<prompt> Human: I didnt mean for things to get like this, but I was in a pretty bad place a year ago at my previous job in the states. I was depressed and, at my wits end, I moved to Mexico just to rock the boat in my life to try and snap out of it.Well, my life completely changed over the past year in Mexico. I met a girl and made some good friends. I got a job down here only 700mo and the cost of living makes that wage livable. Ive found happiness and now Im making an effort to fix things in my life one step at a time.While visiting family in the states for Christmas, my mother showed me a letter from the government saying that I was about to default on my student debt. 15k left over. I need to call them tomorrow.Any advice?Moving back to the states to get a better paying job isnt really an option for me right now. I eventually will return, but right now Im just trying to get it together.I did some budgeting and Ive calculated that I can spare up to 100mo towards my debt.  <response>: What are you doing as an expat that only nets you 700 a month? Take that spare 100 and get a cheap TELL cert and find a school to teach at. I guarantee youll make more money than you are now. 