<prompt> Human: Im turning 18 in just a few months in the state of California making me a legal adult. I know this opens up a huge amount of options in the financial region so I was wondering what I should do to start my road to financial responsibility?I will be moving out of state probably to university next year and still live with my parents. I am not employed and will probably not be within the year but may have some inconsistent side income. I am a natural spender so I wont be getting a credit card.  <response>: For young people in the US and other developed countries, this advice will apply pretty well most of the way through college, below the age of 20 or so. You may also be interested in the reading listI am a bot, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?torpersonalfinance if you have any questions or concerns. 