<prompt> Human: Pretty much title, I have credit sesame but I got a new credit months ago and its not there, and one credit card for a credit increase but that hasnt updated neither.Other things that arent there as well.Also, I plan on paying off all my debt by December around 5000Then Im gonna go to a dealership for a car in late January, will my credit score raise in time?  <response>: I prefer Creditkarma as it shows Transunion Equifax. Then I have a free account with Experian. Your credit card and banks should also have a way of checking for free. 