<prompt> Human: Like the title says, Im 16 with a pretty well paying job, for my age at least. I work 15hrs a week because Im a student and Im payed weekly. Once summer rolls around again, Ill increase my hours to 30. Im catching rides with friends to and from work, which has worked fine so far but I need a car. I plan on getting an ROTC scholarship from an instate college. So far I have no money saved up and 23 in my checking account. Advice rpersonalfinance?  <response>: Stop blowing all your money on take out and clothes and drugs. 