<prompt> Human: Boyfriend and I are both making stable incomes and have been living super frugally for the past few years. Both have emergency funds, contribute a lot into 401K403Bs, have good amount in savings, etc. We really want to go on a big trip next summer. Our plan is to save about 5K over the course of the year realistic for us based on our budgets for this trip, which we would take next July. Were not sure where to actually put the money. It seems weird to put it into a regular savings account where it cant be distinguished from any other savings because it will be hard to keep track of what we already have. New savings accounts individually or together are possible, but were worried about losing money to fees because it will start out small. What makes the most sense? Any suggestions would be great!  <response>: I suggest each of you set up a savings account at Ally Bank. Keep the separate in case you break up... you dont want the other to access the funds if that happens.Ally Bank has no minimum balance and no fees. There are other online-only banks that would work well, too. 