<prompt> Human: My familys recently come across some money a couple million dollars in cold hard cash- were very fortunate. My father is the one doing most of the management of the funds, and hes been meeting with a plethora of financial advisors these past few weeks. Hes told me that hes hoping to earn at least 5 with a variety of investments and accounts, maybe up to 10 if were lucky. My question is this- is that realistic? I know the market is tough right now and hes hoping to be able to maintain a decent average of profit. Im a bit worried, but Im not a financial analyst or anything. Your thoughts? Assistant: Whats the time horizon? 5-10 is VERY realistic if were talking about good growth stock funds over the course of 20-30 years.Human: 5-10 on a yearly basis.  <response>: each and every single year without fail? Nope. Not realistic at all without extremely talented active management. Annualized over 20 years its likely. 