<prompt> Human: I need to help on this, I was driving home yesterday and the roof window skylight or whatever u call it came off a bus that was driving in front of me and hit my car, it broke the windscreen and flipped around and hit my back side window and smashed it, sone minor pillar damage too. Pretty scary considering Im only driving 2 months. I left my car in a repair shop and theyre going to do up an estimate for me, also hired a car fof the time being. The owner of the bus company said he wants to pay case instead of going through insurance but its entirely up to me... what should I do? Should I try and get some extra cash out of it myself if he wants to pay cash? I dont know what to do  <response>: If it were me, Id make damn sure get it in writing on something official - company letterhead or something - the bus company doesnt wanna use the insurance company either because itll put their premiums up so it mightnt be too hard they were going to play ball, then let them pay in cash. Its easier for everyone involved, and probably faster. If you take that route though, make sure they agree to pay whatever the crash repairer charges, not what he quotes; you dont wanna be left high and dry because they quoted 2k and charged 4k. 