<prompt> Human: I dont have any grand financial plans, but my question is more of the curious nature. If you had official confirmation that your home value was literally worth more than twice than your mortgage, would you do anything to take advantage of it? Sell and use the difference to buy another house free-and-clear? Anything else?  <response>: would you do anything to take advantage of it?No.Sell and use the difference to buy another house free-and-clear?You mean downsize? Downsize if you want to downsize, not because of the value of your home is more than what you owe.People overestimate the utility of home equity. 