<prompt> Human: Hello! Im a 22 year old construction worker who still lives at home with my parents. My girlfriend lives with us and we pay 200 each in rent. We also have our phone bill and insurance for my car.My dad has been pushing me to move out and I agree 100 since I want to have my own privacy and my own place with my girlfriend. I see a future with my woman settling down and living together. I want to purchase a house. Nothing too expensive and fancy. Been looking at a house around 135k and looking to put 8-10k down. I dont have the best credit score 605 just got approved for a credit card. Im a first time buyer so I honestly dont know how to approach all this. Its new and kinda intimidating to be honest. So my question is, what do I do? How do I approach all this home buying situation? I know some of you will say just get an apartment and I hear you. We can move out without the huge hassle and what not. But I feel my money should go into a house since its an investment and I can eventually sell it down the road. TL;DR 22 years old, living with my gf at my parents house, I have 10k in savings, steady job, looking to buy a house. Advice? Tips? What should I look out for? Thank you again if you took the time to read this :  <response>: I know you dont want to hear it, but my first recommendation is to rent an apartment for about a year. Let your credit score increase cheaper mortgage, your down payment, and your capital for immediate improvements in the house and there will be, from appliances to paint, increase.This year will give you time to research what you want, how to do it. It will also give you time to look for the house you want, once you know what you want.Given that, since you are in the construction trades look carefully at the quality of the construction. Remember the agent isnt necessarily on your side, wants a sale. Check how much you can AFFORD for a mortgage the bank will push you to borrow as much as they can. Investigate the interest rates and the banks in your area some banks suck and really look at credit unions. Look at the schools in the area and which one your kids will go to. 