<prompt> Human: Ive never been to Michigan, I know 10037; I didnt authorize this charge. My plan is to first contact the establishment to see if I can work out the issue with them, and then once the charge posts to immediately file a dispute through my CC company. Im going to call my CC company tomorrow to have them replace the card, since its clearly a problem, and Ill change all my login information tonight. Is there anything else Im missing?I was looking around for a sidebar link for this and couldnt find one, sorry in advance if this is something I shouldnt be posting for advice on.  <response>: This is not a dispute. You wanna tell your credit card issuer you have an unauthorized fraud transaction. Theres a difference. A dispute is when you have a charge from a merchant you recognize but lets say they double charged you, charged you a wrong amount, charged you when they shouldnt be and so forth... 