<prompt> Human: First off, I dont even know if I calculated my income for the year correctly. I assumed it was the net amount left in my paycheck after taxes were taken out. I also have a couple other jobs that provide me with income one I have to file under some kind of MISC form? and I sold a significant amount of stock this year I made most of the money off the stock I held long term vs the short term.After I added all that up I still above 36,900, but I thought you could subtract interest paid on your student loans too?Anyway, what can I do to make sure I come underneath that number for the end of the year? Does it really make a significant difference if I was over?Thanks for the help!Assistant: Only the amount over the tax bracket threshold is taxed at the higher rate. Im not really sure what the concern is here?Human: Easy answer...never really had anyone to teach me about taxes. So I assumed you try to get in a lower bracket.  <response>: Highly suggest you to go to Khan Academy and watch the videos on taxes. It really showed a lot of stuff that no one tells you. 