<prompt> Human: Has anyone had experience with this? I know forbearance and deferment exist but they sound a little more serious and long term. Id like to postpone for only about two months so I can use the money to pay off my higher interest CC debt. Is that a legitimate reason, would the student loan companies accept that as a reason to postpone payment?Thanks  <response>: I would pay your minimum payment and continue prioritizing paying off your CC debt first. I doubt you would qualify for deferment anyways. 