<prompt> Human: Im a 24 year old guy who is looking to get his first credit card. Any suggestions on what I should get? Everyone I talked to has said to get a Discover card. I dont know much about finances so I dont know what kind I should get? I see cash back, travel cards, etc. Just looking for a little advice on what would work best for me  <response>: As your first card dont bother looking at travel cards, those are usually meant for established credit history. Apply for the Discover IT Cash Back and Capital One Platinum, if they both deny you then look at getting a secured credit card which requires a deposit of at least 50-100. 