<prompt> Human: To be precise its 38,000 without overtime. Before you comment saying youre lucky youre making that much, Im only making X, etc. you should know that I live in the most expensive state in the country Hawaii both in terms of cost of living and in taxes. My monthly salary BEFORE taxes is about 3200. After taxes, retirement savings, and health care that drops to about 2300 per month. I only have a total of 32,500 total saved up, at my age I feel I am seriously behind other people my age. I could move back in with my Mother on the mainland and keep my job gov. job and save close to 20,000 per year but I dont know if thats a wise move at this age.People in my age group salary bracket, please tell me how much youre able to save and what your monthly expenses are so that I can compare it to my own.And please no comments saying how lucky I am to live here, when youre working all the time you barely have time to enjoy the beauty of the island.My expenses:1275 for rent200 for groceries including shampoo, toilet paper, etc.85 for electricity55 for gasoline40 for internet10 for entertainment renting movies, etc.5 for laundryAt this rate Im saving about 7,000 per year. I feel goddamn poor but I dont know if thats consistent with reality or if Im living in my own bubble.Would you move back in with your Mother if it meant saving an extra 17,000-20,000 if you were in my situation?  <response>: Old money is the best money. The more you can put away for longer makes some huge differences. Research the Rule of 72. If you lower overhead and save a bunch more than you are, even if it isnt all of it, down the road you wont be asking this same question. 