<prompt> Human: My friend is living off-campus next fall because it was cheaper than living on campus. However, come to find out that both of her parents dont have good enough credit to be able to cosign for her. All the rest of her relatives either dont have credit cards, or dont have enough credit as well. Is there a way for her to still sign on to the apartment without cosigning or an institution that can cosign to help her out? The rent is about 550. Grasping at straws here, but please help us out!  <response>: She could offer to pay up front for the lease, offer 6 months, or a year of payments up front. If they dont bite she is out of luck, shell either have to find another place to live, live on campus, sublet or find a roommate with decent credit. 