<prompt> Human: So, Im only recently part of my wifes family within the last two years, so Im kind of on the outside of this situation and may not know every little detail, but here goes.My wifes grandmother owned a beautiful house in Florida while she was alive. When she passed, each childs name was on the house according to the will. There are 4 children names changed of course: Dan main protagonist, Linda my wifes mother, Patty and Christie. Dan also lives in Florida, while the other three live in the northeast or midwest. We live in the Philadelphia area along with Linda and Jim wifes parents. The 4 children got together and decided that Dan would sell the house in Florida and they would split the money or do something else with it. Dan did not do this. Instead, he let his deadbeat son Dan Jr. live in the house and effectively destroy it. Dan took out a second mortgage on the house, just to stay afloat. It didnt work. The bank took the house. Dan has borrowed so much money from the other three kids and never paid it back. Dan Jr. has lowered the value on the house so much that the bank now is giving it BACK TO DAN and is coming after money. Is this even possible?Heres the crappy part. Dan has no money. Patty and Christie whove stopped talking to Dan altogether for years also dont have a large amount of money. Linda and Jim have done very well for themselves, are retired, and just received a large sum based on Jims old company finally selling the shares he bought 50 years ago. So guess who the bank is coming after to get this money? Linda and Jim! So, now the questions:Is this normally how things work? Should Linda and Jim be concerned that they could owe the bank this large sum of money on the house?If so, can they do anything to prohibit this or stop this? Can they sue Dan in return and force him to come up with the money?Jims name is one of the four on the will, so his name IS attached to the house, which probably means that this CAN happen. Again, I may not know every aspect of this, but thats the gist of it. Any thoughts?  <response>: To obtain the mortgage, all owners would have need to have signed the documents. So, Linda signed the docs and she is on the hook for the loan. They could probably sue the other 3 who are also legally obligated on the loan to pay their fair share contribution, but why pay money for attorney fees to sue to obtain a judgment when it sounds like none of them have any money to collect. 