<prompt> Human: -The rent includes gas, heat, and water- We would save about 6 months worth of income before moving out- We live in nj looking at an apartment cheaper then this is close to impossibleAny advise is much appreciated, thanks!Edit: I should have mentioned but yes we just finished paying off our car loans, so neither of us have any major debt: Thanks!  <response>: As a general rule rent should not take up more than 30 of your income. 1200 takes up 37.5 of yours. You need to subtract out what gas, heat, and water would cost you separately and if the figure you get is 960 or less, then take it. 960 is 30 of your income. 