<prompt> Human: I am worried that having the results may affect my ability to get health insurance less of a concern now with universal HC, or life insurance?Im more concerned about the life insurance questions. These are private companies and they could approvedeny coverage for any reason they want.Am I making a bad decision by taking the test?Assistant: GINA ActHuman: That looks like it only applies to gettingkeeping a job.. which is good!But what about life insurance?Assistant: You are correct that GINA says nothing about life insurance, disability insurance or long-term-care insurance. Im sure that 23andme.com could explain to you their privacy policies if you emailed them.Is it theoretically possible that an insurer could get your testing information? Sure, its always possible for information from any companyagency to be leaked. Unlikely, but possible.Human: I dont think they could ever get it directly from 23andme, but nothing stops them from asking me when I apply: are you aware if you have any genetic markers for disease? Then at that point you have to either be truthful and possibly get denied, or lie and risk the coverage being terminated if they ever find out.  <response>: Im not sure about it now but when I first looked at 23andme when it started they have a disclaimer stating that it is not diagnostic so you would not be wrong to say you are not aware of any genetic markers, 