<prompt> Human: My interest payments for my savings account only end up being a few cents, are there banks that give incentives that would be worth switching to?  <response>: Yes, you should. Heres an overview of some of the best options. Got a message that this post was deleted, so here it is again minus the links.Barclays Dream Account You can only deposit a maximum of 1,000 per month; same maximum for opening deposit. The APY is 1.05, and to motivate you to save, you get an added bonus on your interest 2.5 of your interest, not balance, for that period if you dont withdraw any money for 6 months, plus the same bonus if you continuously make deposits for 6 months 2.5 of that periods interest. No minimum balance or monthly fees.Barclays Online Savings Account regular The APY is 1.00, and there is no maximum on deposits. No minimum balance or monthly fees.Capital 360 Savings The APY is 0.75, which isnt the highest on the market, but they currently have an offer where if you deposit at least 5,000 and dont withdraw it for 3 months, theyll give you an extra 50, which is a good sum for free money. Its tiered, so if you deposit 10,000, youll get 100 and so on, up to 500. They also have an offer where you get 20 for referring people and 25 for being referred as long as you deposit at least 250 into your new account. So if you use a referral link theres a thread about this if you search, the referrer gets 20 and you get 25. Then you can refer more people to get up to 1,000 20 per person. What I dont know if is if both the tiered bonus 50 for 5,000, 100 for 10,000 etc. and the referred bonus can apply at the same time.Synchrony APY is 1.05. Minimum balance to avoid service charge of 5mo: 30.Ally Bank APY is 1.00. No monthly maintenance fees.My Savings Direct Used to offer a 1.25 APY, but currently at 1.00. No minimum balance, no fees.GE Capital APY is 1.05. No fees or minimum opening deposit.Discover APY is 0.95. Minimum opening deposit is 500. If you sign up before 331 and deposit 15,000 by 415, youll get a bonus of 100.Everbank Money Market The APY is 0.61, but if youre new, you get 1.60 for the first six months, which averages out to 1.11 for the first year. Minimum to open is 1,500.CIT Bank Tier 1 savings account. APY is 1.00, minimum opening balance is 100, no daily minimum balance.iGoBanking APY of 1.00 No fees or monthly minimums.American Express APY is 0.90.FNBO Direct APY is 0.95. Minimum to open: 1. No monthly fees or minimum balance requirements. 