<prompt> Human: so, my banks branch is being sold to another bank, and all accounts at the branch go with it. im curious as to how this will effet my credit. have a mortgage there for the last 3.5 years one credit card one small auto loan checking account savings accountwill this call all these accounts closed and open new ones, and hence hurt my credit by making them younger than they really are? i have no real idea whats going on, as ive only got a letter concerning the credit card, nothing mentioning the big ones. should i just start looking around and try to move it all myself before this happens?  <response>: im curious as to how this will effect my credit.It probably wont.You already have a mortgage and an auto loan. Are you planning to apply for any loans in the near future? If not, stop worrying so much about your credit score. Your credit history is used for one thing: to determine your creditworthiness when applying for a loan. 