<prompt> Human: I have read everything I can find on this site and its been really helpful. I just dont know where to go from here though and could really use some help in figuring that out. In 2013 I went through a separation with my wife and remodeled my rental place to live in it. I thought that because I had money in my Roth IRA I could use it and pay myself back. I have since realize that I screwed up. 2013 - January - Roth 20,000 all post tax contributions over the previous years 2013 - April - Added 401k 45,500 should have been taxed but didnt tax it 2013 - June - Dec pulled out 62,000 for my remodel IRS sent letters to my ex stating that I made 62K extra that year and needed to file an addendum and that I owe 28K in back taxes. Last year they took her tax return from her for 5,000. Because I was afraid I did not file a tax return since 2013 so I need to do the 8606 amendment and file for 14,15, and 16.Like I said I made some mistakes and then panicked. What is my best course of action to get this resolved? Is there anyone in AZ that specializes in tax issues like this?I cannot tell you how appreciative I am of this sub. Thank you for your time.  <response>: Talk to a tax attorney andor an accountant.When you owe 5 figures and havent filed in 4 years, you need a professional. 