<prompt> Human: Im a college graduate working in my field of study for 12hr.Net, 32 hrswk which is above average pay in my area for the work I do and experienceeducation I have.This year, I calculated that I could afford about 250mo. for insurance and still afford the prescription meds that I require to stay alive. I joined a plan that was much pricier than the plan I had last year, and assumed I would get better service. After the first month, the company reviewed the doctors visits I had, and the prescriptions I take and adjusted my premium to about 330mo. Its a big hike, it meant I wouldnt be able to get my own apartment and have to remain living with my two roommates for now. Then in March I had a severe allergic reaction that nearly killed me. Paramedics showed up, E.R., blood tests, etc. The following month, I see that my premium has risen to over 550mo. I simply cannot afford that. I pay 370mo. in rentIncome adjusted payments on student loans 100mo.Usually about 50mo. for utilities25mo. for cell phoneI own my car outright and pay about 20wk in gas commuting to work. My medications cost about 300mo. doctors office visit copays to renew prescriptions. More hours arent available at work. By my calculations Im left with very little money for food. Is getting a second job or a better job my only option at this point?  <response>: Im confused, your health insurance premium is rising over the year? You are talking in dollar figures, and health insurance, so Im guessing youre in the USA, but last I checked they cannot change your premium on you. When you agree to a plan through the health insurance marketplace it sounds like youre not on employer insurance, you agree to a premium for a one year period. It cant go up just because you get treatmentstests. What sort of plan are you on where they can just change the premium at will? Did you miss the deadline to enroll, either at the start of the year or within 60 days of a qualifying life event?Also assuming what they are doing is 100 on the up and up somehow, and you do now have to pay that much for insurance, you will definitely need a 2nd job at the very least. 12 an hr at 30 hrs a week is only 18,720 a year before taxes, thats an insanely small amount to try and support yourself on. If you had insurance through the marketplace youd have your insurance price capped at 4-6.3 of your income, so a silver plan should cost you at most 98.28 a month, and should be the same year round and offer decent insurance. Even a higher end gold plan would probably only be 200-250 with subsidy at that rate. 