<prompt> Human: Im a minor, planning to start a Roth IRA and want to know what the best fund would be for me -- Id be able to take a good amount of risk tolerance and would try to max out the Roth IRA for 2017.Any good funds to get into, low fees of course!Assistant: Target Retirement fund for roughly the year you plan on retireingHuman: Ive heard this isnt always the right option, what dont people like about the target date funds?  <response>: Target date funds are great for people that are just starting. It gets their money working for them at a reasonable asset allocation for their age, with low fees.Once you learn more, you can move into different, self controlled funds, but you would be fine investing into a target date retirement fund the rest of your life 