<prompt> Human: Ive had a system down for a couple years now and its worked out for me but I would like to see if I can do anything better from an outside prospective.Here are some details of my budget.Income4050 paid monthlyExpensesRent: 1065Car Note: 396Insurance: 153Phone: 180Roth IRA: 200GroceriesGas: 300Netflix and Apple Music: 25Utilities: 350Kay: 250Leftover: 1100DebtCar 16,700Engagement ring: 2,750Savings10,000What I usually do is put 1000 in a checking account and its my blow money. I categorize this as eating out, buying random stuff, video games, Amazon crap, etc, is what I use this checking account for. Usually Im left with 100-200 after every month and I put that in savings. Am I using too much money for blow? Am I left with so little because I give myself so much and I freely swipe? Should I break this into weekly blow money but limit to like, 100? Things I know should be improved, Savings and Roth IRA. Probably both small contributions. I dont like to touch savings thats why I havent used it towards my debt on Kay Jewlers. Thanks! Assistant: Your blow budget of about 1K out of a take home of 4K is what some people recommend budget-wise for a mortgage. So yea, thats a little high. Youre also saving less than 5 for retirement since 4K is after-tax, which is considered very low. So tighten up where you can. Certainly, you dont need to pay 180 for your phone or can cut down the blow money by half, no? Human: Its for two lines with expensive Verizon. Ill look at other carriers that would offer less. Thank you for the input!  <response>: rnocontractEnjoy 