<prompt> Human: Hello, first time poster in this sub. So, I have around 60K to invest and was wondering what the SIMPLEST strategy would be for a 5-7 average annual rate of return. I know nothing is guaranteed but im thinking of not touching this money for the next 8 years. Would love to hear from the Experienced and knowledgeable long-term investors. Thank you  <response>: Dump it all into VTSAX. 8 years isnt a really long time, you should be looking for 15 year horizons, and obviously only take the money out when the market is at a higher point. Dont wait for the next crash and then panic and pull out. 