<prompt> Human: Me and my fiance are renting a townhome right now for 1725mo. - we both make around 50kyear. The total of my other bills is about 330month and I have no debt. My fiancee has a car to pay off and student loans. So, basically my monthly obligations financially are 862.50 for rent and 330 for everything else. My take home pay is around 2600month. Even if I bump my housing payment to 1100mo. I would still have plenty of money for gas, groceries, savings, etc. Is it advantageous to make bi-monthly payments on your mortgage? I find on my first paycheck of the month, I use 23 of it on my rent, and have little left for two weeks, then on the next check I pay my small amount of bills and have a lot left over. Can I make it so that we pay our mortgage twice monthly i.e. half on one paycheck and half on the other? I really just want to find out how much house we can afford. Im ready to lay down 30k on the down payment. Sorry if this is unclear or rambling. Thanks!  <response>: Dont buy with someone you arent married to without a lawyer. You dont even know his debt load, so you dont even know if he can afford this at all.Here, this is just from yesterday.Most mortgages dont accept any partial payments, including biweekly, but some do. 