<prompt> Human: Im REALLY sorry for asking this. I know that its been asked a bunch of times and I have read most of the reddit submissions, but...What should I do with my money? I recently graduated and have been working since my sophomore year. Im currently living with my parents and really want to move out the place Im looking at is 1300month. According to my calculations, my total expenses per month would be roughly 2k Im a saver, not a spender. Is this a bad idea?Also, whathow should I invest my money? Does anyone have any books or websites they can recommend? I currently have boggleheads bookedmarked and plan on going through the site later. Heres my personal breakdown:- Im 25 years old and living at home with parents but really want to move out. The place Im looking at is 1300month.- Monthly expenses if I decide to rent would be about 2k. Pretty sure I covered everything... gas, utilities, groceries, etc.- I have 48K in my checking account.- I have 5k in a money market I dont even know what that is! I went to the bank and the rep told me I have too much in my check and that I should open a money market account.- I have a savings account, but dont have the exact amount right now.- After taxes, Im bringing in about 2857month rough estimate.- I have 12k in my 401k is that even relevant?I took a few economics classes in college not sure if thatll help. I dont know anything about stocks, dont really follow business news, etc. Im a complete businessfinance noob!!  <response>: You dont need a 1300 a month two bedroom condo. If you want that, find a roommate. Youre not earning enough to justify that kind of expense. Maximize your retirement savings, Roth and 401K. 