<prompt> Human: Im not sure if this is the right Sub to post on but Im not sure which other one to post on. So my car just got repossessed and im not sure what to do. I feel like Im fucked but I need a second opinion. Im a 20 year old male who was in desperate need of a car and decided to lease one through toyota. Ive been 3 months late on payments and they repossessed my car. I was waiting for the tax return to come in to catch up on the payments and I even let them know that but they took the same day I got my return. I have the money to catch up on my payments but they already took the car. Is there anything I can do to get the car back or am I fucked as I presumed? 3 months behind with past due amount is around 900 and I didnt have credit before the lease so this screwed my credit  <response>: give them a call and find out what you can do to get the car back. most likely its going to be some fees.if you are 3 months behind that not good, credit will be impacted. p.s mate at 20 why didnt you just buy a 1000 car? 