<prompt> Human: Hi everyone its my first time on this subreddit, a friend of mine referred it to me. My husband is the sole earner for our family of 5- Im taking a course to become a therapist, will graduate in 2 years. So it will take time before i can start contributing to the family budget.- After deductions, taxes and mortgage my husband earns about 3000month . - Utilitues and groceries take up about 1000month.- All 3 of my children are studying in private schools public schools arent an option where I live, and their combined tuition and educational expenses come up to about 1500month. All this leaves me in a bit of a bind because we have only about 10000 saved up. My husbands employment organisation hasnt given a raise since the last 3 years while the living expenses have sky rocketed. They deduct 1000 each month as gratuity so we have that saved up. I dont see how we can afford to pay the billstuition next year. The only options I see are either taking a loan from gratuity, selling our house which is worth- after deducting mortgage,taxes-about 600000 , or selling a car. My husband does not want to have to resort to giving up our house, and I dont want to picking up another loan. I can see no other options, could you guys please give some suggestions?P.S. im new here so im afraid i might not have put in sufficient information for you guys to judge. Please tell me whether i need to add something to make this more coherent.. Edit: house is worth 600,000 not 60,000  <response>: Seems youll have to get a part time job in addition to school. He simply doesnt make enough to support everyone, especially with private schooling.Buck up and start sending out applications. 