<prompt> Human: I just graduated from college a few months ago and have been working as a software developer for the last month. My father was laid off a while ago and is currently trying to find a job. My parents are living off of my mothers income as well as the rent from a property they own which has a family living in it right now. I live at home with my parents since the SF Bay Area is very expensive and I didnt want to rent an apartment right now.My father asked if it was alright to put my name down on a bank loan so they can purchase a property and build a house to sell. I have a lot of trust in my parents as they paid for my college and they are fantastic parents. However, it seems wrong to me to put my name on a loan that isnt for me. What is the worst thing that could happen in this situation? Is it even legal to do this? Will I be liable if anything happens, even though I want nothing to do with it?I really dont want to go through with it but my parents were shocked to hear that I am not interested since they paid for my college and they know I trust them. I just dont want to be liable if the worst happens...  <response>: Tell them no because youre not a bank. If the bank wont loan them money, then they are a big risk. Its best to never loan money to friends or family. 