<prompt> Human: I have 2 subsidized school loans. PrincipalInterest RateSubsidized11,409.682.35Subsidized9,297.016.8I have about 30k in the bank.I make enough currently to pay off the monthly payments. Make 2000 per month. I am trying to be smart with my money. Honestly, I hate being in debt, school loans are the ONLY loans I have ever had. I own everything and do not live beyond my budget. What should I do?  <response>: If Im in your position, I pay off the 6.8 loan today and make minimum payments on the 2.35 loan forever. Then, I invest whatever is leftover. 