<prompt> Human: I know many people are probably in the same boat as me. My weekends are full of sport, same with nearly all of my nights. I used to have a job and saved up about 3k but this is quickly disappearing Should I get something like a managed fund at my age?  <response>: What do you mean you have no time for a job? - Life is about compromise. If you need money, find work that will fit into your schedule and do it. Saying you dont have enough time for work is not a great excuse - you need to devote time to work if you need money. Basically - you might have to give something up that you love to ensure that you are bringing in the money!! I gave up plenty of stuff when I was in year 11 and 12 doing my HSC - I hated giving it up, but I had to do it to be able to ensure I was earning money 