<prompt> Human: I am a host a pancake house where I only make 270 biweekly. My rent is 300 I live on my own renting from a friends family. I have been given the opportunity to work for Toyota as a salesman. But I recently found out my license is suspended due to a failure to appear and a failure to pay for a ticket I got 3 years ago.I dont have any proof I showed up and paid showed up to court and paid onlineI need to pay off the ticket in order to get my license back and get my sales license so I can start my new job.Should I take out a personal loan? Or is there anything I can do maybe a different sort of loan.I have no credit cause the ticket is in collections so I havent been able to start building my credit. I am 21  <response>: If you paid online then you paid with a credit or debit card and there is a record somewhere. I would start with that. If you dont have a copy of your bank statement call the bank and ask them about the relevant time period. If you are respectful and briefly explain the situation, they may help you out.If that doesnt work, your next step is to call collections and see if you can go on a payment plan and get your license back that way. If not, they may be willing to settle for a lower payment amount, but they typically require payment upfront.While you work your way through this and figure out your options, you need to start working extra shifts, selling belongings you dont need, cutting all expenses possible rice and beans, eh?, selling plasma, etc. If you can hustle, you have a good chance at improving your life significantly.The loan or paying the bill with credit card is your last option. If you do take it, consider keeping both jobs until it is paid off. If you have this in collections, you probably have mediocre credit, but it might be possible to open a 0 intro rate credit card. Again, do your best to avoid this because it may very well backfire. 