<prompt> Human: Hey all, another question about best retirement accounts.Just graduated and have been working for about 5 months now. Currently make 68k in the Midwest sub 4 state income tax. My profession has high income growth potential, so I expect to be making much more within 5 years.I have been contributing 15 to a traditional 401k, but am thinking Roth could be a better choice. Im in a relatively high tax bracket now, but as I expect my income to increase I am thinking Roth is the right move. I have also considered a split between a traditional and Roth 401k.What could I be overlooking here? And what would be my best course of action?Thanks!  <response>: Nobody knows which will be better for you in the end. Doing both is probably the best course, but Roth IRA is preferable to Roth 401k. You dont have to take Roth IRA distributions after age 70. 