<prompt> Human: On my brothers W-4 form, he can put exempt not have federal income taxes automatically deducted from his pay check or not exempt have federal income taxes automatically deducted from his paychecks. Which option should he pick if he has no debt, still lives with his parents, makes 41k a year? What are the pros and cons of each option?Under which circumstances would exempt be better than non-exempt? Under which circumstances would non-exempt be better than exempt?  <response>: Exempt is used for people who expect to owe zero taxes and owed zero taxes in the previous year as well. It would not be appropriate for your brother, who makes 41Kyear. 