<prompt> Human: So im not sure if it matters but im 24 just finished college, credit score somewhere between 690-710, currently making around 25k year the only bad thing on credit is one late payment.So I have a few questions about credit cards and their limits, these questions came up because i know several friends with bad credit and past credit issues as well as several friends that have similar financial situations as me and all of them have MUCH higher credit limits than me. I have had 4 credit cards in my life time, 2 are gone and closed, 2 i still have but really only use one. The two cards i have have a limit of 1500 which i just had to request be increased to that which was previously 800 and another with 500 limit. Now i do not need a higher limit, i pay the card off or leave about 1-2 hundred each month from about 6-800, but i have friends who have terrible credit history and when they get a new credit card they get a 7500 credit limit... Im curious if there would be a specific reason why someone with a bad credit history would still be offered such a high limit while someoneme with what i think is a normaldecent history only get sub 1000 limits. Any insight would be appreciated for me to understand! Thank you!!Assistant: Why did you close 2 of your cards? One of the bigger factors is average length of credit. i pay the card off or leave about 1-2 hundred each month from about 6-800You should be paying it off COMPLETELY every month unless you have 0 APR. Im curious if there would be a specific reason why someone with a bad credit history would still be offered such a high limit while someoneme with what i think is a normaldecent history only get sub 1000 limits.How do you know their credit history? Also, your credit isnt that great; its very limited. It may also have something to do with your small income. Human: i was told a while back leaving a balance around 10 was good, the apr on the card is little less than 6.i know their credit history because im friends with them their roomate the guy who loans him money cause he constantly does have any. He has 2 credit cards that he hasnt paid in over 4 years whihc he get letters about going to court etc every month or so as well as some problems with oweing medical bills. Iv considered the small income and dont doubt that i just dont understand how other people are getting the large limits in at least what i consider worse circumstancesedit- as far as closing the cards, one was a best buy card which i didnt want in the first place and did as a favor to my sister in order to get her the 0 financing and this is why i got the only late payment, after she messed that up i took over the payment and just had her pay me, the other card was a gas station card whihc i used to use twice a week for commuting to and from school but when i stopped commuting i stoped using that gas station and their card and eventually it just closed itself  <response>: round 10 was goodRead the Your friend is an idiot post from here. You pay your statement balance every month and that makes your credit better. 