<prompt> Human: Hi! My parents are reasonably responsible with their money. They want to get a new-subscriber rate with Comcast under my name. Im not really comfortable with that, because Comcast has a bad reputation for not canceling accounts on time and chasing people for bills. I dont really want that sort of problem attached to my credit history, so Ive avoided Comcast throughout collegegraduate school. I also dont live with my parents, if that matters. Is there a way I can prevent them from doing this? I said no, but they want to table the discussion until its time. Obviously, they have all my identity info.If it happens, am I on the hook?  <response>: Tell your parents no.Theres something thats been set up for just such an occasion as this. Its called a fraud alert, for people who are concerned that others might try to use their identity to open accounts.It may help to file a fraud alert with the credit reporting agencies so that anyone who tries to open an account in your name will have to verify that you are the person opening the account.What you will want is called an Initial Fraud Alert.If you do get evidence of identity theft, you will be able to file an Extended Fraud Alert to extend that up to 7 years. 