<prompt> Human: Basically Ive ignored various letters they have sent about my school debt which is a lot, like 18000. I cant even begin to afford this. Can they garnish my wages? They basically said as much in a recent different letter, I want to know how serious my situation is basically, and also can they sue me?  <response>: Is this a federal or private student loan?To answer your questions, yes they can sue you and then they can garnish. 