<prompt> Human: Hey all,So I am new to this subreddit. I have lived pretty frugally getting through college, and am getting married soon.She is debt free, and I have a 6,000 car loan and 6,000 in student loans. We both graduate in one year - is it smart to pay off the car loan with available federally subsidized student loans, or is it best to keep them separate?  <response>: If it ever came to it, car loan can be washed away in bankruptcy and I dont believe a student loan can. 