<prompt> Human: Sorry if this is the wrong subreddit, I figured it was finances as I may need to pay out-of-pocket for insurance. So as the title says, my husband is starting a new job and his current insurance will end on the 31st of this month. The insurance through his new company wont start till August 27th. I normally wouldnt be too concerned with a lapse in health insurance, but as Im 17 weeks pregnant I feel I cant go without a doctors visit. Also, as we are relocating, I shall need to find a new obgyn. As I see it my options are 1 not going to the doctor for a month during which time I should be getting a sonogram at 20 weeks, 2 I find a new doctor right away and pay out of pocket for the first appointment and use the new insurance for subsequent appointments, 3 my mother-in-law told me about an insurance we can buy for the interim called Cobra? Would that be worth it? 4 Is there an option to continue our current insurance somehow for an additional month?I am located in the US, by the way. Thanks.  <response>: FYI, COBRA isnt insurance. It stands for Consolidated Omnibus Budget Reconciliation Act of 1985 and allows you to continue your existing health coverage for an amount of time after leaving an employer. The catch is that you and your husband are responsible for 100 of the premium. This will be very expensive as most US employers cover a huge amount of the premium. 