<prompt> Human: Hi guys! First time posting in personal finance, seems like you are all very nice and helpful and just wanted your input on where I should be focusing my wife and Is finances. Ill try to layout all the stats for you guys!Student Loans:1300 at 3.57000 at 4.5Car Loan14000 at 5.4 looking to refinance soonSavings 17,500Monthly Rent 2400California Bay Area, no option of movingApproximate condominium price675,000 for a 2 bedroomSalaries105,00045,000So we arent struggling but my goal is for us to have a down payment for a housecondominiummore realistic so we can stop paying rent. Should I prioritize paying off student and car loan debt or get that down payment savings going strong? Also should I be saving more in my 401k at the same time? Right now I put a minimum of like 2 into my 401k and Im wondering if I should change it to 10. Although I do work for a company that offers a pension, but I doubt I should trust my retirement to only that. Anyways I appreciate any and all advice! Thanks!  <response>: One of you is making below national average salary in a WAY above average market. You need a better job.The real estate you are looking at is going to blow your mind. Its probably better to just pay off debt and then buy real estate elsewhere. 