<prompt> Human: First of all yes I know Im an idiot. About three years ago it got a purposely low limit credit card through my bank because my new co workers went on and on about taking advantage of how often we travel for our job and using the expenses to rack up miles. It was my first credit card in my name alone and I guess I wasnt ready for the responsibility. Id charge about 800 a week, 1-2 weeks each month, file for reimbursement and get the money back the next pay period. After six months or so I was hit with an obsession with building my emergency fund money market account earning me a whopping 0.10 a month and started skimming off my reimbursements and carrying a balance on the card. Two years later and heres my situation. -4,500 balance on the card. I got promoted, hit a busy season and travel turned into 2-3 weeks out of the month. -2,000 in pending reimbursements. Three straight week of travel, 900 of that Ill see in tomorrows paycheck, the rest on November 1. -3000 in emergency fund.-the other 2.5k on the card is what I skimmed from myself because Im an idiot. About 2k of it was in my emergency fund until about a month ago when I had an emergency car engine repair. Other stats:-25 yo-Take home is 1500 every two weeks if I continue to max out my 401k, could up to 1800 if I reduce withholding. -only other debt is 2000 in federal loans Im making regular payments on -all bills are covered by a direct deposit of 700 to my bill account every paycheck. -expenses are another 350 foodentertainmentmisc-rest goes into savings or toward regular card paymentsSo what do I do here? It goes without saying that all future reimbursements go straight to the card, my problem is that its another 800 in work expenses this week and I only have 500 available on the card. I know carrying such a high balance is borking my credit and I want to deal with it as fast as possible. Do I dump the rest of my savings into the card to lower the balance? Stop withholding and cut all non required expenses and try to throw a few hundred at it every paycheck? Open another card for strictly work expenses and work to pay this one down out of my discretionary money each check?  <response>: Why not take your emergency fund and pay off your card? The emergency fund came from the reimbursements in the first place, and you can use your card for an emergency if it happens. 