<prompt> Human: Im 25 years old and in about 6 months, I will be coming into some money after a lawsuit due to a motor vehicle accident in the state of Illinois where I was rear-ended at a red light by a semi truck.I graduated last year in May with roughly 60k in student loans, and I initially thought to put the 50k from my accident towards my student loans in order to free myself from as much debt as possible, but then I thought to myself that maybe I should pay in installments in order to better my credit since my mom stole my identity when I was 19. Long story due to substance abuse issues on her part.However, I was also looking into investing part of this into stocks or possibly opening up an account that will accrue interest in the long run.Im honestly not sure what to do here, and I want to make the smartest decision possible. What should I do with this 50k? I want to get rid of debt, build my credit, earn a little extra and put some money away for later in life.  <response>: but then I thought to myself that maybe I should pay in installments in order to better my creditNever pay interest for the purpose of improving credit. What should I do with this 50k? 