<prompt> Human: Hello. I am currently panicking about the future and need any sort of advice.I am 25 years old and living in NJ. My wife works full time and is our only source of income only about 31k a year. I am one course away from finishing my Masters degree, however that course is an internship and I am currently at home with our two young children 4 and 2 during the day with no time to finish the course. We have barely anything saved.For certain circumstances, we are anticipating my wife to lose her job in the near future. All of our bills combined, we would need to find income of a minimum of 30k a year if she were to be fired. New Jersey has proven very expensive and hard to get ahead, so we have been planning on moving to Indiana where some of our family lives at the end of our current lease May 2016.At this point I am so stressed out that I am looking for any financial or lifestyle changing advice. With two young children, it appears only one of us would be able to hold a full time job unless one were to do overnight work as childcare would just add even greater expenses. Please help!  <response>: One of you needs to be working at night or on the weekend delivering pizza. You have to do something to get more income! 