<prompt> Human: The wife and I are planning on getting two cars in the near future, our credit is so so Im about a 720, shes 685, mine is a little better. We were discussing whether it would be better to get each sign for our own loans or sign together on the two loans. Anyway have any thoughts or experience on this?  <response>: The 3rd option is to have you with better credit buy and sign for both cars, and leave her off it entirely. Thats a pretty simple option as well, if the banks agree your financial situation is sound enough for that. 