<prompt> Human: I do not have a full time job and only usually works during a school year, so I cant have a savings account I am under Wells Fargo. Is it better to just keep my money in my debit card and never touch it or save money with cash and stash it somewhere?  <response>: They are doing you a favor. Wells Fargo is a garbage company. The irony of Wells Fargo not opening an account for someone is hilarious.Open an online savings account with Marcus or Ally instead, no fees and a real interest rate. 