<prompt> Human: Hi PF, I just received this notice from the IRS and Im wondering if anyone has advice on what it might mean if I need to do something Im not already doing about it.Background: My mother and immediate family lives off of a trust fund serviced by a certain bank, this bank handles all of their finances. I got married in Feb 2013 - this was the first year my mother didnt claim me as a dependent on her tax return. I found out last year that there was a mutual fund in my name when I was a child it was mentioned in documents I came across from when my step-father legally adopted me. I asked my mother about this mutual fund and she said she didnt know anything about it. Im not sure if this could be related somehow.Feb 2013 my husband and I filed jointly with our income from our two jobs. Just yesterday we received a notice in the mail saying that we owe taxes from 2013 on interest income reported by the bank that handles my parents finances. It includes an account number, my SSN, and it says Form 1099-INT. It says Backup Withholding on interest and dividends: Our proposed changes are based on interest or dividends not reported on your tax return... It also says, Earned Income Credit disallowed due to investment income: The Earned Income Credit claimed on your return has been disallowed because your investment income exceeds 3,300.I am estranged from my mother and really dont want to have to contact her if I dont need to. I do know the name of her financial advisor at the bank, and have been in contact with her. Shes asked me to send her a copy of the notice and that she will get in contact with the tax people in the office. My mother has never worked in her life and in the past few years since 2008, receives a lot less money than she used to. She has lied to the bank before saying she gives me 1,000month in order to get more money for her and my family who no longer supports me in any way. Is it possible she has continued to collect income from this investment account that is associated with my SSN without telling me, and Im now expected to pay the taxes on it? Or is it just interest collecting in some account somewhere that I dont know about?I tried calling the number on the notice from the IRS, but got stuck in a recording menu loop that didnt really help me. The notice says I need to reply by March 19th...Im also wondering what this means for this account from 2014, since I didnt know about it, it wasnt reported on our tax return. We also received a notice from FSSA asking to verify my income I think this may have something to do with the healthcare.gov app and now Im thinking I dont know how to respond to this because there obviously is some sort of income associated with my SSN that I dont know about... The deadline for my response for this is March 5th.Should I be doing anything other than getting in contact with the financial advisor at the bank? It feels weird just sitting here waiting for her response, but I dont know what else I can do to get to the bottom of this. My parents are also terrible with money and taught me nothing all of their moneyinvestmentsetc. have been set up by others for them and they dont really actively pay attention. Since being on my own, its been a learning curve, but I know nothing about investments. What could this mean for my own personal finances from here on out?TLDR: Received a notice from the IRS saying I owe taxes from 2013 on an investment account that I didnt know abouthave never received income from. Thinking this may have come up because 2013 was the first year I wasnt claimed as a dependent by my parents. In contact with my parents financial advisor who I have never spoken to before and I do not even have an account at the bank she works for. Well.. Except for this one I guess?, but unsure of what this will mean as far as my taxes from 2014, etc. Edit: After taking a closer look at the notice from the IRS, I dont actually owe taxes on the interest income from the account. What I owe is the amount of the disallowed Earned Income Credit with interest. So really... This is an account that I would have continued to know nothing about had we not made this error on our 2013 tax return? How can I go about finding out what the account is - Should I just walk into the bank and try to have them look it up?  <response>: I asked my mother about this mutual fund and she said she didnt know anything about it.She sounds like a terrible human being.If youre supposed to be the owner of this account, you should be able to go to the bank and assert control over the account. Thats what I would do, anyway.Hi, Im Bob Smith with SSN 123456789. I understand you have some accounts in my name at your bank. Unfortunately I dont have access to the details, but here I have my passport and other ID. I need to change the mailing address on those accounts, change all the passwords and authorized users. Thanks. Is that all the accounts in my name, or are there others? Can I also get copies of the statements for the last three years? Thanks. 