<prompt> Human: Hello guys! I am new to Reddit and to this subreddit as well so forgive me if I break a rule. Anyway I am planning on buying a motorcycle between August and December. The motorcycle that I am planning on getting is the Honda Rebel 300 ABS which is roughly 5,000 in my area. I can buy the bike in cash no problem, but I am choosing not to just in case an emergency happens and I am in need of money. Ill rather lose the bike than a love one. I currently have a 740 Credit Score and I am also financing a car. I made this thread so I can get some opinions from everybody else in here. Another reason why I want to finance is so I can boost my credit score faster. I am also planning on paying the bike off in less than 6months. So, I would like to hear some opinions on wether I should or should not finance the bike and instead buy it in cash. Thank you!  <response>: I can buy the bike in cash no problem, but I am choosing not to just in case an emergency happens and I am in need of money.Dont spend your emergency fund on a toy. Save up and spend cash that you wont need in an emergency. 