<prompt> Human: Hello rpersonalfinance!I am a 12th grade literature teacher who has been tasked with planning a personal finance lesson for the graduating seniors at my school. My students are super rad and super interested in learning about finances, but up to now have not gotten a lot of instruction on the subject.I have a decent working knowledge of finances, mostly informed by frequenting this subreddit, but I would love to hear any ideas that you wise folks have to offer!Help me help my students avoid debt and underfunded retirement and other bad stuff!  <response>: Some good topics, in my opinion, would be:Credit ScoreCredit CardsMortgagesBasic Personal TaxesPersonal Budgeting 