<prompt> Human: When trying to access my credit report its telling me that I may have a mortgage taken out and it asked me where it was from. Then it asked me how much it is a month. Then it asked me where my credit card was from and listed stores. I have neither of these things and Im really confused about why theyre showing up. How could someone get a mortgage in my name and I not know about it?  <response>: Imagine youre a bad guy trying to steal someones credit report. You dont know this person at all. The website asks you about a mortgage. How the hell are you supposed to know about a mortgage that someone you dont know may or may not have?! Being a criminal is so hard!Now, back to reality. You know you dont have a mortgage so you simply answer I dont have a mortgage, you nitwit and move on with the process.At least thats what happens 99 of the time. The other 1 might actually be a stolen identity. 