<prompt> Human: Thanks again for everyones help here! Assistant: Youre a bit house poor.Spending more than 30 of take-home on rentmortgage is going to stretch your finances.The less you make the more you need to stick to that guideline because your other fixed expenses food and utilities eat up a higher percentage of your income.Right now, youre sitting at 41 so youre going to have trouble making everything work.Your choices are:A Dont move into your own place. Stick with your current situation unless its abusive or something or if youre moving out of your parents house, pump the brakes and find some roommates first.B Work more hours get a second job or get a pay bump.C Things are just going to suck and youre not going to be able to put much away into savings. This is not tenable because as soon as something happens Sick, car accident, etc youre going to get behind on your bills.Human: Thanks for the insight. I also have a unique opportunity in that my sister is willing to help financially at least at first to get me going. Im a recovering addict and this is my first but strep since sober. Shes pulling for me and wanting to help set my footing.Shes offered to advance me 1000 up front and allow me to pay bills from that and re fund with my paycheck. Out of naivety, this sounds like it would work. Thoughts?  <response>: Getting a loan is not going to make an unsustainable situation sustainable. It could easily make things worse if you run into financial trouble and cant pay her back 