<prompt> Human: This happened in Wisconsin where it is illegal drive without insurance. The kid who hit her does not own the car or have insurance. The only possibility we could think up was hiring a lawyer and seeing if the vehicle is owned by the kids mother or father, assuming they have the car insured. Any advice would be great. Sorry if this is the wrong sub for this. edit: Thanks for the advice. Learning a number of lessons this week. Adulting is complicated :  <response>: I mean if you dont have collision and they dont have liability, your only other option is either small claims court or actual court depending on the value of the totaled vehicle. 