<prompt> Human: I have roughly 40,000 in income coming in the next 75 days. I have credit card debt and tax debt, as well as a slower income period September - November. Looking for advice as to how best to distribute funds. So Im upon my busy season, and I stand to make roughly 40,000 USD by the end of the summer. I owe 18,000 in credit card debt, and Im behind on my taxes for 3 years. My best guess is that I am somewhere in the neighborhood of 40,000 in tax debt. My tax returns are going to be up to date by the end of the summer, so Ill have a better idea then. Im an entrepreneur, so taxes are not taken out automatically.I dont want to go into a long dramatic explanation, but lets just leave it at:Ive never been good at managing moneyIve never been able to stay on a budgetMy financial failures eat at meBut Im positive person, and I believe I can be a financial successI was diagnosed with ADHD and depression in the last 18 months I dont use it as an excuse, but now I understand much better how my brain works. Im a smart man, 38 years old, and even though my financial situation is not great right now, I want to do the things I need to do to be successful.Heres what I normally do: I will take every check and put it towards the credit cards. I will not pay my taxes because Im overwhelmed. I wont have a lot of time to spend money, but when I do, I will treat myself because I have earned it, mostly on eating out. I will start putting debt back on the credit cards in the fall once income slows down, and then I will be back to square one, only worse though, because I havent paid my taxes.Im just telling you what I would normally do. Thats not what I want to do.Im tired of being afraid of money.What is the best way that I can distribute those 40,000?A rough estimate off the top pf my head of my monthly expenses will be 4000, so realistically I guess thats 12,000 off the top.If theres a better way to ask this, let me know, but any advice personal finance can give me would be great. I seen how much you guys have helped others. Thank you in advance.  <response>: Taxes first. Even if you can pay 10K to taxes and then get on a payment plan for the next 30K, youll be much better off and the IRS will be happy. Keep the rest of the cash to live on, and pay minimums on your credit card account. So make a budget:Rent:Utilities:Car: Insurance:Food:Credit Card Payment:Etc.Also, start paying your taxes monthly or quarterly through AUTOMATIC direct debit: Even if its 50 or 100month, itll help you out come next tax time. You mention ADHD and depression. Are you still getting treatment? I would mention to your doctor that you feel the need to reward yourselfsplurge on eating out. Maybe there are some coaching mechanisms you can use to combat that impulse. Maybe longer term rewards. Thats something I still struggle with myself. I often feel I DESERVE something, but its not good for me or my pocketbook, and then Im screwed and angry with myself. 