<prompt> Human: First of all, lesson learned. I got a credit card, got carried away maxed it out, then took out a further two. I was stupid and regret it deeply; lesson learned.My total debt is as thus;Credit card 1 - 8751200 875 to payCredit Card 2 - 60750 690 to payCredit Card 3 - 4251100 675 to payMy total outgoings are 950 per month. I earn between 1700 and 1800 a month.My outgoings include food and petrol and that leftover is true disposable income, however things come up so I dont essentially have 700 spare or so. I also get paid weekly which I find immensely harder to budget for! Ive tried recently and Im slowly regaining control but Im finding it real hard and just wondering if any of you guys who have had similar have any advice? Its one thing Ill never do again and believe it will probably make me money smart for the rest of my life, just thankful it wont have any negative impacts as I can make payments..Thanks a lot! Its just the suffocating feeling I hate and cant wait to shift...  <response>: I also get paid weekly which I find immensely harder to budget for! Budget for a month, not week.Follow the steps in How to handle in the sidebar. A small emergency fund can help with things come up. 