<prompt> Human: I have had a bank account since I was 14. When the account was created my mom was a custodian on the account because I was under 18. When I turned 18 I mentioned that I was going to get my own bank account instead of a childs account with parent, and my mom said that since I turned 18 she was taken off automatically, so my account was already a regular account. I dont think she was intentionally lying I think she actually thought she was automatically taken off the account.Now Im a college student and Im supposed to graduate this December. For the past few years I have worked during school. However, this semester Im taking 21 credits in order to be able to graduate, and I was afraid working might interfere with my course load. So, I got an extra 3000 in student loans that the financial aid office said could be used for basic expenses like rent and food for the semester so that I wouldnt have to work.I had about 1900 left. As of October 31st all of my money was removed from my account, apparently transferred to another account that wasnt mine. It turns out that my mom overdrafted her account by about 5,000. According to the bank she is still on my account and has equal rights to money in it, so the bank automatically transferred funds to her overdrafted account.I know I shouldnt have trusted my moms info back when I turned 18 about her being off my account, and it was stupid of me not to check to be sure. But its too late for that.So at this point my account is empty. My mom is sorry but it looks like theres no way she is going to be able to pay me back. The bank says she cannot transfer the money back because her account is still negative, so she has no money to transfer to me. They refuse to undo the transfer because she was on the account and legally the money was hers, and they have a right to transfer between accounts to fix delinquent accounts.I am wondering if there is any way to get the money back on the grounds that it is legally obligated to be used only for basic costs of attending school like room and board? Otherwise, if anyone has any suggestions, I would appreciate them very much.Assistant: 1. Close down that account open a new one that is 100 independent of your mom2. Start looking for a job.Human: Thanks. I was hoping there was some way to get the money back because if I dont theres pretty much no way Ill graduate this semester and its too late to withdraw from any classes so Ill fail them. But if I theres no other option then theres no other option I guess.Assistant: Dont not graduate! You have six weeks to tough it out. Just six weeks! Go to the food bank for food. Do you have a roommate or your own apartment? Right now is a good time for seasonal work. Get a part time job in the evening and just workstudy, studywork. PS - there is no way to get the money back except through your mom, and it sounds like that will NEVER happen. Human: Thanks but honestly Im barely passing most of my classes right now and Im failing one. Right now Im on campus 8-6 MWF and 9-6 TR, and I go home and study every night until bed. On the weekends I spend most of the day too trying to catch up on the classes Im failing.Rent was due yesterday and my landlord isnt going to cut me any slack. Im pretty much screwed. Im going to have to come back next semester and try to get a private loan for it.  <response>: It takes a good 45 days to kick someone out just about anywhere. Just give the landlord a song and dance for a few weeks. By the time they file something and have a court date youll be out. Study. Go to class. Talk to your professors and graduate. 