<prompt> Human: If I feel like paying more tax over time to secure a better refund, is that my prerogative? Simply curious if I have that choice. As in, I am single, claim no dependantsno one claims me as dependant, and if I list 0 as exemptions, am I allowed to do so without penality, even though I should list 1 given the above information about my status?  <response>: The government isnt going to penalize you for giving them an interest free loan. 