<prompt> Human: A very silly question, I know, but is there any setbacks to having 4 accounts? Like, am I spreading myself too wide instead of tall? I come from a family that has 1 bank account and 1 credit card, so it already felt weird for me to open my first brokerage account after maxing 401k and IRA contributions.The only setback I can see is that I am limiting my spending money, but thats a risk for any investment.  <response>: Nope. 