<prompt> Human: Right now Im saving 80 of my 200-250 check each week and depositing around 150 each check into a CD because I get a .90APY vs a .25apy. The only real occurring expenses in my budget are Spotify at 10 and 20 for gas for two weeks. I think i could find a way to stop buying food completeley and depend on my parents food but Im not sure howd that work out. Is there a way to maximize my savings even further? Could I maybe cut my gas budget by 5 or even get rid of Spotify? Like Im so into saving now that I feel really bad for dropping 30 bucks on a pair of earbuds I need that Ive been saving the last two checks for.  <response>: Some online savings accounts return 1Ally is 1.45 and you dont have to lock up your money in a CD to get it. 