<prompt> Human: My husband and I are meeting with a financial planner for the first time. We got her name from his boss however she has never used her and we do not have any personal recommendations for her from friends. She is an independent contractor. She wants to meet us in our home for the first time to look at all our paperwork and see if she is right for us to use. Is it normal for a financial planner to come into your home on first meeting? Should we meet at a coffee shop? Unsure of the protocol to protect our safety after we have her in our house with all our assets information.  <response>: Before inviting this person to your home, check on her qualifications. Many financial advisors may not have your best interests in mind, as they get commissions from selling you products. 