<prompt> Human: Throwaway since people know my usernameSo my GF and I are moving in together in a few months. We both work full time, I have no debt and a little in savings, shes got some debt from school. Shes never had a credit card before in her life, but she has a debit card. My friends and I were talking about Mint, and she said she wanted to check it out and get familiar with it so we could do budgeting easier when we move in. I set her up with it no problem.When she tried to get her credit score, it errord for a couple days, then spat out that she had 3 missed payments and a stellar 348 credit score.How could she miss payments on a card she doesnt have? And is there some way for her to find out the details of the missed payments so she could follow up?  <response>: How could she miss payments on a card she doesnt have? Either shes missed payments on the student loans, shes the victim of identity theft, or her report is incorrect. Youll need to review the report. I prefer Credit Karma for an easy interface, but will work fine too 