<prompt> Human: Just moved to another state in the U.S. and apparently I need to live here for 12 months to be eligible for in state college tuition. Now, heres the situation. My family is relatively poor , we can barely make enough for rentfoodetc. As a result, Im eligible for financial aid. However, even with financial aid, it would be not enough to cover out of state tuition rates and theres no way Ill be able to cover the rest. So my only two options are pretty much either wait a whole year here and then apply for financial sit to cover it... Or get a job here, and then when I save enough which will probably take a couple months, pay the tuition for three times as much, but wont be eligible anymore for financial aid. Im not lazy or dont care enough about college, but paying three times as much is ridiculous, which is why Im so hesitant to work. What are your suggestions.  <response>: Why not both? Get a job, work for a year and save up, and then benefit from the in-state rate.Delaying your graduation by a year really doesnt make a lot of difference over the course of your life. Building up a bit of a nest egg and starting your real working life post-graduation not in a heap of debt will make a huge difference in your net worth 20 years from now. 