<prompt> Human: Hi Im inheriting a lump sum of money and I want to put a large amount of it aside for investmentretirement purposes. I have been reading up on the procedures of investing these windfalls and have come to the conclusion that Id like to invest the money in the Core-Four portfolio:Vanguard: Total Bond marketVanguard: Total stock marketVanguard: Total international stock marketVanguard: REIT Index fundI have a few questions such as the allocation between the different funds but most importantly the currency issue. The Vanguard funds are only issued in USD afaik. This is a huge problem for me since I wouldnt like the additional risk of fluctuating currencies. Is there any way to invest in Vanguard using Euros? Furthermore Im wondering how the tax burden will be since Denmark is known for its high taxes on everything. Im aiming to keep costs low and I would like to invest the money myself.Should I hire someone to plan my investment or do anything differently? Do you have any additional suggestions? All help is appreciated!  <response>: Take 5-10 of it and buy something nice for yourself or take a vacation.Take 6 months of expenses worth and put it in a fairly liquid individual account in funds or in a high APY account.Put the rest in a 3-fund portfolio and jumpstart your retirement. 