<prompt> Human: Hi everyone. Super new to this sub-reddit and reading about investing with Vanguard. Been reading a lot about IRAs, 3-fund portfolios, and Vanguard lately and was going to try and get the process started by doing a simple 3-fund portfolio using 1000 I already put into Vanguard. I try to pick the 3 recommended funds and each requires a min of 3000!?! Is this for real? Do I really need 9000 to get started with this kind of investing? Any help would be greatly appreciated, thanks. :  <response>: Try a target retirement fund: 