<prompt> Human: I got a job at 12.10 an hour, 8 hours a day, 5 days a week. Im probably just going to work 7 weeks, so before taxes which I will have to pay, I have other income from the state because my mom died while I was still a minor thats 3,388. Should I invest it? I saw a few other posts where people told posters that they should use their money to just have a fun time, not worry about investing so little. But that was with 1-2 thousand. A friend told me about IRAs, and I understand the more years you have that the more money youll get, but do you think I need to think about that now? Thank you  <response>: If I were you, Id invest it in a 529 and use it your senior year of college. Thatll give it some time to grow.Or invest in a low-cost mutual fund and go on a great trip when you graduate college. 