<prompt> Human: Hi, everyone. Three months ago I had a cookout at my house. My car was parked in my lot, and my estranged brother was over. He backed into it when he left, leaving a small dent, and a busted lens. He insisted he would fix it, being a tech, but has then refused to do so. Im unsure if I can do anything at this point. If Ill get into trouble for not making a claim. I have progressive, PA resident. Any help is appreciated greatly. Will post pics upon request.  <response>: You wont get in trouble for not making the claim. Theyll just ask reason for late reporting and just tell them the truth. They really dont care. Only thing is if you dont have police report and if your brother denies it to his insurance they may not pay for it. Any questions feel free to ask I work in claims. 