<prompt> Human: I moved into my home almost a year ago. In the contract, we received a one year home warranty loan which covers everything attached to the home. I just pay 100 to have someone come out and fix the issues. Now the home warranty company is asking me to renew my warranty. I didnt realize you could renew a warranty. It would be around 700. Is it a good or bad idea to renew this warranty?  <response>: In general, no. Did you use their services in the last year? From everything I have heard about these warranties, they find a way every time to not cover stuff. 