<prompt> Human: I understand the premise of adhering to fiduciary standards, but Im concerned about advisors who lie about meeting those standards. How can I be sure if advisor is legally obligated to those standards? It if the hold the series 6566 license?  <response>: Not necessarily, I hold the 66 license, which combines the 63 and 65 license into one. You will want to look for someone who has a CFP Certified Financial Planner. Most of the time they are held to the fiduciary standard, depending on the company they work for. 