<prompt> Human: My neighbors, a really sweet southern elderly couple, are moving out and acknowledge that they do not have long to live. I brought up possibly renting their house since my landlord just upped mine. So here is what they offered: If I give them 5000, they will give me the loan for the house and I would inherit all of the equity. The house is probably worth 130-135 at least according to Zillow. The rest of the loan is all Id be responsible to pay off which is only 103,000 meaning Id be making like 130-103522k once I sold the house in the future. It seems really tempting because they just dont want to hold onto the loan anymore cant say I blame them but theyre essentially offering to pay someone to take it from them. Its in pretty good condition, but I am going to check out the inside more thoroughly today. Should I take the offer since Id essentially be halfing my rent?Is it hard to get a 30-year fixed loan of 103k?Would I be required to pay the bank a down payment on top of the 5k I am separately paying the neighbors on the side?Is there anything Im missing?Thanks in advance!  <response>: Even if this fantasy of theirs plays out, please keep in mind that homes are more expensive than you think. 