<prompt> Human: Hi all pf folks. So my wife and I just recently closed on a house, about 17 down, 30 year fixed mortgage. During the closing our lawyer said that if me make just one extra principal and interest payment a year 1,770 we can pay off our loan in 20 years and 8 months and save roughly 120,000 in interest.So my question is...should I? For us its hopefully a starter home. It has a lot of what we want and need but our hope is that in 5-10 years we can do a bit better. So my question is is it worth adding principal to a loan rather than investing it if we were to move before the loan is paid off?  <response>: We paid our house off early and its nice knowing my family will always have a home, regardless of the economy. 