<prompt> Human: I hope I can articulate this well. I have been looking for a financial adviser to help with some coming big decisions. Basically, I have some rolled over IRA money, a little bit of debt, and I am saving to buy a house. I also want to start another retirement account to supplement my employer 401k. Now, when I search in my area it seems like no one will talk with you unless you have 100k to drop in their firm.I just would like to have someone I can discuss money with and crunch some rough numbers to help navigate through the next year or two. Are there financial advisersplanners for normal people?  <response>: On top of the fee-only advisors that everyone else is pointing out - remember another thing - you are paying them by the hour. so it is likely going to be cheaper for you to go in with a base plan, and having a rough goal and path forward, then getting them to help clean it up and make it pretty - rather than having them do everything.Another thing to think of - lets say you would need to pay someone 500 thats 4 hours of 125hr, which is decently cheap. If you make 30hr or 63kyr - then it would mean 22 hours of working to make the money to pay for the advisor. Do you think in 22hours, you could studyresearch and what not to learn what to do - plus that is now a skill you will have for the future as well. Maybe put in the 15hrs and then only need a single hour of the advisors time - it will equal out to the same cost, but you will now have a very valuable skillknowledge set as well. 