<prompt> Human: I am graduating from college in the spring and will be starting full time in June making 80k. I am trying to put together a budget as this will be my first time making a full time salary and I am going to have quite a bit of student loan debt. Currently I am paying 850 a month for my apartment with utilities included but will be looking to move into something a bit larger and closer to work, I was thinking something in the 1200-1400 dollar range. Then there are my loans, in total I am around 65k in debt. Split between federal and private. The interest rates on the private are 6.74, 7.75, and 8.50 and on the federal range from 3.8 to 4.6. I was wondering what the best budget and game plan would be in this situation especially since I have the six month grace period before I have to begin paying minimums. I also have an emergency fund of 2500 dollars and 401k setup through my employer as I am currently working part time before I start full time. I was thinking about stopping contributions until the match kicks in however. Any advice is appreciated!  <response>: Skip the apartment upgrade, dont buy a car 