<prompt> Human: My boyfriend and I agreed to start saving for a down payment for a house for about two years from now BUT there are some factors that are making this seem so impossible. We are currently both living at home.1. He owes 72 000 to his parents for his student debt they paid the loan off for him in one big lump sum a few months ago and so he pays his parents 400 a month2. I am in school for the next two years so I am only working 3 shifts a week and making only minimum wage 260 a week.3. He makes around 1000 a week.We recently thought about renting a cheap apartment for the next couple years while Im in school and we could save for a down payment in the mean time, or we could continue living at home and saving everything. Hes 26, so I dont think he could really handle living at home any longer.Any advice? Helpful tips? What do you think is a good direction to go?  <response>: Definitely rent an apartment together. Its a better idea to test living together on a rental, than on a house purchase.Also, it would be advisable to wait until marriage to purchase a house with somebody. 