<prompt> Human: Friends of PF,I just became worthless. I graduated from college in May 2016 with a BA in math. I got a job right away making 42k a year. I had about 15k saved up at that point. Over the course of the last year, I have totally payed off my student debt of 47k. You can do it, too!To help me reach this goal I simply followed a budget and throw all of my additional money to the loans. Its probably not the smartest way to handle debt, but each payment was a minor victory for me and gave me more motivation to save. I take home about 2800 per month and have a strict budget of 1100 per month which included my monthly loan payment of 300. I spend 400 a month on rent and another 400 on fuel and insurance for my car and entertainment expenses. I am 22 years old and have successful become worthless. I wish you all the best and hope that you can soon feel as elated as I do now. Good luck and keep on keepin on!  <response>: This post definitely gives me chuckles. And in this one instance, I would say, well done! Being worthless is an excellent first step. Now, start being worthy. 