<prompt> Human: For the first time in my life, I am making what I consider a livable wage. It was a long road to get here, though, and I have poor credit, including some medical bills that are just, well, ridiculous and I dont know if I will ever be able to pay them off. I just recently finished with some home-emergency repairs and have finally established a budget, and my next step was to work on repairing my credit, when work hit me with this today.I am a little upset about the situation, as failed reports will subject the employee me to financial counseling through work and my Supervisor will be notified, and I very much dont want my co-workers to know about my personal financial situation, which is why I am feeling the pressure to get at least a clean report back by January.I have been trying to educate myself more on personal financial matters, and I apologize that I still know so little and am shaky on where to even start. I feel like Ive been struggling for so long and just trying to keep my head above water, I could barely focus on any long-term plans. I have been reading through the topics on the sidebar, and just ran my free annual credit report. I am planning on sending out disputes and trying to arrange payment plans for some of the more outstanding bills.Any advice or tips are most welcome.Assistant: Whys your work checking your credit? Are they offering you a loan?Human: They are conducting the checks to reduce the chances of theft and fraud within the company, and the checks are limited to the finance department and anyone with access to a company credit card.  <response>: Theyre also probably going to firelay offmove anyone with bad credit out of the finance department. This is motivated by some corporate legal crap way up the ladder so react accordingly. 