<prompt> Human: My wife and I rented an apartment a year ago and our credit scores were pulled and we both had great scores. Over this past year we have paid off all of our debt. We have credit cards through our bank but dont use them. Working on moving into a new apartment and our credit scores were pulled and show a score of 0. I assume this has to do with not having a relationship with credit over this past year. Is this goodbad, and if bad, anything we can do about it?Many thanks  <response>: Where did this score come from? Depending on the scale used, the lowest possible credit score is 280. This sounds like a glitch in whatever system they used.Not using credit over the past year will not have a negative impact on your score, especially if your credit card accounts are still open.Edit: I did a little research and it seems like a credit score of 0 is a thing, and it basically means no credit history. This doesnt makes sense if you have open credit card accounts and you paid them off within the last year. If this is really the score that is reported, then I hope the new apartment office looks at your full report and not just your score. Other than that, I dont know. Sorry. 