<prompt> Human: I have an FSA at work and have been putting money in monthly. At first it worked OK, but now they pretty much deny all claims. When I call and make a fuss and submit the receipts they then allow the expense. Its getting to where its not worth the hassle for most things. Every time I buy anything I have to waste a lot of time getting my ow money back. Am I missing something?  <response>: Complain to HR. My FSA is linked to my health insurance. Whenever I have a copay, insurance tells FSA how much it was, FSA deposits money in my account. No paperwork for me at all. Yours sounds like a pain. Complain and maybe next year theyll go w a different company. 