<prompt> Human: If youre unwilling or unable to combine all of your banking accounts with your spouse, heres what I think is a clever alternative. This solution will allow you to see your combined cash, credit, loans, investments and debt as well as share budgets and track spending in general. I arrived upon this solution when thinking of a way to convey the concept of net worth and combined net worth to my spouse -- a much more effective perspective on personal finance than short-term savings and budgeting, IMHO. We treat our combined net worth as one of those big thermostat-style gauges that we work to improve.Youll both need to have gmail accounts and your bank accounts will need to be compatible with Mint.com ... Create a new Mint.com account using a plussed Gmail account learn more about that here For example, Create a custom filter for emails that match this rule more on that here and forward those emails to your spouse -- this obviously requires that you both approve the setup through gmail. Configure all of both of your accounts in Mint.com and setup alerts, budgets, etc., etc. from the perspective of your combined finances.Voilà, you can now get a simple combined picture of your combined finances without necessarily having full access to each others accounts.  <response>: Great idea!Did the same with my girl when she moved in, then we paid off debt, bought a house, car, got married and saved up a solid efund. We have used it to get low interest CCs. Used it to plan for retirement, plan for kids, etc. And now we have decided to open a fidelity cash management account and brokerage. Heres to the future!ps: we used the combined g account to post our wedding website and pictures. And use it for things that need to go to both of us. We just delegated it to each other, instead of all that tagging trickery. 