<prompt> Human: Im currently attending Iowa State for Computer Engineering and just finished my first year of college. I didnt get any internships as its kind of hard unless you have 1-2 years of previous experience in programming. Anyway, Im getting my first job as a waiter in a nice restaurant. Ive never really had good spending habits as I just use my debit card and jump at the chance of going out with friends.What are some things I should do now that Im getting my first job, and what should I be learning so I can invest later on once I have the money?  <response>: Please read the FAQ and the sidebar links, particularly I Have X ... What Do I Do With It?! and the Long-Term Investing Start-Up Kit You may find Your 401k and You: Basic Information and Your IRA and You: Basic Information worth a read as well. 