<prompt> Human: After purchasing a car in December I have had negative net worth. Today I finally breached into positive net worth territory! I have been making extra payments on my car for the last two months and love seeing that owed go down and down. It was not an expensive car to begin with and I purchased it in part to raise my credit score; my dad co-signed on it. As a student with minimal income, being able to physically pay off any debts if I wanted to is so freeing. I plan to have the car paid off in half the loan time if possible. Yay!I may not be worth very much quite yet, but its on the upswing which is awesome.  <response>: Congrats! 