<prompt> Human: My boyfriend is going into his second year of college and I will be starting my first year in the fall. We are both going to be attending a large public university a few hours from our hometown. Some backround on our situation: My family is middle class and is able to provide but does not have enough to help me in college. I will be receiving no federal aid from the fafsa, but am an exceptional student and will hopefully do well with scholarships. My boyfriend is low income with a deceased parent. He receives the full Pell Grant and receives 650 a month federal money because of the passing of his parent. Our university requires students to live on campus the first two years so in the fall we will be living in dorms, which is an additional 11k on top of 10k tuition. Now my question: We have been seriously discussing marriage lately, not only out of our love for each other but from a financial stand point. Out philosophy is, if we know its what we want to do might as well do it at a time that we can receive the most benefits. We have looked into marriage housing on campus which is a year lease and 500 a month including all utilities. If married I would also be able to receive the Pell Grant. The catch is he would no longer receive the 650 a month, which would last until he is 22 if he remained single. Other pros of marriage is the possibility of getting food stamps and other federal assistance beyond student aid. Are there any obstacles or aspects we should be weary about? I did a financial analysis and even losing the 650 a month we still save 10k over a 3 year period as a married couple versus single. Would there be any financial issues I would need to include in my analysis? Any advice on this matter would be great.  <response>: Emotionally No you are too young, Im sure other people will tell you why not. FinanciallyNoYou might save some money on housing and some other minor benefits. But you are also taking away all the tax credits from both of your families if you want to file for fafsa as independents. So in the end it would be a net lost in your families. Also universities doesnt just give you marriage housing if you are married, it is usually just for married couples with kids. There is also the cost of the wedding. 