<prompt> Human: So Ive graduated college recently with 43k in debt from loans. Its not awful like others, but thats still a ton to me. I had to take the first full time job I could get so Im working at a local bank as a full time teller while living at home. Ive got about 1500 set aside for an emergency fund, and my loans will start around early November. The job offers me a retirement plan with up to 4 matching the first 3 they match 100, and then the following 2 they match at 50. I dont want to monitor it too closely, and see my retirement fluctuate. I just want an aggressive portfolio that I can sit on and contribute, while I try to find a job thats closer to using my actual career. The accounts are with Prudential. Theres a 401k, a Roth, etc. I believe I can only get the matching if I invest in their designated 401k. Does anyone have any advice? This is all new to me. Edit: wow, okay. I just got on my lunch break so Im reading through everything now. To clarify some things: The company is offering a 401k retirement plan through prudential. They will match contributions on that plan only. Prudential also offers others I can invest in as well, thats where the Roth came in. I set up to meet the matching for the 401k at 6 and my company will match up to 4. The Roth I will be contributing about 5, and adjust as needed once I get more settled with my financials. My expenses are minimal, mostly just small subscriptions that I use daily. Once I have a better grasp on my income, Im going to start paying off my loans. Hopefully get a smaller one paid off before they kick in. Keep the advice coming. This is great for other recent graduates and upcoming graduates. You guys are great!  <response>: Very. 