<prompt> Human: Basically what the title says. Right now I have about 1000 in the account--just a basic Wells Fargo savings account. I have an emergency fund going, I feel secure in my career, I have put about 13,000 into retirement savings in the 18 months since I graduated college, I am on a pension program, and I really just want to thank my parents with a nice trip somewhere when they retire. If I have money left over from their trip fingers crossed, itll become my personal vacation fund. Right now, my top idea is either a week or two in Europe , or an Alaskan cruise . Theyre not the kind to go to Thailand or Patagonia. Any vacation suggestions for a couple of mid-60s, conservative, middle-class Americans would be appreciated, too!For budgeting, I consider my take-home salary to be 1200 less than what it actually is, so I dont miss the 100month at all.Is there some kind of short-term, low-feeno-fee account that I could be using to get a better return on my money than the pittance I get from Wells Fargo?Edit: I am okay with a medium amount of risk. Definitely not settling for government bonds, but Im also not chasing 10 returns.  <response>: People know their dream destination. You can ask them where they dream of traveling, Im sure theyd never suspect youd send them there.Just slip it into a conversation, preferably ask your mother. 