<prompt> Human: Last year in August I bought an old 04 Grand Cherokee in Florida, and insured it through Geico. I maxed out what I could because the price difference for PIL, PDL, and Uninsured Motorist max and minimum were pennies compared to overall cost, and if I ever needed PIL, Id rather have 300k500k than the minimum 10k20k. The total cost of insurance for me was just over 10306 months. Considering Id never owned a car, never had a ticket or an accident, and was an A student in college, and a man, this was actually way cheaper than any of my similarly aged friends in Florida, and was comparatively cheaper than my brothers before me.What I didnt think about was how I wouldnt really be driving this in Florida. When the summer ended I would be in Pennsylvania for the school year. I didnt think this would make any difference so I didnt think anything of it. Fast forward to January, and Im looking at a 950 for the next six months yay they lowered it by 80 without me asking! I was excited it was lower. And when it go to mailing me documents they listed my parents Florida address. Well, I went back and changed my primary mailing address to my school address, and then re-quoted. Six month premium with maxed insurance except for collision and comprehensive because my cars a POC was now 2206 months. Thats more than 4 times less than I was paying before. Savings: 1460year. If I had done this soon I could have saved hundreds in the first six months of owning that car.ALWAYS TELL THEM WHERE YOURE DRIVING THE CAR.  <response>: Florida is a no fault state, and no fault states have notoriously high insurance costs. 