<prompt> Human: Ok. Two people living off of 75,000 income... how do we save? Right now only one of us are working. Soon to be two. We have some debt and misc payments... here is the break down.30,0000 student loans430 car payments1000 rent4000 credit100 phonesSavings we have around 20,000We are hoping to buy a house and want to save up for another year... hopefully another 20,000 or close to it. Is this possible? Should we be paying off anything else right now?  <response>: List a complete budget. Every dollar going out. No miscellaneous categories. 