<prompt> Human: I have a 401k that doesnt have much in it around 1,000, Im 23 and I just started it when I started at this company a little less than a year ago. It wasnt a great plan by any means: there is no matching even after youve been there for a certain period of time, but at least it was something. Now, our company is being bought out by another one that doesnt have a 401k as an option. Some of my coworkers are withdrawing theirs, and some are leaving it alone. I would rather have one that I can still contribute into, and I dont want to just leave it. What are my options? Sorry if this is a stupid question. Im young and dumb, but I want to at least learn and make sure I do this right.  <response>: Roll it over into an IRA. Some places will make this very easy for a fee like Betterment, some will be a bit clunkier but cost less in fees like Vanguard. You can contribute 5500year to an IRA. 