<prompt> Human: I have a CC with very low limit 500, and my monthly bills like pandora, skype, and cellphone etc sum up to 30 of that limit. Is it a good idea to use that CC only to pay my bills?My goal is to seperate my bill payments from my daily spending, I use a debit card for my daily life. Hopefully it will avoid hidden fees from malicious service providers.  <response>: Look for a cash back or rewards credit card to get something back for using a CC. I would suggest not using a debit card for purchases if possible. In the event of fraud, its less disruptive to deal w a fraudulent CC charge than in the checking account. 