<prompt> Human: Im 23 years old and Ive been out of school for a year now. Fortunately I was able to graduate debt free but I did spend 26,000 on a WRX about a year ago. 10,000 of which was paid in cash the rest was financed at 2.4 apr. My job doesnt pay all that well, I earn maybe 25,000 a year after taxes. However I spent the past year living with my parents virtually expense free and was able to get my car loan balance down to about 9,000. Now that I have moved out on my own I lack the liquidity I had living at home. My living expenses including the car payment run around 1200 a month. At present I have about 8,000 in savings and 35,000 split between two Roth IRAs. I would like to build up some savings to go back to school in the next few years and would like to continue to invest in my portfolio, but Im wondering if paying a minimal balance on the car is a mistake.What would you prioritize?  <response>: You have a good rate, its not the end of the world if you pay the minimum for a bit. 