<prompt> Human: I recently applied for a loan, and was denied. When I asked the rep why I was denied, they stated that I had too many negative accounts on my credit. So I decided to check my credit, and I found that my mom had opened an account with time warner and had defaulted on said account in the amount of 1074.74. My mom had done something like this before with a DirecTV account. I paid that one off as at the time I didnt have time to wait for her to pay it because I was going to the Air Force. However this time I refuse to pay this. So I called my mom to ask her about it and she beat around d the bush about it, and never owned up to doing any of it, I said to her that we have got to do something to get this taken care of, and she went on a rant about how she carried me for nine months, she said she is not going to pay it off, and couldnt believe I was calling her over some stupid cable bill, she cursed me out, told me to kiss her ass and hung up in my face. I have no Idea what to do. I refuse to pay this and I dont know how to get it off of my credit without filing a fraud report. I just dont want to have to send my mom to jail. Any suggestions?  <response>: Your mother obviously doesnt care. Show her that you care and dont enable her or youll face the same problems for the rest of your life. 