<prompt> Human: Just realized last month I got pushed from the 790s to 812 on my FICO score. I know this allows me to take advantage of special offers like some car dealers offering 0 apr. Are there any cool credit cards or other things I should look to take advantage of?  <response>: Having an 812 is not functionally different than a 790, but good on you for building a very good credit score. 