<prompt> Human: Hi all,My wife has the following debts: 8,200 on line of credit 9 6700 on credit card 19She is 6 months pregnant and will be going on maternity leave at the end of March. Until then, she makes 5080 after tax per month. Once on maternity leave, she will be receiving 1750month in unemployment insurance, nothing else.We only have 1 car right now small 2 door, and were wanting to buy a second car so she is able to get around while on maternity leave. Looking at a small sedan in the 21,000 - 26,000 range.I have enough cash to help her in a variety of ways, but am having a hard time deciding what makes the most sense for her, and for our savings as a couple for plans like a new house, etc.I could either: give her a chunk of cash now to pay down a large portion of her debts -- would this have an immediate impact on the likelihood of being able to get the car in her name? Or would it take some time before that would take effect? put a chunk of cash down on the car so the monthly payments are more manageable a mixture of bothIm encouraging her to aggressively pay off the debts in the last 3 months of her pregnancy, while she still has her full salary, Im just not sure how I can best contribute.  <response>: Maybe she does not need to buy a 26,000 sedan on credit if she already has 14,900 in high interest debt 