<prompt> Human: Pros? Cons? Besides the obvious volatility in the market and risks that come in all trading I dont think there is a big downside. Even conservative investing is better than letting it sit in a bank account. Besides I can write off any losses in the stock market. Right?  <response>: Except the SOL moment when it comes time to pay your taxes and not having any money to pay it because youve lost it all. 