<prompt> Human: I am in high school and I feel am very good with my money, I made about 8 grand last year working as a waiter and still have over 6k in the bank. While I do spend money on foodbeerwhatever else, I always have a hard time buying anything remotely expensive. I bought a nice pair of Nikes that were 80 and promptly walked back into the store and returned them because I felt that I could buy a cheaper pair of shoes recently, even though I have enough money to pay for them. Should I be less concerned about the things I spend money on or do you think its normal to be so cautious about spending?  <response>: Is it normal? Probably not at your age.Is it a good thing? Yes.If you are able to rationalize your spending now, when youre in the supposedly young-and-carefree stage of life, you will be far better off than your peers when it comes to saving for a house, a car, kids, retirement, etc. Some people have fiscal discipline as part of who they are. You said it yourself that youre good with your money - part of that includes a constant reappraisal of the choices you are making and caution in your spending. So whether its normal or not is irrelevant - the important thing is you have learned something now that most people dont learn for decades, and you should figure out how to use it to your long-term advantage.Dont miss out on life because youre worried about comparatively small dollars remember, these shoes would equal 1 of your pre-tax income, but also dont lose your discipline. Set a moderate monthly fun budget for yourself, that way you wont second guess purchases but will also keep yourself in check. Dont feel obligated to spend the money every month, but also dont feel bad if you do. This is my strategy, i.e. pay myself first save money and then set aside a small amount for fun. 