<prompt> Human: I am currently in college, I work at a place that offers matching on 401k. The problem is Im just thinking of this now and I will be graduating and finding a new job in maybe a year and a half. I doubt this is enough time to get the full match even? I suppose I will call to make sure, but lets say I wont end up gettting the full match, what would you do? I just want to start putting away money to get the ball rolling. All I have right now is 4K in a checking account and maybe 800 in savings.  <response>: Always take the free money. You can always roll over 401k if you switch jobs 