<prompt> Human: My company has a 401 k with 4 matching that is offered to employees after one year of service. I will hit my one year mark in June, so Im wondering if I will be able to max out my annual matching contribution by doubling my contribution for the last 6 months of the year, or if I am only able to take advantage of a half years annual matching since I only qualified halfway into the year.  <response>: This is dependent on the plan. Your Summary Plan Description may give you the answer. If not, ask the plan administrator or your HR. Your company may look at your YTD earnings when calculating how much they match, and if not they may do whats called a true-up match at the end of the year. 