<prompt> Human: Hi, thanks for taking the time to read this. Like the title says, in a few days I will be receiving 25,000 dollars according to my mothers will. Im thinking of investing 5-10,000 at least, I just have no idea where to start or what the best options are. I work from home freelancing and have very few bills. There is a trust set up for me in which the remainder of my mothers estate is invested stocks and securities I think? that gives me a small monthly allowance. I just want to have something of my own, separate from the trust, invested for the future. Im pretty clueless about how to go about this and am not very well versed in this kind of thing. Any suggestionsadvice would be awesome! Thanks again.Edit: I have no debts.Assistant: Do you have any debt? I would attack that first, since you do have a steady stream of income from the estate. After clearing up debt, you need to research retirement plans for self-employed workers. Research those options as see how much, in any, you want to contribute. Human: Thanks for the reply. This is a good idea as I have a lot of anxiety about not having anything for retirement. Though right now Im not making a whole lot since I am just starting out. Should I go ahead and look into this or wait until my income becomes more substantial?  <response>: Even if you arent making much income as a freelancer, you can still be putting money away for retirement. Every little bit helps. Even if you decide not to start investing towards your retirement right now, its good to have a basic understanding of what your options. 