<prompt> Human: Single and I keep hearing how expensive having kids are. Could someone help breakdown the biggest expenses of having a kid? For example, how much per year can we expect the first 5 years? Next 5 years? Is most of it from daycare, or do everyday expenses really add up quickly?  <response>: Look at your bank account, subtract your bank account. Throw in added stress and lack of sleep. That is what kids cost. 