<prompt> Human: Silly question, but do you use your emergency fund if your savings has enough to cover said thing? Say you need to replace a broken window, get some unexpected work done on your car. If your savings can handle that without putting your daily life in jeopardy, do you take the hit to savings or do you always use your emergency fund? tldr do unexpected things always come from emergency fund?  <response>: If you can pay for it out of savings how is it an emergency? 