<prompt> Human: Hi Reddit, I was fortunate enough to be in the position where my dad was able to pay for my college. I never had to take out any loans! He does want me to pay him back for the last year though. I currently owe him 20k. He is very flexible as to how I would pay him back. I will be starting a new job making 50k in a few weeks and am wondering the best way to pay him back. Id say my only expenses are:- 60 a week for transportation to work- 40 a week for food- 20 monthly gym membership I am also looking into leasing a car, which would be somewhere around 500-600 a month including insurance. Should I hold off on the car and pay him back faster or should I pay him back steadily?EDIT: I should mention that I have about 15k-20k saved at the moment  <response>: I am also looking into leasing a car, which would be somewhere around 500-600 a month including insurance.That is a high car payment. I would suggest waiting on saddling yourself with big debts like that. Find a good, reliable, used car. 