<prompt> Human: Hey Guys,Im gonna keep this short and simple. My current employer has recently purchased a rental unit and has offered me one of the units to rent for 0.00. I currently pay 900 a month plus utilities so i am not going to pass up the deal. With this extra 900 a month i am saving from not paying rent should i pay off debt as fast as possible? or split it up into paying it off and saving? Quick Finance over view.0 in savings7,758 Discover Credit Card 150 a month7,729 Chase Southwest Credit Card 178 a month70,000 in Student Loans total payments 300 a monthMaking 30,000 a yearAny Help is greatly appreciated!  <response>: You should absolutely pay off as much as you can quickly. Assuming the interest rates are about the same, pay off the lowest balance cards first. If one has a substantially higher interest rate, attempt to get that one off your list as soon as possible. Creative financing might be advised. For instance, if one of the cards is 26 interest, try to find a way to pay it off with a lower interest rate loan or card. Better yet, try to consolidate all or most of your loans into a lower interest rate loan. Be certain there is no penalty for paying it down quickly before signing. Any savings account you could build would be good, but the interest rates of all those loans will continue to hang over you. Until you have gotten out of debt, I suggest keeping only a small savings to cover emergencies -- maybe around 1000. And dont touch it unless you have a burst water heater or broken tie rod. And do your best to not put any more purchases on any cards! No, you really do not need that new iPad or Seven Iron. Good luck! 