<prompt> Human: I just finished up grad school and have been offered my first full-salary job in Arizona. This past year Ive lived on 25,000 and will now be making 52,000. I dont want to blow it all thinking Im nouveau riche or some shit. I grew up in a working class household so some of my financial knowledge is lacking. My currentsoon-to-be monthly expenses: Rent: 750Auto insurance: 150Health insurance: 200Student loans income based repayment for 90k: 300Phone: 50Foodgastoiletries: 350Im 24, dont have any credit card debt, and I have almost 2,000 in savings. I own my car outright. My credit score is 730. Im not in a great place, but its better than nothing. Id like to save 8-10,000 this year, but Im not sure if thats feasible? Honestly, any tips and tricks for budgeting or financial life would be greatly appreciated. Thanks!!Assistant: Well, your take home is going to be something like 3.3kmonth, and the expenses you listed total 1.8k. Thats 1.5kmonth leftover. Id have part of your paycheck go automatically into a savings account if you get paid twice a month, have 400 of each paycheck direct deposited into your savings account. Does your work offer a retirement vehicle?Human: They offer retirement through Fidelity and for the first three years of employment match up to 4. It goes up from there, depending on length of tenure. Assistant: If it were me, of the 1,500month you have left after expenses, Id split it like this:- 500month toward your employers retirement find- Remaining 1kmonth to emergency fund until your emergency fund hits 11k six months of expenses- After your emergency fund hits at least six months of expenses, Id put 500 toward a traditional or Roth IRA and the remaining 500 toward your employers retirement fund Human: So I could be saving 1000 a month?! Thats amazing!! Thank you so much!  <response>: Sure, as long as your expenses stay at what youve outlined in your post. 