<prompt> Human: Hey everyone - so Im in a pretty good position from a net worth perspective for my age. However, Im a bit worried that Im sitting on a lot of cash right now. My plan is to buy a house in my area HCOL city within the next 3-5 years, so is there anything I should do with my cash in the interim? Should I keep in a 1.25 APY savings account or put it to better use?  <response>: I would say either in your savings account as you mentioned or in a CD. You dont want to lose this money in the stock market over the next few years. Another thing to consider is that the Fed should continue to raise rates which should increase the interest on your savings account. Good Luck! 