<prompt> Human: Ive suddenly become obsessed with video games from watching and playing them with my little brother. I even had a dream I was playing GTA5.I cant afford to buy a PS4 outright due to my hours being cut at work this month because of Ramadan. Would it make sense to get one on finance? I dont understand all this APR stuff. Will something terrible happen to me? I worry about these things. I even worried about getting WiFi because you never know when youll lose your job.UKThe plan Im looking at is 36 Months at 15.62, APR 29.9. What does that mean?  <response>: No, dont finance luxury purchases. 