<prompt> Human: Why couldnt somebody do this? Doesnt the credit scorehistory get cleared 7 years after the delinquencies? Lets say I take out 100k in cash loans. I take the cash to a country with low cost of living - say, Costa Rica, and live on the money for 7 years. I come back to the US and my credit history is cleared and I start anew, right?Signed, contributing member of society  <response>: The folks who sell hot dogs to tourists on the beach literally live in wooden shacks without electricity. Also they dont sell hot dogs.Source: recent tourist to CR 