<prompt> Human: When I was transitioning into my first big boy job out of college and I was paying for myself, my daughter and my gf who was in nursing school and couldnt work, I got in a bind. My checking account was empty and the hotel I was staying at for training didnt take credit card. So I got online and did a 500 cash advance from my CC to my debit. Here I am a year later and Ive just realized that my CC has been getting 2 interest fees per month. Around 100 combined. I called the bank and they advised me that the cash advance gets its own interest rate fee charged at 24. So now I owe 2,000 on it. When I did the advance online there were NO notifications saying there would be additionalseparate interest rate charges for it. It also does not show separately on any of my statements or online billing. I asked her how I was supposed to know. She said it was on my agreement. I went back and sure as hell there is a 3 sentence section somewhere about 3,000 words in that states this. For regular charges Im being charged 16. However next month it raises to 22. I asked her why the increase and she literally told me she didnt know but shed send me a letter that would arrive in 10-12 business days explaining why. I pay my monthly bill on it around 210 plus an extra 50-100 every month now that I have my big boy job. So right now my credit card says I owe around 8,500 on it. 6,500 in charges and 2,000 in the cash advance. Well, it doesnt say that online OR on my statement. You can only find out by calling. And the ONLY way to pay it off is by paying your regular monthly payment and THEN calling and asking for the amount you owe and THEN making that payment directly to your account. No boxes to check or way to confirm you want it to go to your cash advance. You just pay it. Perhaps Im just not well versed enough in banking or finance. But this all seems like highway robbery and I am very upset about it. Im not sure if I can go to another bank and switch my debt to them but Im going to try and take my business elsewhere. Any advise would be appreciated.  <response>: Dont hate the player, hate the game. This is what cc companies do, its how they make money. See if any other cc has a 0 transfer offer. I knew cash advances were the devil but didnt know it was that bad. 