<prompt> Human: Hey pf! So Im graduating in December and starting my first full time job in January. Ill be making 72k w a 5k signing bonus in a very stable field with a large corporation. Im graduating with an incredibly lucky situation - I have absolutely zero debt no school loans to repay, no credit card debt, and was lucky enough to be given a car this past summer from my dad. I made a budget for myself and ran it by my dad who worked in the financial sector for 30 years. He okayed it, so I know im not going to be stretching myself anywhere. After all of my expensessavings putting a LOT into savings 401k, Roth IRA, Emergency fund, and general savings account since I dont have any debt, ill have 500 monthly for pure spending money.So heres where Im thinking I might be foolish - I have always loved Audis I learned to drive on a 2000 A4, and have been eyeing up the Q5 for quite some time now. The car my dad gave me is a 2008 Subaru Impreza WRX. It was purchased new in 2007, has 83,000 miles on it, and is in very good condition a few scratches in the paint but nothing major - no accidents. There is absolutely nothing wrong with the car, but I have always wanted an SUV, am planning on getting a dog golden retriever, and my dad is also gifting me a pop-up camper if I want it so I need something with towing capacity. I know there are PLENTY of options out there for very cheap SUVs, but the Q5 is what I would give up my WRX for. The trade in value for the WRX would be about 13k, which according to the audi lease calculator would make my monthly payments around 222 with 3k down at signing.So my question is: Do i give up a perfectly working car where I have no car payments, or lease a car that I have always wanted but have car payments? Am I jumping the gun here by wanting to get a new car right out of school? Please give me your advice!!EDIT: Thanks for the feedback everyone! After hearing everyones advice, I am definitely going to wait on this decision. I have a great car that I should enjoy now, and should enjoy the fact that I have no debt and have enough income to not only save a lot for retirementemergency fundlong term purchases like a down payment for house, but also have enough disposable income to enjoy my early 20s. Thanks for knocking some sense into me, pf!Assistant: Im going to give a different perspective than the typical No dont lease an expensive car.Youre Im guessing 22. If you drive an Audi now, will you ever be able to trade down? Youre not inflating your lifestyle with debt, but you are I would say inflating your lifestyle with expectations. This can actually be more dangerous than debt because its going to force your spending to meet a certain level perhaps for 30 years. That said, if youre saving plenty and want to spend 222 per month to have a luxury car, we all have our priorities. For me I would pick travel and electronics or time. Also, I drove an SUV for 4 years. Not that great. Much prefer my Civic. Human: Its refreshing to have a different perspective : Youre correct, Im 23. You make an excellent point, but I think my dad already ruined me at 16 by letting me have unlimited access to his old Audi A4. My Subaru is quite different in terms of quality of finish - cloth seats, no fancy electronics, manual gearbox, etc etc, but I absolutely love it when my dad first purchased it, we started calling the Audi a pudgemobile because the WRX was so much faster. I think the reason I want to go with a luxury SUV is because a Id have a hard time trading in a car that I love driving for a mid-range, not so much fun SUV, and b because I did enjoy driving a luxury car when I was younger. Also, a large reason I want the SUV is for towing a pop-up camperhaving more space for road trips, ski trips, etc.  <response>: You make an excellent point, but I think my dad already ruined me at 16 by letting me have unlimited access to his old Audi A4.I know youre kind of joking, but that is another thing you shouldnt confuse. That was your dads lifestyle, not yours. He earned that Audi, you havent yet. You probably left your parents household when they were at the height of the their earning potential. You saw what years of their efforts and frugal choices could buy later. Dont confuse that with how you start out in life. Dont expect the same level of luxury and convenience that you had in their household.Youre on the right track right now with your education and savings, but the big prize is decades away. Keep playing it smart and youll be able to spoil your own kid with letting them drive your Audi! 