<prompt> Human: Whenever theres talks of investments, the main consensus always seems to be a pretty hard in favor for standard ETFs.But what about REITs? With consistent dividends and a valuation based on real estate and the rental market-- it seems like they should be pretty good investments in terms of stability doubly so with how the trend for real estate always seems to only trend one way--up. Especially since the buyer could benefit two-fold, both from the stock price going up and the dividends.Is there any reason why they arent mentioned much as a part of retirement allocations? Or perhaps its implied since there are REIT ETFs as well?  <response>: ETF vs. REIT isnt really a question. Its like saying breakfast vs. cereal. I like REITs, especially the REIT ETF VNQ, but I dont think they are necessary for diversification. Just think about how much land and buildings are owned by the SP 500 companies. REITs are popular now with people who need current income because bond yields are so low. But if and when interest rates rise, REITs will take a hit just like long term bonds would. 