<prompt> Human: I have about 12k in my bank account and 40k in student loans. Sick of living with my parents for the last two years and I really dont want roommates. I realize its probably pushing it a bit, but its only a 2 minute drive from where I work and my car is completely paid for. Am I crazy for getting this?  <response>: 40k in student loans.Take that 1000 that would be going towards an apartment and make extra payments towards this loan for a while longer like 1 year. The faster you get it paid off, the faster you can have more financial freedom. 