<prompt> Human: Ok. Im a freshman student at a major university in Florida. My scholarships and whatnot are able to cover all the expenses of my schooling. However, I joined a fraternity and now cannot afford the dues because they have been raised. Currently, I owe around 4000 from last semester and this semester, 2000 of which is due tomorrow. My question is how do I go about paying this? My parents refuse to pay this, therefore I have no co-signer or collateral for a loan. I have a job at a grocery chain, have held that job for a year, and my yearly income is greater than 4000. Any suggestions as to how to pay this off would be greatly appreciated. Being 19 years old, I am completely new to this sort of situation and my parents have not offered much hope. Thanks.  <response>: Quit. Its not like you have to stop hanging out with the fraternity, you would although be removed from fraternity sanctioned events etc. I assume. 