<prompt> Human: Hey rPersonalfinance! Everytime Ive come to you guys, you havent let me down.My girlfriend and I went to the infiniti dealer today to look into leasing a new car for her. This is what we are going back Thursday to get unless otherwise noted from here.2015 Infiniti Q50 Premium, White with Black interior.0 money down, taxes and fees rolled into the monthly payment not too worried about that, Ill explain why further down.We have to pay first month up front 429 NYS Tire Tax fee 12.50 PLUS DMV fee About 160. About 500 down.12,000 mile lease per year, for 39 months, the payment is going to be 429 for the premium, with NAV.We have her 2010 Audi A4 Premium Quattro with 59,000 miles that the offered us 13,000 dollars that we would accept a check for.Private party value for the car is around 15-18k. I already posted the car online to see If I can sell it by Thursday. If not, we either take the car off the road and wait until we sell it for a few thousand more than theyre offering, or just sell it to them for 13,000. We would be taking all of the cash from that car and putting it in the bank and using Auto payments for her new car 429 which would get us to 30.3 months of payments without reaching into our pocket.She didnt spend any money on the car so shes not losing any money.OR we try and sell the car for a few grand more so we can cover the whole lease.Anyway, how does this plan sound to you? Besides the typical Do you need that kind of car, that payment, etc.. Advice, suggestions? We got price from around 445 to 429.Thanks guys.Assistant: All you are going to get here is the criticisms you dont want.Its an expensive car, youre leasing it, youre trading in your old car. This is like a financial train wreck.Sure, if you like throwing away money, then go for it, but this is a horrible idea from a financial standpoint.Human: She has no debts at all, has a very good savings and has a stable career with a good salary. Her current car has had a few problems in the past. Also, The money from the car that she would be selling she would be using for the payments for the new car, so she can continue to save as much as she has been without using any savings or reaching into her pocket until about 30 months into the lease. And at that time, her salary may have increased by then a decent amount. Eventually shes going to need a new car, and any longer we wait with this current one the value is going to decrease a decent amount.If this car was for me, I wouldnt call it a good decision based on my student loan debts and what not.  <response>: No, shes not going to need a new car. She can get a useD car or continue driving her Audi.So shell use her current cars equity for the next 30 months and then the 9 months after that shell spend 3800 bucks on this car and then she will have nothing. She will return the car or have to buy this one. Shes eating a whole lot of depreciation, but if she wants to do that I guess its her decision but I doubt she is actually saving as much as she should be. She probably gets her 401k match and thinks that is enough, but okay she can lease a car and burn 20k over the next 3 years. 