<prompt> Human: BestOf rpersonalfinance 2014: Best Submitter: uaBoglehead - Check out his Your ___ and You: Basic Information series, covering your 401k IRA Life Insurance Credit Taxes Social Security and TSP Best Commenter: utaxmankeith - Among his many helpful explanations and advice related to income taxes, check out an actual IRS employees explanation of paymant plan options correcting botched returns and liability for parents taxes Best Informative Post: uzonination - A Crash Course in Risk Analysis: Why Six Months in an Emergency Fund is a Necessity Best Follow-up: ujobget - The original thread where he felt he hit rock bottom, Update 1 where he cries when he thinks about the progress he made so far, Update 2 where he smiles for us and Update 3 a job! Best Comment Answer - usunflours - What to ask a dying parent and how to help them prepare financially Most Triumphant - umrfoof82 explaining the difference between rpersonalfinance and rfrugal Most Helpful MM Comment - umylittletonies69 - A question on saving which inspired several great repliesWild Card Winners Most Thought-Provoking - ujoepyeweed What would happen if everyone followed the advice in this sub? Funniest Comment - ucyborgcommando0 comments on rpersonalfinance becoming a default sub Overall Great Thread - uWay2muchdebt for a thread that ends up not nearly as bad as OP feared, with lots of good advice about PF in a relationshipMany thanks to those of you who made nominations or voted, and to everyone who makes rpersonalfinance so great!  <response>: IRS employee here:Many thanks to the community and fellow mods here at rpersonalfinance . It is my pleasure to help where I can.Thank you for reading. 