<prompt> Human: Hello, my parents are ready to give me at least 10k USD. How should I invest them to have a few hundreds dollars per month? Backstory: I am a 22 years old student, and lived my whole life quite sheltered. Right now I am not sure about my previous life choices, particulary about my profession, and now for the first time in my life, I feel that I found what I want to do music and Id like to study in a music college of some sort and may be continue studying in a conservatory, academy etc. Since I dont have musical education Id need to work hard now. So I thought may be theres a way to earn several hundreds of USD, which would be enough to live to me, or at least not to work at a full-time job. I dont need to pay rent, I have a place to liveAssistant: Please read the information found in the wiki particularly I Have X ... What Do I Do With It?! You may find Your IRA and You: Basic Information worth a read as well. Id like to study in a music college of some sort and may be continue studying in a conservatory, academy etc. Since I dont have musical education Id need to work hard now.Hate to say it, but this is probably not a good financial choice at all. Human: yeah I know, it may be not the best financial choice, but at least I want to connect my life with music. Assistant: What hes trying to say is that your education should ideally also be practical, something thatll land you a job so you have an income to live off of when you graduate. The reason to get an education is to make yourself more marketable for a job. If you cant get a job to pay that education off with, whats the point?Human: Yeah I understand, I could play in a band and work as a private teacher. My teacher earns 45k rubles per month just by private teaching, Id say it is middle-class salary here.  <response>: Ah okay, if you are confident thats something you could get into, that may work out then. Have you talked to your teacher about this career path and what he thinks? 