<prompt> Human: -If I were to purchase a million dollar house like any other house i.e. 20 down and then 800,000 loan over 10 or 15 years.-Property Taxes estimate is fine but I live in MT if you just know the amount of property tax in each state off the top of your head-Heating and UpkeepBasically I would want to be handling money in a manner that coincides with rpersonalfiance advice.Assistant: At a 10-year loan on 800K is about 8Kmonth and a 15-year loan is about 6Kmonth. Property taxes in MT average 0.83 of property value, so that equals 8.3Kyear. Ill add 1year 10K for upkeep.That totals 114Kyear for the house with a 10-year loan. Assuming you want to spend 25 or less of your income on housing, that equals a yearly income of 456K.Edit: A 30-year loan for 800K 5 is 4300month 52Kyear. If you got a 30-year mortgage, with taxes and upkeep your income would need to be 280K.Human: Perfect  <response>: But dont forget the cost of maintaining that. Like in the past couple years we have had to replace or repair: the washer, the dryer, the air conditioner, some duct work some birds got into and ruined, a bathroom fan, a toilet, the washer again repair this time, warranty ftw?, the sink it caved in, I hate undermounts, the garbage disposal, a hole in the ceiling, and some duct work a skunk got into I live in the woods... bleh.Plus think about the cost of heating and cooling a home that size? I assume a home that price in MT would be sizable. The cost of heatingcooling that much air is HIGH. 