<prompt> Human: Ok, so im 19 and make 37,740 a year.I make 1,229 every 2 weeks. Here are my monthly bills.Truck Note 253.00; Used Truck, downpayed 7.5KHome Note 285.00; Parents and myself both saved up 5K each to downpay.Comcast TVInternet 154.99Truck Insurance 70.99Water Bill 35Electric Bill 155So, these are not my monthly bills, but Gas Money 100; So 200 a monthFood Money 75; i eat out a lot, rarely cook at home. So 150 a month.after all of that, i come out with a net gain of 100.02 of one 1,229 bi-monthly paychecks.Anything you guys think i could change?  <response>: Cut your TV - cut the cord with DirecTV NOW or Sling for 25. Put that 200 per paycheck towards getting Bachelors degree. 