<prompt> Human: Right so right now I dont have medical insurance.My dad has Tricare thanks to his military service. I am currently 22 but was out of college for a bit. Was told I need to go to this office an hour away in Orlando to get reinsured since I am back in school. I havent had time to do this during the week. If something happened to me would I be able to be put under my dads insurance to cover it or should I make time to drag my butt to the DEARS office and make it official now?.Thank you for your answers  <response>: If something happened to me would I be able to be put under my dads insurance to cover itNo, you wouldnt. If you are not officially on the insurance, they will not cover you. or should I make time to drag my butt to the DEARS office and make it official now?Absolutely do this. Stay on his healthcare for as long as you can age 26. Even seemingly small medical issues can lead to huge amounts of debt without insurance. A one-hour drive each way is nothing compared to the hours youd spend on the phone with billers and insurers to negotiate a medical bill down from a random injury. 