<prompt> Human: I was let go from my job as a business analyst recently. I worked for the same company for 3.5 years, and was notified that my position was eliminated because of downsizing. Luckily I have been saving since I started working, so Ill be financially okay for a little while, but Im worried about not having an income and not having another job lined up yet. I need to know what next steps I should take in order to move forward and recover from this setback. I will be receiving a month of severance about 5k before taxes, 3k after taxes and have filed for unemployment.Financial Details: Single, 25M, no kids 2016 Income: about 62k-63k Checking: 1,645.55 Savings: 32,737.16 at 1.25 401k: 39,454.40 Roth IRA: 12,652.58 Traditional IRA: 6,820.38 Brokerage: 13,702.00 Debt: 0.00 paid off my student loans last year, car is paid off, and no credit card debt - I use credit cards for the cashback and pay them off in full every monthMonthly Expenses: Rent, Utilities: 500 Food: 150-200 Internet: 50 Phone: 35 Car Insurance: 90 Gas: 60 Haircut: 10 Laundry: 20What should I do with my 401k and IRA? What should I tap into to keep me afloat while I look for a new job? Is there anything else I should be aware of? Thank you for your help.  <response>: Looks like you live off 1kmo. With your checking and savings, you basically have 3 years of float at worst case scenario. You were smart by already filing for unemployment. Look for a new job. Its that simple. DO NOT TOUCH YOUR RETIREMENT ACCOUNTS. That is the absolute worst thing to do in this scenario. 