<prompt> Human: I am a college freshman in the US and I was wondering if it would be worth my time to put a few hundred dollars in a CD account that I could access after I finish my undergrad. I dont know much about them but I know that they have a good interest rate over a long period of time I think. Any help would be appreciated.Edit: Wow, thanks for all the advice. My inbox was blowing up all of yesterday. I will take the consensus and avoid a CD right now. Thanks for all the help everyone!  <response>: In the current market, good interest rates are still atrociously low. Its not worth it for a few hundred dollars. 