<prompt> Human: Hi!nbsp;I just want to know if this is a wise decision. Im a 23 year old first time renter currently living with my parents. My finances look a little like this:nbsp; Income Biweekly take home pay 1,339.24 2,678.48month Debt Student Loans 4,612.36 I make 1,000month overpayments, although Im thinking of making it biweekly payments of the same rateThe apartment would cost me about 1,700month. If I move in by the end of the month, I definitely wont be able to pay off my loan at the rate I am now. Rent would leave me with 978.48 for loans, food, clothes, etc. I would not need a car if I were to move to the apartment.nbsp;Basically, I want to move because I feel that I really need the independence. Im also preparing for admission to dental school and having my parents around me 247 makes things a little stressful.Should I wait and pay off the loan before signing a lease, or should I just look for a cheaper place? Should I show some grit and just stay at home with my parents and save my money?Just need advice. Thanks very much!  <response>: You cant afford that apartment. Theres no question about it. Any little thing goes wrong and youll end up begging or stealing food to scrape by. 