<prompt> Human: Apparently, there was some minor fee that I was never informed about that was sent to collections without me ever receiving notice. I found out when the collections agency called me. I told them that I had not been notified, and apparently they have my old address and had been sending the notices there. I gave them the correct address, and they sent me a notice in the mail.So now I have the notice. Theyve tacked on about 4 due to 12 interest. I called them up following this guide to offer to pay for this collection if they will sign a document agreeing not to report it to the credit bureaus.The person on the phone responded that they dont sign such documents historically, and wont be able to sign anything, but dont worry, because collections under 50 arent reported to the credit bureaus.Can anyone confirm if this is true?  <response>: Your agreement is only as good as the paper its written on. 