<prompt> Human: I currently work in healthcare making 30k a year. I plan on going back to school to be an RN and I figured I would need a car to make it to all of my clinicals.My problem. Neither of my parents went to college so I feel on my own here making this decision. Should I pay off my remaining 21k in student loans or buy a new car and take out loans for nursing school?I want to pay off my remaining 21k in student loans. I use the Income Based Repayment plan and it will take a long time to pay of my student loans. I feel that being debt free is important. I know that I will never be debt free but I would rather get my loans out of the way since I may never have this much money for the next 4 years. It is just too easy to ignore.I will be able to pay off my loans in December of this year because my tax return will get me to the 21k mark but saving a few paychecks will give me some money to keep in savings.But my dad thinks that I would be better off buying a car and pulling more private loans for nursing school. He is not guilting me into anything, he just believes that no one can escape debt and that someone my age should be ready to spend money to make money. I am 26.I can edit in more information if I need to but I feel I want an outside opinion: TL; DR: Should I pay off my student loans and be debt free or keep paying 110 a month, buy a new car and take out more private loans?Thank You for reading  <response>: Get a car for 3k. Pay off your loans. 