<prompt> Human: So, we split rent and utilities but I actually make the payments through my bank. Is there a good way to send receive money without using cash? What are the best options?Assistant: An app called venmo. Works really well for sending money to anyone who has the app. Human: I will check it out! Thanks!  <response>: Do not under any circumstances use it as a bank. After everyone sends the cast, transfer the full balance to your bank. 