<prompt> Human: Coming up August of next year I will lose health insurance from my parents. I can only sign up for health insurance from my work from October to November. I can sign up now and waste money up to August having double health insurance or have no health insurance for a couple months. Health insurance from my work is 54 a month. Suggestions on how to not waste money?  <response>: When you lose coverage because of age, that is a qualifying life event which will allow you to sign up on your birthday. You should have 30 days of coverage from your birthday too. Also, 54 a month is fantastic assuming you are getting decent coverage. My plan is much more expensive and my employer is already paying a chunk. 