<prompt> Human: Lets see here, Ive been dating this girl for about 6 months now,but knew her and her older sister for much longer than that. Given that, I knew she had some financial issues that she wasnt dealing with, and at the time I didnt want to get into it with her as it really wasnt my place.Now that its been a longer period, I really need her to take the reigns of her finances and make progress to cleaning it up. Weve talked about moving in together, but I will refuse until she gets this under control, also, no respectably run building in NYC will rent to us when only one person has their shit together without us making huge concessions. I did get her to pull her credit reports from annualcreditreport.com so that was a start, but I think that actually made her regress further into ignoring the problems. Heres what I know:Debt:45k student loans through Sallie Mae, I dont know anything else about these, just the total15k medical bills, she hasnt had health insurance in years, her parents lost theres, and shes over 26 now anyway so thats no help, and she has never worked a job that offered their own1k in a fraudulent credit card that she just never dealt with. I think this is what pisses me off the most. Someone opened an account in her name, now in collections, and she hasnt even looked into resolving it.Income:She works at a barrestaurant in NYC and makes about 750week after taxIve told her over and over again that Id help her come up with a plan of attack, that you can tackle it bit by bit and make progress and she yess me to death but then doesnt act on anything. Its gotten to the point now where Im angry with her, and speaking to her when Im angry just drives us apart, and I feel like an overbearing father, Im basically only nagging her at this point. Im looking for any sort of advice you guys can offer, words of encouragement, books she can read Ive heard pros and cons about Dave Ramsey so far, but it seems like a start, anything at all.Im 27, work in finance, have no debt, and am building savings... I guess opposites really do attract.TL;DR: GF isnt dealing with her financial life AT ALL, any tips or advice on getting her to confront it without berating her, making her feel stupid, etc?EDIT: So Far I havent heard anything to make it seem like this is even possible, I understand I cant make anyone do anything, but I thought Id be able to help by offering encouragement, reinforcement, stuff like that? Is that not the case? I should probably walk before Christmas then...  <response>: Have you really sat down and had The Talk with her? Theres a big difference between, Girl, you should really look at getting your finances sorted out. vs.Girl, Sit down. We need to talk. I care about you but I dont see there being any sort of future for us unless we get your financial house in order. Im willing to help but unless we both agree that this is important, I dont see any way we can proceed as a couple. 