<prompt> Human: I have a savings account with a significant amount of money 1k and some change, but there is an expensive and somewhat frivolous purchase I want to make that. While I understand this wouldnt necessarily be a wise move, would it affect my finances majorly if I were to withdraw that money?  <response>: Its important to keep cash savings in the event you need it for emergencies. Having 1000 for car repairs can be the difference between keeping or losing your job when you cant get to work or the difference between keepinglosing your apartment when you get fired and have 4 weeks between paychecks. Your life situation may vary, but typically keeping extra cash around is prudent and keeps a buffer between you and being broke. 