<prompt> Human: Should I close it ASAP and put my money in a savings account?  <response>: If the US defaults and the markets are sent into another crisis like 2008, the money markets could be affected by the crisis and break the buck or lose value like a few did after 2008. That being said, its also not insured by FDIC so if you want they extra coverage, you can put it in a bank account. If you were talking about hedging against a decline in the value of our dollar, you can buy other currencies like the Swiss Franc or precious metals like gold or silver. 