<prompt> Human: Do I take out a loan? Is there a certain type of loan? Do I finance with the store I buy it from? Is it a terrible idea to purchase it this way? I really want to propose ASAP. Any info would be greatly appreciated!  <response>: Get a cheaper ring and dont finance. If she demands you spend more than you can pay cash for its an omen for all of your future dealings with the woman. The ring my wife picked out when we got engaged cost me 450 dollars cash We have been together 5 years now and have never been happier. 