<prompt> Human: Hi PF! I am 24, currently owe 19k in student loans have paid off 12k in my first 1.5 years, and have an old 99 Ford Explorer with 250k miles. I know I will have to replace my car fairly soon and have started looking at used cars in the 10k-12k range. Should I save for a down payment for the car or use that money to pay down my student loans? My loans are 6.25 and I believe I can get a better rate for a car loan - credit score is 730. I am currently living at home, but only for another 3 months so I want to make a big push toward one of these goals in that time.Financial info:2,900 monthly take home10k in emergency fund3k in company stock - purchased at 15 discount through companyContributing 15 to roth 401k 25k balance- company matches 4Any advice is much appreciated!  <response>: Pay down the student loans. 6.25 is going to be higher than most auto loans. 