<prompt> Human: Hello. Im considering using a balance transfer thats being offered for my Citi Double Cash card. 5.99 until 412020. Ive never done any sort of balance transfer, but Id like to consolidate into just one payment that will end up being less than the monthly payment on the 3 cards I currently have. Those being the Citi Double Cash that Ive mentioned, Chase Visa Amazon Signature 15.74 variable, and an Amazon Prime Store card27.49 if Im reading it correctly. The questions I have are, if I were to transfer those two other card balances over, is it 3 per amount on each of the other cards or 3 on the entire amount transferred? Is there any reason not to do a balance transfer? Is there a better option for me? My goal is to have a single, lower, monthly payment but I will likely make double or triple payments on the card when possible.Thank you for any constructive tips.  <response>: is it 3 per amount on each of the other cards or 3 on the entire amount transferred?The math ends up being the same... 