<prompt> Human: I am a 23 year old male college student.Due to bad habits myself, disorganization amongst roommates, and one who used money for drugs when we thought he was paying bills, I have acquired two main areas of debt that keep me up at night. I owe about 2,500 to our electric company. The bill is in my name only and I have three entirely new roommates. I am worried they will shut it off and I dont have anywhere near that ammount. I also owe 2,000 rent that got built up from late fees and being short on rent for a longtime that has now built up. Landlord is understanding and will work with me, but he is calling for the money soon. With the three new roommates, I dont want to start off with issues that they dont deserve.I spent a while changing life habits and this sub has made it possible for me to get to where i want to be personally and mentally, now it is time for me to clean up the mess I made before.Currently due to lack of hours, I bring in about 300 dollars per week, but hopefully that will change soon as I have been on several interviews. The thing is I am a college student and will be taking 5 classes come fall.I guess my question is what do I do about this? I have been looking into loans as a solution but only know what Ive read. My parents cannot cosign or lend me money. I dont have a lot of Student Loans around 20k so if I could get a loan and end up with 25k debt when I get out, I would feel comfortable.Any and all advice is greatly appreciated. Thanks.  <response>: If you turn to more debt as a solution for debt, youll never get out of debt. Best thing to do would see if you can get on some sort of repayment plan with the electric company and the landlord. 