<prompt> Human: I have approximately 3000 and I want to invest it all. Ive already got a 401k setup through my employer at 10 of my paycheck with 80 going in aggressive funds and 20 going into my employers stable stock. My father tells me I should start a Roth IRA and go aggressive with it but I dont know exactly how I feel about that. I feel as if I could do myself more good by going aggressive in stocks and using my profits to add to my savingsput more into the stock.I have no idea where to begin with either route, but I want the option that will net me the most while putting money in savings I want to put atleast 2k a year in savings. Id really appreciate any and all advice, thanks.  <response>: Sidebar, but here are a few quick general tips based on your comments.My father tells me I should start a Roth IRA and go aggressive with it...Sound, standard advice.I feel as if I could do myself more good by going aggressive in stocks and using my profits to add to my savingsput more into the stock.A Roth IRA is just an account with tax benefits. You can invest in almost any traditional asset class in the account, including stocks.I want the option that will net me the mostDont we all...There are very few guarantees with investing, but generally speaking, you have to take risk for better returns.I would not recommend stock trading, unless you want a new hobby. 