<prompt> Human: I just did my taxes and I am getting a return of 5,000. I was thinking about paying off some debt but before I do I wanted to see what my options were. I am not smart financially and know nothing about stocks, just thought Id put that out there. Thanks.  <response>: Youre getting a refund of 5,000; your tax return is the paperwork you file with the IRS.Please see the wikiFAQ in the sidebar. The first common topic is: I Have X... What Do I Do With It?! 