<prompt> Human: I dont even know if this is the right place to ask this question but here it goes...I got a call from a debt collector today asking me to pay 1600 towards an old debt to my old apartment complex, I told him I could not pay and he gave me a settlement of 800 and he would stop the judgement. I told him I didnt have the money and that I could possibly start paying 30 a month towards it and he told me good luck and hung up on me. I asked a fellow co-worker what it meant and they basically said that I will have to serve time in jail if I do not pay them? : Any ideas on what Im looking at or can do? Thank you!  <response>: Always ask for a bill, or proof of what you owe, sounds fishy to me. 