<prompt> Human: I am 22 years old, I dont like to go out very often, as I see myself as somewhat conservative with my money. I make roughly 2000 a month 850-900 per check I have these bills: Groceries :75 Car 195, Car Insurance 160, Phone Bill 40, Gas between 150-200 a month I will soon have rent as well which will be about 550.I have 780 at the end of the month. Me and my lady want to move to NYC by summerfall 2020. On my end I want to have 4000-5000 in savings. I want to be human and give myself some spending allowance but dont know whats a healthy amount with also saving a healthy amount to achieve my goal and moving out of state. This may seem a little foggy so if anyone has questions please ask and Ill give as much as a can !P.S. I know New York is very very pricey; Me and my lady agreed to split costs to a lot of big picture stuff: Rent, Food, utilities. And we would get rid of one of our cars and insurance payments which will most likely be mine since her Subaru since its paid off. She also has her own saving plan and is targeting maybe saving 5-6K.  <response>: live in Newark NJ, get a better job in NYC, save up for a year and move closer 