<prompt> Human: For starters, Im not spending on things I dont need but here is a breakdown:Mortgage: 39Food: 9BillsCredit Card: 22Gas: 4Insurance: 9Entertainment: 5Am I in any danger? I dont really have much to save so for an emergency I may be in trouble. Just wondering if there is a safe zone people try to be in?  <response>: BillsCredit Card: 22What does this mean? Anything you use your credit card for groceries, etc, should already be taken into account under the Food or other relevant category. Do you have outstanding credit card debt? 