<prompt> Human: Wondering how much people usually keep in their checking account. One months salary in there as a base at all times? Only their budget for that month? How much is too much, whats enough?  <response>: I like to keep at least 3000-5000. That way if have to spend a lot more in a month for whatever reason, I have enough to pay off my credit card. So whenever my paycheck comes, I transfer my whole paycheck to my savings account. I dont have bad spending habits which is why it works for me. 