<prompt> Human: Im thinking more infrequent purchases? For me that would be things like pet supplies, clothing, home improvement.What budget expenses do you roll-over to the next month?  <response>: I have almost everything roll over. If I see that Im not using hardly any of a budgeted category, Ill lower the amount and redirect those dollars elsewhere gas, food. Or, I calculate the approximate yearly expense gifts, including christmas and divide by 12. Ill end up with tons of dollars left in the budget by the end of the year, in preparation for the big holiday spending. 