<prompt> Human: Hi Everyone!So i have a old best buy credit card which has a 50 yearly fee. Which i dont want to pay. Ive been afraid to close it due to it hurting my credit. When i first got it my credit score was in the high 500s. This was when i got the card to buy the PS3 Slim model when it was on sale for 300. so years went by, and i got bigger and better cards. i kept my payments low and now my score is at 769. Now the reason im concerned with closing this card now is 1 of 2 things. 1. i gotta pay 50 yearly for a card i cut up and dont even have anymore. 2. Im about ot buy a house so im trying to bring my score up, not down. Any Advice would be helpful! Thanks again for reading!  <response>: Yes, your score will drop just a bit, but its definitely worth the small hit to rid yourself of the annual fee.If youre planning on buying the house this year and want to play it safe, you may want to hold on to the card until you lock in your mortgage, then cancel it. 