<prompt> Human: Ive been working a campus job thinking that my earnings were paying my personal contribution of my tuition. Turns out I already paid it and my money doesnt have a destination. As Im young and without any real obligations right now I want to put away around 50 of what I make. Roth IRA? 401k? Something else yall recommend? I have no idea what to do so gimme everythingI originally posted this to rfrugal and they told me to come here  <response>: The proper thing to do is to first make sure you have an emergency fund2500-4000. The next thing to do is make sure you have no debt. After that you want to stary saving for retirement.The better thing to do is to make sure you have a emergency fund of maybe 2000. Then enjoy yourself. Youre in school and these are the best years of your life. Just ask around, once you graduate life never gets better. Its all downhill. 