<prompt> Human: I had to bring my wife to the ER last night. Her situation required her to stay the night to have a surgical procedure this morning. The procedure went well and she is recovering now. She has a high deductible health plan that is 3,500 and she is required to pay 30 of charges after that. I have no idea what this will cost. This is the first time we have had an emergency situation. What are our options as we dont have the cash now to cover the deductible? Do I have to pay before we can leave? Should I have told the hospital that she doesnt have insurance hers insurance seems bad to get a cash price? Im on mobile so sorry if this is a wall. Thank youUpdate --Thank you everyone for the advice and reassuring words. They were much needed after the craziness of the last few hours. My wife is recovering well and we should be discharged this afternoon. I will definitely contact the hospitals billing department when we receive the bill to see what arrangements can be made.  <response>: I dont know why this hasnt been mentioned, but you policy should have an annual out-of-pocket maximum that you will have to pay.For example, I have a high deductible plan. The deductible is 6000 per year but my out of pocket max is 6850. I think out of pocket max is mandatory now under ACA. 