<prompt> Human: Hello rpersonalfinance, My dad and I are wanting to buy my mom an Audi Q5 for Christmas, since my dad is old and his english is not really good, I would have to do all the talking and negotiating at the dealership. Some info: Both my parents together make roughly 150k a year, they own a house, and are currently paying these: 2014 stingray corvette 30k left, my honda accord about 10k left, and my school tuition about 5k a semester and of course phone bills which is roughly 100 a month, electricity bills 50month, water 50month. My dads company is supposed to be shutting down next year due to slow business so in a year our family income will be cut to about 75k until my dad finds another job which should be easy due to his position now. Would there be any type of problems buying this car with our financial state at the moment? Do you guys see any red flags? My dad says that his credit is great and so is my moms so I dont see a problem with getting a good rate to pay for month. Buying this car is all new to me, and since my major is business I would like to learn on how to deal with things like this. Thanks  <response>: Do you guys see any red flags?Yes. You only know bits and pieces of their financial situation and youre going to go negotiate a 50,000 car for a man who doesnt have a great grasp on the language. On top of that, you do know that their income is going to be cut in half and they have 40,000 in auto debt already. This isnt a great position to tack on another 50,000 debt obligation.I know youre probably not going to be able to change his mind on the situation but this doesnt seem like a good time to buy a car for him. 