<prompt> Human: Longtime lurker, first time posting. Let me know if I put this in the wrong subreddit.I recently started a staff position at an academic medical center. Because their big thing is the med schoolgrad school on campus, even staff gets strong-armed into the 401a--mandatory Teacher Retirement System. Basically, 6.4 of my paycheck goes into this fund each month and the employer contributes 6.0.Benefits enrollment is open and now I see that the other mandatory retirement programknown as the Optional Retirement Program, go figure is a 403b that looks better on paper--I contribute 6.65, and the employer contributes 8.5. Both read as though the employer doesnt match UP TO the higher number, but that they contribute exactly whats listed. They also both read as though the money I contribute is pre-tax. I dont plan to be at this position long, but I also dont want to give up free money in case I decide to stay here longer than the one year I originally planned. Also, Ive heard its easier to roll a 403b into a Roth IRA vs rolling the TRS fund.Anyone have any insight? Ive already emailed my benefits office to ask for more information, but since its Open Enrollment right now, they probably wont get to me for days. Thanks!  <response>: Quick heads up, look at the vesting period. It might be as high as five years of working there before the employer contributions stick when you leave. 