<prompt> Human: So Im 20 years old and currently struggling to find a job which means I really dont have all that much money. I dont want to spend all my free time doing nothing, so I decided to try and learn to invest.ExceptI have no idea where to start. The only thing about investing that I know is from what Ive seen on The Wolf of Wall Street a couple years ago. Of course I know its nothing like that but I would really love to hear some of your opinions on what I should do and where to start  <response>: Investing requires money you dont need on the short term. Short term here means in 5-10 years from now. Youre 20yo without a steady income and without a lot of money so you should not be concerned about investing.You should be concerned about finding a steady form of income job. If you have free time, try getting additional education. A good education has the best return on investment there is, far greater than investing in the stock market. Make sure you save money and after a while youll have some capital you can invest.When you invest, the key word is diversification. A share from one company always has a significant risk of losing value. It doesnt matter you read the financial times every morning, that you have a gut feeling or that your uncles friends plumber has some good advice. The fact is that you as an individual investor are at an enormous disadvantage compared to corporate investors who invest billions into receiving information. Dont go chasing enormous profits, diversify and think about the long term. 