<prompt> Human: So I am a 17 year old with a late birthday and I will be going to college soon. My parents are very incompetent with their tax information, so I cant get FAFSA. I know you can ask for a student loan from a bank, but can I pay off all the years of college with only student loans? Also, I previously mentioned that I have a late birthday, which means I wont be able to open my own bank account until after college starts. But my girlfriend is over 18, so can I use her bank account to get student loans?Thank you for the help, and if there is any information that you guys might need to help me, just ask me.  <response>: I would contact university financial aid offices and talk with them about your options. Thats what theyre there for. 