<prompt> Human: I am in the process of buying my first house, and have saved enough money for closing fees. I had opened a credit card 15 months ago with no interest for those first 15 months, which are due just now. I was aware and wanted to do a balance transfer to a new credit card with no interest, but I made a mistake and opened that credit card account in the same bank, not knowing that balance transfers cannot be completed if they are from the same bank.Now to avoid paying interest I must use around 50 of my savings but Im scared it will cause problems with the house process... I would be able to round up the money again in a month or so.  <response>: You shouldnt be buying a house when you have credit card debt. Pay off the cards first, then worry about a house. If that means delaying the purchase or losing the house entirely then so be it. 