<prompt> Human: My fiance spent all of August in the hospital with a rare blood disorder. He didnt have insurance because we are getting married at the end of the October and I was just going to add him to my plan then. Big, big mistake but we cant change the past. When he was first admitted to the hospital they had a financial person come up and to talk to him and the guy just told him he made too much for any assistance and that was it. Now the bills are coming in and its totaling 150,000! He called the hospital to set up some sort of payment plan and all they can do is divide it by 12 months which is 12,500 and still outrageous. He set up an appointment with the MnSure person yesterday to see if could qualify for any assistance because he was out of work that whole time and still not back to his usual duties and didnt have any income. She still said he made too much money to qualify for anything.Were not sure what to do next. His aunt mentioned filling for bankruptcy but Im not sure what that would mean for us and our future. I feel like there should be other resources out there but Im not having any luck.x200B;Edit - Not getting married legally or otherwise is not an option Im willing to doAssistant: Unless he or you makehave tons of moneyassets, you are probably near bankruptcy territory, and thats not something I say lightly.It is possible to settle it from collections. If its already in collections or going soon, this is a different discussion.Read about the types of bankruptcy and what they mean for other things, like his car and student loans and so on. Before you talk to a bankruptcy attorney, you need to be very educated in bankruptcy. There should be no surprises for you, this is all standard law.Getting married while he has all this debt, or even during bankruptcy, can complicate this all significantly. rlegaladviceHuman: Together we make 80,000. I own a townhouse. Not really other loans besides a personal loan or two. Not getting married isnt an option. The wedding is in 18 days and is pretty much paid for. Its been my light during the hell that the past couple months have been.  <response>: Have your ceremony but do not make it a legal marriage with a license and certificate until later. Explain to your officiant, priest, whoever what is going on and that you just want to do a ceremony. Have your ceremony. Have your reception. Keep it purely in the realm of not-legally-married. You may want to check with a bankruptcy lawyer BEFORE the wedding to make sure you can do this to avoid joint liability for his bankruptcy.Nothing will stop you from considering yourselves married on that day in your personal life. Nothing will stop you from celebrating your anniversary on that day. But once you legally tie the knot youre going to lose A LOT more of your hard earned money in bankruptcy than if you wait to make it official until later. 