<prompt> Human: Hello, Im sure this sub is inundated with questions about whether or not to rent or buy, but after reading similar threads, Ive realized Im in a bit of unique situation:Im currently living rent free in an apartment provided by my previous employer. Theyve told me I need to vacate within 30 days due to me finding a new, far less stressful job. I make 18 an hour 40 hrs a week. Im a staff accountant, so I feel my employment is fairly stable, and Im not worried about not having a job. Im looking for a 2 BR apartment in my area, and everything is at least 900 for rent. However, housing in my area is relatively cheap. 4 BR houses that look decent, but dated, are going for under 100,000. But I dont think Id be able to find a house and close on it within 30 days, would I? Plus I currently have no savings, so do not have the funds for a down payment.My current financial situation is fairly dire - I have 900 in CC debt, 10,000 due on my truck with monthly payment being around 200. Plus student loans, but as Ive not yet graduated, I only pay the interest on them monthly, which is around 50. My question is am I better off renting or buying, and if Im better off buying which I believe I am, how long does it take to close on a home, and what are resources available to me for down payment assistance?  <response>: I dont think purchasing a house under pressure, with no down payment, and with debt is going to work out very well in 30 days. Id suggest finding a stable rental situation for a year or two, while saving moneypaying down debt and doing research for your home purchase is the best way to go. 