<prompt> Human: So I idiotically traded in a vehicle that left me with 3k on the loan which I then, same day, put into a financed f150 costing 30K, plus a finance charge someone please explain this, I thought interest was the cost of financing that cost 8K at an interest rate of 5.99 with an estimated total cost of 50K for a 25K vehicle KBB value. I can make the payments 550month but I dont want them, or the debt, hanging over my head.Im looking into a replacement vehicle, preferably under 5k and probably a Toyota for reliability still going fancy with a 4 cylinder turbo or a regular v6 both for power but cheaper than a v8 which I have. If the toyota dies I only bike twenty minutes to work.I currently see four options: 1. Trade-in the vic and get a used Toyota rather not as I see myself losing a third on trade-in and keeping a lot of debt but having and older, crappier vic. 2. Bite the bullet and keep the vic with advanced payments less appealing option 3. Do consignment, hopefully get 23k, have 12k in debt after payments and sale, buy toyota for no more than 3k, be in 15k debt, have life lesson. second most as I dont want to deal with car dealers but i will have to deal with buyers. 4. Sell the f150 myself, get hopefully 23k, have 12k in debt after payments and sale, buy a toyota for no more than 3k, be in 15k debt with a life lesson. most appealing as dont have to deal with car dealers for consignmentI just want this debt as gone as possible.Apologies if I answer slow, I get no service or computer at work in a few hours, but help is much appreciated!  <response>: Sadly it sounds like there is no easy way out for you here...You cant really sell the car until you can some how come up with the cash to pay the difference between the sale price and the loan amount. You also arent going to find someone to sell you a 3k car and then roll 12k worth of debt into the loan...You really only have 1 option here and that is to pay off the loan as fast as you can and learn from your mistake. 