<prompt> Human: After a promotion I convinced myself a new vehicle was a good idea. I regret it and am now trying to decide what I can do about it.Vehicle price: 33910Subtotal: 35494 After trade Documentation service, Theft protection, car care, rim tire warranty, ac tax recoveryHST: 4102.80Credit Life Ins: 2744.12Extended Veh. Warranty: 3296.00Total 46032 The real kicker is how much more the total is than the vehicle price, I was dumb enough to let the sales guy sell me on those extras.My question is how much of a hit should I expect to take if I sell it. Ive herd of Finance take over deals, Does anyone have experience with them? Will I still be at as much of a loss if I can arrange something like that.  <response>: My jaw dropped. 1 rule of new car buying is never buy anything in little room after you agree on the sales price. Theyre all a complete scam. Theyre all designed for pure profit to the dealership. Your goal as a buyer should be to minimize profit to the dealership. Everytime I buy a new car, they literally dont even send me into the room with that sales guy. One time I asked why they didnt try to sell me things, the finance lady replied, we look at the final price you negotiated, and new that you wouldnt buy anything. just think about that. I actually told her I was a bit disappointed because I looked forward to sitting down in that room saying, No thanks. over and over. Sorry I know this is not addressing your question but I write this as a guide to others. 