<prompt> Human: To expand on the issue at hand this is my first post, so I would appreciate any advice on structure syntax as well, I graduated undergrad a few years ago with about 120k in debt. My parents, bless their hearts, had promised that they would pay for one way or another my undergraduate college expenses. They took the debt completely in their name they had co-signed originally, but are now in financial trouble of their own.As for myself, I currently have a job as a financial analyst making about 80k a year gross. I am engaged to the love of my life, have a nice apartment, drive a newer car, and am saving up for a wedding. With all of these things, and a fairly balanced social life, I am making enough to live moderately comfortably all of my savings are going into wedding, and with everything lined up, were just barely going to have enough to buy a pair of fruity drinks on our honeymoon.The problem came a month ago when I was told that my parents are struggling to cover my massive college debt. My father then asked if I could cover one of the 400 dollar monthly payments. He is a very proud man, and was once very successful, and I know that for him to ask me to contribute was an act of desperation. He said he could hang in for another 6ish months until my wedding, but knowing how dire it must be for him to ask in the first place, I would really like to help sooner.So the question is, what can I do? Im using mint, quietly denying any activities that dont involve my fiancee for purely selfish reasons I would like to maintain the lifestyle she has grown accustomed to, Ive cut all unnecessary personal expenses, but I am still falling several hundred dollars behind where I need to be to contribute to my own college debt. I thought about a second job, but only being able to work nights I work about 50-55ish hours a week and weekends, I wasnt sure I could physically maintain the hours that may be necessary.Im not even sure that this is the right place to ask this, but how do I close the gap?edit: A couple things that I left out, that may clear up a few of your concerns.1. My fiancee knows about the debt, but doesnt know how serious my parents current situation is.2. The 400 is a monthly payment that I am looking to take over from my father, this will ease the burden enough for him to get situated in his current situation.3. Yes I feel like an asshole for my father taking on my entire debt, I went to a very expensive school and got a degree in a very lucrative field. In my defense, when I was applying for schools my father was making seven figures and told me to pick whatever school I wanted I took him at his word. His financial situation has crashed completely no he wasnt investing in CDOs since and now he makes only a little bit more than I do, but is paying for my mother, his mother, his debts and my school debt. Yes, I still feel like an asshole.4. I joined the army out of college and enrolled in their student loan repayment program which, unlike the 65k they were contractually obligated to pay, paid off 30k 23 of the payments, and after the taxes.5. My fiancee and I have been engaged for 3 years, will be close to 4 by the time we get married and Im not going to make her wait any longer even if I could. Our wedding will be a total of 21kish, the venue is paid 1k the photographer is paid 1.5k, and we are under contract to pay the remainder of the all-inclusive reception 5k remaining out of 15k. So delaying the wedding would end up costing us far more than not delaying the wedding.6. My fiancee has a full time job and goes to school masters. She pays utilities and her own college debt as well as her personal expenses and car loan. She will be getting a raise in three months and may be able to take over more share of our joint expenses.edit2: I wanted to address why I sound like a whiny shit who makes 80k a year, cant handle his debt, and whos parents are suffering for it.80k is my base salary. CA FED taxes 0 deductions, I dont want to take the risk of getting hit really hard next year, but that may have to change to adjust for this 400, medical dental, and FICA come out pre-paycheck obviously. This puts me at about 52k net. Fixed monthly rentcarinsurance for each come in at about 36k, so bring me to about 16k. To pull together the remaining 5-6k for the wedding, that is effectively 12k 5.5 months left, and Im doing this to show monthly expenses, so that puts me at 4k a year, for gas and incidentals oil changes, haircuts, the occasional clothing item for work, dog food, trips to the vet. assumptions: my fiancee and I actually split the savings, but we also split food, so I lumped it into savings. My fiancee covers gas, electricity, and internetSo to reiterate, I live well and I can comfortably care for my family fiancee and dog. When the lease comes up, if this is still a concern January we will move farther away and lower the square footage. When the resale of my car the buyoff value of the loan, I will look at trading it in for a lower monthly payment car. When I get married in 6 months, the 1k we are saving will be converted into a debt payment towards my student loans, and I will start saving for retirement when Im dead thats a joke, there is a plethora of advice here on saving for retirement. I make good money and live in an expensive area, anyone see where I can shave something off? Thank you for all of your help so far! I will try and address as many of your questions as possible.  <response>: 400 a month? On 80k? Easy. Just try to rework your budget. You need to cut it 400.Talk to your fiance. She needs to know. I understand wanting to shield her... But shes an adult and she is someone that you think is a worthy companion for life. Shell understand. And its 400 of cuts, not thousands. This will be 116th of your gross. Thats not much.Talk to your parents. They will likely struggle to keep you from paying it. I know how proud family is; my dad missed a couple IRS payments instead of just asking me to cover the 50 just a month or two ago. But you need to convince them to let you pay as much of the debt as possible. 