<prompt> Human: I am 20 years old and am in college, my parents are helping out with the majority of it, minus things such as groceries and utilities. I am a software developer and just started my own business, and am making around 60 a day, residual income I believe thats the term for me making money without lifting a finger on a product Ive already made but correct me if Im wrong. In savings, I have around 11k. Say for instance I wait about 6 months, I feel I would want to get a car by then. My current one is a piece of junk with over 200k miles on it, and I would like to invest in something whole not having to repair it often. If I were to get a car that is 10k here in 6 months with this income, and put probably half down and the other half as monthly payments, would you say this would be wise or no?  <response>: ... and I would like to invest in something whole...A car is not an investment. 