<prompt> Human: Hello PF! Im a 19 yo male. I was in a rough patch a while back ago and I barely had enough money to resolve it. I ended up having no lunch for the entire week after which sucked. I want to save money so I can not worry as much as I do. Problem is, I cant figure out how to go on about it.I have been using the link above to have a solid guideline, except I can not for the life of me figure out my monthly salary. I work in construction so its very hard to find out my hours at all since it varies on the weather. One week could be all sunshine at 60 hours, but another week it might rain and we would get 20 hours or none at all! I am also using the mint app so I can kind of get an idea on spending, however I dont know how to manage it yet. Also, sidenote, I have 654 credit... but Ive never used a credit card. In the app, its rated as good and all payments are paid on time, leaving a 100 rating. 70 percentage is considered bad and to drop it down to 30. Is this bad? I know my parents are using it.Lastly before I have to work, my goals. I dont have an e-fund. Well, I do technically. 800 cash that I keep with my mom. I was told to put in a savings account and never touch it unless for a dire emergency, but I would like to have 6 months of expenses and after that, use the money to travel a bit. I dont think it matters if I put my banks name on here, right? nope. Just checked. My bank is Woodforest if it makes a difference.Thank you so much guys for reading and helping me! I hope to strive for a better life just like you all!  <response>: I definitely wouldnt leave money with a parent. If the house catches fire or is robbed or any other disaster youd lose that money. Banks are guaranteed up to 250,000 by the FDIC. Please put your savings in there. Plus, if you ever needed it, its a lot easier to access than needing to go back to your mom. 