<prompt> Human: We had a double income household until mid June then one of us became SAHP. The one still working signed up for FSA for childcare cost that had been paid through mid June. Well, we signed up for this account upon a major life event ie quitting to stay at home. Well, now the company says that the childcare expenses were for a time when the account FSA wasnt open yet. Duh! We were both still working! We promise we read over the rules and didnt see this. We looked and are looking again now after the claim has been denied still havent found this limit! Any suggestions?  <response>: They are correct. FSA is for expenses incurred during the time you have the account. I dont know why you thought it would pay for expenses incurred before you signed up. 