<prompt> Human: my mum wants to take a loan out for a car in my name. The thing is I dont want a loan in my name, almost everyone in my family has bad credit from unpaid loans and i dont want mine screwed like the rest of them. what could be the consequences of her having loan in my name if she stops paying it? any advice is welcome edit: im not getting a loan in my name.thanks for the advice  <response>: Tell her no and if she tries anyway report her for fraud.If she cant be responsible with her own credit to be able to take out a car loan, she doesnt need to tank yours, and if she tries she should have to deal with the consequences. 