<prompt> Human: Like the title says. I borrowed from my 401k and Im still paying it back. If I had to move the account due to a job change, would I be required to treat the remaining loan balance as an immediate early withdrawal and pay the penalty?  <response>: Read the terms of your 401k and contact your plan provider.There are many possible scenarios. One of the more common ones is that a 401k loan is due X days after employment termination. Thats usually the number one reason why you shouldnt borrow from your 401k. People change jobs. People lose jobs. 