<prompt> Human: Sources:John Oliver: Retirement Plans Frontline: Gambling with RetirementKhan Academy: Finance and Capital MarketI made the following changes: - Switched my 401k contribution to a passive managed index fund.- Invested in healthcare and technology stocks.Note: these are my picks because Im more familiar with these industries. The stock segment you pick is entirely up to you. Just use the Khan videos to figure out which stocks to pick.- Invested in short term bond. Also, know when to contribute to Roth vs Traditional because that could make a huge difference in your retirement return. EDIT: Fixed grammar, apologies for the bad grammar.EDIT2: Added note on the stock pick.  <response>: You are experiencing modest returns due to the recent rally in the stock market. Any changes that you made will result in increasing your yield over the long term, not short term. You could almost be invested in anything over the past couple weeks and see an increase in yield. The SP 500 traded near all time highs on Friday, and the treasury reached the lowest yield ever last week. Any changes that you made will result in increasing your yield over the long term, not short term. 