<prompt> Human: So, about 2 months ago I listened to my local bargain radio show ran by Great Lakes Radio that occurs every Wednesday. At the time they were offering 100 repair certificates for 60 to my local garage where Ive brought my cars for repairs for the past 10 years.So yesterday suddenly I need a repair crack in exhaust and kept calling my local garage, only to get busy signals all day long. I drive there after work and notice that theyve closed for good. Neither they nor Great Lakes Radio ever told me that they would go out of business, which happened literally 2-3 weeks after getting one of these certificates. So here I am holding a worthless 100 certificate that I paid 60 for. Certificate says not redeemable for cash or refund but has an expiry date of November 13th purchased July 13th. What is my recouse? Should I contact Great Lake Radio and demand a refund or open a dispute with my credit card company?EDITEDUPDATE: I called Great Lake Radio last night and left message. They called me back today. They said I can bring in the certificate to their office and exchange it for something else from their radio show andor website with a 60 credit but after explaining to them the whole situation, feeling scammed, etc, I persuaded them that if I cant find something else that I want I can get my 60 back. Appears it will end well. Thanks all!  <response>: You should open the dispute with your credit card company. My dad purchased his second wifes wedding ring at jeweler that has been open since I was a boy less than a year ago. The store closed down 3 months later. My dad spending thousands on a ring no longer had a warranty. He disputed the charge with his credit lender and they looked into it. 3 weeks later he got refunded every dime and still got to keep the ring. 