<prompt> Human: So me and my family want to move in to a house and Ive talked to the bank and they told me that with a combined amount we could do it but we need a down payment of 12,000 for the house and and I also need to buy a truck for my dad after he got me a new car the deal was for a new car for a new truck and I have a job that I make about 13,000 a year but Im part time and I could potentially ask for a raise or get another part time job what should I do?  <response>: How can I save up money for these thingsTheres no magic formula: spend less than you earn. me and my family want to move in to a house I also need to buy a truck for my dad I have a job that I make about 13,000 a year I think your eyes are a bit bigger than your stomach. what should I do?What everyone should do: list all of your expenses, and then ruthlessly cut waste. Put the remainder in savings. 