<prompt> Human: Ive been lurking and mining old threads around here for a while, but I dont know if Ive come across any threads with my particular combination of privilege and insecurity.Heres what Ive got going for me:-Im 29 years old. I live in NYC. I have a unusual, though relatively lucrative job. I work about 10-20 hrs a week, and make about 80k a year. I could probably bust ass and make 100k, but I kind of hate said job, and find it to be a politicallyethically off-putting. Its 100 percent legal though, and also comes with free healthcare. I could see myself doing it for another year, but not much more than that. In various creative pursuits, I made about 2000 on the side last year, and thats where my heart is. -I have about 25k in a Roth IRA, mostly invested in an SP ETF -I have about 35kin a personal brokerage account, again, mostly invested in an SP index. -I have about 5k in savings -I also have a trust fund comprising about 1.2 million in assets. Many of these assets are stocks with pretty low cost bases e.g. a couple hundred shares of apple with a cost basis of around 12. Grandpa sure could pick em or else various socially responsible mutual funds with cost bases around 10-30 below their current value. So if I was to completely liquidate the trust, it would probably net me 1 million dollars, depending on where the stock tickers are at. Some of this was used to pay for my college education, so I have no debt to speak of, but other than that, I havent touched this money in years, although I do have full control over it. To be honest, it kind of freaks me out, and I do my best to ignore it. It does cause me to take a hit on my taxes every year, what with the dividends and such, but so far Ive been able to pay for that with my savings from my job, although I guess I could have the fund pay taxes out of its cash position. The reason I have the trust fund is mostly because of Old Money on one side of my family. But said Old Money mostly petered itself out in my parents generation. I feel like a lot of my aunts and uncles went through the 60s, and, in most cases, came out very emotianally damaged by their inherited money, with not much to show for it. I have some dread of this happening to me, and thats probably why Ive persisted in a line of work that Im not crazy about. I want to prove to myself that Im not some trust-funder who has to suckle at the teat of inherited wealth to survive. But sometimes, when Im checking on how my personal IRA is doing, I ask myself what the point is of watching my 25k slowly ratchet itself up while I have all this money in an account I do my best to ignore. I subsist on about 40-45k per year, including some partial subsidizing of my live-in gf, which A Im happy to do, and B probably wont last forever as she makes more . I could probably live a lot more frugally outside of NYC, but I wouldnt have access to my stupidly lucrative job. My tastes arent that expensive. I dont have a car. I rent my apartment for relatively cheap, although my neighborhood is getting more expensive. So my question for the folks of personal finance is: can I quit my job? is it crazy to liquidate my trust and just put it in bonds or perhaps an annuity? It seems to me that it would essentially be a bet on my ability to earn a modicum of money through creative pursuitsa prospect both exciting and mildly terrifying. What say you wise and prudent folk?Assistant: You dont want to be a trust-fund baby, but you only work 10-20 hours a week and make 80,000 a year and you want to quit your job?!??!?!You kind of have a trust-fund baby mentality.Human: While I agree with the sentiment, we really have no idea what his line of work is. He mentions it is soul sucking and against his ethics. No amount of money should be enough to take up work that you find morally repugnant. At the end of the day you have to live with yourself, and it is well established that money cant buy happinessAssistant: If its soul-sucking and against his ethics, why does he continue to do it?Is he punching puppies or kicking kittens?Or does he, like EVERYONE ELSE, simply not like his job, but it pays the bills?No, it sounds to me that he probably works in finance or some other field that isnt fully satisfying and has become repetitive and pointless.The problem is this: many other Americans would be GRATEFUL to have a job working less than half of a normal work-week and live in NY.Why is OP even asking Reddit this question? Im guessing hes educated so Im wondering why he cant do the simple math required to predict what his living expenses are AND figure out a new career for himself.Human: I dont work in finance. And I do know how to multiply numbers by 4. I guess I figured that fellow human beings on the internet might have insight that goes beyond arithmetic. As you pointed out in a different comment of yours, people do often get resentful when it comes to situations such as mine, both in terms of my dayjob, as well as my inherited wealth. To be perfectly honest, I cant really blame them. Lets be honest: its a resentable situation. The fact that youre all over this thread calling me a trust fund baby a phrase I never used provides a pretty good example of why I dont want to quit my job, even though I might be able to afford to do so. Antagonistic and shout-y as you are, you nevertheless approximate a voice that exists inside my own head, telling myself how privileged and lucky I am. Truce?  <response>: Yeah, its silly that people are downvoting you for honestly expressing how you feel and its against reddiquette. They just cant see past their envy. The point remains that any job can feel soul sucking, and money ultimately wont solve all of your problems. I say this as someone with no inherited money. What do you WANT to do with your life? Why not go do something right now that will be more interesting and fulfilling? 