<prompt> Human: Hey all! Im sure the questions in this subreddit get redundant, so I apologize in advance.Before diving into my thoughts, here is my financial situation. I live in the expensive city of Toronto. At present, Ive managed to save roughly 100k. Im 27, currently live at home, and am very fortunate to make about 115k in salary before bonus or stock which adds to my total yearly compensation. Life is boring, Im looking at that money, and my income as an avenue to cure that boredom - which I know is slippery slope I do go on vacation every so often, though. Im partial to the belief that I should be doing what most people arent in order to get ahead whatever that means.So... Ive looked at the Real Estate market and have deemed it not viable. The cost to entry is too high, and the risks are also too high. The return on say, an investment condo just isnt there in our market. For example, if I put 100k down on a 500k condo, theres no way Ill be cash positive by renting it out.Ive also looked into WealthSimple and Index Funds namely, the VOO by Vanguard. But thats just half the story. A part of me wants to move out and do my own thing get a car, live life a little, and a part of me wants to sacrifice a few years in order to really catapult me ahead in terms of my future by say, generating passive income and growing my equity.My question is pretty broad, but have any of you been in this spot? What would you do? I know theres no right answer, but most of me is leaning towards the future, rather than the present.  <response>: Buy or rent a place downtown and go live your life. 