<prompt> Human: TL;DR:My wife gave our banking info to someone she thought she could trust and he emptied our accounts. So I am currently a government contractor located in Afghanistan. I will be here until next February. My wife is at home in America. Earlier this month we got locked out of our account and debit cards. I asked my wife what was going on and she told me that someone she knew asked her if he could use our bank account to essentially put money into and then withdraw. He claimed he did not have a bank account and this was the easiest way. He convinced her to give him not only her debit cardPIN, but also her bank login info. He said that he needed it so that he could link up his apple pay or something. My wife works as a nurse on the midnight shift so she gave him this stuff because it was the middle of the day and she was sleeping and did not have time to go with him to an ATM.We did not immediately realize what had happened because, as a result of fraudulent activity, we were locked out of our online account and could not view our transaction history. My wifes friend assured her that he hadnt done anything except take out the money that he had put in. My wife tried to talk to the bank and she told them what she had done. I tried to let her work it out because Im in Afghanistan and it can be difficult to place a call. I finally decided to contact the bank a few days ago after being locked out of all of our account stuff for over two weeks. It wasnt until this that I found out all the damage that had been done. Our checking and savings account had both been pillaged, netting a total loss of a little over 15k! I told the bank that all of this was unauthorized but they said that since my wife had given out all of the information that whomever she had given it to, and also whomever they gave it to essentially had open access to everything and none of it could be considered fraudulent. So now I have practically no money in either my savings or checking account and am not really sure what I can do about it if anything. I have already changed our debit cards, PIN, online loginpassword, and security questions. Is there any chance I can get my money back by filing a civil lawsuit or anything?  <response>: No offense - but do you trust your wife? Is it possible she has a boyfriend? A drug habit? Both?First thing I would suggest is to set up a new bank account in your name only, have your pay deposited there, and only transfer money to her when necessary 