<prompt> Human: My parents bought 2 cars under my name 2 years ago but dont pay on time every months. They then bought another car 5 months ago but under my dads name. They couldnt afford it so they begged me to take over the payments in exchange for the car. I dont even like the car but I took it to help out my family. I pay on time every months but it doesnt even help my own credit score. Today, they told me that they finally got rid of one of the cars and gave it to their friend to take over the payments. Im happy for them but I asked for a signed contract and checks in advance to prepare for the worst. Just in case. They were furious that I didnt trust their friend. I then asked for my name to be taken off the car and now theyre even angrier. My credit is bordering 500. I pay all my bills on time but those cars are screwing it up. Help me guys. What can I do?  <response>: Talk to a lawyer. this could be fraud. At the very least you will need a lawyer to file various paperwork to get your name off those vehicles and to repair your credit. 