<prompt> Human: Hello, my wife bought a home this year to help out my stepson who is a bit challenged financially unfortunately. He had twins this year and my wife was paying his rent for him and to help recuperate her losses she bought a home and had her name and his name on the title. She did this to exonerate me from being responsible for the home. This complicates things as we have always filed married filing jointly. However with my name not being on the title of the new house then I am not entitled to the deductions that come from the insurance and taxes on the home that are being paid as well as the deductions that occur from the purchase of the home. I have a question on how to file our taxes this year? Do we need to file seperately from now on or is she able to claim the benefits from the purchase of the home if we file jointly still? We are unsure how we need to approach this come tax time in January. Any and all help is very much appreciated. Edit to title I am not an owner onThank you all.  <response>: If you guys paid on the mortgage and paid property taxes the IRS doesnt care whos name is on what just that you are married and you guys paid it. 