<prompt> Human: Hi everyone! So I always run into posts from this subreddit, but have never posted anything myself. But I think this is the best place to ask for some advice, as I seriously dont know anything to do in our situation. I really hope some of you guys can relate to my problem and I hope you can offer me some help.Okay, so as stated in the title, I am 22 years old and just got into college. I live in Holland and recently moved in with my girlfriend, who is 19 years old. She currently works fulltime as a waitress and wants to go to college next year. Since I have to go to school everyday, I only work on the weekends, at a Go-kart track. I also have a student loan. Together we make about 21K per year. Not much, but still enough to be able to save some of it. At first, we had great plans to start saving for a nice appartment, but we never started actually doing it. We currently live anti-squat, to save some money on the rent, but still every cent we earn, vanishes in just one month. I have no control in my spendings. In the beginning of each month I have this great motivation to better my finances, but nothing happens. I want to do so many things, but never seem to have the money to do it. To everyone who reads this, everyone was young one time and maybe experienced the same thing, so what did you guys do to change that? What steps should we make to actually start saving money? I hope I gave enough information and would really appreciate some help!  <response>: Why dont you post your spending? What exactly are you spending your money on? Try to be as detailed as possible accounting for every dollar. Its hard to make recommendations when we dont know where the money is going. 