<prompt> Human: Hey everyoneIm 28 and have spent most of my 20s thus far in and out of school, working lower paying jobs and generally living a starving artist lifestyle. Despite the struggle I was able to scrape by making under 30,000 a year on average. I recently just landed a job that pays way more than I have ever made. Its probably not a lot to most people but to me it seems crazy. Ill be making around 6,000 month with the possibility of more with overtime. The last couple years have been really hard because Ive had to do a lot of investing of both my time and money into things for my career, which luckily is paying off now. I also live in a very expensive city. I trimmed down my expenses substantially in the last year to alleviate the burden so im living super minimally right now. my question is, what do I do to set myself up a little better? Ive never had money beyond just what I needed to get by and I really dont know anything about finances. Heres a breakdown of my expenses: Monthly salary: 6,000Rent and Utilities: 650No carCredit Card Debt: 1800Student Loan: 7,000 currently paid off at 150monthI spent less than 100 a month in transit costs. I spend probably 250 a month on food. I spend around 500-600 a month on all the other stuff. Should I pay off my loans right off the bat? Or should I be splitting it between payments and savings? Or should I do some kind of investing? Any input here would be much appreciated. thank you!  <response>: Do NOT change your lifestyle until youve paid off your debt in full. Get rid of it. Then invest.I have X, what should I do with it is a great starting point. 