<prompt> Human: I use to get student loan bills Around 20,000.00 all the time in the mail at my parents home. I have never made a payment on them because I did not have the money. Now in the past few months I have not been getting bills...Why? And it is no longer on my credit score page? I have State and Federal loans not private. I dont want to call them because if they are gone...eh...help...  <response>: 20,000 of student loans dont just disappear, especially if theyre federal loans.Just because you arent getting a bill doesnt mean you dont owe anymore. Its possible that the records were removed from your credit as theyre transferred to a new servicer.Make sure to watch out for a court summons. If they sue you and you dont show up, you get a default judgement against you, in whatever terms they request. If you do get sued, make sure to show up at the very least.Do you have the ability to log into your servicers account and see whats going on? 