<prompt> Human: My dad purchased a car a few years ago that wasnt for me, but I was the one that drove it primarily and for some reason I was responsible for paying a portion of the insurance on it.In May of this year, I was recently involved in an auto collision in that vehicle where I was deemed to be at-fault. I was an authorized driver of the car, but not the owner the owner is my dad. The vehicle I was driving did not have comprehensive insurance on it because it was an old vehicle. I paid for repairs on it out of pocket. Two months later, we got rid of the car so it no longer needs to be insured. The vehicle doesnt get much use except during the summer, so it was no longer needed.A couple weeks later, the insurance company gets back to us about my collision in May saying that theres a 300 increase to our annual insurance costs.There are three other vehicles under the same insurance for my family. The insurance company apparently moved me to one of those vehicles as an authorized driver.I would like to be removed from the insurance plan completely so that my family doesnt incur the extra 300 which I would have to pay, but my dad says that my license will be revoked if I am not insured.My questions are: is it true that I need to have car insurance in order to have a drivers license, even if I dont have a car? If I am removed from my familys insurance, will the plan still have that 300 increase applied to it?All of the information Ive provided I learned from my dad. I live in the state of Delaware if thats relevant.Edit: I read the first two comments and realized some additional information would be useful. There are fewer cars than people on the insurance plan currently, I dont drive any of the other cars, and Ive basically moved out of the house. The majority of my things are still in the house, but I file my taxes independently and I live in an apartment at college where I support myself. I even have my own health insurance policy.  <response>: Its not that your license will be revoked. Its that your parents insurance company requires all drivers in the household to be on the insurance, especially if theyve been in an accident.You might be able to turn in your license, tell the insurance company about it, and get the bill reduced. If they believe you. Another option would be to move out.You might also be able to get rid of another car? Im guessing due to the accident that they actually put you as a primary driver on one of the cars. If you have less cars than people, you might be able to be taken off as a primary. Though with the accident, they might require you to be primary.Whichever way, it sucks. 