<prompt> Human: Im 34 only about 10k in savings and 2k in 401k. No debt but no major assets after a divorce. I have a 3 year old son. She is without children and 26 years old. She changed majors in college after three years and graduated after 7 years with a psychology degree. No masters degree just a bachelors. With her student loans does that mean I assume them? I make 190k a year gross 100 net.  <response>: No. 