<prompt> Human: My wifes father bought her some land a few years ago that is worth between 200-400k. She has decided not to use it and to sell it instead. Her father is fine with this and has stated that he would sell it for her, yet he is telling her that he doesnt trust those investment accounts and that he will put it all in a savings account for her, possibly in New Zealand because they have really high interest rates there.Now Im no financial adviser, but this seems like an incredibly dumb move. Her father has this idea that using any investment account or mutual fund is just playing the stock market and taking huge risks. He sees the savings account as a safe bet but he doesnt seem to account for inflation.Its not exactly my business to tell her father what to do, but I cannot sit idly and watch this happen. Im not that educated with investing myself, but what can I tell them to help them make a better decision?  <response>: Uh, is this your wifes money or her dads money?If its your wifes money she can do with it what she wants. End of story. 