<prompt> Human: Ive been with them for years, have maintained around 1000 saved over this period, and they give me an 0.02 interest rate. They have charged me monthly fees while in school removed when i went in. I feel its time I left chase for a better opportunity.I want an interest rate that exceeds the inflation rate otherwise Im losing purchasing power with my money over time. Anyone know of a good way to do this?Are credit unions the way to go? because I still need a place to make depositsThanks for your help  <response>: I want an interest rate that exceeds the inflation rate otherwise Im losing purchasing power with my money over time.Yea youre not going to get that with a bank account. 