<prompt> Human: Hey all,My SO fell victim to the good ol FBIIRS give us Gift Cards or well arrest you scam.She was targeted for the scam and ended up sending a lot of gift cards to the scammers luckily, she was unable to wire our savings. I was at home when I received fraud alerts like crazy from the credit card companies. I filed disputes against all the transactions and cancelled all the cards as she continued to buy the gift cards and send them to the scammers. I also declined the charges and responded to the fraud alerts on credit cards that were in her name-- not just the ones in mine or where she was an authorized user I have the information needed to do this. I guess she was just caught up in the frenzy of it all--they gave her the whole spiel about a closed investigation, to check the caller ID and confirm it was from the local FBI office which it did appear to be on caller ID and I assume this is what convinced her it was legit, and then just ran on emotions to absolve herselfme of the charges and warrants for arrest without stopping to thinking. Anyway, we have a lot of credit cards...so while I was playing this cat and mouse game, she managed to buy over 10k worth of these gift cards and send them to the scammer before I had shut everything down.Weve informed the company issuing the gift cards that she fell victim to the scam and provided all of the gift card numbers to them. Weve filed the police report already, shes frozen her credit with the 3 credit bureaus, shell be contacting the SSA, IRS, state tax controller, MVA, and FTC after the weekend disclosed her SSN, maybe DOB, and drivers license. Weve filed a ic3.gov complaint as well.With every credit card company I called to dispute the charges and cancel the credit cards, they all said that I would not be liable for any fraudulent transactions. My lingering question is, despite what the credit card companies said, is there a chance wed be on the hook for the amounts she purchased? 10k isnt something we can deal with..that would drain our savings 3 times over...Thanks  <response>: Unfortunately the credit card transactions were not fraudulent. Your SO authorized the transactions.That they were used to purchase gift cards that were then given to scammers doesnt make the credit card purchases fraudulent. 