<prompt> Human: Hi all!I am currently living with my parents and have next to no expenses. I dont pay rent, phone, cable, gas, electric, etc... I only pay my car payment leased, car insurance, gas, and food. My expenses currently are only around 500-600 per month.I recently finished paying off all of my credit card debt, repairing my credit, and before I turn my attention to the nearly 40k in student loans I have looming, I would like to get that 6 month emergency fund set up.Problem is, I wont be living with my parents long term. I dont expect to be living there beyond maybe another year at the most. So should I just add say, a grand, to my current expenses, as an estimate, and use that number for calculating my emergency fund goals?  <response>: Yes. It would makesense to at least include three months of rent and utilities that would be typical when you move away from living with parents. The idea is to have enough to squeak by for as long as it might take you to find another job if you lost yours. If you would move back in with parents if that happened, you might not need as large an emergency fund. 