<prompt> Human: I am a 24 year old male living in the northwest suburbs of Chicago in Buffalo Grove, IL in a 2 bed2 bath apartment. I have graduated high school, and have not completed college. I am currently in my career for the 6th year, I am a dispatcherforklift operatoraccountantsafetyclaims consultantsemi driver. I do pretty much everything at the transportation company I work at. I have a unemployed fiance, who is staying home to take care of our 2 year old daughter. We have tried to find her a job, however, her working for 9 an hour does not justify the high daycare costs in the area. If we are to basically break even between the cost of daycare and her wage then Id rather have my child be raised by her mother and do all the work. If that makes any sense?At the moment I make 1200 per week bonuses not to exceed 300 in a weekly period. So my maximum paycheck is 1500 for the week. I get paid on a 1099, so I have to pay taxes at the end of the year. I work 65-80 hours Monday-Friday and have weekends off. I know my pay is not small, however, I have always been bad at saving money and now it is getting out of control. I have no credit waiting for bankruptcy discharge and no debt. Here are my average expenses as best to my knowledge:Rent: 1200Utilities: 150.00 Monthly avg based on year, electricity onlyComcast: 140.00Pets: 100 Including food, waste bags, litter, etc.Car payment: 500.00Car Insurance: 100.00Gas Stations: 500.00 Including gas, cigs, food, red bull, etcCell Phone: 200.00 I need unlimited everything due to jobGroceries:1300 including baby needs, tp, paper towel, food, etcBank Account Fee: 14Monthly Sub:60 I get cologne, perfume, etc on monthly subsMisc Exp Avg:200 including car maint. and home maint, etcRandom Expenses: Bankruptcy Attorney: 200 per month, 3 months leftDentist: 300 per month and 8 months leftI currently do not have insurance due to my financial situation. I want your help to help me figure out a way to budget my finances so things can get a little easier. I have probably left some things out that I have forgot about. My situation financially is incredibly frustrating. I need some help, I suck at budgeting. Assistant: Rent is high. Get rid of cable. Stop killing yourself and harming your childs health and buying overpriced shitty food and drinks at the gas stations. Your grocery bill is insane. Stop paying bank fees.Human: Let me clarify some things I suppose:Rent seems high, however, in that area its pretty low and I have been looking for cheaper alternatives but my credit situation is a brick wall.Comcast is under 2 year contract, and im halfway through.Gas stations are for gas, cigarettes, snacks, and red bulls for me and me only. 200 is for gas, the rest is yea. I smoke a lot and I have cut down from 3 packs a day to 1 pack a day, and smoking less and less every month. Cigarettes cost me 180-200 a month.And lastly, groceries, I cant coupon for shit and neither can my fiance. We have tried. The only stores around us are jewel which is super expensive and walmart where we shop. The baby takes up probably 300 of the avg due to diapers, cremes, formulas, etc.I cant get direct deposit at my job so cant get rid of bank fees.  <response>: Your baby takes 300 of the grocery budget? Then, of the 1300 for groceries, you and your fiancée use 1000 for groceries?That is insanity. Make some changes for the sake of your family. 