<prompt> Human: Age: 26Salary: 70,000Rent: 600 a month401K contribution: 12 Company matches 4401K vested total as of today: 40,000Cash in savings account: 70,000I have very little other expenses. No car payment and no loansdebt. My question is, do I have too much cash in the bank? What should I do with it?Any help is appreciated. Thank you!  <response>: Yes, I think thats a bit too much. Check out the wikipage on how to handle money and follow the steps... Apply your money where you didnt complete a step just yet. 