<prompt> Human: Divorced guy here.To build my emergency fund. I have been squirreling money away every paycheck to a savings account my bank has. Problem is two folds:1. I am saving very little right now. 100 per month. 2. Savings account has a ridiculous interest rate: 0.75. So low.I want to build my emergency fund faster than what I have been doing so far. Stupid questions:1. How can I increase my monthly contribution? Do I need to review my budget and make cuts on wanted items instead of needed ones?2. My goal is to save in that fund 30k. About a year of rent, bills and car payments. Should I shop around for a savings account with high rate of return? Any advice welcome. Thx!  <response>: How can I increase my monthly contribution?1. Make more money2. Spend less money Do I need to review my budget and make cuts on wanted items instead of needed ones?If 1 is not an option, then yes. If youre having trouble, post your budget in rpersonalfinance and people will help andor criticize judgementally Should I shop around for a savings account with high rate of return?Yes, see rpersonalfinancewikibanks_and_credit_unions 