<prompt> Human: Honestly, this is mostly a post to vent. Im blown away. I just...wuh...muh...seriously? 5000 in interest and only 467 in principal? Monthly interest destroyed my minimum monthly payments. Some months I was only paying 10-20 on the actual loan. Im re-assessing finances trying to get ahead in life, and learning this today just floored me. My education hasnt proven to be worth the financial and mental stress paying for it has cost me...  <response>: What did you expect... Same would happen with a credit card balance if only min payments were made... Thats why debt is bad. 