<prompt> Human: I have a friend, lets call him Dave, that was involved in a hit and run. After some personal investigating, he was able to find the person who hit him, lets call him Frank.Daves car is totaled. Dave and Frank were talking on the phone and Frank offered 20K cash to not rat him out and settle things off. Is this illegal? If he wants to take the cash, how does it work with the insurance and police reports and all?Edit: thank you all for all your advice and suggestions. After reading the thread, Dave decided to take it to his insurance. Btw, Dave was not injured during the process.Edit II: Oh and Dave is not me... I swear!!  <response>: If Frank is willing to hit and run then you certainly dont need to feel guilty about turning him in. What a jackass. 