<prompt> Human: Hello all! I was wondering if anyone had any experience with the Capital One Platinum card. I signed up for the card in May, and it came with 9 month 0 APR on all purchases. Well, that 9 months expired on February 5th, and I still owe quite a bit on the card.My question is this: will my current balance accrue interest, or will interest only be applied to purchases made after February 5th? Sorry if this is a dumb question, I just cant find any info on the Capital One site or anywhere else online.Thanks in advance!  <response>: Your current balance will accrue interest.In some cases, purchases that havent been paid off when the 0 APR period ends will actually be backdated, and interest will be applied retroactively. I dont think many major cards do this though. Youll mainly see this on store cards 