<prompt> Human: My fiance and I are beginning to combine finances and working through our plan for that. Thats not the problem. 1 year ago my fiance paid off my car loan to help me with the accumulating interest. I hadhave every intention of paying him back and now Im in a financial situation where I can. However, our incomes are now going into our joint bank account and its basically our money. We talked about putting the repayments into a seperate account that is essentially his, but were not sure if thats the best way to go about it. I will not be able to pay this off completely for a couple years as we are saving for a house as well, so we dont want to wait until I finish paying him back before combining finances.TL,DR: I owe my fiance 25,000 and we are completely combining accounts and finances, how do I pay him back now that its all our money.. Thanks :  <response>: Is he really that set on being paid back the 25k? I would rather that money go towards the down payment on a house or to help pay for the future wedding. If its our money then you forget the 25k. 