<prompt> Human: One way to always get out of a car loan if repossessed is file bankruptcy if u have enough debt to do so and rebuild your credit from there debt free u will have a bankruptcy on your file but after some time after rebuilding and showing positive credit it wont even matter its there in some cases. You can even buy a house 2 years after bankruptcy filing. Also filing for bankruptcy will get you your car back immediately thats if you still want it and your lawyer might even be able to get you lower payments if u keep the car so all the lame haters on here with all the negative stuff to say dont listen call a bankruptcy lawyer and wipe out almost all debt.  <response>: U should pay u bills and not buy things u cant afford. 