<prompt> Human: Okay so bit of back story. My mom is in horrible financial shape from medical bills. There was a court order to empty her bank account so she is scared to put any money in the bank in case it just gets taken again. She wants me to open a separate savings account at my bank and let her put her checks in it and get a debit card for her to use for it. I am not concerned about her taking any of my money or any of that my big concern is can i get in any trouble for this with the irs or anything? Is there anything illegal about doing that  <response>: Bankruptcy is the best choice. Homes are generally protected in Bankruptcy, and it can stave off the creditors 