<prompt> Human: I bought a new Volkswagen Passat in November 2013. I got a letter in the mail yesterday from a guy at the VW dealership saying that he needs to buy my car and that I would be extremely pleased with the offer. Whats the deal with this? I love my car and have no desire to get rid of it, but would it be a smart move for me, financially, to let them buy my car back? If I did this I would probably opt for something cheaper since the payments on the Passat are a bit high. Any advice? Thanks!!Assistant: A little more info: I still owe 19k on the car I didnt make a down payment on it. My payments are 334 per month, and Im not struggling by any means. According to KBB my car is worth about 14k.Like I said, I love my car and planned on keeping it forever when I bought it, so I guess Ill just stick with that. Thanks everyone!  <response>: So youd be 5k upside down if you sold it back to the dealership. They arent going to give you 14k for it, and youd have to make up the difference. 