<prompt> Human: Long story short, my mom is the posterchild for rraisedbynarcissists, and today my 20-year-old, unemployed-and-job-searching sister moved in with me and my roommatepartner. The two of us do NOT make enough money to pay the rest of her tuition to college for the summerfall 6k out-of-pocket. I have a couple of questions. 1. Who is the best company to get private student loans through? Shes maxed out on her federal subsidizedunsubsidized at the moment, and my mothers sister is footing the bill. Obviously, this will stop. She is currently a junior at a good 4-year state school and just got accepted into a really good Nursing program, so pulling her out of school is the absolute last option. 1a. Shes also got the other various costs associated with college and being a nursing major: she needs scrubs, shoes, a stethoscope, books, etc. for this semester. Could a private student loan possibly cover all of the things she needs for the semester? 2. How common are dependency overrides? At this point, I will be providing half of her support, so she will legally become my dependent I will fight it out with family when they try to claim her. She is still under 24 and needs her parents information; could I give mine instead? 3. My mom pays for my sisters phone at the moment, and is cutting her service off soon. Whats the best cheap prepaid phone plan? 4. She will also be without insurance. I am past the enrollment period at my job; is adding a non-child dependent generally allowed as an extenuatingspecial circumstance? 6. Shes on a joint bank account with my mother at the moment, and my sister has a 1k scholarship EDIT: apparently its a loan, not a scholarship for school coming into that bank account. Is there any way to make sure that my mother doesnt touch that money? My sister is in the process of getting her own bank accounts. 5. Im her big brother and I hate seeing this happen to her. Not really PF-related, but any advice on how to be there for her?Thanks so much guys. Shes in the next room freaking out and Im trying to take steps so that she can still succeed to spite my mom for kicking her out and disowning her.EDIT: Holy shit thank you for all of the great responses! Since there are people asking about the situation, I can give a small part of the story that I feel comfortable sharing. Basically, my mother is a narcissist, and is losing control of my adult sister. It exploded when my sister smoked marijuana with one of her friends and my mother threatened to take my sisters mode of transportation away for it. This was the straw that broke the camels back; both my sister and I have been emotionally manipulated throughout our childhoods, as well as consistently being pitted against each other why cant you be more like your sibling? and made to distrust each other. My sister, other than occasional marijuana, is a great kid: shes got a 3.0 GPA at a prestigious university, and got into the Nursing program there she was one of 60 that got in out of 300 that applied. My mom is treating the situation like shes smoking crack out of a dead hooker.  <response>: Do NOT go Sallie Mae.Check out Charter One Citizens Bank.Cosign as a last option. Youre on the hook of she doesnt make payments. 