<prompt> Human: 30 y.o. going to have around 100k saved next year, looking to get into a house around 500k. Current house will net around 25k when sold. I expect in 15 years a home like that will be worth 650 with improvements.The question is, should I put down as much money as possible and get rid of PMI quickly? Or is it better to save the money and grow it? Kind of a newbie at investing.Other info: married, one kid, another on the way, make around 200k per year. Minimal other expenses.Also, homes are very expensive where I live, 500k is just to get a decent place...Assistant: Without additional info on what youll do with the money otherwise, of course no PMI is better than PMIHuman: What other info would be helpful to determine this?Assistant: If putting down 20 would leave you with no savings, then I wont do itHuman: How much would you leave in savings? Heh. 10k? 30k? With a bigger mortgage I can save around 2500mo. So after the first year I should be able to save another 25k or so.. I guess its more of a question is it more valuable to have your money invested, or be closer to paying off your house and not be paying the PMI?  <response>: 3-6 months living expenses in savings. If you dont have an emergency fund already 