<prompt> Human: I work at a non-profit and am meeting with our financial advisor tomorrow to set up a 403b for retirement, which I know almost nothing about. I make approximately 35,000 a year and live in a very expensive city, so know that I will not be able to save much but am wanting to start saving something, even if its minimal. Is there anything I should know before the meeting or questions I should bring for the meeting?  <response>: - List of the complete fund options. - If the advisor will comply with the fiduciary rule. - What fees apply to the 403b, there is usually at least a recordkeeping fee. Sometimes the employer picks this up, othertimes it is paid by the employees as a percentage based on their account balance. 