<prompt> Human: Thinking about trying this debt snowball thing, but Im not sure I really want to put extra money into a debt that has no annual interest increase or anything.Any personal experiences one way or another?  <response>: I dont see any point in paying it off any quicker as long as youre confident you can pay it off. If you have extra money youd put towards it in a month, Id just put it towards savings or some other purpose. 