<prompt> Human: What kind of IRA should I get for myself? And what firm should I start the account with? Im leaning towards a Roth IRA- I dont plan to put a lot of money into the account until I get a real job with a salary, so for now Id just start out with a few hundred dollars Ive saved about 6 of all of my savings then contribute about 10 of my paychecks I work part-time at a store into the account. I will not be needing to pull money out of it for anything since it will only be a small part of my total savings, so is Roth the way to go? thanks for your help!  <response>: One piece of advice hasnt been given yet.It can be smart to simply pay off your student loans faster, rather than investing. My loans are at a 6.8 rate. This essentially means by paying off my student loans, I get a 6.8 return as if I had invested it.If you are lucky enough to get the 3.4 rates that more recently came to pass, by all means, invest it. But if its any higher than 5 or so, consider just paying off the loans. 