<prompt> Human: Ill be moving to Germany for a few years in the next few months. I could use some advice on what credit card is worth getting, possibly a checking account and any other things that should be taken into consideration. Right now Im using a Sallie Mae Barclaycard and Citi Double Cash for everything. It looks like these cards both have 3 foreign transaction fees however.Im looking for a card that can be used all over Europe, has no foreign transaction fees and decent rewards or cash back. I should be able to meet most initial spending requirements and I always pay in full. I should also be able to get yearly fees waived because Im in the military.Ive done some looking and the Barclaycard Arrival Plus and Chase Sapphire Preferred both look promising. Ive also seen getting a Charles Schwab checking account recommended a lot. Im with USAA but Im not sure if I was grandfathered into the 0 FTF.Thanks for any help and thanks for having some patience, Im new to this sub on a friends recommendation.Edit: It sounds like the general advice is to get a local German bank account. Ill still be getting paid in USD the entire time. What will give me the best exchange rate and least fees? Direct deposit into a German checking account with a Girocarddebit card and then just use that and ATM withdrawals, then have a smaller portion deposited into my USAA account for any US expenses. Direct deposit into USAA or a new account that doesnt charge FTF but has to exchange rate every time?  <response>: Germany prefers cash for many smaller daily expenses bakeries, hair dressers, cafes, taxis, etc. with MaestroV-Pay debit cards being accepted in more and more places. Credit cards are not all that common but will work in restaurants, department stores, and boutique-like places.If you are going to work for a local employer, youll likely need a EUR checking Giro account. Comdirect works well for me. Its the online arm of Commerzbank. If you dont need a local account, Id look for a US bank that allows you to get to cash without high fees. Schwab may work well for that.Also: As a US person, most banks wont want to do investment business with you due to US regulations. So keep doing that in the US. 