<prompt> Human: Hi PF,In October of 2017, my mom will be turning 66 years old. She has informed me that she will retire from her job at the hospital ER Cardiologist and she will start collecting Social Security. The amount the SS website informed her she will receive is 2800 per month. She will also have pensions etc... But here is the problem in a nut shell as educated as my mom is, and as dedicated to her profession as she has been for over 35 years, she has a gambling problem. Shes had this problem for 10 years now. She got herself into such a mess, that she stopped paying taxes, and owes the IRS over 100,000. Not to mention, she owes loan sharks all over Southern California money. As much money as she makes, she doesnt own her own home she lost it years ago so she rents... her car is not yet paid off.. and she is constantly behind. She barrows money to stay afloat, and when she does have money, she lives well beyond her means.PS: I should also note that my mom owes California state taxes in the amount of 5,000.I should also note that my moms rent is 2000 per month, and her car payment,utilities, and bills add up to about a 1000. IF she shows the IRS that her entier SS check is going to rent and bills - can the IRS garnish my moms social security check, or ANY percentage of it? Thank you.  <response>: They can take 15. 