<prompt> Human: So I listen to Dave pretty regularly and was wondering about one of his unofficial rules. Essentially, he indicates that hes okay with people tithing, meaning donating 10 of gross income usually to the church as Christians. As Dave says to not invest while paying off debt, but is okay with investing in your faith, contributing 10 of my gross to retirement while paying off debt could be construed as a hack of the no investing rule but numberwise, is the same as the tithing advice, so no net difference.Thoughts?  <response>: Sure. Go for it. Dave Ramseys advice isnt about the most efficient way to get out of debt and gain wealth. Theres a lot of wiggle room in anything he says. His main claim to fame is coming up with a plan that people can stick to and a support system to help people stick to it. 