<prompt> Human: My friend hit my car a couple of nights ago and did probably around 3-4 thousand dollars worth of damage. His license has expired and it was in a private parking lot, so we didnt get a police report and he decided he would just pay it out of pocket. After figuring out around how much it will really cost him, hes thinking of turning it into insurance. Since he doesnt have a police report, will the insurance company see if his license is expired and how much trouble will he get in?  <response>: Check your local state laws IMMEDIATELY. My state, for example, requires that any vehicle accident involving over 1500 must be reported within 72 hours. Failure to do so can result in YOUR license being suspended. 