<prompt> Human: Hi there, Im 24 and work a good job and make 61,200 a year. A month ago I closed on my first house! YAY! With the help of people from here I found out what worked with my salary and bought a condo for 165,000. My mortgage is 1050 and an HOA of about 220. I used to live with a roommate so Im no longer splitting utilities which is new. Also I have about 20,000 left in student debt with a monthly of 330. I have about 300 in Checking right now and 6,000 in savings. Two credit cards that I pay off every month and spend about 1500 total thru those. Anyway, since I moved in, so many expenses have been going up. Fun ones at first couch, dining table, furniture, etc. But I recently had a gas leak, 3,000 furnace repair. My laptop broke down during the month and that cost a couple hundred to repair and yesterday my car broke down 2006 and its a 1,000 repair. Ive had to pull from savings more times than Ive wanted to, for the repairs and also accidentally over spending in June because I overestimated my spending money with the new houseutilities and now I just am drowning. One thing after the other, Im so frustrated and just need some advice. I eat out a lot, I know I shop a lot so Im trying to make those changes, but these big repairs are killing meAssistant: You should put together a budget and start tracking everything you spend. It will be eye opening how much you spend on eating out.Human: I use Mint and have had an account for like years, but I ALWAYS ignore it  <response>: In addition to my suggestions, I definitely suggest you start tracking closely on Mint, at least until you get a feel for your new budget that comes from having a mortgage on your own. 