<prompt> Human: My wife and I purchased our first home with an FHA mortgage back in January through a broker that sold the mortgage to Wells Fargo. After reading the recent news that their account openings are reported as being down 40-50 Ive become a bit concerned about what to expect going forward. I cant imagine consumer sentiment will rebound very quickly and Ive read some articles suggesting that they are bound for bankruptcy. I realize hope with a government secured loan Im in a better position than a traditional mortgage but we still have no control over who they might sell my mortgage to if they do end up going out of business. Any advice on what, if anything, we should or could do to protect ourselves from any hardship that could result in our debt being owned by scumbags? Thanks in advance!  <response>: If they go bankrupt, you keep paying your mortgage. If they sell your mortgage, you keep paying your mortgage. You are not in danger here. Your mortgage is a legally binding contract. If you pay under the terms you signed for, then you keep the house. Thats all there is to it. If some scummy company buys your mortgage and wants to change it, you go to court and win.Id guess Wells Fargo wont go bankrupt though. They may reduce services offered, but they wont go bankrupt. 