<prompt> Human: My fiancé borrowed 10,000 from One Main and used his truck as collateral. He has bad credit but here is his question. Are there any loan options out there for him? He wants to take out another 10k loan to pay off One Main since they have a lien on his truck.I told him I have no idea but thought Id come on here to ask. Thanks! Assistant: No if he needed to secure a loan with something before, what makes you think somewhere will give him money unsecured now? Hes just gotta like... pay of the loan.Human: I get that. Just asking since he wanted to know if he had options. I just wish he had listened to me to begin with and not have taken it out.  <response>: I just wish he had listened to me to begin with and not have taken it out.Nothing says he cant pay it back in less than 60 months!If he has only spent 3,000 on his work tools or whatever that lie was, he can pay of 7,000 of the loan right now. 