<prompt> Human: I recently made the mistake of not checking in front of the parking spot I was pulling through, and ended up hitting a cement block and damaging my cars front bumper. I got estimates from multiple body shops and the lowest cost I could find to replace my bumper is 825. I just got the car in January from Carmax, its a 2016 Hyundai Elantra GT. I originally financed it for 7,468 but the balance is currently 6,695 with an APR of 5.45 for 5 years. My other monthly expenses are as follows: -Rent 385 this is quite cheap for my area-Wifi 18-Utilities 50 varies monthly, but I like to budget high-Carmax payment 140 Ive been paying 200 to try and pay it off sooner -Car insurance 180-Gas 50-Food 100 could reduce if needed-Personal 100 could reduce if needed-Misc 50TOTAL: 1073My income has been about 1600 per month during the summer, but once I go back to school I will work less hours and it will be about 1200. I could also try and find a second job if needed. I currently have 310 in checking and 1,038 in savings. I will be getting a paycheck of 830 this Friday. I also have two credit cards Golden 1 Visa and Discover it Student with no overdue balances. So, would it be wise to replace the bumper now and use up almost all my savings to cover it? Or should I wait until I am more financially secure since it is only cosmetic damage? Also any other advice on my situation would be appreciated.  <response>: Leave it be until you can pay for it and still have a few months worth of savings left. Its a waste of money and time to get it replaced now and wipe out your safety net.As long as the bumper isnt completely falling off, dont bother with it for now. 