<prompt> Human: Hi reddit! Lurker for about 5 years, first time poster.My dad is 58 years old and has worked for himself doing general contracting work his entire life. He doesnt own his own business, have any employees or savings; he literally has worked alone on projects basically making a little more than ends meet. He is getting older and really isnt able to do much manual labor anymore. He has no money to retire with since he hasnt had money to save or a company that has invested his money into retirement for him. He wont be able to receive any social security benefits for another 4 years, and from what I understand, there is very little to be collected. Hes even been thinking of returning to school.This really worries me and I want to know what options he has if any at all. I would much appreciate any helpadvice from all of you at personal finance.  <response>: Going back to school at 58 is an iffy proposition. He would be 60 before he was done and really in no position to compete for jobs with young grads with decades of work ahead of them.What about something like an apartment caretakermanager job where an apt is included? He sounds handy, and apartment complex maintenance is not as grueling as general contracting. Or maybe a service desk job at an auto dealer or other repair place? Does he have good people skills?You dont mention a mom or stepmom or lady friend. Is he single? Two together can live cheaper than separately. 