<prompt> Human: Hello all!Well heres the scoop, my wife and I want to own a home in the next 2-2 12 years. We just had a chapter 7 discharged in Dec and we both work but we work for my grandfather; he pays us under the table. We are caregivers for him who cannot drive, cook, clean etc, and my Alzheimer grandmother who needs around the clock care. As I understand, under federal law we cannot 1099 as contractors as we are classified as domestics. Therefore, gramps has to pay SS tax, unemployment, disability insurance, the whole works and he cannot afford all that.My question is since we arent paying taxes what can I do to show income? Short of finding a new job which I honestly would like to do.Thanks!  <response>: You cant. At best, youre receiving gifts from family members, at worst you committing tax evasion. Either way, no lender is going to lend in that situation. 