<prompt> Human: Ok so I have a new personal line of credit that has 5000 with 18 APR 25 annual fee and I want to use it to pay off some of my credit cards. For now I can use a maximum of 150 on credit cards, the rest goes to other bills. Im working only part time because I am still in school. So basically I want to get rid of the interest rates I pay every month. Ill start with the highest balance cards. Please dont judge, Im almost graduating college so I will eventually pay everything off. Which card or cards should I pay off first? Im thinking Chase 1 and Wells Fargo 1 because I pay such high interest fees per month due to an old balance but I just want other peoples opinions. Chase 1APR 18.99Balance 2,402 out of 2,500Interest 39 fee every month and we usually pay 65 minimum payment old balance, thats why its high Wells Fargo 1APR 17.15Balance 2340 out of 2400Interest 34 fee every month with a 50 minimum payment Chase 2APR 22.24Balance 1,136 out of 1,300Interest 14.21 fee every month with a 45 minimum payment Wells Fargo 2APR 17.85Balance 263 out of 300Interest 4 fee and 15 minimum payment Sadly most of these are from buying books and other college expenses : Any help would be appreciated  <response>: I dont get it. Youre just moving debt from one high interested credit card to another high interest credit cardpersonal line of credit. You arent actually paying anything off so whats the point? 