<prompt> Human: My wife recently passed. We both have ROTH IRAs. I am currently rolling hers into mine. Paperwork in progress. Hers was a small account of only a few thousand just started it a couple years ago - Question: I max my contributions every year. Does the extra amount of her rollover affect my annual contribution limit in any way? And what are the rules of withdrawal for her monies. Being able to withdraw contributions vs profits.  <response>: Sorry for your loss. You may also want to check with a tax consultant if you can invest in her Roth IRA for this year before rolling it over and if not done already.May allow you to save more this year. 