<prompt> Human: Hey there,I worry about money all the time and it sometimes just puts me in a bad mood even though my rational self seems to think I dont need to worry. Heres my situation: I recently graduated from college and I have a 60kyear with full health benefits job in the Bay Area, furthermore, if the company reaches its revenue goals looks like its going to, I will be getting a 20 bonus at the end of the year keep in mind I didnt start until May, so the bonus should be 20 of what I made since May. I manage to save money most months around 500-1500, but there are some months where I spend more than I make. I dont live frugally but I also dont tend to overspend. I have no debt either. I bring home about 3900month after tax and I currently have 6500 saved up. I also have an account that my parents setup over time with 25,000 which I REALLY dont want to touch unless I need to. I havent even asked for access to it.Looks like an ideal situation right for a 23 year old, right? But I constantly fucking worry about money, especially if I dont end the month with more money than I had at the beginning, I beat myself up. I recently just booked a flight ticket to Asia for 1500 and I pay about 400month for upkeep of a property I inherited over there. So its safe so say Ive been spending quite a bit more money than usual lately and Ill be spending more as I buy things for my vacation. Furthermore, my computer is crapping out on me and I need to buy new parts for it. I know some of you will be like why the fuck are you worrying about, most people dont have shit to their name and are in debt bla bla bla. But Im looking for rational arguments as to why I should or shouldnt be worried and also maybe advice on how to not be always thinking about money all the damn time.Cheers.EDIT: I dont have a credit card and Im probably never going to get one so I can never spend more than I have  <response>: I would start setting financial goals and budget accordingly. One goal should be retirement. The others are yours to choose and weigh. Do you want a fancy car? Fine, if it fits in your budget with all other things you want and value. Do you want to become financially independent? Fine, but then does the car still fit in, and if not, which one will win? Do you want to spend money on fun nights out? Fine, put aside an amount of money every month for that, but know that it will delay your other goals the fancy car, the next trip to Asia, etc. Do you want a house? If so, how much of a downpayment youll need by what year, and how does that sit with your other plans?I think if you find a balance between your goals and allocate money accordingly, youll know youre always going in the right direction, and you might feel more at ease.It may also be that youll find out you cant finance everything. In that case there are some tough choices to make, but at least now you make these choices consciously. Currently, you also make choices w your money but they may not actually help you reach your goals. 