<prompt> Human: Hey, Reddit world! So I am 24 Years old and I have roughly 30,000 of debt to my name. It all started two years ago when my Dad developed a drinking problem so I was forced to move out on my own. I started the process with pristine credit but found myself unable to pay my rent, car payment, and necessities so I started taking out lines of credit. Now its two years later, my car has since been repossessed and I really dont know what to do. Im thinking about filing for bankruptcy but I dont really have anyone to give me useful info on this topic. Please help if you can. EDIT: I forgot to mention that i was jobless from Nov-Jan  <response>: You dont need bankruptcy, you need to get a real job. You can make more than 1,100month doing almost anything. 