<prompt> Human: Hi all,I was fortunate enough to go to undergrad on scholarship and I am pretty ignorant about student loans and loans in general.I plan to return to school for an additional 1 year certification. I have enough savings to cover living expenses and tuition in full. However, I would also like to buy a house in the next couple of years although returning to school is definitely my priority.I have good credit in the upper 700s and I know that many people with student loans are able to buy homes. So my question is would I be better off taking out student loans to cover the tuition cost and put my current cash savings toward a future down payment?Or would it be better to pay cash for school which would make a huge dent in my savings and put me a couple years away from affording a down payment and then save aggressively when Im done with school?Again, Im very ignorant about student loans and even more ignorant about home financing so Im sure there is something I am not considering...Thanks for reading! Truly appreciate any advice!EDIT: Appreciate the responses. Seems like I should pay cash for tuition. Ill pursue this route. Thanks again!  <response>: It really depends on your financial picture. Do you have debt? How much savings do you have? How much of it will you need for this? How big is your emergency fund? etc...Edit: Im debt averse, so my assuming youre actually in the financial position to pay cash, Id recommend doing that. 