<prompt> Human: Im currently negotiating w a seller on a final price for a condo. I think theres a decent chance I can grab it for 630, but I need a sanity check before I go in on it.Putting down 20 which I have, but that pretty much cleans out my savings, puts me at a monthly of 3200mo includes HOAs.Takehome pay is: 6000mo for myself, and 3000mo for my partner.I personally have no debt, but my partner has a 10,000 credit card debt just finished school.As the title mentions, this is a first time home purchase we are early 30s.Are we being financially irresponsible by trying for this home, or are we staying within our means?  <response>: Think about moving to Oakland. 