<prompt> Human: Hey Reddit,Recently my parents have put our house on the market because theyre in a bit of a rough situation. In February of 2016, my dad was let go from his company when his plant shut down. He was offered relocation to another plant about an hour away, buy did not want to move in hopes that he could find another job and not have to uproot everything and take it somewhere else for a boss that he wasnt a big fan of. After he was out of work, I suggested to him that he should sell the house and downsize I dont live at home anymore and neither does my sister. Downsizing would not only have provided financial relief, but also would have helped my older brother who is terminally ill and has difficulty going updown stairs and having to move often. When I suggested it, he refused the idea because of his own pride and wanting to move on his own terms. He still hasnt found a job, and finally decided after raking up plenty more debt to put the house up for sale. The good news is that it seems to be getting a lot of hits and should sell in a decent time at a solid price. The bad news is that in the meantime the bank will not give them a loan to make a down payment on a house because they do not have an income. They are going to move in with my sister while they get the situation figured out but that means they have to throw out most of their stuff unless I can pay for a storage unit for them. While Im upset about them letting it get this far, its too late to turn back. Do they have any feasible alternatives since the bank wont give them a loan? Im not sure how long it will be until my father is employed again, hes a professional engineer with a wealth of experience but no degree, which is a horrible combination for him when companies can hire young professionals with credentials and a low pay grade. Thanks for the help guysEdit: lot of suggestions for renting. This is a really undesirable option because my mother has Parkinsons disease that is quite developed, so most of the caretaking responsibilities fall on my dad and my sister when she visits lives 10min away. As far as I know, they dont have much if any saved for retirement because my brother has been battling cancer and other life threatening illnesses over the last 18 years so they havent had much timemoney to saveAssistant: I am confused by your edit. How is your moms sickness relevant to renting? Human: She is barely able to take care of my brother. If they were to rent and my dad starts working full time, care for him would be minimal if anything at allAssistant: How will it be different if the they buy a house? Are you looking for a solution allowing your dad to not work? Human: No but if he can find a full time job in engineering he could make enough to afford a part-time caretaker  <response>: Part-time caretakers can still care for their clients in a rental. You still havent addressed why your family needs a house with a mortgage vs a house that they rent. 