<prompt> Human: When I die, how does my family gain access to my online investments? I have been investing for a few years now. 90 of my money is invested throughout a couple of online brokages and robo advisors that I have been testing out. If Im the only one with the passwords how will I know my family with gain access to my funds? My uncle had a stroke a while back and his wife couldnt gain access to any of his files on his computer. If he didnt recover would she have been hooped? Edit: thank you all for your replies! Ive learnt more than I expect!  <response>: You either name a beneficiary or they become part of your estate when you die. If you have a will, they go to whoever you named in the will. If you dont, they go to whoever inherits under the rules of intestate succession in your state. 