<prompt> Human: I just got on annualcreditreport.com to check my credit for the first time and I tried to check all 3 but it is asking me questions about a mortgage, payment, car loans- stuff I do not have. I verified my information and it is all correct but it still will not give me any information. What can I do?  <response>: Remember how the web site told you to mail your request?Do that. 