<prompt> Human: This is a follow-up to the infographic I posted last week showing how I get a satisfying amount of detail about my personal spending habits from a simple routine I set up for myself:Hundreds of people asked for a copy of my spreadsheet which I have now sanitized and provided below. Hopefully it can inspire you to make your own.Thanks for the outstanding feedback. Heres my reply to the most common comments:1 - Manually penciling in my bills helps me retain the information and allows me to write down the data I need without having to open excel or make a big deal about it. The only way tracking spending can work is if you can maintain the personal motivation to stay consistent over time. For whatever reason, writing it down with a pencil helps me stay consistent.2 - I understand there is already software available to track spending NYAB mint were frequently namedropped, but I have never felt I needed it. My opinion is that all the random software updates and network connection issues and update failures associated with a 3rd party app can interfere with your motivation to consistently track your spending habits each month. Case in point, heres what happens when I open up my accounts today: Also, I think building your own tracking system designed exactly how you want it can make the routine far more pleasant once you get everything set up. And Im still convinced its impossible for 3rd party budgeting software to give me the autonomy that I want. Excel is an extremely powerful program that I can use to make multi-layered budgets that will give me detailed info about hand-chosen investment strategies decades into the future. I can fiddle with different options on the fly and completely redesign things however I want.3 - It means a lot to me to know that I have inspired others to practice good personal finance habits as we enter 2016. I struggled with debt for a long time and I dont consider myself to be any more capable than anyone else. If I can do it, you can too. Shoot me any questions you have.  <response>: You could be me! Ive been using Excel to do all of my budgetingaccounting for years. I used Quicken for a really long time but got tired of paying for new versions every time Windows changed.Manually doing this has really kept me into it all this time. I know exactly what my financial situation is at all times. It has helped us to make great progress.Keep at it! 