<prompt> Human: About to buy my first new car from Toyota. What are some things I should know going in? Im ignorant af regarding all this  <response>: The best thing to remember is: minimize is the amount you have to pay in total, not the monthly payment. New cars are about the most expensive way to get transportation. If you are getting a new car, be very sure thats what you need, because there are no do-overs. Most people dont need and shouldnt buy a new car. 