<prompt> Human: Hi Guys,Just got the information from my dad - 132k owed after graduating from Uconn this past spring 4 year undergrad. Just over 1500 a month or 1100 if I refinance and go for a 15 year payment plan. As of now I have about 30k in savings and make 3200 a month after taxes. Once I go from contractor to employee I will likely make close to 65k-70k. No monthly expenses as I live at home, car is paid off.The amount I owe seems insurmountable. Like Ill never be able to buy a house or car. I know everyone is going to say live frugally and pay off aggressively which I will. But are there any good government programs or other things I should look at?I thought I had posted this. Here are my loans all Govt Loan 1 - Dept. of Ed - 26,817.00 7.9 - Current balance is 34,740.85 Loan 2 - Dept. of Ed - 28,158.00 6.410 - Current balance is 33,121.88 Loan 3 - Dept. of Ed - 29,390.00 7.210 - Current balance is 33,100.12 Loan 4 - Dept. of Ed - 30,868.00 6.84 - Current balance is 32,420.10Assistant: Question: where did this 30k savings come from if you just graduated? Human: I run a side business that has been doing very well. But its not a huge money maker, just some supplemental income.  <response>: If you are able to, it might be worth trying to sell your side business. You can typically sell a business for 2-3x the annual revenue and if it is bringing in 15-20k annually there is 45-60k of your loans right there. 