<prompt> Human: I have really bad credit, and I also have a car-note, and IRS payments, and I live pay check to pay check, and its hard to save a sufficient amount of money because I end up having to use it to make payments on my carInsurance or for food. Im stuck at home with parents home I have no relationship with and dont lovecare about and I feel like Im trapped with them forever. Im also 27 yrs.old, and want to move out before Im 30 yrs.old. I also dont have a college degree, and I also DO NOT want roommates, I desire to live in solitude, and Im not a people person at all. Please help.Assistant: Are you paying rent currently? Human: Well, i will. But I dont have enough money to save up. I live pay check to pay check  <response>: How will you afford your own apartment if you have nothing left over each month? 