<prompt> Human: I am 25 years old and just got a raise in which I should make about 85,000. Below is my current financial situation outside of my salary.16,000 in emergency fund.22,000 in 401kprofit sharing. I contribute 10 and my company contributes 12-18 based on company performance. This year it is project to be 1433,000 in debt student loans car loanAbout 3,000 a month in total expenses between rent, food, car payment, student loan payment, car insurance, cable, utilities, etc.So after my expenses and retirement contributions I have about 1,700 a month left over to do whatever I want with.So, what should I do with it? Invest it, put it in a savings account to save for a house, put it all towards my student and car loans, contribute more to my 401k? Any help is greatly appreciated.  <response>: what is your job if you dont mind me asking? 