<prompt> Human: Hi everyone. A few months ago, my wife and I began renting a house for the first time, thus increasing our bills by about 600 more than what they were before. I am hoping that someone will be able to help find some ways to cut down on my expenses or just give me some advice on what I could do, because Im realizing that I cant pay some of my bills at this point based on our income. I am 20 years old and my wife is 19 years old. There is a potential that if I get a cheap beater car that I can rent out the 519 per month car and make 80 per day renting it out, if it does get rented. We eat out almost every day while at work. Very bad habits.My bi-weekly paycheck: 950-1000My wifes bi-weekly paycheck: 600-800Savings: 12,000Credit card balance: 4,000Rent: 1073Electricity variable because of AZ heat: 90Water: 80-200Internet: 80Cellphones: 230TVMusic Streaming: 30Car 1: 519Car 2: 260Auto Insurance: 360Furniture appliance financing: 120I know its pretty bad. pls help.  <response>: About a third of your net income goes to your cars each month. I would start there. 