<prompt> Human: I have recently inherited a rather large sum of money, 120,000. In addition to this lump sum that I got, my house was paid for as well. Basically I have never savedinvested before and need some advice on how to go about putting my money to work for me. My house is paid, car is paid, have 6 months to a year of savings set up. I want some info on what the best route is to plan for retirement. Im 29 years old as of the 3rd. I have read the Elements of Investing which has given me some info, but it seems to assume some knowledge about finance.  <response>: Please read the FAQ and the sidebar links, particularly the Long-Term Investing Start-Up Kit 