<prompt> Human: I have taken a second job in an attempt to pay down debt but have started to question if that is the best course of action. This job will be about 12 hours a week at 10 an hour. My full time job pays much better at 65000. Is it wasting my time working minimum wage? Is my time better spent actively working to develop myself to advance in my career? i am taking classes and have a career coach but my efforts will be slowed with an additional job. Admittedly, Im also concerned about what to tell coworkers if they see me at my second job. I know there shouldnt be any shame doing any type of work, but im worried they will view me as less competent if a minimum wage job is the best i can do for additional income.I currently have some consumer debt at 12,000 car loan at 4.5 interest on 11,000 and credit card debt at 24 for 1000 and federal student loans at 45,000. i also need to start contributing more heavily into retirement funds. Looking for the best way to do this. Any thoughts are appreciated  <response>: I ha e this talk with myself and I usually end up feeling like hey, thats 12 hours a week Im not spending money.Just make sure youre not going to rationalize eating out all the time because youre tired or something : 