<prompt> Human: A doctor I was outsourced to by the VA hospital ordered labwork that amounted to about 900. The bill was supposed to go to my local VA hospital, but due to an error somewhere, the bill went to me instead.Cut to about 10 months later. Between issues with the VA, my own communication issues, and a lack of understanding about this whole process, the debt has gone to a collections agency, and they have given me the final notice.At about this same time, Ive finally managed to make some progress in figuring out what went wrong with the billing and how to fix it. Unfortunately, Ive been told that even if everything goes smoothly, it will still take about four weeks to get all the paperwork through and the bill to the right people.I have... attempted... to communicate with the collection company. It took two months before I even trusted they were legit. However, I have a lot of difficulty understanding people on the phone, and everyone who calls me from this agency has a very thick accent, making it worse.Basically, Im scared and I dont know what the agency is going to do. I have a lot of anxiety and paranoia issues, so Im likely blowing things out of proportion, but Im worried theyre going to sue me or barge in and take a bunch of my stuff or something. My therapist doesnt think a 900 debt is enough for them to take to court, as he believes they would lose money on the deal, but he also admits hes not an expert at that sort of thing.So, uh, rambling aside, does anyone have any advice, or idea on what might happen at this point? I cant find much solid info on a smaller still big to me debt like this.  <response>: Final notice of what? Will they repo the lab results? Collection agencies want to scare you. They cant come and take your stuff. Worst case is they go to court, which will take several weeks to actually get on a calendar and have a hearing. If the VA hasnt taken care of it by then, just get a statement from then saying that they are going to.Honestly though, I have 2 medical bills in collections that total over 6000. They arent going to take me to court over it. They just try calling to scare me and post it to my credit report. The End. Unless it is a huge amount, it just doesnt pay for then to hire an attorney to prosecute. Get it resolved as soon as possible, but in the meantime, dont answer their phone calls. 