<prompt> Human: Im 2 years removed from a brutal divorce. I own no home. My only asset is a 12 year old truck. I have 45000.00 in debt. I have 2 kids, one who is struggling to get into college, one who in in grade 12. The older lives on his own and the younger one lives with me full time so I pay no child support although I get no assistance from their mother.The good news - I have a stable job making 86kyr. I work a 2nd job that pays about 7kyr. I have 2 medical pensions from prior military service paying 12kyr.Im overwhelmed. At the end of the month I have 2500.00month but thats where it hovers. I worry that I wont be able put my kids through school and I worry that at this rate I will never own a home or have money for retirement. Working in healthcare I see what happens to some and I see myself at 65 with no job and no money.I need help with a plan and I have no idea where to start, any assistance would be appreciated  <response>: I come from a family that was not able to provide me with any financial help in school aside from paying for random things once in a while like books, gas, etc.. I went to a community college and ended up transferring to a University. I worked while in school and graduated with 8,000 in student loans... probably could have taken zero loans out, but I wasnt as strict as I should have been on my budget, and San Francisco isnt the cheapest place to live. Your kids will be fine, just support them in every other way you can. I love my parents so much for supporting me as much as they could. 