<prompt> Human: I have a 2012 VW Golf TDI which is one of the diesel cars that got Volkswagen in a lot of trouble. Pretty soon they are going to be buying back my car and are paying me 23,643. I just turned 20 and the money would be of great use to put towards an ice cream store I am trying to open. My parents say I should get a newcertified used car so it will come with a warranty but Ive always been under the impression that buying a new car is a stupid thing to do. There are quite a few cars for around 14-18k that are certified used that I would like also Golfs but Im torn between listening to my parents advice and listening to my wallet. Any advice would be greatly appreciated. Im currently employed working 20 hours a week for 12 and around 15 per week at 9 per hour. Much of the rest of my time is spent working on developing my ice cream store. College dropopt outEdit- my current car is paid off. I do not expect the money I am getting from VW to fully fund my store, only a small portion of the start up costs if I use it for that purpose.  <response>: First off, I assume the VW is paid off, so all of the 23k will all go to you? If its not paid off, VW will pay the finance company first, then send the remainder to you. I think that buying used is the way to go. You can probably even get a great car for 10k or less possibly with warranty. Opening a business will take a considerable amount of money possibly more than 23k, so I think you should save as much as possible, and start working on a business plan. 