<prompt> Human: What terrifies me more than anything is inflation destroying my retirement plans.Say that I can live comfortably in retirement with 2k per month in todays money. If I assumed an average return of 6 and used a conservative 3 withdrawl rate, Id need to have 2 million to do so, which the calculations dont support me ever achieving.I cant see myself living on like 500 per month or something. Hell, wouldnt even cover property tax, and would be a crappy life.I should be making average of 60k for the next 25 years or so, with a 457b, and a pension, but it wont be enough.60k per year in retirement would only buy 2k worth of current stuff in the future.  <response>: Social security will be there, even if its less. It wont disappear, ignore people who say it will, it wont.Also, 6 is a low return. Historically the stock market does a couple points better than that before inflation, that is. 5-6 after inflation would be a reasonable return based on history rates going back a century. 