<prompt> Human: Hello all. My father passed away. I live in a house that had a mortgage in his name. Im going to keep making payments but what happens next? Does the bank foreclose? Do I have a period of time to sell or refinance in my name?  <response>: First, if no will, you need an estate atty, get the courts to recognize a person you as estate administrator, while doing this continue payments on the house, but be aware that you have no rights to knowing anything til courts assign administrator. Once administrator is assigned, an assessment of all debts is required. Your fathers debt has to be paid, funeral expenses paidreimbursed. This is where you will find out if you can even keep the house, as your fathers debt might be more than the house, and you might have to sell the home to pay those debts.--- disclaimer here, I am not an atty. I am however a family member who had something very similar happen to them. If your under 21 and not sure where to start, talk to a trusted family member. But not your mom if your parents were recently divorced and that divorce settlement was not finished being resolved. 