<prompt> Human: Im 28 and I have a net worth of about 22k. This includes my emergency fund, retirement accounts, and investments. I cant find full time work so I work 2 jobs and I make about 40k between the 2 of them. They cut my hours at my.main job an hour a day so Ill be going down to 27.5 hours a week plus my other job which has fluctuating hours. My wages will go down to about 35k a year. I dont hear back from the many jobs I apply for. I also get my sister who works in hr to help me with my resume and cover letter. I am fluent in 3 languages and I have a 2 year post secondary diploma. I live with a bunch of roommates, I rarely.eat out, I buy used clothes, dont wear makeup, dont go on holidays, I only.get a haircut once a year and i take the bus. I did pay off my student loans and I am debt free but I feel like the only.thing thats going up is my.age. Any advice? Most people my age have children and are married. I can barely afford myself.  <response>: debt free ahead. that is nearly true at any age. Now feeling like you are behind is a matter of you comparing to other people and where they are in in regards to relationships, not necessarily finances. 