<prompt> Human: Hello, I am a mid twenties male who holds a bachelors degree in business administration, last year I began working as a loan officer for a mortgage lender, it is my first professional business position, and I took it largely to get my foot in the door and get some post grad experience. Im considering completing an online MBA over the next year or two, maybe with WGU, as I like the technical aspect of mortgages but dont enjoy sales. The program would cost approximately 8k, my question is would it be worth it? Does an online MBA coupled with a couple of years of experience in finance open a lot of doors? I ultimately would like to work more as a business analyst or project manager, as I stated, I took a position as a loan officer to strengthen my resume and gain experience, and because the company was willing to pay my certifications contingent on staying with them at least a year. Thoughts?Edit: I have no student loans, but finances would be tight, about 1200 In cc debt Im paying off from relocating, could cover the cost largely out of pocket, and have a 401 I I contribute 10 pretax to Edit: so the answer I seem to be getting is an MBA this soon after my bachelors wouldnt mean much and Im better saving my money. Makes sense. Is there any programs or certifications that would be a better alternative you would recommend, seems like PMC certification once I have some more experience. Any others? I really appreciate the feedback guys!  <response>: I recently contemplated this as well. I work as an analyst at a large healthcare facility in Northern Indiana with a bach degree in Health Care Administration. I also debated between WGU, IWU, and a few other in-state online programs. Sure, an MBA would unlock more doors, but that doesnt mean you wouldnt be in contention with other MBA applicants. Thats the point, right? To set yourself apart from the competition? In this case, the institution in which you received your MBA does come into play, so Im not sure an MBA from WGU assuming youre talking about Western Governors University would hold any weight over a candidate with a bach degree and years of experience. Personally, I would get the outstanding debt handled before taking on more. After the debt is taken care of - if you still feel it is necessary - consider additional education. Maybe start with a Graduate Certificate first? Many of those can be obtained in one year, are much less expensive, and the credits can roll into a Masters program if you so choose. I will most likely start the Graduate Certificate in Economics soon, but only because I want to learn more about the subject. If it leads to an MBA then great, but right now I think that an individual who is educated in the world of finance and can prove that they arent full of shit far outweighs a newly graduated, low tier MBA applicant. ...and Ive been a part of many hiring processes. Additionally, recruiters and talent acquisition departments look at the experience in-between degrees as well. If you got your undergrad and moved on to your MBA within two or three years, it could come off as forcing your hand. Get your debt handled to the point where it wouldnt be tight, get a couple more years of experience, and then decide which avenue you want to travel down. Hope this helps. Edit: Forgot to mention that by putting yourself into a bad financial spot while working in finance is just like working at a fitness center gym and being unhealthyobese. Dont be that guy. 