<prompt> Human: I know that many of us have emergency funds of 3-6 months worth of expenses Im working on building mine right now, but I was wondering if anyone has an extra fund on top of it for non-emergencies. Maybe to the equivalent of 1-2 months worth of expenses.I guess the scenario Im thinking is if I was tapped to be a groomsman in a wedding and a Bachelor Party was going to be held in Vegas. Perhaps on such short notice, that the funds could not be saved. Obviously, this would not be a good reason to touch the emergency fund, but the NON-emergency fund? Sure.Any thoughts on this? Does anyone do this?  <response>: An emergency fund is just the baseline for savings. Anyone can then also save for expected things like tuition, house down payment, replacing a vehicle, etc. However, Id strongly say that the emergency fund shouldnt be the entirety of your savings for exactly the reason youre describing, a non-critical but also unexpected expense. I personally have a bit of extra money here and there that hasnt been singled out for any one thing but would be available for something like this. 