<prompt> Human: Ive recently started to receive a lot of junk mail about applying for credit cards and personal loans. I graduated from college about 6 months ago and move to a new place. The school doesnt have my updated address so even if the companies saw I recently graduated theyd send the info to my old apartment.The only place I put my updated address is during the registration process for my federal and private loans. I looked into refinancing on SoFi recently and might have put my address during a soft pull for rates. Is this how the companies got my info? Is it allowed? How do I make it stop? Is it safe to throw them away or do I need to shred them?  <response>: call the number or visit the website mentioned here Ive done it myself and it does work. 