<prompt> Human: So, I spoke with a bank and was pre-qualified for a loan for X amount of dollars. On the pre-qualification letter, it stated Total Payment X amount of dollars per month and had an asterisk. The asterisk stated Total monthly payment includes principal and interest as well as your estimate for taxes, homeowners insurance and mortgage insurance.So, I budgeted accordingly and figured that should be no problem and I could make that total monthly payment. Fast forward. I go looking for a house in that price range and found one, put in an offer to purchase. Moved forward with the application for the mortgage. We both have attorneys involved now and the contract of sale is ready to be signed and the loan officer sent over the paper work for me to sign and the estimated monthly payment shows a figure slightly higher, but reasonable. I didnt expect it to be perfect by any means. However, the breakdown shows that the figure only included principal and interest and is not accounting for taxes or homeowners insurance. Once these get included, my payment goes up to nearly double what I initially was looking for.Im livid to say the least.Its not something that I can comfortably pursue at this point and now I have spent money on home inspection and attorneys fees and am now liable for the sellers attorneys fees because I would have to back out.What recourse do I have here?  <response>: Its called a good faith estimate for a reason. They cant possibly know which house youre goint to pick and know what your taxes and insurance will cost. 