<prompt> Human: Ive been deferring my student loansnot paying them for the past 7 years and I would like to get my shit together. Would it be possible for them to take them out and pay directly pre-tax? I didnt complete college and my loans total about 5300.  <response>: No. It doesnt work like that, ever.Just set up a split direct deposit and have whatever portion of your take-home pay you want to use to pay the debt go to a separate account. Then pay your debt with that account. 