<prompt> Human: Hey everyone. This is my first post on Reddit and I could really use your help. My family is in debt and I am trying to help them out. I have made close to 700 from selling some of my stuff. I would like to turn this into some serious cash. What would you recommend doing with this money? Should I invest it in the stock exhange? How would you invest this money to get the highest return? Im in desperate need of help so only serious answers please. P.S Im fairly competent in computers so if their is anything I can do online that would be really useful.Assistant: It is really admirable that you want to help out your family, but you need to recognize that the best way you can help them is to make a long term investment in yourself. Do not work to the point of neglecting your education. Make sure you set yourself up for a good career, whether that means getting good grades in high school and winning scholarships to fund a Bachelors, or paying the money to learn a good trade, or spending the time to start your own business. I am not suggesting you need to go to college, but in some way you need to invest in your future earning potential by educating yourself to pursue the career you want.700 is honestly not enough to invest to make a lot of money. It may be enough to help cover some necessities like the electricity bill and food. It may also be enough to take a local community college course and learn a useful skill like QuickBooks basic accounting or webdev, which you could turn into side work for local small businesses. Finally, make sure you understand the financial situation. If your family is asking you to help, you deserve to know whats going on. Do not give them money if you dont understand what your parents are dealing with. You dont want to be funding a gambling addiction or we. You also want you money to be doing the most good by paying down high interest debt or contributing to basic necessities. There is also the chance that you have mistaken the situation to be bad when its not we had someone post a freakout thread about debt that turned out to just be a mortgage, which wasnt a big deal really. Human: Thanks for responding with such an honest and robust answer! I appreciate the help. I can assure you that it is not to support some gambling or drug addiction, Ive seen the bills personally. Education is my first priority so I would never jeopardize that. I was thinking of writing a book, I know that will take some time but maybe the profit will be worth it. What do you think? Again, thanks so much for the help, I really appreciate it.  <response>: I think if you really want to help your goal should be to get a part time job and contribute to food or whatever bills they need help with. By all means write a book but I wouldnt rely on any income from that. 