<prompt> Human: Im a 19 year old college student, still living with my mother. Im currently planning to attend The Hangout music festival in Gulf Shores Alabama in May of 2018. Im trying to purchase VIP passes for myself and a friend who currently has no job. The passes are 1,099 each, leading to a total cost of 2,198. The site offers the option to pay off the tickets monthly at a cost of 549.50 each month. I work at a Sams Club usually 20-25 hours a week and I get paid biweekly at 10.50 an hour so I net around 400 every paycheck. My mother feels that paying for my friends ticket and mine would be a foolish investment since she doesnt have a job to pitch in the cost with. However, seeing as the only things I pay for are car insurance I split with my mom at 160 every month, gas, YMCA membership 21 every month, guitar lessons 10 every week, and personal entertainment, I have no problem paying the money. It is worth mentioning that my checking account currently has around 88 dollars but I am getting paid tomorrow, 484.34 to be exact. I also have a savings account with 1,234.75 in it that I can use to transfer funds into the checking account to pay for the tickets with. After February, the monthly payment plan ends and then its just a matter of paying for hotel and airfare, which my friend says she can pay her airfare by the time it comes around. Is my plan practical?  <response>: Someone working part time while going to school and someone with no job are planning to spend 3 months of the part time workers wages on VIP tickets...Yeah, I would say you are in over your head. 