<prompt> Human: Im sitting in the ICU and trying to figure things out. We dont have insurance, but so just signed him on with my insurance, but it wont take effect until January. The insurance takes about 15 of my paycheck every month. Im the only one working. Our cars are paid off, but we still have to make a 1k a month house payment. We have 5k in credit card debt that we had been paying off quickly, but now that weve added him to my insurance it will be hard to pay more than the minimum payment. Another financial kink in the plan is that his prognosis isnt good. We are still waiting on lab results to find out what kind of tumor he has. Its not pleasant, but Gliomas have a 30 survival rate for 1-2 years. So I need to plan for that as well. I know that we are about to get hit with an astronomical hospital anesthesiologist, doctor, surgeon, lab tests, CAT scans, CT scans, physical therapy, occupational therapy, etc. bill that I cant pay. And we have 3 young kids. How should I navigate this?Assistant: Im so sorry - this is really hard. Make sure your insurance will cover pre-existing conditions so you dont pay all the money and find out t wont pay for any of his care. And look to see if you are eligible for assistance with healthcare through Medicaid.Human: I dont think he ever paid much into Medicaid, so I dont think we can get anything from that or SSI. Dont all insurance companies HAVE to pay for preexisting conditions after the Obamacare act? Assistant: Medicaid doesnt work like if u pay into it. If hes a citizen of the USA... and falls below a threshold given the family size he may... He can get it. Human: We are not below the poverty level, but we dont make enough to have to pay into taxes. Do I just need to apply to find out if we qualify?  <response>: Yes. My husband and I both worked when I got pregnant, and I still qualified for Medicaid at the time just going thru my pregnancy and a little afterward. I was shocked to receive it myself. The worst they can say is no. You may also be eligible for benefits from WIC even tho you work, because of the amount of children. 