<prompt> Human: Recently my fiancé found out that her dad is in a dire financial situation. He confided in her that his business hasnt been doing well in quite awhile and he just turned 65 yrs old. Upon prying a bit more she has found out the following: He hasnt filed taxes in over 10 years She found an old tax bill for 77,000 it was around 3 years old He has 55,000 in credit card debt He has no retirement savings Owes around 200,000 on his mortgageWe havent been able to get many specifics about the amounts owed, but were trying to figure out where to start looking so we can help him plan a way out of this. Obviously the biggest thing will be with the IRS, and were hoping that if he can figure this out before they do. We know to get him a Tax Attorney to find out the amount owed and what he can negotiate. He hasnt asked for any money from us. But she thinks that him actually speaking to us at all about this is proof of the severity of the situation hes created. The only positive things are that he still hasnt defaulted on his home, declared bankruptcy, or been audited... Yet.Hes open to the idea of selling his house and downsizing, which we think is a great idea. He doesnt need all the space he has now and the house has been really neglected. His house is estimated to be worth 350,000, but we also have a developer coming by to check out the property and see if it could possibly be subdivided for more.As far as his future, he is 65 and could start collecting 600month from his ex-wives Social Security. He is still healthy and plans to keep working, we were hoping that he can continue until hes 70 so he can max out his own SS benefits. He claims that his business makes 175-200 a year, but Im doubting that amount. Obviously his business needs attention and we want to present him with possibly downsizing his office and modernizing his business to save him money so he can keep working. My fiancé is really upset about this whole situation and as the eldest child, shes having to take a lot on with trying to come up with a plan. Her brother has also stepped up and between us all I think we can help him through this if he LETS us. Were going to see him over Thanksgiving and are going to have a meeting to get a plan drawn up. So far the plan we have come up with is as follows:Get Tax attorney Find out IRS billAppraise Sell homePay IRS MortgageFind him an apartmentGetting his business into shapeThis whole situation is all very new to us and were looking for any advice or questions we should be asking. Any help is appreciated.EDIT: I want to say thanks to everyone for their help and advice! Were going to shift our focus from getting him a Tax Attorney to finding a CPA who can help him figure out his back taxes and liabilities.  <response>: I normally really, really hate to suggest a possible bankruptcy, but damn dude. He is so deep at age 65 it may be impossible for him to crawl his way out of it. Especially that CC debt more than likely being at a very high APR. If hes willing, like you have already mentioned, selling the house and getting as much out of it as possible and paying down the debts is probably the only way to avoid bankruptcy. As far as the IRS goes, he needs to speak to a professional to see how to go about 10 years of not filing. Id imagine, since he is technically self-employed it is going to be a huge mess. Im actually really, really surprised that he has never been audited. 