<prompt> Human: So i was in a work accident when i was 18, i received a lump sum 2 years ago, i was drinking a lot then so i asked my mom to hold onto it till i sobered up which i have... Ive received a steady income and since my accident people from my moms side have come to me for loans.. On top of the 21,000 i put in my moms savings, her family, my sister, grandpa, uncle, and my mom, owe me around 4150 from over the years, i was recently approved for a mortgage and forced my mom to show me my savings account and found out i was sitting at 17,000, she dipped in when she was helping refugees in kos for 2 months... Shes going back to help refugees, even though shes broke, again, but refuses to transfer my money until i buy an apartment which makes no sense since i need the deposit before hand... Im done with my moms side of the family, taking advantage of a disabled persons income is just sad, any advice is welcome.  <response>: Attorney here. Dont trust people with money, seen too much shit to say otherwise. If youre going to let them borrow or shelter your money, might as well think of it as if you gave them the money. PS: dont ask legal advice in the internet, unless you absolutely know the person youre chatting with is an attorney for your specific problem and in the same regioncity. 