<prompt> Human: Ok, so I finally put together my emergency fund of 10,000. Its sitting in a Barclay Online Savings Account earning 0.9 annually which is about 7mo. I feel like Im watching my money die every time I check my account balance.Is there a better place for me to put my emergency fund so that it is doing something useful? I feel like its just being wasted sitting there. Am I just being too restless?Edit: I may have not been completely clear. I completely agree that I need to set and forget it. What I was trying to figure out was if there was a better place to set it than the .9 account I found.  <response>: Your emergency fund is insurance, not investment. Insurance costs money. In this case that cost is the potential gains you could have. 