<prompt> Human: Here is a photo of the paint scrape on the other car: I feel like our adjuster is not fully helping us out and its fishy because the incident happened almost two months ago and we only got informed about this right when our policy is about to expire in 10 days. Our premium also increased 50. Its possible the mechanic handling the others car a Mercedes 2015 found internal damages in the car which was not my fault but since there was a claim, they took advantage of it knowing Id be charged to pay for it. Our adjuster said he is still negotiating with the other party and we requested him to reassess the other car because I dont believe this minor paint scrape would cost 6k. Is there something else I could do about this? Thank you for all your advice.  <response>: You should really increase your insurance coverage above the state minimum. If you had totaled this car youd be up shits creek without a paddle. 