<prompt> Human: Hi PF, my dad, 49, died in his sleep today and I could really use some help. I know people have posted here with similar situations before, Im having trouble finding those posts so links to them would be really helpful too. My personal situation:Im a 20 year old male and my sister is 18. Were both in college. I woke up to find my dad had passed in his sleep. Police were called, ambulances and the fire dept. came and now, 6 hours later, my sister and I are safe at our biological moms house. A funeral home already came and took his body. My step mom and I are planning funeral arrangements now.My dad didnt have a will. My step mom, me and sister will work that out I think, but we are all on good terms so it shouldnt be an issue.I think he might have had a little life insurance, but I dont know how to find that out or if that is part of his estate or not.He had lots of credit card, car, mortgage debt etc. He made enough to eventually pay it all off, but we didnt expect him to go so soon. Im not sure if his savings or checking account goes to his estate to pay down his debt or what. His overall health had been going down hill for some time, so it isnt like this is completely out of the blue, but it still sucks. I dont know if anyone can use his bad health against him physical, not mental against him to claim or deny something.Im from the northeast if that matters. Im lucky to have a large family supporting me and my sister now. Ive followed this sub for a long time and all of you have been amazing to those in need. Any help at all would mean the entire world to me. Thank you.Edit: Thank you to everyone who responded. Your advicelinks have given me some good starting places. I know we all experience death and I realize a story like this is posted every now and again on this sub, but in the moment it feels good to know many of you care. My best wishes to all of you.  <response>: Lost my parents when I was 15 and 21. Shit sucks bud. But remember that if bill collectors come calling, you legally owe them nothing. Others on here can give you better financial advice, so Ill stick to personal advice. Enjoy the good times you and your dad had over the years and try not to dwell on this week. It was half a lifetime ago that my dad passed. It never gets easier. You think about it less and less, but it still hurts. Learn to embrace that ache in your soul and use it in a positive way rather than let it destroy you like so many who turn to drugs and alcohol as a coping mechanism after a personal tragedy. Talk with a therapist. It will do you wonders. You dont have to schedule it immediately, but dont put it off too long. It wont be easy, but youll be glad you did. Get regular sleep. Dont make any rash decisions for at least 6 months. I dropped out of college after mom died, as my heart wasnt in it at the time. I should have taken some time off, but I let it overwhelm me and send me down a nasty financial spiral that took years to overcome. Dont go too hard into your education that you lose your social life and find that it has become a crutch, but dont walk away either. Find a balance and use others to keep you honest about how things are going. Dont be afraid to hurt. Both my parents died after a drawn out bout with cancer. It didnt make it easy, but losing someone relatively suddenly can only make it harder. Its okay to be pissed off and sad. 