<prompt> Human: My boyfriend who is currently paying off a significant amount of student loans linked me this article from yahoo: The gist of the article is that you get a higher return in the stock market than on student loans, so you should only pay the minimum and invest the rest to come out ahead. He seems inclined to believe this. Im more risk averse in general, and this seems like a bad idea to me. Sure you might get 10 returns on the stock market, but you also could end up negative, whereas paying off student loans guarantees you come out ahead of where you were.Could anyone bring up some points about why this approach to student loans may not be a wise decision?  <response>: You get a guaranteed 6 my highest loan amount, Ive seen others with 8.7 return on investment in paying off your student loans.You get no guarantees from the stock market. So far this month, my 401k is down 2.8.Basically, would you BORROW money at 6 to invest in the stock market? If the answer is no, pay that loan back. 