<prompt> Human: Hey, first time poster here, hoping someone can help. I just graduated from law school last May and I have no idea how to handle my finances. What is the best way to attack getting my student loans paid off while saving money for a house?Relevant stats: Student loans: 245k average is around 6.5-7 related question, should I refinance? Savings: 30k Salary: 145k with bonuses expected to go up 10-20 annually, with a large jump in 8-10 years Wifes salary: Currently 0 student, will go to around 30k in a few months, and will go to around 100k in Fall 2016. Mortgage: Based on our area, well probably need around 400-650k for a condo. Retirement account: Currently setting aside 10 pre-tax. Ive thought of a few different options but I dont know what makes the most sense. As a starting point, how do student loans affect your ability to get a mortgage later? Option 1: Pay off the student loans as fast as possible. We could probably take care of them in around 7 years but we wouldnt have much saved and wed probably have to wait on getting a mortgage or use a much smaller down payment. Option 2: Go on income based repayment and pay the minimum payment until the bulk of the loans are forgiven. Use the money saved to put towards a downpayment for a house. This will incur a tax bill in the 100k range in 20 years, but we should be able to play ahead for this if were only paying the minimum amount. Based on my math the estimator on the federal loans website it looks like wed end up paying a lot less in total with this plan, but Im worried that carrying the loans for 20 years will hurt my ability to get a mortgage. Option 3: Something else? Im open to suggestions.Has anyone else had to balance huge student loans with a potential mortgage?Thanks Reddit!Edit: formatting  <response>: Pay off the loans. You dont want to add on to that debt with more debt. With your income, you can pay them down in probably 4-5 years. Id act as if I were living on 50-60k for now.If your companies offers a match with regard to retirement, then take pay up until the match. 