<prompt> Human: I know that banks will report any single deposits of cash that exceed 10,000 to the IRS... But what about smaller deposits within the whole year that amount to more than 10,000? Id say Im depositing 4-5k Cash per month... do I have anything to worry about?  <response>: Could look like structuring. This would allow the bank to forward information for investigation. If its something legitimate they wont care, but if your reportable income is low yet you have these large deposits they will get suspicious.Why are you depositing 5k cashmo? If its a work expensepayment that you have documentation for, its not a big deal at all. If you dont.. well... 