<prompt> Human: I make 60K a year, which comes out to 1616.30 bi-weekly.I have 31K left in student loans and pay 527.77 a month.60 dollar phone payment per month.I dont have a car payment, or pay insurance or a house payment. So essentially my loans and phone are my only payments I make out of pocket per month.With these numbers how much should I save in an emergency fund? I want to bang out my loans as quickly as possible, but I always see people saying start an emergency fund, so with the information given can anyone help with a good emergency fund amount?Thanks!  <response>: With my emergency fund, I calculated all my total expenses rent, utilities, bills, student loans, insurance, etc. and multiplied by the number of months of additional savings I need could be 3, 6, 9 months. 