<prompt> Human: So I am a second year in college and I still have two more to go. I get the maximum amount of grants and all my tuition and fees covered through financial aid because my family makes little than the cutline. My question is, if I made my own credit card, would that have any affects on my FAFSA?My dad told me not to do anything stupid financially in case it affects my FAFSA and I cant have enough grants to pay for college. So will me making a credit card affect my FAFSA? Do I need to make any changes to my FAFSA after making a credit card?  <response>: Making a credit card? Do you mean, apply for, and getting a credit card? No this has no affect on fafsa. They look at your income and ability to pay back the loans to decide how much you can get. 