<prompt> Human: And rightfully so, he has outstanding student loans from both me and my sister. They have been consolidated so he doesnt know exactly what amount is mine or hers. I agreed to split the cost and figure out how to pay it back. He now wants it all upfront. Hes closing on a house this week and needs to take it off his debt ratio to do that. I just think there has to be a better way to do it. My sister is stressing out about it too. Our mom passed away last June, which we split money from my two sisters and I, parents were divorced. My dad also knows we could just pay it off, but something doesnt sit right with me doing so. Ive asked if we can take on the debt so I could pay it with my other school loans, he said that wasnt possible. I have no other information about the loans. Just wondering what I should do.  <response>: If you agree that you owe him the money and you have the money and he needs the money - it makes sense that you should just pay off the loan. 