<prompt> Human: About me: 24F, no debts, 120kyear large amount of equity extra 150kyear pretax, software engineer, masters degreeMy partner: 30M, 80k student debt, 60kyear, works at a university in international dept, masters degree in international relationsUs together: together for almost 6 years not married, we split expenses about 23 me, 13 him and neither are big spenders but live in a HCOLA bay area but looking to move back to our cheaper home town major city in a southern state and buy a house in 2 or so years. We moved here to build up a large amount of savings successfully so far that will go much, much farther outside of the bay area.The issue:He used to teach at a community college and wants to pursue a career as a professor at a university and wants to pursue either another masters in history or a Phd program in history in order to do so. I am really concerned that this will set us back financially since he will essentially give up his income for 5-6 years he would only take an offer with a stipend but would likely be very small with no guarantee of a job at the end. In a long term relationship, is this just a sacrifice you should make? Or is this a poor financial decision? Edit: regarding his debt, he is relying on the 10 years in public sector already 4 down for debt forgiveness and income based payments to pay it down and he does not want me to pay towards his debts at all. Also, we are planning to get married in the next couple years but were hoping to move out of california before thenWe originally moved to California so I could take MY dream job here. That is why he gave up his community college position to begin with and is now working in international dept at a university.  <response>: give up his income for 5-6 years with no guarantee of a job at the end In my view, this is the most critical piece of information. And you are exactly right--there are undoubtedly hundreds if not thousands of history Phds without jobs running around today. With the existing debt load he has, dropping out of the work force for 5-6 years with no guaranteed ROI is insane and will very likely add additional resentment and strain to your relationship over the years. 