<prompt> Human: Ive been doing a bit of research as I finish up my last year of school. My future employer will match 6 of my annual income, with a match cap of 750 per quarter, so 3000 a year.Ive heard that there is no point in putting any more money into a 401k than your company will match. The reason people have given me for this is matches are free money, but putting extra into a 401k is throwing it away, as there are other things kinds of retirement options that will work better.I read the FAQ and this seems to be applicable: If your employer does not match contributions and you are looking to save money in a tax-advantaged account, most people will be better served with an IRA. However, the IRA contribution limit is 5,500 per year and has income limitations. If your income is such that you do not get the full tax advantages of an IRA, it is absolutely worth contributing to your 401k in order to save for retirement.The 5,500 is just short of the 6000 I can put in not going over my company match. Though I dont quite understand this bit: If your income is such that you do not get the full tax advantages of an IRASo I guess my question comes down to this: Should I put more than 3000 a year into my 401k a year, for a total of 6000y? Other info: Salary 100,000  <response>: I would max the Roth IRA 5500 and also max the 401k 17500 this year; 18000 in 2015. 