<prompt> Human: I split the 3K evenly between rent, savings and living simply because 1000 is a nice even number. Nice even number seems like a poor way to budget. Am I saving enough? Am I paying more than I can handle for rent? Should I reduce life expenditures? I just have no reference for this distribution. I am 25, male, live in a major Canadian city with no debt.  <response>: Youre on a good start. Better than I was at 25. Take advantage of the fact that youre still young and have no debt. Ifwhen you get married, have kids, etc., big expenses come up and you wont be abLe to save as aggressively as you do now. If I could go back in time, I would have maxed out my retirement, live frugally, and diversify my savings. So there isnt s hard and fast rule on how much to save. However, if you max retirement savings and have some left over to save still youre doing well : 