<prompt> Human: I have about 4300 of debt on a BoA credit card with 17.24 interest. I submit a monthly payment of 200 and havent used the card in a while. My credit score is over 700.I wanted to transfer the balance to Chase Slate but I just received a letter stating Obligations too high relative to income.What can I do next?  <response>: You can start paying your BofA More aggressively. Where can you trim from your budget to increase that payment. 