<prompt> Human: The trolls finally showed up so I decided to delete my info. If I delete this post would I still be able to see all of the useful comments everyone has left me? I know I need to come back to this post until we have everything in motion. Thanks again everyone! Last edit-I know you all hate edits.I have received SO MUCH help and positive support. THANK YOU ALL SO MUCH. I feel much better about this whole situation, and I apologize for being so freaked out in the beginning. Ive learned a ton tonight and have a lot of great resources to use now. I will come back to this thread every single day until we get this figured out. You are all awesome! Again, THANK YOU THANK YOU THANK YOU!!! Assistant: were 200,000 in debtYou should post a list of your assets, debts, income, and expenses in order to get more detailed commentary from PF redditors. But assuming your husbands income is middle-class, I think bankruptcy needs to be on the table.Human: My mom just laughed at for for including my house in on our debt I really am clueless about these things, Ive had him handling all of the bills since I was 17. I want to learn though. I figured it would be since its not paid off yet. I obviously have a lot of learning to do. Without the house, its more like 50-60,000Working on all of the bills and interests rates right now to add to the post. I didnt want to include them all if the post was going to automatically be taken down, but Im glad I can get some help here. Thanks for your input!  <response>: If you have debts like a car or house that are secured with an asset you list them on both sides of the equation. For example:Debts:Auto Loan:-3k CC1:-2k Student Loans:-30k Assets: Car: 10.5k Savings:3k 401k:35k IRA:5k 