<prompt> Human: I dont know much about loans other than they can become very expensive. I also dont doubt that he cant pay it back, but I live in Nevada while he lives in California and in the case that he doesnt pay it back. Will it affect my credit or anything such? What happens to me while my name is listed as contact? The loan is in his name, but the company wanted my address, home phone number, and name. Also, he doesnt pay, does the loan fall on me to pay it back if he does not complete the entire payment? Or being that I live in another state and have not given them any payment option or valuable information mean Im in no harm of any loan sharks or bad credit?  <response>: Unless you sign something you will be completely unaffected by his financial decisions. Youre a contact so the lender can track him down ifwhen the time comes. 