<prompt> Human: So im a 20 year old university student but have worked quite a few part time jobs and saved my money. I have about 25, 000 in the bank and my tuition is being covered by my parents. they constantly tell me to put a down payment on a house and rent it out as im not really doing anything with my savings and have minimal expenses. also, they agreed to match my initial down payment to help me out, so if i put down 25 they will also help me out with 25. Is it dumb to start looking into this at a relatively young age? is there better things to do with my cash?Assistant: Whats your income and has it been consistent? Whats your credit? Human: i have very good credit but a relatively low income. as a student during the school year i only make about 200 a week. i make most of my money during the summersAssistant: I doubt youd qualify for a mortgage anyways. What would you do if you couldnt find tenants? COuld you afford the mortgage?Human: i dont know if this is legal but could the mortgage be under my parents name but use my money as the downpayment  <response>: Thats called your parents buying a house and you giving them money. 