<prompt> Human: My husband and I received about 6,500 from guests at our wedding. Were so grateful and honestly pretty overwhelmed by everyones generosity. A couple things about us:- Me: 35,000 a year, no debt. 15,000 in savings. Would like to trade in my car for a new one before it gets too old.- Husband: 50,000 a year, 8,000 in student debt, 7,000 left on auto loan. 11,000 in savings.We live in a college town. Buying a home is a pretty big priority as renting around here is comprised of really expensive, shitty and horribly run apartments. Nothing for young professionals. My question is this: Are we better off using our wedding money to pay down my husbands student loans first?  <response>: You should consider spending some of it to fund a nice honeymoon, assuming that isnt already paid for. Wife and I took a 10 night cruise for our honeymoon about 6 months after our wedding during the off season and paid about 1,800 total for the whole thing. It was a wonderful way to spend the money on a honeymoon.Otherwise, use the remainder to pay off debt or start investing for the two of you. Throw what is left in a safe portfolio of ETFs and use it to start building up for your home down payment. 