<prompt> Human: Howdy rpersonalfinance! My fiancé is 8 weeks pregnant. After quite a lot of talking and hopping back and forth weve decided to continue with the pregnancy and start a family. Off of our income we could raise a child and support ourselves but I absolutely do not want to wreck myself financially or live the rest of our days in poverty. Between the two of us we probably pull in 40k a year before taxes. Im set to begin training for a higher position in the next couple of weeks which should boost our income by another 7-13k in time for the baby. She has debt from when she was younger. 600 credit card debt. 3,500 in car loans. About 700 in hospital bills. My total debt is about 1250. Unpaid hospital bill and a debt in collections over a terminated contract with my mobile provider. We only pay 150 a month for rent for now. Expected to be 500 in a month or two. I personally bring in about 500-600 dollars a week paid weekly. The baby is expected to be here in October. What can I do with this weekly income to start getting prepared for this baby? Im extremely nervous. This is going to be one of the biggest jumps Ill ever make. I dont have a car. Were living in her parents guest house. I need to get the ball rolling immediately. I just dont know where to begin. Please help guide me. I know for a fact that theres a lot of things I shouldve started doing as of yesterday. I just dont have guidance on the matter. Tl;dr - Fiancé is pregnant. 40k a year combined income. I make 500 a week on average alone. Current bills only 150 a month for rent. I dont have a car. What should I start doing immediately.  <response>: My opinion: the fact that your first thought when you find out youre having a baby is to get your life in order means youre going to be okay. Itll probably be very hard, but only knowing that you think this way gives me much confidence in your ability. 