<prompt> Human: EDIT: I just checked the contract - it seems the only way I can cancel is if I have relocated and give proof of that. The contract states no other right to cancel, including for non-use of facilities. This agreement is not cancelable by member except as expressly provided above relocation, including, without limitations, by reason of Members failure to utilize the facilities or services of any club.Ill call them tomorrow to double check, but if they really do refuse, do I have enough reason to have my blank block them without worrying about them going after my credit?---I want to cancel my membership at a gym because I recently moved to a new apartment that has another gym across the street, whereas my current gym is a 15-minute bike ride. However, they had made me sign up for a yearly membership, and if I were to switch to monthly just so that I can cancel, I would have to pay a 149 enrollment fee. I feel like Im trapped with a gym thats too inconvenient for me to attend regularly, because I have a tight schedule and often cant invest in the 30 minutes to go to the gym and back home and biking is also inconvenient at night time or bad weather.I was thinking that to solve this, I would call my debit card company and report that I lost my card so that they could cancel my card and send me a new one. That way the gym will be unable to charge me on a card that no longer works. It wouldnt be a loss for them because I would stop coming in to that gym.My concern is that they would report me to the credit bureau. Do you think that is likely to happen? For context, the gym is One Life Fitness and Ive only signed up for it last month.Also, if anyone does not recommend this method, let me know if there are any alternatives I could do! A friend suggested to tell them that Ive moved at a new address thats not nearby any of their gyms and fudge the paperwork, but I really do not like interacting with my gym as the manager there seems to have an attitude when I last called her about canceling.  <response>: This is a terrible idea. If you want to stop paying for this, you need to do it the right way. 