<prompt> Human: Im going to be graduating from an MBA program with about 200,000 in debt. I have a summer internship that, assuming I dont completely mess up, Ill get a full time offer for by September. If I do Ill be making good money.Id really like to pay this debt off as fast as possible. The problem Ive started to realize is that the amount I expect to make and the amount I owe are both so much that I feel like doing normally frugal stuff like getting coffee at home vs. Starbucks, eating in vs. eating out, etc. just dont save me that much money because its like, whats 20 going to really do when I owe so much? It seems pointless to put the effort in to be so frugal when it will do so little.How do I get over this mindset?  <response>: I say this as lovingly as possible, but the problem is that youre cocky about a job you dont have yet: the amount I expect to make...Once you have your first enormous paycheck in hand, you have full permission to dismiss 20 here, 20 there. Since you dont have a high-paying job yet!, you need to scale your behavior back to match what you make. That extra 20 here and there matters because youre shit broke. Its exciting that you have good job prospects on the horizon! Dont let that excitement cloud your judgment. 