<prompt> Human: Situational Background:Hi I recently got a new job and I will be starting the second week of December. I am currently making 70k but I just signed an offer for 125k with a new company. A year after college, I decided to make a career change. I moved back home and started learning computer science. After a year of practicing and doing projects, I was able to get my first job in the field, the job I currently hold at which I make 70k. After working there for a little over a year, continuing to practice at home, iI started interviewing again in the fall and was able to land an offer from the company I will be starting at in less than 2 weeks.Personal background:Im 24 yo, live in Seattle, and pay half of the rent on a 2400month apartment. I have 50k in loans all to my school and the government and am paying them back at a constant rate of 450month. The highest interest rate of all my loans is 6.8, fixed. The rest of my loans range from 4.3 to 5 interest rate, all fixed. I only have one bank account, joint checking and savings, with 8k in it. I dont have any 401k, investments, or stock. After taxes, I currently take home about 3400month, and save 1200month of it. I would say I live pretty comfortable and dont see myself wanting to spend more money eating out or enjoying night life, so I really want to start savinginvesting.So what exactly should I do with the extra money Im making now?Should I pay off my loans at a quicker rate, begin saving for a house, start saving for retirement, start investing, etc? Most likely, the answer is a combination of a few or all of these options, but further detail on how much I should contribute to each would help.Also, I dont require a personal answer to this question. So if you know of another thread where OPs situation was similar to mine, I wouldnt mine just a link to that post. Thank you.Bonus Question:How much should I contribute to my newfirst 401k based on my companys matching?In the benefits package, the terms concerning the 401k matching are as follows: Company Name will match 50 up to the first 12 for the first six months of the calendar year and 13 for the second six months of the calendar year; capped at 2,500 per year. Full vesting occurs after 1 year of service with Company Name.Based on that, what is your advice on how much to contribute? At first I thought, that if I put in 12 of my 120k 14.4k, they would put in 6 7,700k, but I then saw that their annual cap is 2,500year. So does it make more sense to put in less, maybe 7 or 8 and use the remainder of the extra money from my paycheck but obviously post-tax to save for a houseretirementloans?Bonus Bonus QuestionShould I get a credit card? I dont really think I need one but my friends say I should get one to start building credit. I have been paying off my loans now for about 2 years to 2 institutions my school and the government. Isnt that helping me build credit? Is not having any credit beside my student loan based credit bad?Thank you.EDIT: formatting  <response>: What do you call a person making 125,000 a year in Seattle?Room mate. 