<prompt> Human: I have my rainy day savings in ING, about 18 months of personal expenses. I understand that ING is a Dutch company, but is transferring to the US. However, as European banks get downgraded, and bank runs start happening -- should I be worried?  <response>: I know a lot of people are worried about ING now that Capital One owns them but I dont see a reason to bail yet. Still seems as good as ever and theyve added features recently like the ability to take a pic of a check to deposit it. Im sticking around until I see enough negative changes to convince me theres a better option elsewhere. 