<prompt> Human: This is going to be a bit of a rant... so I apologize in advance... I think Dave Ramsey has some points. But like a lot of people in his generation, he completely fails to put himself into the shoes of others, and hides behind calling folks snowflakes that complain that college is too expensive.I was listening to his show yesterday, and he made a comparison saying that cost of college since 1982 has increased by 7 a year, and inflation was 2.9ish. His point was that it should be just as possible to pay cash now as it was when he paid 940 for a year of college. He also boldly claims that people who say wages are stagnant are wrong. Here a quick comparison using his numbers.YearCollege Tuition University of Tennessee, in-stateAverage Salary:-:-:-198294014,000201813,50050,000Using his logic, it should be easy enough to work and save to pay 13k a year to pay cash for college. What he doesnt acknowledge and neither do any of the boomers is that college then based on his numbers was 7 of average income of the time. Today? Well Im getting 28. Thats more than many people recommend spending on rent. Theres much more wrong with this than that - but the 728 metric was the best way I could think to illustrate how wrong he is.For the record, I have minimal student loans and went to an in-state school for undergradgrad school - but its ignorant to not acknowledge the times are different, and that maybe student loans are necessary for some people to get an education.x200B;  <response>: Dont think of Dave Ramsey as an economist. Youll be sorely disappointed. Think of him as training wheels for financial responsibility or rehab for people with with financial problems. Hes good at getting people motivated and getting them to plan. He also has a world view distorted by conservative politics and overly optimistic assumptions and just bad math in some cases. He has helped a lot of people, but just like the Bible, you shouldnt take much of what he says literally. 