<prompt> Human: So like your typical college student, I took out loans without help from my parents and cant afford to pay them off currently. Is student loan forgiveness a real thing or a scam? Can I get a reduced debt? What should I do?Assistant: Student loan forgiveness is a real thing, but it generally takes decades for it to happen, you cant ever miss a payment, and you can only work certain jobs. You can. get a reduced payment, by consolidating some loans possibly, but you arent going to get reduced debt. There are some jobs that will pay off part of your student loan in return for working them. For instance, some school districts will pay anywhere from 2k to 10k per year for you to teach them hint: theyre underperforming districts that nobody wants to teach in. There are some other similar jobs thatll pay a bit of your student loans off.Whats your degree in or going to be in? How far along are you?Human: Im graduating in May with a business degreeAssistant: Well you shouldnt have to pay them off currently. You should be able to wait until youre out of school for 6 months. Human: This semester I only needed 2 classes and they already want money.  <response>: Because youre no longer a full time student. Did you do any research on student loans or read anything that they send you? 