesoftware do you use to track expenses efficiently?  <response>: YNAB for budgeting and Personal Capital for expense tracking and to balance YNAB.If I need to manipulate data I just export YNAB as a CSV and load it into Excel. 