<prompt> Human: My wife and I both work full-time jobs, and our income is very reasonable. We currently rent at a rate which gives us a pretty significant amount of disposable income as much as I hate the term. Makes it sound like its money to be thrown away. We have excellent benefits through our employers, and Im saving for retirement through my work, which will match my 6 contributions 100 in 5 years. We cover all of our expenses, bills, etc. Our only debt is one automobile and our student loans. After all of these expenses, we can still afford to go out to eat, buy things, and overall enjoy an active life.I know a long-term goal is to buy a house and stop renting, but in crunching the numbers, weve begun to debate whether or not living comfortably is worth sacrificing for home ownership, given the increased expense associated with owning vs renting. A decent home in a decent area is at a price point where these factors definitely come into play, and we definitely dont want to compromise on either a decent home or a decent area..I know this is so ambiguous, and Im not providing any real numbers, here. But a part of me feels like Im financially immature for not wanting to, I suppose, have a more responsible budget for the sake of owning our own home.Thoughts? If I can answer any clarifying questions, Im sure I could do that as well. Thanks in advance.  <response>: If it makes more sense to rent and youre happy doing so, then rent. Theres nothing wrong with renting -- you get the flexibility to move if you have to change jobs, for example, you dont have to pay for stuff that breaks, and oftentimes its just cheaper and can let you afford to live in an area where owning property would be infeasible. 