<prompt> Human: I have enough money now to fully pay the statement balance remaining. But what is the total balance? What is the difference between those 2 terms?Say I wanted to pay everything back once and for all and owe 0. Would I have to pay the statement balance remaining or total balance?Let me know if you need more details about the balance to answer these questions.  <response>: Each Statement has an activity cut off date- lets say that was June 15th. On June 15th your balance was 800. That is the statement balance. Then say you bought 100 worth of stuff on June 17th. Your total balance is 900. To get your credit card to zero you would need to pay the total balance. However, to avoid interest you only need to pay the statement balance. 