<prompt> Human: Some stuff happened a few months from when I turned 18 and not relating to my finances, my parents no longer speak to me now. I currently work under the table in a construction company and make a decent amount of money, but I kinda had some unforeseen issues come up relating to my car and my pet and I need some quick cash because I pay for everything by debit and have never had a credit card and thus cant get loan because I lack credit. So I see those terrible commercials for quick loans with terrible interest rates and was wondering if anyone reccomends them. I need a personal loan only and would be able to pay the whole thing back within 2 months, any advice?  <response>: Without proof of income, I doubt you can get an loan from a bank or even from the payday loan places, not that I would ever recommend the latter. If you are keeping a good balance in the bank they might give you signature loan but is doubtful without other credit.You probably will need to sell something to get cash.On a side note you need to get legal with the job and car. Both can come back to bite you later. If you get pulled over or audited you are screwed. If your boss wont go documented for you, at least pay your taxes as though you were self employed, and report every cent you make even if it is payed in cash. As they say the only sure thing is death and taxes. 