<prompt> Human: Hey reddit, I got into an accident with a deer, which ended up with USAA declaring my car a total loss. For an 03 Honda Accord EX-L, Edmunds and KBB are giving me retail prices of 8-14k. The odometer says 144k miles, but I replaced the engine last year, which had 76k. USAA is trying to offer 5,000 for the vehicle, which I dont believe is a fair deal. I am currently in the process of sending them receipts for the engine re-haul in an attempt to up the offer. Is 5,000 fair? Is there anything else I can do to increase that number? Thanks all  <response>: Miles on the engine dont change the miles on the car in any way at all. Infact the fact that you have a whole new engine, probably from another totaled car, with no maintenance history makes the car worth less, not more. milage on the car also involves all moving parts. Youre getting fair value, but its always right to push for more. Find examples of local cars of comparable milage and year for sale 120-150K03-04. Send the listings to the adjustment agent, they should give you enough to purchase a replacement car like you had. Of course you can spend the money on whatever you want, newused etc. Mentioning the engine if anything was a bad move as it will detract from the cars value somewhat and is a major repair. 