<prompt> Human: First time poster here, and completely ignorant with regards to finance.I only have 5,000 left to pay on one of my student loans still have around 16,000 on the other. Ive been working full time at a real job for a little over a year now, and Ive got a bit over 9,000 saved up. Should I go ahead and pay off the 5,000 now, or just keep making monthly payments?Im 25, and I currently live at home with my parents. My only expenses right now are car payment, student loans, car insurance, and my phone bill. Plus gas, food, beer, etc.Id have about 71 extra a month if I pay this off. Since Im not too stretched for cash right now, Im wondering if I should just go for it. Id really like to move out soon, and I think the extra 71 would help. Plus Im going to have to start paying for my own health insurance once I turn 26 next year.Is there any benefit to doing this?  <response>: What are the interest rates on all of your loans?How much are your monthly living expenses? How much money do you make a year? Is your job stable.Those are a few of the key questions that would need to be answered first. 