<prompt> Human: Im recently engaged. My gf - now fiance - and I both make a good living and have minimal student loans. I want to maintain separate finances, mainly so that I dont get pissed or think about her shoes and purses and whatever else she wants to waste money on. I also have a great credit rating and I dont want to jeopardize that. What are your thoughts on maintaining separate finances throughout a marriage? Mutual things we just split. Rent is 5050, most dinners out are 5050, etc. Edit: thanks for all the feedback. Sounds like this is a good idea worth pursuing, perhaps a joint savings account might be worth investigating as well.  <response>: Finances work differently in each marriage. You need to find what works for you. But, Ill tell you what DOESNT work, and thats sweeping it under the rug. Its about the reasons you are doing it, not actually doing it. Your post kind of sounds like you want to keep separate finances because you dont want her to ruin your finances and you dont like how she spends her money. That is a recipe for disaster, not the actual separate finances. Even with separate finances, you must ALWAYS BE COMMUNICATING and have aligned goals. Maybe it is smarter to each have a discretionary amount that each gets to spend on whatever, no questions asked. So, this would come after you have budgeted for your expenses, your savings, and are putting money towards goals that you have discussed retirement, more savings, investments, vacation, etc.. Then you can each get X and she can spend on dumb things like shoes and you can spend on your dumb things. Ive seen that work for some people, but it cant be in replace of communication over finances. And, in a way, once you are communicating, you are starting to combine finances sort of. 