<prompt> Human: My wife received a call last night for a debt I supposedly owe of 1,057. Apparently this is from a check cashing place from 2010. They stated that we will receive a court summons for the delinquent bill, but we could pay it off over the phone and they will cancel the summons.Some odd things stuck out here for me;1. After reviewing my banking history, I didnt find any record of dealing with their business2. I pulled my credit report thanks PF for having the resources available for me to do that and found no alerts, and no notices of collection.3. During the call my wife asked for a written record of the debt, they replied by saying that the court order should be sufficient for that. Ive worked hard to keep my credit clean, and ensured it was clean before buying my house a few years ago. This seems like a scam to me, but Im worried about a potential court summons. Is this a scam?Edit: The consensus is that this is a scam. Thanks to everyone for confirming this!Update: So they called again last night, basically the same spiel as the first call. This time we replied, since you are threatening legal action weve passed this on to our lawyer, we will only communicate through them. The scammer hung up immediately.Thanks again to everyone. Im sad that this is such a common thing, but I really appreciate the help and advice.  <response>: Its a scam... everyone go home now 