<prompt> Human: I shouldve mentioned in the title, but this is about 401kx200B;This seems really low? Is this a result of fluctuation in stock prices that are owned in my index funds? I wouldve thought I should have more. Im well diversified between small, mid, large and international funds.x200B;Is this normal?x200B;Thanks!x200B;Edit: investment allocations30 in Dryden SP 500 Index Fund 0.04 expense ratio20 in Large Cap Blend Fund 0.42 expense ratio20 in Mid Cap 0.56 expense ratio20 in Small Cap 0.71 expense ratio10 in International Stock fund 0.61 expense ratio  <response>: This seems really low? Is this a result of fluctuation in stock prices that are owned in my index funds?Bingo.If you had checked just last week, you probably would have seen about 5 more. 1.5 years is basically a sneeze on the retirement timeline scale. Also consider, that unless your employer matches all your contributions at once, you really havent invested 16k for 1.5 years, youve only had 16,350 invested for 2 weeks, 15,800 for 4 weeks, 15,150 for 6 weeks etc etc as you roll back your contributions every paycheck. 