<prompt> Human: My friend has a job now, though he has some credit card debt. I would like to help him with his debts so he doesnt need to pay credit card interestsfees.Can I give him 5,500? Hell give me back 5,500. Weve done this before multiple times.  <response>: This sounds like a loan to me and not a gift. With a gift you have no expectation of getting it back. 