<prompt> Human: Im 70k in debt and about to start my first job in a few weeks. Its a small company, so they dont offer 401k matching. I dont know what my monthly budget is like yet because I havent started living on my own yet, but I plan to live in as little money as possible to get rid of these debts. Even so, its gonna be years. Should I put any money in a 401k or Roth? I was planning to spend EVERYTHING on my debt until my company started doing matching. Does this make sense?Private loans for reference: 10k 9. 7.3k 8.25. 5.5k 8.25. 8k 7. 7.5k 7.  <response>: Debt first. 7-9 return on investment at 0 risk, cant beat that right now. 