<prompt> Human: So I have personal student loans that I took out for college 19k. I havent checked my student email since graduating in January, and wasnt aware that my loans were due starting in June. I was under the impression that the first payment was Jan 2017. I know this was a careless mistake. Fast forward to November of this year, and I get an alert that my credit has dropped around 150 points from 705 to 560 because I have a loan that is delinquent. I ALWAYS pay my balances in full and on time, my credit is spotless except for a low average age of credit I am 22 years old.Since I received notice that I back owed 1000, I have since paid all of that balance off in the past 2 weeks and am now current with the student loans. Is there anything I can do to repair my credit, or remove the delinquency from my credit?Any help or advice would be highly appreciated.  <response>: Keep paying on time and pay attention. Welcome to adulthood. 