<prompt> Human: I just graduated and signed up for health insurance through the Affordable Care act with Blue Cross Blue Shield. I choose this plan after intentionally to avoid coinsurance on non serious care went to a see a doctor for bronchitis, that 15 minute visit cost me a couple hundred out of pocket.I selected a plan, payed my first installment and was ready to be covered. Today I got my insurance card saying that I have a 30 in-network coinsurance and a 60 out-of-network. I expected the out-of-network, but the in network was confusing.Take a look at the screenshots I have and tell me if there is a real discrepancy or if I misunderstood the terms. Im planning on calling them to get it sorted out, are there additional steps I should take?  <response>: You pay everything up to 500, then you pay 30 up to 800 that includes the previous 500, then they cover everything.This is actually insanely good. Mine out of pocket cost is 1k8 and I pay quite a bit more. 