<prompt> Human: I am currently attending University, and I live with my brother who pays for most of all my stuff including the rent. I pay for my schooling via loans and scholarships and the rest my brother covers. I got this money because when I was about 3 years old my mother passed away in a car accident, and so when I turned 19 I got 40 000 from the government! I dont know if this is right place to post this question, if its not let me know and ill delete this right away.Anyways how can I make the most of this money ?edit: I have two midterms tomorrow so I wont be able to check for comments, if there are any. Ill be back eventually.edit: Thanks for all the responses! sorry I havent been able to respond, Im in engineering and its midterm season EDIT: After reading all your responses I have realized that I have MUCH to learn about the financial world! I met a financial advisor today and will ask him my outstanding questions, but first I will do my research on all the options you guys have provided ! THANKS !  <response>: The side bar is a good place to start. 