<prompt> Human: Divorced dad with a daughter about to turn 18 within 6 month. We live in the us and I have a pretty low credit score that I am too embarrassed to mention here. Is it easier for her to get a credit card on her own no credit history or should I add her to my card as an authorized user? If I added her, will that help her gaining credit score even though my score is low? I want to help her build credit history but I am not sure connecting my credit history will help or harm her. Exwife is happily remarried and wants nothing to do with us so it is just me now. Thanks.  <response>: Her next big purchase will probably be a car. ANd that might not be for some time out, right? If thats the case, let her open and build her own credit. If youre barely managing to making your monthly minimums, you risk harming her credit with the intentions of helping her. I say let her open a credit card and see where that takes her. 