<prompt> Human: My family me, mom, and younger brother are all on the same auto insurance. We have AAA. My brother is 17 and this is his first year on the plan.This year, he was involved in two recorded accidents, one of which involved 4 cars and several personal injury lawsuits which caused our insurance to lose lots of money. Unsurprisingly, they kicked us ALL off the plan.My mom is looking around for other insurance plans, but is going through the high risk alternatives that were suggested by AAA when we were booted off. This sounds fishy to me, but she doesnt know what else to do. They have told her that my brothers insurance alone will cost 7000 per year--liability only. This sounds outrageous to me. I was a safe driver and never got into any accidents as a teen, so we have not experienced this before.Is 7000 a reasonable number for a 17 year olds insurance? Hes the one in the wrong, but hes going to college and needs to take his car with him. We need to find an affordable insurance for him. Does anyone have alternative suggestions for where to look, how to bargain with the insurance companies, etc.Alternatively, if this is the best its going to get, please let me know. My parents are pretty close to just selling his truck and buying him a bicycle. Thanks!!  <response>: Your mom should look for insurance for herself. Your brother has proven he cant be trusted to drive and at the very least should be paying for his own insurance.But yes, when a 17 year old manages to have two accidents especially a major one, his insurance will be insane. He has proven that he is a huge risk. He can get a bike or he can pay 7kyear. 