<prompt> Human: My grandmother passed away and apparently was much much more wealthy than I ever imagined. She was generous with us but never went crazy...long story short she left me 29,000,000 and I feel almost sick thinking about what to do with it. Help?Assistant: 29MM is over the 5MM estate tax exemption. While the estate gets sorted out, interview some financial advisors. This article has good info, including a plug for the place Id point you at to find someone This amount of money is beyond the scope of rpf and our normal dislike of financial planners. My personal threshold for recommending one is in the 2-5MM range, which youre far over.Dont make any big decisions for a year or two. Spend time thinking about what youd like to do with your life not just your money.Human: Is it safe to assume Im not going to have to work again? Im 27, married, negative net worth, first baby due in a week...  <response>: Is it safe to assume Im not going to have to work againNo. Managed properly, yes, its absolutely possible for you to retire decades earlier than you planned, but dont go pooping on your bosss desk yet. Just look at all the lottery winners who get jackpots larger than your inheritance and are broke a few years later. c2reason is right on the money - dont make any big decisions for the next year or so. Let the gravity of the situation sink in, figure out what your goals are, and find a financial planner who you trust to help you structure everything so that you can meet those goals. 