<prompt> Human: Hello everyone. I told a friend I would see if I can get some information from him. You guys are great so I thought I would start here!! My friend is young and purchased a car on a whim... Now that said car needs a new engine, new transmission and a couple other things... Confirmed by 3 different mechanics. Total work is around 7000. So what did he do? Buy another car! Get a loan! Start over!... Anyway, the bank with the 9000 loan is Navy Federal. At first they told him sell the car, get what you can and pay off the rest thats what he says. He sold the car but now Navy will not release the title. He really does not want to buy the scrap car back and let it sit. What, if anything can he do? Is he SOL and needs to get the car back and keep paying? Can he get the title released?  <response>: Why would they release the title? Its not his car, Its Navy Federals. He was paying them off for loaning him the money to buy it. Yes he is SOL and no the title cannot be released. 