<prompt> Human: I see the importance of having an emergency funds repeated in a lot in this subreddit and I just want to know some examples of emergencies. I looked up a few articles and they all list the same possibilities for why you need an emergency fund which is mostly getting fired I run my own business which is going well, natural disaster I live with my parents in an attached apartment so Im not responsible for fixing any damage and Im pretty sure they have insurance for this anyway, car repairs I have car insurance, medical emergencies I have great health insurance, home repairs same as above - not part of the deal with my parents, they take care of this if its needed and I pay them rent, and unexpected tax bills I dont see why this would ever happen - Ive been up to date and fine with all my taxes. 25 years old BTW.Only thing I can think of is getting sued for something. Is there anything Im missing that I should be concerned about? Also I see a few different numbers of how much should be in your fund but I mostly see around 5,000 - is that correct?  <response>: unexpected pregnancy shotgun weddinghoneymoon 