<prompt> Human: Let me start off by saying I work in sales. I make 15.50hour and was just promoted to account manager, where I made 1,500 in commission last month. I am getting 2,000 on top of my regular paycheck this coming Friday. I only have about 7,000 in debt, and more than half of that is private student loan from WF. Should I save up 8,000 in my savings account, just to pay off my debt all at once?Thanks  <response>: You will pay less in interest if you pay as much as you can as soon as you can. 