<prompt> Human: No matter how much money I have in the bank, I face extreme anxiety anytime I have to pay a bill. It is ridiculous but I cant help putting it off, or just plain forgetting to pay things. I am currently making the best money of my life and while I am able to save and even invest, I have zero interest in paying a simple utility bill on time. It just doesnt compute, its not something I care about.I am aware of having payments automatically withdrawn from your account. However there are two issues there. My electric company wont do it because I owe them 3000 from 8 years ago. Secondly, Im forced to carry SR22 insurance because I let my car insurance lapse. The half assed insurance company I have now does not offer automatic payment either. Thus, I havent paid them in about 2 months. There has to be a mental disorder associated with being so inept with finances? Whatever it is has ruined my credit and motivation. I cant get over thinking that whatever bill I pay, something is immediately going to happen and I will really need that money.  <response>: Perhaps this would be better on a psychology forum. You cant benefit from financial advice if you are incapable of dealing with your finances. 