<prompt> Human: My grandmother recently gave me a solid gold liberty coin, year 2015, half ounce. When she last priced it in 2015, it was worth 615. Ive asked close family members what to do with it keep it and let the value raise, or cash it in for savings. I keep getting conflicting answers. Hoping you all can help. Here is my current financial situation: the bulk of my paycheck going to bills I live in a city with high cost of living for my job, with about 200 in regular savings, 300 in emergency savings car troubles last year depleted this from 1,000 I had worked over a year to build up, and 6k in credit card debt result of working an unpaid internship in college, necessary to graduate and get a job in my field, while still having to pay bills, as well as a move cross country for my current job. Im 25 and starting to grasp the importance of financial responsibility, which is why Ive been working hard to build a savings and then pay off my credit card debt. Slowly, but surely. Im torn between using the gold to replenish my emergency savings so I can start putting more money towards my credit card payments, or to hold onto it.  <response>: The only reason to hold it would be for sentimental value. If not, cash it and use it to pay your cc debt 