<prompt> Human: Hi everyone,Recently my mom has been pestering me about buying a house to put out for rent. Unfortunately my family does not have great financial history and filed for bankruptcy around the time of the 08 crash. And Im sure most of you already know on this subreddit because of that; my parents have bad credit and cannot get approved for loans. So in order to get around this my mom has been asking me to pull out loans under my name so that she can buy a house. Honestly, Im not proud about this, but I know nothing about housingreal estate; however, my gut is telling me that this doesnt feel right. My relationship with my mom isnt the best and we tend to get into spats all the time. Obviously this has led to some very frustrating conversations between us with her berating me for being financially naive, and going on and on about making passive income, and building up my business acumen. I wish I could tell her something beyond me telling her that it just doesnt feel right. I do realize real estate is important and look forward to getting into later in life, but right now, I have other plans in mind and feel their are other ways to achieve financial success in life. At the moment, my family arent struggling for money and are living comfortably with a 60k 70k yearly income. Me on the other hand, I graduated about 2 years ago and make 32k a year after taxes. I understand this is a long post with a lot information that hasnt been covered but Ill be willing to give out as much detail as I can and would greatly appreciate any help. Once again thanks for taking time out of your day to help me.  <response>: Shes demonstrated an inability or unwillingness to pay her debts, to a point where banks folks who loan people money for a living wont loan her money. You will be left holding the financial bag, having to evict them, trashing your own credit, and unable to buy a house of your own for ages afterwards.This sounds like a hard no from my perspective-- what am I not considering from yours? 