<prompt> Human: All of the money that I invest in the stockmarket right now goes into index funds. However, when I was younger, I used to buy individual stocks. I still have 70k worth of individual stocks in my Roth IRA.Any advice about the best way to switch it over to index funds? Should I sell it all at once, or should I do it slowly, or... ? Some of the stocks are high now, some are flat, etc.  <response>: Id just do it now and get it over with. There are no tax consequences for selling within an IRA just make sure you dont take a distribution. 