<prompt> Human: My mom wants me to put 0 allowances on my w4, so I can get a tax refund. However, I put 4 allowances on my w4 because I wanted to pay less taxes on my paycheck. Is my information correct, how should I look at my w4? I am 21 and still learning about taxes. Assistant: If youre a single dependent claiming 4, wont you most likely owe?Human: I am single, so should I change it. Is my mom right? Assistant: I wouldnt claim 0 since that would result in you getting the most taken out. Im a single dependent too and I personally have a withholding of 2.You can use the IRS Withholding Calculator to get an estimate as to what your withholding should be. I also use smartasset.com to get an estimate of how much Ill owe in taxes come tax time.Human: Is there anywhere on reddit that has a tutorial on how to used the withholding calculator. If not I can go on youtube. Thanks for the reply  <response>: I dont think you need a tutorial - its just a questionnaire that you answer. 