<prompt> Human: I have 27.5k out in student loans and I will have accrued 1.7k interest in June when my first payment is due. I see I have 2 options of paying the loans back.Plan A. Im personally leaning towards this one. I religiously pay back my loans in 2 years. Meaning I wont dump any money into my 401k or have a safety net. My company doesnt have a good match anyways 25 match for a max of 7 of salary and I dont plan to stay long enough to actually receive the free money. I fully support myself currently besides being on family insurance and phone plan and I live with my SO. Hes more than willing to back me up if something happens and I need funding. If I chose this plan I will also be living super frugal and only allow myself to spend 150 on leisure like fun stuffclothestraveling Plan B: I take my time paying off loans taking 5years or more? didnt really do the calculations This way I would have some savings and an emergency fund and be able to have a decent social life.Other factors that may be important: I have a cat, I live in a big city with friends who love going out. I make 50ktl;dr: Should I rigorously repay my loans back or take a slower method?  <response>: 3 month emergency fund, 401k up to match, student loans. If you want to be very frugal to get rid of them quickly, go for it. But do not do that before having a safety net. 