<prompt> Human: My GF went to CarHop today and bought a car with a bluebook of 4k for 8k at 20 interest. She will pay 11k over the next 3 years for a car that will be worth nothing when she finally owns it. She has bad credit, a few hundred dollars down payment, and a full time job that she needs a vehicle to keep. She has 3 days to return the car and cancel the loan. Are there other options for her to get a car more or less immediately without getting screwed quite so badly or is that just the price of bad credit?  <response>: Why does no one ask us these sort of questions before making the mistake? :The 20, you can chalk up to the price of bad credit. Paying 2x bluebook just comes down to not negotiating well. When buying a car, know how much you should pay for it if possible, compare it to other sellers in your area, and dont pay more.Funny how every time we trade a car in, they describe it as lower condition than you thought, and the resale market for it saturated; meanwhile every time you buy used, this baby is cherry, and extremely in-demand. Dont play that game, because the dealers will beat you at it. Just tell them a number, and walk away if they say no. 9 times out of ten, theyll stop you before you reach the door. 