<prompt> Human: This a contiuntion of the rpersonalfinance experiment Instead of posting individual threads for triumphant stories of how youve reached a certain net worth, paid off a loan, or other sort of bragging, lets try consolidating them into one weekly thread!Make a top-level comment if you want to brag about something regarding your personal finances!  <response>: My wife had to start going to physical therapy for a couple months because of a car accident, raising our expenses by about 15 -- and instead of panicking and taking on debt to pay for it like we may have a year ago, we are simply reducing the amount we put into savings, as we now have that buffer between our income and expenses! 