<prompt> Human: My daughter dated a guy for less than a month. He stole her identity, took out several credit cards in her name. Charged over 20,000. Most of the charges occurred when he broke up, one charge was during the dating when he paid 800.00 to take her to a basketball game. front row. He somehow got his address on her credit report. Police report, credit almost fixed. Problem. Capital One says she benefited from the charges made to the account so she owes the full 7,800.00. Colorado. What to say to Capital One?  <response>: I would cross post this to rlegaladvice . Sorry I cant be of more help friend , this is a tough one. 