<prompt> Human: Recently I decided to start investing more in my future, and dropped 5,500 into a Roth IRA for the 2013 year, with the intention of getting 5,500 in for 2014 as well.Overnight, I see that there is 100 less than I started with. Im already feeling panicky and like it was a bad idea. Right now, the funds are sitting in Vanguard Target retirement 2050, which I understand is 90 stocks and is quite risky. I suppose the feeling of seeing more than I make in a day vanish as if it was nothing caught me by surprise.Im aware that 100 may be nothing to many of you, but how do I get past that feeling of Holy shit, I could have bought two weeks worth of food with that money!Im 28, make 42,000 a year, I have no debt, I have an emergency fund as well as a 401k through my company with 5k in it. Any advice?EDIT: Thanks for the quick reassurance, everyone. Im going to try my best to not check the balance again for at least six months. Thank you.  <response>: Perhaps you need to stop checking on your IRAs performance as frequently as you are now, stop watching the news, or allocate to a fund that has a higher percentage of bond holdings. Panicking over 100 in paper losses is a good indication that you have overestimated your risk tolerance. Whats going to happen if the market really tanks and decreases in value by half?Short-term market swings should mean nothing to the smart long-term investor. 