<prompt> Human: I have had the same financial advisor for about 15 years. He handles a joint brokerage account for my wife and I in which both our names are on it. It is all mutual funds and we rarely make any trades as we follow a portfolio model that we are comfortable with. Recently my wife came into a rather decent size inheritance. She was advised to put it in an account in her name. This has me thinking that he cannot represent both of us anymore. Am I overreacting?  <response>: I think you are overreacting if that is the only reason you want to change.Why do you have a financial advisor in the first place? How much do you pay for this service? 