<prompt> Human: I max out my 401k with my company and invest through Robinhood when I can, but I know its time to open up an IRA. Im considering Vanguard given how cheap their ETFs are, but Im not sure if I should pick one where I can invest in either stocks, ETFs, other funds, etc. Any advice?  <response>: Ill toss my hat in for Charles Schwab. I was just starting out so I really liked their low cost mutual funds with minimum investments that werent 3,000 or 10,000. Although it sounds like that might not be a problem for you. Probably my favorite feature is chat. At any time I can hit the chat button and talk to someone.Its also convenient that they have an amazing checking account. Now if only they could do better than .437; savings I could combine all of my finances. 