<prompt> Human: Considered posting with a throwaway, but fuck it. My house is under contract to be sold to a great family, and Im looking at walking away with almost 6 figures, CLEAN. That, together with some major OT pay and an insurance claim Im waiting to be resolved will put me way over the 6 figure bracket in my bank account - aside from my salary which will go on uninterrupted while we move. I am delighted, and absolutely freaking out at the same time. I have no idea how it is that were doing so well, and have every stitch of relocation expense taken care of by my job, but Ive never been good with money. Actually, quite the opposite. Were horrible with money - like... we should be in the poor house even though I make good cash in my 9-5. Weve gotten extremely lucky, but Im scared we are going to burn through the cash in the next 2 years or so. What I want to do is invest in a higher than usual risk situation since were still young, I still have the chance to hit this again in my lifetime if we focus. My goal is to buy another house and rent it out, get a monthly bit of profit coming in. I also have been checking out this other option - I know a guy that is kind of a day trader for penny stocks and hes telling me hes doing extremely well. Am I taking crazy pills or do any of these plans make sense? I just dont want to look back in two years and see we spent it on things that may have been worth while but never gave us any returns. Thanks all!  <response>: Run away from the penny stocks idea. Invest for long term so you arent tempted to touch the money. 