<prompt> Human: Im approaching my 18th birthday and will be applying for my first credit card soon. Im in the UK, if thats any relevanceI was looking at the Discover It card which has 0 APR for the first 12 months. The plan would be to purchase a 1,000-1,200 laptop for development learning and work. I would target around 150-200 a month in freelance work from local businesses and pay all of this income into the credit card bill, to repay it within the first 12 months. Whilst risky, this is the only way I could obtain a computer to work from, as Ive recently lost my PC, and fell out with family of mine. Whatre your thoughts, rpersonalfinance? EDIT: I would line up a few clients for work before making the purchase, of course. Assistant: I can tell you right now you dont have to spend that much money on a laptop to do development work in 90 of cases. Especially if its web development, which Im assuming it is since that has the largest freelance market.Human: Correct with Web development, and I know I can use a much lower spec machine for what Ill be doing. The reason for the high price is that the laptop would last me 34 years through university.  <response>: The reason for the high price is that the laptop would last me 34 years through university.A used laptop will also last that long, or if it doesnt, you can replace the hard drive or buy another used one - which will probably be as old as a new one was when you started your course.That said, I also bought a new laptop at your age, at 800, so whatever. 