<prompt> Human: So I had bought a used car sometime last year and I currently have just under 4,000 left to pay off on it.I have just over 9,000 saved, so I can pay the loan off right here and now. Im also saving money to one day put a down payment on a house.Im not sure if I should pay off the loan right now, or after I get a house because im not sure if having a larger number in my bank account makes a difference in house buying potential.I could be saving much more if I pay off the loan now as thats 1 less payment to deal with and I could switch to the cheaper liability insurance option on my car instead of full coverage.  <response>: Whats the interest rate on the car loan? More than likely significantly higher than the interest rate on your savings account so Id say pay it off in full. Youll still have 5k on your savings account which should be enough as an emergency fund. 