<prompt> Human: Whats up Personal Finance! So Im currently in an expensive physical therapy grad program that I dont like in which I am already in the can 100k and still have 40k to pay and 1.5 years left in order to complete it. Im realizing I wont really like the job anymore as it is not analytical enough and is taxing on my own body.I am wondering if taking that final 40k and instead getting an MBA from a state school is worth it, or if candidates for jobs are much more marketable if they have an MBA from a more prestigious university. I am very self motivated and enjoy teaching myself , although I feel like these days people wont look at your resume unless you have the appropriate credentials. Ideally, I would like a job as an analyst as I currently am enjoying learning about stock picking, other forms of investing, and macroeconomic trends though I am open to other ideas. What do you all think?  <response>: I would recommend you get a job, take some time and figure out what really interests you. You seem all over the board. The gap between physical therapy and a financial analyst is pretty large. I think you should stop racking up debt until you really know where you want to go. On MBA programs, you really have to look at each school and what it will offer you. If you want to get into the top companies across the nation, you probably need to go to a Top 15 MBA program. But even then, make sure the school has employers hiring students into the positions you want. For example, if you want to go into investment banking, make sure the school is sending students into the investment banking division. If Goldman Sachs, for example, recruits there only for operations or salestrading, it doesnt help you get into GS investment banking. If your goals are more to stay where you are, then an MBA from a top local school should open some doors in your town, but again, just having an MBA isnt going to make someone want to pay you a lot of money. If you have no work experience and a track record of bouncing from thing to thing, companies will be leery of that. Good luck. 