<prompt> Human: Hey PF subreddit... i have no one to talk too about my situation so im seeking advice from anyone that could help.2 years ago my sister was in a situation with her housemortgage and she needed to get 9000 to do pay off someone so they would get off her back since they have been harassing her. she asked every family member for help all of them declined... at first i declined because i didnt have that kind of money in my bank. But then she insisted i take out a line of credit and she will pay it back off slowly and finish it within a year.2 years later i found out she has only paid 2000 and she has been making minimum payments the whole time which is basically the interest. 19.99 she promised that she would pay it off in 1 year its been 2 and the bill is at 7000 under my name and up to date bill is past due 400.. she missed 2 months and i know that affects my credit score which really makes me angry.. i had a soft heart and believed helping family was the right thing but now tables turned and they just really messed me up.what i am really asking here is there anything i can do besides confronting her since i already did that? is there a legal way to put this bill under her name ?  <response>: The only way to get her to take this on is to get a loan to pay it off. You made a use mistake, but you know that. You have no legal recourse, if she stopped paying you would be stuck with it.Having said that, I might try to sue her in court and use the payments coming from her account to establish that she was the one who received the money ... 