<prompt> Human: I am new to the US and am basically starting over. I have a regular 9 to 5 and make 36,400 a year.I have no car payments, no student loans or credit card debt to pay for. I have no bills under my name since my boyfriend just bought a house and I am contributing a set amount per paycheck 500. I spend most of the rest on gas and groceries.I am using Mint to help with budgeting, and I feel like I should be able to save more per month.To people who are in a similar situation, what are your tips andor best habits to save more?  <response>: Set up an automatic transfer to savings from every paycheck. Pack your lunch everyday and eat at home. 