<prompt> Human: Im getting married in August. My dad purchased on my behalf 1500 worth of stocks using OptionsXpress. Apparently he got a tip from a successful trader about a company that is predicted to do well on the market. Its free money, so I dont really mind so much, its just that I am not otherwise in a financial position to be doing such things. I am paying cash for the wedding but dont really have any other liquid assets. All the cash is going to the wedding which isnt very expensive to begin with. And aside from that my net worth is -20,00 considering my student loans. The only security I have is my MasterCard which has a 3,000 limit.My dad is relinquishing the funds to me post-wedding. Should I allow this money to stay in the market once Im in control? Perhaps I should sell and pay off a portion of my loans? Assistant: What on earth are you talking about? A tip from a successful trader? Why would a successful trader be giving your dad any tips? Free money? From whom? Are you aware that if a derivative goes wrong, youre stuck owing money to cover the position? Is the position in your name? If so, shut it down ASAP if its an option.Human: The trader is his father-in-law. Im not terribly familiar with the lingo youre using in your second question. As I said, he is giving me 1500 of shares. Theyre in my name. What I think youre saying is that if the share values drop to below what they were purchased for then I am responsible for that loss? Is this correct?  <response>: If theyre just shares, no. You can only lose the value of the stock. You arent liable for anything else. 