<prompt> Human: Hello, rpersonalfinance. Im using a throwaway for obvious reasons.I recently graduated from law school and passed the bar exam. I have 244k in federal student loans, 32k in a private student loan, and 4k in credit card debt. I do not have any other debt. They all become due in December. Im currently unemployed and have been applying for every legal job within a 100 mile radius for the past month. I graduated near the top of my class from a pretty respectable law school.Assuming I find a job soon, what type of payments should I be making? Should I consolidate the private and federal loans? If so, how? Im extremely overwhelmed. I have no idea what the hell Im going to do. My parents do not make a lot of money and I only got minimal scholarships throughout my 7 years of college. My SO just got a job making about 55kyear and neither one of us has any savings. My girlfriend has about 35k in student loan debt and 10k in credit card debt that she is easily making the payments on in large chunks.Does anybody have any advice? Assistant: Im currently unemployed and have been applying for every legal job within a 100 mile radius for the past monthHave you applied to the JAG Corps? If not, do it today. Get in shape if you need to. Youll qualify for IBR on an income that is largely tax exempt lower federal payments and PSLF after 10 years of service. Youll earn more than most of your peers and will easily pay off the private student loan. It should be noted that at your first renewal 4 years, the Navys JAG corps is offering a 30,000 bonus.Do not drag this out. Your law degree has a very short half life and people stop counting it as relevant after about a year and a half two years. You need to expedite your career, even if it means taking extreme measures.Human: I would love this option, but I would likely be relocated. My SO just got their dream job and I dont want to leave her.  <response>: The key phrase here is just got. Dream jobs last about 6 months and then they are just jobs. 