<prompt> Human: I need some advise here guys. I moved into an apartment with my girlfriend so she would be closer to school and I would be closer to work. The agreement was she would pay half the rent and utilities, I would pay for the rest food, cable, internet, etc. I did the calculations a dozen times, she made enough to pay her portion, her bills, and then some left over. Everything was fine and dandy until she decided to make some poor financial decisions that I advise her against. She could not pay her full part of the rentutilities and one of her bills. After talking, I agreed to pay one of her bills and reduce her portion of rentutilities with the agreement to pay me back. Now she does not make enough to pay me back about 740. She couldnt make her part again this month so it is starting to pile up.Question is, how do I handle this situation? I have determined how much her portion needs to be set aside each paycheck, and plan on her giving me that at the very least. The rest I will spread out over the course of 3-4 months.I would like to mention that this is not causing me any financial problems. I am still able to pay all my billsrent. My main concern is not the money, but getting her to understand the importance of financial planing and sticking to a budget.  <response>: This is more an rrelationships issue. 