<prompt> Human: Im shaking right now so sorry if this doesnt make total sense.I was driving to work today and my GPS stopped working in a residential neighborhood so I wanted to pullover on the side of the road to reset it. This is Seattle so roads are super narrow and cars are parked in front of houses. I tried to parallel park and I hit someones car. The owner was literally coming out of her house to the car and saw everything. She got really mad honestly, I would be pissed too, started yelling and calling me all names in the book. She then called her husband from inside the house and he was even more pissed. They asked me for the insurance policy and said will call the cops asap. The thing is, I just managed to buy this used car Honda Civic and I already have two other previous claims on my insurance and my premiums are already super high. So I tried to explain this and try to figure out a way without making a claim on my insurance and the lady said, sure, bring 2000 cash by tomorrow at noon, well sign a paper and we wont file the claim. Obviously, I dont have 2000 and Im freaking out. They took pictures of my insurance, address, etc. and said they will call the cops at 12:01 tomorrow if Im not in front of their house with 2000.Needless to say, I fee like Im fucked. I either pay 2000 or have insurance go up by a lot. I know Im an idiot but how to fix this? What are my options? Can I take out a loan or something? Thanks for the help.  <response>: Sounds like your best bet is just to file insurance. If you dont have the money you dont have it 