<prompt> Human: So, last year I signed up for a Chase Ink business card because of the 600 cash back after 5000 spend in 3 months thank you rchurning for showing me how to reach that 5000 WITHOUT actually spending a dime, YAY FREE MONEY!. I also use it to pay all my cable and cell bills because I get 5 off, and I use it for 2 off gas except in months where my Chase Freedom card has 5 off gas.So, yesterday I log in to pay off my bill...and I notice that my limit has changed. 5k is the lowest theyll approve you for, and thats what I had. Now I have a 12,500 credit limit on the card.Does this hurt me when potential creditors see that I have a GIANT amount of available balance? Does it help me when I rarely am even at 5 of my limit?  <response>: Can only help your credit.Enjoy your lower utilization ratio and continue to use credit responsibly. 