<prompt> Human: Just got an email today informing me that the APY on my Barclays Online Savings account went up to 1.05, which matches Allys and is pretty much competitive with all high interest savings accounts I can think of. I know I see Ally recommended a lot - have not used them personally, but I have not had any problems with Barclays, in case anyone was curious!  <response>: Cool. I wonder if theyll raise their Dream Account rate? It was already 1.05 when the regular savings was 1.00. Right now the Dream Account hasnt changed, and other than the small incentive of paying 5 of the earned interest for every six months that you make consecutive deposits and no withdrawals, I really dont see why anyone would choose that account over the regular savings account now. The Dream account only allows 1,000month to be deposited too. They need to crank that rate up a notch. 