<prompt> Human: Im looking to buy a home. I have enough for a down payment and can pay the mortgage that would go with it right now. But I can borrow money from my dad to get a bigger down payment or monthly mortgage and get a better home. That money would be paid back when I get my inheritance money. The reason I ask is because going up 50k where Im looking makes a very big difference between average size and old to average size and updated. Should I put that money into the average and old when I get it?  <response>: I think you should go with the home you can afford without family lending and windfalls. Family lending can get tricky, and has the potential to rot relationships.Relying on windfalls, especially before they come in, is never a good idea.Go with what you can afford now, if you cant afford it, save up on your own. 