<prompt> Human: A year ago I inherited 10k. I took the money and put it into my BoA savings account. The interest on that account is .01 and I feel like I can be earning more money elsewhere.Ive asked my friends and a few of them have been telling me to invest it in litecoin. Im not super familiar with cryptos so Im not sure about that and am a bit skeptical to be honest. I also know there are other savings accounts ally, chase, etc that earn much higher interest rates.Should I invest in stocks? Crypto? Move to a different savings account? Thanks everyone and Merry Christmas  <response>: Dont put money in crypto you dont mind losing basically overnight. Its highly volatile and fun to play with but definitely not worth risking a significant amount of money on. Finally, if you do end up going into crypto, Id read a couple whitepapers for the coins youre looking at, as you should definitely at least partially understand what youre putting your money in. For example, the scaling solution Litecoin has in place since its proof-of-work mining based doesnt leave me too confident with it compared to some others proof of stake, IOTAs tangle, etc 