<prompt> Human: My dad has bad credit because of some cosign loan that went on with my brother when he took one out for college. But my dad is retiring soon and wants to enjoy his life by buying a new vehicle and wants to use my credit card and my name to pay off the car. Hes a hard worker and has provided for us, but I cant afford the 40K car that he wants some 2016 Acura or Toyota SUV. On top of that, my brother and folks are still trying to pay off that college loan 100K for a private college my brother wanted to get into.I dont see myself driving this new vehicle in the future when he gets older as Im fine with my cheap ass Honda as it gets me around and will only upgrade when this one breaks down. Would leasing the car be the better option? I want to help my dad but at the same time I dont want to ruin my credit score or anything. He says hes willing to pay me the full amount each month, but hes not going to be driving when he gets close to 70 and neither will I have any interest in any car he purchases.  <response>: wants to enjoy his life by buying a new vehicleHe wants to enjoy his life by using your money and your credit history to buy something he cant afford because he has tons of debt already and is planning on not working anymore and therefore not bringing in as large of an income as he has now - which still isnt large enough to save to buy this car or pay off his current debt.The warning signs are large and bright red in this case. Dont buy a car for him with the intention that he will pay for it. You will end up paying for it and your relationship with your family will suffer because of this terrible arrangement. 