<prompt> Human: So my boyfriend and I have been together for a little over 5 years and are finally moving in together. We are just getting the hang of our own separate finances and things are getting a little messy when it comes to joint purchases.We have decided to split shared expenses 5050, including rent, groceries, electric bill, etc. Phone bills and personal items such as clothes will be purchased separately and are not included in our shared expenses.I had heard that a good way to budget is to open up a debit card together, and each put on the same amount of money at the beginning of the month to cover said expenses so we dont have to play the you owe me game every time we go to the grocery store or pay for a bill. Is this a smart idea? Is it easy enough to close a debit card if we decide to separate? Can either of us be screwed over by the other by doing this? If theres a better way to go about sharing expenses, I am open to suggestions.Thank you in advance for your advice. We are pretty new to this and dont know much about finances, so it is greatly appreciated.  <response>: Splitwise.com is perfect for this. Just enter your expenses and settle up once or twice a month.Edit: spelung 