<prompt> Human: Hey all. So about a year ago I was in a sticky situation as my old bunker of a Chevy Malibu completely gave out. I had just dropped out of college to work a decent job in an effort to save up money. Well being the uninformed and impulsive young man I was, I decided to go finance a car from JD Byrider after my gfs mom suggested it. She had good intentions but completely misdirected me, and once again, being the impulsive young man I was, I thought how could she be wrong shes twice my age. Long story short, I fell into a trap by being too eager and have now ended up paying 215 every 2 weeks for a used 2007 Pontiac Grand Prix at 21,000, when the average price is actually around 6,000 interest out the ass.This loan has been such a burden Ive ended back at my parents TWICE while Ive have it and havent been able to maintain more than 300 in my bank account since I agreed to this awful exchange. My mom has paid for the last 3 payments and it is currently sitting outside my parents place unable to get down the street. Found out after I got the car it is recalled.. NiceAnyways - now Im strongly considering bankruptcy so I can start saving up money finally, and hopefully save the remaining 14,000 on the balance and work instead on putting it in my bank. Financially responsible people of Reddit, please help. Is bankruptcy a crazy idea for someone as young as me? I dont know what else to do.. Help!!!Edit: Finance not lease.  <response>: You dont file bankruptcy over a 14k car loan. 