<prompt> Human: hello guys, i just got a raise at a family friends small business. i am currently making 20 hour at 40 hours a week, and anything overtime is paid in cash. i usually work 45-50 hours a week sometimes more. i currently owe 22,700, broken up into 8 different loans ranging from 3-high 4. i was making 13 an hour before this raise this past week and have been putting 1000 into my student loans every month so far around 50 of my income at the time. out of the 8 loans 5 are not occurring interest until january. my game plan so far has been to target the highest interest rates regardless of how much the loan is, ex my 9th loan was 1k for 5. i have pay no rent, i get free home cooked meals for lunch and dinner. the only thing i really spend my money on is breakfast which is 5 every morning and getting food on my own on weekends when no one is cooking. i have a excelspread sheet if it would be more helpful for me to post thatmy mentor tells me while it is important to pay off debt i should save money for business ventures since we have things cooking up together and not put 50 of my income towards my student debt. this was when i was at 13 an hour. with the raise now i am just unsure on how much to put towards it.i also just got my credit score back today, it is 724. i am 23 , just graduated 4 months ago. very new to this credit idea, never owned a credit card since i always heard horror stories of people getting into debt. i applied for one and should be getting results soon.  <response>: As much as you can afford after paying all your expenses. You should not be saving up for business ventures, all savings except for a small emergency fund should go straight towards your loans. Youre correct to put it towards the highest rates first. 