<prompt> Human: I really dont know what is the details of how buying a house works, but my parents said they would put the current house under my name and then pay for it. They would then go and sell it to buy a house down south since it is cheaper there and live there for retirement. I want to know if this really is safe to do and wont screw me over financially.Assistant: Find out what credit score your parents have. Both of them. Also find out history of missed payments. Find out what their income is and dont take their word for it. Documentation and proof should be required. It sounds like they tried getting another mortgage and a bank said no for whatever reason. You need to find out why that is. Human: Im on it. I dont like snooping though  <response>: Be honest with your parents. If they have nothing to hide they will show you the documents without making a fuss. If they disagree for whatever reason, you know it wont be safe for you financially to go through with their plan. 