<prompt> Human: Hey all, looking for some help with health insuranceHR etiquette. My wife is 25 years old, 37 weeks pregnant, and currently on her fathers health insurance plan with Blue Cross amp;amp; Blue Shield. She does not turn 26 until February. I am currently covered by my employer.We contacted BCamp;amp;BS two separate times during the pregnancy to confirm she had maternity coverage and were told both times that she did.Fast forward to now and her claims are being denied, saying that as a dependent on her dads policy, she does not have maternity coverage.BCamp;amp;BS admits that they misinformed us twice and advised us to go through with labor, get the claim denied, then submit a claim appeal based on their misleading reps...sounds like shit to me and too risky.My company can add my wife to my plan, but only if her dads company drops her.Any ideas on how to ensure thar she gets on my plan? Can the other company just drop her off the plan? I dont want to say anything to either of our HR departments that we shouldnt or that might blow this thing up.Edit: words  <response>: I realize it has been 4 years now but my adult daughter had no issue with her pregnancy being fully covered under my insurance. The new baby went under hers. BCBS never balked at paying a dime and in fact when she called in about benefits they sent her a TRU gift card as a congratulation gift. Like others said, appeal now and dont stop. 