<prompt> Human: Description of the benefits in the .pdf says:Associates may contribute through payroll deduction subject to maximum permitted under Federal law. Company contributes 50 of the associates savings up to 4 of earnings saved. In years when we exceed business expectations, the Company contribution will be 50 of the associates savings up to 6 of earnings saved. Company contributions are vested based on a five-year graduated vesting schedule after 2 years 25, 3 years 50, 4 years 75 and 5 years 100.Associates may begin contributing immediately. Company contribution begins the first day of the month following completion of one year of service, provided associate worked 1000 hours in first year of employment.  <response>: If youre already maxing out an IRA and still have left over funds, probably. Unless your 401k fund options are really really bad. 