<prompt> Human: So I accidentally borrowed more than what I needed for school and ended up with the amount above. Im not planning on blowing that money but I want that money to work for me. Im thinking about just returning that money to my lender but if I have an option to possibly make more money from that amount, i would love to hear out any suggestions. Thanks!!Edit: spelling  <response>: Return it to the lender. Its costing you in interest 