<prompt> Human: So my rent cheque for August bounced. I had enough money in my account when the cheque was written and for a few weeks thereafter. I checked my balance late in the month, saw that I had some saved up, and transferred money out of that account to a higher interest account. I had neglected to make sure that rent had been withdrawn, although assumed it had since previously my rent cheque was cashed before the tenth of the month, and it was around the 20th at that point. My bad.Anyways, you can guess what happened. The money transferred, next day the cheque was cashed, and there were insufficient funds. So what, apart from the 45 dollar dumbass fee, does this mean for me? Will it affect credit a great deal? What other kickback can I expect?  <response>: You get charged your 45 late fee, and the landlord depending on policy may or may not accept checks from you again. Other than that, I doubt anything will happen. 