<prompt> Human: Hello guys! 1st off I couldnt think of an appropriate title... But anyway this might be a bit of a story and I just need some advice. Some neutral people to listen.My mother has raised me by herself since I was 3 years old. My father does not exist in our world. When I turned 16 I immediately got a job and started helping my mom out with bills... Now when I say help, I mean she got my ENTIRE paychecks. Now I still got what I wanted, being an only child, 99 of the time I was lucky enough to get exactly what I wanted. But I helped pay for it. Again, my ENTIRE paychecks. She would pay the bills and everything was okay. But we have struggled.We fight all the time about money bills etc. its gotten so bad its the point where we mentally cant take the stress and bs anymore.I am now 20 years old. I am a sophomore in college. I have taken unneeded financial aid would have paid for everything school loans out to help pay for credit card debts we kept getting into and mortgages on the house she has 2 that she pays, and all the constant bills.Right now Im making a grand a month. And things were OKAY. In fact My mom and I agreed to use my most recent student loan to get me a cheap crummy car, that at least runs!But then I got into a teeny fender bender. And they yanked me off of my mothers insurance. And now Im a high risk driver. So now I cant afford the insurance for even a really shitty car. I havent looked super hard but I know I cant. Especially if I would get my own place and split rent with a roommate.Im probably leaving out details but. Long story short is I feel like Im stuck and have no choice. Me and my mother are struggling very very much so together, financially AND mentally. But the flip side would be the same if not worse. But I cant take the mental unstableness of this place anymore.Assistant: I hate to be the guy who says this, but this isnt your financial issue. This is your relationship issue. Its not your debt, especially a second mortgage on her house. It sounds like she has no income herself? No retirement assets? I get that shes your mom and youre close and feel endeared to her, but youre in a spiral thats going to affect the rest of your life and need to get out of it. Human: Shes eye disability money every month. About 2 grand. And she does work but very little cause if she worlds any more than X amount of hours a month she loses the disability. No she has no retirement fund for all I know because shes so in debt. And I want to get out but I dont want to fuck her over. Plus idk if I can survive on my own either. If need a car to get to work and school. But to have a car Id need expensive insurance. That ontop of gas, rent, food, etc... Will 1,000 cover it? Probably not.  <response>: Thats why you should be taking student loans to cover YOUR living expenses while in school, not to try to borrow your mom out of debt.That is money that is supposed to be supporting you, not her. 