<prompt> Human: Hi all,I rented a car from RelayRides a year ago DO NOT RENT FROM THEM, the ride-sharing platform. A couple weeks in, I was hit by an uninsured driver well, car had insurance, but the policy stated that drivers whose primary address was same as residence were not covered - aka, the driver and filed a claim with my insurance. This was June of 2014. I hadnt heard anything in forever, and I just got a bill from RelayRides for 2,500. They said that my insurance covered all damage but 800, then charged me 550 for a claims processing fee and 1000 for subrogation fee. This is absolutely absurd to me, given that I was not at fault, and they took this long to figure things out. I guess Im ok paying the 800, but I absolutely will not pay the processign and subrogation fee when I was rules not at fault. What recourse do I have?  <response>: First of all, subrogation is NOT something that you should pay. It is the right of the INSURER to seek payment from the person who caused the loss to the insured. That means YOUR insurance company can pursue the other driver for damages. And a claims processing fee? I suggest you read the agreement you have with RelayRides first, but most likely you will just tell them to fuck off and you will only pay 500, and they can sue you for the rest if they think they have a case. 