<prompt> Human: Happy early 4th of July PF! Im about to purchase a brand new washer and dryer for my new house, and Ive run into a dilemma. Do I use my American Express in order to get the additional 1 year warranty washer and dryer have a 1 year parts and labor, 2 years control board, 3 year tub, 10 year motor OR get 10 off the price by buying gift cards for the store, and purchasing like that? Im buying name brand, new appliances, so dont know if its worth it or not. Has anyone not used their Amex for the extended warranty and regretted it? Thoughts?TLDR: Is the 1 year extended warranty worth not saving 10?  <response>: Consider the bathtub curve Most failures will occur at the start of an items life and then at the end. Your extended warranty will likely fall at the low point of that curve, where failure rate is less likely. I would go with the guaranteed 10 savings, rather than the extended warranty which you may not need. 