<prompt> Human: Sorry for the long story but Im in a slump right now, Last year my father whom I dont live with or have a good relationship with. bought me a brand new car under the idea that he would be paying it for me. The car payments were around 400 a month, and the car was around 16k, it was a 2013 Nissan Sentra. Life was good, I was working and school was awesome since it was my Junior year in highschool when I got the car. This March my dad tempted me with getting a 2014 Altima that was a huge upgrade basically, but the payments moved up to 600. We were under the agreement that I would pay the extra 200 each month which was fine. Later in June my job was under new management and what not, and it just turned into hell working there. I wasnt get paid correctly, and I would constantly be harassed by upper management. So I left.August swings by and I start school here at my local community college, but Im still jobless. Im on the hunt for a job that pays more than my last one, which was 10 an hour but its impossible to get call backs due to my college schedule. I needed a job to start paying my bills... so I quit school and decided to back next semester in hopes that I could get my job if found to work around my schedule. Good news, I found a job that is paying around 12.50 an hour.Now Im in a spot where my Dad has been stressed out with his parents and medical bills, and has decided that he is going to leave the full car payment on my shoulders. Im estimating that my pay checks will be around 800 at best. So a 600 car note 200 insurance doesnt seem so appealing to me. Not to mention that I have a cell phone bill, and my computer to pay off. The car isnt under my name and Im thinking about just letting it get repossessed and go to a dealership and try my luck... The only co-signer that I know of would be my mom but she doesnt have that good of credit... Im in a pickle and need a car, and need reassurance that me paying around 800 for a car at the age of 18 is NOT a good idea. Anyone care to offer some advice? I feel really lost right now. My older sister is telling me to suck it up, pay the car for a year and get a secured credit card and establish credit in the meantime so I can get my own car... but that doesnt sound like the best solution... Its a cold world, Im not even sure if I will be able to go back to school next semester the way things are going.  <response>: The car isnt under my nameDo you have any legal obligation to this car at all? Your dad put you in a horrible position before you were even out of high school. Luckily this isnt going to affect your credit if your name isnt on the car note. Tell your dad to sell the car and focus on school. 