<prompt> Human: Me 23M wife 22F. 1st kid on the way, we plan to have a second.I have a MS in Biomedical Engineering and my wife has a BS in communications. I make 100Kyr or so and she makes 80Kyr, but will likely be a SAHM until the youngest kid is 4 or 5. I come from a very poor family. She also does. We didnt receive any help from our parents during college and we turned out okay. We dont intend to save money for their college - with the way tuition is going itll be 200Kyr each in todays dollars!The thing is, we got more need-aid than theyll get. Our kids will have a more stable home life than we did, which means they should do better in highschool and should receive a full scholarship to a decent school, but thatd be banking a lot of that. So, other than save money, is there anything else I can do to plan?  <response>: Look, you need to face reality. College in this country is very expensive, and at your income levels, your 1st kid will not be eligible for much aid you might be a luckier with a 2nd kid if theyre in school at the same time. So you need to ask yourself: am I comfortable with my kids going the 2-year-community-college route? Go look at what the biggest, best public school in your state charges for total cost of attendance, and assume college will cost most of that, in todays dollars, and with littleno help. Thats what you need to plan for.should receive a full scholarship to a decent schoolNo! This doesnt or barely exists. Typically, the only place youll get merit-based scholarship offers are places way below the best places you can get into, and likely theyll be really expensive private schools, so a great scholarship of 20Kyear only brings that 48K cost down to 28K, which is still more than a good in-state public school would cost.If your kid gets into Princeton and you live in Georgia, then yes, University of Georgia may offer him a nice scholarship. But is he that good? And if he is, would you want him to turn down Princeton for UGa? answering yes and yes is fine, but you need to make that conscious choice. 