<prompt> Human: Hey everyone, on mobile so sorry for formatting..I have a credit line of 6300 on my discover card, and have had anywhere between 1000-1300 bucks on it, while I have been making payments, I havent really made much lead way. I always make more than the minimum payment, but now I had to spend another 1000 on my card to help my family with some bills while my sister is sick with cancer. How will this affect my score? And also, how does that make me look to other lenders? My score is at 726, but Im beginning to become stressed out because I just want it to be paid off and Im having a hard time of doing that. Any advice would be great.Thanks!! Assistant: Making payments means your score will be fine. Youre under 30 utilization. Youll be fine. Human: Well, now that I had to help my parents out some, for my next statement it may be right at 30 or at 35, at this point will it be negatively affected?  <response>: Seriously, stop focusing on your credit score. You shouldnt be in the market for more credit when you cant even pay off your relatively small debt. 