<prompt>  Human: My wife and I have been living paycheck to paycheck for too long. We are always saying, after this well be able to save money. and it never happens. We try to keep our finances minimal, but we have 4 kids 3 that live with us full time and its tough. I know that once our kids are out of daycare it will be completely different, but that is 3 years from now until ALL of them are out. Something I should point out ahead of time. We actually use very little gas for work. I have a company vehicle and she works less than 10 miles from home. Most of that is for my oldest son that doesnt live with us. He lives about an hour and 20 minutes away from us with his mom and we drive there frequently to pick him up or watch sporting events, etc. Any input is appreciated. thanks!Our monthly gross income is around 6500. Shes salary Im not, so it can vary a little. deductions from our paychecks directly are 450month for child support, 380month for health and dental insurance, 80month 401k I would really like to put moreMonthly expenses are:groceries 700daycare 1320mortgage 690electric 300vehicle 250cell phone 120TVInternet 40insurance 125watertrash 80gas 250 