<prompt> Human: TL;DR: My sister from Panama went on a reduced rate vacation to Orlando, but in reality, she paid to be corner into purchasing a timeshare. She doesnt speak English and she is now asking me for help getting out of it. I dont even know where to start, any advice?Sorry for the long story, but I am trying to help my sister. I wish she would have told me before, but I just found out about this. She has been paying for about 2 12 years now, but she cant really afford it. Backstory: About 3 years ago, my sister who lives in Panama heard a radio ad saying that they would fly you to Orlando and give you room and transportation for a low rate. Anyways, she thought that she could use a vacation and she could afford it so she decided to go with it. She came and went back in 2015. I wanted to hang out with her back them, but I am in NY and I couldnt travel to Orlando for the days she was going to be there. Fast forward to last night: I called her to wish her happy birthday and she sounded sad, I was asking her what is going on, I am older than you and I should be sadder, etc. Then she started crying and told me everything. She said between taxes and maintenance fee she pays about USD 250mo for her house in Panama she pays 145mo and although 250 doesnt sound like a lot, in Panama the minimum wage is USD 500 mo. I told her I will try to help, but I have no clue where to start.I asked her to scan and email me the papers of this place and what she signed. She did and I received the email this morning. I can tell why she is overwhelmed; it is confusing, to say the least. There are at least 3 different places involved, but for what I see the main place seems to be Vacation Village at Parkway, the address seems to be from Fort Lauderdale, Fl. I have a couple of numbers to call, but before I do, I wanted to have an idea about what should I expect and the best way to just get rid of the thing. I figured that I should ask here first since you guys are great helping clueless people with money problems and this seems to be one. Also, I dont want to end up buying a timeshare by accident. I know the easy way out is: just dont pay it! Good luck collecting from another country, but she is thinking maybe at one point coming over and who knows staying, etc, she is young still. She doesnt want to start with credit or immigration problems in case she decides to come because of this.I started looking into ways to get rid of timeshares last night and found places that would get rid of them for a fee, but I am trying to avoid getting scammed. Luckily I also found some good advice here on PF, something called deedback but I wonder if since she doesnt speak English and everything was done in English; maybe there is some other angle?. All the papers she signed and all the mail she receives is in English. I know, not knowing the language shouldnt be an excuse, but I wonder if she was taken advantage of because of it. She even thought up until yesterday that she was buying a place, but when I explained the little I know about timeshares; you could hear her tears hit the floor. Any advice on how I can help her?  <response>: This subreddit is not the best place to get this advice. By far the best place is at: They are a message board that have been helping folks for many years. Youll be blown away by what they know. Theyll walk you through how best to get rid of the timeshare and what scams to avoid, etc. I assume she is paying both an annual maintenance fee AND she borrowed money to buy the timeshare and that is what the monthly payment is. 