<prompt> Human: Ive posted here before, and I am just looking for some advice because this summer, I will be getting a job that will be paying upwards of 20hour. However my mom wants to claim my account, and she will be able to have access to it and I will not unless she is there and gives her signature. I dont necessarily trust her as we have had some problems in the past and Im wondering if I can get some help on whether or not I should just make my own bank account at a separate bank. Im only 16 btw. Edit: I just want everyone to know although I am not responding frequently, I am still reading and taking everyones advice. Its all pretty good advice and I thank you all dearly for it. Thank you so much! Assistant: has she told you why she needs access to your account and why she wants to restrict your own access to your own money?Human: Ive had a past habit of poor spending, but when she talked to me about it she just sounded weird about it. And I would not be surprised if she wants to take all my money and kick me out when Im 18.  <response>: Ive had a past habit of poor spending,do your self a favor and check out rynab or mint. Set up a budget and plan for your future. Show your mom you are independent have a plan for your money. 