<prompt> Human: Hey guys, looking for some advice.Im 19 AU and Im double majoring in finance and financial planning, and also working in the field. Since long before then I have been an avid saver and cost cutter wherever I can.At my current job Im making about 400 a week and saving 200-250 of that. The rest pretty much goes on my few bills - transport, phone, life insurance, health insurance and soon to be gym fees my parents arent charging me board while Im studying and I havent bought a carIn just over a year Ive saved almost 15k. I go out for dinner maybe once a week, and have a few trips away throughout the year. Most of the things I do for fun are free - bush walks and adventuring outdoors. My big purchases are overseas holidays with my boyfriend, which I love.Overall, Im pretty happy with how I use my money as it goes only on what I value. My issue is the fear of regret. I see a lot of people telling me including my mum not to worry about putting too much money away, go out more, buy a car, etc. I was just wondering for those of you out there a little older and more experienced - do you regret not being more frivolous with your money when you were younger? Do you wish you went out more, and had more fun with your money? Unfortunately I have to ask this question - as the people around me are not the best role models when it comes to money. Im kinda working things out for myself, and dont want to be sacrificing my youth as some people see it. I would appreciate any advice.EDIT: Holy guacamole. Went to sleep and woke up to nearly 300 comments! I have to run to work but Ill get through and reply to everyone tonight, I really appreciate it!For the record, in terms of buying a car Ive put it off because I work 10 minutes away from home, and go to uni 10 minutes from work. All the public transport is awesome and goes directly to my locations. I get buses and Ubers if Im feeling lazy, and according to my calculations it works out much cheaper than buying a car at this point in my life. I have my licence and Im insured on my mums car so I can use that occasionally. The only benefits would be freedom on the weekends, but my boyfriend mates enjoy driving and are happy with me giving him petrol moneyshouting food :  <response>: The only mistake youre making is letting other people know that you have money saved up. There is a certain class of person who believes that if you have money, they should have it instead. They are in your family, your friend groups, your co-workers, random people youll meet on the street. If they dont know you have money they wont pester you. 