<prompt> Human: So as someone who has read this sub a lot, in the context of co signing I am curious about a few things. Why are yall so against co-signing? Is there ever a situation where co-signing could be a good idea?Not looking to co sign by the way, I am just curious.  <response>: Co-signing has no tangible benefit for the co-signer other than the good will of the person theyre co-signing for. rpersonalfinance is big on financial independence and a co-signer is generally co-signing for something because the person who is taking on some financial commitment isnt able to afford it on their own. Its often a method of helping someone afford something they wouldnt otherwise be able to get.That being said- there can be circumstances where it might be more or less acceptable. 