<prompt> Human: Hello Folks,Just checking - I have some reservations for LA hotels flights and Universal Studio tickets this week, but looks like the california fires are raging on. To be precautionary, can I call up my bank used Chase Saphire Preferred for all purchases, and would they be willing to refund ? Is this usually covered under TOS for a credit card?  <response>: If your trip is cancelled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to 10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels. Chase actually has insurance for you in the case of severe weather up to 10000 per trip. Id try to cancel it through the booking agency first though, since the process of claiming refunds through Chase is a bit tedious. 