<prompt> Human: Just need an opinion. I think theyll have a beter look at your income ans outcome, compare expenses and notice that you need to take care of money.  <response>: I got divorced and had a major downshift in financial security. As my children were pre-teens and young teens, I showed them my paystubs, and we also opened the bills together. I found it was hugely helpful in teaching them about budget and finance.Telling them to turn off the lights because it was wasteful never worked. Showing them the power bill and hearing the gasps - 200 for the LIGHTS? really drove home the lessons. I would also challenge them to drive down that bill - for example, if we spend 30 less on the power company, we could afford a pizza night. It worked.By showing them in absolute terms what we had, and where it went, we navigated the financial changes. Sometimes, we only had a few dollars extra in the grocery budget, so they could decide if they wanted a package of cookies or a bag of chips for the week. They had the power to make choices.Thankfully, things are much improved. My eldest is grown and has his own home and is a savvy investor and a good saver. He maxes out his retirement and has an emergency fund less than one year post grad. He buys fewer, but high quality things.YMMV, but this worked for us. 