<prompt> Human: When i was married I consigned my wifes student loans. After i signed a while after she had some emotional problems and ran off. Few years later she sent me divorce papers and told me to fill them out and that she would agree to anything. I put in the debt section all her student loans and her car note and other debt in her name. After she filed the papers she sent me the signed documents for my copy so i have proof that she said ok to these terms.Her life has been a roller coaster to say the least disappearing and jumps job to job. I have tried talking to Sallie Mae and send them my divorce document so they can take me off the student loan, but this apparently isnt how it works. They told me she has to graduate and then she has to pay 1 year of on-time payments. So fast forward to now she graduated finally and has a low ball job at a hospital and told me she has been making payments. Today I got a credit notification that the Sallie Mae account has gone 60 days past due and dropped my credit 100 points... This really hurts as on my side I have great credit and have 100 on time till this I have held the same job 10 years since I graduated and pay everything on time. What are my options?UpdateThanks every one for your help!I take full accountability of the loans i consigned and i will pay for the loans till she becomes responsible enough to take them over and i can be removed from themI was miss informed before, but now i know and knowing is half the battle!!The divorce decree doesnt expunge you of ur loans when you divvy up debt but may give me grounds to sue Assistant: It doesnt matter that you were married. this could have been anybody. If you cosign for the loans, you are responsible for them. You should be making the loan payments you agreed to make and then you can look into suing her.Human: Yea guess the problem was salle mae never contacted me as they have her info so was thrown off my feet as I thought we had an agreement and yea I should of know that means nothing to her Assistant: Ive seen cases on here where the co-signer pays all outstanding balances and asks the lender to forgive the late payment since they didnt get any prior notification. Seems like a situation where it doesnt hurt to ask. Human: I am going to try this Assistant: As someone who dealt with sallie mae for years, they probably will not work with you. They dont care and they want their money. Which is exactly why i refinanced as soon as i could to get away from them. I hope they tank. Human: Booo  <response>: Sorry, i know you are going through a shitty situation and it is completely unfair to you. Hopefully, you can figure out a way to get past this and your credit back on track. I just wanted to keep it real with you. 