<prompt> Human: Hey guys. My girlfriend has over 100k in debt not including the house we are both on. We have about 98k left on the house and I only have 11k on student loans for my other debts.Her credit score right now is around 720. Shes kept up on payments but just got put off work a few months back for passing out at work and her 50 disability benifits isnt cutting it.I have no clue how bankruptcy works. Her debt is about 80k to hospitals for heart surgery and what not and 30k in student loans 3 semesters in a private school and didnt finish I dont want to lose our house or anything. I believe we can manage but Ive watched our 6 month safety net dwindle pretty fast the past few months. Im up for a promotion next week which will increase my income about 35 but that seems to be my only hope to continue on with my education at this point. What do you guys suggest?  <response>: Whatever you do, do not marry her until this is resolve. 