<prompt> Human: Hey guys! I normally read this subreddit in a more, Im poor-ish how do I not starve, sorta way. But that has changed yay!.Im an independent contractor that started a full time job a month ago still being paid as an independent contractor. Im going from earning 30k a year to around 100k this year. I normally use Turbo Tax, however, that wont be enough now that I need to pay taxes quarterly.I know I need an accountant and a financial advisor, but finding one that I feel secure with is proving difficult. What criteria should I be using? Anyone use one in the LA area that they love?I have no credit card debt. I have a 12k car loan at a reasonable interest rate. I also have about 20k in student loan debt, all of which is at a low interest rate. Should I pay these off within the year or go slow and steady incase of a rainy day?Before this job I had around 20k in a money market savings account, earning 1 interest. Should I do anything with this? Add to it or move it to someplace more useful?I just got myself a Roth IRA and Im considering a 401k. Is there anything else to do with my money?What other questions should I be asking that I havent thought about yet?Thanks in advance! Every bit of advice helps!  <response>: I know I need an accountant and a financial advisorYou dont need either of these at 100k. Do some research and buy a book. Good accountants are expensive and financial advisers will rip you off. Pay off your debt as soon as possible and continue to live like you make 30k for as long as you can. 