<prompt> Human: Not sure if this is the right sub for this question. If it isnt please point me in a better direction.Thanks to a post in rexplainlikeimfive I decided to actually look at my credit report. I have gotten my score before but have not looked at what made up that score since I took out some loans for school - about 3 years ago. When I looked today I went into a mini-panic. I am not the primary account holder of any credit card and between a student loan and a car loan I have under 5g worth of debt.Many ayears ago my parents added my name to one of their credit cards so I could start building my credit. My father is the primary account holder and my name is just on the card. I found out today they have over 20,000 out on the card that has my name on it. It was like this glaring mark on an otherwise great looking report.What can I do? Will simple taking my name off the account suffice? Can I dispute it being on my record since I have never charged anything to the card?  <response>: Just a minor thing, 5,000 is never written 5g, rather 5k. 