<prompt> Human: This year, before deductions I am going to be right at the lower limit in terms of compensation with regards to the Roth IRA limit, so Im wondering if the money I put in my 401k will not be counted as income with regards to being able to contribute to my Roth IRA.For instance, if the lower limit for contributing to your Roth is X, and I made Y dollars this year, and contributed Z to my 401k, and YX but Y-ZX then can I still contribute to my Roth with no worries?  <response>: Yes. It lowers you Modified Adjustable Gross Income. 