<prompt> Human: Hello! So today I went and opened an account with Chase Bank. I went with the simple Liquid debit card which runs 4.95 per month! Before hand I wasam using the paypal cashdebit master card which works almost exactly the same as the Liquid. My problem comes with choosing which to stick with, As of right now I do not think there is any punishment for ending either card so it just comes down to which is better, All online banking with paypal who use wellsfargo bank Which is free Or going with the Chase debit card 4.95 but have the choice to do banking in person as I need to. Seeing as this is my first time crossing this bridge I would like to know if anyone else has had to choose like this before, And if so what the missed proscons of each type of card would be. Right now I just see the paypal card being free but online, the other is 5 but has in-person banking. Thank you for any and all help!Edit: So! real bank it is. Everyone is saying to stay away from paypal. So I will.  <response>: why would you pay for a debit card, why not just open a reguar bank account and use the services for free? 