<prompt> Human: about 5 months ago i was having an emergency and out of desperation i took out a loan of 2,600 from loanme.comit was also a time where there was a potential that in the next couple months i would have a breakthrough on a project and but even so i thought that breakthrough or not i wouldnt have a problem paying off the loan. well, the breakthrough didnt happen and other things did, i didnt ended up not making enough money to pay off the loan and instead have been making monthlypayments but the interest rate is 135, my balance just keeps on rising.ive already paid about 1,700 since 5 months ago and my balance is basically higher than the loan i got. im a struggling self employed 24 year old. my parent is unable to help and no siblings, i rent the cheapest room i can find in my city. ive always lived in a sort of bubble trying my best to get through hoping one of my projects pan out but this debt is stressing so much i barely have any mind left these days. every 1st of the month they take the money from my bank account and if i dont have any money, they try to take it anyways, then i get charged overdraft fees from my bank and from them because their charge gets denied unless i put in the money right awayim not aware of any resources available or good ideas to deal with this, so i really appreciate the good will of anyone here willing to lend me some wisdom and knowledge  <response>: Get a job - I real full time job. Better yet get two. It doesnt matter if its fast food, retail, etc. you need a steady paycheck as a starting place. 