<prompt> Human: I already have a barely used Bank of America savings account and used to have checking, so I just need to open a basic checking one for ATM transactions and deposits. However I still want to maintain the Wells Fargo accounts as my move is temporary for now. I dont want to incur transaction fees so I assume it would be advisable to set up direct deposit into the new checking account rather than wait a few days if I write a check to myself but what about other issues such as wanting to put savings into the WF savings.  <response>: The tip is not to open a BoA account, a credit union is what you are looking for. 