<prompt> Human: My car is 15 years old and at 150k miles. I drive a lot and need a presentable car for my profession. my current vehicle needs about 3000 in repairs and Im not safeguarded against future problems as well. Concerned it will turn into a money pit at this stage of its life. Thinking about selling it, paying down a high interest credit card and financing the entire purchase of a car that would be 16.5k-18k out the door either 60 or 72 months to keep my payments manageable.The way I look at it, Im paying this 18 credit card up the ass and if I can just convert that into a new car at 2.5 Ill save in the long run. I hope to be in a position to just pay everything I owe off within a year but that may just be wishful thinking.  <response>: That doesnt sound like a terrible plan to me. 