<prompt> Human: I find that I never seem to have more than an average of 400-500 at any given time. I get paid weekly with a wage of 16hr. I claim zero on my taxes, and get insurance through my company, and put a little into my 401K and tax withholding every week.. so after all that I pocket average about 400 a check. Here are my major bills in order that they are due: Rent is due every 5th and is 450 currently, but if my 27F and my boyfriends26M roommate moves out, itll be 600. Yes these amounts are my share. My boyfriend owns and pays a mortgage on his house.My car insurance is about 131 due every 19th.My phone payment is 103 due every 21st.My car payment is financed through my bank, not a dealership, and is about 257 due every 24th. Those are my regularly scheduled major expensesMy smaller ones are Netflix 9.99, X-Box Live 9.99, Crunchyroll 7.99 every month.I get my nails done once or twice a month for 35.00 each visit including tip. I get my hair done about every six weeks for about 78.00 including tip.I rarely get fast food as I cook a lot, but my BF and I once and a while dine out or go to the movies. In my line of work, I have access to a lot of food, and I am usually good about not buying food at work, but when I do, I tend to splurge.I also have credit card debt of about 1200. I know its not a lot, but I would like to stay on top of it. I am thinking of donating plasma twice a week and using the compensation from that to put toward the credit card. But for now I try to put 50-100 toward it per week.What are some tips or strategies to better manage my money? Id like tips from people as opposed to less personal examples on websites.  <response>: You arent going to like my answer. You are trying to live a middlelower middle class lifestyle on a barely beating poverty wage. Your annual income is about 33,000 a year. Here are things you cant afford to be doing sorry, it is a long list:Car payment. Sell it, pay off the loan, and buy an old used car with what is left.Phone bill. Time to switch to t-mobile, cut back on data, and slice that way down.Netflix, Xbox live, and crunchy roll - Id kill all of them, but certainly drop 23.Nails - stop this. Do it yourself. Same with hair. You cant afford it.I understand you want to have some fun in life. But you have to do it much more cheaply until you raise your income.Suck it up, make the cuts, and pay off your debt. Work to raising your income. Then, love life and live bigger. Right now, Im worried you are one crisis away from bankruptcy. 