<prompt> Human: Im in the U.S.; Texas specifically.A week ago, we had a freak hailstorm with baseball-sized hail. Unfortunately my car was not under any sort of covering and the car took several blows. The back window was completely shattered and now has about 16 holes in it. The hood of the car is completely bent around the hinges; the hood can be opened, but it unfortunately scrapes the surface under it while rotating. There are tons of dents everywhere on the car upwards of about 50, which all dents are bigger than half-dollar size.Its a 2013 Honda Accord, completely paid off, and in great condition, but unfortunately Liberty Mutual declared it a total loss. That was a surprise to me considering the age of the car.I have one more year of grad school left and I commute there. I personally have no savings built up because I blew it all on grad school last year because I was a total dumbass and took an unfunded acceptance. Personally what is my best option here? I know that one of two things can happen: - Take the insurance payout of 10,000 and they keep the car. - Accept a salvage title and lose any kind of comprehensive insurance.Because Im a grad student, I unfortunately dont have the best source of income. Having a car is somewhat important in my area since public transportation is nonexistent. Im weary about taking the first option because then I wouldnt have a car, and I wouldnt be able to buy another. However, the second option doesnt seem much more appealing knowing that if something else happens to the car such as being completely totaled in a car wreck, then not only will I not have a car, I probably wont have any money to get started with another car.From what I can tell, I might have a monthly net income this coming year of about 500month. I expect to spend around 200 on groceries per month, leaving me with 300month leftover to put into savings. This is all I would have to work with.What honestly would be the best option for me given my circumstances?  <response>: Im weary about taking the first option because then I wouldnt have a car, and I wouldnt be able to buy another.Im confused. Youd have 10k. Why wouldnt you be able to buy another? 