<prompt> Human: As the title says, Im looking for a good Bank of America credit card that I can use to pay off monthly things with Netflix, Spotify, e.t.c. so that I can build up a solid credit score. What would be the best one to get to do this? ThanksAssistant: Any one without an annual fee.Steps for building credit with a credit card: Buy something on credit card ideally somethings small like a 5-20 monthly streaming subscription Wait for statement Pay statement balance in full by due date Repeat monthlyHuman: I think thats what I was aiming for, whats the benefit of not having an annual fee?  <response>: Not having to pay an annual fee. 