<prompt> Human: My sister is in the midst of trying to go to college. In Pennsylvania, even state schools are expensive especially if you want to dorm and the federal loans dont cover the cost. Unfortunately, my parents have bad credit and no money, and were denied as cosigners for her private loans. No one else in the family can cosign either and I would certainly be denied bc I have over 200,000 in loans myself.What are her options? Are there any private loans that dont require a cosigner, even with a really high interest rate? Any helpadvice you guys could give would be GREATLY appreciated.  <response>: Community college for first two years. Then transfer to a public in-state school. 