<prompt> Human: My wife and I have been saving, but we are sick and tired of current apartment crazy neighbors, tight spaces, etc. My lease is up in October and we wont have enough saved by then. We really want to move.I have always been hesitant to take a 401k loan, because I dont really understand the implications. Some of my friends non who are financial experts lol tell me mit makes sense and that I pay myself back with interest, others say I will lose money because the amount I take out isnt being invested.I will continue to contribute, and my employer does allow me to take a 15yr loan. I have been with my company for 14 years and I do not see myself leaving. Thanks for any help or suggestions!  <response>: I wouldnt do it. If youre really sick of your current apartment, find a different place to rent for another year or two while you finish saving enough money for a down payment, closing costs, emergency fund, etc. Buying a house is a huge step. Dont rush into it. 