<prompt> Human: Fiancee and I are trying to decide whether or not to combine accounts or remain separate. Any advice would be appreciated!  <response>: Depends. My wife and I keep all our money together because it simplifies everything and is how we believe a marriage should work.My cousin and his wife keep their money seperate and it caused a lot of issues. His wife was blowing her money while he was paying all the bills.My mother-in-law is currently going through a divorce and keeping their money seperate simplified the entire process. Also he would blow his money while my mother-in-law was stuck paying everything. Keeping their money apart prevented him from blowing bill money. 