<prompt> Human: As per the title I thought Id have a stab at rewriting the first of hopefully a few wiki pages that are more useful for non-Americans.Ive kept step 0 and step 1 the same, removed step 2 and moved Pay down high interest debts to step 2. So skim over those unless you think there are some useful changes to make, but most of it is general.Other stuff I was particularly unsure about Ive put in red.Heres the link:  <response>: As an Aussie, I think it is important to note the issue we currently have regarding property pricings. 