<prompt> Human: On this sub it seems that emergency funds are always calculated in terms of expenses. I currently live with my parents and do not pay bills. I occasionally go out but not too often. How can I calculate what an appropriate emergency fund is? I have a full time job plus a part time job and have a few savings goals, school, a car, eventually living on my own, etc. But as this sub suggests Id like to keep an amount set aside for unexpected expenses.  <response>: If youre planning to move out it should be large enough for when you move out. 