<prompt> Human: Hey guys,So my wife and I just finalized a bankruptcy and at the same time totaled one of our two cars. We both work so the situation with one car has been a bit difficult in terms of dropping off and picking up.Now my insurance has a payout for me around 2000. At first I figured I could use that as a down payment for a used car and secure a hopefully decent loan.My loan offers have all been within the 7-18 interest9-15,00060-72 month range. On top of this my parents are buying a new car and said they would sell us their old car for 1700 thats the kelly blue book value. That car is a 1998 toyota tercel with around 100,000 miles but its been meticulously maintained by my mom.So in my mind the more practical purchase would be the tercel, however my wife is leaning towards a loan for a used car. What do you guys think?  <response>: Just declared bankruptcy and now youre looking to get a loan... Really? This seemed like a good idea when you typed it out? You have 2;000. You get a 2000 car. When you can go the next 7 years without a bankruptcy and have this fall off your credit you can re-evaluate 