<prompt> Human: So some drunk guy hit my car in a parking lot. After I got his info I let him go like a dumbass. Should have called the cops. After a long and tedious argument with our insurance company. They claim because HE didnt have a license and the car was registered in hos ex wifes name that theres nothing I can do. Reddit, what can I do? Sue? I have a witness who is a personal friend. I cant afford to pay for the repairs. Im a college student in debt. I shouldbr have to pay for them to begin with.EDIT: I GET IT IM A DUMBASS FOR NOT CALLING THE COPS.ALSO THE CAR HE WAS IN THAT HIT ME IS INSURED BY NATIONWIDE.Assistant: Do you have uninsuredunder-insured drivers coverage? Cause situations like this are exactly what its for. Human: Ill have to ask my dad later since really, everything is under his name. But lets say I didnt. Am I completely fucked?  <response>: You can still sue the person for the damage he caused. Good luck collecting though. 