<prompt> Human: Hi all,Ive been coming to this sub for a while and feel many of you were likely in a similar situation.Ill just get right to it - my dad would like to borrow a sizable amount of money from me. It is about what I make in two months and at this point in my life it is nearly my net worth.He intends to purchase a home and his case is that he needs to have reserve money in his account. He says that the loan agreement requires him to have 6 months of payment in his bank account. Though he has enough for the down payment, he does not have this 6 month amount and would like to borrow this from me. He would like to borrow it, and return it once the loan is approved.I trust him, but feel uneasy about loaning such a large amount to me. I also do not want to be the cause for him to be refused this loan, because it is a rental property and he will possibly profit from this. I also feel obliged as he paid my tuition and I currently live with him, the majority of expenses paid by him. I recently started working.I was wondering if I should let him borrow the money or not. I am hesitant because I believe in the adage Only loan money you are willing to gift. At the same time, I trust him and feel obliged to help him pursue his investment in real estate. I live with him and I have very little expenses.  <response>: Yes, as youve stated, you do owe him. Gift him the money and dont ever ask for repayment. If he pays you-great. If he does not, he most likely will when he can.Should he mention that he can not pay you next month, tell him sincerely, Dad, you need the money, I dont. Forget about it, please. Youve done so much for me. I want to do this.You will be glad that you did. 