<prompt> Human: I need your advice please! We are divorced. The home was built in 1971. Its two story, 2000 sq. feet with a 1000 sq ft basement, mostly finished. We divorced last year but my now ex-husband has lived by himself in the house for the last 13 years thats another story. In any case he has not maintained the home very well. The home is in Colorado in a very desirable area. It sits on 3.25 acres which makes it more desirable. The home itself sits on one of two lots. The other lot can be easily separated this would create two equal sized lots, one with the house and the other vacant but buildable and sold independently. Lots are going for about 150k conservatively. The home and both lots are paid off. The current market value is 525k for the home and both lots together which is very low due to the poor condition of the home. I would be buying the home and both lots refinancing it, since I technically already own it for 367,500 per the divorce decree. He gets 70 of the current market value of 525k because I had s lot more in 401k. Comparable homes in the neighborhood in good shape with remodeling go for about 600k now. Im 59, make about 125 a year. I will be getting about 100k from the sale of a rental home we have when that sells. Im renting now for 1200. No other debt. Emergency fundsavings of about 30k. Last year I contributed the full amount 18k to a 401k but no match. I need to decide and sign off on this deal in about 48 hours.  <response>: I would consider how you feel emotionally in the home. there will be constant reminders in there of the marriage. if you are rehabbing the home this will help a bit. 