<prompt> Human: Im 25, great at saving money, but trying to figure out how to make that money grow instead of just sitting in the bank. 4 months ago, I put 35k into a Prudential aggressive mutual fund. I gained 800 in 1.5 months, but lost back the 800 in the last 3 days. I do understand that being an aggressive account there will be wild fluctuations, but...1. Does anyone else have money in an aggressive mutual fund account and how is it working out? 2. Any better ways to invest my money?  <response>: 4 months? Aggressive funds are generally meant for longer term investment, like 10 years. Theyre volatile and in the short term will go up and down a lot, but in the long run the generally gain much more than a less volatile fund though not always. 4 months is no indication of performance for an aggressive portfolio. As for better ways to invest, yeah, you can do it yourself. With a mutual fund youre paying built in fees to those managing the fund, usually over ten times the fees associated with the funds themselves. Mind you, this does mean doing your research and learning how to trade funds etc. 