<prompt> Human: Im a new driver, with a 2000 model Honda accord with about 110k miles on it. Started driving June 2015. Had to move to an urban area with street parking immediately. And in the first month, due to my nervousness with parallel parking, I ended up scraping another car. I reported the incident myself and everything worked out. My insurance premiums went up naturally but Ive had an incident free year and the premiums are still higher 812 for 6 months. What can I do to get them lowered?I barely use my car since I live really close to the city, but dont want to sell it since I got a really good deal at 3000.  <response>: shop around 