<prompt> Human: So, a while ago, after noticing I had about 15K just sitting in a saving account, I talked to a friend that works at Edward Jones, and he got me set up with an IRA and other investment account, and has helped me invest and keep my investments balanced. He even gave me advice on how to diversify the funds in my 401K that that is done through my work, and he doesnt benefit from at all.Back when I started investment was a scary thing, that I didnt know where to start I did matching with the 401K at work, but that was it, and didnt diversify that at all. Now I feel that I, though no expert, have a pretty good knowledge of how to invest. Im considering 4 options: Continuing to exclusively invest with him. Still investing with him some, but also doing my own investing on the side. Leaving what Ive already invested with him, but moving forward exclusively investing on my own. Taking mostall of my investments I have with him and transferring them away to manage on my own.Heres how I see it, and I would like help clarifying proscons and advice on what you think is best.Option 1:Pros: Money is being watched, will likely be diversified better than I can, and will know better what stocks could be a good pick, or which ones I should jump ship from.Cons: Some of my money goes to him. I think the 2 options are short term, no initial fee, but larger yearly fee on the account 1.5 I think, or long term that has an initial fee maybe 3-4, but much lower yearly fees 0.5 I think.Option 23:Pros: Balanced approach. Some money, likely safer bets, I can invest on my own, and get all of, since I know how to navigate those better, and lose less money to my adviser.Cons: Will be harder to diversify since he doesnt see all that I have I guess I could just tell him Im doing some investments on my own, but then to get advice on those investments I feel I should be paying him for those too. Still paying some fees.Option 4:Pros: Minimal fees, just for trading and related fees.Cons: When I want to do a more aggressive investment Ill have less of an idea that Im making a right move, may not diversify well enough, may not know when is a good time to jump ship on a stock. I also feel bad abandoning my financial adviser after he has been so helpful up to this point, especially because his a friend of mine though not a close friend.Right now Im inclined to option 2 or 3, and to mostly do save investments, mutual funds, bonds, etc, on my own, and go to him for investments when I want to be a little more aggressive and need the more expert advice. Sorry, I know this is already getting long, but if I go with that, I can I invest into my IRA privately even though I have an IRA account already open with Edward Jones? Would I need to transfer that account away from Edward Jones? Is that easy to do?  <response>: Rip 100 of your money out of their high fee garbage. Put it into either a Vanguard account with a lazy portfolio strategy or, if you want more help, use a Betterment account to manage your money. 