<prompt> Human: Seriously, as if they are not nickel and diming us enough yet.I know they make interest off from the money deposits, but why do they need so much? My bank asks for 1,500 minimum daily balance for my checking account. Meanwhile, my savings account only makes 0.01 interest Im considering switching over to Ally Bank...  <response>: Switch asap.A lot of them dont require a minimum balance if you have at least one direct deposit per month. 