<prompt> Human: My friend bob was on the road to adulthood. Got engaged, bought a house, the whole 9. He had a shared bank account with his then fiancee. That relationship has since dissolved. She moved out and he is cleaning up all this mess.The thing is he cant get her to go to the bank to close the account or even just remove himself. Evidently they both need to be there to do this. He removed all his stuff and is set up elsewhere but her check autodeposits into this account. She is overdrafting on this account frequently.When he spoke to the bank there evidently is nothing that can be done about this. If they close it they told him it will automatically reopen when the direct deposit tries to go through. That didnt sound right. I thought that would bounce back to the company.What can bob do here? He seems to be in limbo as his name is tethered to this account and is therefore responsible for her overdrafting and overall ineptitude. TL;DR BOBs name is stuck on an account he cant close because of unwilling ex who constantly overdrafts it to be petty.Edit:solved Thank you all for your answers. It gave me food to chew on. I called their customer service line and told them what he was told.Basically if he withdraws and closes it. It is closed. If a direct deposit attempts to go through it will open it back up although only partially. Checks, debit cannot be used at this point. The only way to access that money in this partial state is to physically go to that branch and withdraw it. Assuming she didnt switch her check will go in pay the 290 in overdraft, he will obtain the rest and the account will be put to that closed position. I highly doubt she would physically go to the bank for money every time and since the ease of a card is out the window she would be forced to address the problem and finally close it.Again thank you all for your answers, insight and thoughts. I carefully considered these things as I talked to the rep.  <response>: Told him it will automatically reopen. Thats likely a line of crap from a bank employee that doesnt want to hassle with closing out an account. He needs to go into the bank, tell them that he wants to close the account and that he doesnt know of any direct deposits scheduled. A closed account is a closed account and if theres no account to deposit into, the deposit will be rejected. The ex may get pissed, but thats her problem and hes not legally obligated to anything as long as hes not closing the account to run off with a bunch of her cash from it. 