<prompt> Human: Im about to go into my freshman year of college. I stupidly applied to all private schools, thinking Id get enough financial aid to make tuition manageable, but we didnt get as much as hoped. The school Im going to is 53,000 a year. Parents and scholarships are covering 40,000 a year, so that leaves me with about 16,000 a year for 4 years, meaning when all is said and done, Im going to be taking out about 60,000 in loans. I plan to get an on-campus job to start paying interest off immediately. But I honestly dont really know anything about finance, this is the first adult responsibility Ive really had to deal with and its terrifying. Does anyone have advice on how to pay off these amounts of loans quickly?  <response>: Find a more economical option school that offers the major you are wanting... I wanted to go to GAtech engineering, but didnt want to afford it. I chose my instate school and went to their engineering school. I now live in Georgia and work with a few GAtech grads making just as much as they do. See where Im going with this? 