<prompt> Human: I am ready to take the next step in my relationship after four years. How did you all buy an engagement ring? Ideally, I wouldnt finance but I have decent credit and a decent savings. Really just curious about the best way to purchase the most important ring of my life. 3 months salary was made up by the jewelry industry and I wont be adhering to thatI havent begun to shop so Im looking for any and all opinionsideas.EDIT: While I know what I plan to spend on a ring, I would like to hear how others purchased a ring and their buying rulesAssistant: Save up, pay in cash.Although many people are moving away from traditional diamond rings and getting other stones. If your GF has something else sentimental dont do her birthstone give that a look.Human: Definitely stuck with a diamond. Ive been thinking cash could potentially leverage a discount but I find it really hard to spend 7-10k on a ring. I understand its an investment for the future and its comparable to my income but THATS A LOT OF MONEY!  <response>: Sorry, how is it an investment for the future? Are you looking to resell it ? 