<prompt> Human: This past week I was served with a lawsuit by a collections agency for the amount of 14000. Needless to say, I was pretty shocked by this, as I have only one credit card that I keep current on. I immediately checked my credit report and saw that I had several adverse accounts in which I owed just shy of 60k. Thinking I had been a victim of identity theft, I went to my Dad for advice, wherein he admitted to using my SSN to apply for credit in my name and these were his delinquincies. He apologized and urged me to file bankruptcy.As far as my background goes, I just graduated from school with a bachelors with an accounting degree and am currently unemployed. I do not know how I could ever pay back this debt, nor he. Is this my onlybest course? Pressing charges against my father for CC fraud is absolutely not an option. I am also worried that having a bankruptcy in my past will adversely affect my employment search in the financial sector. At this point I have 25 days to respond to the suit. I will be meeting with a bankruptcy attorney in the meantime but would like to know what questions to ask and what to bring up before going in.Thank You  <response>: I cant tell you what to do, but I need to warn that you might have a hard time finding work as an accountant if you file for bankruptcy. It will be impossible for you to find work at all in the financial services industry.If you dont want to turn in your dad, thats fine, but you need to take into account that if you dont fight of these charges and clean your record, 2 lives might be ruined rather than just one. 