<prompt> Human: Recently while driving, a woman swerved and clipped the side of my car. Her insurance took responsibility for it. I took it to a shop and they estimated the damages at 3500 with 11 hours of work take about 5 days. Also several of the panels would have to be replaced along with the bumper. When I arrived at their Geico insurance adjustor he promptly told me the total damage was 1200 with 2 hours of work. He said only the rubber stripping would be replaced and the rest just buffed and painted. I am of the mind I want to take the money and ill do the repairs myself later, but I am not willing to accept their 1200 in damage estimate. What are my options for getting the full 3500 from geico.  <response>: Are you able to have your mechanic print off the work they say needs done along with their estimate?You have to be nice but firm with the adjuster and provide your own evidence of what needs to be repaired if possible. They dont care about your car, they care about Geico paying as little as possible, which means repairing as little as possible. My wife got rear ended by someone with Geico awhile back. Their insurance adjuster did everything they could to do the absolute bare minimum repairs and low ball the damage that was done. We had to push back and use what our mechanic said needed done as evidence. 