<prompt> Human: Im currently a senior in high school and I was just playing around with Excel. The tl;dr of it is for 6,000yr for 25 years at 22 Id have 2.1M in the bank and would be making roughly 480kyr just on my return to either reinvest, spend, or a combination of the two. Is that math right? Things that I think are kind of screwy:1. 6,000yr might not be easy but for DINK, I cant imagine it being impossible2. 22.54 every year for 25 years is highly unlikely, but thats what I read the numbers to be. Besides, the SP 500 has done about 18.6 per year for the last 25 years, which would still make 170kyr on 930kIs this a start?Heres the Excel for download and heres the Google Docs  <response>: Your return expectations are highly inaccurate since the last 5 years have been a massive bull market. Expect lesser return in the future. Long term return for equity market has hovered at around 7. 