<prompt> Human: Budget link: Numbers are based on a monthly income of 1840. This number should even out between time offholidays and working longer workweeks paid hourly. Job security is strong. Utilities are free for my current apartment. Bottom numberpercent on the link is what I would be putting into savings monthly or use part for the occasional car service, doctor visit, etc.Ive spent hours of research into cars and financing involved. The 1037; rule on buying a car was pretty eye opening when I ran the numbers. I wouldnt call myself a car enthusiast but I certainly consider it a fairly big interest. Im willing to sacrifice a few luxuries when it comes to food expenses, entertainment, etc.. Of course I dont want to restrict myself to the point I regret the freedom I have now with my car paid of and no car payment.I went into this hoping to upgrade to a more powerfulsporty car than my Honda Civic 70k miles. A little over 10k saved right now. Im currently looking at a new WRX around 26,500 financed for 60 months, 3k down, 4k fairly lowball trade in estimate, website showing 2.937; APR special for 352 monthly and the other, a used 12k miles 370z for 24,000 60 months, same down, a little over 437; APR is this a realistic number for a credit score around 748? for 353 monthly sales tax accounted for on both. I accidentaly mixed the 370z estimated monthly with the estimate gas for the WRX on the linked budget 370z gas would be around 160 I believe it uses premium octane gas. The insurance quote might be less Im thinking the 150 was for a new more expensive 370z. Im currently paying 100 monthly on a student loan currently sitting at 6700. Dont remember the exact interest. Somewhere around the lower end of 4.537;.Is this doable? Should I bite the bullet and put a bigger dent in my student loan and forget the new car? I say this knowing its probably the safest and best option but it the reality of it is still weighing on me a bit after getting excited at the thought of having a car I really enjoy and look forward to driving. Is there a sweet spot where I can get something more exciting than a Honda Civic with less miles, keep putting money into savings and not neglect other expenses?  <response>: Keeping your honda civic with 70k miles is the obvious option. If you upgrade you will be car poor. 