<prompt> Human: New members, please read through the New User OrientationInstead of posting individual threads for triumphant stories of how youve reached a certain net worth, paid off a loan, or anything else that you want to brag about, lets consolidate everyones stories into one weekly thread!Make a top-level comment if you want to brag about something regarding your personal finances!For past Triumphant Thursday threads, please search the Weekly Archive  <response>: The wife and I finally crossed the 400k net worth threshold this week! Our savings have accelerated quite a bit over the past year and we hope to buy a house in about 18 months! We live in the Bay Area so saving for that down payment is a big mountain to climb... 