<prompt> Human: Hey guys, would appreciate any help you guys can give. Heres my situation:-22 going on 23 year old living rent free with my parents in New Jersey. I pay for food and most things on my ownobviously not toilet paper or rentheatwaterelectricity-No loans or outstanding debts-Work in advertising in NYC making 58k a year. In my 4th month of this job, can expect a promotion and raise at around the one year mark. -I have about 11k saved in a TD bank account, this is my main account where I pay off my credit card and use for other purchases I cant use my discover card for.-I have a different account with Chase I opened after they offered 200 free for opening a checking account- have about 5.2k saved in this one. Every paycheck I put 1000 into my TD account and the rest into this chase account. This is usually around 650 each paycheck. I dont plan on touching this account until it has over 10k in it. Then throwing into a high interest savings account or maybe the market. -I put 5 of pretax money into my company Roth account, which is matched up to 4. This amounts to around 150 and I have around 600 in this account nownot including the match since that isnt vested -have about 500 in Robinhood that I havent touched in a few months. Taking a break from trading after a few bad decisions. I also have about 600 in Bitcoin. I bought 1000 worth when BTC was 10k, hoping to get out soon and recoup some money-I pay around 400 a month to commute from NJ. My commute is about 1.5 hours each way, so I spend around 15 hours a week commuting. Luckily Im in wage works with my company so I get some of that money back come my tax refund. If I move out, i will only need to pay for an unlimited metro card120 and Ubers occasionallyAll in all I have 16k in savings and around 3.2k in monthly net income. -I want to move to NYC, where I have 3 options on moving out. 1. Live on my own, pay around 2k a month plus all other expenses. 2. Move out in January with a friend of mine and hopefully pay under 1.5k a month to live in a 2 bedroom. 3. Move out with random people and pay for whatever I can find.Im in a rush to move out mostly because of the commute and social aspects. Commuting 3 hours a Day has started killing my soul, especially in the summer where I wanna spend as much time outsidewith friends as possible and not on a bus. I could definitely wait, and not move out for a while. My parents arent kicking me out or anything. That being said, my quality of life isnt greatcant exactly enjoy my 20s to their fullest sharing a bedroom wall with my parents if you know what I meanWould love some outside advice on what options are viable, and if Im missing any obvious problemsissues with moving out that I havent accounted for. Thanks in advance!  <response>: The 280 a month you save in commuting will be eaten by rent and utilities. You wont find a studio for less than 1,200 in nyc. Thats 14,400 a yearRent x 40 48,000 if you make less than that gross youll feel the pinch. Youre not ready to move out yet. 