<prompt> Human: My friend has a 04 mustang that he wants to get rid of. He has a truck and car running well and owns both of those and wants to stop having payments on a car. He originally got it from instant credit auto city. Whats the best way about me taking over the payments and getting it in my name? The monthly payment is 380 and theres about 6 grand left on the car. I make about 600 a week and only have 400 a month in rent so payments will be made large and fast. What are my options because my credit is fed at the moment and I need a car soon.  <response>: Is a 2004 Mustang worth 6k? Doubt it.So youre making 2,400 per month and you have 400 per month in expenses? If youd been saving for the past few months you could easily have paid cash for a better car by now. Id suggest you make that your plan going forward. Save aggressively, buy something for cash.Cheap cars arent cheap unless you can pay cash. Dealers who can arrange financing for those with lousy credit always massively overprice cars that should be cheap. On top of paying 3 or more times what the car is actually worth, youll be paying an obscenely high interest rate on that loan. 