<prompt> Human: Everyone at my company is being laid off.Current salary: 45,000Salary, health insurance, 401k match continues until December 31st 2016.401k contributions: 375month match 131monthHealth Savings Account contributions: 560monthMortgage: 1120monthUtilities: 150monthCar loan: 311monthCar insurance: 50monthHSA contributions are a must as Ive got a lot of hospital bills. The car is a toyota corolla I bought brand new for reliability last November 3 year loan, 10.7 interestBasically I have about 600 left at the end of the month after taxes to do everything else, making things pretty tight. Ive been really good the last few months keeping my miscellaneous spending below 400.Severance: about 22,000 if something happened and I got canned right now, about 27,500 if I get canned December 31st all subject to taxes and witholding. All dependent on me not jumping ship until the end.Got a kid coming in November, which will make things even more tight if a new job doesnt pay more than my current one and I dont take the check. Im tempted to ride it out and take the check, as it could pay off my car loan and still leave me with 3 months to find a job. On the other hand, jobs with my skill set dont come up very often and I dont want to be stuck in job hunt mode while the severance runs out.  <response>: Apply now, but you can be picky. 