<prompt> Human: I know that some here use Simple as their account. They will reject your tax return if it has anyone elses name on the check. This apparently sends your refund into the Blue Nowhere until the IRS cuts a paper check.Its the most big bank like thing Ive encountered with Simple and Im not thrilled with the policy Bancorps.edit Title should read Refunds not ReturnsUPDATEThey came thru and changed their policy! Go Simple!Hi ,We recently had to reject a federal or state tax refund you submitted, because there were two names on the refund. We have some good news: our bank partner has revised its policy on accepting these returns! What does this mean for you?- If you had an electronic transfer rejected, and you are receiving a check, you WILL be able to deposit that check into Simple.- If you had a check rejected, and you have not yet deposited it elsewhere, you may attempt to deposit it again.- If the check is over 3000 or 2000 if your account is fewer than 30 days old andor youve deposited fewer than 5 checks, you will have to mail it in, but it WILL be accepted as long as it is a federal or state tax return. Directions for mailing checks can be found here: - This only applies to federal and state tax refunds. Any other payment to you AND someone else will unfortunately still be rejected.If we didnt catch you in time to rectify the situation, were truly sorry. This has been a very difficult situation for many, and we are thankful for your patience and understanding. If you think theres a way we may be able to help you sort this out, we are happy to help-- please give us a call at 888-248-0632.Hope this helps! -The Team at Simple  <response>: Hi, Im Simples Community Manager, so I just wanted to chime in real quickly.This situation SUCKS for our customers. Its really a terrible experience. I think banks are being pickier about this because they are increasingly getting heat about it. For example, imagine if you are estranged from your spouse, and you file taxes jointly. If your spouse has the tax return deposited into their account, you may have no way of accessing your own money. As I understand it, banks dont want to deal with the potential liabilities of situations like these, since the funds are from the government and must be distributed to the person or people for whom they are intended. The only way to ensure that is to deposit into an account where the owners name matches the name on the refund. So this ends up as a sucky situation for a lot of our customers. Usually we have some suggestions, but with this particular situation, we cant do much, because Simple accounts cant be jointly held. Im sorry youve run into this, OP. : 