<prompt> Human: As the title indicates, I filled out a very in-depth application online for a mortgage. Ive been in contact with a mortgage broker? banker?. He hasnt provided me with a GFE of fees and closing costs. My credit was run more than three days ago.When I asked, via email, about the GFE, he responded with:I need more data before I can provide an type of itemized quotes. 1. Did you win the property or are we still in the bidding process?2. I need to know what type of loan product you are looking for?3. I need to know if you planned on doing a renovation loan?4. I need to know how much in renovations you wished to do?5. I help my borrowers receive up to 6 in seller paid closing costs, on your file that would be around 3,900.006. With this 3,900.00 I could either buy down your interest rate, or, lower your overall cash to close. Both ways have different benefits that you need to see. As you can see, I dont just provide you numbers, I customize your financing options to best suit your needs.When we are ready to move forwards with the documentation, then I will invite you to a Live and in Real Time Go To Meeting on the internet and we will go over how I can customize your rate, payment and terms to fix your short and long term goals and your payment and equity objectives! I dont just provide numbers I structure and customize your options to fit you specifically.I feel like this guy wants all my documentation and statements so that he can see how much money Ive got, and then customize his fees and commissions to eat up my available funds.Ive done a lot of reading on the subject, but I cant seem to figure out whats going on here. Please help me reddit, Id appreciate all input. Thanks in advance.  <response>: I dont really see the problem here.He needs more info. What type of loan youre applying for is common place. Have you found a home that you want to purchase? Have you been pre-approved by any lenders?Points 3 and 4 are likely irrelevant if you are purchasing this home and not planning on doing any renovations right now. The rest are completely valid. 