<prompt> Human: So, my wife and I have only been married for a year, but Im considering filing for divorce. The only community property we have is a 2008 suburban I financed for her in Feb this year after we got married because her credit is terrible 530ish. She has maxed out my credit cards twice this year, once after I took out a 6k loan to consolidate.Im willing to eat the CC debt and the loan I took out as long as she takes over the responsibility of paying the Suburban. Is there any way to transfer this debt? I know she will be unable to find a loan, and I would like to avoid fighting in court.  <response>: Nope, you are legally responsible for that debt unless she can refinance it. 