<prompt> Human: I have 48,000 in student loans, consisting of roughly 25 subsidized, I recently inherited 60,000 after putting some back for taxes. My wife just started her job as an OBGYN and will be making good money but she also has a shit-load of loans. Im wondering what I should do with the inheritance, should I pay off loans or invest. If i should invest what would be the best investment for a 30 yr old?  <response>: You should pay off the loans.Dont invest. Dont let a new car catch your eye. Dont look for bigger apartments. Dont stop to take a second look at the 60 4k T.V for sale.Pay off the loans. 