<prompt> Human: I had an account I closed on December 1st, 2013. Apparently there was still a balance on the account when I closed it. I ended up paying off the balance in August 1st, 2014 reported as 120 days overdue.How is this even possible? Does this peculiar scenario warrant a goodwill letter to get this removed?  <response>: I had an account I closed on December 1st, 2013. Ok. Apparently there was still a balance on the account when I closed it. Ok. I ended up paying off the balance in August 1st, 2014 reported as 120 days overdue.So you paid off the balance eight months later. How is this even possible? Im going to go with You paid off the balance eight months later. Does this peculiar scenario warrant a goodwill letter to get this removed?I mean, you can try, but your account really honestly truly was overdue by some 240 days, so I would not expect success. 