<prompt> Human: The wife works full time and her employer provides crappy insurance, for instance the prenatal care, 2000 deductible, insurance pays 50 after that. Im self employed IT consulting for the last 18 months since the economy cratered and pull about 21k a year, the wife makes 25k and hates her job, 100 of her income has been paying off her student loans and medical debit. She still has 20k in student loan debit. Aside from that loan we have no debits and no assets, our savings just got nailed by a 3k tax bill. In the last 4 years we have paid off 65k in medical debit and student loans.I dont understand the woman that cleans the bosss house gets a 400 deductible and everything thereafter covered and we get such crap? We want this baby and she is 36 so its considered high risk, we wont abort unless the child will be born with major disabilities. Our options as I see it: I have an accident and she gets 100K for my deathwe divorce and she puts no fathers name on the birth certificateWe relocate to a place that has a better economy and moderate cost of living I dont know where that is, my skills are not limited to IT, Im starting to get older and my body cant do the industrial trades as well anymore  <response>: Dust off your resume and start applying for IT jobs in the nearest good marketeconomy and go from there. You only need get an offer of 50k and decent insurance to make it a good move. Depending on what part of IT youre in you should get that easy. 