<prompt> Human: My wife and I were JUST getting on board with the Dave Ramsey plan, and were about to get started saving 1000 of emergency savings. Today we found out that I have a blown head gasket on my 12 year old Hyundai Tucson, after spending quite a bit to replace a broken radiator which turned out to be a symptom and not the cause of all this mess. The cost to repair the vehicle would be around 1700, which is ON TOP of the c.500 I already spent on a new radiator. KBB on the vehicle is 2310, and total repair costs will total 2300; not to mention the costs of any other gremlins that might turn up, which Im deathly afraid may happen. My wife and I are considering taking out a loan from her 401K at 4.75 to either get the vehicle repaired, or pay off the car loan for our other vehicle, which has an interest rate of 12 7600 balance, and pay that off faster and with a lower monthly payment. Frankly, we have no idea what to do, or where to move. There is no feasible way for us to go to just one car We SERIOUSLY considered it, and the mechanic needs to know soon what we want to do, and we dont have an answer.Please Help!  <response>: In my opinion, if you fix a car, you know whats not wrong with it. Ive bought pretty decent cars that had major issues, and Ive had jalopies that ran for 75,000 miles. My vote is fix your car. 2,000 is what Dave suggests spending on a reliable used car. Taking a loan from a retirement account sounds like a good way to piss Dave off. 