<prompt> Human: Theres a lot of budgeting apps out there. Albert, Personal Capital, Mint, Yolt, YNAB, MonefyIm curious are there any budgeting apps that people absolutely love and why? Are there any that youve had and think are not helpful or make you do too much work which prevents you from using them effectively?  <response>: Mint is the only one I have used but I like it for the most part. My only gripe is it takes a couple of days for my transfer to savings to show up. USAA on the websiteapp shows its already been done. Thankfully the money doesnt disappear for a few days it just shows it as still in my checking. 