<prompt> Human: I have multiple student loans and just finished paying off one, it seems to lower my credit score since Im technically closing an account. I dont remember seeing this when I paid of an account last year. Is it temporary?I saw the drop via credit karma, fyi.  <response>: Congrats on paying off your student loans! Dont worry about the temporary drop, as long as you have a credit card you will continue to build your score back up. 