<prompt> Human: Well, unlike other people who worry about getting kicked out I am held captive in an awkward position. My parents want me to stay home until I graduate from University. Now to be honest this was kinda my plan in order to save some cash, but every now and then my father will hint that right after I graduate and begin working, he would purchase a home hours away from my intended university Note: We are currently renting and saying along the lines that I would have to pay a considerable amount of the mortgage while I am still at Uni. If I disagree then I will have to move without any financial support from my parents.Now I dont want a million dollar debt over my head for a home that is not even mine, I would have to split the cash between my siblings if I sold it. My plan was to stay for a while and pay a good amount of the rent and help around the house doing my own business, saving cash at the same time. But paying for a mortgage in one of the worlds most expensive city is a bit too much. So is it financially better to move, or stay? Assistant: Let me make sure I get this straight. So you have plans to work while youre at university? And while doing this you will pay your parents money to stay with them. You want to call this money rent, and your dad wants to call it... what?... saving up a down payment for a mortgage? They plan to get this mortgage and buy a nice house only after you graduate university and have a really good job?They cant sign you up for a mortgage without your permission. Its unlikely that any bank would loan you the money while youre at Uni anyway, if you are not making a large amount of money somehow.Do what you have to do to get your education. If that means pretending you will buy them a house afterwards, then maybe pretend, just dont do it at the end? If theyre going to kick you out otherwise, that is. Just dont sign anything that you dont want to sign.Human: They plan to get this house after I finish high school...Assistant: Okay, so Im still confused. As soon as you graduate high school, they want to get a house hours away from your university? How can you stay at home and still go to school, then? Are they wanting you to go to a different school?How is your dad wanting you to pay a considerable amount of the mortgage while still in Uni? Is his plan to actually put you on their mortgage? What kind of job is he expecting you to get while still in school?Is he actually planning to have you be a part of the mortgage paperwork or not?Human: I honestly think he doesnt care what job, if it pays. I am assuming that the paper work is done by him and he wants me to think that there is an obligation to pay the mortgage despite what I think.  <response>: In the US, at least, a mortgage is a big deal. Theres no way that someone else could do the paperwork and just put your name down. You close the deal with a lawyer present, they check IDs, etc. So your dad cant put you on the paperwork without your permission. If you arent named in the mortgage you wont have any obligation to pay. Also no matter how much you pay, you wont have any share in the house, it wont belong to you unless your name is on the title. Its looking more and more like it might be a better idea to rent somewhere, again, how can you even go to school and stay at home if your new home will be hours away from your school?Look around for resources that can help you financially. Ask adults at your high school for help, they should have experience in this stuff. Some more words of advice for people with families of this type: Dont share your finances with your family. That means dont put any of them on your bank account. If they are now, when you come of age close that account and open a new one in your name only at a different bank. Also when you get a job dont tell them how much you are making. Dont lend them money, any money you give them should be considered a gift and gone forever, so only give what you can truly afford. 