<prompt> Human: My public loan servicer is not charging me interest or starting repayments on my Stafford loans until 2015 because they think that I am still doing my undergraduate degree. I just graduated. Am I legally required to let them know? Id really like to not worry about paying down interest on the 14k until after I dent private loans.  <response>: If youre not enrolled next semester, theyll figure it out pretty quickly. 