<prompt> Human: Hi rpf, My family is sitting on some cash right now because we have 6 months or up to a year before we use the cash on a real estate investment. Its a lot of cash to have sitting around, so they have allowed me to use a portion of the cash to work and hopefully earn a relatively safe but low return.- 200k cash- Minimum 6 month timeline. Ranging up to a year.- Low risk low returnI started investing in stocks about a month ago to test the waters and to learn for myself. I put down 2k and got a 4 return in the past month.Should I invest in mutual funds? Would a mutual fund be a safe investment or do those fluctuate a lot as well? Stocks? What would you recommend.Thanks in advance!Edit: Thanks for the help. Well keep the money in a savings account.  <response>: Keep your money in an FDIC-insured savings account. Money you know you will need in the short term should not be exposed to larger market risk. 