<prompt> Human: My life expectancy bottoms out around age 45-55. Is it even worth saving for retirement or should I just stash that money away in a savings account for when I eventually need hospice and full time care and to pay my health insurance? Im in my early 20s.  <response>: Tax-advantaged retirement accounts allow for qualified withdrawals if you become permanently disabled. Onset of Huntingtons would certainly count.I hope in the time you have that successful treatments are developed. Good luck to you. 