<prompt> Human: Today I was served papers on a debt from a credit card delinquency and I have been summoned for a court hearing Oct. 20th. The amount I owe is 2,110.90. I do not have anyways of being able to pay this, court costs, and lawyer fees by the 20th. Also I fear of getting a judgement and I do not want this especially over debt that is actually so low compare to most. What are my chances of getting the company to agree to deducting 400 a month till the debt is paid and them removing the court order or canceling the couet order against me? The chances of me getting a loan for this amount or more is slim to none. Has anybody ever gotten the chance to pay their debt and the court date being canceled or am I just screwed and doomed to have a judgement put on my credit report? I was hoping to get some information on here and talk to the CA and my bank before talking to a lawyer. I have roughly about a month before I have to go to court, please help.  <response>: What are my chances of getting the company to agree to deducting 400 a month till the debt is paid and them removing the court order or canceling the couet order against me?I would say your chances are pretty good. Even better if you can offer them the first 400 right away within the next week or so. 