<prompt> Human: My insurance went from about 55 a month to about 150 a month. I was in California, a kid ran out into the street as I was about half way done with a right turn and I stopped. A bike rider then hit me on my rear passenger door. We exchanged insurance. Within a few days my insurance tells me they talk to the only witness and determine Im not at fault and neither is he, were doing a 5050 fault and my rates will not be affected. A few months later I get a notice from my insurance telling me that my insurance tripled from 50 to 150 and the accident was now 70 my fault. They explained that even though the only witness says he did not see the accident, he heard the accident, and that at the scene the witness thought I was assuming responsibility. It feels like the adjuster or whoever got it right the first time, someone higher up didnt want to take the loss, and said to go back and change the fault on the accident.What is my recourse? Im already changing my insurance because I do not want the company to recoup their losses for basically lying to me.What are my options PF?  <response>: I got into an accident 3 months ago. 100 percent my fault. I rear ended a pickup truck tailgatingMy insurance went up for 1 month. About triple or quadrupled... then i called and complained. since it was my first accident in 15 years also no tickets same time frame and blah blah blah... told them if they didnt make it right, im finding a new insurance company. Im now paying 11 dollars less a month then i was before the accident.Its a friggin scam to gouge money out of you.Do not be afraid to shop, and tell them youre leaving.Insurance is like cable, they will slowly get you to pay more until you say something 