<prompt> Human: Husband works full time making 40,000 a year. I am disabled but could no longer afford medicaid. I dont work. To continue to recieve medicaid i was told id have to pay 1,200 a month. Cant afford that so we went for Obamacare. which was 120 a month. Reasonable. husband gets his health insurence through his work. Husband and i wanted to get off of food stamps and such so he got a higher paying job. used to make 20,000 a year, now 40,000 a year plus commission. Which made obamacare premiums go up to 320 a month. We also both have student loan debt. Were in the income based repayment plan. My loan interest is 100 a month. his is 140 a month. we also have credit card debt. I was hoping with our interest for our college loans going up it would make obamacare premiums go down since they told us to report it but it hasnt gone down.We dont have any kids. We have a small apartment. We try to live within our budget. If i were to work it would make all the payments go up. It would make obamacare go up and our student loan interest go up. With my husband working full time we should be better off than we were before right? then how come were still barely making ends meet?BudgetRent 710Storage unit 35Obamacare 320Dental 16His health insurence Not sure of the amount but taken out of his pay checkEating out 50my student loan 1 48 dollarsMy student loan 2 49 dollarsHis student loan 1 100 dollarsHis student loan 2 40 dollarsGas estimated 100Groceries estimated 300Internet 30Electric 50His credit card 400 pays more than the minimumMy credit card 25Perscriptions between 15 to 50 dollars a monthAssistant: Yes, if you work your health insurance costs go up, and your IBR payment goes up, and ... your taxes go up. But none of these things is an argument for not working, because your income goes up. You will still be better off working than not working, if you look at the overall bottom line. There are some disincentivizing welfare cliffs but youre probably already past them if youre no longer getting SNAP.Human: husband got a better paying job so hes working more than he did before and we thought wed be better off. that wed have money to put towards our credit card debt but we dont really have much wiggle room at all. so if i worked... how would that situation be any different than when my husband worked more than before and we dont make ends meet. me working would make things worse.Assistant: Are you physically capable of working or would it cause your health to get worse? If you are capable, it would help.Human: I have 27 lung function. I get tired very easily and lung infections frequently.  <response>: Sounds like your healthcare insurance is a bargin at any price then. 