<prompt> Human: People always say dont buy yet and the market will crash but I feel like every year homes just get more and more expensive. I live on the outskirts of the Bay Area in California. Im about 45 mins from San Francisco. Im trying to buy my first home but am terrified at buying at the peak. Is it wiser to wait for the crash. Will it even crash?  <response>: There has been one actual crash in the housing market in the 40 years Ive owned real estate.There have a been a couple other minor pullbacksUsually they are accompanied by a serious recession which means you may not be employed so cant buy 