<prompt> Human: Operating on a tight budget, my SO and I were discussing getting life insurance and who if we had to pick one of us for now made more sense to get it. We have a 4YO , both work and make less than 60K respectively, I know I will inherit a trust fund of sorts at the moment no access to these funds. I think I should get the life insurance in order that my SO be able to continue to provide the things I would like our daughter to have. SO thinks he should get the LI because he would manage without the added income. Looking for some advice from the PF community.  <response>: Can you get life insurance through work? I know for me I pay something like 4 or 5 dollars a pay for 100k life insurance for me and 50k for my SO. If you are able to get it through work then I would say both of you get it. 