<prompt> Human: We have about 5000 in credit card debit and we are currant on all of our payments. We are going to be having an increase in income soon for about 3 months. Should we pay off the largest balance cards first or should we just say double or triple our monthly payments on all of them?  <response>: Minimum on all cards, except for the one with the highest interest rate. That one gets all of your extra money until it is paid off completely. Rinse and repeat. This is known as the avalanche method and it is the cheapest in the long run. 