<prompt> Human: Hi, PF. Im writing to you so that I can get some advice. I posted here a couple months ago under a different account but no one really responded.Background: Im a 20 year old female from the US. I was raised by a single mother. Money has always been tight. Always. I work a crappy retail job, and Im putting in applications so I can get out. I hate it. I always had good grades, Im really good at school. But I made some mistakes and because of that, I owe a pretty big lump sum to the school I attended about 15K. Its a lot of money. I cant go back until I pay it. Ive been making payments but its barely putting a dent in it. I dont want to work in retail forever. I feel like Im drowning. Im not living up to my potential. My mom is trying to rebuild her credit so that she can cosign a loan for me. I dont know what else to do. How can I get back in school ASAP?EDIT: I should also add that I dont have any wealthy relatives. Literally everyone in my family is poor.  <response>: Fill out applications for FAFSA government financial aid to help you with your struggles with this. Apply to community colleges and link it to your FAFSA, get approved, and then start the next semester. Hope this is insightful :Edit: you can access these applications online. 