<prompt> Human: Say you have 20,000 in your account balance. If you take a 2,000 loan, will the account balance be 18,000 with an outstanding loan of 2,000 or 20,000 with an outstanding loan of 2,000?Im confused because youre borrowing from yourself and not actually withdrawing the funds. If the loan defaults it becomes a withdrawal, but until then Im wondering whether the outstanding loan balance remains part of the total account balance.  <response>: You are removing funds from the account. The trustee can probably show that information however they want but youre getting investment returns on 18,000 now and the account is owed 2,000 plus interest. 