<prompt> Human: I am a 25 year old lady who graduated undergrad in 2011 and currently is in medical school expecting to graduate in 2016. Ive been skirting around my debt for a while and the longer I try to ignore it the more I start to worry. Were in the hospital for 12 hours a day so I dont have an income presently. After medical school I will be making 40-50K a year for 3 or 4 years depending on my residency before hopefully landing a job as an attending after that. Right now I am wondering what I should be doing now to ease the pain later or do I just have to wait until I am making money? I have about 10k in savings currently. All the loans are deferred until I graduate.This is my current situation. I expect to be about 250,000 in the hole by the end.Direct Unsub Stafford Loan 23,584.00 5.41Direct Unsub Stafford Loan 44,944.00 5.41 Direct Student Plus Loan 42,381.59 7.9 Direct Unsub Stafford Loan 42,603.43 6.8 Direct Sub Stafford Loan 5,157.20 4.5 Direct Sub Stafford Loan 5,149.89 5.6 Direct Sub Stafford Loan 4,211.36 6 Direct Sub Stafford Loan 3,272.14 6.8 Current Principal Balance:171,303.61Unpaid Interest: 14,267.26Total Current Balance:185,570.87  <response>: Keep your spending under control but otherwise dont worry about it too much. Once your out of residency you will be able to pay this off in 3 years or less depending on your specialty. I finished residency in 2009 and Im in primary care and didnt have any issues with paying loans. Just dont go crazy with buying stuff until your out of debt and you should be fine. And even you dont live frugally, you can pay the interest on this loan without any significant impact on your lifestyle. 