<prompt> Human: Hey PF. I mistakenly bumped into a parked car with my car just as the owner was walking back to it in the shopping center.. All in all, my car had zero noticeable damage and his car had approximately a quarter square inch of paint chipped off of it. After enduring a minute of him yelling about his precious vehicle, mind you, it was an early 2000 model Toyota with multiple dings already he refused to leave without my insurance information as well as my license number. Being a young college student who has never been in this situation, I let him write down all of my information. Recently, I received an email from my insurance company that he filed a claim stating that I scraped the entire left side of his car as well as the bumper. In reality, he has no pictures and no police report. I did admit to him that it was my fault for scratching the bumper in person, but no written proof. The man also refuses to settle out of pocket. I have pictures of the damages to both cars.What are my options?  <response>: Your insurance company will fight not to pay the claim if you and they believe it is not valid. Let your insurance handle this for you, just tell the truth of what happened and next time take pictures of the damage. 