<prompt> Human: Posting for a friend.He just found out that his grandmother, who passed away 13 years ago at the age of 83, had him listed as the sole beneficiary for an traditional IRA. Its with Neuberger Berman. Does anyone know what his options are? Im reading that he is supposed to have pulled money from the IRA beginning following year to avoid paying a penalty.Any help would be appreciated.  <response>: Get a cpa involved and pray to God the irs is understanding. Should of been taking rmds the entire time. 