<prompt> Human: Hi, Im an 18 yr old Australian currently studying my final year at high school. I currently have a job with shifts that pay 27 AUD per hour. I only work a few hours a week as Im studying but I have the flexibility to take up more shifts at almost anytime. As I work as a swimming teacher under a large body I can get shifts that pay up to 60 AUD currently work the 27 as they fit my schedule. I bring in around 75 a week. I have around around 1500 dollars in savings from my job as I rarely take money out. Im looking to study at university and can stay with my parents place without the need for a car in the foreseeable future. Now I believe I have covered most of the basics I might get as well get to why I posted here. I know I dont have much money to play with but Im looking for the best advice to make what I do have go the mile. I would like to get a head start on saving and stay one step ahead. I have read many post on here including things such as ELI18 and others but find that majority of it is either out of my area in terms of having a full time job or based around America. Other than just sitting on the money in a savings account do I have many other options?Assistant: 1500 is not enough money to really do anything other than earn interest in a savings account. However, Id recommend looking at the interest rates of different banks to ensure youve got the best deal.Human: In your opinion at what balance should I start looking to other forms of investment?  <response>: Ive always heard 10k but it needs to be play money if youre going to try beating the indexes. If you want to invest in something generally reliable, just invest in a standard retirement fund that has age-based selections. 