<prompt> Human: Ill apologize ahead of time for the wall of text that is coming but Im just going to lay it all out there and and see what you have to say. This coming Friday, I am thinking about quitting a 120Kyear job at a large company that Ive been at for 24 years. The company is a rather large company 10,000 employees7 billion sales and Im pretty secure in the position I have. Im a subject matter expert in several areas, held in good regard by both management and my coworkers and job security has never been a concern. Im 48 years old and I could easily coast to 55 there.My overall opinion of the company is that its been going downhill for 10 years. Morale is low. Benefits get reduced every year. I dont see much room for advancement. Theres a major transition going on right now and Im looking at pretty much starting over in a new role with new management.I have a pension that is being frozen in 2019. They just reduced 401k matching from .756 to .753. I have 300K in a 401k and another 50k in cash and stock. Mortgage is just under 90K 5 years to go, no credit card debt and I owe about 15K on 3 vehicles and a boat. Also, I have a junior in high school that is planning on going to college to be a doctor and funding that is going to be a challenge.I have a written offer from a small local company in the same field 25 employees, 3M in sales for 100Kyear, 10 bonus and 10K in stock options a year. 401k is better, benefits are better and they have a strong pipeline of products coming up. Overall vibe from the company is great and I think Id be a huge asset to them. I also think the options have a good chance of paying off 3x-10x in a 5-10 year time frame due to the way the options and business are structured. Theyve been in business for about 8 years. The upside potential seems to be huge but the risk is also there compared to trucking along where Im at.Am I fucking nuts for doing this? If you were in my position, what would you do? What am I not considering? I understand nobody can make this decision for me, but if you found yourself in similar circumstances, what would you do? I really dont have anyone impartial to discuss this with and I would just like some input from some random internet strangers. If this isnt the right sub for this, whats a better one?TLDR: Risk vs Reward and blowing my comfort zone all to hell.Edit: Wow, I am glad I posted this. A big thank you to everyone that replied.EditEdit: I start the 28th.  <response>: I have no idea what you should do. But you sound like you hate your job and this new one sounds great and like you want it.Do it. Youre enthusiasm for the new position might have just inspired me to get happy at work too.Thanks. 