<prompt> Human: Hi everyone, Ill make this short and sweet.Humans, by nature, love to borrow money, hence why we get credit cards, lines of credit, loans, etc. But it is very easy to get into a serious debt, that you will be paying off for the majority of the rest of your life, such as a mortgage for example.Anyway, if you are able to, try to deviate away from credit cards or any other imaginary form of capital. Pay cash. Pay with the money that you have, not with the money you will have.This way, you will be able to easier keep track of your expenses, you will be able to save up money more and better, and you will also never be in debt, which is always a nice stress reliever.I used to always be all about my credit cards. Id always be in debt, granted Id always pay it off when my paychecks came, but I was always spending money I didnt have. I took an expense-hiatus, LOL basically didnt buy anything for about 4 weeks until two paycheck came in; one was to pay off my existing debt, and the second was now the money that I would have at my disposal. Life changing decision.Try it out  <response>: This is fear mongering. Credit cards are a tool like any other that can be wildly beneficial or dangerous depending on how things are used. This is like telling people to avoid ovens because you can get burned. 