<prompt> Human: Hey, so I will try to keep this as short and simple as I can.I am in my mid twenties, live in the UK, WAS earning 50k a year had a good career in developmentIT, got married, bought a nice apartmentmortgage ofc, had 2 nice high end carson finance. Got divorced, sold the apartmentmortgage paid off, literally barely broke even... divorce still going through now. Thankfully no kids.I suffer with bi-polar and have been going through a severe depressive episode due to the divorceshe cheated on me;Due to this, I have not communicated with anyone, I have not been paying any of my bills, I have not even told my bank or any finance company my new address. I also stopped going to work and they have now fired me.I now have no job and all together 35k left in debt broken down in the following areas:- Car finance- 2 bank loans- 5 credit cards, all OVER the limits- Overdraft- Paypal CreditI have not been in contact with any of the creditors above for 2 months.I am slowly coming out of the depressive state and am applying for jobs, I already have some interviews lined up, however I have decided to take a less stressful job inevitably less pay too and work my way back up slowly.I have seen my doctor, to receive the fitness for work statements, however I have not been back for over a month now to renew it, I had just given up.I want to start tackling my debt, but not sure how I can do this, I am scared that because I have not communicated with any of the creditors, they are now looking for me, what will happen when they find me? How can I start to pay some of this debt off, with no jobor at the very most a less paying job.I am very optimistic to find a new job and I think I will be able to with ease, given my experience. However this debt is always looming over me in my mind...Last year I had so many bankscompanies throwing so much credit at me; because of what I was earning. Regardless, I inevitably spent more than I was earning and it is all collapsing around me.Any advice or prompts in the right direction would be greatly appreciated. If you need any more information please let me know and I will try my best to answer promptly. Many thanks!  <response>: Sorry to hear all this. You might want to try rukpersonalfinance as well. As I have understood it from the half year that I lived in the UK is that there is quite the security net in the UK. Therefore I would research what your local government can do for you. Perhaps they have support for getting on top of your debts and bills again. I think youll also be able to get unemployment money. It may be that youll need to make an appointment at the town hall or that youll need to show up during specific office hours. It sucks to have this disease; Im sorry to hear that you have it. Hopefully things are looking up again. 