<prompt> Human: My situation - married, no kids, my wife and I in our 40s both work, making about 160Kyear and have excellent credit. One vehicle my wife doesnt drive, which is paid off. Our only debt is the mortgage 1800month, including insurance and taxes on the house we purchased summer of 2016 and weve got about 65K in accessible savings right now.Im considering purchasing a vehicle that Ive wanted a for a long time a 70s Jeep CJ, if youre wondering. Living in the upper Midwest, this would be a summer fun car for us and would not see winter conditions. Now I know that this isnt best use of money in the world and many of you would just say not to buy it. But as I said, Ive wanted one for a long time and I feel Im in the position and have the resources to get one. And, you only live once, so you gotta have some fun. I dont have - nor am I interested in - a motorcycle, boat, snowmobile, ATV, etc. like many of my friends and family have. This is my one and only toy for me, so yes, Im going to be somewhat financially irresponsible here out of the norm for me and buy one.Asking price on the one Im looking at is 14,000, which is a very good deal in comparison with similar ones. My question is what is the best way to purchase it? Should I pay cash? Take out loan, HELOC, etc? I feel like cash would not deplete our savings enough to warrant paying interest for a couple of years. Thanks in advance for your advice and opinions!Edit: Thanks to all for your advice! I went and looked at the Jeep in question and it is not in as good as condition as I expected. Definitely not purchasing that one, but I continue to look for one. If and when I find one, Ill be paying cash. Thanks again!  <response>: Pay cash for toys. If using that cash puts you at a much greater financial risk, then you cant afford the toy. 