<prompt> Human: I am looking at buying a new Honda Civic, low end model, this summer, priced at 19.8k before taxes. We have good credit 723 and have some money saved back. I have never bought a new car before, so I am not sure how much is covered through the loan process and how much I need to be prepared to spend on the day of purchase taxes, insurance, title, etc. Anyone have any good sources to look at or any rough estimates of a typical post-purchase in that first daymonth?  <response>: for reference: i had a 744 credit score and they offered me 3.44 interest on a new civic it was a extremely hot car last year but could have qualified for 0.9 for a accordcrv less hot. I borrowed through them for a 500 kickback and then paid it off the first month to avoid interest through the loan entirety. 