<prompt> Human: Im 23 and its time to move out. Im two semesters away from graduating with my associates degree in computer networking, but Id like to further my education and go for a bachelors roughly 7-9K if I continue with my current college. I have zero debt and plan to pay out of pocket as necessary and get occasional help from scholarships if possible.nbsp;I currently do full-time IT work for a local hospital making 14h. My savings is around 18.5K, but most of this will probably be going to a car purchase pretty soon Ive been bicycling to work for the past 4 years. Id like to not spend all of it at once and my budget is probably at about 15K max out the door.nbsp;Lastly, Id like to move out by the end of this year and have no idea what to prepare for and seeking advice. I dont have any friends who could split the rent because none of them can hold down a job for very long. I dont mind renting a smaller studio to cut costs. In fact, I prefer this because I dont really have that much stuff to fill an apartment anyway.nbsp;How do I balance this juggling act of living independently, saving for the remainder of my college, and preparing for any inevitable maintenance issues that I will have with my car? Oh yeah, and I have to start building my credit, too!  <response>: My savings is around 18.5K, but most of this will probably be going to a car purchase pretty soon Ive been bicycling to work for the past 4 yearsBuy a reliable used car in cash. 