<prompt> Human: I paid off two of my credit cards issued by commenity, and they stated they ran a soft credit check after payment and lowered my credit limits from 1,000 and 500 to 100 on each card. Which is funny because my score has actually improved. I guess this is the hip new thing credit card companies are doing. A 100 CC limit is an insult, so I promptly cut them up.  <response>: Theyre basically firing you as a client As you pay down your debt, they dont want you to run up more debt so they lower your limit so youre maxed out again.Once you pay off the full debt they will either shut down your account totally or theyll leave you with such a low limit youll rage quit as you have 