<prompt> Human: He needs money to start an architectural project. 1M PhP, which is around 22.4k USD. Hell pay me 1 monthly and end the deal after a year.I trust the guy and all, but my thinking is should I take it? Would my cash make significantly more somewhere else?  <response>: No. No. No. Never lend friends money. Gift it or keep it. Resentment builds on both sides..awkwardness.. You judging random purchases he makes if hes behind... It will change the dynamic. It just does. 