<prompt> Human: I am trying to pay off my debt and eventually get a mortgage. I currently make about 600week. Combined with my fiancé we pull in about 60kyear.  <response>: You combined pull in 60k after or before tax a year and have 30k in debt.Create a budget which includes the debt. How fast do you want to remove it? Not sure about your financial position rent etc. but try and cut back heavily on your expenses. Can you live off 50k and put 10k into the debt annually? It really depends. You havent really given us enough information to help you. This means we can only tell you what we would tell anyone. Create a yearly budget that can be separated up into months. Spreadsheet all of your spending, which will make you more conscious of how you use your money. Cut back on luxuries i.e. Anything from Coffee to Cigarettes to going out for dinner Try and take any additional jobs you can find to try and supplement your income. Anything will help. Useful resource: If you feel comfortable with it, ask for a raise or see if your fiance is comfortable with asking for one.One question: Why do you need to pay off your 30k debt so quickly. Surely paying it off over 30 years would be the best way to go? If you are looking to get a mortgage, how does the debt affect that? As long as you are making good on your repayments you should be fine unless you loaned 30k from friendsfamily. 