<prompt> Human: See topic. Im looking in an NYC suburb where taxes are high as well as home prices. Unfortunately my job is tied to NYC. Id definitely would need a 30 year loan, but I have 20 down. I figured the time to buy is now so I save thousands in potential interest instead of waiting for a home price drop and just take the hit on the value loss. Thoughts?  <response>: Worry less about the market and more about whether you are in a position to buy and whether it is more worthwhile than renting in your specific location. 