<prompt> Human: Basically this: I have a 2012 Prius C that I pay 360mo for, and still have 4 years to pay on it. I was discharged from Chap 7 BK in Nov 2013 and I ended up surrendering the car I had been leasing at the time the lease wasnt showing up on credit reports - it had been erroneously included in my BK inventory; I surrendered it because I didnt want to continue to pay for a car that wasnt showing up on credit reports. In Jan 2014 I was able to get a loan through Wells Fargo at 13.99 APR, but, I had no down payment so the entire amount was financed. I recently refinanced to get a 9 APR, and I cut 2 months off the life of the loan.The car I have now, I love. But, I have another baby on the way and its simply too small for my pre-schooler and the new baby. I still owe 15k on the car. Is there anything I can do to get out of this small car and get into a bigger car, that doesnt include spending my savings account on a new or used - Im thinking used car? Dont let savings account fool you - we only have 6k in it, and that is our home buying fund..Assistant: Go to Car Max and see what theyd pay you for it. If its over 15k, then youre in the clear. If its under 15k, use part of the 6k home buying fund to shore up the difference. Sell the car to Car Max and youll end up with a smaller home buying fund. Then buy a usedsafe beater for a couple thousand since I would consider this an emergency. You current cannot afford to finance or lease another car. And your not ready to buy a home either. Whats left of the home buying fund should be labeled as emergency fund...Human: Then buy a usedsafe beater for a couple thousand since I would consider this an emergency.Where do you find said beater cars? Im on cars.com and all the certified cars within 30 miles are no less than 10k and theyre all small too!!  <response>: You arent looking for certified used cars. Just used cars. 