<prompt> Human: A little background without divulging any of my personal info...I am receiving a large amount of money, which I have two options as to howwhen I get it. Many people are advocating that I take the lump sum, that Id be able to invest and live off the interest. The problem with that is I dont trust myself with that much money. I am leaning heavily towards taking the annuity, but am concerned that I might be missing out on something.I am 27 years old. My only goals as of right now are to buy a 30k car, and 300k condo in the city I dont want to rent. Id also like to quit my job and go back to college full time to pursue something of interest. I have several months to make my decision, but I am very excited. If you need anymore info on me or my situation feel free to ask.edit: I am single male  <response>: Every year. That way you ensure that you dont make a stupid decision or somebody else doesnt steal all of it. Itll help with the impulse buys. 