<prompt> Human: I just left Whole Foods, where I have a 401k with Fidelity it charges a fair amount in fees. Im taking a contract position that might become full time, but in the meantime I would like to continue contributing to some sort of retirement fund. Mint is suggesting I roll over to IRA. What is going to be the best way for me to keep putting money into retirement with the least fees?  <response>: You can open an IRA, roll your 401k balance into it, then contribute up to 5500 or your earned income, whichever is less per year on top of the amount rolled over. 