<prompt> Human: I am worried about the state of my 401k with the pending deregulation and uncertainty in investment. If Dodd-Frank is repealed, are we really in for the same type of destabilization that occurred during the most recent recession? I just recently got a raise and decided to pretend like it never happened by dumping more pre-tax money into my retirement plan. Right now, Im contributing 10--employer match is 3 with a 4 additional contribution on top of my 10. I realize I dont have to be contributing quite as much as I am currently, but up until now, it seemed like my safest bet for the future. Im terrible at having savings that I have easy access to, so as much as I can hide from myself the better.Should I decrease my contributions? Stop them all together? Is there a safer place to funnel this extra cash? Help! Assistant: Do you feel like your portfolio risk is appropriate for your age and time until retirement? If yes, do nothing. If no, re-allocate your portfolio. Dodd-Frank wont be repealed overnight, wont be entirely repealed, and wont cause or prevent a recession by itself. Human: Can you elaborate a little on portfolio risk? Im brand new to this...  <response>: I cant elaborate a little. I dont have the expertise to elaborate a lot. Here you go: 