<prompt> Human: Hi - I currently am single making 95K a year living in NYC with my soon to be wife.I am accepting a job at 120K a year and well be getting married this year. In 2014, I received an 11K return from the IRS for taxes paid and much of it seemed driven by property taxes and interest mine and the buildings; I live in a co-op.I currently have 0 allowances on my W-4.How should I update my withholding today to increase the amount I net each month and reduce my return?Other notes, I also take out 10 each check for the 401k with 5 company match.  <response>: Use the IRS Withholding Calculator 