<prompt> Human: Hi,I am currently 26 years old with 150,000 sitting in a BOA savings account. I realize this is an extremely bad practice, but I do not have any advice or guidance as to what to do with it. I am extremely fortunate to have graduated with minimal college debt, and I was fortunate to land a well paying job right when I graduated. I have been promoted twice and am currently making 115,000 a year. I do not own a house 1100 a month in rent and I have paid off my car. The most expensive aspect of my life at the moment is my girlfriend :I plan to buy a house when I am 30-32 years old, as well as get married. I live in an expensive city so please keep that in mind.I am not adverse to aggressive investing, and am currently contributing 7 to my 401k in which my employer matches 3.5 of that.I greatly appreciate your feedback and happy holidays!  <response>: If youre making 115k a year and seem to have relatively minimal expenses, Id say contribute more to your 401k max that sucker out. If you want to keep your money for a house in a few years, stick it in CDs Ally 2 for 12 month CD right now or something pretty safe. Otherwise an IRA and a taxable account is probably what Id do. Make sure youve got an adequate emergency fund too, of course. 