<prompt> Human: Just got a a phone call from my bank wells fargo saying my card had been compromised. Im in Philly and they had purchases coming in from NY so locked it up. I got everything straightened out and a new card is in the mail.Anyway my issue is with my father. Hes always been a big proponent of paying everything in cash, no matter how much, and immediately started laying into me that I need to stop using my card and switch to using only cash like he does. I work in the city and dont like carrying much money on me, any other good reasons why hes wrong? Or do you think hes right?  <response>: I would rather use credit, when I have the cash to pay it off immediately. 