<prompt> Human: My parents owe the IRS 250k in upaid income taxes for the last few years. My and my siblings bank accounts are underneath my parents accounts at Chase bank. My siblings have already either switched to standalone accounts or emptied them. I have not.I have liquid assets of about 13k, 12,500 of which is in a TD Ameritrade account that has only my name on it. I keep the rest in my checking account to pay bills. The checking account fluctuates as I get paid and has recently been as high as 3,500. Can the IRS go after my money? Will they even bother?Edit: thanks guys going in on Saturday to open new a account.  <response>: Abandon ship my friend. 