<prompt> Human: For three years straight my wife has actually owed around 350 to the state of Georgia, and our federal return isnt even 1,000. We just got married last year and are filing jointly and she wants again owes 350 to the state of Georgia and our tax return is only 800. Are we doing something wrong? All of our friends that own a house and can claim head of household and claim children, we have 2, are getting back anywhere from 5000 to 11,000. We make a combined income of under 100,000 a year, and are both filing zeros for are exemptions for State, my wife said that she is claiming 5 exemptions for federal. Should we just go see a tax professional like HR Block? Also, I was unemployed for roughly half the year. I did claim unemployment benefits for about 10 weeks.  <response>: A big refund doesnt mean youre paying less in taxes, it means youre withholding too much. A refund of less than 1000 is right where you want to be. 