<prompt> Human: My husband and I have been working for the last year on getting our financial lives on track. In the past year we have started a emergency savings account, bought a house, and started to pay off debt small credit card and take care of back taxes that he owes. We have 5 days vacation time coming up together. Both of us work about 70 hours a week at really demanding jobs. We havent had any time off together for about 2 years. This month we paid off all of our credit card completely and will have about 1000-2000 to spend on our five days off 500 of that we were planning on putting on the credit card, 0 interest for another 8 months. We want to go on vacation but we feel like the more responsible thing to do would be to put that money either into paying off more back taxes he owes about 3000 total, and is currently on a payment plan or into the house build a new fence, install new gutters. What should we do? Vacation, pay off back taxes, or put it into the new house?Thanks so much! You guys have helped us so much!  <response>: This depends a lot on your stress level and the state of your relationship. If the vacation is important to keep you sane and keep your relationship happy, then take a cheap vacation. Set a budget and stick to it. Dump the rest into back taxes. Dont take on credit card debt, even if it is 0. If you do that, youre just playing the shell game with your debt. 