<prompt> Human: Long story short, mother passed away in her sleep on Christmas. Is divorced, and I am next of kin. My little sister 24 and her son were living with my mother rent free. Our family is still tightly knit, we all spent Christmas Eve together and talked about her retiring soon.I myself am married with two children. She owes about 324k and the Zillow estimate, as well as two houses in the neighborhood are going at about 340kOur father has a new construction in the works down the street 3200 sq ft him and his girlfriend, with an estimated move in date of AprilMay. My family was planning on staying with him for a year once its done and then buying our own place my lease is up at the end of Jan and was going to do a month to month until move inRather than combine our two, mine and my sisters, families together at my mothers house, which she was planning on selling this year anyways to downsize its 3300 sq ft, would it make more sense for my sister and her son to shack up with our father for the time being, have my family get into a smaller home for us 2300 sq ft, and for us to sell our mothers home? Had a bad experience having a roommate in a large house in the past, and dont want to put family into that same situation of stress even if it would be slightly cheaper cleaning up after each other, differences in raising kids, etcI also dont want to rentbuylive at another place and then help pay to keep my mothers mortgage 1900. But if Imy sister were to sell it, its my understanding that it would be somewhat of a timely process to be able to do that since the mortgage is in my mothers name only. No mortgage life insurance.Part of me thought to just let it foreclose, but I feel like thats immoral. Unsure of what our best options are. Dont want to let keeping her home drain our money, and we were planning on getting our own home that we can make ours in the near future. Should I add this to legaladvice as well? Unsure which sub this better belongs toLong story short, mother passed away in her sleep on Christmas. Is divorced, and I am next of kin. My little sister 24 and her son were living with my mother rent free. Our family is still tightly knit, we all spent Christmas Eve together and talked about her retiring soon.I myself am married with two children. She owes about 324k and the Zillow estimate, as well as two houses in the neighborhood are going at about 340kOur father has a new construction in the works down the street 3200 sq ft him and his girlfriend, with an estimated move in date of AprilMay. My family was planning on staying with him for a year once its done and then buying our own place my lease is up at the end of Jan and was going to do a month to month until move inRather than combine our two, mine and my sisters, families together at my mothers house, which she was planning on selling this year anyways to downsize its 3300 sq ft, would it make more sense for my sister and her son to shack up with our father for the time being, have my family get into a smaller home for us 2300 sq ft, and for us to sell our mothers home? Had a bad experience having a roommate in a large house in the past, and dont want to put family into that same situation of stress even if it would be slightly cheaper cleaning up after each other, differences in raising kids, etcI also dont want to rentbuylive at another place and then help pay to keep my mothers mortgage 1900. But if Imy sister were to sell it, its my understanding that it would be somewhat of a timely process to be able to do that since the mortgage is in my mothers name only. No mortgage life insurance.Part of me thought to just let it foreclose, but I feel like thats immoral. Unsure of what our best options are. Dont want to let keeping her home drain our money, and we were planning on getting our own home that we can make ours in the near future. Should I add this to legaladvice as well? Unsure which sub this better belongs toLong story short, mother passed away in her sleep on Christmas. Is divorced, and I am next of kin. My little sister 24 and her son were living with my mother rent free. Our family is still tightly knit, we all spent Christmas Eve together and talked about her retiring soon.I myself am married with two children. She owes about 324k and the Zillow estimate, as well as two houses in the neighborhood are going at about 340kOur father has a new construction in the works down the street 3200 sq ft him and his girlfriend, with an estimated move in date of AprilMay. My family was planning on staying with him for a year once its done and then buying our own place my lease is up at the end of Jan and was going to do a month to month until move inRather than combine our two, mine and my sisters, families together at my mothers house, which she was planning on selling this year anyways to downsize its 3300 sq ft, would it make more sense for my sister and her son to shack up with our father for the time being, have my family get into a smaller home for us 2300 sq ft, and for us to sell our mothers home? Had a bad experience having a roommate in a large house in the past, and dont want to put family into that same situation of stress even if it would be slightly cheaper cleaning up after each other, differences in raising kids, etcI also dont want to rentbuylive at another place and then help pay to keep my mothers mortgage 1900. But if Imy sister were to sell it, its my understanding that it would be somewhat of a timely process to be able to do that since the mortgage is in my mothers name only. No mortgage life insurance.Part of me thought to just let it foreclose, but I feel like thats immoral. Unsure of what our best options are. Dont want to let keeping her home drain our money, and we were planning on getting our own home that we can make ours in the near future. Should I add this to legaladvice as well? Unsure which sub this better belongs to  <response>: You repeated the text in your post three times. I am not an expert and you should consult an expert, but since you have effectively no equity in the house I suspect itd be best to let the bank take it. Its not immoral. Its not your debt, it was your mothers debt and now its her estates debt and it would be foolish to waste time and more money on it. 