<prompt> Human: - My wife has about 40k in student loans with 7 interest rate.- The return on a 529 Savings Plans is 7, however, the 529 plan would be compounded.Does it make more sense to finish paying back her loans before saving for our kids, or should we start their savings plans?I met with a Chase Private Client FA, and he was of no help. Also, my wife is not employed, if that makes a difference.  <response>: Please secure your own mask before assisting others 