<prompt> Human: This is more of a personal question than a financial one, but I wanted the advice of practical people. Im lucky enough to have parents who can fund my entire college education. Over the summer I realized I could graduate a year early. I worked with my counselors and took a class with my summer internship to make it happen. My parents sweetened the deal by offering to give me the money they would have spent on my senior year.Practical side: The gift would be somewhere between 20-35k. On top of that, I can save most of my first year salary in an expensive area by living at home if I graduate this year my parents might move next year. I have some savings of my own, so I stand to have 30k saved by 21 and 60-70k saved by 22.Emotional side: All of that made perfect sense before, but now Im crying on and off. Ill miss college like the seniors, but at least they have bucket list stuff planned together. Even if I had the time, Im not 21 like them. I also have a really heavy load so Im busy most nights and dont have time for anyone. My friends go out without me and my boyfriends upset. Im scared having that money isnt worth the stress of my schedule and the loss of my friends and boyfriend. Im depressed that Ill end up seeing them get married via social media. Im also scared that Ill hurt the GPA I need for grad school, although I have a good cushion.So, tl;dr: 60k or two years of allegedly priceless college memories. What would you do? The drop deadline is coming up.Assistant: No one has weighed in on this, so Ill bite. I would take the early graduation. If your boyfriend is upset because you are working hard toward your goals and not supporting you, then you will have learned something about your boyfriend. When you are working, there is nothing stopping you from hanging out with your friends, every weekend if you want. A nice chunk of savings represents the possibility of many good memories, if you choose to make them. You can take a trip to another country, visit your friends in their homes, leave grad school able to take the job that makes you feel good, not the one that pays the loans. Human: Its just that I see my friends growing distant already, and my schedule is only going to get harder. Theyll also have another year of bonding without me. My older sister is having the time of her life out of college, but its because she lives with and hangs out with her college friends. I guess I just feel lonely and am concerned Ill feel lonely the rest of my life if I lose my close friends.  <response>: Sounds like the issue is friendsYou will make other friends The friends you have now are not necessarily the ones you have the rest of your lifeIf you are going to lose friends because you are working then you didnt have friends to begin with. Outside of school when youre working yu actually sometimes have more time depending on your profession. Theres no homework or studying for work and you get to leave campus. 