<prompt> Human: Im a bit of a techie, and try to refuse using checks if at all possible. I have a credit card and a checking account. However, I dont know how to make large purchases. For example, if I want to buy a 5000 motorcycle without a loan.I cant use my debit card the transaction limit is below that. I cant use my credit card the credit limit is below that. How else do I make this purchase?  <response>: I understand that you try to avoid using checks...but why not just use a check? If you try to avoid using checks, that means that from time to time you are will to admit that there are situations where you still HAVE to or NEED to use a check. Since your credit card is too low, and debit limit is too low, unless you want to pay with an envelope of cash, a check or cashiers check is your best bet. However, like another poster said, opening up a good rewards CC with a higher limit is a good option. I use the AMEX Blue Cash card and love putting big purchases on it. Used to could put tuition on it...that was fat cash back award. 