<prompt> Human: Hey,Ill give a bit of background information first. Im a 22 year old male, who has just started working a full time job. I have around 800 disposable income per month as Im living with my parents and thankfully they are still paying for my food etc. Since Ive just got a job, I finally have money and i know im getting carried away. I agreed to go on a week-long holiday to the US next February with a friend and dont want to let him down, but next summer I also want to go back to Japan as I have a lot of friends there and would like to catch up with them. On top of this I really want to buy a new gaming PC as Ive wanted one for years. However, around 2 months ago I bought a cheaper non-gaming PC as I needed something to job search on, so I have hardly gotten any use from it. Also I have just signed a new phone contract of 33 a month, so thats another expense. I just feel its all getting too much now, and I need to slow down this expenditure. What do you recommend in this situation? Should I try to cancel the holiday? Would it be a better decision to save up for a house etc? Any budgeting advice would also be much appreciated !  <response>: Yes, budgeting. It might be that if you start saving now, you can do both trips easily. It might also be that you find that you just cant do it. Youve got roughly 9.600 pounds per year coming in. Can you pay a US and a Japan vacation from that? I would think you could! But take the amount that youll spend, divide it by the number of months youll have until you have to pay for it, and see if you can do it... Put aside that money in a separate savings account; so that its clearer to you that that money is not to be touched, except for the holiday expenses. 