<prompt> Human: I want to buy a house but I guess I could wait until the market has a low interest loan My dad got a great deal with a low payment each month after the 2008 market crashed. I want to clarify, I dont want and investment, so I dont want to buy a home as a way to get more money later, I need a house to settle. Therefore I want some advices or hints that help me to know when is right to get a house mortgage.  <response>: Rates are pretty darn low right now. 