<prompt> Human: im on commission and currently making around 1700-1900 per pay period when slow season hits ill be making around 1200. im currently saving 30 of my cheque in hopes of moving out of my dads place. my total bills currently add up to 300month. my insurance is going to be around 300 a month. what sort of payments do you think would work for me?  <response>: Work off the slow-season numbers... when youll be living on 2,400 per month. With 1,000 in fixed costs I would not take on monthly payments of more than 250 or so. As you shouldnt take out a loan longer than three years to buy a used car, that suggests your car budget is around 8,500 or so. 