<prompt> Human: Some background: I am contributing the minimum amount to my employers 403b necessary to receive the maximum matching contribution. The employer changed record keepers in January and I do not like the available fund choices so Id like to open an IRA and have more freedom to choose the funds I invest in. Ive looked at many websites and cant find anything conclusive-- it appears that my AGI would need to be 62,000 or less Im single to deduct contributions a traditional IRA but it isnt clear whether theres any restriction on a Roth IRA other than the maximum annual contribution of 5500.My 2017 AGI is only slightly less than 62,000 and I expect it to be above in 2018.  <response>: yes, you can do both an employer 403b and a Roth IRA. 