<prompt> Human: The money coming my way will pay for this, as well as some other debts Ive accrued. But whats the best way of paying things off to fix my credit? Should I deposit the money in a bank account and set up automatic payments to pay off my loans? Pay off my student loans in one lump sum and keep making car payments? Pay everything off and start fresh? I will have a bit of money left over, but getting rid of my debt will automatically make my life easier, no matter what I choose to do.  <response>: Pay your stuff off, this will vastly improve your financial situation and net worth. Improving those is far more important that fixing your credit. 