<prompt> Human: I come here for advice because I seem to have gotten myself into quite the pickle. I decided to give an auto loan through my bank to purchase my first car. Bought it, was a lemon. Got a full refund. At this point I needed a car, so I purchased a different vehicle with that cash, but this was not the car approved on the auto loan. In addition, due to the cash sale, the dealer did not register the car with a lien on it. Its been a few months and they want a copy of the title for the car.I would call my bank if I wasnt scared of being penalized in some way. Any insight?Wasnt sure if the right subreddit.  <response>: Call the bank today. They may not be happy with what you did or it may not matter but theyll be way more upset about you ducking them if thats what you try to do. Youll have to address this situation eventually so its best to do it now.You may have to fill out some paperwork but I dont see how this will end up being a big deal. 