<prompt> Human: Hi everyone, this is my first reddit post and I have a question for the finance community. I am saving towards a new DSLR camera and lens with expendable income of about 300 per week and I am about 3k short of target It is 6k total, I have 3k ... I also have a personal loan with 10k owing at around 11 to be paid in the next 2 years. If I were to redraw the 3k required to buy the camera gear now and then redirect that 300 per week above base loan payments, how large would the impact of the extra borrowings be? Repayments now are 120 a week, but I could afford almost 400 per week if I purchase the camera. Would I take a hit in extra interest?The plan was always to get the new camera and then pay off my loan, would taking this route instead hurt me greatly or? Ive never been brilliant with my finances so please be gentle!  <response>: I also have a personal loan with 10k owing at around 11 to be paid in the next 2 years.This is a very high interest rate loan. You cannot afford to take on additional debt while this loans balance is non-zero. 