<prompt> Human: Hello rpersonalfinance,Let me explain my situation:22yo, salary 55K, public accountant. 10K savings, in debt 23,000 on a car 380 a mo., ins. 600 every 6 months, gas covered by employer Girlfriend 21yo, salary 55K, HR. no debt, no real expenses at this time other than gas. She just began working and has 2k savings. We live with her family in a large home. She does not currently pay for her car, but will be soon 280 mo., 6006 months ins., same situation on gas. Credit scores both between 750 and 800. No debt other than the two cars, we are both good savers and very committed to each other.We are considering purchasing a home that is closer to where we both work. Combined total drive time is almost 5 hours a day, could cut it to 3 with the right move.Were both level-headed people, and understand that not being married is a major risk. What are the risks in buying a home for two without being married? Our purchasing power is pretty high, but Im thinking we should lean towards a home that one of us could afford as a single person. Edit: and by buy now I mean look now and plan on a 2-3 month timeline. Another 2 months will get us 9-10K additional cash, combined.  <response>: Why do you think your purchasing power is high? You appear to have 12k in cash. 