<prompt> Human: My parents gifted each of my children some Proctor and Gamble stocks recently. PG stock splits every time it reachers 100, so the number of stocks that my children own will only grow barring a crash the longer they hold on to it. Ive always felt that my children should hold onto these stocks until they are ready to buy a home, or even longer, but were being advised differently. We have a small 529 college fund for my kids. Our financial advisor is suggesting that we sell the PG stocks and put that money into the 529 fund because having stocks in their names will hinder their ability to receive financial aid, in the future, and for tax purposes. Does this sound like a good idea? Why or why not? Thanks!  <response>: What is your goal? Growing the as much as possible, growing it some, maintaining capital?PG is a pretty conservative stock. Over the past 5 years, SP 500 is up 60, PG is down excluding dividends. Even including dividends, PG has only returned about 10 total over 5 years.Your advisor is correct that a 529 will impact their financial aid possibilities less than outright stock ownership. 