<prompt> Human: Hi! I am considering opening an account with Ally Bank. I need a place to keep my emergency fund and I figured this may make the most sense than keeping it in my regular bank checking. Does anyone have experience with them? Also how is the mobile app? Any insight would be appreciated. Thank you!  <response>: Ally is great. I was nervous about it, but the interface is clean and simple, the mobile app is quick and efficient, and its easy to add external accounts to transfer tofrom. Plus you can mobile deposit checks from the app on your phone. I have zero regrets and always recommend it. 