<prompt> Human: Alright so this is going to sound stupid. But my first car loan of 60 months will be finished by the end of the summer. Ive been looking forward to this day as it will be really nice to not have a car payment and actually own my own car in full. But 60 months is 60 months and Im getting all these offers in the mail for new car loans on new cars and its just so tempting. I have a 2006 Toyota Solara, and those new 2014 Jeeps are looking right up my alley ...Curious though for those who have had car loans and paid them off, how long did you go without a car payment before you found it time to upgrade your vehicle? Did you trade it in, sell it or just simply add another car to your collection?  <response>: I keep it until I decide that I am spending too much on repairs and I have enough money set aside to purchase a replacement car in cash. Currently car is 10-years old and 180k and runs well if that helps you gain some perspective. 