<prompt> Human: Im a 28 year old touring musician and Ive been broke my entire adult life. Before moving in with my boyfriend, I had shitty serving jobs in between tours but still was just living paycheck to paycheck. Luckily I just signed on to a record label so were working together to get the band out of debt. However, I just have no motivation to dig myself out of my own personal debt and have extra money. I think, deep down, that my SO or my parents will bail me out if I ever need them to. How do I grow up and become financially independent before the people I love walk away?  <response>: Either you do it or wait until something bad happens which finally forces you to do it. Youre almost 30. Do you really still want to be asking mommy and daddy for help or do you want to be an adult? 