<prompt> Human: I receive one large check once a month. I do not get paid bi-weekly. I get paid at a very inefficient time in the month, so getting rent on time is extremely difficult. Ive never used a credit card before and literally all I want one for is paying rent and maybe a utility in advance. Is taking out Cash always a terrible decision with credit cards? Are there any cards out there specifically for this?  <response>: This is one of the worst uses for a credit card. You should budget more carefully to figure out how to always have enough money in your account to pay your regular bills. 