<prompt> Human: I currentyl use only Amex. I love them because of their protection. If I dispute a charge, they are great.However, I am looking to by a 5000 item, that supposedly there is a high percentage of them can have a defect. And there is a chance that I may have to use the credit card to fight in case I have any issues. However, this store does not accept AmEx. probably because of the consumer protectionIs there a different credit card company that is as consumer friendly? They accept Mastercard and Visa. I hopefully will not have any issues, however, I like knowing I have the credit card to fight for me if I have issues.Also, do any of these companies offer an extended warranty?Thank You  <response>: I used American Express to take advantage of their accidental damage feature if you break an item within 90 days they will cover it.Bought the wife a new digital camera, she dropped it, it broke. Called AMEX, they asked which transaction it was on my statement and credited me on the spot. No paperwork, no proof, nothing. Was very impressed. 