<prompt> Human: Im not sure this is the right place to post this, but Im looking for any advice- whether it be mental, financial, etc. I, stupidly, decided to take out about 70K in loans on undergrad. I even worked a job that paid for housing, and worked my butt off in school trying to justify the extra money, and thus will be graduating with top honors. However, I will be attending medical school in the fall choosing between schools with 19k, 30k, and 30k tuition, and my financial burden is already caused some depression. I understand I should have gone to a cheaper state school. However it is much too late to do anything about that. Am I going to be completely crushed by overall debt after medical school? Should I choose based on financial aid packages alone where to attend to minimize debt? Anyone else going through this- if so, how do you get the thought of money and debt out of your head? As much as I want to be told that everything will be alright no matter what, and Ill be able to pay off the loans quickly once I get a big salary plus with SO- hopefully future spouse- working as nurse, I would really appreciate a truthful analysis and any advice possible.Again, sorry for the long post, sorry if it is in the wrong place- but I appreciate any help.  <response>: As a business person, I would think of your undergrad loan debt as a sunk cost. There is nothing you can do about it now. Thinking about your medical school choices, I would choose the school that would give you the best return on investment ROI. It may be worth spending an extra 10k if a particular schools job placement is 35 higher, for example. 