<prompt> Human: Not sure if this has been posted yet, but there is a lot of information in here regarding what many of us on this sub are interested in. Covers emergency savings, general savings and spending, credit, student loans and retirement trends, among other topics. Here is a link:  <response>: This was actually posted 2 days ago in this sub here ulettuceturnipthabeet was kind enough to provide links to the sampling information hereFor the lazy:The sample for the survey was drawn from the overall panel based on three criteria. As shown in table 1, e-mails were sent to 2,190 randomly selected respondents from the 2013 SHED re-interviewed respondents and 4,059 randomly selected respondents from the remaining members of KnowledgePanel fresh respondents. The survey also includes an oversample of lower-income individuals by sending e-mails to 2,726 randomly selected respondents with a household income under 40,000 per year who are not included in the initial sample of re-interviewed respondents or fresh respondents. This oversample improves the precision of estimates among the low-income population and allows for a sufficient sample size to reliably compare results for 1 For more information on the SCF or to access SCF data, see . Table 1. Key survey response statistics Number sampled Qualified completes Completion rate 2013 re-interviews 2,190 1,710 78.1 Fresh cases 4,059 2,552 62.9 Lower income oversample 2,726 1,634 59.9 Overall 8,975 5,896 65.7 5 certain questions of interest across segments of the population. Overall, of the 8,975 respondents contacted for the survey, 5,896 respondents completed it 