<prompt> Human: Recently sold my home and have over 400 thousand in my savings account not being utilized. I dont want to buy another home right now due to the nature of my work, I prefer to rent. I was hoping to invest in something outside of the stock market so that i could have a passive income stream. How would you invest it?  <response>: What are your short and long term financial goals?What does the rest of your financial picture look like i.e. retirement, accounts, etc.?This is a totally vague question. Also this sentence:I was hoping to invest in something outside of the stock market so that i could have a passive income stream.Makes no sense. Market based options can earn passive income just like any other option. 