<prompt> Human: Im in a very comfortable position financially, but Im looking for some advice on what to do with a windfall.Im a debt free 35 year old with a 34 year old wife and 2 kids. Im military, can retire in 7 years if I want, and have 2 sources to assist with kids tuition; Post 911 GI Bill already transferred and 300 a month weve put into 529s for each of them since they were born. Ive been a saver; both my wife and I have maxed out IRAs our in Vanguard 20402050 funds most years for over a decade, so we have a very significant nest egg for our time of life. That, combined with her income and my defined benefit pension mean I could be independent at 42 and fairly comfortable, unless something crazy happens.Living frugally, but not cheaply, is important to me and my wife. I dont like being flashy; we take the occasional nice vacation and value a few quality things, but both my wife and I are pretty measured about trying to keep up with the Joneses. Our big dream is to own a recreational cabin with some acreage someday.Things are in order and on track. However, my family is selling an asset soon and my Mom and Dad have said theyd like to gift what they can 56,000 per year for 4-6 years to avoid triggering taxes to us. The asset is large enough that such a gift shouldnt impact them. Im interested if there are any great ideas you may have on things to attend to before doing something like purchasing a 300,000 recreational cabin with acreage or something of the sort.My current plan is to put about 50 of the money into a real estate down payment fund, put 35 in a long term investment of some kind, and give 15 or so in charitable donations.Weve got the things we should have; 6 months of emergency expenses, life insurance, paid off cars and student loans, etc. No obvious pay-offs like credit cards or such. Were also renters since we move every 2-3 years, so no mortgage, but were adding to the emergency fund monthly with the intention of using it for a significant down payment on our forever home when the time comes. Any wisdom you can provide on things to consider?  <response>: and give 15 or so in charitable donationsIf its going to charity anyway, it may be more tax-efficient to be donated directly from your parents. Particularly if theres capital gains tax on the windfall. This is something to discuss with your parents and a CPA, though, TBH. 