<prompt> Human: I have been given 10,000 from my recently deceased grandmothers estate. I am 31 living below my means and make a decent wage for where I live 31,000 gross year. I am a contractor so that 31,000 is paid in various lump sums throughout the year. I have some money already in the bank that I have saved up over the years. I have roughly 23,000 left in student loan debt. I am able to make the payments right now.My first inclination is to dedicate all the 10,000 to my student loans. However, I want to draw on everyones wisdom. What do I do with this 10,000 to make it go further - invest it in something? split it up and put a portion towards student loans and invest the other? I really want to take this opportunity to chunk away at my student loans, but I also want to be able to make my money go further over the long run.  <response>: Read the FAQ. 