<prompt> Human: I dont have any other money; just that. Im 41. Im freelance and my income is very unstable! Should I put away my savings and earn interest and dividends to supplement my income? Should I buy a cottage or something? I am getting to the point where I need a better place to live. I live in a cheap apartment which has helped me save money!  <response>: Is it possible to invest in yourself? You say your income is very unstable. Could you use this money to fund education that would open up new careers that are more stable and come with higher earnings? 