<prompt> Human: Hey guys , i was wondering if i will be able to ask bank of america to cancel my planet fitness monthly payments. I have been paying 15 a month for the past three years and used it only the first month i got it . Now i moved out of the country and there isnt any Planet fitness around me , i contacted planet fitness and they told me i have to go to the gym i signed up or mail them a letter. Any help is valuable. :  <response>: Yeah, its cheaper to mail a letter than get hit with a collection agency. 