<prompt> Human: Hey guys! Like I mentioned in the title EDIT: that should say non-cosigned, I accidentally got talked into a store card two years ago the store associate talked about it like it was a loyalty program- I was being dumb and the alarms didnt go off when it asked for my SSN and we couldnt cancel it once the application was submitted. I used it for my first purchase that day and paid it off immediately. Its been sitting in a drawer collecting dust ever since.I want to cancel it since its a random store card whose benefits arent that great and at a store I dont even shop at much. I use instead my Bank of America card which is currently co-signed by my parents though I pay it off in full each month. One of my fears is that I dont check in on it much, dont get email alerts about it, and dont get mailed statements, so if it was ever fraudulently used, I wouldnt know for a while though, again, its sitting at home 100 of the time so not sure if thats a valid concern. Can I cancel the store card, or would you recommend continuing to let it collect dust in my drawer?  <response>: If there is no annual fee, just cut the card in half and forget about it. 