<prompt> Human: I just got a decent paying job for the first time and my expenses are still reflecting my previous living situation so I am able to put away a decent chunk of my pay each check. Im looking for advice on the best way to go about starting to save money in a productive manner. My bank currently offers around .01 interest for a standard saving account, according to their website and I feel like I could get something better else where, but im honestly not 100 sure. Any advice or input would be appreciated.EDIT: for more info, I would like something I could get money out of if need be for an emergency type situation.  <response>: 1000month in liquid savings over the next 10 months. Take the last 2k and take a fun trip. Add 1 years to your resume and try to negotiate a raise. 10k emergency fund is a nice milestone, worth the reward, and in one year you will be in a strong position to let your money work for you in a very nice way. Relax and take a fun class or learn a new language or skill. Simple and easy instead of fussing about fractions of a percent financial return. 