<prompt> Human: Greetings redditors! This is my first ever reddit post. Ive been feeling a little overwhelmed with my current financiallife situation and figured Id reach out to the reddit community for some advice. If you do not see anything wrong with the social stigma on strippers I would not recommend you continue reading this post. This post also contains a lot of really personal stuff that is hard for me to share so I apologize if it comes off as too heavy.Backstory: My mother is 44 years old and is currently employed as an exotic dancer. She is the strongest most wonderful human being and she inspires me everyday. I can only hope to become half the woman she is one day. She has endured a lot of trauma in her life this does not include her work environment and as a result she suffers from ptsd and disassociative identity disorder. She has supported our entire family this way for 15 years. However, she cannot continue doing this for much longer for obvious reasons and so Im helping her get back into school. Im a 23 year old college student and Im trying to get my finances and my mothers finances in order so that I can take care of her.Currently, I have no debt because my tuition has been paid for in cash by my mother and I. However, she owes upwards of 50,000 in hospital bills for my sibling and I from when we were toddlers and we were trying to flee from my homicidal father. So, her credit is garbage and we arent sure how to fix it.She has money saved to purchase home, but she wants to settle her debt beforehand. I need to borrow at least 50,000 to finish my degree. We just need to know how to go about doing this.Again, I apologize if this post is a mess. Ive been contemplating posting this for awhile and I finally built up the courage to do so.This is also why this is a throwaway account. Thanks guys and happy holidays!  <response>: Ok hon. First steps: she can run a credit report on herself to get specifics of her debt. If the debt was from when you were a toddler and youre in college now, it may have been written off. Second, does she have health insurance to get help with her mental health? The issues you reference are serious and need attention.Third, can you transfer to a less expensive school? Apply for scholarships? Work more during school? Im not sure how many years you have left but 50,000 is a lot for school. 