<prompt> Human: Im horrible with stress. Always have been, and it feels as though Im stressed 247...To add to this, yesterday morning I was laid off of my job of 8 years making roughly 50k USD before taxes.My wife makes 60k USD before taxes.Theyre paying me severance through mid July.I have 7k in 0 interest CC debt from a kitchen remodel.1300month on our house own300month on one car cleaning up and selling asap...should generate about 4k into our pockets.186 on another that will be paid off in 10 months plan on using this one daily.150month for electric this can vary depending on the weather, as high as 180, as low as 115...depends on the month...150-175 for summer usually.I also have two dogs and two cats. My wife is a sales rep for a pet nutrition company, so we spend 50 a month on food for the 4 of them...she was a vet tech for almost 10 years, so we get a lot of vet visits for free or for cheap from friends.Food...food is the one thing I honestly dont think I have a grasp on for what we spend. My biggestfavorite hobbies are playing softball and cooking bbq...so I always have a TON of meat in our chest freezer.Twice a year I go to a meat packing facility that supplies for restaurants and grocery stores...shit is dirt cheap. I went on Friday and spent 330... 40lbs of chicken breast, 6 pork bellies, 13lbs of beef tenderloin on sale for 5.09lb, 13 racks of ribs 2.19lb, and a 10lb brisket 2.99lb. Its a lot of food and will last us a LONG time...this was in addition to the already 60lbs of meat I have in my freezer. For protein, we are set for a long time thankfully.Pretty sure Those are all of the major expenses. I have the severance agreement in writing, but not why I was laid off or anything else. I tried to take yesterday to soak everything in... I feel like Ive failed my family, and I dont know what to do next.Ive saved 100 jobs and plan on updating my resume and starting applying throughout the next couple of days... I just feel like Im not doing things I should, and Im having major anxiety issues over it.Sorry for the garbled post, Im not in a good place right now.EDIT I should say that currently there is 1200 in our checking and 3300 in our savings...she has a retirement fund unsure of totals right now.I got back from a 10 day vacation Monday 5,000 I wish I hadnt spent, they laid me off Tuesday morning.EDITx2 I should also note, while it has no direct effect on anything, I have a felony for possession with intent to distribute marijuana arrested in 2009. Just adds a little to my stress about looking for work.EDITx3 I added an expense or two above, and Ive also filed my unemployment claim with the state.EDITx4 After talking with my wife, amidst resumecover letter editing, job hunting, and budgeting, we are going to try to figure out a way for me to go back to school and finish...when I was arrested I was nearly completed my second to last semester of college...so if I go back to the school I was enrolled in, Ill have one full year left as a full time student to get my B.S. in a field I would love to work in...that being said it wont be easy. Its two hours from where we live now, and out of state residents pay 750ish per credit hour, where in-state pay 300...my parents live in the state, so Im exploring my options.Thanks again everyone!!! Im still in contact with a few of you, the others, I really appreciate the kindness and words of wisdom.Assistant: Once you get your bearings and calm down, you will realize you can get through this, you still have income from your wife and severance to live off of for awhile. But today is when you and your wife buckle down. Excellent idea to sell the car. Continue on that thought by cutting back anything not absolutely necessary. Dont go out to eat or get drinks, dont buy stuff you dont need to do job hunting, and basically dont buy anything you dont need to live. Now would be a good time to cut down on bills like cable and Phones. And look for jobs. Try to live on just her income as thats what might have to do if the job market is slow. But You can do this! You are very fortunate to have another income to keep your family going. Based on the little info here, You should be able to live on that 60k income if you tighten way up.Now this is PF, and so therefore I have to tell you that you havent made such great personal finance decisions in the past. You Just put 7k on a credit card and just spent 5k on a vacation when you have hardly any emergency fund? Im not sure how long your wife has been working but youve been making over 100K a year and you only have 5k in savings? This is not great. You are spending alot of money somewhere and not saving enough. So You need to start an emergency fund with 3-6 months worth of living expenses, that would take all the anxiety of situations like this that are out of your control. Think about If you had 15k right now in a savings account to live off of, how relaxed you would be. You have learned a good lesson here to always prepare for the hard times because they always happen, just how and when. This is a great time to get a new job, build your emergency fund, pay off all debt, and be financially stable. Human: In December, the downstairs of our home flooded...insurance covered some of the repairs, but thats where the 7k in credit card stuff comes from, as well as draining a good portion of our emergency fund.About 3 weeks before our home flooded was when I paid for the vacation.It was a perfect shitstorm.An added issue is buying shit...wife and I like to buy stuff. It isnt a problem but its something we obviously need to stop given the circumstances.Assistant: Ah that is different if had a emergency fund and you just got hit hard, it didnt sound like that from the post. But honestly you should be fine if you tighten way up and cut everything out for a little while. Another poster showed how you can live on 60k no problem with a little effort until you find a new job. I wouldnt be too worried about it, just sit down with your wife and agree that you must cut everything out until you get a new job. Thats all you really have to do and then start saving for a bigger emergency fund for the next time. Human: Yeah I didnt have enough in the fund originally so its definitely something I need to reach for.To make EVERYTHING a little shittier...my house flooded on the day of my 8 year old nephews funeral...lost him to brain cancer :Assistant: That sucks, sounds like just a horrible time period all around. Nothing can prepare you for things like that, Ive been there before. Just keep going one day at a time. With your wifes income you are going to be just fine, so dont take it too hard. And dont take the job loss too personally, a job is a job, no matter how the management puts it. Time to get one thats even better. Human: I agree 100, and Im doing my best not to...but its hard to not take it personal when youve known the owner and family for 17 years and they let you go on your second day back from a 10 day vacation...Not to mention I get the gut feeling they let me go to replace me with someone theyre not going to pay someone within the family whos wife works for the company...IRS and debt collectors are after him so he cant hold a job that pays in his name. He is who filled in for me while I was on vacation.  <response>: Definitely a messed up situation then, but totally out of your control. It sounds like they are making bad choices that will only come back to bite them at some point. Time to get out your feelings and then just let it go because you didnt have any control over it. Its their mistake. 