<prompt> Human: Opened an ally savingschecking account. For their higher rates.I plan to keep my credit union account open so I can deposit cash and then ACH it over.I am worried now after reading reviews online about the bank.Alot of the complaints are about the AutoLoan portion, something I am not going to be doing. But a good amount regard the Online banking side of things. What is PFs thoughts?  <response>: Keep in mind that unhappy customers are far more likely to post online reviews than happy customers. 