<prompt> Human: When I first enrolled in school, I wasnt really in a good place emotionally or mentally, and my grades suffered tremendously. I started out with a full ride scholarship, and I lost it after 3 years. My state LA pays for the tuition at in-state schools through 4th year for students who have demonstrated academic merit, and I received this state-provided aid. My parents have been covering the difference between what the state pays and my actual cost of attendance. However, I am currently in my 4th year, and at the end of the current academic year this aid will end. My scholarship cannot be returned to me even though my grades have improved over the last couple of terms. Additionally, my scholarship would have ended at the end of this academic year anyway.Im on a 6-year plan because I faced some trouble making academic progress my first year and a half due to my emotional and psychological instabilities, but Im making steady progress now and have been for a while now. Im in my 4th year and Im taking all junior level courses.I have two years of college left after this one, and I will be paying for my education 100 full price. There will no longer be any state aid, and like I said, I lost my scholarship earlier this year with no chance of getting it back.As of now, the full cost of attendance at my university is 20,406year. That includes tuition, fees, room-and-board, books, supplies, and other expenses. My parents have outright refused to continue to pay for my education, and my dad has explicitly said, I will not cosign with you for any loan. My credit is average FICO 650, and I have pretty much 0 savings. I currently work at an on-campus job making 7.50hour, 15 hoursweek were not allowed to work above 15. Ive always been a medically inclined person, so I sent my application to the state Board of Pharmacy to get my Pharmacy Technician Candidate Registration. It would allow me to work as a Pharmacy Technician at any pharmacy in the state until I qualify to pass the PTCB exam and get my full certification. The reason I applied for this is that the local Walgreens is hiring a Pharmacy Technician and typically pays them about 12-15hour.How can I take care of all of my expenses? I can probably live with a friend for somewhere around 400month and split utilities and Internet for somewhere around 50month and 35month, respectively. But then I also have to somehow budget food, gas, and most importantly paying for my education.Oh yeah, I also have 0 student debt, but I do have a few 5 credit cards totaling around 17k that Im hoping to put a big dent in this summer by working full time.How can I handle all of this?EDIT: Currently, federal loans would let me borrow up to 7,500year with an aggregate limit of 31,000.EDIT for claritys sake and this is probably pretty important: My 6th and final year I will not be full-time. I have made sufficient academic progress such that my 6th year I will only enroll for 4-5 hoursquarter 8-12 is full time, beyond 12 you need special approval. As a part time student, my tuition and fees will drop tremendously from 2,950quarter to 1,500quarter.EDIT: Im studying electrical engineering so with some luck I can probably make around 10k with a summer internship.EDIT: Ive read over all of your comments. I racked up the debt by buying stupid crap I didnt need but wanted. I recognize that my poor decision making coupled with my impulsiveness and lack of self control got me where I am. But I am ready to change. I am planning to tackle all of my credit card debt first and then worry about school. With the mountain of debt that I am facing, I will not quality for any private student loans. Therefore, I have to clear myself before I even think of hitting that Apply Now! button. Have I made some stupid, idiotic decisions? Yes. Have I been a completely irresponsible adult? Yes. But Im not doing that anymore. I literally cannot afford to do it. My parents will allow me to move back home and live with them and have all my living expenses covered by them. They just dont want to pay for my living expenses elsewhere. So I can live with them and work full time. If I live with them and work full time, I can settle ALL of my debts easily under a year. Im deep, deep in the hole, but I dont have to be forever. I will not be forever. Im changing myself, and I am taking responsibility and getting my life under control. To all of you, thank you for your comments. You have all been very helpful. Ill be back to rpersonalfinance a little while from now to tell you all about my success in recuperating from this devastating blow Ive dealt myself. I am an idiot. But I will not always be an idiot. Im changing myself starting today.  <response>: Heres what I would do if I were you. And Ive been in a similar situation with parents cutting me off.1 Consider a balance transfer card to reduce your payments. 2 Make a trip to your financial aid office. Can you get loans for this upcoming semester before your aid ends? If so, stash that money for later tuition use. If this is a possibility, DO NOT SPEND IT.3 Talk to your advisor, ask what general education and electives can be transferred in. Take these as community college classes during the summers and transfer them. It will be way way cheaper. This is also good since it will allow you to focus on your core classes and build relationships within your major - ensuring you get a job postgrad.4 Apply for all scholarships. Even if its a longshot, small scholarships can really help. 5 Live cheaply. Visit rfrugal and reatcheapandhealthy6 Find a full time job. I worked nightshift for the hourly differential. Are you losing health insurance too? Check out school insurance options. Also, consider working at your university. Oftentimes, schools pay for 9-12 credit hours per year for free. This could be enough if you were transferring in community college courses.7 Use a budget! Look at that great info on the sidebar. Living expenses of 4-500month are very do-able. 