<prompt> Human: A few months ago, I realized that my 401k wasnt really growing other than what I was putting into it. I thought it must be the elections. So I changed the investments to a wider variety. My YTD rate of return is only 1.59, which is actually different from over the past one year total so including mostly the old election, which was 1.61. Do I just need more patience, or is something really wrong here? Rough percentages, heres how much I have going to what: FID Freedom 2040 K FSNVX - 30 YTD 4.41 NYL Anchor Account - 20 YTD 1.32 FID Freedom 2045 K FSNZX - 10 YTD 0.58 FID Contrafund K FCNKX - 8 YTD 3.17 FID Growth Co K FGCKX - 8 YTD 2 FID Small Cap Value FCPVX - 7 YTD -0.62 AF Europac Growth R6 RERGX - 7 YTD -2.76 CRLN E Mid Cap Gr I HAGIX - 5 YTD 1.96 FID Freedom 2055 K FNSDX - 5 YTD 0.65I know I have several target date funds. 2045 the middle one is probably a realistic retirement year, but who knows?  <response>: Well youre investments are all over the place. You either use one target fund or dont use any and construct your own lazy portfolio. That would at least simplify your investment picture.A few months or even a couple years isnt enough timeline to really see growth compared to long term numbers. YTD markets are more or less flat with some peaks and valleys that can really screw up short term numbers like this.Pick one target date fund and stick with it. The only question I have is how the 2040 fund is up 4.41 and the other two are below 1. They should all be alittle closer, especially the 40 and the 45. 