<prompt> Human: My dad is my best friend, and means the world to me. He has had a ton of bad luck his wife left him, his best friend died of cancer but always stayed positive, something I really admired. Ok sorry for the sob sorry, onto the finance part. He owes a lot of money, I would say the breakdown goes like this:49, Attorney in NYCStudent Loans - 100kBack taxes - 20kGross Income - 80kYearly expenses - 60k lives in NY, eats out a lot, etc.He doesnt have ANY savings. Hes also declared bankruptcy before. Heres my break down:21, Supply Chain Analyst in Southern IllinoisStudent Loans - 30kGross Income - 55kYearly expenses - 35k Any ideas?  <response>: Stop eating out! 