<prompt> Human: I am currently in pharmacy schools. Tuition is expensive, but the salary out look is still very good. I will come out with about 150k of debt. Luckily I am living at home, so I dont have to take out grad plus. My FAFSA was messed up and I had to apply for a Grad Plus loan just in case they dont fix my aid in time. My situation was solved, and I got my 12 grad plus loan direct deposited into my account per semesterAfter I got that money, I decided to invested into crypto for the fall semester, and it paid off. My spring semester refund was also put back into crypto, and it has been doing alright as well. Should I keep trying my luck? I was considering apply for a grad plus loan even though I dont need it every semester to buy on dips if it occurs. I am clearing my interest rise clearly at the moment. Is it worth the risk to try and pay off my student loans with these high risk investment?My family is pretty financial stable. Paying off my student loan isnt going to be a huge payment. My parent offered to helped me a lot, but I dont want to depend on their money which is why I am doing this. Assistant: Its pretty stupid to borrow student loans to invest in risky assets, especially things like cryptocurrency. Student loans are nondischargeable in bankruptcy except for very limited circumstances, so if your investments blow up, you are SOL. At least if youre borrowing money on credit cards or margin, bankruptcy becomes a viable option if your investments blow up. Not that I recommend this, either. In fact, paying off student loans or equivalently, borrowing less money is an excellent investment because its a guaranteed 6-7 return. Human: I am currently at a 100 gain even after it falling 20 per week for the last 2 months. I get that is risky. Should I sell all my crypto to pay back my loans and just pocket the remaining money. Whats my next play if taking another loan just to have cash for the next opportunity a poor idea?  <response>: Keep in mind the taxes you owe on your gains. Your returns may be lower than you think. 