<prompt> Human: A little context here: my girlfriend and I have been together for 5 years. We just moved in together this month. She has owned a house and has had it paid off since weve been dating. Right now Im paying her half of the costs for all utilities and taxes and other expenses. We both agreed that was fair, but I feel like Ive got the better end of the deal. In the future when were married, would it make sense for me to pay her for half of the house? We plan on having separate bank accounts when we get married with a joint account for shared expenses. Can I take out a mortgage on a house thats already paid for? The house value is roughly 180k, but she bought it for 140k.Assistant: For you to get a mortgage on the house, your name will have to be on the deed. Are you planning to marry her?Human: I do plan to marry her. Once were married and the deed is in both if our names, I assume thats when Id start paying her?  <response>: Once you are married there isnt any reason to pay her. Your money is all the same. She can keep the house as just in her name, as pre marriage property anyway, but any other money you two have is better used together to achieve goals, not kept as his and hers and you paying her for stuff.Right now, pre marriage, you could pay her debt, and that makes sense. 