<prompt> Human: What initially looked to be a friendly road to divorce has turned really nasty. My soon to be ex husbands mother cosigned for my Discover Health Care Professions Grad Student loan a bit over a year ago; I have good credit, but was on a visa, so by law they could not loan me money without a cosigner. The loan is in repayment while Im in school, Ive been paying off the interest as it accrues.nbsp;She now wants off of it, and is threatening to file for bankruptcy if I dont remove her off the loan. Im still in school, so I cant refinance. I dont have a job, so I cant transfer balance to a credit card. I have very little in savings, so I cant pay it in full.nbsp;What will happen if she follows through? According to this source it will default if she files for bankruptcy. Do I have any options? What can I do so this doesnt ruin my credit? nbsp;Any help or advice would be so welcome. This is a nightmare and I dont know anyone who can guide me in this process. Thank you so much.  <response>: This is not going to work the way you, or she thinks. Source It shouldnt hurt your credit, and if it does you can dispute it. It wont get discharged, because it isnt her debt, really. If it does, it will just now be your debt, and wont hurt you. I would call the company and say your co-signer wants off. Is there a way you can do that now with them? If they say no, you can tell her that. Marilyn, there is no way to remove you from this loan. Im sorry. My plan is to pay it when I have a job, so you shouldnt have to make payments on it. Also, of course, when I graduate and have a job I will try to consolidate or refinance it so you wont be on it, if possible. Unfortunately, that isnt possible now. You can file for bankruptcy, but I dont expect that will discharge this loan. 