<prompt> Human: So im investing with the app betterment. Ive constantly had negative earnings for weeks. Ive even tried reducing my portfolio down to 7525 stocks and bonds which almost helped but it is still in the negatives. Am I doing something wrong?  <response>: The only thing you are doing wrong is looking at your account too much! Give it time. I think you should take some time to read about the stock market and investment gains. The stock market is HIGHLY volatile in the short term but pretty reliable in the long term. If having paper losses in the short term is not something you can live with, the stock market isnt a great vehicle for you. 