<prompt> Human: Hi, all:Thanks for your help. Ive never had renters insurance before. Our new apartment complex requires a minimum of 100,000 insurance and they want to be an additional interest on the policy. What does that mean for my fiance and I?Im hoping to get my fiance and myself on one policy and would like a company that allows this. Were 100 stable and not concerned about breakupsfighting over reimbursement, etc. Should I call around companies and see what they allow for this?Additionally, the apartment complex recommends the Renters Insurance Select company which has an online approval process or say that we could choose our own. There is an Allstate agent in the neighborhood who has very good Yelp reviews. Are there particular benefits to meeting with an agent in person, as compared to setting it up online?Sorry for the basic questions. I appreciate your help!Edit: accidentally a word  <response>: Additional interest thing is normal. Personally, I avoid renters insurance through the property company because if anything goes wrong I want my insurance company to be on my side, not theirs. 