<prompt> Human: I have an account in PA and I just recently moved to a state where my bank doesnt have any locations. I still have money in the account and I am currently paying rent out of it. I just recently got a new job and I want to open up an account with a nationwide bank and set up my new finances with it. Can I just start building a new account and spend the balance on my old account back east without consequences?  <response>: If its a bank account, it shouldnt be reporting to the credit bureaus as long as your balance isnt in the negative with them. So I assume that closing that account wont hurt your credit. 