<prompt> Human: WOOT WOOT! it feels so good. Weve been following the Dave Ramsey plan and it worked for us. Yesterday we made our last payment to our minivan. What a sense of relief. Almost 30,000 in debt paid off in a 1 12 years. We sold a vehicle which yielded 7k. My husband got a couple smaller bonuses and we budgeted everything out. Then we also used our taxes too. With kids we get a nice chunk even when we claim a ton of exemptions. We do still have our mortgage but seeing as we have pretty good equity in this house I dont see this as a bad payment. We need someplace to live. What we dont need is all the toys from best buy. Now we are on to saving 6 months into an emergency fund. We already have 1 months worth. Shouldnt take us too long. Then we can finally start saving again for our retirement. I hate hate not being able to put money into a roth or 401k while we paid down debt. So everyone can do it, even if you have a lot of kids. We have 5 total. He came into the relationship with 2, I came in with 1 and then we had 2 more. Heres proof it can be done! Assistant: So everyone can do itTwo adults managed to pay off 30k in debt over 18 months whilst selling a car.Try being a single mother of 2, with 200k debt, 40kyear job a minimum wage part time job and pretty much zero assets that you can sell.Human: I used to be a single mom of 1. I didnt have that much debt but I do understand the struggle. I sold my plasma for 2 years so I could feed my daughter. I never got a dime of child support. Then the man died so yeah nothing. Im sorry things are so hard for you.  <response>: If the father is dead the child may qualify for Social Security until the age of 18. You should look into it. 