<prompt> Human: I was always told that credit cards are a bad idea and that you should never get one. However, Newegg offers a credit card for their site which does not charge interest if what you purchase is paid off in the first 6 months, which would be really helpful. Is this a good idea, or should I just be patient and save up the money to purchase expensive items? I do work and would be able to pay off whatever in 6 months.  <response>: I was always told that credit cards are a bad idea and that you should never get one.The people who told you this didnt have the self control or knowledge to use credit cards properly. Theyre just financial tools that can be used well or used poorly depending on whos holding it. 