<prompt> Human: Hello,I had a business that went south and my job search has not been successful.Ive slowly spent all my savings, and maxed out my credit cards.To make matters worse, I have a massive property tax bill that is overdue and Im currently unable to pay it :I would like to sell my house, but because I have no cash, I dont have the wherewithal to stage the house or fix the small things that need fixing to make the house more presentable.I would like to take a loan with house as collateral, but I am not sure how that works since I dont have income my credit has fallen as well.How do I go about selling my house for good value in this situation?How can I select the right realtor?Should I rent out my house? Sell it?  <response>: roomates? Get a job that is beneath you? 