<prompt> Human: Need a bank acct. Mainly for purchases, paying bills, and saving. I keep reading that Simple is really good. Would like to ask you lovely people whats your experience with Simple or any other online bank? Main thing just want a secure online bank.  <response>: As of today, Simple offers 2.02 interest. This is an increase of 201 basis points. Ive been using Simple for years and highly recommend them. 