<prompt> Human: Im not a citizen of US yet, I understand most of the advice here is for people from America, I also understand there might a negative connotation to the idea of an immigrating trying to make it here considering the current political atmosphere. All the things Ive achieved has been completely on merit, and I hope to become a citizen of this great country in the future. How do I make the most of my financial situation as a non-citizen?  <response>: Dont live like an American. ;-But seriously, dont buy the 40K SUV or buy 6 Starbucks everyday like many middle class Americans do. Im assuming youre legally working in the US even if not as a citizen. You can still do pretty much the same stuff everyone else should be doing. 401k, IRA, not buying shit you dont need, pay down high interest debt ASAP, etc. 