<prompt> Human: As the title states I inherited my moms house when she passed away in August due to Breast cancer. My 2 sisters and I are ages 18,20, and 22, and I am the only one financially stable enough to afford the house, however I am currently locked into a lease for the next 10 months. Im not really interested in keeping the house and right now its financially taxing to be paying my rent and my moms mortgage.Yesterday I met with a local real estate agent to look into selling the house. The current payoff on the mortgage is 162,000, and the agent suggested based on the market that we list the house for 175,000. Realistically I am not expecting someone to not try and negotiate the price down, and with the 6 an agent takes on the sale we are looking at breaking even at best, meanwhile we are paying massive amounts of interest monthly until the house sells.Im just wondering what my options are here, and Im feeling kind of shitty about possibly just having the bank foreclose on the house since the loan is still in my moms name and has not been transferred. She worked hard for many years to own it and Id hate to have to do that but I feel it may be my most financially beneficial option at this point.  <response>: Dont think of foreclosure as shame. Its a business transcation between your mom and her bank. They made a bet that they would make money on the transaction because the house prices would go up and they took enough money down. And they won - they will make money on this transaction. But even if they lost the bet, there is no shame in letting the bank foreclose, just like theres no shame in deciding not to reclaim a pawned item because its not worth you you what it would cost to get it back. Letting the bank foreclose seems like the right thing to do in this case. 