<prompt> Human: So I made a number of bad financial decisions during college including CC debt, student loan debt etc. After graduating in 2011 I had a difficult time finding work that allowed me to keep up with my commitments. On November 12th 2012 I made the last payment I would make to Sallie Mae and my student loan went into default. Fast forward to today when I get a letter from Weitman, Weinberg, and Reis stating that the student loan has been placed with them. I have had accounts be placed with lawyers before and nothing really came of it however this time Im a little nervous. The statute of limitations in Colorado is 6 years meaning I would be safe from legal action in just a few more months. I read some other message boards online talking about how this law firm is known to sue. Does anyone know anything about or have any experience with this firm? Do you think Im in danger of being sued this late in the game? Any suggestions? If they do sue me its seriously going to fuck up my life especially because Ive been working so hard to rebuild my credit and save for some life events etc. Thanks for your input.  <response>: Federal student loans that are in default dont go away. Its not like a regular bill that goes to collections and eventually does. Those balances are due until they are paid or forgiven. 