<prompt> Human: Girlfriend made a couple mistakes while moving and transitioning accounts and has since been dealing with wage garnishment for unpaid student loans. As of February 1st, her balance was close to 1300, with significant payments being taken each check. I imagine that the amount will be paid in full fairly soon, but sometimes getting her to take initiative to find out can be like pulling teeth. What sorts of things do I need to know when it comes to the end? Should I request a paid in full statement? Is there a way to remove it from credit history so we can get the car she desperately needs?Any and all help appreciated :  <response>: There needs to be a big behavior adjustment on her end to solve these ongoing issues. While confronting hard truths is very painful, burying your head in the sand always makes them worse. 