<prompt> Human: A good friend of mine called me and asked to borrow 1k. He proceeds to tell me he will pay me 1.3k after 14 days. Usually I dont mind lending people money as long as they pay me back on time but this one seems a little fishy. Is this a scheme?  <response>: I wouldnt bet on seeing that money again. There are so many more reasons this can go wrong than ones that it can right for. Broke people dont tend to go straight to a 782 APR when borrowing money they plan to pay back. Unless it involves gambling somehow. But that depends on how good a friend he is and what the money is supposedly for. 