<prompt> Human: I want to open a Roth IRA with Vanguard, and Im a little nervous since this will be my first big personal finance accomplishment.Im 19 and just finished my first year of college; I work part-time. Is there anything else I need to consider think about before opening up this IRA and making my first contribution to it?Ive looked at fees and know what I want to invest in, but from personal experience, are there any other factorsconsiderations to keep in mind?  <response>: You cant go wrong with a Roth IRA with Vanguard, unless your monthly budget, or even your mid-term employment prospects, cant handle contributing to retirement. 