<prompt> Human: My girlfriend and I are looking to buy a house in the next year or so. We are both teachers and I make around 48.5K and she makes 46.5K. I also have a summer gig that nets me about 12K in cash every summer. I have no debt whatsoever. She has a car payment of about 350 and a student loan payment of about 160. I have about 45K saved up for a down payment. We rent currently and pay 1700mo. Looking to keep that monthly payment around the same. Can anyone advise us of how much house we can afford? I do have a loan officer that Im working with, but they are not super responsive unfortunately. Looking for advice. Thanks!  <response>: I feel like my recommendation is getting as much as you can get approved for on just your income. Dont add her to the paperwork. That way if something happens disability, break up, etc youll technically be able to afford the bills on one income. 