<prompt> Human: I discovered in the mail today that my Bank of America account that I closed 4 months ago in person at my local branch was alive and well. Apparently, my employer accidentally transferred a reimbursement a month ago to my old BOA account, which under Bank of America policy reopens the account along with a 12 MONTHLY fee!Just wanted to warn others who closed Bank of America accounts to make sure you have removed your account info from everywhere utility providers, credit cards, employers, etc.  <response>: I read elsewhere that they never actually close accounts, and once something like this happens, its right back open again. Its a pretty sneaky way to hit some users with fees when it does happen... 