<prompt> Human: My wife and I are considering buying a home to live in; currently we rent. I already own a home that my parents rent from me in my hometown; I am the only person on that mortgage and I bought it before I got married. My wife and I are considering buying a home for ourselves in another town and there are great first time incentives for her because shes a teacher. Unfortunately I am not a first time home buyer since I own that home. Would she be able to buy a home with my parents as cosigners instead of me? My income: 70,000. Her income: 50,000. Parents income: 40,000. We have a son, my parents have credit scores 750, wife 750, mine is 820. No debts other than my current mortgage. Cars and others are paid off. Our current rent is 1500. We want to buy a home 350,000 and have 70,000 for the down payment money for closing costs. The program Im referring to is here Thank you.  <response>: Program EligibilityBorrower Requirements Occupy the property as a primary residence; non-occupant co-borrowers are not allowed. ---Are your parents going to be living in this house with you and your wife? 