<prompt> Human: Wife wants me to research them. So this is part of it. Im more inclined to go through our insurance nationwide rather then a door to door sales men of life insurance.  <response>: Definitely do your own research.Generally, if people come to your door to sell something, thats not a good sign. It often means that the product that they have is not that good. Otherwise people would come to them asking for it, and they wouldnt need to walk around town to try and find clients.If you need life insurance in other words: you have dependents who depend on your income, and if you would die, they would be in big trouble, then make it term life insurance from a reputable insurance company, for a good price. You might want to read the wikipage on life insurance from this subreddit 