<prompt> Human: I want to help others, but it is difficult for me to justify donating money when trying to be mindful of savings. You often hear people suggest cutting out a cup of coffee a day or eating out less to save more money. How does someone get in the habit of donating a certain percentage of their income without feeling guilty that they arent using that money to pay down the principle on their mortgage, etc.?  <response>: Because not every decision in life is made on economic terms. Some people donate because they feel those dollars will help others more than they would help themselves. 