<prompt> Human: My wife and I recently found out shes pregnant and we were hoping all our debt would be payed off except mortgage, but that didnt quite happen. Im probably worrying more than I need to, but now I feel the need to go into ultra baby saving mode.We have about 18k in savings and 20k in a liquid mutual funds account right now. No car payments anymore but roughly 8k in student loan debt at 1.5 interest. My thought process was that I can make more money in mutual funds than Id save in interest...but eliminating a 140 monthly payment sounds pretty nice too.I dont know the exact amount we save each month but Id say its roughly 1,000 per month, sometimes more when were not doing home renovations or traveling. This doesnt include retirement savings which I dont plan on messing with.Am I worrying too much about saving for a baby and paying off my student loans? Is it worth paying off the loan or should I wait and see how things play out after the baby is born then reevaluate?Assistant: Have you tried looking on eBaygarage salescraigslist for cheaper babies?Human: This. We saved tons with my son by Craigslisting for the big items like changing table, crib, etc. Good deals can be had on lightly used things. Stock up on diapers and wipes OP. That was our biggest help with having a new baby. Buy a case of each every payday till the baby gets here and youll be fineAssistant: This is our plan...also getting hand me downs from family and friends. I like the idea of stocking up on wipes and diapers now. Thanks. Edit: Im an idiot  <response>: Im not sure how pork products are going to help you. 