<prompt> Human: Hey all,Im not very versed when it comes to credit score. But I have a credit card that was opened last spring to pay for a traffic ticket and a business suit for a job interview. The total balance was about 1000 for those things. I get a bill in the mail today telling me that the balance on the card is now 5000. Turns out my dad is using it for expenses. I ask him about it and he says that its fine since hes paying it monthly. My concerns are this:1 Will my credit score go down because of this card?2 Am I in the wrong to be angry about this despite my dad taking responsibility to pay it off?EDIT: Some clarification. I gave him permission to use the card to pay for the 1000 worth of expenses. Assistant: A monthly payment of about 30-100 isnt going to do squat when the total balance is multiple times that amount.Your best action is to come up with a plan to pay the balance and close the card. What exactly constitutes these expenses? This is a difficult subject to discuss with a parent, but your Dad sounds like hes taking advantage of you.Human: Yeah. I asked him where the 4000 balance came from and he blew up at me saying I have no right to ask that since it is not my money and its just a card under my name that hes just utilizing. Its a bit of an annoying scenario. He is also paying the monthly minimum.  <response>: Take the nuclear option and go to the cops. Hes literally breaking the law and you have A LOT of financial liability here. 