<prompt> Human: Looking for some advice on how to move forward with paying off my debt and saving for emergencies, as well as my future. For the sake of argument, lets say I have tightened up my budget to the max and have very little wiggle room, which is pretty much the case.As for the numbers, I have just under 10k in cc debt, currently 0 interest due to a balance transfer deal. That deal ends in July 2018. I am thinking there is no way Ill pay this off by then so, Ill probably do another balance transfer deal and just pay the 5 transfer fee, or whatever it is. That has to be better than 20 a month or more in interest. Less than 1k in savings but, I am saving a little each week. I currently put 13 of my paycheck into 401k, which comes out to 150wk. My company matches up to 6. Currently, I am barely saving weekly, maybe 25-40wk. Maybe putting a couple hundred towards that debt a month.I am currently considering the following options.1. Drop my 401k contributions to 6, using the difference to pay off debt quicker, and once the debt is gone, resume the contributions to my 401k.2. Drop my 401k contributions to 6, and getting a 401k loan to pay off the debt. Setting my payment to basically even out to what the 13 was so I dont see a difference in my weekly take home. Then, the amount that I would have paid monthly in debt goes to building the safety net savings. 3. Continue trucking along doing what I am currently doing. Having very little, but growing savings and having slowly shrinking debt. I am for sure open to other options. Again, for the sake of argument, lets assume I dont have a ton of wiggle room elsewhere. Thanks in advance for the help!  <response>: Drop your contributions to 6 so you keep the full match and use the difference to pay on the loans. 