<prompt> Human: Hi, Im not sure if this goes here, but Im in a bit of shell shock and Im not sure what to do next.Is been a long time coming and my mom finally got foreclosure papers. I live 6 hours from her and Im not able to go up for another week or so. Shes single and hasnt been to work since the summer due to a brain injury and fibromyalgia. Im 24 and the only kid, just kind of getting a hang of my own job situation, and Ive been taking care of her bills except the car payments and the mortgage. Just in the short-term, what are her next steps? Going to get her to send a pic of the papers so I can see the instructions. How long she has, is there any chance to save the house, etc. But other than that, does anyone have experience with this so I know what to expect in the process? I really hope things will go up from here; its a good opportunity to get herself back on her feet, but it feels really bleak right now. EDIT: Thank you so much for all the good pointers. Im forwarding all this to her. This really helped a lot. At least on my end, when I called she had a game plan already, so maybe this was more for my mental well-being. Assistant: Is she upside down on her mortgage? If not, sell the house.Getting foreclosed on is just the start of the process. Eventually they have to evict you which takes some time. In the meantime, sell the fucking thing and maybe if youre lucky, youll walk away with a few bucks.Human: I have no clue, my guess is no but I Ill look into it. Weve been in pre-foreclosure a few times growing up, so my guess is that were not in good standing to do much here. But I dont know much.  <response>: First thing you need to do is look at the mortgage amount owed and then look at the value of the home on something like Zillow it wont be perfect, but it will give you an idea. If the amount owed is less than the realistic value you can get, you should 100 sell the house before the bank takes possession.It may be in your best interest to call a realtor today. This is something they deal with semi-regularly. Anyone that has been a realtor for 10 years has definitely handled more than one person in your situation. 