<prompt> Human: In 2012, my wife and I filed bankruptcy, which included our 1 vehicle. Shortly after, I got a car loan at a buy-here, pay-here place. Shortly after that, we got my wife a van at the same place. At the time, we were just happy to get a vehicle. However, 3 years later as we finally are building our credit back up and almost able to buy a house, I am trapped in this terrible car payments.The good news: Combined, I have paid 102 total payments and have not been late or missed a single one. And that may be helping with my credit score. The bad news: Both cars are in bad shape. With the first one, I have 17 months to go 34 total biweekly payments at 393month. Thats 6,678 still left to pay Car is probably worth 2-3K. The second car has 28 months to go at 317mo with a total of 7710 to pay. Its probably worth about 4k.My score is good enough now to get a decent car loan, but I cant because using either of these cars as a trade in just absolutely kills my chance of getting a loan.Im looking for any advice on how to refinance, trade-in, or somehow get out of these car loans that are killing me financially.  <response>: Even if you sold them youd still owe just under 9k...Keep them until they die, and hope that they last longer than the loan now. Pay them faster and it will cut down on interest. 