<prompt> Human: So Im 22 years old, the beginning of this year I decided to get my shit together, I give myself a budget of 100 per week then the rest goes to bills and savings. I have 2,500 in my savings currently and I should have 5,000 by the end of the year. I have Bank of America, but is there another account I can put this money into to watch it grow? Should I invest in something? Should I just keep doing what Im doing? Ive never been taught how to handle my money or anything so I just dont know.  <response>: This sounds like your emergency fund and not an investment, and if I were in your situation I would put it in a money market with check writing, or a high interest savings account. 