<prompt> Human: We have started to use a lot of his suggestions and starting to see some good results. The big thing is that we had no idea how much we spent on running to the store for random things. It is quite an adjustment, but we are starting to save money. Anyone else?  <response>: I listen when I can. I think his advice is very good. I disagree with his philosophical underpinnings in that your money belongs to god, therefore you have an obligation to treat it as such. But his advice is good.To be honest, I listen to his show and Im amazed at some of the callers. His advice really boils down to managing your wants and spending less than you make. There is some nuance, of course. But thats it. I think what I really like about him is his ability to deliver such basic advice in a very candid way.Sometimes people need to be told point blank that theyre screwing up even when they know it to be true. For this, he is invaluable. 