<prompt> Human: So as a kid there was an incident that happened and my parents sued the people and made a good chunk of change. Luckily I have good parents that put it in a trust that would give me power by age 25. It is all currently in the hands of JP Morgan and they have 180k in stockbonds and the rest in cash and cash equivalency. I was curious what Reddit would do on my situation.Little more about me:I have 0 debt and am a college graduate living with 3 roommates since its cheaper that way currently and I like them.  <response>: See the PRIME DIRECTIVE: How to handle I have X, what should I do with it? link in the sidebar. Also, read the windfall wiki entry. 