<prompt> Human: My wife and I are software engineers in our mid 30s. Over the past couple of years, weve had some career success which has boosted our income to around 525k. Our net worth stands around 2 million, with our debt 350k in a mortgage at 3.125 and 10k in student loans at 4.5. The majority of our assets are in various ETFs, index funds, and other mutual funds. We max our 401ks and Roth IRA conversions.5 years ago we were making 200k, and I suppose our investment sophistication hasnt really grown as our incomes have. Im trying to figure out whether it makes sense for us to make some bigger changes such as focusing on a more balanced asset allocation, or even hiring a professional money manager. I dont know much about these things and Im looking for advice on what to do next, given our situation.EDIT: after reading through replies, Ill reframe my question. Im looking to learn more about investment strategies and advice that would be more unique to high earners. For example, tax mitigation strategies, diversification beyond stocks, etc.  <response>: At 2 million, I would start looking at financial planning for future generations, if you plan to. Make sure you have your insurances up to date and in order, wills if children involved, etc. Get something to protect your assets in case of bad luck, such as umbrella insurance. 