<prompt> Human: My parents had me on there credit card like their account but my name was on a card and they never missed a payment.I applied for my own student card with Discover and Ive made about 400 worth of purchases in about 2 months and payed everything on time  <response>: My parents had me on there their credit cardYou have piggybacked their credit history, you have been given a really cool head start. Dont mess it up. 