<prompt> Human: I get paid bi-weekly which means I get 26 paychecks a year. This also means that there are 10 monthly cycles where I will receive 2 paychecks and there are 2 monthly cycles where I will receive 3 paychecks. When I make a monthly budget should I do it just based off of the total of two paychecks or should I do it based on the total of 2 paychecks and the 2 additional paychecks divided by 12?  <response>: When I got 26 paychecks a year Id always budget based on 2 paychecks a month. Those extra paycheck months went straight into savings.If youve got that flexibility its a great way to bank some extra money without thinking about it too much. 