<prompt> Human: Not sure if I should post this here or on careerguidance but Ill start here.I know that ideally its much better not to have student loans so I will tell you the situation that this concerns me:If I am on a job interview, would the interviewer have more pity on me and be generous with the initial salary offer if I had or at least made it seem like I have loans? Or should I try and use the fact that I have zero student loans as a positive attribute to myself and show how mature and responsible I can be? I have been working 40 hours a week for over 3 years now to pay for school. This only let me take about 3-4 classes per semester. So I will have complete a 4 year degree in 5 years. I understand the obvious, if I have loans then my actual salary will be affected because I will have to pay them back.  <response>: Never been on an interview where anything about loans has come up, should be a non factor 