<prompt> Human: Bought a 2015 f150 for around 30 grand, payments are 429 a month. I cant afford this payment as I am only making around 700 a month as my hours fluctuate. I bought it on 62918. Problem is that I cant return it, I bought it from a used car dealership, but through my credit union so they fully bought it out and i pay the credit union. Anyone have an idea on what I do here im very lost. I owe 25 grand on the truck.Assistant: How much is the truck currently worth? How many miles and what trim do you have? Check KBB and other pricing guides to see how much you would get if you sold your car. Go to CarMax and get a quote from them. If the truck is worth more than you owe, you can sell the truck. If the truck is worth less than you owe, then youll have to come up with the difference. Youll have to pay the bank the full balance before they will release the lien on the title.Human: Worth on kbb at around 29 thousand. 86000 miles and XLT FX4 trim  <response>: Sell it. 