<prompt> Human: We own the apartment jointly, there is no mortgage. Besides realtor fees, what are some fees I could avoid? I will have to jointly sell and then buy it from us. I will have capital gains from selling it after the allowance. Is there any way to avoid them? Reinvesting in the apartment or something like that? I am totally making that up. PF always has much better ideas.  <response>: You should talk to a tax accountant as well. Im not sure if its possible but it wouldnt be a bad idea to sell and rebuy at the higher basis with capital gains exclusion so that when you ultimately sell you wont have to pay a bunch of taxes on the original purchase price but only on the newly appreciated amount. So say in 8 years it appreciates to 1.2m, thatd be 1m in appreciationcapital gains over a 200k purchase as opposed to only 300k on a 900k purchase. 