<prompt> Human: A lot of people seem to use it, and even autopay some of their bills on their credit card, then autopay the credit card from their bank. Some companies entice people to use it by offering a discount. However it has been in my experience, as well as reading online, that it is a bad idea. My electric company routinely messes up my bill. Just this month, if I had autopay turned on, my account would of been charged 700 instead of 290.  <response>: I disagree. I have never had an issue with autopay.I say, use autopay and check your statements every billing period. Mint sends me a weekly spending summary. American Express also sends an account snapshot every 2-4 weeks. 