<prompt> Human: What I mean is after you buy a house, pay any closing costs and all that mess, what are costs homeowners usually have to deal with in the first 5 years?  <response>: Property taxes and homeowners insurance. But other than that it will depend on the house and if it was kept up. Some years everything is perfect. Other years you have to do repairs, replace appliances, remodel etc. These things can be anticipated if you have home inspection done before you buy. Theyll tell you how many years the roof has left, how old the water heater is, etc. 