<prompt> Human: I mean, I know it does if you are largely independent, but Im in a fortunate situation where I know that if I lose my job or come up with an unexpected illness, both of my parents would provide for me until I get back on my feet. I know the family house and their assistance with medical costsinsurance are readily available, should I truly need it otherwise I am largely self-sufficient on a day-to-day basis. However, I also understand the importance of building a fund as a good habit for the future, because my parents wont be there forever and I dont intend to always have them as back-up especially not in my 30s. So, as a guy in his 20s starting off his career, Im having trouble keeping 1000-1500 just sitting in my savings account instead of investing it. Thoughts?  <response>: Does it make sense to have an emergency fund in your 20s?Yes 