<prompt> Human: So I just arrived to the US a couple months ago yes immigrated after I got married. Things had turned a little bit bitter with my spouse, not completely bad but enough to make me question about our financial situation.One of the things Ive noticed is how my spouse likes to buy stuff compulsively with the credit card, everything he sees he wants to buy. Ive somehow try to control this by advising what to buy and what not, only when necessary. Im afraid of this situation because I know in the US the debt is shared when married.Hes unemployed, but the reason of that is because he hasnt tried to get a job thats another problem. Another reason might be that Im an Engineer and I can potentially make over 80k-90k a year given my experience and skills.So with all that context, I want to know what can I do to protect myself from a financial crisis, I know the best way is to talk to my spouse about it, but people lie too. Is there a way to check any hidden expenses, hidden purchases, lines of credit or anything that could put us in a financial disaster for being irresponsible? Or in the worst case, if things turn worse in this relationship and a divorce happens.  <response>: This is a serious rrelationships question. You need to sit him down and have a good long money talk. Ask him what his vision for the future is. What shape does he want your personal finances as a couple to be 5 years from now?If he is open to the discussion, and admits he needs help with spending habits, work with plans such as moving a certain amount of money each month into a checking account that he can use for spending. Tell him to use a debit card. Cut up his credit cards. If its not enough, tell him to get a job.If hes not even willing to work with you to solve the situation, youve got a whole nother problem.Are you paying for his living situation and food an everything? 