<prompt> Human: My wife wants to separate weekly spending from bills by opening a second account USAA. The idea is to use the account that gets direct deposit to fund the bills and transfer spending to second account to use for daily spending. She has ADHD and wants to just look at the balance and know exactly what is available without having to look at the google docs budget sheet that I manage. Edit: Any cons?  <response>: This is what Ive done for my spouse and it has helped immensely. 