<prompt> Human: I wanted to give a big thank you to all of you!Ive been a long time lurker and about 8 months ago I finally started an emergency fund. Im almost 21m I set it up to put 25 from my checking into my savings every Friday. I had close to 1,200 in there. Yesterday my car decided to stop doing its job. So I take it into the dealership and knowing it was gonna be a hefty bill. Thankfully I had my emergency fund and it was able to cover all the expenses!Thank you to all the contribute to this sub, you help a lot of people out.  <response>: Thats the reason behind all of personal finance. I remember one night, driving home from a dinner party in the pitch dark and pouring rain, I turned into a gas station and blew out a tire when I hit the curb. I remember thinking how annoyed I was that Id be home late, wouldnt get enough sleep, and I would have to call in late to work and waste time at a mechanics. But I also remember what I didnt think: that I didnt have the money and wouldnt have a car. That I was going to have to figure out how to eat that month. That I was going to have to cancel a vacation. I just dipped into my emergency fund and paid it off. 