<prompt> Human: So tl:dr my father has fallen ill and my parents had to go bankrupt in order to have his surgeryIncluded in that my mom is getting her car repod and needs a new one.Some past insight on this. My dad is the cosigner on my car and Im the only one who pays the car note350month and my parents pay my insurance, and I dont currently have to pay bills. However I am 22 and still in college with a part time retail job.My credit recently gotten messed up because of my personal car and my mother is known not to make payments to bills on time. Was it the right move to refuse to cosign? I didnt want to have that car affecting me for when I plan to move out in 2 years.She also went to the dealership and expected me to drop everything I was doing to sign it. I had no prior knowledge or any form of conversation about this before today. I said I would like to talk about it, but Im not going to be liable for something without talking about it first.  <response>: Mom and dad, I love you, but I need to look out for my best financial future, too. The answer is no. 