<prompt> Human: I was reading a Forbes article entitled 7 Secrets Wealthy People Know About Amassing and Maintaining a Fortune and one of the secrets was to put growth investments into a Roth IRAPeter Thiel did it as CEO of PayPal in 2001, buying 1.7 million shares for 30 cents a share through his Roth. The 2002 eBay acquisition of PayPal make those shares produce a 31.5 million profit. However, I was under the impression that there is a yearly limit to Roth IRA contributions. For 2001, the limit was 2,000. My question is, how was he able to purchase 1.7 million shares at .30 cents per share, a total value of 510,000, through his Roth IRA and still be within this limit?  <response>: He already had the 500k in the IRA, probably contributed gradually over his career, invested in similarly high-return vehicles to grow it that big. Or perhaps he rolled over a 401k to a traditional IRA and then converted that to a Roth or something like that.The point is, he didnt contribute 500k to the IRA in one year. He already had 500k there, and he used that money instead of money in a taxable account to buy the PayPal shares, so that he wouldnt pay taxes on the 30M.On the one hand, yes, you should put growth investments in a Roth IRA. On the other hand, that example is irrelevant for most of us, who dont have access to 6000 returns. 