<prompt> Human: Like the title says, my parents are have terrible credit, no savings, and we just got denied medicaid after moving to a new state. I do NOT want to live like them, stressing paycheck to paycheck and getting loans to cover bills. I would like to know how to set myself up for a good future. For reference, I am 19, slightly below average credit because of our move, I am on the lease for our apartment, I have no car. I do have a high school diploma but I am not attending college at this time due to a lack of transportation.  <response>: You need to put college on the top of your list. Because your parents are poor, you likely qualify for a lot of credits and free money to help you attend. If youre a minority, like Hispanic, there are non profits out there that want to help you. Look into all aspects and get your college career going ASAP. Youll probably have to work part time and attend, but I know many people whove done it. Make sure your studies are in a desirable field as well - no majoring in History or Womens Studies. There should be no excuses either, lack of transportation? You can ride the bus or get on a bike. 