<prompt> Human: So because I dropped out of school to pursue music and told my grandpa I didnt want to go back, he originally said I would receive two 50,000 checks, one, on Jan 1st 2016 and then other on 2017. When I met with him the other day, I expressed interested in possibly getting some of the money sooner, so he offered the option of taking 60k now instead. Now from a pure numbers point of view there should be absolutely no reason why I would want to take the 60k, unless Im going to die from a treatable disease in the next year or something like that, but, Im still considering the option because where I am financially it could really be a huge help and having a few thousand dollars this year would let me invest more into my music and overall make my life less stressful. I most definitely have to pay taxes on the money. I made a pro cons list to help me organize my thoughts here: TLDR: Im supposed to receive the first of two 50k checks next year but I was offered 60k now, wondering if there is any real reasons I should seriously consider the 60k  <response>: Dont want to be harsh, but unless you get very lucky, regardless of your talent, your music career will likely never pay the bills. So taking 60K now and investing in that career as you mention would likely result in that money gone and you broke down the line.Unfortunately luck, contacts and talent are all required to some degree to have a music career that you can live off, talent being the least important.Id take the 2 50k payments invest that money wisely for the future. Work on your music career and get a job to pay the bills until your music can. 