<prompt> Human: I am currently doing a paid internship in which my employer does not offer benefitsfinancial perks. I have 1 year left of college from Fall to Spring, and then I will be able to find a full time job with the ability to enroll in all the benefits needed.Is it worth my time to open up an account with somebody and start funding any sort of 401kIRA right now, will I have the ability to roll this over if my company in the future uses a different brokercompany, and how easy is this sort of thing to do?Any advice is appreciated.  <response>: You cant open a 401k for yourself unless you are self-employed. The link in the sidebar and information in the FAQ can help you with an IRA. 