<prompt> Human: Please ignore my username - this is a throwaway account so I dont have to share super personal financial info on a public account. Its an account I used years ago for another job. x200B;Hoping you guys might help me to make sense of where my money is going with my mortgage. Original Home Mortgage: 209,000x200B;Principal: 331.29Interest: 725.37Escrow Taxes Insurance: 872Total: 1928.66x200B;What suprises me is why my Taxes and Insurance are so high? By all accounts of what I have read, people pay typically 800 - 1000 in Home Insurance PMI which would come out to around 83 bucks a month, not 872. My property is in the zip code of 17011. Any advice on where to look to understand this better would be much appreciated too if this info is not immediately helpful!x200B;x200B;  <response>: Did you not ever read your LECD when you purchased the home..? Its all explicitly broken out in there. What is your tax assessment on the property? Whats your LTV? 