<prompt> Human: So i have 6200 in student loans currently at 4.5 and 3.4 percent about 3000 in each. Every month, i make the minimum payment of 150 and of that 150 i pay anywhere between 18 and 24 in interest.I make around 2000 a month and after the necessary bills that i have to make rent, phone, the 150 for the loan, etc. i end up having about 600 that i can put into savings. I also have about 9000 saved and nothing on my credit card. So other than the student loans i have no debt. So what should i do with the student loans? Is it worth it to pay off the entire things now and lose most of my savings, should i split it up and pay more than the 150, or should i continue to pay the minimum amount until its payed off?  <response>: If you have no other debts and have 9k saved, I personally would absolutely pay off your student loan. Youll still have 2800 left in savings and with no debt you could quickly get it back up! 