<prompt> Human: Redditors of personal finance, I need some advice for planning a trip to Disneyworld for me and my kid sister for her birthday in October.Some background, I am 24 and my little sister is 12. Ever since our mother died 3 years ago, I havent been able to go on a vacation, just working between odd jobs and the Army reserves, and my little sister hasnt been anywhere extravagant since our mother passed, I want to plan something great for her birthday. A year before our mother passed, my little sister was living in the Philippines since our family couldnt support her living in the states due to my mothers deteriorating condition battling cancer. We flew her out immediately when our mother got super sick in December 2013, she was drug induced and wasnt able to speak due to a tube running down her throat. I wasnt even sure if she was conscious when she saw my little sister arrive, but she passed away a day after, so you can imagine how hard it was for my sister.I never finished my degree, but I managed to land a good software engineering job in DC this year, but money is tight paying for a house that our mother left us and taking care of my family, I do have an older sister that chips in for a few bills, but she has a family of her own, and I dont want to bother her too much. Monthly I make about 2,800. I net about 300 after credit cards and other expenses if there are no crazy emergencies, and my credit cards are all maxed out, since I just got this job recently and I never made near enough money to support my family. Can anyone help me build an itinerary for this vacation to save as much money as possible? Ive never been on vacation so Im honestly lost, I know its irresponsible to go on a vacation when Im in debt, but my little sister deserves this, and a bit for me too, never been to Disneyworld.My little sister loves Harry Potter, so if anyone has any recommendations on what to do there thatd be welcome!Assistant: I know its irresponsible to go on a vacation when Im in debt, but my little sister deserves this, and a bit for me too, never been to Disneyworld.Put it off a year, get your act together. Everything will be the same, except youll hopefully be out of debt.Human: This.Plus your sister is 12 - would she love it and remember it for a while - sure. If you saved up a little longer, made some more responsible decisions and then surprise her with a used car when she turns 15 or 16 - shell have something that will be highly useful that she can keep and use for YEARS.Assistant: He could also just not ever spend any money on her and leave it all to her when theyre both super old. He could do a million things with the money, but he wants to bring his little sister to Disney. I think helping him do this responsibly is better than giving him advice on what his sister may appreciate more when shes 30.Human: Shes growing up so fast, shes about to go to middle school, I just feel like Im depriving her of a happy childhood and feel so bad for working all the time and neglecting her. :  <response>: Shes growing up so fast, shes about to go to middle school, I just feel like Im depriving her of a happy childhood and feel so bad for working all the time and neglecting her. :Post this in rrelationships - youll get dozens of pieces of advice on whathow to do very small and very inexpensive things that will mean way more to her for way longer than a big trip to disney.Also, it is not your role to raise and provide for her - you and your sister are both facing the repercussions of a horrible event - both of your lives have changed - who is out there doing special things for you to make you feel better and to make you enjoy the world more - you deserve those things as much as your sister does. Do not beat yourself up about not being able to afford a gigantic trip to disney. This is in no way YOUR fault!Keep your chin up, youre obviously a nice guy, a great brother, and you have good intentions - but dont get ahead of yourself trying to finance a several thousand dollar trip to disney when there are hundreds of things you can do locally and way cheaper. 