<prompt> Human: My parents are computer illiterate and left me in charge of one of their home loan mortgage accounts and, this isnt an excuse but, Ive been away for the past month with no internet hiking and camping in an area without internet for a month and just got back to civilization, I see on the NYCB website that the Next Payment Date and Date Due is 112017 while the Late Charge Date is 1162017. Im making a payment now but it wont be in effect until the next business day 122017, effectively one day late. What happens in this case where Im 1 day late, are we charged extra interest, does the credit score for my parents go down? I really feel like I messed up here and am hoping someone can clarify whats going to happen or if theres anything I can do  <response>: Breathe easy. No negative repercussions at all. 