<prompt> Human: After getting a new job a few months ago, I was surprised to get an option of payment I had never been offered before. I had worked for the company before and instead of giving me the option of direct deposit or paper check, as they did before, they instead offered to pay me via direct deposit, or by loading my paycheck every week onto a card. The guy even went on to really push the card, giving a whole bunch of bogus anecdotes about how helpful and superior it was as opposed to direct deposit. My sister recently got offered to switch over to this system as well at her job, and was actually forced to take her tips on one as she works as a waitress. This whole situation does not sit well with me and seems shady as hell, but I cant really put my finger on why. Any idea why these companies are so enthusiastic about these things? And sorry if this is the wrong sub-reddit for this sort of thing!  <response>: McDonalds tried to force this as their only payroll method, the negatives was that you had to pay a fee to withdraw money the positives was that McDonalds made more money from their workers.It didnt last long, so no I dont think theres any reason to pay your employer for being paid 