<prompt> Human: I was recently diagnosed with a terminal illness. My wife believes divorce will protect her from any health care debt I incur but she wont talk to a financial planner to confirm this. Ive seen plenty of stories about couples that divorced for this same reason. I cant imagine that such a loop hole exists.  <response>: I was horrified to realize this was a thing, but googling showed me it is variable by state: Unfortunately, Minnesota does appear to be a state where the liability is shared by couples who are married and living together. So I do think you should talk to a lawyer, but I think the living together part is also worth considering.I am sorry you have to deal with this. What a horrible law. 