<prompt> Human: I recently pulled my credit report and found a credit card I didnt recognize. The credit card had a history from 1992 and the person always paid their bills on time. I suspect this is actually helping my credit out and since the credit history is so long and i feel like the chance they stop paying is low since its been 24 years of on time payments and if they ever do i can try to take it off the report. Im trying to buy a house in the next 2 years and was wondering if the banks will scrutinize this account or ask for proof? What do you think I should do? I know probably not a case of identity theft but rather mistaken identity  <response>: What JupiterFloor said. Do you have a credit card given to you by your parents or another relative? Mine did that 10 years ago, but the account was opened in the early 90s. Ran my credit report a year ago and freaked out for awhile before one of my parents realized what was up. 