<prompt> Human: I live in Asheville, NC. I have no college experience. No savings. I have been supporting my family since I was 18. Im in a situation now where Im about to be evicted from my apartment, because inability to pay all my rent because of mossing work because I got sick during the snow storm two weeks ago. I live paycheck to paycheck. It sounds stupid, but Ive never been sat down and talked my finances with anyone. Feel dumb.  <response>: Ok first off, dont feel dumb. Personal finance isnt something anyone instinctively knows, its something you choose to educate yourself about. This subreddit is overwhelming at first, but just commit to sticking around and reading about a topic or two every day and youll pick up on it in no time.I would say in your situation, the most basic thing you need is an emergency fund. You want to save up enough money that getting sick doesnt make you homeless. Even if its only 20 bucks a paycheck, you have to start saving you dont necessarily need a savings account, although some people find it useful--check if your bank charges any fees for that type of account first. You could also consider opening a savings account in an online-only bank, like Ally. It takes a couple days to transfer money back and forth, which can help reduce needless spending but can also be a barrier in a true emergency. Thats why people are saying you need to write out your budget, because after you know where you money is going, you can see what expenses to cut. First though, you need to take care of your present circumstances. Is there any way you can stay in your current place? If not, do you have some place to go if you are evicted? 