<prompt> Human: I have tried every form of budgeting, but I feel all alone sometimes doing it and it wont work this way. Even when I was married to my exhusband, he never got on board. I am pretty much in charge of the finances, and trying to get my new husband to understand needs and wants, but its been hard for him to understand. I always feel like the meanie saying no we dont need that. So, I pretty much give up most the time and can never really figure out what we spend. I spent probably around 7K this Janurary paying off credit cards I dont do balances and interest ever!! and paying HOA and homeowners and some fun stuff like 1000 at Disney with my daughter...so, yes I spent a lot in January, but this is not normal...about 4,000 was extra this month...I know we can live normal expenses and extras for around 3K a month...but I dont work, living on savings and passive income right now. My husband has been unemployed since Sept. with an injury but is just now starting to look for a job, which I think would be very good for him to have his own spending money. Anyway, I did try everydollar for a month...too much time and figuring out what goes where... and I save receipts, but going back and adding them up is a pain too... I thought maybe this month for February I just totally use a CC for everything, then I will know what I spent for all expenses, and stop taking out cash and using cash for this and that, which I totally lose track of...I know this probably is such a simple thing for some of you, but knowing I have the money in the bank doesnt help my problem...I also thought starting off the beginning of the year with a set amount of money in the bank and living totally off that ONLY, and any incoming checks just get banked in a online savings account...then I keep track of whats being spent by knowing what I started with and how much it goes down each month...I dont know, budgeting and keeping track has been a thorn in my side for a long time now...it would definately help if I had more help and concern from my spouse, but he is trying, but like I said I hate being the one always saying no and once he has a job again, I think I will feel better that he has money that he made to spend on his extras and I wont have to always feel like the go-to girl... thanks for the read, does anyone else experience difficulties keeping track???Assistant: I thought maybe this month for February I just totally use a CC for everything, then I will know what I spent for all expenses, and stop taking out cash and using cash for this and that, which I totally lose track of...If you go with the route of using your credit card for everything, check out As long as youre okay with giving mint your CCs login info, they will track your purchases for you and roughly categorize them for you and pre-populate a budget based on what youre currently spending.Then you can see where youre spending and start making conscious adjustments from there.I think mint can also send you text or email alerts if youre getting near a budgeted limit i.e. you have a budget of 300 for groceries, and youll get an alert when youve hit 250 in groceriesHuman: I think it costs to use Mint and I dont want to pay for budgeting at all.  <response>: I think it costs to use Mint and I dont want to pay for budgeting at all. is 100 freeYNAB you need a budget costs money. 