<prompt> Human: I am fucked. My knowledge on loans or defaulted loans is minimal. My knowledge on getting sued relies on scenes from Liar Liar. I am getting sued for a student loan that went into default a little over a year ago. I decided it didnt matter enough to take care of the phone calls, and now, just as they promised, I have been taken to court. I have other loans, but those are currently in forbearance. This is not an option any longer for this loan. I make 12 dollars an hour right now, and am having a very hard time paying even the smallest amounts for rent, food, basic necessities for life. I am curious about bankruptcy, and if anyone has any advice on that with student loans, more specifically, student loans that have gone into default. I am also curious as to any other options I may have, in terms of being less fucking fucked. Also, any advice, or personal experiences in this matter would also help. I have done basic research online. Looking more for advice than links, but not to say a link cannot help me in this situation. Because anything would help in this situation. Thanks for the time.Assistant: Student loans will follow you through bankruptcy. You are sadly stuck with those. My loans are income driven and am out of work right now. So am not having to make monthly payments on them for the time being.Human: I read online that in some cases, if you prove that the loans would be overbearing on life, pretty much quote unquote, that you could drop the student loans somehow.  <response>: The courts generally apply a very strict interpretation of overbearing...you need to demonstrate that the loan payments put you close to starvinghomelessness AND there is no chance of progression in your career often due to documented serious medical issues or disability.Also, I believe you can only discharge student loans that are in good standing. So you cant file bankruptcy on a defaulted student loan. 