<prompt> Human: Hello everyone,First time posting so please bare with me. I work full time2 jobs combined 45hrsper week attend school full time making roughly 3100month. All my money goes to bills, food and rent. I love living in Orange County, Ca and dont plan on leaving. Looking over my debt Ive come to realize whether if I should pay off my school debt faster or continue to make payments as Ive been doing. Currently I have 31k in student loans and making 500 dollars payments per month. I made a pact that I refuse to pay so much interest when I graduate with my masters degree next year.Here is the breakdown in the debts I owe: - 31k in student loans 500 monthly payments - 5k in credit card paying 50 payments- 10k in car loan 275 monthly payment - 9k personal loan 280 month Bills: 80 monthDog Bill 70Phone780Rent Live with 2 of my sisters 112Car Insurance 275 Personal Loan Truthfully, I want to pay off my school loans first so I can continue to save for a home when I turn 30. Im saving 1000 each month goes directly into savings. I currently have 8000 saved in my savings account to my future home.My question is should I pay more towards my school loans or should I continue saving for a homeemergency fund. Any input and advice would be greatly appreciated! Thank youuu!  <response>: Sitting on 8000 cash and having 1000month in free cashflow, and not using that to attack your debt, is insanity. 