<prompt> Human: So I received a total of 2640 back. I want to use that money to pay off at least 2 of 3 cards. Well say card A has a balance of 940, card B has 813 and card C is at 675. Each card has a minimum of 27 but Ive been paying 50 every month. Card A has a 22 interest rate, card B is at 9.49 and card C is at 22. However, card C is in the promotional stage until june at 0. Id like to know how any of you would go about this. Edit: I forgot to mention that i have a truck payment of 313 and a vehicle registration renewal of 403 coming up at end of the month.  <response>: You have enough money from your tax refund to pay off all your credit card debt, so I would do that and start over with a clean slate. 