<prompt> Human: Ok, I honestly dont have that much in student loans, only about 8000. I was fortunate to go to college where my mom was teaching and I got a pretty decent tuition break. I was dumb though. No one fully explained the seriousness of defaulting, so I let them go. I have worked really hard the past 10 months and am FINALLY out of default, but need some advice on a repayment plan to get them taken care of as quickly as possible. I have 4 groups each with a different interest rate. Group A: 3,307 at 5.75Group B: 1,468 at 4.25Group C: 897 at 3.15Group D: 2,371 at 6.55My game plan was to pay off the lowest loan, Group C, and get it out of the way. Since it really is pretty low I thought that was pretty manageable and I would be down to 3 loans. After accessing the website though, and seeing that Group Ds interest rate is double that of C, I started to second guess the plan. I currently pay 100mo that applies to all as the minimum payment, and planned on paying an extra 100mo toward Group C to get it gone in hopefully 6 months and move on to the next at that point, the highest interest rate.Advice?Assistant: You will always pay the least interest by paying off the highest interest loan first. Human: Right, but I also figured it would benefit to be down to 3 loans overall and THEN attack the highest interest rate...  <response>: Check the site Its a loan calculator that helps you tackle your debt. Youll notice that tackling the highest APR is going to save you the most money in the long run, regardless of you knocking the smaller debts out first. Interest is still accruing on higher accounts while you get rid of the debt that tacks on LESS interest. If you want to tackle the smaller ones first just for your own personal confidence, thats not a bad plan. But remember, it will cost you extra to do so. Sometimes its worth paying a little extra to get your confidence boosted in your repayments. But its all a matter of personal choice.Numbers wise. Tackle the high APR first. 