<prompt> Human: TITLE MISSPELLING: I meant joint expenses.My partner talks about opening up a Chase card and just using that for our monthly expenses like eating out and groceries and just paying it off every month. Neither of us have paid a dime of credit card interest in our lives and we arent about to start...dont worry about that. Some other background info: Both working, both solid jobs no debt except our home. This card would be paid off in full every single month. We know our incomes, what we spend, what we can save etc. We are fortunate enough to be doing fine in the take home pay and budgetingsaving department. This would be essentially whipping out the CC instead of the debit card as our debit card earns no points or rewards or cash back. We currently spend about 400-600 dollars eating out a month and then we have our groceries, entertainment etc for another few hundred a month. Clearly, Im not putting the mortgage on the CC but I think you get the overall picture of what he is suggesting: Earn rewards with a card instead of not earning anything on our regular monthly spending. I guess I know NOTHING about CC rewards. Is this worth it? I track everything in quicken and I guess it I just a matter of looking at things slightly differently in that view, and setting up a few monthly bills differently as I am on auto-pay with most things so I dunno. Maybe we should. Are the rewards on these cards that good that I would be stupid to not take advantage of it? Thanks in advance!!  <response>: My advice for cards like this: No annual fees and I want cash rewards instead of store rewards; the payout is usually 99 of the ones I have seen best on cash rewards and then you arent tied to shopping at a particular store, or at all. Some will actually mail you your cash as a check, some will only apply it against future statements. Either way, if youre already disciplined enough to not pay interest you are definitely leaving some money on the table. 