<prompt> Human: My family is in a financial hole, juggles between credit cards to pay bills and lives paycheck to paycheck. My dad works part time and contributes nothing to the expenses while my mom works two jobs to care for my family of 5. Prior to all of this, my older brother oversaw the accounts and managed things even using his credit card to help pay for things but it completely stressed him out to a point where he no longer wanted to do it and just loaded the entire thing onto me. Im a senior in my states top University studying computer engineering trying to land a decent job right out of college so I can help my family out but I dont know how Im going to do this while maintaining the accounts. I need to figure out a way to cut my dad out of the expenses because hes a major problem to all the issues so far. He spends and spends and doesnt contribute to anything or console my mother. A divorce is out of the question, according to my brother our house is on foreclosure and my dad is hoarding money away into a separate account to retire to away from us. I need to figure out how to convince my mom to make a separate account to transfer her paychecks to and out of my dads control on top of figuring out how to pay for all these things. My credit score is 715 and I only have a limit of 700 and my brother is telling me good luck getting a better card. At this point Im considering dropping out and figuring out what to do. I need help reddit. I dont know what to do now.  <response>: I need help reddit. I dont know what to do now.Dont touch this with a 10 ft pole and refuse to get involved. You cant convince your mother to do what she financially needs to do and you cant fix what isnt a financial problem.Repeat after me This is not a financial issue, is is a relationship issue. I cant fix their marriage Whatever you do DO NOT DROP OUT. The absolute best thing that could happen honestly is that after college you get a good job, your parents house gets foreclosed on and your mother is forced to acknowledge the huge problem and divorce your father. Then she can live with you and you can get her back on her feet at that point.Theres a reason your brother is refusing to do this any longer, LISTEN TO HIM. 