<prompt> Human: Hello. I had some money saved up and i looked at my funds, and saw that they all had increased like 120 over several years, so i looked up some funds that seemed stable and had been going stable for 5 years. And i invested 7k in different funds, leaving me at a total of like 12k in funds. The thing is they are now down to 10.3k and im panicing. I lost so much. Every day at work feels like its a waste since i could have just made the money by not investing in funds. I know im stupid for investing as a beginner but ive always heard funds being kind of safe and these were known as pretty safe funds.SO what do i do now?? Im losing my mind over this, i cant focus while im at work because im losing money faster than im making.Should i just sell everything off and try and perserve what i can?People say that i should be calm and that it will go up again? But we cant know that for sure. I dont need the money right now, id be fine leaving them for 10 years even, but it feels right now as if i have no idea if they will ever recover again??Any advice?  <response>: This is a classic example of an asset allocation that doesnt match an investors risk tolerance. If you dont need the money now, youre likely best off simply doing nothing. Panic selling ruins retirements and otherwise stable finances. 