<prompt> Human: Oh boy, here we go. Im twenty two, and set to graduate with a business degree in January. Im trying to decide if I should move to downtown Toronto, or stay at home with my parents in the suburbs. The way I see it, Ive got three options.1. Move to Toronto, work in Toronto2. Live in the suburbs, work in Toronto3. Live in the suburbs, work in the suburbs.Heres where Im at:1. Id have total independence, which is what Ive wanted since college started. Ive never had the chance to live alone and I want to experience that. I can do what I want with who I want. Toronto is amazing and I can get a pet. All this comes at the expense of bleeding out almost two grand a month in rent, not having a car, and saving very little. Financially, Id be able to save 5k a year.2. Jobs in the city pay more than they do in the suburbs. I would be living with my parents, and its harder to bring people over. Id save a lot of money on rent, but would commute daily and that might kill me. I couldnt get a car, and an eight hour work day would become ten. Financially, Id be able to save 30k a year.3. If I live with my parents and work in the suburbs, I could buy and modify a car. I could put a down payment on my own place in my late twenties. That place could be Toronto. Itd be hard to bring anyone over, I couldnt get a pet, and I wouldnt have that independence I crave. Financially, Id be able to save 15k a year.All three options have their own pros and cons. Ive talked to a lot of friends about this, and everyone has had valid points, based on their own experiences. Ultimately it comes down to if sacrificing happiness in my early twenties is worth having it made in my late twenties.I do have a failsafe, however. While I recognize that getting a job after college makes financial sense, Im still completely committed to entrepreneurship. If I can build a profitable enough business, I could have the best of both worlds. Independence and future stability.But Id be lying to you if I said this wasnt all I think about. Im really scared that Ill make the wrong choice and regret it forever.So thats where Im at.  <response>: You dont have a job. You cant make any decision about any of this until you have income.Stop wasting your energy thinking about how youre going to spend money youre not making yet. 