<prompt> Human: I am 29 years old. Due to a high salary, a handful of years of living with parents, and low expenses I managed to save up 150k.I recently put 100k in a 2 year CD. 2 years at 2.5. My parents basically pushed me into it, as they have the mentality that all stocks are bad and you will lose all your money. No knowledge about finances really, and I believe all their savings are either in CDs or Money Markets. I dont think they even know what mutual funds or index funds are, and most likely dont care to know.My parents thinking is that the 100k is a base that I can always have to fall back on, and to take the remaining 50k and do whatever the hell I want.I went along with it because I dont really know what I want to do with the money, and it sitting in a savings account was doing no good. Maybe ill want to use it as a down payment in a couple years.Anyways I cant help but think that putting it in a CD was a dumb move. I just feel like having that amount of money at my age can be put to use a lot better to really set me up for lots of wealth.Maybe Im just naive. I also still dont know how to handle the remaining 50k and on top of that I will still be saving a lot monthly going forward. I already max out 401k and Roth IRA started maxing out recently.  <response>: Good move? Not really. Bad move? No.Instead of throwing it all into a couple CDs locked behind years, you couldve laddered them, like getting a 1 month, 3 month, 6 month, 1 year, 1.5 year, and 2 year, so that if things change Interest rates on them go up all the money isnt trapped in a lower rate. 