<prompt> Human: Starting in July I am going to be getting a dramatic change in my pay to the tune of about 15,000 more a year. I have never been able to successfully save money before and survived check to check. Now that my finances are improving for the better I want to save a healthy sum of money for emergencies. How do I go about saving money so I can have that necessary cushion?  <response>: Theres no special trick. You just dont spend the extra money.You have your income, you deduct your required expenses, and the remainder stays in the bank. Thats savings. 