<prompt> Human: I felt like this was important to share, I spend a lot of time reading this sub and see either people in far worse situations than myself or far better. I feel like every time I leave here though I feel like Im not doing right by my money or my family and that every penny I have should be going towards something other than what I have. My wife and I have a healthy savings and live in the country, so a very low COL situation. We contribute to our 401ks, we have zero debt, we try to do everything right and most of the time feel like we are. Every now and then we feel like we want to do something big with the money we have saved, an addition, a special trip, a new vehicle, etc, but we always talk ourselves out of it because we dont NEED it, we only WANT it. The biggest one for me has always been wanting a pickup truck. I am pretty avid outdoorsman, I hunt, I hike, we spend almost every weekend up north, but until recently my job has always been in the cities and it just seemed stupid to throw money away on the gas mileage driving a pickup. Within the last year I got to move to working from home, but even then getting a truck just was still a want, never a need. My FIL has a pickup, so if I need to have one I could ask to borrow his. My wife has a jeep so we can haul the recyclingmedium sized things easily enough. I even got away with hauling my deer in it last year, much to her dismay. With my 30th birthday around the corner I finally said enough and started shopping for a used truck. There was no point to drop 25-30k on a newer truck since Id be keeping my car, but I was able to find a really nice one for under 10k and even tried to talk myself out of it about 15 times, but finally pulled the trigger. It feels a bit reckless, a big luxurious, a bit unnecessary but it didnt break the bank and I love the heck out of it. Long story short, dont feel hamstrung to only save, save, save. Its alright to let go a little bit and enjoy the fruits of your labor before you reach retirement!Assistant: Agreed. We save money, enough for emergencies, big purchases, and retirement, but I do not dump all of my money into a retirement fund. It sounds dumb but I dont even know if Ill live that long. I want to be prepared, but I also enjoy living my life with open hands and treating my friends and family and children to things I want to get for them or do with them. Human: I have a long history of people in my family passing before they hit 55. I want to be prepared to live to 75 but also wary I could go at 45.  <response>: I just would rather spend the majority of my time and money on people when I can see them enjoy it vs always hoarding money away not that retirement is doing that! I more mean extreme cases or preparing for a day that never comes. I do save,but I think balance is good. 