<prompt> Human: My brother has 4 children that I would like to start saving money for. Whether they want it for college or whatever, I would like to be able to have a chunk of money for them after high school. They range in age from 5 to 12. I make about 45,000 a year, so Im curious what the best way is to save the most I can. Any suggestions would help, thank you.Assistant: How much are you thinking of putting aside, and what sort of tax-advantaged accounts do you already have, e.g. a Roth IRA?Human: I have nothing. I am just starting my financial planning. I do not really have an amount goal.  <response>: You personally have nothing planned for yourself? Yeah, you need to take care of that first. Like today. 