<prompt> Human: I have been out of college for nearly a year, I got a new job as a high school teacher, and have been insanely busy. However, I was checking my credit and it was absolutely terrible under 500 because my student loan payments were apparently due and I wasnt aware. I have a past due balance of almost 2,000, and student loans that equal to around 35,000. Is there anything I can due to have this forgiven? Or am I going to have to bite the bullet and pay every dime of my past due payments? It may also help that I am a Great Lakes borrower.  <response>: You never received a bill? How many months did you miss? When did you think you would have to start repaying your student loans?There are probably late fees in there that you may be able to get waived, but otherwise, yes you will have to pay the entire past due amount. 