<prompt> Human: I have financed a 26,000 Nissan LEAF since November 2014. I did not use my U.S. electric vehicle cash benefit towards the car. I now owe 23,000 and the car is worth 14,000 private sell value Kelley Blue Book. I am upside down and I want a quick way OUT. My monthly payments are about 400, but I also pay 125 monthly garage rent to charge it every other night AKA monthly I put 525 into keeping the LEAF. Today, I went to a Nissan dealership to see what they could offer me. They offered to pay off my LEAF in full, appraised it at 12,000 trade-in value, and gave me an offer to LEASE an upper end 2015 model Nissan Sentra for 36 months with the same monthly payments I have currently on the LEAF. Keep in mind with a gas car I could rid of my rental garage.Should I go for it? Is this an easy way out of my financial hole? To me it seems like a good idea. I just need some reasonable affirmation or opposition to the idea here. Please help?- Lakes -  <response>: 23k-12k 11k. 11k 36mos 305.55 a month.A nissan sentra lease for 36mos with no money down is going to be 200 a month according to random internet searching.So they are basically leasing you the nissan for about 100 a month. Deals I can see have a 2015 nissan leasing for 129 with 2.7k down.As long as no hidden fees crop up and the lease terms allow for more mileage than you normally drive in a year, this isnt that bad. You are paying for the 11k in debt yourself and getting no discounts there and getting a decent no money down deal on a leased car.I honestly would be afraid the lease is going to have some garbage terms in it, like low mileage. If you go over the mileage amount in a leased car, the amount you have to pay can be quite large. Does the lease allow for 10k miles a year? How many miles did you drive last year?Also what happens if the car is wrecked? I would assume the buyout on the lease is going to be the cost of the car 11k. Can you get gap insurance that will pay all of this in full if the car is totaled?Without gap insurance, if this car gets wrecked, you will be even more in the hole than before. Your debt will be 11k value of the car not covered by the insurance payment.And if they lease you the car for 400, what is the cost with full coverage and gap insurance over the insurance you paid on the leaf? That could easily have you paying more than 525 a month.I did not use my U.S. electric vehicle cash benefit towards the car.This was also a mistake, those credits wont last forever, you should have used it if you could have. 