<prompt> Human: Hi all,24yo male here. I was complaining to my mom about how family friends are stupidly taking loans to pay their ostentatious weddings as opposed to just saving first and refraining from expensive taste.I told her that after taking student loans, I swore to myself that I would never take another loan, except MAYBE for a house.My mom has always been a horrible saver and has always lived pay to check to pay check even with a 100k salary before retirement. She responded by saying that I will eat my words one day, because you never know what will happen. To preface this, Im a hyper saver and always will be - maxed 401k and ira. Im currently working on a 6 month emergency plan with 1. 5 months currently saved trying to save up for a car 5-6 years from now as wellIve given up trying to convert and just surround myself with other hyper savers.However, when Im forced to hear ridiculous logic from my mom or co-workers, I force myself to recognize that without spenders, the savers in this community could never benefit from market appreciation via corporate earnings growth.TLDRHow does everybody here tolerate or even convert people away from my moms way of thinking to our side?  <response>: stop preaching, it aint gonna work but be sure that you dont bail them out either.you are absolutely right. 