<prompt> Human: In the title, most everything I can find involves a college credit requirement. The CFP classes Im considering are with Kaplan only because my employer does 90 reimbursement with them.  <response>: Long answer is that you can use the 529 money without penalty taxes being applied to earnings only for qualified education expenses. 529 accounts name comes from the IRC regulations that birthed them. Answer 1:3 Qualified higher education expensesA In generalThe term qualified higher education expenses meansi tuition, fees, books, supplies, and equipment required for the enrollment or attendance of a designated beneficiary at an eligible educational institution;ii expenses for special needs services in the case of a special needs beneficiary which are incurred in connection with such enrollment or attendanceiii expenses paid or incurred in 2009 or 2010 for the purchase of any computer technology or equipment as defined in section 170 e6Fi or Internet access and related services, if such technology, equipment, or services are to be used by the beneficiary and the beneficiarys family during any of the years the beneficiary is enrolled at an eligible educational institution.Clause iii shall not include expenses for computer software designed for sports, games, or hobbies unless the software is predominantly educational in nature.I omitted the Room Board part of the definition5 Eligible educational institutionThe term eligible educational institution means an institutionA which is described in section 481 of the Higher Education Act of 1965 20 U.S.C. 1088, as in effect on the date of the enactment of this paragraph, andB which is eligible to participate in a program under title IV of such Act.Answer 2:College Savings Plans and Prepaid Tuition Plans. IRC Section 529e3. Defined qualified higher education expenses as tuition, fees, books, supplies, and equipment required for enrollment or attendance at a Title IV institution, as well as expenses for special needs services. In addition, room and board are included for students who are enrolled at least half-time. Room and board amounts are capped at the allowance specified in the definition of cost of attendance in HEA Section 472 or the actual invoice amount for institutional housing, whichever is greater.Answer 3 - short answer: Im not a tax guy, but its not looking good. 