<prompt> Human: Im a 20 year old University student doing two degrees geology and physics as well as raising my son 3 days a week. Ive recently lost my house that i was living in for free and have found myself homeless with no money 1000 in debt and a broken phone. I cant get a job because Im waiting for an insurance pay off for my disability and they are looking for any excuse to make it look that Im not disabled as well as i have full time schooling for two degrees from 11 to 8pm every day which i refuse to drop out of and my son to take care of. I feel welfare is the only option but will it destroy my credit or have any other negative implications? What are the pros and cons?Edit: I am in Canada ftr  <response>: Welfare has absolutely nothing to do with your credit. Apply for whatever help you can get. 