<prompt> Human: I have twins and have been putting away money for the last 10 years since they were born, but it hasnt amounted to much. About 10k each child.Is there anyway I can grow this? I didnt do a 403B or whatever it is because Im not 10037; sure my kids will go to college when they turn 18. I wanted to have the freedom to spend on something other than college.I live in California.Assistant: Id enjoy the tax benefits of a 529 plan. If you take care of their education, theyll have the human capital to buy the other stuff they need in adult life. Human: yeah its just with twins Im not sure I can afford a 4-5 year university. and they may not even want to go to college.  <response>: If youre not sure they dont want to go to college, how come you are prepping like they arent going to college? 