<prompt> Human: Hey PF,Read a lot of posts on here but never been a poster myself. Im 19, just still starting finances. I just moved out of my moms and my wife and I got our own apartment. Its becoming tedious to only have our one car...back before we were married, I got a 2015 Chevrolet Cruze for 15k. Now that we are married, its becoming annoying to have her drive me to work in the morning so she can have the car for the time she needs during the day, but if I didnt pack a lunch for the day then I just starve to death...I was wondering if someone could tell me how to basically exchange my current car for two, less expensive cars? I have just shy of 12.8k left to pay through my credit union on the car, so with depreciation I figure I might be able to sell the cartrade in the car to be able to pay this loan off; however I cant go very long without a car. Could anyone let me know what would be the best solution to get rid of my current car, knock out that loan, and get 2 cheaper cars instead? Thank you all so much for taking the time.tl;dr: Have a car with 13k left which is about the worth of the car, want to trade it for 2 cheaper cars one for my wife and myself.  <response>: Would suggest being patient and saving up a few grand for something just over being a beater then focusing on paying the loan off on the other one. Trading in the car is not a great idea 