<prompt> Human: im 24 years old and very new to tax prep returns. i am using an unnamed tax preparation online service,due to serious existing medical conditions during no month of this year was i able to afford insurance coverage thru the market place.when choose the option saying i did not have any coverage for any part of this year. then i am able to choose the option that each month the minimum coverage plans were not affordable.i choose couldnt afford insurance option then i choose plans in my area are were not affordable optionthe tax prep program states: How do I figure out if no affordable health insurance options were available in my area?then it further states : If you were not offered health insurance through a job and the minimum amount you wouldve paid toward the premiums on the lowest-cost coverage available through your states Marketplace would have cost you more than 8.05 of your household income, then coverage was not affordable for you.this is true for me personally, i have calculated this i think correctly and it applies to me, this year Ive had multiple surgeries from having a subdural hematoma removed and also corrective surgery for a compression fracture in my back. i have paid out of pocket for both my medical procedures healthcare and also my disabled elderly mothers health care c.a.b.g. arterial graft home health care in which i do not have receipts for. so i cannot claim that exemption.upon choosing the options that the care was unaffordable for me based off the 8 of income rule it says i will not be penalized for not having health insurance coverage for all of 2016.my questions are: if i file stating this am i going to have to prove this 8 rule based off my income of the year? will i be asked to provide proof of this being factual? will it have to be proven? how can this be proven? being an irresponsible young adult i have no records or receipts for basically anything this year be it health care purchases whatever. i know next year i will have save the documents needed proving that i provide all care for my elderly mother, housing, food ect. and hopefully i be able to afford healthcare like a normal americani could seriously use the money from having the penalty waived to good use...i am just concerned of ANY possibility being in any sort of legal trouble being unable to ANY provide proof for my situation.any input, or advice or just what you think would be really appreciated thank you so much.  <response>: and the minimum amount you wouldve paid toward the premiums on the lowest-cost coverage available through your states Marketplace would have cost you more than 8.05 of your household incomeSo this is not about how much you actually paid on healthcare, but on what the health care insurance premiums would have cost you. 