<prompt> Human: Im 19 and in college, and have been banking with Chase my whole life. Applied for chase freedom and got accepted. On their website it says I have a credit score of 624, how can I improve this once I get my card? Also, with a credit limit of 1k, is there a limit that I should actually put on this card? Or is it fine to spend close to that amount?  <response>: Set it up to autopay the full statement balance every month. Try not to spend more than 30 of your available credit every month, but its not a rule or anything, just keeps your utilization rate low. 