<prompt> Human: Long time, first timeSo I contacted Voya to rollover the 401k I have there with my current company over to Wealthfront where I have a couple other 401k rollovers sitting. Voya is claiming I can not do that since I am still an employee I can only make a Hardship and in-service withdrawals at age 59.5 My question is, can they hold my money legally? I am just looking to roll it over to a different service, one I have a better understanding with the fee schedule. Thanks!  <response>: Your company can disallow in-service withdrawal. 