<prompt> Human: With more and more data breaches happening, I thought this was worth sharing. Its all too easy for people to compromise your identity. A lot of debt that isnt mine is being pursued all from a my name and DL being on a contract by someone else.I hope this doesnt break rules of the subreddit. I also hope this never happens to any of you as the entire thing can be really stressful. The identitytheft.gov website is a true breath of fresh air.Basically some dickweed employee put my DL number and name thats it on 2 Golds Gym memberships totally 7,000 commission?. These memberships were made 2 weeks apart. Some debt collectors I guess purchased the debt from Golds Gym and think this cash grab is worth pursuing.Debt collectors will threaten you with:- May have to appear in court- May have to pay court charges, legal fees, and more- Get my credit rocked- Potential seizure, freezing, and sale of personal assetsLegal, credit, finance - all scary stressful stuff in this context.If you go to the identitytheft.gov though, you can talk to an actual person. They also have this extremely easy wizard to click through your situation and it will auto-generate a Recovery Plan including dispute letters, steps to contact law enforcement, putting credit freezes, and basically protecting yourself. It also explains your rights pretty well too. I am following the steps to dispute the debt and protect myself.After following these steps, if the debt collectors continue to reach out, Ill contact an attorney.  <response>: I added topic flair to your post, but you may update the topic if needed click here for helprpersonalfinancewikiflair.You may find these links helpful:- Identity Theft Guide- Credit-related wiki pagesI am a bot, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?torpersonalfinance if you have any questions or concerns. 