<prompt> Human: Currently between first and second year. Have a great deal of credit card debt and am having trouble making minimum payments while meeting other financial obligations i.e. keeping parents from being evicted.Currently receive Grad PLUS in addition to federal loans. 10037; dependent on loans inc. grad PLUS for survival.I am looking into declaring bankruptcy to erase the CC debt. I understand this is without consequences and I am not the person to evade my responsibilities. I also understand that grad PLUS is credit-dependent. Has anyone in med school declared bankruptcy while in school, and if so, how have they survived.ThanksAssistant: I also understand that grad PLUS is credit-dependent. How will you complete med school without further loans? Are you willing to give up your medical career for xk of debt? Human: I receive federal loans, which do not require a credit score. I also require PLUS loans, which do require a credit score. I could eek by on just federal loans, but I could end up in a desperate situation. Hence why Im seeking advice.If I have to keep making minimum payments, so be it. However, there may be a time when I cant make them. My situation is unique; I am not fiscally irresponsible.  <response>: My situation is unique; I am not fiscally irresponsible.This may be debatable. You have no income and are up to your ass in debt, yet trying to also deal with your parents financial situation. This is akin to trying to boil the ocean.Sorry, but if your kid is in med school working all the hours they work and taking out 5 digit loans yearly, you cant rely on them in any way at all to assist with your finances. You need to cut your parents loose I am thinking. 