<prompt> Human: So I just needed to double check my process here. I feel like Im missing something, but Im not sure, so on to the thought I had. I currently have a car loan amounting to roughly 10,000 at 6 interest. Not the best interest rate, I know, but it was my first actual loan ever. Anyway, Im currently attending college and working, hence the car loan, and this fall I have the option of taking out 2,500 in subsidized federal student loans at 2 interest with payments and interest accumulation deferred for 2.5 years when I graduate.My question is this: would it be a decent idea to take that 2.5k and place it directly onto the principal for my car loan, effectively exchanging 2.5k in 6 car loan for 2.5k in 2 deferred student loans? Im not seeing much of a downside here, considering the car is an education expense, and Id effectively be saving quite a bit in interest over time with this option.  <response>: If youre paying at least 2500 in education expenses then there wouldnt be the issue of misusing the 2500 loan to pay down your car. Its not as if they hand you 2500 and say these exact bills have to be the ones used to pay for education-related expenses. 