<prompt> Human: Help. I want to go to a university that cost about 6,000 a year if you commute. My parents dont have a college fund nor will they help pay for school. I have filled out FAFSA and I was only going to get half of what I need to go. The reason because my parents make too much but none of that goes to my college or anything really I stay at home but I mostly buy my own food, I buy my gas, and usually clothes. They still claim me as a dependent I dont dont want to take out s loan this year but if I have to I guess I will.  <response>: If youre planning to study something worthwhile then 12k is a very reasonable investment towards your future. 