<prompt> Human: Hi all, looking for some advice here.Im currently working my first job after college, and plan to keep working for a year or two before going to grad school. Ive had a fund portfolio since I was in high school, into which I tried to put most of the money I earned from part-time and summer jobs, etc. Currently, its worth around 20,000 or so. Now that Im working fulltime, Im trying to put a decent amount of my monthly paycheck into it on a regular basis.Ive maxed out a Roth IRA through my employer that is solely comprised of the Vanguard Institutional Index VINIX - basically just the SP 500. Ive been splitting the rest of my investments every month between a Vanguard Target Retirement fund VTTSX and an actively managed mutual fund, which Id rather not name for privacy reasons. When I was a kid, I was gifted some shares of this fund by a relative who is an executive of the managing company. I dont think its a bad fund per say, but it also doesnt really ever beat the market. In particular, its been significantly below the market for the past year. Im worried if continuing to invest in this fund for the long-term is a good idea.It seems like the general consensus here is to invest almost solely in index funds? Would you guys recommend that I stop investing in the active fund and switch solely to Vanguard?  <response>: Yes, the advice youll get here will generally be to move to low-fee passively managed funds. Most actively managed funds will never beat the market -- especially after factoring in fees -- and if they do its usually a short-mid term fluke, andor eventually offset by larger losses. 