<prompt> Human: So, Ive checked healthcare.gov and the other get covered sites, and the absolute cheapest healthcare plans Ive found are between 175-200month.The coverage they offer is absolute shit; 6,000 deductibles and no other benefits offered before you rack up 6,000 in costs. So, if 200month 2,400year, and Id need to spend 6,000 before they even started paying out, it would mean I would need to spend a grand total minimum of 8,400year on healthcare in order for this plan to be worth it. My other option is to just take the tax hit next tax season, which amounts to 550ish. 550 8,400 My average healthcare costs so far for the last 30 years are exactly 0. I have NEVER gone to a doctor, or needed to. I literally have zero medical history, save whatever my parents incurred when I was born.Is there another option Im missing here? Id be ok with paying 100-150month for oh shit I broke a leg and need 20,000 worth of surgery coverage, but I cant seem to find what most people refer to as catastrophic-only coverage. I make enough that I dont qualify for any assistance, even after accounting for AGI. I pay my bills and have some financial leeway, but an additional 200month for what seems to amount to nothing seems like an unnecessary expense, in my mind. Note: x-post from raskreddit to rpersonalfinance as I figured it might also be of some assistance to others in a similar position, and the 2015 coverage deadline is fast approaching. Thanks in advance, Reddit. Also: Gold to the person with the best answer before end-of-business-day, CSTUpdate: Some of you think Im trolling here. Let me be clear: this was a legitimate question about finding inexpensive health insurance, or other options. Its not an anti-ACA dig, its not about my personal health choices, and its not even technically about how I spend my money. Those of you who correctly read the question got upvoted, and nice replies. To those who got a sarcastic response, its because you didnt adequately reply to what was really being asked.Update2TL;DR: Gold awarded to usystemjolt for this post and follow-up responses: Its the best response, and answers just about any questions anyone else in the same position might be having.  <response>: For god sakes man go to the doctor and get a checkup. After that, head straight to the dentist and get your teeth cleaned. If you take away anything from this thread then I hope its this. 