<prompt> Human: Situation: I am in debt 8,000 between 2 personal loans 7.9 and 10 interest rate. I have 8,000 in my checking account and could pay this off right now, but it is all I have and would temporarily be broke until I slowly started building my savings back up. Should I pay off the debt and go broke, or should I just keep doing what Im doing and making the payments which cost me 290 a month?Do I pay off my debt and go broke, or should I just keep making the payments?  <response>: Youre already broke, youre just in denial. Keep a small emergency fund and pay off the rest. 