<prompt> Human: Hello everyone, happy Friday and also happy Fathers Day weekend to all the dads out there. Im hoping to get some advice on my financial situation. The short story is that Ive inherited a good deal of money and Id like to make sure Im making the best of it.Now for the longer version: a little over a year ago, my father passed away. While he had a heart condition for as long as I can remember, it was still somewhat unexpected. I had lunch with him the day before he died, and he was doing just fine, and then the next day he was gone. We were close and this was a huge blow to me. I was in shock for a while afterwards; it took a while for me to process what had happened. When the dust finally settled, I began tending to his affairs and, when all was said and done, between the life insurance policies and his personal savings and investment accounts, I was left with about 750,000. I would trade it all to have him back. I know everyone says this, but it is totally true. Unfortunately, that is not an option, so...A little more about me. Im a 29 year old single Software Engineer. Prior to all this, I was doing pretty good financially: I pull in a very good salary and I purchased a house at 26 with a 20 down payment. This is the only debt I have at the moment, and I owe about 300k with an interest rate of 3.375 fixed with 27 years go go. Between my company and personal contributions, I put 15 of my salary into a 401k. I also own my own side business, an LLC that I set up for my own development efforts. I have a few apps in various mobile app stores, and I do some consulting.As far as the inherited money, it can be split into two groups: life insurance payouts and inherited funds. The life insurance payouts total around 500k and Ive split them amongst 5 mutual funds ranging from relatively conservative to some more moderate-risk. Over the last year they have performed fairly well about 10 growth overall. The inherited funds, worth around 250k, were already in an actively managed investment account. My dad had a relationship with a financial adviser broker who was managing them. So far, he has been incredibly helpful to me throughout this process, so I guess you could say I inherited him as well. At any rate, the funds in this account are doing even better at about 15 growth in the last year.My goals are... well, thats hard to say. For now, Im fairly happy with my career and the life Ive built before this all happened, which is why it hasnt been too hard to avoid the temptation to quit my job and travel around the world, or something crazy like that. That isnt to say I dont want to enjoy the money; that would be exactly what my Dad would want me to do with it. But ultimately I dont have a huge desire to change my lifestyle right now. At the same time, Im NOT AT ALL interested in locking the funds away by stashing most or all of it in some retirement account or something where I cant touch it for years. Id like to have it available if and when I need it, but while it is just sitting there, Id prefer to have it working for me as much as possible.So if you were me, what would you do?Thanks in advance for your replies.  <response>: Ive split them amongst 5 mutual funds ranging from relatively conservative to some more moderate-risk. Over the last year they have performed fairly well about 10 growth overall. The inherited funds, worth around 250k, were already in an actively managed investment account. My dad had a relationship with a financial adviser broker who was managing them. So far, he has been incredibly helpful to me throughout this process, so I guess you could say I inherited him as well. At any rate, the funds in this account are doing even better at about 15 growth in the last year.What are the expenses associated with the funds you invested in, your brokers services, and the funds your broker has invested the money in? PF gets really down on financial advisors because often they are lining their own pockets with your money.Im NOT AT ALL interested in locking the funds away by stashing most or all of it in some retirement account or something where I cant touch it for years.Compared to the size of your windfall, fully funding your 401k 17,500 per year and IRA 5,500 per year are fairly insignificant, and youre doing yourself a disservice if you dont fully fund them.So if you were me, what would you do?Id follow the advice in the FAQ and the sidebar links, particularly I Have X ... What Do I Do With It?! and the Long-Term Investing Start-Up Kit You may find Your 401k and You: Basic Information and Your IRA and You: Basic Information worth a read as well. 