<prompt> Human: Ive read a good deal on Dave Ramsey and have a pretty good understanding of where he stands. Hes very anti-debt, going so far as to tell people to stop matching 401k contributions until they have debts paid off. Hes also quite blatantly religious, suggesting people tithe 10. He also is very anti credit card. Not to mention, he advocates the snowball method of debt repayment.How does Suze Orman compare to his financial philosophy?  <response>: Oddly, I think that choosing a financial guru is a lot like finding a therapist or a church: if they arent the right fit for you, their brand of salvation isnt going to change your life.Lets face it, the essentials of personal finance could fit on a 3x5 notecard with room left over for your favorite recipe. What most people are seeking when they look to these self-proclaimed experts is motivation--not just to start leading a better financial life, but to keep at it when it gets tough, and to have hope it can get better. So the question is not, Whose advice is best? but Whose style gets me off my ass and energized to change my financial life? Which is less about rules and logic and more about what motivates you personally. 