<prompt> Human: Ive lived in apartments before, but they all had dedicated maintenance teams, an onsite leasing office, and at least some kind of interest in the place not falling down on me. Now that were looking for a bigger place either SFH or townhome, is there anything new I need to be thinking about? Is renters insurance going to cost more? What kind of unexpected expenses will I have to deal with?  <response>: Read the lease carefully to find out what is and isnt covered. Try to talk to neighbors or look up usage rates on energy consumption in the neighborhood. Is it a being leased by a property management company or an individual? Word of caution when it comes to private owners leasing out at least in my experience My landlord was extremely cheap and any fixes done were at the absolute bare minimum, but some random latino guy in an old Nissan truck. I dont care who does the repairs, but they were sloppy and not well executed at all. 