<prompt> Human: I signed up for a gym membership, using only my name, telephone number, and maybe my address.The owner of the gym was really creepy. So I cancelled my membership and went to a new gym. The gym has a 30 day cancellation policy, so they try to bill you one more time when you cancel. This is obviously BS gym tactics and I havent been to that gym in a while because of the environment. I cancelled the credit card they have on file and got a new one, so they cant autobill me. I normally wouldnt do this type of thing, I have excellent credit and always go with my commitments. This gym situation was just extremely frustrating. Can they somehow submit this to the credit bureaus?  <response>: They can send you to collections if your contract says you owe them money even though they dont have your SSN they can easily find your info. I cancelled the credit card they have on file and got a new one, so they cant autobill me.As advised in another thread this is a bad way of handling things. 