<prompt> Human: My Credit score dropped 62 points from one month to the next. There are no random charges on my credit card, my mortgage payment was made on time and I have not applied for a credit increase. Is this a product of hijacked identity? What do I do?Edit: Thanks for the responses, everyone.Assistant: Was your utilization high on your card?Human: No. I have two cards. Credit limit on my AMEX is 16,000 and 8,000 on my BOA card. Never exceed more than a few hundred dollars and always pay off in full at the end of the month.Assistant: Did you apply for any loans, lines of credit, etc?Human: I travel for work. I blew out two tires 5 hours from home. I took my car to a Firestone to get new tires. They convinced me to apply for their card for a 50 reduction on the total cost. Cant imagine this would drop me 60 points, though.  <response>: Its a hard pull on your account so it couldve but you could pull a report from one of the bureaus to see 