<prompt> Human: Ive been paying my student loans for a year now and it hasnt affected my credit at all. I recently signed up for a credit card Im pretty financially responsible, I trust myself in order to try and build my credit. My student loans are my largest bills currently and I had this thought run across my head but Im not sure if it actually works this way:If I pay my monthly student loan with my credit card and immediately pay off said credit card, will that help build anything?  <response>: You cant pay off your student loans with a credit card. 