<prompt> Human: So, to start out, I am 18, in 2nd semester of college, and work part time. I live on campus, and foodhousing is paid for by my loans fro school. My only expenses are gas 40 a month, phone bill 160 a month. I work 15 hours a week at my current job, been with company for 2 years, make 9.25hr, and can pocket most of the money. I can also work more hours if need be, just doing 15 right now to make sure I can pay for everything and have fun money, but am willing to give up some more time to apy for this. I have an estimated credit score of 730, given to me by Wells Fargo, and only one credit card. It has a 1000 limit, I maxed it out last semester, and then paid in full this January, before interest rates applied. Would it be financially possible to get a motorcycle and gear on loan at around 7k and be able to comfortably make payments, boost credit, and have a title in my name? I currently have a car, paid off, and soon to be transferred to my name. It needs some minor repairs, 400 with labor. I had a bike a year ago, never got my license, but took the MSF course and learned how to ride. I bought it in an urge, and ended up selling it for profit to pay off the rest of my car. Is it possible for me to be able to get a decently interest loan, and buy a motorcycle with my situation?  <response>: Um... You do understand that most of your expenses are paid for by loans, which is to be repaid, right?Taking out a 7k loan for a toy while in college freshman, no less and having student loans is just a recipe for a disaster. We really dont want you to be back on here a few years from now asking for help on how to manage your debts. 