<prompt> Human: Recently i got some odd mail. A denial from allstate for insurance, when i never applied for insurance through them. I dont even have a car right now. And this wasnt a thanks for your interest it was we checked you out and we dont like what we saw type deal. I also received in the same time a denial from spectrum for a slight misspelling of my sister who is a minors name. Her name is xyz last name and this one was like xyab last name. I also got some mail from victorias secret addressed to myfirstname b. Mylastname even though my middle initial is an m. I dont ever shop at vs nor do i want to. All of this seems rather odd and i wonder how much i should worry. It seems like someone is applying for insurance under my name, but then the mail is still going to my house? How would that benefit them? What could this be? Does anyone have any advice? Ive been monitoring credit karma and dont see any new lines opened or money spent. I plan on calling each company to report the weirdness.  <response>: If youre in the US, use the website identitytheft.gov it will tell you the steps you need to take to clear everything up. 