<prompt> Human: Financial background:-Late 20s-Family income 75kyr-No kids hopefully soon-No college or credit card debt-25k in retirement savings-Own home w 950MO house payment-Two cars paid off. One with 110k miles, one with 60k miles- Three month emergency savings in savingsgov bondsQuestion:I have an extra 15k currently sitting in a mixture of mutual funds. Im actively looking for an investment idea for the money and was hoping to get some ideas here. Our expenses are fairly low and I will be able to continue safely adding an additional 300-500 to this amount each month. I realize I could just leave the money in stocksbonds but was hoping to at least look at some other options for allpart of the money.  <response>: What are your plans for that 15k? Will you need it for anything short term?Dont invest in business ownership unless you actually want to run a business. With a full time job, kids on the horizon, and no mention of any particular business you want to set up, I think that would be the worst plan in terms of time invested to potential pay off.Investing in broad-based index funds are going to give you the best chance of a decent return for the least amount of work invested in managing the investment. But if you are willing to sacrifice more of your time and take on larger risk, there are plenty of things you could also invest in. Buying houses to rent out being one of them. 