<prompt> Human: Right now I owe 135,000 in student loans after getting my MA. They vary in interest rates, the highest being 7.25 after refinancing from a Sallie Mae loan at 9.75. Im using the avalanche method of paying down my debts, and have just about at 10,000 in my emergency fund. Im self-employed, so I no longer have a 401k but did open up an IRA recently with plans to max this out each year. Once Im at the 10,000 mark in savings, Im going to roll all my extras after bills into my loans Im lucky enough to live in a situation where I dont have to pay rent, only yearly taxes on a property. Im also currently saving with my partner for a wedding planned next summer. His family has been very generous and is helping us out with this, so our costs will be somewhat limited.My question is this, my great uncle left my a large collection of coins currently worth around 20,000 USD. Is it worth it for me to sell some of this to use toward my loans?  <response>: One way to look at it is: assuming you had neither of these, if someone offered you 20,000 or this coin collection, which would you rather have? If youd take the money, then it makes more sense to sell the coins. You have some latitude about when and how to do that, of course. 