<prompt> Human: As the title says, Ive been on a family plan with my parents and brother for car insurance with multiple discounts allowing me to pay roughly 93 per month for my car insurance. This past year my mom got in 3 accidents and just in general has a terrible driving record. One accident in particular, a fender bender, the guy is suing for 100k. The guy is an asshole. But anyway, cant help that. Me, on the other hand, have had a near perfect driving record 1 speeding ticket for 9 mph over for 10 years. Same goes for my dad with a perfect record. think its extremely unfair to just cancel my policy. Ill never get this good of a rate with anyone else. Is there anything I can do with State Farm? Are they justified? What can I do?  <response>: Shop around for your own car insurance.This is the risk with being bundled into a group plan with other people. If one person in the group fucks up, everyone on the policy suffers. 