<prompt> Human: What are some tips, suggestions, advice or things you wish you had known as a college graduate related to personal finance? Ill be graduating soon so any and all advice is greatly appreciated! :  <response>: 1. Make a budget.2. Stick to your budget.3. Review your budget.4. Repeat steps 2 through 4.My personal success out of college came from living well below my means. I had a roommate, cooked my own meals, shared a wireless plan with my sister, and saved my pennies. It is very rewarding to look at your bank account to see you have saved a quarter of your income. I still owned a car, ate out frequently, and enjoyed my share of basketball games and wrestling pay per views. On less than 30,000 a year.The other habbit that has paid off in a big way is my 401k. I put in 15 of my income and got a 2000 match from my company. Other companies were even more generous with their match. I had 9000 in my account after eight months. Half of that was thanks to the employee match. The other half was thanks to my asset allocation - talk with the plan services rep about the right allocation for you.Today I am in an even better position because of the good habits I kept out of college. I was able to use my savings to start my own business. I have a staff of one person plus myself. Its been so rewarding and has proven to be quite lucrative. Good luck with everything you are doing. Stick to those good habits: budget, live below your means, and save for your future. 