<prompt> Human: I heard from two different people on two different occasions that keeping a small balance unpaid on a credit card is better for your credit score than always paying it off in full. Is this true?Edit: Thank you everyone for the info and saving me from some unnecessary interest payments! :  <response>: Most companies will report the balance of your account each time they issue a statement. Therefore, it helps not to pay the card until you receive your monthly statement. However, you should always pay the full amount stated to avoid interest. If you use your card at all during the next month, the company will again report a balance when they issue the next statement. 