<prompt> Human: So basically I learned recently that my mother is 50,000 is debt. Im 18 and dont have a job and Im about to go to an expensive elite private college.My families overall situation isnt bad. My dad makes good money and has a pretty much immaculate credit score. Hes going to be paying for my college so my mom doesnt have to worry about that. The problem is that my mom isnt as good with money and my mom and my dad keep their finances separate so my dad isnt stressed about my moms finances. My mom does not have a mortgage to pay or anything, she just has her personal bills and then whatever me and my little sister end up costing her although my dad pays for a good portion of our stuff.My mother is a teacher and after taxes has about 2400 to spend each month. She just signed a contract with some debt help agency based out of NYC we live in Georgia that is going to ignore the insurance companies, and my mom is going to put money into an escrow for when this debt help agency can make the insurance payments cost less? Honestly I know this didnt really give a good overall picture Im just not really sure what else to say. I really want to help my mom cause I know its stressing her out and my dad would fucking flip about this so my mom really wants to handle this on her own... Is this possible?If I need to give more information I can... its just her minimums are so high after paying them off she basically blows like 1900 or 2000 off of her 2400 monthly paycheck and then there are obviously some other expenses she has to pay so its just difficult and Im not really sure what the best option is.  <response>: Its not your problem to solve. Its hers. Just be as financially independent as you can so you dont need anything from her, but dont give her money. You need to be building your own financial house and getting it in order. 