<prompt> Human: Hey everyone, thanks for reading my post.Heres the story -- I dont have any dependents, nor do I have any interest in having them, so any sort of estate in the event of my death feels kind of like a waste of value.In theory, a pure endowment insurance policy would do this, but apparently they are either illegal or at least not offered by any insurers. Annuities also sort of do this, but Im not really looking for a stream of payments and they arent good deals anyway.Ideally, I would buy some sort of self managed investment fund that would earn a credit for my mortality risk but belong to the insurer in the event of my death although Im pretty sure nothing like this exists.Any insight? Thanks!  <response>: Its not a waste of value to leave the world a better place. Give a bunch of money to charity or something. 