<prompt> Human: My student loans are now in their grace period until I have to start paying them back. My husband and I are pretty well off. Hes been working as an engineer for two years and has already paid off his student loans. He does have a car loan, but that will be paid off in the next year or so, and we paid for our wedding in cash.Ive been working as an engineer since May and combined we make about 137Kyear before taxes. Were maxing out our 401Ks and so our monthly take home after that is about 4400. Our expenses are about 2500month if Im not forgetting anything major we dont have a strict budget - both of us just have internalized how much our expected standard of living is and dont go much above that, and as of right now weve got almost 30k just sitting in our savings account. And this is after our wedding and honeymoon have been fully paid for. can you tell neither of us are used to having money? I was a grad student for the past few years and lived on ramen, and this is more money than my parents ever made growing upWe currently live in an apartment and will be here until at least September of next year. After that weve thought about looking at buying a house as houses are pretty affordable in our area west Michigan and the mortgage for the sizetype of house wed want would probably be less than our current rent about 1000month - we sprung for the washerdryer, dishwasher, and garageOk, think I gave a pretty good background - let me know if you need to know more.Ive got about 7000 in student loans. All unsubsidized, all from the government. What Im wondering is whats the best way to pay this off? Im tempted to do it in almost one fell swoop just so I never have to worry about it again, but my husband says thats generally not the way to go as student loan interest rates are pretty low.Additionally, my husband has a car loan that he plans on paying off sometime this year. I honestly cant remember how much more it is, but I think hes been paying 200month overpaying what he has to - he bought the car about 1.5 years ago and it was about 17kAny suggestions? Im obviously utterly clueless on the whole personal finance deal.EDIT: bot reminded me to look at FAQ. Most of the info there as well as info online seems to assume having difficulty making payments. This isnt the case here, so Im really not sure what to do.  <response>: With a 30k nest egg? Clear your debt, set aside an emergency fund, and put the rest toward the house you want. 