<prompt> Human: Im looking to open a savings account. I only have a couple hundred to start off. I currently have Wells Fargo, should I open the account there or would it be beneficial to go to a credit u Union? I hear people talk about the benefits of credit unions all the time but I dont know if opening a savings there would be beneficial in any way. Im currently refinancing my auto loan with this Union which is why Im considering it. But before asking them if I should open a savings with them which I figure they will say yes I wanted to ask you guys. Thoughts?  <response>: Ive had a credit union account for forty plus years never regretted it. If you are just doing everyday banking, no frills, its the way to go. You generally are required to start a symbolic savings account to be a member. 