<prompt> Human: So my 2015 BMW was just backed into in front of my eyes, and I have multiple witnesses. I have all of the offending partys information, but my big concern now is that my cars value will fall out of the bottom due to being in an accident. Does insurance take this into account in any way or am I completely screwed? The car is less than 7 months old, and an accident destroys the resell value.  <response>: Is your question will I be reimbursed for the amount of value that the car has lost by being in an accident?No. They will fix the car or write it off for whatever its worth.edit: diminished value claim might be possible in your jurisdiction, but it is worthwhile to enquire about it. 