<prompt> Human: 27 yrs old, 50k salary-I contribute 7 to my roth 401k-Ive contributed 1665 to my Roth IRA for 2013, so thats an option.-I have a weak savings account with 1000 in it.-I paid off all of my student loans for 2013, so thats something Im proud of. -My only debts right now are my car payment 325 per month and a guitar center credit card that has like 250 to be paid off within 18 months and a best buy card that has about 800 to be paid off within 23 months.Did I miss anything?  <response>: Make your emergency account a reality. 