<prompt> Human: Alright, sounds like market timing, but I cant help the thoughts, so I thought Id write it out. If Ive maxed out the normal tax advantaged 401k IRA accounts, and have done what Ive wanted with my 529s, and have cash thats not doing anything else at the movement, should I be investing some of my just sitting around money into something just to generate a little extra income over a year or two? I cant help but feel that were certainly in the low right now and its going to bounce back a bit - shouldnt we be taking advantaged?For reference, were probably talking about 1500-2000ish not in my EF thats kind of just chilling in savings.  <response>: Not timing the market is tough. It takes a lot of discipline.Doing nothing is hard. Its difficult to do nothing when your portfolio drops, its difficult to do nothing when your portfolio rises. Its also extremely boring when chatting with friends and family.Whats the best way to fight the urge to do something? I like to take a small amount of money 5 and gamble with it. Treat it like money youd take to a casino, and dont rely on it for anything at all. It is not an investment.Its fun to talk about, its fun to play with, and if you do make money then buy something nice. Just dont fall to the temptation of imagining how much money you could have made if you put all your money in! 