<prompt> Human: I was contacted by a financial representative from Northwestern Mutual. He said that I was referred to him by a person who I used to know but was never close with and havent spoken to in years. He spoke about him as if he assumed we were close. He called me on my work phone, which I dont use or give out very often.We spoke a couple of times over the phone and are going to meet to discuss more, but he claimed for managing clients with smaller amounts of money there is no fee. His company gets paid when he refers sponsored financial services to me he mentioned a Fidelity IRA being one. If I chose to use his recommended services, Ill pay the same I would by normally using that service except his company will get a cut. Seems like a similar business model to Mint. I had never heard of this model being used for an adviser.Up until now Ive been managing my money by doing research here and other places online, but I like the idea of having someone who knows more about finance to be able to bounce specific ideas off of. But then again the way we met seems a little sketchy and Im not crazy about the idea of it turning into him just trying to advertise different productsservices to me. Have people heard of this model for financial advisers before? Thoughts on it?  <response>: Dont go to the meeting. Cancel any future meetings with this guy. You dont need his services. Its not a scam, but this person does not have your best interest at heart. 