<prompt> Human: Hey guys!So Im a 25 year old microbiologist in Cincinnati. Im getting married in July, and I just started full time at the lab Ive been part-timing at for a while, now. They approached me with my benefits package to sign and I saw the per pay period deductions for employees as spouses to be 225.71, or for the buy-up plan, 269.64. To me, this sounds outrageous! I get paid every other week, so this will come out to be 450-540 a month! Im not familiar with health care or full-time employment benefits, but I have to learn fast. Theres no way I can afford this. Do you guys have any suggestions? Any other information you need?Thanks !  <response>: Can your spouse get insurance on their own? I know its a lot cheaper for my husband and I to be on separate plans through our respective employers than to share a plan. 