<prompt> Human: Im 27 and have around 280k plus in savings. The vast majority of this is in current accounts which arent earning me any money but are offshore. I dont have any notable assets except my snes collection but also dont have any dependents and no major monthly outgoings. Im thinking of investing the money somehow, but am really lost. I want to buy a property in the UK, but Im worried I wont be getting value buying at the top of the market. I also want to make some safe investments, but I am not sure how to approach this. Where do I go to seek financial advice? and will a financial adviser end up costing a lot of money? Any help?  <response>: FAQ 