<prompt> Human: So my mom had me on her Obamacare plan last year, and in June 2016 I started a full time job with employer health insurance. She did not remove me from the Obamacare plan until the end of the year, and at the same time she was using the premium tax credit PTC to get about 900 a month in tax credits. Because I stayed on the plan, my income brought our household income above the limit for the PTC. Now I have to pay the entire thing back - about 11000 including interest at this point. To top it all off, I just found out about all of this now because my tax preparer didnt correctly file my taxes initially. I was constantly getting letters from the IRS that I would inform my tax preparer about, and she would let me know that she had sent responses to them. As the year went on she began to become much less responsive, and after letting her know about the latest letter my expected refund of 4000 becoming 7000 in taxes, she began completely ignoring me on all communication channels. I even went to her office, and though it was clear that she was in there, she would not answer the door on me. Today I called the IRS and they said they did not receive any of the responses that she claimed to have sent. I live in California. Do I have any options on avoiding the tax or do I have to deal with the extra 11000? And can I report the preparer for misconduct? Edit: My mothers taxes didnt have an issue, because on her form 8962, her household income was fine since Im not her dependent. But I also have to send a form 8962 because I am part of the insurance plan, and my income is above the limit, so I have to pay it on my taxes.  <response>: Now I have to pay the entire thing backHow is this your problem and not your moms problem? Because it seems to me like she messed up here... And she also received the tax credits... can I report the preparer for misconduct? I would definitely do that. Plus you are probably going to need to hire a real professional to get this stuff resolved. 