<prompt> Human: Even though I am in college and have 1 year left with only 5,000 left in loans, I want to invest my 1048 as a learning process. So I am wondering where do I begin and what do I do? I dont have income at the moment to do something where I have to add money every month or what not. I do live with my mom and do have enough money for the year so I was wondering what I can do with this 1048  <response>: You should put it in savings for an emergency 