<prompt> Human: Im planning on taking this off their hands completely since I have a steady job and they dont, leaving the account in their name and becoming a designated payer. The interest rate is 6.2.I was DEFINITELY not planning on an extra 115k liability... Im not sure how to handle this. I can make the minimum monthly payments of 500, it will suck but I will do it.This is a huge left turn for me, please give me all of the advice you have, Im concerned about not knowing what to do...thank you pf i really appreciate itEDIT: Im responsible for my familys well-being, to those saying its not your problem thats not a practical answer in my case.Assistant: No, it sounds like your parents just revealed that they havent paid their student loans since 2009.If theyre plus loans, they are your parents loans, not yours. You bear no legal responsibility in paying them back. Human: I have a family responsibility, Im responsible for my family.  <response>: Are you asking us how to pay someone elses debt? If thats the case we need to know your income and expenses breakdown. I understand that you feel you owe your parents debt even though I disagree with that. 