<prompt> Human: Im currently considering transferring schools to avoid taking on more debt. For those of you who have graduated with 100,000 debt, how long did it take for you to pay the debt off? How big were your monthly payments and how much was your salary at that time?This will be a huge help. Thanks!Assistant: 3D graphic designer here. Making 700 going up next month with my new job payments every month on a 60k salary, living in NYC to boot. Should be about 10 years to pay back my 110,000 debt.Human: Thank you! This anecdotal info helps put the debt in perspective. 10 years doesnt sound horribly awful.  <response>: 10 years to get back to zero does not sound like a good thing when you still have to save for retirement at some point too 