<prompt> Human: My wife and I are moving from the Bay area in California to Reno, NV.I have a solid job and my wife is closing in on some possibilities. It looks like well be able to mostly keep our salaries of about 175k a year combined.Now, originally we were planning on renting, as we have about 30k in debt and wanted to be in the area a bit to get to know it.But, the rental market is nuts, its hard to even get an application in and find something that will accommodate both our pets. Ive talked to some lenders and we can probably scrape together enough of a down payment for 3-7 and have a total mortgage equal to our rental budget.We are in a time squeeze as I start beginning of March, and we would have to make some temporary living arrangements in the mean time. My wife is not too keen on the idea, having to deal with a harder transition, and shes been under a lot of personal stress lately. Some of my friends think we should pay down our debt first.To me, its a no brainier, were going to save a ton of money in the new area, and we could build equity and pay down doubt while staying in our budget. Plus housing and rental prices keep increasing obviously no way to know how long this will continue for, but the California exodus is only getting worse.What are youre guys thoughts? Price to rent ratio is around 14 and the NYT calculator says buying is better by about 400 per month.Assistant: What are youre guys thoughts? we can probably scrape together enough of a down payment for 3-7Thats not the sound of a good financial decision.Human: Not a fan of FHA loans? Or think the cash should go towards the debt first?  <response>: Bro. If you are scraping together a 3-7 mortgage payment you are almost certainly not in a position to be purchasing a house. 