<prompt> Human: Ive gone out for a few drinks with friends in Kraków, ended up in a club there. Because I borrowed out the polish currency Ive kept for the holiday to friends I was with, Ive ended up making mistake of using my card while out there.Im certain Ive used my card 3 times in this place where the fraud has taken place, once for a round of drinks thats come up to 78 through chip and pin. Then again with a bottle of champagne and a few drinks thats come to 258 through chip and pin. Then as Ive left Ive used the contactless for a beer which was 7.I was in the place for no longer than 2 hours had a good time got a taxi back to the apartment I was staying at... that was that.Ive arrived home in the UK a few days later, my debit card account would have around 3k left in it from the holiday, I have a 700 overdraft as well in case.So on Monday evening Ive had a text from the bank telling me Ive passed my overdraft limit and its given me the details on the daily charges.So Ive immediately gone to check it to see whats happened online. I can see the transactions I made in the club, then constant payments made to this club of 300, 200, 400 pounds until Ive passed my overdraft limit. Then theres been one more cash withdrawal of 360 from somewhere else. Which has taken it too, -1,500.After speaking to the bank theyve told me it was definitely my card that was used and all transactions are through chip and pin.I tried to argue how could this much money be taken from my account abroad without it being blocked but because its through chip and pin and my card it automatically passes the security.So they havent been able to refund the payments made at this time.Ive attached the letter I was sent after the interview I had with them.Im confident that I had my card with me for the night and the only time it would of been out of my possession would of been when I was paying for the drinks.I cancelled the card that night but still have it in my possession I done this as a precaution and to be able to prove to the bank if needs be that I didnt lose it.With this conclusion from the bank Im totally lost with what to to do. Its even left me stupidly questioning myself if anything else happened but Ive spoke to friends and its the same story.The only time I figured the girl serving me would of been able to do this, is when shes right in front of me but its nearly 10 transactions so Im just a little tormented over how this has happened.Is this just a case of having no leg to stand on and let it go?Any light shined on this situation or what to do besides flying back there and going Johnny bananas with some assault rifle would be very much appreciated. Thanks  <response>: Where in Poland does beer cost 7 and round of drinks close to 80?Did you buy drinks for whole establishment? Seems that they wouldve shafted you hard even if they charged you the actual prices. 