<prompt> Human: Hello all, Im a 28 yo guy with a full time hourly-paid job. Im stuck with a decision to move in to an apartment next year with a friend who doesnt have a credit card, but rather a debit card. He has money saved up and has wanted to move out for quite some time. Hes also the kind of person that asks for petty financial favors Not downloading Venmo to pay others long distance and asks me to do it for him, in return hell supply me the money in cash. If he has no credit history and I do with pretty good credit score, will his situation affect me in any way? Will he even be able to pay for rent, or will I be continuing to pay for him while he supplies me with his transfers, be it cash or checks?  <response>: As a safeguard, I encourage you to look for a place that you can comfortably afford all by yourself. This guy sounds pretty flaky and the worry is that hell run out of savings or just decide to just bail, especially if he isnt going on the lease. 