<prompt> Human: Looked in the FAQ and didnt see an answer to this question.My spouse works part-time and contributes to a Roth IRA in her name. If she loses this part-time job, she would no longer be able to contribute to a Roth IRA despite being married to me, a full-time worker, correct? If she wants to continue to contribute in her name, it would need to be in a Traditional IRA at that point?  <response>: As long as you are married, and you have regular income, she can contribute the full 5500 to either Roth or traditional IRA. She doesnt need to earn any income at all. You can still contribute 5500 for yourself as well. 