<prompt> Human: I have never applied for an American express card. Why does it show on my credit report that they request my credit history almost every single month? I know it does not affect my report, but it is just strange. Can they just request it to send advertisements to me?  <response>: Credit card companies do soft pulls of your credit regularly. They will do this to provide you with pre-approved offers, credit line increases, or offer product changes. This is not strange behavior and can be ignored. Worry if you start seeing unauthorized hard pulls. 