<prompt> Human: Hey everyone. First time poster, long time lurker. So long story short, Ive been really fortunate to secure a job grossing 120k a year at the age of 22. Im not married, just purchased a home in March and have no school debt as I never went past my AA at community college. Currently my funds breakdown like so:9000-10000 gross income monthly;9 to my company Simple IRA with them matching 3.2300 in gasoil stock LINE amp;amp;amp; FCX2500 in emergency fund11200 in Simple IRA account.Income:5000-6000 net a monthExpenses monthly:House payment 172,000 3.530yr- 785, however I pay an extra 315 towards the principle monthly for a total for 1100 not a compound loan, so insurance and taxes get me for a total of 3500 through the yearUtilities- 500Car payment - 523 owe 19000 5.5, however I pay 600 monthlyCar insurance - 185 monthlyI have a sports car, which is my hobbyFoodmisc- 600 Total: 3000 for the month Additional info: Im currently working to build up more emergency funds just put 5000 into car. I have a long termlive-in girlfriend.What other funds or investments should I lean towards?Im almost at my max for my Simple IRA 12000 yearly and dont know any other viable options. Any advice?Am I lacking any other info?Thanks in advance!  <response>: Best advice I know for this situation: try to arrange your life and finances as if this very well paying job is not permanent. Dont buy things requiring payments. Dont adopt a lifestyle that needs this kind of income to sustain. Save what you can.If it turns out you can sustain this income, then you have some extra savings and all is well. If it turns out this was a temporary situation and you do not find other similar paying work, then you have not developed habits that require more income than you can make, and you have some savings besides, so all is well. 