<prompt> Human: Yep. On a free Fantasy 5 ticket. I have paid off the 149k I owed on my mortgage, all student debt, my truck, several medical bills, and I bought a few little goodies Taylor guitar, random bullshit from the internet, my wife bought a lot of clothes, I have a huge chunk left over... over 100k yep, just sitting in a checking account. Should I sink some into my 401k? Open up some new investment accounts? Put some in a CD? I am also thinking of buying a few cheap rental properties as well. Some HUD homes around here are as low as 17k. Really resisting the temptation to buy a boat. Anyway, any and all good advice welcome!Assistant: Youre sure the 342k was after taxes and not just the lump sum amount? Seems like with a 592k jackpot, 342k would be right around a standard lump sum payout depending on the terms of the annuity you could have chosen. How much did they withhold for taxes? You may still owe more come April 15th, be very aware of that before you do anything else with the money. Human: Both state and federal taxes were deducted from the payout. I asked the lottery officials if I could expect another hit on April 15th, and they said they couldnt really answer that. When I meet with an advisor, I hope to hash that all out.  <response>: Im guessing that the taxes deducted were estimated taxes deducted, just like how taxes deducted from your paycheck are actually just estimates. Set aside some money for April 15th. It probably wont be crazy off, but you never know. 