<prompt> Human: So I need some help convincing myself to get rid of my auto loan. Currently its our Wife, Myself, and 1 year old only debt. I have someone willing to buy it for what is remaining on the loan 17,000 total 265 monthly . Its worth just a few hundred more than owed. I paid off all my credit cards 6,600. Have no other debt. Wifes car is paid off 2005 Honda with only 65k miles. We have over 20,000 in savings. Our rent is 800, with our other monthly bills coming to about 600 groceries, gas, cell phone, Internet, utilities, insurance. Wife makes 2200 net per month and contributes 10 before taxes to 401k no employer match and my income varies since I work off of 100 commission. Ive made roughly 20,000 through the end of July taxes paid out in lump sum at the end of the year gross so far this year and am in school full time minimal costs thanks to scholarships. Anyway, should I sell my truck and buy something cash? My vehicles have always been the one thing I take a lot of pride in. Kind of like my one guilty pleasure. Whats personal finances take?  <response>: If all youre finances are in order and this is a calculated decision, there is nothing wrong with splurging in certain areas. Obviously you can save money buying something cheaper, but this isnt rFrugal. 