<prompt> Human: On Valentines Day of this year I was in a snowmobile accident, resulting in a pretty severe concussion that is still causing me more problems imaginable. Specifically, I am completely unable to work or drive, am limited to 1 hour of computer time a day, and have very little ability to do much else than sit on the couch all day. I have a BS in neuroscience and another in geology, a masters in behavioral psychology, plus 2 associates in other fields. All paid for with private student loans. I have no savings, cant work, and massive amounts of debt. My cell phone was shut off, I have no one to turn to for help...So Im turning to you rpersonalfinance, what can I do?! EDIT: Just to answer a few questions frequently asked:1. I had initially planned on going to medical school, then using my geology degree to get into medical geology. That dream was dashed, however, when I realized that I couldnt afford medical school, and medical geology is incredibly hard to get into. 2. I live in New Hampshire. To get SSI here, you need to be disabled for at least 1 year. 3. It was actually more than a concussion. It more more of a moderate TBI. I pass out multiple times a day, and I have to wear a helmet and walk with a walker because I have hit my head and reinjured myself multiple times. I have pretty severe memory loss, concentration and focus difficulties. I have to essentially be watched 24 hours a day because of the possibility of a fall or fatal seizure.  <response>: Most student loans cant be discharged in bankruptcy.Yours might be able to. With your medical condition, youre looking at undue hardship, and you can make the argument that despite your advanced degrees, its impossible for you to work at a level that would allow repayment without completely draining you of living expenses that are also necessary to get better rest, food, etc., and that this is going to continue for an indeterminate amount of time.You should talk to a lawyer about it and start filing immediately. 