<prompt> Human: I use betterment to save up money. My current goal is to save up enough for a down-payment on a house. Ive currently saved up 9k but due to the recent stock market, Im actually losing money now. Im currently at a loss of -300. Do I wait it out for the market to turn around, or should I pull my money out and put it back in later? I put a vast majority of my paycheck away because I dont want to spend it, so I dont like having that money in my bank account. Thoughts? Advice? Much appreciated!  <response>: Do I wait it out for the market to turn around, or should I pull my money out and put it back in later?This could also be phrased should I sell low now and buy later when the market is high? 