<prompt> Human: Hi everyone, I was looking for a bit of advice. As the title says, I have around 30k in savings and want to know the best way to split it up instead of just letting it sit. Current annual income is around 70k annual bonuses. Monthly expenses are generally pretty low 600 and I dont have any student debt to pay off. My company does 401k matching up to 3, and my per-paycheck contribution is currently set to 5. I have a Roth IRA open with Vanguard, but I havent maxed it out for 20162017 yet. I have about 1k in my Vanguard account currnetly. It seems like my best bet would be to hit the 5.5k cap on the Roth IRA for 2016 before the April 15th deadline, and then eventually hit the cap for 2017 as well, is that correct? After that is accounted for, I would still have around 20k left. Based on the FAQ for this sub, it sounds like setting aside an emergency fund of 6-8k would be a good idea, but I was hoping to get a few suggestions as to what I could do with the remaining 12-14k.Any tips you could offer me would be greatly appreciated. Thanks a ton!  <response>: go travel dudegal 