<prompt> Human: So as the title states. I paid off two loans. Not credit cards. Both initially were for about 10k, I had a total 3k on each one and I paid them off. Now credit karma says that was bad and my credit score dropped by 60 points.. what gives? I know CK isent a good measure but from what Ive seen its always been decently close. I didnt think paying off loans and therefor closing that account would hurt like closing a credit card. What can I do if anything?  <response>: You closed two accounts, of course your score will drop.Nothing to do but wait. 