<prompt> Human: 24 M just landed my second job as an RN. The first at a nursing home for 28hr. This new job is at a hospital and has me at 54.78hr which is a HUGE difference. Not only am I making more but I work much less. 6 days every 2 weeks. 12hr shifts so 36hrs hrs a week. 72 a pay period. With all the new free time I want to be responsible and not just spend spend spend on my days off . But also want to start learning about how to manage my money efficiently while still paying off my loans 72K. Im coming to notice 54hr isnt much when youre single with no dependents i feel like so much is taken out to taxes! And since im from a relatively affluent area Central Coast, CA The money doesnt go nearly as far, so it seems like getting a housecarsavings is so much further away. tl;dr- 24 M finally making decent money. Looking for advice from others on finances and how they first learned to deal with such a job in income  <response>: If you can live on 3kmonth, youll pay off your student loans in roughly 3 years. If you can manage on 2kmonth which should be very doable as a young single person, even in Central Cali - Im from there, you can pay off your debt in roughly 2 years. Thats pretty solid. Id go for the 2 year plan if I were you. Congrats on the great job! 