<prompt> Human: Im single 28m and I was self-employed for a couple years which has led me to a lot of debt. I just recently got a good paying job and I would like to get my debt under control and actually have a savingsretirement plan like a normal person. My salary is going to be 74,000year which will be about about 4,300 a month in take home pay. I have rebuilt my credit a little bit and right now it is about 670. Here is my monthly obligationsdebt breakdown:1. Total Student Loans- 24k with varying interest rates from Mohela, paying 270month. Breakdown:1. 1. Loan 1: 4k at 6.5, paying 48.041. Loan 2: 2.2k at 6.5, paying 29.011. Loan 3: 1.8k at 2.1, paying 24.921. Loan 4: 4.8k 5.3, paying 57.081. Loan 5: 5.4k at 2.1, paying 56.461. Loan 6: 5.9k at 2.1, paying 61.111. 1. Debt to IRS, 15k, paying 210month, unsure on interest rate1. 1. Car loan- 14k left on it, paying 400 a month at 2.9 interest have about 2.5 years left1. 1. Apartment - 910 a month including all utlities1. 1. Personal loan from friend - 4k left to pay, paying at 500month, no interest1. 1. Personal loan from parents - 5k, havent payed anything yet, no interest. Parents have hinted that they would like me to pay it back by summer.1. 1. Car insurance about 60monthI have about 3,000 in the bank right now. So thats a total of about 2,350 a month without foodentertainment cost. My new company offers a 6 401k matching option and Im wondering how much I should take advantage of that? Also should I pay some loans off more aggressively? Any suggestions would be greatly appreciated! Thanks!  <response>: I agree with most said here except I would pay the friend and parents off first for two reasons. First if you get in a jam later down the road they maybe able to help you out in an emergency with out too much problem. Second when its all said and done these are people you will be around for the rest of your life dont ruin the relationship 