<prompt> Human: Hey everybody, two questions. 1. How much stock no pun intended should I put in people like Peter Schiff talking about a HUGE recessiondepressionfinancial apocalypse in the next 3ish years? They are predicting complete devaluation of the dollar and unbelievable inflation. I am about to enter grad school in other words, spend all my saved money on school and this makes me pretty nervous. 2. If something like the above scenario is likely, is there anything I can do to not end up totally screwed? Thanks. Feel free to tell me if I am paranoid.  <response>: If you expect the dollar to be worthless in the next 3 years then you should spend all your cash now. When you get to grad school take a logic class. 