<prompt> Human: Im 20 years old in Canada and I currently live with my family. I have worked out my salary to be roughly 35k netyr after taxes. I would really like to save up at least 25kyr for the next 4 years to have 100k for a down payment on a house for when Im 2526. I would also like to supplement my cost of living after obtaining my house by renting out one of the rooms to a friend. I dont currently have a gf so I will be doing this on my own and I want to be able to pull it off. I dont have any real expenses besides my cellphone bill and gas for my carfor now. Im just curious if it is realistic for me to believe I will be able to buy a decent house300-400K roughly with this much money saved up. Is there any methods I could use in this next four years to invest my money for a good return as well? Do I have a shot at pulling this off or am I just too full of myself?  <response>: If your income stays at less than 50k a year, I dont think youll qualify for a mortgage on a 300k-400k house. 