<prompt> Human: Hey all. So I just finished school and am working full time making 45k CAD a year, paid of all student debts, only owe about 800 on my credit card and have no debts. High 700s credit score. My take home will be aprox 38k a year, and Ive already paid off my first year of rent. Im planning on financing a new car Audi with payments of 600 a month. My only other expenses would be insurance 240 a month and my visa which I mainly use for gas totalling 600 a month give or takeId be putting 20k down on the vehicle loan of 40 over 5 years, paying 3k of interest and doing payments through my line of credit for the rest. Would this be a stupid financial decision? I have very good job security and am not worried about being laid off. Keep in mind I have aprox 50k in an account for my first home down payment inheritance and personally I value having a nice car over other things. Im just trying to get some second opinions over the financial soundness of my position. Thanks!  <response>: Ask your parents what they think about you buying a 60k car on a 38k income. 