<prompt> Human: DH and I just got a check for about 2000 and will have another one for about 700 that will arrive this week. We have about 4000 in debt, and only 900 in savings. How do we disperse this between debt and savings while still boosting both? Below is how much we owe in debt for different accounts:600 in bank credit cardaccruing interest1200 in medical billsnot accruing interest1200 in credit cardnot accruing interest.955 on phone financingnot accruing interestIm starting cosmetology school in February and will be quitting my job for thatmay try and look for a part time job. DH works a full time job and a gig on the side. We were also thinking about trying for a baby in June.  <response>: First thing is first: kill that interest bearing cc debt.After that, Id take a look at I have x, what should I do with it? available in the FAQ. 