<prompt> Human: When did the government start requiring that student loan debt be paid even if you went bankrupt? I have never declared bankruptcy, but I have a student loan from 1991...I wish it would go away... Its been deferredforbearedignored for so long now, no-one can believe its still hanging around...sad thing is it was only for 10K and now it has grown to 20K - but we are such low wage-earners, I cant seem to be able to make payments and it is now so much money, my mind just cant deal with it...  <response>: Or people who go to college that need financial help should be required to go to jc to take under grade classes. It could have saved many people that didnt graduate a lot of hassle and the ones that did half the fees. You will always have some that get tons of debt and the drop out or have a lousy major and cant get a job. 