<prompt> Human: Hi, so Im a undergraduate student whos doing a cyber security management degree. Im in my first year and I do live at home however still receive a maintenance loan of around 2.4k every semester. This is U.K. around some time after Christmas when I received my second loan, my mother asked me if she could borrow money - specifically 2000. My parents have never been good at money handling imo, and my brother told me this a little too late. She works and has her own online shop - so she wanted the money to purchase more item for her online shop while also pay back her debt to the company she buys from. Im just curious if anyone has any like advice on whats the best way to approach family about getting the money back? Should I ask for monthly payments back? I do also have a part time job but I only work weekends and the hours are quite low currently. I use the money mainly for fuel to uni, and was planning on possibly paying for some Cyber Security certificates and exams to add as extra for my CV. As well as being a part of a cyber security society - theres a lot of traveling to different places for Capture The Flag events where the money is very useful. I was also debating on saving some of that loan to be able to do my masters possibly in another town. Every time I bring the money up, my mum starts to talk about how shell pay me back - or how her and my dad will help me with paying the money back. If youre not in the U.K, we only start to pay back our loan when we start earning 21k annually. And if we dont pay it all off in 30 years it gets written off. initially it was planned that shed pay me back when they receive an insurance claim from a car accident that happened a while back - but theres been unfortunate delays with that. Should I just forget about that money, stop bringing it up? Or whats the best planadvice to go around this.  <response>: Im pretty sure in the US its actually fraud to spend student loan money on anything other than schooling costs, not sure about UK. I dont know strongly this gets enforced but it makes a handy excuse to get out of any future requests. 