<prompt> Human: My boyfriend and I graduated college in May and are living together as we had always planned. Hes making 6kmonth after taxes, Im making 0kmonth after taxes. I dont know if I should feel guilty or how to keep things fair. Looking for suggestions, tips, and past experience.I know that even when I do get a job, I will be making about a 13 of that. And if I really cant find a job after the next few months, Ill probably end up making significantly less. Im somewhat confident that Im going to find something and have a few things in the pipeline, but this is the situation at the moment.I have about 20k in student loans as well, which isnt that bad in the scheme of things, but isnt great either. Literally my only other asset is a savings account with about 1k in it. Thats what Ive been using for personal expenses i.e., coffee, but its not going to last much longer. And hes literally paying for everything for our apartment and things like meals. When buying something for the household I use his card. My name isnt on the account or anything, I just use it as debit.I want to pull my weight, but I also have 20k in student loans so its not like I wouldnt appreciate money for extra things.And until I have a job, I really cant pull my weight because I dont have any income.For the record, my boyfriend doesnt care and hasnt put pressure on me at all. Hes got a much higher income as I mentioned, but he also has a pretty significant amount of money from his dad, who died 3 years ago. Hes a very generous guy whos always been pretty free with money. 1. How do you work things out when one person is contributing 0 of the household income in a household where theres no kids and youre not married?2. How to work it out when one person is contributing roughly 25-30 of the household income?Our apartment is 3kmonth. Is it normal to split it 50-50? Or do people tend to split it along income lines? He wants to open a new checkingsavings account and transfer money into it for us to share. He made a comment about just transferring his paycheck minus rent into that account. Im sure this is because he knows that Im going to run out of money. I feel kind of weird about that, but I dont know if I really have a leg to stand on either. Ive always been the planner while hes always been the more relaxed one, so Im more cut out for being more careful with money or managing money. But its not my money to manage. I dont even know exactly how much he has or exactly how much weve spent over the past month, though I know the money from his dad is well into the six figures. But delving into that and asking questions makes me feel like a gold digger and feels like its not my place in way.Has anyone else been in this position or been in my boyfriends position? How did you keep track? Did you share everything?  <response>: Here is my bias potentially unpopular opinion. I think you two should target to split rent 5050, based on the limiting low expected salary of one of the partners.The issue Ive found is that if the lower expected salary isnt targeted, the higher earner is subsidizing the lifestyle of the lower earner, which may make it difficult in the future if you two break up, or if the higher earner loses the job or changes careers. My personal opinion is to have equality, although Ive heard some people split rent and other items as proportional salary ratios. YMMVAlso, I would recommend that if you cant find a job in your field in a reasonable amount of time, please get ANY job to bring in some income. I knew a couple living together where one partner was out of work for 5 months unable to find a job in the field, and didnt get a job doing ANYTHING for a long time. That sort of resentment can build up in a hiddenpassive-aggressive sort of way.Im sure you dont want to be reliant on your partner, so I think open communication is best and it would be ideal to have a plan for working on finding a job. Keep in mind that finding a job in your field or otherwise is now your full-time, 40 hour per week job.In terms of logistics, sometimes two people can get a joint account for Apartment things rent, utilities, groceries, repairs, furniture and each contribute a certain amount per month. The Apartment items get purchased out of that account by either person as approved by the other. Its also a good test run for potentially combining finances for marriage in the future.3k per month take home on rent on 6k take home is 50, if you assume youll make 2k per month thats 37.5 of take home. I will assume youre in a high cost of living area and not that youve splurged on a super nice renting situation right out of school. Seems a bit much to me, but thats not what you asked. 