<prompt> Human: I just graduated from college 9 months ago and secured a good job making about 80k year. My parents live about 10 minutes from my work and I wanted to save money for paying off my student loans so i decided to move back home. Now Im happy to save Ive finished paying off loans and have managed to save 20k by living cheaply and staying at home.I plan on moving out within the next few years, but Im more or less happy living at home and doing so allows me to save 3k month so Im in no rush to leave yet. Further, Im not sure how long I want to stay at my current job or even in my current statecity so I am reluctant to plant roots buying a house. I have a long term girlfriend but we dont plan on marrying or having kids any time soon.Which brings me to my question. I feel like I am in a somewhat rare position where I have no debt and no major financial responsibilities for a 22 year old. This 20k is just sitting in my savings account and Im wondering what the best use of it would be.Should I invest it in broad based index funds, save for a house somewhere down the line, or use it to travel while Im young and carefree. Any advice?Tldr; 22 year old with no debt, 20k saved, and not sure what to do with it. Thanks!Edit: I forgot to mention Im currently contributing 16 of my income to a traditional 401k 8 me 8 employer and 6 to a Roth IRA  <response>: You are doing great at the age of 22. Personally my view is this is the best time of your life to go and travel. Later on once you get marriedhave kids, etc, it becomes harder to have the freedom to travel wherever whenever you want. Its a big old world out there, I recommend you go and see a bit of it before you get too worried about investing or saving for a house 