<prompt> Human: I recently helped my father get on at my company and hes making 50kyear after being jobless for a few months. Before that he worked a part time gig that let him go because he wasnt producing sales, my father is a mechanical guy. My mother has little marketable skills because, God bless her, shes been a hell of a homemaker. She has no education and knows nothing more than being married to my dad for 30 years. Besides that, my father refuses to allow her to work. My youngest sister, 21, lives with them. No high school diploma and has never been pushed to do anything. They blame her not getting a job on living in a rural area with no transportation. My grandmother moms mom lives two houses down from them. Shes retired and lives on a fixed budget but has done well with what she has. My mother spends most of her free time helping my grandmother keep house and takes her to doctor visits, etc. I dont know all their financial details but I have a good idea theyve been living in or right above poverty for the past decade. They have a little debt cant be more than 15k. They live an hour and a half away from his job now but are constantly telling me they have no money to move closer its been 4 months of 900week checks, its overtime season at work. And I know they have next to no retirement savings. Im stressed out because I hoped that they would use this new found income to get their shit together, but theyre not. They cite overwhelming bills for not moving but he just bought a 1500 car from a friend. They have 2 other running vehicles. My wife and I were trying to lead by example, aggressively saving and being wise with our finances, but that doesnt seem to be of any impact. My mother even openly mocked our frugality on Christmas Day.I feel like I have to have a conversation with them or nothings ever going to change. I dont want to. Im a naturally confrontational person but this is my father. It feels wrong every time I even think about it. PF Redditors, what should I do?  <response>: Unfortunately, youre their 401k plan. My own parents were completely inept with money, even though both were raised in wealthy families. In their 40s, they inherited what today would be 500k. It was gone in three years. Buying crap depreciating assets, cars and a boat. Mother thought she was a stock market whiz...she wasnt, and my dad tried a new career he had no business being in. Failure across the board. And yes, I tried to talk to them. Years later, Im still pissed. So now theyre living in a tiny apartment on SS alone. My brother and I will do everything to make sure they dont get evicted sister is even worse with money...and not move in with one of us...mother is completely toxic. Its a shitty and fucked up situation and I feel for you. 