<prompt> Human: I make 29.9k a year and my fiance makes 20k. We are unmarried but living together with our daughter as a family. We both work during the day and so my fiances sister watches our 17 month old while we work. She is charging is quite a bit of money for this. 3 an hour for 8 hours a day five days a week I want to opt in for the dependant care flex account but I have no idea if this will benefit me with my incometax bracket etc... and how in the world I could get a receipt from my fiances sister who doesnt actually run any sort of llc... Edit: Thank you all for the help. I am very young obviously have no idea, about anything, which is fine. I appreciate the feedback alot!Edit: I upvoted you guys for helpingAssistant: Less than half of minimum wage is quite a bit? Id say thats very cheap and shes doing you guys a huge favor.Human: Thats true however is child care supposed to be paid at minimum wage? People who require child daycare usually make about that much, I cannot see paying a professional provider more than 500 a month which is what my waifes fiance will be getting. Thats not to say she is not doing us a favor, but a huge favor?  <response>: Youre getting full-time childcare for 120week. Yes, that is dirt cheap. 