<prompt> Human: I currently have 5,600 remaining in student loans. I have been slowly chipping away at them since 2010. I pay off my credit card to a 0 balance on a monthly basis. I rarely spend over 1,200 on my CC each month. I have a 6,500 limit on my credit card. I am thinking about just wiping out my remaining student loan balance next month by means of my credit card, then chipping away at my credit card balance until I pay off the total. Reason being - I am sick of paying 6 interest on my student loans. Thoughts?  <response>: How is paying whatever percent interest on your credit card better than paying it on the student loans?I cant imagine your CC has a lower rate. 