<prompt> Human: My Gf signed a car lease with me at the end of July. At the time, everything was great: Making 60k, job was going well, everything seemed fine. The lease was a little high, 455 mth but with my only other bills being 70 in tmobile and 750 in rent, it was completely doable. Fast-forward to mid-august: Lost my job. Made bills for August got paid once a month on the tenth, so my last paycheck worth anything was august 10th and then Sept and Oct couldnt pay the lease. October my gf also helped me with rent. Now, as of today, tried to get a personal loan and was denied. Tomorrow at 3pm mst my car will cause my credit report a 30 and 60 day late. It will also hit my girlfriends. My gfs is the big problem. My gf is a banker at a big bank. Actually, shes way higher than a banker. At this point in her career, she can lose her job for her credit going sour. Something like a repo can cause serious repercussions for her getting another job as well. My girlfriend cannot afford to have a 30 and 60 day payment and has nothing to help me with. Also they sent a certified letter saying they could start the repo process if the next payment isnt in by Monday. I not only dont have a dime to my name just started a new job 2 weeks ago and the whole time was denied unemployment but I owe sooo much more and really cant even fathom how to pay all of this:300 - two tickets: One from a wreck and one from stupidly speeding. Both due by Dec 7th.950 - I currently owe my gf750 - for rent due the 1st.980 - due tomorrow for the lease400 - misc other bills due in next week or so.Thats 3380 due in next week or two when my one paycheck so far will be somewhere between 400-500 only. Anyone have any ideas? Ive gotten denied for every loan I could find...  <response>: Yikes. The time to ask for help was a month ago. Therere remarkably few options left to you. You need to sell anything and everything you can to get money to cover rent and your car payment. Your girlfriend now gets to reap the fruit of her poor decision of cosigning a loan with you-- that should probably be the very first thing you pay. 