<prompt> Human: So a few years back I was dating this girl and I broke rule number one of life and co-signed a loan. Even worse, its a high interest Sallie Mae loan. In retrospect, it makes absolutely no sense but it is what it is. Naturally, the primary borrower is completely unresponsive to any attempts to contact her and has shown no interest in making payments on the loan. I have been making regular payments above the minimum in an attempt to avoid as much interest as possible and I have come to terms with the fact that I will probably be stuck with the full amount. That being said, I would like to know my options or at least the best way to go about paying for the loan. Any help would be greatly appreciated. I figure it would be much easier to just post an image of the loan details than try to type them out. Let me know if I can provide any more info. Thanks. details  <response>: Ask yourself the following: Do you care if your ex hates you? Are you pissed off enough to pick a fight? Do you know where the your ex is? Does your ex have any money or the potential of having money?If you answered yes to all of these, you might want to consider suing her. If you dont know how to do that, talk to a lawyer. Or, you might consider suing in small claims court. As other posters indicated, youre probably under the limit for a small claims suit and small claims was designed for this kind of thing. Its a way to get access to justice without racking up attorney fees for more than youre trying to recover. Whenever one of my friends comes to me looking to have me sue somebody for them, I usually direct them to small claims and then just provide them with some coaching and some forms to be able to get a judgment that way I dont have to charge them as a client of the firm. Find a lawyer who does pro-bono work or a legal aid clinic and they might be able to point you in the right direction.Anyway...Without knowing a TON of facts about you and your situation I cant really tell you exactly how or what to do but there are basically 2 kinds of lawsuits you can bring against somebody in a case like this; Equity Contract.Equity means basic fairness. Hey judge, she borrowed the money, she got the money, she spent the money, she got the benefit. Then she didnt pay it back and I had to cover for her sorry ass. Since shes the one who got all the benefits and Im the one who got screwed its only fair that she she should have to pay me back.Contract has a more complicated vocabulary but if you know the law and your documents are all in line, its easier. If you look at the contract you signed co-signed there is probably something in there about a primary borrower and a secondary borrower or similar language and a statement that the secondary is under no obligation to pay unless the primary fails to pay. There might also be something in there about how the primary agrees to indemnify the secondary if the secondary is forced to pay.That indemnify part is the big one. Thats basically a contractual agreement between you and your ex for her to repay you if you have to cover for her.Just remember. When you sue someone you can pretty much plan on them hating you for the rest of your life and even if you win, you still might not get paid. If you win AND you use the court to make sure they pay you garnishments, etc... plan on their family, neighbors, and about every friend you have in common hating you too.Dont worry... You get used to it. 