<prompt> Human: I live with my parents, go to school but I will graduate debt free. I own no car and have 10k in a debit card account. I want to invest some 6300 but have no idea beyond the 3-fund advised in the FAQ. I do have an emergency fund, mainly because of my parents. I have no income. My plan after graduation is to work. My goal for this money to make a little money, it will be long term savings. I know that I am losing money due to inflation so I want to move it to gain a positive return.  <response>: What are plans after graduation? I had 10K when I graduated and I bought a car with cash, played first months rent and deposits, moved my ass across the country, and bought furniture.Youll probably have a lot of expenses around the corner. Id just leave it. 