<prompt> Human: Ive seen some other people fall into tons of debt for dumb things theyve done, is there anything I need to avoid doing? I also have no clue about all the different things insurance and such that I need to split my money into. Please help!I also plan on entering the Air Force reserves so theyll pay off my college and Ill be doing something that Id like to get it paid off Yes I understand what the reserves areEDIT: Thank you for all the help! If you would like, any additional help would be appreciated.  <response>: Dont get anyone pregnant.Dont get pregnant. Dont get addicted to drugs. Im not kidding. 