<prompt> Human: My bank just sent me a statement saying my escrow is in the negative and want to raise my payments roughly 400 a month. Going from 800 to 1200. Is there anything I can do about this? We have fallen on some rough times and I dont see how my family can make this work. Any help or ideas would be greatly appreciated. Thanks in advance. Edit: it is a new construction home however we didnt build. The builders contract fell through and we bought it. We are the first owners. They are saying it is due to miscalculated taxes. 200 in negative escrow and 200 in increase in taxes.  <response>: Probably nothing you can do. The escrow is for Your property taxes and Your home owners insurance and You are ultimately responsible for the costs. 