<prompt> Human: Im 21 and I work 2 jobs. One is 40 hours a week at a high end car dealer and I just got a promotion. The other is a part time buss boy position for extra money. Im trying to move out and move closer to workdifferent area but I have an awful credit score. I have 1 credit card no balance anymore, a 15k car loan just sold it to my dad, and I deferred my student loans like 5 months in a row I know I messed up bad. My credit score is 499Im just looking for a studio or 1 bed room apartment around Boston. I have over 5000 saved for a deposit or whatever else is needed, and I can prove to them of my employment, but every apartment I see on Zillow or other websites lists excellent credit required or mandatory credit check. Should I even bother trying to go see these places because once they do a credit check Im clearly not going to be picked. Is there even a point?  <response>: From my experience in the LA Cali area no. My girlfriend had terrible credit around your area maybe even lower and while they did give a little gruff they ALL ended up just asking for first, and last upfront so she ended up having to pay an extra month. The only REAL big ding on a credit score that will absolutely hinder someone is an eviction. Ive only found some really special cases or slum type operations where an eviction is ok. In her case we were just honest mistakes were made with her school and they were all very accommodating. 