<prompt> Human: Update: I will not be purchasing a new truck thanks for all the adviceIm 20 years old and I got a new job 4 months ago where my take home each week on 40 hours is roughly 492. I also am able to work overtime if I want and so I usually try to get 16 hours over each week which puts my take home at around 750. The problem is I wanted a new truck in the beginning but my mom talked me into getting a new car instead because its a lot cheaper and its better on gas for driving to work. On top of that I recently took over the payments for her house because she moved to a different town for family reasons. Ill just list my current monthly billsHouse payment or rent: 560Car payment: 382 I pay 400 though for 72 months Internet: 30Phone: 83Car insurance: 297 thats monthly by the wayCredit card: 1100 which I have 0 interest for 1 year from a balance transfer deal I also noticed theres one week out of the month that I dont have to use my paycheck on any bills and so Im going to be putting that to my credit card.I owe 21,000 on the car which I just got 2 months ago and my credit score is 680 currently which it was a little higher before the car loan went through but Ive read itll go back up in a few months or something idk.The truck I want is a 2017 Chevy Silverado lt z71 theres one nearby with a sticker price of 44,000The car Im financing currently is a 2017 Chevy Cruze LTI dont have any extra money saved up and I know with all my bills and especially the house payment theres no way I could get a new truck but in October my brother and his girlfriend are moving in with me and we will split all those bills 3 ways so my total house billsutilitiesetc., will be roughly 300 maybe.Sorry if this is too long I just really need advice on this as I really want the truck. Also the house mortgage isnt in my name so I just consider it rent Assistant: You cant afford a truck thats more than your salary. Human: Why?  <response>: ...Because its more than your salary. 