<prompt> Human: First, sorry if I missed something pertinent to a solution or advice as I am very new to this. Just comment with what is needed and Ill respond. I am 29 years old and have to move out within 3 months on my own for the first time and am very lost due to current finance constraints along with being generally terrified. Hopefully below I can describe my current situation and can get some form of direction as it all feels like entirely too big of a challenge.Currently, I live with and pay rent to a very close friend and due to someone else coming into the house I have to move out on my own. My current obligations are around 700 for rent and utilities. I make 2800 per months. I do not currently have a savings account and live pay check to pay check. I know that cutting back on social gatherings and going back to eating tuna fish and ramen noodles is my first step but I am concerned, due to medical debts that I am required to pay back, that I cannot save money fast enough to have enough money for a down payment on a house. This issue is compounded by my current credit score of 501 per mint. From what Ive read anything under 580 can only qualify me for an FHA loan at a 10 down payment. Anyways, below is some information that might help!- Ive reviewed the cost of living in the counties around me as moving out of state is not an option currently due to my job so I am stuck with this market. I am looking at 1 or 2 bedroom homes from 600 to 1000 sq ft. Most range from 75,000 to 100,000 to buy, or 700 to 900 utilities to rent.- I have not processed any kind of pre-approvals in fear it will make my credit score even lower and am at the brink of minimum for FHA. I am currently working on getting the credit score under control now that I know all of my debts and where I have missed paying All medical and due to not paying a large one for so long without contacting the bill collector it went to court, but settled through mediation, however it still hit my credit report badly.- Ive reached out to multiple realtors in my area through Zillow and other housing sites but have not received any call backs other than Thanks for your interest, here are houses you might like. - I own a dog that must move with me. No family to let take care of while I sort things out. I add this only because it seems like renting is much harder to do here with a dogTL;DR:-29 years old-Must move out in 3 months-Will be first time home buyer if buying-2800 monthly income after taxes-501 credit score-Large amount of medical debt-Housing Market: 75000 to 100000 to buy 700 - 900 to rent-No savings for down payment yet-Generally overwhelmed and lost in what I should do!  <response>: I wouldnt buy a home just yet since you say you have no savings and live paycheck to paycheck. Instead save up for a deposit for rentusually first months rent and a pet deposit for dog so about 1k-1.5k and rent for a year or two and cut back on your spending and then maybe buy a home. 