<prompt> Human: As the title says, I have approximately 25,000 sitting in a bank account waiting to be used as a down payment on a home. We are already under contract but closing will not be until next June. Other than leaving the cash in a savings account, what should I be doing with it to gain as much interest as possible with little to no risk? I was thinking of either just leaving it or putting it into a 6 month CD. Any suggestions?EDIT: Thank you all for your suggestions. I assumed I should just leave it in the bank but I really appreciate you all taking the time to give your input.  <response>: On a 1 6 month CD you would only make about 125. If thats worth it to you you could do that. Or open an ally or similar discover, amex, capital one 360 online savings account to use for your everyday savings and make about .8. 