<prompt> Human: that image shows what im talking about. my BOA cc which im trying to aggressively pay down, is saying that my minimum payment due is 0.00 but the next payment is due on 9152014. could this be because last month i made a payment before the 8152014 and also again around the 8202014?If i pay nothing on the 15th, what will happen? It would work easier for me to be making payments after the second pay period every month because i get paid on the 7th and 22nd and the first of the month financially puts me really tight, whereas after the 22nd i only have a car payment.Assistant: Essentially it means you have paid enough to cover the minimum payment, which is probably like 3, amiright? ;-If you pay nothing by the 15th, nothing will happen. However, i would keep making regular payments even if it says you owe nothing to keep any kind APR from getting higher.so keep paying :Human: Great advice. Thanks. Im gong to be dropping like 400 per month into this card until its goneAssistant: Ideally you would be paying off the entire balance each month. But it seems as though you cant do that?Human: Youre saying pay off the whole 1900?  <response>: If you can, yes. Why would you want to pay interest? 