<prompt> Human: Prefacing this by saying sorry if this isnt the right place for this.So I made a couple of mistakes in my late teens, and early 20s. After I graduated HS, I got swept up by a for-profit university where I took out some student loans private and governmentfinancial aid. I eventually ended up dropping out, and defaulting on my loans. I have since payed back the government loan, but somewhere along the line a law firm bought the private, and are suing me for the amount owed. 35,000. Im currently paying on that, to the tune of 400 a month which Im getting assistance from family towards paying. Im three years into that. Im currently a supervisor at a big box retail outlet making 11.60 an hour. With wage garnishment from my loan, I make somewhere around 1100 a month. All in all, my bills arent too bad. 175 a month for both car and insurance.70 a month for health insurance.40 a month for phone service. Thats it for bills, I currently live with my father and I dont pay rent. So I dont really know where to go from here. Ive been job hunting for a little over a year. Either Im not getting callbacks, job offers, or if Im getting job offers its at way less money that I can accept. Ive considered going back to school but it would have to be out of pocket since I wont get financial aid. What are suggestions, or avenues that I can get help? Because Im really at my wits.  <response>: You should be able to save around 700mnth. Save up enough to get into a trade school or community college depending on what you are more interested in. You need a skill. Work a second job to accomplish this if need be. 