<prompt> Human: I have about 1,300 in a money purchase plan with an employer I am no longer with. A couple of things to note:I understand that withdrawing from the account would net me just a little over 1,000. 80I am not in any sort of immediate need for money, all it would do once withdrawn is pad my savings. The firm will allow me to invest in things I really know nothing about, here is a picture of the investments page.Thank you so much for any advice you can give. I read the sidebar and looked at the investments page but didnt see anything about purchase plans. If Im breaking a rule feel free to point me in the right direction.  <response>: A money purchase plan is treated like just about any other qualified pre-tax retirement plan in terms of early withdraw and rollover. I would just roll it over to wherever you want to do your IRA things Vanguard, Schwab, Fidelity... etc. 