<prompt> Human: My ROTH IRA account is split into mutual fund and etf like this can someone please explain to me how this might have happened? I wanted to add more into my existing ETFs, but somehow I ended up having to buy a mutual fund with a minimum of 3k, which means I cant split up my yearly 5.5k contribution into different categories. Is this bad?  <response>: I dont think you had to buy the mutual fund, I bet you accidentally clicked the wrong thing.You bought the same fund, and both are no transaction fee funds so you can sell mutual fund and buy ETF, or contact Vanguard customer service and let them know its a mistake and I bet they will fix it for you since theoretically its the same investment. 