<prompt> Human: Hey Guys , Im 18 about to start an apprenticeship next week , I need money to sort out a monthly bus pass , food and general stuff that Ill need for the first 30 days of when I start there. As this place pays there employees on the first day of the working month I wont get paid till June. I have managed to pay my direct debits only a phone contract 25 up until now , Now I have pretty much zero money and I need to borrow it from somewhere to just get me through my first month and they pay about 750 a month starting for there apprenticeships not that great but will rise, So Im asking would a payday loan be good to use if I just pay them back as soon as I get paid? Looking at some sites , If I borrow 200 I pay them back 250 , I know thats ridiculous interest but im willing to pay just to get me through. Sorry for the grammar , Im quite stoned haha  <response>: This is a pretty terrible idea. Look for a loan from your bank, family, or friends, sell some of your stuff, or do whatever you need to in order to avoid this type of predatory loan. Everyone who takes one out thinks theyll just need it this once and theyll pay it off right away.Also, if youre buying your own drugs, you should stop that in the meantime. Drugs are expensive. 