<prompt> Human: I was feeling curious this morning and just did a simple google search of easy ways to save money. The first website that popped up was on the Oprah site. Everything listed was pretty generic until I read this How much truth is there to this way to save?Assistant: Its true - its the same as paying extra towards any other loan.Human: I dont understand how this works though. So, if my monthly mortgage is, for arguments sake, 300 per month, and I make two payments per month of 150 totaling 300 a month, that is somehow making one extra payment a year?Assistant: There are 52 weeks in a year, so if you pay biweekly you pay 26 times. There are 12 months in a year, so if you paid twice per month that is only 24 payments.Human: OOOHHH!!! smacks forehead  <response>: It also saves you on compound interest because each month you save on the interest that WOULD be accruing on the 150 you paid for two weeks. Not a lot in the short term, but really adds up in the long term. 