<prompt> Human: Ive spent the last 10 years in school and residency. Luckily, my parents generously decided to help me out and pay off my student loans from dental school. My parents just ask that I pay them back over 10 years at no interest. Total of 245k.Beyond that, i have no debt, rent is about 950 for my house, paid off truck. Ive been working for 6 months now. I make 15k after taxes a month. Im unsure of what else to do. Ive saved about 45k so far for an emergency fund. My company has a 401k that I just became eligible for, but does not match. Does anyone have any advice? Thanks.  <response>: Honestly, you should keep saving. Save about 30, come to an agreement with your parents of how much you are going to pay them back each month. Stick to it, most of all, dont forget that you work to live, so have some fun with that extra money. 