<prompt> Human: Hi everyone,I wanted to hear what you all think regarding my situation. I have about 130K in student loans at 6.8 interest. I have just recently started a new job making 120k annually. What are your thoughts regarding savings, investing, and paying off loans? 401K match of 5 so I will be at minimum doing that. Should I focus on paying off my student loans ASAP? Any suggestions on ways to not get taxed like crazy? Thanks!  <response>: Try your best not to live life as if you had a 120k income. Budget as if you were making half of that and you should be able to survive just fine. Nice cars and fancy apartments can wait, even though you could technically afford them now you really cant with that level of debt.Take the remaining and pay off the loans. I would only do the 5 contribution to get the full match but then put the rest toward loans. 