<prompt> Human: I have a installment loan with BOA for my commercial property. I have had it for over 6 years they have never contacted me about it because I always make my payments before the due date. Recently they sent a letter stating they are wanting a copy of my tax returns for the past 2 years both personal biz along with a debt schedule a personal financial statement. There is not maturity date or reterm date on the loan its a fixed rate. I checked my loan papers it does show that they can request this info but I am just wondering why now when the loan has always been in good standing. I have all the documents its not a real problem to get it to them but I cant understand why they are requesting this now. Should I be concerned? Any help is greatly appreciated  <response>: I would recommend just throwing them a phone call. As long as you are calm on the phone Im sure they will explain why they suddenly need it without a fuss. 