<prompt> Human: Im 22, went to school for 4 years only have 2 years of credits for Mechanical Engineering, my heart was not in it and I wasnt progressing like I should so I left to try and work. I was and still am struggling with anxiety and depression making school and work very difficult. Over my 4 years I only am about halfway or less to a degree. I left school in the spring of 2015 so it hasent been long, I took a few months off before my grace period ended, worked for about 5 months, and Ive been out of work for the past month now. Im currently living with friends and my expenses are extremely low, I dont own a car or go out often. My loan payments come out to about 550 a month. I worked for a company as a temp for about 5 months, and they decided not to hire me. During that time I was making loan payments and saving some money as they paid me okay. Now I am unemployed, and filed succesfully for forbearance on both my private and government loans. My government loans gave me 2 months, and private Wells fargo, 80 of my loans are giving me up to 6 months but I dont want to use it. I dont have anything promising for work and Ive been applying somewhat, but my anxiety and depression have become worse and Im scheduled for my first therapy session Covered by mothers insuranceLooking for advice for now and for the future on how to go about navigating my situation. Most jobs Im applying to pay little and so that wont give me much money after loans. My rent is going up soon because I will actually be moving into a house instead of living in friends basement.Some questions off the top of my head are:Do I qualify for any tax breaks for paying student loans?Should I try to save money during the forbearance or get off it and pay as soon as I am able? I also have about 900 in credit card debt, Amazon Card, should I do anything special about this? Most of it is on a 6 month interest free finance, while the rest Id like to payoff right now before accruing interest.Thanks for reading.  <response>: This doesnt sound like a straight personal finance issue. You might want to talk to a professional about your depression issues. You also need to figure out whats going to make you happy work wise. 