<prompt> Human: Currently my salary is at 73k and have 39.8 deducted in taxes. I am in California and have a tax filing status of Single-0. Is this right? That means my take home after all the other deductions is under 40k. This seems rather high.  <response>: Thats how much you have withheld, not your tax rate. If youre single, no dependants, and one job, then youre likely overwithholding. Follow the instructions on the W4 instead of just putting 0. 