<prompt> Human: With my work 401K, Im trying to decide if it is better to reinvest the dividends or take a check and reinvest them myself. Im not 100 sold on the 401K provider that my employer has chosen. I have other investment accounts with outside groups. I understand for my tax bracket the income tax for the dividends would be 15. Anyone have experience with this? Recommendations? Thanks!  <response>: This probably not even possible. If it is it would be a withdrawal and 10 penalty would be do in additional to the ordinary income tax 