<prompt> Human: uaBoglehead created a this thread about becoming financially literate in 2015. It was excellent. Fortunately, we had KhanAcademy to explain much of what was in the videos.Unforunately many Americans, especially young Americans, know next to nothing when it comes to Healthcare: insurance coverage policies, HMOs PPOs, Obamacare, healthshares, premiums, co-pays, medication costs, etc.Is there anyone on this subreddit that can adequately address these points and make a stickied guide to healthcare in the US? The costs associated with healthcare are much more real and important to an 18 year old redditor than IRAs and 401ks. As someone applying to medical school, I am currently reading a number of books on the topic: Health Care Reform: What It Is, Why Its Necessary, How It Works The Healthcare HandbookWhile reading the books are helpful for me as someone who will be required to know everything about our system, I cannot fully express how complicated our system is. Our community needs advice on effectively managing costs associated with healthcare. This topic goes way beyond just buying the right insurance policy; we dont even have a flair for it!Any resources would be very helpful recommended books websites, but the goal here is to build an ELI5 Cost-Effective Guide to Navigating American Healthcare.Edit 1: To my international friends, Im not ignoring you. Feel free to make your own guide for your own country. The US has the problem of having a mix of the worlds best healthcare, at the highest prices, in the least accessible forms.  <response>: I might send out a sticky in a few weeks asking for more wiki contributors, specifically for topics like parental kickouts, healthcare insurance and billing, and a couple other topics I think could be better explained. The wiki is still under construction, and we can always use more help.We also have a very intensive peer review process for new submissions, so it might be some time before a new article is up, but Id love to work with someone on this. 