<prompt> Human: owesHis insurance was not accepted by the hospital he attended to take care of an ear infection. they gave him some antibiotics and sent him on his way. a while later, he was informed that his insurance would not pay out and he is now stuck with a 4,000 bill at the start of his adult life. Its just not fair. Should he file bankruptcy?  <response>: He should also appeal the denial with his insurance company. 