<prompt> Human: Im ready to start paying off my federal student loans after 6-7 years of not making any payments. Most of the loans fell off my credit report last year and my last two are scheduled to fall off in 6 more months in September. I want to know if i should wait the 6 months before i start paying so that way they will fall off and Ill have a clean credit report? They are federal loans so they will never go away, I just want them off my credit report so i can get hired for a better job. Im scared if i make a payment now they will stay on for another 7 years. They also sent a letter threatening to send my accounts to the Bureau of Education for collection efforts if i dont respond by May 1st. I want to start paying but not sure if its the smart thing to do at this moment.  <response>: Student loans remain on your report until theyre paid off, defaulted or not. 