<prompt> Human: I figured this is a good way to generate discussions on things that work and things that dont. It also helps in taking a long view on our finances. I will post my answer in the comments.  <response>: 5 Years ago: 21, entitled, had parents paying for everything including college, thinking I would never run out of money, never saved my money, gonna get a job super easy liberal arts degree, roomed with 3-4 girls.Today: 26, not so much entitled, I pay for everything now, have a slow growing savings account, have a job that I enjoy, started my 457 2 years ago, still rooming with one of the girls from college, doing my thing. Five years in the future: have my own apartment or have a roommate, Im coo with that, car and student loan paid off, positive net worth, another retirement account up, do some traveling to Europe, have about 15k in my savings account 