<prompt> Human: I currently spend 4,000 per month on rent NYC, 32 of pretax income. Currently the money just sits in my checking account until the end of the month and then I write a check to my landlord.Is there anything I can do to earn money from these payments? I dont see how I could earn credit card points or interest from the money and wanted to see if you helpful folks had any ideas.Thanks in advance!  <response>: Theres not a good way to earn credit card points unless your landlord takes credit cards. There are services which will charge you and then cut a check to the landlord, but youll pay a fee thats more than the value of points you earn.As far as interest, you could either have the money in an interest-bearing checking account or set up automatic transfers in and out of a savings account. Savings accounts will have a limit of 6 withdrawals per month, so one for rent should be fine. Using an online savings account will get you the best interest rate still under 1, and most should allow automatic transfers. Capital One 360 has an interest bearing checking, but its only 0.2 I think. 