<prompt> Human: So my wife and I buy used cars with cash. We are pretty frugal people and we dont like to pay the interest that comes with financing cars or anything for that matter. But now it is time to buy another car and I dont like either option. If I buy the car that I want, then Im going to pay 10 - 20k and that cash is tied up for the entire life of the vehicle. If I finance the vehicle then Im paying extra in interest that I would rather not pay either.Im stumped on how to move forward in a way that I wont regret in six months. Is there a good argument to be made for financing a vehicle if you have the cash to pay for it? Conversely what is the best argument for paying cash and tying up those funds for a vehicle if you dont have to?  <response>: Why not meet in the middle? For my current car, I ended up putting a down payment that was about half of the cars total price. The interest rate for what I financed was .9 so I didnt get hit hard at all in total interest paid.I would dig around and see how low of a rate you can get, it can make a pretty big difference. 