<prompt> Human: So for the last car I got, I took the short term benefit of leasing it. The car has been very reliable 2010 Honda Civic, I know the history, and I enjoy it, so I want to buy it when the lease is up in February 2013.Is my best option to apply for a used car loan from a credit union or bank with a better rate, for the payoff amount on my lease statement, and buy it that way? Or do I negotiate the price first? I havent done this before so Im looking for advice. Thanks.  <response>: Some residualspayoffs are negotiable, some arent. Call Honda Finance and chat with them about it. 