<prompt> Human: I bought a certified pre owned Nissan altima yesterday, and after reviewing the documents a little deeper, I noticed they added on almost 3000 worth of extra insurance charges... Something about gap insurance and an extended warranty. I read I can get rid of gap insurance, but the extended warranty is unclear since it is apparently offered through a 3rd party... How can I reverse these charges or just get rid of the insurance? It is not worth it to me  <response>: Typically reading the documents before signing is preferred.However,the extended warranty might be hard to get rid of, even if it is a third party. Thats because this is where many dealerships make their money. You will need to call them to figure it out, but since youve signed the line, its up to them andor the third party company to decide that. 