<prompt> Human: So, my wife and I work for the same company, we are in our mid-upper 20s. We work about 30 hrs per week each. I make around 13hr she makes around 11hr. We just got health insurance through our employer because we became eligible. I had no clue it was this expensive.For example, this week I worked 20 hrs and brought home 95. If I work 30 hrs it may be 150. That to me is pretty terrible.The health insurance is 105 per week for me and my wife together. So its basically half my entire paycheck. We do have 401k coming out of both our checks too but we are nearly debt free so we arent stopping that.So is this normal? It feels like we are barely getting by because our insurance is 420 a month. Seems very high. What do we have to do to make it worthwhile? We never get sick and rarely go to the doctor. Its breaking our bank!  <response>: Id find a way to get some form of coverage whether you keep it from your employer or go to the Obamacare.You read all the time about xyz happened, I didnt have insurance and I have insert massive amount in medical bills what can I do? ... insurance is there to protect against something massively bad happening or extremely costly. We ended up paying 8k all in in addition to premiums for each kid weve had. The bills were in the 50k range, but we capped out. Yes, its a high deductible plan but def better than 50k.Also if you have the option for an HMO Kaiser, thats typically cheaper but more limiting in which doctors you can see in your plan and at a discounted rate. 