<prompt> Human: Ive been working in the administrative field in Texas for the past 10 years and Im ready to move on, get out of Texas for a bit, and follow my dream of owning my own business in holistic wellness and skincare. My first step will be to get my esthetician license to start working in medical spas and gain experience there. Pretty much everywhere, trade schools for esthetics range from 10-12k for a 6 month program. But there is an esthetics program at the Santa Monica community college offering the same programsame license for 5k and thats out of state tuition. So thats my plan, get to Santa Monica, go to school full time for 6 months. I dont have a savings. Maybe 3k but thats it. Im considering a personal loan to get me started there with housing and maybe create a situation where I dont have to also work full time while I go to school full time. I know nothing about loans. Is this a terrible idea? I just wanted to start school asap and get out of this job in Texas that is slowly killing me.  <response>: Youre not going to get a loan if you tell the lender youre going to use it to quit your job, thereby burning your means to repay the loan, and move 2,000 miles to try something new and unfamiliar. 