<prompt> Human: I escaped an abusive marriage of 20 years and finished my Masters degree...now, at age 50, Im starting over with 25,000 in student loan debt. One kid is on her own; one is disabled and may never be on his own, but currently lives with the ex. That will change, the ex doesnt want him, but for now - my question is:I have about half a million dollars coming to me from the retirement settlement. I need to choose between buying a home I would pay cash, keeping it in retirement funds I have several chronic health conditions and dont really expect to live much longer than 70, andor paying off my student loans. I will be looking for word but if my disabled son comes back, which is most likely at this point, I would not be able to work more than part-time. At my age, getting a great full-time job is not likely, unless I go abroad long story - no work history in the U.S., which is a viable option. I would prefer to stay in the U.S. for a little while longer though.Does student loan debt pass on to adult children?Ideas? Advice?  <response>: Debt never passes to anyone except for your estate. Example: you die with 100k in your estate and 25k in debt, your heirs would receive the balance of the estate - debt, or 75k 100-25. If it were reversed and your estate were only 25k and you had 100k in debt, your heirs would receive nothing, they would not inherit your debt. It dies with you. 