<prompt> Human: I am 21 years old, have a pretty solid budget, work 32 hours a week and am going to a private college at about 12 credits a semester to help balance work, home, and grades. I am saving up to go on a vacation that would average out to about 800 and would be for pure recreationtreat-yourselfwell-needed kind of thing. Is that irresponsible of me to do instead of saving for retirementstudent loansemergency fund? My girlfriend of 4 years and I never go on any big vacations, so this would be our first BIG splurge on something that is just for fun. I really want to do this but people keep saying its irresponsible  <response>: As you get older, you look back on the things you could have done, but didnt do. Live a little. Have fun. Just stick to your budget and savour those memories. 