<prompt> Human: Hi rpersonalfinance,I am currently working at an outdoor store and I receive incredible discounts 60-80 off. I currently have some debt 12,000 in student loans, 6,000 in auto and just received a credit card with a limit of 4,700 and no interest for 2 years. My major excess spending goes to outdoor equipment and activities, and I know that this will continue to be the case for the foreseeable future. I am quitting my job in two months to join the Coast Guard, so my question is this: Do I use the no interest period of the credit card to save money on the purchases I am planning on making in the next couple years?I am planning on buying a mountain bike within the next year anyway. I would have to put it on credit now 2500 or spend 5500 cash in a few months. I will have a consistent paycheck in the Coast Guard and very little living expenses so paying off the credit card shouldnt be a problem.I know that there are unexpected events that would make the Coast Guard impossible accidents, health problems, etc., but I do have an emergency fund that could be used in these circumstances.Any advice is greatly appreciated.  <response>: I am planning on buying a mountain bike within the next year anyway. I would have to put it on credit now 2500 or spend 5500 cash in a few months. Or c, you dont buy a 5500 bike until youre no longer in debt. 