<prompt> Human: Hello Reddit!This is my first post after creeping this subreddit for a while. I recently started a job making 65000 before taxes a year. I live in Canada and purchased a 50000 car...rookie error for finances but the car sucked me in haha!Below are my finance details:The fixed interest rate is 5.23 for 96 months. The interest or cost of borrowing is listed here as 11,114.98. Thats brings the grand total to 60,416.16.My biweekly payments are 291.00.Iv realized my mistake and unfortunately the car has 2235km on it after just 3 months. Its a 2015 ford vehicle bought new at a dealership. I recently attempted to buy a 2014 used Honda which was listed at 24000 and the dealership told me they couldnt get my biweekly payments any lower than Im paying.Guys Im looking to downgrade but find a good used vehicle. I want to lower my biweekly payments as currently Im not car poor but I would like to have more money to save, etc.Any advice helps! Thank you!  <response>: You will either have to sell the vehicle at a loss and still owe what is left of the loan after you sell the car in addition to paying for another vehicle, or you will have to keep the car until you can sell it for a price that is equal to or greater than the amount you owe. 