<prompt> Human: Hi. Im 27 and I want to start saving more money than i already am. After a summer of being unemployed, ill be making 105k USD in my new job. My fixed expenses are minimal, 1200 for rent, about 300 a month on utilities and gas. I plan on maxing out my 401k no matching unfortunately but i want to know how much I should be saving, and live a reasonably normal life. Also how much should I be investing in stocks, CDs, ETFs, Mutal funds, gold, etc? Mind you I live in San Francisco, so its not the cheapest.  <response>: Buy a monocle, use it to read the FAQ 