<prompt> Human: So like I said, I got married 6 months ago to a British girl I met in undergrad. She cannot work because her work permit is not here yet it takes 7-9 months, so we have been living off my student loans. The school will only give me enough student loans to cover the expenses of one person, so we are trying to live really frugally, but its just not possible to live off of loans that are only enough to cover one person. I cannot increase my student loans, I have already tried, so I believe I just have to go to a bank and get a private, personal loan? Is this my only option? And if so, what is a reasonable interest rate and place to get the loan? My bank Chase doesnt do private loans.  <response>: Have her return home until the work permit comes through. 