<prompt> Human: Title pretty much says its all. Looking to get a new car in the next year. I hate having car payments but dont know if a lease is ever worth it for personal use.Thoughts?  <response>: Financially, not really. But I think people on this subreddit are way too black and white about leasing vs buying, when it essentially is the same annual cost as getting a daily cup of coffee at Starbucks. The key is to just find a place to save elsewhere to make it even. There are definitely benefits to leasing always have a new car under warranty, with up to date safety features and tech, less likely to break down, cheaper monthly payments than financing to buy. If you can comfortably afford to lease, and its something you really want, go for it. 