<prompt> Human: Hi all! Im a student ending his freshman year at a college in Indiana, and Im looking for some guidance with money that ill be starting to earn. Right now, I dont have an income, but i have all but secured a job at home in Florida for the summer. Ill be earning minimum wage 7.79hr working 40 hours a week for six weeks. Then, Ill be heading back to school early to help work a camp and earn 1200 for that as well as a per diem of 56day for around three weeks, which I dont expect to use all of every day. After that, however, I wont be earning any money. As it stands, Im lucky to have very little debt, and I expect to leave college with only around 14,000 to repay in loans. So as a student who only has a checking account at my universitys credit union, whats the best way to manage my money? Should I open a CD or invest? Something else? I wont have many expenses over the summer, as Ill be living at home. I appreciate the guidance!  <response>: Throw it into a savings account. Youll need it when you graduate if not earlier. 