<prompt> Human: I like to rent. It eases my mind not having the responsibility of owning a house, taking care of it, picking the right insurances, etc. But I know by just paying rent I throw my money out of the window. Yes, I get a place to live but Im not investing this money. Any ideas on this conflict of mine?  <response>: Not really. You cant have it both ways. You want all the reward with none of the risk or responsibility. The only thing close would be a rent to own where your payment counts toward equity and the owner is responsible for repairs, but thats not likely to happen. Anyone who offered that deal would not be smart. And if you didnt buy the house at the end of the contract, youd also be out your option fee which is usually a few percent of the home value. 