<prompt> Human: Hello, fours years ago my cousin came to visit so I took her to the mall. We stopped by Victoria secret because she liked the fragrances and I wanted to buy her something. We both got some cheap body spray and when I went to check out the ladies were promoting their Victoria secret card. I assumed it was a discount card like hot topic has but just to be sure I asked her if I would have to pay anything. She said I wouldnt and that id only have to pay for one of the fragrances if I signed up for their card. My idiot ass thought wow what a great deal! so I gave her my address and social security number which I thought was a little weird and paid then left. I eventually got a card from them in the mail but I never go to Victoria Secret myself so it just got lost somewhere in the house. A month ago I received a letter about the charge on the credit card and the interest owed by a collection agency and yesterday it was added to my credit report. Its nearly a 200 debt. Is there anyway I can right this? This is Colorado if that helps. Thank you!Assistant: So the fragrance got charged to the card?Human: Yes.Assistant: Okay well then you definitely owe the money but good news is you can negotiate with the debt collector for a lower amount Human: Do you know if its possible to find out how much the original charge was and only pay that?  <response>: Thats not how debt works. 