<prompt> Human: So after all of my monthly expenses Im sitting at around 1750 per month that I can save or invest. Im young 25, so Id like to be on the riskier side if it means a potentially high reward.The downsides:-I will be working first job in the engineering industry probably 40-50 hours every week, closer to 50 on most weeks. So not a lot of time to watch investments if I want to have any kind of social life or free time.The upsides:-I already have about 25k in a rainy day savings account. I figure thats enough to last me a year without work if it comes to it.-I have no debt or loans payments of any kind.-I dont really care about retirement Ill just be bored sipping umbrella drinks, Id rather be working on projects Im interested in until I die or get disability pension. I feel like this is an upside since it means Ill have money to put elsewhere?Thanks.  <response>: I dont really care about retirement Ill just be bored sipping umbrella drinksUntil you have a stroke, heart attack, are fired and cant get a job thanks to age discrimination, or have a spouse who needs full time care from you. Thats when the Id just be board turns into I am terrified that Ill need to skip medication this month because I blew all that money as a kid. Read the FAQ, google lazy 34 fund portfolio. If you want more hands off investments, set a 9010 split on Betterment between stocks and bonds and call it a day. 