<prompt> Human: Due to scheduling conflicts Ill be closing on the sale of my apt on Monday. I wont be closing on the new apt until at 15th and staying with family until then while furniture goes to storage. The problem is, in between closing dates Ill have close to 600k in my savings account. Most of the 600k is being used as a down payment in two weeks. Is there smarter way to do this? Am I being overly conservative by being concerned about a major bank failing in 2 weeks? Should I make a new bank account? Thanks.  <response>: Its minimal effort to open a second account, but not even worth that effort in my opinion. 