<prompt> Human: Backstory: I have the the Chase Ink, and my autopay is scheduled for the payment due date. Due to laziness I hadnt transferred enough money from my savings which is at a different bank with high 1 interest. The payment was returned by my bank.The result was 78 in Chase fees, 29 in checking account fees, and 22.52 in interest for a grand total of 130.52. I wasnt quite sure whether to laugh at the hilarity of that number or cry. I paid off the entire balance once I saw it because I knew it had switched out of grace period mode.I was pretty sure that the grace period would return if I paid the next statement balance but I called up Chase to make sure. The rep said let me see if I can work some magic and then refunded all the interest fees and then suppressed the interest for the current billing period.I was pretty happy to say the least :  <response>: Nice work. A lot of people would just be pissed and not make the call. Ive called Chase twice and both times they reversed the fee. I was very polite and they were too. Took less than ten minutes each time to make the call. 