<prompt> Human: I just paid off my car in August. My car was hit while parked by a drunk driver that they have deemed to be totaled. I was hoping to drive the thing to the ground as it only had 56k miles on it. Its a 2011 and Im hoping to receive 7-10k for it. My main questions is: should I look at leasing or look to buy using this money as a large downpayment. Ive already decided that this money is all going towards a car one way or another. I was really looking forward to a few years of no payments and the ability to use the extra money that was already in my budget to build up a downpaymentrepair fund. Hoping someone here has been in a similar situation and can shed some light.  <response>: Buy a 8 k car and enjoy the same no car payments you would have anyway. 