<prompt> Human: So as per the title text, my father recently passed away. previous to this, he bought a rather expensive car for himself but soon became to ill to drive it. he gave it to me, and insured me to drive it under his insurance policy. he never informed anyone in his family that he still had around 30 payments left, coming to over 3500. the car was registered and purchased in HIS name, but the bank account the payments come from is a joint bank account between him and my mother. as we no longer need the car, we are thinking of the best way to sell it on, but the average price is only around 2000, and we have already made 1000 worth of payments, so this would be quite a big loss to just pay off the finance and sell the car. finally my question is, can we simply inform the finance company that my father is deceased, implying that payments will now stop as we are not responsible for the car? even if they want to repossess the car, we will still be gaining financially from this.  <response>: My sister passed a few years ago, she had racked up a ton of debt on credit cards and even convinced my father to co-sign on a loan with her for a car. When she passed, we contacted the credit card companies, they asked for a death certificate and wiped the debt away. The car, however, my father ended up having to pay for.Since your father was the sole party on the loan, I can almost assure you that the finance company would take the car off your hands after providing the proper documentation and declare the debt paid. I dont know how it works in the UK but thats how its done in the US. 