<prompt> Human: I am a 46 year old man, married with two adult children who live with me. After years of financial irresponsibility, I declared bankruptcy and was evicted from my home. After the self imposed struggles, Im about to move into a new home and reunite my family. What I need now is a plan and a budget. Is there anything free out there? YouTube or otherwise? Im more than a little embarrassed to ask this at my age. But I need a good tutorial. A step by step guide to basic budgeting that grows into developing wealth. I know at this point with no savings and no retirement plan, Ill be working for the rest of my life. But Im ok with that. Explain it to me like Im 5. I make about 55kyearWill be paying 600rent750 car plus insurance 500 cell service whole family Wife is currently unemployed but will be working soon.Children will be working and chipping in.  <response>: get a used car with no car payment 