<prompt> Human: Ive read the wiki and follow all the steps, but once I come to the step about investing, I go cross-eyed. I dont have a mind for numbers. I dont come from much money which doesnt help, but professionally Im doing pretty well these days and I want to start saving more than I am. I have an emergency fund in a savings account that will cover 6-8 months expenses, and I have a 401K with an employer match. I paid down all my credit debt which was around 12K at the peak. I still have some more disposable income and I want to setup a separate investment portfolio. Problem is, as mentioned, Im really dumb about this stuff. Acorns is simple, easy, and has a really nice UI. It does all the work for me. As a self-proclaimed dumb person, I feel like I am investing responsibly without all the hard numbers and confusing anagrams. I just download the app, transfer money, and feel good about myself. However, I know theres probably a much better way to do this with less fees and so on so my question is - what is a good alternative? Im looking for an app I can connect to my checking accounts to make transferring money easy. Anyone have recommendations? Also, why exactly is Acorns terrible? Please keep in mind, Im dumb. Thanks!  <response>: The app Robinhood has no fees at all, if youre comfortable just buying stocks on your own. The UI is great, you can link it to a checking account, and you literally just search for the company and then tap buy. But it doesnt do anything for you automatically, youd still need to select which stocks you wanted to purchase. 