<prompt> Human: I recently joined a major tech company and would like to take advantage of all the benefits offered but the 401k match is in the form of company stock. It concerns me to have part of my retirement savings tied up in this way due to a lack of diversification, even if my company is considered a safer investment than others in the tech industry.I think I should find a way to diversify my funds accordingly. Im single and in my mid-20s and would like to pursue an asset allocation of 8020 in stocksbonds. I have 60k in student loans and 6 months worth of emergency savings in CDs. Take a look at my 401k options: What is the best course of action?  <response>: This is an opportunity for free money with tax advantages. The alternative is no chance for free money, and zilch tax advatages. No brainer..The only way I would give this up is if the other choices were absolutely horrible there are good choices in there. Even if the match is zero, the tax advantages are big. Any other rules for moving out of the match and how soon are important details, but capturing the match as a minimum is the way to go.If this is too simple and sounds like I am talking down, I apologise. 