<prompt> Human: Have 3 young kids. No will. It needs to happen. Is there a reason to go to a professional? If not what is the best free resource to use to help walk me through it. Once its written what do I do with it?  <response>: You should go to a professional. The laws around what constitutes a valid will vary from state to state. You should figure out who looks after your kids when you die, what happens to your money, house, cars, any other assets, etc. and who is going to be the executor - that is, who is going to be responsible for ensuring that these instructions are carried out faithfully. Anyone you appoint as guardian for your child or executor should agree to it beforehand. Of course, you should make a plan for if you die before your wife or if you die at the same time as, or after, your wife. You may want to have a guardian appointed to help out even if your wife survives you.You should make sure that financial accounts have designated beneficiaries. You should have a term life policy to cover funeral expenses and to help provide for your family after your passing e.g. if your wife could support the kids on one income except for the mortgage, it might make sense to have enough to pay off the mortgage. 