<prompt> Human: So I opened a credit card when I was 18 and made on time payments every month. I am currently 27. This was my longest opened account. 2 years ago I moved to a new state and notified my company, I also basically stopped using the card at this point. I havent received statements from them switched to paperless and never received notice that my account was shitting down. I got an email from credit karma stating that my credit score dropped 100 points because they closed my account. I am fairly sure this violates the FCRA in some fashion. Do I have any recourse to have them re-open the account?  <response>: Nope - it does not violate FCRA in any way. Credit card companies can close your account at any time and often do if you stop using the card. 