<prompt> Human: Just graduated college and got my first adult job. Ive had a credit card for a little over a year and always have had the balance paid before the bill is due. The only time I saw my credit score was when I got the only card I have. So where can I check my score without adverse affects? Ive heard that several of the ways like credit karma and equifax can actually be detrimental to check with, is this true?  <response>: Anywhere. Checking your own score does nothing. You heard wrong. 