<prompt> Human: So I just graduated from undergrad this past May, and my first federal loan due date was last Monday. I submitted a payment online a week before for the monthly amount, but when I logged in today, I learned that my first payment was rejected! Further investigation led me to realize that I entered the wrong bank account number, and I fixed this and subsequently submitted a new payment today! I know it might take a couple of days for my payment to post, but do I have any immediate concerns in terms of my credit andor late fees? Looking for peace of mind for the night. I did call them, but they put me on hold for nearly a half an hour, so I will try again tomorrow. Thanks!  <response>: Only the loan servicer can tell you that. It depends on this policy for what counts as late. 