<prompt> Human: I do pretty much all my daily expenses with my credit card and then always pay it off monthly via transfers from my checking account. But now Im thinking I should just leave a small amount in checking to have immediate access to cash if needed, and deposit full pay checks into my Ally savings to collect the 1.7537; interest. I can then pay off my credit cards by transferring out of my Ally savings which has a minimum of 6 withdrawals a month - with a 10 fee if you exceed that. Anybody already doing this?  <response>: which has a minimum of 6 withdrawals a monthMaximum of 6. But yea I have kept around 100 in a checking account since I started working 12 years ago. Idk why I would keep more. Its just for emergency instant cash, which Ive never needed. 