<prompt> Human: I just learned that I inherited 30-40 grand. I did not expect this at all. Now that the shock has worn off a bit, Im trying to figure out what to do with this money.A few details about me:Im 28 and just graduated college. I live in New Jersey. I started my current job last year and Im making a little over 80k a year. I Have 75k in student loans interest ranges from 3.5 to 10. I am contributing 6 company match to a retirement fund. I have minimal living expenses and have been throwing all my spare money at my highest interest loans for the past six months. I have a little over 10k as an emergency fundsavings.I have a few ideas of what to do with this money1 buy a sweet Camaro 2 put all the money into my student loans3 use the money to buy a house. I have a friend who just bought a house with a 0 down mortgage and is renting out spare rooms to cover the monthly mortgage bill so hes basically living rent free.edit: Thanks for all the advise. This has given me a lot to think about. And for the record, the Camaro bit was a jokemostlyAssistant: If you have over 30k worth of student loans that have interest rates over 7, put it down on that. 7-10 guaranteed is a fantastic return for your money.Human: 25k of my loans are above 7. Interesting though, never really thought about paying off loans in terms of roiAssistant: Doesnt work if you pay off your loans, eliminate your monthly loan payments and then use the extra money for a nicer apartment or car. Instead you investsave the money you would have been putting towards your loans : Human: But that Camaro tho  <response>: Will be there later. The more debt you pay off, the better rate you can get on a Camaro later 