<prompt> Human: My employer matches 100 on the first 3 and 50 on the next 3, so I have 6 of my paycheck going into a 401k. However I only opened up the 401k account eight months after I started my job. I will receive 20 of the vested amount after two years. does that mean I receive it two years after the start of my employment, or two years after i opened the 401k?  <response>: Its normally from the start of employment. It could also be from when you became eligible to contribute to the 401k. Going off when the account was opened would be a little weird.To find out which, youd have to look at the plan documents or ask the plan coordinator. 