<prompt> Human: I want to start out by saying I am open to being told I am wrong about this. We both recently graduated college and moved in together. We both started jobs and have some more disposable income. She graduated with student loans while I am lucky enough to not have any. She needed a newer car and decided to take out a loan to afford it. To be fair though she is in a field where she is starting out at 27 an hour.I opened a Robinhood account with the intent of putting 40 dollars a week into investing. With my current position that is about 7 of what I am currently making per week. I have no debt and my rent contribution is only 375 per month. I also have about 8000 in my savings as a nest egg that I only dipped into for the big purchases for our apartment.Her concern is the riskiness of investing and that I should be putting my money in savings, because that is what she is having to do to pay off her loans. I know from my finance classes from college that investing is for the long term and the importance of diversifying to lower overall risk, but she only sees it as a gamble that I might lose all the money I put in.I want to start investing for the future, and for the first time I feel secure enough in my own finances to do so, but I am being met with resistance.  <response>: Follow the Prime Directive step by step in order. If youre at the step where investing in a taxable account makes sense, go for it. Otherwise, you should probably be investing in retirement accounts first or saving money for an emergency fund. 