<prompt> Human: Ive got a 2005 Expedition and had it for a couple of years. I currently owe about 7000 on in it and the engine died today. Mechanic advised against replacing it as this is a common problem for this car. It would cost more than 5000, and not guarantee it wouldnt happen again. Whats the best option to go with in this situation: should I try to roll over the balance to a different car? Repair it? or park the Expedition and buy a beater until all of it gets paid off?  <response>: If you still owe 7K on a 2005 vehicle, you are overextending yourself with car financing. It might now be a bad idea to drive beaters for a little while. 