<prompt> Human: Long story short, I lived in a townhouse that I really messed up. It was an accumulation of irresponsibility, kids, and moving out while trying to work full time. I knew theyd have to replace doors, the main door frame, the toilet, some areas of holes in walls, and the flooring even though we only lived there 4 years because i accidentally put a huge hole in it dont ask. I also had to leave behind furnature. I had made a hasty move to get a bigger place for the same rent and jumped on it. I got the bill today and its nearly 3k. I think its fair, and want to work out a way to pay them back as I can until I get my tax return. I am low income and have a 430 score from some old medical bills and a small 200 bank debt. I have no equity. So I asked them if theyd agree to take small payments until February. The problem is that my boyfriend wants to fight it. Ive looked at the receipts, it adds up...but he says that we should fight it because theyre over charging and they make plenty of money on the townhouses anyway. Maybe they are, but it looks right to me and I want to do the right thing. Would it be stupid to pay them back in full? People have even said I should fight it because I might get away with paying less. Is that really how I should be looking at this...? It seems wrong to me. I work in IT and people rip us off all the time because they dont see the work we put into it. I just dont want to be that person. I feel like the people who fixed my mistake need to get paid.Edit: I did not expect this to get so many responses, but if you are looking for updates, I worked it out with my SO. He still thinks its a rip off, but he has never worked in business so he doesnt understand the frustration, he doesnt understand that not everyone with money is like walmart, and most local owners have a big overhead. To reply to ucoffeeshopsnob I used your analogy, and his response was The only reason I dont walk out of walmart with groceries is because Ill go to jail. The last thing he is is a thief, but he is kind of an asshole and was raised with a bit of an entitlement mentality. He has been out of work for 3 years paid by workers comp, had accident, was impaled, has a partially metal pelvis. So I think the issue here is that hes never had to be on the receiving end of shitty clients or having to write off charges. Not to mention being a bored stay at home dad who cant even do his hobby anymore due to his injuries. I told him he was being a complete asshole about the situation and he reciprocated. I am still trying to etch away at the asshole his narcissistic mother turned him into...hes a really good dude a lot of the time. Lol.  <response>: If you want to be responsible I commend you. Find your own contractor and have him give you a quote. The landlord likely is over charging a bit. But shit I would too if I couldnt rent out that unit was losing . Its in both your best interest to get this settled asap. Your boyfriend seems pretty immature imo. 