<prompt> Human: When I signed up with ING, my savings APY was 1. In the last 3-4 months, it has dropped by .20 percentage points: Is this due to Capital Ones acquisition of ING, or the economy in general?  <response>: Everyones interest rate has dropped. Ally, Schwab, American Express Personal Savings, Discover Bank, even Alliant Credit Union which now offers savings at 1.It sucks, but not much you can do about it. With interest rates so low, its not really worth shopping around for another account if youre happy with the service and other features ING Direct provides. 