<prompt> Human: I received my 1099-INT this year after I filed my taxes in late January. Both my federal and state return have been accepted but Ive only received my federal refund. I only received 20 in interest this year but Im worried not including that income is holding up my state refund. Is it worth filing an amended return?  <response>: It is possible that small amount may not even increase the amount owed. But if it does, youll just get a letter from the IRS saying that they think you owe more money, why they think that, and a request to send it in, along with a small penalty. If you agree and send it in, that will be the end of it, you wont even need to file an amended return.Probably not worth the effort to try to amend the return, probably easier to just wait for that letter. But, if you do your own taxes dont pay anyone and file for free, and therefore it doesnt cost you anything, and you want to spend the time doing it, then you do have time to file an amended return to avoid that small penalty if it matters to you. If you pay someone else to do your taxes or pay to have them filed, though, that cost would probably be more than the penalty. Up to you. 