<prompt> Human: Hi guysgirls! I just got a job offer that will increase my household income from 30kyr to over 100kyr. I was hoping for some some advice to help determine where to save my money and how to live a responsible lifestyle. We got a small inheritance last year that we put away in a Roth IRA and a Vanguard, besides that weve been living month-to-month. I just have two questions:1. What kind of retirement accounts should we put our money in? Because weve already got a start on a Roth IRA, is it best to keep contributing there first? Should we be opening other retirement accounts as well? My we dont have anything in a 401k yet, my current job doesnt offer 401k matching see details below.2. How do I live this kind of lifestyle responsibly? I dont want to succumb to lifestyle inflation, but I also want to have security and longevity that more expensive products tend to have Lexus vs Nissan, Ikea furniture vs solid wood furniture, Walmart appliances vs Costco appliances, etc.. Details:-Im 24 and my wife is 21, and we both work in the software dev industry. -We have 1k total student debt, graduated.-About to take a 15k car loan-Weve got 7k in a Vanguard for emergencies, and have had two Roth IRAs for a year and maxed out each them out last year 5.5k each. -I dont have anything in a 401k yet, and my new job doesnt offer a 401k match not sure if they offer 401k at all?. -Our monthly budget puts us at around 4k for monthly expenses.Any advice would be helpful : Thanks!  <response>: 100k is barely upper middle class and luxury car status. Be careful about premature lifestyle inflation. Youre going to have a lot of your salary eaten up by taxes, and much of the rest should be saved. Save now because if you have children, it will get MUCH more difficult to save in the future. 