<prompt> Human: I have had a credit card under my name that is shared between my sisters and I for the last year and a half. This card is automatically payed off by my parents, as it is only used for essentials food, clothes, etc. It has never gone above 30 usage and has always been paid off on time. I now have about a 760 credit score according to creditkarma.I have been told that I should also open a credit card under my own name to start building trust, since eventually the card under my parents account will removed. How do I apply for a card when my only source of income is my parents? I tried applying for one with chase but was denied since it was over the internet and I wasnt able to explain that I have the money available to pay it off despite not having income.What do I do? Should I go in and try to apply in person to explain this detail with one of my parents?  <response>: Well that all sounds like a terrible idea. How about you just get a job? Who in their right mind would let anyone else have access to a card thats solely in their name especially underage teenage siblings?Also what do you mean that the current credit card will be removed eventually? If its under your name then you are the only one that can close the account. Your parents can stop paying for it but youll still have the card. Why do you need a second one at your age? 