<prompt> Human: Hey there!Im kinda new to this sub but I wanted to get some feedback from people smarter and wiser than I. Here are some details, please let me know if you guys need anything else:Age: 31Gross income single: 92.4K net was like 63.4K. Income is very stable and should increase at least 3 each year.Retirement: 6 with 3 company match and then putting 5.5K into a Roth IRA. I plan on retiring at 60-65.Debt: Mortgage - 175K left 1250 per month, no PMI, put 20 downCost of living: Minnesota so, not too roughMonthly spending averages 3-3.2KMonthly income net averages 5.2KOk, so emergency fund is covered 6 months. I just paid off my car worth maybe 14K on dealer trade and Id like to buy something saucy. Am I crazy for considering a roughly 1250 monthly payment for a new car?Thanks for reading!Assistant: If you want to retire early, I would be putting in more than 14-15 a year like you are to retirement. Id shoot for closer to 20-25 That said, your mortgage is 1,250 a month. Why in the world would you want another mortgage? You can get very very nice cars for much less than 1,250 a month. Not sure what car it is but Im guessing you wont tell us. Human: 2017 Mercedes-AMG C63 S Coupe.  <response>: There is zero way to justify that car other than you want to be flashy. in a few weeks something new will come out and you will no longer be the cool one. But hey those first few weeks youll feel pretty cool... 