<prompt> Human: Several years ago I bought stock in a company my relative was starting. Long story short, as a thank you, said relative bought a portion of my stock back and now I have 4500 in my account. Whats the best thing to do with this extra money? Pay off credit card--3000 17.74 fast I can pay this off but itll just take a few months? Pay off student loan--7200 5.16? Put into IRA? Do you need more info?  <response>: Pay off 17.74! Guaranteed return of that is awesome!You can probably test yo self with the remainder and tackle the student debt over time.Or be a responsible adult and pay your other debt or IRA. ;At 5 its a tossup between student debt and IRA 