<prompt> Human: The house were looking at is listed for 145kI have a credit score just over 750, make 22k a year on the books, and have the money set aside for the down payment already.His credit score is lower CK says 650 for one bureau and 700 for another and he has a repossession on his report from two years agowhich ended up getting paid off in full in the end. However his income is higher than mine is by more than 10kyear.Would I be better off getting the mortgage by myself? Is that even an option?  <response>: If you are not married, do not buy a house together without the assistance of a lawyer to lay out ahead of time what happens with the mortgage and the property if the two of you should split up. 