<prompt> Human: My parents are in their 50s and, barring any catastrophes, still a couple of decades away from needing extra care of any kind. But it occurs to me that I dont know whether they have money put away for retirement, whetherwhen they plan to retire, what their long term plans are, whether they have a will, and what their expectations are if they ever need long term care.It seems like something thats probably better to talk about before urgent decisions are needed, but its not really a conversation I have heard about people having with middle-aged parents.When is a good time to bring it up? What topics should I make sure to cover? What needs to be in writing? How can I make sure that they and I are financially and logistically prepared? Also, how to negotiate long term support and care responsibilities with siblings?  <response>: If you are having a hard time starting the conversation you could begin with a memory book. There are ones you can buy, or create your own. Anything you think would make your smile when they are gone, you interview your parents, or let them fill it out. At the end or in a separate folder together fill out where all the documents are located. My Grandmother was so wonderful, she had it all gathered together in her dresser drawer next to that years christmas presents. 