<prompt> Human: 10 years ago I got a mortgage on a condo that was being foreclosed on. Its in a good neighborhood with one of the best school districts in the state. I bought it for 70, currently owe 48. I am single and have been going through a rough time the last few years, personally and financially. Im starting to get back on my feet but I am not able to fix up my property the way Id want to. The kitchen and bathroom has been updated and I have a new stove, but the floors, and deck need to be replaced badly, my air conditioner is 17 years old as well. Ive finally gotten full time work after struggling to make an income but its only enough to pay my mortgage, utilities, food and gas. I have student loans 8,000 and I owe money for my internet service I had shut down, and I have some medical bills. I have no credit card debt. I hardly ever go out anymore, and I have given up almost all luxuries I may buy a pint of ice cream now and then. I know Im not as bad off as some but I feel like Im drowning. I live alone and i have felt trapped in this condo. I would like to move out of the suburbs and back into an apartment, and use whatever I can get for the house to pay off my debts. I cant afford to fix or update the major problems in the home so I think Id be lucky to get close to what I paid condos like mine in my area sell between 75-80 now. I could move into a small apartment and cut my housing expenses significantly. What my question is, is this line of thinking completely unreasonable? I dong want to rent the condo btw, I come from a family of realtors and property management I personally dont want to be a landlord, especially since I may not be able to afford any major repairs or damage my tenants could cause. My family is really pro-home ownership and do not want me to give up my status as property owner. My brother especially feels I wouldnt get much for the condo despite me having paid it down for 10 years. Id appreciate any advice and any thoughts about any alternative ideas that may be a better plan than this.  <response>: I say go for it. Owning a home isnt the universal goal some people make it out to be. Some people are just happier being perpetual renters. 