<prompt> Human: Hey all, not sure if this is the right sub for this but my fiancé and I need some advice. Two days ago she was at a gas station waiting for a pump when the car in front of her started reversing unexpectedly. My fiancé also started reversing to avoid getting hit and she ended up reversing into the front bumper of the car behind her. They both exchanged information, including pictures of both cars showing no visible damage, pictures of their drivers licenses, etc. They did not call the police and the other driver said he would have his car checked out and if there was any damage, he would let her know. He said he would prefer to not get insurance involved and my fiancé agreed. I realize this isnt an ideal situation but I was tied up and wasnt there to offer my advice to her. Today he sent her a text asking for 500 for repairs. She texted him back asking for some kind of estimate or invoice from someplace showing that there was 500 in damage and hes being very defensive saying it would be another 100 to take it someplace and that his buddy is a mechanic and thats what it would take to fix. What should she do? Should she call his bluff and tell him to contact his insurance and file a claim?UPDATE: Thanks to all for the advice. My fiance has filed a police report and told the guy to go through his insurance to which he replied was probably a good idea and left it at that. Well see what happens. Thanks again!  <response>: Scam...I would notify the police and explain what happened. Be sure to say there was no physical damage as both agreed to swap info. Once the cops are involved, I bet hell fade away.Like others said...when in doubt, call the police...at the very least...take pictures showing no damage.Backing up at a slow speed, bumper to bumper, almost always causes zero damage. Call the police and relay the info you do have.Best wishes! 