<prompt> Human: First of all. I know my mother is stupid. I am incredibly angry at her because she has been lying to me for months about where money has been going. I have lent her money because she said she was in a bind and would be able to pay me back shortly. AND she has been scammed TWICE I suspect by the same people using different names - 50k the first time and 100k the second time. I also know that anger is not what she needs right now and its useless to direct any at her.She first approached me three months ago asking for 5k for a new investment she was part of. Some guy that flipped houses was promising 10 return on investment in three months if she could pull together 50k. This sounded like a scam to me, so i told her as much and told her not to do it but left it at that.This week, she came to me and admitted that it was never an investment, and that it was a man she met online who needed money until his funds were freed up yes, the age old tried and true scam that even the simplest mind can spot- or so I thought and she was out 100,000. Most of which she borrowed through company loans or lines of credit or personal loans.I said she needed to go to the police, and she said she already did last year for the same scam and they told her nothing can be done. I said thats probably the truth and shell never see that money again. I am going to press the issue that she report this to her bank and to the police so that they can at least try to help someone avoid this scam in the future.She told me she wants to kill herself and give me the insurance money to pay off all her debt. I know she needs mental help but Im also tight on cash and a therapist is out of the question. She has a house but would only get around 80k after selling it.What kind of options does she have at this point going forward? She is 60 and she now has no savings and a lot of debt. I feel so helpless that I cant just give her money to help with the problem. I really am lost as to what to do moving forward regarding options of bankruptcy or what she can do.Please guys, if you notice anything strange about your loved ones regarding finances, try to pry into it and see if they are falling for some sort of scam.We are in Ontario, Canada, and she sent the money via bank transfers and not western union or paypal.EDIT: We have worked out a plan moving forward for her finances so she can keep her house. She is refusing outright to report any of this to anyone though. She apparently reported the first scam to the police already when it happened and they warned her and told her they cant do anything to get the money back so she doesnt want to waste her time going back to the police. She is also refusing therapy. She is a stubborn woman and I cant really force her to do anything against her will so I guess this is where Im at.Assistant: My mom lost a lot more than that, you have nothing but my sympathies. In my own moms case the first time this happened yes, first I even went so far as to hire a private investigator. He found proof that everything was fake, which she then took to the scammer to explain...She ended up losing more money to him.PLEASE do not assume she will stop falling for these scams. Hopefully she learned her lesson, but I though after my mom lost a lot more than yours did that she would have learned. Oh how I was wrong.Also, there will also likely be follow up scams directly related to this one law agencies from the country trying to help her recover funds, etc. Be on the lookout for those too. My mom has been caught up in the follow ups AND more new scams after. :Human: Thank you for this. I never considered fake law agencies trying to contact her. Shes already vulnerable so I could see her easily falling for that. Im really sorry about what happened to your mom as well. Its really hard seeing a loved one so ashamed and so vulnerable.How do you recommend I monitor if she is falling for more scams? We live more than an hour away from each other and shes already lied to me about this before...  <response>: From a pure logical point of view. If she met this guy on the internet, there is programs that you can install that can monitor her activities and warn you if she emails someone more than once , even put som trigger words in that would instantly let you know . eg something like message -- give me xx money .. and or cloning tech that would duplicate her cellphone desktop activieties. Its called nanny software that parents use to monitor children. I suggest you look this up. Shes NOT going to stop. 