<prompt> Human: I recently got a discover student card with a 1000 limit. Already in the first week I racked up 96 dollars. I paid off the statement balance before the due date. Now I have made purchases for basic necessities, gas, and books which is a around 470I always make sure I have enough in my checking account to pay money off. I was told by someone that as long as I paid off my balance before the due date it was fine. Am I truly fine? I usually spend around 350 a month but since it is almost time for school I have been spending an exorbitant amount. Will this hurt my credit?  <response>: Youre fine. Pay off the statement and it wont matter. Utilization wont be remembered next month. 