<prompt> Human: I got laid off 3-4 months ago and have been struggling making bills. My vehicle has been past due for a while now to the point that it was put under repossession status. I got a call from an investigator from the Repo company 2 days ago asking me where the vehicle is. I was very confused so I told them I would call the bank and see what was going on. I immediately called the bank that handles the car loan and they told me that they needed at least some kind of payment or else they will repossess it. We agreed that if I paid half of the past due 549 then they can call off the repossession. I told them the earliest that I can do is next Monday, as I wasnt going to be paid until today, Friday. They said it was fine. I called back the Repo company telling them about my conversation with the bank and they said it was fine. Next thing I know, there is a guy towing away my vehicle on a flatbed the next morning. He said that someone from the bank called in saying they want their vehicle. Guy says I have no choice but let him take it away as its his job, it was already on the flatbed so I said alright fine I will call them and figure out the situation. I call the bank guy and he is telling me that oh, I said that I can take the payment on Monday but I never said that the repossession will stop! I have the call recorded and noted that Buyer is aware. He made it so that I was under the assumption that if I paid by Monday I would be set. Now, its real time, I got my paycheck earlier than I expected this morning and I just paid all the past dues of 1247, but now the Repo company is saying I need to pay another 500 in fees, etc just for having them tow it and store my vehicle for 12 hours. 500 just to release it! Not sure what to do, I feel like it was just a huge misunderstanding and its the banks fault, I dont want to pay the 500 fee, I feel tricked and this whole situation was just so sketchy. Is there anything I can do?  <response>: Unfortunately there is typically a fee once your car was repoed. These fines can vary. My mother once had a repo and was forced to pay 750 just for the repo. It is outrageous, but there was no way to bypass that fine. 