<prompt> Human: My situation:- My family is growing. Wife, almost-3 year old son, dog, trying for a second child. Would like a third in the future. - My father-in-law wants to give us his pop-up trailer for free. Insurance on it is pretty low. - We own two cars right now. A 2007 Honda Accord with 118k miles and a 2007 Nissan Altima with 101k miles. We had the 100k mile warranty on both and took advantage of it multiple times over the years. We bought them used. - The 2007 Honda has 2k left on the loan. Im hitting it with 550month payments to knock it out in a few months. - We have zero saved for a new vehicle. When the Honda is paid off, I will devote the 550month to knocking out the last bit of my wifes student loan on an interest-forgiveness program. Were already paying 140month on it the minimum and will pay off her loan by September. - I am going to graduate school next fall. It will involve moving to either Arizona or Michigan or potentially Florida but havent heard back from them yet. This will result in a 20kyear decrease in salary. From 40kyear to 20kyear stipend.- We plan on living in biking distance to campus. Ive already scoped out locations that will be affordable for us. - Im thinking about selling the Honda and the Nissan to upgrade to an SUV. I think I can get 6kcar at the least if I trade them in to the dealer. I could probably get a little bit more if I sell them privately but time will be of the essence since were moving. - I want the pop-up trailer because it will help us go on vacations without having to spend money on hotels. However, SUVs, even used ones, are fucking expensive. 12k is going to get me an SUV with a lot of miles on it. Its become difficult packing up the car with bags, a car seat, and a dog. Then thinking about adding another car seat...wed have to take both cars to go on any trips and with us being in another state, were going to be taking a few long trips a year to visit family. So what is rpersonalfinances opinion? I can be debt free by September and buy a shitty SUV to lug my family around. I can take on another monthly payment with a newer SUV and a 12k down payment. I can keep my paid off cars that are getting up in miles. Thanks for any advice you can give.  <response>: two used and paid for cars gives you redundancy at little expenseyou can get a large cabin tent that will fit in the trunk for like 100, and some air mattresses, and sleep very comfortably. A popup trailer would be an albatross that leads you to a crappy mpg vehicle, and more monthly payments.just my 0.02 