<prompt> Human: Hello! I am 21 yo and I am filing for myself for the first time. I used TurboTax as suggested to me. I entered all of the information and after that was all said and done it says that I owe over 2,000.I reviewed my w2 and my previous employer stated that they were unable to collect 3,000 worth of health insurance. I dont understand what this means. My issue is not owing money, if I owe well then...I owe. I just want to understand how this could happen. I reviewed my health insurance paperwork a hundred times but it still confuses me. I no longer work with this company and had insurance with them for 7 months. I paid 68 a week for insurance with them. Is it because I no longer work there that I owe? And if so, how does that all add up to 3,000?  <response>: This NerdWallet post for 2017 might be helpful in explaining.It sounds like at least a portion of what you owe is penalties from more than 3 consecutive months of having no health insurance. 