<prompt> Human: Hello! im 20 yo and recently ran into about 50k cash and an 150k a year job no its nothing illegal . ive never had this much money before but i want to be responsible with it. ive tried looking into financial advisors but i sincerely cant tell the difference between a good one and a bad one. All i know is i need some help. I spend money on rent, food, and utilities but besides that nothing and i have no debt. im trying to figure out what to do to ensure im being responsible and setting myself up for the future while still being able to enjoy a nice lifestyle. any tips or advise would be greatly appreciated.  <response>: Really interested in what kind of work youre doing 