<prompt> Human: If I die unexpectedly, I want my wife to be taken care of. When we have children, I definitely want them taken care of. But 25 still seems a bit young to start looking at life insurance.Then I read this article Why I purchased life insurance at 23 and the article attempts to convince you that life insurance isnt just death insurance. That theres more to it than at first sight.What do you think? I know nothing about lifedeath insurance. I am also in Germany, but information for the US and UK will still be helpful. I just want to know how this whole thing works.  <response>: You read an article on a website that is used by an insurance company to sell insurance... 