<prompt> Human: I was under the misconception of not paying your CC full but leaving some in there to boost your credit and by reading this subreddit I learned thats false Thanks PF.However, they never mention when should I do this. An example would be the following: Credit card account statement says: Last account statement date: March 18th Payment date: April 15th Minimum payment: 30.00 Debt: 708.63 Last payment date: Feb 26th Last payment amount: 40.00Please correct me if Im wrong:From my understanding, in this example the statement correspond to the cycle Feb 19th to March 18th. I have to pay before April 15th at the very least 30 bucks.If I want to follow the advice on this subreddit, I should pay 708.63 so that it goes to 0.Should I pay this on: a March 17th 1 day before statement cycle closes. Id have to know when the cycle ends beforehand b March 18th same day statement cycle closes. Id have to know when the cycle ends beforehand c April 14th 1 day before the payment date for the cycle d April 15th 1 day before the payment date for the cycle e Pay as soon as you buy something if possible, immediately after you get home f Doesnt matter as long as your balance is 0 on April 15th g Other please describeThis is probably a dumb question, but I put some dummy dates and values so that I can make a correlation and have an example with numbers instead of words.PS: All the dates numbers on this example are made up, so no worries!Thanks beforehand!  <response>: Just pay 708.63 assuming thats the statement balance as of Mar. 18 sometime between Mar. 18 and Apr. 15. Thats all there is to it. 