<prompt> Human: Saw this in rbusiness today:So I went to this page of the FAQ to get more information on credit unions.Can we have another credit union discussion? WF is my main bank pay checks go there and Id like to close my account in favor of a credit union.EDIT: Not sure what the best flair is. Opinions? Looks like somebody added Saving to it.EDIT 2: Credit to uPony5000 for posting the article here  <response>: People, opt out of overdraft protection!!! Your card will simply get declined instead of you getting charged 35 for a 2 item. 