<prompt> Human: First off id like to start with links:Now that ive put those out there, Im looking for opinions and knowledge on these loans. It looks great, the website claims that you only pay back what you borrow. I have a friend who borrows 5,000 and claims he is only required to pay 75mo until he graduates, and after he graduates, the amount will roughly double until the amount borrowed is met.This sounds too good to be true, as i know nothing is free. However, based upon what is said.. it sure seems like temporary free money even though you pay it back! I meet all eligibility requirements and was looking at taking advantage of this deal.Does PF have any opinionknowledge on these loans? I did a search in this subreddit but only found one post about Guidance Residential which I believe is different from JFLA...Thanks in advance PF! :  <response>: These people are morally obligated to help you without interest. Enjoy it. 