<prompt> Human: So my kids usually get 50 each from my parents. I usually let them spend half on a toy and the rest Ive been buying an ounce of silver American Silver Eagle for each year since their birth. I figure when they turn 18, theyd have at least 18 oz silver sometimes I buy more for them throughout the year. Ive been using the Stash invest app for myself, just putting a few dollars each month aside, so maybe Id have something down the road. I had to cash out my 401k when I went on disability to make ends meet. Stash offers an option now to invest in ETFs for your kids, Im wondering if maybe I should sell the silver and instead put the money into that? Ive seen on here also about the 529 acct, but Im just wondering what would be my best bet to get the most out of their money. Thanks for any info and tips!  <response>: An ounce of silver today is worth 16.39. According to this link, silver is forecast to be 16 an ounce in 2030, which will be worth 16 x 18oz 288. Im assuming your kids are 6 years old today, by the time they are 18, it will be 2030.According to this calculator, if your kids put 25 half of the 50 gift in a 529 account every year for 12 years ages 6 to 18, they will have 575. This is assuming a 22 tax bracket.If you contribute 100 a year for 12 years to a 529 with an initial 100 investment, youll have 2300 at the end.A 529 is a significantly better investment, hands down. Show your kids the calculator. Even if theyre very young, they can see that the bar chart grows over time and they can see that the numbers also get bigger over time. 