<prompt> Human: I live and work in the Boston area expensive, so expensive and my low cost housing situation read: parents good will is not something I want to continue indefinitely.My annual salary in state employment is 33,000, which could conceivably become 34k within the next 6 months. After taxes, state retirement withholding replaces SS, etc. I take home about 1900month.I have an opportunity to move into a three bedroom apartment with some friends, but the rent would be 950month or 50 of my take home pay and 35 of my gross pay.Budgeting 100 for my share of internet and other utilities would bring the cost to 1050, 55 of take home and 38 of gross pay.Other monthly expenses: 75 for a transit pass to commute 100 for health insurance 25 for toiletries and paper goods for the apartment 200 grocery budget 100 amount I spend eating out despite my better judgment 50 on miscellaneous purchases steam games, a ticket to the new Star Wars movie, etc.As far as I can tell, the budget will be a lot tighter but not unmanageable at about 1600month of expected expenses. Is there a wise soul out there on rpersonalfinance who can help show me what expenses I may have missed or what I am forgetting that makes this decision financially unstable?Thank you all for the advice and guidance you provide on this sub.  <response>: You could manage, but youd essentially be struggling from paycheck to paycheck. You also wont have any savings, so if something bad happens like a medical issue or if you lost your job, youll be in big trouble and wont be able to make rent.If I were you, Id stick with the parents for another year or 2 and at least put some money away as savings. Save that 1k a month you would have put towards rent. Try and save up at least 10k.Then when you move, youll be doing so with a solid financial base. 