<prompt> Human: Hey guysgirls,First time poster in this forum. Im looking to get a little bit of insight on this matter at hand. First off the car I have is a 2013 Camry with around 120k on the dash currently. So, my question is should I look into either holding on to it and just rocking out with the rest of the payments or should I see about getting a different car with lower mileage? Little back story I had a car that I owned about a year and a half about but the transmission went. I was in need of a car and didnt have a lot to put down on a car so I went to one of those places. Got a carthe Camry for about 600 down. Ive had the car for about a year and a half made the payments on time with zero issue with any of them. I have about 51 months left with a total of 17k left with 8500 just for the interest alone. Aghhh. So I havent had to do anything crazy maintenance wise to the car since Ive had it. Thank god. My credit score is around the low 600s I make around 18 per hour at my job. My payment for the car now is really high already its 480 per month. Would it be smart to just hold onto the car since its a Camry and the shape and drive ability of it has been great or should I look into having that car rolled into a car with a lot more miles? Would it even be worth my time doing that because I dont want to get killed with even higher payments. I know if I do go that route the payments will be high because the old payment has to get covered somewhere. So basically what would be the smarter of the two options? Thanks for any valuable input on the topic and sorry for the grammar errors. Thanks again all.  <response>: You owe so much on it I dont think you can roll it over to a new loan on another vehicle or even get approved for a new loan on it at a lower interest rate. Your best bet is to pay it down as quickly as possible. 