<prompt> Human: So my parents never really helped pay for college so I was on my own and Im the most irresponsible girl ever with money.. As of right now I have a bill for school totalling 16,000 as well as some medical bills. I know student loan debt doesnt go away but I deferred whileI figure my life out. Anyway - with the school bill with the cosigner.. If I file bankruptcy does the cosigner still have to pay? Or not? Let me know thanks!  <response>: I dont understand. You seem to understand that student loan debt is non-dischargeable in bankruptcy, and yet youre still asking about bankruptcy? What is it that you would be trying to discharge in bankruptcy? 