<prompt> Human: So I have a Hans Christian 33 boat that I live in. I had it surveyed when I purchased it and they valued it at 90k. I went to get it insured and they wanted some small things repaired before it would be insurable. I had it hauled out to be repaired when Harvey hit. My question is, Am I screwed?. Will the boat yards insurance cover the damage or am I just out of pocket?Assistant: Unless the boat yard caused the hurricane, or did something negligent that caused extra damage to your boat, I dont see why their insurance would get involved.Human: Well the only damage is from falling off the blocks. The only thing I can do at this point is wait for the boat yrd to reopen.  <response>: That might count since they failed to properly secure against high wind 