<prompt> Human: Hi All,24m making 72k in a secure IT job with no student loan debt thank you state schools. I recently proposed to my girlfriend of two years and will be getting married in a year. She just finished grad school with 60k of student loan debt. Her program had a 99 job placement so despite the massive debit, I fully support her decision. She will be making 52k starting out of school.Im currently formulating a plan to tackle this debt fast once she needs to start making payments. Im under the impression we can write-off up to 2.6k of interest a year from our taxes. To get to this level of interest, her total loans will need to be about 36k total fuzzy math. Is it an unreasonable plan to aggressively pay off the first 24k over two years? Am I understanding the tax writeoff rule correctly?The way I see it, as long as we are effectively paying no interest on the loan debt, we can pay it off gradually over the course of 10-20 years. Thoughts?  <response>: If looks like you have the tax situation figured out. Dont spend a dollar to save a quarter. Someone told me that before we paid off a chunk of our loans and I had asked the same question. My wife and I were in a similar situation. We came out of school with 125 in debt but we made close to 130 before taxes. We have paid off 60k in about 4 years, but now that we have children our extra payments have greatly reduced. You could have a few major expenses coming up. Weddings are expensive, ours cost us almost 20k and we thought we were being frugal. Then shortly afterwards we bought a house. Then shortly after that we had children forcing my wife to go part time. I guess what I am saying is that you should try to discipline yourself early on because there are a lot of forces that will sidetrack you from paying down the debt as quick as you would like. I think with your income you should be able to pay it off in 5 years or faster. I would put a line in the sand and have it paid off before you start to seriously think about kids. 