<prompt> Human: MY BACKGROUND:Canadian - Ontario Long story short Im 30, stuck with my parents, got into a bad depression five years ago, and lost friends and money.I wiped off a significant amount of debt thanks to this subreddit, and now left with 4K. My mom lost her job two years ago, and my dad is working for maybe 45K.I have known for a long time they are bad with money because I was never taught anything about money. I know they have significant debt, but my mom refuses to tell me where her income is coming from since she lost her job, I dont see a welfare check coming here, so I assume she is blowing out her retirement savings. She got into trouble with owing the government money due to some work related pay issue. Again, she wont explain what this is about, how much she owes, I assume this is why she is not getting welfare? She applies for jobs but only the industry she previously did, so she skips any potential to just even do part-time work. Both of them, have all their bills in piles of unopened envelopes sitting on a table, nothing is organized. I get the unopened envelopes, but it needs to be faced. But unfortunately although Im 30, living with your parents, youre still looked at as a kid, and Im ignored. Whatever money I have given her is pretty thankless, but I dont make much money since I got back on my feet. MY MONEYWhen I started following this subreddit two years I was 12K in debt, three items in collections, 550 credit score, and no job and no savings.. two years later.. - My credit score is 620- My remaining debt is 4k - I have 2k in emergency savings Im not sure if I should put this towards the debt, but I definitely see the need to keep this money available - I went from an unemployed telemarketer of 13hr to a project manager at 56k by busting out of my depression and just trying to hustle and network Honestly, I want to move out of the house, but with my credit being shit, and my savings being still small I cant. This makes me feel very embarrassed of who I am, I dont have friends because of this and I dont talk about myself at work. I prefer to tell people I live with my brother, and nothing else.I dont have a car. I am single obviously. MY PROBLEMMy problem is my Dad recently told my mom hes thinking of bankruptcy. I believe he was recently declined for a credit card application. So now my mom is asking me to help him with the mortgage. Their mortgage is 1550 approx.. I dont know how I can budget to give them at least half of this mortgage, while trying to scrap what I can to save for myself and pay off my debt. I spend 120 in fuel, 100 in groceries, 80 for my gym Im on a competitive team, 60 ends up in fast food which I cut down from 120, credit card, medication. My savings was higher but recently things have just popped up, dog vet bills, car repair its my parents car, registration, sticker renewal, etc.I am scared to lose this 2k emergency fund, so I ended up putting a few items back on my credit card. Back to my parents..I just dont think bankruptcy should be the way to go, but my parents wont have this conversation with me about budget or helping me organize their finances. Im just a bit hard-pressed at 30 after this frigging long depression, after finally getting back on my feet, now that I have this small salary to save to move out while supporting my parents. People have told me well theyre your parents, and I get it. But I dont have much for them, let alone myself. I dont know what to do... sometimes I look at my progress and think Im doing okay, but then other days I think if I just wasnt here they wouldnt look at me as an easy hand-out and get a bit more desperate to take charge of their finances. Man... this is hard not to get depressed about.  <response>: You should at least have 3000 per month in take-home pay, and youre apparently not paying rent or at least you dont list it above. So Im confused about why you cant help out your parents by at least paying rent, and to be honest, paying 800 per month in rent on an income of 56K per year does not sound difficult to me. Millions of Americans are paying 800 per month in rent on less of an income, for better or worse. Youre paying 160 per month in food and 80 per month for the gym--consider cutting back on your food budget by eating more rice beans, and then start running outside rather than going to the gym. If you have to move out of your parents house, I dont know if youll be able to find a place for less than 800 per month, but maybe your area is less expensive than my area. 