<prompt> Human: Clearly this is all relative. Decent varies from person to person so additionally what does decent mean to you?I am a single guy in his twenties trying to figure this out. I know I probably dont need six figures unless were talking NYC private schools.But how much is enough? EDIT: Assume 2 kids  <response>: This is such a generalized question that it cannot be answered without a stated set of variables. It depends on the number of kids, what area of the city you prefer to live in, outstanding debt, and so on. I could easily find a 2 bedroom apartment for less than 1,000 out in the suburbs. Closer to the city, where I live currently, Id be looking to spend twice that, if not more. 