<prompt> Human: My parents are getting divorced and as a result, 800k from a property sale has been put in escrow so neither parent can touch it until the loan goes through. My dad is asking me to apply for a 25k loan in order to get a boat. He says he will pay the loan off when he has access to the money and will make the payments until then. He also said he would give me 5k.Im assuming he is doing this to keep the purchase hidden from my mother. Im not in great financial shape myself and not sure how I feel about doing this. I feel like if I apply, the loan will be denied due to my credit. Advice on if I should apply for the loan?  <response>: No. Do not do this. Let your father figure out his financial mess, he doesnt need a goddamn boat if he cant afford it himself. 