<prompt> Human: I keep an eye on all of my finances daily, and currently pay off my balance in full, at the end of each week or sooner sometimes the day after the transaction. Is there any reason I shouldnt do this, and do I avoid my APR this way? Im thinking that this could possibly have a negative affect on my credit score.  <response>: You dont have to pay it so quickly. Theres no reason to unless you think youre going to somehow run out of money if you dont pay as you go. I pay in full when I get the bill. My thinking is that I want to keep my money in my bank account as long as possible so that I make the interest on that cash, not the credit card company. 