<prompt> Human: Hi everyone,This is my first post on reddit and my first time seeking online financial advice. I have just been accepted to medical school woo and will be matriculating in just over a month. However, I am having a difficult time deciding how to finance my education and have received conflicting advice from various parties. So here is my current situation. I have been lucky enough up to this point to not have had to take out any loans for my education. My grandparents left me a trust fund meant to finance my medical education. Currently, there are enough funds in said trust to pay for 2 years of medical school. The trust is growing, but only at a rate of about 5 I think. That leaves me in need of about 80,000 for years 3 and 4. My question is, how should I best distribute the funds I currently have? Should I deplete the trust in years 1 and 2 and take out loans for the back end of school? Should I split the trust in equal portions so I can use some of it each year? Should I take out loans for the first 2 years and save the trust for years 3 and 4? Any and all advice is welcome. Thanks!  <response>: Use the trust first, if something happens and you dont finish at least you wont owe a bunch of money for school you didnt finish. Plus while using the trust in your free time try to do odd jobs to make it last longer. 