<prompt> Human: The money ive been saving up has been sitting in a standard money market savings account in bank of america. Im trying to find out how i can invest this amount in the US.Im looking into things like vanguard and but I cant seem to find an ELI5 explanation for either one. Also are there other alternatives to these? I am mainly looking for a safe conservative approach but one thats not as bad as the almost zero interest rate i get in this savings account. Also are there better savings accounts that i can put this money in?  <response>: I only just started reading about this stuff too. Here are some links I found easy to understand: 