<prompt> Human: My wife has accumulated about 15,000 in various credit card debt over the years. This debt is in her name only. With recent events in our lives children, we were planning on having her stop working but because of this debt and the payments, it would not be feasible. My thought is if she would declare bankruptcy, would this affect me at all. Only asset in her name is our house, which is jointly owned and the debt is strictly credit card and other unsecured loans, which are strictly in her name only. Would this be an avenue to explore with a lawyer? Would the amount 15,000 be significant enough to try? Finally, would this affect myself, our house jointly owned, or my earningscredit score in anyway? Thank you  <response>: You have got to be kidding that you are considering filing bk over 15k in debt 