<prompt> Human: My credit score is in the 800s. I know that it means I am able to pay off credit cards and are faithful to making payments on things, but what does that mean for future investments, loans, etc? FTR, I am a 27M, if that makes any difference.  <response>: It means nothing for investments. It means you will be in the top tier for any credit extension youd like home loancar loanpersonal loanetc.. You will not need a co-signer on anything and likely if your income is also in line you can get deposits waived for things like utility bills and phone lines. 