<prompt> Human: If you have the ability to cap your 401k before the end of the year 5K contributionmonth. Does it make financial sense to maximize your contributions and cap quickly, or should you distribute your contributions equally throughout the year 1.5K contributionmonth.My thought is if you are able to cap in quickly you can earn on the whole 18K throughout the year rather than fractions of it. Does this make sense or am I missing something obvious?Thanks for the advice!  <response>: It will not make sense to do this in the case where your employer only matches a certain percentage of your salary per paycheck and will not true up at the end of the year. In this case, making contributions from each check throughout the year will be your best bet to getting the most money into your account.If your employer does true up at the end of the year, contributes to the account regardless if you are contributing, or simply does not contribute at all, then your plan would be a sound one. 