<prompt> Human: I recently overdrafted my account and it was like that for a few days but its all taken care of now, I went and looked at my credit report and saw a inquiry from chase bank. Why would they want to look at my credit report? Could that be foreshadowing that they may be deciding to close it soon?  <response>: Generally, an overdraft triggers a collectibility check. This is a purely automated process. Its just the bank going, something happened, we might have to sue, lets see if it would be worth it.Its nothing to worry about. Just automated snooping. 