<prompt> Human: Ive been in the military for a bit over a year and a half, i finally squared away my finances and got my life in order Payed off student loans, and got a car. Since about January ive been putting away plus or minus a thousand dolalrs a month, since i dont really spend a whole lot beyond car insurance, gas, and cell phone bill, and presently have 5500 some dollars sitting in a checking account...I grew up very poor and dont really know what to do what this money... Im too cheap to go out and eat more than maybe once a week, and dont really spend it on anything so its just piling up...The military keeps hitting me over the head with saving for retirment, but for personal reasons im hesitantWhat else could i invest this money into? A gentleman at work said something about a money market savings account at the very least, but i feel like theres some sort of catch.What would yall reccomend?  <response>: Read the prime directive: Follow the flowchart: You should save for retirement. 