<prompt> Human: Full story:Friday night I was experiencing excruciating pain my lower stomach. I decided to wait it out for the morning to see the acute care place near my house. I went to the closest place. They thought it was my appendix and rushed me yo the ER. After a CT scan they found a bad infection in my colon, and a mystery mass on my liver. They did an MRI the next day to see if that would clear up what it was but it didnt, and kept me while treating me with IV antibiotics for my colon. I was there saturday, sunday, and released monday. They think the mass is benign based on my age and the fact that my blood test show an otherwise healthy liver, but would like me to have an ultrasound every 3 months for a while to monitor it. I should note, this is the place nearest to my house and work which is where I get my insurance, and was covered by our last insurance plan. We got a new plan this year, which has tiers. Tier 1 is most covered, tier 2 is less, then tier 3 is out of network. I realized at the end of my stay that this hospital and accute center are tier 2. Its going to be expensive.The last thing i want right now is to be worrying finances, but I want to know if there are any steps I can take to lessen the blow?  <response>: Most policies have a clause that says, in an emergency, everything counts as in-network. Also, read you bills carefully and ask questions. There are usually errors and you should make sure that you arent overpaying.Take your time. The billing is a long process and you dont need to worry too much while you are waiting for the bills. 