<prompt> Human: I just received a call from them that they were not charging for my girls,claiming that I now owe them almost 4000. They want it repaid by keeping the amount owed from my paycheck over the next 5 paychecks, amounting to almost 800check. Theres no way that my wife and I can manage this. Any ideas, suggestions, or resources would be greatly appreciated!!!Assistant: You can ask them to spread it out of the more paychecks, and they might, but arent obligated to. In any case, this is money you owe.There is a lesson to be learned in this: examine each pay stub to make sure the various withholdings match your expectations. You should have noticed that the health insurance premiums were being deducted at a lower amount than you signed up for on the first paycheck of the year.Human: A tough lesson, indeed - but a lesson, nonetheless.The problem is that I dont think that they informed me of this rate initially. It was a calculation error on their part.  <response>: I have trouble believing it wasnt included in the paperwork somewhere. It might not have been obvious, but it is most likely there. I would ask HR to show you the documentation for this rate.If HR admits that it was a calculation error on their behalf, then hopefully they are willing to extend the repayment period. 