<prompt> Human: I make about 2,000mo. On a strict budget meaning, a month without special outings or extra expenses I spend about 1,000mo and can save the rest. I am saving up for particular things, so I would rather use excess spending money toward investing than take away from my savings account budgets. Is it worthwhile to invest 75-100mo? If so, how should I do this? If not, what is the minimum amount you would recommend and how would you then recommend that I invest it?Some info that may be useful: - 26 years old. - No debt. - I live in America. - I know nothing about investing and have no experience. - I am pretty good at disciplining myself when it comes to money.Edit: Holy cow, I did not expect this many replies - thank you for all your advice! Some really helpful stuff in here. Now I will try to answer some of your replies individually Assistant: Eventually that 75-100 will add up monthly. I would say its worthwhile. First 5000 in a SP 500 index fund to start.Human: What is an SP 500 index fund?Assistant: An index fund is a fund that purchases all the stocks in a given index in this instance, the SP 500, at a particular weight Different number of shares for each stock. Investing in an index fund is generally considered a safe way to invest because youre buying the market as a whole. Basically, its a bet that the economy is going to go up and the index of stocks is going to go up as well.Human: Is the economy going up, though? Where do I go to look into investing in stock? Is there a stock market website or do I do it through the bank, or through a company?  <response>: Over the long run the economy is going up, historically and should continue. If you try to time the market to buy at a low point youll miss out like if you watched bitcoin to buy at a low point so just buy in now and hope it doesnt fall soon but if it does dont panic 