<prompt> Human: I am entering law school in the coming year, and have been given a 100k dollar line of credit at 3.2 interest. The first payment I have to make will not be for 4 years. Should I consider investing blue chipmutual funds? Or take a more low risk approach and use as little of the LOC as possible? I will be seeking a financial advisors advice as well, as I know that will be a general sentiment  <response>: ...you shouldnt use a student loan to invest in the market 