<prompt> Human: So we have a 13 week old puppy Cavapoo and after the vet check, I found out the puppy has tested positive for coccidia from the stool sample.So now were deciding if we need pet insurance from MetLife. It has a 250 annual deductible, 7500 max annual benefit. Its about 50mo and covers accidents, injuries, illness, surgeries, etc. but the 80mo also includes wellness exams, dental cleaning, vaccination, fleatick, heart worm, blood test, etc. The other option is Healthy Paws but not sure if its worth it  <response>: That feels high for a puppy. I would expect closer to 30 a month. Shop around at healthy paws, etc.Fwiw one of ours just had 4k knee surgery at age 4. We had a check in hand within a week. 