<prompt> Human: Ive searched around and have found conflicting information. Some say it wont hurt your credit, others say that it will and you will have to pay a steep penalty. Im currently a thousand miles away from my vehicle but have to make some decisions where Im currently at, so I dont have the actual lease with me to review. I have been given a car and wonder if I could turn in my other leased car early provided I pay the remaining 6 payments off. Strangely enough, my insurance on the vehicle is more than the car payment, so I would save 6 months of insurance if I did so. Does anyone have experience with this?  <response>: Yes, you can, if you pay for the full lease then there is no problem. The problem is if you just try to turn it in early and not make the remaining payments. This is probably what youre seeing information on because not many people are willing to turn in a car that theyve already paid for for six more months. 