<prompt> Human: US, california, bay area. couple in early 30s. total net worth is 260k. 130k in 401kIRA, 130k in cash. no debt. current living situation is renting at 2,600month -- we feel that home prices in the area where we live are just too damn high 650k and up for a decent-size townhouse similar to the one we are occupying now. total combined take-home pay is 15kmonth with IRAs401k-s maxed out.the idea is to purchase a property at a nearby ski resort 4 hour drive from where we live for 300k by putting 20 down and financing the rest through a 15-year fixed-rate loan. this property will:a be rented out on airbnb for 100night when we are not there thus, calling it a part-time rental. this should help us partially off-set the mortgage payment which would be 2kmonthb be used by both of us often -- we love skiing and doing things outdoors thus, saving us money on hotel staysdo you think its a good idea? why?  <response>: do you have experience renting homes? I would only consider it if I could afford all the payments even if no one rented. 