<prompt> Human: My wife and I are 7 months pregnant with our first child and living comfortably and happily in our first home, a 3 bdr, 2 112 bath, decent neighborhood but close to lightrail awesome for daily commute. House has gained about 210k in equity, I also have 100k in stock. No debt, perfect credit, and a retirement account on track with recommendations. That combined with the reality that Seattle is booming like never before without clear signs of impending bubble doom makes me think we should stretch a bit now to upgrade our house before prices get even higher. This is where I could use some advice. My wife and I have a combined salary of 180k, very stable employment. With the other assets I listed above we can get a loan for 600k if we dont sell our house before we buy and 700k with 20 down on bothif we do sell our house before we buy. Meaning we could potentially get into a 850k house, with a mortgage around 4,200 a mo. Currently, our Mortgage is 2,300, so this is quite a jump, especially if I factor in the cost of a new kiddo. I would love some advice from people in California or Seattle who have been financially stable and then dipped into a house poor state to get ahead while the door to do so was open. Was it worth the stress of having such a high mortgage payment? Any general or specific wisdom on people whove been through similar situations would be greatly appreciated. Thank you!  <response>: Moving is one of those things that puts psychological stress on people, whether they know it or not. Stability and consistency are valuable in subtle ways. With a baby coming, even more so. Id stay put. 