<prompt> Human: Background:I am 22 years old making about 30,000 a year as of last month. I am an hourly employee with 5-15 hours overtime time and a half a week, so income varies but not too much so far. I currently live with my parents, moved back in because my first child was born 3 months ago and I need to save. I currently have a checking account, direct deposit, and a student credit card with a 1,000 limit.Saving list so far:I have a car that runs pretty well, but Im planning on buying a truck soon. Im saving around 4,000 since I do not plan to finance. I plan to put a down payment on a house in around a year or year and a half at the absolute most. I have some kitchen supplies and a very small amount of furniture but my girlfriend mother of child has a decent amount and will be living there too. Request:I would greatly appreciate any advice on budgeting, general financial advice, and savings planadvice. I have rented a couple time including a house but never bought so anything you think I should know would me nice as well. Luckily, I have a licensed home inspector in the family so thatll help.Edit: I cant thank yall enough for all the wise words and advice. Some questions that I didnt originally answer: I live in Mississippi where cost of living very low compared to other states, I have an emergency fund of 1,000 currently and I put about 20 of all savings directly into that. My girlfriend is trying to find a solid babysitting job to make a few hundred a week and avoid paying for daycare since she can bring my son with her. Thanks again everyone!  <response>: plan to put a down payment on a house in around a year or year and a half at the absolute mostCan you rent instead? Your finances will be stretched very thin if you buy within two years, even if a bank will extend you a mortgage. 