<prompt> Human: I live in the state of Tennessee. The local sheriff in my town keeps showing up at my fathers house to serve me papers on delinquent medical bills for the hospital in town. Do not live at my dads house so thankfully I have not received these papers yet. I also have bill collectors calling me daily to attempt collecting debt on the hospitals behalf. The hospital in my town is contracted through Tennova healthcare. I am a full-time employed single mother who lives with small amount of government assistance. I have health insurance through my mother, being that I am 23 and can stay on her plan until Im 26. I am in no reasonable position to be having my wages garnished. I seriously need a solution to this. Someone please help me find a way out of this.  <response>: Well you have a judgement against you. You didnt discuss the bill and arrange a payment plan. You didnt talk to collections about a settlement. So, now its going to court. Thats the normal process when you continue to ignore your bills.But enough about what you did wrong. What can you do now? You can try the Im sorry if ready to work out a plan please forgive me approach with collections or the hospital, but it also may be too late.After that, your next move is to show up to court to prevent a default judgement, state your case and your reasons for not paying and not communicating, and hope the judge decides to rule in your favor.If you dont show up to court on time, you will get the default judgement. There are no do-overs for court. In that case your wages will almost definitely be garnished whether or not your in any position for it, usually around 15 of your income. 