<prompt> Human: I recently had some bad luck, and ended up having to dish out 4K over the last 2 months. I put all of this on my line of credit interest rate is 8. I have a savings account with 8K and I was debating if I should pay off the debt right away, or if I should pay it off slowly. Thoughts? I just hate to see my savings account dip below 6K.  <response>: At 8 I would pay it off using your savings. Then aggressively rebuild your savings account. 