<prompt> Human: Im 27, without a lot of savings and thought if I should borrow 5000 from RRSP which will tax me at 10 in Ontario, CA or borrow from a line of credit at 6? Any non judgement and assistance would be much appreciated. Thank you  <response>: I think that by asking for non judgement you know this is a bad idea. Sorry, you cant afford to travel now. Work on building an emergency fund of at least 5,000 first. 