<prompt> Human: Firstly, Sorry if this is considered circlejerkingkarmawhoring, for good measure, Im using my throwawayIve been subscribed to this subreddit for about 6-8 months, and while I am a ways off of having all my finances in check, I have learned tons through all of you guys. Long story short:Thank you for your time, effort, and knowledge. For someone that didnt have family that taught me about finances, this subreddit has helped me out tremendously.  <response>: I dont consider it circle jerking. Congrats on taking the time to learn more about finances. I too didnt have my family teach me but rather this subreddit and bloggs. 