<prompt> Human: Hello,Im 3 weeks in on a new job, and just got my paycheck for the last 2 weeks I worked. My gross was 1,520, net take-home is 981, with the deducted taxes of 538. Thats more than 13 of my pay. Is this right?I live and work in NYC btw. Please help, Im very new to taxes!Assistant: 35 in total for taxes isnt crazy, although that seems a tad high. Id check your withholding thats how much your employer takes out every month to pay for statefederal income taxMy father-in-law half-joking states that nobody actually makes any money from January till sometime in April. All that money goes to taxes.Human: Thanks for your response! I claimed 0 exemptions...so, no taxes are withheld I guess.I couldnt agree more with your Father-in-Law. IDK how I can save any of this money when more than 13 goes to taxes and the rest goes to rentbills, aaahhh!  <response>: 0 exemptions means a lot of your taxes are withheld. Most likely putting you in a refund position. The more exemptions you put, the less they withhold for your taxes. 