<prompt> Human: 3 Years ago I got my first credit card.I was raised by parents with a serious spending problem. My dad made 6 digits but now is broke. I was sheltered and never got a job until I was 21. I spent every paycheck and stayed broke. In 2013 I got my first credit card and got into the habbit of buying things I couldnt afford. I racked up the limit on my credit card 1k at the time very fast and soon opened up a Paypal credit account.fast forward and I have finally opened my eyes and matured a lot. I am now married and working 7 days a week to pay off debt. I finally paid off nearly 3,000 of my 16,000 of debt. My paypal credit balance is now 0!. Now I have 7,000 of credit card debt and a 6,000 vehicle loan until I am debt free.While the accomplishment feels great and knowing I have one less bill every month is such a relief, 3,000 took me months. That 13,000 more dollars seems so daunting. Its both encouraging and discouraging at the same time.  <response>: When youre going through hell, keep going. 