<prompt> Human: I was wondering if it was beneficial to build credit starting once I turn 18. Like buying an item and paying it off. Im new to all this so would love some advice. If I dont need to worry yet then perfect, just want some knowledge.  <response>: Credit is a slippery slope, especially for young ppl. If you get a card keep the limit under 500. Dont get carried away though be sensible about what you buy. 