<prompt> Human: Thanks for all the great advice reddit friends. My wife and I read through the comments last night and discussed some very good points that were made. Thanks to everyone that took the time to write something!  <response>: Keep in mind, a big part of an emergency fund is to have accessible funds in the event of an emergency. If you have a six-month safety net, then absolutely keep saving money- just dont be afraid to start putting money toward longer-term investments however you feel comfortable.Youll still have that savings. Just because its not in your designated emergency fund doesnt mean you cant use it in an emergency; that six month fund just gives you time to convert your investments an index fund, a certificate of deposit, etc into cash if you need it, without worrying about penalties or timing.Youre in an awesome place; keep at it! 