<prompt> Human: I feel like maybe Im missing something or that is a stupid question but why should I put money in social security or other similar services when investing has a far higher percent return. The obvious arguments would be that if your employer matches it youre essentially doubling your money but even then the growth you see in social security I heard is somewhat like 2. This is in comparison to something like 17 from Fidelity. Furthermore what if I dont trust the government to handle my money or believe that social security will get reductions down the line? What do you guys think, maybe Im missing something.  <response>: You could be missing the part where you have to pay into social security. Its mandatory, not optional. 