<prompt> Human: For example, lets say I want a bank where I can put 1000 a month into retirement, 100 a month into vacation, and 60 a month into saving for Christmas. Most banks I know just force me to keep it in one big pot and then keep my own budget. Anyone know of such a service? Thanks in advance.  <response>: I asked Ally Bank a similar question. They told me I can have as many savings accounts open as I wish. So right now I have something like 10 savings accounts open. One for gift shopping, one for an E fund, car insurance, down payment, etc. Any expense with a greater than monthly frequency has an account. Keeps me on track. 