<prompt> Human: Heres the deal...I want to be a teacher. Its the only job Ive ever had interest in as a career. However, once I started college, my career was just about the last thing on my mind. I graduated high school in 2000, didnt start college until 2003. Graduated college in 2007. Took my time getting a degree, used loan refunds to pay for books, rent, and booze, and now Im really regretting it. I have two loans, one for only 1400 and the other has a remaining balance of about 75K. Like I said, I took my time and took more than I needed to pay rent, etc. I really wish I had thought ahead, but regretting wont get me anywhere, so Im just trying to move forward. In addition to not being smart about the money, I didnt really attempt to make good grades until second semester of my Junior year. My lack of focus in the classroom has left me at a cumulative GPA of 2.71. Here in NJ, one needs at least a 2.75 to teach, which is why Ill hopefully be taking classes at a local community college over the summer to get the GPA up. I am currently one of the jobless, so Im thinking of going back to school to get a masters in secondary andor special education. I know unemployment will partially pay for some schooling if the position is in demand, which, somehow, teaching still is in this state, but I doubt it will cover all of it as Ive already been out of work six months and my first extension just kicked in today, actually. I know I can get further extensions if Im in school, but I dont know if those extensions will take me through all 2 years it would take for me to complete grad school. If I can get extensions for the duration of grad school, then Im sure I can get tuition waivers which is what Ill hopefully be getting for the aforementioned summer courses Im looking to take . But if I cant get extensions for the entire time Im in school, is it worth it for me to just take out more loans ONLY what I need to pay for the classes and nothing more to the amount of somewhere between 15 and 30K? If I were to do that, Id be north of 100K in loans. Again, is it worth it to follow a dream?Yes, I know I was irresponsible. Trust me, Ive beat myself up enough for it and still do. Im doing all I can to make things right. That in mind, constructive advice is more than welcomed. Thanks.  <response>: Have you considered Teach for America The minimum GPA is only 2.5, they offer student loan assistance while in the program, and you get your teaching certification.Theres also NYC Teaching Fellows which has a 3.0 requirement, but considers applicants with lower GPAs. Philadelphia has a similar programWhatever you do, do not payborrow for your masters. Youd be better off moving for a few years to be able to start teaching right away under one of the programs mentioned above, or a similar program. Many of these programs cover not only your certification and training, but will also subsidizecover the cost of your masters. 