<prompt> Human: Is there any bank that offers no cost savings? I was with bank of America but they were charging me 12 a month to hold my money- thanks for punishing me for not having money. Is there another bank I can switch to that offers no cost savings?  <response>: Ally bank, all day.No min, no balance fees, no atm fees, even reimburse atm fees from that the other banks charge up to 10 per monthI switched due to fees from Wells Fargo a few years ago and have never looked back.That said, they are all online, so it you need to deposit cash regularly, it can be a hassle. If you dont deposit cash often, I highly recommend. 