<prompt> Human: Im currently trying to buy a house. I make 22 an hour but I have excellent credit and no debt. My lender approved me for up to 240k with 10 down. Im buying the house with my girlfriend but it will be all in my name. Between the two of us weve got about 30k saved. I have exactly 16k in my accounts. I dont want too spend 240k on a house. Ideally I would spend 180k on a fixer upper with 5 down to keep cash in hand to work on it. I have also been looking for a welder on the used market. Im hoping to start my own welding buisiness. Good welders start around 5k new and the used market is pretty crumby because of the good economy. Today an excellent welder popped up on Craigslist for only 2k. It is exactly what Ive been looking for. Is it okay to buy it or will it hurt my financing for my house?  <response>: You dont have to spend what youre approved for. Sometimes what you can realistically afford is different from what lenders approve you for.The bank might be concerned if they see a 2k withdrawal in your statements, but you just have to substantiate it 