<prompt> Human: Children are ages 5 and 2. Not sure what type of accounts to keep money in for them to use at college or wedding.  <response>: Well, theres a pretty big difference between college and wedding. One is worth investing for, the other is a wedding. The college fund also can be tax advantaged. If youre in the US, Id look at 529 plans. I have a Virginia 529 plan but there are plenty of options with different funds and cost bases thats going to be really important 