<prompt> Human: I am turning 24 next month which is the special date I get the bulk of my structured settlement. It was 72.5k total and I got 8k when I turned 18, I used that to buy a car, pay some rent and 6 months of car insurance and it was gone. Now I am getting the majority of I want to be ready, I was planning on speaking with some one who could help me with investments, and I was interested in buying a house.I am turning 24 so sadly I can see that some of it will be spent hastily and unwisely but hopefully I can limit most of that. How much should I use for a down payment on a house? I have one year of college left and I make about 28k a year while in school. Is it wise to invest in a house in this stage of my life? Is it safe to keep the bulk of this money in a normal savings account attached to my regular checking account? Who is the best person to go to to talk to how the English language is goofy about investing a sum to secure some sort of a retirement fund?Thanks for all your help in advance guys.  <response>: I am turning 24 so sadly I can see that some of it will be spent hastily and unwiselyFirst rule of fixing a problem is to identify the problem. Looks like you have nailed it. the solution is quite simple..do NOT spend it hastily and unwiselyyou are welcome 