<prompt> Human: Im in such a weird predicament and really just dont know the best route to take. Im 24 and living at home, I have 1 year left at college. I went to apply for my first credit card today admittedly im late in the game, and to my very great surprise my mother stopped the process to tell me that she had taken out 2 credit cards in my name. I found out that she took these cards out 3 years ago and currently owes 9,000. My credit is now approximately 660, which isnt god awful, but also isnt great. She said that she had never missed a payment, but the accounts have consistently had 50 balance. It really sucks that my own mother would do this behind my back, shes the one person before this that I would of blindly trusted in the world.My mom is a single mother. I have two little sisters who are 6 and 10 years old. I dont exactly want to call the credit card companies and explain the situation. She clearly committed a crime, and as upset as I am at her right now, theres no part of me that wants her to do jail time. Im also fairly confident that she would lose custody of my two little sisters, so that route just isnt an option.So what exactly can I do at this point. My mother is in a terrible financial situation, which is what lead her to do this behind my back in the first place. She is 2 months behind on the mortgage and about to go 3 months behind, so its not like she can start paying this 9,000 balance off, shes busy trying to just keep our family from losing our house.  <response>: along with the other suggestions: freeze your credit report files with all three bureaus. make sure you lock her out of all of your personal accounts. change your passwords to anything even remotely financial-related, and use real, secure passwords, not stuff she can guess.if your mom has done this once, chances are non-zero shell do it again. so its time for you to make sure that cant happen. 