<prompt> Human: ive been having a debate with a few other friends about this. ive been working since i was 14 and I currently study full time and have around 11k saved. But I feel like Im trailing behind all my other friends as they have saved a lot more than I have. Any saving tips as well?  <response>: Hahaha, thats a lot more than a lot of older adults have saved and a lot more than I have at about the same age. If you arent saving as much as your peers, maybe ask them what they do instead and copy their good ideas or ask your parents if they have some sort of investment banker you can use to increase the utility of your money. Look at where your money went over the past 3 or so months and see if your spending matches your priorities. As long as you save 10 of your income, youre probably doing well 