<prompt> Human: Its a 10 acre forestry plot directly connected to our forestry land. I really want him to buy it, but I think financially it might be a bad idea? So, I told him I thought it was a good idea if hes positive he can spare the money - he says he can. Im not sure this is true.What else should I tell him to consider?Reasons to buy it:- I made a diagram here of the land - The last time a plot of forestry went for sale at the other end of our street 2 miles away, a developer scooped it up and put 100 condos. We are very worried the same thing will happen here, and well suddenly have 100 new families of neighbors that will walk all through our woods a big worry because of privacy, liability if they get hurt and sue us, as well as a stray cigarette from a random person burned half the woods down 20 years ago and there is so much drought now, be really loud in the really quiet forest road, add traffic to the road, and when you ice skate, there are houses there.- Buying this gives him direct access from the forest to the road, so he is free to log. However, most of the trees right now are only worth about 500 - itd be better to wait 5-10 years when theyre all about 1,000. However to that, because of climate change, there are longer and longer periods of drought and the trees are starting to die - in 5-10 years we might have 200K of trees, but we might also have just dead trees.- Theoretically, its just moving the money into a land investment, but realistically, he will never sell it, and when I inherit it, I will never sell it. We like trees and dislike development.Money and other relevant facts:- Hes planning to take the money out of his Roth IRA. He says his Roth IRA is his emergency fund; it currently has 250K in it. He was saving it to pay for my wedding, house down payment, and adoption fees for my kid I cant have them, but my boyfriend is taking his damn time and were 31 and I dont even have a ring on my finger - my dads given up that any of this will ever happen, so is reallocating the money sigh.- The land will be added to our existing forestry land, so taxes wont be that high.- If he buys this, he will sell a small acre of developable land he has; he thinks this will net him half his money back. Also, if that successfully sells, it will be less taxes per year as developable land is taxed higher, but I dont know the numbers.- Hes 64. My mom just turned 65 and went on medicare last week.- He is healthy, but my moms thyroid doesnt work and she has IBS. She also had cancer 20 years ago. So Im a little worried about her healthcare costs as she ages.- He has a pension. I dont know his income - what hes taking out of his investments. Edit addition - I would strongly guess that his monthly take home pension taking out of investments is 2,350 after health ins costs, which is 1K with a 4K deductible. Next October 2019, when he turns 65, his take home jumps up to 5,450 because of SS and medicare. I think hes pre-emptively paying 3K a quarter for federal and state taxes; hes definitely paying 4,605year on the existing 28 acres of forestry in taxes.- Hes talking about tapping his social security a year early - he says the amount he loses for this will break even at age 71 and Social Securitys gonna run out in less than 10 years anyway, isnt it? Everyone is talking about medicare in 20 years, but no one talks about social security in 10 years.- Hes insisted that hes run the numbers several times and doesnt need the money until hes 90. I dont know how big his current savings are.He meets with the realtor tomorrow. We know they turned down an offer of 50k for being far too low, so hes thinking of offering 65K, so were assuming itll end up being 70K. What should I tell him to consider before he goes? Thanks!  <response>: This all sounds pretty complicated. You dont think this makes sense financially, so theres that. I really want him to buy it, but I think financially it might be a bad idea?I would think converting liquid financial resources to illiquid timber land would be something you wouldnt want to do unless you really wanted more timber land, but maybe you do. 