<prompt> Human: Hello i am a new reddit user I am an 21 year old immigrant and have recently gotten a job at bart in san francisco I make 72k base salary and work around 75-80 hours a week i spend 70,000 to live with my brother so our expenses are split and at this rate i will be putting a lot of money into a savings account and i was talking to one of my co workers and he told me that i should look into putting my money into retirement accounts i have been but there is a very small limit i can put in i was wondering where i should put my money instead of letting inflation decrease the purchasing power of my money.Assistant: what do you do for bart and how do i get this job?Human: jjm987 I am an escalator electrician I had previous experience from when I worked in Mexico City.  <response>: Good for you! 