<prompt> Human: Hey guys,As title says just opened a vanguard Roth IRA and maxed it out for 17 and 18 with the abundance i had in my savings. Ill have about 7K left over in my savings. But, what are the next steps with the IRA in terms of investing? Very new to all of this. Thanks! And i have read the sidebar was just looking for more opinions  <response>: Youll want to invest that money in one or more funds if you havent already. Look into the or just use a target date fund appropriate for your planned time of retirement for a hands-off approach. 