<prompt> Human: So my parents always kept me in the dark about my college expenses and loans. I figured going to an in-state school I wouldnt rack up too much debt. However, I recently found out when talking about grad school with my parents that my debt is around 70 thousand, which was significantly more than expected. I immediately ruled out grad school and decided I would commute from home next semester to save money.My parent have been unclear if I have the sole burden of the debt or not, but either way it was my education and I should be expecting to pay for it. I plan on make about 45-60k starting in the Fall local law enforcement. Also if I have a small trust fund around 2.5k should I put that down towards the debt right away?What should be my first step to overcome this debt. Is it reasonable to live at my parents house for a few years and try to pay it off in 3 to 4 years? The debt shocked me a little, but now I just want to rebound and adjust.  <response>: So my parents always kept me in the dark about my college expenses and loans. My parent have been unclear if I have the sole burden of the debt or notYou need to sit down with these people and be very direct with them about wtf the situation is before you can start trying to figure out your next steps.Aside from that, it is not completely unreasonable to live with your parents for a bit to get on your feet - as long as it works for both sides. 