<prompt> Human: This is my first time posting here so my apologies if this isnt the right sub for this question. Some of the relevant details:I live in Silicon Valley. That should probably explain a lot on its own. I bought my town home in 2012 for 430k. I currently have a little under 300k left on the loan. Its a 30-yr fixed at around 3.875if I remember correctly. Im paying around 1400month for the mortgage. An identical town home in my complex just sold for 1,225,000. So I have a whole lot of equity in my house. Im a first time homeowner and Ive heard Im supposed to make my wealth work for me but I dont really know what means or what to do, if anything. What options do I have?Im about to go to bed right now but Ill respond to any questions that people might have tomorrow. Thanks for any helpful advice!Edit: wealth not health. Also WOW. I was not expecting so many replies! Thanks everyone. Itll take a while to read through everything but after a quick scan of the responses, a little bit more relevant info: I dont want to move out of the bay area anytime soon. I love this area too much. I have a secure job and my commute is pretty good as well. My girlfriend who lives with me and I definitely dont want kids.  <response>: Are you willing to move out of Silicon Valley and go to a cheaper part of the country? If yes, then sell and dont look back. If no then you are stuck. If you sell, you will either pay through your nose for rent or sink all that money and then some in another house. Just my 2 cents. 