<prompt> Human: UPDATE: paidFirst off, I dont make a ton of money but I manage what I make pretty well. The title states my situation pretty clear. Ive got a decent chunk of change in the bank. I could pay my final 6.5 student loan off which would leave me with 24 of my savings still in the bank and save myself the interest charges of 4400, or I could sit on my savings and continue to pay on the loan.Ive thought about other options such as paying multiple payments every month or looking for a lower rate... but Ive got the cash to cover it.If I paid it off, I would have less than 10k in savings but would free up about 250month to help build that savings up again.I am a married man with a wife who works full time in health care. We both earn about 50k each, she makes a bit more than I do. She has less than 10k in savings. She has a car payment. We owe less than 150k on a house that appraised at 216k last year. Neither of us has credit card debt worth mentioning.Am I foolish for burning through a large pile of money to save myself 4400? Or is that pile of money better off in the bank to cover unforeseen expenses?Thanks for your help.  <response>: Every day you choose not to pay off the loan, you lose money. This question is so easy.How do you know for sure that its a good idea to pay it all off now? The bank doesnt want you to.. 