<prompt> Human: Hello again folks. In posted a few days ago about taking a new job where I would be driving 24,000 miles per year and whether it would be worth it to trade in my Honda Element for a more fuel efficient car.I received great advice and the resounding answer was that no, it is almost 100 NOT worth it. I took all the advice from that thread and have done some serious number crunching to find out almost exactly what the increase would be. I would be ever so grateful if you could double check my math below and then I have a couple more questions. Thank you all so much for your help!2007 Honda Element with 96k with 4381 left on loan. Kbb trade in value: good minimum of 7k which comes out to about 3k down payment. Current monthly costs: 132.97 payment 70.45 ins 203.42 with 33 months left on current loan. Annual fuel cost for 22 mpg element at 24k miles per year is 3,938.New car is a 2010 Honda Insight with 23k. Purchase price of 14,000, 850 taxtitleregistration, 3k down,, 4.5 APR, 60 month loan 220.92 monthly payment.60 - 33 27 additional payments on the insight.New car payment is 87.95 more than the element without insurance factored in.Fuel savings of new car is 156.25 per month.156.25 - 87.95 68.30 savings so far68.30 - increased monthly insurance, unknown currently N, total monthly difference between the two cars.N 60 X total difference over course of the new 60 month loan term for the new car.220.92 27 of additional payments for the new car 5,964.84 156.25 27 4,281.75 fuel savings compared to keeping old car for the life of the new cars loan term, 60 months.5,964.84 - 4,218.75 1,746.09 1,746.09 X total increase in price of buying the Honda Insight over the course of the new 60 month term.Questions: 1. Theoretically, what combination of monthly payment insurance and monthly fuel savings would break even with my criteria above? For example if gas prices increase above my estimated 3.70gallon in southeast US.2. Does anyone have advice on how to mitigate my soon to be increased fuel bill? If not a new, more fuel efficient vehicle than what?3. On a scale of 1 to 10, with 1 being the smartest penny pinching money saving guy ever and 10 being the most super naive, money wasting, financially irresponsible guy ever... Where would I fall on this spectrum if I went through with buying this car knowing full well I was wasting money, but got the car for that x factor of just wanting something differentrewarding myself on snagging this new job?Thanks again folks!Edit: formatting, words  <response>: I understand that youre excited about your new job, but why dont you live with your current car for a little while and see how the new job goes before changing your vehicle? You might find that you will have other more important needs for your money, or that an insight might not be the best fit for your needs I have a friend who used to own one, and hated it. Also, many banks are reluctant to write loans to people who have just changed employment, and dealer financing can be a ripoff or they tend to jack up the price of the car, or add accessories, if they cant get you on the rate.Your Element should be reliable for a while, so my advice would be to stick with it for now, and reevaluate things once youve settled into your new job. You might end up going in a completely different direction. 