<prompt> Human: My spending and credit card debt was spiraling out of control and I recently took out a personal loan to reduce interest rates and consolidate all of the debt to one payment. Now I only use one credit card, spend with in my means and pay it off completely every month. Now my monthly payments are my car loan, student loans and personal loanorder of lowest to highest APR. I was always told that you should pay off your highest interest rate debt down first to save you money on interest paid. I am currently paying the minimum on the car loan and student loans and paying more than the minimum plus what ever I have extra after paying rent, paying bills and putting into savings, etc into the personal loan. I have a little over a years worth of payments left on the car loan but I can have it finished by the end of the year if I switch to paying the minimum on the personal loan. If I finish paying the car off faster, I can then start using that money to pay off the personal loan faster. Is that a good idea or should I continue with the way I am paying off my debt?EDIT adding debt plus ratesCar loan: 2.9 APR 6200Student loans: 6.0 APR 22500Personal loans: 10.3 APR 27650  <response>: Youre doing it in the ideal way to reduce interests. 1. pay all minimums. 2. pay all remaining available cash towards highest rate. 