<prompt> Human: So in 2014 My wife and I traded in our cars and got Mitsubishi Outlander Sports. It was a spur of the moment decision and now we regret it and see how dumb we were because we just moved and opened a new business. I need a Truck for work and she wants a larger safer vehicle for children. My problem is one that is frequently seen here.NEGATIVE EQUITYMy Sport has 17.000 miles on it is valued anywhere from 10,000 to 14,000. It has a payoff of 17,000Hers has 26.000 Miles on it should be worth more because its came equipped with everything but 4x4. It has a payoff of 15,000Now I know the best way to combat this negative is to put money down on a new vehicle but we dont have any to really do that with as we just paid off all of our debt with exception to student loans and the cars. We do not have a monthly rent, as our company provides all housing costs.We each make about 24,000 a year before taxes. however if you combine what we make with benefits its around 80,000How do we proceed?How do we get financed with poor credit?  <response>: Why is her current car unsafe? Seriously, kids does not mean you should go and buy a new car because its safer without actual facts. It doesnt seem like theres anything unsafe about her car. You guys need to stop justifying buying new cars and live within your means. You can get a used truck if you must have a truck. 