<prompt> Human: My cousin just called me in a panic after leaving his local credit union and attempting to receive a loan for 3k. He has an ex girlfriend who is his babies mother and he has accumulated around 1k on a best buy card and signed for her vehicle. She is currently making payments on time to for the vehicle but has left him holding the debt for the Best Buy card. He was informed during his meeting at the bank that their is a CitiBank card in his name that was open 51615. He never signed or gave any permission for her to open a credit card with his ssn and credit info at that time. This is a somewhat tender situation because he doesnt want to be the bad guy by taking legal steps and also because they have a child between the two of them he doesnt want to appear aggressive for legal justice. He is currently behind about 2500 on child support payments and was going to use the 3k loan to deposit directly to her to clear his over due payments. Basically my question is what options does he have to remove himself from the credit card and get away from the debt and interest associated with the card he did not sign for. Also one of my family members suggested a court would view the case and since he is overdue on child support payments that they would try to do some mediation to combine the child support and credit debt. I know that sounds crazy and as far as I can tell makes no sense and two wrongs dont make a right and him being overdue on payments is completely seperate from her commiting credit fraud. Am I right or what?Whats the score rpersonalfinance?Edit: thanks for the input everyone.  <response>: If shes opened one card, she may have opened others or may still. Tender situation or no, he should report this. Its the only way he will get himself disassociated with the debt, and prevent her from doing it again. 