<prompt> Human: I am starting a new job where Ill be making 45,000 gross per year. I will be living in a city with a pretty high city wage tax so I estimate my monthly net income to be around 2800, but Im not totally sure how accurate that is, as I havent yet registered for a health insurance plan or public transportation, which is pre-tax. I have no debtsloans and around 11,000 in the bank. No car. Im looking at a 600 sq. ft. apartment whose rent is 1100 per month including all utilities except for electricity internet is included in the rent which is great. Electricity seems like it would max out around 75. The place is in an awesome neighborhood about a 20 minute walk or quick trolley ride from my work. I dont have any fancy hobbies and I lead a pretty simple lifestyle -- i.e. Im just fine eating the same chicken breast and broccoli and rice every day, I typically have a very small social budget. x200B;EDIT: Thanks to everyone who answered! Ive talked to the landlords and they are willing to let me do a 6-month lease with the opportunity to renew it at the end. Ill see how it goes, and if it ends up looking like Im not going to be able to save any money, Ill cut my losses, move into a cheaper place, and chalk the experience up as a life lesson.  <response>: not to be facetious, but can you? youve listed 1100 for rent. 75 for electricity and stated a simply lifestyle. So if you add in the other things that you spend or guess to spend monthly, does it add up to less than the 2800 you bring in monthly? have you accounted to savings and retirement as part of your budget? 