<prompt> Human: New members, please read through the New User OrientationInstead of posting individual threads for triumphant stories of how youve reached a certain net worth, paid off a loan, or anything else that you want to brag about, lets consolidate everyones stories into one weekly thread!Make a top-level comment if you want to brag about something regarding your personal finances!For past Triumphant Thursday threads, please search the Weekly Archive  <response>: Im now debt free! Paid off 13,750 in 11 months after finishing all of my schooling.I succeeded in sticking to my budget and paid off the loan before the 1-year grace period ended and interest payments would kick in. I also managed to go on two trips, maintain a very active social life, and contribute to savings this past year as well! Being debt free will open up a whole new array of possibilities and I couldnt be happier.Big thanks to this sub. : I never posted prior to this but I visit all the time for motivation. Cheers. 