<prompt> Human: Going to try to keep this short and sweet! FYI I have almost no knowledge on financing carMe: 20 years old, 21 in april. Make around 2700 a month. After bills, food, entertainment I have around 1400 left. Have a car loan out right now from my local credit union. Started out at 7900 but its down to 5000 after 7 months of paying on it. the only reason I got this car was cause i was in a tight spot and needed a vehicle asap. But now that I have saved some money and am in a good spot I would like to get a vehicle i actually like.So question time? My mom said she would take over the payments on my current car. The payments on the loan are automatically taken out of my bank so i was just planning on have her reimburse me for the payments every month. But i doubt that my credit union will let me have 2 separate car loans out. So how else will i be able to finance this car? Do dealerships finance?Also what can i expect to be paying in interest? The only thing on my credit history would be the 7 months ive been paying on my current car.The car i want is 23,000. I have 5000 saved up for a down payment and would like to pay it out over 60 months.One last thing, my dad has already told me the smart thing to do is to just finish paying off my current loan then start looking for a new car but Im young and dumb and I really dont want to be stuck driving my current car for another 2 years.Anything advice help and have a nice day!  <response>: Listen to your dad. 