<prompt> Human: My friend is in the process of refinancing for his new house.. or something of that sort. He is working with some bank and it is taking some time for his paperwork to be done. He told me before asking me to sign the papers that the interest rate will go up if he delays this process any further, and he wants to get the refinancing done before he leaves for his vacation.Unfortunately, he wont be in town when the paperwork is ready. So he wants ME to sign the registration papers on his behalf. He is willing to give me power of attorney for this purpose.What am I to make of this?What risk am I signing up for?I feel bad for not being helpful in the time of his need.Assistant: If hes given you power of attorney, its not risky at all. This sub is overblown with knee-jerk responses for signing anything for other people for good reason, but this isnt one of them. You wont be responsible for anything. Youre not being co-signed nor are you taking on any responsibility. You are literally just signing something on his behalf. Its fine. Human: You are literally just signing something on his behalfIm being cautious because I have never done anything like this before. For some reason, it doesnt sound that simple.  <response>: I understand the concern, but it is that simple. Power of Attorney means youre giving someone else the rights to make legal decisions for you. He gave you the right to sign for his mortgage documents. You sign, hes now responsible for the re-financing terms. That is it. 