<prompt> Human: I am starting a Co op in the fall and my company offers a 401k matching 3 dollar for dollar and .50 to a dollar for the next 2. Now I am 20 years old and a junior in college. Is it wise to start investing in my 401k? I wont have any student debt and I have around 2k in the bank right now and not many expenses.Thank you.  <response>: Yes invest as much as you can as early as you can. Time is your best friend. 