<prompt> Human: My current salary is 75k. Being offered 56k for another job. Currently living in the Midwest. New job is in DC. Current job is corporate, new job is federal with more days off and other federal employment perks. Current commute is 20 minutes. For the new job, Id be looking at at least an hour.If I stay I expect to have all my student loans paid off within the year. If I go, I will likely have to spend most of my savings on just the relocation it would not be covered and will not have much money left over each month..My wife stays home taking care of our two small kids.Am I crazy to even consider going for the new job? I really want to relocate to DC. Should I stick with my current job and just wait until better opportunities in that area come along?  <response>: 56k in DC is far less than in the Midwest. Your cost of living will rise by a fair bit. If this is your lifes passion and money isnt important, go for it. You would be taking a 25 pay cut to move to a more expensive area. I would advise my friends not to do this. 