<prompt> Human: Throwaway because personal friends know my reddit.Im a 20 year old college student. I dont work a lot of hours because I have a heavy class load. Because of this, most of my money goes to paying for my phone, Netflix and I can usually save a little bit at the end of my random expenses. For reference, I make on average around 350 a month. Not a lot at all.I got an email from my phone provider today saying that they had an issue with my last months payment and that I need to be sure its paid - I have it set to autopay from my checking account and apparently it just didnt. However, because of how late it is Im getting ready to pay for this month, there are all sorts of extra charges, bringing it to 319. On top of next months bill, Im looking at paying around 410, more than Ive made this last month.In order to pay these bills, Id have to withdraw all of my savings and then scrape some cash together.Right now, while I figure this out, Im looking into my options. Im trying to get this figured out fast because I have zero phone service available to me right now.Im looking to be pointed in the right direction - where do I start being able to deal with this?  <response>: Something doesnt add up here -You dont have an unexpected bill for 410, you have an unexpected bill for 30. All the rest of that, you already owed so should make zero difference to your budget. 