<prompt> Human: Hi Reddit,This is something Ive been contemplating for about a while now. I finally feel stable with my job, relationship, etc to consider buying a house in the next 12-18 months. Right now, my savings are insignificant when compared to what I would need to put 20 down not even going to consider an 8020 loan with PMI on a house. Im wondering if its a good idea or not to stop contributing to my 401k for the time being and instead divert that money to a savings account. Im guessing the knee-jerk reaction will be a loud NO but even if I were to continue paying into my 401k I would need to borrow against it for the downpayment anyways not really sure how this works tbh - but I would need the money.Thoughts?Thanks in advance. Id also appreciate any other first time home buyer borrowing from 401k advice.  <response>: At the very least I would contribute enough to get the largest employer matching contribution possible. 