<prompt> Human: Hello All, x200B;My Wife and I are in looking to upgrade to a larger home in the next few months. We live in Chicago, currently own our condo and have been looking for a number of months. The math tells me this is doable, but having grown up relatively poor, im having a tough time stomaching the risk. Am I being ridiculously conservative, or appropriately cautious. x200B;So for finances we make around 560,000 a year before taxes. Were in very aggressive 60-80 hour per week jobs that im not sure we can hang on to for much longer. Im in Consulting, she in law. Our income in 2015 was 300,000 - so the growth has been breakneck. We take home about 22,000 per month after all taxes, health insurance, and retirement. Bonuses are lumpy and typically hit at about 70-80,000 for me and 30,000 for her after tax. x200B;We have 175,000 in student loans, 290,000 in cash. x200B;Our expenses look like this:Future Mortgage: 6850monthDaycare: 2200month Car payment: 450monthCar insurance : 80monthEntertainment, dining out, etc: 3500Student Loan Payments: 1,500 monthHeat: 100month averageElectric: 150monthInternet: 60monthNetflix Hulu: 22monthGym: 500monthCell phone: 40monthKids college account: 500monthEmergency Savings: 4500monthx200B;  <response>: grew up poor3500 entertainment budget500month gym membership You can afford the house just fine. You just value random shit over a nicer place. 