<prompt> Human: IMale-mid 20s recently inherited 20K due to the passing of a relative. Im currently holding a salaried office job making 40K a year before taxes. Aside from me contributing to my 401K, I havent really dipped my toes into finance or investing.I live in an apartment with my girlfriend, and live a somewhat modest lifestyle, where I save less than a thousand a month but do not have any type of debt whatsoever. Right now all that Ive inherited is in a simple savings account. I dont really have any plans to buy a house or property in the near future. My gf and I do have plans to get married but we both agreed that it would be very small minimalist type of ceremony, and it wouldnt be for awhile.This 20K isnt something I would need to use right away, so I come to you guys asking for how or what to invest this sum of money into.  <response>: Id max your IRA limit for the year. That leaves you 14,500. Top up your emergency fund if necesarry. Take some and have fun with it, go out to a nice meal or something. Then the rest can go in a taxable brokerage if any large purchase is 5 years out. 