<prompt> Human: Currently repairing my credit and pulled my annual report. My report currently shows a medical debt of 632.10 from 2011. This is with my dentist Ive been to since I was a kid and I still see. They do not have a note of this being sent to collections but it obviously was. The office manager from 2011 has left. From the current office manager I got the following details. - February 21, 2011: They send me a notice saying the next communication would be from a collection agency.- March 22, 2011 this is got from my report: The account was sent to collections. - August 14, 2012: Never receiving any notice or call from a collection agency I would know, I save everything and file it I started making payments to the dentist office to pay the balance. - October 19, 2012: I made the final payment and paid off the balance to the dentists office. - Today, May 4, 2015: I spoke with the office manager at the dentists office and she emails me a receipt showing the balance paid in full from the amount in question. Now, what is my course of action? Call the collection agency, ask them to delete it and Ill show its paid? Ask the collection agency to call my dentist? Ask the dentists office to call the collection agency? Its been years this has been damaging me and Im upset with myself for not paying attention sooner. Just happy to be taking the right steps now. Thanks for any help.  <response>: The big three credit agencies have a required dispute system in place. Pull up a free account, then click the link to dispute the debt. If the debt cannot be validated, by law it must be removed from your report. You may need to dispute this debt at all three agencies. 