<prompt> Human: 25 yr old with minimal costs of living - around 700 a month in expenses - 2,800 a month net income.I have saved 5,600 and want to invest most of it. I found Robinhood and played around with that. Would like to grow this money a few different ways and have it create some small returns if possible.  <response>: Personal Income Spending Flowchart - US 