<prompt> Human: So like most of my cohort, I was bamboozled into attending college to the tune of some 100k in student loans. I havent found a job in my field and in fact only make 35k a year. Nothing to pay back that massive student loan on. To be honest I think itll be written off after 20 years rather than repaid. Anywho significant other and I want to buy a house its cheaper than renting, builds equity, we want to buy before we get old, housing isnt expensive where we live but when we talked with a bank they basically said my student loans disqualify me from a mortgage because 1 of my student loan total is counted against my monthly debt-to-income ratio. Even if I made significantly more money a year, that would still be crippling. What would our options be? Do we have a path to home ownership? Or are we out of luck since Im a student debt slave?  <response>: No. You havent created a realistic plan to even understand how to pay off your student loans. How will that change with buying a house?Dont buy a house. 