<prompt> Human: Sorry if this is in the wrong section, but I got a new job that I havent started yet accepted the offer. Im now going through benefits and whatnot and didnt get the health insurance because ill be under my parents coverage until im 26. I got the dental insurance though that costs 13 per paycheck. My company later e-mailed me about a Cafeteria plan that allows you to have your premiums deducted pre-tax from your paycheck. Can anyone explain to me what the benefit of this is and if its worth it? Its probably a simple question, so I didnt want to ask my company about it yet.. hopefully I can get the answer here lol. Thanks.  <response>: Pay pretax. Sign up for it. It helps you and the company with taxes. 