<prompt> Human: I am just wondering if anyone has had any luck negotiating with a car insurance company regarding their deductible AFTER the claim has been submitted. I am considering calling the customer retention hotline and seeing if I can haggle with them at all. I figure it is a long shot but worth a try, anyone try this before?  <response>: 1 I do not believe the deductible is negotiable under any circumstances.2 A windshield replacement is not 500. You would be better off getting this done at an independent shop rather than going through insurance.3 Adding a windshield replacement plan to your car insurance is only a couple dollars a year, for future reference. 