<prompt> Human: Dual income, no kids, but both my partner and I have brothers and sisters who are starting to have kids. None of them have the means to really save anything for college at this point.Whats the best way to do this? Were both pretty clueless in this stuff. Were targeting about 3kyear for each kid, so theyd end up with 100k when they turn 18.Our siblings are all pretty bad with money. Wed like, if possible, for them to be unable to touch the money at all.  <response>: 529 plan or education savings account 