<prompt> Human: In the last couple months, my wife and I went from making under 10,000yr to making over 100Kyr. My wife recently earned her graduate degree and started her first job. I left an extremely low paying dream job in June and landed a real job that uses my degree and pays much better than my former job.My new job will provide a 100 match on 401K up to 6, which I will be maxing out. We pay 775month rent and owe 17,600 in student loans at 6.8 interest. We have no other loans, car payments, or credit card bills. Combined, we have about 12,000 in savingschecking accounts gaining less than 1 interest. We are in our 20s, have no children and would ideally like to live on less than one salary 50K. We will be renting for at least 1 year before looking at purchasing a town home or house. We are excited to finally have some money coming in and want to handle our finances the right way. I, personally, would like to begin investing some money given our age, but I am not exactly sure where to start. Any recommendations for a starting point for saving, investing, and paying off the loan?  <response>: This is a bit off track, but I recommend you find a good hobby. You have enough extra money that itll become tempting to spend it just to relieve boredom. Instead of going to too many expensive movies and eating out several times a week, try picking up a martial arts course, taking an art class, or volunteering with that dream job you were forced to leave. Sure, itll cost some time or money, but itll be worth a lot more than this weeks third time eating out for dinner. 