<prompt> Human: The first step is addmittance right? Anyways we somehow got behind on our bills and we cant seem to catch up. We dont seem to qualify for a loan because of it and Im not sure where to go from here.Assistant: Can you post your details? Heres a recent example of what that looks like.Post your assets, debts, anticipated bills, anticipated income, and usual expenses.Human: Thanks! Thats what I wanted. Right now we are so behind that when we get paid our account is barely positive because of it being so overdrawn. We dont have an emergency fund. Monthly Expenses: Monthly Expenses: Mortgage- We rent but we are military so its paid for Internet- 75Groceries- 200Car Gas- 200Car Payment- 842Car Ins- 300Cell Phone- 209Assistant: 842 car payment? Holy hell. Is that a typo? If not, you are spending 70 on your monthly take home income on cars gas insurance. Thats a horrible, horrible idea. You cant afford to drive those cars.Human: It is two vehicles but yes.  <response>: That doesnt change that youre spending way way way too much on cars. 