<prompt> Human: I want to open another account to save my money,for an emergency fund persay. I currently use a credit union as my primary bank. Ive read reviews about Ally bank and possibly looking to invest in opening a money market with them considering their interest rate in 0.90 compared to my credit unions interest rate of 0.30. From what I can find on Allys website there is no minimum balance needed for the money market? My credit union requires a minimum of 2,500 to get that 0.30. Im a little iffy about using just a strictly online bank for a savings. I plan on building this account to a few thousand if possible and letting it all sit there and build interest. Now my question is does anybody have any experience or reviews about Ally bank and them having a few thousand in their ally bank account? If i want to take out say 10K i saved up how can i take out all that money and will i be charged anything to take said money out? Thanks.  <response>: Why the money market account? Ally has a savings account with an interest of 1.25 and no minimum. 