<prompt> Human: Im in the military and because of this government shutdown Im most likely not getting paid, which is going to be a problem because bills. I have about 7 grand in my savings, do you think this would be a situation worth digging into it?  <response>: This is precisely the sort of situation an emergency fund is for.If you have bills to pay, by all means use your emergency savings to cover them until you start getting paid again. Use your back pay when and if it arrives after the shutdown ends to re-fill your emergency fund. 