<prompt> Human: Without going into too many details: I have will have 20-30K saved up. I may not have any more, or very little, income coming in for the rest of my life, or for 1-3 years. Even if I do have money coming in, I need this money available at a moments notice health issues are very real and expensivex200B;The alternative is just living off this money until it runs out, and having it sit interest-less as I go through it.x200B;Whats the best way to make this last? The first things that come to my mind are to invest it in various stock options but from what Ive seen, the reliable ones require various commitments are not available to withdraw at a moments notice; investing in a house but where I need to live, renting actually seems to be the better financial choice; looking for a high yield savings account same problem with commitments, and also rates seem to barely account for inflation--am I missing something?--but this seems like maybe the best solution nonetheless; or doing something much more drastic investing in some sort of business; relocating--but relocation is limited or impossible due to disability. Any advice? Im exceptional at saving and have excellent credit, but thats about it. Standard advice doesnt work. Want to plan for the worst while hoping for the best.Assistant: Does your disability really make it impossible to work or just impossible to do what you currently do? There are so many ways to make money just sitting in front of a computer that maybe its worth looking into how you could make money doing something there?Human: Im a software engineer... deliberately went into this field as its the most disabilityremote-friendly. However, Ive had 12 job offers revoked, explicitly, for disability liability reasons--even for companies 100 distributes all employees are remote. Ive also been fired again, explicitly as for disabilities. Yes, I know this is discrimination, and illegal. Yes, I probably could have been more... litigious... in the past, and have handled these situations better. However, its the norm, it happens constantly, and at this point, Im exhausted and done. Im working for a company now, whos actually been fantastic and my bosses at least seem very supportive, but Im waiting on a response from HR HR and CEOs are the only people who ever, ever care and firerevoke offers; my coworkersbossesCTOs are always on my side, so Im worried and want to be prepared just in case.x200B;This post isnt really about dealing with disability discrimination or advice on whether to take disability or looking for alternate employment, though--Im just looking for how best to gather interest on or use the amount Ive saved up without risking being homeless if I cant access it after being fired again.  <response>: In general, a goodreliable investment can get you 6 to 7 growth per year averaged over multiple years. Inflation is generally between 2 and 3 per year. Optimistically, this gives you 5 net gain per year.Thats it. Thats the high end. There are no magic bullets or fancy investment accounts that can give you higher returns reliably.That means if you invested 25k you could earn about 1200 over the course of one year if youre lucky and the market is fairly stable. Thats 100month. That is not a livable income level. You need another source of income. 