<prompt> Human: So Im stuck working a meaning less job in retail that tisnt going anywhere and I cant fine anything that pays better. The appeal of going to college to get a better job is super appealing to me. I want to be able to receive a higher education so I can have a move stable life.Now the main issue and the reason I didnt go to school right out of high school which is cost. How does anyone afford to get a student loan and then pay it off. My mother had went back to school when I was a kid and is still paying off the debt to this day. Im completely and utterly terrified that Ill be paying on a loan 20 years after school. Another issue I have is how can I make a liveable wage and go to school. Im struggling now working 40 hours a week just to keep on top of my home tasks and have little to no social life because Im always busy with work. I cant imagine how anyone does school and a job at the same time. I think more then anything is that I dont understand what to do. My high school didnt really help my when I was in high school. I think mostly because I have a hard time with learning. Honestly I just need help on what I can do and how I can maybe do this. Im just so scared that I cant afford to pay for the loans.  <response>: I went to Vocational training in electronics, the company paid part and I earned the rest with overtime. I did that for one year. Then, I got one year of pre-engineering community college with company assistance, before my boss made it impossible to attend. Then, I got a job at a company using those skills where the company re-imbursed my tuition. I transferred my pre-engineering credits into a major university business program attending only night classes. Several years later, I worked at a company who had unlimited tuition payments. So, I took some computer science classes and some professional development classes. Then online stuff came out, and I applied for a PMBA at another major university. We met once per week in each class using tele-presence. So, I have an MBA. My company re-imbursed me for 13 the cost, but I worked overtime to pay the balance.x200B;I never took on a student loan, and I dont recommend you do either. To get educated, you must make a commitment to the process, and earn your way. It is hard to work and go to school both. I paid for most of mine with company help. However, there are schools who have workstudy programs to help you cover tuition. I had a daughter who worked at Wal-Mart while living at home. She paid her own tuition, and I paid for her housing and car expenses. x200B;In my case, I had some stops and starts, but it was the commitment that made the difference. Every class you complete is a class you never have to take again. Get them under your belt one at a time if necessary. I will say this. Every time I got a degree or a set of classes. I was smarter, more confident, and upgraded in my employment by both pay and position. It is worth it. 