<prompt> Human: Before I start listening to what car dealers are telling me, can anyone direct me, or spit some knowledge about financing a car, what a good interest rate is, how much money a person should put down, how long the financing or lease should be, etc?  <response>: leasing works out if you want a shiny new car every 2-3 years. If you really want to save money over the long run then buy a used 3-4 year old car with low miles and drive it till you cant anymore. Do the needed maintenance and oil changes and itll keep you on the road for a long time.I kept a 88 Bronco for 9 years and put 200k miles on it.My current car is a 05 Murano that I dont drive a lot since I work from home but has been paid off for 7 years now. So that alone is 612 400 28k extra in my pocket just over my last car. I havent had to do much major work to it either. 