<prompt> Human: I have bad credit. I will get paid a lump before Sep 15, and can repay then. What ideas do you folks have for lenders? Do not own a house, do own two cheap cars around 2-3k value each.Assistant: It sounds like you dont need to take out a loan for 5k.Human: Youre sounding a bit judgy. I have a hole in my business income. However, I have a big lump coming. I just need to keep it going for 6 weeks.  <response>: Depending on the business and who you do your banking through, you may be able to get a business line of credit through your bank based on past banking history. Youre sounding a bit judgy.Welcome to rpersonalfinance. Theres a lot of good information in this subreddit, but with frequent posts like I work 12 hrsweek at minimum wage, where can I get financing for this 80k car? the community gets jaded. 