<prompt> Human: Hello all, Im going into my senior year and I was wondering if the personal finance classes at high school are any good. Is it worth taking? Would I be fine if I switched it for something like piano? Thank you.  <response>: I am a recent college grad, and the things that I am learning about personal finance now at age 24, I should have been learning in high school at 17. Having said that, it depends what your schedule is like. Is this an eitheror situation, or can you cram in both? Personal finance is incredibly important, true, but you can also learn much of it independently from books on your own time. Music and the arts are taking a nosedive in our schools right now, and an in-person teacher cannot be replaced with a book. Are you passionate about music? Well, aside from college if your school has a music department and if they have opportunities for non-music majors to get involved, community ensembles are on the decline in our culture right now. You are young and unencumbered; take advantage of that to exercise both your analytical and abstract skills. Im 24 and I sit at a desk all day doing audits and training for the CPA exam. Do I like what I do? You bet, but I sometimes I wish I was back in the days that there was a piano downstairs that I could just sit down and start playing in my lunch hour.Preferably, take both, but if thats not an option, take music and buy some quality books on PF and read them independently I recommend Financially Fearless by Alexa von Tobel. 