<prompt> Human: This article on drops in medium incomes vs. net worth combined with the recent survey-type questions people have been posting here, has got me wondering a couple of things. Given that Americas savings rate is completely atrocious, that we have a very unhealthy relationship with credit, and housing a huge item in our assets column is in the toilet... how does the average American have any net worth at all? Whats your reaction to those numbers?How do you think you stack up? Are you above average in income, but below average in net worth? Vice versa? If you have positive net worth, where is that worth located in your home equity, in your retirement account, in the market? And because I dont think those numbers are meaningful without age-brackets, would you share your age and singlepartnered status? Edit: Adding this because there seems to be a bit of confusioninconsistency:Net worth sometimes called net assets total assets minus total outside liabilities. If you are holding 100 in your hands, but you owe 200, then your net assets are -100 negative one hundred. iow: dont count the entire valuesales price of your house as an asset unless you have 100 equity. Your asset is just the part you own.  <response>: Between reading this thread and the Bain Capital stuff on the first page, I have deduced tonight will be a drinking night. 