<prompt> Human: I am graduating this year and the closer I get the crazier this seems. The interest alone is over 3000 a month! My current expenses are around 2000 a month. I plan on moving somewhere cheap and rural to help save money. Should I do IBR? Should i get a mortgage on a cheap house or rent if i know where i will be living for a while? Any advice I would greatly appreciate!Edit: I will be graduating dental school. Not sure how much I will be making yet.edit2: People have a hard time believing the debt.Here is cost of attendance according to 2016 of a lot of different dental schools so this doesnt include any undergraduate debt:NYU: 544,614.28MUSC OOS: 535,664.80UPENN: 523,501.09USC: 517,876.94University of the Pacific: 503,370.66OOS University of Washington: 501,638.58Columbia: 497,438.60Western University CA: 494,434.67OOS Oregon Health Science University: 486,323.52OOS UNMC Nebraska: 485,907.64 Midwestern University IL: 475,965.09Midwestern University AZ: 474,847.96OOS Minnesota: 472,916.82AT Still Arizona ASDOH: 468,565.99Tufts: 466,692.36Boston University: 461,826.64Creighton University: 453,609.14Iowa OOS: 447,122.06Roseman University Utah: 446,705 Harvard: 435,520.47Nova FL: 433,921.77OOS Temple University: 428,271.10. In-state 397,898.50Detroit Mercy: 428,162.63Case Western: 422,628.63IS University of Illinois Chicago UIC: 442,306.97Louisville OOS: 415,710.75Pittsburgh OOS: 397,005.04MUSC in-state: 382,154.80Buffalo OOS: 476,018.45, but can receive in-state after a year which becomes 374,003.81 total.Iowa OOS: 368,755.63UCLA In-State: 364,373.58Marquette OOS: 363,769.74Iowa IS: 335,275.38Marquette In-State: 323,612.52Assistant: 540k is an astonishingly high number. What will your degrees be, and what will your careersalary be?Your salary or career path should be the driving factor here... under normal repayment terms and 6.8 interest my assumption, 540k would translate to roughly 6,000 a month in student loan payments.Human: Dentist. Expect minimum 100k. Hopefully 120 and I want to buy a practice in the next few years but that will be another 500k debt  <response>: Honestly, you shouldnt even be thinking about buying a practice. Youre broke... very broke. You have a huge hole you need to fill, luckily youre also going to have a big shovel, so use it, dont be stupid and live on the bare minimum until this debt it knocked out. Dont be going off and buying a brand new BWW as a reward for finishing school, then a house because you found a job, and this practice you want shouldnt even be on your radar for now, otherwise youll be in debt forever. 