<prompt> Human: First world problems right?Im 30, with a modest job, no debt, and very few expenses. Its not a fortune, but over the last few years Ive built up this savings. Ive got it in a savings account now, earning a mostly negligible amount of interest.I also keep about 2k in a checking account- enough that I dont have to ever worry about a check bouncing, or billrent payment in relation to pay-day. Finally Ive got another 2k in my companys 401k.So, what can I do with the 10k? Whats wise? I dont plan on buying a house in the next 5 years. A car is unlikely. However, with job security being what it is these days, its important to me to know Ive got some security. So what do you advise? I feel like this is an opportunity where I could really set myself up for even greater security down the line.  <response>: Emergency fund first, then I would put the rest into a Roth Ira, you need to catch up on retirement 