<prompt> Human: Whats up rfinance. My father passed away about a year ago now and me and my mother have been left with the loan on a Mercedes-Benz CLA 250. We owe approximately 19k left to pay on the loan with a 400 dollar a month payment, on top of an insurance payment that we just cannot pay anymore. We are not very financially stable, and my father was getting my grandmother to make the lofty monthly payments on the vehicle. Im a recent college grad working as a substitute teacher and my mother makes 20 bucks an hour in retail. The car is still under my deceased fathers name and my mother quite frankly has no idea how to operate in this situation best, and neither do I. According to Kelley Bluebook the car is worth around 25k in trade-in. I currently have 4k to invest in a new car, on top of what ever I can get in equity from trading in the CLA even though I still owe 19k. So what is my best move here? Are there any options available to me that I dont know of since my Dad, the title holder, has passed away? Should I just trade in and use my 4k to buy a used car? Or is my best bet to try and refinance the loan?TLDR: My father passed away about a year ago, left big loan on a Mercedes, should I try to refinance or trade in and try to buy a new car, or seek another option.  <response>: Howdy. Sorry for your loss.Sell the car. Today. STOP SAYING INVEST IN A CAR. This is the mentality that gets you buying a Mercedes you cant afford. you dont have 4k to INVEST in a new car.Shop around, get your 25k, use that to pay off the 19 owed, itll leave you with 5 or 6, supplement with a little of your own cash for a USED Toyota or Honda. You dont need a new car. Buy a used car and get on your feet and past this. THEN you can trade in the used car for whatever you want.You guys need to take some time, get situated with the new budgetincome reality, then go make big purchases. Not today.Sell it today, buy a used car. 