<prompt> Human: Hi there!I dont want to indulge many identifiable personal details, however I wanted advice regarding how to manage loans, and how to, if you will, make the best of it in regards to building further investments in the future out of medical residency in the United States.As it currently stands, I am finishing medical school soon. I have about a 250,000 in debt, both subsidized and unsubsidized stafford loans. I have no debt from college as my parents have helped me pay for college I have a relatively small amount, about 10,000 , however that can be easily managed. I wish I could ask my parents for assistance however they financially helped both of my sisters through college so I cannot burden them more. As of now, I cannot afford to pay the interest payments until I begin so interest has been accruing during school.So the question comes into play, I plan to train as a Pathologist, with further fellowship prospects, I could possibly hope to push into the 300Kyear salary bracket 200k-250k if things dont really pan out. Diagnostic Laboratory medicine has always been my dream to pursue, and the money never played a part of it, unfortunately it does have a large cost to train. Anyways, I am starting around 50k - 2k a year during my residency and fellowship. I also have a spouse who is a banking management person who is currently working and pushing towards 60-70Kyear out of graduate school. We do not plan to have children while I am in residency. Question to you gurus: How can I make the best of this? I want to pay this loan off the best way possible, perhaps building up a portfolio, such as stocks, investments, and real estate. What do you recommend!Some background:I have zero assets other than myself, my mind and my soul and what I have invested in myself.  <response>: Question to you gurus: How can I make the best of this? I want to pay this loan off the best way possible, perhaps building up a portfolio, such as stocks, investments, and real estate. What do you recommend!NO NO NO. Do not gamble your way out of debt.1. Emergency fund. Have a few thousand bucks in cash to cover unexpected stuff.2. Budget. Make every dollar you make have a purpose. Pay food. Shelter. Transportation. Debt. You dont have to eat beans and rice- but dont eat lobster ever night either3. Debt avalanche. Attack the highest interest rate debts first.4. Do not catch Doctoritis. You are going to start making a ton of money in the next few years. Use that money to aggressively pay off your student loan debt. Your peers are going to have country club memberships, drive expensive cars, go on expensive vacations, and build expensive houses. Put that stuff on hold for a little while and clean up these student loans. In 3-4 years you could have a household income of close to half a million dollars. With no expenses - How cool would that be? 