<prompt> Human: Good day or evening rpersonalfinance!This is basically a story but Ill explain it all out. I have a friend who is 19 years old, obviously has no credit to her name and hasnt work at her current job for more than two years yet. She is wanting to buy a newish car, car in question is a 2013 Toyota Corolla LE for 11,950. We checked out the car the other day and its perfect. It only has 36,000 miles and has no issues to speak off, CARFAX checks out clean. Problem is the financing. The dealership is out of state and none of their credit unions or banks will lend in our state. There is ONE bank that MIGHT be able to but I dont think that will pull through. We already tried going to my local credit union and apply for a loan in her name and I as cosigner, but their underwriters denied as expected since theyd rather have family cosign, ideally with good credit and is a member. Were going to try another bank on Monday and see what that results in. Im totally willing to cosign for her. I personally have good credit and nothing bad to speak of on my history. We both work part time and make a decent amount a month. I wont be the party totally taking responsibility, so to say, if she fails to make the payments as both her parents will help her make the payments too. Her dad currently isnt in the States to try to get the car in his name, but he doesnt have great credit though. Her mom I believe isnt able to get the car in her name either as they already tried that, something about how the house mortgage is in her name?So my question I pose, if I decide to take the plunge knowing that it could turn out bad on me, but knowing there are at least three people on her side that can and will take responsibility for the monthly payments; could I get the car in my name and her and her family make the payments and have it insured as well under their insurance?Would I need to transfer ownership after buying the car so it can be insured or how would that work out?Edit: My friend will try to get the car with her dad when he gets back as he does have decent credit but is trying to get it back up due to a house he actually cosigned on the loan for with her uncle that he messed up. As everyone here said something along those lines. If anything, hell be able to do that and theyre thinking about at least fronting 1,000 and possibly another 5,000 from her cousin if hes willing so shell need to be financed for try remaining 7,000 for the car after taxes. Were not considering ME buying the car and being responsible for it, thats bottom of the barrel hypothetical than anything. Thanks to those who did answer my question and thanks to everyone else for their input.  <response>: Youre dabbling in too much nuttiness. Dads out of country. Mom has extended credit issues. Youre just a guy she knows. Banks dont like that type of thing. It seems flaky because it is.Your best chance is probably to get her dad to step up to the plate somehow. 