<prompt> Human: Im at a loss here with this crap. In 2007 I took out a lot in private student loans. At the beginning of this year they started garnishing my wages. I recently changed jobs and now my mother got a notice today saying theye going to start garnishing her wages because she co-signed the loans. She is almost 60 and wants to retire soon and this going to really hurt her plans. If I request it, can they change the garnishment to my income? I am almost certain from experience that these debt collectors wont work with me on payments. The garnishment is being executed by some office claiming to be the City Marshall. Monday Im contacting a law firm to see if they can help at all.Any insight on this really appreciated.  <response>: now my mother got a notice today saying theye going to start garnishing her wages because she co-signed the loans. She is almost 60 and wants to retire soon and this going to really hurt her plans.Well, she co-signed for the loan so she is equally responsible for it. It sucks, but until its refinanced without her co-signing or paid off in full she is responsible for it.If I request it, can they change the garnishment to my income? I am almost certain from experience that these debt collectors wont work with me on payments.If your wage is already being garnished they arent going to garnish it more, if they were only garnishing your old job and have yet to set it up on your new one you may be able to get them to garnish that instead of your mums. 