<prompt> Human: Hey guys. Im in a dilemma and would appreciate feedback. So on Saturday, a guy hit me at a Target parking lot California. On my car: big dent on my drivers side rear door, small dents on the aperture, big scrapes on my rear driver side rim. On his car: drivers side front bumper damage. I called the police right away, but they didnt come because there were no immediate injuries. We take photos and exchanged information, and I contacted his insurance AAA and started a claim shortly after. Sunday: the next day, I wake up a bit sore. The dude that hit me calls and says his insurance cancelled on his policy but hes willing to pay for the car damage. I call AAA and it goes to an automated message saying to call back during business hours.Monday: back pain is noticeable. I called AAA and they confirmed the dudes policy was canceled. I call my insurance Geico and it turns out Im just under liability no collision coverage, no uninsured motorist coverage. I recently acquired the car from my parents and the car was still insured, so they convinced me not to get my own policy they got the cheapest insurance they could find because the car was rarely driven until I grabbed it. Tuesday: I awaken to worsening back pain. My plan today is to get an estimate on damages, but Im not sure how to proceed after. Also try to get a doctors visit in. Thoughts? My assessment is Im pretty much screwed. At first I was worried about the vehicle costs, but now Im worried about medical costs too. I appreciate any feedback on going forward.  <response>: If you have health insurance that will cover your medical expenses since your auto insurance wont. For the vehicle damage youll need to sue them if they wont pay out of their own pocket. You can also sue for your injuries. 