<prompt> Human: We signed my wife up for a credit card in only her name. Up until this point she has been an authorized user on two of my credit cards. This has helped build her credit, but I was told that if she had one in HER name, itd look even better on her credit report. I handle all the finances, so Id like to have access to it with all the other accounts we share via my online banking portal, but apparently I cant see the account online unless I am a co-applicant. I really want to make sure if I add myself on there just so I can easily see and pay the bills it doesnt take away from her building her credit. Any advice would be helpful. Thank you!  <response>: Why not just share the password?Also, no, you being an authorized user will not impact her credit. 