<prompt> Human: OK, the situation is a friend of mine has a job but is still in high school. She opened an account with her mom, but her mom is a druggy and cleaned out the joint account twice. So she opened an account with her dad, but he just cleaned it out as well. She doesnt know what to do with her work checks. I have no idea what to tell her. She has about 6 months before she both turns 18 and graduated from HS.  <response>: Bank of America allows you to have your own account at 17. 