<prompt> Human: Im a 24 year old college graduate starting law school in a few weeks. Ive been lucky enough to have a great scholarship so in the end Im planning on going through FAFSA and taking out a loan of about 10k each in 2019 and 2020.I have about 8k to my name, 3.5k of which is invested in Betterment and Wealthfront which have proved to be solid, and I add 100 bucks a month into both of those.Ive heard shady things about Northwestern...what should I look out for? Are there things he can arrange for me that will actually help me? What are my options?  <response>: Is he a fiduciary? Chances are hes just going to waste your time with his cookie cutter pitch about how you need to separate your goals into different buckets, etc etc. 