<prompt> Human: Hi all,So, as the title says, I would like to get myself set for retirement when Im older and would like to get started with investments to gain some extra income for myself that I could put into my savings or checking. A little background: I work for a major state university, and I will be in the Air Force Reserve pending BMT and Tech School completion I leave December 12 and finish July 2. With that said, my gross income is 32,800. The only major debts I have are my mortgage 716 per month, my school loan 82 per month and occasionally my credit card bill, which doesnt exceed 150 most of the time. My car is fully paid off and the rest are basic utilities for the house as well as my cell phone bill. I have a Roth IRA currently from Vanguard but I honestly need more guidance on what to put stock in. I also plan on investing more in my 401K and the Air Force Reserve retirement when Im eligible to do so. All advice is greatly appreciated.  <response>: Read the Prime Directive in the sidebar. It has great guidelines for exactly what youre asking. 