<prompt> Human: I am a fairly young teen. I have no bills, but I want to save to start securing a futurecolleg e. Advice? At the moment I have saved 200 dollars.Assistant: Keep it up. Youre already ahead of the game by thinking about saving. Most people dont hit the I need to think about my future stage until after HS or college. Human: Should I open a savings account? If so, where. If not, why?Assistant: Yes to the account. At least take advantage of SOME return on investment. The rate will only be a third of a percent in most banks, but its better than having it under your mattress. Plus that money is insured by the government.Human: Which should I put in? I mean I could get like 5 dollars in five years, more than nothing! And is a gaming PC a good investment, as I have no PCAssistant: Not particularly. Actually, Not at all. Human: Alright. What WOULD be a good thing to buy? A better rake? I made 40 bucks raking last weekend.  <response>: If you want to save start saving. If you want a computer buy a computer. It sounds like your in your early teens. Save for a big purchase as a new computer. People here are going to advise you on saving for retirement and stuff. As a kid, enjoy your childhood and buy the things you want. 