<prompt> Human: I obviously have no idea what this account is doing for me. I am guessing its not invested in anything and the pennies are just a very small interest from the bank? I looked at the I have X...what do I do with it? link but that didnt seem to say much. What should I be talking to my financial advisor about in regards to these funds? A note on my financial advisor; its a family member, and I told him not to worry about doing anything until I did some research as I dont want to bog him down with unpaid work, so thats why its just been sitting. Also, this 15k is outside of my emergency fund and liquid cash. I have at least 5-months of living expenses saved and its always liquid. am I using that term right?Any advice is appreciated! Thanks!  <response>: What should I be talking to my financial advisor about in regards to these funds?You dont need to talk to a financial advisor for 15,000. 