<prompt> Human: I grew up in a traditional middle class home with not much luxury. My mom was a single mom who raised 2 kids on her own. She accumulated lot of debt over the years to raise us but never missed a payment so her credit score was around 800 up until 6 months ago. My evil sister made 3 credit cards under my moms name without her knowledge about a year ago and maxed out the cards. She hasnt made a payment for last 6 months destroyed any bills that came in the mail so we didnt know we were missing payment. We found out about these loans when there was a court summon for one of the loans for a law suit yesterday. Now my moms credit is hovering around 550 and we found out about the other 2 loans by checking the credit score. We called all three credit card companies to start payment for all three loans. Any suggestions about the credit score or what to do moving forward would be extremely appreciated. Thank you in advance  <response>: The legal consequences your sister would face from a police report would be resolved faster than your mother could repair the damage done by protecting your sister.Your sister committed felony fraud. Do not pay her debt. Do not shield her from the consequences of her actions. 