<prompt> Human: So to start off, Im 15 and recently started getting interested in business and finance, Ive bought a bunch of books, and have found that I really enjoy it. I dont have a job right now because Im really caught up in a lot of school work because I recently missed a lot to go out of town for a funeral. Ive started by deciding Im going to put all of my money toward a 1,000 emergency fund to start only have 200 right now, and after that save half of my money for a reliable 2.5k car and the other half toward a 5,000 a year for some kind of compound interest account. Ive already devised a monthly budget, and am wondering if all of this is a little overboard for someone of my age My friends make fun of me for it, and if not, what is a good next step?  <response>: It is never too early to start good financial habits. You are definitely on the right track for someone your age, especially thinking about budgets and your financial future. 