<prompt> Human: So my husband wants to buy his fathers mowing business. What my husband has told me is that his father is willing to sell the company and all the tools for 35,000. Which breaks down to about 25,000 for all the equipment truck, trailer and all mowers and the rest 10,000 would be the clients. His father said that if he was selling to someone else the price would be different. The breakdown on the income: He has monthly clients and he has per cut clients. All together he makes about 6000 a month during the summer and in the winter about 4500 a month. My husband is all for it and wants me to be all for it as well; however, i am kind of holding back a little and i do not see why! If he bought this business our monthly income would almost double. Another thing is that his credit is not great so we dont know if he would be able to get a buisness loan for that much. He said if he couldnt he would get in touch with a family friend who would be able to loan him the money with interest. I dont know what im trying to say here but i needed to ask someones advice and see what we should do. We are tight with money right now as i work 2 jobs and he works 3 jobs. Seeing the numbers makes me think it would be a good idea i just do not want to go more in debt then what we already are.  <response>: I would want to see dads appointment schedule and financial record and have an accountant look at them as well, is he really making that much money? If he wont show you, big red flag.If you took out a loan you would not be making 6K a month, it would be 6K less the amount of the loan payment , quarterly tax payment for self employment taxes, and other expenses like gas, repairs on equipment, chasing late payments from clients. Does dad have employees that would have to be paid?How old is the equipment? Has he ever worked for his father and know the business?A 35K loan, 5 years, at 12 interest would be approx, 780 a month. 