<prompt> Human: It sounds a little too good to be true. What is the disadvantages with Allys saving account vs chases?Edit: I feel like 1 is a really good cause Im used to 0.01 but whether 1 is great or not is not the subject of debate here.  <response>: Echoing on everybody else. Brick and mortar and property taxes - all of that is a lot of money. 