<prompt> Human: I am looking at my experian credit report and under the Inquires shared only with you section, there are many inquiries done almost monthly spanning from 2015 to 2016 from major banks such as Capital One and Amex. Should I be worried? Also, my home mortgage appeared on Experian but not Equifax, as a matter of fact, Equifax still has my old name listed even after I have legally changed it almost 8 years ago.EDIT: can these be soft inquiries from banks so they can get my address and sent me offers? Please note I dont have credit cards or loans with these banks.  <response>: Since theyre under the share only with you section, theyre either AR prefix account review, like if you have an account with them already, they like to check up on you, or PRM prefix Promotional - they wanna see if youre their kind of people.If they were in the shared with others section, theyd be hard inquiries, and worth paying attention to. But since theyre not, theyre not.: 