<prompt> Human: I have read through the How to handle article. I think the information is fantastic. Here is the issue: I do not have any money to save. Allow me to explain further and in greater detail.Currently, after tax and after my employers deduction for health insurance, my average monthly pay is 2000.00. I also DJ when I can on the weekends. Sometimes that can be as much as 600 a month extra, but some months I make nothing as there isnt always work. So for argument sake we will go with a 2000.00 monthly income. Out of that 2000.00, about 1,300.00 goes towards all my monthly bills, including my minimum sometimes a little more payment to my 3 credit cards all of which equal about 8,000.00 in debt. Then I have child support payments which take up an average of 600 a month. And finally, I now have to start making payments to my lawyer at around maybe under 100 a month. After all is said and done, this literally leaves me with NOTHING. And to top it all off, I still now have to find a way to purchase child care products such as diapers, wipes, diaper bag, etc etc. If you have not guessed, I have recently gone through a divorce with a infant child involved. I could get a second job during the week, but if I get a second job, I wont ever be able to see my daughter due to my working hours. So I turn to rpersonalfinance to see if anyone has any advice for me. I appreciate you taking the time to read and reespond. Thank you. EDIT 1: Breakdown of the 1,300.00 in bills, all in what I pay on a MONTHLY basis:Car Payment: 250, Car Insurance: 120, Credit Card Payments: total of 350 this is usually minimum payments, sometimes a little more than the minimum payments, Cell Phone Bill: 130 i pay for and use a lot of data, Tolls: 50, Gas: 150, Hulu Subscription: 10, Netflix Subscription: 12, Apple Music Subscription: 10, Microsoft Office Subcription which i really need: 10, iPhone Payment to Apple: 40, Food: 100, Entertainment: 50. This is a general breakdown. EDIT 2: Thank you ALL so so so much for all of the incredible advice. I have already begun implementing some of it. This was a necessary wake up call to me. I appreciate each and every one of you.  <response>: On the months that you make extra with DJing, all of it should go to paying off your credit cards. Then use it to save. 