<prompt> Human: Im single, and make 37h right now, roughly 95-100,000 a year after OT. I live in central, rural Illinois, and a house just came up for sale for 209,000. Is this within reasonbudget? I have a 20 DP, but that would all but deplete me financially. Taxes are 3,500 a year. I have no one to really asktalk to about finances besides my banker, who is really just worried about getting people to sign loans. Thanks in advance  <response>: I bought a 210k house 10 months after starting my full-time job out of college with a 5 down payment making 50k. I think youll be just fine with your income and savings. I would recommend putting down less than 20 so you can hang onto some emergency savings and have enough to cover closing costs. You can always make extra payments to build up your equity faster. I would also highly recommend getting a home warranty for the first year or two. 