<prompt> Human: I make about 120,000 a year and considering buying 275,000 house. Its got a gigantic in law apartment for my parents and is about 3500 square feet. I will put 20 percent down and my parents will be paying me 600 a month. I do live in New England so I am worried about heating. The taxes are 8,000 a month. Can I afford this and live comfortable ? I have zero debt and put 10 percent into 401k. No kids, single and in my thirties. Thanks !  <response>: Yes. Yes you can.Youd probably also be able to live comfortably yet frugal read: fun and interesting and pay that house off super early. If you didnt feel the need to fill the house with like 20K worth the furniture and what not I mean. Sounds like a good life to me. 