<prompt> Human: Ill be getting a bonus in the area of 5000, so close to 3800 after taxes. Im not sure if I should pay off my car loan of 3400 which is a 24 interest rate because I had very poor credit at the time, but it was the only way I could get a car or just put it in my savings which is currently only around 500, not even half enough to support me for a month if something bad were to happen. My usual car payment is 400. That 400 a month will soon be very essential because my girlfriend is starting a new job that is commission based, so she may not have any income for a few months and she usually pays for the food around the house while I pay the rest of the bills, which is why Im not sure what to do.  <response>: This is a no-brainer; pay off the car. You will not get anything close to 24 interest from a savings account. Paying off the car is an instant profit of something like 350. Once the car is paid off, put that 400a month into savings. 