<prompt> Human: My boyfriend and I are looking intogetting close to buying a house together. I own a townhouse right now which we currently live in but is in a crappy neighborhood surrounded by crappy people. The new house is in a fantastic neighborhood that Im very familiar with, is in very good shape, great yard - everything you want in a house. The offer wed have to make to compete with other current offers is close to 600k. To pay for the house, Id take mortgage for my half and he would receive a gift from his father for his half. We would both be on the title, I would be the only one on the mortgage.As a glass-half-empty kind of person, while I do absolutely love him and the new place, Im concernedhesitant about committing to that much debt and selling my current place and Im also concerned about where Id live or what will happen to me financially if we break up. Im not sure I would be able to buy him out after possible home appreciation or rising loan rates we agreed I would have first right of refusal on the house if we break up and if we sold the place and split the profits Im also concerned I would have a hard time finding a new place that would be half-decent. I do love him and want to be with him, but its impossible for me to not think about or ignore these possibilities. Hes more willing to jump into all this head-first without thinking much about the future.Wed only been casually looking at houses until I found this one last week and since then its been a flurry of phone calls, visits to the house and paperwork trying to figure out how to get it. I think our best bet is to consult a real estate attorney asap to iron out all possible future issues. Just curious what you guys might think about all this or if you have any adviceguidance we havent thought of yet. Apologies if I left any important details out.  <response>: Dont do it until your 100 married. Ive seen couples that were rock solid before marriage break up and since you werent married its always huge legal issues. Or get a lawyer and get everything straight beforehand. Sucks to bet on a relationship failing but you should never let caution to the wind. Its your life just as much as theirs. Its foolish and greedy to not have everything straight beforehand. 