<prompt> Human: male, 43 yrs old, married with two kids 7 and 2, the only wage earner in the family. i know this step is incredibly risky and probably selfish too, but i am tired of my job and dont see a future even assuming i finally climb to the top of my career track. figure this is probably my last chance to do sth i would remember on my death bed.geography: cheap part of NYCsaving: 12K net cash after credit card debtinvestment: 15K, some stocks are in big red thoughroth contribution which i can withdraw tax free and penalty free: 48Kpension lump sum pay-out: 37K after 20 tax withholding if i dont roll it over, possible additional penalty late on ?family budget if i quit: 7Kmonth, including family health insurance which i would have to buy on my own if i quit 1.8Kmonth and car loan 800month, no mortgage.Questions:1. any financial maneuvers i shall consider, e.g., register a company to collect legit expenses if i trade for a living?2. any advice, ideas, comments, criticism, past experience, 2nd hand stories, all welcome and appreciated...thank you for your time!  <response>: If you dont already have a glorious track record of making money with day trades, Id say youre about to make a huge mistake. You have almost no savings for a family of 4, dont gamble with their future. 