<prompt> Human: Hey there! So long story short, Im M27 getting down and hard with the numbers with my wife F21 and were just getting into really getting a hold of our debt. Ive been listening to the Dave Ramsey Show podcast, but has anybody done completed or not Financial Peace University? Because of my schedule Im in the military and work odd hours that always change, Im not sure if I should enroll in FPU to do at home, in a group, or both. x200B;For those unfamiliar: You can see what FPU is all about here.x200B;For those of you who have done FPU, please share your experience and advice? Thanks.  <response>: I was a mess, always running out of money. It made a huge difference for me and Im debt free other than my house and have a decent savings for the first time in my life. I recommend it to everyone 