<prompt> Human: So here is the situation. My wife doesnt drive much, and about a year ago she had a minor one-car accident in my truck. Now she is afraid to drive the truck. I usually ride my bicycle to work, so the truck is available to her almost anytime she wants it, but she wont drive it without a fight. I need to have a truck for home depot runs, going camping, etc. The truck is semi-old 2002 and probably only worth about 6000, but I see no reason why it wont last a very long time, it has 105,000 miles.I am thinking of buying another car for her. Something in the range of 10,000 - 15,000. My emergency fund is currently about 9 months of expenses. If I take the money for the car from the emergency fund, it will bring me down to 3-6 months of expenses.I can probably get a loan for the car at 3-4 interest, but I havent shopped for a loan yet, maybe I can get 2. The emergency fund is in a savings account and only making slightly less than 1 interest.What should I do? Get a loan, pull cash from emergency, or live with unhappy wife?  <response>: My wife doesnt drive much...How often does your wife need to drive somewhere?You already have one vehicle sitting in a driveway not getting a whole lot of use. Having two vehicles sitting around not getting a whole lot of use just sounds silly. 