<prompt> Human: I want to open a credit card with 0 intro ARP for 12 months depending on which CC to pay for my classes and pay it off within a year. The classes that I need to take are 4720 and from my budget, I can pay it off before interest starts. I currently pay off the balance on my credit cards every month and have no debt. Is this a good or bad idea? Which credit card should I apply for to do this? edit: I dont think theres a cc fee with the school. I checked and couldnt find anything. This is what it says: Make a Payment Pay with Credit Card, Check or International Bank Transfer. Visa, MasterCard, Discover, American Express, and International Bank Transfer are accepted methods of online payment.  <response>: As long as your credit can take the hit of opening a new account and the inquiry they will make to open it, this is a great idea. Just make sure you are able to pay off the balance in full before that interest starts to accumulate. 