<prompt> Human: I suppose the question is, is it worth hiring them at 100 month to handle and deal with my credit report. Ive dealt with CAs before and had things deleted, validation letters, its just very time consuming. In your opinion folks, do these guys do what they say they do? Please and Thank You!  <response>: If youre a 3L and cant figure out how to do this stuff on your own, youre going to have a tough time with your career. 