<prompt> Human: About how long should I expect to be paying it? Im assuming its gonna be a lifetime problem, but hope perhaps its not so I can actually have a decent life... like... with food and basic human necessitiesEdit: thanks everyone  <response>: If you have 65,000yr left over after other expenses from your job, 13 months. If you only have 6,500yr left, then 21 years. We cant provide any sort of accurate answer without knowing your income, job, future earnings, other debtsexpenses, etc. 