<prompt> Human: An almost 30-something here and I have received a windfall. Not life-changing but still significant enough to put myself and future husband in a good position for starting our life together. Ive already gone through the wiki pages for windfalls, age range, etc. What Im looking for is constructive criticism the potential plan with the money. We are both currently in school, planning our wedding, and living on minimal income until graduation and starting full-time jobs.Potential plan:-pay off current credit card debt less than 5k-pay off largest student loan 7k with plans to pay off next largest student loan within 2 years or less-build emergency fund at least 1 years worth-startbuild savings fund-open a Roth and max it at 5500 for the year and retain another 5500 for 2019-living expenses for time between graduation and starting new job -health insurance and car insurance covered for 6 months to 1 year-set aside some funds for wedding costs-continue to live frugally Am I missing any large, important topicsareas that we should consider in this plan? Our main idea is to get rid of our largest existing debt and have a bit of a cushion for the interim between degree and job. Note: Jobs are readily available in both of our career paths. Housing and other recurring expenses though not directly listed is already planned for. Thanks!  <response>: a windfall does not change your plan. just accelerate what you were already planning to do 