<prompt> Human: Yesterday Thursday I got a car loan from the dealership I was buying a car from impulse buy - stupid, I know. I signed the papers but I didnt give them my down payment yet, so I dont have the vehicle in my possession. I got offered a better loan deal from the bank Ive been banking with for a few years now today Friday. Is there any way to cancel the dealership loan for my banks loan instead? I still want the car from there, just not their loan Thank you to anyone and everyone who can help. Edit-4:06am: thanks everyone for their suggestions. Im going to call the dealerships finance manager when they open today and try to talk to him about getting out of it. Hopefully, Ill be able to do something. Edit2-1:40pm: I called the finance manager and told him I wanted to not do their loan and do my banks instead. Right away he said that was fine, but he did try to talk me into staying where Im at, with them. Hell fax over a purchasers agreement to the bank on Monday, and theyll write me a check for the dealership. SUCCESS!! I dont think this could have gone any smoother! Hopefully Ill have my new car sometime next week! Ill probably have one more update after this.  <response>: if you signed, probably not. can your bank just pay off the dealers note? that may be an issue since they may see it as a used car, but might be worth checking. 