<prompt> Human: Im currently a student studying abroad in New Zealand. The currency referenced is NZD so the amounts may seem exorbitant.To give some financial background I have 18,000 in savings and weekly expenses of 270. My tuition costs amount to 40,000 a year, which must be paid in advance as I am not eligible for a student loan. Though this is likely to go down to 9,000 a year if my partnership residency is approved could be several months. My tuition has been subsidized with a 20,000 multi-year scholarship which will be terminated if I obtain residency and a one-off amount of 6000 that I received a few days ago. I have two years of study remaining.My brother and his partner are in the process of finalizing the purchase of their first home. The entirety of the down payment is being covered by his partner 111,000. He is currently on a salary of 55,000 and his share of the mortgage repayments will be 1500 per month. His additional expenses are likely to be just a guess in the 150-200 range, although he does have a spending habit. He has also told me that he wants to buy another car so that he can drive to work. Their current car costs 6000.He initially approached me asking for a loan of 5,000 to purchase furnishings for his new home. I was very reluctant to lend him this money because I worked hard to obtain my scholarships and was concerned that the loan would jeopardize my financial security. Having learned that I received another scholarship, he has now asked for 10,000, which feels vaguely insulting.My studies have been financed by my parents so far, as were his. However, their financial situation has changed as their business is no longer profitable. They claim to have 10,000 in savings remaining. I feel obligated to lend my brother the money - as this is what they want, and most of the money is theirs.My brother claims that he will be able to repay this amount before December, however, I am doubtful that he will be able to intentions aside. I need the money before the start of the semester, next year February, in order to pay my fees.I am being pressured by my parents to loan him the money and dont want to harm my relationship with them. I am not sure if its possible to get a written agreement from him as the bank performs checks to ensure that he does not have outstanding debts. I may have to sign a gifting agreement to prove that the money is not borrowed. Is this potentially a form of fraud? Furthermore, should I lend him the money, or is this financial suicide?Thanks  <response>: Only loan him the money if you value his furniture more than your education. 