<prompt> Human: Growing up, my parents insisted on saving up for special purchases instead of borrowingfinancing. The only thing I have ever paid any interest on is my mortgage. My husband and I had no student loans. We use credit cards but pay the entire balance on time every month. We both paid for our cars in full.Both of our vehicles are 2 door coupes and not very practical for where we live and our lifestyle. We have saved 50,000 specifically to replace one of our cars with a small SUV.There are a few reasons I am considering leasing. My husband has a company car so he doesnt put many miles on his personal car. I work just a few miles from home so I drive only 5,000 miles a year in my car. Also, I like the idea of getting a new car every 3 years.I have always been told leasing is not practical, but I would really like some insight! Thanks in advance!  <response>: Also, I like the idea of getting a new car every 3 years.Everyone likes that idea, unfortunately not everyone realizes what a bad idea it is, or how unnecessary this is. If you only put 5k miles on your car per year and your husband usually drives his company car, why buy new in the first place? Take 10k and buy a used SUV and put the other 40k in your IRAs for the next 4 years. 