<prompt> Human: I was involved in a 5 mph fender bender a little over a year ago and just found out that my insurance company paid out for bodily injury, which was made my monthly insurance skyrocket. It looks like itll be on my record for 3 years which means Ill be paying a ridiculous amount for my car insurance.Im guess its too late to somehow investigate that bodily injury claim, so is there anyway to get that accident off my record faster?  <response>: nope. not unless you can invent a time machine. 