<prompt> Human: Hey rpersonalfinance.Ive been seeing ads lately for the Chase Freedom Unlimited card, and it boasts a 150 bonus offer if spending over 500 in the first three months.Conveniently, I am currently looking to buy a new phone. I am already going to be purchasing the phone, and more importantly, I have the money right now to pay for the phone in full.However, wouldnt it be better to put the phone on a new Chase Freedom Unlimited card for what is essentially a 150 discount for the phone cost?Is there any negative to doing this?My other lines of credit are a Discover IT card currently no balance and an auto loan never missed a payment, and my credit score is 750ish.Thanks!  <response>: rchurning for credit card perks 