<prompt> Human: After working full time for a few years I saved up some money, took some time off work and finished my degree like three weeks ago. I spent over budget by a mere 300! Important to note: have no proof of income right now. I just got a new job pending backgrounddrug test with decent pay. Im expecting to start work on the 19th or 26th. Im going to be almost exactly 300 short of my rent come October 3rd. So I need 300. Outside of signing off on a student loan, Ive never applied for a loan before. - 670 Credit Score - I guess Im looking for a personal loan 300? - I have no proof of income as of yet... how problematic will this be? - Where should I try to get this loan at? I would pay it back within 1-2 months. Assistant: Before trying to take out a loan, go talk to your landlord. Usually landlords are happy to work with you, especially if you tell them that you may be late with rent before it comes due. Where I live, my landlord gave me a talk when I moved in about how if I am ever going to be short on rent I need to talk to him and he will be happy to work out a plan with me. It is easier for him to wait a little while to be paid than to try to kick anyone out.You need to explain to your landlord that you have a new job lined up, and once that starts you can pay everything that is owed.Human: Tried this; was very calm headed and level... showed her where I got a new job and at a decent wage. Basically... no mercy. I pay in full by October 3rd or I start stacking a 50day late fee till its paid in full... FML. Guess paying on time for over a year means nothingbuys me zero leeway.  <response>: Wow. Horrible landlord. A good landlord would appreciate the info and the plan. Sorry you are stuck with a bad one. Can you just ask a friend for s couple hundred bucks? 