<prompt> Human: This is reposted every couple of months, but it is useful to remember. If youre a customer in good standing, banks will often waive fees on one condition: You have to ask. Im posting this now because my bank charged me 30 for going over my credit limit. The following is the dialogue I had with my bank:Me: Hello, a few days ago I was charged 30 for going over my credit limit. I was wondering if you guys could waive that for me. Her: One second Mr. X... 10 second pass... Okay, the fee has been waived. Just be aware that your credit limit is X and if you go over your credit limit, a fee will be automatically applied by the bank. Is there anything else I can help you with?Me: Nope, thank you. Her: Have a good weekendThats it. Call your bank if you have a fee that you dont want to pay!  <response>: Chases policy is that they will clear three overdraft fees in a 12 Month period 