<prompt> Human: Hey guys, I always read through this subreddit and I always look to see if anyone has something similar to my issue but I thought why not post it and see what you good people have to say. Im 21 and Im unemployed and I need guidance with money that my father has left me when I was 18. He left me 250k and now I find myself with 60k. I dont need a pep talk. I understand that I shouldnt have just been spending this money. I should have been being smarter. But the fact of the matter is I want to start now. Where should I look for a Financial investor? What should I do to turn a new leaf as soon as possible? I spent the money on college expenses, a car, and helping out my mother with bills. Im currently looking for employment but I have a felony on my record so it hasnt been easy. Let me know and thank you in advance guys.  <response>: Im not sure there is a place that can suddenly produce self control. Everyplace is going to allow you to withdraw even if you put it in a back-end mutual fund or something that taxes you to pull it out. The end of the day, you need to get a job to deal with your expenses and you need to exercise self control. That being said, TD Ameritrade has a managed money account that is at the very least reputable. I cant speak for their performance though. 