<prompt> Human: Im a senior in college with 2 student loans that I havent started paying yet. I recently applied to a credit card with capital one, and was declined. According to credit karma, my credit score is 682, despite there being nothing visibly out of the ordinary about my account. What am I missing? What should I dowhom should I contact?  <response>: If you have 2 student loans and no income you wont be approved for a credit card 