<prompt> Human: I feel like I lucked out with this card. The real question I have is: how should I treat it? I typically place groceries and gas on it each month, then pay it off. Is this increasing my credit score?Assistant: As a follow-up, if this is one of the few components that actually makes up my credit history, should I essentially just hold onto this thing for the rest of my life?  <response>: should I essentially just hold onto this thing for the rest of my life?I sure as hell would. Sometimes, shit happens and you have to carry a balance for a bit, and Id much rather do it at 5.9 than 25.9. 