<prompt> Human: I dont make a ton of money, I gross a little over 30k year. My student loan debt is around 36k, I only have one credit card with an almost maxed out balance of 2600. And I have 0 in savings. I received a small work bonus, 500, unexpectedly. Im not sure where to put my money toward; all in savings, a little in savings, a little toward credit card, a little toward all three options? Any advice would be appreciated. Thanks!  <response>: Put it on the credit card debt. Continue to pay that card. In the meantime, bury the credit card in the back yard. Dig it up in the middle of the night in the light of the full moon only if you will absolutely die immediately if you dont have it, other than that, never use it again. 