<prompt> Human: Hi guys. Im paying 175month for my car. The rate on the loan is about 14.5 I know how dumb I am for doing this and I have about 20 months left. I have an emergency fund and no other loans to pay off and I recently received 550. Should I throw all of this extra money at the loan to chip away at it a little bit or just keep it with my savings and earn interest until I can pay the loan off fully? Someone suggested using my savings to get out of it but my job security isnt very good right now so that could be even more risky. Thanks in advance.  <response>: throw all you can at it because of the interest rate. 