<prompt> Human: I have 3000 in medical bills which I cannot pay for. And I just had a collection bill from a doctor that I have not seen or heard from her in over a year. I dont have money. Im 23 and I live with my parents. I dont have a job and due to the difficulty in finding a job, I dont see myself getting work for a while. Im considering filing for bankruptcy but I dont know what to do or how the process works.Please help me because Im placed under a lot of pressure right now, and I dont know what to do anymore. I cant call the collectors because again, I dont have any money to work out a plan. Theres really nothing I can do about about the debt piling in.  <response>: I would not file bankruptcy over a 3500 debt.You need to talk with the people claiming that you owe this debt and discuss your situation with them. Medical debt can be forgiven and happens when people have no means to pay it, especially in the case if its a hospital that wants to get paid... 