<prompt> Human: Ive been slowly watching myself get fucked by my credit card debt. I recently got a job after unemployment that led me to rack up this debt. My job pays 13 an hour roughly 15 hours a week. In addition I make some side money walking dogs and DJing for clubs. I dont spend money on rent, only on groceries and going out. I want to be able to pay off this debt, as soon as possible. Im really starting to learn how to handle money. Im all ears, what can I do to improve my financial situation?  <response>: cook at home.Always pre-game drinks at home when going out.Youll be surprised how much these two can save yiu 