<prompt> Human: My girlfriend was considering opening a new account, and we were thinking of which bank to go to and which to stay away from. I think Citi, Chase, Wells Fargo and Bank of America all seem to be corrupt, what with their contribution to the financial crash and all the recent controversies. I have Santander and Im pretty happy with them. What do you guys think. Edit: this would be for a main checking account, so online banks are ruled out. I have ally, and really like them, but I also have a credit card that I could charge to in the event of an emergency while I wait a few days for my transfer to clear, while my gf does not.  <response>: Definitely rule out Wells Fargo first thing. 