<prompt> Human: Im a 19 year old university student in the US. My entire education is funded by scholarships and I have no major auto or food expenses at college. From my job and other random savings throughout the years, I have about 4k in the bank. I also have roughly 8k in an UGMA account that was set up at birth dont fully understand how these work, honestly, but my mom says the money is mine to use at will. My mom is struggling to pay the bills and insurance costs from my sisters recent auto accident, but refuses to accept either 1 my bank account money, because she doesnt want to take away what I have earned, or 2 anything from the UGMA account, because it was designed to help me get a head start on putting a down payment on a house some day.Out of this roughly 12k available, I want to give her maybe 2-3k just so she can stay above water until my dad starts paying child support again. I have plenty of money to get by on my own away from home and am very frugal with personal expenses, but she still objects to using any money from me. How can I break down that barrier and help her? I know this is more of a family question than a personal finance one, but you people seem very knowledgeable about managing family finances and I could use the advice.  <response>: You dont. Either she wants it or she doesnt. You arent going to convince someone, especially a parent, to take your money if they dont want it. 