<prompt> Human: Bill Backround: My neice had a triple tanslocation genetic disorder that made her susceptible to leukemia. The doctors gave her an 80 success rate but she roughed out a nearly 4-week hospital stay before all of her organs shut down and bled out. That stay alone cost my brothers family 506,000.00 and some change. They do have insurance, but the company was asking for verification that this was regarding his daughter.I thought this might serve as an example of unforseen circumstances that can cripple someone without insurance, and possibly provide good discussion on how to prepare for half-million dollar emergencies.  <response>: You might want to seriously consider looking into a reputable medical billing advocate; it is likely that you could negotiate a reasonable rate given the circumstances and they experienced billing advocates can be extremely useful in helping you to evaluate medical bills, look for errors, and help you negotiate. NerdWallet article: 