<prompt> Human: Im 21 and dont have a lot of spending money, most of my paycheck goes towards bills. I dont drive so I cant use my credit card for gas. Should I pay my bills phone, internet, and Netflix with my credit card? EDIT: Thanks for the info everyone!Ive only had my credit card for two months now so I want to start off on the right foot and not end up in debt or with bad credit.  <response>: I suggest paying everything with credit card its much saferbetter. Just pretend that the money is coming out of your checking. I always take my checking and subtract my CC balance to figure out how much I have. I feel like people just view their checking as how much money they have which is how you mount up debt. Just because you use a CC doesnt mean you have to be in debt. 