<prompt> Human: I had a hospital visit last year, and didnt have my wallet for the ambulance ride. I eventually got the hospital my information including insurance and received all bills normally. However, when I checked my credits score this year, it shows I have a 2k ambulance bill in collections. Problem is, I never received the bill and wasnt even contacted by this collections agency.Ive contacted both parties and I am having my insurance cover the bill, but how can I make sure my now horrible credit score recovers?Can I contact the credit reporting agencies and have them strike this from the record since it was a mistake?Please help! I need more credit cards and a new apt and I cant get either with a score below 600.  <response>: Why not contact the credit agency who flagged you for this and try to start with? 