<prompt> Human: As the title says I received a cheque from my grandmother for 5000 and Im not sure to do with it. My current situation: 25 years old, earn about 55,000year, have about 10k in student loan debt left at approx. 4 interest, and a couple thousand in savings - I dont have a savings account per se, but my job provides me with a generous pension so contributing to retirement isnt a huge need right now. I am going back to school next year but my tuition is paid for through scholarships and my living expenses will be covered by working a part time job. In short, Im looking for advice as to what to do with the 5000. Should I invest it? Pay off some of my student debt? Treat myself? I really have never received any amount of money this big and dont know where to begin!  <response>: I have 5k, what should I do with it? 