<prompt> Human: This was posted in rfinancialindependence but I thought it also needed to be here. My favorite one is number 13: The single largest expense youll pay in life is interest. Youll spend more money on interest than food, vacations, cars, school, clothes, dinners out, and all forms of entertainment. You do this because you dont save enough and demand a lifestyle you cant actually afford. The future owns your income. edit: oops forgot the link. Here it is:  <response>: Have to give them credit for putting the entire list on one page. Imagine if this was Forbes. 