<prompt> Human: Edit: 84Im looking for advice on how to decrease this ratio. I have just enough for gas to work and groceries each month. Not counting GasGroceries, my absolute expenses rent, utilities, car, insurance, CC debt, Internet, Student Loans total 1792.48mo. Gas and Groceries come out to 275mo. My Monthly income after health insurance401k is 2139.12mo.This leaves me at 56.64mo. like if I wanted to buy a 6 pack of beer or something.I dont know what else to do short of looking for other work or another job. Are there options? Im at my wits ends. The last job I was at I was making 1,000mo. more than I am now but was let go 9 months ago. My excess in the bank is essentially nullified at this point. I have been looking for new work, to no avail, of course.  <response>: Nothing wrong with getting another job. That is your fastest way out of your current financial situation. 