<prompt> Human: Ill lay it all out on the line. I am fortunate enough to earn 225K pre-tax a year. My girlfriend is disabled and cannot work now. I have no real family to help me. Weve been renting and relocating constantly for the last 12 years.Im currently renting a house for 3750mo in LA. Our lease renewal is coming soon in November. Last NYE, we decided we finally want to settle down and own a home in California. We figured wed keep renting this year, 2018, and maybe even 2019, all while saving for our first home together.Unfortunately, we just heard from our landlord that hes taking the house back for himself and will only extend our lease to March 2018. We have to be vacated by end of March. For many personal reasons, we cannot fathom or tolerate making yet another interim move itd be our 7th overall move and it gets harder every time, rent again for a year, and then do it all over yet again in 2019.That gives us only until END OF MARCH 2018 to have a new home found, get a mortgage, buy it, and move all of our stuff into it. My head is spinning just thinking about it.Because of the crunched timeline, I will only have 100K saved up to put on a down payment.I work remotely from home. My GF, if she recovers, will also be working from home. So our house needs include 3BR, etc. And as per out lifestyle goals, we have many backyard plants etc and want a nice backyard to garden in. We are not looking for a interior home renovation whatsoever, theres no way I could work and handle a house being destroyedremade at the same time Im working. We are very happy to inherit a crap yard though, because we love landscaping.Trying to find anything on the housing market in LA that meets that criteria is impossible for less than 800,000.So, were considering relocating to somewhere like Santa Rosa, CA. Im finding decent homes there for around 650,000. Of course, I have less than 20 to put down. I need so much help I dont even know where to begin. Ive never owned a home before and I know very little about this whole process. Ill give you a complete list of facts and Ill repeat some of the above:Basic facts: I have 100K to put down. My credit score is 749. My record should overall be good. I currently pay 3750mo in rent before utilitiesetc. That doesnt hurt me that badly on a monthly basis. For me, its the upfront savings that Im lacking. I need to move out of our current rental by end of March 2018. The best housing options Im finding based on what we need are around 650,000. Wed plan on living there barring unforeseen crazy job changes at least 5-7 years, Id hope. We are sick of moving.Main problemsquestionsconcerns: I have no idea how early I need to make an offer on a house in order to safely inspect, close in time, etc. With my 100K down payment on a 650K home, I dont know what sort of financial penalties Ill be facing, or how screwed Ill be over the long-term... I dont know when I should start the mortgage... process, whatever that may be. Tomorrow? A month from now? Early in the new year? I dont know what kind of mortgage is best for me.. I dont know how to accurately estimate all the other charges Im facing besides the down payment.. I dont know how to find independent inspectors in areas that Ive never been to outside of the house scouting process... I dont know what strategiesconsiderationstips to think about to avoid wasting money or overpaying during this process. Even the moving cost Im worried about. We have a whole home backyard garage full of stuff we need to move out of our rental..Looking for advice on all of the above. Thank you so much.  <response>: If youre working remotely 100, move to the Midwest and you can own a nice home damn near outright with 100k 