<prompt> Human: A number of BM banks have incentives of up to 500 with the maintenance of 15,000 plus direct depositingone example being Chase. Is there any draw backs of rolling through different banking incentives and just using my money to collect these rewards?  <response>: Only a few downsides. Your Chex report will end up massive like mine, just from all the opened and closed accounts, even if theyre all in good standing. Some banks are sensitive to your Chex report, so you wont be able to open an account and get the bonus from them.Otherwise, no real issue. Welcome to rchurning 