<prompt> Human: Lets say I have 25,000 saved and I spend 100 a day. Well normally this will only provide for me for 250 days. But if I stop spending anything, my spending rate will go to 0, so that 25,000 will survive in perpetuity. What do you think?  <response>: Also, if you have 25,000 and spend 25,000 in one day, it will last one day. 