<prompt> Human: So I check my accounts every morning checking, credit cards, etc. and yesterday I noticed about 400 missing from my checking account Regions Bank with no transaction indicating it. I figured something glitched out and it would resolve itself by the next day. I checked my account just now, and I have a charge for 395.62 that states COLLECTIONS DPT DDAACTIVE. My account is not in the negative and Im not late on any kind of payments.I googled this and a Consumer Affairs page came up with a customer complaint stating: Weve had an account with Regions Bank for many years, and have never had an issue until recently. They have a new scam going where they take out money for an item, and then, place it back into pending. Thus, for the moment, charging you twice! They will then charge an overdraft fee for items that they have taken the money out for. We have averaged over 400 a month in overdraft fees due to the fact that Regions has mastered the art of manipulating bank accounts. We deposit an average of 4,000 a week and should NEVER have an issue with overdraft... Out of our other 5 banks accounts with various banks, we never have an issue except for the Regions account! They are master scammers and work hard at perfecting the art! STAY AWAY FROM THIS BANK!I called their customer service line and of course it is closed until 6am Tuesday 95. I will be out of the country from 93 to 910 so I cant even get in touch with them until the 11th. Anyone have any idea wtf this is?Edit: Ive gotten replies stating that someone sent me to collections. Heres what I know:1. Ive got 3 years worth of spreadsheets for all my monthly expenses containing how much was due and when.2. I checked 3 different credit reports and there are no red flags or alerts.3. My MINT account shows the transaction category as Babbysitter Childcare. I am not married nor have any kids.4. I check my physical mail even junk mail and have not received any kind of notice that could be pertaining to this that I can recall. Its mostly credit card offers.Edit2: Im leaving for my trip, I will be back on 910 with an answer on 911 at the earliest. Ill be sure to update everyone then. Thanks for all the replies everyone.  <response>: Wasnt there a similar post to this one a few months back? Also with 400? 