<prompt> Human: I currently have an auto loan out for 16,000 at 5.0 interest. currently making out every month with 500 after all bills. this purchase was kind of an impulse buy as I was in a new state with nothing to get around in.. vehicle payment is 330 a month. just wondering if there are quicker ways to pay off my loan besides dropping 70 extra a month making the total payment 400 even? any tips or tricks? feeling slightly overwhelmed.  <response>: just wondering if there are quicker ways to pay off my loan besides dropping 70 extra a month making the total payment 400 even? any tips or tricks? feeling slightly overwhelmed.Im not really sure what you are looking for here - if you want to pay off your loan faster then you need to put more money into it. You might be able to refinance your loan to lower the rate and the monthly payment, but that will require a refinancing fee in most cases so it may not be worth it. 