<prompt> Human: Okay, heres my situation. Im 24 years old. I make about 3600 a month after taxes. My rent is 1100 a month, bills add up to 900 a month. So more than half my income goes towards just staying afloat 2,000. Thats not including food and monthly commuting expense, which brings my expenses up to around 2500 a month. That leaves 1100 but I somehow end up spending all of it. I think a large part of the problem is that I have been supporting myself plus my boyfriend. So while I can track all my expenses, he sometimes needs to ask for something that is unplanned money to go to a job interview, or his mother was really sick and he needed to see her, so it has been hard to always predict what well need.My boyfriend just literally started his new job today. His mother unfortunately also just passed away and he is getting a 30,000 inheritance. This should help but Im advising him to put it in an account for now and not to touch it, and we will start to save based on our monthly incomes. What worries me is that he wants to get a car, and we also need to move there is a good safety reason for this. We will likely end up spending 10k of it on a car and moving, which will leave him with 20k. My question is, what should we do with this money? Also, given the fact that my credit is pretty low low 6s and he has no credit history never had a credit card, etc- what is the best advice to offer on a vehicle? He wants to get something that will last a while, and isnt total shit.I also have a 401K for myself with about 6,000 in it currently I only started working 2 years ago. That will keep growing as long as I keep working.Since he is beginning to work and should be able to contribute more, I am anticipating being able to deposit a measly 200-300 a month in savings from this point on. My main worry is that hes pretty irresponsible financially he doesnt have a lot of experience managing his own finances. He admits this himself. I pretty much know hes going to blow all his paychecks pretty much as soon as he gets them. He is aware that this is a problem and seems willing to learn... but Im not entirely confident that him having a job will do much beyond prevent me from having to give him money. I feel like Ill still be in the same financial situation, paying the rent and of course, my bills. Before people tell me to break up with him because hes irresponsible financially, that is flat out not going to happen. He has been a best friend and an absolute god send in every other way. I would never leave him over something as petty as money because what we have goes much deeper than that.Does anyone have any advice on what else we can possibly do in order to improve our situation?  <response>: As a woman, I think we sometimes tend to fall into putting the wants of others before our own. My advice? Try not to put your boyfriends wants before your savings. I can see that the things youve been helping him out with thus far going home to see his dying mother, to get to an interview are closer to needs for him. But those particular needs have passed with his mother passing him now having a job. Beware that he possibly may have fallen into the habit of relying on you for money when he doesnt have any it might hopefully wont! turn into asking you for for things that arent so necessary. Have the talk with him about what he will be able to contribute towards your household once he gets his first paycheck. Then figure out what you can put into savings. Set up an automatic deposit to send that money directly into a different savings account than your regular checking account. And do not touch that money unless you have a real emergency not because you want to go out to eat because youre tired dont want to cook or anything like that. If you think you can start with 200 a month, then get it set up. Try to increase it over time. I think if you have 1100mo in excess after paying for rentutilitiesbillsfood that you should be able to increase it nicely once you get into the habit of saving paying yourself first, especially if your boyfriend starts contributing.Im older than you, but am also in a position where I make a lot more than my SO. I pay the rent, buy food, etc. What I absolutely will not do is compromise my savings. If he wants to go out hang out with his friends for a night, but doesnt have money in his account to go, then he doesnt go. It may feel mean since you have been giving him money for things in the past, but ultimately thats the best way for him to figure out how he can live within his means. 