<prompt> Human: My job recently cut me down to part time. Ive been paying extra on my student loans first one was completely paid off last month and recently bought a car with my SO and have been paying extra on that. I dont know how long itll take me to find a new job, Im hoping within a month but would rather hope for the bestprepare for the worst.Should I continue to pay extra on my student loans and car payment even though that would drain my account faster? Or should I stay the course to keep on schedule? Im thinking a month or so of just paying the minimum wont hurt it too much and itll give me some wiggle room in case some other crazy thing happens during my quest for full time employment, but I also have kind of an obsession with paying my loans of early... Just looking for a bit of guidance.  <response>: Pay the minimum.You know what will really screw you? Paying extra on your student loans for three months and then putting them into deferment for 6 months without any payments because you still cant find a good job and you used up your emergency fund. 