<prompt> Human: All of my loans are 6.8I net 16,500 a year.They are as follows:-20,000 private- Sallie Mae There is a 2k loan within this 20k that is at 5.6 if thats relevant.-40,000 federal-10,000 federal-20,000 federal-20,000 federalI have 11 months left rent free thanks mom and dad!. Which one do I throw any and all extra money at? Is it worth it to bump certain ones out to 25 yrs and try to throw extra money at the others? PS: yes I was a stupid girl who got an expensive masters degree in a field that isnt hiring. Im a secretary now. Please try to hold back on the lectures, I hate myself so much already for doing it.  <response>: Id probably pay back the private ones first, just because those arent eligible for income based repaymentpublic service loan forgiveness and all the other government stuff. Not saying youre going to use those necessarily, but the value of getting an awesome public service job or something like that would decrease immensely if youve still got private loans to worry about. 