<prompt> Human: I bought a 2016 Toyota Sienna in October. The other day we had a huge hail storm and my car was pummeled with lemon sized hail while I was on the interstate. My windshield was completely shattered and body is covered in dents. I filed a claim with insurance but the quote came back at 8k after the body shop told me it would probably be a total loss. I went to the dealership to see what I could trade it for as is and then apply the insurance check to the new car as well since it will likely be May before they can fix it due to everyone needing repairs. The Toyota dealership said that they couldnt even trade it in because it was absolutely totaled and that there is no way it could be fixed properly for 8k and that even after repair, my trade in would be less because of the reported damage. My end goal is to trade it in for something smaller and cheaper since my spouse and I are considering divorce and I will need to put it in my name only and afford it on a single income. Does anyone have any advice on how to proceed from here. It seems like none of my options are putting me in the same position as before the hail storm.  <response>: Negotiate with the insurance company. Get quotes from body shops. The body shop doesnt decide if its totaled, only the insurance company. They are lowballing you with their initial offer. If the damage is more than a certain amount, they will totally and pay you the value of the car. They will then keep the car unless you decide to buy it back from them, for usually a small amount. 