<prompt> Human: I am in debt 300 to amscot and 450 in the whole with my own account. I got this deep by losing my job and thinking I would beable to pick one up immediately after. Ive never been fired before and Ive always had a job since I was 15 waiting tables, tending bar ect. Im 25 now Its been 3 months since this happened and Ive had to move back to my parents who have taken care of my insurance and car payment this month but theres no way that they should be responsible for this and I know they cant do it next month and even If I got hired tomorrow I wouldnt afford it myself but if I get rid of the car I have no means of finding or maintaining work. If I died would the debt that I owe be bestowed to someone else? I seriously can not watch my existents drain the life and hard earned credit of my family but will this still haunt them in my passing? Will the bank and amscot come for them to collect payment?  <response>: Wow man, are you alright? Suicidal thoughts over 750 strongly suggests you need to seek immediately psychiatric help. 