<prompt> Human: Hey everyone! Lived under a large rock, with copious amount of alcohol, ever since I graduated from my university. Randomly browsing reddit one day I discovered this sub. Due to the many amazing folks here...well at the ripe, and wrong side of, age 28 I discovered this amazing thing called a Roth IRA. This was in early January and I began to grind as much as could to make 11,000. As of last night I was able to successfully max out my 2017 and 2018 Roth IRA. I was quite happy with myself until I realized that I had no idea what to do with this money. Long story short my question to you fine folks is should I keep my 11,000 invested in VASGX? Part of me thinks I should exchange it into the 2055 Target Date Fundwhich my 401k is invested in BUT I am also strongly considering placing it all in VTSAX.Any help or advice about what to do here would be greatly appreciated. I know this is still an insignificant sum but I am quite proud and excited. Next step is to open a brokerage fund.  <response>: If you want to learn about planning for retirement, come visit us at rfinancialindependence we dont bite, but please only put your questions in the daily thread, no top level posts as questions especially bc we all LOVE Vanguard and think IRAs are magic so you would fit in well! 