<prompt> Human: Hi,Ive seen a great deal of posts on this sub are US based but I was wondering if anybody could give me some guidance anyway! I currently am 23 years old with 50,000 in savings which is currently in NSI premium bonds this is now maxed out, I pay the maximum contribution to my pension and my company matches that contribution. I currently earn 58,000 a year before tax and my outgoings are very low as I dont have any house payments or car payments. I have no idea really how to invest and dont have any family members who invest so I dont really know who to turn to to make my money go further. If anybody could give me any pointers it would be greatly appreciated!  <response>: Money saving expert has some good advice.Dont put more than 85k in any one bank as it wont be protected.Consider index funds rather than managed funds.What job do you that gives your such a high income at a young age? 