<prompt> Human: I rented a UHaul van today for moving and paid the 10 fee in case I get in an accident 150 deductible if were to happen. I got back no issue but my friend said that 10 is a scam. Just pure profit for them.Is he right or did I blow 10?  <response>: Its a scam in that a large percentage of people dont get into accidents. Those that get into accidents are often minor ones that go unreported or cost less than the deductible.So... Its insurance. Its a small cost that protects you against the worst happening. 