<prompt> Human: Hey Guys, Im just hypothetically speaking here and wanted to get peoples opinion on this theory I have. My girlfriend and I want to move into a place together sometime in the near future and Ive been wondering if landlords give discounts to people that pay in advance? So hear me out if I took out a loan to pay a years worth of rent at lets say 7 and the landlord gave a 15 discount it would be a savings of 8 and that would lower my monthly payments. Ive always wondered this and would love to get some feedback from people that know the rental industry. FYI i know that buying a home and creating equity is the better option but for right now that is a big commitment seeing that Im 23 and im not sure where my jobrelationship will end up yet.  <response>: Theres a million ways this could go wrong even if the numbers work, which they dont. For instance what happens after you pay your landlord a years worth of rent his property goes into foreclosure and he declares for personal bankruptcy. 