<prompt> Human: If you took out a personal loan for a 1000 dollars, at a one year term, put it in a savings account, and just pull from the personal loan each month to pay the bill, couldnt you boost credit score this way?Yes I know youd pay interest, but even a bad rate at like 12 is 120 dollars. Id be willing to pay 120 dollars to boost my score. Am I crazy? Someone tell me Im crazy.EDIT: So this turned into a post almost entirely about ways to improve credit over the idea of a loan. TL;DR: Not going to get a loan, its better to look for an increase on my credit card or get a new card. Thank you for all the responses.  <response>: Am I crazy? Someone tell me Im crazy.Youre better off getting a secured credit card for about 40 annually and a deposit as collateral. Hell, you can even deposit that 1000 to serve as your credit limit. 