<prompt> Human: Hey guys. So if you pay a phone bill through Wells Fargo, but make it an automatic payment, they automatically cover you for phone insurance INCLUDING accidental damage. Most times, it is accidental damage that ruins your phone, so this could be pretty helpful if youre already using Wells Fargo.  <response>: Thanks! Thats pretty sweet!edit: Heres the link to the Wells Fargo page for details. 