<prompt> Human: I am preparing to sell an engagement ring after the falling out of my last relationship. I paid 7,500 for the ring and am HOPING for 5,000-6,000 upon selling it. Currently, I have 7,000 between my retirement accounts but 3,000 in credit card debt all 0 until 1 year from now and a motorcycle loan around 7,500 at 6 no car loan though.I am 27 years old and live fairly comfortable right now as I am single and living with a roommate, pocketing about 600month after all expenses. Presently, I use 500 of that each month to pay down my credit cards. So those should then be paid off in 6 months well before the interest rate kicks back in.My question is should I use the funds from the ring to pay down my debts or should I rather invest the money into my retirement accounts, because I already intend to pay my 0 credit card debt off well before interest comes back into play and am fine with making my current motorcycle payment each month.Assistant: Concentrate on selling the ring first. You might only get 1300 for it.Human: I wouldnt even consider an amount that low  <response>: Nobody wants a used engagement ring, there is no way you get 5000 for it.Whatever you do get, I would suggest putting it towards the 6 loan since it is a guaranteed 6 return. 