<prompt> Human: I bought a house in a really hot area right before it took off in 2012. I moved in the summer of 2015 and hired a management company to rent out my house. Im currently living mortgage and rent free boyfriend pays and house is in his name but pay about 1000mo for day care. I make a decent salary but am admittedly not great with budgets and never seem to pay any extra towards the monthly loan payment which is currently about 360. Interest rate is around 5.5. I waiting to hear from my management company which also has a sales arm regarding what they think I could list my house for. Im guessing Ill be looking at 75-100k in terms of payout. My boyfriend is hesitant bc of the promise of income when the mortgage is paid 25 years from now but understand my desire to get out from under these loans. Thoughts from the experts?Assistant: Is the area still hot? You say youre not the best with budgets, so if you learn to budget better, you could potentially make a lot more money on the rental. Human: Yeah the area is still really growing Fishtown section of Philadelphia. I imagine I might be able to get the rent up a few hundred more in the next few years but the place isnt as nice as a lot of others so unless I put some work into it- new kitchen, new floors- the rent will cap out.  <response>: I would keep the property for the time being. Make the most complete budget you can, see how much extra you can afford to throw at student loans, then train yourself to follow it. 