<prompt> Human: My wife has I have very different philosophies on paying billsloans. It may be weird financial decision for husband and wife but we use different banks. I have never not paid or paid anything late that was in my name. I bought a house in only my name when we were dating and when she needed a car she was denied so I put that in my name as well. My wife has student loan debt that she had not paiddeferred and pays late when she does pay. She also just had some medical bills700 that I have been bugging her about getting paid. We have the money to pay them but she told me she has a few thousand dollars worth of bills to the same hospital from a miscarriage before I met her about 7 years ago that she never did anything with. She thinks paying this 700 would be a waste. Will her bad past habits catch up to me if we continue to do things separate?  <response>: Unfortunately you may have to come to terms with the reality of your marriage.You will be paying all of your wifes bills and expenses for as long as youre married because she never will.If shes worth it to you than she is worth it. One thing that really caught my eye was this:She thinks paying this 700 would be a waste. This is dangerous thinking. This is a person who cant see more than 24 hours in the future. People who live life day-to-day like this generally have really poor financial awareness and end up destroying their credit. I know because I used to be one of them. 