<prompt> Human: Today I had an online security question try to confirm my identity by suggesting I may have opened a mortgage loan in December 2008. I definitely did not do this. I was only 18 at the time.I have never had any other signs of identity theft. I am young, less than 20k in assets, 7k credit limit across three cards, no debt.How do I find out whether someone took out a loan in my name? Is there a better way to protect against identity theft? This is terrifying.  <response>: There should be an option for None of these, which is accurate since you havent opened a mortgage. Im asked this one almost every time I check my credit and have never opened a mortgage either. 