<prompt> Human: My boyfriend of 2 years and I have been planning to buy a house together. We both realize this could be very messy if we break up which of course we dont plan to do but you never know. We are not concerned about getting married. Weve decided that we need to protect ourselves from the worst case scenario. But while Im reading a lot of posts about the same topic, I cant quite find the right details for our situation.My lease is up July 1st. I have 15k to contribute toward the house and intend to pay for half of all the household expenses thereafter. He is putting in 30k. We make similar money currently. But I have a lot of student loan debt since Im still in school and I dont think Ill be approved to be on the mortgage. Weve decided that the best thing to do to protect us both is for him to buy and I will rent from him.If we break up, I only want my 15k back I know I am not going to want to deal with getting myself off the mortgage but I know if I have to write him a gift letter I will have to state that I do not want that money back. If I just give it to him now so it can season in his account for 3 months, I can avoid the gift letter but my lease will end before he is able to close on the house.What is the best way to go about this so that he can use my money but Ill still be entitled to it back should we break up?TL;dr planning to live in house bf is buying. How can I give him down payment money I had been saving for now defunct joint purchase and can I get it back if we break up  <response>: If your going to rent from him, then you shouldnt have to put down money. Its like hes getting to have his cake and eat it too. 