<prompt> Human: Like the title says; as of Monday I will have 100,000 USD free and clear and I have no idea what to do with it.I already paid off my student loans, past debt, medical expenses, etc. I do have a 20k loan on my car at 5 APR, but that is it. I am terrified of the market because of fluctuations and our current political climate, and I have seen many family members lose over 50 of the value of their portfolios over the years. I am in my mid-30s, and of course I would love to grow my money, but where would it be absolutely safe? I have no faith in the dollar.  <response>: Do what?as of Monday I will have 100,000 USD free and clear Yet. I do have a 20k loan on my car at 5 APR, but that is it. So which one is it? You cant be debt free, then have a 20k car debt at 5. Why are you not paying off that debt immediately? 