<prompt> Human: Sometimes I worry that I am too concerned with saving money. This is about weighing a financial decision vs the utilityhappiness that it can bring to your life.Relevant Facts:1. 23 years old - finished college in May and started working full time three weeks ago.2. 50,400 salary in an area where rents are about 700 per month for a one bedroom apartment Mid COL? Low COL?3. I am happy at home. I feel welcomed, and my parents will support my decision regardless.4. I currently have extremely low expenses. Moving out would drop my savings rate from 80 or better to about 30-35.5. 45 minute commute to work. -this would be cut in half if I move6. I would get an apartment with my girlfriend. This would be a great life experience.7. I would have to subsidize 150-200 of my girlfriends living expenses because shes in school full time. Pre Med student. Grades are the priority, so this is not up for debate. We have been together 5 years and are very likely to get married.  <response>: By your description, you can afford to move out. As for whether you should, that is a personal decision. As you say, it is a matter of weighing personal goals preferences. 