<prompt> Human: im gonna be investing on sort of like a life insurance and accident program that has some stocks in it. so the way it works is some of my investment around 35 will go to life insurance and the rest will go to stocks on some famous blue chip company. i dont have any control over which company i get though. around 1100 for each year uptill 5 years. not sure if this is a common thing thoughany advice for me? not  <response>: This is probably not a good investment. My general advice is to separate insurance from investments. They are two separate things, with separate goals, and should not need to be tied together like that. To figure out your life insurance needs, wed need to know whether you have dependents, spouse, what is your incomeexpenses, other assets and liabilities. Generally a 20 or 30 year term life insurance policy for the amount needed is the most affordable and optimal choice.Your investment goals can probably be furthered better outside of the fee-laden restricted investment vehicles offered with this life insurance policy.You are being taken for a ride. 