<prompt> Human: Hi everyone. This is my first post here. Please excuse formatting, as I am on my phone.My sister was recently in an auto accident. Shes okay, thank goodness, but the car is no more. She needs one to get around, as we all do.She herself has approximately 3,000 to contribute, as she is a college student. She lives in student housing.Our stepmom and dad have 2,800. I personally have less 8,000. Some of it is for school, others is saved so I can move out. Our mom doesnt have much saved up, so were hesitant to ask her for money, as she has it hard already. Ideally, we would just handle this on our own.I had an idea that I could take out a bank loan, as I have good standing credit, to help her. Not much, but Im not sure how much. If I were to do this, what is the process of looking to get a loan from the bank without being swindled. How do I know what Iwe can afford to pay off? Any input would be truly valued and appreciated. Thank you  <response>: She should buy a 2000 car. 