<prompt> Human: Had lunch today, total was 10.33. Paid with my debit card. I looked at my bank statement tonight and there were two seperate pending 10.33 charges. Called the restaurant and they said to wait. Should I just wait or should I take action with the bank? This meal was a once in a while thing and was squeezed into my budget, but TWO charges are definitely not within my budget.  <response>: If both charges are pending, one will most likely disappear when everything clears. A lot of places pre-authorization a charge for the bill then it reversed and gets replaced with the final charge.Kind of like just after you purchase gas, it shows up as 1 but will change to the exact amount once it clears.However, it doesnt hurt to give your bank a call and ask about it. Also keep an eye on it until everything clears and definitely call the bank and report it as a fradulent charge if both remain after being cleared. 