<prompt> Human: Just started my first job out of college. 55,000 a year which comes out to around 3,200 take home after taxes each month.Im currently living at home for free, but I live about 60 miles away going through rush hour Boston traffic to work everyday. I spend between 3-4 hours in the car everyday, and its starting to wear me down. While Id LOVE to stay at home stack money in the bank, its just not in the cards for me right now.I found a place thats much closer to work 25 min and its a beautiful area of Salem, MA. Great location, great vibe, BEAUTIFUL apartment. Clean, washerdryer in unit, 2.5 baths each room with a private bathroom, central AC, etc. Note Id be sharing this apartment with a roomate. Each with private rooms and private bathrooms.Rent is 1,175 100 utitlies 25 parking spot. So roughly 1,300 a month.Is this too much? I have a car with no car payments. Student loans kick in next month, and come out to about 500 a month. That leaves me around 1,400 per month for food, essentials, gas, car maintenance, savings, 401k which Im eligible to start contributing to in a month, entertainment, fun, etc.What does everyone think? The lease is only for a year. Im thinking that even if I could pay less somewhere, the apartment wont be as nice, the location wont be as nice, and I just wont enjoy myself as much. Additionally, since its only a year, if I end up in dire straits financially, I can always move out after a year.Thoughts? Can I livesave off 1,400 a month? Is it THAT much worse than having say, 1,600 or 1,700 a month after loansrent?Im feeling a little lost so any help is much appreciated!  <response>: Thats about 40 of your take home, recommended is to not go above 30. Its not exorbitant, but its probably too much. Its a bit worse since you have student loans. You have a 500mo minimum on those, you want to be paying WAY more than that.Once youre on your own, mishaps happen. Emergencies come up and there is always SOMETHING looming around the corner waiting to fuck you over. It starts with oh Ill pay the little extra for this apartment then moves to Ill just float it on my credit card then a year later youre 10k in debt and it just snowballs.You probably wont be putting yourself into the poorhouse doing this, but youre definitely better off saving money, killing those loans off aggressively, and then moving yourself into a nice apartment once youre actually an affluent person and not someone pretending to be affluent and up to their eyeballs in debt. 