<prompt> Human: I get how it works for them, they can make more off selling my truck used than what ever deal they cut me on a new truck. Im wondering if this kind of deal would work out for me. The dealer is very reputable, among the most reputable in my state. I know some people who have done this, but they arent really the smartest money people I know. I can afford my payments right now, but if they got lowered, thats obviously an improvement. Do these kind of deals usually work out well for people?  <response>: Not usually worth it. Your truck has taken a massive depreciation hit already. Someone has to absorb that and it most likely will not be the dealer. 