<prompt> Human: First time posting on this sub after finding out how much I owe back in loans. Im desperate for help after becoming the biter adult who worries about money the 13 year old me said I wouldnt become. Graduated in December with a degree in Communications and no luck finding a job after school. Living at home making 1,000 from a job not in my field thats supposed to be temporary but Ive been here 5 months. Gas is about the only thing I have to pay every month so Im putting about 850 in savings every month. My loans consist of about 54,000 from Wells Fargo at a variety of different loans with different interests rates ranging from 4 to 6.5. Federal loans are about 12,000. Ive been trying to do research on my own knowing that Im an idiot when it comes to financemaththings. I know the best thing to do is find a better job or pick up a second one so the advice I seek isnt that. Im working on that already. Is my best option to refinance? Is there some kind of low-income program for someone like me? How do I not hate life for the next 20 years?Assistant: Theres good news and bad news.The bad news is its hard to understand how communications could cost you 70k. Hey, I took print journalism, I feel your pain. Maybe you were young and didnt understand the link between the training and the prospects.Ok the good news is that there are an incredible amount of people out there who cannot communicate and they will pay you for your skillset. You have to find it; perhaps its marketing; perhaps its PR; project management; technical writing. There are jobs out there but you are going to have to be creative to get them.If that doesnt work out you will need to find another field. I left college at 20 started at 18 with Print Journalism and have worked in IT since I was 21. You can make it through this.Human: Its nice to see someone who understand my pain. PR was my cocenteation and the job market is super competitive. I live in Kansas and the amount of jobs specifically in PR is very little from my experience looking. If they are looking they want a minimum of 4 years experience... Which I dont have. Ill have to continue looking for something out of my field. Thanks  <response>: Apply even if they want 4 years of experience. Often times they will hire people with less experience after a great interview because they think you will mesh well with the team. If you fit every requirement except experience, ALWAYS APPLY! : 