<prompt> Human: Dont know if this is the place to post, however I am 16 and was just involved in my first car accident. I was coming out of a right turn and someone not paying attention attempted to change lanes, slamming into my car. It hit my bumper on my drivers side with minimal damage, but his car was dented on his passenger siderear door, we exchanged information called police but they said if no injuries occured, to exchange information, I know i need to inform my insurance company, so do i do that by filing a claim?  <response>: Always file a claim. You might not see damage now but under the body could be damaged I have a friend that got rear ended and filled a claim. There was paint exchange on the bumper. The other insurance offers him 500 and he takes it without bringing it to a body shopLong story short, the accident probably put a hair line fracture in part of the frame that got larger and larger over the following months and he had to total the car 