<prompt> Human: Hello, please let me know if this is the wrong place for this. My mother has very bad credit which was only made worse by my alcoholic ex step dad, so she cant really buy a car or take out loans on her own. Shes had shitty history of cars they all end up breaking down or something goes wrong with them so she wants to get a newer car 2010 Honda crv so she can make more money by driving for lyft. As it is, shes only able to work at her new job delivering pizza a few days a week, so she really needs to do this lyft thing. She called me and asked me to co-sign this car with her, but I 21F have pretty decent credit and really dont feel comfortable putting my credit on the line over somebody else. I wouldnt do it for my brother, her, or probably even my boyfriend who Im basically married to at this point-Im just protective of my credit. When I politely explained that I wasnt comfortable with it, she flipped out, making it out as if it was my fault she has bad creditisnt going to be able to get this car, making me out to be a bad person, acting as if I owed her this, or that this was my responsibility to do for her... while I wont deny my mother has helped me with a lot, as all mothers do, I really just dont feel comfortable putting my credit on the line here, especially when every car shes ever had new or old somehow shits out, and if shes not able to drive for lyft she wont be able to make the payments. Am I just being selfish by being cautious about this?  <response>: Never co-sign a loan for anybody unless youre very comfortable assuming the payments 