<prompt> Human: Like the title says, my mother was in a major car accident with my little brother in the car. She was behind the wheel. There were a total of five cars involded. She was hit from the rear and lost control of the car and swerved into on coming traffic. Thankfully they arent hurt. But they are shaken up. The car is totaled. The car was a lease and my mother is worried about feas and such. We do have insurance, what can we expect interms of money?Edit: I just found out they took my brother to the hospital, his legs may be fractured. There goes no one being hurt.Edit 2: Turns out one of the drivers is uninsured.  <response>: You should talk to your insurance agent. 