<prompt> Human: Throwaway account. Background:Roth IRA account balance - Jan 1, 2013:Total:11260.81Purchases:10000Interest:1260.81Roth IRA account balance - June 1, 2013:15,148.66Purchases: 12,221.44Interest: 2927.22June 19, 2013: Make a 4000 withdrawal that is not first time home purchase, etc etcJuly 5, 2013, Make a 2000 withdrawal that is not first time home purchase, etc etcRoth IRA Account Balance Dec 31, 2013:13959.59Purchasesminus the 6000 withdrawal: 9500 Interest: 4459.59Roth IRA Account Balance March 31, 2014 because I cant pinpoint value as of April 15 2014:15,679.13Purchasesagain minus the 6k: 10875.36Interest: 4803.77Every Friday in 2013, I made a 105.76 contribution to this particular account, to make 5500 for the yearEvery Friday in 2014 I made the same contribution as well. Questions:-For Roth IRAs, I was under the impression that as long as you withdrew below total contributions, and dont creep into interest, than any withdrawal for any reason is OK and non-taxable. Is this incorrect? If it is I guess I learned an expensive lesson.-Is there anyway that I can not pay taxes on the 6k withdrawal? I definitely contributed 5500 for the tax year of 2013, so maybe even get that down to 500 taxable amount would be great.-I made more than 6k in charitable contributions in 2013. Any way I can leverage this on my tax return to minimize tax impact? -I am 27 now, and was 24, turning 25 in 2013, so age is not on my side here. THe account was open since 2011.Thanks for your help!  <response>: A ha: maybe this explains it: When you pull money out, the IRA custodian will send a form 1099R to the IRS, and the IRS will think its taxable. You have to fill out a Form 8606 attached to your next years tax return with the distribution amount on it, net against your basis and that will show if any of the distribution is taxable and subject to the 10 penalty.So youll probably have to file form 8606 for the year you took the distribution, but you shouldnt owe tax. The IRS computed as if everything is taxable.For at least some things I think it may be possible to file form 8606 without a whole 1040X, but Im not sure. May be worth calling the IRS and asking how to file the correct documentation. 