<prompt> Human: I recently opened an IRA. I can only do 50 a month since I am not making much. Ive had other investment accounts but you can only buy whole shares.When I got my IRA document, it showed that I owned 1.15 shares of the mutual fund because the shares cost around 47. Do I really own 1.15 shares?  <response>: Yes, one of the benefits of mutual funds is that you can buy whatever dollar amount you want, it doesnt have to be a whole number of shares. 