<prompt> Human: Im working on a budget on Mint and it is suggesting I get a cash back card. I already know I make more than I spend, I have no loans, and the extent of my credit score is my capital one card which I have paid in full every month. I feel like Im throwing away money by not having a cash back card, is this the case?  <response>: Yes, get a reward card and use it responsibly, paying it off each month. Look at your spending habits to see what card makes the most sense. For example, if you are a frequent Amazon prime user get the Amazon card that gives 5 back. 