<prompt> Human: I was checking my credit reports and I found a Wells Fargo credit card opened in my name. I have never dealt with Wells Fargo. The account was open from 122013 to 42014. It had a 5000 limit, and the high credit listed on my credit report was for almost all of it. It was paid on time, and then closed.I have a lot of questions. Since its for a closed account with payments made on time, should I report it to the credit bureaus or just leave it alone? Does this mean my information has been stolen? Should I file a complaint with someone, since this is probably a fake account created by Wells Fargo?Assistant: That was a wells-fargo employee padding their numbers to make a bonus. They opened the account in your name, left it open for 90 days to collect the bonus, then closed it so you wouldnt find out.Human: I was pretty sure it was, but I dont know if there is any advantage in reporting it now. It might actually be helping my credit score?  <response>: No, it helps your credit score, I would just leave it on the report. Can still participate in a class action and not dispute with credit bureaus... they are not connected really 