<prompt> Human: Hi guys,I got laid off last week - and it was immediate due to budget cuts and restructuring of my firm. I was given a decent severance plan. In a nut shell, I am not worried about my finances for now, as I have a heft emergency fan and my fiance can support us with her salary alone.With that being said, I am confused about COBRA. My company said they will pay for my first month. Am I required to start paying a month from now, or is there a 3060 day period where I can get away with not?edit: I live with my fiance, is there a way I can jump on her plan?Assistant: You have 60 days from termination to enroll in COBRA. It is retroactive to your termination date. Human: Ok. So lets say, hypothetically, I dont plan on enrolling until the 59th day. But on the 55th day I get injured? How does that work? Can I just enroll after the incident? Assistant: Yes.Human: So my company is paying for my first month. Lets say I findstart my job on the 55th day. Would I be required to pay for Cobra for Days 30-55 retroactively?  <response>: You have to pay the entire month of COBRA, you cant just pick and choose days. So it would be the 31-60 day. 