<prompt> Human: I opened a Roth IRA with Scottrade 2 or 3 months ago. I chose Scottrade because they have an office nearby and their reviews seemed pretty good. So far theres only 400 in my account. When does it earn interest? For the online savings account I opened with another company I at least earned some pennies every month, but this hasnt moved at all after 3. I just came into 2000 and wonder if I should put it in this Roth IRA or open a different one. I also see I have the option to use my Roth to trade with. The guy in the office mentioned etfs. Is this the only way to see my money start to grow? Canshould I start that now, or wait til I have more in there? Sorry for all the noob questions. If anyone has a good 101 source on simple trading Id love to read up on it. Thanks  <response>: You cant just put it in the Scottrade account, you need to invest it in something, like a mutual fund. 