<prompt> Human: My employer recently set up a 401K after much persuasion by the employees. This is a solely owned private company with less than 10 permanent employees.Everyone else on staff is a contractor who do projects on client sites for us.Currently my boss is not offering matching funds. He said theres no benefit to doing so. I informed him of the redistribution of company matching funds from those who leave without being vested and how he would likely get the most back. His response, I get the money guaranteed if I dont match. Whats the benefit to me?Im pretty new to this. Can anyone provide me a compelling reason that my boss should match funds?  <response>: Employee retention, off the top of my head. From what youve said, that guy sounds like a cheap asshole who doesnt care about his employees a whole lot. 