<prompt> Human: So in the process of moving to another job that is going to be on the State government pension plan. Current employment was with a 403b, and will be able to take the full amount with me as I am fully vested. What should I do with the 62K, I know to keep it invested. Should I roll it over to something else, should I leave as is? Assistant: No reason to cash it out right? I know I could almost never make it up, but it would knock out all our Car and CC Debt.  <response>: If you cashed out you would have to pay taxes as well as a 10 penalty. 