<prompt> Human: Credit Karma shows credit scores for me of 817 TransUnion and 826 Equifax, as of 27 November 2015American Express reports my Experian FICA score as 707 as of 18 November 2015Discover reports my TransUnion FICO score as 733 as of 26 November 2015None of this bothers me, as I realize that FICO scores are a moving target and can differ by reporting agency andor formula being used, but probably best not to rely solely on Credit Karma scores when looking to apply for credit.  <response>: Credit Karma shows your VantageScore 3.0 for TransUnion and Equifax, not your FICO score. While it usually differs, monitoring the trend in your score on Credit Karma is useful in keeping an eye on your credit health. 