<prompt> Human: So I know the obvious answer is to put money into a retirement of some sort, but Im not exactly sure where to invest. I have 6 figures of student loan debt, so I will likely be paying 300 a month on that for the rest of my life. Besides that, i have about 8000 grand in personal debt frim the divorce. But my income is enough to manage it all, roughly 48k. I juat started a career as a teacher, and I have no retirement and only a grand in savings. I just need a simple financial plan to make sure that once I cant work anymore, I can afford to put myself in a home or something. Advice?  <response>: This is an excellent document to teach you the basics of investing for retirement Start with that and then learn from there.You need to pay on the debt for loan forgiveness and then invest for retirement with any extra money you can come up with.I hope you wrote an error because 8000 grand equals eight million. 8 grand is eight thousand. 