<prompt> Human: My bf and i are getting engaged. He wants me to cosign on a refinance mortgage for a small apt building he owns. Its a 1.1 million dollar, which has constant flow of 2k a mth. He is paying down this loan plus another 350k loan he borrowed from his parents for the apt complex. Its also a interest only loan for 10 years which allows him to get cash out. He says this is for our retirement and i have no access to any money that cash flows or if it sells. I will be 5050 owner on this loan title however he is saying that he wants me to sign something saying that if it is ever sold i get nothing. I am supposed to trust him. He also is in the middle of jobs right now and is on unemployment. Even tho he is getting cash out from this refi, and has a cash flow, shouldnt I be entitled for something if I am cosigning? I know that if i ever want to buy a car or a house on my own this would come up as being on my name. He says we can also sign something that says if we break up he would sell it immediately to get my name off of title. please help!  <response>: Math doesnt add up. Youre the one assuming the risk with no up side. You never take risk without reward. If youre getting married he should have no problem giving you at least an equal equity stake in the building. This is not in your best interest. Curious how long youve been together. You say youre getting engaged. So I assume you are not engaged and have not set a date to be married? An engagement is not even a guarantee of marriage let alone the notion that one day youll be engaged. Sounds like youre at least two steps away from being partners in life and even further away from being partners in business.2k a month is not a lot of cash flow on a property valued at 1.1MM. It sounds like he is overleveraged and is struggling with the debt. Doesnt sound good to me! 