<prompt> Human: Im on mobile so lets cut to the meat. I make 50k a year pre-tax. Is there any way I am ever going to be able to retire or should I just give up? I have no debt and 1900 in savings. My total expenses for the month are 1800. Any good way to invest with such low earning power? I could just change careers Im only 30.Thanks  <response>: Straight? Yes and yes.How much are you left with after expenses? Its pretty easy to follow the flowchart here which you wouldnt see if youre on mobile Contribute to your 401k if your work offers a match. If not, max out your IRA. Do that from now until you retire and youll be set. 