<prompt> Human: It seems that Vanguard is the platform of choice for IRAs here but on paper, Fidelity seems to be the superior IRA platform in every way from rating, selection, free optiins, interface, etc. Is there any reason to useIVanguard instead?  <response>: Either is fine, you seem to prefer fidelity so go with that, they have plenty of good options. Vanguard used to be much lower cost than everyone else, but fidelity and Schwab both have competitive options now. Any of those three would be fine. 