<prompt> Human: I currently have a 2013 Chevy Silverado. I have a remaining loan balance of 21000, and the truck is currently worth about the same... Depending on the buyer. As much as I love the truck it is not financially smart for me to have right now. First of all I am trying to get out of debt and 21000 is a lot to have in a vehicle. Secondly I have a decent commute each day and paying for gas is draining excess funds.I am going to get rid of the vehicle I was just wondering how you all would recommend I do this. Should I ride the Loan out for roughly 6 months, put everything I can towards the debt and try to build more equity in the vehicle before trying to sell.Or should I just trade it in for something that is just as expensive but better on gas and ride that loan out. I anticipate being able to pay 7000-10000 in the next 6 months to bring the loan to around 10000-13000, but by then the truck would probably be worth 15000-18000.So what should I do?  <response>: If it blue books at or above the loan right now, Id sell it immediately.Youre still going to be paying the interest for the next six months if you wait, not to mention dealers usually start offering big savings on trucks right before Spring begins. Your 2013 is going to be almost 5 model years old next MarchApril.There is a chance you break even by selling it now. Putting 10,000 into it in the next 6 months then selling for 18000 effectively means youve lost 3,000 before interest, extra gas and likely a higher insurance rate. 