<prompt> Human: Hello, this is my first time posting here. Im so conflicted right now about getting a new car. Lets start off with saying that Im a 21 year old female full time college student, but I work part time 3 days a week, averaging 675 per paycheque - but when I work full time I make about 800-1000, I live at home, the only things I pay for is my car insurance 115 per month, phone bill 113 per month, and student loan 87 per monthAnd I desperately need a new car. Almost 2 years ago I bought a shitty used 2000 Honda Civic for 1350 to learn how to drive in and get my license. Obviously I got what I paid for full of rust, check engine light is on - happened after I bought it, the exhaust fell off - happened after I bought it, and a gas leak -happened after I bought it but luckily my dad is good at fixing cars and he was able to fix all the issues. A few months ago I got rear ended, but the car is still drivable. The person who hit me didnt want to go through insurance so she gave me 2500 and we moved on. I need to get my car etested safetied in February but it definitely wont pass so I decided to get a new car. So here is why Im conflicted: - I would like to get a Honda Fit for personalwork. - My budget was 3500 but Ive come to learn that I will probably end up getting a shitty car again so I changed my budget to 6000 but it still doesnt seem to be enough- I have 9,500 in my savings How bad of an idea is it to finance a 10,000 Honda Fit if I were to put 6000 down. How long would it take for me to pay it off? My partner and I looked at a 2008 Honda Fit but the dealer was asking almost 7000 for it and wouldnt negotiate, but that was the lowest I have seen of a Honda Fit that was in ok condition. So why would I pay 7000 for an older car 2008 when I could finance a newer car like 2013-2016 for 10,000. I had so many issues with my current car, I would really just like to get a car where I wouldnt worry about it falling apart every time I drive it and have it for at least 10 years.  <response>: The person who hit me didnt want to go through insurance so she gave me 2500 and we moved on.Man, that worked out pretty darn well lol!Go to somewhere with a 10,000 honda fit. Put your 6000 down, trade in your shitbox honda for 1000 finance the other 3000. You payments will be very small, and you will be fine. you can even pay it off early. 