<prompt> Human: Im actively saving, have about 50k in emergency savings. Im a bit paranoid about being homeless if I were to ever loose my job. I want 100k in cash, am I being silly?  <response>: Are you saying that you have 8.3k a month in expenses?A reasonable compromise would be 6 months of expenses in cash and 6 months of expenses in a low-risk investment option.Having 100k sitting around doing nothing does sound silly. 