<prompt> Human: Hello all,I have BoFA Rewards credit card for the past 7 years. And since December 13, my credit card has been compromised 6 times. Every fucking time, I go through the same process ... cancel credit card, get a new one, update all my auto-bill pays. I started using another credit card from BoFA simultaneously, and the latter never gets compromised. Out of the two BoFA cards, only one gets compromised!I was unable to change my credit card due to personal reasons travel, hectic schedule, laziness on my part.But now, I am at wits end as to why is this happening? Every fucking time, the merchant is different. In Dec 2013 it was Target, Jan - Walmart, and subsequent times, the frauds were done when I am not even in the country, by merchants I have never heard about. Just yesterday, I was charged by an airline in France! I dont even visit Walmart or Target and have never been in France!! Fuck this!So, I have a couple of questions-1. Will changing the credit card even help? Changing to AmEx or changing to another bank. Arent all credit cards created by the same encryption?. Sorry, I am grasping for straws and my understanding of credit card security might be completely wrong.2. Will closing a 10K limit credit card, and opening another one 10K limit with a different provider Chase affect my credit score? I could not find this info in the FAQ3. I have done my research and I have narrowed myself to two cards. I travel international a lot, I always pay off my credit cards and I consider myself sound, financially. Should I be worried that any of this saga will hurt my chances in getting mortgage for a house in a years time? I have a 800 score right now and Id like to keep it that way. I can sign up for annualcreditreport.com, but I am not sure if it will help me with anything.Thank you all for reading and replying!EDIT: ClarityAssistant: There are many ways a credit card can be compromised -- some of these methods are due to the fault of others e.g. Target, and some are caused by the credit card user.Given that your card has been compromised 6 times in approximately 9 months, there is a high chance the fault either lies with you, or with a common merchant that you continue to use. For instance, if your computer is infected with malware, its likely that the malware can simply get your card number every time you enter it.Human: I understand and I thought something was wrong with my online purchasing. I use a Mac, with latest version of chrome. I am anal about my computer habits. I never purchase anything out of amazon.com and do not save my credit card info on any website except utility or bill website. Can the merchant be different and unheard of if the card was swiped at a local store? For ex. If I go to safeway and the card has a transaction from Mexico?Why is only one out of my two cards compromised every time?Thank you for your help!  <response>: Sounds like youre using your card some place that has a skimmer machine on the CC terminal. Most common places are gas stations. Its a machine that is placed over the CC terminal and will read your card data and then the info will be used to create a fraudulent card. It might help to get a chip enabled card. 