<prompt> Human: If you need help, please check the PF Wiki to see if your question might be answered there.This thread is for personal finance discussions, questions, and sharing your success stories:1. Make a top-level comment if you want to share something positive regarding your personal finances! Instead of posting individual threads for positive success stories of how youve funded your emergency fund, made progress on your debt, saved for a future goal, reached a certain net worth, or anything else you would like to share, lets consolidate everyones stories into one weekly thread!2. Please make a top-level comment if you want to ask a question! Also, please dont downvote moronic questions! If you have not received your answer within 24 hours, you can feel free to start a discussionA big thank you to the many PFers who take time to answer other peoples questions!For past threads, please search the Weekly Archive  <response>: The interest deferral period on my credit card expired a couple of days ago, applying nearly 800 in interest. I knew this was coming and had pulled together the money to pay off the balance in full to avoid the deferred interest. Unfortunately, I was lax in paying attention to the actual date that this would happen, so I thought I was up a creek without a paddle. Ive been working hard to chip away at the debt from my reckless spending in my college years, so I was less than happy with this situation.I called the card company ready to throw my best offer of paying the full balance in exchange reversing the interest charge but fully expecting to be laughed at and given a hard no. I had the opposite experience. I spoke to the nicest woman who was more than willing to help me out and was practically offering it! Talk about a great way to start my weekend!Link to original post: 