<prompt> Human: I just got out of high school and I now have a full time job at State Farm making about 15,000 a year. I need to establish credit, and I have no history of it. I recently applied to Chase, who Ive had a HS checking account with for years, but they denied me for lack of credit history. Where do I start? I really want a credit card just so I can establish credit.  <response>: Get a credit card. Look for a College Rewards or low limit card. Ignore the interest rates; if you pay off in full each month youll never pay a cent in interest so dont be attracteddismayed by the interest rate.Find something geared towards students or kids your age with something like a 500 credit limit and apply. Once you get the card, keep it open, pay it off in full every month, and the credit history will come. 