<prompt> Human: Okay, Ill cut straight to the chase. My GF 21yo lives with her grandparents They had legal custody growing up, but thats another story. They bought her a brand new at the time ford fusion 2013 when she was 17yo for getting good grades in school. Of course they financed the car in their name Grandparents. A couple years ago she got in a major wreck and almost totaled the car. The grandparents paid for the repairs but now the car has a rebuilt title. Now, grandpa is telling her that he wants to sign the rest of the loan 7k over in her name. He is saying It will be good for building your credit and he is having his banker friend handle all the paperwork so she doesnt have to read anything just sign her name on the loan to make things simple Meanwhile, grandpa has 2 other cars and wants to purchase a 3rd for himself. My GF has never had a car loan before and only has one credit card which she has maxed out at 2.5k. I recently did a KBB report on the car and its only worth about 5k WITH A CLEAN TITLE. I didnt include the rebuilt title because they didnt have that option but Im guessing that will decrease the value significantly. Also the AC just went out and it makes a weird rattle noise when it idles. Personally, I think this is a horrible deal for my GF and she is better off not signing on to the loan. Reddit community what is your opinion of this deal? And what suggestions do you have for how she should handle this situation without pissing off grandpa too much. Thanks in advance for anyall advice! Assistant: I mean.. He bought her a car and paid off most of it... shes 21, shes a big girl. In my opinion, be thankful for having only 7k to pay on a brand new car. Most people including myself didnt get a dime. You are comparing the value of selling it vs how much he owes? It sounds pretty greedy no offense. He also paid for all the repairs, I mean come on...Human: She will instantly be in the hole at least 3k once she signs the loan just because her grandparents made a bad decision by giving a 17 year old girl a new car to drive. And who knows what type of repairs it will need in the future. How is that greedy to want to be financially smart?  <response>: Shes has two choices. Buy her current car for 7k or go buy another car.. a car that you dont know the history of. Go see what else 7k will buy her 