<prompt> Human: Simple as that. About 1400 in euros. Ive generally kept 500 in euros on hand for trips to Europe where I have family instead of converting the money back and forth because the exchange rate is never great plus money is taken by whoever makes the exchange. Last year I got married and was gifted another 1000 euros from family. Should I keep that money as euros or convert to the US dollars? It isnt a huge amount, all things considered, and if I do convert it then it will go toward buying furniture for our house or add to rainy day savings. So far, were just keeping it on hand to use as money when we travel to Europe. I dont expect to be back for another 1-2years.  <response>: I would just keep it. Conversion fees are going to be steep, and if youre going to use it anyway theres no sense in paying to convert them. 