<prompt> Human: So I just got approved for walmart associate stock plan. I dont need money all the time because I have made some saving. If i buy walmart stock using my pay, I get extra 15 of what i buy. But to take it out it cost 25. Like if i buy stock of 1200 each month, I will get about 180 ... Is it good idea  <response>: Its good in the fact that you buy stock at a great discount. Thats an automatic return on your money. However, individual stocks are pretty risky. I feel that individual stocks should make up no more than 10-15 of your overall portfolio to diversify against risk. 