<prompt> Human: Im not the best at saving money. It seems like the only way I can concievable stick to a budget is to drop my expenses and stop doing much of anything. It works out really well well, it works out well for me as long as I can ignore the new shiney stuff.- so keep that in mind.Currently I am working on getting rid of all my debts. I made some poor choices in the past, and I think it is time to start fixing them.So, currently- my debts are19k 8.5 on a car loan. - Payment of 360month5k on a 30 CC. - Payment of 250month2k on a 10 personal Loan. - Payment of 200month1k on a 8 personal Loan. - Payment of 55monthFor Monthly non-debt expensesRent- 900Internet- 100Cell Phone- 150Car Insurance- 100Im trying to balance saving up emergency funds and paying off my CCs. I will have about 2k coming to me in the next month, which I am planning on using to pay off the 10 2k personal loan, This will allow me to get rid of a payment lowing my minimum monthly expense and focus on paying down the 30 CC.I would think that going for the low hanging fruit that could have a bigger impact 200month payment might be a wiser move to allow for more flexability if something major comes along. Ive tried to get a personal loan for the 5k 30 CC, but that is a no go. I dont have property to leverage against that, so paying it off would be difficult.Is there anything particularly horrible about my plan- what could I do better?edit- I pull in about 4500month, but am currently supporting myself and my GF as she goes to college.  <response>: Throw all your extra money at the 30 CC debt first. 