<prompt> Human: I figure the title explains itself. Since I will always need a place to live and rent is considered as a core expense, shouldnt this be considered as part of an emergency fund? Im having trouble getting into the mentality of saving. Ive set up auto-drafts to my saving account, but a very shameful amount 30 every 2 weeks. Ive tried autodrafting more 100 every two weeks, but it just makes me break the piggy bank before my next paycheck. For some reason, I find this to be a more inviting idea because it is actually going to something versus just a pile of money Stupid. I know.Background:Ive gotten out of the habit of spending more than I make i.e.- racking up credit card debt vs. sticking to my monthly budget for 9 months now. Recently rolled over my 8500 credit card debt 16.5 APR to a lower interest personal loan 6 APR fixed with a 36 month loan term. General Info:- 140k household income between my wife and I- combined astronomical student loan debt of 200k 1600month- 1350month rent- Both of us matching each of our employers 401k matching contributionI think this should be enough background to answer my question.  <response>: Prepaid rent is the same as any other prepaid expense. Yes, its an asset. No, it is not liquid. No, it is not appreciating. Doesnt count as an emergency fund. Is an inefficient use of capital. 