<prompt> Human: Hi I could really use a car and am considering getting an auto loan. Possible could get a co-signer with great credit.My credit is very low the only info on it is an old hospital bill Ive never had any credit cards.Thinking of getting a 10000 dollar car loan.. Any advice?I make around 1500 a month, around 400 in expenses if Im cutting out useless expenditures.  <response>: Save for 10 months and buy a car instead. 