<prompt> Human: hello, I purchased a new Honda Accord on New Years. I was recently called and told I was not approved for the 0.9 financing that I had signed for and I would need a cosigner my wife. She went with me to purchase the car but she didnt sign anything and the loan is in my name. She said that she wouldnt feel comfortable consigning with me because she doesnt like that the dealership told me I was approved before I actually was. What are my options here? My dealership said its Honda finance not them; my wife wants to return to car, but they said its 50 a day 0.5 cent a mile. I feel like this is their mistake and are just trying to get me to have her cosign. But I do understand it is now a used car so I may have to pay something if I return it. Thanks  <response>: Unfortunately I cannot find the article however, Jalopnik wrote a great piece on the topic of yo-yo financing.Read carefully over your sales contract. In many states if the dealer lets you drive off without approved finance that is their risk and youre entitled to return the car and walk away. I wouldnt give the dealer a cent - its a known scam Edit: Yo-Yo financing article 