<prompt> Human: As the title stated, Im currently a second year medical student. I had to pay my way through college without any family assistance, which meant that I had to take out student loans from the government. I entered college in fall 2004. During my junior year I decided to go into medicine after two 2.0 semesters, because of course. I switched degrees and doubled majored to boost my GPA, which required me to take a 5th year of classes. During one of my senior years I was financially broke despite working two minimum wage PT jobs and mistakenly took out a private Tuition Answer loan from Sallie Mae for 15,900. My credit score was low 500s and my grandmother had to cosign she was the only one in my family that was willing and the only one with a good enough credit score. She passed away exactly one month after I received the loan. I graduated in spring 2009 with two degrees.Anywho, after college I worked for two years 10hr before going to grad school to get my Masters degree, starting in fall 2011 literally had 1 cent in my bank account after applying. I took out a Grad Plus loan during my first year. The second year I paid tuition mostly through a small inheritance that my father left me he passed during my first year of grad school, but that money dried up as soon as I was done with grad school in September 2013. I moved back home and did research for another year making only 17hr. I made payments to my loans before and after grad school as best as I could, but didnt make a dent whatsoever. I consolidated my government loans at one point, but Im not sure when I believe it was before grad school.I started med school in July 2014, having to take out federal loans and more Grad Plus loans to survive. I had to briefly step away during my spring 2016 semester to address some family issues, and because of that am retaking my second year although Im academically fine.Last week I started getting call from Navient. Apparently I have to start making payments on my Tuition Answer loan and I am already two months behind. They had been sending letters to my grandmothers old house, but not mine... which was kinda pointless as my address was updated in the system and my grandmother has been deceased for 8.5 years now. I told them I was in school, but apparently I had maxed out on monthly in-school deferments. I also only have one month left on forbearance which I mistakenly liberally used right after college. This loan was originally 15,900... but it has had a 10 variable interest and the total balance is now 29,919.66, almost double the original amount. My payments will have to be 291.06 monthly.Here are all of my loans:Loan Disbursement Date--Original Principal Interest RateType Current Balance Unpaid PrincipalInterest---------------1-01 DL Consolidated-Subsidized 7610--10,156.35 5.5Fixed 10,902.14 10,841.7460.401-02 DL Consolidated-Unubsidized 7610--17,943.31 5.5Fixed 24,770.28 21,446.963,323.321-03 Direct Loan - Subsidized 82811--8,500.00 6.8Fixed 8,549.06 8,500.0049.061-04 Direct Loan - Unsubsidized 82811--12,000.00 6.8Fixed 16,494.23 13,855.41 2,638.82 1-05 Direct Grad PLUS 82811--40,000.00 7.9Fixed 57,627.38 47,228.41 10,398.97 1-08 Direct Grad PLUS 08252014--10,520.00 7.21Fixed 12,099.35 10,520.00 1,579.35 1-09 Direct Grad PLUS 11052014-- 1,361.00 7.21Fixed 1,563.86 1,361.00 202.86 1-12 Direct Grad PLUS 11042015-- 7,359.00 6.84Fixed 7,897.83 7,359.00 538.83 1-06 Direct Loan - Unsubsidized 07212014-- 20,500.00 6.21Fixed 23,211.65 20,500.00 2,711.65 1-07 Direct Loan - Unsubsidized 07212014-- 20,000.00 6.21Fixed 22,645.48 20,000.00 2,645.48 1-10 Direct Loan - Unsubsidized 08122015-- 20,500.00 5.840Fixed 21,830.77 20,500.00 1,330.77 1-11 Direct Loan - Unsubsidized 08122015-- 18,634.00 5.840Fixed 19,858.70 18,634.00 1,224.70 1-13 Direct Loan - Unsubsidized 07262016-- 10,000.00 5.310Fixed 10,183.18 10,000.00183.181-14 Direct Loan - Unsubsidized 07262016-- 10,250.00 5.310Fixed 10,437.74 10,250.00187.741-15 Direct Grad PLUS 08102016-- 9,478.00 6.310Fixed 9,659.75 9,659.75181.75COL11A Endowment Loan through undergraduate school 5,306.50 5.00 2,870.64 3,097.88 payoff amountTuition Answer Private Loan -Sallie Mae 02072008-- 15,900.00 10.0Variable Interest Rate Reduction, Disqualified 29,919.66 29,258.79 631.7129.16 late feeTotal Balance: 290,521.70.I have 2.5 years left of medical school, so even more loans will have to be taken out. My credit score is in the high 600slow 700s. I have desperately applied for scholarships but to no avail Im hoping for my 4th year I will be granted a scholarship that will erase all of my medical school loans in return for 5 years of practicing rural medicine.I dont think that I can make these additional payments in addition to my present living expenses rent, phone, study materials, food, etc.. On top of all of this, Im quite certain that my mother took out Parent Plus loans during my freshman year of college that she has never made payments on.So yeah... I now am being told I have to make payments on one loan while living off of other loans. Im looking to be around 450,000 rough estimate in debt upon graduating medical school in May 2019. Im desperately fearful of what lies ahead. Im in my early 30s and doubt that I will be able to have any financial security or be able to start a family within the next 20 years.I have no idea what to do, both handling the current situation and the future situation. Please help.  <response>: Just make sure you graduate. 