<prompt> Human: Its me again: I was finally able to sell my underwater car. I am on my way to better decisions and I just wanted to thank you all. Im slowly fixing my dumb mistakes. Again, THANK YOU, THANK YOU, THANK YOU!!!Edit: Will paying off this 14k car loan positively affect my credit? I learned my credit score over the weekend and its atrocious. When I had the car for the 15 months, I made payments on time in full.  <response>: I was wondering about you! Glad youve got good news. Ps I too hate your user name. Ick. 