<prompt> Human: Im a 24 year old software engineer making 60k. I rent a cheap apartment with a roommate, own my car outright, and live in a low cost of living area, so I have pretty low expenses. I also have a bit of a stingy personality, so I dont buy stuff unless I think I need it and that its worth the money. If I max out all of my budgets for the month which I usually dont, I only spend 1900 of my 3650 take-home. The other 1750 is being put into a mix of 401k, Roth IRA, and tax disadvantaged accounts. Ive been reading rpersonalfinance for years, and followed all the advice. Paid off all my debt and have 6k in a cash emergency fund, and 11k in investments. Im in a career and at a company where I can expect significantly higher pay in the future. The last time I switched jobs I got a 30 raise, and my lifestyle barely inflated at all. Extrapolating out those numbers shows that if I dont significantly change my lifestyle, I could retire in my mid-40s.Thing is, I dont think I want to.I really love what I do. I picked my career because I did it for fun before I started making money from it, and I even do it as a hobby sometimes when Im not at work. I enjoy spending time with similarly-minded people, so I actually like going into work every day usually. I went two months without a job a while ago and despite getting out of my house 9-5 and learningworking on side projects full-time, it wasnt a good time for me. I imagine thats similar to what retirement would be.I love driving, so I was pretty close to buying a 22k roadster a while ago, but ended up not doing it because I didnt want to spend the money, despite crunching the numbers every way I know how and it all coming up that I can afford it with no problem and still save adequately even in my worst-case projections. Since then Ive second guessed my decision quite a bit. There are a couple of other things that are reasonably expensive but still completely affordable for me that I want, but just dont want to spend the money on.I know Im asking the sub whose hobby is saving for retirement, but Im just looking for other peoples opinions since I dont really talk to my friends about money too much. Am I saving a reasonable amount, or should I live a little more?  <response>: I know people who have lived this life style. Always planning that cool car or great vaca, after retirement. Several died shortly after retiring and their kids now have the cool cars and go on great trips. Good on for being responsible, but you have to have balance. There is that old saying, You cant take it with you. 