<prompt> Human: Promissory NoteDatePrincipal sum: CANFOR VALUE RECEIVED, Friend promises to pay to or to the order of Tuffdavi0291, the principal amount of Dollars in lawfulmoney of Canada payable monthly and in full by May 30, 2014. Interest shall be payable on the principal outstanding from time to time at the rate of Twelve 12 per cent per annum calculated annually.The undersigned when not in default here under shall have the right to repay at any time all of the balance of principal and interest owing, without bonus or penalty.Upon default in payment of any payment when due here under, the entire unpaid balance of the principal amount and accrued interest shall become immediately due payable without notice or demand and the undersigned covenants to pay interest thereon and on subsequent overdue interest at the rate aforesaid, both before and after Judgement, until paid in full. The covenants to pay interest shall not merge on the talking on the Judgement or Judgements with respect to any of the obligations herein stipulated for.PRESENTMENT FOR PAYMENT AND PROTEST WAIVED.Dated this DATE.___Witness ___ Friend ___ Tuffdavi0291Sorry Im on mobile but Ill try to clear this up. Hes well off Ive seen bank statements etc. He loans out money to other people and with his bigger deals he lets his friends in on a cut of it. Theres only about 5 of us he helps out from time to time. As for bailing its highly unlikely because I have his bank account numbers from previous deals, his 3 kids are in university in my city, and hes made me more money than off of him than Im putting in for this deal. Im only concerned that if he dies etc would I be able to still get my money? Assistant: IANAL. The last people you want to loan money to is your family and friends.Blood and money dont mix.Human: Its with a friend who invests a lot and never without double the collateral. I have invested with him before and never had any problems but i just want to make sure if he dies or anything I will still be able to collect. He is extremely well off and only does it as a favor to me.  <response>: You should take a look at their bank statements and ask who else is loaning him money before doing anything. Well off people dont remain well off taking 12 loans. He probably gets a lower loan from a bank if he has collateral. Dont let it be one of the situations where he borrows a little money, pays you back with interest, and then borrows a lot and bails on you. 