<prompt> Human: I know its best to pay off your credit cards every month. I use my card for everything I buy for rewards points, and pay it off every month to avoid interest.My question is: is it better to pay off the statement balance, or the current balance?By the time the statement comes Ive already spent a little more since the end of the billing cycle, so the current balance is higher than the statement balance. Is it better for my credit? to pay that off when I make the payment for the previous month or leave it for next month when I get the bill for that money.  <response>: Pay the statement balance off in full before the due date. 