<prompt> Human: Ive had a employer-assisted 401k for 15yrs now and Im up to 335k. Just this year my employer has created a Roth IRA option. I realize the income tax hit that my 401k carries when I eventually retire, but is it in my best interest to continue that path or to also redirect some albeit little amount towards the newly available Roth?  <response>: To clarify, all IRAs are independent of your employer. Instead, your employer probably started offering a Roth 401k option, in addition to the traditional 401k. In terms of deciding on Roth vs traditional, we need much more info. Read If you still need help deciding after that, tell us your approximate current income level, approximate current retirement savings in taxable and non-taxable accounts, expected retirement age, expected income growth trajectory over the rest of your career, expected income needs in retirement in todays dollars, and any other info that might be relevant. 