<prompt> Human: Im a 24 year old college grad, making about 40,000year with a credit score of 750. My parents own a small business with good profits, but they currently have a lot of credit card debt and their credit score has tanked, greatly effecting refinancing their home mortgage loan. My dad wants to sell me our house so that itll be in my name and can be refinanced with my credit. Dad says theyll still be paying the mortgage all themselves, just that it will be in my name just for the credit. I trust them completely and they make good money, so I am not really worried by that, but Id like to hear any opinions or thoughts you guys might have about this.  <response>: Sorry, thats a horrible idea. You are not financially able to support your parents housing costs. Your parents are having trouble, it would be unwise to entangle your credit and financial affairs with theirs.Love your parents. But dont do business with them. 