<prompt> Human: Okay so credit scores dont make all that much sense to me. Ive read up on them quite a bit, and I realize there are multiple factors taken into account. However, my CS was originally in the 680 range and climbing...very slowly. I went on a business trip and had to max out my credit card. I knew my CS would drop, but it dropped to around 650. I paid the card off immediately, and when it finally went through a month later my score jumped to 720! Can anyone explain this?  <response>: Credit scores are weird, man. 