<prompt> Human: My brother recently moved in with me and Ive just learned about his financial situation in titleThe state of California emptied his bank account. Hes not sure if the IRS has tried to contact him as he hasnt had a reliable address for a few years. The good news is that he has recently cleaned up his act, got a part time job condition for moving in with me and wants to start paying back what he owes. Thought Id reach out for help since I dont know much about taxes. He was self-employed...1099d for most of his work...failed to do his taxes for 2010-2014. Should he work out an installment plan with CA and IRS? Or take out a loan? Which should he pay first? I appreciate any help you guys can provide.  <response>: Failure to file taxes is a legal problem as much as a financial problem. You could treat him to a legal consultation as a way to help him out.Some pointers here: 