<prompt> Human: Girlfriend and I are moving in together. We have been together just over two years. We earn roughly the same her a smidge more than me at the moment, though we suspect come pay review time I will get a bigger pay rise than her. We are setting up a joint account from which to pay rent, bills etc. I have a car, she does not, nor does she have a driving licence, but she is learning. My car is in effect a lease, reasonably sensible c.USD 286 a month. Insurance is c.60 a month. When we live together, I doubt I will drive it very much at all without her in it. Neither of us commute by car. We have agreed to split the car and insurance payment 5050. The net effect of us moving in together is my monthly outgoings will remain similar to now half car payment, rent more expensive but hers will increase quite a bit c 400 USD a month - her rent at the moment is very cheap, plus half the car payment plus insurance. I offered to split her driving lessons she has sat her test once and failed, and is looking to book a resit, so hopefully will pass in a few months. Driving lessons are c. 60 USD an hour, and I imagine she might need another 10, plus a driving test at c. 100 USD - if she passes second time!. However, a few friends are suggesting it is unfair as it is my car. What do you think? It isnt causing friction, she is fine to split, but I dont want to be taking advantage. We are in the UK, but I dont think that matters much in the grand scheme of things. The car finance is a personal contract purchase - so you pay the depreciation with a guaranteed future value, that you can buy the car for at the end, or hand it back. So car OTR price was 15500, I pay 250 down and 214 a month for 24 months, and at end I either buy for 10500 or hand back. If it is worth more than 10500 at end, equity is mine, though I dont expect it would be more than c 1000 USD, if anything.  <response>: Its a rrelationship question 