<prompt> Human: Ive gotten a job in NYC for after college. While it is excellent that it is in NYC, unfortunately that means it is in NYC. From Zillow, it looks like a decent walking distance 1 bedroom apartment would cost 2100 a month, a studio costs 1800 a month, and a 1 bedroom with a 35 minute commute would cost 1400 a month.Given the 40x rule, I should theoretically be able to afford 3000 a month safely, but I am worried I am shooting myself in the foot 8400 a year of saving up for a downpayment on a house, which would add up to 44000 42000 in 5 years. However, I am also worried that not living in Manhattan will smother my social life and work might take over my life. Is there a good way to decide whether the potential improvements in social lifecomfort are worth the extra 700 a month?  <response>: Get a roommate? Or be one. Opens up a ton of options. 