<prompt> Human: So, I am 25, recent college graduate, currently working at a job that is paying me 36K a year. Due to some poor life choices I finished my undergrad a lot later than most people and never really have a saving or a steady job. Now, I thought I should settled down and act like an adult for a change. So, I was wondering if you guys can give me some advice on how much I can realistically save a month, and whether or not it will be smarter to put them all in a saving account or invest them somehow.So each month, my take home pay is 2389.00And this is a budget I thought I should stick toMy rent and utilities cost is 729Cell Phone Bill - 75Debt Payment - 200Food Cost - 400Entertainment - 250Car gas - 100I never really budget or keep track of my spending, will that be a realistic goal to stick by?EDIT: Take home pay  <response>: You might have incorrectly formatted line breaks. To create a line break, either put two spaces at the end of the line or put an extra blank line in-between lines. See Reddits page on commenting for more information.I have attempted to automatically reformat your text with fixed line breaks.--- So, I am 25, recent college graduate, currently working at a job that is paying me 36K a year. Due to some poor life choices I finished my undergrad a lot later than most people and never really have a saving or a steady job. Now, I thought I should settled down and act like an adult for a change. So, I was wondering if you guys can give me some advice on how much I can realistically save a month, and whether or not it will be smarter to put them all in a saving account or invest them somehow. So each month, my take home pay is 2600.00 And this is a budget I thought I should stick to My rent and utilities cost is 729 Cell Phone Bill - 75 Debt Payment - 200 Food Cost - 400 Entertainment - 250 Car gas - 100 I never really budget or keep track of my spending, will that be a realistic goal to stick by? ---I am a bot. Contact pentium4borg with any feedback. 