<prompt> Human: Hello everyone, my girlfriend has owned her own business for 4 years now. In the past 2 years it has really taken off and she is making about 300,000 a year. She has a financial advisor who is investing in mutual funds, SEP, and life insurance. She currently has about 200,000 invested with him but still has 150,000 in her checking account.Is it okay to have that much in checking or should it be invested somewhere else? If so what else can she do with the money in her checking account? Neither of us know much about finance or investing. Thank you all so much!  <response>: Out of curiosity... what does your gf do? 