<prompt> Human: Okay, so I won a large sum of money from a lottery. I dont want to say which because it could give my identity away. It wasnt one of those huge 50 mil ones but it was a million and change. When I found out, it wasnt like in the movies. I didnt jump up and down. I actually felt overwhelming terror and had one of the worst panic attacks of my life. Up until this point, Ive been a broke college drop out, too broke and indebted to student loans to the tune of 55,000 and growing with interest that I couldnt afford to go back and finish my education. I come from a uber poor, single mom on welfare situation. I have a good 20k in credit card debt, collections, etc. Im pretty much the worst at handling money having grown up poor. I was never taught anything. I got my first credit card and was like yippeee off to the races. Anyway, my bf and I have always had a deal that if I either of us ever won wed split it 5050. And I know reddit may jump all over me and call me stupid but I really believe in keeping your word and I love this man. So Im holding to that. With the remaining 12 mil, I first and foremost want to pay off all my debts, finish my education and pay living expenses while doing so, so I can just focus, get some much needed dental work, take that trip to Thailand Ive been dreaming of for years and help my mom and siblings out with some stuff. I know I should invest in...stuff? But I know nothing about that kind of thing at all. I dont know what a 401K is or mutual funds or whatever. Im literally throwing out random jargon Ive heard of right now. Thats why I was so scared about this news. Dont get me wrong, Im delighted and relieved at a level I think youd have to be poor your whole life to understand. But Im terrified because Im a person who can really fuck this kind of opportunity up. Im also a bleeding heart which in this context feels dangerous. Im close with all my extended relatives and extremely close with my immediate family. I know I plan to help mom and the siblings, but I hadnt decided anything about the rest of the family. Were not talking about a large enough amount of money for everyone to get a piece and not leave me broke again. Im being inundated with calls and long Facebook messages from family I was just laughing with and hugging at Christmas. My grandmother even! Theyre all mad at me. I had said I wasnt sure what if anything Id be doing for everyone because in the grand scheme its not that much and that I need to see or talk to someone about this before I start handing out cheques all willy-nilly. Am I being cold if I dont give everyone a little something? I thought theyd understand. And theyre all pissed off and criticizing me for splitting the pot with my bf. Saying that if I hadnt done that there would be enough for it not to even be a question whether or not Id be sharing with the people whove been there my whole life. I didnt think it would ever be possible but Im almost more stressed out than excited right now. I dont know what Im doing. I dont want to fuck myself over. I dont know where this money should go. I dont know who I can trust. Some advice would be greatly appreciated! Thank you.Edit: Im not in the US so there is no taxes! And my bf and I are common law for the last 4 years. Assistant: If youre going to get married, sign a prenup. Pay off debt, invest the rest. Human: Yes weve discussed a prenup for both of us already. But invest in what? How do I even do that? The point of my asking for advice is I know nothing about that stuff at all. Do I just walk into the bank and say, I want to invest? And how will I know what the hell theyre talking about to be able to make informed decisions? This is a whole new world for me.  <response>: Our FAQ is going to help you a lot.Money causes a lot of family issues, dont let them convince you that this is a huge amount of money to be shared with everyone. It will supplement your income. Read our FAQ to determine where to put everything.Edit: our FAQ will answer all your questions about how to actually invest money. It will be very simple in your situation. 