<prompt> Human: What is the smallest sum of money I would need to invest In any fairly safe format to gain 12,000 to 20,000 of investment income per year? I currently dont require much income at all to live comfortably, so now Im wondering what kind of a monetary lump sum I would need to achieve a permanent baseline income.Edit: Im 24 years old, have degrees in Physiology and Music, and only 10k in Student loans. It could take a long time to get whatever lump sum I would need, it obviously depends on my income and how much I save, but this was a good way to get a ballpark estimate. Thanks for the replies.  <response>: You need this multiple of your yearly expenses:25x if you want to be risky33x if you want to be safe50x if you want your wealth to grow after inflationSo for you, anywhere from 300,000 to 1,000,000 