<prompt> Human: As a long time lurker on PF, I have noticed an interesting trend. Most of the popular posts are at the more extreme ends of the spectrum in terms of income. You see a lot of bare bones, get out of debt posts, and a lot of I make 90Kyear and would like to retire soon posts, but not much in between. Given the demographic of reddit, you would think there would be a decent amount of 20 somethings who have found moderate success and are looking to improve. That being said, what is some sound advice that would help a young, single, person with between 5-20k in student loan debt making between 40-60Kyear? I hope that this wont overlap too much with the FAQ in the side bar.  <response>: Thank you OP. I kind of gave up after all the I make 250,000 a year and have 2 million in the bank and you can do it too type questions. 