<prompt> Human: Before I give a complete breakdown of my finances, I would like to say, I have been very fortunate when it has come to finances. I will include a Tl Dr; section at the bottom. The following information is somewhat not relevant, just thought it would help explain my current situation better.My whole life money has been a relatively minor factor. My dad had taken after his dad, and had saved from the time he got out of college, so that his children would be able to pursue activities, that could be hindered by having to work jobs throughout school. Now, Im not talking yachting, horseback riding, and your typical Waspy activities, I mean sports. I was able to be a 3 sport athlete throughout High School and did work a tiny bit in the summer as a little league umpire, but summers were mostly for baseball. By being able to focus on both school and sports, I was able to attain a Division 1 baseball scholarship at a great school. This meant even less possibilities for jobs during the school year and summer, since during the school year I would have classes, weight training, and baseball practice. During the summers I would be shipped off to some random town in the US for a collegiate summer league. Skip forward 4 years, and now I am inn the REAL world. I have just put my college job on the back burners. This job was app development I had done with a friend with the very little bit of free time I had during school. It was good money while in school for food and booze, but not something that could sustain after college. As some of my friends would say, I have just gotten a REAL job. It pays nicely for being right out of college, 40K full benefits available, 401k, and paid time off. Like I had said earlier in this post, I have been fortunate my entire life where money has not been as critical as it is to some people. I am currently in a situation where I am living from home and have virtually no expenses. Upon graduating college, seeing most of my friends receiving graduation gifts of cars, and various expensive gifts that one would hope for upon graduating, I was a little jealous, until my parents gave me my graduation gift. They had been saving their whole adult lives to make sure they would have enough money to send me to college. When they had found out I would be getting an athletic scholarship they were relieved. The gift they gave me upon graduation, wasnt just the luxury of graduating school debt free, but what was left in my education account. I understand this money is not spending money, that this is my parents savings, and now my savings. I am currently living at home, and my parents have made a deal with me... As long as I am able to set aside 1,400month I can continue living at home expense free. TLDR;So, basically I guess what I am asking here, is how can i start planning for when I eventually move out? How can I prepare myself and my spending habits for going from virtually no expenses and making sure to set aside 1,400month to paying rent, utilities, and various other expenses?- 40,00 base salary a year with the ability to make commissions.- Ability to work half days on nationally recognized holidays for 100 after taxes- Paid every week on Fridays- Currently dont have to worry about car payments, insurance of any type, food, rent, and any sort of billmonthly expense- Also I have a great credit score because college was paid for technically in my name.If I need to provide more info, just let me know.  <response>: Take advantage of your 401k, put at least the max employer matched amount in it all the time. This is free money for you and helps reduce your tax burden. Put more in if you can afford it.Are you benefits good? Do you need stuff like wisdom teeth removed? Do it now. Dont wait.Find a good credit union. Open an IRA and put a little money into it each month. This also gives you a tax shelter and gives you someplace to put 401k money if you need to stash it quick like job loss, etc.Dont take loans from your 401k. Ever.Get a low limit credit card 500. Use it for small things like gas. Pay every month. Build good credit.Save, save, save. Try to evaluate your purchases, make sure you wantneed it.Diversify. Never put all your money into one thing. But dont put it so many places you lose track of whats where.Those are most of, didnt do the medical thing the things I did when I was in a similar situation pay wise. I had enough put aside so I could pay off my small home and be loan free after about 10 years. 