<prompt> Human: Weve had renters insurance on every apartment weve ever lived in however upon lease renewal the landlord told us that we have to add the property name as an additional interest. My fiancé insists that by adding the property name as an additional interest that in the event we have to submit a claim for anything that insted of the check coming to us that it would go to the landlord. I think that my fiancé is wrong. Whos correct here?  <response>: Its additional interest, not a replacement for you. 