<prompt> Human: Okay, So i work part time at a supermarket whilst ive been studying we get paid every 4 weeks but my wage just about covers my bills etc with a little left over for social activities.. so any money i can get is great. what i dont get though is that if im getting paid 13 times a year and bills come out 12 times a year what happens to that extra paycheck ? ive been here for 2 years now and both years ive yet to have a paycheck where i keep to myself ? is this a stupid question or have i to be more money wise?  <response>: Well instead of paying bills in smarch you can use the money for savings or debts. Youre probably using it to cover shortfalls which slowly accumulate the rest of the year. 