<prompt> Human: Dear personal finance, I come to you hat in my hand because Ive done fed again and I need your advice. In 2015, I bought a car at a ridiculous interest rate because at the time I was working a job with a decent pay and had an hour and a half commute to work. My beater car had died and I couldnt come up with a better solution at the time as my commute and work schedule didnt allow me to properly find another beater. I was also going through a very rough personal time mentally so I really didnt have the wits or energy either. Fast forward a year, they repod it on Thursday. In this last year, Ive lost the great job I had due to a mental break, cycled through a couple of other jobs in a disastrously fashion, was hospitalized for a suicide attempt, and now I am currently unemployed. Ive done my best to make extra or catch up payments when Ive had money but Ive still managed to get behind by a few months. The loan company has said that theyll release the car back to me for only 600 which I really dont have and work with me to give me an extension for the next two months while I get back on my feet.. Again. The problem is Im not sure if I want the car back. Heres the numbers:Cost of vehicle purchased: 13000 Apr: 27 dont buy a car when you have horrible credit Current balance: 12375 Amount needed to get car back: 600 Nissan leaf, 2012My current bills: Cell phone: 55 prepaid, so Ill go back to 45 if I dont get a job or ei benefits soon Medication: 80 Psychiatrist visit monthly: 120 Food: 150Other notes; Im currently staying with friends who are the best support system anyone could have because they understand the mental illness part and dont sugar-coat it or let me wallow. When I do have a job, I contribute 300 to the household monthly. When I dont have a job, I work extra hard to essentially nanny the dogs and keep the household running. Thats why I dont have a rent line atm. So what are your thoughts?  <response>: First off that is a horrible APR. Second, its a Nissan Leaf, so no. 