<prompt> Human: So I have 2 cars, one spring a coolant leak and overheated last night and is going to need the engine rebuilt, the other is undergoing resto, its mostly put together and I can limp it to work and school for now, but Id rather not until its all done and adjusted properly. The first car will probably be about 3500ish to repair, the second is less a problem of cost and more a problem of parts availability and time, I also cannot get another car due to my apartmemts parking policyIm not really on good terms with my parents, so asking them for money is out of the equation, and Id rather not even if it was.I am considering getting a 5k, 36 month loan but am not sure, I am 20, turning 21 next month, have a 745 credit score, bring in 15k take home a year, and my monthly expenses currently total about 7-800ish rent, food, gas, utilities, etc, I also get a scholarship refund from my school of 3500 a year.I think my before taxes, with scholarship, is around 24500 or so.Im in a bit of credit card debt, however, I should be completely out of debt by the end of the month, and due to when purchases are made, my credit karma currently shows 3 usage across my cardsWhere do you think I could get accepteda good rate for a loan? Should I get a loan? What are better options I could take advantage of, if any?Edit: I made this post because Im young and stupid, and thinking irrationally because of all this. My roommate is also young and stupid, and I dont live at home or talk with my parents much, so I have noone to talk me out of doing stupid things or give me good advice. Ive decided against getting the loan, Ill keep the car but have it sit for a while until I can afford a rebuild without tapping into savings, the Corolla is in a decent drivable state, and by the end of the week itll be adjusted correctly enough to be reliable daily for a while  <response>: sell the project car. you are in no way shape or form have the luxury of a 2nd project car...sell it. buy a beater. 