<prompt> Human: So I made some poor decisions in college. I paid a ridiculous amount into a degree program I wasnt able to complete for medical reasons that I found out about late in the game. I had just enough credits to graduate with a Bachelors of General Studies, and then changed schools and degree programs to try to do something else. That didnt work out either and now Im basically going to try to make life work with a Bachelors degree.I currently make 10 per hour in a call center job working a reliable 40 hours per week. My boss says he likes me and when it slows down hell keep me around, but its still through a temp agency so theres no REAL security. Meanwhile in a couple months Ill have been out of school for 6 months.I have private loans that have by now burgeoned up to 160K and about 50K of federal loans from school. I did the math, and given the minimum payments I would need a 40K per year job to be able to make the payments and still live, and these loans would be eating fully half of that for the next 15 years.One friend who recently went through a bankruptcy himself suggested looking into bankruptcy. My friends father was the lawyer for their bankruptcy its not his specialty, he was doing it for family and according to lawyer dad private student loans can be gotten rid of in bankruptcy. I had always been told they couldnt be gotten rid of.I applied to join the national guard a couple years ago and never really heard anything from that. I was hoping to use them to pay for schooling and wipe out the federal loans, and Im still interested in extra income, resume fodder, networking connections and student loan forgivenessrepayment through them. I just heard back from a new recruiter whos taking a fresh look at my application. Given my 4 year degree if I get in I would go through OCS after basic and be an officer.So given that situation, heres my questions1. Regarding bankruptcy, what am I looking for in a lawyer? Can bankruptcy really help my situation? I have NO IDEA what Im doing in that arena.2. Advice on the job front: I can survive on the 1040 job if need be, I live in a cheap apartment and use public transit so my personal overhead isnt very high. Advice on what to look for? What can I do with my degree?Assistant: Bachelor of General Studies from the University of North Dakota.Youre in N.Dakota during the oil boom and only making 10 an hour?? I read yesterday about a big box store paying 20 an hour because labor is so tight.Human: Minneapolis Assistant: As a fellow Minneapolitan, I find the job market here to be pretty good overall. My roommates were both placed in decent, entry-level temp positions at Wells Fargo that while not a choice job for living out ones passion have turned into full-time, secure jobs. Think the temp agency was called Aerotek. Anyhow, best of luck. I agree that increasing your income is probably the best bet though I know that can be a challenge. Human: Ive been thinking about looking into a new temp agency for new opportunities, I know that Aerotek has an agency downtown. Ill look into it.  <response>: Like other people have said, why not consider the oil fields? That 10 ph could turn to 25 if you were there. 