<prompt> Human: Im in the US.I have had an incident where someone charged a lot of stuff one some of my open cards, and opened some new cards in my name. All of the creditors have been really good about this except Barclays Bank. They denied the fraud claim and immediately marked the account past due, closed it, and began reporting it to the three big agencies in the US.I had an 800 score with Experian prior to this, and this has dropped my score tremendously.It really grinds my gears to think about paying them anything because they opened the account without my knowledge or consent, but is that the only way to clear this up?I now have an employer supplied identity theft protection service and I start working with them on this next week - they have sent power of attorney forms and whatnot for me to fill out.I have already been screwed by the credit industry, I have little confidence that anyone involved in the credit score scam will do more than take more money.  <response>: Ask Barclays if they accept the FTCs Identity Theft Affidavit. If they do, send them one; if not, ask them for a link to their in-house version of the same.As an aside, even if Barclays decides not to play ball no matter what you do - In cases of identity theft, you can have inaccurate data on your credit from uncooperative creditors permanently blocked from your credit report under the FCRA so even if Barclays keeps sending it, it wont affect your credit. You would need to contact all relevant reporting agencies; that also theoretically applies to the creditor as well, so you would want to notify them of your intent to enforce your rights google FCRA 623a6B for what you need to tell them.Edit: Ah, found what I meant to link to: The FTCs Guide to Assisting Identity Theft Victims It really targets lawyers more than laymen, but not super technical, and has a hell of a lot more concrete information than the FTCs site for the victims themselves. 