<prompt> Human: Me- 29- 64,700 salary- Paid off all my student loans - Pay 375 a monthOwe 15,800 on my SUV 2015, 16,000 miles on it - own a 1 bedroom condo, bought in 2014, have approximately 18,000 in equity assuming no appreciation. - 1050 monthly mortgage payment including HOA and taxes. Gain 400 in equity every month from paying the mortgage. - Approx 4,000 in credit card debt Girlfriend- 27- 55,000 salary roughly. She is a teacher- Has an unknown amount of student loans that she is not currently paying. Parents may be making monthly payments for some reason. - Has an unknown car payment 2014 model year - 1250 rent for 1 bedroom aptCost to live at my place:- 775 a month mortgage I gain about 400 in equity from making this payment - 280 a month HOA - 160 cableinternet - 130 utilities average I think having her pay some of the bills directly is the way to go. So it could be either 570, 420, 390, 290, or 280 depending on what I do. Right now I am thinking of having her pay the HOA, cable, and utilities 570 total and then I would pay for all the groceries and continue to pay for all of our dates. Think its probably the cleanest way to do this. Do you think that is fair? Thoughtssuggestions? If this goes well I would be looking to get engaged in maybe a year and then a wedding within like 2 years. Would like for both of us to be debt free prior to buying a house as they are not cheap around here will cost 400,000 and obviously we would need one prior to having kids. Thanks Assistant: Has an unknown amount of student loans that she is not currently paying.oh hell no. if shes not paying student loans despite earning an income thats roughly the average household income, shes got terrible money habits or shes just plain irresponsible. if she wont pay the government which can make her life a living hell, what guarantee do you have that shes gonna pay you a dollar? Human: She went to state college and lived at her parents house while going to school, so the student loans cant be that crazy. Not exactly sure what the deal is with her student loans. I think her parents are making some kind of payments on them, but I think it might just be interest only or something. I am not going to bring up her personal finances, its really not my business. She doesnt seem to spend a lot of money on anything crazy and she has a good job so while we are two single people dating, its not my business. If we were to move in together, at that point it becomes obvious we are looking towards the future and I would say that I would like her to get rid of her debt in preparation for eventually buying a house, etc  <response>: This shit is your business. You have the right to know if she is a financially responsible person. You should also be a good boyfriend and make sure she isnt fucking herself over. Its not too early to talk about it. In most of my relationships, we talked about our debt before we talked about anal. 