<prompt> Human: I needed a car so I borrowed money from a long term boyfriend 12,000 2,000 in lawyer fees I had only a credit card with a 2,000 balance and had student loan debts of 5,000 that were deferred because I was still in school. We broke up and I got rid of the car and decided to finance ANOTHER CAR, which was 13,000. Current car. I am now paying on the student loans and still paying the credit card debt. I also needed a new laptop and had to pay money to a lawyer for the car situation. Breakdown is below.Something to note, I am a freelancer and income really varies. I guarantee net 300 a week. Last 3 months ive finished at about 1500month.525mo to old boyfriend car 14,000 left 277mo to new, current car 12,000 left 55mo to credit card thats the minimum I pay more when I can.2,000 left, 12 APR 50mo to a furniture loan 900 left 27.99 APR 125mo insurance ongoing 30mo gas ongoing 30mo phone bill ongoing XXmo for laptop 400 remaining no interest until june. Ialso checked, i wont pay on whats accumulating now if it isnt paid off by then. XXmo to family member whatever I can, no interest and 450 left 65mo student loans 4500 left I cant see a way to cut down. Is it worth selling the car and getting a real dinger? I ALWAYS pay on time but my credit score on Credit carma shows a 600. I am really open to any suggestions. I cant see a way to cut down anymore than I have already.  <response>: Get rid of the car and buy a beater. Get rid of the furniture. Stop buying things a person making 18000 a year cant afford. Learn to budget and avoid impulse buying. Get a stable job with higher income. You were in school taking loans to invest in you education right? Utilize that knowledge and make more money. 