<prompt> Human: So, I decided to strike it out on my own, and Im coming up on a deadline where I need to either remove my 401k from my employees plan, or leave it where it is with a 75 annual fee.I could eat the fee and give it another year, at which time, I can deal with it later when Ive either succeeded in my own business or gotten another job, where I could possibly roll it into theirs, which as I understand it, may not be an option depending on a future employers plan.The 401k is currently with Voya, and Ive heard a lot of good things about Vanguard mostly from this sub.75 doesnt seem that much to me, however Im not sure if that is the only fees that will be coming out, just the fee for leaving it with Voya.My personal rate of return for the year with Voya has been 5.77, and my funds with them break down as follows:Type Percent-- --Employee PreTax 73.05Employer Profit Sharing 15.32Roth 11.63Im personally leaning towards just leaving it for now, and eating the fee. Ill be working with an accountant later for taxes anyway, and may end up consulting with him.Your thoughts are appreciated.  <response>: Why not move it into respective IRAs and not have the fee at all, not to mention a whole lot more choices to invest in vs the limited choices of a 401k 