<prompt> Human: My younger brother had someone hijack his debit card, Im assuming someone made a copy of it somewhere. This person ran up a pretty hefty amount before my brother figured out what was going on, roughly 2K.Now, being young, he was lackadaisical about getting the police report and paperwork filed with his bank, and exceeded the 10-day window. According to the bank, the debt has been sent to collections. From what I understand, he is now 100 responsible for this debt.He has approached me about a loan to take care of this, of which my only real option would be to withdraw from my 401k. Naturally, Id like to help my brother, but loans issued to family members rarely pan out.Does my brother have another option? I mean, he could just let it go to collections, let it hit his credit report and just suffer the consequences for the next 7 years, but Id like to find a less detrimental solution that doesnt A ruin his credit or B put a strain on my own future with a hardship loan against my 401k.Assistant: Im sorry to hear this happened but I am also very suspicious that he didnt jump on this and is now willing to pay for someone elses fun to the tune of 2k. Most people would do anything to get their money back. I highly recommend NOT taking money out of your 401k for this. Sadly, I think you should offer moral support and guidance, but not invest in this financially. Human: I dont think hes taken money matters seriously, mainly because hes always had a safety net of people to help resolve these issues. Hes never asked me for any major loan before now.Ive told him to keep fighting for this. I find it odd that the bank will not work with him, especially since the police report presumably includes a picture of the guy who hijacked his card.  <response>: I dont think hes taken money matters seriously,If you fix this problem for him, we will continue to not take things seriously. Dont do it. 