<prompt> Human: Im a recent college graduate who know has a chance to go to Europe for 23 days, the trip cost 4,500 and it pays for mostly everything except museums and other costs. I have around 3000 saved up, but this trip will leave me and dept. Its pretty much a trip of a lifetime but il put myself in debt with a family member.Edit: I also have monthly car payments  <response>: Its pretty much a trip of a lifetimeIt is not. You have a whole lifetime to save up for a trip and do it right. Heck, even keeping your head down for a few months could have you going to europe and having a whale of a time. But worth going 1500 into debt? Nah... 