<prompt> Human: Hi rpersonalfinance, admittedly I have made some poor choices in my young adult and have put myself under a mountain of debt. Specifically credit card debt that I thought I would be able to handle on my own without my parents help. I have a job on campus that I work throughout the week that pays me about 85-100 weekly depending on the hours I take on. I thought I could make my payments on time and in full until a few bad decisions ran up the amount needed to pay off became too much to bear. As of now it totals out to about 2,500 in credit card debt I have to pay off.I was in the midst of creating a budget to tackle this in a smart, detailed manner but yesterday my car was towed by my university because of citations received on it that were unbeknownst to me because my sister had accumulated a great deal of them. Now they will not release my car to me until I pay off the citations as well as the towing fee, which totals out to 376. I only possess about 200 at the moment and have no idea on how to continue forward without begging family members for any amount of money, which I truly want to avoid because they already provide me so much for various other expenses that a college regularly accumulate. If there is any advice you all can offer me it would be greatly appreciated. I just did not know where else to turn.Edit: Thank you all so much for the advice and replies. This is my first reddit post that has ever blown up like this and I finally understand why everyone says RIP to their inbox lol. Couldnt be more appreciative of the support and feedback provided, this is truly one of the best communities on here. For all those saying to have my sister pay for it all, I completely understand the sentiment but she didnt incur all of the citations, just a majority of them : Im sure 2 or 3 of them were my own doing. We have spoken and have agreed that she will gather some funds to help offset the costs for the citations and towing.Assistant: Id ask your family for a loan vs. a handout. Work out a payment plan with them and get back on track. Human: Ive been thinking about this option as well but am afraid to ask my parents for this because they themselves dont have a great amount of disposable income. I was considering reaching out to my grandparents but feel as if itd be rude to ask them because I havent exactly talked to them in a few months. Would hate for that to be my first interaction.  <response>: Who are the dicks who downvoted you? Its mature of you to be cognizant of your parents situation and your relationship with your grandparents before asking for money. Asking for a loan is not a small thing. 