<prompt> Human: Finally kicked the habit and I was going through a carton of smokesweek 65. What should I be doing with this money now? Obviously Im going to save it but dont know if there are better options then a bankcredit union savings account. Suggestions? Edited to add: All credit cards are paid off. We rent. We have 2 car loans. No other outstanding debt.  <response>: Save it for retirement. Your going to live longer now. Congratulations. 