<prompt> Human: The actual figure is 79,400, but my mother asked for 15,000 to pay back an interest free loan she gave my sister and I Respectively some years ago.So 65,000. What would be the wisest thing to do with it? My father asked me to go to college with it, he is who Im inheriting it from. I did not attend college.However, while college is a good IDEA, Im thinking the money can be used in a better way. Like investing, retirement accounts, and et cetera.Whats more, Im really bad at math and know nothing about investing or finances. My plan is to go to a financial advisor and get some solid advice, but I thought Id ask here as well.  <response>: 28 and unemployed, Id use this money to find a career ASAP. And avoid financial advisors, they arent your friend. 