<prompt> Human: All moral arguments aside as Im just curious as to what can happen and to who.I just purchased a vehicle. I had a pre-approved loan with a great rate through my credit union and decided to go with them instead of using dealer financing. During the whole paperwork process they decided to fill out a loan form for their financing and not hand it in until a pre-specified date and give me some time to get a certified check from the CU. If I didnt return by that date, theyd submit it and my loan would be through them and I can either pay it off with CU check or keep their loan. Through this whole process no one asked for my downpayment. They printed a purchase order out that stated the due balance was X amount with downpayment already subtracted. Printed and signed two documents: One that states what they owe me nothing and another that states what I owe them CU Check for amount minus downpayment. I figured they would take the cash when they took the check. I drive away with the car. Flash forward to todaythree days later. I take the check in, have the finance manager take it, copy it, shake my hand, and tell me Im good to go. Deciding to see how far this can go I asked Is there any way I can get a receipt that Im good with you guys and everything is fine? He looked over my account and gave me a receipt for the amount in the check and said I was good to go.I left with my 25 cash downpayment in my pocket.Other things to note: this whole process was rough. They made multiple mistakes prior. I worked with two separate sales people. Two different finance people. Before getting check from CU...i had to go back to the dealer because they didnt sign the purchase order.. the finance person wasnt around so a sales manager had to sign it. Sales manager mentioned that its weird that it got this far in this manner cause he could have done all of my paperwork, through the CU, right there. Thats not including the process of looking at cars and talking to people about those cars at this dealership. Yikes.My question is:Whos at fault for this mishap? I mean there were literally so many hands in the pot I find it hard to pinpoint who should have or would have done anything.Will they, and if so when, will they catch this mistake?Will the persons at fault be fired regardless of whether i hand it in or not?Bonus question: Anyone think I should leverage this to get some free goodies? haha :Thanks!  <response>: They made an honest mistake. Just give them the down payment. 