<prompt> Human: Hello, Im am barely 18 and just got approved for Bank of Americas Cash Rewards Visa Platinum Plus card. It has a total credit line of 800 and a 200 cash credit line, but I have no idea what the cash credit line means. Could someone give me some tips in how to be financially responsible with my card? Thanks!  <response>: Dont spend more than you can afford to pay off immediately. Each month, pay the balance on your statement in full before the due date. Dont take a cash advance thats your cash credit line because there are usually fees a higher interest rate that starts accruing immediately. 