<prompt> Human: As the title says, my private student loans are in forbearance right now, and starting next month Ill have to resume payments. I cant afford to do this.My total take home pay is less than the total cost of my rent. I live with my mom and the only way were able to afford rent is with my income and her disability check put together. Were barely able to survive as it is. Once the student loan kicks back in, I wont be able to pay any of it.Also, these are private student loans, so there are no defermentsforgivenessincome based paymentsetc. I have federal loans as well, but those are on an Income-Based-Repayment program. So I dont have to worry about those for the time being.What do I do if I physically cant pay it? Will they sue me? Can a private lender garnish my paycheck?  <response>: Will they sue me?Maybe. Cant really say for sure. Can a private lender garnish my paycheck?If they go through the proper legal procedures, yes. 