<prompt> Human: Hello there,Im currently looking at purchasing a new vehicle. I am sitting on enough cash right now that I could purchase the vehicle outright, however, Im also considering the opportunity to build my credit score by financing it.I currently have one credit card account and realize I should probably have another account open. So my question, would it make sense to obtain a car loan to purchase the vehicle and then pay off this loan such that I can further build my credit score? Or would I be better off just getting another credit card? Im curious if credit analysis companies weigh credit card accounts vs loans differently. The obvious downside of the vehicle loan is that I would be required to pay interest on the loan while the credit card is interest fee assuming I pay on time each month.Id appreciate any feedback. Thanks!  <response>: Dont pay interest just to improve your credit score.If you can buy the car in cash, do it. 