<prompt> Human: Got a notification of a missed payment on my credit report a couple hours ago, dont have time during banks business hours smaller place until Wednesday to call them and get clarification from them but something seems off to me and want to get yalls opinion or anything I can do to remove it from my report first bad mark of any kind, ever. Link to recent balance sheet: If Im correct in remembering, I made the payment on 1013 like normal so that interest was caught up, then a couple days later paid the balance in full. Jump forward a couple weeks, couldnt find my bank card and used the CC for one purchase which I immediately paid off so there should have been no interest and never looked back. Got the eMail today from my monitoring service saying there is a missed now, never got a phone call, letter, text, eMail, or anything from the bank saying its late. Am I off in assuming there should have been no interest? And if not, why was the payment posted as 25 interest and 15 towards the balance, seems awful high of a percentage. Just trying to get more information and options before I call them Wednesday.  <response>: While you indeed did pay off the balance, there was interest that accumulated on the account, but this interest charge was not posted to the account until the statement was generated. 