<prompt> Human: Hello PF,I have a 2015 ford fiesta that Im upside down about 1600 dollars. I want to sell this and buy a slightly more family friendly car. I was looking at buying a car and an unsecured car loan will cost me about 10 interest annually, which seems pretty outrageous to me. Is it possible to get a secured car loan based off a used car? Any tips or suggestions would be greatly appreciated!  <response>: You can trade in your car and roll the negative equity into the new loan if its not more than a set percentage.But then you have a bigger loan and are underwater on day one. So, digging your own hole. 