<prompt> Human: He has 3 different students loans at ranging interest rates, some super super high. Obvious answer is to consolidate but he is required to have a cosigner. These loans are from a past school. He will be done with his current schooling in 1 year and entering into the computer science field. We are great at budgeting and plan to put almost all his new income towards his loans for as long as possible. I know this isnt as much info as people usually give, but just want to know some of the immediate pros and cons that I should be thinking of  <response>: Student loans are forever. Not dischargeable in bankruptcy. Co-signing is a terrible idea. Help him pay if you can afford it focus on the highest-rate one first, but dont co-sign. 