<prompt> Human: My mom added me without my knowledge to her chase bank credit card as an authorized user. I was 17. Her account has been charged off and my credit score is 552. What do I do?  <response>: Call cc company, have yourself removed.. probably wont work because its charged of, but file the request anyway Then refute it with the three major credit reporting agen ies, when you do, request they provide proof that you signed the account add 