<prompt> Human: TL;DR Mortgage broker ran a hard credit inquiry on me when my wife submitted an application for pre-approval. This has dinged my credit score. Do I have a case to seek to have it removed?So, my wife and I looking into buying a home. Our landlord, who is also a real estate agent, referred us to his mortgage broker.Our intention was to just speak with the broker and get some idea what the market is like, because we still have a lot of debt to pay off and are just beginning to save up for a down payment. In an email conversation with my wife and I, he pointed us to his web portal and online application.I had just started my new job and was pretty busy at work, so I wasnt actively paying attention to the email conversation. But, my wife filled out the application using both our personal info.Now, through my credit monitoring service, I see that the hard inquiry has lowered my credit score. I know in the long run, this isnt a huge deal. But we do have a lot of credit card debt to pay off I know, I know PF, and every point helps in trying to get approved for a no-fee balance transfer card to defer the costs of our higher interest accounts.So, my question is, should I even attempt to ask to have this hard inquiry removed? I didnt personally fill out the online application, but I was CCed on the email thread with the mortgage broker. Im trying not to let this bother me too much, but Ive made resolutions to be much better about finances in 2018 and I just want to keep my credit report as clean as possible. Thanks PF for the advice.  <response>: when my wife submitted an application for pre-approval.What would you suppose might be permission to do a credit check? 