<prompt> Human: I know this question is asked frequently but I wanted to ask about the specific situation we are in.Me and my SO will be both starting medical residency in the same city in June. His with the military. This city is affordable and has a low cost of living. We will be here for at least 3 years maybe 4. We will both be making 57kyear plus he receives a basic housing allowance of 1200month. I am very very fortuante to not have any student loan debt. My SO has 100K from undergrad first year of medical school. He will get this refinanced with the REPAYE program. We both only have about 6,000 in savings each we went directly from undergraduate to medical school.We have been looking at 2b2b apartments that range from 1200-1500 month. For this area, this price range gets us a high-end, newly renovated apartment with great amenities. We were pretty set on renting. BUT, we are currently visiting his parents who brought up the idea of buying again. Now my SO seriously wants to consider it. Plus, a lot of his co-interns are in the process of buying.His points- Cheap houses. We could buy a 3b2b house in the 75k-100k range.- Physician Mortgage Loan, no down payment, no PMI- Good housing market because of the military base. It wouldnt be difficult to sell in three years.- He doesnt want to give away his basic housing allowance to someone else. - We both have very supportive parents that if something major happened they would help outFor me, the biggest upside with renting is the peace of mind. If something goes wrong, its not my problem. Its one work order away from being fixed. I also like coming home to a beautifully updated place. We wouldnt be able to afford money or time any major renovations more than some painting if we owned a house.Do the financial benefits in our case outweigh the perks of renting? Please tell me your thoughts.  <response>: If you are both in a medical residency you just need a decent apartment as conveniently close to your workplaces as possible.Physician Mortgages have higher interest rates to compensate for the no down payment, no PMI features, and your equity gained in 3 years will be very minor; probably less than the transactions costs for buying and selling it.Absolute bestworst case how much extra money will you make on the house? Walk away with an extra 10kor lose 10k if the market goes down?? Post residency in a dual-physician household either that can be made up for in a single month. Focus on ease of lifestyle for the next few years, you dont want a lawn to mow, or a roof to replace, or all the headaches of buying selling. Just a cozy room or two with a nice comfy bed and nothing else to worry about. 