<prompt> Human: I love this subreddit and have learned a lot from it. Heres my situation: My husband and I want to relocate out of state in the next couple of years. We are trying to get our finances in order before doing so. My husband feels like we are trapped in our current situation and moving is a pipe dream considering our pay. He feels trapped by our debt really just my student loans.My take home pay per month NC teacher 1,931 the only major thing deducted from my pay is 200 for our sons health insuranceHusbands take home pay per month does electrical work 2,332Total: 4,263We transfer 300 to a savings account every month in an attempt to feel responsible. Current debt situation:Student loans all mine 31,459Care Credit husbands teeth were a hot mess 1,530Car 20,411Fixed monthly bills:Rent 600Utilities water, electric, internet, usually around 300Car payment 400Cell phones 100Student loan payment 250Pet stuff 100Car insurance 60plus the 300 put in savingsWhy do we feel broke all the time? Does anything jump out as being dumb about this budget? We almost always make it to the end of the month with less than 100 in the bank.  <response>: This is a friendly reminder to visit our FAQ entry on BudgetingWe also have a section for SpreadsheetsYou might also benefit from this common topic: I have X, what should I do with it?This is a nice graphic to help provide visual context.Also, please visit our FAQ!I am a botrAutoModeratorcommentsq11puwhat_is_automoderator, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?to2Fr2Fpersonalfinance if you have any questions or concerns. 