<prompt> Human: Two different financial advisers told me that, they, themselves are waiting for a market correction before putting in the 5,500 in their IRAs. I was planning on dumping the 5,500 in on Jan 1, but their advice gave me caution. If there is a correction of 10, this advice makes sense, but not if there is no crash. I dont like waiting, because it feels like trying to time the market, but I dont want to put in money now just to kick myself a month later.EDIT: I dumped my 5500 in yesterday! Thanks for the advice.  <response>: I would suggest that you put the money in now if you have it available and then never listen to those 2 financial advisors again. 