<prompt> Human: Throwaway account for personal reasons. Hoping someone can guide me: Im married and work in IT. I make 72,000year, been in my job for just shy of 1 year. 2 discretionary bonus yearly. My wife works in the medical industry as a practice manager making 58,000 plus bonus. Averages at 65k. I also work as a remote support System Admin for a company out of state making 40hr. averagin 10 hours a week when there is work dry spell right now. I also operate my own business charging hourly for work only have gained one job so far hoping to branch out if it takes off. I also sell products on ebay for extra money when possible and can make about 100sale. Heres where it gets tough, my expenses are insane. I pay almost 2kmonth for rent. I have two at home nannies long story one ft and one pt. The ft get 415week after tax, the pt get 204week. I pay 200 month for my phone bill. My power is around 230month. My cable is around 140month half of it covered in my rent. I then have 2 high interest auto loans around 600 each. I get by but its a struggle. Im trying to see where I should cut but my wife and I are losing our minds. Ive started Financial Peace University for my 2nd time and Im hoping to straighten this out. Can anybody offer some insight? Im really at a loss here and trying to decrease expenses and get my stuff together. Im hoping to buy a house before my lease runs up but I dont know how quickly I can save up. Help!  <response>: You need to post your detailed budget for anyone to give you advice on how to address the problem.How much do you take home? How much does your wife take home?List all of your expenses, including any retirement contributions, rent payments, food, entertainment, childcare, misc. 