<prompt> Human: Im receiving an injury settlement, and I dont have a bank account. I will be receiving a check drawn from a regional bank. Should I open an account at the bank that the check is from, or should I use a different bank to deposit the check? I need the money ASAP, so Im thinking that depositing the check in the same bank will help me get the money faster. Thank you.  <response>: You shouldnt need to open an account at the issuing bank to cash it.But, you know, you really should have a bank account. 