<prompt> Human: My husband and I are preparing to move in a few months. He will still be getting paid in USD but well be living in Germany for the contract period of 3 years. This move means a lot of changes to our finances, but split currency is the only big remaining issue we dont know how to tackle. Ive done some searching and researching, but still feel a bit lost and would appreciate any direction at all.We have a few payments that will stay in dollars, like student loans, and some expenses can stay in dollars... well be there at the behest of the government, and its my understanding they run USD grocery stores we can use, and maybe some other services? Our rent will be paid directly to the landlord in euros in addition toseparately from salary, so thats not a problem. Husbands professional expenses should be in dollars.It is unclear whether we will be returning to the US, remaining in Germany, or moving to another country after 3 years, and we likely wont know for at least 2 years. Our savings should stay in USD, right?Everything else we will need to pay for -- utilities, travel, education, daily spending, and so forth -- I expect will be in euros. Its possible that I can find employment paid in euros, which would make this all easier, but its still likely that my husband will earn more, and we cant count on me finding a job in the host countrycurrency. My current savings are in dollars. How should we manage currency exchange?We use Ally bank for our joint billssavings accounts, online banking only. I use Wells Fargo and he uses Bank of America for our personal accounts w debit cards and checks. I have the Discover IT card for students. He doesnt have any credit cards, but is getting ready to open one. We are researching which card he should open and would really appreciate suggestions his credit score is 650. Neither of us are particularly attached to our banks, though would like to minimize the hassle involved in swapping and moving money around.What kind of fees can we expect to pay and how can we minimize them? What can we do to streamline our finances so theres not an annoyance or need to think every time we buy a bagel? My husband would rather pay small fees than deal with any kind of hassle on the regular, so making it easy for him could go a long way toward saving us money. Any advice and direction is appreciated. Thanks!  <response>: If this is DOD-related, there will probably be a bank on base you can use that will make currency conversions easy, including paying German bills in euro. 