<prompt> Human: Im interested in opening an account with Navy Federal due to their CD rates and OCONUS locations. But had some account questions1 After creating an initial checking account, is it easy to create or cancel additional accounts i.e Savings, CDs, etc with their online banking site? 2 Do they have 2 factor authentication- security code to your e-mailphone, or some other method like a software token generator? I know 2FA lists them, but I see this weird posts or reviews on how theyve been hacked and had their accounts drained of thousands of dollars..and Im like how..since they had 2FA. Also, making me paranoid if i sign up lol. x200B;Thanks!  <response>: Ive canceled accounts no problem online. Their website is probably the best Ive dealt with compared to other banks. Ive never had a problem with security and Ive had them for over 10 years. 