<prompt> Human: I have a great job that I love and am good at. I recently heard from a reliable source within the company that big changes are coming in the near future, probably 6-8 weeks. The exact type of change was unspecified, but its something like a merger, downsizing, etc. which could result in good people losing their jobs.My cash reserve will only cover 4 months of living expenses slowly growing not factoring in unemployment. Would it be acceptable according to this sub if I temporarily stop contributing to my 401k? What about switching from traditional to Roth 401k contributions thats an option with our plan.DETAILS: Location: USA, big cityAnnual gross: 95k USDNo debtCurrent 401k contribution: 9 of gross, traditionalpre-tax, no matchAlready maxing out Roth IRACash reserve: 11,500Living expenses: 2,800 -- Covers required things like rent, health insurance increased amount buying individually, groceries, etc.Unemployment in my state: 405week -- 1,620monthDemographics: Early 30s, single, renter, no kidsETA: Stats requested in comments  <response>: Shifted focus from retirement to emergency fund is a smart move when you know an emergency fund is coming. Better to give up on Six months of retirement interest than having to take the penalty from cracking open the nest egg if things go south. 