<prompt> Human: Im looking to see what behaviors and decisions make the difference between being ok financially, to being better than just ok.Id love to hear specific stories of what you did to get where you are. Edit: Thanks for all the great advice!  <response>: I have seen variants of this a few times. I think by some definitions, I would count myself rich or at least lucky, by other definitions, I dont. So, I never know whether to respond or not.First, let me put out what I mean so that you can decide if I even qualify to answer this question:I make well over 100k a year. I dont personally think that this makes me rich or even well off. Everyone I know seems to make at least that much if not significantly more. So, when someone says: wealthyfinancially comfortable, I always think I could be wealthier or more comfortable. Assuming arguendo I qualify.What advice I would give to a young person who wants to follow my footsteps to get here:A. Make the Money: Go to college. I see numerous arguments why that is a bad idea. I am not trying to fight the people who dont. I am simply saying, that is a good idea. Dont merely go to college for a degree that makes you feel good or is easy, but go for a degree that requires you to get a license. So, physician, CPA, nurse etc. I am not saying these are better professions, but merely that the license serves as a barrier to entry i.e. there are fewer people who can do the job, not because they arent as smart as you hell, they are probably smarter, but they just are not legally allowed to. Yes, it may not make you feel happy, or fulfilled, but the goal of this question was: What will make you getting comfortable money. Become an expert in whatever you choose to be. If you decide to be an expert in gallbladders, do that. If you decide to become an expert in doing taxes for farmers, do that! The more specialized you are, the more people will think of you when they need that type of work done. I am not saying do other stuff, but if you become an expert, they will think of you for at least that.B. Keep the Money: Keep investing. Like someone else on here said: I have kept investing in vehicles including a house despite what everyone has told me, I think this is a GREAT investment because most people dont buy and sell houses yes, I recognize that there are people who do, but most of them dont need my get rich advice, stocks. I am young enough and in this example so are you, that investing in bonds or being conservative is not ideal. Accept that you will lose money as you invest. But hopefuly, make more as you keep at it, purely as a result of how the markets have historically worked. If you look at your investment accounts every 3 days, you will likely keep trying to time the market. Timing the market, for me, is often like trying to change into the faster lane in slow moving traffic. You never quite pick the right one. Pick an investment and stick with it unless there are obvious reasons not to. Forget that you have the money there. My money, once invested, is dead to me. I dont look to move it or play around with it. Every 3-5 years, I look to rebalance or see if I can do something different. This advice is at best: risky, and at worst stupid. But it is what I do, and it works for me. Rebalancing for me means: Look at my best stocks, mutual funds, ETFs etc, and look at everything other than my best stocks, mutual funds, ETFs. Ideally, I will then try to move everything from my other than my best to my best. There are obviously exceptions. e.g. I was invested in apple. I wouldnt invest in it right now since I personally think its not as great an investment as it once was. Alternatively, I may considering staying invested in shitty stocks that I think will start doing well, despite their rather shitty performance so far.I am neither a financial planner, nor do I act as one. Hell, I dont even trust financial planners I guess I dont trust a guy who makes money only when he buys or sells my stocks, or makes a percentage of my investment, but if you are reading this and hoping for some advice from me a no name account on reddit, I highly recommend you talk to a financial planner for advice that is right for you. I am merely giving a response to a hypoethetical that may or may not be right for you.Advice that I didnt follow, but highly recommend you do: 1. Keep track of where your investments are. Everyone thinks that being diversified is a good idea. I am so diversified that I barely know where all my stocks are. This is, for obvious reasons, rather bone headed. 2. Try to invest using the same account. I try to have one account for a 401k, and one for personal stocks. Ideally, I would have liked to consolidate them, but that doesnt work out sometimes. If you have enough money, you get better ratees from your providers e.g. Vanguard automatically upgraded me one day to their better accounts. Turns out I had enough assets with them. 