<prompt> Human: Hi so heres some background: Im 23 and moving out of my parents house with about 20,000 to my name. I will be living in my girlfriends moms house for a few months in Florida before getting our own place there. I have a college degree and will be job hunting as soon as I move in. So what I want to know is: is there a way to accrue significance interest on my money without tying it up? Or maybe a good investment I can make? Anything will help! Thanks!  <response>: You arent in a position to invest. Spend as little as possible, get a job doing anything ASAP while you look for better opportunities. 