<prompt> Human: I am a 35 year old living in southern California. I recently took a position for 75kyear which is substantially less than normal for me. I wanted benefits and what not. Anyways, I recently Have been garnished 500month for child support and 745month for unpaid income taxes. I dunno what to do. My credit score is under 500 I cant get financed for anything. Bankruptcy? Another route? I was told I cant file chapter 7 because max is 65k a year income. Help?  <response>: What are your other expenses, and what is your take home pay? Having to pay 500 for child support and 745 for unpaid taxes on a 65k income shouldnt leave you in poverty. 