<prompt> Human: Im trying to get a loan for the first time and I dont know where I should startAssistant: You probably shouldnt. Whats the loan for?Human: I know this sounds really stupid, but Ive been depressed for a while and my friends are going out tonight and I really want to go.  <response>: You getting a loan to go out? From a financial institution or borrowing from a buddy? This sounds like a real bad idea. 