<prompt> Human: I dont know what the hell is going on. I make 70K a year and my wife makes about 25K a year. Bills are late, things arent getting paid. We have 3 kids, one adult who pays usually 400 a month in rent and 2 teenagers. We are always broke. We have zero savings. I just got a letter from the power company saying the power will be disconnected if the she doesnt contact them. The only debt we have is rent 600 a month and her car payment which is about 450 a month.Ive been playing the blind idiot for years partly because I didnt want to be bothered with finances and she would get upset if I try to take over the finances. Sorry just needed to vent.Im in East Coast Canada so cost of living is fairly high. Income Tax, sales tax etc..I just wonder what I should be looking at for savings every month. I mean I expect that at least the bills will get paid.  <response>: Normal advice. Write down and track your expenses. Every dollar.Also you are married. This is a joint venture. You need to discuss these things with her obviously. You both are at fault. Be open. Be honest. Work through it. 