<prompt> Human: So i thought stocks were considered bad in this subreddit due to the high risk stuff but on this thread, seems like people are saying to definitely go stocks and dont go bonds?this is the sort of reason why i get so confused on investment... can someone clarify plz?  <response>: Individual stocks are generally not a good idea because putting all of your nest egg into one basket leaves you open to losing your savings at the worst possible time. Diversifying through multiple stocks via an index fund protects you against any single stock in that index fund ruining you. 