<prompt> Human: Is there any real disadvantage to this? My wife and I have struggled to build a savings because money is easier to spend digitally on our debit cards than it would be to carry change. I never use cash or change to buy anything because I feel it is too inefficient when standing in line.Do you think it is a smart idea to save all of my money in a coin jug as opposed to a bank account or cash, assuming it is the only way I do not spend money? I have been investing a large portion of my paychecks in dollar coins and quarters recently.They can be redeemed for cash without a fee at my local credit union, but I am wondering if ALL banks offer this service for free.I dont want to be stuck with my potential down payment on a large purchase being deducted 10 or whatever like a coin star.Thanks!  <response>: Yes, lots of disadvantages.If you lose it, its lost. If it burns up, its lost. If it gets stolen, its lost. It loses value due to inflation.A bank is 10000 safer. You need self control lessons. 