<prompt> Human: Just started my first job out of college making 60k in NYC as an accountant at a Big4 firm. Still living at home and my current payment plan is 700 a month.Anyone with similar debt learn to manage this?Let me make it clear that I had an incredible college experience and never regret paying its tuition.  <response>: Accountant here at a fortune 100 firm with comparable debt and a masters degree. First off, dont stress too much or feel guilty about your debt; it was an investment in your future you cant retract, and whether or not it was justifiable is now within your power to determine.Your question seems like a strange one coming from an accountant. You should adhere to a budget that maximizes reduction of debt. The plan is the easy part, sticking to it when all your friends are going out, but you already spent your allocation is the tough part. The main thing I would advise is to get your CPA ASAP if you dont have it already. Focus on your career and advancement, because a Big4 pedigree is a mint in the long term, especially if you dont plan on staying. Where I work, it is practically a guarantee for middle management positions making upwards of 100k, and a requirement to progress beyond that. While your social life may suffer, dont skimp on work-related social events, even if this means just servicing the interest on your debt. Networking is an investment in your career that you are perfectly positioned to leverage. 