<prompt> Human: Hi pf - first time poster long time lurker. About 3 weeks ago I was hit by a car while biking to work nyc. I hit my ankle pretty hard, and fortunately was wearing a helmet and my bike and laptop are unscathed. The police were called, an ambulance came, and they recommended I get xrayed because the swelling was getting worse by the minute. I was hit by a negligent driver who is 100 at fault. I was told by the police that I wouldnt be charged since I was the victim of a violation. I just got a bill from the hospital for 800 bucks. How do I fight this do I need to somehow forward it to the guy who hit me?I have a very high deductible and absolutely cannot afford this right now- Ive been biking everywhere since I cant even afford the subway. Any and all advice is greatly appreciated.  <response>: Did the driver stay at the scene? See below excerpts taken from here If you are struck by an insured driver, you are entitled to medical benefits through the drivers No-Fault policy NYIL 5101. These benefits are available regardless of your or the drivers state of residence or who caused the crash. For hit-and-run and uninsured motorist crashes, if you are a resident of New York, you may apply for benefits under the Motor Vehicle Accident Indemnification Act NYIL 5102. Hope you make a full recovery. 