<prompt> Human: Is there any way that I can lease or purchase a new car with a poor credit score? I moved to another state for a year and my child did not have health insurance- sent to collections, ugh. Is this possible? If so, how much money will I need up front? Either way. Thanks!  <response>: Pay cash. That way your credit doesnt matter.You can get a loan but you will get an outrageously high interest rate. Your best bet is to save up 3-5k and buy a used but functional car. 