<prompt> Human: Hi! I bought a 2015 Kia Soul in September of 2015. I had terrible credit at the time and was financed through Capitol One. My interest rate is a whopping 17.9. I am pregnant and there is no way my family of soon to be 4 can fit in this car with carseats and my 65 husband. My credit is significantly better now but not perfect.I was financed for 19844.42 and still have 17469.40 left on my principle balance. With interest it is a total of 25943.39 left on the loan.I know Im screwed either way and never should have bought the car in the first place, but now Im stuck with it and just need advice on the best route to take. Please help!!Assistant: Is this the only car you have as a family?Is there not a backseat?Human: That was not my question. But thanks.  <response>: My point is, it doesnt sound like you need it. It sounds like you can use it perfectly fine, itll just be annoying. Use that as motivation to get your finances in the situation where you can afford a car that has more room. 