<prompt> Human: So I personally have about 150,000 in student loans mostly due to interest and me signing for high interest rates.Anyone else dealing with crippling student loan? What did you do? What would you suggest? As a note these are mostly private so my options are very limited. Ive thought about bankruptcy but that wouldnt work for my loans and I especially dont want to drag my dad in to a bankruptcy proceeding since he signed on most of my loans.At this point my credit is wrecked, Im in debt past my eyeballs and I dont think there is anything I can really do. To put it more in perspective I make about 26k a year not in the field I went to school for, normally 1000 a month goes to bills.right now I have the lowest possible in 1 set of loans from sallie Mae, in a payment program with reduced interest and payments. PNC AES told me I had no options, except before they would help me I have to go delinquent and take yet another hit to my credit. Which is bullshit because I shouldnt have to make a mistake for assistance. Wells Fargo, in at the lowest I can go its also the cheapest monthly payment. Ive considered consolidating but everywhere Ive checked has a ceiling of 75-100k.Along with the consolidation, the tight spot is that with my credit wrecked Id still have to have a cosigner.  <response>: You have a college degree, and there are jobs that pay more than 26k where it doesnt matter what your degree was in. You need to find a higher paying job. 