<prompt> Human: June 2016 I bought a new truck, I didnt like the truck I bought so I went back and purchased a different truck. It was all added to my loan, and it was the the biggest mistake of my life.My loan total was 49,000I was making great money and I figured okay, I made a mistake but I will pay it off...Well life happened and my boyfriend and I moved to another state for his job, I had a hard time finding another job in my field, and my truck ended up getting repossessed. My parents helped me and I got my truck back.My monthly payment is 730 a monthMy loan total is now 39,000My Dad suggested I trade in my truck, and figure something out because its too big of expense for me right now.Im not sure what I can do... If I trade in my truck, wont that balance just be added onto the new car Im getting?Can I even do anything?Is my credit too messed up now, after the repossession to even buytrade in a truck. I wont be approved...Please help... ThanksAssistant: I am going to take a different route here.You moved because your boyfriend got a job somewhere else? And you quit your well paying job for that? If thats the case, can your boyfriend pay for the truck? Seems like you are living like a married couple anyway, why not ask him to pick up the tab?I will also say this: It is absolutely not worth trading this truck in. If you have the extra money, I would suggest continue making the payments on the truck as long as you can. You have already eaten the worst of depreciation; might as well use the fully paid off truck for a few years.Human: quite interesting: person buys this truck because thinks that she can afford it, while she cant. Person moved to different state cause she thought shell find a job there, and theres none. Solution? Lets make boyfriend pay for all that! Assistant: Person also said that she moved because her boyfriend found a new job.I dont know their interpersonal dynamics, but for the said boyfriend to be blind to the financial obligations of his girlfriend in this situation sounds pretty callous to me.The person has already owned up to her mistake and there is no undoing it. The only rational course of action is to pay the truck off. The question is where the money comes from.Human: Thank you. I make more money than my boyfriend does, actually.Which is why my vehicle ended up getting repossessed, he couldnt help me out which is why parents helped.I have a job, it doesnt pay as much as my old job, which is why Im trying to downsize. But I understand that I need to call it a loss, and just continue making the payments until its viable to trade in, or full paid off. My mistake. Assistant: So, let me get this straight:You were making more. You still make more than your boyfriend. so why exactly did you move? I do not understand.Human: He had a better opportunity, and we love each other very much.I will probably always make more than him. Even though Im making less than I was before, Im still making more than him.I moved because were not just dating and hanging out... we love each other very much.  <response>: Please post a budget in your original post with grossnet income and your expenses neatly laid out. I think posters here can suggest some things you can reduce from the expenses. 