<prompt> Human: Alright so, my mom passed away late 2016 due to sudden cardiac arrest. I was 22 at the time. Shortly after I discovered that I was one of the beneficiaries on her life insurance policy, valued at one million. Half of it was disbursed to certain family members, and the other half was to me. So I ended up with half a million dollars. I talked to my older half-brother who is a financial adviser, since Ive never even been in a six, or even five digit territory for that matter. He gave me a bit of advice on how to properly diverse my funds, as an investment. To start off, I chose to buy my first ever home for 120k, outright. I took my time and picked one I know I can be comfortable at for a while before I sell, and where Im living right now the housing market is, for the most part, successful. Soon after I bought my home, I opened up a few different accounts through Ally bank. I put 100k in a five-year CD, with an annual yield of 2.25. I put 100k into a Vanguard VTSMX fund. And then I stopped, and put the rest in a high-yield savings account, simply because I dont know what to do with the rest.So now at 24 years old, currently working at a medical marijuana dispensary, being paid mostly cash under the table, paying almost all of my bills with that cash, and living comfortably with that. What do I do with the remainder, or at least most of the money I have left in my savings? Which is currently around 172k. Im generally a frugal person. Other than living costs for me and my pets, bills, cannabis and occasionally going out, I really dont spend much money on myself these days. Other than a vacation and paying off a vehicle, I honestly havent spent much of my inheritance after buying my home. It even took a lot of guts for me to invest in the CD and Vanguard fund that my half-brother suggested, due to fact that investing has always made me feel worrisome. Bad investments led my mom to foreclose on her home she had for almost 25 years, not too long before she passed either.So as I ask, what should I do with what is in my savings? I also question if its smarter just to keep it there, and see if the yield is worth it. The only other idea I had was to maybe stick more in VTSMX. And at this point, whenever I ask Justin, my half-brother, he always just tells me to do whatever Im comfortable with.What should I do? Any feedback is greatly appreciated.Thanks!  <response>: I was really expecting the I received the inheritance and blew it all what do now? type post, and am pleasantly surprised that this wasnt it. 