<prompt> Human: Hello hello.First post here.There are tons of post around this sub about minimum wage but I think I have a slightly different query.I work at a restaurant. After taxes and tips were looking at 7.30hr. Hours vary so I wont say I make such and such per month. Ive been thinking lately, what if my plans dont pan out the way I hope? Im in school for stem please spare me the comments about rolling in money but what if that doesnt work out? What happens when you make minimum wage for 22 years?By the looks of financial calculators, nothing astonishing. 837;. Monthly contributions of 107 thats basically all Id be able to afford, I did the math for 22 years comes out to 76,500. Hardly house money, let alone F-You money. Sigh.But, lets get to the nitty-gritty. Can I get my F-You money in 22 years working minimum wage. The math is giving me a hard no, but what say you upersonalfinance? Any ideas?P.S. F-You money, to me, is not the same as retirement. I dont mind retiring at 60,65 or so. I just think at 44, it would be nice to tell my boss to shove it.  <response>: The goal is to not remain on minimum wage for 20 years honestly. And if you do, retirement wont be at 60 or 65, itll be when youre no longer able to work and are put into some sort of old folks home.If you want f-you money, make the moves to earn it. Settling for minimum wage isnt the way to live. 