<prompt> Human: So, Sparknotes version: Im a 22-year-old junior on full-ride financial aid who just failed my first class. I can only take 4 classes per quarter at my University, and I have 13 classes left to complete to graduate on time. If I take 5 classes one quarter, I have to pay for it out of pocket and its 5K. Taking a class this summer is 3,500 instead, but financial aid doesnt cover that either. My parents live overseas and cant cosign the loan. If worst comes to worst I can take it the summer after my fourth year, but it means I wont get to walk during graduation and Ill be fucking devastated. My parents dont have the money and neither do I. Is there ANY resource at all that could loan me that much money to pay for a class?  <response>: I failed a class I needed to graduate on time and ended up taking it in summer school. The University let me walk on time attend the ceremony and what not, but I didnt receive my actual diploma until I finished that one class in summer. You might want to check with them if they will let you walk with the rest of your class. They probably will allow it. That one summer class was the only class I had to pay out of pocket. I ended up applying for a tuition loan directly through the University. It looks like it has an APR of 4... not sure how that compares with other loans. The loan amount was only 2500, so as soon as I graduated and got a full time job, I paid that loan off in 2 months. 