<prompt> Human: Hello,So I am going to college soon and I am considering applying to out-of-state Ivy League universities and majoring in Engineering or Computer Science. If I go to an Ivy League out of state, I will have to take out loans for 1 year worth of my education. However, at this moment I dont know if my family will help out if I were to get in to an Ivy League. On the other hand, if I were to go to a state school and commute I could graduate debt free and be able to buy the car that I want. I am just asking myself if an Ivy League is really worth it. I think it may be the place for me but then theres the financial aspect for which I will have to live with for years after university.  <response>: Apply first, make up your mind once you start seeing offers come in. Most of the top schools have solid financial aid packages that can cover a lot of the costs. 