<prompt> Human: Long sob story short, I had a baby in September and in the whirlwind of a month that it was I ended up missing Septembers payment on a credit card. The payment that I missed was literally a measly 46, and I didnt realize I missed it until the following month. It is the only time Ive ever missed a payment on anything, and it brought my on time payments on my credit report to 98. I am trying to buy a house right now and would like to make sure that is not on my credit before I go through the process.Any steps I can take to have that removed off my report? There is a dispute option for it, is that the only way to do it? Im not technically disputing it, just begging for it to be removed somehow.. and if the answer is yes it can be removed, is this something that is easy to get done? Any other advice to try and have it removed? Does it matter that much?Thanks in advance.Assistant: You can call the credit card company and ask if they will remove it. The dispute button is only if you see something that you didnt do. Human: Its funny, I just called the credit card company to ask them about it and they said to dispute with transunion. I explained that I dont want to dispute it, since its accurate, but rather ask to have it removed since I havent missed a payment in the 7 years Ive had the card. She said to dispute it. Sigh  <response>: Call back and ask about a good will removal. Ive found that talking to someone different often yields different results. Maybe that person was just busy or in a bad mood and didnt feel like doing any favors. If that doesnt work you can dispute it but Im not sure how well that would work since the information is accurate. 