<prompt> Human: Okay, as the title says, Im having some money issues with my wife and Im really not sure how to proceed. Some background: Together we make about 110k pretax; 50k me, 60k her and we bought a house together last February. Our Mortgage is 1556 and weve been paying 200 over each month. We have two cars, one paid for and one with 9k left to go. Together we have 13k left in student debt and zero credit car debt. Credit score is 783.In cash we have about 50k between a few checking and savings accounts and I have 40k in my retirement account, she has 5k.Bills are minimal, theres electric 80, cable 110, car 258 an groceries 150wk.Im 28 and shes 27. No kids. Ever. Weve been married for 15 months. The problem: Our car thats paid off is in serious need of replacement its 12 years old, rusting, e-brake doesnt work and has limited heat. I want to take 13,000 and replace it because it will not pass inspection next month. It should also be noted that I love cars and she does not. Next month she will start working on her doctorate in nursing, of which half her tuition is covered by my work benefits. She does not want to spend money on a new-to-us car because of her school bill. Going to school will cause her to only be working part-time and coming on to my health insurance. Its become a pretty huge problem for us, were sleeping apart, as I just cant let go of how stubborn I think shes being and she cant see past the dollars being spent. Her solution is for us to split our money 5050 and we can do whatever we feel is appropriate with our respective halves.In my experience this is not an appropriate fix to the problem, its just a cop out that allows us to not address the root of the issue and be one step closer to a divorce. We do not make big purchases, unless were together, period. I know the general wisdom here is to use a car until its dead, but I dont have any other interests outside of motoring and I die a little inside driving a shitbox.I would have less of an issue having separate money if we had decided it before getting married but separating it now feels a lot like an admission that we just cant hack it. I suppose my issue is more with the action of separating it than it actually being separate. My questions:-How many people actually keep separate monies after theyre married?-Is one of us being myopic?-How do we work through this?-How do we handle joint purchases like house repairs if we were to split?Im headed to sleep but Ill check back in the morning to see if theres any wisdom waiting for me.  <response>: If you want the advice of a 55 year old man thats been divorced 20 years here goes.Forget about the new to you car and wait for the shitbox to up and die or not pass inspection. Then compromise and buy a decent 7500 car.Also a mechanic can adjust or fix a non-working e-brake. 