<prompt> Human: My husband and I live in NY, his mother who he does not have contact with lives in FL. She used his name and social to open a cable account, did not pay the monthly bills, and now has let 500 go to collections. He did not find out about this until he tried to open a car loan. My questions are:1. How do we take this fraudulent charge off his credit report.2. How to make sure his mother cannot open any other accounts without his knowledge permission.  <response>: You may want to consider crossposting on rlegaladvice since a police report should definitely be involved 