<prompt> Human: A little backstory: My wife owns a home in FL that she bought out of foreclosure back in 2010 before we met. She has had it rented out for the past 4 years, but we recently decided to sell it while the market was strong. We will end up walking away with 70k. We have a combined household income of around 73kyr so this is pretty significant for us. I am extremely nervous about it and want to make sure we make the right investment decisions. I dont know anything about CDs or investing. Anyone have any advice for a brother without a clue?  <response>: Dont forget capital gains. You pay taxes on the gains. 