<prompt> Human: I have a young son. Hes far too young to have any concern at all about money hes _really_ young. However, Id love to set him up on a good path towards financial success in the future.Im curious how Id go about getting his credit started and when is a good time to go about this. Is it useful to add him as an authorized user on my current cards? Am I even able to do that?I dont know how my parents did it, but Ive never had trouble obtaining credit in my adult life and have excellent credit now. I was given an emergency credit card when I was in high school that I think was used all of twice with permission. I dont know if I was the primary user or simply an authorized user on it. Mind you, that was over a decade ago and Im sure the rules have changed.  <response>: On the complete opposite end of the spectrum - my parents never did a thing for me regarding building of credit. I graduated college, got a job, got a CC offer in the mail one day and thought to myself I should probably get one of these and the rest is history. Bought a couple cars and a house since, and have great credit, so Im not convinced there is much benefit to setting this up for a child early on, as long as you raise them and teach them intelligent spending habits. 