<prompt> Human: So I had to cancel my debit card back in November. because I saw a charge for Spotify premium 10.99 and got back my money from it. Got a new card and all. Today, I see I have been charged again. around the same day as it was in November. Charged November 4th, now charged December 5thThe thing is, I dont even have a Spotify account. Ive never been a subscriber. But this is the 3rd time now I have been charged. twice before I have gotten a new debit card on account it might be card theft.Is it possibly being stolen each time? or could it be something else? This is the strangest thing to me.So with your guys advice, could I just tell the bank not to accept charges from a certain company?-Update1: Still waiting on Spotify to get back to me. In the meantime I got all the dates I was ever charged by Spotify. Starting in September.In august, I got my card stolen, was reimbursed everything after they drained my account. Including in the fraudulent charges was Spotify. So I got a new card, everything was ok.November, I get back on to check my account, and I see it still charged me again for all the months after that. Sept, Oct, Nov.I call my bank, and talk with them about it, I do get reimbursed for only 1 charge out of the 3, and also I get a new card again. And I thought it would be over.But thanks to all of your input, Ive concluded that the merchant Spotify is still charging me even with new cards. They are allowed to do that as some of you mentioned, but what they dont know is the account they are charging, had a fraudulent paymentsubscription. With that being my theory, Im going to call the bank right now, try and have them stop accepting charges from Spotify, and then also see if I can opt-out of MasterCardVisas service, that allows merchants to charge bank accounts directly.I really appreciate everyones input and advice, I had no idea this was a practice with the banks and merchants-Update2: I called the bank, All they could do was dispute the charges again, and send me a new card. I told them that Ive already done this once, doing it a second time would not stop it. She mentioned that If i did their alternative method I would need to cancel my card again, and then Spotify would possibly be blocked out from charging me.I just went with the dispute claim for now, because Spotify got back to me detailing what Info they want from me to stop the charges. And I have sent them the required info. Just waiting on them now.  <response>: Many services will work with the bank to keep charging you even if you get a new cardexpires.You need to talk to Spotify. 