<prompt> Human: I have a lot of credit card bills and one huge Personal Loan. I can only spare 15 of my salary but what I need is almost 45 of my salary. How do i Deal with paying everyone?Edit1: Thanks Guys for the suggestions. Im planning to sell some stuff and get an extra part time job. Again Thanks for the genuine replies.  <response>: Without knowing all the details: 1 Look into 0 balance transfers; many CCs will give you a lower interest rate than you probably pay right now with 0 transfer option. 2 Any option for part time work, Lyft driving, etc? 3 Cut expenses 