<prompt> Human: We have BCBS insurance which cost us almost 2,000month for my wife and child. First we were told that wed be fully covered with no out of pocket expense. Then we get a bill for 1,800 from the hospital. We call the insurance company and they say its because we have to pay 600day for the hospital stay 3 days. Then we find out that we have to pay 1,800 for the moms 3 day stay, and another 1,800 for the babys 3 day stay for a total of 3,600. Even though it was the same room and both are on the same plan.Do we have any recourse or options? This seems illegal or bad business at the very least..  <response>: Each person gets charged their own separate set of copays and deductibles. I think hospitals should explain this better because a lot of people get surprised about getting bills for the baby. 