<prompt> Human: I have been blessed with a fantastic father. He has taken care most of my schooling and ever since I was 17, he has been taking care of my insurance bill as well. Now that I am 21, 3 months away from graduating, its time for me to get a car all to myself and to buy an insurance policy. Ive put it off this long for two reasons: 1. I didnt need a car until now, 2. Insurance is super expensive!My dad wants to put me on my own policy, which is fine and great because it reduces his liabilities but kicks up the price for my policy, but it is the least I can do considering what he has done for me. What should I keep in mind while shopping for insurance today? What can I Clean record, 3.0 GPA, 21yo expect to pay per year on a 2002 Toyota Camry? Im a bit in the dark on this, so anything you can tell me about is an honest help. Thank you and happy new years everyone!!!  <response>: It depends where you live and what coverage you are looking for but itll probably be pretty high, simply based on your age. Make sure to tell them youre in school though any discount will end after you graduate and ask about safe driver programs there will be an age cut off but you might just make it, usually you have to take a little course so youd have to decide if it was worth it for you. 