<prompt> Human: I dont know who else to turn to for advice for my situation, Im 22 years old I have a shit car, paying around 250 for property tax monthly and this is a huge change since i was used to paying 450 for rent alone, plus utilities and all that.All I hear about from people my age is how terrible student debt is, I could probably save money until I retire but I work a very physically demanding job at a very low pay rate. What I want to know is in my position is it better to stick to my shit job and try and make the right investments or put myself in debt, quit my jobmaybe move to waiting tables, idk and get my degree.I realize this may not be written very properly and may seem all over the place, I am in very unstable mental state with my father being suddenly gone and leaving me with such a wonderful blessing. I dont want to mess up, I was thinking about maybe saving up for a better, more reliable car before going back to school. Is financing a bad idea? Leasing? If anybody can give a 22 year old ANY kind of advice on what the hell to do with his life it would be much appreciated.  <response>: If youre not sure about traditional college, check to see if your community college offers any sort of vocational programs. They are often cheap and can get you some sort of certificate that can lead to a good career in less than 2 years, plus they usually offer night courses so you can keep your current job. 