<prompt> Human: Hi all - So heres our situation. My husband and I have about 100K in our savings right now. We would really love to purchase a house this year but want a second opinion on whether our financial goals are prioritized correctly.Snapshot of our current debts: My student loan: 30,000 at 4.9 My car: 17,130 at 1.99 His car: 15,435 at 3.99 Very low balances on either of our credit card 100 or soMy credit score is 650. His is 710.Would it make more sense to up my score before considering? My score needs help. I have past delinquent remarks and a student loan default that really damaged my score but Ive been slowly rebuilding it over the last couple years. I know that mines the one thats going to be scrutinized when we try to get pre-approved for a mortgage. I dont know how else to quickly increase my score though, except to pay off more of my student loan and car loan debt.We dont want to wait much longer with the house buying, as mortgage rates are still low and its still a hot time to buy. But is it worth waiting for to pay off other high balances? Or are those interest rates low enough that we can afford to pay them off after we buy a house? Any help appreciated, Reddit!!  <response>: if you have 100k in saving, I would pay off the student loan, and maybe his car.the choice of buying a house depends on your overall income and how much house you intend to afford. 