<prompt> Human: I cant afford paying for a 2016 Toyota Prius my wife and I bought about 3 months ago. Last month, she filed for divorce and cant continue paying the car if she were to keep it. The car is in both our names and shes willing to return it. Is that even posible? If so, what are the likely repercussions of this decision. Im thinking of trading it in for a way cheaper car, around 16,000 in value, would I get an added difference for the trade in? In other words, if I get a 16,000 dollar car and trade in the Prius which has a buyout cost of 30,000, would I have to pay the difference? Any advice?Assistant: I financed through Toyota Financial Services, yeah. My dad he has amazing credit offered to be a co-signer for the new loan. So in this scenario if the buyout is 30, they offer 19, Id have an 11 difference added to the 16 loan? So Id end up paying 21 is that correct?  <response>: no.Youre loan on the car is 30,000Dealer offers you 19,000 for the car.That leaves you on the hook for the difference i.e. 11,000.So 16,000 car 11,000 debt 27,000 total. Not 21,000.So only real saving there is 3k and now youre in a probably inferior vehicle. 