<prompt> Human: Background on the mortgage: it is a 100 financing loan from Regions not a USDA loan. The max salary to qualify for the loan was something like 55k, so she and I made too much money to be on the loan together. We put the mortgage in her name and I bought her auto loan from her at the banks request. When we started on this, she made less than the 55k. She just got told that she is getting a 15 raise that will put her well over the maximum salary effective this payday this Friday. Up until this point, everything has been going smoothly with the mortgage process. We close 319. Already done with the inspection, appraisal, survey, etc. Will the bank be able to see that she makes too much money to qualify the loan before we close? We are excited about her raise, obviously. She more than deserves it. But we are nervous this might torpedo the deal right before the finish. What should we do, if anything?  <response>: The max salary to qualify for the loan was something like 55kDepends on what you mean by this. If you have some kind of local government program or something, they might care a whole lot. If this is just bank marketing, then they might not care. 