<prompt> Human: So my girlfriend has been in at University for two years, which her dad claims to be covering, but she recently discovered that 17,000 in student loans exist in her name. This may partially be due to fiscal irresponsibility on her partnot checking her credit score ever, but her dad would vehemently tell her to not worry about the bills getting covered.Admittedly, these loans arent such a bad thing, as they are federal with deferred payment, which is better than a lot of 20 year old students have, however her dad outright lied to her about their existence, so either he doesnt know, or he doesnt care.Also, her mother recently discovered that he has multiple maxed out credit cards that he seems to be paying the bare minimum on. This may double as an rrelationships post, just because a great deal of these problems seem to be tied to communication issues, and trust between family members. Her mother is now trying to track down a 9-5 to secure a more stable income to take care of her self as she contemplates divorce; she has a background in accounting, but that was 20 years ago, so I imagine that she is in a tough spot. What options does my girlfriend have to protect herself from her fathers irresponsibility?Assistant: Are they loans in her name or are they Parent PLUS loans that hes taking out to fund her education? If theyre PLUS loans, she has no responsibility to pay the debts. Did she sign for the loans personally? If she suspects identity theft, she needs to immediately pull her credit report, lock her credit report, and expect to file a police report.Human: Where can she go to find out what kind of loans they are?  <response>: nslds.ed.gov - this is the national student loan data system. This website houses all information for any student loan originated since the 1980s. She can use her FSA login to retrieve any federal loan information servicer info, date loan was originated and disbursed, the Original and Aggregate total balance of all loans assigned to her SSN and name.In the case of a federal loan- she needs to reach out to the school and whatever servicer is handling her loan and find out what their procedures are for cases where fraud has occurred.If it is a private loan- she needs to review her credit report to see who issued the loan. Usually these lenders have a website which will list a customer service line- they can get you in touch with someone who handles fraud cases. 