<prompt> Human: Any info and advice please. My husband and I are expecting; Im now at 6 months. I want to sign us up for life insurance before baby is born. How do we look for life insurance? What should we look for? Best ratescost? Anything else that I might be completely ignorant about to avoid any mistakes. He makes 36k a year. Im currently not working. Were 23 and fairly healthy. Im not sure if any other information matters lol. Thank you!  <response>: Dont buy whole life, go with term 