<prompt> Human: I received a 1000 bonus from work today and Im not sure if I should throw it into savings and start a safety net, or if I should use it to start paying down debt.My spouse and I owe collectively about 6,600 in charged off debt on our credit reports and overdrawn accounts and one active credit card. We also are very close to paying off a vehicle. We owe a remaining balance of roughly 867 on it. The credit card that is still active has a balance of 721 that we would like to keep open and start using responsibly to help repair his credit history. We plan to use it for gas and pay it off each month.What is the best thing to do in this situation?Edit: Thanks for the kind advice, everyone. We decided to pay off the credit card and put the rest into savings. I appreciate the help!  <response>: Credit cards typically come first in paying off since they generally have the highest interest rate. I would probably put the bonus toward the credit card. 