<prompt> Human: New nurse here, 29 years old, enagaged. Living in a one bedroom apartment.90,000 in student loans with 3 interest. No savings. 1500 credit card debt. I just started contributing 3 to 401kMy rent is 1400month. My wedding is going on a credit card, and I figure t will cost us about 10 grand.Where do I startAssistant: What is your income and what are all your monthly expenses.Human: Make about 3200monthRent 1400Other bills total 600Im not sure what my student loan payment will be yet, I get a grace period of 6 months and I just graduated.  <response>: I would put off the wedding. You dont have the money for it yet. If you want to fix your finances then you have to start living within your means. You spend 2,000month and make 3,200. On paper at least you should be ok. I suspect though that your student loan payment will eat up most of your free cash. Have you talked to your lender? I would think you would be a good candidate for income based repayment. 