<prompt> Human: So, to begin with, here is a picture of pretty much how I have my accounts setup.Money ExcelIm 21, work a job getting paid 18hr 20hrweek getting paid twice a month 720 per paycheck, 606.26 after tax per paycheckI contributed to my employer Roth 401k, they match up to 2,000 so I contributed 500 for 4 pay periods and ended it. Ive had the job since JuneI dont have many expenses to worry about, I feel like after hitting 10k net worth that my next step is to save 10k in cash and put it into the Ally account for the best interest rate, is this a good next step or am I missing anything?  <response>: You will want to ensure you have a decent sized emergency fund available. 10k is always a good figure for most normal people.I didnt see any debt in this picture so right off the bat you are winning and winning HARD for your age.Once your efunded then 15 to some form of retirement savings as its more important to start early than anything else.World is your oyster from there so to speak. 