<prompt> Human: Hi. I know its early but Im already worrying about tax season and what will happen to me seeing as Im not insured. My father took me off his insurance plan said it was getting too expensive so now Im screwed. Im 21, and pay for tuition, books, etc., out of pocket minus a 300 scholarship that is applied per semester. FAFSA did not give me a pell grant last year or even this year. Last year my refund was around 600, which was used for tuition. However, seeing as I was insured last year and now I am not, Im not sure what my penalty will be. Im mostly worried about this because I was planning on using that money towards paying my final tuition bill before graduating with my associates. I cant get my mind off this and had to post something before I went to bed.  <response>: Yeah, youre probably not going to pay taxes, and youll probably qualify for a marketplace exemption. Also, check into Medicaid, seriously. Its free. 