<prompt> Human: I have a credit line and mortgage that I am paying off monthly with my husband. Is this true? Will I have no good credit history for the future if for some reason I needed it down the road?  <response>: You shouls keep it. So you can build good credit for unexpected payments. Imange if you get divorced not saying it will happen You dont have good credit anymore. Why would you wanna get rid of your card btw? 