<prompt> Human: Hello all! My wife and I are looking to use the snowball method to help pay off our current debt credit cards, student loans, cars. Heres the kicker - we have a family trip coming up next year that we would really like to go on. The snowball method doesnt seem to jive with saving, as youre supposed to save after debts are paid off. Total time for both of us to pay off our debts was about 2.5 years a piece. How could we use the snowball method or something similar and still save money so we can go on this trip?EDIT: Our credit card debt is not high, little over 1200 between us. Student loans and car payments are the highest. Another question, should I keep contributing to my 401k while I pay down my debt?  <response>: Its simple. Either go on this trip and extend how long you might be in debt, or dont go and get out of debt sooner. If you have any very high interest debt Id forgo the trip and try out the avalanche method. 