<prompt> Human: Going to summarize this with mostly facts and then what happened. - I declared Bankruptcy Chapter 7 in October of 2014. - Ive significantly improved my credit score in the past couple of months by disputing some things that were not accurate. Because of that, my credit score according to CreditKarma is somewhere between 680 - 700. This is just about the highest its ever been. Im actually pretty proud of this considering. - Im trying to save for a house. Getting married in October of 2017, would love to be in a position to purchase in mid to late 2018. So, all that leads me to this. I called my bank to discuss my account and while I was on the phone, the banker who I later found out is the Branch Manager tried to talk me to converting a Secure 300 Credit Card with nothing on it to a more conventional card. My current card has interest somewhere around 25 and an annual fee of 24. Ive had it for about two years, got it just after the Bankruptcy. It may be also worth noting that I have a card with Chase with a 2000 limit and not much on it just bought a PS4 for Black Friday, so Im thinking around 250ish.I told her that Id come in to discuss my options. Came in the bank today and sat down with her for a bit. I let her know what my intentions are. I would love to qualify for a home in late 2018. I make a heck of a lot more then I spend every month and am in a position to save for this objective. Id also like to minimize my interest rate going into it, although being only 4 years into a Bankruptcy could really complicate it. Im aware of this.She pushed on me filing for this Credit Card. She said there was no way Id qualify for a Home Loan with only two lines of Credit. I told her I wasnt comfortable really applying for the card without my fiances input. She said she could only help me plan if I applied so she knew what she was dealing with. I gave in. Im pissed at myself for this. I fucking know better than letting me make that decision against my better judgement.I was, of course, declined. She acted surprised that I wasnt and said more-or-less that I should have known with the Bankruptcy being so soon.The part that really pissed me off is after the decline, I wanted to still talk about the path to Homeownership. She then informed me that because I didnt qualify for the card, there really wasnt anything she could do for me. I stated my dismay, considering the only f-ing reason I applied is that she said shed have to see my credit to help me plan. And now she wasnt going to help me even?Im switching banks. I called the Corporate office and complained but think its going nowhere. Am I being silly here? Part of me feels that it was extremely unethical and that I was lead on. I did say yes to her applying for a Credit Card for me. But I feel the way I was guided to that decision was not with the best intentions. However, at the end of the day, I did give her permission.I kinda want to write and voice my concern but not sure where and am not sure if Im being silly. Ive banked with the same bank for all my adult life. Im pretty livid right now.  <response>: You are overreacting. Applying for a credit card isnt a big deal. You couldve browsed your banks CC offerings from home and applied online in 5 minutes or so if a bigger bank. Branch manager is just doing their job, trying to get more business for the bank. Its out of their control if you are approvednot approved.It sounds as if you are being self-conscious about your financial situation, which is understandable. Following the basic rules in the pf wiki and in a few years when your bankruptcy clears, youll be fine. 