<prompt> Human: I dont know anything about Balloon payment loans at all. Googling information gave me a sense of dread, as if the dealership pulled something fast on me. I went into the deal thinking this would be a lease, turning the car into the dealership in 2018. But instead, it looks like its a Balloon Payment loan, according to my credit report. Should I be worried? Edit: thanks for the quick replys. Looks like I shouldnt worry  <response>: IME its usually give the dealership the car back OR heres the final balloon payment youll owe. 