<prompt> Human: It should be boring, right? Ive been thinking more about how some people try to make personal finance way too complicated. If youre in a position where you dont have any major high interest debt, getting on the right track is really simple actually. The Wiki is a great start. I am someone who does check my retirement accounts about twice a month but Im not concerned about the amount because Im in it for the long haul. I mostly keep an eye on mental milestones like hitting 100K across retirement accounts and ensuring my work 401K gets its proper distribution that month. I dont dabble in individual stocks.Ive made sure to keep in mind consistency. 8 months salary in an emergency fund saved up Consistent monthly budget with room for some fun money IRA maxed out for 2017 in Vanguard 2055 target date fund as of 112017. Already budgeted for maxing out 2018 on 112018. Taking advantage of full match via 401K at work. Own home, 3 interest loan with 40 equity so no dire need to pay down faster. Reliable vehicle, commuting roughly 10 minutes a day. Less than 40K miles, should last another 8-10 years or more. One of the most important things Ive learned is how to budget expenses each month. If youre finding the monthly and yearly routine of personal finance boring, start being creative with you budget. These are a few of the questions Ive asked myself each month to keep things interesting. Am I on track to retire early? Heres a plug for rfinancialindependence Can I cut expenses somewhere? Can I eat a bit healthier for a similar food budget? Will I plan for a vacation? Do I want a new smartphone this year? Budget for it with the fun moneyI dont really know the point of this post but I thought I would share my thoughts with others who may also find that one you get on the right track, personal finance becomes more routine and rather boring.  <response>: Ive found that personal finance gets more interesting after reaching these goals. Instead of figuring out how to get debts paid off, Im now figuring out how I can spend my money on things that I enjoy gadgets, vacations and also toying around with riskier but potentially more rewarding investments such as individual stocks. 