<prompt> Human: Hellosome guy keeps phoning me up and trying to get me to invest with him. Hes from a company called berndale capital and all but promises 5-7 a month. Now I know very little about finance but I know when something sounds too good to be true...They seem to just trade foreign exchanges or derivatives or something? Anyway i do have a little bit of money doing nothing at the moment but my brief reading of forex led me to the conclusion that its pretty much just gambling but minus the fun. So I should ignore this guy right? ThanksAssistant: So I should ignore this guy right?Yep.Human: So what happens? The majority of their clients lose money and they just publish the winners?  <response>: A person in this guys position could borrow money 1,000,000 at 1.19 per year invest it in his own company, earn 80 to 225 per year 5 to 7 compounded 12 times, and make 800,000 to 2,250,000 per year. Why would he be calling you?If a company in general can actually make 5-7 per month, it is only for specific customers that are lucky. If they make 5-7 per month for all their customers, they had a really lucky month. If they make 5-7 for all their customers consistently, they are lying to you. 