<prompt> Human: Its somewhat morbid but Id rather be prepared than blind-sided. I am the youngest and finishing college soon. My parents are older and I am wondering, if they die before we pay off our loans, do I inherit their portion of them? They have taken some federal loans out for my schooling and I have taken out my own as well. Thank You  <response>: Are you named on the loans? If so, you will be expected to pay them off. If not, they will be paid from your parents estate. 