<prompt> Human: Hello everyone! I have read and studied but I need some particular advice. I really dont want to make this too long.Previous salary: 57,300year. New salary: 87,200year with an anticipated 10k yearly bonus cant count on this. I have calculated, under my circumstances, that I will be netting 1800 more a month, plus I stopped smoking.Was living from paycheck to paycheck because of poor financial decisions and divorce. I hold a clearance, but I owe approximately 140k in debt all in good standing.Ahh, and the dreaded student loans 75k. Two credit cards totaling about 4k, truck 28k, car 2k, personal loan 13k. 14k left for a rental property renting it out after divorce since I cant live there for distance to work reasons.Heres where Im at. I have shifted CC debt onto a zero interest CC, for now. Loan is 6 320month; truck 1.99 530month, car is 95month, dont pay on student loans just finished, rental house pays for itself 400month.I know the whole, pick one and pay it, then cascade the amount increasingly to the next one. Im trying to sell the truck but probably wont until I get it a bit down further. Do I throw this new income towards it and bite the bullet and free up that payment? Or do I throw money at the personal loan and free that up first? What about the rental property? Do I throw money to it and use that income? The latter Ill be able to manage but getting started on the right track is the problem. Im in an excellent spot and just want to do this right goal is to eliminate bad debt and then pay off student loans. I want to buy a house but Im using this as an opportunity to pretend like Im not even seeing that income increase. Thank you all.  <response>: Dont increase your lifestyle at all. Dont let little purchases creep in and eat away at the income gains. Make sure you have an emergency fund - if you have nothing now, start with 1 paycheck worth in a savings account, and build to 3 months worth of expenses. Next save 15 for retirement. You can borrow for almost anything in life outside of retirement. Then start paying off debts. Pay off as much as you can before those student loan payments start up. Every single extra dollar should go toward debt. Make sure you are budgeting each month. Mint and YNAB are popular tools to help with this. Once you are through all debts outside of student loan and rental property assuming you have a savings account already set up for future property maintenance with that extra 400month that you are netting - then can start saving up for next purchase you want. 