<prompt> Human: I have 25k sitting in savings right now earning me diddly. I have a steady job 70k and no debts to pay off, so Im looking for something to throw my money at. I know I dont want to invest in specific stocks too much risk, no time to pay attention. And I know I should look into an IRA, but for the rest of my money, does anyone have a specific mutual fund or other investment strategy that has served them well?best answers would be links to accounts I could open, or other, similarly specific, suggestions.Thanks for any advice you can offer!EDIT: If age matters, Im 24.  <response>: open a vanguard account, put it in a target retirement year mutual fund like VFIFX depending on your age right now. 