<prompt> Human: I owe 16k on a car I purchased with a special bankruptcy loan after get discharged from our bankruptcy. I want to get rid of it.So me and my husband both filed a joined bankruptcy after being irresponsible with our early life and wanting be real adults and get our shit together. We are on a good track and becoming more responsible with money. However, when we filed for bankruptcy we had to surrender both our cars. We needed two cars right away for work and being a parents. So we bought one car with cash around 2k, and then for our main car we went to a specialized car auto loan place that deals with people out of bankruptcy. They were very particular about how much money they would loan us on what kind of car. It had to be high amount on a nice car that they knew wouldnt break down anytime soon. Kinda made sense at time anyway so we end up getting a Hyundai Sonata we didnt even realize how much we were buying the car for because we were stressed and needed a car right away and didnt have any other options. All we paid attention to were the monthly payments, which is 400 a month. We have had the car about 6 months now and have never missed a payment or anything, we owe about 16k on it. Well now my husband is getting laid off his job, and we are trying to be even better with money. We want to get rid of this car and just buy another car for 5k to get us by and save us 400 a month. I dont know how to go about it. Is my only option trying to sell the car personally then paying back that loan? Seems like there will be restrictions on what I can do because of the bankruptcy.  <response>: They were very particular about how much money they would loan us on what kind of car. It had to be high amount on a nice car that they knew wouldnt break down anytime soonNo, they said it had to be a high amount on a new car because you just had a bunch of debt wiped out, and knew you couldnt do it again for a while.To sell the car, youll need to pony up the difference between the the sale price and what is owed. 