<prompt> Human: Hi, I want to start my daughters credit out with getting a student loan. She will turn 18 in June and graduate and start community college soon. The tuition per year is only around 3k, but with books and other expenses may be around 7k per year.Whats the best way to get started? I will be helping her pay back the loan but want to do it in a way that with best affect her credit. Also looking for tips on what to avoid and how to get the best loans. Our family income is over 130k if that makes any difference.  <response>: If she wants to work on her credit she should take out a credit card, not a student loan. You shouldnt pay interest to build your credit. 