<prompt> Human: So i recently got my first job in the beginning of December. I decided to open a Roth IRA on vanguard. When filling out the info i came across the contribution section, which lists the years 2016, and 2017. Should i max out my 2017 year even tho the year 2017 just began.  <response>: You can only contribute for 2016 until April of this year. So max that out first, then max out for 2017 later if you can. 