<prompt> Human: Hello! I hear this subreddit can provide tremendous amounts of help so Im hoping Ill get some kind redditors to provide advice!Im moving to Dallas in January and Im not quite sure what I can afford. I want to live in the city. Need help deciding what to contribute to my 401k, Roth IRA, should I buy a condo, should I rent, what to spend on food, entertainment etc. you know the deal. I have excellent credit because my father bought a house and put me on the mortgage. He will take me off once I am going to purchase a homecondo.Monthly After Tax Income: 4,500Savings: 10,000Car Payment: 550 32,000 loan 1.5 APR for 5 yearsCar Insurance: 125Phone: 60Money left: 3,765 per monthThis are my only fixed expenses right now. What I put into retirement, pay for rent, entertainment, food etc. are all variables.What would you do in a situation like this?I know some may yell and scream about the car payment but dammit I love my car and am not regretting it one bit! But still... Yell and scream if you want.  <response>: You might have incorrectly formatted line breaks. To create a line break, either put two spaces at the end of the line or put an extra blank line in-between lines. See Reddits page on commenting for more information.I have attempted to automatically fix your sections that had incorrect line breaks:--- Monthly After Tax Income: 4,500 Savings: 10,000 Car Payment: 550 32,000 loan 1.5 APR for 5 years Car Insurance: 125 Phone: 60---I am a bot. Contact upentium4borg with any feedback. 