<prompt> Human: Basically, I went over my limit on my one and only credit card. I know its irresponsible but I can have it paid off in about 5 months no problem. However, I dont want to hurt my credit score in the meantime so it is wise to open another credit card for the purposes of alleviating my credit score?Right now my score is poor, and I want to work on making it better. I dont plan on charging to the new card, only to make credit payments. Ill probably encounter high interest rates on a new card though, right? I dont plan to have the card open for more than a year. Also, if this is the right move, are their cards that youd recommend?  <response>: Your credit score is just a number, your debt is robbing your future. Pay that card off first. Credit utilization has no memory. 