<prompt> Human: Im working on fixing my credit but I think Im still a year or so before I can get my rating up. I want, nay NEED to buy a house in the meantime.Im in TX looking to buy a house in the 100-115k range. I can easily put down 20-30k and payments are no problem. Will a bank look at me? If I really needed to I could add another 10k.  <response>: just rent a house 