<prompt> Human: Pardon me if this has already been answered before, but my search turned up nothing helpful on this topic.I currently have a Chase Freedom rewards card, offering me 1 back on most purchases. However, my wife and I spend a bit at Target since it is very close to our house. Am I better off using the Chase card than a Target RedCard and getting 5 off at Target for those purchases? The RedCard can be linked to my debit account, so I wouldnt even have to worry about it being another credit card not really a concern though. I guess my question is, and this may be a dumb one, is there any situation where 1 cash back later is better than 5 off now?Edit: Thanks to all serious responders.  <response>: is there any situation where 1 cash back later is better than 5 off now?No. 