<prompt> Human: Hello everyone,My husband34 recently opened up to me27 and told me hes tired of being responsible for our finances and is overwhelmed with the responsibility. I had no idea he felt this way! Im taking over and I dont know what Im doing, Ive never had to do this before. We want to buy a house once we are done paying off debt which is a lot to me and Im freaking out about it, but hes to the point where he doesnt care anymore so I have to do something about it. I started a spreadsheet for the month of March. Combined Monthly Income: 4,000 Monthly ExpensesRent: 775Car Insurance: 102Utilities: 150Student Loans min payment: 192 3,300 balanceCredit Card min payment: 194 7,500 balanceLine of Credit min payment: 136 5,900 balanceCable Internet: 150Cell phones: 126Renters Insurance: 16Netflix: 9School BreakfastLunch for our daughter: 78Work lunch for husband: 100Fuel: 100 we live 2 mins from his work and 7 mins from mine Trash: 15EntertainmentMiscellaneous: 300Groceries: 700 sometimes more when we need non-food items like paper towels, toilet paper, etc.. the grocery store is a black hole for money...Savings: 200 started saving 50 per week a few months backChild care ONLY from mid-June to beginning of September: 520Both our cars are paid for, so no car payments. Things used to be a lot tighter than now. I used to work retail and my paychecks were not consistent. Now, Im working a part time job with a steady 30hrs per week. I drop our daughter off at school right before work and pick her up right after work. This comes in handy during the summer because we hardly get to see my husband and at least one of us should be around our daughter during this time. From the end of June to the beginning of November my husbands hours change from 40 to 70 per week. He gets a lot of overtime during that time. The above income is not counting the overtime, obviously. We both get paid biweekly but not at the same time so we get a paycheck deposited to our account every week. My problem is that we have no emergency money saved, only about 1,300 in savings towards a house and about 17,000 in debt. I dont know where to begin. Should I save up for an emergency first or should I start overpaying towards the debt with the highest rate?I just took over last week, Im a very anxious person but I understand that I need to grow up so Im here asking for any tips anyone might have from when they first took over their finances. My goals are to pay off debt and start saving for a house. Maybe both at the same time? What would you recommend?Thank you in advance!Edited for format.Edit: Just want to thank everyone, I really appreciate the advice. Im hoping to come back in a few months with the changes Ive made. Thank you!  <response>: You spend 878 a month on food. That is insane. You can cut that in half, just have husband and daughter brown bag it. You have to find a cheaper way of buying groceries. That is where you will save the most money. rfrugal 