<prompt> Human: Ive already spent time developing and tweaking spreadsheets concerning my budget. Starting this month, I will be in a position to start throwing 500-800mo towards investing. Im a greenhorn, though, and would appreciate some insight on how I could be investing my free time and money into my financial future.  <response>: Nows the perfect time to do all those time-intensive tasks, like reviewing and organizing your finances, looking over your bills to make sure youre not paying too much for any of your services, and coming up with long-term goals and plans. Only once you have that down should you seriously look into investing. 