<prompt> Human: I am literally not going to touch the money for 30 years and I have access to Admiral shares thru vanguard. Is there a reason I shouldnt be 100 in stocks, like:58 VTSAX 0.04 ER42 VTIAX 0.11 ERor 100 VTSAXIf I am not going to touch it for literally 30 years, why do I need safety with bonds instead of riding the wave of the market and buying more shares when it eventually bottoms out? Or should I wait for the downward trend and THEN do this type of conversion?I have 55k in a 403b, I guess the same question applies to that...thanks  <response>: Ive been 100 in stocks for the past 30 years and it has done very well for me. 