<prompt> Human: This week our house was hit by lightning during a thunderstorm. We lost every piece of electronics, most of our appliances, and much of our lighting, and internal wiring. I have home owners insurance with a 1500 deductible, but while they drag their feet I have been starting to restore my house. Between a new garage door openerinstallation, electricianselectrical work, and starting to replace appliances and electronics, I have already spent around 5000 out of pocket. I will get some of that refunded once my insurance claim is processed, but if I did not have the money to start the repairsreplacement I am not sure what my family would have done. I can not put into words how stressful this has been for my family we have 2 young kids, but knowing money is not an issue thanks to my emergency fund, that has allowed us to sleep at night.Edit, just to save myself some PMs;Every device was on a very good APC Surge Strip. I also have my local Power Companies Surge protection which I found out that does not cover lightning strikes. I have a home server on a CyberPower CP1500 UPS, that was destroyed as well. Both the Fire Marshall and Electricians that came to my house said there nothing you do can prevent against a lightning strike. 50,000 volts going through your house is a little more than a surge. As far as the surge strips protection, you have to register them before the incident which I did not, so no coverage. Every Surge Strip in my house looks like this:Assistant: You probably want a plumber to check your water and gas pipes too. Ive seen where lightning arced from a gas line to ground and created a pinhole leak. Also, not most of your appliances. All of your appliances are toast. Even if they are still working they probably wont be for long. Human: Does a surge protector work in situations like this?Assistant: Not at all. Surge protectors dont do a thing against lightning.A surge protector has a small fuse inside that blows when a powervoltage spike happens, mostly protecting you from a temporary power surge when turning on a device.If that fuse blows, it creates a small gap in the circuit, preventing electricity from flowing, protecting your plugged in devices.Lighting travels for miles, through the air. A couple of centimeters of blown fuse isnt gonna stop it from frying everything youve got plugged in.Human: Yeah, I never thought this would happen. I thought surge strips would cover me in a lightning strike. Even devices that were turned off are toast Ps4, Audio Receivers, TVs. Going forward I am going to be a nervous wreak during thunderstorms.Assistant: Eh, dont worry...it probably wont happen twice - right?Human: You dont know my luck :  <response>: Working with the available data, Ill go with not very good. 