<prompt> Human: So have 6 CCs, are about 6-7k each, all are 20-29. What would happen to my credit if I decided to simply not pay one, while paying the other ones off like I regularly do. If I was desperate, is this a bad idea? Are there any better ideas?Assistant: Credit card companies dont just pay attention to what you do with their card. They pay attention to your general creditworthiness. If you start missing payments on one of your cards, the other creditors will most likely assume they are next and close your accounts so you cant run up the balance before defaulting.Human: They can just close an account like that, even if Im payments but just stop paying one card?  <response>: Yep. They can close your account at any time for any reason. 