<prompt> Human: Hi all,Wanted to get some community feedback.I purchased a house on my own 146k when my girlfriend and I first started dating a little over a year ago. I bought a house that may have been a little bit of a reach knowing that she would be moving in shortly. She moved in last summer with the deal that shed pick up a little under half of the mortgage, taxes, and utilities in what we call rent. With utilities Im probably paying about 1600-1700 a month and she is contributing 700 and helping with repair costs.She would like to join the HOA board and would like to be added to the lease. Are there any additional financial implications other than owning half if we were to split? The mortgage is currently in my name with about 132k left. I covered all closing costs with the exception of a stamp tax our town requires.Any experience where this has gone well or poor would be appreciated.Thanks in advance. Im in Illinois if that matters.  <response>: Dont do it until you get married 