<prompt> Human: My previous companys 401k rolled over into an IRA account under TotalIRA, and Im trying to transfer that to my Vanguard account.Vanguard told me they couldnt do the transfer in kind because the TotalIRA fund is too low priced? Something about a low priced security? They are under a fund called VALGF, which appears to be priced at about 1 per share. Vanguard said that I would have to liquidate it to transfer it over, but that sounds like I would have to deal with taxes on that if I do? What can I do to transfer in kind over to Vanguard? Would putting it into a higher priced fund work?  <response>: You should sell the securities to get cash, then rollover the cash into vanguard. None of this will trigger a tax event, this is all very standard. It will be a direct rollover, and once the cash is in vanguard you can buy whatever securities you want. 