<prompt> Human: Sorry for long post, trying to help my SO by figuring this out, thanks In advance.My SO has not been receiving any federal tax refunds for the past few years. She told me she believes its because she has student loan debt, and its being used to pay off the balance.She says that she did receive letters in the mail regarding the debt, but threw them out. She was going through hard times and it was easier at the time to ignore it. I help do her taxes, and every year she gets around 1,000 in federal return. We never see the money nor have there been any letters or communications from anyone. She has no clue what financial institution she received the loan from. Her mother helped set it up, and talking to her is.. difficult so I have no details. Is it even possible for them to garnish her fed tax return and what can we do to find more information about where that money is going?Were in Colorado if it matters.  <response>: They absolutely can do what they are doing. She could of course change withholding to prevent this, but at least this way shes getting caught up ever so slowly. She says that she did receive letters in the mail regarding the debt, but threw them out.This is not good, of course. 