<prompt> Human: So this college year I am living in an apartment building, away from home, and do not have a car. Ive never had a car, but was insured on a car the family owned. Car insurance is really expensive, so I would rather not have to pay for it. What are my options?EDIT: Sorry I forgot vital info. My dad says that the company wont take me off because Im too close to home.  <response>: If you dont have a car why are you worried about having car insurance? 