<prompt> Human: I have 1500 in credit card debt. The interest on it will kick in next month at about 23-24.I have about 600 dollars in cash and about 1000 in the bank after I pay next months house payment. Is there any advantage in keeping the 600 cash as liquid funds, and pay interest on my card? Ive read the FAQ about emergency funds, and credit card debt, but it doesnt explicitly say if it is more important to pay off high interest credit card debts or to keep a liquid cash fund first.The main question is - If I have a credit balance that is charging interest, is there any advantage in having liquid funds that are not earning me any interest - And if so, why?Assistant: You should pay it off. Some of the 0 APY offers will charge you the interest accrued over the introductory offer period if the balance isnt paid off at the end of the period.Human: How do I find out if that will happen? Its been paid to 0 many times in the 1 year. Around June is when I stopped being able to get it back to 0 so Ive been keeping it as low as I could to still pay bills.  <response>: Call the credit card company and ask them. 