<prompt> Human: I earn about 50k a year working 44 hours a week and I live with my parents. Fortunately they pay all the bills despite me asking if I can help in any way. I dont do much outside of work, so Ive saved 85 of my earnings so far. Whenever someone outside of work asks how my job is going and we get into the money Ive madesaved, they always tell me I should invest. Whether it be real estate or other miscellaneous places. I know theyre probably right and I try to look at things from the perspective of my future self, but its difficult. Im 20 years old, so its kind of scary to dive into anything, as Im completely uneducated about how to invest intelligently. Where do I start? What can I do to make more money out of what Ive earned so far? Anything helps!  <response>: Yo, just dropped in to say its generally a really bad idea to tell anyone in your personal life how much money you have saved. It changes relationships and not in a good way. 