<prompt> Human: Hi there! First time poster long time lurker. My car was recently damaged pretty bad while I was at a restaurant this past Saturday. It was legally parked on the street around the corner and when I came back the entire drivers side bumper was smashed up. Driver left a note with a fake number. I called State Farm and they are quoting me a 500 deductible for 2100 of damages. I dont see this as terrible considering this is why I have insurance but they told me without the offenders license plate or information that I have to pay instead of them. I dont believe I should have to pay any deductible considering I wasnt even in the car. This person left the scene of a crime without leaving their information so how could I possibly get it? Also the police were completely useless. I went back myself in the morning and asked the nearby stores if their cameras were facing the road and they werent. Any tips or experiences with a similar situation? This happened in Peterborough, Ontario, Canada.  <response>: If they cant charge another party, you are responsible for the deductible. It sucks but thats they way insurance works. 