<prompt> Human: Hi, The fact is I am a 27 year old man-child living with his parents. I have practically no work history and only a Liberal Arts AA. I have no credit, no savings, and no marketable talents. After browsing this subreddit for awhile it began to dawn on me that I must become financially independent, else I am robbing myself of my future. For nine years Ive been an adult in name only, but I think its about time I start to grow up. Better late than never, right?I have looked for work for some time and the best Ive managed to get is a dead end 12hr manual labor midnight shift job. Clearly an unsustainable career to build up a retirement fund. I need a career not a job. I cant be stuck working alongside the 16 yr olds forever.I reckon a BS degree in mechanicalelectrical engineering or computer information might set me up for a somewhat sustainable career. I tend to be technically minded and was at one point working toward a physics degree. The prospect, though, of starting my 30s with 40k-70k of student loans and no work history is terrifying. Might I be better off just finding a less awful entry level job and trying to work myself up the ladder?What can I do to start building a life and a career?Assistant: Four year college programs are designed in part to keep 18-22-year-olds off the street while their brains fully develop. Sort of a halfway-house to adulthood.In terms of employment, you dont need a four-year degree to do something besides manual labor. You just need a marketable skill, and perhaps a technical certification and a more on-point two-year associates degree. Id start with that, then see if you can complete the bachelors degree while working. Some employers will pay for that.What skills do you have that would be useful to some employer?Human: Well thats the crux of the problem, I dont have much. Im good with computers, very detailed oriented. Can do calculus and work a spread sheet. But with no history any employer would only be taking my word for even that stuff.  <response>: What is your definition of good with computers. If you could do any lower level development work, maybe freelance and develop websites. Take a look at free code camp, It might push you to do something in this area and give you some projects that you can put on a resume. 