<prompt> Human: Due to several poor decisions, and the inability to control my mental health, I now owe my landlord 8000. I really need to pay most of this off ASAP. I know I fucked my self over, but I really need to now how to best navigate this situation, and what are my options going forward.Some more info: I make about 1200 a month, and I also have poor credit.  <response>: How did you come to owe so much money? Without saying too many details, was it back rent, property damage, or fines? I definitely understand it can be painfulembarrassing to discuss!You make 1,200month, but how much of it is tied up in bills? Are these bills mandatory utilities, loan obligations, current rent or are they optionalcancellable Netflix, cable, etc..Regardless, if you dont have credit or income, youre going to have to work out some sort of payment plan or bankruptcy, if needed with your landlord. 