<prompt> Human: My parents are in their late 50s and came to visit my wife and I over christmas. My mother no longer works, due to legitimate medical issues and my father has been a salesman for 30 years. Straight commission, so if he has a couple bad months, they get really behind. My wife and I are early 30s and live 2000 miles away from my parents. We both have good jobs, due to attending college, which we both paid for fully with no help from any parents. We also purchased our first home this year, also with no assistance. Growing up, I always heard that my paternal grandparents had a lot of money. My grandmother was super cheap, but they always paid cash for houses, cars, and RVs and supposedly had money invested. They are now in their late 80s and have been retired for 25 years, so that money besides the house and RV is supposedly dwindling quickly.We found out about 6 years ago that, because my father has been 1099 for 30 years, he owed more than 100K in back taxes. To deal with this, he convinced my mom to cash out her small 401K about 60K and throw it towards their tax bill, leaving it at 50K owed. She did it and then had a stroke about two years later, which left her unable to work and she was unable to build up her retirement again.Anyway, during their visit, my wife asked my father when he plans on retiring. His answer was Ill have to work until I die. Wrong answer. We just watched my mother lose her ability to work in a second with no warning. Later in the visit, we saw a baby and his father at a park and were making comments about how its funny that we all started as babies and my father said, Thats how it works, you take care of your kids and then they take care of you. He has no money saved for retirement, any hope of some windfall from his parents is gone, and he sees us doing well. I love my parents, but a large part of us having a good relationship is me ignoring some onerous political and religious opinions that they have. I feel like my wife and I have brought ourselves out of poverty and are just starting to do well financially after a lifetime of bad examples. For him to drop those comments on us really scares me. We do have extra space here at our house, but we have fallen on hard times, can we move in? is not an option.What would be the best way to get out in front of this? I have heard of long-term care insurance, but I think my father is prohibited from some insurances because of his tax liabilities.I do have a sibling, but it is not possible for her to help my parents in any way.I can answer any questions that might help clarify the situation.tl;dr I think my father hopes that my wife and I will be his retirement plan. That cannot happen. EDIT: This really turned into quite a thread. I appreciate each and every answer. Even the ones saying I am a selfish asshole. -My wifes parents are deceased.-My mother is on SSD-My parents rent, they do not own any property to sell-They have always gone to weird churches and got caught up in a cult that preached prosperity gospel. We found out they gave over 160K in 5 years.-I live in San Diego and my house is 1000 sqft 2BR2BA. I should have said AN extra roomAlso, Regarding myself seeming cold. I purposely left emotions and history out of the post in favor of facts.  <response>: Do not let them move in! Trust me on this. If they are destitute you may have to supplement their income each month but that is it. If they run out of money each month, take them some groceries. Dont give them cash, pay some utility bills instead with their support money. They arent going to change their spending habits at this late date. Dont let you drag them down into their mess. 