<prompt> Human: Most everyone in this sub is striving for financial independence and stability. But what about beyond that? You can assign dollar values to these amounts or simply a lifestyle status. For a middle class person, is it possible working until retirement to become rich or wealthy without a huge salary, besides being lucky in the stock market?Edit: One last question - what are your financial end-goals?  <response>: Research FIRE early retirement. Luck has nothing to do with index fund investing. Investments are important, but reducing monthly bills outflow of cash is just as important. 