<prompt> Human: Wife got a referral to a FP and reading the PF Wiki, I had a list of questions I wanted to ask before submitting any of our financial information. My wife seemed deeply offended and thinks that I am being rude. My question list is more extensive than this, but here are some of the questions I wanted to ask: How long have you been practicing? What is your educational background? Exactly what services do you perform? Are you a fiduciary? Are you fee-based? Do you have any regulatory issues?  <response>: Finding a financial advisor is the same as hiring an employee or negotiating a contract. Youd be naive not to ask. 