<prompt> Human: Hi, new to this sub and I feel financially stressed constantly. I guess Im wondering if Im ok where Im at and potential tips to help this? 10k cash, bachelors in management, no student loans, car paid off but making only 21k a year... living with parents and would like to move out but 1k mo in rent for studio average in this area seems so daunting. If you were in my situation what would you do? Assuming I need to start looking for another higher paying job asap. Investing? Thanks for all the help! Edit zero cc debt, 778 fico, pay my cc balance off every month  <response>: With a bachelors being paid 21k, u need to find a better paying job. 