<prompt> Human: Long story short, due to a messy divorce and poor money management on the part of my parents, there is a chance that Ill graduate from college with 100,000 of student loans in my name. I am halfway done with college at the moment. I am a bit of a noob at loans and personal finance being not even 20 yet. Would it make sense for me to live like a total student after I graduate and just put the majority of my income towards paying down the principal of my student loans? Am I even allowed to do this? The loans are private. I will be 22 by the time I graduate, so I figure if I take 2 or 3 years to pay them down at least mostly, I will save tons of money on interest, and I will only be 25 by the time Ive mostly paid them down. I am a Computer Science major, and I expect to making a decent amount out of college. Any guidance?  <response>: Is there any way you can transfer to a cheaper in state school? Slamming on the brakes before you have 100,000 in debt is better than figuring out how to get rid of it. 