<prompt> Human: I used the search function and found a few similar posts, but as always, everyones situation is different. I have 15k in student loans, and no degree to show for it. I might go back to school someday, but for now I have no idea what I would study. With income based repayment, I could be paying anywhere from 0-100month. If I move, I could potentially have monthly expenses as low as 500-600 if I rent a room from my sibling in another town. I scheduled an interview for a job in that town which pays 10hr, but now Im second-guessing it. Why waste my current opportunity to save money as a young person?If I stay, I have essentially no bills besides 30 for cell service. Parents are completely okay with this and we get along well, but I crave independence. I could get a job in town earning anywhere from 9-13hr most likely part-time. Stay here, gain some work experience, and save money. That could put me in a position to get a slightly better paying job and my own apartment without roommates very important to me once I move out. Cheap rentals go from 500-800 around here. Thanks for reading.  <response>: Most everyone who says theyll go back to college someday never wind up going back. If you have your sights on long term independence, I would look for better opportunities than 9-13hr part time jobs. If youre fairly smart, Id look at doing a job in the medical field that you can get a two year degree for. A lot of hospitals are paying for nursing school if you work for then for a few years after you graduate. Hospital nurses are in demand and do quite well salarybenefit wise but it can tough. Otherwise trade school would be a good option. 