<prompt> Human: Does anyone know if this is a scam? Its screaming scam to me.  <response>: Scam. BUT!!! The reason its a scam is because if she qualifies, it shouldnt cost her a dime. Everest is one of the colleges that is on the list for Borrowers Defense to Repayment aka loan forgiveness due to fraud. This government website is all you need to know about whether she qualifies. The relevant part is at the bottom of the page -The Department has found that between 2010 and 2014, Everest Institute, Everest College, and Everest University Everest, as well as WyoTech, misrepresented job placement rates for many of their programs of study. While borrower defense claims typically require the borrower to specifically show that his or her school violated state law, the Departments Everest and WyoTech findings qualify students enrolled in the covered programs and time periods to apply for a discharge of their federal Direct Loans through an expedited process using a simple attestation form. There is a PDF of the programs covered. And then if she is in the time frame and qualifies, she fills out those forms, and there you go. Thats literally all that firm would have done for your 800. If the loans were private loans, or she is outside that time frame, thats a whole other story. 