<prompt> Human: I recently decided to buy a house this year and went to two different mortgage companies. I submitted all necessary documents to both of the companies, and I decided to go with company A. Company A ran a hard inquiry on my credit within a couple of days, which was fine because I wanted to get approved. Company B kept delaying the process for weeks and I pretty much forgot about them because I decided to go with the company A. When I decided to use company A, I didnt feel the need to tell company B I am not using them since I didnt have any contact with them in a long time. Fast forward a month, I find a house I want to buy the other day I get a notification saying that company B did a hard inquiry on my credit, this is after ZERO contact with them in over a month. Them doing this dropped my score down 20 points. I feel as if they did this to spite me just because I took my business elsewhere.I am worried this might end up hurting me in the long run if I do close on a house and causes my interest rate to go up? I am sure my loan officer will check my credit again before everything is all said and done.They ran my credit this month on the 5th. I contacted my loan officer and made him aware of this situation already. Am I able to contact someone regarding my situation to get this removed from my credit report? I dont want to do anything if it will drop my score even more. My loan officer JUST responded me as I was typing this up, he said We would have to update the report- but I can do that once your contract is executed so save you the pull in case this doesnt work outThank you all!  <response>: 1 its 20 friggin points. get over yourself 2 you applied for a mortgage and the company did a hard inquiry. thats how it works. theres no spiting you because you went with the other company 3 mortgage companies are risking far to much to just look at whatever some arbitrarily calculated score says anyway. theyll look at the fundamentals of your credit history. 