<prompt> Human: Hello guys!I am a clueless college student trying to improve my life and my credit score.I have had a capitol one card for about 2 years. I opened it during a stage of my life where I was very financially illiterate, and I just hate it.There are fees everywhere, the customer service is bad, and yeah, just every fee imaginable.It has a very low limit and I really would like to be rid of it, but have spitefully kept it open to help my credit score. But, really, is it going to hurt me badly to cancel? Please help me weigh the pros and cons.Sidenote: I have a car loan, which is about halfway paid off, and another credit card with wells fargo that is completely paid off. No other debt  <response>: You might want to see if they are willing to change it into a different card first especially if you have good credit. If not then cancel. 