<prompt> Human: My Parents are at retirement age and they didnt really plan for anything. My mom will be relying on social security and my step dad has his pension and SS. My mom is scared and its freaking me out.I know I cant help them financially, I dont want to ruin my own future trying. Ive at least got them so theyre willing to listen to professional advice. I said Id pay the first 500, I just dont know who we need to talk to which is why Im here. Or even if thats what we need to do. I want to make sure that were taking to the right trustworthy people and asking the right questions. Is some sort of coaching what we want? We dont even know what we dont now. Id hate to get a question answered when it wasnt even the right question in the first place. Reminds me of that saying that the customer doesnt know what they want. LOLI dont know what to do and Im losing sleep. Im really scared for them. Even if the answers are painful maybe the fear will go away. Edit: sounds like most people are saying get an accountant who can help them figure out what their SS and pension money will be and budget so they can work towards sustainability at that new income level. I think theyve always just lived paycheck to paycheck and put emergency stuff on credit cards.Assistant: Do they own a home? Downsizing housing is the de facto retirement plan for those who didnt do any retirement planning. Human: Yes, they own a house with a mortgage and Ive tried to talk to them about selling it but theyre stubborn and burying their heads in the sand. My stepdad comes up with any excuse not to move. I just had my jury duty and if I move theyll reset it and Ill have to do it again or just anything he can think of or make up. Im going to ask the accountant to show them how much their house is costing them in terms of mortgage, insurance, repairs, taxes, etc.  <response>: Im sure thats just one example but its possible to not get called for jury duty for decades. Its just a lottery. Its not like they have a list of the new arrivals to neighborhoods. 