<prompt> Human: Hi personalfinance!Im a 23 year old web developer about to take my first dive into homebuying, and wanted to get some opinions on my decision.To start, my current full time salary is 82.4k, but I have also recently started a side web business which I expect will generate 10k in revenue in the next year this is hard to estimate as it relies purely on what kind of clients we get.The cost of the house is right around 270k. Its a brand new house thats a 3br2ba and it has about 1550 sqft. Its in a very new subdivision, with plans for a 4 acre park to be built and complete within a year of me moving in.I had a few personal reasons for getting a house, but I also felt that its a good investment for the area Im in - northern Idaho, CDA area. If youre not familiar with it, its been booming on a pretty massive scale. Businesses and housing divisions are popping up like weeds everywhere, as a lot of people along the west coast are starting to take interest in the area.For this reason, I felt now would be the best time to buy, as interest rates are low initially quoted 3.25, but its since risen to 3.375, locking it in soon and, even if we have the housing bubble pop again, that supplydemand for this area would end up fixing the prices pretty quickly.Unfortunately, I only had enough money to do the minimum down payment while still leaving me a 6 month emergency fund, so the montly payment including taxes, pmi etc. comes out to be 1586, which isnt too terrible, as thats what a lot of people charge for rent around here for a house like mine. Being able to afford this payment isnt a problem, Ive got an excel document full of my expenses, and after crunching the numbers Im still able to pay extra on my student loans while saving 500mo.I guess my main question is, is my logic sound as far as potential increase in home value goes? I really feel good about getting a home in this area now rather than later, but I just want to make sure Im not being blinded by the grandeur of owning my own home.EDIT: I do plan on trying to find a good roommate to help pay towards the house.Assistant: Honestly, I wouldnt. And while you may be able to afford it now, and thats great, a home comes with a lot of unexpected expenses. Even new home construction. The other thing to consider is your personal needs. If you are planning to be in a relationship someday, just realize that you have made the decision of location and everything for both of you. Before youve even met. And selling could be a huge problem. That thought may help temper your enthusiasm.Human: I hear you on the expenses aspect. The builders have pretty good warranties so I dont think Ill run into anything outside of the warranty that will cost a fortune within the first 2 years.As far as a relationship goes, Im not actively pursuing one, and its not of huge importance to me. Ive reached a state of If it happens, it happens when it comes to relationships.  <response>: Buying a brand new home would be a pretty big sign that youre on the consumer end of a real estate boom.Which is fine if youre looking to buy a home, just dont kid yourself that youre the savvy investor getting in ahead of the market, because thats who youre buying it from. 