<prompt> Human: Even with a high income mid six figures and having the down payment for a million dollar home meaning a 3 bedrooms in a so so area in hand it seems impossible to be able to save for retirement, college for at least one kid and pay off the house while still having some money left for travelling, etc. Rents cant stop soaring and housing prices just increase week after week. Are actually even engineers now priced out of the Bay Area and should start looking for a place with a better salary to cost of living ratio? Suck it up and take out a jumbo mortgage or buy cash somewhere else?  <response>: Are actually even engineers now priced out of the Bay Area Yep.should start looking for a place with a better salary to cost of living ratio?Doesnt hurt. 