<prompt> Human: Hi all,I just invested 3,800 into Vanguards VTSMX mutual fund and got hit with a 19.95 fee from Merrill Edge. Im planning on investing 1,600 with each paycheck every two weeks. But if I do this, that 20 fee is 1.25 which is insanely high.How do I avoid this?Thanks!  <response>: Open an account directly through Vanguard. They wont charge you a fee to buy their funds. 