<prompt> Human: I am a 20 year old in a big public university, thinking about buying a 2000 Jeep Wrangler for 6700. Has 110k miles on it, kept in very good condition. Insurance for it will be about 900year. Parking pass for uni is 200 per year. I have about 16k in savings, and I save almost all my money. Parents pay for apartment, tuition, and most food bills for college. I have a part time job set up for school to earn some money for insurance and gas. This is my dream car and Ive wanted it since I started driving. Parents house is only 1 hour away from uni. When at home, my sister and I share a car, but this is becoming difficult to do because we are both very independent and she will be going to uni in one year and will not be taking the car with her. I honestly hate the car that we share, Ive driven it for around 5 years and have had enough of it. It is possible that my parents would let me take that car to uni in a year, but I would much rather have the jeep. So my question is: should I continue to save my money to be more financially secure for the future, or splurge on this jeep which would bring me a great deal of happiness and independence?  <response>: So my question is: should I continue to save my money to be more financially secure for the futureYes. You have the rest of your life to splurge on cars. The worst time to do it is when: 1. You dont know where youll be going after graduation2. You dont have a firm or consistent source of income3. You dont really need the car 