<prompt> Human: I currently have two credit cards. The first is a PNC Flex card that was opened in January 2015. The second is a Citibank Double Cash card that was opened in May of 2016. I would like to close my Flex card, and open a PNC CashBuilder credit card instead. The cash back would give me more benefits for my spending habits. Would this have a dramatic decrease in my credit score thats currently around 692?Those are my only two lines of credits. The only other things that appear on my credit reports are my two, small, student loans.  <response>: You could request to product change to the card you want, since they are both from PNC. That way you retain the age and credit history of the card. 