<prompt> Human: Im almost 30, and my career started taking off a few years ago. Im now making 120k a year.Im also a single divorced dad raising 2 kids. You would think that 120k a year would allow me to start throwing money into all kinds of investments, but Im struggling to save anything. What meager savings I do manage to build up eventually get spent on major expenses that come up as part of life.Before the divorce, we accumulated a large amount of credit card debt 35k. I was left holding most of this after the divorce and have been chipping away it for the past 2 years. The debt is largely a result of both my ex-wife and I having no idea how to budget, especially when I was only making 30k-40k per year.Here is a spreadsheet of my expenses, income and debtIn a nutshell, my income is good but my expenses are way too high, leaving me with almost nothing to cover the standard monthly budget items Food, Gas etc. This causes me to dip into the credit cards to make ends meet. Rinse Repeat.I have no idea how Im supposed to break this cycle and get ahead. I figured someone who made 6 figures wouldnt have these kind of worries.Assistant: I cant offer any real advice, but something sparked my curiosity not American. Your expenses list 2100 per month !!! alimony and you say youre raising your kids, does that mean youre paying your ex-wife 2100 just because shes your ex-wife? Human: Welcome to American family law. The divorce settlement has me paying her until January 2014.  <response>: Be glad you dont live in Michigan, which allows for LIFETIME alimony in some cases. 