<prompt> Human: This week I had full 6 months of credit history since my relocation to the US so that it was enough to receive the first FICO score. The credit union First Tech where I do banking issued me a 25k credit card few days after my SSN was ready. I also applied for a local Amex card for existing foreign cardholders and received 1k WTF??? Is it a joke? Blue Cash Everyday. 3 weeks later First Tech pre-approved for a car loan with 4.5 APR, which was used to actually buy a car.My first ever FICO 8 score from Experian is 730. I keep credit card utilization below 3 and never miss payments, which gives quite good boost for utilization and payment history. These two factors cannot be improved much further. There are 5 inquiries First Tech card, Amex card, rent, auto loan, unsuccessful attempt to apply for Discover It one month ago but each bureau has information about max 3-4 of them. I also do not see ways how to reset number of recent inquiries instantly. Credit mix is just 2 credit cards auto loan. Eh, Transunion shows lack of relevant real estate loan information among other cons. And length of credit history is the most flunked factor.Are there other easily controllable factors besides revolving debt utilization and never missed payment to boost the score immediately even further? Assistant: Why is your credit score so important to you?Human: Top reasons that come to mind: high score for the sake of high score refinancing my car loan to a more favorable rate several businesses took security deposits just to open accounts with them because of zero credit history credit-based insurance score  <response>: Well your first point is not a good goal to have, and the other 3 are easily achievable with your current score. 