<prompt> Human: As the title says, Im 15 years old and have saved up 500 in cash from doing odd jobs and things like that. I have no knowledge whatsoever about personal finance or money management, so I was hoping this subreddit might have some good advice on what to do with the money. Should I open a bank account? If so, what kind? Should I invest in stocks or something? Also, Im moving to Europe in the next few weeks. Would you guys recommend doing something with my money here in the US, or is changing it to Euros and putting it in an account there a better option? Obviously I have no idea what Im doing and would really appreciate some advice. Thanks in advance.  <response>: at your age you should save up as much as you can before the bills and responsibility comes into play. I think that you should open up a student checking account with the most popular bank in your area and as you start saving some money keep stashing it away in the bank. Maybe put 400 in the bank and use the other 100 to buy yourself something that you enjoy. Also talk to your parents and see what there opinions are. Good Luck!! and keep saving!! 