<prompt> Human: Hi yall!Im incredibly lucky to have had grandparents with the kindness and means to set me up with a college fund.However in the end, I went to an affordable community college and paid for most of it myself worked the whole time.Im about to graduate with this chunk of money and genuinely dont know what to do with it.Stick it all in an index fund? Blow it on Bitcoin? Max out an IRA every year? No idea.Im interested in both safe and somewhat risky options.On the one hand Id possibly like this to contribute to me buying a house or retiring slightly earlier.On the other Im very fortunate to have a stable job in a growing industry and losing it all wouldnt end me.What would you do? What should I look into?Thanks!  <response>: From the sidebar, its really good read! : 