<prompt> Human: I was parked in front of my house and a lady texting and driving hit my car and totaled it. I have put numerous upgrades intothis car and did not save any receipts because I didnt plan on having an idiot totally ruin it. The insurance company offered me 3500 for it when thats merely the Kbb value in poor condition. I have totaled it all up and the kbbupgrades add up to 11k. I have submitted this to the insurance agent and he is going to reevaluate What should I do with another low ball response?  <response>: The parts are there, so they can see youve got them, but insurance companies will pay out what the car is worth what they estimate you could get for selling it if it wasnt for the accident, and although upgrades cost a lot, they dont typical add resale value. You could see if you can buy back the scrapped car with some of the pay out. You may be able to get the car fixed or at least retrieve any undamaged parts for another car or resale separately. 