<prompt> Human: So i totalled my car about 20 minutes ago and am about to a ride into work from an officer right now. I was looking to replace my car anyway and was about to take out a credit card to build some credit for the process. I have no credit right now but not bad credit. I have about 1000 dollars roughly and a weekly pay of about 470 with few expenses. Whats the best way to get a vehicle for the present. I need to get to work and wont be able to get rides 90 of the time. Should i lease taxi or look to buy this week? Edit: so i made this before i got to calm down and definitely need some more info provided. I work at 6am about 25 minutes from home with no public transit available in new jersey u.s. I crashed into a telephone pole after nodding off for a second and the tickets were failure to maintain lane and improper address on license so no financial burden. I can get rides to work for the first week, more if necessary but am definitely trying to have a usable car accessible after that. I onoy have liability insurance so no help from the insurance company. Im hoping that i can not report this to them since i dont seek aid and just remove the car from coverage. The police did arrive and i dont know if im obligated to submit the incident report to my insurance. If i am i dont want to try and avoid that or risk any kind of fraud but i figure i can avoid this impacting future rates more if i dont have to call them. Im very fine with buckling down on budget amd usually have about 2k in savings but its been a rough month. Basically all my money being put to car payments etc for this situation is acceptable. I can live fine on my income for now so i see having a car as the only thing that can harm that for awhile. Thank you to those whove replied ans anyone new who does. I really appreciate the help figuring out the best way to handle this.  <response>: Nobody can tell you the best way to get to work, that depends on your options. A bus would cost less if it was an option, for example. Or a bike. But if its thirty miles with no bus route, then neither of those is a great option. And a taxi would be a very expensive option, as well.You dont have a lot of great options here. Youll probably have to get an expensive loan for 5000 or something, since you dont have any credit history. 