<prompt> Human: When I was a wee lad I really liked this new iPhone company and asked my dad if I could buy a hundred shares of AAPL. That was when it was at 82 in 2009. Im now about to graduate college debt free with a degree in the arts Im an actor and some stock and funds left over.When I graduate in May, I will have about 75,745 in 538 AAPL and 100 FB stock. I will have an additional 1,500 cash in that account. I also have my personal savings which will have about 15,000. Maybe less.The account with the stocks is subject to Capital Gains tax. The savings is not obvious, but important point.What Im trying to figure out is whether I can stay in NYC my lease is up in May, and try to support myself, or should I move back home to Jersey where I can get a day job and save up and commute for auditions about 2.5 hours by train, 450 for a monthly pass.Im currently living in a great area in Brooklyn, but when my lease is up, I dont know if Ill be able to renew it 3 br. I pay about 1,100.Should I move deeper into Brooklyn or try an apartment in Queens thatll be cheaper? Should I maybe look into Hoboken or Jersey city for small commutes that will save money? Or am I better off just staying home with my parents and waiting until I have some sort of consistent income to move to the city?Im an actor, but I fully intend to have a day job. Id like to be a waiter, but Ive only worked 2 summers at 2 different places, so I dont know how easy it will be to get a job. Also this is my first post on Reddit. Long time listener. First time caller.EDIT: Got a more updated number for the bank account. Tuitions gonna be less than I thought next semester.Assistant: If you had 40,000, would you buy two mature tech stocks?Financially optimally, you liquidate them for an emergency fundjump start on retirement savings.Human: ooh I hadnt thought about it that way. Liquidating them though loses me up to 37 in taxes though.  <response>: You will eventually have to pay those taxes on the difference of the cost basis anyway what they are worth now - what you paid for them, so its an irrelevant distinction once they are long-term capital gains minimum tax rate, UNLESS you are planning on donating them to charity! 