<prompt> Human: F23 with my first post! Ive been lurking on this subreddit for a few weeks and decided to make an account today to get some solid advice. Long story short: I let my dad handle my finances while I was in undergrad, always borrowed more than I needed, didnt make any payments during my 4 years and accrued a ton of interest. Loans A-B below are Direct Subsidized loans under my name, Loans C-F are Direct Parent PLUS loans under my dads name on behalf of me. I have 6 student loans as follows: Loan A - 2,910 3.15 Loan B - 3,799 3.15 Loan C - 22,663 7.65 Loan D - 5,911 7.65 Loan E - 22,642 6.16 Loan F - 20,275 6.96I am currently paying all of these in two batches. A-B are in level repayment of 80mo, C-F are in graduated repayment of 600mo increasing in July 2018. I make 53k a year in CA. Im single and live with my parents, but they cannot help with my finances I help them. Ive started using YNAB since last month since Im a terrible saverspender and Im basically starting over from a very poorly budgeted year.I also have a CC with 864 with a 1000 limit with an APR of 15.24. Based on what I learned in this sub, I should probably tackle this first because of the high interest rate?What is the best way to tackle this debt? Feeling a bit overwhelmed.  <response>: Definitely get rid of the CC debt first. Its small and the highest interest. Then get rid of loan D. After that, you can stack highest interest and work your way down DFEAB or do snowball style too get rid of the two smaller loans ABDFE. Good luck! 