<prompt> Human: Hey guys, I am very new to this sub, but first thank you for all the information you have shared, I have been going through here and just learning so much. Anyways, Im approaching 30, finally have a grown up job and Im making good money. Ironically all my life I havnt made a whole lot of money, but always have spent it all and now I finally Im making good money and I no longer want to spend a single dollar. So I am starting a 401K and an IRA and have been looking at my spending for the first time in my life and realized I am spending close to 2k a year on coffee and I am blown away, because 5-6 a day doesnt seem like a big deal, but it adds up. Anyways, I am sure you guys knew that, but my eyes are opened and Im excited to start saving that money  <response>: Starbucks and fast food nickel and dime your budget away. 