<prompt> Human: Ok, I helped my daughter do her return. We entered in direct deposit and her account number was one digit off. SO, the entire return which was just over 5k was deposited in another persons account. The credit union has frozen this persons account but this morning they admitted to me that the person has already withdrawn all the money it was deposited last Thursday and we discovered it the following Monday and they are working to try to get the person on a repayment planloan but could not give me any further information . The credit union is taking every opportunity to tell me this is our fault and they arent responsible. I know its my fault by the way for entering the wrong numberI have gathered all the documents and preparing to go to the police with my daughter this afternoon hoping that maybe that will help the situation.Can any bankers out there give me any hope?Assistant: Only thing that comes to mind is call the IRS and have them attempt to cancelreverse the deposit.Human: its already deposited and the person withdrew it all.  <response>: Your daughter should call IRS customer service toll-free at 1-800-829-1040 M - F 7am - 7pm local time and speak with a representative. She can request a Direct Deposit refund trace. IRS will contact the CU within six weeks, and the CU will then have 90 days to respond to IRS with the trace results.Once she receives the formal trace results from IRS, she could then pursue any civil claim with the account holder. 