<prompt> Human: So Im not American but Australian. I think thats important to know straight up. Basically, I earn about 1400 after housing expenses including food and tax a fortnight that will increase to about 1700 over the next two years. My job security is very good and I receive 19 superannuation.My goals are to enter the property market in a house that I can do up over a few years and sell for profit and repeat. I will also be buying a newish car that will drain 270 a fortnight for 7 years. I know nothing about finances, and as you can see from the title, I have almost nothing to my name. What advice would you give to someone like me? Halp :Edit: I currently have no debts and just paid off a 3000 loan early so credit rating is good  <response>: At your age I had a similar amount of cash to my name, since then it has grown nicely. Hoping to reach 100k euros 3 years from now when Ill turn 37. It is not the end of the world. There is plenty of time for improvement. The best time to start is now. Maybe hit the local library as well for personal finance books with a focus on Australia. 