<prompt> Human: They were asking me how I afford my thyroid pills, if my parents could pay etc. She kept asking me for money after I told her Im unemployed. I have no way to give anything. As far as I know I only owe 139 the collector said I owe 400. I only got a letter 2 weeks ago with the 139. Never received notice of any other debts. Im unemployed and job searching. I have no one financially able to help me. My bank account has 7 and change. My parents havent signed my jeep over to me yet because I have no way to afford insurance etc. What do I do in this case. She said shed call back in a week and if something isnt agreed upon soon not only am I still charged interest but I couldbe sued. What the hell do they think they are going to get from me. Nothing but the bank account is in my name Im about to use a temp agency to get a job and see if theyd call the debt even for half of the total. I can always request verification of a debt right  <response>: You dont request verification, you demand validation. You also demand a breakdown of fees, if any. Theyre probably tacking on collection fees to the debt.You can also demand, in writing, that they only contact you in writing. This will stop the calls. If theyre going to sue, theyre going to sue. It sounds like you cant really prevent that anyway. I was sued for an amount much less than this about 15 years ago, so it can definitely happen. 