<prompt> Human: TLDR is the title of this postWife and I got married October 2017. I had just paid off all my cards but and she had about 8K in CC debt but 10k in savings. We didnt want to dip into the savings for the wedding and honestly didnt think it would cost what it did. Our goal after the wedding was to rent an apt, and pay down debt, then buy a home 2 years after the wedding. Now that the dust has settled, we are 35k in CC debt. We are paying 1900 per month into the cards. However, she is a great saver and has socked away about 20k in savings to put toward the house and furniture etc. The promotional 0 interest is ending on most of the cards. Starting in August, the interest will be approx 350 per month over all 6 of the cards. Is it in my best interest to continue paying as I have well over the minimum due on each cardORshould I apply for another balance transfer for another 0 interest for 12-15 months either on an existing or new card?My concern for either option is the affect it will have on my credit score when it comes time to purchase a home. using the savings to pay down the debt is not an option. Many thanks  <response>: Check your credit. You need a 620 score, 5 down, plus closing costs to buy a house.Now start paying off those CC 