<prompt> Human: A few months ago my starter car got totaled so I went car shopping. Ended up going with a 2015 Nissan Sentra, Im paying about 300 per month and itll be like 5 years until its paid off. Im wondering if its smarter to just stick with this car until its paid off or if I should think about trading it in after a year or two and getting something nicer, as Ive heard both of these presented as good options. Thoughts?  <response>: Im wondering if its smarter to just stick with this car until its paid off or if I should think about trading it in after a year or two and getting something nicer, as Ive heard both of these presented as good options.Its smarter to stick with the car, pay it off in full, drive it for as long as you can until its dead re: not cost effective to repairsalvage. This is financially the most cost effective way. Hopefully your auto loan APR is low. 