<prompt> Human: I feel like this is about to be the end for me. I have absolutely no idea what to do in this situation. I messed up bad because of an addiction but I finally got sober but now have this mess to deal with. I want to save my credit before its too late. My score is still 715. But there is no public transit near me and I need to buy a car to get to a job, yet I have no money in the bank. Its actually at negative 90 bucks. Ive got 3200 on the Wells Fargo college card and 1200 on the Chase Freedom card. Still have 430 left in credit on that. If I could just secure a job, I could at least make the minimum payments but Im sure it would never be paid off unless I looked into no interest balance transfers. On top of all of this I have to go away for 30 days to complete rehab and thats gonna mean I miss a payment for the month. Ive sunk myself into a deep hole and not sure what to do at this point. I just turned 27. Any advice?  <response>: If youre heading into rehab, focus on that. Rehab is a huge undertaking and one month of credit card fees is not worth giving up your 100 focus to rehab. The debt will be only slightly higher 30 days later, but your ability to locate a job, find transportation etc. will be much easier. Youre doing good work. Good luck! 