<prompt> Human: Hi guys,So here is my situation, im 23 I just graduated college with a degree in logistics and supply chain at a major university in Jacksonville Florida. I currently have a position with a salary just above 55k. I still live at home with my parents, have about 5k in loans.I was wondering is it logical to buy a cpo 2017 Audi A4 premium plus trim for about 32k on my salary? If you guys need more details let me know.Thanks ahead of time for your opinions and guidance.  <response>: No. Im assuming thats 55k before taxes? How much is your actual take home? How much are you contributing to your retirement accounts? Emergency fund? Youre getting a car loan that is well over 50 of what you make in a year. You cant afford to buy it outright, so youll be paying extra on full coverage insurance. Insurance will also be higher for you because of your age. You JUST graduated college, so you have no emergency savings in case you lose your job either. 