<prompt> Human: I have a car loan that is at 12 interest and is set to be paid off in less than 3 years. I also have student loan debt at 120k at 6.25 which just started in repayment. I have the ability to increase my student loan payments and have it paid off in 5 years. I cannot figure out if I should throw everything into have the student loans paying them off in 5 years or go pay down the car first and pay it off in a year? Five years is key as this is when we are planning on buying a new house. Thanks in advance.  <response>: Highest interest rate first. 