<prompt> Human: We wont be able to access each others accounts or see the details of each others accounts although weve never hidden it from each other really. We each plan to deposit a steady amount from our paychecks so that this account will be the one the monthly bills for the apartment, internet, and power come from.Combined we make about 100k a year while both being 22, so it isnt like we need this because were living beyond our means its more of a convenience factor.  <response>: Dont combine finances in any sense until married. Just split expenses and pay from your own accounts. 