<prompt> Human: I would like to buy a house in 6-8 months. Currently my student loans require me to pay about 300 a month and I am putting 1500-2000mo into them. Some people have said that this could look bad on a mortgage application because it shows most of my income going into debt every month.Is there any truth to this or could I just show a mortgage lender what my required payment is? All things equal I would like to keep hammering my student loan debt so it will be close to gone come home buying time.  <response>: No. Its a debt to income ratio, not a spending to income ratio.Make sure you have some money in savings tho. Lenders do care about that. 