<prompt> Human: Hey personal finance, Im looking to buy a new car next year and I found something I am quite fond of. It is definitely a bit expensive, I know but I want to know if I am absolutely out to lunch or not with this. Breakdown of my finances below. Ill be making approximately by my own calculations 44,148 net of tax 63,000 gross, 1,698 every two weeks, with no debts. I pay 1000month in rent, with approx 125month in electrical on top of that. I live on my own, and have budgeted around 200-300 a month on food. I have about 35,000 in various investments 2,000 liquid Tfsa, 25,000 invested TFSA, 7,000 invested in RRSP. The car all said and done will cost me about 41,539 including warranty, HST, etc... Id like to finance this over 36 months at 1.99 APR with weekly payments of 274. Total financing costs are about 1,260. I expect my investments to have a higher return then that so this is why I intend to finance rather than pay in cash. Is this reasonable? If my budget is correct I expect about 1000 a month after all expenses are said and done. This will be whittled down by insurance, gas, and maintenance. Is this doable? Stupid? Thanks! And please excuse my formatting, Im on mobile.  <response>: I think a 1,260 monthly car payment on a 63,000 salary is absolutely insane, and Im all about buying nice cars. 