<prompt> Human: I loaned money to a user on Reddit through the Borrow subreddit. He hasnt paid me back and he hasnt communicated with me at all. I do have his name, a copy of one of his bank statements, and a typed statement of him agreeing to the specific terms of the loan. I also have found him on Facebook. I know I can dispute a transaction on Paypal, but Im not seeing any options that really fit the criteria of this situation. Thanks.  <response>: 1. Why on earth would you lend money to a complete stranger over the Internet!?2. Since you have a written agreement and the identity of the person, why not contact PayPal and hear what they think you should do? 