<prompt> Human: I currently live in CA and make 61.5k a year. After this payment, I owe 10.3k on my student loans, all at 2.32, as well as 1.5k on my car at 1.9. I have no other debt to my name. I invest the maximum 18k in my 401k I am 32 and have not put in anything into a Roth IRA. I am feeling very anxious about my future as I dont know if I should pay off the loans, save for a house, put more money into an IRA, and what could happen if I potentially lose my job in the future. I feel like this should be a happy point in my life but I am overthinking it. I currently rent for 600 a month in somebodys house and basically live a minimalist style because I have to in order to save money. I dont want to live this way forever, but I also have no use for a 2k house given that I am single  <response>: Your question? Id say make sure you have a 5-6 month emergency fund; beyond that do whatever youd like with your money. Since your loans are causing you so much anxiety, Id so focus on those. 