<prompt> Human: Sorry if I sound like an ignorant noob but I just wanted clarification on how all of this stuff works since I dont have a lot of people to ask for help.This is my first real job that gives onlinemail paychecks and was confused when I saw that around 40 of my pay was going into taxes. Some of them I dont think apply to me like disability or medicare. I can understand the social security part. And what are withheld taxes? From a quick Google search they told me once I file my taxes next year then Ill get some sort of tax refund? Is this true? Sorry for all the questions.  <response>: Yep, welcome to the middle class 