<prompt> Human: I owe 29K in college loans, but have almost 13K in my checkings account. I work on a temporary contract for an F100 company that expires in September, and I expect to be extended. I live at home - between loans, car payments, and my phone bill - my expenses are below 600 a month. My car is an 08 Honda Accord which should last me at least another few years as it has barely over 100K milesWhere do I invest, what are worthwhile purchases, how much should I be putting towards loans?Right now, I barely spend any money. Im interested as to what others would do if in my position.Thank you in advanceEdit1:Thank you everyone! Im looking into refinancing my loans...I am also considering putting my entire tax return towards the cause of paying them off. Should be about 3,000 I get back, maybe more. I only began working September 26, and am fortunate enough to have saved this much in that small amount of time!Purchasing a home is a HUGE goal in my life. I am aiming towards that and looking to leverage my spending saving to reach that goal. Additionally, I have been meeting with financial advisors on setting up a retirement account. I like a Roth IRA through American Investments, but they have a 10K minimum deposit limit, so that might get pushed back a bit.  <response>: Are you crazy?? Pay off your debt. 