<prompt> Human: My wife and I are about to start a family. My wife really wants four kids as she came from a big family. Im a bit worried about whether wed be able to send them all to college. Im earning 95k a year, and my wife is on 35k, but would obviously have to take time off for kids. We just moved to the US, and university costs here seem stupidly high, and growing quickly. Surely the bubble will burst at some point? One other thing to consider is that Im an EU citizen, so my kids will have dual nationality, which might give them more options for cheaper university. Thanks for your help.  <response>: Saving 250 bucks a month per kid compounded at 7 percent for 20 years is just over 130k. Tax free withdrawal in a 529 plan. 