<prompt> Human: I had a nagging feeling I was forgetting something for the past few days. I just realized I forgot to open and contribute to an IRA account. Is it really too late to contribute for 2014? When I filed my tax return I checked that I would contribute. If I cant contribute for 2014, is there a way to change it so it can be correct? This is for a Roth IRA.  <response>: Yes, it is too late for 2014.So long as you did not claim the Savers Tax Credit, your Roth IRA contribution would have had no impact on your 2014 taxes. 