<prompt> Human: As the title says, my father passed away in December, and recently i found out i inherit the rollover IRA he has through Fidelity Investments. I really have no knowledge of anything involving investments, IRAs, or anything of the like. My uncle somewhat laid out a few of the options i have moving forward, but I dont know everything I can do, nor what the best route would be.Obviously I understand just asking for the lump sum isnt a good idea, but other than that Im clueless. I just kind of want a helping hand or someone to help me understand exactly what this means, because I have next to no knowledgeunderstanding as to what to do.Anything is appreciated, Thanks guys.  <response>: Hey. Im not a financial advisor but I used to work in the retirement industry. You have the option of rolling your dads IRA into a Bene IRA in your name. The transfer itself is non-taxable. You can take money out when ever you like and you dont have to worry about the premature 10 penalty from the IRS because there is no 59 12 rule for Bene IRAs. The money you withdraw will be considered taxable income, though. 