<prompt> Human: Parents gave it to me when I went to college but I havent used it and dont really want to use it unless I can do some good with it. Im nut really making too much money right now out of college, just a bit more than minimum wage but I plan to keep adding more to this 5000 when I can and get a better job..  <response>: You should probably just leave it in savings and use it as your emergency fund; you should have 3-6 months of necessary expenses easily accessible for a rainy day. 