<prompt> Human: Hey all. So currently I have 200k in medical school loans, and am in my first year of residency making 48k this year. Does anyone have any experience with repayment plans and what I should do?There is the new 10 year public service loan forgiveness program, where if I work in a non-profit hospital, the government would forgive my loans after 10 years. However, nobody has actually gotten to the 10 year mark because the program is fairly new, so Im still a bit skeptical. Should I try to pay as much as I can now, or just settle for the low monthly payment that I would get with the IBR or Pay As You Earn plans? Any advice would be greatly appreciated!  <response>: Just keep up with your payments and try to stay afloat. Once you get past your residency you should be making 150k-200k thats when you can really start paying it off.Not much else you could do with those kind of loans during your residency. 