<prompt> Human: My boyfriend and I live together at my home which I own with a mortgage. I bought the house in March 2016, we have been dating since June 2017 and he has lived here since September 2017. His name is not on the mortgage. Both of our financial situations have changed and were trying to come to an agreement on whats fair. His income is strictly commission and he typically earns anywhere from 2200-3500 monthly. I work the same hours for the same salary every month and I bring home about 2400 per month. Some months he is making slightly less or about the same as me, and some months hes making significantly more. We keep our finances separate. We both take care of our own personal expenses student loans, car insurance and he pays me rent basically and I pay all of the bills for the house. I do the grocery shopping and he reimburses me for half of the amount. I believe it is fair for us to split the living expenses 5050 mortgage payment and utilities and continue to take care of our own personal expenses separately. He understands why I think this would be fair, but also sees a problem with paying half of the mortgage as it is in my name and he would get nothing if we broke up. I see it as we may not be engaged but we both plan on getting married in the future and we would use the equity in this house together to buy a new house together so this house will benefit us both in the long run. Even if we did break up, he could just look at it as rent, you wouldnt get back rent you paid either. A 1 bedroom apartment in this area would typically be the same amount, if not more expensive, than what his half of household bills would be, and the rent at an apartment would not include utilities. Not to mention he gets access to a whole house and is even planning on eventually turning the spare bedroom into his game room. There is also the factor of my daughter, I have 5050 custody with her father, so she is there half the time using electriceating food. Weve also run across another problem where our dryer just broke. I think it is fair for us to split the cost of a new dryer as we both live there and both need to do laundry. The dryer also broke less than a year ago and the dryer vent needed cleaned and partially repaired and I paid for both costs completely on my own without asking for any help. I think this time its fair for him to help out. Am I being unreasonable asking for half of the living expenses? Is this fair? Does anyone have any other suggestions of how we could do our finances? Obviously at the end of the day him and I have to come to an agreement together, Im just looking for some unbiased opinionsadvice. Thanks!  <response>: You cant have him pay rent like a tenant with no claim to equity in the house while expecting him to chip in on repairs and maintenance of your property. Thats called having your cake and eat it too. 