<prompt> Human: Hello, first Id like to say thanks for all the information you guys put out there. I read a bunch of random topics that while I hope I never have to go through personally Im more knowledgeable about due to this subreddit.Recently Ive been trying to set up my budget. Ive been working for 7 months now and am looking to move out on my own. I have been reading Rammit Sethis book, I will Teach you to be Rich. Overall I think the book is amazing. Its helped me get my head around the whole budgeting concept. In the book Rammit covers several ways to make budgeting automatic with several pay periods. The only way he doesnt really cover is weekly pay. I currently get paid weekly and am having a hard time figuring out how to save for bills from each pay check, instead of paying a bill completely from one pay check.So, lets say my phone bill is 80 dollars a month, how do you guys cope with being paid a different amount of times each month?Also I was wondering if someone had an excel spreed sheet that calculated take home pay, I know there are online calculators but I currently work 39 hours a week and none of the ones I found allow you to change the time worked.Another tough one I have problems with is my car insurance bill. I pay 3 months and am off for a couple.Edit:UPDATE: My solutionThe below section is meant for people who come across this topic later on. I wanted to share what I decided to do.I decided to go with the 4 pay check per month method. In summary most months have 4 weekly pay checks. So if you calculate your monthly budget in terms of this 4 pay check months you end up with months with five pay checks this year march is the first one. What this means is that on the 5th paycheck Ill have a windfall since all my bills were already saved from the first 4 paychecks of the month. This gives me the decision to put that money where I want it. Ill probably add it to my IRA, snowball my student loans andor add it to a savings goal i.e. big purchase or vacation.In order to figure out all the above what I did was I went back to my last pay check in 2015. Calculated what Federal and State tax percentage was for each category under the taxes section of my paycheck some were fixed so I just manually put those in. Then I did the same for my pre-tax deductions I coded in my 401k and then added in the fixed cost of my healthcare. Did the same for some employee benefits. Then I calculated what an average pay check was and made a spread sheet that took away all withholding and found, year total pay avg pay 52, Monthly avg avg year12, 4 Pay Check Month avg pay 4, 5 Pay Check Month avg pay 5.The reason I put it all in a spread sheet is because its fluid. I dont have to enter any numbers. If my pay changes, my deductibles and everything changes. If I increase my 401k contribution all I have to do is change a number. The one thing I have to pay attention to is if my tax percentage changes.Below is the spread sheet I made. Of course I live in NJ so your tax section will be different if youre in another state.ThanksAssistant: Do you have monthly savings? You could work toward a savings not quite emergency fund but similar amount, and use it to pay your bills. The amount you spend each week gets replenished by the next paycheckHuman: This is true I might not keep the full bill amount. But ill keep like 300 dollars there just to have some flexibility and allow for wiggle room.Assistant: Only 300 saved and youre looking to move out?Deposits on a place to live, first months rent and possibly last and fees and such are going to cost you easily 1000. But then again maybe youre living somewhere 300 means something more akin to 5000USDHuman: I mean, I think that 300 is unreasonably low. But moving doesnt necessarily 1000 . Where I live if you have good Credit it is just half a months rent for deposit 300400 whatever of your rent. Assistant: Its really area dependent. Some usually want a months rent as a deposit, some want first and last, some have higher application fees than other areas, etc.In general, I wouldnt expect 300 to cover that stuff unless OP lives in a really cheap area or they get a really generousnaive small-time landlord.Human: I live in New Jersey which means Im basically SOL when it comes to Cost of Living. Everything taxes, rent, car insurance is super high. But I didnt mean 300 would be my only savings just the extra cushion savings Id keep in my bills checking account.  <response>: Dude stay at home . 