<prompt> Human: I am not smart with money. I have around 3k worth of stocks that I got as a gift several years ago. I get charged 150 per year as a maintenance fee and 50 per transaction. I have 2K in credit card A debt at around 9 APR. I have 5K credit card debt B at 0 APR. I will have card B paid off in 10 months, before the 0 APR expires. I think the smartest thing to do is sell my stocks to pay off credit card A. What do you think?Edit:Whoops, I got my numbers mixed up. APR on card A is actually 15.24!In the last 1YR, the stocks have gained 19.36They are split among 3 companies, so it would cost 150 for the transaction fees.3425 current market value.1400 cost basis.  <response>: Wow, where are these stocks held that charges fees like that?I would dump the stock ,but make sure you are aware that youll have to pay taxes on the gains. Do you know the original purchasers cost basis? 