<prompt> Human: So I am thinking about dropping 15k flat on my student loans. I would have 2k left. I still live with my parents so I can just work a lot and get me back to normal. One question I have is would my bank even allow me to drop such a large sum of money? Is there a limit to how much I can use on my checking account? I use wellsfargo.  <response>: Youd have to call and see. Often times there is a policy in place, but you can call in and tell them about a large transaction and they usually unlock it for an hour or two. Keep an emergency fund of 3 month living expenses, then go for it. 