<prompt> Human: I hope this is the right subreddit, hoping to get some advice.Ill skip some of the medical details but a month ago I called 911 because I thought I was dying. They ran tests, blood work was all fine. They took my insurance card, informed me that they did indeed accept my insurance. Then the doctor talked with me and determined that it was likely just anxiety so I went home. A week later the same thing happened but with some different symptoms so I went in again. This time, the doctor saw me for about a minute. Did an EKG which came back normal. Then out of the blue ordered a CT scan. Didnt talk to me about why or anything, so off I went. Well, Im checking my claims and not only are they out of networkso the person that told me the first time blatantly lied to me after I insisted they check if they took it. The first visit was pricey, with the doctors fee, emergency room fee and tests they did costing about 1700. But whatever.But the 2nd visit wants 2990 just for the EKG and CT scan. The fee for the amazing doctor that talked with me for a minute or two is still processing but it shows he wants 1074. The 1074 for the doctor is still in review so maybe thats not the final price so well have to see. Their billing department is closed already so I cant call until tomorrow but I wanted to post here to see how I should approach this.1 Im unemployed. I stay at home full time helping with a disabled family member so I have no regular income. I have about 2000 in an investment account, and about 300 in the bank. I can sell off things and come up with the rest if absolutely needed.2 My parents are well off enough to pay for this but Id rather not ask them to. To me this is an outrageous price. Especially considering they straight up lied to my face about taking my insurance and flippantly ordered tests with no explanation about why it was needed or what it would cost.Trying to keep a level head about this. But holy shit. Let me know if another subreddit would be better to post this question in.  <response>: What insurance do you have? Even if the hospital is Out of Network they had to accept you legally. If the provider is out of network it means your insurance pays at a lower rate usually. Call your insurance and ask them about out of network benefits after you verify that this hospital is indeed out of network. If you cant fight any of it and do end up having to pay it all, then ask the hospital if they offer charity care or payments. Some hospitals will give you a discount based on your income level. 