<prompt> Human: Im consolidating three online banking accounts into one. I want to do a transfer of 5,000 from one account and 30,000 from another account. Both transfers will go into the new account. Is this going to trigger something somewhere and be a huge pain in the ass for me? I heard once that if you make deposits of larger than 10,000 that you get stuck on some watch list. No idea if any of that is true. Thanks for the help!  <response>: The 10k deposit thing is for cash deposits which dont have a paper trail. Electronic transfers dont have those issues so you can do as much as the bank will allow. Some banks will hold the funds above a certain amount for a week or two before releasing them. Outside of that its not an issue. 