<prompt> Human: Company isnt matching 401k for another year this isnt a bad sign - Im just new to the company and was hired after the cutoff date for 401k matching. Maxed out my Roth IRA and have started investing in stocks already. Should I start contributing to my 401k at this point even if theres no employer match for another year? Sorry if this question has been answered elsewhere - I couldnt find anything on this subject after searching for a while.  <response>: Should I start contributing to my 401k at this point even if theres no employer match for another year?Probably. The ability to avoid paying taxes on your contributions is pretty powerful, I just wish you werent forced to go with your employers plan. :pDepending on the situation, its 20-30 free money. 