<prompt> Human: So mem and my friend m are looking at getting a house we figure between the both of us we can get a nice house.the question im wondering what is the best option for me Safe wise in the long run.little information about us.im 20 I have a VERY secure job only reason they would fire you is if you steal money I make around 40k a year. have 700s Credit ratingmy friend is a fulltime employee at walmart making around 25k a year not sure what his credit is..he has the downpayment from the death of a family member.. around 25the only real question I have is if we do this should I let him put the mortgage under his name and let me cosign or should i try to talk him into letting me be primary?  <response>: You should not do this at all. There are too many things that can go wrong.Buy a house on your own and rent out a room if you want. 