<prompt> Human: I am an 18 year old college student. On campus last week, Chase bank was offering 100 to students to open a checking account with them, the only catch is I have to use a debit card 10 times in 2 months. I made an appointment and was planning on doing this. I was wondering though, would it be bad to open another account? I already have one with the 53, and with a credit union. Would a third account hurt me in some way? Or would canceling it in a few months be harmful?  <response>: Read the fine print regarding this promotion.A lot of banks require that you keep a promotional account open for a set amount of time before you can close it, in order to keep the gift. Otherwise they will charge you for it. 