<prompt> Human: Hi, I am just a regular idiot that has student loans. I dont really understand the process AT ALL when it comes to paying them back, who I am paying, what Im supposed to do, who Im supposed to pay etc. Like basically anyone could call me and ask me to make payments to them and Id just shrug and send them money. I could be taken advantage of VERY easily and it seems like the system is designed so thats just the way it is! What I am getting at.. There are tax lawyers that can help you with your taxes..There are accountants that can help you with your taxes, are there Student Loan Lawyersaccountants I could reach out to?Who can I reach out to, to help me understand my situation better and get myself on track. Someone who is trying to help ME, not trying to get as much from me as possible which is what everyone of these consolidation things seem like.Googling just takes me to the myriad of confusing websites that leave it up to the student to figure it out, consolidate this consolidate that etc. Its all Greek to me.Please are there individuals that specialize in helping former students to get their loans under control similar to how an accountant does?Thanks!  <response>: First you need to log into Nsld.ed.gov and see the student loans you have. This only helps if you took out federal loans. Have you paid attention to the lenders you took loans from or talked with your financial aid office? Once you figure out what you owe, youll discover the lenders that serviced the loans. You want to pay whomever the serviced tells you to pay. If you cant pay them, simply tell your lender. They can figure out solutions to help you. 