<prompt> Human: No debts. Cars all paid off. No loans. 36 years old, total pre tax income about 350,000. No kids, 200k in a checking account, 10k in a company 401k, 80k invested basically all in a total stock index fund. Total monthly expenses about 4k which includes rent, food, utilities, and going out to eat etc money. What should I move where and why?!  <response>: Not a unique situation. I have X, what should I do with it? 