<prompt> Human: I am 30-years old and currently have about 28,000 in a Roth IRA and 26,000 in a workplace 401K...I had the Roth IRA before my workplace offered a 401K with match...Times are tough and I dont think I can contribute to both anymore...I only make 43,000.My thought is to keep contributing to the 401K, since there is a match option, but what do I do with my Roth IRA? Do I just stop contributing and let it sit there? Are there other options that I am not thinking about?  <response>: My thought is to keep contributing to the 401K, since there is a match option, Yes. but what do I do with my Roth IRA? Do I just stop contributing and let it sit there? Yes. After you contribute enough to your 401k to get the full match you may want to contribute to your Roth IRA. Up to you. Are there other options that I am not thinking about?No, thats essentially it. 