<prompt> Human: Im moving to a new city for work soon and am in the process of finding a place to live. Im 22 and work in the trades, i dont have much left to pay on my student loans. I know the general rule is not to spend over 30 of your monthly income on housing, the only issue is that Im cheap already. Ive seen a few places around that would work for about 15 of my income but theres one that I like a lot more for a few hundred bucks more at about 20 of my income. Its in a location that I like better plus its got hardwood floors and a frickin fireplace. Most of my friends are broke college kids so theyre all saying to go with the cheaper options but Im kinda tired of living in subpar places. Am I just being stupid? Should I bite the bullet and go for it?  <response>: Am I just being stupid?Basically, but its a frugal kind of stupid which is OK. Live a little. Spring for the better apartment - you can afford to. 