<prompt> Human: I have a one year old son and just set up a 529. My plan was to invest 100-150 each month so he should have 40,000 to 50,000 by the time he gets to college.My father gave me 25,000 and that allowed me to exit college with zero debt. I want to return the favor to my son.Vanguards college calculator told me that the cost of college in 2032 will be 222,000! I understand that college has been rising much faster than inflation but can that really continue. I mean at what point will people forgo college because of the costs?What should I really plan for?  <response>: No one has any idea. 