<prompt> Human: 22 years old, 50K per year income working at an investment bank as my first job out of a good college. Im looking to get my first credit card in order to build up some credit, however no bank will give me one due to my lack of credit history. Ive tried chase freedom and slate, discover, and American Express. I know continuing to apply and getting denied will hurt my credit. What is the easiest credit card to obtain just to get started? Dont care about APR, do not plan on carrying a balance.  <response>: Your bank will give you a secured card, 500 or 1000 limit with the money set aside to pay it.b Capital ones program as an example. 