<prompt> Human: Curious to hear what everyones best lesson is that they learned this year and if you have been able to implement it etc. If not, what is keeping you from it?  <response>: I learned that high school didnt prepare me for managing an investment portfolio. I wished I started 7 years ago at 18. But feel like I have learned a lot about 401ks and rothtraditional IRAs and am on a good track for retirement now! 