<prompt> Human: So I hit the genetic lottery and my prize was a horrendously fucked up mouth. Total costs will likely exceed that 30k amount honestly. I have Delta Dental insurance but it will only cover a tiny, insignificant fraction of that. Current Situation 25 year old mechanical engineer making 51.5k in the midwest 23k in student loan debt from undergrad. Pay 300month towards this. Could easily pay more but Im building up savings. Roughly 15k in the bank currently. Monthly expenses everything included are roughly 50 of my income. Options I see Put entire cost on Care Credit at suggestion of dental office. Interest rates are fucking insane though. Get work done by students at local university at about half the cost so Ive been told. No official quote yet. This would have to wait until school is back in session in August. Dental tourism AKA get the work done in a much cheaper country such as Costa Rica or Mexico. Not something I put a lot of faith in but hey, not ruling anything out. Use more student loans. I have no idea if this is viable. Ive been debating going to grad school for reasons completely unrelated to this and I had the thought that I could just take out a ton of extra loans and use them to pay off Care Credit. Yes, I know student loans cant be forgiven or cleared by bankruptcy but the interest rates are a fraction of Care Credit. So far Ive had zero issues making SL payments and I personally believe they are very fair and lenient compared to private loans. I take out a bunch of student loans, some go directly to the school and I get the remainder in the form of a check that I use for paying off Care Credit. This is a little out there but its an option Im willing to entertain. Additional things There is not a huge rush on getting the work done but the state of my mouth currently wreaks havoc on my self esteem and self confidence. Its very embarrassing and Id like to get it done quickly. I have zero desire to purchase a housecarother-ticket-item in the near future 5 years so Im not really saving up for anything like that. Im terrified the cost of this will cripple me financially for a very long time. I despise feeling trapped and debt is a great way of ensuring I feel trapped. Fuck the cost of dentalmedical care in the US. Its insane. Are there any other options Im not seeing? What can I do?Assistant: Have you gotten more than one opinion?Human: Not yet. Honestly I kind of figured it would only change by a small margin from place to place but maybe thats just me being a naive idiot haha.  <response>: I had one dentist tell me I needed 5k worth of work done, then another 2 tell me I was fine. 