<prompt> Human: I saw a post about this bank on this subreddit and I am interested. I see there are 3 requirements for getting their 5 rate1. 15 debit card purchases 2. Enroll in eStatements3. Automated withdrawal or direct deposit for 100If I can meet these, is there any reason I should not open an account there?  <response>: remember that the 5 is up to 10k, then .10. 