<prompt> Human: Good morning all!Im 24 and have decided that I want to move out of teaching high school and into medicine. The long story short is that my best move academically is to get a second bachelors degree which will take about 2 years. So Im looking for some assistance in the best way to finance this change. Currently I owe 25,000 in student loans from my first degree. Over the last 2 years Ive managed to put 20,000 away, but Im moving back to the states from an overseas job so some of that will have to go towards a car, and a couple other things. The institution Im going to attend will cost 5,000semester for tuition and Ill be living with my folks for the time being.Basically, Im wondering if taking out further loans to gain some cushion is a good idea, or if I should just pay out of pocket if I can. I guess I could also pay down my older loans and take new ones out, but I dont know if that would be a good idea for any reason, maybe selectively eliminating higher interest loans? Thanks for everything!  <response>: The best way to fund a second degree is with income from the first. 