<prompt> Human: Sorry if this is the wrong place.Can I get a student loan not through the government and pay it off while I am still in school? Are there any bad things involved with this? I heard that once you make the first payment, you have to keep paying. Is this true?I couldnt find my answers with Google.Thanks!Assistant: Yes. In school youll be in deferment. Youre not on any payment plan. If the loans are subsidized, it would actually make sense to wait until you graduate before you pay them off. But I understand if you want to knock a few out while in school. Human: Why is it better to pay off subsidized loans after graduation?Thanks :  <response>: During school the interest is paidforgivenwhatever by the government. So theres no benefit to paying them before interest starts accruing. 