<prompt> Human: Hes paid off a house worth maybe 1M but claims to not have much else in terms of assets or savings. Finding out that hes been contributing absolutely zero for his retirement has me a bit concerned. He wont tell me when hes going to retire, but hes 67 -- I cant imagine him selling life-insurance door to door for much longer. I figure well probably need to sell the house once hes ready for retirement, and use that along with a portion of my income to support him. Does anyone else have experience with this type of situation? Any advice?  <response>: To be honest, if hes already 67 and still working hell be able to benefit from taking social security late netting him higher payments. Combine that with the ability to sell the house and have a 1MM next egg and hes really not in bad shape.Not to be morbid, but whats his health like and how long did his parents live? The 4 safe-withdrawal rate is predicated on needing your money to last 30 years, but if your dad is retiring at age 70, 30 years is a lot to hope for.If hes open to your help, finding a fee-only CFP for him to work with and formulate a plan would be a nice thing to do for him. But it sounds like he may not be looking for help and it doesnt sound like the situation is so critical that you need to push the issue. 