<prompt> Human: Ive been having a hard time justifying buying a house to build wealth. Once I add in HOAs, property taxes, and annual maintenance, its 200 less than my rent. That number is before mortgage and PMI! I stumbled upon this article recently that helped me revisit what wealth can look like as a renter. It definitely adds some perspective to my personal finance ways of thinking. Hopefully this will help someone else!  <response>: Sometimes owning a house is better, sometimes renting is. So long as you do whats best for you and you do the research, youll be fine. 