<prompt> Human: Hi all, I came across this FAQ and have spent some time studying it. Okay, so I have followed all the steps:1 I have six months salary saved for emergencies.2 I have paid off all my debt including my mortgage.3 I max out my employers match with my 401k.4 I max out my Roth IRA every year.5 I have life insurance.Okay, so whats next? According to the FAQ, I should go back and max out my 401k on my own contribution limits. Okay, great! Whats after that?Am I at the point to where I should do more risky investments? Index funds, individual stocks, real estate? Im having trouble finding info on what to do after you fulfill what I call the foundation steps.Thanks,Update: quick info about me. Im 36, an architect, single, own a home in Dallas. Very frugal with my money. Recently inherited a modest sum that allowed me to do number 1 and 2 above, thus freeing up cash for the rest. - Thank you all for the advice so far.  <response>: Consider a brokerage account if you want to continue to play the market outside of your retirement accounts. Or, throw it in savings and start working towards a house or car or whatever. Maybe even start your own business or buy some rental properties.Congratulations on being in such great financial shape! Im jealous! 