<prompt> Human: I just got a new job, I make approximately 65,000 a year. I have approximately 110K in student debt. My current bank is PNC, and besides 4K in savings, and the 6 I put into 401K per month, thats all I really have going for me. How can I make my money work for me?Edit: Just wanted to thank everyone for their input. I hope this post helps others. I kind of had the same ideas in mind, Ill start looking at credit unions and try to nuke the loans. The main reason for this post is my mother is constantly asking me to make a property purchase when theres no chance of me even securing a loan for that... I feel a lot better knowing that Im mostly doing what I can by already overpaying my minimum loan payments.  <response>: Im in the same boat as you except I have my own Roth IRA. I hope you get good advice! I want to hear as well. Please help us Reddit! 