<prompt> Human: I was lucky to have a slight windfall with Litecoin going through the roof a month ago. I cashed out enough to pay off all of my debt, minus the mortgage. Some of my coworkers said I should have invested that money, but I chose to get rid of student loans, a car payment, and my last credit card debt. In all, Ill be saving close to 650 a month. with this, Ill have no problem hitting contributions. Can someone tell me if I pulled a dumb or smart move, and explain why investing may work over getting rid of a large portion of my debt?  <response>: Your coworkers are probably broke. dont listen to the advice of broke people. you were smart. you eliminated liabilities against your wealth, and you can saveinvest out of income that used to be devoted to debt. 