<prompt> Human: Hey reddit... Ive got a pretty decent chunk of money in a trust thats currently with my dads financial planner a bit under 500,000. In our last meeting, he discussed changing my account with him to a 1.2 commission rather than on a per-trade basis. The goal, he says, is to be a bit more aggressive than what the trust was originally doing low-risk for my now deceased mothers retirement and to make more trades and give me the ability to get in and out of something as often as needed. To me... this seems like hes trying to just get paid more... and it would sure seem like a WHOLE FUCK LOAD OF TRADES to make up the 6,0000 in fees he would be charging me. Could any of you break down as to why this might be a good idea? Im just not getting it.  <response>: You arent supposed to get into and out of things. You are supposed to buy and hold stocks. If its possible fire him. 