<prompt> Human: Like the title says, Im in severe debt and not sure what to do at all. Currently I work a crap job barely making ends meet after the bills I have maybe 100-150 left over for gas and food for 2 weeks. I had a really good paying job when this debt first started adding up and was easily paying it off. However, I lost this job and ended up going so far in debt trying to pay for the apartment I was living in at the time and the cost of food and bills. And by the time I had found a new job, the cost of living on my own had racked up a lot of this debt quick.I do not have any college degrees. At this point it would be impossible for me to go back to college because I could not afford to pay for it I cannot get a student loan without my parents cooperation and their information, and my dad refuses to help and says I have to pay out of pocket for school, and I wouldnt have the time to attend college because of work.I have been applying to any job I can find that might pay more, but unfortunately around my area there isnt a lot of jobs that pay more than minimum wage without a college degree.I feel like Im so screwed. Im so far in debt, I have no college degree, I cannot find a job that pays enough to allow me to have any extra money after I pay on these bills. And even if I do find one, Ill be spending my whole life being near broke because of how long itll take to pay off the debt. I have considered bankruptcy but Im worried about if they will take my car, which I need to get to work. Theres been times where its even led me to considering suicide because of how stressed and depressed having to worry about paying all of this massive debt has made me. I have no idea how I can possibly get myself out of this debt.  <response>: First, dont beat yourself up. 25,000 in debt is NOTHING!! Dont consider bankruptcy for such a small amount. By the time you get through with your bankruptcy, and the years it will take to recover, you could already have the debt paid off.Second, time to find a second and maybe a third? job. Just think, if you get a second job that makes just 150 a week that is an extra about 8000 a year. In three years you will have this paid off.So you are in debt. Big whoop. Welcome to the real world. The idea that a person only needs to work 40 hours a week and survive is nonsense and working 60 hours a week is not hard. I have been working 70 to 80 hours a week for over six years. One of these days Ill cut back but when I am making almost 40k a year working just my PART TIME income that is hard to give up.So find a second job. Deliver pizzas. Work for a painting company on the weekends. Get some free business cards thats right I said FREE from Vistaprints and offer lawnmowing services. Or sprinkler repair. Or painting services. Making an extra 150 a week on the weekends or a few nights is not hard.So rather than getting depressed and thinking you cannot fix this focus on what you can do on the side to make an extra 150 or 200 a week and actually FIX this?!?!Thomas Jefferson famously said Im a firm believer in Luck. And I find the harder I work the more of it I have. In other words those willing to work hard CREATE their own luck. You never know, you grab a lawnmower and start picking up a few yards it wont be long before you have to quit your current job, get a truck and trailer and a few more pieces of equipment, and actually start your own lawn maintenance company making TWICE as much as you currently are making and own your own business!!Focus on the POSITIVE end result and you will get there. Continue to focus on the NEGATIVE end result and you unfortunately will get there too. 