<prompt> Human: Currently 20 years old. Thankfully, I already have a job lined up right out of college that allows me to get six figures by my 6th year there. My girlfriend wants to be a stay-at home mother in the future, at least for the first 5 years when we eventually have kids. Is 100k 75k after tax enough to live comfortably? We live in suburban Ohio, so the costs of living are NOT going to be like crazy metropolitan California. We both are very frugal with our spending and dont plan on buying an extraordinarily large home.  <response>: Yes, you can but I would spend the time you have two incomes before kids to save as much as you can. That way you can pull extra for emergencies, and with kids you will have emergencies you hadnt planned for 