<prompt> Human: Health Insurance Question:Im going to fail the IRSs short coverage gap because my future employer wont and cant, I asked enroll me in health insurance until July 1st. So I will have been without health insurance for three months.Live in California and I already checked with Anthem and Kaiser and they seem like they dont offer enrollment outside open enrollment and I do not quality for SEP.Where else can I purchase ACA-compliant health insurance so I wont get fined by the IRS? I really just need health insurance for one week in June just to put me under 3-months.Thank you.Assistant: Did you come from a previous job that you had insurance? If so you should have eligibility for cobra which should fill the gapHuman: Ill look into my COBRA eligibility, but Im afraid it may be too late.Why is it so damn hard to purchase health insurance out of pocket?  <response>: Because insurers dont want people buying only when they need it. 