<prompt> Human: Hi. Im having terrible buyers remorse and think I may have made a terrible mistake. On Monday, my new fiancee and I went through a Hilton Grand Vacations presentation because we were staying at one of their resorts for the holiday. I got caught up in the hype and I got sold on the idea because we were being given enough initial points bonus points for signing that day to have an awesome honeymoon. The more I think about it, the less Im loving the commitment I just made. We were given 6800 points to sign that day and a very small HGVC package 3400 points every other year for about 13k. We will pay almost 1000 every other year in maintenance fees, which will go up in time and about 150 on off years. I think if we keep the membership for life, itll work itself out which is what i was thinking. But we have a big year coming up. Moving because of my job, wanting to buy a house the area pricing is about 150k for a 3bd SFH in a good neighborhood, and paying for a very modest wedding. I have savings that will cover the wedding 10k and can also cover the HGVC 13k. I have a very stable job, that I have a lot of potential to move up in. Im currently making about 49k a year, and next Sept I will be getting a promotion, which will bring me up to 60k. Well, before I started looking at the HGVC resale market, I figured that if we decide we dont like it down the road we could sell our membership. But the resale value looks pretty terrible.I signed this agreement on Monday. Can I legally back out of it now? Other thoughts on the whole mess? EDIT: After posting this, I took the afternoon off to deal with this very boneheaded decision I made. Going over the contract, I found that I have 10 calendar days to cancel the contract without penalty for any reason. Im headed to the post office now to send the cancellation letter through certified mail.EDIT2: I just received the refund for my downpayment electronically deposited into my bank account. The rescission process was pretty simple. I did receive a call from the sales person trying to convince me to not pull out. He even asked that if he was able to get HGVC to guarantee Id get my full price if I decided to resell the package in 5 years. Ha.  <response>: Can I legally back out of it now?Youll have to check the terms and conditions of the contract you signed. 