<prompt> Human: Got a little bit of money and want to make more out of it, im completely new to such things!  <response>: People imagine they can make their money work for them, but, alas, money is pretty lazy and doesnt want to work very hard.More to the point, your money is competing with other money, and that other money will accept 2ish guaranteed annual return, so thats about what you can expect unless you put your money at risk. 