<prompt> Human: So, following two glowing recommendations from co-workers, I decided early this year to start working with a financial advisor at Ameriprise. However, Im starting to have doubts as to the efficacy of the relationship. Is it unreasonable to expect that my investments make up the initial cost of the services for the year? If not, whats the point? What else is there for retirement strategies besides Roth IRAs that I can engage in?Thanks!Assistant: Is it unreasonable to expect that my investments make up the initial cost of the services for the year? I guess it depends on the size of your investments and if it is a good year or not.Human: Started off with an investment of 2600, services are 700 a year.  <response>: Yes, I would think it would be very unreasonable to expect a 27 return on an investment in a year. 