<prompt> Human: So in a couple of months I will be getting ready for my 19th birthday February. I plan on getting a car on my birthday by saving for half the amount 8000-9000 and then getting a loan for the difference which if I follow my budget, will be another 9000. I also plan to start looking into renting a home with 3 of my friends at around 2500month split 4 ways. Will my new credit score affect me being able to obtain these things? I have a very stable job that pays very well for my age so I certainly am not worried about making payments on time.Edit: Everything is in CAD if that changes anything!  <response>: Dont buy a 20k car on credit when youre just moving out. 