<prompt> Human: My husband and were able to save about 75,000. At the moment I am the sole provider for the two of us. We do not have kids and our total expenses each month balance out what i make at work each month. Also, we are 100 debt free.I have o clue how to make our money grow and I hate having so much money just sit in the bank. I do not know anything about 401ks or IRAs. What should I do?  <response>: Read through the FAQ and then let us know the questions you have. 