<prompt> Human: My husband LOVES to spend money. It is impossible for him to hold on to even 100. He cant just sit on it and wait. He has no savings. Within the last week we both finally put each other on each others accounts. This prompted me to open an account in my name without him knowing. I have now made sure my job takes 150 each month and puts it into this account. This way come 2016 Summer Olympics, we can make our trip to RIO that weve been talking about for the last year. I know if I dont do this, the money wont be there. Yet, I feel so guilty. I know there are savings accounts that require 2 signatures, blah blah blah. But this man has a hold on me and I say yes to EVERYTHING. Its kind of opposite of most relationships. Im much older 35 and hes much younger 24 so he wants, wants, wants whereas I want to save, save, save. Does anyone else open accounts like this? I feel sooo guilty but satisfied too.BTW, I have this mail coming to my job and everything, including the debit card is locked in a file drawer in my desk. I know hell react in shock but hell be thankful I did this come 2016.  <response>: Im not sure that this is a post so much for personalfinance but for relationships or some related subreddit. Rather than sneaking around trying to keep some money out of his spendthrift hands, why dont you try communicating with him about the need to save and have a reasonable budget? 