<prompt> Human: M 27. F 25 Have 15k saved for a 3.5 down payment and closing costs. Bills-Gas- 325 month combined. Groceries-400Car payments- 400 combinedInsurance- 300. CombinedDebt- 1500 on 1 CC with 0 interest until January. 1700 on another CC with 0 interest until next June.I owe 5k on my car which will be paid off in about 2 years at 2 interest. GF owes 16k on her car for another 6 years at 4.5 interest.We have been preapproved for an FHA loan at 4 interest. My girlfriend and I live in Fl so between mortgage, taxes, and insurance we would expect to be paying about 1300 a month? While we would love to keep saving money, renting is not cheap down here and a house rented at that price range goes for 1500-1700. We have 2 cats and a dog so first last pet deposits would cripple our savings.  <response>: My girlfriend and Ino 