<prompt> Human: Hello, lurker here. Id like to retire early 40-45?, but dont have much of an idea of what I should be doing right now. Ill give a rundown of my income, debt, and current 401k situation. My retirement goals are not large, I would just like to live comfortably. Im not looking to buy nice cars or vacation houses.Im a single 28 year old.Debt:Student Loans: 65k at 3Mortgage: 194k at 4.375Auto: 6k at 4.75Income:115k to 140k per year at current rate401k:75k - a mix of about 20 roth 401k contributions and 80 traditional 401k contributions.Any advice would be great! Please feel free to ask any questions if youre willing to help and Ill try to clarify.  <response>: Head over to rfinancialindependence if you havent already. Lots of great information about early retirement there : 