<prompt> Human: I posted this in rinvesting so will keep the same format. Age: 33 years old Income: Yes, 3k per month after taxes Goal: Reduce debt, increase worth Risk: Medium-ish Current holdings: 50 shares BerkHaB, 9 shares Disney Assets: Trust- 24,000Usd to be received within a month Time: No rushDebts: Student Loans and Mortgage-Loan 1: 1,900Usd, 3.87 Discover-Loan 2: 11,500Usd, 0.60 Swedish-Loan 3: 1,560Usd, 6.8 DirectLoan, Unsub, fixed-Loan 4: 2,796Usd, 4.75 Directloan, Sub, consolidated, fixed-Loan 5: 17,033Usd, 4.75 Directloan, Unsub, consolidated, fixed-Mortgage: 107,264Usd, 1.69-Home loan 1: 12,223Usd, 1.92-Home loan 2: 5,356Usd, 3.97The most salient points regarding my request for advice: In a month or so I will receive approx. 24,000Usd from a terminated trust. I would like to apply this as wisely as possible. I am an AmericanSwedish citizen living in Sweden and thus do not need to save in earnest for retirement, children, etc. My fiance and I currently put away about 400Usd per month into general savings. I have no issues with my current monthly payments towards reducing my debt. As I am currently quite comfortable with my economy I have no issue with investing in a longer term solution should it yield larger returns.So my question is, what is your advice regarding the application of this 24,000Usd? My extremely basic considerations was:-Take a small portion, say 2k, to do some nice things for myself and my fiance. We dont ever spend much on anything and live by a budget so each of us buying one nice thing we would not otherwise afford would mean a lot.-Pay off some of the higher interest loans with smaller balances. Loans 1, 3, and 4 perhaps?-Take the remainder and invest in something.-OR, should I just pay off as much of the high interest loans as possible because investing in anything will not be as financially beneficial as removing these debts? Loans 1, 3, 4, and 5 could be covered by 24k. I am extremely grateful for any advice you can give.  <response>: Pay off 3, 4, 5 and use the rest for something nice. 