<prompt> Human: Wondering if my partner and I will ever be able to buy a house. Hes in school for a BSW, working part-time 24,000yr, while hes in school. Im a HS teacher 42,000yr az. Im working to increase salary through education and PD. Ive got 60,000 in student loans at 6; he has about 4,000 similar interest. No other debt. We try to live pretty minimally. How much do we need to have in the bank to make a down payment, percentage wise? My credit is strong, his is moderate. Ive had professors talk about financing their houses to pay off loans - is that even still a thing? Is buying a home still a wise investment in todays market? I know Ive got a lot of questions but I see people my age 29 all around me buying houses and its hard to wrap my head around how theyve made that happen when I still question if I can afford guacamole.  <response>: Id pour the money into the student loans, 6 guaranteed return paying them off is tough to beat. Youd want 20 down payment in most cases to avoid PMI.Buying a home can be good or bad financially, it depends on the area, and how settled you are. Heres a good post on running the numbers - 