<prompt> Human: Having been burned before, I broke a lifelong rule yesterday and signed up for a gym plan. Within 90 minutes, I was at the post office sending a certified letter to cancel it. My insurer, GEHA, has been advertising this ActiveFit Direct plan -- pay 25 enrollment and 25 a month and you can go to their member gyms. Theres a mandatory 90 day enrollment and then its month to month you can cancel in any month. I look at their gyms and theres one that is near my work none are near my home. The next closest one is three towns away but the one near my work will suffice. I go take the tour and it looks okay. I get home to sign up online via the GEHA website which leads to the ActiveFit Direct website. They explain theyll hit the credit card for 75 for enrollment, current month, and next months fees. Okay -- 25 and 50 for two months. Do it. Except, then I get a final receipt showing 50 for enrollment and 25 for July 30th through August 30th. Arrrgh! My two-month sign-up just dropped to one month in one click!I pack up my gym duffel which I had to make because I havent been to a gym in a very long time. I go to the gym with my ActiveFit Direct ID card a sheet of printer paper with my name and number on it. Turns out that the gym wasnt part of their network. The ActiveFit Direct site has been listing them for a long time but theyve never been a member gym and ActiveFit Direct havent removed the gym despite their several requests to do so! Arrgh 2So now I have to cancel this thing that I cant use, that charged me incorrectly. I call the toll-free number and Im told that I have to send an email to cancel. Arrrgh 3! Now I am remembering why I made that personal rule to never, never, not ever join a gym. I look at the Terms Conditions and I have to cancel by Snail Mail. Email is not mentioned. So within 90 minutes of signing up to this lemon, Im in my post office -- still in my workout clothes -- sending a Certified Mail letter to the ActiveFit Direct people because I have 5 days to cancel for the refund before the 90 day compulsory membership starts.Lets watch them screw this part up too. They know nobody is going to notice the contract and do this -- theyre all waiting for customer-no-service to answer an email they wont read. Probably nobody will read my letter either but I have met the contract and will be on solid ground when I cancel the credit-card charge.I hate gyms. That business model needs to die.PS: Seems like Im not the only one with some of these problems Yelp Review  <response>: Join your local YMCA 