<prompt> Human: After reading plenty on this forum about the benefits of investing with Vanguard and wanted to get some further inputclarity. I have some money saved and want to open a Roth IRA, but Im not positive which of their funds is best for me. I plan to call them but before I get their sales pitch about which is best, I wanted to ask all of you for some hopefully impartial advice.Background on me: 28 years oldStill paying down about 14k in student loan debt at 5 Separate question, should I maybe think about taking the cash saved for the Roth IRA and throw it at my debt?2500 monthly incomeI see that some have a 1,000 minimum, others with a 3,000 minimum. Right now I have about 1,500 to start out with and I very much would like a set it and forget it type of set up that I can contribute to every month. Any insight would be much appreciated. You are all awesome.  <response>: Have you taken a look at the FAQ and the sidebar links, particularly I Have X ... What Do I Do With It?! and the Long-Term Investing Start-Up Kit You may find Your 401k and You: Basic Information and Your IRA and You: Basic Information worth a read as well. 