<prompt> Human: Out of curiosity I was looking at homes on Zillow. I found several homes around 100,000 - 130,000 that I liked. Zillow estimated payments are around 730 - 800 a month for a 30yr fixed mortgage, taxes, and insurance. Ive been renting for the past year for 915mo. My rent is up next year. I have about 750 in student loan payments each month, about 3,000 in savings, no credit card debt or car payment. I make 52,000 a year. Should I consider looking into buying a house instead of renting again?I am considering this because I would be saving around 200 month by owning a home instead of renting. I could put that 200 towards paying off my student loans each month. Plus I am starting to outgrow my apartment.  <response>: Unless you have 20 to put down, I would definitely not recommend it. 