<prompt> Human: Hi, I am 22 and Im trying to build more credit. Up until a few months ago I didnt have any credit. Once I realized how important credit will be in my adult life, I quickly tried to get a Credit Card to build some credit. I got a Capital One Card with a fairly high Interest rate and Ive been using it for 6 months now. Ive never missed a payment or paid less than the full balance each month.Recently I found that I will need a new Laptop for work, so I decided to go to BestBuy and see if I could get a BestBuy Credit Card since they were advertising 0 interest for 12 months. I was approved and got my laptop. Now Im wondering if it will be better to pay the card off ASAP or just pay it down little by little and then completely pay it off before the 12 month period? Thanks ahead of time. :  <response>: For the 0 card, so long as its paid before the end of the intro period, its fine.I would suggest attempting to pay it off quicker because sometimes life happens.Edit: misread ; 