<prompt> Human: So feel free to tell me Im an idiot for even thinking this sort of thing but it crossed my mind so I figured why not try and find out.Im about to start Physician Assistant school in the fall and over the past year in a half Ive been working at an entry level hospital position full time and over the course of that I managed to put in about 1400 into my 401K. Since I am about to exit the workforce, re-enter school, and then finally re-enter the workforce at 100k salary is there much foul in taking out all of the money in my 401K right now?  <response>: Yes, its stupid to pay 20 in tax and penalties when you could instead invest that money for your retirement. Whatever issue you are having likely has a better solution that could be summed up as spend less or earn more. 