<prompt> Human: Just graduated college this past May and I am working at a state hospital. For my pension plan, I put in 10 mandatory and my employer matches 14. I know pensions are generally considered very generous, so my thoughts so far have been that Im fine with just the pension, but I figured I should ask: am I missing anything? Should I do anything additionally?  <response>: You should still save some to supplement your pension. You dont know what the future holds. 1. Your pension might not remain viable long-term. Some citiescountiesetc have modified pensions after the fact due to bankruptcies and the like.2. Your future pension benefits can get cut anytime. While what you have accrued so far is harder to cut, what you think you will accrue in the future could be impacted. 3. You might need to retire early, before the pension allows you to. Or perhaps before the pension becomes viable to draw from. Injury, sickness, or other circumstances might require early retirement. 4. You might leave the public sector down the road. Pensions are great if you retire from them. But if you have 10 years of service and then 25 years in the private sector, the 10 years of pension accrual will be based on a stage when you earn much less. You dont need to save 15 or more of your pay like most people recommend in regular circumstances. You technically dont have to save for retirement if your pension will cover it, but it is best to still save some for retirement. 5-15 is probably a good target rather than 15-30 for most people. 