<prompt> Human: Hey everyone, thanks for reading this.Ill add details if theyre requested, but Ill lay out the basic situation for now. Im a 24-year-old Canadian male graduating with an MA in Philosophy in addition to a BA in English and Philosophy. Lately, I actually feel physically sick that I racked up 23,000 in pursuing this path. I may not have ended up going to school at all if I hadnt gone for what I did, but the really horrible part is now all I can think is that it would be so much better for me if I had never gone to school and built up that debt. As Im sure many can identify with, this is all made worse by the fact that I feel its entirely my fucking fault for being so stupid about my major and future. So self-loathing too. Great.The basic short-term situation I now face is this: I have a potential opportunity to work for a small academic publisher on a temporary basis with possibility of fulltime. Its an office job and seems like a pretty pleasant gig, with full-time hours and decent pay by my standards which is to say, more than minimum wage. To take the job, I would need to rent a place in another city; I could find a place walking distance away for between 4-500 at the cheapest, and Id be fine living in a bit of a turdhole to save money. However, thats the rub; if saving money is what I really care about, I wonder whether I should just bite the bullet and pick up a factory-type job in my hometown. By doing this, I could live with my parents while contributing to their income while still saving money overall not full-priced rent, less living expenses, more communally-procured meals, etc. If I got a job as a forklift driver or something, I would only be making a dollar or two less than the publisher job lets say, 14.50 or so versus 16.50 but I would be saving all the money as I mentioned before. So what are the variables? To name a few:1. Is one path a better financial choice? A better overall choice?2. Will I make my job prospects worse if I accept a factory-job right out of my hopelessly impractical education? Is resume-scarring a fear I should have? Or has my focus on English and Philosophy already taken care of the scarring?3. I can make payments toward my debt either way, but I feel like I can throw a lot more at it a lot faster if I live at home and work an industrial job. Should I go for the pay off ASAP by forklifting or pay off in a somewhat longer fashion by doing something a bit more white-collar?4. All of this self-loathing has made me seriously consider trying to go back to school for something far more practical. I was thinking maybe some kind of college program with a science-focus. Of course, this is pretty outside what Ive been doing for the last 5 years, but more than that, I would be adding a bunch more debt on top of the debt I already have. This is one of the things that really bothers me - that had I not gone to school when I was younger, maybe I could start a program now and NOT already be in the hole. Is this a good idea? Bad idea? Marginally acceptable idea?Im sure there are other questions I have, so Ill add them if they come up. Id really like any advice anyone has to offer, whether it directly addresses these questions or not. I basically feel a bit stupid, even embarrassed to talk about my schooling and future job prospects. The pressure of the loans combined with feeling that I havent really prepared myself for a career is really beginning to wear on me and I cant even enjoy a day off or a nap or anything like I used to be able to. Ill stop here - any advice is appreciated.TL;DR - Wasted money on school, cant choose between two jobs, feeling like a piece of douche in general, cant come up with a solid plan to resolve issues, desperately appealing to internet strangers to sort out life.  <response>: Yes, information about the debt is needed.That being said, strictly financially speaking, living with your parents generally saves far more money than not. However, life is not all about money, no matter how much it may seem like sometimes. Sometimes, its worth racking up a few more years to pay off debt when you compare two situations, one where youre independent and starting your adult life and working in a job that has relevance to what you actually enjoy doing, and one where youre living with your parents with a job you hate. Cant decide what to do between two options? Flip a coin. In mid-air, if you find yourself hoping its one side or the other, thats your decision. 