<prompt> Human: My Dads has been speaking to me about getting a credit card to start building up a credit rating so that can help me later on in life.Do any of you have any tips for me? What to look for, what to avoid, things like that. I wasnt planning on using it a lot and I would be keeping to my usual spending, it wouldnt be to buy and bigoutlandish items.I am currently a 2nd year university student in Scotland, I dont have any student loans out with that to pay for my course get paid for by the government and I dont pay it back. My parents give me money to survive on and pay my rent. Any tips would be greatly appreciated.  <response>: The best thing to do is to set it up to an account like netflix or hulu that you have to pay for every month. Then dont use your credit card for anything else but emergencies. This way you are continually making good credit! 