<prompt> Human: The short version: Through a long series of unfortunate circumstances and some personal financial dysfunction and unemployment my 22M parents 63F,58M have found themselves with approximately 58,000 in personal debt, as well as 7907.42 in back property taxes for their house which they own outright. My mother is employed part time and brings in roughly 1,400 a month. My father is unemployed and has been looking for work for about 2 years now, unsuccessfully. They both run an etsy store as well, selling antiques and the like that theyve acquired over the years as well as some items from friends for 50 of the sale value - they average approximately 350 a month from this Etsy store. At present they both live with me in an apartment about an hour away from where the house is, and theyve managed to find some people to rent said house for 550 a month which is significantly low considering the size of the house, but it covers the maintenance costs and current tax costs. They dont have enough income for a mortgage despite owning their home fully have applied at three different institutions. They also have had the house up for sale for a few years now, with no luck. Theyve exhausted two credit cards between them, as well as two separate lines of credit. At present I work a full time job and bring in about 1,800 a month. Ive been paying roughly 23 of rent which ought to only be 13 while they use what income they have to make interest payments on various debts and otherwise attempt to keep themselves afloat. I have opened a line of credit with the intention of paying off the back property tax, they in turn will pay the interest on that line of credit and attempt to pay it down as soon as possible. That more or less brings you to where I am right now. Is there any feasible solution to this problem that Im not seeing? Instinctively Id like to disentangle myself from this as much as possible, but seeing as how the sale of that house is basically the only inheritance Im ever going to get and only a portion of it as the rest would go to paying off debts I feel obligated to prevent it going to tax sale in February, as well as it being incredibly stupid that things would get to that point to begin with. Any advice would be greatly appreciated.The long version: Several years ago my parents 63F,58M moved from western Canada to a town in Nova Scotia called Bridgetown. They sold their house for approximately 365,000 and bought a house in Bridgetown for approximately 184,000. Seems like a good trade off, right? For a time it was. For a few years neither of my parents worked its a small town and there wasnt any work there regardless and they were more or less retired. During this time my mother made a few different business ventures that unfortunately didnt work out - eventually that culminated in what became their Etsy store today. Anyway, some time after we moved in, maybe a year or so, it came to light that the local town council had severely mismanaged the towns finances and one council member had been embezzling funds. As a result the town had a significantly large financial deficit, and raised property taxes significantly. More on that here When they bought the house the taxes were 2,244 a year, and right now they are 3,500 a year. For perspective just outside the town limits, roughly a block away from their house, the property taxes for the county are approximately 800 a year. At the moment they are required to pay 5,000 of the total 7,907.42 of back taxes in order to not have the house go to tax sale in February. After which they can make monthly payments to pay down the remaining back taxes. Now during this period of time roughly 7 years from when we moved to now there wasnt any real income being generated - so my parents were rapidly hemorrhaging the profit they made on their house salepurchase. In addition to that they spent a lot of money attempting to sort my brother out think generic high school drop out paired with significant mental health issues and widespread drug use and issues finding employment which cost them a significant amount of money as well. A few failed business ventures, some money helping me through college not the tuition, just housing costs, and some ancillary costs and they found themselves significantly in debt. During my second year in college 2 years ago they moved in with me in another town an hour away from their house in an attempt to find work and also to help me commute to class as I didnt own a car, and annoyingly still dont. By this point they had their house for sale for about a year with no luck. I can only assume the property tax issue didnt help. My mother managed to find a part time job relatively quickly as a local librarian, my father not so much - and hes still unemployed. They have more or less the same job experience retail mostly, both have university degrees they dont make use of, my father in political sciences and my mother in book and magazine editing. During this time they ended up hemorrhaging more money trying to sort my brother out. Fortunately I managed to find a full time job as a carpenter after college that was the course I took and have been working there for just over 6 months. That more or less brings us to present day.The Debts: 15,000 - Fathers line of credit 19,000 - Mothers line of credit 4,500 - Fathers credit card 16,000 - Mothers credit card 7,907.42 - Back property tax 4,000 - Additional debts heating oil for the house, ancillary costs, and roughly 3,250 owed to me for various things I paid Total debt: 66,407.42 or approximately 70,000 give or take.The Income: My mothers approximate monthly income part time job: 1,400 Renting the house they own: 550 a month covers current taxes and maintenance of house, as well as keeping it heated in winter Average monthly income from Etsy store: 350 My mothers CPP canada pension plan: not certain, will add later My monthly income though Im not exactly part of this: 1,800 Total monthly income, approximately: 2,000 - 2,500 not including my personal incomeSo in conclusion, as I said above Ive opened a personal credit line 10,000 max and intend to pay off the back property taxes in order to keep the house from going to tax sale - in exchange my parents will be paying the interest payments on that credit line, in addition to all their other interest payments, the 300 of rent 900 total a month, of which I typically end up paying 23 and the 60 of internet and whatever other additional expenses they have. Suffice to say its a real mess. Thus far my parents have tried unsuccessfully to get a mortgage at a few different banks, as they own the house outright not enough income. Theyve attempted to get debt consolidation loans again, unsuccessfully, and again because not enough income. Obviously the quickest way to make a significant difference would be for my father to find employment, which has thus far been elusive. Hes had several interviews roughly 10 but no dice. Hes spent time at local employment solutions centers, job fairs, worked on his resume, etc. He applies to job listings regularly. Not sure what more can be done on that front.Anyway... all that aside - is there some solution Im missing here? Something they could try that they havent already? Any help or advice would be greatly appreciated.sigh  <response>: Your father being out of work for 2 years is unacceptable. He should work at WalMart stocking shelves part-time and bring in a few hundred dollars.My dad lost his job as a database admin making 120k a year. He searched for a month or two, wasnt coming up with a job in his field, so he got a part time job working as a maintenance worker at a trucking company, which essentially means he cleaned toilets and swept floors. A few months later he found another job in his field and was making a reasonable salary again.He went from well paying office job to toilet cleaner because he did not want to just sit around and complain about how hard it was to find a new job. Your father has no excuse for not working ANYWHERE doing ANYTHING for 2 years. None.Just wanted to throw that in, everyone else is giving you some great advice as well :. I hope it all works out, and I am sorry you are dealing with this huge burden. 