<prompt> Human: Right now Im working at a retail store for approximately 13hour plus a bonus of around 80-150 per month for sales performance. I got my degree in German language and culture minor in Biology because my parents told me that it doesnt matter what kind of degree you get, just getting one will show your work ethic to prospective employers. Well, that doesnt seem to be the case. Ive looked for higher paying jobs in my field, but it seems that the only jobs available are either part-time tutoring positions, customer service representatives call centers, or require a masters degreecertification.Right now I pay about 500 per month in student loan debt. The federal loans are under income-based repayment and are only 113 a month, but the private state-based loans are 400 a month for the next 20 years. That plus my car payment adds up to about half of my monthly income right now. Im living with my parents right now, and Im not paying rent, phone bills, or utilities. Ive started tracking my spending YNAB in order to see where I can tighten things up, but with the exception of some irregular purchases such as new clothes after losing weight and some business cards to push my tutoring on the side theres not much besides food, gas, and loans.Im reticent to take on more debt to get a masters degree or get some sort of certification training, but from where Im sitting I dont see many other options. Ive also considered getting certified in something unrelated, like dental hygiene or high school science education.Im looking for advice on a few things: 1. How can I make my language degree more valuable? Should I look at going back to school for a masters and taking on even more debt? 2. Should I accept that German is a dead end degree and get an unrelated certification? Something science related, perhaps? 3. Can I do anything worthwhile with my minor in Biology? I also have some coursework in Education as well, if that makes a difference.4. Are there any options for reducing my private loans? My principal is about 44k with 11k worth of interest left on top of that. Interest rates are between 5.25-6.  <response>: Teach? Do scientificengineering translations? Get a corporate job unrelated? Do something biology related? Go for an apprenticeship? Go into the military? You have options. Also, rfrugal. 