<prompt> Human: So.. This weekend I decided to buy myself a brand new car... My car is getting older and starting to nickle and dime me as things break. I have a half hour drive to and from work every day so I definitely need a reliable car. My current car is also BORING. It was a very nice gift from my parents in high school which is extremely appreciated, but its also a slow econobox that I hate to drive. Another thing is that I LOVE cars. I have a passion to go fast, but also want to be safe. I recent got a deal on a 2017 GTI Sport with an added 100k 6yr power train warranty on top of the original factory warranty. I am able to put a small down payment and finance the final 18,000 for 295month for 6 years. This car is the ultimate compromise car, as it isnt too expensive, still relatively quick, but also very practical. The problem here is that I have about 90k in student loan debt to pay on top of this car loan. How bad of an idea is it for me to add 18k more debt? The added insurance and car payment fits in my budget... but I dont know if I am making a mistake or not. I searched around for a similar CPO GTI but they really arent that much cheaper. It seems like it is a better idea to buy a new one that also includes a better warranty on the power train. My monthly expenses are as follows:Rent - 632.50CableInternet - 65Electric - 80Groceries - 275Car Ins - 160Gas - 125Gym - 14Spotify - 16Spending Money - 200Savings - 325Student Loans - 900Car Payment - 300This leaves me with about 400 per month of additional cash. I am already maxing out my 401k, and I have 3 months of emergency savings set aside. I graduated college May of 2016 with a bachelors in cyber security. Right now I make about 65kyr entry level job but I hope to increase this soon as I get certifications and get out of the company I currently work for. How stupid am I for wanting this car? Ive wanted one for so many years. My car is starting to add up in repair costs and I dont want to deal with it. I currently have a 500 credit card hold on the cardeal and I want to go get it tomorrow. Help.EDIT: Okay everyone it is 110 confirmed, Im a goddamned idiot. I wont buy the car, and I will call and get my deposit back later today. I almost made a terrible decision just because I really want a new car. I hate my car but I will deal with it... I guess I will go back to just paying my loans plus a little extra every month. Should be a fun 10-15 years. Thank you everyone.Assistant: 90 K in student loans you should not be buying a new carI think you know this you are just trying to convince yourself to do it anyways because you really want a new carHuman: I dislike your comment but it was needed so thank you. You are right.  <response>: Also take into consideration insurance costs and maintenance costs. Here in Canada, it ant cheap keeping a VW in proper upkeep since any break costs a buttload in comparison to a Japanese or American car. Its actually a reason why my brother in law is staying away from European cars here as the maintenance cost is almost double that of the equally performing Japanese cars.The VW is definitely well over budget of what you can currently afford but if you are keen on a newer car, look for something slightly used like a Mazda 3, Subaru GTI or whatever older sportier hatchback.Personally, I regret buying my Mazda 3 brand new in 2008 but it drives much better than most cars I rent when abroad so no complaints. It wasnt the car payments that pissed me off but the added overhead I did not consider initially. 