<prompt> Human: So, after a bit of research I read that the roth IRA limit is 5,500. Is that yearly or monthly?Im 18, I live with my parents, make about 2k a month take home, and want to invest atleast 1k a month until I move out2-4 years from now.if the investment limit is 5,500 a year, i wont be able to invest as much as Im willing.PS:My company has a great 401k program, im already investing 15 into it. I plan on retiring early if I can, so im thinking an IRA of some sort will be my best path to that.  <response>: Roth IRA limit is 5500year.If you want to use more retirement account space, then increase your workplace deferral into your 401k. This presumes you dont need to use it for a long time. 