<prompt> Human: Hello everyone.Im 25. I have a job that pays 48k and I currently live with my parents. I graduated in 14 and fast forward 4 years and Ive yet to pay off the remaining student debt of 19k. I graduated with approximately 26k. So in 4 years, I only chipped away 7k. I want to get an apartment but that doesnt look feasible with those loan payments and a car payment as well. I couldnt really chip too much off it since I wanted to travel a littlewhich I did. All in all, I was able to maintain payments and live a little as well. But now, as reality comes along, and the thoughts of getting a place become more firm, I really plan on cutting this debt down. Would anyone recommend taking funds out from my companys sharestax fee account program to chip away on the debt. I also have an RRSP that I can use but I know thats just a stupid idea. I pay for everything at home except rent. Any advice regarding this would be helpful.Cheers!!!  <response>: You chose to travel instead of paying down your debts.If you want to pay off debt you have to make it a priority.Get a second job, cut your expenses, make bigger payments 