<prompt> Human: i need help big time, personal finance.I recognize I do NOT have the knwledge to handle this money and need assistance like.. now.Assistant: Make personal finance your hobby. Do a lot of reading. Take it slow and dont rush. Watch out for people trying to take advantage of you, especially financial advisors.Human: ng. Do plenty of research and form a plan before doing anything. I work in wealth management, specifically on the portfolio managementinvestments side -- feel free to PM me with any questions or for advice...!Youre right, this changes nothing for me. The ONLY thing that is different now is that I have some research to do over the next few years and I need to take this one day at a time.So no spending, but hey- Im here to do things right and listen to those around me thats how life works out best.  <response>: Im here to do things right and listen to those around me thats how life works out best.Thats a smart mentality, as long as youre careful about who you listen to: Those who have no conflict of interest with your situation. Those who are knowledgeable in the topic at hand. Those who only represent your best interest.There are a lot of good people with bad advice, and there are a lot of bad people with bad advice. Its not always binary either; there are some okay people with only okay advice. Take care to know who youre dealing with, and dont blindly do what others tell you. Research, review, and carefully decide for yourself. 