<prompt> Human: Hello rpersonalfinance, I was told by someone to come here with questions like the one I want to ask, sorry if its a bit stupid or a ramble.Im 17, and my parents are losing their house. We tried following a mortgage modification, but we were denied due to bad credit. Im not sure how to even save the house anymore, since itll go to foreclosure in like 2 weeks, and afterwards what I assume is an auction. Its too disgusting to think about, since I think its past the point of saving.My parents want me to pick up a part-time job at Bestbuy since im good with computers.. to help pay for an apartment we plan on moving in to. Im not sure how I can manage preparing for AP exams, get into college, and keep a job all simultaneously.My grades are what keeps me going, but im thinking if I should just forget about college at this point, seeing as how our finances are, and instead help my parents. Yet I feel like if I dont go to college, ill always regret not becoming an electrical engineer, and end up working in a bad job. How do I keep up my grades yet still help bring in income?Im sure a lot of have had small financial crisis happen in your lives, so I just want to hear stories of how you made it out.Assistant: Theres nothing wrong with picking up a few hours, and it could be nice to help providing it doesnt tank your grades. However, if theyre relying on their child to afford an apartment, something is very wrong.Dont give up your future to pay for your parents failures.Human: Theyre accumulating around 1,000 worth of debt per MONTH. I feel bad for them, and im willing to risk my future to help them out, but I have no idea what there is to do. My parents went about with the thought that they will ruin their credit, and ill pick up a student loan for college, but it all wouldnt matter if I became a doctor, or receive a masters in electrical engineering, thats why I always prioritized my grades.The issue is, I guess they couldnt last that long.. so now I have to drop those goals to assist them, or somehow simultaneously manage bothAssistant: Do they work? Whats costing 1k mo and who is giving them that line of credit?I agree with buzzinowt, help out in hard times but do not enable anyones fiscal irresponsibility. Helping often torturously prolongs the inevitable and brings you down with it.Human: My dad does work, and is the main source of income. My mom does part-time daycare. Im not fully into their finances, but last time it added up to around 40,000 so my dad took out his retirement to pay it off, followed by declaring bankruptcy due to the mortgage. Our monthly expenses were around 6,000 when we have a monthly income of 5,000. If its fine with you guys, and with this subreddit, I want to make a separate post once I get my dads full information and expenses, so that someone could see where the problem is.The thing is, I cant just up and leave them, but I cant go to college with the way things are going. I already planned on not getting a dorm, and commuting, if I do end up going to college.  <response>: By all means attempt to help them to live within their means and get into a better position, but simply giving them money will get them no where. Dont tie yourself to a sinking ship. Its hard to accept sometimes, but ultimately any help you give them will still leave them, and you at the bottom. Go to college. 