<prompt> Human: I posted this earlier in roffmychest and was suggested to post it here to see if you have any suggestions for me...So today I sorted out a face to face interview for a very good job with a bank, with the catch that I must first pass a credit check. I thought OK, thats fine, Ive always paid my bills, never made a late payment, I have had student loans but that shouldnt matter, no problem, this is in the bag!. Id already passed 3 stages of the application process and my phone interviewer said that I had a very high chance of getting the job.Cue an hour after sorting out the interview, I receive an email saying that my credit check failed. After some searching on a credit check website I discover that for years my mother has been taking out small loans in my name and then repeatedly not making payment dates and sometimes just refusing to pay them off.Im struggling with the decision to turn her in for identity fraud so that I can clear my name because she and her husband tried to commit suicide just a few weeks ago over their debts. Now I just feel defeated.Anyone know how I would go about clearing my credit history of everything done by this sow I call a mother?  <response>: Report her for fraud, you are after all, a victim.What I suspect youre looking for however is a nice catch all situation where you get to clear your credit score due to fraud, all while your mother does not get into trouble.Sadly however, life is not like that. 