<prompt> Human: Dear PFIm 23, live in Belgium and graduated last year. Ive been working full time since November 2015. When I started studying, my parents bought a house in our college town for me and my sisters to live in. It had some extra rooms that we rented out to pay for the loan, which is now payed off. Both me and my sisters are now graduated so my parents want to sell the house. Im still living in it now, with one of my sisters, since we work in the college town. I dont have to pay rent for my room.My mom is obsessed with me and my sisters buying our own house. She is absolutely against renting. Now, I feel like Im very young to buy. Its not that I dont see the advantages, but I just feel like no one my age could ever afford a house by themselves. Ive only been working for seven months, so its a bit insane. But now, because my mom is so much against renting but will also sell the house Im currently living in for free, she will give me and my sisters each 100.000 for the down payment for a house. Yes, my parents are very well off and can definitely afford it. There are a few conditions though. If I dont buy something before they sell the house I currently live in, I need to move back home free. My parents also like to give some input on what house Id buy. I dont really mind that, because they have a lot of experience in the housing market so they know what a good deal is.Anyway, Ive been looking at houses, and Ive been looking at the numbers, but Id like some advice to see if I can afford it. Ive found a house thats very much to my taste, but Im just unsure if I have looked at all the costs Ill have.Current financial situation:Money saved: 7.500Income: - 1.850month nettoExpenses on average per month, based on my spending in the last 6 months:- Car: 120- Clothes: 50- Entertainment eating out, movies, travel, ...: 80- Groceries: 150- Treat yourself: 20- Other phone, gifts, ...: 90- Debt: 250month car, til December 2017, no interest since the loan is with my parentsTOTAL EXPENSES: 760I do feel like I can save some more on food and clothes though.The house Im currently looking at is 217.000. There would be 20.000 in extra fees attorney, closing costs, etc..If I get the 100.000 from my parents, Id still need to loan about 140.000 I want to keep the money I saved myself as emergency funds. I should be able to get a loan at maximum 2 fixed rate according to a simulation by my bank, which would result in me paying off 710month for 20 years. Realistically it would probably be a bit less, since Ill try to get a bit off the asking price for the house and since my parents are also members of that bank with a lot of money, they can definitely put some extra pressure to get a good interest rate.I have a tough time calculating my extra costs, but I would think the following would definitely be enough:- Insurance: 150 fire, homeowners, ...- Tv, internet: 100I have an extra 1000 that I won recently that I would use to buy the first necessities for my house. The house I was looking at included furniture, so I could avoid spending money on that in at least the first year. I definitely dont mind camping at my house for a while.Possibly I would rent out a room to one of my sisters, but I dont really want to count on that extra money.According to this calculation Id have about 100 left every month, which is not exactly much. I know that if there were emergencies, I could postpone paying off my car, but still.However, I feel like it might still be worth it if the alternative is never getting the 100.000 from my parents.What do you think?TLDR: My parents are giving me 100.000 if I buy a house instead of ever renting. If I calculate all my expenses when paying off a nice house Ive found, Id have about 100 a month left over. Can I afford this?EDIT:Thank you everyone for the responses. I got way more input than I expected! :Ive been thinking since yesterday, mainly about what I want. I do want to buy my own place otherwise I wouldnt have posted at all, but what I want most of all is live alone. So buying a house to then rent out some rooms isnt exactly what I want. I dont want to NEED roommates, because its a risk what if I cant find anyone, etc. and I dont really want to live with anyone else anymore. So Im going to look at cheaper places. Probably an appartement then, since houses at 100.000-170.000 are dumps that I would have to pour more money in. A nice small appartement that Id have to pay a 400-500 mortgage on would be perfect, since Id have to pay at least 500 if I had to rent anyway.So thank you all for your advice! It was very helpful! And for all the people worried about the relationship between me and my parents: as some people said Im probably the best judge on that. And believe me, I wouldnt do this if I doubted that aspect of it. When I said that my parents would like some input in the house, I didnt mean that theyd make decisions for me, they just know way more about real estate, so I like to get their advice. It would be my name and my name only on the deed :  <response>: Why not buy the house with your sister see if your mom would give both of you the same 100k so it would be like a free house. But you and your sister split the same price in a couple years. 