<prompt> Human: Title says it all. Is there a way? I heard they usually charge you to cover up any gift points you get. But I also heard of other people suggesting you can load up some kind of gift cards or something on credit cards, then use that, and get no transaction fees? Any ideas? This is in the US.Also, no need for lectures here. Im already responsible and will not load anything onto a credit card that isnt already available in cash to be paid off immediately. So, Im just looking for ways this is possible to do, either directly or indirectly, in order to get some savings through points or to further build credit. If Im going to pay 27k, I might as well benefit from it somehow, right?  <response>: Many lenders and processors wont let you pay with credit card 