<prompt> Human: Hi everyone, I am in a position where I can borrow 500 a month, that I dont need, with practically no interest. Would you advice to take this deal and put it in the stock market, or is that a big no-no? Thank you for your advice!Edit: here is some more information. I live in the Netherlands, I study there and students can borrow money from the government with an interest rate of 0.01. I have no experience with the stock market, but I know there exist low-risk funds that might be interesting. The thing is, like most of you said, it is possible to lose it all, and then you have a big problem. So that is why I asked for some advice here. The repayment schedule is basically: a percentage of your income with a minimum of -50 a month for a maximum of 35 years or sooner if the debt is settled. First payment is 3 years after graduation and only if you make above minimum wage. It is possible to settle the entire loan or part of it without a penalty.  <response>: big no-no. 