<prompt> Human: I find myself in a bind when it comes to deciding on either continuing to save for the future or buy a house at this point in my life. I have friends and family on both sides of the issue, but rpersonalfinance has always been the most educational resource to me. A little background on myself: 25M, 65k in savings making 100k annually in very safe job, fully funding 401K every year, pension when I retire, no debt and paid off late model vehicle.I understand in the big scheme of things im doing really well and am very fortunate. Ive been working my ass off these last four years to reach this point. Im born and raised in San Diego and have no intention of leaving. Ive seen the prices shooting up 23 year over year and mortgage rates increasing and its making me very nervous. Im happy renting 930 each wroommate in amazing location and dont really need a house, but I hear all the banter about being priced out forever and rates going up! To me it feels like the beginning of a new housing bubble and I am very hesitant to jump in and potentially end up underwater later on.If you were in my situation, would you buy a house just to be safe or keep saving since I really have no immediate need for one. I would someday like to start a family but that is at least 5 years off into the future. At this point i can keep saving about 30k a year or go all in on the house. Thank you for any advice!  <response>: and dont really need a houseThen no, I wouldnt buy a house in your situation. 