<prompt> Human: I recently accepted a position around 2 hours from where I currently live making 50k annual. Relocating and wondering how much of my emergency fund is expendable in this case. I have a 5,000.00 emergency fund, and a separate 1,200.00 set aside for relocating. Besides standard cost for relocating, I would like to fill out my business professional and business casual wardrobe. My second question is should I use all or a portion of my remaining funds to take a substantial chunk out of some high interest debt. Specifically I have a 10k in credit card debt at 11 interest. Similarly, should I smash this debt before committing max funds to my 401k, dollar-for-dollar matching up to 6.Besides the new position I do remote work earning 1000 monthly. I have earned 5000 in a month when working it as a full-time position.Finally the old apartment vs finding a condo or home for cheap debate. The region is undergoing heavy gentrification so there are frequent foreclosure options. I have seen some homeswhere the mortgage would be 500-750 monthly while the apartments are 850-1050. My family can help me get a home loan if I can not get one on my own. All work and finance tips are appreciated, 27, male, single, no children.  <response>: 1. As little as possible - you dont need all of the clothes, or things at once. If youve got enough clothes to get through a week of work you can hold off and budget for filling out your wardrobe. Also, its really useful to show up to work for a few weeks and figure out what other people wear and then fill out your wardrobe so youre on the nice end. 2. Not until youre settled in your new place, then consider taking a chunk of the emergency fund and putting it towards your debt. Max out your employer match that dollar for dollar match is a guaranteed 100 return on your money. But seriously, get your budget together and knock out that debt. 3. If youre considering raiding your emergency fund to pay off high-interest debt youre probably not financially ready to buy a home. Pay off your debt and save up at least a 10 ideally more down payment in addition to a large emergency fund. Being single and without children you can enjoy living in a smaller apartment for a while without the risk of a large home expense eating back into the debt youre paying off. 