<prompt> Human: My girlfriend cannot seem to get a credit card. The purpose for acquiring the card is simply to build a credit history and to absorb at least a minor financial emergency she makes little money and often has little cash in hand. She lives with me and I pay the bills but Ive been trying to teach her good financial habits and help her build for her future.She has applied for a regular credit card, student starter card currently attending university, and even a secured card but she keeps being denied. Weve reviewed her credit score and it seems pretty good and Im making an assumption that if her identity had been stolen and wrecked her credit behind the scenes it would show up there.I suspect that the problem is her level of income. She works two minimum wage jobs that together bring in a very low yearly take. The solution that I have been pondering is co-signing on a low limit card 300-400 perhaps. I make decent money 70kyr and feel that I could fairly easily withstand the fallout if things go sour and Im left holding the debt.Am I making a mistake? It seems straightforward on the surface but advice that I repeatedly see here would suggest so. Does the common wisdom not apply here since it is such a small amount or am I stepping into something I dont fully understand?  <response>: What are the reasons on the denials? Thatll tell you why the banks arent wanting to lend to heroffer products. Why not just make her an authorized user on one of your cards and ask her to pay the bill? Thatll solve the short term issue of not having cash on hand while basically letting your credit help hers. 