<prompt> Human: I am reading some articles via Google that say for people who are die hard car enthusiasts that up to 50 of income could go towards cars in rare cases. For me, 4000 a month income after taxes would go towards 1000 for two vehicles and the insurance. Am I out of touch with reality to even be considering this?  <response>: Yeah, thats probably very excessive, but really depends on a lot of other factors.e.g. if you are saving 15 of your pre-tax income towards retirement, have established a sufficient emergency fund, have no revolving debt, and are putting away money towards any shorter-term goals like house down payment, then you can responsibly spend whatever is left over on whatever you want. On the other hand, if youre saving nothing and have a bunch of student loans andor credit card debt, then spending that percentage of income on a vehicle would be completely irresponsible. 