<prompt> Human: So heres the deal. This is my 5th year teaching, I make roughly 45,000yr. I have my masters degree, but I also have 50,000 in fed loans and almost 80,000 in private loans as a result from Sallie Maes ridiculous 12.5 interest loans that accrued interest throughout college. Im currently on a reduced rate plan for 585month for private and 348month for federal IBR, Federal Service Loan Forgiveness Plan and I am DROWNING. Ive looked into other jobs, but I love what I do and I dont think its fair to me or the kids I teach to get another job... I also dont think theres another job that would pay that much more given my specific skill set. I just want to be able to take control of my finances, and be able to build some sort of savings. I dont own a house. I dont even own my car because my debtincome ratio is too high. Is there anything I can do?Edit: I coach two seasons, work in a Title 1 school, and am a middle school Reading teacher. I take home 2400month not counting coaching. With my monthly expenses I have about 200month left over of take-home pay. Im on a rate reduction plan with Sallie Mae.  <response>: I have a friend who is student teaching at the moment and she doesnt get paid for that so she works incredibly hard at the weekend doing bar work or expo work just to earn money and she still has time to do lesson plans grading etc. might be worth a thought. 