<prompt> Human: I have a direct deposit coming in tomorrow. Unfortunately, my bill is due today. I owe 850 for the month, but I only have 380 in the bank. Should I pay in full from my bank account and take the overdraft hit for a day, or put down as much on my CC as I can today and take the hit for interest? This is the first time Ive been in this predicament, so I may not see all of the options. I appreciate any advice you guys can give.For those who might be wondering why I would have that much on my CC without having the funds, I did have the money in my bank at the time the money was spent. I bought a car in cash last week, and it dipped into the money meant for my CC. I needed reliable transportation. I just forgot to consider the day gap between when the bill was due and when I would be paid again.  <response>: If you make a payment to your credit card today on their website, money will not be deducted from your bank account until tomorrow. So, as long as you are certain that your direct deposit will show up tomorrow, you should be fine. If you are not sure about the direct deposit, make a 380 payment today, and pay the rest tomorrow. By doing this youll lose your grace period, so you need to stop using your card until the next statement is generated. 