<prompt> Human: So the other day I got approved for a home loan. They wanted my information, one was my last 2 bank statements. I gave them everything and got a call from them telling me that only some of my down payment money could be used. They told me that half of it was not verified. So what im thinking is take the money they basically said was no good give to my mom so she can gift it to me do you think this will work.Assistant: every month I get cash from people living in my house and deposit that money. That is what they are saying is bad money.  <response>: Do you have a formal lease agreement with these people or anything? I can see how that can seem shady if theres no paper trail. 