<prompt> Human: Looking to buy a car and applied with my credit union for a 4k loan. I was still in the process of looking for a car and wasnt having much luck with private sellers or dealerships. I decided that my best option was to try getting a loan for 10k and getting a 2017 Nissan through the credit union. They use Enterprise and this is literally my best option. When I applied for the 4k loan, the woman handling it contacted me that day, got my information, and told me I was approved. When I went to go apply for the 10k loan, I saw the 4k had been cancelled and I assume its because I waited too long to complete the process. After applying for the 10k, another lady emailed me asking for recent pay stub, reference, and last employer information. She emailed me back saying to contact the woman who handled the first one because she has to do this one as well. I emailed her... no response. I called and she just said Ill put it through and call you back when I receive a decision. Its been 2 days, online status says under review, I called yesterday and left a voicemail... she didnt call back. I assume because I asked for more and that Im technically a first time borrower that this is why the process isnt as quick as the first one but Id like to receive answers and just would like someone else to be in charge of this. Also, for anybody who may know, whats the likelihood of getting approved? Im in good standing with the bank, I have over 2k in the checking account, been with them for about 3-4 years, I make more than 10k annually so I can afford to pay this off but my credit score is bad due to student loans and the recent car dealerships constantly checking my score. And does the cancellation of the 4k loan have any effect on this one. Y  <response>: Be nice to the only banker who didnt give you a fast no? If I understand the facts, you had been approved for a 4k loan but you decided you didnt want that loan and instead applied for 10k. You have bad credit, 2k in cash, annual earning of more than 10k. If you think that makes your loan an obvious fast yes you may be in for a shock. Your loan originator might be taking extra time to plead your case with higher ups at the credit union. If thats the case and you ask for someone new expect to be declined.What you could do is ask if there is more information you could supply that could help the credit union make its decision. If they respond yes then provide it. If no you still have an opening to ask about the status and process in a friendly way. 