<prompt> Human: We have two young kids. The first one has a 529 in our current state. Well create a 529 for our youngest in the new state when we get there later this year.How do we decide whether we should transfer the oldest kids 529 into the new states plan? What questions should we be asking to make that decision?  <response>: How do we decide whether we should transfer the oldest kids 529 into the new states plan?Which one has lower expenses? You can participate in any states plan, but some states give you a tax break for participating in their own plan. If you dont get a tax break theres no reason not to go for the one that charges the least. 