<prompt> Human: Hi everyone,Most of my funds are tied up with a credit union. The problem is that withdrawing money is a hassle due to the limited number of facilities.I had sovereign bank when I was in college, but their free checking had fees. What banks do you use to transfer money from high yield accounts or credit unions so that you can access your money easily?Edit: thanks for the answers everyone! Im going to look at both Schwab and Ally for ATM access while keeping the credit union for physical banking, if that need arises. I can deposit online with it, but being able to use ANY ATM without paying fees or at least getting reimbursed is amazing. Thanks again!  <response>: I use CapitalOne 360 which is accepted at all CapitalOne banks.win 