<prompt> Human: So...I have just been making my payments, most often on time, of 350-400 a month since Feb 2013. Nissan Versa was 17k, they just updated their website which used to suck and now it shows how much is left on hte loan and it hit me digging through the info that Ive this month now paid 17k on this loan...and have 9k left. Doing the math, that means that A. Im paying 50 on top of the original loan amount. B. My remaining amount is more than the worth of my car now 4 years later. What am I doing wrong? How do I need to look at this? Is there any way to end up paying less than this 9k?  <response>: What you did wrong was take out a 6 year loan. At stupid high interest, and if you missed payments, might be paying extra penalties for that. 