<prompt> Human: After reading this post about housing costs I made this chart to help people. The chart also shows how people with higher incomes would have an easier time spending only 25 of their income on housing versus 33 or more.Edit - Please note that this table is only a general guideline based on the common claim that a person should spend a maximum 25 to 33 of their income on housing. Your particular financial circumstances may mean you spend more or less. You can assume that the income figures in the table are pre-tax because thats how most people think of their income. People have asked if the figured include things such as utilities or insurance. That answer is up to you and your budget. The table is only a general guideline.Edit 2 - The 25 to 33 figures represent a maximum figure. If you spend less on housing, fantastic. Many people spend much more. Again, the table is only a general guideline.Edit 3 - Yes, I used a figure of 2000 hoursyear instead of the more traditional 2080. Now I know I should have used 2080.  <response>: People are going to point out that every case is individual. Everyone should just understand that guidelines are guidelines and should just be used to approximate things. What you should actually spend varies vastly depending on the CoL in your area, your income, your family size, your debts, etc.In the end, its best to create a budget to determine your needs. 