<prompt> Human: I occasionally see people throw out numbers over 100k when talking about how much theyve saved before their 30s. I would be really interested in knowing how you got there - high income? low expenses? investing? combination of all three?  <response>: 29 yo 190k between investments cash4 year college degree free with scholarships Military for 4.5 years officer, married single income private sector 2.5 years and spouse began working 1.5 years agoNo debts until buying a house in 2013. No kids. Always did what we wanted but never wanted to spend on lavish things. We go to see family on the beach for vacation, no flying. Always pay ourselves first auto contribution etc.. 