<prompt> Human: Hello everyoneSo i save about 3K a month and i am thinking about, instead of investing it all in terms of cash which sits in the bank, do u think its a good idea to buy a gold bar with each months salary? or maybe 2 of them. that way its an asset which sits in my bank locker as well as a growing asset if we look at it from a long term perspective point of view.  <response>: Instead of just having it sit in the bank, why not buy something like a target retirement index fund? Gold is not a growing asset. 