<prompt> Human: Im not sure if this really applies here but here I go. Long story short Im in a enough debt for being 23. I have job as a behavioral therapist working 6 hours a week and Im a full time student taking 18 units. I barely make 400 a month. I make enough to spend on food gas and leisure. Luckily my parents help me out a lot pay my bills but Im turning 23 next month in December. Im over this. My question is how I do even save my paychecks and decide whats worth the money or not? How can I start paying my bills again? And what can I do for work to make money? Other than the typical min wage retailfast food. I want to start building my life financially. Help please  <response>: Ask for more hours... If I were you I would take full advantage of your parents support and focus on school in order to make better money and be more stable financially.In any non basic purchase, ask yourself, do I need it or want it? Can I find a cheaper option? Saving money boils down to discipline.. youre not born with it... You have to master it, and at times it feels difficult, no one is perfect about it, but definitely a necessary skills to be able to have any money in the bank. 