<prompt> Human: Ive been looking at my debt to income ratio, and Im not sure what the benchmarks are or what I should be hoping for besides as little as possible. As someone about to turn 30, what is a good range or percentage that tells me Im probably still on the right track?  <response>: Theres no possible way to answer this. There will always be people much better off than you, and people much worse of than you. The only thing you can do is work to improve your own lot. 