<prompt> Human: Im all about FIRE -- financial independence, retire early -- so Ive been maxing out my 401k for some time, and living on the cheap. Here is the result. In total its about 60k in my 401k, and Ive also got another 38k in a savings account not listed in the portfolio.Im thinking Ive got two different ways I could use the savings:1 Buy a new car Ive been driving a 2003 Ford Taurus for about 5 years. The previous owner was my mom, and its got quite a few miles on it at this point. It still runs well, but Im thinking now might be a good time to upgrade. Also, if I do upgrade, should I pay for it all in cash, or take out a loan?2 Open an IRA Like I mentioned, I want to retire early. But I dont know exactly how much Ill need for retirement. If I keep maxing out my current 401k, I could save about 900k by the time I reach 55. Would that be enough?Which is the better choice? If Im missing something, please let me know!  <response>: IRA. The car is still working. Keep using the old car. 