<prompt> Human: Im currently attending a highly respected tech school and Im studying civil engineering. When I graduate its expected that Ill be making anywhere from 60k to 100k starting out if I find a solid job. Is 40k in student loans going to be a manageable amount for someone fresh out of school or is that a lot of money even for an engineer making a decent salary?  <response>: Avoid lifestyle creep after you get the job and make extra payments towards the principle 