<prompt> Human: The title explains most of it, Ive done some reading around and I know that these kinds of places can be quite predatory. However, its just for 300 and I will have the money to pay them back ,without question, two days after I borrow the money. I dont have any other options, my job doesnt do advances, I cant borrow it from friends or family, and I dont believe my credit is quite good enough for me to borrow it from my bank. Again, I can guarantee Ill be able to pay them back in full two days after borrowing. Do you guys think I should go for it? I dont expect that even with the insane interest rates that they charge two days should be enough to rack up much more than say 20 - 30 in interest. Give me your thoughts PF. Thank you!Edit- Just found out my job DOES INDEED do advances on paychecks, so I no longer have a problem. Thank you to those who shared some thoughts.  <response>: If you need 300 this badly, then I dont trust you to say that youll be able to pay them back in 2 days. 