<prompt> Human: Basically I want to buy a place asap and have saved 30k. Apartments to buy in my area are around 600k. Do I have enough for a down payment?Whats the minimum amount I should put down when buying a house? Does it influence the percentage of interest I have to pay? Can I pay down bigger parts of my mortgage at once to pay the mortgage off faster?  <response>: Whats your income?Unless your income is in the range of 200k a year, youre not going to be able to afford the mortgage on a 600k place. 