<prompt> Human: I wanted to hear the boards thoughts on this. My wife and I do well, but weve committed to getting up to 15 for both of our 401kROTHs, and we bought a nice starter condo 2 years ago, that mirrors what we were paying in rent for our total costs. This condo has been great for us, its appreciated roughly 30k in 2 years, and helped build our real-estate net worth for our next home. An ideal starter home scenario.We are saving outside of our 401ks as well, but I was reading today a bunch about the 30 rule, being that 30 of your gross monthly should be going towards housing.Our ratio is currently coming in around 15, and I wanted to hear if this 30 number was realistic for other people? It seems a little high for dual income households. Should I be aiming to redirect more savings towards future housing goals if I am only at about 15 at this point?  <response>: 30 is a maximum recommended budget for housing. Not a target. If youre paying 15 of your income for housing, thats great. 