<prompt> Human: Greetings...not sure if this belongs here or not, but I am trying to buy a house I really like. I dont live in the States, but come back and forth for the summer. Because of this, and the fact that I dont pay taxes in the States, I do not qualify for down payment assistance. I was wondering, if any of you have experience with this? I could put down 10gs of my own money, but that will pretty much deplete my savings. Would it be better to stave this decision off for a year and then put down my own money? Get a loan and include that amount in the loan? Im not sure...any advice?EDIT: Ah ok good advice. Im just going to give more info generally to all of your questions. I plan to return to the States in 3 years, so I would be living back home then. I want to already have a place to go to. My brother currently rents the house, and would remain living there paying the mortgage while Im gone...and if he moves I will rent it out until I come back. My planvision is to build on the lot because its big enough for 3 more houses to be put on it. Lastly, at my current job, which Im just starting, I have the potential to save about 20-30 k annually, so Id be at around 0 for savings for about a month or two and then Id be back at 10k a month or two later. I hope this gives more info for an answer.Thanks all for the solid advice.  <response>: If spending 10k on a house wipes out your savings, you need more savings and maybe a higher income before considering buying a house. Houses are expensive. Source: I own a house. 