<prompt> Human: I hear aside 400 for my rent this month and forgot to account for the fact that my bank charges me 5 dollars a month if I dont use my debit card 10 times a month. So my rent is due today and I checked my account to unfortunately find out I only have 395 in my account. Can I write the check so my landlord sees I have it for her on time, and deposit the other 5 dollars tomorrow without the check bouncing? Or is there a chance she will try to cash it bright and early tomorrow morning and find out I have insufficient funds available? To summarizeI only have 395 in my account, my rent is due today for 400, is it safe to write my check and give it to her today, and deposit the other 5 tomorrowI can get it tomorrow, and assume even if she tried cashing it tomorrow it wouldnt tell her immediately that Im short the 5?  <response>: Use to work as a personable banker. We refer to this as floating a check meaning your going to try to race to the bank to deposit funds before the check is presented to be paid on. Worst case scenario is the check is presented before you deposit funds and the check would bounce or be rejected. The outcome of this is that whoever you gave the check to that tried to use it may be assessed a fee for bouncing a check through their account, and also raise suspicionawareness from the banks internal fraud department which depending on their history could impose stricter funds availability on the account into the future.You also could expect to get an insufficient funds fee or something of the like on your personal account for having bounced the check... Oh also, your friend never got the money you tried to give them, so you may want to give them another check, or just cash since theyre probably really pissed at you.Most commonly I actually came across this from small businesses and their payroll checks. Dont keep checks from employer for 2-3 weeks then try to cash them all at once, some small business owners lose track of payroll accounts at times or dont have it.ALSO: My old apartment actually had a machine to run checks on site. So if I handed them a check they ran it within ten minutes. I add this bc they never told me this and I almost ran into issue in past in similar circumstance. So ask them! 