<prompt> Human: Last year, I managed to get myself into quite a bit of debt. I was using a credit card like an idiot, and wasnt paying it off 1,600. During this period, I was also diagnosed with depression and anxiety disorder, so I wasnt doing too hot in school, which then caused me to lose my scholarships. Once I lost my scholarships, my next semester cost me 18,000, which I obviously couldnt shell out. I currently dont have any student loans in my name the loans from the previous semesters are in my parents name. The 18,000 is a bill from the school, and not an amount I owe on a loan.All of this happened around the same period December 2014. Along with not doing hot in school, and my now increasing debt, my depression and anxiety just took over and I pretty much laid in bed and ignored everything hoping it would go away for the past year. Im starting to do better now mental health wise. And Im forcing myself to try to figure out what the hell Im going to do about this debt I owe, as I figure that will greatly reduce my daily anxiety and occasional panic attacks when I think about how Im 22 and pretty much have just screwed up my credit score for the next several years.Now, my parents have been super supportive of me and have been helping me out with my rent and other things. But, obviously the debt is mine, so they arent going to just pay it off, nor would I expect them to. They have been giving me some advice though, and bankruptcy was suggested. Ive just done some quick reading about what what filing for bankruptcy does, and I kinda understand but a lot of it was legal jargon that was over my head.I am currently not in school dropped out, want to go back, but should probably figure this debt out before I incur more, and Im unfortunately currently unemployed looking for just about any job at the moment.What are some resources I could look into to finally get my life, and finances in order? Is filing for bankruptcy a viable options? Are there some other routes I should try before? I really appreciate any advice you can give me. Im just really scared, and dont want my future ruined because I did everything I said I wasnt going to do pretty much.  <response>: You need at least two jobs. Do you have a car? Start delivering pizzas. Wait tables or work fast food. Look on Craigslist for day laborer positions. A job should be your priority over everything else. Dont look for a way out. Look for a way through. 