<prompt> Human: Hey guys,Looking for an IRA account to join jointly with my wife. Heard great things about Vanguard so Im leaning towards them. Open to other companies that offer similar benefits. What is the min or max to contribute? Anything I should be aware of prior to opening an account?  <response>: IRA stands for Individual Retirement Account. There is no such thing as a joint IRA. Max contribution for an IRA is lesser of 5500 or taxable income. If your spouse does not work then you can use your income to fund two IRAs, each having the same 5500 max. 