<prompt> Human: Im a senior in college and I was thinking that if my friends and I all pooled our signing bonuses together, wed be able to make a down payment on an apartment. Assuming we could find an affordable apartment that we liked, is there any reason you would advise against this? I figured if someone wanted to move out, we could just rent out their spot anyways. The only problem I see is if someone wanted to sell their stake in the house. Are there any other considerations we should be making before doing something like this?  <response>: This is a horrible idea.Someone falls on hard times and cant pay-- what then?Someone wants out, the rest of you dont-- who buys them out?Someone dies and their estate wants to liquidate their portion-- what now?One of you walks in on the other banging your partner-- what happens now? 