<prompt> Human: So my current situation is that I graduated from college back in May, got a decent paying job I like and started living with a few of my best friends in an apartment near Harvard Square. I love every aspect of my life right now, but an opportunity came up that Im wondering if I should take advantage of.My parents called me to tell me that in my hometown A fairly affluent suburb of Boston a house went up for sale through that towns affordable housing program. Currently, because Im at an entry level position my salary is just low enough that I could qualify for the program Id have to take a 500 pay cut to get it and through it Id get a government subsidy to buy the house for very cheapThe house is going for 365k, zillow tells me its worth around 686k . They also say though Im a bit unclear on the details here and want to look into it that because they are friends with the person selling the house through this program that Id be able to get it. Theyve also put forward that if I was willing to invest in this house, they would help me with covering the down payment, and have also said that they could outright buy the house and I could pay them back over a period of time that was easy enough for me. However Id have to move into and live in the house as a requirement of the program, I couldnt just rent it out while continuing to live in the city. Theyve also said that they would cover my rent for the remaining 9 months of my lease, so that I could focus on paying off the house.My long term goals have always involved moving to the suburbs and having kids, Ive known this for a while. Even as my friends my age are talking about moving around the world and trying to figure out their lives, Im thinking about trying to get to the point that Im financially stable enough that I could start looking at having children and building a family. Ive imagined myself starting around 27-28, so 5-6 years from now. Im also fairly confident that I want to remain in the area and have thought that my old hometown would be the perfect place for me to settle down and raise my kids great school system, safe etc. I had thought that this would happen a few years in the future however, and dont particularly love the idea of moving back to my hometown in the suburbs as a 22 year old to live alone in a big house maybe I could rent it out to some roommates while living there while my friends are all in the city. However, I know that its getting exponentially more and more difficult to live in my hometown as home prices sky rocket, and it seems unlikely that in the timeframe Im thinking of, Id be able to make enough money by the time Im ready to be able to afford to live here. It seems like this is a one time golden opportunity to take a huge step towards achieving my life goals that may be unattainable later. But I am also hesitant to kind of sacrifice a fun part of my 20s and tie myself down to this place, what if my goals change over the next few years or I want to move but Im stuck because of the house. Is this opportunity too sweet for me to say no to and should I start looking into it? Or if I decide to keep my current life, is it something I can still do 6-7 years down the line?  <response>: No. You shouldnt. Your income isnt enough to support such an expensive home purchase, even with a subsidy. If the house is worth double what its being sold for, that means there are likely a load of issues with it driving down the price. You need to get yourself stable and establish savings in order to make such a huge purchasedecision. 