<prompt> Human: So heres the question I have: Ive got a job where I was recently 2 months ago informed that my employer would have to start offering health insurance. Although after looking at the prices they have listed, its more expensive than my BCBS insurance BCBS is ca:300month, whereas the companies is 450 every 2 weeks for a worse deal including higher deductibles and a higher co-pay. I also come to find out that my health and welfare will be used to pay this first and that anything my HW doesnt cover will come directly out of my paycheck.I get the feeling that the reason my company went with this is because they get a great deal on their end. So my questions mainly are a does a company have to disclose how much per employee things like this cost them and b do they have to cover a certain minimum of the cost?Assistant: You dont have to get insurance through your employer. You should be able to opt out at open enrollment.Human: I am continuing with my personal Health insurance, I just find strange for a company to offer a worse deal than what I can get on my own.  <response>: The law says they have to offer it, not that it has to be a good deal. They seem to feel that their other compensation is already fair. 