<prompt> Human: Been lurking here for a while thought Id post something about my first financial dilemma.Some background info:- Im 27 married.- I make 160kyr. - Wife is in the last year of nursing school. Has 50k debt at like 2. We are only required to pay minimum 80month.- We own 1 car.- We rent at 1000month and live with roommates.- We have saved about 200k til now.- We save about 5kmonth.- We are thinking of buying a house, but prices here in SFbay are crazy. 1 Mil for a regular house.- House at 1 Mil 4kmonth of mortgage 1kmonth on HOI property tax.So we would go from spending 1k in rent, to 5k... Im thinking this from an investment standpoint. Is it a good idea or a horrible one? Im very debated. We could have roommates to get 1-3k out and then we could deduct are mortgage interest meaning wed only pay 60 of the mortgage.I feel like this might not be the best investment, but Idk what else to do. Putting money in the stock market feels riskier and I feel like eventually we will need a house to live in, so better buy sooner than later. Also all I hear about is that house prices are going higher and higher and that I have to start building equity.EDIT: Please be constructive if you can!EDIT2: Im expecting my wife to provide some kind of income after she graduates  <response>: No. 