<prompt> Human: I am a recent grad and have been working for about a year as an accountant.I have been doing nothing but saving and paying essential bills.Recently have looked at my account balance on my student loans and have noticed that I have barely made a dent in the principle.I have a savings account with enough money in it to pay off a substantial of my student loans, but i also have another idea about investing in a house or some sort of property closer to the city Philadelphia just to rent it out to college kids or anyone in need, while I could either continue living with my parents or just stay in one of the rooms.My issue is that Im not sure which of these options would be more financially beneficial to me in the long run.If you have any advice please provide me with some insight.Have a great day!  <response>: Pay off your loans. Getting an asset to rent out sounds great, but that is taking on costs without any guarantee that A. it wont generate more costs and B. you do well with it.Get rid of your debt. Then save up more and do the asset later! One step at a time. 