<prompt> Human: Moneys getting tight so Im going through my account to see where I can trim. I found a monthly payment direct debit for 9.99 To pc world. I rang up and queried it and it relates to a laptop I bought in 2008. I cancelled the agreement and asked if there was a way to get back some of the money bearing in mind this laptop died in about 2011. She said no, but I cant believe you can pay insurance for 9 years on an electrical product. Any chance someone knows if I can get even a portion of the money back?Thank you in advance  <response>: Youll not be getting that money back. Its on you to notify the insurer if the product no longer needs insuring, they would have no way of knowing, and you probably have no way of proving when the device died. Let this be a lesson about buying electronic device insurance in the first place. 