<prompt> Human: Due to a misunderstanding with my leasing company, I got into a car crash with no insurance. It was minor scratches, very minor. My firsts accident so naturally I lose my shit and started having a panic attack. No police was called.Under the idea that I had insurance I have it now I filed a claim, a month later my insurance company tells me Im left in the dust. The guy I hit wants me to pay him up front instead of through his insurance company. What can I do from here? Id honestly rather pay through his insurance company. Any advice is welcome.  <response>: Tell him to file with his insurance company, theyll ask you to pay them for the expense. 