<prompt> Human: I am attempting to purchase a home, and I have received a Closing Disclosure that lists fees for items being charged by my lender. The fees listed are things I have negotiated and had waived by my lender.At this moment I am being asked to sign the incorrect closing disclosure, and my lender is acting very reluctant to correct the document this might be reasonable it is well after typical work hours. It is 5 days before my closing and I feel like my request to have my lender update the document to remove the promised waived fees is reasonable.My lender has asked me to sign this disclosure tonight. They said the items I would like to have addressed a waived Appraisal fee and waived origination fees will have been corrected by closing date. They claim over the phone that the final documents will reflect the corrected amounts. I have been unable to get them to produce these statements in writing.Am I being paranoid or should I not sign a document that is incorrect in the amount of a few thousand dollars? I feel I am going to show up to closing and get hosed for a few grand because verbal agreements dont mean jack. What should I do?EDIT: clarity, grammar, EnglishEDIT: update to situationFirst, thank you everyone for validating my concerns for signing incorrect documents. I am glad to see so many others are like minded, and these practices described irk you as well. It seems that this is just common sense, but for some reason professionals in banking and else where are pressuring and persuading people to slap that John Hancock all over. I dont trust anyone inherently and I certainly am not just going to take their word for it. end-rantMy discoveries.I wish someone at my lender or broker could have clarified this at all. I was confused by the conflicting statements on the document. The first line of the disclosure reads: This form is a statement of the final terms and closing costs and then later on the signature page: By signing, you are only confirming you have received this form. My stubborn self, hesitant to sign something incorrect, wasnt even looking at the fine print on the bottom line. All anyone needed to say was receipt confirmation I wish they had and we could all get back hours.I called the lender realtor again to shine light on what is going on here. My understanding is A Closing Disclosure needs to be signed by the borrower a certain number of days prior to closing. It is a law that passed since I last purchased a home which is why its news to me. I am informed without a signed Disclosure, closing may be delayed. And because were all humans here, no one wants to deal with a cranky customer me at 9:30pm on a Thursday night I dont blame them.Knowing all of this, I am comfortable potentially delaying closing, and am working with the lender to get the documents corrected. I think this situation boils down into two independent problems- A miscommunication lack of clarity about the nature of the Closing Disclosure Document Receipt Confirmation- My lenders inability to provide verbally agreed upon terms in writing even in email  <response>: Dont sign the document until its correct. If they want you to sign ASAP, they can fix it ASAP. Otherwise, theyre trying to get extra money that you didnt agree on until you signed the incorrect document. 