<prompt> Human: Is 60K a year enough to have wife stay home for a few years in the PA area? Wife wants to stay home until kid gets to school, but worried about finances. Anyone make it on this or less?  <response>: Can you list your debts, monthly expenses, and specific area? You can definitely afford to live on a single income in a rural area with no debt, but not in downtown Pittsburgh with 100k in student loans. 