<prompt> Human: So, I started a new job about three months ago, and due to a merger my position is being eliminated. Its not official yet, but its highly likely that this will happen. Its my first time going through a layoff fortunately. My major question is, what to do with my 401k contributions while I am still employed? My financial situation is as follows:-6 months emergency fund-Likelihood of landing a job in the next three to six months is 75-Student loan debt and mortgage debtx200B;Currently, I max out my 401k annual contribution of 18,500 a year. Would it be wise to suspend my 401k contributions while I am still employed in preparation for my layoff? Even though I have six months of emergency money, Im wondering what the best thing to do is. Hindsight will tell me, itll probably be fine, but Im thinking that the short term hit to my retirement savings may be worth the additional cushion. My guess is that I will remain employed for another month or two before the job is officially cut. x200B;Thoughts?x200B;Also, thank god for an emergency fund. It took me years to build it up, and Im so glad that I have it now. Its what is keeping me zen about the whole thing.  <response>: I would stop the 401k, yes. Its probably not a huge deal one way or another but going into any uncertainty, cash is king, so I want to stack up as much of it as I can just in case. If you land a new gig quickly, you can just kick your 401k into high gear right away there and life is good. If not, you have some buffer to help keep things quiet on the home front while you keep searching for your next dream job. 