<prompt> Human: I did their online tool and it estimated it at 11,955 which brings the total to around 14,000. We currently owe 11,550 on the car. Our interest rate is 4 Since then our credit has tanked and I assume our new rate would be 6 or 7 on a new car. We only own one working car and are currently trying to sell my husbands 1999 Lexus that barely works for 1k. Should I take Honda up on their offer? Or continue paying off the current car we own? It is a purple 2015 Honda Fit with 26,000 miles on it...My parents helped me get it in 2015 when we were about to be married and made 26k a year between the two of us. They paid 90 of the monthly payments for almost 2 years. I worked in one city, he went to school in another. So having two cars was necessary. Now it is not so we are only going to own one car as on Monday we will both be working at the same company and in August are moving to an apartment 3 miles away from that company. So we need a car, for when we go one town over to visit family, emergencies, and because public transportation is abysmal. But we want it to be a car that lasts forever. What do you recommend Reddit?  <response>: Honda is not emailing you to buy your car back. A Honda dealer is emailing you to try to sell you a new car. You cant afford a new car and theres nothing wrong with the one you have. 