<prompt> Human: As someone who is worrying about mounting credit card debt and how to pay it off, I was intrigued when I stumbled across this video in my Facebook feed today. I watched it, remain unconvinced. What are your thoughts on it?Alternatively, what recommendations do you have for a graduate student like me, living primarily off of loans, who has roughly 1500 credit card debt right now? With the holidays coming up and gifts and traveling back home for christmas break and everything, I worry my debts will continue to pile up and I wont ever be able to get a grasp on them. How can I continue to live my life while making steps to repay my credit card debt and not let it control me?Assistant: Credit card debt is a symptom of the real problem. The thing with this advice is that it generally doesnt solve the problem. It gets rid of one instance of the symptom. With the holidays coming up and gifts and traveling back home for christmas break and everything, I worry my debts will continue to pile up and I wont ever be able to get a grasp on them. This is the real problem. You need to get a handle on your finances to stay out of debt.Human: Noted. What do you suggest i start doing now to get a handle on them?  <response>: Dont spend money you dont have? 