<prompt> Human: Monthly Gross Income: 6300401k Allocation: 20 1260Stock Option Plan 15 945 gives me 20 discount off share priceTaxesHealth Insurance 30 1890Rent and Utilities: 800Car Payment: 450CC Bill: 1500 including fooddrink, phone, education expenses, entertainment, miscThis is not sustainable...how do people contribute to their 401k and still pay their bills? I am not even maxing it out.MAJOR EDITI was looking at my stub today and got confused when making this post. That should read PAYCHECK AMOUNT not MONTHLY. New MONTHLY is 6300  <response>: Well if you want to max out your 401k and not live hand to mouth, the first opportunity is to stop spending 1,500 a month on your credit card. You need a better budget. 