<prompt> Human: He said he would take over payments but never did and has actually ended up back in jail. Now its on my credit history. Is there any way I can get off my credit without paying? Maybe transferring responsibility to him?  <response>: Is there any way I can get off my credit without paying? Maybe transferring responsibility to him?I think you may have missed the point on co-signing, which is that you are expressly indicating responsibility should the primary signatory not pay. Places require co-signers for low-responsible individuals because of exactly what your brother did. In short... theres no way out of this. 