<prompt> Human: Ive been hearing for the past few years that the market is over-valued and to expect it to drop soon. Considering this, Ive been scared to invest. Luckily, I didnt have much money to invest anyway the last couple years. With the fairly big drop over the last couple days, I feel like its finally happening. Is now the best time to start all my investing? Or how much further will it probably drop? Any advice would be great since Im 25, just got my first decent job with a decent salary, and have no idea what Im doing.Thanks!  <response>: Today is a Even a broken clock is right twice a day kind of day. People have been calling the market overvalued since 2010. There was a thread a little while back where someone showed examples of comments claiming a huge correction was imminent at every 1000 point milestone since 10,000 or so.The lesson you should be taking from this is that by deciding not to invest 2-3 years ago, youve missed out on a 30 return including the drop over the last week on your money.Invest when you have the capital available to do so, regardless of the market making a bunch of noise one way or the other. 