<prompt> Human: Assume all payment is to be made monthly unless stated otherwiseI make 1,600-2,000 a month on average. My rent is 800 at the end of the month now because a roommate just moved out. I took about a year off from school to figure out what I want to do in life and feel I am falling farther and farther behind on bills. I am using DocuPop to cover my existing student loan payments 39month. I have a credit card with capital one which I owe 100 a month on with a balance of roughly 1,000. I have a Wells Fargo credit card cancelled with a balance of almost 3,000 on. They desire me to pay 225 but I can only pay 100, if that. I have no car payment because that is paid off, and my girlfriend pays for our insurance. I owe an auto shop 100 a month for 12 more months on car repairs from my previous vehicle. I have two loans I fucked up with and owe 98 biweekly for 4 more payments on one, and 125 biweekly for 6 more payments on the other.I want advice about how to handle next month October:So listed out my expenses are:-800 for rent Due 1030-78 DocuPop, double payment since I could not pay this month. Due 1015-100 Capital One Need to set due date-100-225 Wells Fargo Due date to be determined-100 Old auto repairs Due 1015-196 for loan 1 Due 1013, 1027-250 for loan 2 Due 106, 1020That adds up to 1624 or 1749 waiting on a reply from Wells about paying 100 instead of 225.I get paid weekly on Thursdays 106, 1013, 1020, 1027.If I only make 1,600 next month Im 24 in the hole without even accounting for living expenses like food or gas. Once the 2 loans are over in 3 months that will reduce my monthly bills by 446 which will help immensely, but right now I dont see how I can make it there.I feel like Im in a really rough spot. My credit has been shot. Every mistake I made dug a deeper hole. Im not proud of my mistakes, but Ive learned my lessons dearly. All I want now is to regain control of my financial situation and avoid making any of these mistakes in the future.So my questions to you, saviors of rPersonalFinance are as follows:1 Are there programs that can help me consolidate some of my debts to reduce my payments into one lower payment over a longer period of time?2 What are the recommended due dates for each billdebt as to avoid a missed payment due to insufficient funds? 3 A second job is something Ive considered, but my hours are all over the place with no real set schedule. Are there any types of jobs where I could work on my own time even if its just 10-20 hours a week put in during my free time? Im not opposed to working more but I feel employers want someone with repeat availability at times X, Y, and Z of each week.These are the 3 I can think of, but any and all advice is truly appreciated. Thanks in advance to everyone who helps.Edit: I work 40 hours a week but its a lot of split shifts and such so I may just be off from 2-5 some days, other days maybe I work all day, and I have about one day off. My schedule varies so much every week and thats what has brought difficulty into finding another job.Edit 2: Thank you all for the advice, Im going to check into Uber and Lyft in my area. My restaurant has a sister store about 10 minutes away from my apartment in the opposite direction. Im going to talk to my manager about working there as well, theyre ILCs so I can get up to 40 hours in each. I really do appreciate all of the advice, and look forward to more if anyone has it to offer. I wish all of you the best of luck, and I look forward to posting a success story to help other young folks like myself who messed up.Lets get through life happy, Reddit.Casper out.  <response>: Did your roommate move out unexpectedly? Was he or she on a month to month lease? Your first priority should be finding another roommate to take their spot. You cant afford to spend half your take home income on rent. I suggest you also start applying for another full-time job, ideally one with a set schedule and higher pay. You do need a second source of income, and a job with inconsistent hours and inconsistent pay isnt doing much for you. In the meantime, while you look for better jobs, I recommend checking out the gig section on Craigslist to see if there are manual labor jobs you can do when you have free time. You might be able to do yard work or light construction work on your off days. Hopefully you can bring in an additional 100-200 per week through odd jobs. For now, you should be looking for food banks in your area so your food expenses this month are near zero. I recommend you also push all of your bill due dates out as far into the future as you are allowed. That way you might get an extra weekly paycheck before owing on your bills this month. It isnt a long-term improvement or fix, but pushing out the due dates may help you get out of this short-term crunch. 