<prompt> Human: Theres a sign in error, I guess only citibank users have it. Ive been trying to log in for the past 24hrs and it wont let me.  <response>: You could always track your expenses for free using a spreadsheet. Google docs has a spreadsheet you can use so that you have access to it all the time. The sidebar has different versions of budgets, I find them to be a bit complicated for my needs though. The best things about making spreadsheets for your budget are: If youre not really good at using spreadsheets it is a really, really good skill to have and will probably help you with other facets in your life. Also, you can have more than one budget scenario at the same time to determine which path you should go down. 