<prompt> Human: After all the scandals and some personal frustrations, I am considering making San Diego County Credit Union my one and only finacial institution. I am currently a member of SDCCU through my auto loan and Im loving their customer service. Do you guys have any opinions on SDCCU or credit unions in general as opposed to Wells Fargo?Also, I am currently paying off credit card debt of 2000 through weekly installments. I dont plan on skipping out on it, but would it prevent me from closing out my Wells Fargo accounts?  <response>: I switched to a credit union and dropped my APR on my auto loan as well as opened a new credit card account with a lower apr and was able to transfer my balance over. The credit union will probably treat you much better than Wells Fargo ever did. 