<prompt> Human: Hello! Yesterday I had the opportunity to visit my Alma Mater and was inspired to really start thinking about graduate school. I was fortunate enough to have my undergrad completely paid for by an account set up for me by my grandparents before I was born. Due to this fact, Ive never had to take out loans or go through any financial process in regards to money and education. I know how insanely lucky this is, I do not for a second take it for granted. My questions are: Where do I start? In terms of assessing what my graduate program should bewhat factors should I look into or consider? Are loans a good option? What do they realistically mean about my financial future? How do scholarships work? Where do you find them, how do you apply for them, etc. I dont have any money in savings currently and am getting married later this year, though most of that has been paid for already. Thanks for any help you can provide! If there is a better place to ask these questions, please let me know. If it is importantI am a teacher at a title 1 school right now, 2nd grade.  <response>: I am not trying to be a jerk, but how can you have no clue on what grad program you might consider?This post reeks of a potential financial abortion on the horizon.So to review:1. No student loan debt, and2. No interest in a specific grad programI suggest you start thinking of what you want to do with your life and what you need to get there. Then once you have some idea, look at the financials involved and make a decision.Not trying to be a jerk but the way youre handling this makes me think that youre likely to become apart of the ongoing cycle of students making terrible choices with school. 