<prompt> Human: To start off, both my wife and I have significant debt. Combined we owe about 550 k. However, were both younger 29 and make a combined income of 530k. Weve refinanced our loans, currently maxing out our 401k403b, IRA backdoor Roth and HSA. We have no kids probably holding off for a few years, currently renting but looking to buy over the next couple years. With our income, after all expenses loans,housing, personal etc. we clear about 9k monthly which we are either investing or stashing in a high interest savings. All opinions about the car aside, Id love to purchase a Tesla model S...eventually. I want to purchase it responsibly and want to see if anyone had an opinion on whether this is this even possible, howwhen you would go about purchasing it. Should I wait until were less in debt, afterbefore a house purchase. How much should be put down on a car etc. I already know its a silly purchase, but Id like to see other people thought. Editupdate: Some seriously sound advice from all you guys. I think Im gonna focus on paying down this significant debt aggressively before considering any big purchases. Thanks for the pep talk - I know my wife appreciates it too.Assistant: Even at that income, I couldnt imagine buying an expensive car if I was over half a million dollars in debt.How quickly do you expect to pay off the 550k? That might help give you a better idea of how much money you will need to free up in order to buy this car.Human: Thats what I keep coming back to. It seems like way too much debt to consider such a big purchase. The loans will be paid off in 9 years.  <response>: If you shuck most of your 9k surplus you could have all of the debt gone in less than four years. Like holy shit, get on that train. Then you could outright buy a Tesla the following year and not even worry about anything ever again while you dance happily into the sunset. 