<prompt> Human: Im constantly stressed about spending money to the point where the stress isnt worth the amount Im spending. My husband and I both make steady salaries combined of about 125k with no kids. I graduated college in May and bought a house around the same time. So we went from having around 1k a month to 6.5k.Though household earnings have gone up and we have no trouble covering all expenses, I still have terrible anxiety over spending. I regret buying the house because the mortgage is 2.5konly 500 is going into equity, the rest for PMI, PI, taxes vs 1k for a comparable apartment. My husbands student loans also stress me out so much. We have a goal of retiring early so it seems like every dollar I spend is a dollar further from that goal. If I were to do it again, I would have paid off his student loans first and lived in an apartment while saving more of a down payment for a house. However, whats done is done and I need help calming my anxieties. Ive tried making a budgetwhich we stay under but I keep getting stuck on were not saving as much as we could have in an alternate scenario and Im having a hard time letting it go  <response>: Just spend time here and read all the horror stories...you should come away much more secure in your situation. 