<prompt> Human: so if i receive 1 usd and if i want to convert it into inr will they charge additional fees?Assistant: Yes, of a course they will. Almost noone will give you a SPOT value. There is always a spreadHuman: why do they charge this? also i went everywhere on their site and i couldnt find what are the charges  <response>: How are they going to pay their employees if they dont have any income???Transaction fees 