<prompt> Human: Im 22 and live in Honolulu, hi. I currently live at home and dont pay rent. By June I need to move out but will be sharing an apartment with my boyfriend. A decent 1 bedroom apartment is 2100 and up without utilities. My car insurance is 400 every six months. My actual car payment is 1,200 a month. How much money will I need to bring in? Any advice?  <response>: Based on what youve said, your gross is 37,440. If you figure your net is 75 of that will vary based on what you have deducted - how much taxes, health insurance, other benefits, etc., then you take home about 2340 per month. Your stated fixed expenses are 1050 in rent, 67 in car insurance and 1200 in car payment, for a total of 2317. That means you will be spending the entirety of your net paycheck on a dark, warm place to live and a car to drive, with approximately 23 left to eat, or put gas in the car, depending on what you prefer. You cant afford the car, and you cant really afford 12 of a one-bedroom apartment. You need more roommates and to sell the car, or to double your income. 