<prompt> Human: I am currently on Dame Ramseys Financial Peace program and have hit a moment where I am not sure what to pay off first... The plan says to pay the smallest debt first and snowball. I have about 12,000 USD worth of investments I am about to cash in, personal investment account not 401k, in order to steamroll a lot of the debt. The thing is this, this is enough money to: option A. Pay off my fiancees student loan, and nearly all of the credit cards except the largest one. The interest rates are 3 APR SL - 750, 8 APR CC1 6000, 25 APR CC2 3000. However, this would not increase the monthly income available to pay the debt by much more than 100 USD minimum payments are super low. Option B is I could pay off my car and the student loan car is 11,000 owed, 4.5 interest and gain 420 USD a month towards paying the debt. So the snowball would grow a lot pretty fast that way. What do you guys think?  <response>: Dont pay her student loan. You guys arent married yet, you dont know what can happen.That being said, pay off the credit cards and put the remaining on your car 