<prompt> Human: I have money in Vanguard Target Retirement funds within my Roth IRA, and Ive decided Id like to move the money to a fund with a later date to be more aggressive. My understanding is that since its a Roth, there shouldnt be anything additional to do while moving the funds since it wont be a taxable event. Does that sound correct to you, or am I missing something?  <response>: This is a tax-sheltered account. There are no tax consequences to buy and sell. There can be fees, but not taxes. 