<prompt> Human: I got married last year and we thought itd be a good idea to have all our accounts consolidated in one or two accounts, therefore sellingexchanging a lot of mutual funds all taxable events.As we are well into tax season, I keep asking myself why we decided to do this. The main answer is just to make it look better and simpler. The only true benefit was reaching Admiral Shares on some funds, though we will never get the money lost in taxes back.My suggestion to people with many accounts or getting married would be:1 Keep all the accounts, convert to joint accounts if you want2 Get a budgeting software you like, I use Personal Capital3 Have a plan for where to invest from this point onwardLet me know your thoughts on this  <response>: we will never get the money lost in taxes back.Sure you will. When you sell eventually, youll have a higher cost basis, and taxes will be lower. And youll be invested in a better fund, with a simpler portfolio along the way. 