<prompt> Human: I havent had many problems with Bank of America, but I feel like Im one of the lucky few. Im thinking about moving to a credit union, but I do travel quite a bit. Would it make sense to keep the bulk of my money in a credit union, and just keep travelling money in my BoA account? Would there be any advantagesdisadvantages other than maintaining two accounts?  <response>: Theres no problem doing that. 