<prompt> Human: Im needing help to get my spending and budgeting under control. I was doing good until tax season and now cant seem to get back there. I am hoping someone might give me advice on how to stop this issue. I telecommute daily so its easy for me to just jump in the car and go buy something for lunch, etc. I have a fairly easy budget, but just a hard time getting back to following it and getting a head. Suggestions please ? I have been thinking about cutting up my debit cards and using checks to pay for everything, is this a good thing or bad idea ?  <response>: Post a detailed budget. We can better help you if we have the details of your financial situation.On the surface, though, it sounds like you have a spending problem andor lack of self-control. Youre the only person who can help in that department. But if youd like advice on fine tuning your budget or cutting costs, Im all ears! 