<prompt> Human: We live in Seattle. He works full time for a tech company. I am a grad student working part time as intern. I previously did not have insurance. He added me to his. It include dental, medical, vision, everything ?. The monthly went up from 40 to 270. Is this normal ? What options do we have?  <response>: In my experience, yes this is normal. The employer subsidy per person is far less for an additional spouse or kids than it is for the employee. 