<prompt> Human: My brother is repeatedly taking out quick cash type loans using his own mothers social security number. My other siblings and I wanted to contact police after it happened last month, but Mom begged us not to. She only found out about the loan when she started getting harassing phone calls about it. He scrounged together the money to pay if off in person, with Mom present with the understanding that this can never happen again.Mom calls me today to say he has done it again. She discovered a new loan for 1,800 or so on her credit report.I know she needs to report the identity theft online, but can anyone offer some insight as to what will happen if she reports this to the police? Since we know who is doing it, does it change the process?Is there anything she can do to stop him from using her social? I have read the PF Wiki about freezing your credit, but unfortunately she is trying to move to a senior apartment complex and is worried they wont be able to pull her credit to approve her application.Edit: will be adding more details in the next couple of hours! By 9pm central Last I saw this only had 6 comments...thank you all!Edit 2: Before I add some more details for the curious, I wanted to confirm that Mom did contact the police department and they came to her apartment to take a statement. We will be helping her through the process of freezing her credit. Thank you all so much for your advice!My mom is 76. She has been divorced for decades and lives solely on her social security payments. She has no debt, other than the loan issues from my brother.The son in question, her oldest, is 54 and has a long record of being an awful person. He was employed at a Check N Go type place in 2010 and was arrested and charged with forgery and two counts of fraud for I believe taking out loans in customers names who did not request it. All of those charges were listed as felonies, it seems, and I have no idea how he is not currently in prison, nor ever went for more than a few days. I just pulled his criminal record and it does appear he was found guilty of all charges. Excuse my ignorance on how all of that works.I do not believe there are any drug addiction issues, but with him being so estranged from the family it is hard to say. I know he seems to spend money extremely frivolously - constant new cars, a new Harley last year. He also posted a gofundme to FB a few months ago to help pay for legal troubles that seem to be related to an ex-roommate and her young daughter. It is possible he is having more than his usual money problems in relation to that mess.I believe another issue with my Mom hesitating to press charges initially, is that my brother is in fairly poor health. Im sure she fears he would not survive long in prison. Again - she did contact police this evening and they took a statement and got his information. Well see where things go from here.  <response>: 3 options:1 Call the police, report him. He will be put in prison and will lose the opportunity to do this and dont fool yourself, he deserves it.2 Freeze her credit, keep those pins hidden, Pay the debts he has incurred. Hell likely use one of your SSNs next if he has them, so freeze yours too.3 Do nothing, expect it to get worse. 