<prompt> Human: I regularly check this subreddit, and I love it.I am a 20M at a state university. Im studying finance and accounting, and plan on graduating in just 4 years taking 18-19 credits each semester. This is my 3rd semester and Ive been on the deans list each semester. I have an internship data entry, but I like it, because of the incredibly flexible hours. I joined the national guard because my parents wouldnt help me get through college, and that is going pretty well, but it is quiet time consuming. I rarely have time to maintain a social life with my close friends, let alone go after the girl that I have crushed on since high school, who is at another nearby university. I preach to myself that this is the way I will be able to achieve financial independence. I do have about 10K in student debt and it shouldnt get much higher, but I maintain a very strong policy of not going into consumer debt. The way Im planning to achieve financial independence is by saving about 20K each year, between employer 401Kwhich I will be rolling over into my TSP account, which I have started. I know that with my social ineptness I will possibly not be able to push my way into a 6 figure salary job, but I have prepared to live on just a 50-60K salary. I do want to get married and maybe have a child or 3, but only with someone who is financially responsible as I am. Am I putting too much focus on saving. I have set a goal to retire by 48 and travel the world with my spouse or alone, though I dont think I would have a good life without a companion. If I can generate my retirement account to a balance of 1M, assuming 4 interest, would I be able to survive on roughly 100day?Im not sure if working this hard right now is worth it though, this overwhelming feeling has pushed me into brain drain, and I feel like my classes arent going as well as they should be this year. They say college years are the best years of my life, but I have this underlying desire to graduate and pay off my student debt in the first year.Also, I guess for a career I want to become a real estate broker, or a hedge fund manager?I manage a portfolio in a game with some of my friends, and Im doing fairly well.TLDR; Im working so hard in college that I cant wait for it to be over, and Im not sure if its right.All insight is appreciated. Thanks for the inspiration PF.  <response>: Try spending some more time over at rfinancialindependenceCounter intuitively, financial independence is a way to escape being a slave to our finances. To become a slave to your finances in order to achieve financial independence seems self defeating. 