<prompt> Human: Im 24 years old and am considering going to college, but I dont make a whole lot of cash at my current job and I only make enough to scrape buy very month. I dont have any kids and Im currently single. What are my options, should I just risk a student loan?  <response>: Dont go just for the sake of going. Community college is a good place to start - you can get an associate degree, and maybe find a field you want to pursue further. It will cost much less than a four-year school, and you may find a course of study there that will help you get a better job with the two-year degree. There are also options sometimes to get the degree with only night classes. 