<prompt> Human: Hi PF Im a very scared 20 yo college student and dont want this to happen, my mother is adamant that this is the way to go. The person that invited my mom to this thing is a close relative and i dont think she believes its fraud either. You basically give 24,000 to get in, then recomend two people who do the same after 8 people are at the bottom level the person at the top aka you gets 192,000Its an obvious pyramid scheme and is destined to fail and Ive tried explaning this to my mothertoo many people needed to only give one money etc, Im very concerned for her financial well being since 24,000 is about 5 months salary and dont want her to feel stupid or conned by this relative which I believe also has no clue what this is I dont think she would intentionally do this to my mother, I think she actually want to help her get out of her debt but I dont know how i can aproch the topic firmly without fightingSorry if this is a mess please Im a little freaked out, feel free to ask clarifications in the commentsPS Im from mexico so any resources in spanish for my mother would be awesomeEDIT: MondayI went to bed woke up and started doing my daily routine and throughout the day I thinking Its a lot of money but well get by Its not worth the huge fight but then I went into reddit again almost forgot about this post and HOLY SHIT the internet nice people definitely out number the trolls. With this amazing response and all your support i just cant let her do this. Shes at work right now so Ive just kind of sent her a bunch of your links and comments. I guess well talk about it when I get home. I just hope she actually reads any of this stuff because she can be very stubborn oh and BTW if I commented you with aTBG it means Im going to gild you, just so I dont forget. Thanks nice internet strangers YOU ROCK!  <response>: This is how I would go about it: tell her you have an even BETTER business opportunity for her concerning shares of your exciting, newly formed company! She only needs to give you 25,000 to be apart of it, then recommend 3 people who do the same and after 10 people are at the bottom level the person at the top aka your mother gets 192,000! 