<prompt> Human: Hey, ive been saving money but for no particular reason, i dont have any debt, but im just saving it for the sake of it at the moment. I was wondering what the best thing to do is? Maybe invest? Any help would be great. Thanks Edit: Im from the UK sorry - Some things may not be the same if youre in the US for example  <response>: Im using the money to build and emergency savings first. And then Im going to allocate savings to different things like school, big purchases, and retirement savings, and travel. I really need a higher paying job tho. 