<prompt> Human: Per the title.The complicating thing is that the company wants to send the check to either the shop or the title holder the bank we financed through. I do understand why, but I fear this lets the shop bump the price to match the excess. Sending it to the title holder just sounds like it will be an ordeal.My question, then, is how to preserve the excess in our own name, if possible? EDIT: Will shops reimburse the remainder after repairs are complete?Also possibly relevant, the adjuster and the shop say there are probably issues that cant be seen until they open it up. This would trigger a re-appraisal which may or may not yield a new difference in estimates between them and the shop.Thanks!EDIT: I am having the car repaired, always have intended to! Just curious who gets the difference between the check that the insurance company is ready to send to a third party for 4k, and the shop that said they only need 3k of it!  <response>: Can I make 1,000 on an insurance claim because they think it costs more than the shop that is fixing it. No. 