<prompt> Human: Hi PF!I bought a car just over two years ago and got a 60-month loan. However I ended up paying more than the minimum required monthly payment always applying the extra amount to the principal so now I only owe 200 on the loan, with the next payment due sometime in 2020.With an interest rate of 1.4, I was thinking of just paying a nominal amount every month 10? instead of paying the loan off completely, so this way the loan will continue to show on my credit report and help my credit score by having a better credit mixan additional open line.Is there any reason other than the 2 a year in interest I should pay off my car today instead of waiting until 2020? CA if that matters.Thanks!  <response>: Peace of mind. Its 200. Just get it over with. 