<prompt> Human: Sorry if the title isnt very clear. Basically, I went to an ATM Advantage Financial FCU and agreed to the 3 fee because mine Navy Federal doesnt have many machines and offers reimbursement. I did this twice this week. I just looked on my statement and noticed that the 3 fee was added to the rest of the money I took out as a withdrawal, and an additional transaction of 1 was listed as a fee. Therefore Im likely to just get reimbursed 2 instead of 8. Could there be something Im missing here that makes this legit? If not, would it be more productive to contact my own CU or the ATMs?  <response>: ATM operator Advantage Financial FCU charged you 3. Your own bank Navy Fed charged you another 1 fee for using someone elses ATM.You agreed to the 3 charge when you pressed YesAgree on the ATM. You agreed to the 1 charge when you opened your bank account. 