<prompt> Human: So just a bit of background information. I have 24,000 dollars in private student loan debt. When I was 17 I signed a 8 year contract with the Army Reseverves under the pretense that they would pay back my student loans. I applied for private student loans and brought the paperwork to my recruiter and he told that it was all gravy and I just needed to bring them my command staff when I was ready for it to get repaid. I bring the paperwork to my command staff a few years later once I leave college and find out to my dismay that the Army would in fact NOT be paying back my student loans as they ONLY paid back private student loans. So under false pretense I have accrued 24k in student loan debt. Frankly I feel cheated by the whole system and it feels like Ive been worked over because my recruiter wasnt mindful at his and now Im left with the check. Frankly I absolutely do not want to pay these student loans back and I really doubt there will be any sort of legal action I can take against the army for something like this. Ive done lots of reading about defaulting and just walking away from this student loan. Even the prospect of filing bankruptcy since Im so young and Ill be able to recover my credit by the time Im older without a doubt. What is the likelihood a bank would pursue wage garnishment. I can handle the debt collectors, Im just curious about what kind of legal action, if any a bank would pursue for these loans. Anybody with personal experience walking away from private student loans? Maybe anybody with advice about getting these loans dropped considering it was all bullshit anyways.I also consider just biting the bullet and paying them off just to get it over with. My parents are willing to pay double the minimum with me as they feel responsible for this situation as well. They cosigner the army contract and the student loan agreement. We got duped.  <response>: If you got an education Id say you werent cheated... granted a lot of words might have been spoken leading you to think you wouldnt be in debt, but lets face it: At the end of the day you signed the documents and you did get an education. If your parents are willing to pay half then I think its pretty damn good deal and I would pay off the loans and get it over with. 