<prompt> Human: Income: 83kdebt: 25k on carSo if you check my history, you will see a post I made about renting an apartment that was outside my means at 2750 a month. Well I was able to get out of it. Cost me 3k though one months rentI was expecting a good raise this month which didnt go through. I refinanced my car for 470 a month for 60 months. I still might sell itSo now Im back home, making the same money, out thousands and miserable. And getting older at 32. Cant afford a home  <response>: If you make 83k and owe 25k I dont even see a problem here. Just find a cheaper apartment. Trade the car in for a cheaper one if you want money to be less tight. 