<prompt> Human: Due to medical issues, there is an adult Person A in my family who is and most likely always will be semi-dependent. His father passed away earlier this year. Four people Person A included are each getting about 750,000 in inheritance. The oldest of the 4 Person B is now managing the Trust for Person A. Person B is about 55 years old and Person A is 45 years old. Im going to be the successor to Person B, so if something was to happen to them I would be charged with managing Person As financials. Person A is recently debt free. Theyre also relatively expense free, living with family for about 8-10 years now. To the best of my knowledge they have no significant assets besides a car no property, no retirement, no savings etc. Theyll most likely never make more than 20,000 dollarsyear. Were going to try and see if their own living space is feasible in a few months roughly 800month rent the usually living expenses.My question: Is there a good payinvest X now, have Y available in 20 years situation? Assuming a equal disbursement of the 750,000 and nominimal work after age 70, theyll have about 21,000year to live on from 70 on less if they survive past 80. Note: Im defining semi-dependent as one who can function on their own, but cannot handle advanced decision making. In this case were not worried about basic daily functions feeding themselves, hygiene, driving, etc. Holding a job usually goes ok, renting not as great. theyve had great difficulty handling credit and budgeting in the past. edit: adjusted typoAssistant: Is the goal to leave the principal untouched to be passed along upon Person As death? The reason I ask is that 750,000 would provide 21,000year for 35 years, meaning any investment would only need to keep up with inflation to provide the income you are looking for. Keeping the principal intact, an interest rate of 2.8 would yield 21,000year in todays dollars indefinitely. Others can direct you to specific investment vehicles, just wanted to point out the mathematics. Human: I dont think I explained it well, but the ultimate goal would be to ensure that there is sufficient funds left over for long-term care over the final years.If Im understanding your question correctly, I was just ball parking and dividing the 750K by 35, and assuming they take that amount every year from age 45 to age 80. I would like them to have at least 40K available from age 68 on to handle the possibility of an assisted living facility.Preferably, the goal would be to have as little of the principal left after funeral costs.  <response>: Just a heads up, you guys might want to discuss getting him long term care insurance if his health will deteriorate more rapidly as a result of the condition he has. It can mean the difference between spending 2,000 a day for the care or 400 a month for the insurance. With a trust of around 750,000 he will NOT qualify for medicaid. 