<prompt> Human: What fp advice can I give to my children 22 19 yo so that they begin saving for their future lives?  <response>: The basics:- Build and maintain an emergency fund- Get in the habit of setting aside some amount from each and every paycheck for savings, no matter how little. When you get a raise, increase that number.- If you have a 401k match, contribute enough to get it- Dont buy new cars- Treat credit cards like debit cards that is, dont buy anything on plastic if you dont already have the cash for it - and always pay them off in full at the end of the month! 