<prompt> Human: Say I am considering two jobs, one with a 401K and one with a pension. How would I calculate the pension into my annual total compensation to properly compare the 2 positions?Edit: With the understanding that pensions are unreliable. Also, consider the pension position as a municipalstatefederal job  <response>: You really need to get the details on both. The pension may be lucrative. I had a pension and 401k from a prior company and the cash value of the pensions is 3x as much as the total employer match of the 401k. You also need to understand the vesting schedule for both. 