<prompt> Human: Hello!I was wondering if there are any downsides to leaving my checking and savings account at Citibank US open with minimal balances when I move to the Netherlands this fall? For some background, I opened the accounts as a freshman undergrad 4 years ago; Im an international student so Im not sure when Ill be back in the US though I will be at some point, if this has any bearing on being able to close the account. I want to keep them open with a bit of money at least for some time after I move in case I need to use that credit card in an emergency while I settle down and open a bank account in my new location. Once I disconnect any recurring charges linked to that account such as my phone bill, will there be any extra charges incurred if I leave the account open but dont use it for a few months? And is it possible to close the account remotely i.e. over the phone from Europe? I appreciate any input! Thank you for your time :  <response>: Not only is it OK to leave your US account open, it would be foolish not to. You might find it very difficult to open a new US account, as many institutions require US residency to open an account. However, you should have no problems keeping your already-existing account.I recommend you open a taxable investment account before you leave, too, while you can. Fidelity or Vanguard are good choices. Whatever you decide to do after school, you will have full, unimpeded access to US markets. 