<prompt> Human: Hi guys,Ive been looking at doing some investing recently but I dont really want to dive straight in with a few thousand. I saw this acorn deal and thought it might be interesting and a way to slowly start investing.How does acorn and its ilk work?Are they worth the time?For reference I live in Australia so if we could keep comments in context of that it would be fantastic.  <response>: Hmm.If you make 50 transactions each month with an average of .25 rounded up per transaction, youre only investing 12.50 every month. At that rate, Acorns monthly fee is taking away 8 of your contribution to your investment portfolio in your first month. 