<prompt> Human: I am about to transfer from community college to university. n recently had some financial trouble, so I only have a couple thousand dollars in savings. These savings might have to go towards another vehicle, as mine is kind of crapping out on me.Although, I am receiving financial aid and some scholarships. I am definitely going to take out some student loans, at least for the first year until I can financially catch back up.Im looking at about a 12,000 dollar deficit in all expenses tuition, rent, bills, act. this academic year after I adjust for the grants and scholarships Ill be receiving. Out of this, I will need to withdraw probably about 8,000 dollars in loans.Is 8,000 dollars, in addition to probably another 8,000 for next academic year no more than 20k horrible? I plan on going to graduate school after undergraduate, so Im not exactly going to be making bank when I get out.I know this is vague, but any advice or opinions would be appreciated.  <response>: Thats not horrible at all. If youre only going to be 20K in debt from a bachelors degree, youll be in good shape. 