<prompt> Human: Hello everybody! I have about 13k I have saved and plan on buying a used car in full with the money likely something cheap, dependable like a honda civic.I also have 11k The 9k in the title is wrong in Federal Student Loans at 7 interest.Would I be better off buying the car in full and continuing to pay off my student loans every month? Or would it be better to pay off the student loans and take out a car loan instead with a few thousand dollars as a deposit?Any and all help is appreciated! My credit score, according to Credit Karma is about 690 if that matters.  <response>: Well, only one of these types of debts can be discharged if you ever go bankrupt. Ideally that doesnt happen but its worth thinking about. If I were you Id pay off the student loan. The interest on an auto loan is also probably less, especially since you have pretty good credit. 