<prompt> Human: My wife has good credit, last she checked she was somewhere around 800. Is there anyway I can safe guard her from any bad financial decisions I make? I have student loans and Im starting a business soon and want to minimize the risk for her as much as possible. Ive created an LLC and business bank account, Ive got a two business credit cards so I could start building a bit of credit under the LLC but Im also using personal credit cards to fund some of the new business. Any help would be greatly appreciated. Assistant: You literally dont have to do anything. She shouldnt be impacted in any way. Just because youre married doesnt make her responsible for your student loans nor any personal debt you accumulate.Human: Why do my student loans providers keep asking me for all her information?  <response>: Maybe because youre filing jointly with your taxes? Seems very odd though! I dont think youre under any obligation to tell them anything. 