<prompt> Human: made a throw away for this because the situation is embarassing, ill try to be as clear as possible in this threadso sometimes in 08 my parents bought a house,they dont make much, maybe 5-6k a month combined for around 400k, weve been living ok ever since until last year, we arent rich, we dont live luxuriously but we get by.fast forward to January of 2014, my mom was discussing to take over her friends business contract and she came home that day to discuss it with us, this is a decision my dad and i was against because i knew we were already around 300k in debt from the mortgage on the house, she would not listen and whined until my dad caved in. mind you she has no experience in running a business at all, she barely did any research prior to opening this business. it took us two tries to finally get a bank to get them a mortage for this shop, which cost around 180krenovations, franchising we dont own the shop space and the rent is around 3.5k a month.fastforward to july, this business is doing ok, maybe a hundred dollars a day in profits, but this wasnt really enough to save up for later as more businesses opened nearby and winter came upon us, we actually started losing hundreds of dollars a day.on top of this, my dad has to go from his day job that he works from 7-3 to go and help out my mom cleaning, shopping, preparinglots of moving drinks and stuff, weve already minimized the overhead as much as possible. comes this year we arent even making money on the top.so thats the situation were in, i had no idea it was this bad until i pursued themtheyre asian, they wont admit these things after realizing my dad started working 6 days a weekim still in school too, it wont be another 2 and a half years till i graduate so maybe i;ll be able to help outdoes anyone here have any ideas on how to fix or at least make this situation not as bad as it is? i thank you guys in advance for reading and appreciate any help we can get.Thanks!i forgot to add, our monthly payment for the house is around 3k, plus 200-400 for electric, gas and waterthe shop makes no money in profits as of now, maybe 20-40 dollars on a good day and when winter comes we will be in the redthe primary problem with their business is that they dont get enough customers, tim hortons opened recently across the street too so that took the last bit of their profits.  <response>: Important: none of this is your problem. Let me repeat that: NONE of this...is your problem. Im not judging your parents, but you have to realize they are adults and must make their own life decisions. How they handle this debt is up to them. Your focus needs to be on finishing school, obtaining gainful employment, and building your finances. 