<prompt> Human: I was in a fender bender recently where the other person claimed injury. My own car was nearly totaled and my check for collision was around 3k. I wasnt driving for lyft at the time but I do drive for lyft to make money part time. My Geico policy under my Moms name had me removed. Now at Farmers Insurance they are quoting me for 2300 for a six month policy. Should I be looking for a better deal or do most Companies have the same rates? I live in California.  <response>: Totaled car with Injuries, your rate is going to be high for a while. I would however shop around, prices can vary quite a bit. 