<prompt> Human: My wife and I are saving for a down payment and still in the process of deciding where we want to live. Because we are unsure if we want to move to a new city, or just to a new neighborhood, the timeline for storing this money could be anywhere from 1-5 years. For the sake of this thread, lets split it in the middle and say we need to store it for 2.5 years.Currently we have about 40K in a traditional savings account, and we have some assets we are planning to sell when the time is right which would bring us closer to 100K. My question is where to store the 40K now, so that we would get the most growth with the least amount of risk, and remain pretty liquid in the event we see the house of our dreams and we need the cash ready. I would also want to be able to add to this account as I sell the previously mentioned assets.Are there good high interest savings accounts I should look into?If I want to remain liquid is it best to just stay in a traditional savings account?Maybe an index fund although I dont really want to gamble with this money?Any other recommendations are welcome! Thanks in advance!  <response>: I put mine in Ally Bank. APY of 1.45. No threat of losing anything and its completely liquid. Other option if you are looking more at the longer end are short term market invetsments in a brokerage account. More risk, but more potential to grow as well. 