<prompt> Human: To sumarize, Im 25 years old and have been only recently 2 years hyper-focused on my financial picturesituation. Please review everything and let me know what you think, etc. Income:Job 1 - 55k pretax 1220paycheck after taxes, 401k contributionsJob 2 - 30k pretax roughly 525 per week cashRetirement:Roth 401k - 3 match up to 6, half in company stock, half in allocations. I just upped mine to 15. 8700.Roth IRA - Max out annually. 6020.Direct Stock Purchase Program - 1040Cash:Checking - 3400Savings - 2200These are low because I just moved and paid off my student loans 9k in August.Expenses:Rent - 1500Utilities - 150Parking - 75Car - 670 Insurance - 90Gas - 120Metro - 100Food - 300 for 2 peopleEntertainment - 75Random Needs - 75Debts:Credit Card 1 - 2600 usually pay off every month but go high from the move, lack of discipline. Will be paid off in JanuaryCredit Card 2 - 1800 0 interest, paid in 18 monthsCar - 28,000 pay bi-weekly making 13 payments a yearAdditional Assets:Video Game Collection - 9,000 if I liquidated after feesshipping paid about 3100Guns - 1100Computers - 115014 Acre Land - 3000TVs - 2000Baseball Cards - 700Other Electronic Equipment - 900Most of those assets were accumlated LONG before I sought to get my financial picture in order. If you have any questions please ask. Compared to 2 years ago when I started, my net worth has gone from -38k to 7k.  <response>: 670 per month for the car? Holy shit get rid of it ASAP. 