<prompt> Human: Since Im in college and Capital One 360 wont allow me to add a POD, I want to add one of my parents to my savings account. I would like to add my mom, but she has some doctor bills in collections for a few thousand. If I add my mom to my account, can her debtors take the money out? Or should I just add my dad to the account?  <response>: If her name is on the account then the debtor can come after it. 