<prompt> Human: I am 27 years old, single male with a 763 TransUnion credit score. I have zero credit card debt, 8,900 left on my car and 54k in student loans. I make 53k a year and live in the Midwest. I have been pre-approved for 110k loan with 4.25 interest and am looking at a townhouse or condo 3 level, 3 bedroom, 2 bath. I like the idea of a condo or townhouse because less yard work and amenities like gympool.I currently rent and I have 1 roommate current rent is 865month. We are contemplating renting a townhouse with another friend at 1600-1700 a month. I have found several townhouses online in my price range. With condo fees, insurance, principalinterest and taxes it would be around 1050-1100 a month plus utilities.I know I could easily make it financially with two roommates... the thing that worries me is if they move out. I have no desire to live paycheck to paycheck. I tend to worryover analyze my finances because I grew up pretty poor. Is this a sound investment...especially if I get them to sign a lease. I have 3 to put down, no more. I dont plan on moving anytime in the next 5 years.  <response>: I havent put any numbers in a cruncher, but my experience says that that cost, with what you make, and that interest rate, shouldnt by itself cause you to be check to check. Have roommates while you can and hit your biggest debt hard and then by the time they move out maybe youll be free of one of them. Or, while they live with you save hard and then if they move out you can still live while you figure out other roommates...Dont see any reason you cant do this.Should you? 110k doesnt sound too bad, honestly. 53k a year, you could probably pay it down faster, too... 