<prompt> Human: I never want to spend money on myself. Im sleeping on a 25 year old mattress. Instead of wanting to spend money on a new mattress, I think to myself, Damn, but I could put that in my emergency fund, retirement, or my Roth. The same goes with any furniture, trips, or electronics. I desperately hate spending money on myself, and I hate spending money on even the necessities. Its not like Im desperate for money either make 47,000 a year, and Im saving roughly 1200 a month. When I make any purchase over 200, I feel genuinely guilty for weeks after making the purchase, because I question if its worth it. How do you guys justify spending money?  <response>: The point of personal finance is to control your finances so they work for you, not be controlled by your finances.You need to find the balance between taking care of today you and taking care of future you. There is no guarantee that youll ever make use of your retirement savings so sacrificing everything today for something you might not use is pointless.You need to find a balance that works for you. Youre saving 30 of your income which will allow you to retire early if you want or reduce that amount a bit and live a better life todayLife is about balance 