<prompt> Human: Hi, PF. My father is in a bad financial situation. He has an impressive combination of medical debt, credit card debt, car payments and a mortgage from a house that he irresponsibly purchased after my mother divorced him. He is trying to sell his home and move into a smaller home in the near future. As the title suggests, I just have a nagging hunch that he may open a credit card in my name, if he hasnt already. This is really just a hunch, based on a funny question he asked about my SSN last week, and the fact that I know hes struggling financially. I would like to know if I have any way of checking exactly what exists under my name that could have an effect on my credit. Is there something simplereversible that I can do to take precautions? Some other info: I am 24, out of the house and married. My wife and I have good jobs, no debt, and combined 100k in savings. We hope to buy a house in the next two years.Sadly, it would not be out of character for my father to do something sneaky like this, and it would not be out of character for him to let it get out of control really fast. Thanks for reading and your suggestions!  <response>: Go with the credit freeze the others are saying. Keep in mind that if your father does steal your identity, you will have two choices: 1 Be responsible for the debts your father creates2 Report them as fraud and be prepared for your father to potentially face jail time over it.Both options suck and it will be much much easier for you if you can avoid the whole thing with a freeze. 