<prompt> Human: I have a Bank of America Account that I stopped using a few years ago. I just checked it to see if it was still active, and found that it is not only open but has been hit with fees for years and is now several hundred dollars in the negative.What should I do? Can I close it without paying it off? Are there any repercussions if I just keep ignoring it?  <response>: Call the bank and explain that you thought youd closed the account and its been dormant for years. Dont ignore it. 