<prompt> Human: I have 5 credit cards and all of them have a balance of at least 2000 on them. I make payments every month a little over the minimum payment, if I can, but it just seems like Im never going to pay these off. What should I do? Should I focus on paying off one card at a time? Whats a good strategy?  <response>: First stop using them. Completely. Second, post your income and current spending so we can provide feedback on what you can afford to do. 