<prompt> Human: So apparently Credit Karma just changed the way they do stuff or something, the app is now a lot more complicated and to top it all off my credit score supposedly dropped 30 FRIGGIN POINTS! I use Credit Sesame though too and my score hasnt changed there at all. Has anyone else had this issue, cuz Im freaking out right now!  <response>: Dont freak out. Its just an estimate. 