<prompt> Human: Been a lurker here for a while and have really tried to follow the advice people swear by in this subreddit.So for content, I am currently am a senior in high school, graduating in less than 2 months, and everything has changed in my life over these past few months. Got accepted and planned on going to my state school, but was offered a full tuition and fees scholarship just a few weeks ago go UVA baby to that exact same school! Thus I only have to pay roomboard every year, which my parents already have in the bank to take care of with extra money to spare. Also got a job a few months ago in which I make about 1,000 every month, with 90 of that money going straight to the bank. Basically, Ive had a shit ton of luck financially recently and was wondering how I should proceed financially, with the surplus of money my parents had saved for me for college, and the money Im putting away from my job. Is it too early to start looking at IRAs, investments, etc? Any and all advice on how to proceed from here would be appreciated, attempting to provide a sound financial basis for myself for the future. TL;DR: Dont have to pay for college, have regular money coming in on top of extra money parents saved for college, what to do with it.  <response>: So the money your parents are saving by not having to pay your tuition...did they agree they would give you that cash? May wanna double check that they arent planning to remodel the kitchen and buying a condo in Hawaii, lol 