<prompt> Human: Im about 4,500 in credit card debt, with a 16 interest rate. Currently I pull in about 2,100 a month, half of which goes towards rent and utilities. Other expenses for the month food, gas, entertainment, etc. totals around 800-900. What is the best way to reduce this card debt? Should I be putting the money Im spending on food, gas, etc. toward the credit card bill and continue to charge the card for my expenses? Do I pay cash for everything and use the left over money for the credit card bill? If you cant tell Im kind of new to the whole credit card debt idea, any advice would be appreciated.  <response>: Increase income or reduce expense, and put the difference towards your debt. 