<prompt> Human: I have a standard-interest government loan and I am wondering if there is any value in accelerating the payment of the loan as opposed to paying at the standard timeframe. I graduate in 2016, so I havent started paying anything back yet. In my future profession, I will be making at least 50,000 base salary.Edit: Ok, maybe 40,000, but Id better be getting great benefits.  <response>: It really depends what the interest rate is, and theres some laws pending that will change this dramatically. Presuming youre in the US. If its like mine and at 6.8, yes its very good to pay it off early. Im paying on a 10 year repayment schedule instead of the extended 30 year one, and kick in extra when I can. On the other hand, if its like 2.5 like some peoples loans? Eh, itll cost you more if you pay on schedule, but then Id focus on saving moneyfunding retirement before kicking in extra to pay down the loan. 