<prompt> Human: My father needs to sell his mobile home but he is three months behind on rent and Im worried he will be evicted before he can sell.I would like to have a written loan agreement and possibly have a lien on the mobile home so I can get repaid directly through escrow. The amount would be under 10k. I would like to do it without a lawyer to save money and I would like to do it at 0 interest. Could anybody point me in the right direction? And are there any complications I may not be considering? Is a 0 interest loan considered a gift by the IRS and if so, are there tax ramifications to consider? Thanks!  <response>: Dont. Give it to them, dont loan. If you absolutely have to, have them sign a contract for it. Either be ready to part with it or risk pissing off your parents, unfortunately.0 loan to a parents is considered a gift to the IRS, but not enough that you have to worry about being taxes on it. It will be reported, but wont do anything to your overall allowance or your taxable income. 