<prompt> Human: I will try to give you all pertinent info up front, but let me know if any other info will help. Thanks for taking a look.-13 yo son injures leg on ski lift due to gross negligence by operator.-16 yo son wins lawsuit 3 years later and is awarded 90k.-Weparents get check for 50k and deposit it into UTMA account, which I guess is a sort of trust without being an actual trust.-Son has bank account attached to our account.-Accountant has already told us injury lawsuit awards are not taxable.-This is 100 our sons money, but we are currently acting as guardians of it.My initial questions are:What is best way to care for this money, but only tie it up for a two year period?Is there a way to make this legally not affect his student loan-attaining status?Any other tipstricks appreciated.Ive seen a lot of great advice in this forum, so I figure it cant hurt to ask. Will fill in any blanks you want, but trying to keep OP on topic. You dont want to see the gore picture.  <response>: Maybe a two year CD? I dont know if you could even put that much money into one! Thats a lot! 