<prompt> Human: Whats the point of saving for your kids college if we want them to learn how to pay for college themselves without student loans? I think paying for my childs college is a great idea, but my SO thinks it will make them entitled. She suggested having them work and pay for it all themselves but I dont think thats healthy. Thoughts?  <response>: The way the system is set up parents income is looked at until they are 26 and there is a formula that calculates the parents contributions towards education. Then they look at other financial aid after the parental portion is subtracted. So if you dont contribute that the student has to somehow. 