<prompt> Human: In 2005 I paid off my credit card. For some reason I left it open and forgot to close the account. Every year Im hit with a 50 membership fee. Those membership fees incur interest. Long story short, I find my credit card and sign into my account after all these years and find out I owe 1,358.00. All transactions are nothing but membership fees and interest dating back to 2005. What can I do?Update: I contacted the credit card company before work and they said they would perform an investigation as to why the account wasnt automatically closed due to 3 months of inactivity. A supervisor asked for me to pay the full amount upfront and will refund the money as soon as the investigation is over if its ruled in my favor... Yeah, right. Ive pulled my credit report via CreditKarma and the card is still listed on my report however its not hitting my score. Credit utilization is at 20. Will update tomorrow if theres anything new.  <response>: Holy shit... Id call and see if theres anything you can do. 