<prompt> Human: So were about two months out from our wedding, and my fiancé got in an accident avoiding someone who ran a stop sign while on a trip in another state. She is working 40kper yr, but finishing school so we rely on my 75kper year job for mortgageutilities. We have no other debt other than our condo. I have about 20k in various stocks, bonds, savings, ect. She has very little savings. So, is it better to have her go into bankruptcy, and not officially get married, or take on that debt, and liquidate long term savings. Looking for more ideas on a best course here.  <response>: Im not an attorney nor an expert in this area by any means. Filing bankruptcy isnt a get out of jail free just cuz I filled out the paperwork card.Shell need to qualify for bankruptcy first. Her income is too high to automatically qualify so she will need to go through a means test to determine if she can qualify for Chapter 7 debts are discharged. If she doesnt qualify she could pursue Chapter 13 where she enters into a payment plan to pay back debts.There will Id imagine be variables like is she listed on the mortgage or deed to the house, does your income get factored into her ability to pay her bill, etcSo...she should take to a bankruptcy attorney to see what her options might be 