<prompt> Human: Hi there. Im a college student in the US and am trying to build credit. Unfortunately, Ive been denied for three cards so far that I have read to be good options for students. These are the Chase Freedom, Journey Card, and Citi Forward.I currently work on campus not work study making 15hr. This is part time and I work 10 hours a week with a maximum of 20. As far as I know my credit score is spotless besides the hard checks from my 3 applications. I also have a student loan on it.I have a checkings account and money market account. I plan on expanding to mutual funds soon.What should I do next? Is there a card I can apply for that is decent and I am guaranteed to be approved for? Thanks for the help PF!Assistant: Get a secured credit card for a while. Human: From where would you recommend?Assistant: Usually a local bank. It generally requires a security deposit of a couple hundred. At some point, you will be able to transfer it over to an unsecured card i.e., get the deposit back.Human: So the bank I have a checking account with?EDIT: They do not have one available.  <response>: In the same situation, I went with Capital One. I think it was like 200 bucks, then after 6 months or so I got one with a much better APR from my bank unsecured. 