<prompt> Human: So Ive been browsing around here a bit and I figure youll give me the best advice. So I have 8,300 left to pay back on my student loans, and I contribute 200 a month. However I also have about 4,500 in CC debt 7.9 apr also paying back 200 a month. Ive always paid extra so my next due date isnt until the end of 2014. Should I keep paying as I am or take the 200 and put 400 a month towards cc and be paid off next summer. edit: Student Loans interest1,600 6.82,850 6.62,090 2.41,700 2.1  <response>: Pay minium on the student loans, and the most you can squeeze out of your budget to pay off the credit card debt. When it is done use all the money that was going to CC debt to pay off student loans as fast as possible... Then enjoy the freedom of keeping your money! 