<prompt> Human: Current savings 4,000 today but will be 6,000 by end of month.I have 8,880 in cc debt with 12.15 APR. I also have a rental property and have 1,485 in an account for my rental property managers office for any potential emergency..My current mortgage is 1,600 at primary home, 910 at rental, 168 a month for cc debt. I am the sole provider...Should I pay off some credit card debt or save and build emergency fund?  <response>: Personally I would put all of it to cc debt. The savings is making nothing while the cards are at 12 interest. If you have an emergency you can go back in cc debt. But really mpre importantly you need to learn to live on less than you make pay off the cc debt and then build an emergency fund. Them pay off the credit card debt every month as you use it. 