<prompt> Human: As the title states, I got a 1000 dollar bonus from work. I was planning on using it to help pay down a 3000 student loan, which I know Ill be able to pay off completely around the first of May. My question is, should I use that money and make a large payment on it now in order to kinda save myself from possibly being irresponsible, or should I put it in a savings account, continue making monthly payments, and snowball it up until that May payoff date? What would be more financially savvy?  <response>: Pay off 1000 of the loan right away.Good luck. 