<prompt> Human: First post here and I am praying you guys can offer some advice that might make some sense, cause my mind seems to be spinning at this point.A little background I have a 4yr degree in Criminal Justice, been working a state job for about 2 years now but only bring in 33,500 a yr. Ive been actively looking for a second job but its been slow going. My wife has been working as a CNA nursing assistant for 5yrs for the local hospital and brings in around 24,000 a year but has been working overtime when possible to add to savings. She is starting her EMT classes this fall and wont be able to continue working overtimeWe currently live in a 1 bedroom apartment in a major North Carolina city and pay about 800month in Rent, Water, and Trash. Power, TV, and Internet run us around 225month. Last summer my wifes car cracked a head and we were forced to find a way to get another vehicle with practically 0 in savings after just paying security deposits, rent, etc for our new apartment. As a result we ended up with a 225month car payment Owe 18,000. My car blew a transmission and we had to take a loan to fix it at 135month Owe 3700. Car insurance with a renters policy runs 125month. We pay for a gym membership 60month and cell phones 125month along with a couple other small bills regular use of credit card to build credit and Netflix that totals our bills to 1750 per month.That leaves my 1950 check after taxes with a 200 budget for monthly groceries. Her checks 550 every 2 wks after taxes is what we use to live on and some savings. Our weekly budget for all personal expenses out to eat, gas, etc is 100 a piece. So we save roughly 200 per month. Any money that we do not utilize in the week from our 100 is pushed to the next week and any extra at the end of the month is also put into savings. Weve saved around 2000 in the last 5-6 months, but a lot of that is dependent on her overtime and our frugality.At this point my Credit Score has dropped from around 775 to 690 as a result of the two large loans. And my wife is currently establishing her credit through a bank issued credit card that we pay off every month she puts 60 in gas on it every month.BIG ISSUE: Rent is expected to rise at our apartment complex from current 800 to 900 rent, water, trash and our local power provider is expecting to raise rates as well. Those two together may very well zap the 200 a month we are currently consistently putting backWith our lease running up in February I doubt we will be able to save enough, pay off at least the car repair loan to better our credit debtincome ratios, and still have enough time to search out a home. We feel if we could find a home in our area under 125,000 that our mortgage would likely be less than the 800month in rent we currently pay and definitely under the 900 that its likely going up too. not to mention we wont be throwing money away.We are trying out best to avoid moving in with either of our parents, we both have younger siblings that could be considered problem children and dont want to put any more stress on them.Can anyone tell me what your approach to this situation would be? or suggest what we should look into doing?TL;DR: Newly weds budget is tight, rents going up in a few months, and we have minimal savings for a down payment on a house mortgage will likely be cheaper than our rent. Only able to pay off one bill. Running out of time and creative thoughts. Help!  <response>: Hey! This probably isnt exactly the answer you were expecting here, but Im a recruiter in Raleigh, NC. If you want, you could PM me your resume and I could take a look! I can at least help fix up your resume if we dont have any jobs that would be a fit. Feel free to PM! 