<prompt> Human: So...jumping right in approximately 6 years ago while I was a junior in high school my mother opened a credit card with my ssn racking up 2400. A little back history, she is a paranoid schizophrenic I havent lived with since age 13. I have been contacted and harassed by this collection agencies, and I have told them numerous times it is fraud. My credit score is taking a hit and I guess my question is how do I get out of this? They offered me a 30 off my debt owed if I pay it all at once, but I dont think that is fair. My mother has also shared my ssn on social media others have sent me proof and although irrelevant has reported me missing to the police about 100 times and thinks the government has kidnapped me in order to use me as a sex slave? I have had zero contact with her since the card scandal took place, although I have kept her numerous emails and texts that I never respond to just in case I ever need proof of her crazy. Is it illegal to share another persons ssn? Is it possible to change ssn? This is entire situation is overwhelming and scary. Seems like she can ruin my credit and I have very little power in this. Any and all advice is welcomed and appreciated. Assistant: Have you filed a police report? That is step 1 if you want to claim fraud. But it may result in criminal charges against your mother. So its rather stark choice.Human: I am going today, I have no problem with her being arrested over this, however last I heard she is homeless and uses the library to send emails and texts. Hopefully the police can find her, thanks!  <response>: Youll need to call the credit card issuer and speak to the Fraud department. They will ask for details and request a copy of the police report. They will make you sign a document that states you were not the one who opened the card or spent the money. The document specifies that you will be subject to felony fraud charges if youre lying. They take it from there and the credit card will be removed from your report. 