<prompt> Human: Im looking for a bank to approve a 20 down payment on an investment property mortgage, and a local bank said they couldnt qualify me for 20 but would for 25. I talked to quicken and they said 20 would not be a problem. My real estate agent warned me they sometimes fall through. Should I be worried?  <response>: They are trustworthy as much as any other bank or large financial institution. 