<prompt> Human: My employer issued me a credit card last year. I am an authorized user, so the card is in my name, but I am not liable for the charges. I obtained a letter stating this from the credit card company and submitted it to Equifax, requesting they remove it from my credit report. I received their response, that states they have verified that the account belongs to me. Well, the card is in my name, but the account actually belongs to my employer. There are also six other authorized users on the account, and the amount being reported for my card is the total of the account, not the total of my card. I have no authority to make decisions on what is charged to the card or how much is paid against the card. I also never signed anything to receive the card. This is damaging my credit which was excellent and has dropped my score by nearly 100 points. Again, I have tried the traditional dispute options, but they say that the account is mine. Does anyone have a suggestion as to how to best proceed from here? I began by contacting the credit company, but they referred me to the credit reporting agencies. Should I go back to the credit card company at this point? I worked hard to get my credit score up and its discouraging to have this on my report, when its not actually my account. Any feedback or ideas would be greatly appreciated.  <response>: Call up the credit card company and ask to be removed as an authorized user. And then explain to your boss why you did so. Edit: Note that unilaterally doing this may not be a healthy decision for keeping your job. 