<prompt> Human: How can I tell if they are a legit collection agency? I checked my credit karma account and all I have are my loans. Is there any other way to check?  <response>: This is a friendly reminder to visit our FAQ entry on Collections Also, please visit our FAQ!I am a botrAutoModeratorcommentsq11puwhat_is_automoderator, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?to2Fr2Fpersonalfinance if you have any questions or concerns. 