<prompt> Human: I want to goto college to begin my masters in business. Ive been thinking about that for the last 5 years. However Im not able to proceed with this due to my doubts and the high expense of tuition. I live comfy life right now working at a decent 55k job with 60k saved in my bank. Yes I do still live at home with no girlfriend for now. I ended up buying a new 45k car last year by financing 493 per month for 5 years. Insurance every 6 months is 800. Add in I still drive my old car to work with car insurance at 340 every 6 month. Also add in car tax which COnnecticut charges. Ive been up and down trying to save all year but I cant get over 70k easily before I had the car. Anyhow, do you think I should go back to college to start my masters or pay off my car? Im very unmotivated at work because Im still a contractor after 6 years without any opportunity to advance. My work has a school program where you get reimbursed for completing their degree with exceptional grades. My buddies without degrees and lots of luck got hired by this crummy company and will plan to go back to school. This really makes me feel Im worth nothing as I went to college and graduated. Sorry Im at work right thinking what am I doing in life and why I have such a bad mentality of hopelessness right now. Assistant: First, make sure you understand what went wrong with that car purchase. Yes, it is already done, but it is very important to analyze that decision so you dont make such a decision again. You need to know what happened in order to stop it from happening again.As for what to do, I think you might want to look at a different option: applying to other jobs.You dont like your current job and they havent brought you on full time. I think that is a perfectly good reason to look for another job that you will find more fulfilling.Human: Understood yeah I invested in a car due to my old car starting to die. 170k miles on the girl, but I do take care of it oil changes, transmission, ect. Its not going to be there forever so I bought my new car for the future. I only drive my new cars on the weekend and only has 6k miles after I bought it back in Sept 2016. I may have screwed up by thinking this may have been a good idea.I have been applying to other jobs with no success or any consideration. The job Im currently working pays decent and is one of the top 3 companies of this state. A lot of people would kill to be in my position. Like I said before, Im always passed or never given any potential to show my employers my untapped potential. Ive even told my supervisor, but so far nothing. Its a stagnant job where Im expected to do one job while I see others get opportunities due to their relationship with others. Sorry for venting, but Im thinking about this a lot lately and its been driving me nuts. Yeah I will keep pressing to find a new job. Thanks for the advice.  <response>: I invested in a carOne does not invest in a car. This was not an investment you made. It is important to understand that.only has 6k miles after I bought it back in Sept 2016. You bought a car because your current car was going to die and yet has managed to continue being driveable for another year. You wasted an entire year on new car payments. It is also important you keep that in mind. I may have screwed up by thinking this may have been a good idea.And this sentiment is exactly why you have to really understand what you actually did - you still think it might have been a good idea. It wasnt. Decisions like you made keep you anchored to unhappy situations. Now you cant take as much risks as you could have if you had not bought that car because the payments and insurance on it are so high, you cant afford to risk your income even a little. Debt is an anchor. Anchors can be useful and are sometimes necessary, but understand it for what it is.is one of the top 3 companies of this state. Have you thought about relocating?due to their relationship with othersAn underrated aspect of jobs is that so much is decided based on feelings and not just solely merit. You understand this obviously, so if you really think you are in a killer position and want to make it work, then going about cultivating those relationships will be a necessity.I have been applying to other jobs with no success or any consideration.If you havent been getting any callbacks at all, then it is time to look at your resume. Give it to a friend to look over, or consider hiring a professional to revamp it. 