<prompt> Human: Hey so I graduated in 2013 with a BS degree in Business Administration Information Technology.I moved back home and started working full time for an IT company as soon as I graduated.I make about a little over 50k a year, which is not the highest paying salary, but I work about 6 hours a day m-f and the work is very easy and the company and commute is very easy going which allows me to have a good amount of time to enjoy a well balanced lifeI am also enrolled in this first time home buyer program through my dads job that gives me access to buy a cheap affordable dwelling housing, and I have to make less the 52,500 a year to qualify and I am just under that mark so it works for the time being. However I am not sure if I want to live in the same area forever.I have spoken with my parents and they are kind enough to let me keep living at home until around the end of 2015 when I will most likely move outI have zero debt thank you grandparents and parents for paying for four years of in state schoolI am contributing to a 401k, currently have about 5000 in it. Not sure how much I am contributing, I think it is about 6 which is the max that my employer contributesI have my own insurance, pay for my own car insurance, cell phone, etc and am basically self sufficientI have two credit cards that I pay off in full every monthI have about 50000 in savings from power saving the last year and if I do the same thing this year, if all goes to plan, I will have close to 100k saved by the time I move outI have a reliable 2009 jetta with 60k miles that should last me a few more yearsI am pretty good at living below my means and am saving about 2400 a monthmy goal is to have a 100k net worth before I turn 25.I was going to buy a fancy sports car and then I started reading how many people regretted it on personalfinance and I decided that my jetta is more then fine for now.I like my job, but I dont want to work a 9-5 forever which I know nobody does.Im trying to save my money to maybe start my own business that I am not sure of what yet, or maybe purchase a property somewhere that I could rent out to make money.I know that in this world it really helps to make money by already having money.do any of you more established PFers have any tips or suggestions? maybe demographics websites to look to purchase property? I know 50k is a good start but its still not alot  <response>: Hey man, Im in a similar spot, just about 3 years later than you. Fantastic job saving so much, thats the great thing about living at home. Just wanted to let you know a personal example though:In the past 24 months at my company, Ive contributed 26,400 to my 401k, my company has contributed 7,400, and Ive made 10,000 in gains. Thats huge. Sure, it was during a great period for the US stock market. But goddamn was that the easiest 10k Ive ever made. Youve got the right mindset, youve got the right savings rate, now you just need to figure out what to do with your savings: High risk, high effort, potentially very high return: management of rental properties, starting own business tried and true medium risk low risk over long terms, low effort, good return: Investing long-term in broad stock market index funds, in tax advantaged accounts 401k and IRA whenever possible. 