<prompt> Human: With the boomer set now starting to retire, I imagine the first large swath of people who were told its important to save for retirement, are now coming onto the scene. Anyone who has done what they were told set aside at least minimum 401K contribution to meet company match each year, keep it in there and let compound interest do its work care to share your story? How do you find your account balance? Subtracting out your contributions, has the magic of the market worked for you, or against you? In other words, are retirement fund salespeople selling a lie?  <response>: It works. I began saving in a 401k in 1980. Im comfortably situated for retirement, which began 1115 for me. I have a small pension, and will be waiting to age 70 to take Social Security to get the maximum.No debt. Paid off house. 