<prompt> Human: First off Im posting for advice because my parents car was repossessed and they need all the help they can get. The car was taken this morning between the hours of 2-5am I know that bc that was the only time we were sleep. My parents have received no notifications what so ever on late payments or anything, and I know that for a fact. They received no emails or letters, and my parents cant keep their phones at work. They were two months behind, but theyve been two months behind quite often and make payment arrangements so there isnt a problem. My mom just got paid and woke up this morning to pay for the car TODAY! They just got off the phone with Toyota and they said they froze a payment made two months ago meaning the car is now 3 months late, yet gave no notification of the freeze. Its not like my parents ignored any notifications or warnings, they didnt receive any.What can be done? Can Toyota do this? Were in America, do my parents have any rights in this situation? I know I cant really do much and I dont have much info, but I wanted to see if I can learn anything to aid them. Thanks in advance. Edit: Thanks for the insight everyone. This sucks that my sisters will indirectly be affected by this, like all their money problems, but my parents have always been bad with money and refuse to heed money advice. Id just like to say that Im not trying to paint Toyota as the bad guys or make it seem like my parents should get a get out of jail free card, but I did want some advice to see of theres anything that I could do to aid them.  <response>: They were two months behind, but theyve been two months behind quite often and make payment arrangements so there isnt a problem.Past performance is not a guarantee of future results. Its not like my parents ignored any notifications or warnings, they didnt receive any. Toyota has also done some sneaky crap before with my parents and the car before this.I can almost guarantee that youre missing a slice of your story. Lots of people will, in order to avoid a repo, tell the bank they now live at address X or give a bad phone number so that they dont get collection calls. Theyll borrow a coworkers phone or the office phone when they have to call in to make payment arrangements. So what sneaky crap are you referring to? Toyota really doesnt want their car back - they just want it paid for. What can be done? Can Toyota do this? Were in America, do my parents have any rights in this situation?Yes, they can do this. Being in America means everybody has the right to adhere to the terms of a contract provided its not unconscionable. There are rights in some states you may have, but itll boil down to You have the right to pay the money to bring the car current and collect it from the impound lot within a specified period of time. 