<prompt> Human: I have some extra money and want to pay down my credit card a bit more. As I see it I have three options. 1. Put all the extra towards it now.2. Make multiple payments aside from my monthly payment over the next few months.3. Or increase my monthly payment.Which will do my credit the most good?  <response>: The option that leads to the least amount of interest paid is good for your financial health. Put all the extra towards it now.All options that lead to on-time payments do equally well for your credit score. Your credit scores dont just disappear after you pay off your debts. 