<prompt> Human: Quick back story: Im a 24 year old male who is a couple of years out of college. My student loan debt is ridiculously high for the level of schooling I got. When I say high, I mean Im paying over 600 a month for a 4 year degree that Im not even currently using right now. I currently make around 32k per year at my current job. With rent and other expenses Im living about as close to pay check to pay check as you can get.Anyway, I just became eligible for health insurance through my company. Never being on health insurance before, I stupidly just signed up for the average, run of the mill plan without doing a ton of research into it. Ive been having some minor heart palpitations so I decided that now that Im on a plan, I should go get it checked out.About a month ago I went and had a simple check up with my primary physician just to get a referal to a cardiologist. She told me I didnt need a referal and that the hospital she works for could basically take care of everything themselves. I agreed, got an appointment for blood work, an EKG, and a holter moniter, and went on my way. I completed all 3 appointments and now they want me to come in for an Echocardiogram, which is scheduled for later in the month. Its alot of medical stuff I know, just making the point that Ive had a couple things done already.So fast-forward to today. I get a bill in the mail for 217 for the original checkup I had back over a month ago. The full bill was 326 but my insurance covered 108 of it, making my out of pocket cost 217. My jaw just about hit the floor. Chalk it up to me being negligible about health insurance or just not asking enough questions, but I had just assumed that because I had coverage that my bill would be minimal, not over two-thirds of what the total bill would be. Now Im expecting 2 or 3 more bills in the mail for what I can only assume is going to be astronomically more money that I simply do not have.If I had known walking in the door that it was going to cost me this much to get a simple diagnosis, I would have turned right around. This isnt a life threatening condition, just something I wanted on my medical record. Now they have me scheduled for more procedures that Im pretty damn sure is going to put me in a situation where I cant afford to pay any of it back within a reasonable amount of time.Ive already called my insurance company and the woman I talked to said everything was processed correctly on their end. She helped me out tremendously with informing me about how my insurance worked and why my deductible was the way it was, but Im still stuck in this situation.Its alot to kind of shuffle through and to be honest Im not exactly expecting someone to find a magical cure for my financial situation, but any advice and information anyone can give me would be incredibly appreciated.  <response>: Unfortunately you have a bit of a misconception regarding what is reasonable. 217 for an office visit copay is reasonable and typical. All you can do is see what your plan covers and ensure it is being processed correctly. Ultimately it is the patients responsibility to understand their coverage. 