<prompt> Human: Hi guys!My username is going to be extremely relevant for this story and for help out. I bought a 2013 Hyundai Elantra GLS from Carmax on December of 2014 used. I fucked up. I fucked up big. They offered a 12 loan on the damn thing and my naive ass said yes. I realized a few months ago that I needed to get out from underwater on this thing and paying it off outright isnt really an option at this point. I recently found a 150000 mile Chevy Silverado 4 Door and theyre asking price is 14k but im almost positive that can be negotiated down. Im thinking of possibly trading in the Elantra now at 75k miles for that truck. I am in Houston, Texas and I am a public school teacher making 48.5k a year. I KBBd both cars and they are even when buying from a dealer but the Chevy goes for 5k less at trade in. The goal here is to get out from under the Elantra. Could I do that while simultaneously getting the truck?  <response>: Youre going to be putting yourself even deeper in debt doing this. This is never a good idea. Cut your expenses as much as possible and focus on paying off your car ASAP. Did you receive a large refund this year? If you did, adjust your w4 so you wont get a big refund next year and use the extra weekly income to pay down the car loan. Once you have your loan down to less than you owe, see if you can refinance. 