<prompt> Human: My sister is mentally ill with bipolar disorder schizophrenia. She has been living alone since my Dad died approximately 4 years ago. She is extremely bored so all she does is order random useless stuff on HSN and from various catalogs. She has like 4 different credit cards and weve tried to make her cut them up but she just writes down the numbers somewhere or calls the company to report it as lost so they send her a new one. She maxed out the cards and one company even increased her credit limit! She started to get collection calls and she was scared she was going to go to jail so we started making the minimum payments on them because she only receives 400month from the State of Michigan She is a ward of the state. But this barely pays her heating and electric bill. The credit card companies keep issuing her new cards. My brother is her Guardian and has power of attorney over her. We have a P.O Box for her mail. Is there any way we can prevent the credit card companies from letting her open new credit card accounts? How can we forcibly close her current accounts?Thank you for your help.  <response>: If your brother has POA over her finances, you might wish to inquire within rlegaladvice what his rights are in this instance.PSA: there is no such thing as a debtors prison. See also our Wiki on collections accounts. 