<prompt> Human: Hello PF. I made my first Backdoor Roth conversion yesterday but just now realizing that 0.23 ended up being left over in my Vanguard Prime Money Market traditional IRA from accrual in between steps. I believe I need to remove that money ASAP to avoid the Pro-Rata rule? Since I already moved my maximum 5500, what do I do with this?  <response>: The pro-rata rule is not a cliff, it is a ramp. Nothing bad is going to happen when the pro-rata rule gets applied to 23 cents. 