<prompt> Human: I was paying for college with federal loans and scholarships but Ive lost my scholarship and part of my aid because I had to take some time off school because of medical issues. Now that Im back in school I found out I wont be able to pay to finish college without loans and neither of my parents or my immediate family can cosign and my credit isnt good enough to get the loans without a cosigner. I was trying to get student loans through Wells Fargo if that changes anything. I also live in the US  <response>: Good. co-signed student loans are a disaster for everyone. Try taking a little longer, working part-time, or both. 