<prompt> Human: I disputed a car that I cosigned for that was purchased from a buy here pay here place in Indiana. I received a hand written letter from them that said If you want to get this off your credit bureau you should try paying your bill! If you dispute this again Im going to send your file over to the prosecutors office bc this is fraud what you are trying to do. Have great day! Could they really get me for credit fraud if I disputed this again or is it a scare tactic?Assistant: My basis for disputing it was I cosigned for a girl we broke up and she stopped paying it and it was repossed  <response>: That isnt a valid reason to dispute something. The whole point of co-signing is that you are required to pay if the other party doesnt. Sorry, you are on the hook for this one and cant use a disputechargeback. 