<prompt> Human: 27 yo with steady career but inconsistent check sizes due to seasonal commissions. I have 60k in student loan debt and just paid off credit cards. Im planning to buy property within the next 2 years. Coming just about a month from now I receive a check for little over 10k. Do I knock out some student loans with this? Or put it away for the down payment? I get by every other week with normal sized checks. But twice a year my commish gets paid out. I just know what to do with it. Any suggestions appreciated.  <response>: If youve got 60k in student debt, the last thing you need right now is additional debt. Pay off those loans! 