<prompt> Human: First job out of college, making 80k a year, in the market for a new car. I know people say to buy used but I really want all the bells and whistles in terms of in car technology.I currently have 8,500 in student loans, but I wont even step foot in a car dealership before thats paid off just trying to plan ahead here. I live at home in Massachusetts but due to my familys financial situation I pay all the bills short of the mortgage. Ive also had a credit card since freshman year so 4 years now and never missed a payment so my credit is pretty good I think. Current monthly take home pay is around 4,500 after taxes. I have not yet started contributing to my 401k starts in October for me so I will be contributing at least 8 to get the company match. I will also try to be contributing to an IRA I plan on opening soon My monthly bills round out to about 750 a month.So my very conservative estimate is that Ill have 2,500 extra a month. Obviously I wont be blowing it all on stupid stuff, and upping my retirement contributions as my finances settle down a bit there were a lot of overdue bills at first, and Im aggressively paying off my student loans right now.The cars Ive bought previously have been used and paid outright in cash so Im not that familiar with the car loan process, so given this knowledge, what do you think is a reasonable car loanmonthly payment for me? Assistant: You provided a lot of info but thats not good enough. You have to think about what your vehicle is going to be used for. Just getting around doesnt cut it. Are you a camper, do you want rugged or is something just for the road okay? Do you want your potential dates or SOs to ride in it? What about family and friends? by that I mean if air conditioning is something sought after in your state then you might be fine riding in a hot car with no ac but if you have to drop off or pick up your little sister then you might want to consider her comfort. A reasonable car loan will be what you can negotiate but I will tell you this, no matter how much the sales man asks you how much money do you have to put down? Do not answer that question with a number, ever. The salesman is about commission and if you tell him what you plan on spending they will ding a way to work their commission into your amount. Dont tell them him much your willing to spend either, you make them tell you what they are willing to sell it for and offer half of the amount they tell you until you come to a price you like. If they arent going to come to the block and negotiate walk awayEdit: just a question, how many people voting on this thread worked in sales? How many of you have actively not tried to increase your sales commission on a sale? Human: Thanks for the advice on dealing with the salesman!I definitely want a comfortable ride, Im not going to be taking it off road or anything. Something that friends, family, or potential dates can say oh this is a nice car. Another big thing is that winters are pretty bad in my area, so I definitely need a car that will be able to handle that.Assistant: LOL. If you offer half of the asking price of any car on any lot, any salesman who is not a complete moron will stand up and say thank you for your offer. have a nice day. There are 0 cars with that much margin in them. 0.Human: Oh yeah I wasnt going to take the advice literally, but I thought the comments on not telling the salesman how much money youre actually willing to spend was good.Assistant: You are going to have a hard time buying a car. Human: Well. Trying to avoid that. Thats why Im asking for advice.  <response>: Read the FAQ on raskcarsales 