<prompt> Human: Yay its tax season! I know not everyone gets a refund, but I am happy that I do this year. So right now I am expected to get about 1200 back from State and Federal combined. I am super happy about this, but dont know exactly what I want to do with it. Here are the options I have laid out for myself so far. 1 put the amount toward my CC debt currently on a 0 APR card for the next 15 months - 2,000 remaining.2 put it toward my savings for a down payment. Currently trying to save up to 10,000 goal is Jan 20183 put it towards my current 3 month EF goal is 4,500, currently at 2,5004 break it up and put a piece towards everything listed above.5 say screw it all and take a small vacation hahaJust looking for opinions and suggestions as to what I should do.  <response>: I think you already know the answer. Pay off the cc 