<prompt> Human: I turn 18 years old very soon. I am looking for tips, tricks, and programs that could help me, and any others in my position, achieve our goal of having a great and reliable credit score. nbsp; nbsp;Ive grown up long enough in this economy to know learn that in this new era great credit is one of the most invaluable assets you can occupy. With that being said, this is the reason why the initiative that will be taken will be one of the most important, and it is why I am turning to you guys. nbsp;I have heard of: -GuarantyBank -Secured Credit Card -Credit Card WHigh-Limit, Co-Signed nbsp; nbsp; I know there are many more and this is why I come to you guys. I hope this post helps people come in and leave learning something new and helpful that could benefit their future.Assistant: Get a credit card. Pay it in full every month.Human: Does the Bank I open one with matter? Will one of the other play a bigger factor in getting my credit score displayed faster, or even get me a better score?  <response>: No. Discover is typically easier for students to get.Youre worrying about this way way too much. It takes no effort to have a great score. Just dont miss any bills. 