<prompt> Human: Not sure this belongs here, but here goes:I will be a sophomore this year at a public, state university. On average, my tuition, roomboard and meal plan ends up being around 13,000 for the year. I have about 4,000 in my savings account, and I will be working this school year earning around 350 a month. At the end, I will owe around 55,000. I cannot transfer to a cheaper college, I am done with my general education requirements and no other colleges have my major.When I graduate I want to travel, theres nothing I feel stronger about. Travel is best in your 20s and I dont want to lose this opportunity. However, my loan payments will be around 575 a month on a ten year payment plan, and Im scared I wont be able to find a job in this economy, much less pay off that kind of debt.So, do I ever have a chance to pursue my travel goals or will I just be forever destined to work off my debts?  <response>: Oh you : Travel isnt best in your 20s, I dont know where you heard that from maybe other people in their 20s whove never experienced travel in any other age group? Unless youre too old to move, you can always enjoy travel. And its not like people in their 30s and 40s dont go off mountain climbing or sky diving, or whatever it is you think only 20 year olds can appreciate.Though anyway, have you thought about kicking it up to a longer payment plan? My fiancee is 60k in student loan debt and only pays 170 a month, so 575 seems crazy. And hey if youre majoring in Spanish, maybe you can find some kind of exchange program so you can spend some time in Spain. 