<prompt> Human: I am 27, Iv made a lot of dumb purchases in the time since I graduated college. Recently I was laid off and spent 4 month unemployed. I went through my savings account to keep afloat and now my savings is basically 0. My credit card debt is 9000 dollars most of it is buying foodalcohol. Really stupid. I now have a steady job 50,000 wcommission. Im looking to get my credit card paid off and get in a better financial situation. My usual paychecks are around 1300. I get paid every two weeks. My expenses are as followed.Rent - 600Cell phone - 80 Food- 150 a week if i cook myself Gas - 50 a week Tolls - 40 a week XM radio -20Spotify -12Car note - 630 made a dumb decision when I was 24 to buy a BMW. I have 22,000 left to pay. If I sell I could get roughly 19,000-20,000.I am looking into taking my parents old beater off their hands I have guns I could sell but most are gifts and Id feel like a real ass if I sold them. I can and will if thats the best way to raise quick cashMy credit card has a 12.49 variable APRAny advice would be greatly appreciated.Edit additional expensesEdit 2 additional car notes  <response>: You bought a 40k car when you make around 50k per year. This is why your broke. Youre driving your breathing room around everyday. Sell the car, even if youre underwater a little bit. You can finance a 5-8k used Honda or Toyota and eliminate 15 k debt instantly. Then youll have margin to attack credit card.Also sell everything thats not tied down.I say all this but, if youre not on a actual budget dont waste your time on any of this advice. Youll end up back where you are. I use YNAB for my budget and its been a life changer, although EveryDollar is another good app. 