<prompt> Human: So basically, I have a 760 credit rating only there because I have no long-term credit history, though I have a car loan on a new car I just started paying to build that up as well.Out of nowhere, Friday afternoon, my credit cards from Chase stopped working entirely. I logged online, both accounts were closed. Not only is this inconvenient for me, but I have about 87,000 points about 870 that I can no longer use. Additionally, this closes my longest credit card account that was open for over 5 years.What can I do about this, because this really screws me. These were the only credit cards I used 2 from ChaseEdit: Logged into CreditKarma to see if there was any weirdness going on, credit rating apparently 760 before this, not 740. No accounts closed there. No accountsinquiries that I didnt make.Edit2: Called them again, went to another supervisor above the woman I talked to this time, she said that they dont have access to that information, only the executive offices do, that any credit applications I make to Chase will be rejected, and that I wont be able to open another account with Chase ever and the letter has not been mailed yet. I just got absolutely fuckedEdit3: People apparently think Im churning; no, Im not. I crossposted it because I wanted to know if they had any insights, and I only knew of the subreddit given the suggestion of a poster IN THIS THREAD. So no. Theres no churning, Ive done nothing that constitutes churning in any fashion.Edit4: Credit Rating was apparently 783, then dropped 15 points to 768 today according to ExperianEdit5: Any good credit card recommendations that have no Foreign Transaction Fees and good benefits? Or just good benefits for people with good credit ratings? Gotta jump on a new one ASAPAssistant: Sounds like someone made a mistake. Call Chase and kindly talk to the representative and explain your situation. Please update and let us know what the outcome is. Human: They said they closed it due to previous business relations on another account we cant specify being closed.I have no other accounts open at Chase, aside from one business LLC account that just has a positive balance in checkings and remains relatively unused. That debit card still works.They said they sent a letter with the details and I havent received it. So absolutely no help because thats all they would say on the phone, they wouldnt even say when they sent the letter, or when it should haveshould arrive, or if they could resend it.Seriously worthless opacity.Assistant: I used to work in banking and by the way they are handling this it seems that they believe that you are involved in money laundering. When closing accounts with this kind of suspicions bankers arent allowed to give any information because of liability I think.Human: How do I even get around that as an accusation? Thats absurdAssistant: This happened to many of my family members with Chase, ALL of their accounts including business and personal were closed. No explanation can be given. But we suspect its because few small transfers were made to bank accounts in the Middle East, transfers were made for legitimate reasons. I had a Chase rep confirm that indirectly. They shut down accounts for any suspicious reasons with no warnings. From experience, it would be a miracle to convince them to reopen them. Human: Yeah that sounds about right. I dont think Ill be reopening the credit cards, but having a central credit card for traveling and personal expenses Chase Sapphire was nice. Especially without the foreign transaction fees  <response>: Is there any chance youve used one of your cards in a country or to pay someone in a country that has any sort of sanctions against it? That could be something else that would trigger a SAR account shutdown. 