<prompt> Human: I am posting this because I am having a crisis that I have no idea how to handle. I am leaving certain details fairly vague. Apologies for the length but I do not know if I have ever laid the situation out from start-to-finish before.I am mid-career working in IT. I have an undergrad degree. I spent a lot of my career being wildly irresponsible with my money I know, I know. Cars, trips, dining out, etc... Basically, a how-to manual on how to never plan for your future. I was making low 6 figures and always acted like the money would keep coming in. I got married fairly recently as well. My wife works a retail job while she goes to school but my job paid 95 of the bills. I was recently let go from the company I was working for and we did not have a lot of savings maybe a month or so. I lined up some consulting clients but they are on the other side of the country due to my business network being there. We barely have enough money to move there to actually get to those clients to restart the cash inflow, my credit is in the dumps due to prior bad financial decisions so renting a new place is extremely difficult, many employers due credit checks now so getting hired is quite difficult with bad credit, our car needs a bunch of work I cannot afford to put into it right now, and we have some rental months remaining on our current apartment which we definitely cannot afford to pay. We have never been evicted or ever were late on a rent payment but that may change now. We have been trying to get a sublet without success for the past few weeks.I have a business plan to acquire new clients and get life back on track but that is dependent on getting through the next couple of months without tanking what little we have left. Basically, I have about two weeks to figure out how to bridge finance the next couple of months to get back on our feet. We do not really have anybody to turn to - parents already tried to help before and that money is long gone due to poor planning on my part and I still must pay it back. Also, due to crappy health insurance, we owe 10K in medical debt which we are working to pay back. Total debt load is probably in the 40K range with 0 assets.For the first time in my life, I am poor. Just admitting that to myself was extraordinarily hard. We have gone from ski vacations and trips to exotic location to wondering if we are going to be homeless in a month. I know there are no easy answers. I know I must change some fundamental traits about how I manage myself. I just feel lost and afraid and I do not have anybody to turn to. I am not sure what I am expecting by posting here but I figured it was worth a shot to find out if anybody else had climbed out of a similarly hole.TL;DR We are broke, owe tons of money in debt, no savings, no job, car is busted, bad credit, and have no way to pay the rent this month without moving to the other side of the country.Update:I appreciate the responses. To be clear, I was not expecting any sympathy - I made this bed. This has been a big shock and it has taken a while to process. A lot of this is just working on getting my head straight. The responses here have been thoughtful and candid assessments. Just hearing them from disinterested 3rd parties has been helpful in pushing myself in the right direction.I am going to follow the advice here of looking for full-time work and working with a credit counseling service. I was dithering a bit on the full-time work but the responses here about that definitely gave me a reality check.Being poor sucks and I never want to be in this situation ever again. It really puts a different perspective on past decisions. I have a lot of work ahead but this has become a serious motivator to change some fundamental things about my life.Thank you for your replies.  <response>: Are you looking for a full-time job? That might be a better plan than looking for new clients. Also your wife could get something full-time and postpone school since that is going to be one more expense that you didnt plan for. Retail pays nothing. She needs to find better paying jobs. You both need to get 2 jobs and buckle down with a better life plan to pay off your vacations and cars and dining. 