<prompt> Human: As the title says. I am 22 and will be moving to europe soon. I have seen options to finance a bike through the dealership for around 350 a month for 36 months for a 14000usd motorcycle. Is it better to go through the dealership for something like this or to try and get a loan put through my bank. USAAWells Fargo for a lower cost bike of around 6 to 8 thousand usd? I have no history of credit so far as I have only ever used a debit card and cash. I know this could cause some issues. I usually around 1700usd a month and I am planning on taking the bike back to the states with me. I have been saving and have right now around 4000 set aside just for this bike and plan on continuing adding to this. Any help is much appreciated for trying to set up a plan! Thank you!  <response>: Dont finance stuff you dont need and will depreciate to nearly nothing in a short amount of time. If you want a bike, get one, but get a good used one and pay cash for it. 