<prompt> Human: My car took a crap and itll be expensive to fix it. Due to bad credit I owe 13k on it and its worth 4500 if running its my only means of transportation and I need to get to and from work. I dont see on the IRS website any thing about this qualifying. Ive recently started budgeting and making better financial decisions but its super recent so dont have anything really saved. I cant get a loan, if I get a new car loan theyre going to be charging me a high interest rate like the one Ive got. I was thinking withdrawal from 401k and putting down payment towards a newer, pre-owned car. Or maybe even towards this loan from hell. Anyone know if my situation qualifies? I read the qualifying scenarios but dont think it states clearly if this does. Thanks!  <response>: I would recommend a 1k beater, until you can afford something better. 