<prompt> Human: I am a pharmacist. I have 90k ish student loan debt. I own my car, bike to work, dont eat out frequently. I live in Colorado and am skiing beat up skiis. I dont feel like I am living extravagantly at all. I just dont understand why I dont have any money. My parents raised my 4 siblings and I on less money then I make on my own. It feels like I should be swimming in money but instead I have only 10k in the bank after 5 years of a six figure income and have made minimal progress on my student loans. What am I doing wrong?Assistant: I have a budget but it always seems like a moving target. Basically my take home each month after taxes, health insurance ect.is about 5,800 a month, I put 800 in saving, pay 1,300 rent and 1,200 student loans. The other 2,500 just seems to go every month though it seems hard to track down where it goes exactly. Ive set up budgets but it never seems to help me much for some reason.  <response>: Well that 2,500 is certainly going somewhere. Next month figure out where your 2,500 is exactly going. Make an account on Mint.com or something similar and track where your money is going and how you can cut back and whatnot. 