<prompt> Human: For example, Chase is paying 0.01 on savings accounts and the dividend on the stock is 2.21. Thats a 221X difference.  <response>: Youre comparing FDIC insured apples to stock market oranges... That dividend is nice but what if JPMs stock price dips 10? Sure, right now bank stock are absolutely ripping right now and if the government starts to dismantle parts of Dodd-Frank and cut corporate taxes, while interest rates trend higher, bank stocks could continue their trend, but please, if you are looking for a safe savings vehicle, please dont toss money into your banks common equity without proper diligence assuming it is equivalent to an FDIC insured savings account. 