<prompt> Human: Im 22, work full time and usually can only put about 50 dollars in my savings every 15 days. I only have about 1500 in my checking and savings account. An investment that I put 500 dollars in a couple of years ago and forgot about is now at 15 grand but the company is selling so Im getting a check for that. I am currently renting 600 a month, own my vehicle but is in need of repairs which I cant afford at the moment. My credit is also not very good and I have about 3k in debt which I am not paying on. I would like to use this money wisely, and would like to invest it again but I really have no idea what Im doing. Sorry this post is so scattered brained, just trying to give as much info as possible. Let me know if there is anything I left out that is need to know.  <response>: Pay off your debtPut aside money for car maintenance.Put 6 months of your expenses in your savings account.Whatever is left, reinvest. 