<prompt> Human: I hope this inspires others to plan for their financial futures. It is very possible, very rewarding and very hard. The graphs show net worth, spending, income, ROI, investment allocation, retirement plan and my current situation compared to that plan.  <response>: I cant help but wonder how different that would look if your folks hadnt paid for 70,000 of your student debt. I know my folks could barely afford to keep the lights and heat on when I was a teen, so college was out of the question. Not that it affected me, I pull in about 51,000 a year right now in the military at 32, and school is almost completely freeI just need motivation to complete it.I honestly think the biggest factor in all this, and one of the most important factors in being successful in life, is motivation and discipline. Motivation to ALWAYS do better, and discipline to sacrifice whatever it takes to reach your goals. 