<prompt> Human: This is a throwaway account. Hello rpersonalfinance as the title states I am almost 20, live with my parents 0 expenses, and have had a part time job at my local price chopper for quite a while now. Through birthdays and graduation gifts on top of work I have about 23,000 to help me get started on life. The top comment of this post most likely will be saying I should go to college and start my life that way, however Id like to write this post as if that is out of the question. What can I do in terms of investing, business opportunities etc. to help put my life of on a good start. I have A LOT of free time at the moment as my only hobbies are watching tvyoutube. Of course any help is appreciated and I am very open minded to anything with logic backing that side. edit I will be actively answering questions people have for me in a timely manner.  <response>: edit I will be actively answering questions people have for me in a timely manner.Why is college out of the question? 