<prompt> Human: I currently have 2 properties Im renting as in, I am the tenant with the combined deposits come to nearly 5,000. Im using YNAB and Ive created an off-budget account and my plan is to include deductions as if that is an expense account. This means the 5k counts towards my net worth even though its technically not guaranteed if say I break stuff it can be deducted is that a sensible thing to do? How do you count your rental deposits in your finances?  <response>: When I rented, I basically forgot about my deposit until it was time to move. Then, I treated it like unexpected income. Btw 5k? Thats a lot for two rental deposits. Why not buy? 