<prompt> Human: I know that the wiki has the what to do with X advice but I feel like my situation is unique.I am currently doing full time school and full time work making 30k a year. I am in 8k in car debt 15, and I have been paying that down aggressively I had no credit. But I only have 2.5k in the general savingsefund. So I guess my question is whether to pay the car down ASAP or try to build up my safety net with the 2 grand? I appreciate any help!  <response>: Your situation isnt unique.Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! and the Long-Term Investing Start-Up Kit You may find Your 401k and You: Basic Information and Your IRA and You: Basic Information worth a read as well. 