<prompt> Human: I think mint links to my bank app? So thats cool. But I also hear it lags.I hear a lot of people like ynab, but you manually enter your expenses. Im on the go quite a bit, and dont wanna end up on the road getting my finances in order.But maybe both have been updated since then, so what would you suggest?My main goal for right now is to not be broke anymore. I got two jobs to try and fix that, but it hasnt worked so far.  <response>: I am a long-time mint user 6 years and prefer YNAB--even without the automatic import of transactions offered by the new version.Initially I loved Mint for that since it saved me time from not having to manually enter them. Except when I had cash accounts, my amazon store card which wasnt supported until recently, google wallet, etc all of which needed to be manually added. Or checks for things like rent which wouldnt show up until cashedcleared. Or random outages for days to weeks where nothing updated.Then having to manually fix categories that were wrong national grid. Should it show as Gas or Electricity? The local mall kept showing as liberty mutual, etc I eventually realized that between tracking cash, unsupported accounts and fixing categories I wasnt really saving much time over manually entering everything once a day or approving scheduled shit like paychecks and autopay bills. Doing it manually also let me see real balances for things like my checking account after I wrote a check for my rent that my landlord may not get around cashing for 2 weeks. If youre making online purchases, it literally takes a max of 15 seconds to open your YNAB window and record it. If youre writing a check, it takes a few more seconds to record it like you should be anyhow. In fact, it can replace your register. Other things like CC purchases and cash during the day maybe are 2 minutes total at the end of the day.Mint is still useful when I want to reconcile accounts in YNAB since I just log in, look at the mint balances vs the cleared balances in YNAB and check off from there.Also, there are idiosyncrasies in Mints budgeting that really annoy me My renters insurance is 6 payments of 20 and then 6 months of nothing. If I set that as 120 every 12 months, Mint reports that Im overbudget because I just spent 20 dollars in one month. Theyre not there in YNAB 