<prompt> Human: Topic says it all. Im just trying to figure out the best thing to do with 40k. Im not necessarily looking to put it in a long term fund. But rather looking for shorter term opportunities or just the best use of it for now to capitalize on the extra cash on hand. TIA!  <response>: You cant make a lot in a short amount of time without gambling. So drop that idea out of the gate.You CAN earn some decent interest, 1-2 or higher maybe with certain CD offers, from high yield bank accounts, CDs as mentioned, and maybe some money market accounts. 