<prompt> Human: My father became ill when I was 18 and I took out a credit card to pay for his meds and I lost my job. Im in school now for engineering and this is stressful. Im considering dropping out. Im trying not to ramble. I think some of it is in collections. I assume I have maybe 10-15k in debt all together including loans. Id assume my credit is shit if its in collections. Im trying to get my life together now. I have a job but its minimum wage.1. How can get a list of everything I owe?2. Is there a credit counselor or debt consolidation that you recommend?3. Any other tips?  <response>: Dont drop out of school to work more hours at a minimum wage job. Thats ridiculous and a terrible idea. Look for internships, which will typically double or triple minimum wage. 