<prompt> Human: So, I just found out from my parents that I was left a million dollar trust by my grandfather. However, I cant access the money until Im 30 Im currently 20. In what ways, if at all, should I let this affect me and my decisions over the next decade.  <response>: A million bucks, with the 4 rule, is 40Kyear. You wont be high rolling with that money if you plan on having it long term.Finish school, get a job, be successful and pretend like you dont have it. 