<prompt> Human: What is the best way to take advantage of that? Refinance? Take a loan out and fix it up a bit for resale value? It is an older house and need some remodeling.Or do I just do nothing?  <response>: Where would you live if you sold it? If your house has gone up in value then Id expect the same has happened to the houses around you, so youre not going to get ahead unless youre planning to change areas. Or do you want to switch to renting?What are the current terms of your mortgage? If you have PMI you could get that removed if it wasnt automatically, it varies how this works. If youre over about 4, you couldshould refi to get a lower interest rate.Besides that, what are your general goals? You could certainly take out a home equity loan and do some home improvement. Then itd be up to you if you stayed in it or sold. 