<prompt> Human: Keep reading that its better to be invested sooner rather than later so is it better to fullfill your 401k annual commitment as fast as possible? So if you are able to safely over 6mo mark live off your savings, should you contribute 100 of your salarybonuswhatever to your 401k and hit the annual max as fast as possible each year?  <response>: That would be more time in the market, which is better.However, if you have an employee match, be sure that they true up at the end of the year, or else you will have lost out on their contributions by not contributing yourself in the later parts of the years. 