<prompt> Human: In total, I have about 25,000 in credit card debt across 3 credit cards. 2 of the cards I have had for over 3 years each and they are at about 22 interest. The other card I got a couple months ago as a balance transfer card that has no interest until April 2019, it has 10,000 on it. I have about 7,000 total in liquid cash for emergencies and about 30,000 in my 401k. I owe 6,000 on my car that is at 1.9 interest and have two years left on that note. I own a house and the mortgage 30 year is 1,000 a month and have very little equity in it because I only bought it a few years ago.I make 77,500 salary with about 10,000 a year over 3 bonuses, creating a total of about 87,500 a year. I contribute 10 to my 401k and 2 to an HSA. With all of that said, what would be the bestfastest course of action to take to get out of debt? Without totally sacrificing my social life and my credit scoreOn a side note, I am able to take a 401k loan for up to 16,000 at 6.  <response>: Dont borrow from your 401k. You make plenty of money to take care of this. Tone down your social life and pay the maximum you can on one of the debts until it is paid off while paying the minimum on the other 2. When thats paid off, pay off the next one. Its called a debt snowball, look it up if I didnt explain it well. You should be able to get out of debt in one years time or less. 