<prompt> Human: My new gig will leave me without health insurance for 90 days. They say you have to be working there for 90 days to enroll. Is this normal? Has anyone else come across this before?Do i purchase insurance on the marketplace? Pay for cobra?  <response>: This isnt just normal; its pretty much the standard in America. Sure, there are a few employers who will start you off on insurance right away, but the majority of them dont want to pay into a new employees insurance and other benefits until theyve stuck around for a bit. First, find out exactly when your current insurance will end usually the last day of the month and when exactly your new one will be effective often the 1st day of the month after you enroll. Youll only need to fill the gap between those dates, though most insurances wont let you do a partial month.Also, find out the full cost of your current insurance. You may have only been deducted 100mo from your paycheck, but your policy could have been 600mo with your employer paying the 500 difference. On COBRA, youd have to pay that full 600 yourself. Yours might not be nearly that expensive, but better you find out now than find out you cant afford COBRA. 