<prompt> Human: I opened it without looking too closely at the addressees name - it was my address and had COLLECTIONS NOTICE OPEN IMMEDIATELY all over the envelope.It says they owe 110k on this address. The house was bank-owned when I bought it almost three years ago Ive refinanced once. The titledeed should be clear I know I paid for that research when I originally bought.Do I have anything to fear?Wasnt sure where to put this, if it belongs elsewhere please advise. Thanks!  <response>: Ive been getting these at my house since I bought it three years ago this week. The disturbing thing is that theyre from the same bank that wrote my mortgage. As I understand it, they forclosed on him A, sold it to a flipper B, who remodeled and sold it to me C. Ive marked them return to sender several times, but now I just trash them.Maybe I should check in with my title insurance company. 