<prompt> Human: So Im trying to get my financial life in order, and I keep running into a huge problem, no matter how I slice it. Im extremely upside down on my car. I am thinking about trading it in on a small suv, but not sure if its even remotely doable. If needed, I will throw my bike in as well, which has a loan, but has positive equity.Raw numbers:CarTrade value via kbb: 12,228Loan total: 18,262BikePrivate sale value: 4,300Loan total: 2,231Should IA sell the bike, throw at the loan balance?B sell the bike, keep as down payment for trade?C give up because Im effed?Edit: I should have clarified that I was looking at used vehicles, not new.  <response>: If youre already underwater on your current vehicle the last thing I would recommend is buying a small SUV. Youll be spending even more than you are now on gas and insurance alone. I would just keep the current car and pay it down as quickly as you can. Once its paid off you can revisit the idea of getting a different vehicle. 