<prompt> Human: Recently got my engineering degree. Living at home and have been working full time for the past few months. I make 68k, plus 150week running sound at a local church 1099. Since my current expenses food, gas, insurance are pretty low, I have been able to build up a 2-3 month emergency fund, put money towards loans, save for vacation, future plans, etc, meet my monthly expenses and still have around 1200month left over saving most of it for now. 401k, InsuranceHSA, charitable giving are covered as well.I have a 4k subsidized student loan 3.76 interest starts in November and a 10k loan from my parents with no interest. Currently applying 500month towards the subsidized loan. Planning to knock that out before beginning to pay my parents back.I drive a 2012 focus that is paid for. Its a perfectly fine car and still has many years left. However, its boring. Im a car person and Ive liked the idea of owning a sports car and driving a manual. Ive loved the scion fr-ssubaru brz ever since they came out and Im contemplating getting a used one. 2013 model year, 50k miles, 16k. My current car is worth 5-6k on KBB and I have 2500 saved in the get a fr-s category of my budget. Currently adding 800month to that category so car payments would be easy. Ive grown up in a always pay cash for a car home so Im naturally pretty wary of taking out a loan on a car which will depreciate. But, the car loan I would be taking out seems pretty safe compared to my monthly income. Most importantly, I wont be upside-down. I really want to get myself into a fun car ASAP before life starts happening.Should I go for it? My credit score is 772 thanks, credit card autopay! so what kind of interest rate should I expect? Should I take a couple months to pay off my subsidized loan first and then look at getting a car loan? Be patient and save for 12-16 months and then pay cash? Patience is hard for this 22 year old :Any other ideas?Thanks for your help!  <response>: Since you have a perfectly workable car, I would not buy a different one while you have unpaid debt. Pay back all of the debts first. 