<prompt> Human: Ive been on the fence for awhile now about buying vs. renting. Im looking at the options, but today I was told I should dive in and buy because I can easily afford it. I do make enough to where my mortgage payment shouldnt be a substantial amount of money for me but I feel like there are other things to consider. I always viewed a home purchase as based on mug more than how much money one makes a year relative to their mortgage payments. I def need some adice here though.  <response>: but today I was told I should dive in and buy because I can easily afford it.By your family at christmas dinner? Do you believe everything everyone ever says to you? but I feel like there are other things to consider.Indeed there are. Seems like you have the right hunch, and seems like you have a family member that you should steer clear of when it comes to asking for money advice. 