<prompt> Human: New to this subreddit, but it looks like just the right place for this question.Im about to graduate with a BA and will be starting a doctoral program in the fall in St. Louis Missouri. I will be a full time student so the stipend they give me will most likely be my only source of income for the 6 years Im in the program.Ive been trying to find budgeting advice, but I am finding a lot of conflicting percentages for how much Im supposed to spend on certain things. If anyone can give me advice for how to divy up my money, and cost cutting tips to survive without going crazy.Other details: I have about 6,000 saved up right now, will be working this summer so I expect that to grow to about 7,500. I am also hoping to buy a used car before I graduate, looking to spend no more than 3,000 upfront on something used so I can own it outright and not have to worry about leasing or car loans. that would put me at probably 3,000 going into to the whole moving across country process in August.  <response>: The biggest moneysaver for me has been living with roommates and living close to public transportation, which saves me a ton of money on rent and lets me put off buying a car for a few years. Consider if it is possible to live close enough to your campus that walking andor public transportation would be viable options.Also, remember that youre a student and therefore eligible for student credit cards the Citi Forward is my favorite student card and student discounts wherever theyre offered. 