<prompt> Human: Hey guys, So my wife and I purchased a home almost 3 years ago and my wife paid the 20 downpayment for the mortgage and the house and mortgage is in her name. We are married with no prenup and file our taxes jointly. We split the mortgage and everything else 5050 and I have almost paid my wife 10 of the mortgage downpaymentWe plan on selling the house and moving state in a couple of years, so I am just wondering if there is any point in me paying legal fees to have the house put in both our names? Is there any benefit to me? Assistant: This depends a tiny bit on the state youre in. If you were married when you purchased the house, then a divorce would almost certainly split it 5050. If you werent married when you bought it, but you were together, it would most likely be seen as an asset to split. If you werent together when it was purchased.. itll get messy. This is where rlegaladvice might be able to advise on each of those three scenarios. Human: We were not married when we purchased the house and our state is New Jersey. TBH Im only really checking if there are benefits, legal advice on divorce etc is not what I am looking for. We have a great marriage :-  <response>: What would happen in the case of her death? Joint tenancy with survivorship makes this seamless. If youre not on the deed its part of her estate and would go through probate. Youd get it in the end but it would take a while and could be harrowing. 