<prompt> Human: I need to preface by saying that I am currently making 35kyear. Im currently paying off student loans so my disposable income is limited. My fiancee and I are currently paying off the last of our wedding expenses which is less than 4 weeks away.I have a 2011 Chevy Cruze purchased 2 years ago, 80,000 miles that started having transmission problems. I took it to the shop to have it looked at. Apparently, im looking at a full transmission rebuild totaling 4,000. Ive gotten second opinions but its clear the trans is just done. I just refinanced my auto loan to a much lower interest rate. I am still paying 180month for this thing. I still owe 8,300 on the loan with a 3 interest rate. The current value of the car AFTER the trans is fixed is only 4,500. So im completely upside-down here.My fear is that Im going to pay to have the trans fixed, and its gonna happen again down the line I have come to find out that 2011 Cruzes are notorious for transmission issues. Current Options:Pay to have it fixed. Risk the car dying on me in the future. But at least limit the amount of money spent at the present time.Look at trade in options. The car as it stands is only worth about the cost to fix the transmission. Unfortunately this would mean rolling my current loan into a new loan or lease. Not fix the trans. Drive my fiancees car and she purchases a new car until I can sort this out. This is the least desirable option as we dont want to take on more debt right now.My fiancee has money saved that we could use, although im trying to avoid that option if possible.My head is foggy and I really am more pissed that this is happening right now, so I could use an outside perspective of what my options are.Tl;dr: Completely upside down in loan for broken down car. Money is tight with upcoming wedding. Looking for the least painful option to get this sorted out.  <response>: Get a backyard mechanic to replace your transmission.Cut way back on your wedding expenses, if possible at this late date.Dont borrow money from your fiancee.Learn your lesson on refinancing to extend the term of a loan to generate fake savings lower monthly payment 