<prompt> Human: Right now my fiance and I are moving from my parents house to a master bedroom in a shared home with some people our age mid-20s for 500 a month split between us per month -- a serious steal for being within public transport distance to NYC.We just graduated college in May and are settling into our new jobs that we got in January.I have two part-time jobs doing video production social media management that pay about 500-600 a week. I work 40-50 hours per week. My fiance does similar work and does manual labor on his days off. His income isnt as steady, but he pulls in 300-500 per week.Combined, were probably making about 40,000 a year I think? Im terrible at math and I havent sat down and really looked at the numbers yet -- planning on it this weekWe work every weekday and most Saturdays, so were busting ass all the time. The problem is that people dont want to pay us what were worth because were young, it seems. I did 6 unpaid internships in school, one of them at a major film production studio in LA so I have tons of professional experience.I signed on to one of my jobs for 11 an hour as a social media assistant with a few job duties-- turns out, this woman is incompetent and Im literally running her business for no extra pay! I guess its good experience, but I dont know how on earth Im ever supposed to start a life working this hard and earning so little money -- Im making a fast-food salary running an advertising business... Once she realized how much I was capable of, she dumped all of her responsibilities on me. I plan on leaving when my 4-month contract is up in May. I might start making less money then, because I want to teach yoga 3 days a week -- which I have a certification for on top of my college degree, because its something that Im passionate about.When I think about all the things I want in the next ten years -- a small wedding, a starter home, a child -- it makes NO financial sense with the wages that my fiancé and I make doing jobs that require very special skills, like advanced editing software and everything we learned in college at top programs.I totaled my car a few months ago and I was lucky that my parents had an extra my sister is away at college but when she gets back next year, she needs the car back. I have to buy a car this year and my dad is seriously pushing for me to buy an 18,000-25,000 certified pre-owned or a new car when I just want to buy a 5,000 used car in cash and not have to worry about making car payments though he offered to cosign which is cool. Im still trying to decide what to do about that situation.I dont live any kind of lavish lifestyle. I get drinks with friends once a week 15 total, travel once a month on a camping roadtrip for a weekend 50-80, and eat out at a diner with my fiance once or twice a week 20-40, buy a handle of vodka twice a month to keep in the house 30 each time, and we buy weed once a week 20.Otherwise, my day to day looks like this:I go to work, spend 5-9 on lunch, come home, go for a run or do yoga in my room cant afforddont want a gym membership, smoke a hit of pot, make dinner simple, cheap meal -- usually stir fry, a salad with tuna, or an omelet, then my boyfriend and I watch Netflix and have 1 or 2 vodka-seltzer drinks then pass out. Rinse and repeat.On weekends sometimes well treat ourselves. We spend anywhere from 40-200 regularly on weekends. This weekend we got new tattoos obviously not necessary, but its a treat and spent 160 including the tip.I dont get haircuts and I cut his hair. I stopped wearing makeup so I didnt have to pay for it, I even stopped shampooing everyday to save on that.I know the first piece of advice will be stop spending money on drugs and alcohol but its only 200 a month, which isnt a tremendous amount.Assistant: Underpaid MillennialThis is where I have a problem. The world doesnt owe you anything. Youre only due what someone is willing to pay you. Get your head around that and deal with it. Also, please dont consider purchasing a vehicle thats worth 100 of your annual income. Buy a used car 7-10k from carmax and purchase their warranty. Cut out the weed or alcohol. Save that money and start building an emergency fund. Try to get around 4-6 months of expenses in the emergency fund. I know the first piece of advice will be stop spending money on drugs and alcohol but its only 200 a month, which isnt a tremendous amount. I also have a problem with this statement... Youre asking for help but youve already rejected help before someone even made a suggestion. BTW, Im also a millennial.Human: No, the world owes me everything! Really?I didnt reject help. Just rejected cutting out the 200 I spend on that. Its the one thing I dont think is that much of a financial burden that it should be cut out.Car advice is good shit.Around 1990 the median housing price in the US was 100,000 roughly. Now its 300,000. Im making the same wage my parents did when they bought a small house in 1990 when they were around my age, despite the insane housing inflation. Not to mention the thousands and thousands of dollars student debt sets back so many people in our generation, my finace included. I doubt Ill have a house and the loans paid off by the time I die. Forget about retirement. You dont think thats fucked?  <response>: The whole world doesnt owe you anything was a bit over the top. Sorry for that.Now back to the issue you shared. The thing is, from your OP, the weed and alcohol is the easiest thing to cut out. When the economy goes to shit, the first thing that people start cutting out are luxuries. In your post the weed, alcohol, trips, and nights out are luxuries. So you have 2 options here. Change the way you live or earn more money. I cant help you earn more money since I dont know what you really do and my career path is WAY different than yours. Now to the second part. It is fucked. But the student debt issue is another whole separate fucked issue with way to many parts to it to get into it here. But there really isnt anyone to blame than yourself. EVEN if the student debt crisis was caused by government back loans. YOURE the one that chose to take out the loan. The minimum wage in 1990 was 3.80 and now the federal minimum wage is 7.25 with it being 9.00 in New York. So its not like people are getting paid less or even the same. The issue is that youre in a field that: 1. there isnt much demand for or 2. you havent become the best at yet. 