<prompt> Human: Schwab wont grant me margin privileges and I know Ill make it back with some option plays on bank earnings this week. Does anyone have experience with cash advances?  <response>: Seriously, dont do this. This is an awful idea that will blow up in your face sooner or later.Keep in mind that with margin, you not only can lose all the money youve invested, but depending on how much youre leveraged you could be on the hook for a lot more.Dont be that guy who played with margin and wound up over 100,000 in debt 