<prompt> Human: I recently got a new job. At my old job, my employer matched the 401k up to 4 so I just paid in the 4 to got the match like your supposed to.My new employer pays 3 automatically into the 401k plus half of what I put in up to 8. So if I put in 8, my employer will put in an additional 4. I initially set it up to put in the max the employer would match, so I put in the 8.My problem is that I recently graduated school and have a bunch of student loans to pay off and 8 would go a long way to helping that. I should mention Im an engineer so that 8 is a big chunk that could go toward student loans. I also am not currently saving for retirement besides this because I want to pay off the student loans first.Do I just take the automatic 3 and call it good and spend my pay on the student loans? Do I do something in the middle like put in 2 to bring the employer match up to my previous 4? Or is this all retarded and I should put in the big chunk of 8 of my paycheck and be unable to put it towards student loans?Thanks.Edit: Thanks guys, Ill stick with the 8 to get the full match.  <response>: With an instant return of 50 on your investment, thats a huge opportunity to pass up. Absolutely go for the match. 