<prompt> Human: Title. Im from Sweden and every time I see posts about people wanting to pay off their student loans ASAP it gets me wondering what the interest rates and amounts of loan, ofc are like. In Sweden, the interest rate of student loans currently sits at 0,18 per year, so I dont really want to pay that off ever or at least not until interest rates go up.  <response>: Effective July 1, 2018, the new interest rates on federal student loans will be: - Undergraduate Stafford: 5.045 - Graduate Stafford: 6.595 - Parent PLUS: 7.595 - Grad PLUS: 7.595The high yield 10-year Treasury Note Auction rate on 592018 is 2.995.Private loans vary depending on the lender, your credit score, and whether or not you have a cosigner. Also, do your research because many will offer a starting rate of 4 or so but its a variable rate which can get up to double digits. 