<prompt> Human: I know you can save a lot on interest with a 15-year home mortgage versus a 30. Can I get the same deal by paying off a 30-year note in 15 years?  <response>: 5 years ago I chose to go down the 30 year mortgage path, and been paying it on a 15 year amortization schedule ever since. As others have mentioned in the low interest rate environment as weve been in a long while now, the spread between the two wasnt significant enough for me to give up the flexibility. 