<prompt> Human: Hi everyone, My fiance and I are getting married in June and are thinking about buying a house in MayJune. I am a teacher and make about 3500 a month. She is a nursing student and has two years of schooling left. she will have one year left when we get married. When we get married I will have 78,000 in savings and she will have none. We will be living for a year on my income alone. x200B;After our 30000 down payment on a house and other supplies etc we would have about 20,000 left in savings. x200B;In our area our mortgage would be a little less than 50 of my income, and we would be living like that for a year. Saving on 300-400 a month if nothing breaks or we have to buy something Where we live, an apartment rental would be about 300 cheaper than a mortgage allowing us to save an extra 3600 a year.x200B;Being a teacher and first time homebuyer, I would get a downpayment assistant program and some tax credit. x200B;At the end of that year we would have anywhere from 20000 - 30000 in savingsx200B;Once my fiance becomes a nurse the mortgage will be about 25 of our income. Which is recommended by most financial advisorsx200B;We have no student loans and just a car payment. We also are building a Roth IRA for me and soon for her once she gets a job. We also will have about 10000 in investments in addition to our savings . x200B;We are wondering if you think that getting an apartment and savings for that year would outweigh the benefits and scary lack of savings we would have for a year. x200B;Obviously we would like to own a home, but we dont want to put ourselves into a poor financial situation. x200B;Thanks for the advice! x200B;x200B;  <response>: Yes. Wait until she graduates and has an income history. Enjoy the beginning of your marriage without the stress of home ownership and potential financial burden. 