<prompt> Human: Hello all, I am here to discuss my investment choices for the forseeable future2-3 years. I am 19 years old and about to start my first full time job. my annual income is 33k. No college debt. I live with my parents and plan to for another 2-3 years. My estimated savings for 3 years is 70k, and by this time I plan to move out. Im asking for a reality checkis this considered good for a 19 yo and advice from those of you who have been through this, Stuff you wish you did as well as stuff you wish you didnt. Thanks in advance.  <response>: 33k sounds like a lot of money right now, but it wont when youre earning the same thing in 20 years. Go to school even if part time or for a trade or for an associates degree. All of those will take you much further than a high school diploma.If you really think you can save 77k in 3 years then you can go to school and leave without debt or little and still have an emergency fund and max out an IRA. Chances are youre significantly overestimating your ability to save. 