<prompt> Human: Backstory, Im graduating college in two months, and Ive landed a very well paying job. I need a car and Im not too keen on buying anything with high mileage.So I want to hopefully buy a car on sale, since I know the Hank Hill discount is not ideally what you want to pay for a new or slightly used car.As Im waiting for the right car with the right price, I want to start saving my money so that I can accrue a larger down payment. Ive heard that putting large sums of money in a savings account is one of the worst ways you can save money, as the interest rate on a savings account is actually lower than the current inflation rate. I normally err on the side of caution and would put a large sum of money into a CD, but I also want to be able to pull 15-20k out if I happen to get a great deal on a car that cant be passed up without breaking the terms required with a CD.So what could I place my savings into that gets better interest than a savings account, but doesnt have restrictions on withdrawal such as a CD has.  <response>: Inside of a hat. 