<prompt> Human: in the US, medical bills can bankrupt you. one of the biggest and borderline facetious tips for americans to grow wealth is stay healthy.what are some ways one can reduce his medical costs over the course of a lifetime? of course accidents cant be predicted, that is why they are called accidents. How often should we go to our doctor for a routine check up? it might cost some deductible or copay but preventative measure will save you a fortune. there are many different kinds of insurance plans. hmo, ppo, high deductiblehsa. how do we find out which is right for us?to the canadians out there: yes we are jealous.  <response>: How often should we go to our doctor for a routine check up? it might cost some deductible or copay but preventative measure will save you a fortune. The new Affordable Health Care Act requires insurance companies to cover a lot of preventive and wellness checks without cost to the insured: 