<prompt> Human: Given that my investment is extremely liquid, would it make sense to have my emergency fund invested in something like VTI, and have a stop loss at a number around 10? I am fairly young and could rely on the help of family to dig myself out of a hole if necessary, and am thinking that my 6 month emergency fund of 15,000 may be better off being invested or compounding in the market.Thanks!  <response>: my 6 month emergency fund of 15,000 may be better off being invested or compounding in the market.The idea is that this money will always be there when you need it. The biggest example is job loss, which correlates with large market declines as many people discovered in 2008. You dont want to lose your job and your emergency fund at the same time.Your emergency fund is insurance, not an investment. Leave it in a FDICNCUA-insured deposit account. 