<prompt> Human: Im about four months out of college. Ill be moving to an area that has fantastic fishing, which is my hobby, and need some advice on when I will be financially solid enough to pull the trigger on a bass boat. My current situation:Savings:4000Checking: 1000Roth IRA:15000401K:400CC:1000Student loans:14000Car:3000My take home until march will be around 2400 a month. My living expenses and most of my food are covered in this. My expenses are:IRA: 800 until I max, Im behind this year so 550 will be standard. 401k: 400 will be upped once I max IRACar payment: 327Insurance: 60Spotify:5Come March, Ill be taking home around 3800. My living expenses will be 600 for housing, so this will give me some extra cash.The boat I want is around 17000, and I expect to have an additional 150 a month in expenses. This includes gas and insurance.What do you all think about my situation, and how would you go about this? All that really matters to me is saving around that 1200 figure, and basic living conditions. How would you all go about this debt and acquiring said toy?  <response>: The boat you want will double your debt. 1Do you want to double your debt?I would wait until youve got more stashed away in savings and less debt before spending so much on a hobby. 