<prompt> Human: I make 60k and want to purchase a 1mil house. My parents will put 600k down payment. The realtor says that he can boost my credit so that I can afford the house and pay mortage. I asked him what boosting my credit means and he says dont worry about it. What should I be careful of? Is there a hidden cost to all this?  <response>: Avoid this. Every thing you have said here sounds terrible.You want to buy a home but cannot place the downpayment, the home seems too expensive on the front end for you to actually afford the payments, and your realtor is shady enough to have to head over here for advice.Buy a 600k house, or a house whose mortgage you can afford on top of the gift from your parents.Also, thank your parents. That is more than the sum of the life long support I have received, and will ever receive, from my parents. That is extremely kind. 