<prompt> Human: Income: 50k Age: 30 Single, no kids No debt other than mortgage Mortgage Amount : 1,340month Liquid Savings: 12k Mortgage Balance: 190k Estimated House Value: 245k Last year I got really excited about the prospect of owning a house and the ability to stop paying rent. So I began searching and found I wouldnt have a problem getting a loan as I had great credit and no debt, even though I had not saved much for a down payment. I looked for a while and finally found a house that I thought was a great deal. I went ahead and bought the house while only putting 3 down. To help with the mortgage, I got a roommate which allows me to pay my mortgage and also save a tiny bit each month, but if I didnt have a roommate my budget would be pretty tight. Another thing to consider here is I should be finishing my MBA in about a year so my income should increase some in the not too distant future. I know my mortgage to income ratio exceeds most of the rules of thumb without a roommate.Should I sell the house? Should I just get used to life with a roommate until I either get married or increase my income? I do believe I got a great deal on the house, as judging from other recent sales in the neighborhood, I believe I could sell the house for 50k more than I bought it for. All feedback is appreciated. Thank you.  <response>: You just paid a bunch of closing costs to buy the house. If you sell it, youll pay about 10 of the sale price in selling costs. Add those two amounts up and divide by the number of months youve lived there and youll see youd be paying very steep rent for that short time.If things are working with a roommate, then keep it working. Save as much of the rent money as you can while youre getting it so that you are in good shape if you have a major repair or some time without a roommate.It sounds like your income is increasing, so let that grow into this house instead of selling it and then wanting a house like it again in a few years and paying double transactional costs. 