<prompt> Human: Six years ago I co-signed a loan with my then husband for a car. We divorced about a year later, he has the car and has never made a payment on time. I should have put the loan in our divorce but I didnt want any trouble with him as it was an abusive relationship and I just wanted the divorce over and done with. I spoke to the car loan company and they said the only way for me to remove my name off the loan is if he refinanced in his name elsewhere. Car place would not refinance Said he was going to do that then never did, at his lowest paying job he made 46 an hour, car payments are 250 a month at a ridiculous 30 interest rate. He could make the payments easy but I feel did it as his usual passive aggressive revenge.As far as I know he should have the payments done this summer or fall. He keeps taking me off the loan contact info according to customer service so that I cant see what amount is left or be notified when the payment is late anymore. Hes done this twice. However my name is still on the loan. When I used to get notifications hed be late every month with the payment and then they would start threatening repo every three to four months. As you can imagine this has destroyed my credit along with another 48,000 debt hes put me in. Right now Ive been trying to get a simple bank account since Feburary and no bank will touch me.My question is: When hes paid off the car is there anything I can ask their CS for in regards to fixing this credit history? Im not familiar with this so I dont know if they can delete anything or help improve my score. Anything advice would be helpful.  <response>: unlikely that youll be able to remove or repair this on your credit file. most likely youll just need to wait it out; give it 5-7 years and youll be able to start over. the main takeaway from this experience should be lessons learned. 