<prompt> Human: Never lived sans roommates. Im going to have to move out of this place in about 9 mos roommate owning property is going to movesell. Ive always heard that housing should be less than 30 of net income. A 1br would cost me about 750utility, commute of about 20-30 mins. Does it make financial sense to ever live alone in this situation until I can increase my income? Ive had good luck with roommates but fear it may run out some day. I do not see my income increasing significantly within next 1 yr or so.Here is my financial breakdownIncome: 2200 monthly after tax. Over the next 3 months or so, I will temporarily earn about 400 more net income. Expenses: 16K in federal student loans. I pay more than the minimum; 400 monthly. Paid off car, I do pay auto insurance Rent now is super cheap: 465 including utilities Have health insurance plan, rarely use health services, have to pay 10 coinsurance when I doHere are my assets: 6000 in money market account I consider this my emergency spending account 3000 in regular bank account checkingsavingsPlan if something disastrous happened to me: Use emergency savings, also my parents are not wealthy, but they would do anything they could to keep me afloat if things were really bad.Investments: 650 in Roth IRA just started about a month ago. No employer match for investing. Vested after 5yrs govt pension type plan  <response>: It seems like you could afford it but it would harm your ability to spend what you spend, or it would harm your ability to pay down debt and save. It might be worth it if you really really want to live on your own but not all good life decisions are good financial decisions. 