<prompt> Human: Hi allStuck in a bit of a rut. Last year my business Im self-employed did well. Really well, 60,000 before taxes well. The year before I made a quarter of that. So I ended up paying about 13,000 in taxes on the 60,000 this past April.This year I was supposed to pay 12,000 in estimated taxes, which I was only able to pay 2,000 of. Long story short my life had a bit of upheaval this year. I found out my boyfriend of 7 years was cheating on me. He abruptly left after telling me and breaking up with me. This left me with rent to pay in my entirety alongside utilities. Living in New York City, where my business is mainly located. On top of that it put me in a deep depression which I struggled with most of the year. This put a damper on my business, and now caused me to move back in with my parents at 33 guh. Ive had a few unexpected expenses this year on top of that from car repairs, etc as well. This made me have to use my credit card to the limit. Im living client to client right now, barely.I have no idea what to do. I have applied for loans of every sort, credit cards, etc. I have not been approved by ONE single place. My credit score is about 680.Any ideas what I can do? I dont have anyone to borrow the money from either.  <response>: So youre living client to client and in the past that allowed you to make 60k?You need to focus on working, in your situation you shouldnt have an issue making what you need to pay down the debts you already have. Move out once you pay down the debts.And if you havent already, work out a payment plan with the IRS, sooner is better. 