<prompt> Human: Hello, so i just turned 18, and decided to open an account under my name at Chase after research. I chose to apply for the college student checking account, and to my surprise was denied. As to why, the website showed me a online PDF referring me to contact experian in regards to why I could have been denied. Im extremely confused to what is going on and I am unable to find resources helping me with this problem.Edit: Will this hurt my credit in any way?  <response>: If this was for an online account they may have tried to pull your credit just to verify who you are. Ally does this to. Therefore, if you have no credit file it would probably get declined. 