<prompt> Human: Ive only recently moved out of my parents house, and am still trying to sort out my finances. So far ive been doing decently well, but im slowly racking up credit card debt by about a hundred dollars a month now the small amount of savings I was previously drawing from got spent on a birthday present for my s.o.. My question is: is this a realistic figure to try and live off of? or am I just dooming myself to failure? advice on better budget my monthly income would be greatly appreciated as well.thanks in advance :  <response>: If you are carrying any credit card debt, you are not doing well. Your debt is an emergency. It makes each successive month harder. It is a snowball. Kill it. 