<prompt> Human: Because of my mothers life insurance policy I will be receiving about 300,000 when I turn 18 this spring. Im 17 and will be returning to highschool as a senior. I have no idea what do with the money, and my dad cant help because he is bad with money, he is one of the Americans with less than 1000 in savings. I already have about 3500 Im savings from my job. Any advice would be appreciated.  <response>: First, Dont tell anyone unless necessary. Second, start reading. 