<prompt> Human: Am I wrong to think this is terrible? It is a netSpend card, which I have some vague idea is not a typical debit card, but surely they could have contacted the person to let them know it has been lost and they are cancelling the card? The reps response was basically that the person will know the card has been lost when they try to use it, and since I will be throwing it away, its all good.  <response>: Regardless of how you feel, theres not much you can do. The person who lost the card should have cancelled the lost one and requested a replacement anyway. By disposing of it, youre ensuring that it cant be used fraudulently in the meantime. 