<prompt> Human: Its always been like this at all the retail places Ive worked at so far. Basically its payday and everyone at work is inviting me to go to a restaurant or to have drinks after. I usually never go because Ive got stuff to do in the morning. Then in the morning on Facebook I see their pics of the tabs exceeding 100-200. The rest of the week involves them just posting pics of stuff they bought like new clothes, new electronics, etc. Were like retail grunts that earn no more than 300-400 bi-weekly. By the end of the week they post damn i hate being broke. Hell... one of my friends spent close to 800 just to have a couple skydiving trips leaving him with very little money left for the next two weeks.Granted its not my problem or decision on how they should spend their money. But the majority of them just blow it all. I just want to know why? IMO theres nothing wrong with having fun. You can drink or eat outside occasionally... I just dont understand the concept of just spending most of your money all in one shot.I really feel like Im the only one at work that saves most of the money and the rest goes into necessity mainly gas and occasional take outs. Ive got my 401K set up with a broker managing my accounts. Savings funds, pensions with employer, etc. None of my co-workers does any of these things.  <response>: Its not unique to young people. Plenty of older people have insane credit card debt because they live beyond their means. And we live in a culture that encourages spending and buying shit we dont need and wasting money on stupid shit. 