<prompt> Human: Im a 30 yo professional living in Washington DC with about 55,000 in savings. I used to have a few different investments but I sold about 2 years ago because I thought I was going to buy my first house. I decided against it but didnt re-invest my money. I expect to buy the house in about 2 years but I dont have any concrete plans. On one hand Im wary of investing the money because I may need it in such a short time frame, but at the same time I feel like its such a waste to have this much money for multiple years in just a savings account. Has anyone else been in this situation, and what did you do? Thanks.  <response>: This question has been answered at least 10,000 times here. Use a savings account for shorter term spending needs. 