<prompt> Human: I have a primarily domestic airlines-partnered CC of an airlines that I used to use quite a bit for a job that i moved out of state for. Whenever I flew for my job, I would get the points from those flights, as well as the normal spending points. Not a bad deal as at one time I had over 150k in points, giving me almost free travel back to my hometown on that airline whenever i felt I could get away. Now I am engaged, and all the trips we have planned are outside of that airlines range, so we no longer use that airline much. Worse, i just saw that the card has a yearly fee of 99, which I didn;t mind when i was using the airline, figured it was the cost of flying for basically free, but now that i am not really using the card, it seems like a waste of money. Is there anyway I can cancel or get rid of this card without dinging my credit? Or do I have to wait for the card to expire when it does next year?  <response>: Just cancel it. 