<prompt> Human: I have been able to amass a decent sum of money to go through with a 36 month lease agreement without touching my income. The monthly note is 699month. Regardless of all other factors how worthy a lease is, down payment, alternative options, etc., is 699 generally considered to be a high lease payment? If so, how high? Thanks.  <response>: 25,000 and 36 months later nothing to show for it. Just about as dumb a financial decision as you could possibly make. 