<prompt> Human: I just received a gift of 10K from a grandparent. Im almost 30, have no debt, solid credit and a decent paying job. I have a 6 mo emergency fund and am maxing my Roth IRA and putting in up to the match on my 401K. But I may do a few things in the near future. Marriage, a move and possibly buying a house seem to be right around the corner. Whats the best thing I can do with this money to make a decent return, but also be liquid enough to take out in about 2 years? Also, Im living in expensive CA, but if I get married, move and buy a house it will be back in the midwest.  <response>: Put in 85 every month. At the end of two years, youll have a shade over 12K. 