<prompt> Human: Im single, 31, no kids, and looking to buy a house in December. I make about 65k year and I have 5 of my target 150k saved, but Im not sure where to go from here. Should I talk to a realtor, an accountant, my bank or a private lender? Is it too soon to start thinking about this or should I have posted a year ago? Any advice is helpful, thanks!  <response>: The only things I will say are what I always say:1 it is a place to live, not a good investment. Dont buy a more expensive house than you need. Sounds like you are looking in the right range.2 Depending on the age and condition of the house, be sure that you are including some amount in your annual budget for upkeep and repairs. This could average out to 2 or more of the value of the home. 