<prompt> Human: Hi redditors, Been a redditor lurkerreader for years, just created account right now to ask for helpinfosuggestions.Im moving to Swarthmore PA for work in August. Im originally from the UK dont hold that against me! Im a nice guy!, so have plenty of things to sort out and think about for when I make the move. I want to get a car to be able to easily move around who knew Swarthmore is really in the middle of nowhere! - would need a car even to go to the gymgrocery storecinema... but not sure if I should rent, lease, or buy cheap second hand car. Ideas? What is best? What is cheapest? And where can I look for those options in my area?Second question: need to open an account with a US bankcredit union. Again, any suggestions which are best? Slightly lost here, so any helpsuggestions would be greatly appreciated! Thanks!!EDIT: Holy Guacamole! You people are ace. Cheers for all the answers, gonna go through them all now and see your suggestions. Thanks!!  <response>: As for a bank suggestion, just start an account at a local credit union. Theyre almost always, if not always free, very low fee, and lower interest rates than traditional banks. 