<prompt> Human: Im on workers compensation I was at P.T. when a town sewer truck had backed into my car that I just started to finance in February. Its my first car its a CPO 2016 Honda Civic. The truck, rear bumper, interior of the trunk will need to be replaced possibly the front bumper due to the front bumped pushing up against the curb kind of pulling it downward abit. I was wondering, am I wrong for wanting to get rid of this car ASAP now? The way I look at it is this; the car will have an accident, the more I drive it the longer I have it for, the more the value will go down. If I were to want to trade-in my Honda Civic for another car, how would I go about that? What exactly is the process of trading in a car youre still financing havent paid off yet, to get another car? I would be getting another Honda Civic, probably a 2017 Hatchback.Thanks, sorry if this isnt the correct subreddit Im just pretty upset my first car I just got already has an accident on it.  <response>: Considering the accident has already happened, the value has already diminished.Youre not saving anything by trading in the car now. Youre just digging yourself into further debt by upgrading to a newer vehicle. 