<prompt> Human: Long time reader, first time poster. I apologize if this is answered in an FAQ. I looked but did not see.So in the past 12 months, Ive left 2 jobs one was my decision, the other was not - position got eliminated after a restructure and Im now looking for work.So now I have two 401k accounts. Assuming my next job offers a retirement package, I could be dealing with having three 401k accounts through three different providers.So, what would you recommend, Reddit PF? Consolidate into the one with the lowest fees? Leave them be? Looking for any and all recommendations, and thanks in advance!  <response>: Either roll the old 401ks into an IRA with VanguardFidelitySchwab or roll your old 401ks into your new 401k. What is more beneficial depends on where you have the best funds. 