<prompt> Human: I dont trust my mother 100. Should I ask her to send me a check instead?  <response>: If she doesnt want to give you a check you can always open a new checking account with as little as 100 in it to have her not know your primary account details. If you are married you also should consider using a separate bank account even if you get a check as inheritances are not normally considered communal property unless co-mingled with shared accounts. 