<prompt> Human: Is this a good choice for my first investment?After doing some research, I found an investment option Im highly considering: This investment appeals to me because you can start with as low as 100! However, you have to deposit 100 a month to maintain it. Im okay with this, as Id like to have some savings.My investment goals: Basically to just obtain a chunk of money to live off of. Currently I have a full time job and make enough money to put some aside. I dont really plan to retire with this. I might cash it in in a few years and take a few lazy years. Im very new to all this, so feel free to offer any advice. Also, my job offers a matching 401K which I will soon be eligible for. I plan on contributing the full amount. This mutual fund would just be another option. Is this a good investment for my very first time, or are there better alternatives? Im willing to invest up to 500 to begin with. Starting small, I just broke into the working world. This plan sounds quite appealing to me, but I could be wrong and dont want to make a mistake.Let me know if Im missing something, or if there are better options. I heard Vanguard is good, but I only have 500 to invest and I believe thats below their minimum. Assistant: Your link is broken, but for those interested this is Schwab SP 500 Index Fund SWPPXThe expense ratio is 0.09. Schwab lists the category average as 1.14. A similar Vanguard fund has an expense ratio of 0.17.Human: Hmm. Im so new to all this that I have trouble understanding everything. Im going to have to research Vanguard a bit more. When I looked previously I only saw ones that required a high minimum deposit.Assistant: A lot of their funds can be purchased for something like 3k minimum. A few are 1k minimum. All you need to open an account is 1k, then you can keep adding and buy a fund when you have enough in the account.I dont think youd be making a bad choice with Schwab, though. You just mentioned Vanguard so I was giving an option on how to go there if you wanted.Human: I always hear good stuff about Vanguard whenever this comes up. I just want to make sure Im not making a dire mistake with Schwab instead, Haha.  <response>: Schwab is a fine place to invest with excellent fund that rival Vanguards fairly well. 