<prompt> Human: Basically im curious how to find the correct balance of saving everything vs enjoying the money now. specifically in the situation after satisfying the recommended emergency fund, minimal to no debt, and retirement savings. Obviously its financially best to save anything extra for investments or other passive income streams but on the other hand tomorrow isnt guaranteed and the number of zeros in the bank when you die doesnt really matter. im struggling with balancing the idea of using extra money trying to become wealthier vs reaching a safe level of wealth retirement security and then enjoying anything extra. how do people tend to balance this?  <response>: Budget for fun just like you budget for savings and all of your other expenses. 