<prompt> Human: They sent the letter saying that the decision is mine, and that they were forwarding it to their legal department to see if my account should be placed with their attourney. Im not sure what the amount is for, as I dont recall ever having an amount due of over 1900 to the hospital. The last time I went, I only received a bill for a 200 dollar co-pay. Could this be collection fees? Im at a crossroads on what to do. I dont want my wages garnished or my car seized over a medical debt.  <response>: Kind of sounds like a collection agency purchased your debt and are trying a scare tactic. I would call and verify your debt and if its yours, work out a lower payment with the new agency. Again, i wouldnt stress over your car being repoed. If it is not from the hospital, the new agency purchesed your debt and will be willing to get anything back. They know that after 7 years any debt rolls off your credit report and makes it invalid. 