<prompt> Human: Alrighty, currently in bed wallowing in my hungover state and upset about my poor decision making last night. Heres the scoop, I went to the strip club last night for a buddys birthday cele and I got myself into a situation. Long story short I went into a private room with a stripper and was verbally promised sex and was told I was getting an anything goes half hour session for 400USD. I agreed and paid for this on my credit card. With mandatory tip and conversion into Canadian currency it looks I am out 580, a pretty friggen hefty bill. Im such an idiot for agreeing to all this but I was completely hammered. The guys and I killed a bottle of crown royal while we were there and we had been out drinking the night away a bar prior. Anyway, as I hear this is typical for strip clubs, verbal agreements arent upheld. This anything goes session turned out to be just a half hour pants on lap dance, and a security guard kept on coming in the room telling me to put my pants back on. Friggen bullshit. Now, is there anyway I can get out of paying for this? Obviously the service I was looking for is illegal and I cant call up Visa and tell them the story. But is there a way for me to Dispute the payment and get out of it. I am in great standing with Visa. I have never missed a payment nor have I disputed a transaction before. To pay for the private room they made me give my drivers license and I did sign for the bill with my signature. Am I screwed on this one and have to pay up or is there a way for me to dispute payments, cancel my card, or otherwise somehow not pay?  <response>: Am I screwed on this one and have to pay upThis is it... you just have to own up to your mistakes and be responsible for your actions. All part of being an adult, sorry bud! 