<prompt> Human: Hey everyone! So Ive come to the point in my life to buy my own car. Im wanting to get a 05-14 truck that has no more then 90,000 miles on it. I have been looking around online and it looks like Im going to have to take an auto loan out to help pay for this truck. Im calculating on having at least 2500 of my own money to put down as a down payment and according to a dealer in town and Keller blue book I should get at least 800 for my banged up 98 Dodge Durango. I make about around 700 plus each month starting in January which is around when Im wanting to get the truck. The only expenses that I have is 217 for rent everything else is taken care of so far. I will also have to get auto insurance and as a 21 year old male I know its going to be quite a bit. So my question is do i have enough funds to be able to get a truck?  <response>: Youre not going to get approved for a car loan if your monthly income is only 700. 