<prompt> Human: My wife and I have a little over 30,000 in unsecured credit card debt, and just under 7,000 in student loan debt. Presently, were making enough money to make payments on these debts typically just above minimums. However, she has just been offered a job in a Central American country. This is a place that we could see ourselves living for a number of years, if not permanently. The problem is that, though wed be making enough money to live comfortably in this country, we would be making nowhere near enough to keep paying these debts. Could we declare bankruptcy in this situation? Would declaring bankruptcy in the USA affect us negatively internationally? What should we be considering that we may not have thought of?EDIT: Wife is the main breadwinner in our household. Also, the debt belongs to her. Im not pointing a finger - were married, so it really belongs to us - but it existed pre marriage and is in her name.That being said, she is in the final few months of a contract which may not be renewed, and is looking for new employment. Currently, this job in Costa Rica, if that matters is the sole offer on the table.  <response>: Obi Wan would likely sum this situation up with The sense of instant gratification is strong with this one! Bankruptcy over 30K? Im really having trouble believing that you are being serious, but here are my thoughts just in case you will read them...1 Most countries require that you have demonstrable assets before entering their Country to work on either a VISA or landed status. A declaration of bankruptcy three days before you jump on the plane wont instill a lot of confidence in anyone reviewing your file.2 Declaring bankruptcy over such a small amount is ludicrous in the extreme. Please read up on the consequences of such an action before you even think about this strategy again. 3 Bankruptcy is a process not an event. One doesnt simply declare bankruptcy and then quit answering the phone. There are many steps involved and each of these steps takes time and effort. My guess is that itd just about as long as focusing on your responsibilities and your debt4 A good starting point 