<prompt> Human: As the title says. My mother is 71 but with her genetics, health, and lifestyle could easily live to be 100. Im just now beginning to look through his paperwork but so far Ive found;A life insurance policy worth 500K.Investments in 3 accounts his IRA, her IRA, and a joint brokerage account totaling about 1.6 million. I dont yet know whats in those accounts, but likely fixed-income ETFs.A House that is paid off and worth roughly 500k.3 cars that are paid off. Will likely sell two and keep the newest one. A partnership stake in a small business, of undetermined value. A partnership in a small land development venture that is worth between 300-500k, but wont bear fruition for another 3-5 years. Whatever is his social security amounts to, plus her social security.Whatever benefits would follow a military veteran.My mother lives frugally but will most likely want to travel frequently between New Orleans where she lives, New York where we live and British Columbia. I know I should move her investments to low cost fixed income investments, but thats about it. My father was a CPA and a forensic accountant, but so his books are in very good shape, and Very well prepared, but I would still like to know as much as possible to help my mother out. Are there good online resources I can read for consolidating assets for the long road, or tips and tricks my mother can leverage to help her live off their investments?  <response>: Life insurance of 500k plus 1.6 million liquid is 2.1 million which may all be liquid.Social security will be, what, 2000 more per month?If you use the 4 percent yearly withdrawal rule, thats about 80k plus social security, its over 100k per year. And thats before the house and partnership, which could probably be sold, too.I think Mom will be fine financially if is managed. Retirees should probably have between 25 and 33 percent of investments in equities. SP index level of risk or lower on stocks. 