<prompt> Human: So heres the backstory, my family had guy who managed my grandmothers money after my grandfather died. I decide one day that I want to open an IRA, so I have this guy manage it. Two years go by and it seems like hes consistently losing me a small amount of money net every year. Something like 1-2.But its still a loss, and it seems like the economy is doing well right now. He keeps saying that itll turn up, but it seems like if its doing meh now, itll be nothing when the economy does take a hit.So I know nothing about this guy, so any broker would be all the same to me. My question is- should I switch to a self-managed IRA, keep on with this guy, or get a new brokergiven that I know nothing about choosing a broker?Thanks!  <response>: Do it yourself. If you didnt make money over the last few years he wasnt managing it very well.Its silly to pay a broker when there are companies out there with very low fee funds that you can just buy and hold for the long-term. Personally I try to keep my total fees for all funds at or under 1. Vanguard has a lot of low fee funds. 