<prompt> Human: So heres my story:Right now Im a 20 year old junior at school. I am majoring in accounting and was recently accepted into a program that would add 1 year to my schooling but I will come out with my Masters in Accounting and my CPA license, its also regarded as the 12th best Accounting program in the nation with last years class having a 100 job placement rate. However an extra year at my university could cost me up to 50K, especially because my Scholarship does not cover me once I finish my undergrad. That means I will leave school with close to 100K in debt, give or take a few thousand.I was okay will coming out of school around 50K but 100K seems quite daunting for a 21 year old to come out of school with. Any ideas? Im trying to claim myself as an independent to get some grants, also trying to become an in state resident to get in-state tuition. However that will only get me so far.  <response>: Something to consider would be completing your undergrad and taking community college classes to fill your 150 hours. A masters in accounting doesnt mean really mean anything if youre going to be a CPA. CPA MaCC. My 2 cents as an accountant working at the Big 4 would be to save the 50k in tuition costs and just get your 150. If you go to a top school it shouldnt be too hard to get an offer with 150 hours expected, especially in Texas which is hiring like crazy right now in the Austin and Dallas departments. 