<prompt> Human: Getting neuroscience PhD in the inland empiresouthern California.I get 2,000month take home after taxes.Renting a single-bedroom, pet-friendly apartment will run me 1,300, plus 200 utilities. That leaves me with 500 a month.Healthcare, cell phone, car insurance, gym are all covered by university or parents.If I get my own place, I will live close to university, grocery, and gym 2 miles so I dont need to drive on a daily basis. All I need to buy is food, necessities, and entertainment.Im 27, never had my own place my whole life, and have managed to save 45,000 in Roth IRA or bank accounts. If I get my own place next year, I wont increase my savings, but I think I can not loose money by living frugally.On the other hand, If I continue renting a room in a house with other grad students and living frugally, I could probably save upwards of 10,000! That is so much money.I know it is way above the 30 rule. Parents say they can give me money, but I dont want to take it I dont know what their financial situation is. Is my own place worth it?  <response>: 1300month is too high. You might be able to do it if base rent was 900month. 