<prompt> Human: i saw a lot of stuff saying how wells fargo would open multiple accounts and credit cards on their customers and steal money from them how are they not in prison for fraud and money laundering?? even their managers would teach the other employees how to do it! and i have made sure to avoid them like the plague - but i got a store card for a local furniture company for financing and when I got home i noticed that they work with wells fargo!!!should i just pay off the furniture in 6 months and cancel the card? or how safe am i? what should i do to protect myself from wells fargo? Im not a rich man, but i have a really nice credit score right now and im scared that they are going to open a bunch of credit accounts in my name or something and screw it all up for me :  <response>: Anecdotally my first mortgage was sold to Wellsfargo and I never had any problem with them for the 2-3 years they handled it. I eventually refinanced and am with a different company now but that was to get away from FHA payments and get a lower interest rate, not because of WF.While they definitely have customer service issues and I wouldnt choose to bank with them, they do have millions of customers. They arent screwing over all or even most of them. More than likely youre completely safe. Pay off the furniture. Pay off anything else you buy with the card or just dont use it. Personally, I dont see the point in cancelling cards if they dont have annual fees or something. 