<prompt> Human: My fiancee and I live in Denmark and my fiancees mom lives in Cheyenne. She moved to the US 3 years ago. She gets 1350 each month in early retirement. She has Parkinson and it is difficult for her to work. She is 60 years old. She is currently an Unqualified Alien so she cant get medicare or food stamps.We find that she is constantly in need of money, and so far, we have lend her 5000. She has a good credit card score, but has around 5500 in credit card debt. She have lived with several tenants, but they have all kicked her out, and now she has nowhere to go. She just received section 8 housing.Since our economy cannot withstand to constantly lend her money, were now taking a more direct approach. Were trying to create an overview of her economy and help her decide the best approach moving forward. Were hoping that you might have some input in this process :- Her budget is as followingExpenses1. Car and insurance: -575 autocamper, she tried living in it, but it was not viable2. Dog: -603. Phone: -404. Food, clothes, cleaning cooking: -4005. Medicine: -506. Other expenses: -150 doctor, dentist, etc.7. Gas: -708. Credit card debt: -1509. Total: -1495 Income1. Early retirement: 1350 From our point of view, she has a budget deficit even without an apartment. She has talked with some financial advisors who have recommended her to declare bankruptcy. That would take away her car, insurance, gas, credit card debt, and leaving her with around 700 in expenses and then maybe 150 for public transportation i dont know how much it costs in the US leaving 500 for an apartment, TV, internet, electricity, heat and maintenance.Is this realistic? In Denmark you can get around without a car but I heard its pretty difficult in smaller US cities. Also, is declaring bankruptcy always successful? She has to get the apartment BEFORE declaring bankruptcy, but then we might end up lending her even more money and she might end up with even more dept.What would you advise? If you need more information please ask, because we dont know what to do. She cannot live with us here in Denmark and she does not want to move back, so that is not an option.UPDATE: Thank you for all your answers. The consensus here seems to be that she should move back to Denmark because her situation will only deteriorate in the US and there is little or no safety net without proper insurance. I fully agree with that opinion. I have talked with her intensively, even sending this post to her, but she keeps insisting that the people dont know what they are talking about, and that she can do just fine if we just lend her one final amount of 1500. I cannot force her from here in Denmark, and I cannot convince her no matter how hard I or my fiancee try. I have given her the options between one last amount or a plane ticket back home.Assistant: It isnt realistic to live in Cheyenne and not have a car. Sounds like she should move back to Denmark. Dont you have free medical care? So 200 there. You have better public transportation. 600 for the car and gas. If she moved back it would be the same 700 as filing for bankruptcy. Human: Yes. We have free medical care. Also, she would get more money per month in Denmark. It might be a last resort, if we cannot find a plan to keep her in the US as she wants.  <response>: I make 1350 in the us and there is no way I could live on my own, Id need like 4 room mates to split a house or apt with to afford anything if I didnt live with my mom 