<prompt> Human: Hi all, First time poster here so hopefully Im not breaking any rules. My SO has wrapped up her second year of medical school and has had access to a 275,000 line of credit at 2.75 interest of which she has used exactly 0. She has no income really just some money that shes saved up from back when she was working. I work as an actuary and have enough to cover billsfood with minimal contribution from her. We got to talking about if there are any smart investments not too high-risk that have a return that would offset the interest accrued and I thought to come ask those of you who have more knowledge in the matter or could give some ideas on how to proceed or not to proceed. Thanks for your input! Ps. we live in Canada  <response>: There are people whose job is to borrow money and invest it, trying to beat the margins. They work insane hours and have been ranked amongst the most unhappy professionals.Those people are known to jump to their deaths when things go wrong.Use it to pay off any debt with a higher interest rate. 