<prompt> Human: I dont know if this the right subreddit but i could use some advice. Im about to start a job with the california conservation corp, backcountry division. Ill be in the mountains for 5 months and the entire time i wont be able to come down off the mountain and my only contact with the outside world will be hand written letters.Getting ready for this i need gear, ive had no luck in finding a normal job and ive got only about a month left before im off. Hardly enough time to snag a job and get paid. My sister suggested i should get a credit card to purchase the gear i need. Job pays decently, enough anyways. I have no knoweldge of how credit cards work, could i suspend payments until the season is complete? Could i set up wage garnishment of some kind so the credit card is payed off on time? If i dont pay, my credit will be destroyed and ill owe more money than I originally spent right? I currently have no credit. I really hate the idea of putting myself in debt but time is gettinf short and i really need some things. I dont know what to do.  <response>: could i suspend payments until the season is complete? No. Could i set up wage garnishment of some kind so the credit card is payed off on time? You should be able to set up autopay with your bank, especially if your bank is the owner of the credit card eg, Chase, Bank of America, etc. If i dont pay, my credit will be destroyed and ill owe more money than I originally spent right?Yes, if you dont pay at least the minimum balance youll owe the interest on what you didnt pay, plus late fees, plus your credit will take a beating.Finding a bankcredit card that lets you do autopay is probably the way to go, assuming that your paychecks will be direct deposited into your bank account. 