<prompt> Human: Sorry if this isnt the right place, but Im not sure where else to post this to. Im in high school currently, and Im honestly terrified of college. Its not the schoolwork, but the loans Ill have to take out. My fear has gotten so bad that its making me seriously reconsider the career choice Psychiatry I want to do because Im scared Ill be drowning in debt for the rest of my life. Ive tried to talk to my parents about it, but they say dont worry about it, but I cant help it. Is there any way I can avoid digging myself into this debt hole but still choose the career I want? Or just ways to soften the blow of the loans while in and after college? Or just some loans advice in general? Is going to college even worth it? Thanks and sorry if this is the wrong place, but Im just freaking out over this.  <response>: Unless you have a loaded family, youre going to incur some debt if you stick with psychiatry. Minimize what you can in undergrad, but many doctors are coming out of med school with 150,000 in debt. Some even as high as 300,000. But youre also looking at a 6 figure job after graduation so I dont think youll be in debt for the rest of your life. 