<prompt> Human: I am in my mid twenties and recently started my career. My current goal is to save 10 on either 401k or Roth IRA.My employer will contribute 50 up to 8 of my 401k contributions. Should:I take advantage and contribute 8 to my 401k? Or Go with 5 401k and 5 Roth IRA?  <response>: Should: I take advantage and contribute 8 to my 401k?Or Go with 5 401k and 5 Roth IRA?Depends. Do you usually strive to not take free money? 