<prompt> Human: 20, currently in college. Working part time, and with the help of my parent, will be able to contribute the full 5,500 a year. How should I go about investing in my Roth IRA? My goals would probably lean more towards owning a houseretirement.  <response>: Working part time, and with the help of my parent, will be able to contribute the full 5,500 a year. Thats a little confusing. You cant contribute more than your earned income. How should I go about investing in my Roth IRA?Target date fund or lazy portfolio are good. Read the Investing and Retirement sections of the sidebar. May as well read the ones for your age group too. 