<prompt> Human: This a continuation of Triumphant Thursday Instead of posting individual threads for triumphant stories of how youve reached a certain net worth, paid off a loan, or other sort of bragging, lets consolidate them into one weekly thread!Make a top-level comment if you want to brag about something regarding your personal finances!  <response>: I had a rough start to college after high school. I failed or dropped all my classes for two semesters and went to work full-time for a few years instead. I determined to go back to school when I was engaged to be married. With no useful college credits to begin with, I completed bachelors and masters degrees in accounting and became a CPA all within four years and without borrowing. My wife and I had nearly 20k of credit card debt four years and now have healthy savings, retirement accounts, and no debt of any kind. 