<prompt> Human: To give some background, my family is currently struggling financially with our mortgage, car payments, etc. and my brother knows this. Despite the fact, he also has a huge gambling addiction. He also has a history of always being incredibly financially irresponsible. He will literally ask anyone for money, promising to pay them back the next day. This went on for awhile, and now pretty much anyone who knows him has been asked, never paid back, and now hates him. All of my friends, and his friends, and friends of friends, all know hes the biggest scumbag you could ever meet. Hes barely 21 years old and has already gone through bankruptcy through his own credit card debt, and has now begun to screw my mom over with his addiction.On July 11th, he took my moms capital one card, and since my Mom is not an english speaker and has a hard enough time understanding how a lot of things work, he managed to trick her into adding him as an authorized user. The same day he made a 2,000 cash advance, and went straight to Vegas to gamble it away. On July 13th he made a second 2,000 cash advance using Capital one as well as another 1,000 advance using my moms Target RedCard after losing the first 2,000. Going back to today, he has completely burned all of the money and my Mom and Dad are just finding out about it today. She is currently about 5,000 dollars in debt total right now, crying, and has no idea what to do from here. If anybody has any experience with this situation it would be greatly appreciated.  <response>: Contact police authorities over the fraud. Unfortunately since your mom gave authorization to your brother on the capital one credit card, you will unlikely be successful proving it as fraud. The target credit card; however is a different story. 