<prompt> Human: Im 26 years old and looking to get a loan, so i checked my credit score for the first time ever. Apparently I owe medical bills going up to a total of 7,000 from 2009 to 2015. I just got my own health insurance, I had been on my parents when all of these bills arose.How do I fix this? Because I am fucking lost. like a 4,803 dollar bill from 2012? Ive never received anything in the mail for these. I just got a bill from a collection agency last week Im trying to figure out what its for and its saying I owe 541. I have no idea what to do. Who do I talk to to figure this out? My parents insurance company? A lawyer?  <response>: Did you actually have a medical procedure done in 2009 or 2012? If not, Id look at figure that out first. If you did, Id be figure out why youre just now hearing about it for the first time.If not, Id be getting in touch with the insurance company and the place that the bill originated from - hospital, etc. 