<prompt> Human: Alright, so ive had about 7500 for some time now and Id like to know what I should do with it. I personally would like to grow it for the future but what does everyone here think.Assistant: Savings account. Educational expenses.Human: Whats the point? With 7500 and a 1 APY I will make like 71 per year.  <response>: Which is better than not making that. 