<prompt> Human: Longtime lurker, first time poster. I have gotten lots of good life advice from this sub over the years.I have the Capital One Wallet app on my phone, so I see every transaction that happens on my card. This morning I woke up to a pending charge from RALAND CUSTOM TEST 1, but it is only for 0.60. I have no idea what that is or who is testing my account, so I call Capital One and they are just like we will cancel your card and issue you a new one. Since I use the wallet app, I can start using the new number right away. After I got off the phone, I was wondering if this was a common first step in a scam like testing if my card number was valid and in good standing with a small transaction. I saw some posts about a specific scam where 9.84 was billed to people but nothing about small test transactions.  <response>: Yep, often times scammers will force through a small transaction to see if it goes through and if the account owner notices. Then youll get hit with a much bigger charge in a day or two. 