<prompt> Human: I recently bought a piano with a loan, and for some reason Im seeing three hard inquiries on Credit Karma from the institution I borrowed from. It should just be one inquiry for the one loan, right?Im wondering if I can get that fixed, and if so, will it help me get my score from the high 600s into the 700s where I want it?And thanks, everyone, for running such a cool and helpful community!  <response>: Multiple hard inquiries for the same time of loan in a 30 or 45 day period only count as one inquiry for the purposes of computing a credit score.The ironic thing is that you seem to be mainly concerned with the slight drop in your credit score, when by far the more concerning thing is that you bought a piano with a loan. 