<prompt> Human: Not sure if this is the right thread but I found out my wrist hasnt healed from being broken years ago. The Doctor told me the surgery would cost 15k - 25K in my state, he told to me call a surgery center in Oklahoma because i could probably get it done for 10k. I need insurance for this procedure to get the price down, how do i go about doing that. What should i know or look for in a health insurance plan.  <response>: Youll have to wait for the enrollment period in the fall of2018 for coverage that starts in January 2019. 