<prompt> Human: Hello!My credit score is pretty bad because I didnt know how credit score worked when I opened a credit card, and I was in school for a couple years so I missed some payments. I am working on my credit score now, learning from my mistakes and do my research as much as I can. Now that I have a job, 60K per year, I am moving in with my boyfriend to the suburb and would therefore need a car to commute to my work place. My mom gave me 13,000 to help me out to buy a car with cash if needed. My credit score is 593, which is better than it was a few months ago, but still in the poor range. Can I still finance a car with this? Or should I just buy a car with cash straight out? Thank you for your help  <response>: You can find some immaculate cars for 5,000 to 10,000. Just buy the car with cash. Dont finance. Life is so much better without a car payment. 