<prompt> Human: I am a 21-year-old guy in New England and am trying to get a vasectomy.The appointment is in a couple of weeks and Im attempting to straighten out everything so I know the cost and such.The procedure will take place at the urology office near the large hospital in my area.I am told the procedure will cost 4500. After a bit of back and forth with my insurance company, Blue CrossBlue Shield, I have learned that a vasectomy is a procedure which qualifies for coverage. Once I meet my deductible, they will cover 80 of the cost.My deductible is 500 and I currently have 263 left in order to meet said deductible. I am told that the cost of the vasectomy can help put my deductible over the top so they can cover 80 of the remaining cost. If that is true, I will be paying 263 the remaining amount after they cover it.That means:4500 - 263 423742375 847.40.847.40 263 1110.40 which is my grand total to pay out of pocket.Im just wondering if the information and logistics I have are correct. Also, the cost feels a bit steep especially after hearingreading about other guys who have been able to get a vasectomy done for way less.  <response>: I spend about 780 a month on daycare. Pay anything they ask. 