<prompt> Human: I feel like the rules are changing from what my grandparents and parents thought were safe investments. Looking for some advice.  <response>: I think blogs are leading the way on personal finance more than books. In terms of investing, low fee index funds should cover your needs until at least 2million or so. Im not exaggerating. For banking and credit, is reliable. For expense management, was my favorite. For macro views that are often drawn back to personal finance and investing, I like Im curious why you think safe investments have changed. Yields are down across the board so everything is riskier than normal, but I dont think the risk of one asset class has changed relative to the others all that much. 