<prompt> Human: Just took a new job and as title says, going from getting paid twice a month to every other week. It was great always getting paid on the 15th and 30th because my credit card bill and mortgage came on the 18th and 3rd, respectively. Im just wondering if there are any tips on how to manage my budget to accommodate every other week. Should my monthly budget include just 2 paychecks or my net income12? Im pretty sure I can switch my mortgage to every other week as well, but not sure Id need to do that since I can afford the payment regardless of the time of month. I dont live paycheck to paycheck but am very detailed with my mint.com account and want to keep it accurate and not feel like I have extra money on the two months I get paid 3 times.  <response>: It sounds like youre living paycheck to pay check. If you werent, who cares about when your paycheck clears and when your bills are due?It doesnt matter how you build your monthly budget. You should be working backwards from your expenses, not forwards from your take-home salary. 