<prompt> Human: Hey guys I need some advice from yall.My wife and I are in the process of moving to Chicago with my current company for a promotion but truly its just a cost of living increase rather than a raise. We are both originally from there but have lived in ATL for the last 5 years.Here is our current situation: Late 20s; no kids Currently own but selling our house for 32k in equity 65k in student loans at 5.937; 20k in savings Own both of our cars 2011 Toyota CamryHighlander No other debtWe are moving to Chicago so we looked at homes the past weekend and didnt find anything that we liked and truthfully dont know the area where we want to live. I think we may rent at first to get a feel for our lives in Chicago.We are trying to discern if we should take all of our equity, savings, and bonus money from the move and pay off the remainder of the student loans. As of today we are on pace to finish the loans by Jan 2020 We put about 3,800 per month to this loan and basically try to live under one salary. This will ultimately leave us with no savings just a 5k emergency fund.Is this worth the risk? I think we would save 3,100 in interest by doing this by my math which could be wrong.Thoughts?Edit 1: One thing is that we will live near family that would be more than willingly to assist us if we fall on our faces financially speaking offering up their home, feeding us, etc.Assistant: I would throw what I could at the loans, pay them down to zero, then I would build back the emergency fund to 3-6 months living expenses, then youre bulletproof position to build up a down payment for a house. Especially considering that you dont know when youre going to buy a house, you dont want that money just rotting away while loans chip away at youHuman: In my mind, I hate the idea of the money sitting there especially since there is no low risk investment that yields 5.937;...The idea of throwing over 60k at our loans makes me uneasy but I figure we are young and healthy this might be the time to do it.  <response>: You gotta throw 60k at them eventually! Itll feel great to do it in one swing instead of a few more years. 