<prompt> Human: I am going to break up with my fiance, but I have no idea what to do with the mortgage? We both have our names on it, but I am the only one who can afford to carry on the payments, even though I want shot of the house. Where to start and what kind of financial pain am I about to receive? We only bought in the last year.Assistant: For future reference, do not buy a house with someone you are not married to.This could be messy, but it boils down to one person buying out the other, or selling the house and splitting the equity. You said youre the only one that can pay the mortgage, have you been paying the entire mortgage from the begining? You might want to talk to a real estate attorney.Human: What happens if I refuse to buy them out? Does that force the sale of the house Which is what I really want?  <response>: it doesnt force the sale of the house - you guys will still have to do that on your own. The bank doesnt care if you are still together or not, they will still expect you to keep paying the mortgage for the next 29yrs. So you two will have to decide to sell the house to get out of the mortgage.Note - this will likely mean bringing money to the table to cover closing costs and sellers commission and the such. 