<prompt> Human: Im a college student from Cameroon and Im by no means rich. Almost all the time I see guys on this sub saying we should live below our means make 1Myear and live on 20k. Whats the point of living on 20kyear and delaying gratification just to pile the rest in the bank or in Assets? I understand people save for rainy daysunexpected events etc but shouldnt you enjoy the money youre making. Or is there a point in life when you should stop living frugally?Forgive me for my ignorance.Thanks  <response>: I live on less than 20kyear and save the rest. Honestly even if my paycheck quadrupled, the amount I spend wouldnt change. Im content with living on a small amount of money. I dont derive pleasure from spending money. I save, not for a rainy day, but for freedom in the future. I want to have options available. If I get sick of my job, I can take a decade off without worrying about where my next meal is coming from. If I dont need to spend it, why spend it? 