<prompt> Human: My upstairs neighbors toilet leaked into my apartment and rained down on my computer, laptop, and peripherals. These items are quite expensive to me and I am now losing some hours from one of my job as well remote work from laptop. I have renters insurance and will talk to the apartment people very shortly I have reported the incident immediately when it happened to maintenance. The advice I seek is if anyone knows whether Ill be reimbursed for all my items as I consider them all damaged due to it containing my neighbors excretion and not just water. Im not sure what the apartment considers, but is it within my right to demand to be compensated for all my items or am I SOL?  <response>: This is a simple one: Read your Renters Insurance Policy!Every policy is different, we can tell you what generally happens, but your policy will state in black and white what is and isnt covered, and for how much. If youre having trouble understanding it, speak with your broker and ask for help.So, generally speaking, destroyed is destroyed, whether its clean water or poop water, and you are entitled to the payout outlined in your policy. 