<prompt> Human: So I have this belief that were about to experience the bursting of the debt bubble, and arent sure whats best to consider with that in mind. Thanks in advance for any suggestions.  <response>: Trying to time the market is a recipe for frustration and loss.If you really have this low of risk tolerance, than you can move some of your portfolio into bonds, treasuries and the like. But what youre trying to do is really called gambling not investing. 