<prompt> Human: How can I build my emergency fund? How much should I make my emergency fund? I currently pay rent,car insurance,car note,cell phone and internet bill. Also my credit card which is between the 2 about 2,400.  <response>: Take your monthly expenses and multiply by six. Then, deposit as much money as you can each month into a dedicated account a high interest savings account is a good choice until you reach that amount. Congratulations, you now have a six month emergency fund. 