<prompt> Human: Hello all!Ive unfortunately managed to accrue 24,000 in debt during my time in service. I am receiving 1,600 per pay check twice a month. My current expenses are rent, internet, car, insurance, phone, credit card, a personal loan, xbox live, family support give my family about 300 to help with bills at home, and groceries. My interest rates arent terrible worst being my credit card 10.49 APY my auto loan 7.04. I have taken to using a half-decent budget on google spreadsheets, however, I feel like it isnt accurate. Id like to use a more accurate and detailed budget as Im not capable of creating one that is as efficient as Id like.While I want to tackle all my debt and knock it down as much as possible before I completely transition back into civilian life in the next year, I honestly have trouble sometimes operating solely by my budget. I definitely feel like I need advice. Im scared of being in a bad spot financially-speaking by the time I get out as I will have to find a job immediately. My one goal is to be as financially independent as possible and yet, I feel like Ive never been further from that feeling.Thank you for reading.EDIT: Im terribly sorry, I mistakenly put my total income per month as my check twice a week. The correct amount Im receiving is 1,600 per check, twice a month.  <response>: Make a budget and stick to it. YouTube Dave Ramsey. Cut back on luxuries. Its needs vs wants, you dont need those new shoes. Also 300 helping your family is admirable, you dont have to sacrifice that, just tell them come a tear from now, you have to stop. You can do this, just make a budget and stick to it, plus some money in savings and pay bills down. 