<prompt> Human: Will this hurt my credit by closing the current card or will it appear as the same card on my credit? I spend 500-800 monthly on this card. I also have a chase card that I use maybe once every 6 months. Is this bad for my credit? Should I be using it more often? The balance on all cards is paid monthly. Credit score is 800 plus  <response>: Will this hurt my credit by closing the current card No. Accounts stay on for 7 years afteror will it appear as the same card on my credit? Call and ask them. It depends what they do. If they do a product change, there likely will be no change to your credit report.I also have a chase card that I use maybe once every 6 months. Is this bad for my credit? Should I be using it more often? No and no.Credit score is 800 plusSo why are you worried then? You have plenty of room for flexibility. 