<prompt> Human: Im not sure how much information is helpful, but I really dont know what to do and would like some perspectives. Spouse and I now make around 135kyear. We have a kid about to start school will start Fall 2016. could buy a home in a great school district - 245k at 3.75 or better?, and we would have the 20 downpayment with the sale of our current home great credit spouse has 95k in student loan debt current neighborhood schools have low scores at elementary level, low scores plus gangother violence at middlehigh school level Edit: our monthly mortgage payment would increase from 716 to around 1400 30 years or 160020 years; we also have a couple low car payments amounting to about 300, preschool costs although this expense goes away when kid enters public school, regular monthly bills water, power, cable, etc.So thats where we are. Stay put and try to pay off the student debt ASAP, but wed likely have to send our kid to shitty schools, or move and get him in a better environment.Also, the move would bring us closer to family who are helping with childcare, cut down on spouses commute, more space, etc. Interest rates on mortgages are low now, and I expect them to be higher when wed be done paying off the student loans.I am very uncomfortable taking on the larger mortgage, with those student loans part of it at over 8 over our heads. But I also feel we have a responsibility to get our son into a safe and productive environment for school if we can.I welcome your thoughts.  <response>: I dont know why you guys couldnt swing a 250K mortgage on those salaries. 