<prompt> Human: I recently took out a personal loan perhaps somewhat foolishly for 1000. The lender deals with high risk folks such as myself. I was looking at this as an option as I was strapped for cash for a couple months. Recently things have stabilized but, I decided to proceed with the loan in an attempt to build my credit. With this lender, the report positively to the credit bureau bi weekly assuming Im paying on time of course. Im curious if its better to pay off this debt quickly and limit the amount of interest, or if I should draw it out in an attempt to get all those positive reports to the credit bureau? Any insights are much appreciated. EDIT: Seems pretty quickly, that the general response is to pay it off ASAP. So as quickly as that money came into my account, its gone back out to pay it off.Assistant: What is the interest rate? Chances are itll be high enough that Id say pay it off immediately because there are ways to improve your credit score without giving money to a bank. Human: Its crazy high, 39  <response>: Holy moly. Pay that thing off ASAP. Do not wait. 