<prompt> Human: Hi there really stuck in a situation that is holding me back from doing a lot like vacationing going out really, i just had a new born baby who is now 10 months oldmy girlfriend helps out with his food and diapers so that isnt on me yet.How ever looking at my lifestyle i dont think i can afford to own my house anymoreits valued around 530,000 with 340,000 mortgage left on it.Any advice would be helpful asking me to cut down these things will be almostimpossible but please help should i sell and rent and invest the money somehow? or what to do. I feel like if i sell i wont have a future.BTW im self employed. 5800 Take home after Taxes1500 mortgage payment300 Property Tax180 maitence fee150 Cable and Internet40 Enbridge70 Water90 Hydro one60 Reliance Heater---Ciggerettes 480 A Month Pack A dayWeed 240 Groceries - 350 A MonthTake out food - 900 a month---Debt making minimum payments.30K---  <response>: If you think the smoking is only costing you 480 a month just wait a few years. 