<prompt> Human: So I have inherited about 300k in an IRA I am investing, mostly in IRAs. The company that handles the account currently is a fee only company that charges a 2 fee annually on the account balance. I am having a hard time justifying leaving my money with this company. I am 28 years old, and that 2 fee over my lifetime will add up to a substantial sum of money.What I want to do is invest it on my own, and basically have the exact same type of portfolio that they have, but invested in 100 index funds of the corresponding sectors, and rebalance accordingly every 3-6 months.The example portfolio is something like this: But I would invest in index funds in each of those asset classes, and just rebalance every 3 months. Is this a viable strategy?I just cant take the 2 over my lifetime!Do you know of any companys or software or online platforms that will help me do this more effectively?If it isnt clear, this money is for long term investment for retirement, etc  <response>: Thats absolutely a good strategy. Its the concept of a Lazy Portoflio. I would definitely not pay someone 6,000 a year to move my money around. Either do it yourself, or go with someone like Betterment which charges 0.15 to 0.35 