<prompt> Human: I need some advice. I am 32-year-old male. And I live with my parents. Now hear me out. I moved back in with them 3 years ago to go back to school and get my bachelors. After 2 years I completed my BS in IT. Now I am working in the field making decent money 50,000 and paying off bills. I have about 12,000 in student loans left and I hope to pay that off by the end of the year. My parents want me to continue living at home, saving money for a house. But in the meantime, I am commuting to work every day. About an hour each way. The commute is killing me slowly and I have been thinking about moving. Aside from my debt my bills are super low. And rent by my job is really high. I do not have any money saved since I am putting every penny towards my debt. I feel like I am stuck in a tough position. Because on the one hand living with my parents is cheap even though it may make me a loser.... But on the other hand, I am losing time and money every day getting to work. Do you have any advice?Thanks for not judging, -Daniel  <response>: If you want to move out, start doing research saving your money.Do up an expected budget of expenses for after youve moved out. Save up 6 months worth of that amount.Figure out how much start-up money you need firstlast rental deposits, deposits to start up various utility accounts, moving costs, buying household things, etc and save up that money too.Then start apartment hunting. 