<prompt> Human: Im not sure if i should just get a secure card, max it out and then make double the minimum payment or what. Thats about all I can come up with. Any advice is appreciated.  <response>: Im not sure if i should just get a secured cardSecured cards are generally how those with no credit start building their credit, so this is a good ideamax it out and then make double the minimum paymentWhat? Why would you do this? Use your credit card for already budgeted for expenses that you could afford to pay for with cashdebit, and pay your statement balance in full every month. Never carry a balance on your credit cards. 