<prompt> Human: Just started working full time about a month ago, put in the paperwork to jump start having a Roth IRA and 401k 5 of my 48k salary.I have 0 debts, 8k saved up, and I allocated about 1.5k for monthly living expensives thats rent, gas, food, gym, going out, buying clothes, etc.. I have about 1200 left to allocate for my future...this can fluctuate higher or lower depending if my monthly living expenses are higher or lower.Im 25 right now, living in the DC area, in a relationship but no children. PF Redditors, what did you wish you saved up for, and what did you wish you used your money for during your twenties?  <response>: I wish I had not put myself in a mortgage that tied myself to particular job and city. Had I been smart I would have made sure that I could take a 50 cut in income and still make my housing nut each month.Being house-poor and stuck to your job and city because of a big mortgage payment sucks. 