<prompt> Human: Hey everyone Im 28 and live in the DFW metro area. Im 28 years old and currently work what I think is a good job in the medical field where i make 72,000 a year or about 4100 a month take home after taxes. I get paid every other week so this doesnt include months where I get a 3rd paycheck.I still live at home because I never really had a reason to move out, but now that Im approaching 30 and am getting into a serious relationship I have started thinking about moving out. Unfortunately in my early 20s I was not financially responsible and spent a lot on vacations, eating out and various other things and I went back to school to get my bachelors and paid for my classes in cash.Currently my fixed expenses total to about 1200 a month this is car payment, car insurance, cell phone, subscription services e.g. netflix and some utilities that I help my parents with like the water and internet bill. I have about 3000 in credit debt that I am close to paying off.I also have a 401K that I contribute to and 18,000 in savings currently. In your opinion how financially fit am I to start renting or maybe even preparing to start saving for buying a home within the next year? Ive read a lot about the pros and cons of both. Ideally Id love to live in a home as I have never lived in an apartment before, but with just 18K in the bank currently I dont know how realistic that is. My timeline for this is about a year that I would like to move out.  <response>: 28 and 72kyear in a lower cost of living area? Yes, Id say youre ready to enter independent adulthood. 