<prompt> Human: Hello all,So I am about to move and I do not want to dip into my savings. It is obviously going to cost alot of money, I think 3-4k initially and I wanted to get thoughts on how I planned to approach this.I have a CC with a 10k limit and am currently carrying a balance of about 2k. I can pay it off at any time but planned to wait for my quarterly bonus to come before I clear it. credit is near 800 atm. What I wanted to do was just make these charges to my credit instead of taking the cash out of my savingsstocks I have only 15k saved and pay them off over the first few months after I move because my cost of living is going to go down drastically.Am I playing with fire, or could this work? I just hate the idea of spending all of that money at once, but carrying such a high balance with limited savings is a little scary.If I clear the balance before I go that would make it a little easier to swallow so we will see.thanks!  <response>: Heres the deal with credit card debt vs savingsinvestments. Lets say your cc company charges you 20 annual interest, if you have an alternative investment that will yield you risk free, 20 or more, by all means, use credit card debt to fund your investment. Pay cash otherwise. The point here is keeping a balance on your card while having the cash available to pay it off, is the same as borrowing on your card to invest. Usually not a good idea. 