<prompt> Human: Hi all,I have no idea where my wife and I stand financially.Sometimes I think we are doing ok while other times I think we are really poor.I know people will say..Oh its up to you how you feel.Dont compare yourself to others and what not. Im looking for some feedback.Is our situation hopeless or will we be ok?Some stats..Me- 36 years old MaleWife- Also 36- but not working at the moment. Her line of work had been very stressful so she is taking an indefinite breakLiving overseas in her native country. S KoreaHave about 80,000 in personal assets between us. This is all in cash.No debts- pay our credit cards, 100 each monthThat makes our net worth 80,000Maybe 90k if we include household furnishings.We dont own any property or any other assets though.We dont have a Pension fund at thr moment.We both have Health Insurance both National and Private to help overcome any unexpected medical stuff etc.Our savings total about 10,000 per year at the moment. This amount sometimes deviates both positively and negatively.We can live comfortably without being extravagant.My salary is low compared the US or Europe 30,000 after taxes and deductions and isnt expected to rise much into the future.I do extra PT work to bump up my salary..So basically from the Info I have provided what do ye think about the position financially we are in? Would be great to hear some feedback.  <response>: Forget the mindset of rich and poor. Comparing yourself to others is never helpful. Instead focus on yourself and your goals. Questions that you should ask yourselves: When and where would we like to retire? How much does it cost to sustain our current lifestyle? Can we reduce our expenses? Can we afford to budget for savingsinvesting? How much money would we need in retirement? How do we finance our retirement? What retirementsavingsinvesting programsaccounts are offered at work or through the governmentprivate that we should be taking advantage of right now while we are still working? 