<prompt> Human: Just started my first job and deciding how much to put into my 401k. Im all for investing early and Im making enough that I can invest the max allowed.But lets say were in a bubble now, and that in 3-5 or even 5-10 years the market crashes back to 2008-levels. If this were the case, wouldnt it be better to invest very little now and wait until the crash and to heavily invest then?  <response>: Im 22 just starting investing in my 401k but think a crash is imminent... how should this affect my investments?It shouldnt. Market timing is not a viable investment strategy does not work. 