<prompt> Human: My salary averages around 24k a year but its fairly inconsistant. There is money coming in from my father for most of the down payment and looking at places around 250k. Does anyone think I can pull this off?Im ready to have a place thats mine and Im wanting to buy in Portland, Or, where Im seeing people still flocking here so Im thinking that the property value will increase.  <response>: If a lender qualifies you for that, theyre crazy! Thats way too expensive of a home compared to your income. 