<prompt> Human: So I wake up and check my account to find negative money in savings.Then I checked and the charge was from ATT. So cleared that up asap no problem. However, the charge over drafted this rarely used account, prompting a 35 fee for overdraft, then another 35 when the debited charge was removed! I understand I agreed to these terms in my bank contract, but thats 70 for something completely out of my control.Unless someone has a better solution I was going to walk into the bank this afternoon and withdraw everythingclose the accounts with them unless they can sort this out.Ideas? I know its not too much money, but Im in quite a bind already with having my first son at such a young age. And every little bit counts for a lot more when youve got that to think about.  <response>: Talk to your bank, but really ATT should pay for the overdraft fees since theyre all a result of their mistake. If they wont pay for your overdraft fees, file a complaint with various consumer protection agencies. 