<prompt> Human: Im 31 and have appx 20k im rolling over from a USAA roth ira to a vanguard roth. Ive been looking at the windsor and sp 500 admiral funds. Any that yall would recommend? im open to either fund or any other suggests. Im not adverse to having a higher risk fund.  <response>: Having someone pick funds for you is like having a stranger pick out your underwear. Its pretty easy to pick something your not comfortable with.However it comes up often enough that there is a wiki entry for it. 