<prompt>  Human: Ive just hit 30, and this is the most money I have ever seen in my LIFETIME, I just dont know what to do with it! I am happily employed in a job that I enjoy. I live paycheck to paycheck, but can afford my rent and monthly expenses on my earnings. Im not married, and will never have kids. So what should I do with this? I have never invested in anything before, and I keep hearing that the stock market is going to dip towards the end of this year, so I have no idea what to do. Please Reddit, help!Hoping for some good advice, and will update yall with what I end up doing!Using a throw away because, as the most stable person in my friend group, I often get asked for money, and I want to keep this windfall to myself... 