<prompt> Human: At first I wasnt worrying too much, but now Im biting my nails. Heres why:My family has been poor for as long as I could remember. No life story; just getting this out there. Im the only one in my immediate family to be going to college.Its an expensive private school. A really good one, but expensive. Before you say why not just attend a state school? or community college? I tried both of those options. The community college I attended was absolute garbage. I got rejected from every state school I applied to at least five of them. Im either attending this school, or never going to college.Now, my mom and dad had divorced a few years ago. My mother receives hefty alimony still lives with us and my dad helps her financially because she refuses to work. My mother wants to buy an expensive house, and is essentially blackmailing my dad to get what she wants. Because of this, I cant depend too much on them for money because they are still taking care of a dependent.Heres the breakdown:My first semester bill for Fall 2013 is roughly 25000. Tuition alone is 17k. I am required to dorm for the first semester. I received 11300 per semester in combined aid, scholarships, work-study, and grants. I have 13700 left to pay. I may be eligible for more aid by the state of New Jersey, but Im not sure about this and cant wait too long for this. I only got my FAFSA award information a week ago, and couldnt have acted any sooner...What I need to know and additional details:What are my options? How would I go about taking out a loan, and which are the best option for students like myself? Ive looked at a bunch of them and cannot understand most of the financial jargon thats used when describing them. Im willing to incur debt and live frugally, but I dont know where to begin. My dad mentions getting a co-signer he cant because credit; the only people I could burden with a co-signed loan are close to retirement or already retired. My career path is unpredictable when considering wages, but Id like to get my foot in the door before diving too deep into this.Help me rpersonalfinance. Please...  <response>: Whats your major going to be What do you want to do for a living when you graduate?Whats the total amount youre looking at having to borrow, and what are the current interest rates on student loans? Thought I read somewhere they went up.Also what was the reason for not being accepted to the state schools? 