<prompt> Human: I have 400 left in my bank account which I need to last until March 30th-ish. My normal spending over a timespan like that is nearly double that. I have 120 k in stock in a non-tax advantaged brokerage account. How bad of an idea would it be to sell say, 1,000 to make sure I dont run out of cash before the end of the month? Should I buckle down and be super mindful of every penny instead?Howd I get to this situation, you ask? I switched my 401k withholding to 100 at the end of last year to max it out for 2014, and I forgot to switch it back. I normally keep 4 months of expenses in my checking account ...and were right about 4 months from then. Yes, Im a dumbass, I know.  <response>: The only thing to be aware of is that you may owe either short term or long term capital gains tax on the 1k if you realize a gain as part of the sale, but other than that I dont think this is a bad decision. 