<prompt> Human: After my bills are paid, 401K is maxed and other savings goals I aim for each month are done, I have about 500 leftover. Nothing good ever comes from this money honestly, so wanted to see what everyone here would recommend I do with it: Stocks Crypto Save more cash Other options?Only things Im not interested in is Real Estate. I also rent right now, so worst case is I can tuck away more cash ifwhen Im ready to buy a house again, but I move around for work so quite a bit. Im at least 5 years away from that being realistic and not something that overly interests me. x200B;Overall, I can afford to choose something higher risk. Whats everyone think?  <response>: As other folks have mentioned IRAs are the best answer, but Ill also add: it sounds like you should stay away from crypto.As Warren Buffett notes: crypto is not an investment, period. Its currency speculation at best, and gambling at worst.Especially since you mentioned youre risk averse. 