<prompt> Human: What is the feasibility to investing in stocks that pay out dividends rather than putting all excess money into regular retirement vehicles?  <response>: Your question compares a type of investment to an investment vehicle which are different things. You can choose any investment you want within your retirement account, be it dividend stocks, mutual funds, bonds, etc.If you were to buy dividend stocks in your taxable account rather than contributing to a retirement account you would lose the preferential tax treatment without getting much benefit in return. 