<prompt> Human: My sister just started university and my dad just decided to go back to school. So we dont have any income coming in from family to support us. Ive been financially independent for quite some time, but she is just starting out. Anyway shes burning through her student loans and whatever money my dad and I have like crazy. Shell call me being like I HAVE TO FIGURE THIS OUT, but she doesnt really have the drive to actually do it. Ive offered to go up to her school for a weekend and help her budget and do her taxes, but shes not really jumping at the offer. She doesnt really seem to want to change her lifestyle of eating out and partying, which is costing a lot. So like, she recognizes that its bad but doesnt want to put in the effort to fix this before its too late. Im sort of lost as to how to get her engaged in this. Does anyone have any sort of fun and engaging ways to budget games, apps, advice, etc and stop spending money, or ways to talk to 20 somethings about this stuff and show her the personal benefit? EDIT: sorry I really didnt make it clear that we are no longer giving her money as my dad is in school, and I cant afford it, as well I am for sure going up to help her budget. What Im really looking for is ideasadvice to make budgeting engaging for her so that shell be motivated to actually do it.  <response>: Why is she burning through your money?Theres no way to make spending other peoples money not fun to a 20-something who hasnt figured that out on their own. All you can do it turn off the spigot. 