<prompt> Human: Hi reddit, im an 18 year old male whos only parent recently died of natural causes, either a stroke or a heart attack, were not sure, but thats besides the point.Im not sure what the hell to do, i was told by her a while back she had life insurance, but i couldnt find it, i found life insurance from her job she just recently got, could she have possibly had two? how do i ago about finding out where her policy might be at?Edit: rather than reply to everyone individually, I just wanted to say thank you for all the advice and kind words, I appreciate it.Assistant: Im sorry this happened. Ive lost my father, but losing your only parent must be even harder. If she has a life insurance policy then it would likely be paid through automatic payments out of her checking account. So you should be able to find it. Call them immediately and start working on the paperwork so you can get the money. Get at least 5 or 6 copies of the death certificate so you wont have to keep going back for more. Unfortunately, you should be very weary of people helping you. Make sure you understand what they have access to and dont let anyone else have control of your money. Dont pay any debts or let anyone strongarm you until you understand your rights. People love to do mental gymnastics and are very willing to screw you over when youre vulnerable. Be cautious. Human: what if I dont know her checking information? I know mine, and that shes a sub on mine and at what bank, but could I just call the bank and explain what happened?I was told by some family that I shouldnt inform the bank because they can and will freeze her funds.  <response>: Go through her mail. Should have some kind of statement every month. Or browser history. If your mom is anything like me 63 yof she has her userpw written down somewhere near her computer. 