<prompt> Human: I dont have brokerage accounts or a strong financial portfolio to speak of. Just a normal checking account and savings account. Less than 4K in credit card debt, otherwise our monthly expenses are always met. Fifteen hundred bucks is not a ticket to elite wealth, but I want to be strong and smart with it. What do you do for a long term period? What about a short term, like 5 years? Is there money to be made with such a modest amount?  <response>: Less than 4K in credit card debt, our monthly expenses are always met.lol 