<prompt> Human: Thats what it looks like against NASDAQ or DOW. It also is entirely red except for the last two months in terms of gainslosses. Im wondering if the market is bad, or my IRA is bad. I am really not familiar much with finance so I appreciate your advice!  <response>: Youd have to tell us what youre actually invested in. An IRA is just the account. You could have shares of crap in there. 