<prompt> Human: Quit my job with nothing lined up. Dumb, yes, but I have enough in the bank to sit on my ass for 6 months, if I really wanted to. This is not my intention though. I want another job ASAP, and with my skill set Im not worried about finding one. However, what is your opinion on using credit cards for bare necessities when between jobs? The way I see it, its safer to avoid drawing from my savings while unemployed. Then once Im employed again Ill simply pay off the balance. Is this a bad idea?  <response>: Paying credit card interest rates while theres money sitting in the bank is always a bad idea IMO.So if your plan is to use credit cards to delay paying for your necessities but paying the statement balance in full every month, sure.If your plan is to use credit cards but only pay the minimums, and start racking up interest charges, no. 