<prompt> Human: So me and my girlfriend have been together a while and I think its about time to consider marriage. I have a pretty stable government job but only making about 35k a year with benefits. My girlfriend makes around the same amount of money so about 70k between the two of us. We are in the Philadelphia area and would probably rent an apartment. My question would is, can we afford this. We both have some school loans about 500 between the two of us but besides that no other real big expenses.  <response>: My question would is, can we afford thisWhat is this? 