<prompt> Human: Hello reddit,So I am in college and I am planning on dropping out of college for a year or 2 to live and learn on my own. I currently work as a maintenance technician for an apartment complex making 14.75 an hour with 40 hours a week. I get crazy OT hours which is time and a half and those hours vary from 12-50 hours. As a maintenance technician, I get 20 discount for a 535 one bedroom apartment, gas and electric not included. I am however, claimed as a dependent and taxes usually cut out 400 dollars of my paycheck. I am lookin at getting a jeep because Im tired of using my parents Toyota Camry and just want a vehicle thats my own. As a 21 year old, I heard car insurance is roughly around 200 dollars. The jeep Im looking at is 35,000 used from the dealership and payments would be around 433 per month with a 5000 dollar deposit, or 411 with a 6000 dollar payment. I was just wondering on how I could save my money, spend, manage, and invest my money to make this happen, or if this is even possible. Edit: thank you all for your advice, really appreciate the insight from all of you all! I shall rethink my options and come back with more questions. First time posting here, so I dont know how to really operate reddit that well. Again, thank you!  <response>: The odds of you returning to college are slim. Dropping out just to live and learn is foolish. You want to sink your money into a 35k car when you have a perfectly good and free Camry to use - again, foolish. It sounds like you certainly have some living and learning to do. 