<prompt> Human: So ING has now fully succumbed to the dark side and is now fully part of CapitalOne.What alternatives do you guys recommend? I heard USAA and Ally are good, but all I see are sketchy reviews and marketing gimmicks online. What do you guys recommend?Assistant: Why do you feel a need for an alternative when NOTHING has changed, policy or account wise, at ING?Human: Because CapitalOne has a track record of fucking things up.  <response>: They really dont anymore. Theyre one of the strongest banks around now and are one of the most well capitalized banks you can find. 