<prompt> Human: Title says it all. I tried opening a USD account at my CAD bank to keep moving funds, but it takes up to 10 business days and the bank kept shutting down my account because I always kept it at 0 Im just finishing up with university and dont have the money to even keep 5 in the account. Anyone with experience have some advice?  <response>: the bank kept shutting down my account because I always kept it at 0The simple solution is to just keep some money in the USD account. Usually just a few bucks will keep a checking account open depending on the bank. I understand that money is tight, but if you are having problems paying your bills due to not having a USD account, then you need to get a USD account. 