<prompt> Human: Ive came across the idea of using Biweekly payments as a method of paying down your student loans faster and saving money. It sounds like it could work, but Im wondering what pfs opinion on this matter?I also came across an idea from the comments on a page that I was reading about Biweekly payment on Student Loans and Biweekly payments. If you look at the comment made by beolson, he is saying that you can further accelerate your repayment by changing from standard to extended, provided that you are paying extra and on time.The idea is that by going with extended, you will lower your minimum payment needed towards all your loans. This way you pay the smaller minimum on all your loans, so that leaves even more of your extra payment to go towards your highest interest loan. This pays down your principal faster and ultimately saves you more money.Now, I dont claim that the above is true or not because I dont know if it is. It sounds like it could be true, but that is why I am asking PFs opinion on this.I have various student loans at various rates and Im currently putting an extra 825 a month towards it on the Standard plan. Any way that can speed it up Biweekly payments and save money Extended more so than Standard is a plus in my book.EDIT: Never mind. But I still learned that I can change to Extended to help out.  <response>: Ive came across the idea of using Biweekly payments as a method of paying down your student loans faster and saving money. It sounds like it could work, but Im wondering what pfs opinion on this matter?Biweekly payments arent really that useful for student loans. The main benefit of biweekly payments is that you trick yourself into making an extra payment every year since there are 52 weeks per year, not 48 but doing this prevents you from taking advantage of the 0.25 monthly auto-debit discount.So you are generally better off putting your loans onto monthly auto-debit and increasing the minimum amount they withdraw each month by 8.33. This will sneak in that extra payment every year AND give you the free auto-debit discount.Note: Using auto-debit does not prevent you from paying extra on the loans of your choice. You can still manually make separate payments at any time. The idea is that by going with extended, you will lower your minimum payment needed towards all your loans. This way you pay the smaller minimum on all your loans, so that leaves even more of your extra payment to go towards your highest interest loan. This pays down your principal faster and ultimately saves you more money.Correct. This is called the avalanche method. 