<prompt> Human: Okay, so a little background on myself. Im currently ending my sophomore year at a university majoring in environmental studies and sustainability and looking at a mastersPhD in community sustainability. My freshman year I was debt free because I attended a local community college and worked two jobs. This past year has left me 27,000 in debt loan breakdown to be detailed later. My parents dont support me getting a higher education, so theres no financial support from them. I started a small business with a friend when I was at the community college which expanded to take on an investor to fund the warehouse we needed. His wife was willing to cosign private student loans so I was able to attend a university that had my major. However, the investor forced my friend and I out of our company so my primary source of income is now gone. I believe that his wife will still cosign my future loans, but so far I havent had that discussion with her. When she first signed, she said that she was open to signing for all 3 years of my time. As she initially didnt want me to be troubled for working for the company when I was away at school I ended up working weekly due to personal desire, I dont feel that this recent change will alter our agreement.Current loan breakdown 20152016: Stafford: 4500 Subsidized, 4.29 Interest; 2000 Unubsidized, 4.29 InterestPerkins: 4438, 5 InterestPrivate Bank Student Loan: 16,000, 10 InterestUpcoming Year:Ive decided to move off campus where my rent will be down to 400 a month plus food and utilities 12 month lease. My previous cost of room and board, for the year, amounted to 10,774. Im estimating a yearly cost of 7200 for housing foodutilities 600x12. Utilities and possibly food will bee split between myself and two roommates. Im estimating cost of classes amounting to 13,560 for the whole year based off of my credit load. This is roughly 3,500 in savings, but at least its something. I plan on working this summer job undetermined but search well underway. Ive also applied for TONS of scholarships but have yet to hear back.Is this situation normal to be in? Im from a small town where few of us decided to go on to college, and my parents primarily my mother believes college to be a huge waste of time. Im a first generation college student but not a minority, family just never went aside from my dad who got an associates but never used it. Should I be freaking out and despairing or am I going to be okay? If I could get some advice on how to be proactive in this situation it would help too, as Im just now understanding how to create a monthly budget.EDIT: I dont know if its helpful or not, but I have about 300 in my checking and roughly 50 in my savings.EDIT 2: It may also be important to note that my degree is a BS, not a BA. Through recent online research most job data for my major is for those with BA degrees  <response>: My advice: change your major to something that makes money with an undergrad degree. Consider going to a cheaper, smaller school to get that. Years down the road once you have cash, then consider going to grad school for something youre passionate about. Even though you love your major, you have no idea how youre hurting the rest of your life with that kind of post-graduation income-to-debt ratio. Im talking years, maybe decades, of working jobs you dont like because no one is hiring for your degree and cant quit because youre loaded with debt.Quoting u12thManRI above: If you have to attend a specific school because a degree program is only offered there, that indicates the degree program may be more geared towards personal enrichment rather than being a field broadly known in the job market with a good reputation. Especially if the school is expensive. 