<prompt> Human: As of 2014, my mother had 220,000 in student loan debt. We dont speak, but Im legally her next of kin and as her health declines Im beginning to worry about how her student debt will effect me after her death. Does it die with her, or would I take it on? Also posting on rlegaladvice  <response>: What makes you think theres even a possibility that youre liable for her debt? Unless if you co-signed with her for the student loans which is highly unlikely youre not on the hook for it. 