<prompt> Human: Ive heard that if you check your credit rating too often it can hurt your credit. Whats the best time period to check?  <response>: You getting a credit check is fine and considered a soft check, its only when you apply for some form of credit I.e. credit card or loan that it would affect your score and even then its only a few points unless you apply for several forms at once. Go ahead and check your score. 