<prompt> Human: Someone I loved passed away due to natural causes last year and I just received the life insurance payout. I wont get into the details, other than Im still grieving. Now I have 100,000 dollars sitting in my bank account. I have a car loan with 19k left on it, and really no other debts over 1000, but I hadnt saved up much other than a rainy day fund of 3000. My credit score is passable at 720 and I plan on getting out of the military next year to pursue college with my GI Bill. I have very little financial experience and already friends and family who know about my situation have been handing me advice left and right, some even asking for loans. Can someone offer me advice? Where do I start? Ive heard a lot of contradicting ideas...  <response>: Dont give out loans of any kind 