<prompt> Human: I just graduated college a month and a day ago. I started work and realized I was paying for most of my groceries, home supplies, etc. at Target. Figured I should take out a Target credit card for the 5 off. I already have a card through my credit union visa. Does it look bad if I have two cards out? Is there credit ramifications to having two out. Ive never missed a payment on the first card or on anything for that matter. Help me financially inclined people!  <response>: You can have as many cards as you want. I have 9. Just make sure the old one doesnt get closed to inactivity and you should be fine. PSA: Always pay your statement balance in full every month. Only use credit for planned expenses. 