<prompt> Human: So about 5 years ago, I worked for a non profit that had a non governmental 457 set up in addition to a 401k. The non profit is being absorbed into another and is going to be dissolving as its own entity next month. Ive taken care of the 401k and rolled it into an IRA, leaving a non governmental 457 with about 11K in it. I have another 70K in retirement under my name alone, and my husband has a combined retirement of about 250k, so without this 11k weve got about 330k total in retirement at the age of 34. My understanding is that, as far as rollover goes, a non governmental 457 can only be rolled into another non governmental 457, which would have be be provided by a non profit so I dont have access to one, as Im a SAHM right now. It seems my only other option would be to take the distribution and pay taxes but not a 10 penalty, as I no longer work for the organization. When I started writing this post, I was going to be asking for other suggestions on ways I might be able to avoid the taxes on this distribution. Because I never - and I mean, never - borrow from our retirement. But the thing is... my husband has stage 4 metastatic cancer. For many years now, weve focused on saving for retirement above all else, but now there is a very, very good chance he will not make it to retirement age. Or 36. And Im tempted AF to take this 11k, set aside a couple grand for taxes, and fucking go to Bali with him. Or wherever he wants to go. Yes, I know Ill be losing out on anything that 11k could have garnered in interest in the years between now and retirement. But my husband will likely never enjoy the fruit of that interest, and Im becoming strongly inclined to spend it on something amazing for our family to do together. Were working hard at building memories right now, because our children are so young. We will be incredibly lucky if our youngest has any memories of him. Im not working, and his employer is being flexible and very accommodating. The only debt we have is the loan on our van and whats left of my school loans.So, rpersonalfinance... if it were YOUR personal finance, what would you do?Edit: our affairs are in order; the trust was established and everything was put in its name when he first got sick, in 2016. That was long before it got to this stage but we knew it needed to be taken care of either way.Edit 2: Thank you everyone for helping me organize my thoughts and confirm Im not doing the wrong thing. Nothing about this feels right, and thinking about the future - any future at all - makes me feel paralyzed much of the time. This had destroyed my confidence. Knowing the future you thought you were going to have is being stripped from you is gutting, and part of what I need to plan for is taking care of our boys, so long term money concerns are something I know I need to consider. Its reassuring to know that my inclination isnt irresponsible or off the mark.Thank you. West coast in early December, East coast in mid December, Christmas wherever the wind takes us, and, God willing, Tokyo or Canada in February or Iceland in the spring. In the meantime, extra cuddling, movies, zoo, and farm trips.  <response>: Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Go to Bali. Did I mention Go to Bali? Why are you not in Bali yet? Why are you still reading this? Read this in Bali. 