<prompt> Human: I got a call today from a debt collector, and he was extremely rude and tried to intimidate me into paying a bogus debt. Essentially, an insurance company that I have never heard of and did not sign up for insurance with claims I owe them money. I had no idea they were trying to get me to pay because their mail was sent to an old address from 7 months ago. Since they had not heard back from me they gave the debt to a collection agency. The collection agency had contacted me and it was the first I had heard about the debt. I was very confused, and it was extremely difficult to get the information because the person I was speaking to on the phone was extremely abusive and hostile. When I said I had never heard of that insurance company he sarcastically said, How have you never heard of a company you signed up for insurance with? He was making rude remarks the whole time and being sarcastic. I asked the person to mail me all the information, so that way I could follow up with this insurance company and find out information about the debt. He refused to mail me anything. He said he isnt going to mail me anything and that they had already done so, but I already told the guy on the phone that I wasnt at the address anymore that he says the mail was going to. I had to hang up on the debt collector because he was trying to bully me into paying right then and there and wasnt giving me any information. The only information I got was the name of the insurance company. I called the company and they said they didnt put a claim out on me, but apparently, I had an insurance policy out with them last year. I asked who put the claim out on me and they said that they use a third party billing company and that company did. I called that company and they gave no information other than I never paid while having this policy. I have no idea what Im supposed to do. How can I get evidence that I never had an insurance policy? Ive never heard of this company, and I feel like both my calls to these companies didnt help me clear this debt.  <response>: Sounds like a scam. Even if its legitimate, never speak to collectors on the phone. It can never benefit you. 