<prompt> Human: Lets say one of my student loans is asking for 25 a month, is it okay to be applying 100month on it instead? Are there any negative repercussions with this course of action?  <response>: If you have any other debt at a higher interest rate, then you would not be putting the extra money to good use. For example, if you have CC debt, youd want to put every extra penny that youd put towards your student loans towards the cards. If you have no other debt, then nope, there should be no issue paying extra. 