<prompt> Human: Just want to know what my next steps should be.Basically my bank issued me a new card and forgot to update autopay so my insurance was canceled. Called today to submit a claim but was told Im not covered due to payment not going through. So basically Ive been driving uninsured for the past few weeks.The at fault driver does have insurance. Should I call them or will there be any penalties since I was uninsured. No one was injured. Just car damaged. No police report was filed since it was minor.  <response>: You have to update your auto pay. Its not up to your bank. 