<prompt> Human: I start a new health insurance plan on July 1st with a 3000 deductible. I have some upcoming medical expenses that Id like to do asap after switching to the new plan. Most of these expenses will be going towards the deductible. I have the cash to pay for it now but Id like to get the tax advantage of paying via HSA. I plan to set up the HSA account on july 1st when I start the new plan. How quickly can I typically access the funds or at least qualify for reimbursement?Assistant: You can reimburse yourself for medical expenses at any later date. The only restriction is that the qualified medical treatment must occur AFTER you are on your new medical plan.For example, if you went to the doctor in February and got a 200 bill, then signed up for an high deductible plan with HSA in June, you would not be able to reimburse yourself that 200.You can give yourself a reimbursement as soon as the funds are available in the account, which may be several paychecks worth of contributions.Human: So the HSA will not be through my employer but through a third party provider that I sign up for individually. So as long as the expense occurs after I on my new plan, I could get reimbursed for it at any later date even if my HSA plan was not createdfunded at the time of the expense?  <response>: When the expense occurs, the HSA plan must be created but it doesnt have to be funded. 