<prompt> Human: I am changing jobs in August 2018. I have already almost maxed my 401k this year. Presently Im getting some abysmal 0.5 match.New employer offers 50 match up to max contribution 9,250 in total. I would like to take advantage of this.Would it make sense for me to over-contribute to 401k this year Put 18,500 in at new employer and then make an adjustment? How screwed would I be tax-wise? I would probably end up over-contributing by around 15k.  <response>: Found an article that discusses this Basically over-contribute to maximize matching at the new, better 401k and withdraw contributions from the older, worse 401k. 