<prompt> Human: I have been wanting to study abroad since I was in high school and now Im a senior in college. I just got accepted to my universitys study abroad program for Fall 2016. It would cost around 10k to study abroad for one semester in Germany. I am considering extending my time for a full year, but its going to be closer to 20k. My parents are willing to help me out, but they made it clear I will have to take out loans. I just filled out the FASFA for the first time, so hopefully that will cover some of the costs, but I know Im going to have to take private loans to finance a whole year. I have a few scholarships but they arent worth more than 2-3k. Im in the process of applying for more but its not guaranteed Ill get them.I really want to go for the entire year so I can really learn German and explore Europe. And I just went though a bad breakup so Id like to go for an entire year to really work on myself and hook up with as many hot guys as possible. I am just wondering if it is worth it to take out such a big loan for studying abroad? I could realistically do one semester with the help of my parents and my scholarships, but an entire year might be too unrealistic for my present financial situation.I also heard Germany has tuition-free education for exchange students at public colleges. I tried looking into it but it was rather complicated. Finding housing was one of the bigger issues, so I thought it would be easier to go through the study abroad program. I was also thinking I could just go for one semester though the program, come back and graduate, and then go to grad school in Germany, but I dont know how much something like that would cost.I just dont know what to do. If any of you have studied abroad, was it worth the cost? For those of you that have taken out loans, do you regret it?  <response>: And I just went though a bad breakup so Id like to go for an entire year to really work on myself and hook up with as many hot guys as possible.Taking 10,000-20,000 in loans to do soul searching and touch penises seems like the worst possible thing you could do. If thats what youre looking to do, you should just take 3k or something after graduation and live it up in Europe for a month... 