<prompt> Human: So I have heart failure and liver damage due to a congenital heart defect i.e. born with it Im getting married in October, but I know that I have a rather limited time on this planet hoping 5 years. What can I do to insulate my to-be wife from financial hardship considering I can not get life insurance from my work or third party insurers and I dont have a lot in my 403b due to being fairly young?  <response>: Be uber financially responsible. Be open and honest with your wife about your financial situation. Dont take on debt that she cannot pay by herself. Most of all, love her with all you can. Make whatever time you have together count. And when the time comes, let her know its OK to let you go and be free. Bless you, I truly hope your time on this earth is the best it can possibly be. 