<prompt> Human: So I have two credit cards both have the same apr and on credit card A I owe about 2,400 and on B I owe about 3,100. I can afford to pay 600 a month across the two of them and I was wondering which method would result in the least amount of interest paid and both paid off. Option 1: pay either card off while making minimum payments on the other card, and if so which card would be better to pay off first, or option 2: some combination of 5050 7525 etc on both cards and if so what would be the optimal pay for that ratio.Assistant: could you obtain a balance transfer card ?some are out there offering 0 for 12-18 months Human: How negatively do those affect credit scores?Assistant: it will hit like a new account, but how much interest will you save?you can always close it after it serves its purpose Human: Im more concerned about the hit I take from transferring the balance from the other cards  <response>: You have almost 6k in debt. You should be more concerned about paying all that interest, not your score.I would pay minimum on the 3100 card, then every thing else on the other card. But it doesnt matter since they are the same APR. 