<prompt> Human: Ive recently graduated from Computer Science in Ontario, and will soon start an entry-level job at around 60k a year. All guides Ive found online cater to new grads who have 20k-40k in student loans and seem to be focused on paying that off while balancing everything else. I have virtually no debt, but also no savings and I have no idea what to actually do with the money that will be coming in. I plan on continuing to live at my current standard of living, which only costs around 1300 a month total rent, food, etc. or less for a couple years while I save, but what are my best options to do with the rest of this money? Even links to resources that could help me out would be nice, I apologize for sounding clueless but in a way I truly am. Many of the topics Ive found are either I have been working for a while and have money, what do I do with it? or I am a new grad with tons of debt, what do I do with it?. I would like advice for a new grad, with no debt, who has never saved more than a couple thousand bucks in his life.  <response>: First, save up 8,000 as your 6 month emergency fund.While youre doing that savings, start reading up on RRSPs and TFSAs. Check out rPersonalFinanceCanada to get you started on your researchHopefully by the time you have your 8k EF, youll also have the knowledge to decide for yourself whats a better place to start putting your money into, and save from there. 