<prompt> Human: Im expecting to get a bonus from my work this year. I have credit card debt and I have an auto loan that is about 6 months away from being paid off. I was thinking I would pay the auto loan off and then use the monthly payment I was making to the loan to the credit cards.Does that sound like a good idea?  <response>: What is the higher interest rate? Usually pay off the highest interest rate debt first. This saves you money in the form of interest. 