<prompt> Human: My doctor keep sending me a bill after every visit, because my insurer keeps forgetting that I only need to pay the copay. Theyve done it the last 5 times I visted, every time I call the insurer and spend an hour sorting it out, and Im always right because I know my policy. Im tired of spending a freaking hour on the phone everytime I go to the doctor. What if I just dont pay, wait for them to try to get in touch with me, then tell them?  <response>: i had collections calling me for an maternity appointment for my wife we owed for although she was covered by insurance.. I have, as you, spent many hours on the phone and in person sorting out others clerical mistakes.. I kept telling them they were mistaken and to call the hospital and figure it out bc i dont have time... once i told that to the 4th or 5th person, they stopped calling.. I told them, you have time to call me and chat, you have time to call the hospital.. Not my mistake, not dealing with it.. TBH Im kinda surprised it worked.. 