<prompt> Human: Ive got 30k in emergency savings sitting in a capital one savings account. I also have 7k sitting in a similar account for things that are more like unexpected purchases- dental work, car repair, etc. Think of it like emergency lite lol. That fund gets more action but just barely. Im fine to leave the 7k where it is but the 30k emergency fund isnt something I plan to EVER touch unless I lose my job. Given thats the plan, where do you recommend I store it? The idea of it sitting in a low return savings account seems silly but I know the liquidity easy access is important. Thanks!  <response>: Ally or another high yield savings account 