<prompt> Human: Firstly, this is really embarrassing and Im too afraid to bring it up with anyone...need advice on this..I had a parking garage subscription at the time for 60 monthly. The first payment was going to be added onto the next month so basically I would be paying for 2 months up front when the 1st came around. Well, it came around and I decided to hold it off until next month due to my situation at the time Fiance didnt get that job and now I was paying all rent and bills Cue vicious circle of the debt building...the following month I got a letter in the mail saying there were going to send my info to collectors and that my credit would take a hit...They have zero information from me other than my address and vehicle makemodel...I decided to...to pay them a monthly payment to start chipping away with the balance however they ignored it, began ticketing me 50 tickets for parking in the garage...at this point I was fed up with them and didnt want to deal with them anymore, and stopped parking there. I received one more letter, threatening to send my info to collections and that they would ban me from their garages.I decided to ignore them, dont plan to park in their garages anymore anyways...however Im curious if they ever followed through or could follow through w the collections threat. Its been over 3 months and I havent heard from them or anyone reference this since...I havent checked my credit and am terrified that it has a hit from this snafu I dug myself in due to my ignorance. Im not familiar with the process and now I feel like the meme of Andy from Parks and Rec...please give me some advice...  <response>: Call them and discuss. Be an adult. 