<prompt> Human: I purchased an explorer about two years ago. I got the following from my car dealer today:My name is XXX and I am the Vehicle Acquisition Specialist at DEALER Ford Lincoln Kia in XXX. Our records indicate that you currently own a 2012 Ford Explorer for which you pay XXX per month. The Explorer is one of the most sought after vehicles on the market right now and I am trying to acquire as many as I can for our pre-owned inventory. I was wondering if you would be interested in selling us your Explorer if I can give you a brand new Explorer and keep your payments about the same ... all with NO MONEY DOWN from you! Please contact me at your earliest convenience and let me know if this is an opportunity that interests you. You may reach me via e-mail or by phone at XXX-XXX-XXX. You may also stop by the dealership and ask for me. If I am unavailable, one of my associates will be happy to assist you. I look forward to hearing from you soon! SincerelyIt seems that I would loose the equity I built up on the car, but there are a few things about it my husband does not like didnt get the tow package, not the color he loves etc.. I have just never seen an offer like this and wondered what you all thought about it.  <response>: Ugh, so misleading and shady. If you go to a dealership thinking the cost of the car is the monthly payment, youre going to get taken.Without knowing the exact value of your trade in, cost of the new car, and financing terms, there is no way to know how good or bad this deal is. Youll notice this solicitation makes no mention of the information that is actually important. 