<prompt> Human: They agreed to her mother making the payments and using the car predominately. They made this agreement because her mothers credit score was too low to get a decent car at a reasonable price. Since then my girlfriend has been kicked out by her mother and we are wondering what to do about this, because her mother doesnt have a good record with her credit hence the low credit score of 300 and her previous car was repoed, because she didnt make the payments.  <response>: If your GFs mother is the co-signer, the car is your GFs, and she should take possession of the car and responsibility for the payments, which should have been hers the entire time. This is why you dont make crazy arrangements with loans and mortgages at your parents behest: you cant rely on anyone holding up their end of the bargain and not dragging your credit through the sewer in the process. If your girlfriend cant make the payments, there are some options out there which others with more experience can go over, but most of them arent going to leave her unscathed. Still, its better to take care of it sooner than later. 