<prompt> Human: Got a letter today from my homeowners insurance co. telling me I have 3 months to repair a heaved walkway I dont know what they are talking about and repair my rear basement steps. Anyone deal with something similar before? I plan to repair the steps at some point but it really isnt a priority as they arent used. Assistant: The insurance company has determined that the risk of these two items is so high that it is not worth it for them to insure your house any more. They are giving you a chance to make the repairs to make your house insurable. If you dont, theyll simply drop you as a customer. You could try shopping around for a new insurance that doesnt care or notice the risk.Human: Thats absurd. The issues they describe are incredible minor. Assistant: meh. Its their business; they have no obligation to insure you. Somewhere some bean counter has made a decision on whether its worth the money or not. Its their choice.Your choice is to go with another insurer if you feel they are being unfair.Human: I dont want to but if I have to I will.We just closed a few weeks ago so the money is all in escrow and I dont know how annoying it would be to change insurers now. Plus I have my auto policy with them.I have just never heard of this happening to anyone else.  <response>: This certainly isnt that uncommon. A trip hazard is a serious concern, and my bet is you are underestimating this if they were able to see it. If they drop you, youll be required to indicate that to future insurers. 