<prompt> Human: Basically some people told me that I should be paying off my credit card, at least the minimum or possibly more, but never pay off the full amount. Ive been told that I need to carry a balance, of like 5 or 10 bucks, on the cc on the due date. Because the credit bureau will then see ok this person owes this much each month, hes clearly using his credit card. Then that way, theyll up my score. If I pay off my cc right away and its constantly showing 0 balance every month, the credit bureaus will think its just a zero balance every month, is this person even USING his credit card? Lets not raise his credit score because we cant be SURE if hes using it.This is what Ive been told. People have told me that they dont look at my transaction history or payment history on the credit card, all they look at is the balance on the due date, and if your balance is 0 every time on the due date, they dont know if Im even using the card and wont raise my credit. Is this true? Do I have to pay off MOST of the cc and carry a TINY nonzero balance every month so the credit bureaus can see that Im using my credit card?  <response>: Always pay off your balance in full, every month, no exceptions. It does not matter if your usage is 0 or 100. 