<prompt> Human: The title says it all. My question is: I plan to move my 401k out of the companys account now that Ive lost my job. If I dont mention the loan to the new keeper, what are the chances that theyll find out?  <response>: 100? Are you serious? The fund administrator at your former employer needs to report it to the IRS. If you cant repay it in 60 days, its typically an early distribution. 