<prompt> Human: Im currently looking at buying a house and the area i live in everything is expensive so saving 20 is going to take awhile even though i make good money. Is there a big down side to using a FHA and putting down 5-10 vs a normal loan that usually requires 20?Assistant: What percentage downpayment are you reasonably able to afford? How good is your credit? You could still get a conventional loan at 10 down but with PMI or lender-paid PMI.Human: id like to do 5-10. from what im seeing online my rent is more then a mortage  <response>: Dont forget taxes, insurance, and a few thousand more each year to maintain the house. 