<prompt> Human: I know we generally agree to go with lower cost funds, but I was reviewing the fund options and wonder if this could be an exception. Im risk seeking as my investment horizon is quite long and I knowing that past performance doesnt equal future success, but what do you folks think?Small cap fund - 10 year performance of 13.6 - .92 feeRetirement fund 2055 - 5 year performance of 7.18 hasnt been around 10 years - .78 feeSamp;P 500 Equity class C fund - 10 year performance of 7 - .01 fee  <response>: Id go with the SP 500. .01 is awesome. 