<prompt> Human: Here is the mock budget we put together for a new house. Current MOCK mortgage is 1529. Our current budget HOA is 1150. Each month we have been saving for a new house, and that savings money is rolled into the mortgage on this mock budget. Were looking at a larger town house, and got the electric estimates from the sales rep, people in new, similar sq ft townhomes made by the same builder but different development.A few notes: This is after health insurance and 401k savings. I had to redo formulas after going from excel to g sheet, so let me know if they arent working. PPL Electric Bill; UGI Gas Bill for house, not car Its not always like this. We dont always need dog food, we dont always have 2 therapy copays etc.. We want to plan for our worst months, and dont want to be strapped for cash. There are 3 of us. My wife and I, and a 4 year old, soon to be 5. Daycare wont be needed, but will be moved to beforeafter school care, and the rest we save, were saving for summer camp. No idea how much summer camp costs. Meat My wife buys a bunch of chicken, pork, beef etc...when its on sale. Food shop also includes misc. items such as light bulbs, laundry detergent, toiletries etc... Were comfortable with this kind of living. Misc. Expenses include dining out, valentines dinner, food for hosting picnics, beerwine not really huge drinkers outside social situations, familyfriend birthday gifts, family photo shoots, wife haircuts, movies, car washes, car inspections, car registrations etc... Additional Overage Money is the Crap, we underbudgeted for electric! or maybe we spent a lot of gas money for whatever reason. Just small unforseen items. Gas. We overbudget this. We dont want to be caught with our pants down if gas gets to 3.50 or 4.00 again. Right now, when we go out and grab some coffee or something, we usually just take it off our gas money. Medical Bills Copays: Copays for general physicians are 25. Between the 3 of us, there is usually 1-3 doc visits a month. We like to have a little savings of 4-6 copays and around 75 for prescriptions. So no, its not always 100. We did Marchs budget last night, and it was only 40. K-Cups. Its staying. Deal with it. :P Credit Cards: Wifes visa is almost paid off. We did transfer a large balance to a 0 balance transfer card. We have been doing this almost 2 years now. Trying to eliminate bad decision making and my dumb 21-26 year old actions. Monthly savings is there to save for car tires, car down payments etc... We get paid biweekly. Those months where we have a 3rd paycheck, we use those for Christmas, Vacations, Daughters birthday party, and depending on our tax return, carpet treatments etc... We have an emergency fund, so good there.Here is the imgur album link. Appreciate any feedback.  <response>: Let lip gloss, kcups and direct tv go. Switch to cheap ethnic hair salon for 7 haircuts. Here is your 200. 