<prompt> Human: I have seen plenty of commercials and whatnot that say, 1,000 cash back or 0 APR, but if I already have secured financing, do they typically have anything that they could offer me? Or that I should ask for?  <response>: Typically the dealerships make money off of the fiance deals they broker for you. You getting your own financing through your bank only hurts that so they wont be offering you anything extra.It is possible that they might be able to get you a better deal than your bank is offering so it doesnt hurt for them to check what their connections are offering. 