<prompt> Human: thanks!  <response>: Your top priority should be securing a well paying job that has real career potential. If that job is in your hometown and you can tolerate living at home, then do that and pay off your student debt in a year. If that job is elsewhere, then find somewhere you can afford and pay off that debt in 2-3 years. 15k of student debt is very manageable and it shouldnt cause too much of a burden on your life.I would wait a year after starting your career before doing the Masters for two reasons:1. You may find you dont like the field and wish to steer your career in another direction maybe go for an MBA? or whatever?.2. The company you work for may help you pay for it. 