<prompt> Human: Current situation: full-time employed by the government of Canada, I make a healthy 50,000 a year, with my total expenses everything in being less than 750month. The rest I have put into a TFSA tax-free savings account which has a current balance of 17,500. I recently got engaged, my wife-to-be is a student with about 40,000 in student loans in her 3rd year, expected to even out at 45,000 to complete her degree including the offset by her summer jobI have been wanting to buy a car for some time now, but I couldnt quite justify the decision since I walk to work every day and can hitch a ride usually once a week to get groceries. Otherwise, the car would be for the future if I do buy a car, I hope to drive it for several years and to make everyday life more convenient.  <response>: If you do choose to buy a car I recommend a used one. It doesnt have to be a old beater you can get great deals on cars just 1 year old.Basically as soon as the car is driven off the lot it goes down in value. A nice 1 to 2 year old car will still be under warranty for awhile and cheaper than a new one. 