<prompt> Human: Hi guys. With the endstart of the months, the bills are due and Im just trting to figure out how I go about asking for an extension for my due dates due to Hurricane Harvey. Do I just make a call or do I write a letter? Does anyone have any experience with this?  <response>: Firstly - Sorry for your horrific weather ordeal any hardships youre facing!Secondly - This is the exact reason we suggest Emergency Funds as the first steps in your financial journey. And many companies will not waive your payments due dates because you should have in savings etc Third - Yes, start calling everyone that you owe money to and dont think youll be able to pay on time. Some of them will be very compassionate and completely understand and make a note not to penalize you for being late or missing this month. Some of them will want proof of your hardship. Some of them youll have to ask for a manager and you could end up playing the phone game for a long time...Best wishes! 