<prompt> Human: Im somewhat apprehensive about posting this, but honestly at this point I really dont know where to turn.My fiance and I got engaged early of 2015, and she is great at planning everything and getting everything organized, but at the end it all comes down to money. I am a full time welder bringing home a decent amount of money for less than one year experience. I am not too sure if it is against the rules to say how much it is I make so I will omit that detail for now. Our wedding is going to cost us about 30,000. Her parents are giving us 10,000 which covers the largest expense: venue and food. We have been putting money away steadily since we got engaged which is around 300 per month. We are getting married in October, and now we are going to need to start paying for all the other things. We went to the bank and asked for a personal line of credit for 15,000. However, we were denied. We didnt get a counter offer, we were just declined. I guess what I need to know is are there other options? My fiance is fine with asking my parents to co-sign on the personal line of credit, and I am sure we wouldnt be declined if we do that, but honestly I know that my dad will really not want to do that. In fact, me may also just tell us no. Should I look into a loan? I havent been working at my place of employment for very long, only about 4 months. My fiance is not working and her income is completely based on student loans because she is in grad school in a teaching credential program. Which is basically the reason why we got declined for the personal line of credit, those two key factors. I cant say I blame the bank for that either. Any advice would be appreciated, thank you.  <response>: Hey, good on you for asking for help. Follow the advice here and do not spend anywhere near 30k on your wedding. Youre selling your future as a family just to have an expensive party on one day.My wife and I initially budgeted 5-6k for our wedding... it did eventually creep up to something like 10k all in. It was still a beautiful outdoor wedding in California wine country and we did not go into debt one penny.Find a way to bring that cost down. Check out Pinterest for cool DIY wedding ideas. Theres probably even a subreddit for planning budget weddings. 