<prompt> Human: I have no real previous credit history, I am a 19 year old college student. However, I am thinking about purchasing a motorcycle. I have more than enough cash on hand to purchase the bike myself right now; but I also wouldnt mind financing a motorcycle if the fees were not ridiculous and if it benefitted my credit positively. Would this be a good place to start for building a credit score?  <response>: Motorcycle loans are generally higher interest even for people with established credit. Youd be better off getting a credit card, making purchases, and paying them off every month. 