<prompt> Human: So ive been learning about the ins and outs of credit cards before applying for my first one. The first thing my they told me is that its a bad idea to buy a huge thing like a flatscreen or car with a credit card as it will start me off with a large amount of monthly debt and interest. I concluded that i should use it for small purchases like gas and food. They said that,was also a bad idea because it can get away from you how,much you use it. So am i just supposed to never use this or what?  <response>: So when the hell do you use your credit card?Wherever credit cards are accepted with no extra fee. Credit card does NOT influence the decision of whether you should buy something. That falls under the purview of budget. 