<prompt> Human: Hi guys! 2015 has not been an easy year for me. Im not exactly rich, but Ive been able to live comfortably. Things have happened to me recently that have made me realize I need to grow up. I want to start saving and investing, but I have no idea how to invest. Ive started using applications to budget my money, but I still have no idea how to invest. Im lucky enough to have a paid internship right now that pays pretty well. I want to use some of the money Im making to learn how to invest. Ive tried to google for ways to invest, but all the different acronyms and jargon are a little overwhelming. Ive read that the time to take risks with your investments is now when Im young. But I wouldnt even know where to start. I tried using one of those practice tools, where you invest fake money to get used to the market, but I feel like Im not learning anything from it. Im just randomly putting my money in places and not getting any useful information from my losses. Can anyone experienced or in a similar position as I am point give me some advice on which books are good for beginners, or maybe something simple I can invest in that doesnt require much knowledge that can get my feet wet. So i can slowly learn. Im tired of going out on weekends and blowing all my money on meaningless stuff. Assistant: Read the investing wiki. Keeping it simple, you should probably start an IRA and invest it in a target date fund or three fund portfolio.Human: I really appreciate the advice, but like I said, my knowledge in business and financials is almost non-existent. Ive tried reading that wiki but its almost like another language to me, And I dont even know what an IRA is, let alone what those funds are. I dont even know what a fund is.  <response>: Follow the rabbit trail, dude. See a term you dont understand? Research it. It will give you a much better understanding than any brief summaries we can do. The wiki in this sub assumes you know the basics, but if you dont its complete enough to provide you with a wealth of terms and strategies on which to base your research.Part of growing up is finding answers for yourself. Not trying to be rude, but its not in your best interest not to pursue the most in depth knowledge you can when it comes to finances. Unlike calculus, personal finance is something that everyone deals with on a daily basis. The more you know, the better you will do. 