<prompt> Human: I told her it was a scheme and she says that its not a scheme if you are providing a service and that the CEO of McDonalds makes millions and the cashier there makes 7.50 an hour is a scheme as well. She says she has met millionaires, that this company has the most millionaire earners. Ive seen a couple other posts saying bad things about primerica, and I trust Reddit. So what points can I make against her? She says it is the best way to get money in the shortest amount of time and that she pays for no expenses towards training, and gas money to drive to appointments is deducted from her tax or something like that.  <response>: From January 1 through December 31, 2014, Primerica paid a total of 593,056,197 in compensation to its sales force, at an average of 6,030 per life licensed representative. From their own website. Sounds like a great way to get rich! 