<prompt> Human: After several months of smooth sailing, this month has been filled with unexpected expenses:-Wife needs urgent dental procedure 750 out of pocket-Wife had mishap with concrete barrier in parking garage. Car needs new bumper. Insurance deductible is 500, got a quote to fix for 400 out of pocket.-Washer in our rental house broke. 300-500 for new one. -So were looking at 1,500 in expenses that came out of nowhere. Last year we would have really struggled to come up with the money to pay for events like these or may have considered putting them off entirely. Thanks to rpersonalfinance and Mint, we were able to better budget our money and save a decent emergency fund and I can pay all of them in cash without any worries about what well eat the rest of the month. Assistant: Your landlord wont cover the washer? Ive never rented from a place where I had to foot the bill for repairs.Human: I am the landlord.  <response>: Only thing I could think of reading that, lol 