<prompt> Human: New members, please read through the New User OrientationInstead of posting individual threads for positive success stories of how youve funded your emergency fund, made progress on your debt, saved for a future goal, reached a certain net worth, or anything else you would like to share, lets consolidate everyones stories into one weekly thread!Make a top-level comment if you want to share something positive regarding your personal finances!For past Triumphant Thursday threads, please search the Weekly Archive  <response>: I just sent in my final credit card payment!! I have been making a payment every week for the past 30 weeks. Ive never done anything consistently in my life.This time last year, I was paying 46 per month in CC interest - now I have two cashback cards and am taking money from the bank! Thank you guys for sharing your experiences, somewhere along reading here it just clicked, and my budgets finally stuck.Now im trying to help my friends do the same and explain that I dont make any more money than I did before but I turned my situation around completely.Next up - 37k student loans I plan to pay off in 3 years. 