<prompt> Human: I enlisted in the US Navy when I was 19 back in 2006. When I enlisted, I had two options: Enlistment Bonus or Student Loan Repayment Program. I picked the Student Loan option as I owned like 7,000-8,000, and my enlistment bonus was less than that... so yea, easy choice. As per my enlistment contract which I still have, the US Navy was suppose to pay off all of my student loans over a one year period, after i was in for one year. They were also suppose to take over the loans, defer them for the first year, until they started making payments. Well I got out in 2011, with not a single payment made. Sallie Mae had some huge financial issues, and I ended up not having to pay them like 3k. But I still owe my school 4k from my federal loans. They have never had a single payment done to them as I was told if I make any payments, the Navy will not reimburse me, etc.. and have been told time and time again, keep deferring until the Navy pays them off. Well now Im 29, with very shit credit because of this. The Navy still hasnt made a single payment and now that Im out Ive been informed its whatever now, they arent going to do anything. I have a contract that says they were suppose to, but the contract also keeps me from suing the Navy for anything. What do I do? Do I just accept that the US Navy broke the contract with me, and pay it off myself... or what? I cant get a car loan, well really any loan now because of my credit. The Navy has completely destroyed my financial life because of this. I m not sure what my next step should be.  <response>: Honestly, it sounds like you screwed this up; not the Navy. But just on the off chance it was a Navy screw up, the people you want to be talking to are the Board of Correction of Naval Records BCNR They have the authority to correct any error or injustice in your military record, including things like inserting a misfiled DD 2475 after the fact. But you have the burden of proving it was the Navys error which caused the issue; not yours. The board doesnt investigate or help you - theyre not a fact finding body. Theyll examine evidence and testimony from witness that you submit, theyll look at the official record, and see if everything was processed in accordance with regulations. Filing before the BCNR is a prerequisite for nearly every claim you could possibly make in District court. Suing the navy will be a waste of time if you dont try this first. Sort of ditto for the congressional inquiry; that may help slightly, but theyre going to push you in this direction before they really do too much work on their own. 