<prompt> Human: My yearly salary is 80K and I currently live at home so I do not have any reoccurring or outstanding expenses. Rather than sticking to standard 10 year student loan schedule, should I be relentless and pay it off as fast as I can?The loans are 4-5 interest and I was thinking I would target the higher interest rate and unsubsidized loans first while I am on my grace period so they wouldnt accrue interest later on in the future. If someone has a better plan, let me know!  <response>: Pay them off as fast as possible. Youre getting a sweet deal on living expenses right now. 