<prompt> Human: Ive never owned my own vehicle before and I have 18k saved to put towards one. I want to get a truck and the local dealership just got this mother in. Its everything I want and more but the price tag is 28k. Its a 2014 certified vehicle with 30k miles and the 8 speed transmission which is awesome, I drove it gets marginally better gas mileage than most trucks. I will be living rent free for the next 6 months. I know the next big thing I need to save for is a down payment on a house but if I buy this truck I wont be able to start saving for 2 years. If I got say, a 23k truck I could start saving in 1 year. Is it in my best interest to get something cheaper, maybe not certified, and be able to pay it off within a year? Buy something way cheaper in cash? Or splurge because I never do and get something that would make me happier for now?Edit: I do want a fun vehicle, something I want to look back at after I lock it and walk away. I was going to get a Jeep Wrangler but mpg isnt much better than a truck and they arent as practical for me. Thanks PF.  <response>: This sub is all about driving a 5k pos while making 6 figures, nobody here is going to suggest you buy it 