<prompt> Human: Hi all, Im just looking for advice on the point at which buying a home makes more sense than renting. I live in San Francisco, and currently rent a 1 bedroom apartment with my girlfriend. Our rent is 3,300 a month. I absolutely hate throwing that kind of money away every month and getting nothing in the way of equity, but when I look at home prices to buy, it would be a stretch for us. It seems like you cant touch a 1 bedroom condo in the city for less than 700,000 right now, and while we might be able to do it I think we have enough for a down payment, and according to those How much home can I afford? calculators, the monthly payments would be similar to what were paying now, it probably wouldnt be comfortable. We also wouldnt be getting anything more living space-wise than we currently have, it would simply be a move to get some equity for the money were putting into housing.Im definitely new to this, so any thoughts and advice would be very much appreciated! Thanks all.Edit: We currently pay utilities for only gas and electric, 60month.  <response>: I think its a bad financial move to get property with your girlfriend. If it doesnt work out, you will have a messy legal battle over who owns the condo. Especially since neither of you sound like you can afford it on your own, you would have to sell instantly or learn to live together in a 1 bedroom as friends. 