<prompt> Human: So I feel so stupid for just now thinking about this. Should I be putting my car payment on my credit card if I get 1 back on any purchases? Same with all my other bills? I feel like this is a no brainer.  <response>: Most term debt wont accept credit card payments because the creditor has to pay a fee to offer the payment option.If they will accept credit cards without a service fee, go for it. 