<prompt> Human: Ive worked two jobs in the past, the last one was over the summer. I opened a bank account with Wells Fargo because they treat 17yos as adults and also give a discounted account. I wanted to have my own individual account because my mom is terrible at finances and I didnt want her involved in mine. So I finished working once school started a few months ago, although I have received about 90 from odd jobs since then. My account requires that you have either 1500 in savings or use your debit card 4 times a month. Right now my account is negative 3 dollars because of this fee. I filed my tax return and Ill only get 200, direct deposited into my account, but Id like to save it for something. What can I do about the 5 fee? I dont want to close my bank account because Im going to need it once I graduate in a few months and get another job. I was thinking that I could pay for other peoples things and have them give me cash 4 times a month ha, what do you advise?  <response>: Get a bank that doesnt suck. Look for a local credit union that is well regarded. 