<prompt> Human: tl;dr I made a large eBay purchase with my card as payment, PayPal withdrew from my savings, and PayPal wont fix it. Explicit customer deceit at PayPals benefit lower processing fees, I made an eBay purchase for 3k and selected my credit card for payment. The payment proceeds to be charged to my bank account and PayPal claims eBay at fault, half an hour of PayPal support claimed there is nothing they can do and eBay made the mistake. eBay does not connect to my bank account, PayPal does. This seems to be a circular attempt of blame. This is an issue, I did not anticipate withdrawing 3k of funds from my savings until approx a month from now when I make a payment. Advice? Edit: Ive set my credit cards seemingly every month as my default payment. The checkout process on eBay showed my bank, I explicitly changed it to my credit card, and it went to my bank account anyways. This happens on repeat and has become enough of an issue that my bank account was force downgraded from savings to a checking account.  <response>: Reverse the charges, return the item. When your savings account is restored, move the money to another account not connected to paypal. Then purchase the item again. 