<prompt> Human: What are the financial accomplishments you had in 2011? Lets reflect back and enjoy our successes in 2011.  <response>: All credit card debt paid off in November. First time in the 22 years theres no balance carried month-to-month. What an awesome feeling that is. True emergency savings plan in place now, and accelerated car payments to get loan paid off faster July 2012 instead of June 2013 