<prompt> Human: I would like to know what the best plan of action would be for me. I would like rpersonalfinance guidance to lead me in the right direction.Assistant: Sounds like you may be Active Duty. If so check out the Thrift Savings Plan. You can automatically allocate a percentage of your pay to contribute and they have a Roth version. Human: I have to fill out a form for it, but Im not sure who Im supposed to turn it into. Perhaps my units finance office?  <response>: It will typically be your finance office. If you use MyPay you can contribute directly through that site. At 18 youll be in the dorms. Avoid the common mistakes and do not get an expensive car or spend all your money on game systems. Instead take advantage of the free programs to travel around, youll meet people and not spend a ton. Great job getting started on retirement planning so early on! 