<prompt> Human: I live in Ohio. My credit is in the 580 range and I desperately need a loan for 1000 to 2000. My credit union turned me down unless I would put my car title up as collateral, as did a high risk loan place. My wife pays literally all of our bills and the money I make at work goes toward my schooling. Do I have any options? Im okay with a twenty percent interest rate or something I just need money ASAP! Assistant: Can your wife put it on her name?Human: I am trying to do it without her knowing...  <response>: This all just sounds like a mistake. 