<prompt> Human: As the title says, looking building my score back up after getting murdered by student loans, wondering if Im going to run into problems in the next 9-12 months or so  <response>: Im a landlord, and I look for the tenants ability to actually pay me. If theyve got piles of loans, but make enough to cover their payments AND pay rent, were good to go. Id rather have someone with a lower score and less debt than someone with a high score and lots of debt. If you struggle to find a place in a commercial-type apartment complex, an individual property owner may be more willing to work with you. You could also offer a larger deposit, or offer to pay rent a month ahead to secure your lease. 