<prompt> Human: So a website screwed me over and auto renewed my account, so it put my bank account into a negative balance and I got overdraft. Tbh the past few months ive been scared to check my account cause I knew I was getting charged for overdraft but didnt have money to pay for it. The last time I checked I think my balance was -50, about two months ago. Anyway, Im 19 btw, I made the account when I was 17 so I think my mom is still like a co owner? and my mom told me my bank account was closed and she didnt know why. I dont recall closing it, although im happy it is because I have a new bank and wanted to close that account anyway. So im guessing the bank closed it because I had a negative balance? Do they do this? And do I still owe them money? And does this hurt my credit score or anything? Kinda confusedscared. I dont care about the account closing like I said I wanted to close it, I just dont want to find out I still owe money somewhere down the line.Edit: Thanks for the posts I will call my bank and ask them what happened.Edit: I just found a letter they sent me, it seems they just made my account balance 0 and then closed my account.  <response>: Yes, banks can close your account for many reasons, including having a negative balance.Yes, you still owe them money.You need to own up to your mistake, go in to a local branch, and sort things out. Dont blame your problems on a website. The bank doesnt care that you didnt pay attention to your renewal dates. 