<prompt> Human: So Im 17 and Im about to move out soon. Ive been a little short on cash and I saw someone who was offering money on Instagram. Now you usually I wouldnt even look twice with these types of accounts but I wanted that extra cash and took a gamble. Turns out it was too good to be true and now my bank account is fucked up and I cant even access it. Out of guilt and not wanting to look like an idiot, I decided not to tell the bank what happened. Now its been 3 months since the incident and Im getting letters from the bank about my credit and all these amounts I have to pay off. I dont have any money to pay any of it and Im scared of getting bad credit. What should I do?  <response>: Call the fucking bank. Tell them everything you wrote in this post.Your pride is costing you, and you need to let them know you got scammed. 