<prompt> Human: I have not charged anything on my credit card since January but my interest and payments have increased. The payment amount due in April is 17 higher than March. Interest also increased from February to March by 17 so Im assuming that interest will be higher in April too. Is this normal?I have stopped spending and have a plan in place to pay down my credit card but have been paying the minimums right now because I have a few other finances to figure out before I can determine how much of a monthly payment I can afford.  <response>: Well, I take it from this that you are carrying a balance. Your interest is compounding and paying minimums does not stop interest from accruing on the remaining balance, they just prevent late chargesdefault. Your minimum payment goes up as your balance goes up if it is based on a percentage basis i.e. 2 of new balance. 