<prompt> Human: Hey all. I got a Capital One secured card in September and maxed its 200 buck credit line out pretty quickly. In early October I got my statement and I have until November 2nd to make a payment. My question is this: If I pay it off in full within the next few days can I use the credit card between now and November 2nd without having to make another payment on the 2nd? Basically I want to pay it off and keep using it and make a payment again in December. Is that how it works, or do I have to wait to spend credit until after November 2nd? Thanks for any help in advance.  <response>: Short answer: yes. Only your statement balance that they sent you in early October is due. Spending you do now will appear on your next statement and will be due after that. 