<prompt> Human: I have an eviction from 2010 and Im not sure what to do about it. I left before the deadline and didnt have to go to court, but it appears on my public record. I met my wife 3 years ago and weve been renting a room in a house her friends own. It has been very cheap, until recently they raised our rent to about a dollar short of what theyre paying for their mortgage from 450 to 750 mo., so were looking at our own options. I currently have two jobs, my wife has one full time, and weve been saving a lot of money, nearly 11,000 in the savings account. Ideally, wed like to have a house for ourselves, but a conversation with the bank kept us from feeling like it was in our reach. We hardly have any accounts in our name, aside from cell phones and car insurance, so there are too few lines of credit at the moment for the bank to lend us anything for a home.Wed really like to get out of her friends house, and would even take a 6-12 mo. lease in an apartment. That is where my eviction problem comes in. I was very young when it happened, and havent had enough money to pay it off originally 2,500 with the property company, now 1,200 with collection agency until recently. However, Im confused on how to actually go about paying it properly. And also once its paid, is it going to still be an obstacle to keep us from finding an apartment or getting a loan from the bank?Thank you in advance for any help and advice.  <response>: Once the debt is paidsettled, make damn sure you get a letter from the debt holder saying you have paid in full or settled in full. Debt collectors will sell debts to other debt collectors even paid-offsettled debts. This letter will show any other collectors and even the credit agencies that the debt has been cleared. 