<prompt> Human: Ive gotten myself into a bit of a jam. I get paid in a few days, but I need to buy some food now. Ive nearly reached the credit limit on one of my cards. My question is if I can go like 50 over the credit limit and then immediately pay that 50 once I get pay without the credit card company charging my it is well before the end of the billing cycle.  <response>: It depends on your specific card. Some cards will decline charges over the limit, other cards will allow it - but they charge a fee for the convenience. You should review your account documents or call your lender before you set yourself up for a fee you cant afford. Also, call a food bank and put in an application for SNAP food stamps so you can eat and focus your money on getting your finances squared away. 