<prompt> Human: Need some help. Last year I owed a bunch of money because I claimed 3 instead of 1 on my W4 I dont know how this works. So I opened an IRA to reduce how much I owed. I then immediately switched my W4 to 1. This year, for state taxes California I owe over 1,000. Is this normal? Everyone I talk to is always getting money back.Background- 27 years old. I made about 65k last year, no debt, one job- pretty straight forward. 401k. nothing else fancy. Single. no kids. dont know anything about taxes. thank you in advance for your help.--UPDATE 131- I checked and my federal and state withholding is 1 for both--- should I add an additional dollar amount? Anything else I should look into?  <response>: Youre single and dont have anything other than the standard deduction and your retirement investment. Youre going to get taxed heavily. Sounds like you need to change your withholding so the state gets 83 per month from you.The people who get money back are giving the stateFeds too much money every paycheck. You dont want to owe them but you also dont want to give them a free loan for the year. Your goal should be to break even at tax time. 