<prompt> Human: So my dad keeps trying to get me to pull out money from my 401k to finish paying off my car loan. Right now I have about 14,000 in my 401k that I started when I was 18, now 24. I know how about 8,000 to finish paying off my car loan. It seems like a good idea but I dont feel comfortable taking money out and what are the consequences of doing so, also what are the good things that will come out of it?  <response>: No good will come from it. Dont do it. And dont take any future financial advice from your dad. Your 401k is NOT a personal savings account. Its money youre putting aside for your retirement. The money you get in when youre young will grow the most. Leave it be. 