<prompt> Human: Id like to threaten to not do business with TCF bank if they dont reverse the fee, but I dont know if they will or not. I cant even cash checks without getting screwed now. I suppose they might come after my paypal account next. The bottom line is that I cannot even afford this nonsense, period. The garnishment fee was 125, the debtor was only able to get about 18.  <response>: Define some debtor. This was someone you legitimately owed money to? If its legitimate debt, this means you need to pay back what you borrowed. If not, this belongs in rlegaladvice.Your best bet is to get your financial house in order and work on paying your creditors off. There are links on the side to help you. There are software packages and spreadsheets to help with managing your money.What exactly would you like help with? 