<prompt> Human: Five years ago, during the great recession, I defaulted on my Chase credit card. Initially they sued me, but then they decided to forgive the debt instead. Today, I got an offer in the mail of 300 if I open a checking account with them. Is it safe to do so? Can they seize my checking account to pay the credit card? How about if the debt hadnt been forgiven?  <response>: Best not to poke a sleeping bear... Just go with a different bank. 