<prompt> Human: Hey everyone! Super quick synopsis of my situation... drove an old car with almost 200k that started having mechanical issues in college, graduated college, landed my first career job with great salary for me I mean and traded in the car for a new 2018 toyota camry SE.So I got the car at at deal of 75 month term at 3.49 apr bringing monthly payments to 403.00 and a total loan financed at 27,128.00.My thing is Ive been debating with myself on whether I should actually pay more than required a month while I can right now minimal financial responsibilities... no kids, apartment living, etc. to hopefully offset negativity equity to trade the car in for my dream truck tacoma TRD offroad whenever my salary allowsOr actually enjoying what I assume correct me if Im wrong :S is a good deal and just build up savings and possibly down payment negative equity should I choose to do so. I honestly do have my heart set on getting the tacoma, and dang I feel stupid for maybe not just going for that from the start. This is my first vehicle purchase ever and pretty torn and confused on how to handle this. Any advice is deeply appreciated! Assistant: Id get it paid down as soon as I could. And I would not trade it in on a truck- Id sell it private party then shop for a truck separately.Human: Is it difficult selling a vehicle with what I hope will be 18k value privately??  <response>: Not difficult if it is in pristine shape, reasonably priced, and you have all your service records. 