<prompt> Human: Im a 35 year old, extremely risk-averse, compulsive saver 130k in savings, with a wife and new son, who is looking for a better return on my savings than the minimal amount my savings account Captial One 360formerly ING Direct is getting. I dont have any interest in keeping up with the markets or doing any research on stocks, etc. What are my best options for set it and forget it investing, and how do I get started with them? Thanks in advance!  <response>: This is a friendly reminder to visit our wiki on Investing. You might also benefit from this common topic: I have X, what should I do with it?This is a nice graphic to help provide visual contextAlso, please visit our FAQ!I am a botrAutoModeratorcommentsq11puwhat_is_automoderator, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?to2Fr2Fpersonalfinance if you have any questions or concerns. 