<prompt> Human: My girlfriends parents took out a 2,000 loan from PayDay. My girlfriend was told the interest rate was about 250. The parents are asking her to take out about 5,000 loans in her name to clear the debt they have with PayDay. According to her parents, they need the money before the end of this month. nbsp; nbsp; Her dad is a retired military worker currently receiving a pension. Her mom is currently working part time in retail. What would happen to the parents if they dont pay back the loan? Would the Dads pension and the moms paycheck get garnished? Would they be sent to court? Her dad or mom have gone through bankruptcy once. nbsp; nbsp; My girlfriend is currently a college student so she only brings about 500 a month. She has budgeted all her current money and can give her parents about 1500 comfortably. Anymore than that would mean not enough money to pay for living expenses throughout the rest of the school year. nbsp; nbsp; What should my girlfriends course of action be? What should her parents course of action be? My opinion is that my girlfriend should not help her parents at all. Her parents need to adjust to a lifestyle they can afford. Her assistance would enable their bad behavior.Assistant: Thanks for everyone responding so far. Shes a student so I believe places like Discover do offer student loans. This is a bad idea either way.I guess shes more worried with what will happen to her parents if they do not pay back the loan.  <response>: Its her parents responsibility to face their consequences. Theyre trying to drown her in debt before she can even get off of the ground for the first time in her life. Dont let them guilt her into ruining her life because they cant manage their money. 