<prompt> Human: Hi all, I helped my mother set up a 401k through her job but unfortunately, she is no longer interested despite my insistence to continue contributing and let it grow for her retirement. At this point, she is very adamant on withdrawing it entirely. From what I understand, she cant do a full withdrawal or close her account until her employment ends. She is able to do a hardship withdrawal subject to a lot of fees taxes, I know but she needs a reason - she doesnt have one. She just wants her money. It is odd to me that she cannot recover her money but is there anything she can do at this point?Trust me, Ive tried over and over again to persuade her not to withdraw this money but she is not having it. Thanks for the help, guys. This may be the first time somebody posts a question on here asking for poor financial advise.  <response>: It is odd to me that she cannot recover her money but is there anything she can do at this point?Companies arent even obligated to allow hardship withdrawals with a reason, much less take it out for no reason.When she leaves that job she can withdraw. Until then, the safeguards on her retirement account are stopping her from this foolish decision. 