<prompt> Human: Im currently looking into purchasing a house with two of friends. We all just graduated high school last year and are looking to getting into the work force. We already have jobs and found a house that we liked. What are the next steps? How hard will it be to get loans with no credit? Im just trying to get some more advice before we move forward on this  <response>: You are in no way ready to buy a house and buying a house with friends is a terrible idea. What happens when you disagree on what to do with it? 