<prompt> Human: My fiancée has, or had? A large amount of debt. She tells me most of it has gone away been written off? by the credit card companies she owed them too. She was summoned to court, did not go, and received a letter stating she has 45 days to fill out some information. The county court letter states she owes the debt collector 800 200 dollars in court fees. She cant even afford the gas in her car I pay for that She lives pay check to pay check. The only savings she has is her 401k and I believe 5k in apple stock that her job apple gave her that isnt really hers yet. She cant sell it or anything for I believe 3 more years? What are her options? She cant afford the bill and honestly, her head is barely above water, wave garnishing would be devastating.  <response>: If the court requires her to appear or fill out a form listing her assets, bank accounts, etc., it would be best to comply since ignoring court orders can bring more trouble.Most likely, the entity that sued her will get a court order to either take money from her bank account or take money from each pay check, until the amount is paid off. Might as well be prepared for that to start happening in the near future keep some money in cash, in case her bank account balance disappears without notice. Typically the states limit how much can be taken from each pay check to about 25, so she would still be getting 75 of her pay. 