<prompt> Human: I just recently got a job starting at 70,000 and a review after three months. Im 20 with 6,500 left in student loans and all credit cards paid off. Right now Im interested in leasing since it will allow me to get a newer car without the long term commitment. Why should I or shouldnt I? Im not making any moves until I have 6 months rent saved.  <response>: just because you make 70,000 now at 20 doesnt mean you will be making 70,000 when you are 21. Having a new car all the time is a luxury just like owning a vacation home is. I would focus on using this time to build a good financial base like saving an emergency fund and retirement before you get into a commitment like leasing. 