<prompt> Human: Im closing on a house in 10 days and Im paranoid that making a change like this could effect that. I didnt ask for it. I called the card company and the representative said that they probably didnt do a hard pull, but she said she was not an expert. Please tell me Im just overreacting, or stressing about something that isnt a big deal.  <response>: Yes it can, it will raise your score as you have more credit available 