<prompt> Human: Five years ago, I agreed to to co-sign for my daughters student loans. She went to school in London, and now Im responsible for a little over 100 thousand dollars.Well, five years ago I had a decent job, and fairly decent credit. Since then, Ive been forced to quit my job after being diagnosed with end-stage cirrhosis caused by years of undetected hepatitis C. I get about 1,100 in retirement - 750 of that going to insurance, 350 going to Sallie Mae monthly. I also get about 900 in disability which I live on.Now Navient sallie Mae is hounding me for more money. I havent seen my daughter since she took off to go to school in the UK. I really dont think shes ever going to come back to the U.S., and I seriously doubt if she ever plans on helping me pay any of this off. I have other debt as well, but this mess is my biggest worry. Any words of advice?I have no savings and dont own a house.  <response>: First of all, I am sorry for your situation. It sounds like you are in a tough spot.Now, onto your problem: The problem with co-signing, and the reason that it is always strongly discouraged in this sub, is that you become fully responsible for the loan. No matter that the original intent was for your daughter to get a degree and hopefully pay it back - or at least help you pay it back - you are fully responsible for repaying this debt.Your best bet is to contact Sallie Mae and try to work out a different payment plan with them. They are likely not going to be too helpful because they hold the upper hand. You are responsible for the amount of money and you cant walk away from this debt. You should put as much of this in writing as you can - send everything via certified, signature confirmation mail.Have you discussed this with your daughter? Does she know that shes putting you in a terrible situation? Does she know about your medical condition? 