<prompt> Human: My company matches 50 of up to 6 percent, so a 3 percent match. Ive always contributed at least 6 percent to get the full match, but it recently dawned on me that since I dont put in the full 17,500 allowed this year, am I leaving money on the table? In other words, if I put in whatever would be needed to get me to 17.5k, would the amount my employer matches be more than it is with my current contribution? Edit: Thanks, all!  <response>: No, you are not leaving money on the table by contributing 6. With that said, if you have maxed out your IRA and still have money to invest, deferring more income into your employers 401k plan wouldnt be a bad decision. 