<prompt> Human: So, my Mom and her husband are bad...really bad..with money. I have taken over their finances, and am rebuilding their credit. As such, I am buying credit with securedhigh interest cards Cap 1 Secured, Credit 1, 1st PremierYesterday, when I went to log in and pay Moms account with Credit One 300 limit it says Due to your good credit habits, you are approved for a credit limit increase to 500! Well yay, progress, right?Then you keep reading... To accept your 200 credit limit increase, there will be a one time charge of only 24.99. Click here!I chose to accept it, because it will ultimately help them, but they keep coming up with new was to make money off desperate people. yes, I know, they got themselves into this position. Just wanted to give other people rebuilding a heads up.Assistant: Credit One is a terrible, predatory company. Its shocking they havent been shut down by regulators. Im not surprised at all and I doubt this is a new tactic for them. First Premier is similarly predatory. Can they get by with the Capital One secured card? That is by far the best company out of these 3 for your parents to continue to bank with. Human: I knew it was going to basically cost me money to get them back on track, its all good. But I wanted to warn others. I got them each 3 cards, then added them as AUs on each others. Use, pay off before statement end, repeat.I would be lying if I said it wasnt in the back of my mind that eventually someone is is going to file a class action suit for forcing people to pay for the credit limit increase, and I could make a bit of my money back though. :  <response>: Just keep on top of the rest of the fees from these 2 companies. I used to work for a legit credit card company and we did a business case on these 2. We investigated all of the fees they charge and its insane. They may be charging you fees each time you pay the bill, each time you revolve a balance, each time you dont hit a minimum number of transactions, they may try to charge you to close the card, etc. 