<prompt> Human: I currently make 52k before tax, and have around 250 a month for expensing my miles and meals with my customers company expensed. I spend 1,125.00 on rent and utilities. I dont necessarily budget myself but i try to save as much as i can. I put 150 in my 401k plan which leaves me 1,515.65 every paycheck. I put 250 into my savings every paycheck.Monthly spending: 130 for my GYM Jiu Jitsu, 250 groceries, 50-75 dogfood, 150 cigars,food drinks with friends, 500 credit card debt, 80 gas, 100phone The truck would be 37k out the door, 9,855 off MRSP i would be putting 7k down and finance the rest of it. My insurance would be a 100 per month.Truck specs: V8, 4x4, extended cab, 2015, newI currently drive a GMC sierra that is slowly breaking down on me.I plan on selling for 5-7k back home instead of trading it in.I have 2k left on my credit and i will be debt free.Should I be managing my money better? Will I be able to afford my payments? I cannot keep using my current truck because i cannot gamble being stranded out in the middle of no where on my sales calls.EDIT: The company I am working for is willing to give me 5k for my new truck purchase Otherwise, I am still working out all the details. CC is paid off!I appreciate everyone replies. I was not looking to feel comforted with the idea of a new vehicle. I was honestly asking for feedback on whether this purchase will be justified.  <response>: Ignoring the credit card debt Youre at 1,900month in spending as it is. Another 500month on a car note will bring it to 2,400. Youre only saving 500month currently though.. doesnt look promising. Youll be breaking even until you get the credit card paid off, then youll be back to saving just 500month.Youd pretty much be paycheck to paycheck. No room for a big vacation if you want to keep saving how much you currently do. All your bills would take up about 1,800month. On the other hand, saving 800month total is 20, should be enough for retirement and saving for a down payment on a house. I suppose its feasible, just a bit tight and theres not much room for play money. 