<prompt> Human: At the risk of sounding whiny about a non-problem, seeking your advice on a philosophical question thats been truly weighing on my mind and has implications on my family life. Thanks.Im a midlate twenty-something whos been financially independent since college, adopting most of the best practices preached on this subredditin the recommended personal finance literature.My parents have decided theyd now like to begin providing me financial support. Their thinking is that this marginal income is much more valuable to me today than if I were to receive it in the future when they die at a time when Im likely to have considerably higher income. I suspect this is all driven more by their feelings about themselves as parents than their perception of my financial needs.Coming from a situation of considerable financial means, Ive developed a do it on my own mentality which makes me feel very uncomfortable about taking any financial assistance from family after leaving the nest. Given the stability of my current spending behavior, I am keen to saveinvest any supplemental income, which would seem to undermine their marginal utility logic and their goal to enhance my current quality of life.Whats the right thing to to here? Take it and make of this most of this hit to my perhaps misguided ego by increasing my charitable giving, investing, spending or simply say thanks, but no thanks.  <response>: Are they just pre-paying your inheritance? Unless you have an uncomfortable relationship with them or think they may expect something in return, Id take it and save for retirement. 