<prompt> Human: Im 25 and I got my first credit card last year... Ive been trying to build credit since then, but have been terrified to check my credit score because of my lack of credit history. Anyway, whats the best way to find out my credit score? I always see commercials about Credit Karma but assume its a bs website. Any tips guys? Thanxxx in advance.  <response>: I really like Credit Karma. It even tells you the day of when someone does a hard pull on your credit. Its accurate enough for me to see where I land on the interest rate spectrum. Discover lets you see your FICO score without having an account with them. Other credit cards have some sort of FICO score tracking like Chase, BoA, Barclaycard, etc. 