<prompt> Human: 34 years old, 32,400per year salary and nothing in my 401k had to cash it out to start over after a divorce.Currently, Im contributing 15 of my income to my 401k but is that enough considering Im starting late in the game? Its coming out to around 198per paycheck. Im being a bit aggressive to start out with in the hopes Ill get a higher return in the first few years. My company will match employee contribution of 25 of first 4 . Any advice would be appreciated, thanks!  <response>: 25 of the first 4? So just 1? Thats better than nothing but kinda sucks.The short answer here is that youre really far behind, for a couple reasons. Youre starting from scratch at 34 which is way behind, and youre earning pennies. Im not sure what your qualifications are but you could be a manager at a fast food joint and earn more than that. Not trying to knock you or anything, but just saying there are other more lucrative options out there that dont require a lot of skills.That being said, at least youre contributing and trying to get back on track. Best of luck. 