<prompt> Human: My grandmother passed away last year and left my sister and I each 15,000 that I will be able to claim later this year. I currently have about 15,000 left on my car payment and around 20,000 on my student loans. I really want to get my student loans paid off since they are the higher interest rate compared to my car. Should I split up the money and put some towards both, or put all on my student loans? Or, invest some of it? I am 26 and havent invested much so Im not sure how or what to invest in if I would  <response>: Cn you earn more interest investing the money then you can save by paying off your loans early? That should be what you should be asking yourself. 