<prompt> Human: When I first made a bank account I went with my mother who I know is not very financially educated, they created multiple accounts for me, some savings account, a checking account, and maybe some others Ive since forgotten about. I was reading another post on reddit where someone explained what Wells Fargo is being penalized for doing, and it sounds vaguely familiar to my situation? Id just like to know if these extra accounts or anything harm me or cost me in any way.  <response>: It is entirely normal to have both a checking and savings account. Whether you actually signed up for both, I dont know, especially since you dont seem to know either.No offense, but if youre talking about savings accounts in quotes like that, you might want to at least do some basic personal research no doubt its in the FAQs, but also on Wells Fargos website about bank accounts. Also, maybe some others Ive since forgotten about is not good. Are there actually other accounts? Or are you guessing there might be thanks to the recent scandal? Not knowing what accounts you meant to sign up for is not good. 