<prompt> Human: So heres my story. Im 31, debt free, unmarried, and have 1.5 million in a trust fund that I have full control over. For the past decade or so, Ive taken the standard advice and tried to pretend this money does not exist. Ive worked my ass off at soul crushing jobs I pretty much hate, making 40-50K annually. My career has never really lead to anything approaching professional gratification or personal fulfillment.I was recently accepted into NYUs new Game Design MFA program, which you can read about here Ive always loved games, mostly playing them, but also designing simple board games in my spare time. As part of my application I sent them one of my designs, which they seemed to like. Its always been just a hobby for me, but now that Ive been accepted, I have this outlandish notion that maybe games could become more than that.It will, or course, be very expensive. Tuition is crazily high and the price of living in New York City is even more insane. I would be attending school full time, living off the trust, without working. I estimate this little adventure will end up costing at least 200,000. I realize many people would say just design games in your spare time, you dont need to go to school for that. The problem is I just cant seem to fully dedicate myself to game design while working 50 hour weeks. By quitting my job and really focusing on games for 2 years, I think I may be able to make some pretty great things. Or at least meet some really great people.Up until now, I think Ive felt obligated to play it safe because Ive never really felt like this money was mine. In the past, Ive had fanciful notions of using the money to make a short film, or funding a game project, but Ive always backed away nervously, unwilling to risk my future on a whim. Honestly, I still feel like using the trust to take some creative risks is outrageously irresponsible, especially when I have a good job with a steady income. In some ways, this attitude has paid off, as Ive withdrawn a very minimal amount over the years and the trust has experienced some very nice growth.The thing is, in my efforts to avoid using the trust fund as a crutch, that is exactly what it has become. What would you guys do?TLDR; I have a trust fund that could pay for game design school but feel irresponsible using the money to chase a long shot. Dont know what to do.  <response>: Given the limited information youve presented here, I would go for it for the following reasons:1. Your current job does not sound like a very nice way to spend the next 35 years or so of your life. Its not like youre giving up a career thats paying 200k a year or anything, so the opportunity cost is relatively low.2. This degree program at least holds an opportunity for you to pursue something you enjoy. You should, of course, look into how students graduating from this program or others like it have fared, what types of jobs theyve secured if any at all, the companies they work for, and the income they make, so you can again weigh your costs and benefits.3. Youre still relatively young and unattached, which makes transitioning back to school andor to a different city much easier.4. Even if you take 300k out--an extra 100k above your estimate--that still leaves 1.2mm in the fund. Invest that amount wisely, and live in a generally responsible manner as an adult, and the amount youll have in 35 years from that 1.2mm today will more than support a comfortable retirement and other reasonable needs along the way.5. Its good that you respect the money, so use it as motivation to not screw around when you go back to school. Treat it as a job and make damn sure you do everything you can to ace all your tests, pursue every networking opportunity, and honor the money that was given to you by turning it into a successful and fulfilling career.Remember, wealth is a great thing to have, but it is not an end, but a means to other ends. Dont just keep your money for the sake of keeping it if you can use it responsibly to pursue other worthwhile ends. 