<prompt> Human: I think I started browsing here about 1.5 - 2 years ago and just started soaking in all of the financial wisdom and advice. I dont post much, but its been a real informative experience to just see all the different financial situations that arise and the good advice to help mitigate them. My parents have struggled with financial problems their entire lives, despite me growing up fairly well off. Ive determined to not have those problems as an adult. I took the first step and saved up 8,000 to pay off in lump sum one of my several student loans. Feels really good to thit his milestone and I just wanted to give a huge shout out to all the people who regularly give out advice here and help those in need.You help more than just the people you reply to and you certainly helped me :8k down. 46k to go! The Nitty Gritty: Annual Salary: 40,000 grossBills: 500mo - Rent 250mo - Student Loan 200mo - Student Loan 200mo Utilities - internet, heatingelectric 450 - 550mo - Food includes food for two cats and a dog 100mo - Entertainment Netflix, Spotify, video games 100mo - Credit Card revolving Credit that built up a little, should have paid it off first, but its less than 500 so not a serious issue. 50mo - Other odds and ends. Car insurance, impulse purchases, etc.Additional Stuffs Im 25 Last year I took a 15,000year paycut to transfer to the place I work now. Old job had zero career prospects and had a toxic work environment. I only really started taking my finances seriously until last year. I went from having no money in savings and 3k in CC debt to where I am now with minimal CC debt, an emergency fund, and paying down student loans. Im not great with my money, I tend to buy what I want, but Im learning and PF has helped me a lot in this regard :  <response>: You paid of student loans before a credit card revolving balance? 