<prompt> Human: Greetings everyone! Im looking for a reference for a money coach or financial advisor who can help me get to a better place. Goals are to get control of my budget, pay down debt, and save more. Any references to these types of services? Google is no help.  <response>: Here.Quite honestly, if you are willing to share your personal financial situation, the regulars of rpersonalfinance will gladly analyze every detail and tell you 20 ways you arent being optimal... all for free.Post a budget, and youll get a dozen replies within an hour typically... its like tossing meat to piranhas.All without that pesky fee... 