<prompt> Human: I got a job offer, and Im trying to decide what to do, although I think I know what I need to do, but I want your guys take! Sorry for the wall of text.I work in banking regulatory compliance.Current Job: Senior Associate title. Love my coworkers and feel a lot of loyalty to my manager and director. Like the work, used to be ok with the overnight travel that varies prior to having a baby 70 nights overnight 1st year, 30 second - highly dependent on client base and I was pregnant second year. Job has great vacation 23 days, good raises 10 each year so far, bonuses, and some remote work which varies by client but can add up to weeks at a time and total maybe two months out of the year spread out. Decent flexibility for appointments and stuff. Paid mileage and per diem for travel in addition to a base salary of 64,000.Biggest worry with the current job is the overnights. Work understands my worry and has mentioned trying to make it work for us, but no travel will never happen absent a different position.New Job: VP of Compliance title Im 27 and have my law degree. Offer was 75,000 and 10 days vacation. I countered at 82,000 and 15 days and was offered 78,000 and a match of my vacation at 23 days. Position would be a big growth opportunity in my career. No overnights absent training.Opportunity is a bit of one in a million because where I live is not a big banking hub and not a place where similar positions open often. Biggest worry is that I may not be able to leave work at work, and it may have a lot more initial stress because I dont know that Id be so confident in the work.From the financial side, combined we make about 112,000 right now. We have a cheap mortgage 575month but pay a significant amount in student loans each month 2,400 to pay them off in about 9 years total instead of 10. Balance was initially 215,000 combined with capitalization of interest law school was the majority and husbands bachelors was the rest and been paid down to about 160,000 in the last 2 years. Increased pay would just be an addition to what were paying there. Our car will be paid off in two more months and will add an additional 300month to that too.Am I crazy for second-guessing this because I worry about the ability to leave work at work? When do you look beyond whats obviously a solid yes from a financial standpoint?  <response>: This seems like a no brainer to me. Take the new offer. Every pay increase going forward is going to be based on your base salary. They matched your vacation - if they hadnt done that it would be a difficult choice, but now it seems obvious. 