<prompt> Human: No credit, as in like no credit, credit report sites cannot even find my identity. I have never owned anyone any money. Edit: Thanks for the input everyone, I have an appointmenttour of a place Im interested in tomorrow that should be well within my income. Just a bit nervous if this comes up.  <response>: Personally , I would look at it this way--- If you can provide Id, show you are employed, have stable income, and have a reasonable explanation why you have no previous rental history or credit. I would rent to you. I would require a greater security deposit with an agreement that the additional security deposit to be returned after 12 months of positive rental history-or the expiration of the lease if earlier. Maybe you can suggest some sort of arrangement like that. In the meantime Id recommend opening another checkingsavings with a local credit union and transfer minimal funds sometimes you can open an account with 5 . Once youve established your account theyll send you periodic offers for various credit cards or loan products. Often times the qualifying guidelines are easier to achieve than some of your bigger banks. Might be an easy way to build some positive credit. 