<prompt> Human: I have, count them, 4 shifts this. Entire. Month. Because of hour cuts yes Im looking for a new job... and this has left me in a bit of a bind with my credit card bill. I can make the minimum payment, but how bad is it for my score if that remaining 175 sits and collects interest?Assistant: It really depends on if you have other credit lines. If this is your only card then you will show 88 utilization. This will likely cause a drop, but only temporarily, until next month, if you drop your utilization back down.Human: Yeah Im already planning on not using it until I pay it fully. Im just kinda scared right now, Ive always heard horror stories about people slipping down that slope pretty fast once they start. Im not really in a position to be hundreds of dollars in debt. This makes me feel a little better though, thank you.  <response>: 200 is nothing in the long run. dont worry about it so much, the people that go down that slope arent the type of people that are worried until it is much much too late think 10s of thousands 