<prompt> Human: Im not sure what I should do with our finances in our divorce paperwork. I would like to just cut them in half and have him take the car and whatever else, but I dont know how hell pay for them. I cant afford to pay for everything, but I can pay for most and have made a budget for what I figured I would get stuck paying for. We have a mortgage, 2 car loans, and several credit cards equalling approx 14K in debt. I also have student loans in my name that will be coming due for payment next year. Any advice for covering my ass and budget for finances that would fall under his responsibility?  <response>: Sell everything, pay off the cc debt, then split any remaining proceeds 50:50. My understanding is that all of the debt you guys have assuming you guys are both on each account is joint debt. You cant be held not responsible for it just due to divorce. If he defaults it kills your credit too. Sell it all and start over. 