<prompt> Human: So... I owe my room mate 1,600 and I have no way to pay it all back right away. He told me that I could pay him month-by-month and I have been doing that, then this past wednesday He demanded that I pay all of it back or else he would sue me and my parents. So i go above and beyond trying to ask money from my parents, right now I still have to come up with 1000. I have 100 left in my personal account. I cant even pay my phone bills, and I eat from the vending machine because I cant afford even cafeteria food. What should I do? I need it by monday, Im going to pawn my laptop, electronics, and stuff. edit: clarity  <response>: Dont pawn your stuff. Keep making monthly payments according to the schedule you agreed on. Try to get him to admit in writing that you had an original payment plan scheduled and that hes changed the terms without your input - that will help you in small claims court. Dont worry about getting sued. Its an empty threat, and even if he does, its not that big of a deal it would be small claims court, as it would cost him at least 1000 to sue you in a real court. Show up on the date. Tell the judge everything and be honest. Try to show that youve made a good faith effort to pay the debt and that you had an agreement worked out. EVEN IF HE WINS, it will probably be a judgment for the amount of the debt you owe him. Then its up to him to collect it from you. Which basically takes you right to where you are right now. No big deal. Im also fairly sure that, unless they cosigned or youre under 18, that he has no standing to sue your parents. He can list them and that would be a pain in the butt for them but they wont owe him money, only you will. If you want more guidance on the legal stuff, go to the ask a lawyer subreddit. Im not a lawyer. Chances are theyll tell you what Ive told you, and theyll also tell you that this is likely an empty threat. You should figure out a way to move out as soon as possible, because this sort of thing ends friendships. You might also want to lock your stuff up but for heavens sake, dont pawn it! 