<prompt> Human: I am in a financial black hole. I currently live in West Virginia and have a job making 10.70 an hour. I also work every other weekend on call for a local hospital as a social worker.My boyfriend recently lost his job, so I have been helping with his electric and internet bill. I have tried everything under the son to get caught up and him to get caught up but am having no luck. My bills are always a month behind and my paychecks are not cutting it. I have recently consolidated my student loans which defaulted due to lack of payment. My cars transmission has all but failed and I honestly do not have the money to get another one. Basically, what are my options? Ive read and the FAQ and information and besides monsters here and there, I have nothing else I can cut. I have considered looking for a new job but sadly there are no other jobs in my area that pay well enough for my degree.My expenses are as follows: Electric 200 a monthGas averages about 15 a month in the summer and 200 a month in the winter.Cell Phone is about 75 dollars a month working on getting rid of thisInternet only 80 bucks a month.Water bill about 100 a month.Rent 700 a month.BFs electric is about 200 a month and his internet about 65 a month.  <response>: My two cents, if you care to open up to some critical help.1 Dont pay your BFs bills. Youre not married, you have no financial responsibility to help him. You need to fix your own situation before you can help him Cant help others if you cant help yourself.2 Turn your damn AC off. Im a heavy gamerelectronics user who likes to sleep cold and I live in WV. My electric bill never breaks 95 even goes as low as 60. Imagine whenever something is turned on that pennies clink out every few seconds.3 Nobody likes to hear this, but the internet is a luxury. If you cant afford it then you shouldnt pay for it. Simple as that. Use that internet time for new, healthy, cheap habits, or even to educate yourself and get a better job.4 Speaking of, FIND A NEW JOB. I dont know if youre restricting yourself to fields in your degree, but you can easily find places that pay more than 10.70 an hour that dont require a degree. 5 If you cant find work near you, then move. You dont have children and it sounds like your BF has nothing tethering him to where he is right now, so you two can easily just get up and move. Take that opportunity to move somewhere that you can be most happy the even balance of enjoying work, life, and not being stressed about finances. 