<prompt> Human: Is it true that it would negatively impact my credit or limit it in some way if I were to make my own payment? I have a full time job and basically use my credit card as a debit card.I am 17 years old if that makes a difference  <response>: Your dad is robbing you blind. Tell him to pay the remaining 250 as well or give it back to you. Use this as a lesson moving forward to never mix your finances with him. 