<prompt> Human: Long time lurker, first post.Here goes:As the title says, I 27 cosigned for my sister 21, on her vehicle. I got a call yesterday from a repo guy asking me where I was so that they could repossess the car. I asked how they got my number and they said they asked my bank Im gonna call the bank on this. I didnt give the repo guy much information, besides what I already knew. Which was that, my sister called the financing company and she would be making a payment next time she got paid.I have called and messaged my sister, but I have yet to hear from her. I talked to my mom and she said that according to my sister, she will be returning the car bc she can no longer afford it. She she moved to another state and her insurance went up, between that and her car payment its about 1100month. I am trying to help her and at the same time help myself, since I dont want my credit score to get fucked. Is there anything that I can do, so that my credit score doesnt take a nosedive if she returns her car?Feeling really helpless and frustrated. I dont know what to do.Assistant: Take possession of the car and continue with the monthly payments. Human: I cant afford her payment along with mine.Assistant: Then you shouldnt have cosigned.Human: I told her I wasnt going to, but she got my mom to beg me to cosign.  <response>: The original advice and comment advice still stands. Go take your car and do something with it. 