<prompt> Human: Im a software developer working for a semi established startup based in CA, currently getting 70k but Ill be getting a guaranteed raise to 90k in about 8 months. Im lucky for this position to be a 100 remote position so I can work from anywhere and I feel like I should take advantage of that to travel somewhere. I still need to work about 9-5 PST but its really flexible. The responsible part of me says to go live with my parents and hoard all my income until I can buy a house which is a goal of mine. The yolo part of me says to airbnb and travel around the country and maybe other countries since theres no guarantee Ill have this opportunity in the future. I have about 13k in my emergency fund, my own car a gift from my parents, no pets, no kids, no student debt, and I max my roth IRA about 6k right now, unfortunately my employer doesnt offer 401k. What should I do? 80 of me says to play it safe and hoard my money, the other 20 says YoloNote: For privacy, all the numbers are - 10  <response>: Why not both? Station at your parents and travel once in a while 