<prompt> Human: Long term lurker, first time poster. I am a college senior with 2k set aside for true high-level emergencies need to buy a new car immediately, need to get out of my living situation today, etc. The point is that the money needs to stay liquid. I currently have it sitting in Wells Fargo earning a minimum interest rate. I just heard about Ally where it could earn a little over 1. It seems like a pretty good deal, but I dont know anyone who uses the bank so Im skeptical.Does anyone have any experience with Ally or know of a reputable bank with a decent APY? Thanks!  <response>: Ive been using them before they were called Ally. 