<prompt> Human: I am 24heres a snap shot of what I am dealing with401k : 22k 20 bond 80 stock ROTH : 12k 20 bond 80 stock vanguard low fee some stock index 3kcompany stock 4k waiting for time to lift before selling for low tax House 1 : mortgage 80k current selling price 140k NET 60kHouse 2 : mortgage 50k current selling price 100k NET 50kemergency fund in no early penalty withdraw CD 12k 1k per month checking account 11k in cash i will push this into more index soon i have no debt, and no student loansafter taxes, my person expenses and my entertainment movies, video games, dates, restaurants , my rental income etc, I save 3k per month NETat what age ? how soon can i retire if i dont do much traveling ?if i like to travel when i retired , 4 trips per year how soon do you think I will be able to retire ?thanks for your inputedit : i spend about 2k a month, i think about 1.3k on bills and 700 bucks is spend on entertainment, and eating out it also seems I am missing some information 1k from rental income 4k after tax, medical expense, 401k, dental plan, etc per month  <response>: your question is exactly suited to rfinancialindependence 