<prompt> Human: Long story short my family is me my mother and my grandmother. My mom had issues with a maxed out credit card about 10 years ago, around 15 000. My grandmother paid them off and she got rid of her cards.I just found out shes still has a card and its maxed out at 25 000 and she has another one from another bank thats at 8000!! She only makes around 30 000 a year.Im freaking out over here. Im in school and my grandmother cant bail her out again. is there any help for a person in this situation other than bankruptcy?  <response>: I dont want to sound rude and its real nice of you to try and solve her problems but i dont think its up to you to fix your moms debt.Focus on school and landing a job you enjoy when your old enough.I get wanting to help but your focus should be getting good grades. If moneys tight and youre in college, apply for grants and financial aid. 