<prompt> Human: Hi rpersonalfinance.Im doing research into buying a house for the first time, and Im a little confused as to the details of how retirement account funds can be used toward a downpayment.Some quick facts: Im 29, male, about to be single finishing a divorce, am not a veteran, and have limited savings about 1k.I have a SIMPLE account from a previous employer with about 5000 that I dont put money into anymore, and a 401k with my current employer with about 2500. I plan on getting a house around 150k and with a FHA loan, I know that my downpayment could be about 7500.My research indicated I could take up to 10k from a retirement account to fund a downpayment once per lifetime. But am I allowed to pull from both at the same time?Any resources you can point me to on this would be much appreciated. :-  <response>: Dont borrow from retirement accounts. Take your time and save for a down payment of 20. 