<prompt> Human: I give a budgeting class to a group I volunteer for. Some of the other volunteers have asked for help with their personal finances. Many of them do not speak English well I am in U.S. and have problems with trusting so it is likely advice from me or none at all. I am happy to do it but I am worried about taking on liability if I give any advice on insurance or investing. I am experienced and confident I can help but I am not in any way licenced for that I do financial and controlling I.T. work. Am I being paranoid in thinking there might be some risk? Is there anything I can do to protect myself that would easy to do?Edit: Thanks to everyone who responded. You have given some good advice on pitfalls to avoid and pretty much confirmed our instincts.  <response>: The rest of the posters here covered what I wanted to say. I am a Navy command financial specialist. Everything I do I highly recommend or highly suggest. 