<prompt> Human: My in laws have passed and left a surprising amount of money to us. We have no debt besides our mortgage and have two kids 63. We need a few repairs on our home which we planned to do piecemeal when we could afford it as the years went by - its about 40,000 worth of work. A new roof, new driveway, siding, etc. I also want to save for the kids college which we do in small monthly amounts. How would you go about this with this sum of money? Whats the best way to educate myself on what to do with it?  <response>: Start with the Prime Directive It will lead you down the path of making sure your money is being allocated correctly. 