<prompt> Human: Hello everyone. First time posting on reddit. Pardon my english BTW.Anyway, today I received an offer to increase my Amex credit card to 24600. Will this affect positively or negatively my credit score?And what is the reason for the banks confidence in me?Thank you!  <response>: Nothing wrong with credit increases it brings your ratios down on debt... as long as your responsible and dont use it for stupid things and then drown in debt in the end. 