<prompt> Human: My wife and I were married about 3 months ago. Were wanting to combine our finances to a joint bank account to make everything easier. I make substantially more than she does. Will my income have any effect on her loan repayment? Thanks!  <response>: If you file taxes jointly, you have 2 incomes aggregated for income base. If you file separate, she can file just her own income, but iirc she cannot claim her interest payments for tax purposes.Not a tax preparer or anything, but my wife and I just did this last year. Someone here can prob give you a more detailed answer :Her loan company did take into account my student loans, in calcing her new payment amount. But overall they did go up, wasnt anything too crazy. 