<prompt> Human: Hey folks,Her overall benefits package salary about 44k, but of that, her actual salary is 31k and the majority of the difference is her 10kyr health plan, which sucks as far as I can tell Not as bad as some ACA plans Ive seen, but still.... The 8020 option has a 2k deductible and the 9010 option has a 3k deductible. My plan has far lower deductibles for far, far, less anunally, but were not married, so I cant roll her onto my plan.She has to decide on all of this within the next few business days, so I want to help her look into alternatives. Were Nashville area and I dont really know the best way to go about determining if her getting insurance on her own and having 10k added back into her salary, if thats an option, is worth it.Anyall advice is welcome. Thank you!Assistant: 10kyr health planMA or CT? Thats about what my employer-offered plan was when I used to have employer-offered plans. Is she paying any of the health plan premium, or is the employer picking up the entirety? having 10k added back into her salary, if thats an optionMy guess is that it isnt, but she should still check. Human: Can you explain what a premium is? Both plans have a large deductible, if thats what you mean. Were in Tennessee.  <response>: I hate to tell you but a 2k deductible is not large 