<prompt> Human: Good news everyone! Mint and other financial institutions are finally starting to adopt OAuth and APIs.The benefit is instead of giving Mint your username and password, which it uses to login and screen scrape to gather data, Mint is given a token, which is read only. This is a much safer way of connecting accounts. In addition, using APIs instead of screen scraping will keep accuracy better, speed up account refreshes, and keep things working when your bank changes their UI.  <response>: As a programmer, I love OAuth. It is incredibly simple to implement and gives you more freedom to work on your application rather than focus on all the account creation stuff. P.S. I use OAuth on a Sexy Website. 