<prompt> Human: So I live in a high cost-of-living area in the US and I pay what feels like a small fortune each month - 1650. Dont get me wrong, my place is great and I love it. But I spend so much on rent, I dont save, and I feel like I just hand over that money without getting any benefit. My landlord - the homeowner - and I have a neat arrangement right now. Both as Bank of America account holders, right now I just transfer her the rent money since its free and easy. I then have a bank record and dont have to bother with a stamp, and shes usually got the rent in hand a few days before its actually due.It causes me so much mental anguish to hand over 1650mo that I started wondering... what can I get for this? I currently have a Southwest card that I love and I pay off in full each month. Is there a service that I could use to charge my credit card for my rent? That would give me what, 20k miles each year? I think thats worth a small service charge each time, right?So then the question is... what service should I use, that I can talk my landlord into using, that wouldnt be of any detriment to her and would only be a small service charge to me?Other advice also appreciated. Thanks :  <response>: You get the miles or other perks on the backs of the merchant fees paid to the credit card company. If your landlord was willing to accept credit card payment, then you could get the miles, but the landlord would have to pay the processing fees for the card usually 2 to 5. Would you be willing accept a 5 higher rent? This same process would apply to any service which accepted card payment, then forwarded cash to your landlord. You can do this yourself with a cash advance, but there are similar fees for doing that. 