<prompt> Human: Hello, PF! Ive really enjoyed reading some of the posts on this subreddit; it seems like there are some very helpful people here. I am 30 yrs old and I have a problem with personal finance. I am unable to accurately assess purchases, my student loans are a nightmare and I have avoidance anxiety when it comes to all of this overwhelming business. I am looking for someone in my area that can help me with my relatively low-income finances. I have tried countless systems to try and get organized and stay organized, but I honestly have trouble keeping up with them. Im looking for, for lack of a better word, a teacher. Someone who can get to know me and help me build the skills I need to stay on track. I doubt that a financial planner would be feasible both for cost and the tiny size of my assets and I just got off the phone with a credit counseling service that really offered nothing. There has got to be a large number of people like me out there and there has got to be some agency out there who is set up to help. At least thats what Im hoping. Any suggestions would be greatly appreciated. I am feeling really lost. Cheers!  <response>: It sounds like you need a community, or at least a buddy: You need people to help motivate you and hold you accountable.Youre doing your accounting in your head, right? And you already know you need to start writing everything down, yes? Financial services cant magically make you do what you already know how to do. The hard part is feeling motivated. Other people can help you. Hang out here, to start.What systems have you tried so far? What dont you like about them? We can talk through that, if you want to. 