<prompt> Human: Hey guys, new to reddit and need some money advice. Im 18 yo and my mom recently passed away to cancer this year. I was left with the house which I was able to sell for 522,000, however she took out a reverse mortgage and had lots of other debt as well as large medical bills so I was lucky enough to be left with 150,000. I dont want to spend it, I would like to see it grow instead of just having it sit around. Any thoughts or advice on what to do with it? I currently attend university and have a full ride scholarship. I have no debt, credit cards paid off, car is paid off, and no large bills that need to paid. As of right now that 150,000 is just sitting and not sure what to do with it.Assistant: Sorry for your loss. I hope you feel better soon!Typical advice: dont do anything for a bit, take time off to be less emotional. Then read the articles about windfall, and money management for 18-25 year olds in the sidebar.Id keep 3 months expenses in an emergency fund, and put the rest into an index fund and forget about it.Human: Im left with all this money and its all a total shock to me. Thanks for the advice, ill definitely look into money management for 18 - 25 yo.  <response>: What ucsk_climber said. Only commenting to add some old guy advice 43. When you see 150K as a youth it seems big. In the grand scheme however its one years pay for a lot of professions. Its not lottery money. Its however a useful windfall you can use to lay some life foundation with. Index fund that stuff and avoid debt.Good luck to you. And above all Im sorry for you loss. 