<prompt> Human: Month to month im paying that minimum amount, which leaves me with relatively little money to make ends meet until the next paycheck. So the i use my CC to make ends meet, which results in that minimum amount to grow and eventually the cycle repeats itself. As im writing this i realize i must struggle for a single month to not use that damn CC as much... and then i will be fine... i guess..  <response>: Month to month im paying that minimum amount, which leaves me with relatively little money to make ends meet until the next paycheck. So the i use my CC to make ends meet, which results in that minimum amount to grow and eventually the cycle repeats itself.Spending more money that isnt yours is not the solution to your problem. You need to reduce expenses if you cant make ends meet without borrowing.As im writing this i realize i must struggle for a single month to not use that damn CC as much... and then i will be fine... i guess..Unless you can pay off your entire balance in a month you should stop using your credit card for a lot longer than that. 