<prompt> Human: Looking at getting a credit card, in order to build a good credit score, Im strictly going to be using it for things I know I can afford, such as fuelfood and ensuring I meet the monthly payments.Is this a good plan?  <response>: You absolutely should, as long as you can be responsible with it.Pay it off every month and it can help you.Conversely it can also be the worst thing to happen to you if you are not careful. 