<prompt> Human: Hello everyone! my first post here.I just graduated from a university with a degree in Informatics CISITetc, the only debt I have is my student loans. I am 22.I just got hired for a full-time job 40hrsweek which pays me 13hr, which i start this Tuesday.I currently live at home with my mom. The commute is rather far to work 40 minute drive and I calculated the cost of gas for each day of work.I dont have any bills currently, cell phone is paid by my father family plan. I live at home with my mother. If anything I would have to pay for car maintenance Nissan Sentra 2008, which shouldnt happen too often since the car is still in great condition.Overall Summary: student loans i owe: 12,942.82 Chase checking account: 2,100 Chase Freedom Credit Card: since november 2011, paid off in full every month job: 13hr 3 month probation period, will change after probation is over or 2000month daily commutegas: 10day or 200month food: 200month? i do like to eat out occasionally. But I do know how to save and cook at home instead.QUESTIONS:Since the commute is far, I may be planning to move out closer to work if I get past the probation period. How much max should I be paying for rent? To be more specific, I will be working in the City of Industry, California. So I plan to move somewhere around that area if I do. I was thinking maybe 400-600 would be okay?Should I get another bank account? any benefit in having multiple ones? I was thinking maybe keeping my savings on one bank, and my spending money in the other.Should I get another credit card? I only have the Chase Freedom card. I have been paying it off in full ever since i got it November 2011. Will getting another one and being able to pay it off in full increase my credit score since I have 2 cards?Can anyone recommend me the amount of money that I should only be spending on food a month? I am decent at saving money, except when it comes to eating out. I like to eat out a lot and I feel like I do spend a little too much sometimes.The biggest question that I have is, does anyone have any other suggestions for me?thanks for all of your guys help! :edit:formattingAssistant: Id probably live at home until I paid off my student loans. Also gives you an opportunity to have mom teach you how to cook.I dont know the cost of living in your area, but I have a hard time believing that you can rent a place in California for 400. Id think that you need at least 700 and a roommate. That doesnt leave you a lot of wiggle room to save money, but its workable.Human: haha cooking is not an issue for me. I just like to eat out a lot!if i were to get a place, i would share the place with at least 2 other people. I already have some friends that would be willing to move into a new place with me.and thanks for your input!  <response>: haha cooking is not an issue for me. I just like to eat out a lot!You should change that policy, because you will be wasting an ass-ton of money. You can eat homemade food for a month that is better for you and tastes better if you know what youre doing on what you would spend on a weeks worth of dinners eating out. 