<prompt> Human: ok I have read through the I have X amount and what to do. I just would like to hear some specific more direct advice from the great people here on rpersonalfinance.As the title says I just received 30,000 USD for a work injury settlement.I need to know what to do with it and which loans I should attack first. Here are some stats of my finances.Checking acct: 3,534.63Savings: 30,811.67Base salary: 2,380.00biweekly--min of 3 hrs OT per two weeks, so least amount I bring home is 1,765Now the depressing part.student loans13,000.69 7.7516,126.65 3.510,061.38 9.56, 213.63 10.5Assistant: Pay your loans. This is bad debt and is an anchor on you. Pay it off and get on with life. Youre doing fine, just pay the debt and continue to save, invest and prepare for rainy days years.... BTW, your student loans are no where near bad. I have friends in the DC metro area that are hundreds of thousands in student debt. Crazy...Human: sorry man but this was not really helpful at all? obviously I need to pay the loans. I need more specific advice than this. Assistant: sorry man but this was not really helpful at all?This is incorrect. uFN-guy told you exactly what you needed to do and, along with the links the automoderator posted your question has been answered.Human: I just dont see how writing a check for 25k is advantageous. I am only 24 years old. I have a 62k base salary. I obviously know I need to pay the high interest debts. However, with my wages I feel I dont need to just write a check to get rid of the debt all at once. This shit is more complicated than just paying the highest interest down because what if there are other factors? i.e. quality of life, travel, investment portfolios etc.Like I dont see how you guys think its simple when I am clearly stating that I want specific in-depth direct advice? I see quality posts all the time with people giving GREAT advice. You guys telling me it is simple, pay the highest interest rate, is NOT helpful. Should I pay the two highest and just pay the rest monthly so I have more than just a nest egg? I already afford 900mo payments. Should I take 10k and put it into a CD? Should I take 10k and start a portfolio? Should I write a check for 30k and only be in debt a few grand? Should I put 15k down on a house and get a mortgage? This shit is way more fucking complicated because there are several aspects to life, and especially if I have a decent living wage, then that is even more reason for me to weigh my options appropriately. I dont want cookie cutter responses. id like to hear high risk ideas. Low risk ideas. anything in between. tell him to go put 25k on red and see how it works. Shit Ill BRING HOME post taxes, 165,312, after 3 years of work. So I need big picture here. Not just simple.hope that helps you guys understand.  <response>: hope that helps you guys understand.It makes no sense to ask for help and then tell everyone that well-vetted and tested advice doesnt fit your non-extraordinary situation. If you dont want to take the advice were giving thats fine - head over to rAskReddit, rinvesting, or some other place where people will entertain bad ideas on what to do with your money. The advice given by myself and others is what you should follow. In the end its your money, and nobody cares more about your money than you. 