<prompt> Human: The details: Soon to graduate. Fiance to graduate as well. No student debts. 30k saved in the bank. My job pays 55kyear. Fiances pays 30kyear.Housing Possibilities: 850month 2 bed, 1 bath apt. lined up. Currently looking at houses 130-200k.Goals: Get married. Go back to school for PhD - 20k 35k pay increase. Save for 20 house downpayment Emergency Fund 6-12 months? Fund Retirement Future SUV Replacement Fund 15kQuestion for Reddit: If you were in my shoes, what would you believe to be the best financial planpriorities to work on?TL;DR: Two very fortunatefrugal college graduates with good jobs need help with financial direction.  <response>: I would not buy a house if I was planning on going back to school for a PhD which will mean you nearly are guaranteed to move in the next few years.The last thing you want is to be locked into a house should you graduatedecide to stop the program earlyetc. 