<prompt> Human: Hello all,This is my first ever reddit post so I hope im doing this right lol.Ive had my current job with health insurance for two years now, and am feeling conflicted about my 401k payments. I dont know much about how 401k really works, how much most people are contributing, and if my contributions are unnecessarily high, low or just right so i just wanted to get a feel for how other people are doing on their 401ks.Im 26 years old and Im currently dedicating 70.00 pre-tax from my bi-weekly salary to my 401k. My employer is only? matching 30. On a 30K a year salary, that feels like a pretty steep payment. Am I over-doing it? More about me: Still renting an apartment, married with no kids. no student loan very thankful of my parents, not very finance-savvy just yet!Thank you all for your advice, and let me know if i need to edit this post with any more information.  <response>: You should strive to save a minimum of 15 between emergency fund and retirement. For someone who earns 30k that would be around 4000 a yeAr. That is like 350 a month. If you are only saving 140 a month you are saving less than you should be. 