<prompt> Human: Im a 32 year old that has been contributing to my company matched retirement fund for years without paying attention to it for years. I didnt realize at the time of contribution rate selections that my investment election defaults to 100 company stock. I currently have 66k in Boeing stock. Not one cent in any other investment or account. Im a little worried that one bad week could ruin my retirement. What should I do with the stock? How should I reallocate it? My company allows me to roll it over into a rIRA. Also, my company matches 9. I contribute 15 currently. Assistant: Great job getting that to 66k at age 32, certainly something to be proud of!Yes, you should certainly diversify that out. Feel free to keep maybe 10 of 401k in company stock if you would like to feel like you have some ownership of what you do every day, but the rest should be in mutual funds preferably low cost index funds to reduce your overall risk. One advantage to a 401k is you can reallocate your investment for no cost and with no tax implications unlike a brokerage account.With you being as young as you are, a crash right now would do little to ruin your retirement, but there are hundreds of other worthy companies to invest in, and you DO NOT need the risk of only investing in one of them.Also, a 9 match is great, good for you for taking advantage of it, and to Boeing for taking care of their workers. Human: Thank you. And thank Boeing haha. I so badly want to keep riding the stock because of its performance, but Im beginning to get nervous. Is it a bad idea to retain a large portion of it in case they ever split, and then reallocate some and drastically change up my future investment elections?  <response>: Youre already pretty invested in the future of Boeing, from the standpoint that they are paying your salary and you are building your career with them. And by reallocating some funds away from BA, youre not giving up on the stock, your simply reducing your risk. So keep riding it, just ride a smaller portion of it. 