<prompt> Human: I had a truck which I traded in for a car about a year ago due to needing to save gas cause I worked 45 minutes away. A good car for the city, but now Im living in the country on a dirt road and already replaced 4tires this year and honestly I need a truck again due to hauling furniture, mowers and tractorssupplies. The thing is I owe about 8.3thousand on my car and Im paying 260 a month and 110 in insurance. Now I only make about 1k a month and my loan maturity is in August of 2021. Idk what to do guys. Ive grown to hate this car since Ive drove trucks my whole life. I feel stuck and I dont know how to get rid of the car or trade it for a truck if I still owe on it.  <response>: You make 1,000 a month? How are you earning so little money? You could get a 50 raise and STILL be living below the poverty line.Why do you HAVE to drive on dirt roads? Can you adjust your route to stop driving on dirt roads? Can you drive slower, and more carefully? Because YOU CANNOT AFFORD TO FINANCE ANYTHING, not even the car that you currently have! You need a job thats closer to where you live, or you need to live closer to work. You still cant afford the truck. You definitely cant afford to take the depreciation hit and trade it into a truck. 