<prompt> Human: Im currently upside down in a bad mortgage and have been trying to sell my home and get a personal loan to payoff the difference. I have not been having much luck and not sure how much I can keep reducing the price. My question regarding renting the house is would I be approved for another mortgage if I decide to buy again? I have an 820 credit score but I dont make a ton of money and do have some credit card debt and an auto loan. Any advice would be greatly appreciated. Thanks.  <response>: If youre upside down on your first mortgage, dont get a second one. Renting it out while renting an apartment for a while might make sense though. 