<prompt> Human: I just opened an Ally savings account about ten days ago. I just found Barclays is offering a similar savings account online access, no fees, no minimum balance at 1 interest. Given the size of my deposit, the difference in interest comes at to about 500 more from Barclays over ten years.Is there any harm credit score I suppose in opening up another savings account and shuttering the other so soon?  <response>: Theres no harm, but I wouldnt spend a lot of effort for 3-4 month. 