<prompt> Human: So, I have poor credit its about 470 my spouse and I purchased a vehicle 7 months ago. Heres the problem. Our family is growing and its a small vehicle.2016 Kia RioTotal price 18,168 72 month termHas now 8k milesNo damage, clean car daily driver.Problem is I pay 449 a month.Interest is 21.30As of 1116 our balance is 17,43918,168 I know the APR is killing it but is there anyway we can break out of this, or trade in to get a bigger vehicle?The payment isnt a problem we make ok money I just dont wanna be unhappy with a car I dont want. Any suggestions? Also in case your wondering we do have a full size SUV for our family, I use this car for work to travel 100 miles a day for work.  <response>: Your best bet would be selling it and paying the difference of what it was sold for versus what you owe. You cant be financing cars with a 470 credit score. Youre going to get awful deals like this every time. Sorry, you just have no business borrowing money with a 470 credit score. You need to buy something cheap with cash while you sort your finances out. 