<prompt> Human: Im 29, with a credit score of 768. Ive had two car loans, one paid off and a new one from 2 months ago for the new Toyota I purchased. I have one paid other loan on my credit, a Best buy credit card, and a couple of utility accounts. No late payments on anything, etc. I applied for an Alaskan Airlines credit card through bank of America and was declined I fly via Alaska a lot so thought the miles would be nice. Their reason for declining me cited not enough accounts paid as agreed. Their screening took 4 points off my score.Im honestly surprised, given my clear and positive credit, and now Im gun-shy about applying for another card because I dont want to hack away at my score. Ironically, I applied for this card to build my credit, lol. Thoughts, suggestions?  <response>: Just apply for a different card. You dont need to build your score. Losing a few point doesnt matter. 