<prompt> Human: Im sinking my student loan debt fast - thanks to bonuses, tax refunds, and strike averted I threw down about 5500 last month. Im nominally paying 1800mo between all loans now hovering at around 20k and 0 credit card debt about 6k. Meanwhile I have 1500 in expenses monthly that I throw on reward credit cards and pay off in full and on time actually, typically immediately, I dont like having multiple months worth of debt on my cards even if the previous month will get paid in full anyway.I am paid biweekly and set up all my credit card bill due dates to the 23rd of each month, and one paycheck is enough to cover all my bills. Ive got 2000 sitting in the bank 1k in a 0.9 AMEX, 1k in a checking and savings at 6.18 interest for that 1k only. Ive also got about 5500 sitting in a Roth IRA that I could tap principle if I needed.Someone tell me why I shouldnt throw down another 1k immediately. I got 2k left on one student loan and I can kill it by the end of March if I pull the trigger. Its really gratifying seeing the thousands digit drop.EDIT: I realize that the 1000 is not enough for a full emergency fund but its a good starting point for those trying to get out of debt. My job is secure, Im young and healthy, and the only thing I can see that goes wrong is my meticulously-upkept car gets into an accident or something. I dont expect any emergencies.. but I guess thats the point of the fund.  <response>: Its important to note, that the 1000 is a Starter emergency fund to put in place until you are out of debt. Once out of debt its 3 to 6 months of expenses. The 1000 is just a starter to get you use to the idea of saving and creating a budget. Its used for little emergencies so your budget doesnt suffer while getting out of debt. 