<prompt> Human: From some of the 401k posts, I feel like everyone here seems to be getting a 100 match. What I am getting is a 25 match of my contribution up to 7.5 of my salary...is this a bad plan that I have?  <response>: Based on Vanguards How America Saves Report PDF which covers 401k plans administered by Vanguard:- 83 of employer plans either match contributions, or have both a match and a non-elective contribution. A full 94 of employers make some sort of employer contribution. Page 15- Of employers who match contributions, 75 of employers have a single-tier match, like your employers plan. Page 15- Of employers who match, about 10 of plans which covered 26 of employees had a maximum match value of 1.99 or lower. Page 16 Your plan effectively has a maximum matching rate of 1.875.So, statistically, your plan may be on the lower side of generous. Keep in mind there may be a little self-selection bias with Vanguards statistics, as employers who choose Vanguard over other 401k plan providers are likely more concerned with making their employee benefits both attractive to prospective hires and reasonably priced, compared to other employers who sign up for free 401k plans that are paid for opaquely via fund kickbacks that may not have the desire to make matching contributions. 