<prompt> Human: My fiancé is in the process of inheriting about 325,000 and were trying to figure out how to invest the money.We are 30 years old, both contribute 10 of our income to our 401K, have 6 months savings in cash and no debt. This money would be nice to use to put towards a house in the next 1-5 years. Were not settled down with her job to know for sure where we are going to be long term.In the mean time, Im not sure what to do with the money. Keep it as cash? Invest it in Vaguards balanced fund, SP 500 fund or target date fund? If we were to invest it in the market, the smartest move is to do the dollar cost average strategy, right? How do you do it with such a large dollar amount? 1,000mo for 30 years?  <response>: Read the guide on this subreddit for windfalls. 