<prompt> Human: This a continuation of Triumphant Thursday Instead of posting individual threads for triumphant stories of how youve reached a certain net worth, paid off a loan, or other sort of bragging, lets consolidate them into one weekly thread!Make a top-level comment if you want to brag about something regarding your personal finances!  <response>: Background: Started 2013 with 35,000 in debt due to student loan and paying for sisters weddingProcess: Make about 2000 bi-weekly. Live with parents in second duplex unit, rent free and utilities bill free. Married. Had a new baby mid-2013. Bought only the basics supplies for the baby and for self. Success: I eliminated the original 35,000 debt today. Paid of the last student loan last night. Paid off 35000 debt between Jan 2013 and March 2014, saved 20000 in emergency fund, acquired 3000 new debt for my sons birth. Only 1,500 of that 3,000 is left to be paid. I can pay it off right now but since its interest free debt and I really dont want to sink below 20000 in my savingemergency fund, I am not paying it off now. Ill pay it off with my next paycheck. I have no student loan anymore. Thats a great fucking feeling. And in just two more weeks, I am going to be DEBT FREE. Goal for 2014: Save another 30,000 by years end, if parents tolerate rest of the year rent-free, utility-free living. Even if they dont, I can still save 25,000. Start some sort of business in 2015 or buy a house with hefty down-payment. Contribute more than a measly 100 a month to sons college fund. Buy surprise monetary things for him. Thinks like CD, bonds, etc that hes going to get randomly throughout his life and thing about his old man. I want him to be 25 years old, married, with a kid of his own, and DAM, in the mail he gets a CD worth 5000 or something similar. Hes ecstatic that random money came to him, his eyes lights up and he smiles. That right there is worth the world to me. My son is only 9 months old. I cant open a retirement account for him yet. Nobody will employ him. I cant start a 401K or IRA for him without him earning some money. 