<prompt> Human: Together my wife and I make gross 100k, but with student loans yes, in reduced payment, a mortgage on a 300k house which was a deal in our area, medical and consumer debt, and other lifes basic expenses, a monthly payout of 1200-1375 is gonna put us in the red until our son can go to school. What have others done when no family is near? I suppose the answer is just make more money, but when youre already drowning in debt and the cheapest way for someone else to watch you kid is the cost of fucking college ... Its enough to break you.  <response>: Try finding a stay at home mom or daycare this way. It could help you save 