<prompt> Human: I tried to look for an older post applicable to my situation and was unlucky so im here seeking guidance and help for my screw up. I am 21 years old and I work 50 hours a week at a minimum wage job. I currently owe 13,000 to university of Kentucky and also have about 2000 in credit card debt with low credit score as a result. I have been unable to attend classes for a year or so now because My university will not allow me to attend classes until I pay back my debt in full. I have no help from family, its just me on my own trying to get by. My grades arent good and got worse and worse as I had to work more and more to cover the cost of school. Are there any Student loans out there that would cover my previous semesters and the two semesters I have left despite my low credit score? Do you have any other advice for me that could help?  <response>: You probably thought of this already but get a higher paying job.I understand that it may seem like easier said than done.However, even 1 dollar more an hour can equal 40 extra a week. Apply for a higher paying 40 work week job. If they dont offer overtime, then apply for a second job.Think about this: federal mimimum wage is 7.25. You owe 15K. Without taking out taxes and interest into account, itll take you over 2,000 hours to pay it back!If youre paid overtime for those extra 10 hours, itll still take you 1,881 hours! Thats almost 38 weeks!Look at warehouse and distribution center jobs. Jobs that require forklift and similar equipment use usually pay 10 to 15 an hour. Many offer overtime. Better if you work 3rd shift for higher pay.Are you physically capable? Do you think you can work in the oilfield? Those jobs offer great pay and lots of overtime although the long hours arent guaranteed. So you have to save as much as you can during the good times.If you cant work there or arent physically capable, look at overnight jobs. They tend to pay better. Overnight clerks, security guards, and stockers pay better during the night than day. The jobs tend to be easier and give you a chance to get a day job.Look at Costco and Aldi. Higher paying cashier jobs. 