<prompt> Human: Recruiter reached out to me with a position which is offering 15-20k more than my current salaried position. This job entails 30-40 weeks of national travel pay starting at airport. Most of the benefits are about on par with what I currently have with one different item. A 4 year, 10k Retention Loan Agreement after 90 days of employment. This immediately raised concerns with the term loan. Im assuming that means I can keep the 10k as long as I stay employed for 4 years? Any adviceguidance is greatly appreciated as Im still new to the salary game.EDIT: This would be a salaried non-exempt position where I am working some weeks 70 hours while traveling and 40 hours while grounded. So there is definite overtime involved as well.EDIT2: This is for an Information Technology type position where I would be traveling to job sites, installing equipment, and training users.  <response>: Sign on bonuses normally have a payback window, but 4 years is insane, and Ive never heard of it classified as a loan.10k sign on bonus with a 1 year window, sure. For a 4 year window, it had better be a lot more to actually have any impact on me caring about staying. This amount is less golden handcuffs that keep you there and more a nickel plated finger trap thats meant to make you pause for a second at most.Id be open to the job, but ask what they mean by loan, what the specific terms are, and why the long term assuming were all accurate on repayment window. 