<prompt> Human: Im 21 years old living at home and currently saving up my deposit for a house. I earn 25k a year and have no debt. Ive just purchased a new car costing 37k but I only owe 30k on it. Its split into 437 a month for 4 years with near enough a 11k final payment to own the car at the end or trade it in. I am able to save 1200 after paying my expenses per month including the car. Ive already purchased it was just wondering others opinions Edit:By opinions I mean options on what I could do now with my earnings and where I should invest them into, not opinions on my situation  <response>: What do you want opinions on? You already made your choice, no point in judging it. I have absolutely no idea why youre here. 