<prompt> Human: Hey everyone- This is my first time posting on this page, but Im looking for some advice on what I should do about my student loans and hoping you all can help.I currently have 23k in student loans that Im paying back at 300month, 4.04 interest. At this rate itll take me roughly 7 years to pay the loan off. I also have 50k in savings invested right now. My one year rate of return on that is 26. My plan was to use this money to buy a house eventually.Recently, I have been thinking of paying off my student loans with that money. My hesitation is this: does the 26 rate of return make more money for me than paying off the loan all at once?Sorry- Im sure I used wrong terminology, Im just pretty unfamiliar with this stuff. Thanks in advance for the help.  <response>: Something that can go up 26 in a year can also go down 20, so theres that to consider as well. 