<prompt> Human: Greetings all,I currently owe 4,800 on my car which will be paid off February of 2019. My interest rate is 1.9 and my monthly is about 348.35.I currently hover around 10k to 11k in my bank account which is my emergency fund. My mortgage and utilities gas, electric, internet are about 1200 to 1300ish a month.My biggest expense are my dogs vet bills. That can range from 300 to 600 a month its getting better. I dont really go out much since it is the dead of winter and am a bit of a recluse, so entertainment expenses are null. Groceries are anywhere from 30 to 80ish a week.My question - should I pay off the car NOW and bank that extra 350 a month? My goal is to do a bathroom remodel this spring. Ive been holding off on any house upgrades due to the dogs vet bills, but am itching to start doing something to the house as it is my first home and just moved in 6 months ago.I struggle with paying off the car as the interest is so low and I only have 13 months left on the loan so any advice would be appreciated.  <response>: If your interest on savings is lower than 1.9 then pay it off. If its higher save it unless you really need the extra money each month. 