<prompt> Human: Me and SO have a kid. I am backed with student loans, currently in deferment as I am still attending. Out total income is a little over 2k and expenses seem like they are hardly covered. Between child support payments, rent, utilities, insurances, and etc. what are some ways to cut down expensive and stop having to worry about when is the next payday? Assistant: First, make a budgetHuman: I created an excel spreadsheet to help remind myself of upcoming due dates and subtract income from expenses. This leaves me with a remainder but it seems every other check has 100 bucks left. Assistant: Can you post all your expensesHuman: This is my fixed monthly payments and charges. Rent: 680 water included Electric: 110-130 Houston has some humidic climate Child Support: 210Car: 414 anything extra from paycheck usually goes towards payments and maintaining improves my credit Car insurance: 206 took months to find best full coverage rates, cant do liabilityPhone: 137 3 linesFurniture: 98 improves SO bad credit Gasoline: 100-120 share vehicle Food: 300 family of 3  <response>: Youre spending more money on your car than on your rent, and youre spending money to improve your credit. I found your problem. 