<prompt> Human: I recently 730 financed a truck for 44,036 with a monthly payment of 656. In this agreement I traded in a leased car. At the time of sale, the dealer put on the contract that they would pay off the lease at 13,795. I just got a call today 815 saying that when they tried paying off the lease they were told that the payoff amount was actually just over 18,000. They said I would need to sign a new contract for the remaining amount and that it would increase our monthly payment to 715 per month. I just paid 2,400 for the registration, sales tax, and tags today so this news really pissed me off. Am I under obligation to resign the contract for more money? If I dont will I be stuck with my old leased car?Edit: I cant tell you all how much I appreciate your advice. Living in just about the middle of nowhere in a new place with nobody to go to for help in things like this let alone anything else, reddit and the people here have consistently proved a positive influence on my life. Ill be contacting the lease holder, county treasurer, and dealership tomorrow to see what our options are. Believe it or not, it was my wifes idea to downsize to this outrageous payment, so talking her out of it might be harder than turning the truck back in, but Ill do my best to try to make the right decision. I also appreciate the couple of redditors that mentioned the difficulty in keeping up with payments if ever a hardship appears. Even though were both pretty young and healthy, the unexpected could come at any moment. Edit 2: Update. Again, thank you all for your advice. My wife and I are both teachers. I have a masters degree and shes halfway there. As teachers, you probably know we dont make as much as we should, but were definitely better off than both of our sets of parents. Its not necessarily that 60 extra dollars will put us over the edge, it just starts to cut into the budget and plan for savings weve already established. I called the lease holding dealership and they said that the wrong amount was given to the dealership. The amount given was the buyout after the lease was over. Since we turned it in early they didnt give the dealership the current amount owed. I also called the dealership and explained that this new information and contract is unprofessional and that we will be coming in on Saturday to have a conversation with them that this may not be the truck for us. Ive yet to call the county treasurer, but from what some of you have said, we may be out of that money. Again, thank you for all your advise if even sometimes hard to hear. It means the world to me.  <response>: OP, I dont know about your finances and Im sure as shit not trying to get into your business. That being said, if both you and your wife had to ditch your respective leases to afford financing a 44K truck over that long, Id reconsider. Sounds like you have one hell of a lady, by the way, if shes willing to do that for you. This might be your one opportunity to reconsider and get something more affordable. Take it from me: last year I financed a 30K used Infiniti then lost my job 3 months later. Just play it safe to protect your money and your family. 