<prompt> Human: Currently sitting on 5 thousand dollars in the bank with no plans to spend it. Just graduated high school and Im taking the year off before I possibly start college that however is another matter. I have almost no expenses atm and I feel like I should be doing something with my money.Any ideas? Preferably low riskrisk freeI have all of 0 experience in these matters, hence this post.Thanks guys!  <response>: Open a savings account at Ally or Marcus. If its just one year I woudlnt invest it or anything. 