<prompt> Human: I have tried googling it to see what happens to student debt in the event of the death of my spouse morbid I know, but a girls gotta think ahead, but I have found very little. As I said in the header, he has just over 100,000 in student loan debt and very little potential of a high paying job in his field. Similarly, my field is a low-paying one. It is important to note that his father is the co-signer on these loans. In the event that we do marry, and he passes away before me, am I responsible for paying the loans? Or does it fall to the co-signer, his father? Thanks for reading reddit, I hope you know a bit more than I do.  <response>: You need life insurance for this very reason, so does the father. 