<prompt> Human: Ok, so my situation is this, Im following the basic advice given on the sub. Ive gotten rid of almost all debt except for a car loan. Ive established an emergency fund, Im saving in my 401k, saving up a for a down payment on a house, etc. I feel like Im at a point where I can start maybe investing disposable income into something. I saw how well the Debt Snowball concept worked and I wondered if it could be re-engineered and put to use on the other side of the equation for income, an Income Snowball if you will. I have absolutely no financial background, so I wanted to put this in front of the experts on this sub to see if this is a waste of time and resources or not. The basic goal for this Income Snowball would be to:1. Find my smallest monthly bill.2. Invest some of my disposable income into something that would generate enough interest or dividends for me to use to start paying the smallest monthly bill entirely with interest or dividends generated from my investment. 3. Take the money saved from not paying that bill with my paycheck anymore and invest it on another investment to cover the next smallest monthly bill.4. Repeat steps 1-3 until all bills are paid by investment income.The end goal would be to live completely off investment interest. Does this make sense? Is it feasible? Would it take a million years?Heres an example of how I would implement it personally:Say my smallest bill is Netflix. Say its 10 per month. If I invested 3000 in an investment ETFs, bonds, stocks, whatever that made 4 120 annualy and paid my Netflix bill every month using the income generated by that investment from now on, essentially, I will never have to pay my Netflix bill again with my regular paycheck income. Now that Netflix is covered, I move on to my Internet bill. Its 45 per month 540 a year. A 9000 investment generating 6 annually would cover it. Now I have 55 more per month from those two bills now that Im not paying them to invest in the next investnent for the nexr bill on the list, and so on and so forth.At the same time this is going on, Ill be trying to cut all non-essential monthly expenses to help with my goal and yes, I know Netflix is non-essential to most people, I was just using it as an example of a small bill. Is there a better method to accomplish the same goal? Any input is appreciated.  <response>: In theory this will work. In practice, the psychological rewards are kind of the opposite of the snowball method for debt. Youre setting aside a lot of money to save yourself some relatively small expenses. Youre going to be saving, say, 125month for 2 straight years to save 10month on your Netflix bill. Then if you keep up the same rate, plus another 10 135mo, its going to take you another 5 years to set aside enough for your internet bill. Saving a lot of money is great. But, if you focus on paying current expenses with the interest, youre going to be putting it in a lot more conservative investments and getting a lot less return and no compounding of interestdividends than you would get with a more aggressive long-term strategy. If you have extra money, Id just put it toward your existing goals like retirement or a house. 