<prompt> Human: Ive never been good at keeping cash around for emergencies but Im trying to get there now. I know the idea is to have it more or less accessible should I find myself out of work for a few months, but it seems dumb to have it just sitting in a checkingsavings account making diddily squat for interest. Where should a guy like myself store some cash so its available yet makes enough interest to outpace inflation?  <response>: A savings account with .9 interest. 