<prompt> Human: Hi Reddit, Im looking to propose to my partner in the near future but Im not sure whats the best way to buy the ring.My partner and I have a joint Everyday account which our pay gets deposited in as well as a savings account which is also joint. The issue is I cant make a purchase or withdraw from either account without her knowing as we can both see the statements. I want the proposal to be a surprise.Ive thought of a couple of options:1. Apply for a 12 month interest free credit card and make the purchase on that. Then cut the card up and pay off the ring within 12 months. I like this option the most.2. I believe so jewelry stores do financing of their own but Im a little wary of what the interest rate will be if i go that direction. 3. Personal loan through the bank at a fixed interest rate. I know what exactly I will owe at the end but it will be a fair bit more than what I spent on the ring.Any suggestions, tips, anything I havent thought of?Assistant: Im curious, couldnt you just save up the money and then purchase it in full? Why finance something so inexpensive? Unless youre getting a 20k ring. In which case I must ask why youre not locked in a looney bin. Human: I cam buy the ring outright so worries, but the partner will see a tranaction for xxx in the account so it wont be a surprise. Its not about being able to afford it  <response>: Start withdrawing cash in unsuspicious amounts now, pay in cash. 