<prompt> Human: I am 24 years old, no debt, Maximum matched contribution into my Roth 401k, emergency fund established, blah blah blah.Chronic heart issues, have had 2 heart surgeries already, likely going to need a 3rd in the future. If I make it past 60 Ill consider that a win.That being said...Id like to use my money while I can. Whats a good investment strategy?  <response>: Depends on family situation. If you are single with no kids, I wouldnt invest in traditional 401ks or mutual funds etc.. I would make sure I loved my job, as you possibly wont be around to enjoy your retirement. Use your income wisely to do whatever your fun budget will allow you to do, and enjoy your time alive as much as possible. Now if you have a family, thats a whole nuther story. Take care of the people you care about, but at the same time dont feel bad about being selfish. Me: 24 year old in same financial situation, single, no kids. I have a solid emergency fund that should hold me over at least one year. I do my own investing in stockscurrencies. 