<prompt> Human: Long story short, I applied for a card a few years ago, proceeded to max it out, and then got the account closed due to forgetting to pay so frequently. Im currently still paying the balance and have been consistently paying for the past 6 months. Im wondering if I can apple for a card with the same company again, or how bad of a decision this would be? Thanks for answering my dumb question guys. -Stupid Guy Assistant: The bad decision is applying for cards while still paying off the one from a few years ago since you may get into that bad habit again. If you think you are responsible enough then applying for cards is fine. Which credit card was it? You might be flagged on their system which would auto decline you. Probably better to go for another card. Human: I sincerely am now in a much better place in terms of maturity and finances and am confident in being able to remain disciplined. It was a Barclay card, the old one before an Apple rewards program. To be sincere I would like this card due to its rewards program.  <response>: Talking about this card? Apple Cash back - 3 on Apple purchases, 2 on Dining, 1 on all other purchasesI personally think you can get way better cards than that, look into Chase Freedoms or Citi Cash Back. 