<prompt> Human: Hello Reddit,I recently graduated college and started a new job. My gross pay is 100k and I contribute 10k to my 401k. Im wondering if I should start a Roth IRA even though I am getting pretty close to reaching the income limit I am single.  <response>: This is a friendly reminder to visit our wiki on Retirement Accounts. You might also benefit from this common topic: I have X, what should I do with it?This is a nice graphic to help provide visual contextAlso, please visit our FAQ!I am a botrAutoModeratorcommentsq11puwhat_is_automoderator, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?to2Fr2Fpersonalfinance if you have any questions or concerns. 