<prompt> Human: Got 10k inheritance, passed go I guess, Landed on free parking?Anyways, we have only mortgage debt, a Roth IRA, mutual fund at dodge and cox and fidelity and I have a 401k. We dont have a ton of money in these but a good start and spread out. Credit cards have only ever been used for gas or an emergency and promptly paid off. Credit scores both over 815 or so.My wife wants to use it for a family vacation somewhere, I was thinking we could dump it into short term CDs so it wouldnt be tied up when we decide to go on vacation, and it would be working for us, something better than our chase checking account.Thanks for the ideas in advance! Assistant: Let your wife win. Itll get you points elsewhere.Human: Yea i want to, but she wants it to work for us as it will take us time to plan anything cool.  <response>: Just because you have 10k doesnt mean you need to use it all on a holiday either. You could 50 invest 50 holiday. You have 10,000 1 units, not 1 10,000 unit 