<prompt> Human: A horrible mistake I have made in my third year of undergrad is joining a sorority. This sorority is a mess, disrespectful to me, and on the verge of collapsing, so they are desperate for money. When I joined, I didnt even look at the contract I signed that signed my life away!I sent an email that I wanted to quit on Dec 21- it took them weeks to get back, and required me to go to a meeting sometime in January which was ridiculous, as the meeting actually took three minutes and they told me email a letter saying you want to drop and sign and date it. I didnt end up going until the end of January because my boyfriend died in late December and I had no energy for anything. They claim that I am still legally responsible for the charges that theyve kept rolling until Im officially no longer a member which theyre taking their sweet time doing, and might take around a month to complete through their hierarchy of bullsht. They charged me a monthly fee of 85 for Jan and Feb, and a 400 charge in mid Jan. Im a college student on financial aid with a work-study job. I am VERY frugal, but besides that, I do not want to pay over 500 to an organization that has continually disrespected me for almost a whole semesters worth of dues when I wanted to quit mid Dec! I have a lot of savings, however, theyve ripped me off financially in the past and have disrespected me in so many ways that I refuse to pay this on principle. They will not get my hard earned money while the rest of the girls have their rich parents pay unlimited. They have not turned it over to a collections agency yet, but I am assuming they will because of the chapters financial struggles. My parents have some lawyer connections if needed, but I signed that stupid contract that Im pretty sure locks me to these dues.I have a 799 credit score, which is pretty good. What should I do in this situation? I dont really care if my score goes down some, as long as it wouldnt be 200 points or something. Im currently a college student and 20 years old and dont see me utilizing my credit score for anything for at least a year. TLDR: Petty and manipulative sorority might turn 500 unpaid dues to collections agency, and I have a 799 credit score. What are my options?update: Didnt say I dont understand that I need to pay. Im sort of more concerned with how my credit score will be impacted.  <response>: You need to read that contract closely and see what youre required to do to quit. You owe anything you agreed to pay in the contract. Sorry for the loss of your boyfriend, it sounds like you have been going through some really tough times. 