<prompt> Human: ...I have done the lawyer thing, examined how I feel morally about it and am ok with that choice. I ran into an interesting hitch today when I requested a transcript from my undergrad institution. Apparently I left there with a bill of around 3800 not surprised, 90s me was a dumbass and they wont help me out with a transcript so I can get a job to start my life over. Ok, I owe them money and I guess the Christian part of their institution name does imply that there is a price for anything. They offered to settle for 25 but that is above 600 dollar preferred debtor limit in bankruptcy law. Plus, I dont have it. I want offer them 200 and tell them it is take that or be written into the bankruptcy. My questions before I do that:1 Does bankruptcy clearing the debt it is not a student loan, it is money I graduated owing the bursar mean they would have to give me my transcripts?2 If I pay them 200 does the rest get reported to the IRS as 1099 income?Thanks for your help. Again, this very forum helped me come to terms with the fact bankruptcy was the right choice to make for my family so please...no efforts to change that choice.Edit: A throwaway, obviously  <response>: Id ask my lawyer these questions. Thats what they are there for. 