<prompt> Human: Im so lost in life.. I wish there was a class on everything I need to know as an adult because I dont even know what I dont know. Some history, After struggling through highschool I managed to get a 29 on my act and was accepted into a local college that my grandparents all but forced me into. I was miserably sad and depressed, had difficulty focusing so I ended up being put on academic suspension after a year or two. Now I have about 14,000 in student loan debt with nothing to show for it except a low gpa and no degree. My only work experience is 3 years of working at a restaurant where I worked my way up to assistant manager, running an excavator with a hydraulic shears attachment for a few months, and siding a house for about a week. Im currently unemployed. I started out being responsible with my credit card and paying it off in full each month but now I have 8,000 in debt on a card with a 0 apr promotion that ends this September. When it ends I plan to switch it over to another 0 apr card. I feel like the best job I can get right now is a manufacturingproduction job where I make 16hour. Ill be miserable but debt free in two years. Any adviceguidance would be much appreciated.  <response>: Im currently unemployed...I feel like the best job I can get right now is a manufacturingproduction job where I make 16hour. A job is better than no job. Some income is better than no income. Id start by solving that problem, and then you can focus on the debt problem. When youre unemployed, the first priority is getting income.As far as coming up with a debt payoff plan, wed need a lot more information about your debt APR, balances, payment required and your budget income expenses in order to help you formulate a solid plan. 