<prompt> Human: Hey all, Ill keep this short.I live in New York, and I just turned 26, so Im off my parents health insurance. I looked online at Obamacare and it looks like unless you make within a certain percentage of the poverty level its pretty expensive. I only make about 25,000 a year, but they still want me to pay about 300 dollars a month.I cant spend over 10 of my income on health care that hopefully I most likely wont even be needing every month.What can I do? If i dont sign up, Im worried about getting fined, but having to pay an additional 300 a month is basically an unfathomable burden right now on top of everything else for me, some months I barely make 1000, and then I make up for it the next month.I cannot be the only person with this problem, and I refuse to believe all the young people in NY are dropping this much money on health insurance. What should I do?  <response>: Just did a quick search and it seems that there is an exemption if the cheapest plan costs more than 8 of your income. I would verify with a CPA though. 