<prompt> Human: What do you prefer to do? Use the rewards as statement credit, or buy something you want? I have 26 in rewards Amazon, I can either apply it to my bill which I pay off in full every month without issue or I can buy something for the house.  <response>: Its better to use it as a statement credit. You dont earn rewards when you pay with points. Youre better off paying with the card and redeeming the points for a statement credit. 