<prompt> Human: 40 minutes ago I got a text alert from my bank informing me that there was a charge of 500 dollars in a state neighboring mine. I immediately called the bank. As Im on the phone waiting for a fraud specialist, another charge occurs for 100. I get the account closed and am told that once the transactions post that Ill be able to get reimbursed for the amount stolen. My story is more of a question, how can I keep my bank account more secure to prevent something like this from happening?  <response>: 1. Stop using a bank card. Youre lucky they are refunding that. Use a credit card instead. Guaranteed fraud protection.2. Dont swipe at gas stations. Instead, opt to pay inside using Chip or Tokenization payment Apple Pay, Android Pay, etc.3. Be wary of where you use your card online. Know the site and opt for Paypal or another tokenization processor.4. Keep watching your account. You caught this early enough that you can dispute it tonight. Otherwise, it may not be as easily disputed next time. 