<prompt> Human: I was touring a new gym the other day and the salesperson mentioned that they do not accept credit cards and a bank routing number and account number would be used for automated billing.Im concerned for a number of reasons:misuse theft of the bank infoill-timed withdrawalsI generally dont give that information outAm I being paranoid?  <response>: I would highly recommend not doing this. I have heard horror stories about the gyms continuing to charge after you have cancelled and its a nightmare to deal with them.You can close a credit card or dispute charges. Its much harder with direct withdrawals. 