<prompt> Human: I am in my mid-20s, in about 250,000 student debt due to medical school. I see a lot of friends my age going on awesome vacations but I live a frugal life and am wondering whether I should start to loosen up or else I will look back on my youth and wish I had done more, because later on I might have the money but not the time or opportunities to go on as many trips. My question to you guys is: can you justify a 1,000 vacation e.g. bachelor party weekend or reunion with college friends in light of such a huge amount of debt?More details about me: I am in med school and will start residency soon, where for 5-6 years I will make about 60,000year. I am married and my wife makes 45K. After residency, people in my specialty currently make 250,000-400,000 per year starting out and plateau at 300,000-600,000year five years in. However, all of these numbers could change due to the many changes in health care going on right now, including availability of jobs in my field period i.e. there is a small chance I might not be able to get a job at all!.I took a side gig my last year of med school and have made about 30,000 but will no longer be doing that during residency. I told myself before I started this side job that I would use some of the money to do stuff that I would have otherwise been too cheap to do, but by and large I have not spent it, mainly because the debt looms above me and I always feel like 1,000 more in my bank account can make a future rainy day like the 0.1 chance I cant find a job after residency much brighter, whereas a vacation is not going to completely change my life for the better. I dont really mind living a frugal life since I dont have expensive tastes, but the one thing I do enjoy is taking tripsvacations. tl;dr: Am I being ridiculous for thinking about spending when I have so much debt, or am I being ridiculous for penny pinching and possibly missing out on some amazing memories?  <response>: All things in moderation. I would think as long as you keep it reasonable, spending a little bit on yourself and your wife is not going to break the bank, as it were. All work and no play will just make your life miserable. As long as you are not going out and blowing everything on a big, showy Vegas extravaganza or an opulent foreign cruise, you should be fine. 