<prompt> Human: I grew up in near poverty, some nights we couldnt eat, I had no possessions as a child apart from the odd hotwheelz car, so Im now 18 and we are out of this financial rut. But I crave things I couldnt have as a child, I have a ps4, an xbox one, and ps3, I live off fast food because it seems like such a luxury. I know this seems like an easy fix dont blow all your money but its deeper than that. I need help.  <response>: I know this seems simple, but it changed my life and my outlook on money. I had a similar sorry growing up, made a little money in my early 20s and make more now. The biggest change for me was to set up allotments. My 1800 dollar paycheck in my 20s turned into 500. From the allotment, I could pay my rent, utilities and other bills. Its a lot harder to eat out every night when you see the balance in your immediately available funds dropping so quickly but it did leave me enough for gas, groceries and a little entertainment. Slightly exaggerate what you need for bills and soon your allotment fund has become an emergency fund just on what was over and above bills. I hope this helps, man. Kudos on making a positive change in your life so early. tl;dr: inflated allotment. 