<prompt> Human: Ok, so here goes. First, some background on me. I am 35, married, no kids. I live in a major US city, so renthousing is expensive. I make about 75K a year, but only half of that is guaranteed salary. The rest comes from monthly commissions.Now, the debt. I have:2 credit cards totaling 16K in debt.3 student loans totaling 83K in debt.A car loan, 18.5K total.All payments are made on time, so my credit score is high averagegood. The car payment I split with my wife, and the interest on it is extremely low less than 2, so that doesnt concern me much. Im mostly concerned with the credit cards and loans. To clarify, I am not accruing any more debt. I dont use the cards, and they arent maxed out, but the interest is high. I pay about 300 a month on the cards and 825 a month on student loans. I am ahead on the student loans by 2-3 months. Rent and utilities comes to 1250 per month, plus my portion of the car payment of 184, so my total commitments bill wise per month are 2559 at a minimum.After benefits, 401K and tax, I take home about 800 every two weeks. That means I need 1000 in commissions every month just to break even. That would leave me nothing for entertainment, food, and other intangibles.I currently have 5K in a savings account, and about 70K in my 401K. My wife works also, and has about 15K in credit card debt, but no other debt. She makes roughly 50K a year.I am currently looking for a better job to improve my outlook. Besides that, what other suggestions do you have? I know hindsight is 2020 so I could have made better choices in the past. Just looking for how I can approach things in the moment. Thanks!Assistant: I would pay the minimum on the student loan and go after the credit cards since they are a lower balance and most likely at a much higher interest rate.Human: I would do that, but even only making the minimum payment I only save 26.00 a month  <response>: Thats 26mo that can go towards the higher interest debt - it may not make a huge impact, but every dollar helps. 