<prompt>  Human: I have a couple weeks to dispute an audit. 90 of the of what they are asking I cant provide. These are things like depreciation, donation receipts, driving mileage logs, etc.Has anyone ever taken out a personal loan to pay this off? Im worried their payment plans are greater than any other loan payments. Even if I paid 1K a month no way in hell I can afford that, that would take 2 years. Does IRS allow 5 year payment plans? 