<prompt> Human: So my parents are going to give me their 3 stories big house and their 250.000 Euro debts.The monthly paying for the debt is about 1400 Euros a Month and the the taxes, running costs, heating, water, do cost 600 Euros per month. So all in all about 2000 Euros a Month. At this rate i would pay back the debt in about 20 years, if everything works perfect.BUT: There is no saving. with this numbers i cannot save any, for some emergency. There are certainly someday some repairings to do, which would damage my finance.There are 3 Flats. in one of them will live my parents and i could rent out the two others.I earn ok for Austrian people, which is 1500 Euro a month, but i am not sure, if i can handle this situation on my own.So here is the math:2 flat rents per month: 2000;running costs: - 600;debt rates: -1400;Summary 0How much do you think i should try to save from my own money for repairings? Or should i put any money i earn into the debt, that the debt is paid off earlier? and hope nothing happens in the next 10 years.thanks for your help, and sorry for my english, its not my first language.  <response>: Will your parents pay any rent at all?I mean, I understand the idea of let them live there rent-free - but they want to give you not only the house but the debtmortgage normaler Kredit, nehme ich an? too. If you want to take on 100 of the debt but only 66 of the income this arrangement is suddenly a lot less attractive. 