<prompt> Human: Hey PF,Just a life lesson for myself and everyone else, but emergency funds are there for a reason. It sucks to take money out of it, but better not having to go into debt if you didnt have one.Backstory: Roof is pretty old on the hosue and I doubt checked with my insurance and they wont cover me unless I get a new one. New roof 6k. Glad I had my e-fund, but it sucks knowing I saved a year to get it up to where it is now just to have it all drained away in a day..  <response>: agh. This is exactly where I am. Just got laid off last month and plowing through my savings right now. I dont understand why it took me years to save that money but it will be gone in a matter of months until i find a new job. Its not fair. 