<prompt> Human: Hello rpersonalfinance,Im in a pickle! I currently owe Amex 6500 and am having a hard time paying them the minimum of 200 a month.I also have a loan of 7000 with a payment of 350 which I owe to Wells fargo. With both Im paying 500 a month just in debt! Im barely staying a float every month and could use some advise! Thanks!  <response>: Cut expenses or increase your income. Without a more detailed picture of your finances I dont know how you really expect us to help more than that. 