<prompt> Human: I have dedicated myself to improving our familys finances. Im the spender and hubby is on board. Weve paid off the smallest credit card, and we are using the snowball method. Since I quickly lose interest in things, that seems like it would work best. Now that we are a few weeks in, Im having trouble resisting my old ways. Ive made a lot of small changes to avoid temptation, but the desire to overspend is still there. What do you do to maintain your commitment if you have trouble like I do?  <response>: Well, an easy way to look at it is that if you dont keep at it, youre never going to improve your familys finances. Do you have any specific goals? Print them out. Put them on the fridge, by the bed, on the shower, even tape it to the dog if you have to. Make those goals be the thing that comes to mind first. Tape the goals to your credit card. Every time you take it out, there is your goals staring you down. Ive never done this, but its something I would certainly try if I wasnt sticking to my plan. 