<prompt> Human: We are under contract on a house. Closing date is Sept. 30th. Mortgage broker told us not to open any new accounts until after close. Great, no problem. We did, however just charge a washer and dryer to our credit card to the tune of 1600. Realtor found out and is freaking out thinking I tanked the whole deal. Maybe Im ignorant, as I have never purchased a home before, but I didnt know I wasnt supposed to buy anything until after closing. Did I just majorly fuck up my closing by making this purchase??  <response>: For this, not so much.Their fear is that you change your qualifications as your credit score is ran one last time right before closing.Had you gone and purchased a new car, or opened a bunch of CCs, yes.My FIL is a retired realtor and told us a few stories of people who did just that. His favorite was about the young single guy who went and purchased a brand new truckto celebrate the new home a week before closing. He didnt qualify for the home after the truck purchase. 