<prompt> Human: Without going into too many details, I will have 90-100K post tax sitting in my bank come August. I have two more years of college and will owe around 70K total in loans, but Im not sure if paying those off should be the biggest priority at this point in time. I should earn enough in the coming year to pay for whatever I need for the rest of my college career until SpringSummer 2020, so assume that this money will be otherwise untouched and gaining minimal interest in my bank account. This is basically a classic windfall case - I have a largish sum of money in my bank and want to maximize the gains so I am out and ahead of the pack come graduation. What do I do, reddit?  <response>: Sorry you really have a 30k windfall. Pay off the 70k. Its the best guaranteed return you will find. 