<prompt> Human: Super long story: My credit was in the toilet due to sharing credit with two past boyfriends lesson learned.Ive drilled away at my debt over the past four months and just been given a high-limit credit card, even though my credit is less than stellar, but the interest rate was about 5 lower than my current card transferred my current balance, naturally.Ive consolidated the rest of my bills into the new card, just because for me the ease of payment and convenience of not having to deal with what feels like endless payment arrangements overrides paying an extra 15. Plus with everything in one place I can make relatively large payments that wont allow much interest to accrue while maintaining a consistent credit history, whereas paying these bills by themselves would have no effect on my credit at all.So my question is this: Im usually extremely impulsive, and Im worried about doing what so many people my age do and maxing out my credit card on stupid frivolous things. All of my regular bills are current and were before getting the new card, so Im not using my credit for regular expenses yet and wont until the balance is paid off, and even with large credit card payments, Im making enough to set aside money for regular savings.How do you keep yourself from going nuts when you have a large sum of money available?  <response>: How do you keep yourself from going nuts when you have a large sum of money available?You dont have a large sum of money available. Your credit line is NOT your money. This is the first fundamental thing you need to understand. 