<prompt> Human: Confused, should both my wife and I be putting away 15 or is it 15 combined so like 8 each?Right now we are both matching and want to bump it up some.  <response>: Um, 15 combined would still require you both to be saving 15 each. For example, if you both make 50k, for a total of 100k, then you should be banking at least 15k as between the two of you but hopefully more. So 7.5k each. 7.5k of 50k is 15, not 8. 