<prompt> Human: My fiance and I are hoping to get married next year or the year after and wont be able to afford the wedding costs in that time. We both work low management roles earning about 15000 a year. We currently live together and share all living expenses. We are both being trained at our respective jobs for promotions and we will be earning a bit more. We were thinking of getting a 5000-7500 loan to pay the upfront costs we have for the wedding i.e. venue, dress, etc. Ive never applied for a loan or credit card so not sure how to go about it so i just need some advice on whether or not its a good idea!EDIT: Okay, so I get the general idea that getting a loan is a bad thing to do! Thats why i asked here and not the bank! Thanks guys!Edit 2: A lot of people are saying to get a second job. My fiance and I both work 35 hours a week on shift work. My fiance is training for a promotion the will massively increase her wage and im in the running for a big promotion at my place of work to massively increase mine. If we get these promotions we definitely wont need a loan!Assistant: If it means so much to you guys do it, but to be honest, spending so much money for a wedding always seems unreasonable to me. Make better use of it. Human: A lot of the stuff will be homemade, my mum was a caterer so she will do the food, my fiances sister is a baker so she is doing the cake, my grandma was a party organiser so she will do the balloons and table displays, my friends mum is doing the flowers. Its literally just to pay for the venue and anything that requires an upfront fee.  <response>: Find a cheaper venue. If youre doing a lot of it yourself, you should be able to do the wedding for a lot less. Most restaurantshotels will let you rent out their space for 500-1000. Churches will sometimes let you do it for free or next to nothing for members. You said someone will loan you 1k, so find a venue for 1k. 