<prompt> Human: Lately I have noticed several posts like this asking for help with getting out of debt. Chances are, if you dont have a itemized breakdown of where your money goes each month, the response you will get is to make a budget first. Websites like Mint.com and You Need A Budget make it incredibly easy to track your money. It is impossible for someone to make suggestions when they dont what your budget looks like.EDIT: Im not saying everyone must have a budget or there post should be deleted blah blah blah, I am saying that having a budget and knowing where your money goes will get you better advice than asking the same generic questions that pop up weekly. Besides, answers to those questions can be found in the sidebar and or by using the search tool.TL:DR Before posting to personalfinance for help, know where your money is going. We cant help you if you dont know where your money is going.  <response>: or maybe thats what rpersonalfinance is good for? dont be so smug 