<prompt> Human: Long time lurker, but I desperately need some help, so here goes. My friend and her boyfriend needed a ride to the airport in the early morning for a trip to the Dominican Republic. I offered to help them out, and slept at their place to ensure an early morning departure. When we finally leave we are already running pretty late and she insists she knows the directions and can get us there faster so they wont miss their flight. I just got my car back from it being repaired and told her not to drive if theres any chance that anything could go wrong, as I cannot afford another car problem. She promises me she is good to drive. It quickly becomes clear to me that she actually has no clue how to get us to the airport, and she isnt driving very well. I tell her to pull over and let me drive. She says there is no where to stop. We get to a busy intersection and a car breaks in front of us suddenly to let a pedestrian pass...she slams into the back of his car. The damage is bad. She hands me 200 cash and informs me she is taking off to catch her flight, telling me she will call me on her layover in an hour. I have no money to cover this or a rental car and my insurance doesnt cover rentals. . The rental costs 395 and will last for several weeks but may need to be extended. The estimate for the extensive damage to my car, comes out to over 4,000. My insurance will cover it but I have to pay the 1,000 deductible. This friend got home two days ago, and I keep trying to meet up with her to discuss this in person. She has now rescheduledcancelled these meetings 4 times. She keeps sending me long text messages with all of the reasons she is stressed out and reasons she cant pay anything else for your car. I keep reiterating that we need to discuss this in person and not over text messages. Shes now saying she has already paid me close to 200 and thats all she can do. Iit could work to have her pay in installments, as long as she eventually pays all of it. I dont want to lose her as a friend, but I dont know what to do about getting my money from her. How should I approach this conversation with her and what are my options if she completely refuses to pay? Edit:punctuation, length, and clarity. Thanks for the suggestions  <response>: I dont understand why she had such an urge to drive? How old is she? It was you doing her a favour in being able to DRIVE HER to the airport, if she wanted to drive herself, she could have rented her own vehicle. This makes no sense to me. 