<prompt> Human: Some background: 6 years ago my husband invested 1000 into a new communications company. Things have finally started happening with it, and theres a possibility his shares could be paid out to the tune of 80-100k according to the price of shares now forgive me, I never sit in on the shareholder calls, so Im no expert in any of this. Our current financial situation looks like this: Neither of us have any student loans, but I am starting school to finish my bachelors in January. CC debt is about 15k total, 31k total in auto loan debt currently renting an apartment at duty station, no interest in buying here Husband is O-2 in Marines, I had to leave my job due to PCS no kids So...what are the best steps to take? Id like to talk to a financial advisor before doing ANYTHING with the money, but who is the best company for that? Do we pay off all our debt and just have fun with whats left not much? Re-invest? Put it in accounts? Thanks for any insight : ETA: to respond to those who are skeptical: I know it sounds like a scam, but this is 100 real-world dollars. I dont see the harm in revealing the name of the company, so its Voxox Inc, formerly Telcentris. My husband only invested because he was encouraged to do so by his mom and step-dad, who are EXTREMELY financially literate and well off. I understand theres a possibility the company itself could not pay out...in which case, at least he only invested 1000.00  <response>: Step 1: Establish a small emergency fund with 1-3 months expenses.Step 2: Pay off all of your consumer debt i.e., everything except a home mortgage.Step 3: Increase your emergency fund to 3-6 months expenses.Step 4: Max out your yearly retirement contributions.Step 5: Use whatever is left to pay down your home mortgage, or if you dont yet own a home, save up for a down payment. 