<prompt> Human: Now that the construction industry is improving, my sister and her husband are now saving away some money after years of struggling. This last 5 years was brutal for them: They made so much money before, they never saved anything. I could strangle her for that, but the past is the past. They almost lost their house had to do gov re-fi and had to rent it and she has had an UNBELIEVABLE amount of stress with helping to keep everything balanced and afloat. They have 2 kids. She has become good at saving, but not so much big picture thinking or necessarily understanding where her money is really going or how to plan or invest in the future. I showed her mint.com today and she LOVES it! She has really taken to saving and wanting to manage money responsibly. I have also told her about YNAB and having a 6 month fund etc. However, the fact that she didnt know about mint or have another way to trackbudget shows me that she still has some way to go to make sure she can stay secure in the future. She is very eager to learn and I know there a TON of books out there, but I was wondering where she might start? Any recommendations would be GREATLY appreciated! Thanks PF!!! Love you guys!!  <response>: Im a big fan of Dave Ramsey and his materials. 