<prompt> Human: I was rejected when I applied for a savings account. The letter that I received from the bank with which I applied indicated that the reason was because the bank didnt obtain a report from ChexSystems when I applied. I have a credit freeze with the three major consumer reporting agencies, so that was not unexpected. I called the bank and they basically said to call ChexSystem and talk to them and reapply.Questions1. I have never heard of ChexSystems, are they like TransUnion, Experian, and Equifax?2. What should my next action be in terms of obtaining an account with this or any other bank?3. Should I thaw my freeze with the three major bureaus or perhaps only one and reapply in an attempt for the bank to receive a report from at least one credible source and verify who I am?  <response>: 1. Similar, but for banking, not credit.2. Get your report from Chexsystems for free here:3. Chexsystems is separate from the credit bureaus, so I dont think this would make a difference but I dont know. 