<prompt> Human: Okay so heres the thing. A few years ago I had a shady tax guy do my taxes for me young and dumb blah blah. As it turns out he filled it out improperly and completely embellished most of it 2015. The next year I didnt fill out my w2 right. I filled out 2 instead of 0 for dependents. Not sure how repeat young and super dumb. Anyhow of course I got a letter from the IRS saying I owe back taxes. Which, when it was explained, made sense to me. I understood that I owed this money and set myself up on a payment plan. I called the IRS today bc its been a year and some change that Ive been paying. I believed I was making a difference in the balance and as it turned out I wasnt. Apparently the balance I saw was for one year 2015 and didnt include the other years balance 2016. In addition I learned that they are charging me 5 every single day the balance isnt paid. Whats more is that theres no way to lessen the balance to make it more feasible. I work two part time jobs and I am barely breaking it even as it is. Whats the best way to handle this? I feel like Im never going to catch up! Why would they charge 5??  <response>: They are charging you 5 a year not a day which is actually a very low interest rate. 