<prompt> Human: The company I work for allows you to have up to nine different direct deposit accounts. I currently use six of them. I put rent, hoa dues, mortgage and other reoccurring expenses and savings into separate accounts and the final net is used for gas, groceries and spending money. Ive found that by separating my money out Im not spending what I dont have. My bills are always paid on time and by hiding money from myself Im not spending it. This has helped me put money away and pay off previous debts. It is a great way for me to save and control spending. Does anyone else do this?  <response>: Lots of other people do this - its basically an electronic envelope system. Committing money automatically before you see it is a great savingsbudgeting tactic. 