<prompt> Human: So, I am looking to open a new account. Wells Fargo is really the only rational bank with a branch in my area, and their fees structure is actually quite good for my specific needs. However, I am concerned, as I remember the scandals, fraud, stealing from customers, etc that Ive heard about over the last couple years. Is this something that is still ongoing, being investigated or is it a think of the past, and the oversight at WG is improved? It is considered high risk to open an account there? I realzie this question might cause come controversy, but Im just looking for some honest opinions.  <response>: Ive used them for 30 years with hardly a blip. They are too convenient for me to think about ditching altogether but I only use them for checking and have my savings and other accounts elsewhere. 