<prompt> Human: If you have a pet and still working on building your savings account like me- recent college graduate, I would strongly suggest pet insurance!I have an 8 year old Pekingese mix, and recently insured him 2 months ago. Last week I noticed he was having issues, so I checked his mouth. Well, what do you know, the little man had a loose tooth. I thought it would be a cheap surgery, but it will be just over a thousand dollars!! I contacted his insurance and they will cover it past the deductible, saving my savings account. He will receive the best possible care, and it wont destroy my bank account. There are some great companies out there- but the sooner you get it, the better. I wish I got it sooner because they dont cover pre-existing conditions like luxating patella. Hope it helps someone! Edit- I know there is debate if it is worth it in the long run, but I appreciate the peace of mind. I never want to have to put my dog down because I didnt have enough money to get him treated. He is my family and I have had him since I was in high school.  <response>: Ok, Ive commented a bit but one more schpeeel:Pet insurance is important, yall. Veterinary bills stack up quickly for all kinds of reasons - hereditary issues, cancer, bites, digestive issues. You never know what youre gonna get. My lab growing up had to continually get rocks removed from her stomach cuz she just ate them for fun.My young, healthy pup now got a tumor overnight and the full cost of treatment is 8k. Thats IF shes cancer free after two rounds of chemo and surgery.Pro tip! I just learned that when you do submit a claim, its best to have your vet send the full treatment records to your insurance, you can get more treatment coverage that way. I have Nationwide and they actually emailed recommending I do this so they can find more ways to reimburse me for more of the cost of my dogs 4k surgery.I get why people are resistant or dont buy into it, thats fine, up to you. Save your money if youve got it! Thats great.For others with less room in extra funds, shit happens. You never want to have to make the choice between your rentmortgage and your best friend. 