<prompt> Human: A lot of people suggested I hold off on coming out until I am financially independent. I am graduating from school in May and confirmed a job in late June, so I am nearing said financial independence. Additionally I am moving in May, and in preparation for not having an income in June, I am working a part time job that pays about 100week. Overall Timeline: Now: Part Time Job 100wk May: Graduate, Move June: No income July: Job Mar 16: Come out before thenNow, I am trying to figure out what I accounts I should get together in preparation.My parents have helped me financially thus far therefore I have no school-related debt. I have a debit card that they put money on and they gave me a credit card that I have given back to them but am not sure if they cancelled.My Plan and Questions: Bank Account: Open a separate bank account, put money I am saving right now into it. This will be the account where all job-related income goes in June and July. Credit Card: I am moving, and I know this entails a credit check. I am not sure if there will be problem if I ensure the credit cards are cancelled now versus after I move. Accounts in My Name?: I know they have some accounts in which they are saving money for me, but I am not sure if they are in my name. I wont be able to ask information regarding them until after July, and am not sure the impact in terms of taxes. Tax-Related Business: They have handled all taxes to date. Is there any form or information I should ask for besides the accounts mentioned in the prior bullet point? I am looking through the links in the side bar as well as seeking your advice to help understand more. Other: I am currently on their insurance plan, but my job will come with health benefits. I am assuming I can just sign up for my jobs health and dental plan without formally doing anything to not be on theirs. I will let them know I am doing this when I apply for the healthdental plan, in case. I sincerely appreciate any advice. Im also looking to pick up some books and such to prepare myself for learning how to save and manage finances, so any advice on where to start learning a foundation are helpful as well. Also, note - I love my parents and think they are good people. They come from a very different world, and LGBT just is not something they are okay with. I want to be in a place where they cannot hold money over my head, so when I come out to them its just me coming out with no financial strings attached.  <response>: I work for a bank. If they have a minor account or a UTMA account set up for you and were saving money in it, then as soon as you reach 18 if you havent already you can go into the bank, tell a banker that your parents had some money in an account for you. Show ID and they should be able to get the funds for you in the form of a cashiers check or cash, since legally those funds are yours.As far as health insurance goes, your employer may have limitations on when you can enroll or when coverage may go into effect. Ask if they have an open enrollment period. Also ask when coverage would begin. 