<prompt> Human: Anybody else out there start early on a 529 without a kid or hashed out plan for a child?EDIT: thanks for the great advice everyone. I can see the consensus is that A person in my situation should pay off debt, max retirement and then maybe if such a person is surely ready, he or she should then dispense income in a 529.  <response>: I wouldnt count your babies before they hatch. Invest elsewhere first. If you are already maxing out your 401k, IRA and HSA, then maybe. 