<prompt> Human: My husband and I both have job interviews this week, mine is basically guaranteed. The pay is 32K with good benefits but Ill be able to continue freelancing which is what Ive done for 4 years, so my income will almost double. My husband currently makes 27k chef and the job hes applying for will pay more than double. We have 14K in credit card debt from starting up my freelance business and him finishing culinary school and that needs wiped out. After credit cards are gone Ill have 15K left in student loans, one car balance of 4500, and one car balance of 19K. Total month payments will be about 800. My current plan is that well be able to put 3K a month toward paying down debt and that after 6 months all the credit cards will be gone and we can save for a FHA down payment. Anything else I need to consider or think about?  <response>: You have over 52,000 of debt, while making only 80,000 a year. It might take longer than 6 months to start saving up for a house. 