<prompt> Human: Referring to the big elephant in the market right now so Im curious to get opinion from you old timers. How do you guys stay calm and rationalize your current investment strategy against jumping into the speculating market. Slow and steady is great but you can also get a significant bump if you jump on the bandwagon in the short term. FYI, Im a relatively young and new investor with limited assets as I have been following the 1 rule of paying off high interest student loans off first before investing  <response>: Look at historical returns on the long horizon. All market fluctuation is a wash in a long enough period, about 10 years to be exact. Attempting to time the market is a form of gambling. Your best bet is to stay calm and just watch.Financial gurus have been warning of an impending correction for 5 years now. The fact is that there absolutely will be a correction, and the magnitude probably wont be as big as the last one. But again, this is an unknowable inevitability, and a waste of your time to worry about. 