<prompt> Human: Currently I live with my dad, he was paying the finances rent, solar, gas. He recently stopped working unexpectedly. I wasnt aware of how serious the financial issue was until today. He hasnt mentioned the bills to me lately, but today after our internet was shut off I finally checked his unopened mail that had been piling up. Our mortgage among others are now overdue about three to six months. He doesnt have any steady source of income right now and I only work part-time. Im going to begin working full time to contribute more but Im still unsure of how were going to pay the debteven keep our house. Its my childhood home and in the ideal scenario I would really like to keep it. From what I know we owe about 3,500 for the mortgage and 1,001 a 24,000 make-whole fee to sunrun our solar company. He also has multiple loans out on all of his vehicles and the house. Im going to talk with him tomorrow and try to find out a more exact number for ALL of the debt. So far Im planning on selling just about everything we have to get caught up on our mortgage. After that I do not know what steps to take. I was thinking of suggesting he file for bankruptcy, but would he have to sell the house? Could I put the house in my name before he files for bankruptcy on his loans and keep it? Any advice is appreciated, thank you.Edit: my dad is 74 and Im 21. He has worked as a carpenter for about 30 years. Currently he is suffering for arthritis in his legs which is making it so he cant walk much. He also is addicted to prescription pills.He does get SS but I dont know what hes doing with it. He owns a motor home about 16000 a box work truck with tools estimated 8000 and he has a car. I dont know the extent of the debt yet either. Also he has done this in the past. Thats why he has extensive loans out on everything. Im pretty sure our house was paid for at one point but he got a loan on it a while back.Assistant: He recently stopped working unexpectedly. How come? You mention can no longer - was there a disability? Im going to begin working full time to contribute more but Im still unsure of how were going to pay the debteven keep our house. Its my childhood home and in the ideal scenario I would really like to keep it.Keeping it might not be up to you. How old are you? What stage of life are you in? For example... From what I know we owe about 3,500 for the mortgageIs this per month? Yeah... thats not happening on part time, not even full time unless you are making six figures.Depending on your situation, you need to be thinking about _you_, not we - _you_ are the one with many more potential years of life to screw up and a not-yet-existent family to ruin, not your dad. You mention wanting to put the house in your name - wheres the money that is going to pay for this and what will the consequences be for _you_?Human: My father is 74 and I am 21. And I am his only child. He was a carpenter until recently. But now he has taken to prescription pills and I think he has given up. The mortgage is 1100 a month. My house is 1700 square feet on a half acre in California. I feel like it worth it to try to keep my house if I can. Also we have a bunch of tool and equipment i plan on selling.  <response>: Depending on where in California, 1100month would be very cheap and possibly less than the cost of your own apartment. I would focus on paying the mortgage before other bills. 