<prompt> Human: Im 24 and Ive just accepted a job offer with a salary of 160,000. Thats almost 10 times what my family brought in when I was growing up. The job is in San Diego. I grew up in the midwest and have been to California once, for the last job interview. Because of scholarships and jobs, I have very little debt from undergrad and professional school about 20k. I have no idea how to manage this kind of money. How much should I spend on housing? What about a car? This is a very stable job, so Im not super worried about it not being there. Any advice would be super helpful.  <response>: Lots of people in this thread are giving lots of really good advice, but Ill throw out one, possibly non-frugal, additional option: find and adopt a local food pantry or soup kitchen, and give them a healthy infusion of cash every month. You have first-hand experience being on the short-of-funds side of life and now youre in a position to help a lot of people who are where you used to be. 