<prompt> Human: Im a benefits professional at a company avid redditorPF reader, but using throwaway for this and recently the CEO stuck me with his friend who is selling pre-paid legal services ID theft policies. Its with an established provider.My question for PF is, does anyone have experiences with these types of plans? Are they a waste of money legal scam? Something in my gut says not to offer, but I dont have any solid evidence or reasoning. Any insight would be helpful, as I only want to provide the employees with top-notch benefits, not lead them into money-pits.  <response>: Some employers offer group legal types of plans. Ive never used one myself, so I dont know if theyre worthwhile.What does this ID theft policy purport to do? Most credit repair ID theft companies that I know of dont do anything a consumer cant learn how to do themselves pretty easily. 