<prompt> Human: Im 27, I have a great job, but I lack credit history. Ive never had a car loan. I paid cash for my current ride.Im trying to financeI have 7k ready to put down an older 98 BMW M3... and my credit union will only finance 2006 or newer vehicles. If I were to go through the auto dealer itself and use their financing connections, Ive been quoted a minimum of 20 interest.Does anyone have an recommendations on who to finance through for an older vehicle?  <response>: First off... the car is not worth what you have stated you are willing to put down. It KBBs in very good condition at 5,500. Unless this thing is some wildly customized fully restored tuner, you are getting ripped off entirely.And if it is pimped out let me give you a solid piece of advice... dont buy other peoples toys or projects. Just dont. 