<prompt> Human: My dad is making about 100000 a year and my mum is making 30000. I am an university student going into my third year. Have about 30000 in loans and counting. Im making 9000 in summer and contribute 500-1000 a month to my parents monthly as theyve been helping with payments for school that isnt covered under my loans. My parents have about 150000 left on the houses mortgage. My dad wants to buy a new car for 57888 cash but I know he took another loan for it. Is the car a good choice? We currently have one for 3 family members. My mum and I take public transportation its about 1 hour 45 mins for me, and 1 hour 30 mins for her while my dad drives 30 mins to work. His thinking is that another car will lessen the burden on us transiting as its costing me 112-150 a month and my mother about half of what Im paying as she gets rides from him. Im worried about the added insurance and more debt the new car will bring. Its his dream car and he works hard but in my opinion its not a prudent choice. Yet hes not open to other cars as he believes an used car would cause more trouble in the long run... Do you guys think he should get the new car? If so, what would you do in this case? Besides paying back the debt first... Ive been making some payments as well without their knowledge but I earnestly think this is a bad idea. Any alternatives?  <response>: A car is transportation. 57k for a car is ego. 