<prompt> Human: Anyone read this article below or see any truth to it?I have been a big fan but this kinda worries me.  <response>: Ive typed a thousand times that you should skip the fees and risks of robo-advisors and invest directly at Vanguard. Im rather picky who I let control my life savings. The newest VC funded startup wont do. Favoring these is the mark of the newbie. 