<prompt> Human: I recently decided to close my 401k. My employer doesnt match, and it isnt performing very well--I dont know enough to decide where to invest, so I just decided to close the account.Where else can I put this cash that doesnt require much maintenance, but also doesnt put me at risk to lose everything?edit: Well this whole thing is moot. I was just told by HR I cannot withdraw anything unless I am using it to buy a home, or I can prove financial hardship. Great.  <response>: You should have rolled it over into an IRA. 