<prompt> Human: In January 2011 I had 153,000 in law school debt. As of today, Im down to 20,900 in student loans at 3.8 interest, and for the first time in five years I am in the black. I cant believe how much after-tax cash has passed through my hands in the last two years. And I cant wait to flush the last of my debt. I know Ill feel under its thumb until that day finally comes. But for now, Im grateful for this milestone and just wanted to share. Thanks for listening.  <response>: Congrats. Keep it up. 