<prompt> Human: My credit score is 562I have two cards: Capital One Platinum The statement will generate on 15th of each month and due date will be 12th of each month. I missed at least 6 payments in the past. Just paid off completely 300.00 available credit Store credit card from PC Richard 1,284 balance on the account. Missed a few payments, but no where near as many as my capital one account. Id like to bring my score up 100 points in the next 5 months if possible. Can I do this?Assistant: Id like to bring my score up 100 points in the next 5 months if possible. Can I do this?No. But you can make a good start by paying off your store credit card in full and paying your bills in full every month from now on.Human: If I pay off the card by the end of next month and make payments on time from now on, how many points may my credit score rise within the next 5 months do you think?  <response>: Thats not really how it works. Its pretty much impossible to say how many points your credit score will rise in the next 5 monthsThere are many factors that go into it such as your total debt, income-to-debt ratio, duration of balances, payment history, how many cards you have, and more. Its not like theres someone watching you saying, oh, PattyOFurniture91 paid off his PC Richards card, lets reward him with some shiny new points!My advice is to do a quick google search maybe google credit score explained and just read a lot about about what affects your score.The best action you can take is to be vigilant about your minimum payments and spending habits from now till forever. Try to pay off every card every month, and dont let balances linger for months at a time. If you worry about missing payments, most cards allow you to set up automatic payments from your checking or savings account. This allows you to make the payment even if you totally forget about it. I didnt plan on this response being so long, so Im done. Just do that google search. 