<prompt> Human: Hi personal finance!Im 30 years old, and Im about to graduate from university, with a degree in computer science. I was lucky in that I have a job waiting for me when I graduate. They are offering me an hourly position making 29 per hour. I am conflicted, because on the one hand, I feel like Ive made it, but on the other hand, I have no idea what Im doing. I have no family, and Ive spent my twenties bouncing around trying to find my way in life. Once I decided to go to college, I gave up everything in pursuit of my education. In doing so, Ive developed bad habits, such as ignoring problems that I couldnt afford to address. Needless to say, I never developed good financial habits, and I really have no clue where to start, or how to budget.As it stands I have about 2k in credit card debt, and about 46k in student debt. Other things to keep in mind is that I need a car, and I was thinking of a budget of around 10k-12k for that.Anyway, I would appreciate any advice any of you have to share, or any resources you could point me toward.  <response>: Take the job. Step number one to getting on financial track is to have an income source. 