<prompt> Human: My wife and I filed for bankruptcy 5 or 6 years ago. After we got a court date to proceed with the filing, a family member unfortunately passed away and we found out we would inherit some money. We decided we didnt want to move forward with getting our debts charged off at that point so our attorney advised us the judge would probably dismiss the case if we failed to show up to court, which he did. Again, no debts were charged off and the case was dismissed.Now, weve vastly improved our situation. Ive been approved for a couple of credit cards and my score has increased However, I still get turned down for certain things due to the bankruptcy still being on my record. How can I get it off my credit report? Or does it still have to stay on there for 7 years even though none of our debts were charged off?  <response>: You can wait for it to fall off.Chapter 13 stays on 7 years.Chapter 7 stays on 10 years. 