<prompt> Human: Like the title says, I am studying abroad, so I dont have income right now. Basically I went through my savings a lot quicker than I thought, now its looking like by the end of the semester I may be in 2k of credit card debt, or I can sell all my securities now and prevent that. Most will have capital gains except for one . I was in the impression I shouldnt sell my stocks unless theres an emergency, and I dont think credit card debt is an emergency, especially only at 2k. But what do you guys think? I know debt is not a financially smart thing to go into, but when I go home, Ill have my job that I can pay it off over a few months.Edit: looks like I should sell stocks. Thanks everyone, Ive learned a lot. Now, question 2, is my stock thats lost me money BABA a sunk cost and should be sold at a lost, or should I let its upward trend keep going or hold and let it at least get back to my cost basis or even profit? I only have a few shares so were not talking thousands of dollars on the line. Assistant: When I studied abroad in 2005 I ran out of money as well. I ended up just going into credit card debt and took a few cash advances 1000 debt by the end of the trip. When I got back to the states I immediately transferred the debt to a 1-year 0 credit card and paid it off within about 6 months.Human: Do you think 0 credit card is an option still?  <response>: Yes, many credit cards offer 0 on balance transfers for a period, usually 1 year. 