<prompt> Human: My life partner, who is not legally attached to me, is going to be filing for bankruptcy in our near future. He has accumulated half a million dollars in medical debt with no way of medical or state assistance has been flat out denied We obtained a secured credit card together a couple months ago to repair some of our credit, however I am worried about keeping his name on the account after or during this bankruptcy. Will they make him file this card regardless of keeping payments up to date? If so, is it best if he detaches from the account?  <response>: You might get in trouble when you prepare for bankruptcy, by that I mean taking as much as you can out of the system right before or during bankruptcy.The secured card is an asset of his if his name is on it and it should be available to his creditors if he goes bankrupt in order to help recover their losses. Thats how bankruptcy works. Stuff you have is sold and people you owe are paid back pennies on the dollar to get as much from you as possible and to limit their losses as much as possible.The banks typically will look at your financial history and they will try to see if you are cheating them out of whats fairly theirs. 