<prompt> Human: Hi all,I see the typical posts on 401k, 529s, IRAs, but no one talks about insurance. Is life insurance a good investment? A little background. I am 25 no wife or kids but trying to plan for the future, I have a decently sized 401k, IRA, and a nice little stock portfolio already, will adding life insurance help? Any recommendations on what to look for and maybe a company to use?Thanks for your help  <response>: The general purpose of life insurance is to provide for the people your income currently provides for in the event of your death. Since you have no dependents unless you support your parents or other relatives, you dont have any need for life insurance. 