<prompt> Human: My income currently exceeds Roth IRA limits. Is it worthwhile for me to contribute to a traditional IRA or just up my 401k contributions at work? My contributions to the 401k would be done pre-tax while any contribution to a traditional IRA I would make with after-tax dollars. Would I be better off tax wise contributing more to the 401k? Is there a way to contribute pre-tax income to a traditional IRA through my work?  <response>: The only reason youd contribute to a traditional IRA in your case is to do the backdoor Roth, since you arent eligible to deduct the contributions.Is there a way to contribute pre-tax income to a traditional IRA through my work?No. 