<prompt> Human: Sadly, Ive never had a savings account but have recently paid off all my debt and will now be able to put away some money. The idea is to have an emergency fund but also start saving for a down payment on a house.Where is a good place for me to start putting money away? I was looking at Online Saving Accounts through Nerdwallet.com because they have a high yield. Is this something common or should I just opt to go to a more ubiquitous bank like, say, Chase or BoA?Thanks in advance for your help.  <response>: Discover, Ally, any bank with a higher interest rate. If you have 10k in savings for a year at those banks youll earn about 130 in interest. At Chase and others youll earn like 9 