<prompt> Human: Ive had an on-going troublesome relationship with an online service provider who shall remain nameless. Every year, I make a one-time payment to them for an annual service on my credit card. Every year, they switch it over to an auto-charge set-up, and then during the course of the year, make several additional bogus charges against my credit card, which I then have to fight with them over the phone for hours to get cancelled.This year, instead, I froze my credit card account a month before the annual charge was due. My thinking was that I wanted them to contact me, for a change.Well, my credit card company Discover has a clause in the fine-print somewhere that even after freezing the account, they will continue to pay charges that the MERCHANT indicates are on-goingrecurring charges. In other words, they take the Merchants word over mine, about whether or not its a valid charge.Now, after a frustrating half-hour chat wDiscover, its sounding like I may have to pay this transaction ... They dont care that I froze my account; they dont care that I didnt want the bill paid. The merchant told them its a valid, recurring charge, and so now -- according to Discover -- I have to get the Merchant to refund the money ... again. Am I just SOL here?BTW, yes, I will be cancelling my Discover card, and my account with the anonymous merchant, after this. I dont need advice on how I should have handled it before now. What--if anything--can I do now?rant  <response>: You can dispute the charge. But it sounds like you may have already tried this route. You can also stop using this online service provider who shall remain nameless. 