<prompt> Human: First up, Im already aware that I am not a smart person. Thats why Im here asking for advice. Ive read the FAQ but I think I still need some more personalised help. Constructive criticism and advice is appreciated, insults are not. Im an unskilled, low paid childcare worker from Australia. I earn AUD40,000 p.a, or 2600month. I have 5,000 in credit card debt on which I pay 50month in interest, 800 owing on a small personal loan, and I owe 1600 to my ex. Yes, I know Im stupid for getting into this situation. I pay 1000month in rent, sharing a two bedroom flat with a housemate. I live in an expensive city where this is pretty average-low rent - I have seriously considered moving somewhere with lower real estate prices, but I dont know how I would afford the upfront costs of moving. Im trying to lose the debt but usually after rent, transport 80month for bus tickets, food and bills, I dont have a whole lot left to cover savings hahaha there are none and debt repayment. I know I could cut costs on my food and Im taking steps to do that. I dont know how to generate more income - I have no skills or abilities and all Im capable of is minimum wage jobs. Last year I was working 7 days a week in two jobs this one and retail, but I made myself sick from overworking. Ive fainted and thrown up at work, and had an anxiety attack in front of my boss.Its getting to the point that Ive abandoned all morals and seriously considered selling my body just to get back on track. But thats a last resort and I want to try and fix it the right way first. I dont even know where to start. If you have any tips for me I would really appreciate it.  <response>: A few things to say here.First, you need to post a detailed budget for us to give you any help. All youve given us is a couple round estimates. In drawing up that budget, I bet youll see the answer yourself.Second, your debt is bad but not really THAT bad. I consider myself to be in good financial shape and have an equivalent amount of debt from some unexpected and expected expenses that far exceeded my emergency fund. The important thing is that the amount of your debt goes down. Unfortunately, I also make almost twice as much as you, so thats easy for me to say and might be meaningless to you.Finally, increasing income only comes from that second job or figuring out a pay raise. If you need mental health help then you need to get it, but when I was young I made some dumb financial decisions and the only way out was to pick up a second job. It sucked. A lot. I was tired, completely exhausted. But I was out from under most of the debt within just a year - it can be done. 