<prompt> Human: Hello everyone. I graduated from college a few weeks ago and recently started my job. My salary is 50,000. I am in student loan debt about 40k, and I am unsure of how to handle my finances. I am currently living at home, so my only expenses are car payments and car insurance. However, I want to move out as soon as I can. Because my job has a tuition reimbursement program, I want to start grad school in the next year. My parents house is about an hour from my job and any potential grad schools, so it wouldnt make sense to still live at home. Because of this, I want to start saving up for a down payment for a condo so that I can begin to build equity. I am not sure how to prioritize my goals saving for a down payment and moving out or paying off all debt and staying at home. I also dont know if I should start to look into investing, or if I should wait until my debt is completely paid off. I am already contributing as much as my employer matches to my 401k, but dont know if I should begin investing in other ways as well. Thanks for your help!  <response>: Check out the sidebar for some good overall information. I want to start saving up for a down payment for a condo so that I can begin to build equity. If youre likely to move in the next couple of years, this wont make sense compared to renting something comparable unless you want to be a landlord after you leave.I am already contributing as much as my employer matches to my 401k, but dont know if I should begin investing in other ways as well. Beyond the 401k match, the debt should take priority depending on your industry and the interest rates on the debt. If you have a high-deductible health plan, an HSA would be a better option than paying off debt as well. 