<prompt> Human: Im looking around for a new credit card and everyone says the the Chase Sapphire Reserve is one of the best credit cards out there. However, after doing a little bit of research, Im no where near sold yet.The card has 50,000 point offer 750 if use for travel and 3 for traveldining. Then an extra 50 for points so its 4.5 if you use all those points towards travel. This comes with a steep annual fee 450 but you do get 300 is travel credit. All this sounds great but the other options are Citi Cash Back, Capital One Savor, and Wells Fargo Propel.Citi cash back has a flat 2 with no annual fee. This means I need to spend at minimum 6000 on traveldining a year or 500 a month. Thats also assuming that all those points will be used towards travel but if Im already spending 6000, then the 270 will be put to good use. But this card does not have an offer bonus which would offset the annual fee for about 3 years so Im not actually considering this one.Lets look at the Capital One Savor. 4 dining and entertainment and 2 groceries. This one has an annual fee of 95 but is waived the first year. Granted, the difference between these is that the Savor has dining and entertainment and the CSR has dining and travel but just as it is, you need to spend at least 10k to break even. Granted, travel costs more than entertainment but youd either need to travel a lot more than entertainment to still break even. Along with this, Savor also has a 500 offer which would cover the annual fee for 6 years compared to Reserves 3.Finally there is Wells Fargo Propel. This has 3 on dining, travel, gas, and streaming services with no annual fee. In order to break even, youd need to spend 10k again on dining and travel. Along with this, there is a 300 offer. Its not as good at 500 but you also dont have any fees. Even the Uber credit card competes with WF Propel with 4 dining, 3 travel, 2 online shopping with no fees.I guess unless you are spending hundreds of dollars a month of dining and travel, I fail to see how the CSR remains so popular. These cards that Ive compared to provide great alternatives to the CSR yet everyone claims that this card remains one of the best out there. Im interested in anyones insight here.Edit: I compared CSR to be 4.5 due to the 1.5 cent to point conversion for travel purchases.  <response>: You are looking at the CSR as a cashback credit but the biggest bang for your buck usually comes booking flight rewards via transferring miles to an airline and booking there.Depending on the flight you can easily get more than 2 centspoint. Certain business flights can get 4 centspoint but then you enter the zone of perceived value since coach flights can get you to the same destinationYou always need at least one premium chase card to be able to transfer miles. A note for heavier users of chase cards: if you never use the 1.5 cent to point redemption the chase ink business preferred also gives 3dollar in travel and it is only 95year but you will only get 2dollar in dining. most heavy users will have some other card to use in dining though... 