<prompt> Human: My mom passed a week ago. Im stressing out. She left the house to me but its not fully paid off. It has 4 more years left.Im 29. Make around 35k a year2100 a month after taxes I only have around 3500 in my savings.Mortgage is 620 a monthWater is 115Electric is 50Gas is 113CableInternet is 120Car insurance is 145Any tips or advice?? I honestly dont think I can do this. And before anyone ask theres no family members I can lean on for help. They have their own problemsI have 2 brothers but they both hav families of their own Dad is very sick as well.  <response>: Sorry for your loss. It sounds like you just need some help. First step would be to get 2-3 estimates to fix the leak. If the first estimate comes in under 500, just get one other estimate. The not knowing of how much it will cost to fix Im sure is eating away at you. Once you know, a weight will be lifted somewhat. Next step is to hire someone or invite a friend to come help you start cleaning out the house. Of course there are things you are probably not yet ready to let go of for sentimental reasons or dont feel like making a decision about it, but it sounds like there is years of stuff that has built up. Some of it may be your siblings. Ask them to come get their stuff. But first, start with the easy stuff. Got baking soda in bulk from 1987? Chuck it. Dozens of used old toothbrushes under the bathroom sink meant for cleaning purposes? Chuck all but one. Having a non partial friend or hired hand can really help the process a lot easier and quicker. Whether you keep the house and live there, rent it or sell it, it needs to be cleaned up. After a few weeks or months of slowly cleaning things up, the house wont seem so run down. It will be easier to consider the other repairs you want to do. If youre seriously considering selling it, invite a real estate agent over and ask them what needs fixing and what doesnt. Often they dont recommend replacing flooring because it doesnt help the situation much depends upon the situation. Also, you dont have to do any of this right now, except probably fix the leak. A leak going on too long could really ruin your equity in the house. 