<prompt> Human: This is in Massachusetts and insurance is through Geico if that matters. Thanks.  <response>: Ask the owners of the car park if the saw or if there is CCTV.If there is no way of finding the person who did it you have to compare your other 3 options which will vary in price and outcome.a live with the damageb pay for a repair yourselfc ask insurance to cover repair. They may do this for three, it may cost your excess, it may up your premium next year. Find out the exact scenario. 