<prompt> Human: I posted this in the tax category, but there arent many users there, and I really need some good advice...So, for all those who are good at life skills, this story will make you cringe. Please bear with me, as I need all the advice I can get.Up until five years ago, my husband was a private consultant. We used an accountant and paid our taxes on time. Five years ago, he joins a real company and life is good. We perpetually file tax extensions, for various reasons each year, but in late 2014 filing for 2013 we got our first ever refund.Flash foreward to late December 2014, and we get a notice from the IRS that we owe taxes from 2008 in the order of 110,000. I almost threw up, and called them to see what had happened. It seems that while self-employed, we had missed declaring a chunk of income -- completely by accident. Our record had been dormant in the system, but when we got a refund, the computer system triggered us.I call and speak to a very nice IRS person who tells me that if I can pay 65K immediately, they will set me up for a payment plan. I do, wiping out most of our savings, and agree that I will call back in late January to set up the payment plan.This is where I screwed up: our daughter became quite sick, and I spaced calling them. Flash forward to March, and we get a TAX LIEN!Heres the problem: the tax lien letter says we owe 50K. We can do this, but we wipe out everything we have. However, when I called the IRS to arrange payment of the 50K, they said that with penalties, I now owe 110K.The tax lien is now on our credit report, and my husband needs a good credit rating to keep his job other than this, ours is excellent. This is causing serious stress, and I am on the verge of hysteria. We only have 50K, and cannot borrow for the remaining 60K with a bad credit rating.BTW -- our credit report says we owe 50K to the IRS -- again, a number we are able to pay.Any advice? Should I go to the IRS offices and speak face to face with someone? My husband could seriously lose his job. Well pay any penalties they say that we owe, we just need a clean credit report while paying the 50K.Thanks in advance to all who can help.  <response>: Before you do anything, go online to get a transcript of what your tax record is for that year. Its entirely possible the person you spoke with over the phone who told you that you owed 110k was wrong. Its too much of a coincidence that its the original amount owed. 