<prompt> Human: Im a 23 year old engineering working in NYC. I live with my parents in NJ. I make 2355.54 after taxes. 3000 BeforeMy expenses are Student Loan Payments 331.98Health Insurance 300Bus Pass 395 Rent to Parents 800Metrocard - 150Personal website - 5Therapy - 300So my total expenses are 2300. Im really proud of myself for bringing lunch, that is saving me a bunch of money. Im just worried about my savings. I save as much as I can. I managed to get enough to cover my copays when I got sick. But that wiped out my emergency saves. Sucks to start from the beginning. Should I talk to HR about the taxes they are taking out?  <response>: Should I talk to HR about the taxes they are taking out?Your tax withholding seems reasonable to me, maybe even a little low for NYNJ. 