<prompt> Human: Hello There,So about 6 months ago I leased a car from Kia here in New York. I didnt get a great deal on it but it was a limited edition vehicle and in an interesting color. So about two months ago I received information that the vehicle was being recalled for a paint defect that had occurred. This caused the paint to chip really easily from contact with rocks and other debris. As such I received two options to go through with Kia in order to replace the car.Option 1: This was a complete respray of the vehicle and a Small lump sum of 5000 to be payed to me. While the vehicle was being resprayed I would also be provided with a vehicle for the duration of the repair. The balance of any remaining Kia warranties on my vehicle would remain in full effect per the terms and limitations outlined in the Kia Warranty and Consumer Information Manual issued for your vehicle. I can wait up to 30 days following completion of the repaint to notify Kia Motors of my decision. Which leads to option 2.Option 2: Is replacement of the vehicle with a new comparable vehicle via a substitution of collateral transaction with my current lien holder whereby we would replace the current collateral onmy lease with a mutually agreeable brand new Kia vehicle. All other terms and conditions of the underlying the lease would remain the same and this transaction would be contingent upon approval by my lease company. Kia has offered to pay the license and registration fees for the new vehicle. So here is the question what should I do? I do like the car but I pay a considerable amount more then I should be for a vehicle at this trim level and personally i know a repaint will never look as good as the original would have. I am also really confused by this substitution of collateral transaction. I dont even know what questions to ask about it. Any information or advice would be much appreciated. Thank you,HuskyNotMatuskyEDIT: Thank you guys so much for the input. I am going to talk to the guy at kia to make sure that i understand the whole deal but you guys have really been extremely awesome.  <response>: Option 1 seems enticing to me, but dont take my word for it. 