<prompt> Human: Her 26 me 28, she makes 50k and I make 70k yearly. I own my home, owe 215k and its market value is 275k. I have 10k in cash saved and she has 100k.We want to move up to something more suitable for us both. Looking around 375k-400k. I kind of want to rent my existing house for the additional revenue stream but then I cant contribute as much to the next house in terms of initial down payment. I would feel guilty making her put in so much. She was going to buy her own house with it before she met me so I dont think she would feel bad about using it in that manner, but still. We have to think about getting married in the next 5 years and Id hate to screw myself by taking on too much.I have asked around and not many people have offered advice, maybe someone on here has been in a similar situation that can offer some fork in the road insights?EDIT: We are shooting into the 375-400 as thats what the market is for a step up. We could step into 350 but 375 would get us mostly everything we would want. We could jump into something and settle for another little while, but it would be nice to get into something and hopefully settle in for 5-10.EDIT2: Wow, you guysgals are awesome, so many good ideas. This is exactly what I was looking for! Thank you everyone!  <response>: Buying a house together is a very risky option for when you arent married. Even if you THINK youre going to get married, I wouldnt make that much of a risk by weaving finances. Easy solution for both is her down payment her house. Then split the monthly mortgage. With your half probably being covered by renting out your previous home. Then if you make it to marriage. Get your name on the deed too. Then if things dont work out, you leave as if its a rental and still have the equity of your previous home. If you do work out, youll both end up with the equity from two homes. 