<prompt> Human: Hi rpersonalfinance! I am in a situation where I am all but guaranteed a job for the next 2 years. Normally people say to keep 3-6 months of emergency funds. To me that would be 3-6 months of rent and grocery money, which is something like 3000-6000. However since my income is secure, I am considering only keeping say 1 month of emergency funds and putting the rest into my personal investment account. Any advice appreciated. Thanks for input!  <response>: The recommendation for 3-6 months of expenses is also relevant for people who have a totally secure job. 