<prompt> Human: It would take a good chunk of inheritance from my dad. 62k. She has always been financially reckless, and everyone I talk to about it thinks its a bad idea. She probably pressured my dad the same way she is me and I dont appreciate it. I have told her this several times but she doesnt listen. She even asked for a loan and I told her I wont loan money to relatives. She wants the best for me but she doesnt understand what a risky investment real estate is. Im graduating college this semester just with an English degree and I dont even have a job for goodness sake. My dad supported me so I could earn an education to become independent. He was a frugal man and so am I. How can I explain this to her?  <response>: You dont have to do anything you dont want to. 