<prompt> Human: The point of this is not to be bragging but to figure out the best way to balance savings and spending today. I am graduating college this summer and have accepted a job that will be paying 6 figures. I have no debt, a healthy amount of money, and no idea what to do from here. I plan on maximizing 401ks with my companies matching policies and also maximizing the stock purchase plan but from there trying to find a reasonable budget and things like that would be very helpful.Thanks!  <response>: Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! and the Long-Term Investing Start-Up Kit You may find Your 401k and You: Basic Information and Your IRA and You: Basic Information worth a read as well. 