<prompt> Human: Weve been having a lot of power surges lately due to weather but we come home one night and find our AC unit not working. Later on my wife finds out a drunk driver hit a power pole transformer? idk which caused this particular surge and it ended up frying a component 750 in our AC unit. Talking to our neighbors, it seems it fried the same component in everyones AC unit. We live in a new development so theres only 10 of us on the street right now, we moved in less than 3 months ago so were not to thrilled about this.We already contacted our home owners insurance and theyd cover it for a 1000 deductible, so it wouldnt make sense to do that. AC unit warranty specifically says environmental causes arent claimable.I asked for an accident report from the highway patrol and plan on going after the drivers insurance but im not sure how that will pan out. Kind of at a loss on what to do now, am I just out 750?Edit: Thanks for the support so far everyone. To clarify a few things:1. This happened two weeks ago. We already replaced the component in our unit as it was 90 degrees that day.2. My real concern with going after the drivers insurance is theres no way to prove the outage he caused created the surge which fried the component. As another redditor suggested, itd be more to hire an electrician to come out and assess the situation to prove thats what happened than for what its worth.3. Ive had a few people in law enforcement reach out and offer to get the report for me without having to wait for the DMV, so thank you to those people.4. My other issue is that since this happened to everyone on our street within 3 months of moving in, shouldnt the units have a surge protector anyways? Theyre ground 220v units. It sounds like the builder screwed up somewhereMy next steps are:1. To file a claim against his insurance longshot but cant hurt2. File a claim with the utility company also a longshot but why not3. Contact the insurance company again and see if it they would go after the driver if I pay the deductible. 4. Contact the DA and press charges on the driver5. File a warranty claim with the AC unit company anywaysUpdate: Assistant: You could pursue an insurance claim against the drivers auto insurance, try to get the driver to pay up directly or a civil suit against the driver. Or, absorb the cost and do nothing. Its a short list of not fun options. Youd probably want to go ahead and replace it and then try to bill them for the expense, rather than have no AC at this time of year.Human: Yeah I already had it replaced the next day because it was 90 degrees out SC.  <response>: Also follow up on the criminal case against the driver. The court may require the driver to pay restitution. If you contact the district attorney they my be able help ou get paid back, whether through insurance or directly by the driver. 