<prompt> Human: The title says it all.. Im a 24yo male looking to buy a house in next 6 years or so and start a family,etc... Im looking to purchase house somewhere in the price range of 500,000 more or less SoCalexpensive house.. I have around 10k saved up, but nothing else. I have a 401k with my company that matches 50. I make around 32k after taxes.. What can I do at this point to make sure I reach my goal of owning a home in next 6 years?  <response>: You either have to earn more money or move to an area where homes are cheaper. A home loan right now would cost you around 2400.00 a month which would be 28800 a year. This does not include other things like insurance and property taxes. Working just for a home would be foolish. You could not enjoy your life. If you are looking at as an investment where you think the home price will go up ask anyone that bought a home before the crash. It is not always a good investment. 