<prompt> Human: Probably going to post a bit more info than needed, but I want to be thorough. So my mother passed away at end of November 2017. At the time she was in Chapter 13 bankruptcy. I was named administrator of her estate.Her lawyer advised me to not make any payments to the bankruptcy trustee, and that eventually the case would be dismissed. So thats what I did and the case was eventually dismissed at the end of March 2018. I figured at that point I would start hearing from her creditors she had 3 outstanding credit card balances, but by the end of June 2018 I still hadnt heard anything from any of them, so I sent out letters to each of them informing them of her death and asking how to proceed. I never heard anything directly from the credit card companies, but instead received letters from a debt collector at the beginning of August 2018 the same collector for all 3 cards.So I attempted to pay them online via their website, but when I logged in a few days after making the payments, it said the payments were canceled with no reason given. And then a week later I received a letter stating that one of the payments was actually accepted, and that it would be withdrawn from the estate account on a specified date. The money still has not been withdrawn from the estate account.So about a week ago I get yet another letter from the collector offering a payment plan for one of the accounts. Theyre offering two options: pay the balance in full, at which point it will be considered Paid in Full, or I can go with a savings plan which will allow me to pay them slightly less, and the account would be considered Settled in Full.If I understand correctly, having an account Settled in Full has credit score ramifications. Since Im only the administrator of my mothers estate and that none of this debt is mine, is it safe to assume that my credit score wont be hurt?Im just looking for general advice on how to proceed with this without making any trouble for myself. Thanks!edit: thought I should mention this is in the state of NJ in case it matters.  <response>: None of this will affect your credit in any way. You did not borrow this money. Just stay in touch with the estate lawyer and resolve her estate in accordance with the law. None of this will reflect on you. 