<prompt> Human: Ive lived a frugally for most of my adult life. I generally do not spend much on myself or splurge. Ive had the same 2002 honda for over 12 years now, and its getting up there in mileage 250k. Ive been looking around at new vehicles and would really like to get something nice for myself that I can enjoy for the next 15-20 years. I found a nice luxury truck that would net for a total of 63k. The question is... am I being foolish or irresponsible if I get it? In 10 years or so Id eventually like save enough to buy a home, which I suspect would be around 600-800k houses are expensive in Cali. Am I screwing myself or being foolish if I purchase this truck?Age: 30Location: Los AngelesIncome: 145kyearSavings: 160k401k: 22kNet income after expenses: 2,000 monthNo debt.  <response>: Why is the 401k so low? 