<prompt> Human: Hello PF,This is my first post on here, and I am anxious to see what people say about my thought.I currently own a 2003 Mustang GT.. It has been a great car, however I am wanting something newer. My finances:I pay Insurance 100 a month full coverage, and a phone bill 65 a month.My take home pay is varies. If the month has 4 weeks I get 2 checks, 1200 a piece for a total of 2400 if it has 5 weeks I get 3 checks, but the last check does not take anything but taxes out so it is around 1400.. So monthly income is 3800 a month. I am really wanting to get a 2013-2015 Mustang GT which is going to be around 15k-23k in that area. I have around a 700 credit score, and calculated the payments to be around 350mo to 425mo with 125-150 in insurance.I am not wanting a beater I wanna do good for myself. So please dont comment, Get a car for 5k-6k because yes they are nice but not for the range I want if that makes sense.  <response>: You want a car that costs half your annual income? No, you obviously can not afford this 