<prompt> Human: Hello, Im a 26yo, unmarried individual with 50k I know this is a terrible practice in their checking account. Ive been working for 3 years and have been maxing out my 401k contributions throughout not sure if that counts as savings?. I was wondering if anyone could let me know how to get started with investingsavings? I have very little experience and am looking for something I dont have to manage too closely. Thank you for your time!Sorry- Should have read the FAQ:The amount of money and your age approximate is fine for both: 26yo, 50kWhat debts you owe, if any: balance, interest rate, and type - noneIf you have an emergency fund, and if so, how much - noneWhat goals you have for the money. The advice for what to do with a few thousand dollars you want for retirement is very different from the advice for tens of thousands of dollars to be used for a down payment on a house next year. - I have no goals except to retire eventually and own a house, but these are long term goals  <response>: Haha, 50K is actually a lot of savings way more than most people. That definitely doesnt count as no savings!That being said, you should follow the FAQ, determine how long you anticipate before needing that money, then move it into other assets appropriately. 