<prompt> Human: This guy had a dinner thing and gave a great talk. Im nearly clueless but most everyone invested but me. These rates are high 5-7 and sound kind of cool - Self Storage, Franklin Square, Highland Capital and Greenbacker Renewable Energy. As a newbie in investing, whats the worst that can happen when theres already a track record of these companies? Is it illegal or borderline illegal? Do I really risk a lot? Thank you so much, the annual dinner is coming up and my mother LOVES the broker and is kind of forcing me to go with her.  <response>: This guy had a dinner thing and gave a great talk. Im nearly clueless but most everyone invested but me.Sounds like a scam. These rates are high 5-7 and sound kind of cool - Self Storage, Franklin Square, Highland Capital and Greenbacker Renewable Energy.Sounds more like a scam. whats the worst that can happen when theres already a track record of these companies? Is it illegal or borderline illegal? Do I really risk a lot?Worst case? You can lose everything. Most likely case? You wont gain a whole lot. Thank you so much, the annual dinner is coming up and my mother LOVES the broker and is kind of forcing me to go with her.Look at what their historical returns have been over the last 15101520 years and compare them to historical average market returns. Read the fine print for feescostsetc.Odds are, youll be better off at Vanguard, Schwab, or Fidelity using index funds.Side note - Usually when people have a great way to make money, they dont tell other people about it. 