<prompt> Human: I recently bought a house and a few months after closing I started getting letters in the mail strongly suggesting that I am required to respond for information about additional life insurance. They use words like urgent and time sensitive and look vaguely like legal documents. One of them had the name of my lender on it to make it look like it was something the bank required. It is not a scam but is highly deceptive. You are in no way required to respond or buy what they are selling. The first time I got one it freaked me out a little until I did some research so I thought I would share.Assistant: You get similar things for car warranties whenever you buy a car. Human: Huh. Ive not seen that.But, I do get life insurance advertisements from what seems like every financial institution Ive ever looked in the general direction of.Assistant: Wonder if its by state. Where I am, I think its the title transfer that triggers the flood of car warranty mail, so they must access the public records somehow. Human: Im sure they get most of it from public records but what bothered me was the one that mentioned my lender. It made me suspect that the bank is selling the info to these companies.  <response>: Your lender is also public record. They own more of the house than you do, probably. If you look at all the paperwork you signed when you bought it, you ought to see your lender feature prominently.Nice banks will tell first home buyers to look out for this kind of nonsense, though. 