<prompt> Human: Im a little sour at the moment. When I was hired, I specifically asked about the 401k and I was told they offered tremendous fund options that you dont find elsewhere. I just got my 401k enrollment and Im kind of floored. Our cheapest fund is a vanguard funds with an expense ratio of 1.41. What the fuck! The cheapest fund in something I would actually want is 1.8. Funds range from 1.4-2.1 with all of the growth stock funds in the 1.8 group. The funds are offered by valic. I dont think the people in charge at my company understand what a 2 fee does to their returns. Hell, can you even make money when someone is eating 2 of your investments, during periods of gains and losses?I brought this up with my manager, who has a finance degree, and he didnt see the problem. Its only 2, a piddly amount, in his mind. Unfortunately Ive only been here for three months, so Im not sure I have the presence to be rocking the boat on the companys 401k choices. Am I wrong to be pissed that theyre upcharging funds so damn much? Why is this even legal?  <response>: How long are you going to work here?If a long time, you will hit that 1.4 hit every year.If not too long, you can roll out into an IRA when you leave. 