<prompt> Human: Ive thought about investing in a franchise, but have only begun to look into it. The fantasy scenario would be to magically put the money down and get a check every month. Im not trying to get rich via magic, I just want a secure income. I know buying a franchise or any business venture is risky and lots of hard work. Im not dumb or lazy- just incredibly ignorant about how to make money Ive had lots of practice living on a tight budget, though- and see no need to stop. Im looking for advice because honestly I cant see past the nose on my face- I hate my job and want to quit and I dont have a plan past that. Edit: Thanks for the advice, everyone. No, Im not writing this from the funeral home. All this happened last September. Ive been sitting on this for many months, and I havent spent a dime of it. I am sensible enough- Im just no financier. I have a reputable guy who manages the money. If I just let it sit there, it will be fine and it will grow. But I do hate my job and have for years. Ive been wanting to quit for some time. Im 39, married, and I own a house.  <response>: Lets face it, you are gonna have to work for a living once180k is used up. So what kind of work do you think you will enjoy? Focus the on using the 180k to get you into the job or career you want to be in. School needed? Startup capital? Etc 