<prompt> Human: I requested 5000 on each application. Both said Id be approved IF I add a cosigner, but I have no one who can cosign for me. As an ABSOLUTE LAST resort I think I found a different way I can get 2k. How likely is it that Id have a chance to get the loan if I lowered it to say 3000? I know with credit cards you are sometimes approved for a low limit if you have crappy credit, rather than a higher limit. So Im not sure if it would work that way with student loans as well, where my crappy credit might not be enough for 5k, but might be enough for 3k.I was applying to Discover and Wells Fargo if it matters. I am 22 with a credit score of 650, oldest account 4 years, average account age 1 year 10 months.Also, before I get the typical response of Talk to your financial aid office, or dont take private loans, been there, done that. I have no other option.  <response>: Honestly, probably not. 