<prompt> Human: Im not too familiar with how mortgages work, so please bear with me. Im a music producer and thats how I make my living. I want to buy a house within the next few years, and build a new studio in the basement of that house. Ive done some planning regarding construction, equipment, etc. and the studio build would cost about 30k. So hypothetically, if I were to buy a home thats 100k, would I be able to tack on that 30k for the studio build and just pay them together for my monthly mortgage payment? Or would they need to be separate loans?  <response>: It most likely be separate loans. If you have a company formed it might be best to take the studio loan out on that. 