<prompt> Human: Hi PF,I currently work for a creative agency as a software developer earning 60k a year plan on moving soon for better pay and experience. They match 3 of my salary into a simple IRA account with Edward Jones. Right now I am contributing 5k to this account, maxing out my own ROTH IRA with 5.5k and invest any spare I have into a Vanguard account I have with some Admiral funds and contribute to a 2055 retirement target date fund.Question is, Im starting to think Edward Jones fees are a little too much. And personally I think I could get a better return just by investing in the current account I have with Vanguard.What are your thoughts on this? And do you think it would be a good idea to pull back entirely from investing in the Simple IRA my work provides and investing entirely on my own?EDIT:Should have clarified. I understand I couldnt be the 100 match no matter what. I just meant in terms of the actual investment returns. I guess 100 match will never be defeated though.  <response>: I think I could get a better return just by investing in the current account I have with Vanguard.A better return than free employer match 100 money? 