<prompt> Human: I am finishing up my masters in the UK this summer, and will move back to the US with a salaried position at 70k. For three months upon my return, I will live with family and spend minimal money; I anticipate saving about 9,000. When I get to the US I will buy a car and plan to finance about 9,000 at approx 2.9. My husband is then going to meet me in the US hes currently waiting for a visa, we will get an apartment together, but he will not be working immediately because he needs to wait about 90 days for a green card. Since he is a lawyer and has a PhD, I anticipate that eventually he will find a good position, but it will take time. total debt 70k, all federal loans with interest rates from 5 to 8; mix of sub and unsubanticipated take home pay after all deductions 4050 rent 1,700month expected my job is in an expensive area, but I will be able to walk to work. Edit: I can walk to work when we get the apt, but need to commute for 30 mins for the first 3 mos. food 300 gas 50 utilities and phone 300 incl. wifi estimated loan pymts on IBR 700 this could be off estimated car pymt 172 auto insurance 50 remainder 750 combo of savings, general spending... obviously Ill need to sort this out laterHere are my questions: How should I simultaneously be aggressive about my debt and plan for the possibility that my husband may take several months to find work? How should I utilize the 9k in savings from living with family? Some of it will need to be spent on moving, but lets say I am still left with 7k. Save all of it? Put some towards the debt? It appears to make the most sense to approach the debt from the highest interest downward, but is there a reason to pay off the car first? In the past I have prioritized auto debt because I felt like it was bad debt, but that doesnt seem to make sense anymore...FYI: I can also do freelance work and anticipate making an extra 10kyear, but its not so certain that I would rely on having that money.  <response>: You dont NEED a car; you WANT a car. 