<prompt> Human: For a variety of awful reasons from parents stealing my money, exes stealing money, getting stuck in terrible situations, and having to pay for a lot of school out of pocket and then failing because of other reasons, Ive run up quite a debt. Luckily I have finally gotten back into school so student loads arent an immediate worry for me, but at this point I cant even pay my rent.I live in an apartment where rent is 500 a month plus utilities its a college town so most of the places around are extremely expensive. I was making over 12 bucks an hour working 60 hours a week when I signed the lease for this year so it wasnt supposed to be an issue. I was driving an hour and a half to and from work each day though, and since I was going back to school the plan was to transfer me to a closer location and cut my hours back down to 40 ish. However, my car had blown its starterand then a whole lot of other issues happened to it and it is still in the shop 7 months later. So when my car blew they still expected me to get to and from the place an hour and a half away for 4 months before they would let me transfer. So I was borrowing cars from friends when I could and unfortunately had to uber sometimes which would cost more than I would make that day. Eventually I got to the last week of that time and one of the cars I was borrowing broke down on the highway on my way there and several other issues that they simply expected me to overcome just to get there instead of transferring me back early. At the end of all the issues because I couldnt make it in for 2 days they fired me. At this point I was living on fumes. I could eat maybe once a day, didnt have time to do anything, and could barely afford my bills because of how much money was going into just getting me to and from work. Fast forward to now. I was unemployed for almost 2 months even though I was applying everyday and even got a couple interviews that said I just wasnt right. Eventually I started working as a hostess at a restaurant only a 3 minute walk from my apartment. So I only make minimum wage now and Im lucky to get 25 hours. For bills I have my 500 dollar rent, usually about 140 for utilities, 220 on my car payment, 240 for car insurance, 90 for phone bill, plus expenses for food. I also have 4 credit cards that are all maxed outlots of terrible situations Ive had to try and dig my way out of. One payment is only 25 a month, one is 150, one is 250, and one is 100. How do I do this every month making 9.25 an hour? I barely eat anymore just because I cant afford to. Im skipping most of my bills just to be able to pay my rent so on top of everything else i dont wind up homeless. Any advice or ideas would be appreciated. Assistant: You said you live walking distance from work now, so maybe look into getting rid of your car. Are you able to get any free meals at work? That should be a big perk about working at a restaurant. Transition from hostessing to serving and you will make more money. Also, consider if its truly worth going back to school right now. Human: I have a loan on the car that still has 2 years left on it, I also live across the state from all of my family so just getting rid of the car might not be possible, but I can look into it. I dont get free meals, but do get 50 off once a day that I actually work. Ive also been trying to move to serving for over a month but they wont let me. They just say Im needed where Im needed and then hire new servers instead.As for school, I was always taught that its the most important thing. Whenever I go home all I would hear was how much of a failure I was for failing and dropping out of college. So to be honest, Im not really sure anymore.  <response>: Im a software engineer and I dont even have a car payment... My car is a 2004 and my insurance is 60 a month since I dont need full coverage. You absolutely dont need a newish car right now. That would alleviate 300 a month right there. You could easily cut that phone bill in half as well. 