<prompt> Human: I read before somewhere probably not here that I should call my bank and waive my annual fee so I dont have to pay anything for having a credit card, since using it is already profitable to the bank. How does this work? Can I just call the bank and say something like, Hey, could you just remove the annual fee on my card?Assistant: Can I just call the bank and say something like, Hey, could you just remove the annual fee on my card? Yup. They may say yes, they may say no. You can always cancel their card and get a new one.Human: Wait, does waving the fee mean my card will be deactivated?  <response>: No, it means youre asking them to forgo charging you for the right to use their card. The implicit threat is that if they dont waive the fee youll terminate your relationship with them. 