<prompt> Human: Relevant Information: Were both college students at separate colleges: shes currently doing her masters, already planning out where shell head for her Phd, while Im finishing my bachelors this summer. Im currently in limbo; I dont have any job offers and am graduating with a general studies because my timed scholarships ran out. It would require 2 more semesters at least to graduate with either a physics or computer science degree I switched midway through. About to give 2-weeks notice for both my university and dishwashing job. Im currently gunning for a warehouse position because Ive worked similar jobs and get pretty good money for entry level positions the ones Im looking at give about 14-16 an hour, but seem to have a high turnover rate. Im no stranger to manual labor. Weve already started saving in a joint account with PNC and have been saving about 160 a month for the last year. Currently planning on starting an IRA at Vanguard on recommendation of parents. Currently sorting through wedding gifts and overwhelmed with the generosity. Read the the pf wiki and still a little... bewildered with how many options there are to choose from. Any advice would be greatly appreciated!Edit: Finishing my CS degree is not an option at the moment, its not ideal, but thats how the dice roll sometimes. I realize now I shouldve put Saving as the flair rather than Planning. Im looking for more solid money-handling advice that I can use to finance and save for future education, children, retirement, etc.Edit2: Okay, okay, yall win. Ill look more into how I could possibly complete the CS degree sooner which was my plan in 2-3 years anyway, once she settled down at a phd program.Assistant: graduating with a general studies because my timed scholarships ran out. It would require 2 more semesters at least to graduate with either a physics or computer science degree I switched midway through.Why not just take out some student loans and finish your degree? Seriously the tiny amount of loans would be well worth the payoff of getting a real degree versus just general studies. Human: One of the main problems is that we realize this is not the ideal option.Weve discussed this for many months and have come to the conclusion that this would be the best option as the gas, living expenses and other burdens would be astronomical.She currently attends a university over an hour away and already has an apartment.I receive 90 off tuition that will expire at the end of summer. I have no student loans.  <response>: If you can finish your CS degree in 2 semesters, funded entirely off student loans, youll still come out WAY ahead than the vast majority of college students. Its worth it, honestly. 