<prompt> Human: Hi allI just rolled over my 401K from my old employer to a Roth IRA with Primerica. I was getting on average 150 on dividends each quarter from this 401k because of how it was set up. Not quite sure of the term of the Roth IRA yet. Is this a good idea and what should I be looking for in terms of return on investment and feesBackground a friend of mine work for Primerica and help me realize that I did not need the, not 1 but 2, whole life insurance policies that I was paying for saving me over 800 monthlyShe signed me up for term life and have been giving me financial adviceBut from a quick search on here is seen like the general consensus is that Primerica is an MLMPlease advise. I have until 3pm today to cancel this transaction  <response>: Youve already been scammed by someone, probably a friend, who sold you whole life. Now you are hooking up with an other friend selling you on Primerica? Why?You probably overpaid for your term life insurance, did you shop around? Now they are going to shove you in high fee funds. Run away and get over to Vanguard or Schwab where they wont dazzle you with BS while they extract large fees from your pockets.Also, make sure you are aware of the tax consequences of rolling over from a 401k to a Roth IRA.But dump Primerica, fast, 