<prompt> Human: 21M, earning AUD 1300 a fortnight.Now, this break downs to:202 - car loan380 - rent110 - bills250 - savings 100 goes to a separate, hard to access accountAll of the above are automated transactions happening on the day I get paid, leaving me with 360 to live off for a fortnight.A little trick I have found success in lately has been withdrawing my extra money in cash so I can physically monitor my spending. That 20 take away meal doesnt seem like the best option if you can see you only have 40 left after it.In addition to this, being a male, carrying around coins in my wallet is a nuisance. At the end of each day I put any change I have in a money tin as well as a 10 note if Im feeling confident.Obviously this method still requires self control to stick to your budget, but it does make limiting your spending easier.  <response>: People get into bad financial situations for a few reasons.1. Lack of self control.2. Lack of income.3. Lack of education.4. Something very bad happens out of the blue.As a young man, I was far more judgemental of people and how they couldnt manage their money. As I get older, Im far more understanding. I still roll my eyes HARD at certain people, especially those making good money but are clueless how to manage it, but overall you have to understand that tricks like yours have been around for a long time and it doesnt stop certain people from getting into a mountain of debt. 