<prompt> Human: I got approved for DiscoverIt Student Card yippeee! Im just so excited because Im an international student and I dont really have any credit...Anyways, Ill get to the point. I got approved for 1,250 credit. I know that its recommended that I only use 30 of my line of credit which is 375?. My question is: what if I use the card and just pay it back immediately? Can I still not go over the 30 monthly? Also, If I do pay it back right after the transaction without waiting for the credit card statement, will it still help boost my credit?Thanks guys!!  <response>: My attitude with credit cards is that they are nothing more than a method for payment that easily allow me to see how much I spending while earning cash back on all of my purchases. If you ever come across a situation where you think to yourself I cant really afford this right now but I can put it on the credit card and pay it off later then you have a problem. I put all of my purchases on my a credit card and pay it off every 2 weeks from my checking account. Whenrarely I have to dip into my savings account to pay it off I know I spent more than I should have and correct myself. 