<prompt> Human: While I was married, my ex-wife convinced me to co-sign a student loan for her son my step-son. Were now divorced and the step-son doesnt always make his payments on time. The payments are 280moI checked with the bank who has the loan, and he needs 2 years of full, on-time payments for me to be removed. So far, hes been unable to achieve that. He gets close 12-18 months and then misses a payment. In fact, today, I just got a letter saying its 30 days past due.Whats youre advice for extracting myself out of this?  <response>: Whats youre advice for extracting myself out of this?Like the bank said, 2 years of full, on-time payments.There isnt much you can do after you sign. 