<prompt> Human: Hi, so Im a fresh graduate and just took an advertising gig making 35k a year plus overtime in NYC -- and while Im excited about the opportunities up there, Im also a bit scared, since its a really expensive city and will be the first time Im living alone. Id love some life hacks or some tips. My rent is probably going to be around 1000month, and I also have student loans of 15k to pay off eventually. Anything helps, thanks!EDIT: Clarification that my job is in Lower Manhattan!  <response>: 35k in NYC is below the poverty line. You wont even be able to party off student loans 