<prompt> Human: Hi rpf, Ive been thinking of moving away from my parents for quite some time now, and I need to make sure Im doing this right. I really appreciate it.My moving goal would be near September or late October at the latest.I applied for FAFSA and I only qualify for direct federal loans, my folks make near 100k, so Im guessing this would be unsubsidized Stafford loans? I know when I move out I wont be able to put my parents tax info for future FAFSAs.Ill be attending a community college approximately 10k, 2 years and transferring to Stony Brook for computer science approximately the same as the community college, BUT Id need to rent an apartment in NYC since an hour and 45 minute commute is too far and dorming would ramp it up to 40k in 2 years Ill be living in a friends house, so rentutilities and food costs will not be a concern for the first 2 years. I dont even have a drivers permit, so I plan on walking college is a 15 minute drive and saving up for a bike 700 at most maybe? Never worked before, but I have 300 and it could potentially turn into 400 - 600 since I plan on selling my videogames.Ill be smuggling clothing and backpack to friends house, I do not wish to contact my parents about the move so I wouldnt really own anything else So my plan is... Get a job hopefully 20 hours. 20 hours of minimum wage would get me about 8,400k after taxes, of course above 20 hours would be ideal Get my legal documents, might cost me some if I need to replace. Possibly get a second job and apply for scholarships and try to get side income as best as I can Take out near max-max Stafford loans to pay for the first year of community college and hope the 1st job earnings pay for the second year I need health insurance no dental, so thatd be from 300-400 a month, 3600-4800 a year. Im hoping I can qualify for Medicare though Save up for necessities like the bike, a phone, a cheap laptop Get a credit card and hope I can build good enough credit to take out private hopefully deferred loans for Stony Brook, apartment rent is around 500 a month, may need to use bus transportation Job pays at least 60k out of college, so Im obviously hoping I can find one to pay those loans offIs this possible to achieve?Note: I have not talked to my school counselor about this yet, Im unsure what advice shed give but Im not counting on qualifying on independency status on FAFSA, nor am I going to the military or getting married. I could seek a homeless shelter to qualify for homelessness, and just eat at my friends house or food banks, but it seems like too much of a hassleIm aware I can wait until Im 24 but Id prefer not to.Assistant: Ill be living in a friends house, so rentutilities and food costs will not be a concern for the first 2 years.This is how friendships get ruined. Unless your friend is absolutely loaded, they will not want to foot your 400 in rent, 50 in utilities, 100 in food every month. If youre sleeping on their couch, yeah the rent wont change or if they have a house? but theyll get sick and tired of having to pay for everything.Human: Its my friend and his family. His sister, his sisters boyfriend, his niece, his parents, and his brother live in the house at the moment, I think his parents contribute to rent mainly. My friend does not pay rent yet since he is also going to college. He asked his parents and they were fine with the situation, so yes, I am sleeping on the couch. I was concerned about feeling like I was freeloading and offered to do chores, but he said it was fine.  <response>: That is far too many peeps in one house. Dude, just stay at home. 