<prompt> Human: Last year I spent 5k on 3 trips. This year I plan to spend 7k. What is the recommendation for vacation spending? Gross Salary: 72600 Comes out of check: medical, dental, 401k 14 with 5 contribution, Dependant Care cont 416 a month. Net monthly: 3332SO net monthly: 2500 no 401k, medical, etc. No student loans for me. SO has 4k in loans at 4. Currently my dad lets us live in his house for free, while we save for a house, so no rentutilities. Currently saving 2015 a month and have 32k saved. Houses around us cost 150k. No car loans. Monthly bills:Daycare 840 Cell phone: 120 Car insurance: 250 The rest of our money is either saved or spent on groceries. What do you think? Less on vacations? If yes, what should I allocate those funds to?  <response>: Its a personal decision, but you have fairly low monthly expenses, and are saving considerably. Some people in here are ardent save everything but I definitely want disposable income too. Not the best but not the worst decision given your situations. 