<prompt> Human: I am getting a good chunk back for taxes this year 7300.00and am looking to pay off all my debt2600. My debt is mostly medical bills, with things like Comcast and a credit card. I will have the money to pay all these off and also get a secured credit card. Is there any other advice or investments I can do to build up credit?  <response>: You should consider putting a fair chunk of that into an emergency fund so that you dont have to rely on credit cards again. 