<prompt> Human: Update or Edit or whatever: Holy crap! Lol. Thank you all for the feedback. Honestly didnt expect so many responses so quickly ha ha. If anyone has anything to add, feel free to do so. I just wanted to post this update or whatever you wanna call it to say thank you to everyone who has replied. Youve given me a lot to consider and some great advice. Id like to reply to each one individually but I feel like I would just be repeating myself if I did, so I am doing so here lol. Again, thank you for the responses! You are all very helpful!So Ill start with the short version and edit this to add any additional information requested.I am 30 31 in May, married, no kids and we own our house. My wife makes a bit more than me, about 5k a year more than me. I make 10 an hour. I am uneducated as I was never able to finish getting my associates in computer programming. I have an 8k car loan, 1500 on my credit card and we have mortgage payments.Right now we live paycheck to paycheck. We are getting behind on bills and neither of us spend more than we need too, or at least not on a massive scale so simply cutting back isnt much of an option. What can we do to start getting to the point where 3 days before pay day we arent contemplating selling a kidney?Ive often thought about investing but idk what would be a good first investment. Is there a minimum absolute or simply recommended to start investing in the stock market? Is there anything other than the stock market we could invest in? Since the internet is flooded with information that is sometimes difficult to distinguish which is good and which is bad, does anyone have any links they can share that would help us get started?Any insight would be greatly appreciated. Thank you.  <response>: Ive often thought about investing but idk what would be a good first investment.You invest money when you have it, and can afford to potentially lose it in the short term. Youre living paycheck to paycheck; you dont have the money and what you do have you cant afford to lose. 