<prompt> Human: So i applied for an autoloan at my bank usaa for 5k, they approved me for up to 6250. Great! But with a 14.49 interest rate. Im making roughly 600-650after taxes biweekly. Only bills i currently have are cell phone and car insurance til i can find a roommate. And my credit score is 742 and 762 for the two scores on credit karma. If it helps, Im 23 years old. And Im currently driving a car i paid 1100 for and needs 500 in maintainence before new england winter.Should i apply for loans at different places, or is that apr pretty standard? I was expecting 5-10. I apologize if Im in the wrong sub. If i am, please guide me to the right one without crucifying me  <response>: Should i apply for loans at different placesYes. 