<prompt> Human: Hi guys,So, Im a college student living with my parents. Due to circumstances beyond their control, both of my mother and father are retired. We need two cars, but one of them was recently rendered inoperable. I am looking to purchase a Toyota for about 28,000. Most of my parents money is in a 401k. My parents also have about 40,000 that can be liquidated. However, due to the stability of said stocks, they are a reasonably reliable source of income. My parents total net worth is about 600,000. No one in the family is working.Is the 28,000 car affordable?  <response>: You dont have a job? No, you cant afford a 28k car. Your parents can probably afford a car, they dont need a brand new one though. 