<prompt> Human: Fast Facts: M26 Annual Income Gross: 181,000 Annual Income Net: 112,500 no state income tax Emergency Fund: 25,000 through Ally 401k: Contribute up to the match 50 match up to 8 FICO Score: 750 Monthly Rent: 1400 Discretionary Expenses: 1000month between groceries, internet, streaming subscription services, and entertainment Other loans: 320month motorcycle loan 3 interest Current car: 2010 Infiniti G37x, 55,000 miles, no mechanical or other issues. Expected trade in value of around 10k couple of accidents that will knock down valueIm looking at potentially getting a new vehicle. A couple of facts related to my car habits: Reasonably high-travel job, work from home when not traveling. Car is used to just get around the city car-centric city and for pleasure. This is not going to be a daily driver by any meansIm interested in getting a midsize truck. I want to be able to put my motorcycle or bicycle in the back so that I can easily go to weekend getaways. Im wary of taking on more debt than I need to, but Im also not trying to be overly cheap. Ive narrowed down to two options: Chevy Colorado Z71, Gas Engine: 35,000 expected purchase price before trade-in and TTL Chevy Colorado ZR2 Diesel: 42,500 expected purchase price before trade-in TTLId expect my trade-in to serve as my down payment and finance the rest at a competitive rate. Right now, looking at no longer than 36 months.I love the ZR2, but could live with the regular Colorado as it will still fulfill my needs. However, were talking roughly 300-350 more per month in payments if I financed at my target rate and length. I want to look at this as objectively as possible, and am wary of saddling myself with debt. I want to be in a position where, if I decided to jump to a lower paying job, Im not tied to significant commitments. Would love the groups advice!  <response>: You make a great income and trucks dont depreciate much. I bet the diesel will hold value better too. Buy what you want if you want it 