<prompt> Human: Hey Reddit! Im 26, have leukemia, a doctorate degree and in need of help. As the title suggest, my school debt is out of control and my medical bills will never stop. I currently am making around 64,000 a yr and have decent health insurance. My rent is fairly cheap and my car is paid off. As a first generation graduate, I have not been taught financial skills and am now learning the hard way. Now that I have graduated I am feeling way over my head. Any help would be appreciated. Thanks to all in advance for your time :  <response>: Look into financial assistance offered through the hospital. They will take into account you current financial status which could really help with your medical bills. As far as your loans I would get in contact with you loans providers and discuss options on deferment or a repayment hold to provide time to weigh your options given your illness and its potential medical pathsoutcomes. 