<prompt> Human: Long story short; Im a 20 year old full time student working 20-30 hours a week with bad credit. My parents took out 2 credit cards and a phone contract in my name and let it go to hell and I didnt realize until too late. But things have been going better, and I havent had a phone or phone contract in about a year. I do not think I will get approved for a contract, and even if I did, I like having the flexibility of no contract.TMobile has a prepaid chip you can add to any phone as long as its transferable. I was thinking of buying an iphone 5 without a contract and then doing the prepaid chip. Will my bad credit get in the way of this?TLDR: student, US, bad credit will I be able to do a prepaid TMobile or not?  <response>: Yes, you can do that. You pay in advance so never owe them money. Since you never need credit with them, theres no credit check. 