<prompt> Human: Im a risk averse person by nature, but was hoping some redditors could guide me in the right direction with a decision.Theres a for sale by owner home for 100k in walkable distance from my home. The home definitely needs some tender love and care, but its a stones throw away from a lake and I have cash for a 10 down payment. Family friends own a house right next door and have had no problem renting it out all summer long.Personal details: currently have a mortgage which is around 30 of my monthly income and have been maxing out my Roth IRA since I got my first job at 15 years old.What would you do in this situation? It seems like a no-brainer, but Im a wimp when it comes to taking risks.  <response>: Nobody here can tell you that, because we dont have enough information from your post to asses risk. And if youre asking this question, you probably dont either.When considering an investment, you need to look at what it will cost you, and what return you can expect it to bring you.If you cant answer both of those questions in detail, then youre basically just gambling. 