<prompt> Human: Hello,If youve lost your job and have to pick and choose which bills to pay-- whats the correct way to prioritize? Lets say you have a student loan payment of 400 and 3 smaller bills totalling 400. Is it better to pay the minimum payment on the student loan and let everything else go to shit or pay the three smaller bills in full?Also, if you cant make the full minimum payment on a student loan-- better to make any kind of payment even if it doesnt satisfy the minimum, or just wait until you have the full minimum amount?Thanks!  <response>: I would call each one, let them know your situation and see if they will let you pay a lower amount for a few months. Many will negotiate if they know you really want to keep on good standing with them. They also may know of resources that could help supplement 