<prompt> Human: I have a total of six loans through Sallie Mae and ACS. Im at a point now where my emergency fund is secure and I want to start throwing more money at my higher interest loans. My loans are:5383.26 6.052992.50 5.753351.60 52164.64 4.252560.33 2.11920.32 2.1Im comfortable today putting 3000 towards these loans. Would it make more sense putting it towards the one with the 6.05 rate, or paying off the whole 5.75 loan. Im leaning towards the latter because the .3 rate difference is essentially negligible. Maybe Im wrong. How would you approach this?  <response>: Marking a loan off the list can have significant positive mental repercussions. It did for me. If this is true for you, then pay off the 5.75 loan, as the interest rate is really close.Then, you can snowball the money that was going to the 5.75 loan into the 6.05 loan. Then watch that principle go down fast. 