<prompt> Human: I have just discovered that my house is going up for foreclosure sale TOMORROW. I did not receive any paperwork that this was happening. I had done a trial payment period with Citi Mortgage, but my last payment was reversed due to Wells Fargo shutting down my account bc of fraud.I owe 42k. I have 16k available to me tomorrow. Everyone Ive talked with Keep Your Home California, Wells Fargo, etc says they need a month or so to do the paperwork. On top of this, I lost my job on Friday, and havent received unemployment yet. I dont know what I am going to do.I dont know what Im expecting; a little advice maybe? HELP.  <response>: Honestly, I would walk into the bank and say look my payment was reversed because this happened. I never recieved any forclosure paperwork Is it possible for me to pay you ___ by ___ and you at least push back the foreclosure Banks dont want to foreclose because it means they will not make any more money on the loan. You dont want to foreclose because youll be out of thousands and a house. Assuming you dont have an absolute shit bank, theyll work something out. 