<prompt> Human: Currently working full-time making 13hr and am getting 50 hours a week. Not in school at this moment, but do plan on going to a local community college. Currently I am contributing 30 a week into my companies 401k program. I am fairly financially literate with small knowledge of investing. Other notes: live at home with my parents, no vehicle currently have a suspended license, credit score history: 2 credit cards, 2 loan pay-offs 730-740 according to Credit karma  <response>: Keep it as an emergency fund 