<prompt> Human: Hi everyone, I am a recent college grad starting my first job soon. I have created a rough budget of what I expect my monthly expenses to be. Please let me know what you think. Also, for some background I owe 5k in student loans and will be living in Manhattan hence some of the high costs. My base salary is 85k. Rent 1,800 Utilities 150 Food 400 Entertainment 600 Internet 70 Phone 70 Haircut 40 Dry Clean 40 Transportation 150 I am planning on maxing my 401k match and putting the leftover money into my savings account. There is also a discretionary bonus at the end of the year ranging from 20k-40k.  <response>: Cut back on drinks. Helps keep the waist thin and the wallet fat. 