<prompt> Human: I turned 18 in October and got a lump some of money due to some investment plan that my mom had set up after my dad died 15 years prior. I had no idea until about a few weeks before I was to be paid, and she hadnt even remembered that she had it set up.Now, were nowhere near rich, so when my mom told me about it, I swore that I wouldnt blow it all away and would find something practical to do with it.I put about half of it into my savings, which I dont ever plan on touching until absolutely necessary if even at all. The other half I put into my checking account, so naturally, anytime I need to make a transaction whether its clothes or food or anything, thats where it comes from.Like I mentioned, we never really had much money to spend freely and I was always good with working with what I had by not spending too much on nonsense. But now, as a college freshman with no consistent bills and a lot of money to spend, I find myself paying for things thoughtlessly. Not to mention, my mom knows how much money I have so Im pretty much on my own. And now, 5 months later, I have about 3,000 less than I started with. Of course, I plan on working during the summer, but as a full-time student, I cant expect a steady income year-round, which means my funds will be dwindling faster than theyll be increasing. Ultimately, I would like to be able to comfortably live after college while not being neck-deep in student loans. I was wondering what my options were as far as investing the money, or doing SOMETHING with it so that I can still have money hopefully more years from now.TL;DR - Dumb teen with more money than I can handle wants to make more money so I can spend and not feel bad about it :  <response>: Its hard to give suggestion without knowing your situation. How much money is it, how much longer are you going to study, whats your current situation, income and costs? If you need to use the money to sustain yourself while studying, I wouldnt risk investing it, but if you want to make it work for you for later, invest it. 