<prompt> Human: Hey folks, Ill admit when it comes to a lot of the laws regarding finance Im fairly ignorant and theres several other underlying issues in all of this that Im well aware of that dont need to be pointed out, but Ill get straight to the point.Back in February, without a conversation whatsoever wife goes to a fairly small used car salesmen and trades in her Jeep and buys a Chevy Colbalt, the Jeep was a total piece of work and I understood the need but it is what is. Jump forward to the beginning of this month and she comes home, without conversation AGAIN with another car. A Chrysler Sebring this time from a much bigger sales company very popular in the area, but did not trade in the Chevy. Theres a lot of stuff going on here that Im unsure of what the truth is and what isnt but she said to me the car salesman that sold her the Chrysler supposedly called the other car company pretending to be a customer and asked if there was any way to surrender the car without having the pay off the rest of the car, to which they supposedly responded that in some certain emergency situations that it was possible, but not often done.Frankly I dont know that conversation ever really happened, whether it was the salesmen or my wife who lied about it, because I was clearly upset and angry about the purchase of a vehicle without any conversation or consideration about our family whatsoever twice in a row.Now Im at a point that Im waiting for this Chevy to be repossessed. Wife said co-workers mother is interested in buying, but its been 3 weeks now Ive heard that was going to happen, so Im not believing it.So, on to the main question. When she bought these cars, I was never present clearly, wasnt a co-signer and in no way is my name tied to either vehicle. Apparently, any past payments that have been made have not been reported to or tied to her credit report either. If the vehicle was repossessed is there any way that I could be held responsible, liable or this show up on my credit report?Secondly, since they havent been reporting her payments in the first place, could they ding her credit report after the repossession as well? I believe this answer is a yes, but I am also unsure.  <response>: rrelationships, for starters. Yikes.If youre not on the title, youre clear-- but marriage is about being a team, financially as well as emotionally. If youre wondering if your assets are protected, talk to a divorce attorney. 