<prompt> Human: This is not a request for handouts. This is not a request for relationship advice. This is a request for advice on how to get my finances ready to provide for additions to the family. Background:The mother and I have been living together for a few months, been together for over a year. We hadnt planned on having kids yet, wanted a few years to get our savings up, our careers going, etc. Boom. Preggo. We thought we were careful, she was on the pill, it wasnt the right point on her cycle, etc. Oops. Only telling you guys this so you do not think Im some stupid kid who didnt know where babies came from, or that I didnt consider the consequences, etc. We were careful, but apparently not enough. Termination not an option. While neither of us is religious, she was conceived under similar circumstances so understandably has strong opinions on abortion. We both make 20k a year in the animal care industry. Im a vet assistant the guy who sticks the thermometer up your dogs butt and she is a receptionist at another animal hospital who moonlights at a pet hotel. We have debts. I have roughly 7000 left from a student loan to help pay for a BA in History that Im not using , about 8000 on a car loan, and no credit card or medical bills. Dont even have a credit card. Credit is rated fair due to not having enough pulls on the credit or something.She has a car loan roughly the same amount, medical bills almost paid off, and a fair bit of credit card debt left over from when she was a clueless teenager. She lives paycheck-to-paycheck. She can cover her bills and thats about it. I make enough to cover my bills, help a little with hers, and put aside a little for emergencies current savings account at 1000. We had been saving for an emergency fund, a wedding, and a foot surgery that would put he out of work for a few weeks not possible now due to pregnancy. We already run a tight ship. Live in a small 1br apartment with 2 dogs and a cat. Dont eat out often, fast food once or twice a week, date night at a sit down establishment once a month. The Point:How can I better my finances to provide for this family?What are my resources for government assistance not really sure where to begin looking, actually?Do I fast track my debt elimination, or do I get ready to borrow more ex: get a credit card?What should I set my savings goals at now pregnancy threw old calculations out the window, kind of lost now, honestly? Actually, any advice financially would be appreciated right now. Keep in mind, twins are a possibility, her family has a history of it. tl;dr- Unexpected pregnancy, keeping itthem?. 40k combined annually.Live in Phoenix, AZ. Barely above paycheck-to-paycheck. Do I borrow more, or pay off debt? What are my new savings goals? Government assistance? No Idea what Im doing.  <response>: Time for a new job, amigo. You can beat that salary waiting tables. 