<prompt> Human: My 27 background: married parents- father is an engineer, mother works in healthcare. Both are extremely successful and share joint accounts for everything. Growing up, they openly talked about finances, budgeting and investing so I came unto adulthood ahead. I now hold a very steady job which I thrive at and make more than enough to make my lifestyle comfortable relative for everyone- of course.After graduating college and settling down, I brought up a conversation with my vested partner about how he views splitting finances, home ownership, etc. throughout a progressing relationship and through marriage. Given my brief background, you may understand how I was slightly taken back when he talked about a finanial future that didnt include joint finances and splitting bills down the middle. Now, Ive come to realize on a myriad of topics that life is much more complex than what it was 40 years ago so sharing finances creates extreme vulnerability but I understand many still do it. At first, I agreed to disagree on the idea but it has grown on me that separating finances may be the best route. I am not married yet but, Ive come to the thought that hey this works for lots of people too. I had my blinders on because thats the way I was raised so I assumed it was normal. I am here for advice though. If one purchases the home but both pay on it, that doesnt equally build equity for the one whos name isnt on it. How is that justifiable to the losing party? I also am interested as to how YOU split your finances. Is it broken down by how much you make in relation to each other? Thank you for the help as this is a whole new ball game for me.  <response>: If one purchases the home but both pay on it, that doesnt equally build equity for the one whos name isnt on it. How is that justifiable to the losing party? You can have separate accounts and still both be on the deed for the house. Or the mortgage for that matter.Personally, we keep everything joint. Lots of communication. No problems thus far. 