<prompt> Human: My boyfriend and I recently moved and I charged a lot of my half of the moving expenses. We share the cost of everything, however unforeseeable circumstances have caused the bulk of living expenses to fall on me the last couple weeks. I have ALWAYS payed my credit card balance in full and on time, however my balance rarely exceeds 200. Ive already paid more than the minimum for this month but I still have a balance left. Im trying to not leave myself broke, but Im terrified that making the minimum this month then paying the balance in full next month will negatively affect my credit. Any advice? Essentially I have already paid more than the minimum, but I cannot decide if I should pay the remaining balance by the end of the statement and basically be broke. Or take the minimum payment this month, make no other charges, and pay the balance in full on the next statement.  <response>: Just making the minimum this month wont damage your credit at all. Lots of people carry balances and still have great credit. 