<prompt> Human: Ugh. So I bought a house in January of this year, and I did all the inspections. Inspections came clean. I noticed deep staircase: cracking around windows after purchasing the cracks werent there when I purchased, but started to show up after. I got a foundation expert to look in the crawl space, and he found cracks in the foundation that are causing the cracking walls. He says I need to fix it or a part of my house could eventually collapse...The house was purchased for around 500k California prices here. The repairs will be about 40-50k he estimated. Im getting another foundation expert to take a look and give me another quote.Now... I dont exactly have 40-50k laying around, but I could get a personal loan to cover it at a pretty low interest... Would this even be wise?What should someone do in this situation?  <response>: You dont really have a choice to fix it. If you see any evidence that the issue was there before and they tried to mask it maybe the cracks were painted over or plastered then you could have legal recourse against the seller. But you have to fix it. Cant even just sell it and walk because now you have to disclose the issue and your value will fall through the floor, just like your house. 