<prompt> Human: So my fiancé has a crap load of debt that I dont want to marry into. Is that how that works? He needs serious help to get it under control, I took down all our bills and debts and I would like to feedback on how to proceed. Hes talking about filing bankruptcy and I have no idea how that works but it seems kind of drastic or like a last resort? Any help is greatly appreciated Bs Monthly income - 2,200Bs Side job EBay - varies but usually covers the rest of our bills that our steady jobs dont pay forMy Monthly income - 360 should be bumped to 700 when I get more hours next monthBills:Rent - 950Utilities - 100Phones - 135 4 phones, 30 is mineBoard for my horse - 350 I pay thisDaycare - 350Car insurance - 100Shop rent 400Gas 600 Food 1,000 we only eat out because our house is a nightmare right nowDebt:Owe friend - 1,800Owe friend for back rent on shop space - 2,000Citi credit card -13,000 owed 5,000 limitChase credit card - 10,085 5,000 limitCapitol One credit card - 285Amazon credit card - 6,133B says Interest for all 4 cards total is 546 a month thats just in interest accruedB owes his dad - 25,000ishMy debt to friend - 1600I owe other friend - 5 lolSo I have 1,605 in debt thats to family friends that doesnt accrue interest, and 380 in bills per month, and he has his huge mess. If it doesnt say my then its his bill or debt or whatnot. What the heck do we do?  <response>: You are spending all of your money on your horse. Sell the horse. You cannot spen your entire monthly income on a horse. 