<prompt> Human: So this has been bugging me for a while, so set me right rpersonalfinance. Were in our 20s, just getting our first, second jobs, etc. Paying off debts is the first thing to do, next set up an emergency fund. Ok, those things out of the way, I have a hard time justifying any sort of saving for my future. I dont want to be a 60 year old and then traveling the world, etc. I want to travel now when Im young. I want to enjoy the delicacies life has to offer when I can enjoy them now. I dont want to live below my means. If I live an affluent lifestyle and end up in my 60s with nothing but a computer with an internet connection to my name, Ill be happy. Perhaps my biggest fear is saving up all that money and then not being able to use it. The world may go to shit, I might die, I might be bedridden with disease and then I ask, will it have been worth it? Why are we saving? Are we that afraid of ending up penniless? You dont want to start living in your 60s. You should be living now. I mean fine, you reach your 40s and start putting aside money for retirement but now is not the time for that. Is the generously 10 gain every year worth not spending it now, not spending it when you are young?Sure, dont spend for the sake of spending. Satisfy yourself and then if you have extra left over, put it aside. Save for a car, save for marriage, those are understandable. Saving for retirement? meh.Anyways, just a rant that came to me after reading that other thread advising 20 yos to save all they can...  <response>: I think youll find if you sacrifice everyday luxuries fast food, eating out, starbucks, movie theaters youll have more than enough to travelLast year I spent 6 weeks in France for 3,500and took my gf to South Korea for a week for 2,000My day to day expenses food, rent, internet, insurance, are less than 40 of my income, so spending 6k USD is no sweat and Ill still retire in my 40s if I stick to it24yo btw 