<prompt> Human: I remember when you used to go to a bank to open an account, you get a card then and there. Now it seems everyone mails it to you. This is incredibly inconvenient, and while Im assuming its for security, I dont see why this is more secure. If anyone has an answer, Id appreciate it.  <response>: They often dont have the equipment to make the cards, especially those with chips. Blame cost cutting.It also confirms your address, so technically it is a plus for the security aspectif you use a fake address you wont get your card but I dont think thats why they do it.If you use a local bank, I think youre more likely to get a card in person. 