<prompt> Human: Greetings all!I am on the transition from a County-level Law Enforcement career to a Federal-level railroad career. In approximately four months I will receive a refund of all my pension and deferred compensation 457b I think contributions plus interest of around 3. These were of course withheld tax-free over the last 9.5 years. I am 35 1979, and claim single-0 for deductions. It should be noted that I would like to use these funds to get married in November of 2015. Questions:1. What percentage of tax do you estimate I will ultimately owe?2. Is there a way to reduce that tax liability and STILL use this money in the same fiscal year?Also I will take any other useful answers that I didnt have the foresight to ask about. Thanks!  <response>: Do not cash it out. Roll it into an IRA and pay no taxes or penalty. Do not sacrifice your future for a wedding. 