<prompt> Human: I have about 500 dollars saved 16 years old, no solid job and Ive heard of the USD losing value in the future when the intrest rate changes, is there any way to save it or invest it to minimalize loses?  <response>: The USD, like most other currencies, is always losing value thanks to inflation. Youre worrying over nothing. Keep your money in a savings account for college or vocational education expenses. The best investment you can make at your age is in your future earnings potential through education. 