<prompt> Human: Edit: Provider finally refunded my money 83 days after the date of service and after calling them regularly to baby-sit their progress through the process.I never ended up disputing, but decided I would on the last day permissible since it was early in my CC billing cycle, I still had about 3 weeks left to dispute the charge.I have also filed a complaint with the state district attorney.---Original post:More details: Service was a little more than 2 months ago I paid 2000 up front The insurance claim was closed more than 1 month ago with additional payment sent to the provider The provider now owes me 700 The provider claims that the Insurance payment has not cleared their system yet. When I threatened dispute with the provider, they told me they would bill me for the CC dispute charges.That last bullet is what worries me. Any idea how much the bank charges the merchant for a dispute? Im sure the financial responsibility agreement I signed had a clause making me responsible for any collections fees.Any other suggested remedies? When I called the provider, their office manager was less than pleasant to put it kindly and wanted to blame everything on insurance. She would not be specific on when they would be able to pay me back, and went into a convoluted explanation of how insurance and credits flowed through their financial system.  <response>: I.called my insurance when this happens to me. They were able to get my money back quickly. 