<prompt> Human: I have no real passionmotivation, but work at a grocery store and enjoy it more than the BS corporatedesk jobs I have worked over the past couple of years. Im fine with living next to nothing- all I need is basic food, a tiny room and bed, a shower. I dont have any debt, and am too afraid of ever digging myself into a hole so will never take a loan out for anything. I just want a simple lifestyle, but understand I should be saving for things like if I get diagnosed with cancer or medical emergencies. I figure Im fucked regardless even if I save for these situations though, so why bother?Is there really any reason to earnsave that much if you can easily just be knocked into a pit of financial hell regardless?  <response>: Yes, its perfectly okay. Just dont let your lack of aspirations in your 20s turn into regret in your 50s. You can bag groceries until the day you die but know that you will still be working on the day of your death. Also, there are medical emergencies that will cost a fortune and dont have the slightest chance of killing you, so be sure to save anyway because even a broken ankle can bankrupt somebody who isnt prepared.Its never too late to get an education or to decide you want to do something that pays better. But no matter when you do it you will need to find the motivation to push yourself because it takes work. 