<prompt> Human: In a nutshell, our student loans are eating up our ability to save. We both have moderate jobs and are living with family in an attempt to save for a decent down payment. But like I said saving is difficult with these student loan payments. We also have a little residual credit card debt left over from our stubborn choice to not let student loans steal our chance at a nice wedding and honeymoon no regrets. This alone wouldnt matter much but it just adds to the problem now. What are some possible options to avoid raising a child in poverty? Once we add in living expenses and child care, im afraid well go under water while holding a kid just above. I will not let this stop our dream of being parents. Were at the ideal age and dont want to wait. Thanks anyway.  <response>: 1. Increase income to pay down your student and other debt faster.2. Reduce expenses to pay down your student and other debt faster.You guys made various choices that may not have been the best financial choice to make. Now you have to live with the consequences of those choices. 