<prompt> Human: Hey rpersonalfinance, I have recently come into some money through wills and gifts and after taxes I have about 400k in assets. Im currently in the market on some tech stocks and on a bit of berkshire hathaway, as well as 100k in a fund, but I still have 200k in cash. As a 21 year old, with 800 in expenses per month, Im looking to invest wisely the rest so I can enjoy it later on in life. Most of my expenses are covered by family, and the basics I cover with a temp job and money made from internships. Im asking you guys here for some advice on my current situation. Would it be smart to get in touch with an advisor for my money as school takes up most of my time right now?  <response>: Please read the FAQ: I have X, What do I do with it? and the article on windfalls . If you have further questions, feel free to ask here. 