<prompt> Human: As the title says, getting married to my fiancé later this month. We bought the house two and a half years ago. At the time, we were dating, both students and elected to put the house in her name with her mom as a cosigner. We have split the mortgage payments since and are wondering if it would be beneficial in anyway financially to add me to the mortgagetitle.We both have good credit, both have steady jobs and make good money, no kids and not planning for them for a couple years.Not looking for legal advice protect myher money or relationship advice.We are just wondering if credit score wise it would be advantageous to do so. Thanks in advance!  <response>: We bought the house two and a half years ago.No, you didnt. She bought the house and you paid rent. If youre putting something in quotation marks, it means it didnt happen.If you can refinance for a lower rate, do so. That has the advantage of getting the mother off the note, too. Is the mother on the title? If so, Id insist on a quitclaim deed to get her off the title before refinancing the debt in my name. 