<prompt> Human: So, i wanna start building my credit. My assumption was:-Get a Credit card with probably 300 limit.-Max it out with bills-pay it off in full every month, as thats approx my bills i pay anyway. Then Im told to just do small bills, keeping it under 10 of cc balance since it will build credit faster.THEN Im told it wont matter as long as i pay it all off every month.Whats the deal?  <response>: Get a credit card, charge some stuff to it, pay the bill in full on time. Thats it. Thats literally all it takes. Dont over-think it.When you are actually trying to apply for a loan, worry about utilization on your credit cards then. 