<prompt> Human: Im at the six month mark. When I hit 2 years, my employer will contribute 8 to my 3 contribution. Should I contribute to it pre-tax until then? Or should I max a Roth IRA instead?After 2 years of continuous service in which you worked 1,000 hours in each year, you will be eligible to receive the employer contribution to your retirement plan. In order to receive the Museums contribution to your plan, you must contribute 3 of your eligible earnings. The Museum will contribute 8 of your eligible earnings if you were hired after July 1, 2001. You are immediately 100 vested in your own contributions, as well as in any of your Employers matching contributions and any earnings on them. -- From my employers 403b Fidelity book.Thank you! Also, its a 403b.. I keep calling it a 401k  <response>: Roth first. Once you are eligible for a match make sure you get all of it, even if it means you have to cut back on Roth contributions. The immediate vesting on the match is pretty sweet too. 