<prompt> Human: 100 debt free. Started with a relatively small 17,000 in student loan debt at the beginning of the year. The hardest part about paying this off was doing away with my lifelong savings.I originally intended to pay 1,000 per month, but as soon as I saw that mountain get smaller I increased to 1,000 weekly payments because I got addicted.I would have made a lump sum payment but I wanted to maintain my emergency fund just in case.My biggest positive influence was reading these posts on the Reddit Personal Finance Forum.Id also like to thank Dave Ramsey and Clark Howard.-Sold my 12,000 vehicle which was financed.-Cutting way down on going out to eat from 3 times per week to once per week and being extremely frugal about my meal and drink choices. Waters and meals under 15 and sometimes Id skip a week. Took full advantage of my parents cooking. Also, Purchasing a crock potslow cooker helped. -Cutting down the bar tabs from weekend expenditures of 40 - 120 to 1x per month. If you must go, Avoid buying Shots! This is key.-A large factor in this was not having a house payment or a high maintenance girlfriend who was willing to lay low. Details:Male, 27, Located in Midwest. Thank you to the contributors of Personal Finance, Youve changed my life forever.  <response>: Right on. Time to start going the other way. Wait until you hit that first 50k of positive net worth. 