<prompt> Human: 17yr working at Polo Ralph Lauren retail store at the mall near me as a sales associate. Only been working since end of April and just received some papers in the mail about a T. Rowe Retirement Plan 401K plan supported by Ralph Lauren. No idea what to think of this, new to money in general. Dont plan on working there long what should i do?  <response>: If they match any percent of your contribution, you should at least put in enough to get that from them. Put it in a total market index fund. 