<prompt> Human: My girlfriend wanted to build some credit, but shes a student. She received the Discover Student card with a 500 credit limit. While its definitely manageable, it just seems rather inconvenient to use. It wouldnt hurt her credit score if she pays it off frequently, shes a student and most expenses are covered so she doesnt make too many purchases. I know its generally not good to go over 30 of the credit limit... would that still apply if its only 500? It would be 150 spending. Still manageable since she doesnt make big purchases. It seems strange to me because her parents help fund everything, so she wouldnt ever not be able to pay it off. I feel like that would be a common thing for students... most students dont have jobs, and even if they do have a job, the salary is only several thousand a year - not nearly large enough to have a living.So why did she only receive a 500 credit limit? And the worst part is, they dont tell us the credit limit until AFTER its been given. What can she do in this situation?  <response>: Still manageable since she doesnt make big purchases.Then where is the issue? If she rarely makes large purchases and pays off the balance in time, a 500 limit is acceptable for a first card while credit is built. 