<prompt> Human: Hey all,I am getting married in two months. Have been thinking for awhile on how to divide our accounts. should we share a joint account, have separate accounts, or what?please share what you think works best. would like to get as much input as possible.Thanks!  <response>: It really depends what works best for you both.When we got married, my husband and i sat down and had a frank discussion about it all. We had decided before marriage to do a joint checking, but afterwards...we just said we are in this together. So we made everything joint. He doesnt want a separate acct. I dont need one. We throw EVERYTHING into the main checking at the CU. From there it all goes auto-split to various savings, bills, retirement etc. However, we do have one caveat. I am due to get a trust dispersed upon my fathers death, hopefully not soon. Anything I get from that he wants me to have a separate non-joint acct for so I can choose what to do with it and not worry that he will run off with anything. I know he wouldnt, but the fact that he said that makes me love him even moreHe really hates to do bills and so on, but I am strange and like to keep track of all that stuff. So, I take care of paying everything, making sure nothing is late, and making sure that everything goes where it is supposed to go. I give him a state of the finances address every 2 weeks or so to let him know where we stand financially. If he is putting too much on a card, we talk about it. He and I have separate Sallie Mae Cards to maximize the groceriesgasamazon 5 goodies, but we are AU on each others SMMC so we know what affects one will affect the other. I dont really spend much but he looks at my spending as well during our financial chats. We discuss any bonusesextra moneys we have and where we are putting them. We also go over FICO scores and the ID theft website we got on after Premerablue Cross got hacked. I check them everyday, and check the CC websitesbank accts daily as well...then double check purchases I dont recognize with him. We are a team, and we make it work. He has passwords to everything so he CAN look if he wants to, but he rarely does. As long as he can pull a little cash out now and again, he is fine with the way things are. We discuss large purchases over 50.00, unless it is a present for me...then he does it and tells me to disregard the Jareds bill in the mail for instance, he is paying it with the cash he takes out etc. He is very good about making sure payments go out, so I dont worry about him being late on that type of thing.Been 15 years of this and so far its been great. Easy : 