<prompt> Human: I hope this is the best place to ask this. Let me start off by saying Im not eager to jump into a loan, but I couldnt exactly ignore all the preappoval letters coming in the mail for auto loans. Being someone who had a sort of rough start in my adult life and having shit credit I always felt I had wasted so much time. That same feeling is the cause for this question.Me and my wife do have a mortgage to pay, for a house we bought just last year. I do not own a car, my company provides a truck, and I have zero desire for an auto loan. So between her income and mine theres not exactly that many bills to pay. No kids either. Yet. Were both 25 and our wedding is in 2 weeks.The area I live in is growing very fast. And land isnt exactly expensive here. There are 3-5 acre plots going for less than 25k. Ive always been very interested in getting into investing in real estate. Maybe I could put a small house on the land and rent it out, maybe Id just sit on it for a few years. Im not really at that point yet, I try to not aimlessly research things unless I think Ill need that info soon.So now that the relative details I can think of are said, do you guys think its a good time for me to seriously start considering buying land? EDIT: I thought I made this clear, my bad. Im not looking to jump into anything based off of a good credit score. The fact that its good and people want to give me money just got me thinking. By considering I meant maybe Ill look into buying some land in the next 5 or so years. No one needs to lecture me on responsibility.  <response>: Ugh no, you should not buy land just because your score is 700. How much money do you have saved? income or debts? 