<prompt> Human: Im very new to credit cards Ive always avoided them before, and Im confused by American Expresss website. - Remaining Statement Balance 0- Current Balance 592.86What do these balances mean?  <response>: Current balance: everything currently owed on the card Remaining statement balance: whats left from the most recent statement, ie you paid off your last statement in full if its 0. The current balance will only come due when the next statement is due, but you can pay it off at any time. 