<prompt> Human: Hello everyone,My family moved to USA when i was in 11th grade in January 2014. I got admitted to a private university which is nearby to my home and my parents wanted me to stay at home with them which is okay by me.So yeah the main thing,My goal is to get into dental school and thats what i m going to work towards in my college with nursing school being an option. I am in premed which leaves my options open just incase.The fees are 28000 for the first year and i have been approved for around 17000 in scholarships and grants and federal loans leaving around 8000 for me to pay. My parents have offerd to pay for them but we are new to the country and i would like them to save up some money right now instead of paying for my college. My parents just started working in their field after working a minimum wage job for around a year. My dad makes around 85k and mom makes 40k right now. Mom works 24 hours a week and she will start working fulltime in a few months but thats still a query.I am looking into SallieMae,Wells Fargo,Discover and some other loans. What else should i be looking into?When I applied for FAFSA in Jan, my parents income was around 2400m which made me eligible for a few financial aids. Will that be affected now as my parents make decent money or that will be carried over to next year?We dont have any debts apart from two honda civics bought together , both of which are at 0.9 moms brother cosigned and live in a rented townhome.  <response>: Fafsa aid is determined by the most recent tax filing, so as long as their last tax filing is what you used to apply then those numbers will hold up until next year. Always opt for Federal loans over private loans, and on top of that always opt for your parents money over federal aid. Private loans even from reputable sources can become extremely cumbersome. they should be a last, very last resort.Also make sure the school youre applying to is reputable and worth the expense. 