<prompt> Human: So just a little background to start, my fiance and I purchased the property in January this year as our first home. We are 21 and 22 years old and were taken by suprise with this. The collection appears to be for a previous tenant as the house was a rental before we purchased. The agents who came to the house and we provided our IDS and land registry documents to prove that we are not the debtor and they went on their way after this. One of the agents was looking at my car presumably valuing and looking to take it away if I was the debtor but it is on finance so I know this would not be possible. This tells me though that the debt will probably be quite a high amount. I just want to make sure that none of this can come back to haunt us over the next year and what rights we have if it does. Additionally could this negatively impact my credit score as the tenant was registered to my adress and collections agents have been sent there?Thanks in advance  <response>: ... Yeah its not your debt.Honestly you should hope the idiots eyeball and repossess your car. Youd get your car back AND a payout!I kid of course, but no.. its not your debt. 