<prompt> Human: Hi guys,So a couple of years ago I was super depressed and let myself go. Ive since recovered but I still have some cavities from that period. I went to the dentist, got myself some x-rays and a cleaning; found out my insurance doesnt cover very much at all, and Im in the hole 250 for that appointment. I worked out a payment plan throughout the next three months to pay it off. In order to get my cavities fixed, it will be somewhere in the 500 range, and with a part time job in retail I simply cant afford that.Im on my parents insurance still, but have no idea how I could get my own dental insurance. I dont qualify for benefits yet at my job, but I dont know if they even offer dental. Should I proceed with getting my cavities fixed when I get done paying off the 250, and just try my hardest to pay it off, or are there any alternatives I can pursue? edit: hey, thanks guys! i got a lot of good suggestions and im going through them now. also learned a lot more about insurance, lol. Assistant: See if they offer Care Credit. You and the dentist will settle on an agreement ex - 12 months. If you pay it off in the agreed amount of time its a 0 interest loan. If you dont, youre on the hook for all the would-be-accrued interest... so pick a time frame you know you can afford.Human: I wish, but my credit is awful.  <response>: Have you tried? You may be surprised. A friend of mine, who recommended it to me when I ran into some unexpected vet bills, said she was in the low 500s when she got approved for it. 