<prompt> Human: I love this subreddit and found several helpful ideas searching, but still was left with some questions. Some of this might be better answered by rrelationships; I get that. Here goes.I work, full-time, and my wife is currently a stay-at-home wife working on some volunteer stuff and figuring out what her next step is. Shes never made a lot and since weve been married, Ive been the primary breadwinner. My income is well above median household income in our area, so I feel that we are fortunate that she can stay home.Ive been using YNAB religiously for the past year and trying to steer us towards a better budget lifestyle. However, she hates YNABor any kind of electronic budgeting solutionand really has been resistant to my attempts to put in place a budget. Conversations about money quickly devolve into fights and she hates talking about it. However, she loves spending it, and 25 here or 50 there quickly adds up to several hundred dollars a month that was not planned for and is not going into our savings or moving us towards our goals. I feel like I am continually playing catch-up, stealing money that was allocated to savings to cover the things she decided to go buy.We cant separate accounts since she doesnt have any income, and its wearing me out to see the money Im working hard to earn not move us farther forward towards the goals weve mutually set. Its also really irritating to see her buy all this stuff for the house or herself that she wantsneeds and not be able to buy myself the things Id like because Im having to make up for her expenditures.TL;DR: Stay-at-home wife hates YNAB or looking at budget categories numbers; cant stop spending.Any advice?Assistant: Ive been in this exact situation for 15 years. For us, its never got any better, and we are way behind where we should be in retirement savings because my wife is so terrible with money. The only thing I can suggest is that you separate bank accounts and put her on an allowance. My parents actually have the same problem in reverse -- its my mom who made most of the money and my dad who spends like crazy. My mom eventually had to take away his bank card and credit cards and dole out cash for whatever he needs to buy. It sounds extreme, but its probably the only thing that saved their marriage. Good luck. Human: Cash in envelopes seems like it might be the best option.  <response>: I seriously wish we had done that. The impact on my finances after years of this has been devastating. The thing is that when someone has a problem like this, you can sit down and have meetings with them and theyll agree to whatever you want them to do. But then a week later theyll be back in the same behavior again. 