<prompt> Human: My mom pawned all her gold and it accumulated to around 10,000. Im currently working and just started earning 2,000 few months ago. Im not so sure how it works elsewhere but here, they give you a receipt and if youre unable to pay back the amount full price of the gold you traded, youd have pay the premium to extend the expiry date of your receipt. I spend around 200 every 2-3 months paying off for this and put aside try to put aside 250 monthly for this reason manage to only do it for 3 months. I have other stuffs to pay off like my phone bills as well as Internet bills which adds up to around 250. Whats my best way around this? Tl;dr want to pay off 10,000 asap with a nett pay of 1,750Assistant: This isnt your debt, why can your mom not pay this?Human: Shes not working. Full time housewife.  <response>: So who was going to pay the debt, since she never could? 