<prompt> Human: Well, Ive been trying to do some estate planning now that Ive got a couple kids and life is getting back to normal after my daughters birth last year. So naturally I think hey, I should call up an estate lawyer and get a plan on paper for in case something happens to me my wife. So I do. We ask our friends, get recommendations, and make a decision. We meet with a lawyer who talks us through our options and we settle on a revocable trust and make a payment. The lawyer takes a fixed fee for trusts, which, ok. Were looking through the documentation now stating who we want to have Power of Attorney and so forth. It was expensive, but itll avoid probate for our children, and I like the sound of that, and I can afford it. Well I mention it to a coworker today in conversation and he basically says oh yeah, thats a nice service the company offers and I just look at him stupid, so he explains. Apparently when I was breezing through the last Open Enrollment period, I missed that the company has a deal with MetLife to use an insurance-like plan to deduct some money from each paycheck and boom, you can receive legal coverage from in-network lawyers, and the lawyers fees are covered by your plan if they include certain services... And those services include the creation of wills and trusts! So... is it a good idea to try to back out? If I call up my first lawyer and ask for my money back, Id expect to still have to pay his hourly rate to meet with him and have him draw up the documents, right? But thats as far as weve gotten. And thats still a big savings if I wait for Open Enrollment to come back around and start over with a new lawyer and have all future fees covered. And I did learn about trusts in the process, so its not a total waste of the retainer Ive used up. Does that make sense? tl:dr I paid an estate lawyer to start setting up a trust, but just learned that my company offers legal coverage through MetLife that covers lawyers fees. Is it allowablesensible to back out start over?  <response>: Honestly, if you picked a good lawyer, were happy with his work, and were willing to pay what he charged before you heard about this company benefit, I wouldnt change track now. Who knows what discount hack you might get stuck with through work. Plus all the time you have to spend going through the whole process again. 