<prompt> Human: Im getting married in a couple months and my dad wants to give us 20,000 that we plan on putting away until we find a house to buy. I know the gift limit for 2014 is 14,000 to avoid taxes and we obviously dont want my dad to pay any taxes on this gift to us. We also want to put this into a safe investment that will grow faster than a CD or savings would. Anyway, would it be easier if he gave my future wife and I each 10k or is there a better solution?  <response>: Seems like the tax issue is covered. For the investing, you can choose either a safe investment like CDs or savings, or something that can grow faster. You cant really have both in the short term, at least. 