<prompt> Human: I got a call from my mom telling me that my dads sister-in-law and my cousin visited my dad hoping he would help my cousin buy a house. The gist of the plan was for my dad to take out a loan under his name for 350k, and my cousin has 150k down payment for the house. After a few weeks, they will switch the loan to my cousin. My dad isnt going to be on the title of the house from what my mom is telling me. This raised a lot of red flags for me. According to my mom, my dad has been taken advantage of my dad side of the family. My parents are Chinese and whenever I try to discuss someone like this, they just dont talk to me and just shut down. Is there anyway to prevent this? Would the bank actually give my dad a loan?Edit: This is California, not Canada to clarify. Ill try to talk to my dad. Hopefully hell listen and not ignore what Im saying..  <response>: Having 150k liquid to buy a house 30 hard to believe that they cant qualify for the loan himself. Something else has to be at play. 