<prompt> Human: So Im curious as to what I should do with my 3 month emergency fund. 29 years old. Currently its in an Ally savings account 1.75 apr. I just opened a Wealthfront ROTH IRA... finally... In doing so, I opened a personal account with them, too. I have a Robinhood account with a few stocks and I have a few SCHB shares.My question is, should I leave my 3 month emergency cushion in Ally, should I move it to the new Wealthfront account, or should I just invest it into SCHB? Odds are I wouldnt need the money tomorrow and could wait a few days to pull it out from where ever it is.Thanks!  <response>: Id keep it in Ally. Why? Odds are I wouldnt need the money tomorrow and could wait a few days to pull it out from where ever it is.Because these are famous last words. Emergencies dont give you advanced notice. You may have time to take the money out, or you may not. Emergencies are typically pretty stressful affairs, so I always advocate removing the stress of payment by having the money as readily and quickly accessible as possible. 