<prompt> Human: Short version; No credit, cosigner, and dont have time for a job and need about 2k more per year for college. Ideas?One thing to know is that Im very involved on campus. Im an officer in 2 clubs, active in another, looking to take a leadership role in my fraternity, and am set on maintaining a 4.0. Im simply stretched too thin to get a job right now. The simple fact is that I cant afford it. Despite living as frugally as possible, Im running out of money. What are my options? Ive taken all the student loans my school offers, and Im under the impression that it would be next to impossible to get a 3rd party loan without a cosigner. Is that correct? Would getting a credit card be just an absolutely horrible move? I have a good paying job waiting on me when I get out  <response>: Seriously, you need to get a job. You might be able to get one on campus, though, which should cut the stress of commuting, etc. Think about how much money you need, relate it to the number of hours you need to work, and cut back your involvement or even your studying appropriately. It sucks, but if thats what it takes to finish, its your best move. I worked full time in college while staying active in two student organizations and double majoring because I was out of savings and had no one to cosign loans after my mother passed away. My GPA wasnt great, but it got me into some top 10 grad schools.Also, how long have you been in school and how much longer do you have? The way you say per year makes it sound like youve got a while left. Take the job this year, save up this summer, and maybe you can get back to being really involved next year. 