<prompt> Human: Hey everyone. Im 31 and just inherited a decently large sum of mostly stocks, but about 210K worth of cash in an investment account ready to be withdrawn. I make about 75K a year and had almost 100K in savings as it is, so this is clearly a HUGE sum of money for me. My final grandparent just passed away and left me this money without ever telling me or my parents about it or the 5 million they were getting -- they assumed my grandparent blew through all his money at the casino because he drove a 25 year old Cadillac up until his death and ALWAYS complained about property taxes and stuff. Turns out he was just a major cheapskate and invested his money over the past 40 years he was retired and had a crapload of stocks.Anyway, I dont believe in financial advisors even fee-based. I prefer to handle stuff my own way like I always have. I have an 819 credit score, and just recently acquired a Sapphire Reserve card with a 15K limit so I clearly know what Im doing. My parents are really, really pissed at me because I went and bought a new BMW 5 series actually, I leased it. They immediately thought I spent the money my grandparent gave me and even after showing them the paperwork still would not believe me. They are telling me Im cut off from their will and they will leave all the money to a dog when they die, blah blah blah. I really dont know what to do - I want to buy a house in Long Island NY where I live and am currently renting. A decent house is about 350-375K, and Ill need about 100 grand for down and closing. Apparently my dad is about to blow a gasket and said unless Im making 200K a year I should not buy a house and just continue to rent...but I want to make money on buying something before the market goes up. Does anyone have any ideas as to how to use this money properly so Ill always have a decent egg laying around? Thanks so much.  <response>: You dont believe in financial advisors but will take advice from random people on the Internet? 