<prompt> Human: I was just wondering your thoughts on this-I have been offered a very nice appraised 140,000 dollar home from a good friend, who is willing to sell it to me for 100,000 dollars, because he is very generous, and Im engaged to his sister. My question is, can I afford it on my 28k annual salary after taxes? The only dept I have is a 285 car payment, 140 in insurance, and a 60 phone bill. I have saved up 10k this year by living with my parents. Utilities are about 100-120 a month, which includes water, electricity, and garbage pickup,from what hes told me. I have a 735 credit score, and never missed a payment. Id love your thoughts. Thanks!  <response>: Sell the car and get a cheaper one that you can afford without a payment if you want to make this work. 