<prompt> Human: She has a bank of america credit card that says it was opened in 1986. She thinks that her father may still have her linked to his credit card he has great credit is responsible financially - so not worried about him ruining her credit. Do we take contact the banks first or do I have to mess around with the settings in creditkarma?btw- we both just checked and out credit scores are just above 750!  <response>: check her actual report at if the cards still show up there, you will need to start tracking them down. 