<prompt> Human: Hello, first time poster to this thread!So I have actually 2 gym memberships, crunch and planet fitness, that I thought I cancelled maybe a year ago. The card that I put them on isnt even active anymore, and I am in the process of paying it off right now after having a maxed card of about 3,000 for about three years Debt mostly racked up from school. I have only been doing the minimum payments and am just now paying it in large payments to get rid of the debt.I got an alert today that my card was over limit. I didnt realize that those memberships where charging still. Its probably around hundreds of dollars. I know these seem like dumb mistakes, because they honestly are but Im trying to fix it now. Any advice?  <response>: Sure, cancel your memberships and in the future look at your statements monthlyx200B;PS, follow their instructions on how to cancel and keep proof that you did cancel 