<prompt> Human: Long story short, I fell in a love with the Fiat 500 Turbo which has been marked down from 24750 to 21750. Im putting a down payment of 3000 bringing it down to 18750. My credit isnt in the best of places, so the Monthly payment is looking to be about 350 per month 105 for insurance. Right there Im looking at 455 total per month to own and be allowed to drive this vehicle. My rent with all utilities included is 400 per month and my only other bills would include a cell phone for 50. I have budgeted about 200 a month on food. So total: Im looking at about 1100 of that 1500 income consumed. Pen and paper says I can do this, but my gut says I shouldnt. Is that too much to be spending on a car for my income? What would be a better cost range for someone with my income?  <response>: That 3K down payment is how much car you should drive. 