<prompt> Human: As most gas companies, or at least the ones Ive had, it offers a program where you pay the average gas price of the year. Therefore you avoid paying high prices during peak months, but pay higher than normal during the non peak months. Ideally this sounds greats, helps me budget better, but if I do this could I possibly be overpaying? I know utilities are heavily regulated, and I see the pros of the program from both their side and the consumer side. Thank you.  <response>: At the end of 12 months, they do a settle-up. I paid 56mo for a year, and now Ive had two months in a row of 0 because theyre settling up the overpayment added insulation, so this winter used less gas on the furnace than the previous one. 