<prompt> Human: I am a 23 year old student graduating in May 2015 with a Masters in Architecture and I plan to move away for a job once I wrap up school. My goal is to be working in the NYC area, but I have a question regarding the finances to do so. Here is where I stand now:aI will be graduating debt free thanks to scholarships, jobs, and parent support, BUT I will also graduate with very little cash in the bank due to school and living expenses. bI started working on building my credit since June 2014 with two credit cards that I use around 15 of total limit, and I havent missed any payments.cI have a fuel efficient car that I might sell to help with moving expenses, and I probably wont need in NYC due to public transit.dI also understand that getting a job in the field of architecture in NYC is competitive and not guaranteed, just trying to think of steps now towards securing myself financially.And for the question:If I get a job in NYC, should I look at getting a small loan to help with moving expenses, deposits, enough money to survive until first paycheck? Should I live off two credit cards limits of a combined 2500 plus any money left over from school, with potential of carrying a balance? Sell car for maximum of 6000 value?Thanks for any adviceinsight from someone who has been in a similar position andor financial acumen!  <response>: Architecture in NYC. Thats tough. Like really tough to find a job. Why not help your chances by expanding to a few other cities? Boston, Philly, etc. Also, job before move, not move before job. 