<prompt> Human: Id like to keep at least 20k in my checkings because it feels good but I am wondering if attacking my student loans more aggressively is more worth it. 85-95k income sales22k in checking 401k employer match 46k in rollover ira 760 rent utilities 1,500 avg food,gas,subscriptions,fun16,700 student loans avg 6  <response>: I would leave at least 10k as an emergency fund, but wipe out any of the loans that are over 6 for sure. 