<prompt> Human: Honda is advertising 0.9 interest for 24-36 months or 1.9 for 37-60 for qualified buyers, dependent on my credit score. I was going into this thinking I would make a big down payment and get a 4-5 loan. Assuming I could qualify for such a low rate, would it be crazy to spend 700month on this car payment and invest my savings in stocks instead of a down payment?  <response>: Just buy a car you can afford. Find one for 10k and pull the trigger...Invest whatever monthly payments you would have made on the car. 