<prompt> Human: Over 3 months ago, my vehicle was vandalized, leaving a large dent in the rear quarter panel. I contacted my insurance carrier, filed a claim, and they sent an adjuster to assess the damage. The adjuster agreed that the panel would need to be cut out and replaced, and he went on his way. When I received the estimate from him, it was completely different than what we discussed. I was assured it would be fixed and went ahead and took my car to the body shop to be repaired. A short time after dropping the car off for repairs, I received a check from the insurance company for the pathetic amount of 400. Adding my 250 deductible leaves me with a total of 650 to cut out a quarter panel, install a new one, prep, paint, realign the trunk, and do whatever else needs to be done. Theres no way that amount is going to cover it. Fast forward 2 months, my car is still sitting at the body shop in pieces because we dont have the money we need for the repairs. The body shop estimates that repairs will be at least 1500, which I really dont want to pay out of pocket. My shop has been trying to work with the adjuster, but he fails to return phone calls and wont come back to reassess the damage. Ive contacted my insurance carrier and explained the entire situation, but they wont get back to me and dont seem to care. I guess in their eyes, the check has been cut and its not their problem anymore. Im extremely frustrated. What are my options?  <response>: If the adjuster and the carrier arent working with you, I would presume the next step would be to contact your states office of insurance regulation Letting the adjustercarrier know that youll be filing an official complaint may also expedite matters. 