<prompt> Human: Hi everyone, before I start I just wanted to thank you all for taking the time to read this.Im 23 years old and going to graduate this May and have been offered my first real job, after interning there for the past year. This is all very new to me and my parents arent very good with money, so I figured Id run my current situation and plan by you guys and see if Im setting myself up for success.Location: Kansas CityStarting BASE salary: 70kyear.Salary gets paid overtime after 45 hours a week. The average amount of OT compensation a month for someone at my level is 16 hours a monthProfit sharing and bonuses: We get yearly bonuses with an average bonus for my level being 14,000.MISC: 8 401k company matchOverall, my peers who are the same lvl of management as I are telling me to expect to make 100,000 overall adding in overtime and bonuses.The bad:Upon graduation I will have 27,000 in student loan debt to pay off.I currently have 4,000 in credit card debt that I am trying to pay back. I had a major car breakdown and had to put it on my card, but the car is paid off in full.My plan: I plan on moving in with my parents for 8 months after graduation, they live in the suburbs outside of KC about a 30 minute drive to work and start attacking debt, as well as save for an emergency fund. While doing this I plan on also putting 8 into the 401k and putting 5,000 into an IRA after the debts are paid.Questions: Is that all I need to do? I would like to move out of my parents after getting everything squared away and move to Kansas City itself. I have been looking at apartment complexes in the city and rent for a NICE place, which matters a lot to me, is 1200 a month and is an 8 minute commute to work.When this is all said and done is it feasible for someone on my salary to pay 1200 on rent, if not does the commute make up for it? Is there anything else Im overlooking?Thanks again for all of the help!EDIT FOR GRAMMAR  <response>: 1. Based on your salary, yes, you can afford that kind of rent but you need to figure out a budget to make sure youre not living beyond your means. Spending a bit more on rent might mean not buying a new car or buying a less expensive new car. It might mean buying Ikea furniture instead of something nicer. It might mean 1 vacation a year instead of 2-3.2. It would likely benefit you to define when you can move out not based on time but a financial goal. Id say your goal should be to kill off the credit card debt and build up a savings of about 15-18,000. This should give you enough money to have most of your emergency fund covered, moving expenses, any security deposit, and some basic new shit for your apartment.The reason I say go based on goal is simple. Lets say in 6 months you decide to take a 2500 vacation or even worse spend 32k on a new car. Well, its your money and your choice, but it changes your financial situation quite a bit. You may or may not be ready to move out at that point. 