<prompt> Human: What other banks can I switch to? I spent an hour on the phone with them and they will do absolutely nothing to help my situation. I have less than 100 in my account after all the fees and I just got paid today. This is pure insanity and I am losing my mind. I also wont have enough to get to work and eat this week.  <response>: Every bank charges overdraft fees. Turn off overdraft protection that way your card just gets declined when you spend more than you have in the bank. Also stop spending more than you have in the bank. 