<prompt> Human: My fico score is 663just finished paying off some debt from a dumb buy. my score should go up next month hopefully. I make 10 hrstuck at a job and i dont know how to get a better one No actual useful skills and i dont know what to do. i also am limited because i dont have a car yet i usually make 30 hours at my job i make about 600 per 2 weeks 1200 monthly 14,400 annually im 20 and havent really had a mentor in my life to steer me in the right direction and really need help because i dont really have any knowledge on this stuff  <response>: Save up more cash and buy a car when you have enough to not finance. 