<prompt> Human: My goal for 2018 is to pay off my student loan or a big chunk of it. approx. 29,000My question to you guys is: is there something simple that you do or did that made a significant difference in your bank account?Maybe something that you didnt even notice after you got used to doing it? Im not bad at saving when I need to and I plan to put away a large chunk of my salary to pay off the loan but any extra little bits would help, Im sure!Thanks!  <response>: Get on a budget. Knowing what you are spending and where and having a realistic plan for every dollar you make will make everything else in your life an order of magnitude easier. Not sure if you can afford a new car? Check the budget. Want to buy some new furniture? Add it to your budget. Want to pay off your student loans? Just budget for it and it will happen. If you want to hope and pray that you pay off your loans then follow some rule of thumb, like try not to eat out too much, or dont buy a new phone every year. If you want to make sure your student loans get paid off then make a realistic budget and stick to it. 