<prompt> Human: So im 21 right now and have a job i like in the factory.Ive been thinking about getting a loan to buy a house but my mother told me that i should take one out and go to uni.Now as im thinking, if i go to uni Id basically spend 4-5 years making no money and walk out with a degree and debt. On the other hand, take a loan and start paying out my house immediately.Now i ask, is the diploma worth it if im already sattisfied with my job or should i go forth with my original plan?  <response>: What kind of factory job? What will your career look like in 10 years? Invest in yourself first. You shouldnt go to university if youre not genuinely interested in the idea, but you need to set yourself up for success now. Maybe you can stay in a house in your hometown doing the same work for the next 40 years, but will you be happy and fulfilled doing that? 