<prompt> Human: Im 24. I have about 120k sitting in a PNC account earning .8 in interest. I want to invest a large chunk of the money. Im wondering if its worth it to invest with PNC in an actively managed portfolio which would take about 1.5 of my assets annually? Ive been investing on my own in smaller sums and I wanted to know at around 100k, if its worth it to pay the 1.5 a year??Assistant: So theres no line in the sand where a level of sophistication is required for tax planning, managing risk, or taking advantage of esoteric investment vehicles that I may not otherwise not know about?  <response>: If you need help with tax planning, pay someone by the hour to get advice about it. And if there is a level, its certainly no where near 100k. 