<prompt> Human: Mmk..so we need to be in our own place by the beginning of 2016. Forgive me for typing lots of notes or typing kinda everywhere.i feel that every detail will help.Right now,I have about 500 in my account get paid between 190-270 every week,depending on my hours. Every Friday when I get my check,I take 30 put it into savingsI just started doing this. By the end of the year I should have 540 in my savings.My tax return usually comes to a little over 5,000. I should get my taxes back sometime in January because I always file right away.My bills come to about 550 every month. My car payment is my big bill to which I still owe 7,153.02 pay 294.79 towards it every month.By December,I will owe 6,268.65.The place Im looking at is basic needs the cheapest,safest place I could find. Its a 1 bed1 bath is 595month with a 99 move in deal.I get WIC for little man so his milk,fruit,veggies etc are covered. I also applied for food stamps should hopefully be getting an answer to whether Im approved or not by the beginning of next month. My gas usually takes 35 to fill the tank.--Again,I apologize for it being kinda everywhere. I just wanna budget as best as I can so that me my son can be in our own space.i have an idea of maybe the route i should go but Ive seen some really good advice on this sub before just wanted to get another persons viewpoint. I know itll be tight for awhile thats ok with me as long as little man is taken care of. Once he starts going to school,I plan on getting back into college so that I can get a better job.  <response>: With the numbers youve given, your income will not cover 550 in bills and 595 in rent, even on the months you make 270wk. So you will always be dipping into your savings. You should adjust your withholdings on your W4 so that youre taking home more of your money every paycheck rather than in a tax return. 