<prompt> Human: Were working on our bachelors degrees. I graduate in spring and he a year after. Im hoping to find a job soon. We have about 5k in savings and our parents pay for housing and other expenses. Our families will probably help us out until we can fully stand on our own but wed prefer not to rely on others if we are able to. What steps can we take to set ourselves up for allocating our money properly? Which banks should we put our money in for savings? For checking? Should we build an emergency fund first? Should we invest? Where?Just want to set ourselves up for when were making enough to start saving towards goals like buying a house someday or something.If anyone would like to share what it was like to merge assets with their SO and how they ended up handling finances, that would be so very appreciated.  <response>: I dont believe you should think about investing until you are self sufficient. An emergency fund is always a good idea. 