<prompt> Human: Im 25, starting a new job on Monday that pays me an annual salary of 47,000, but its a sales job and by the end of the my first year Im likely to be making around 60,000. The job is offering a monthly car allowance of 400 to allow me to go out and meet clients, but I seriously doubt Ill use more than half of that on extra gas. Currently I drive a 1991 Honda Civic that is not in great shape. My heaterdefog just went, one of the headlights is broken and the other one works sporadically, and the car idles very high during stop-and-go traffic which is what Ill be in a lot of the time, downtown Vancouver so this burns extra gas. The car is also a detriment to my job, as Ill be meeting clientstaking them to lunchgolfetc. and it doesnt really reflect well on me as a professional when I show up in that car. I just dont feel very comfortable or safe driving it right now, especially with heavy rainfall and winter weather coming up.Financially Im not exactly flush, and right now in particular I have a 3000 maxed out credit card and about 1000 in loans from family that needs to be paid back very soon. After all my expenses, student loan payments, etc., I will have in the neighborhood of 500-750 dollars a month in excess not counting car allowance, but this does not count towards paying down my credit card which is a very large priority for me. I do not have any sort of emergency fund, though my family will support me if necessary but I would like to avoid this at all costs.I have no money to pay for a car in cash, so would it be a good idea or a bad idea to financelease a newer vehicle? I wouldnt want something expensive or flashy, just something reliable with great fuel economy. However Im concerned that if this job doesnt work out then Ill be stuck with car payments I cant afford. I am confident that it will work out but you never know.Thoughts?  <response>: Your job is expecting you to have a presentable car. Your debts are honestly very small -- you should buy a one-owner car that is about 15-20k. 