<prompt> Human: My husband and I split a bottle of bottom-shelf champagne every time we pay 1000 off the principal of our mortgage. It is nice to have little milestones on the way to such a huge goal.  <response>: To reach financial goals I have to starve some desires. When I reach the goal I let those desires feast.For example I stopped eating out to save some money to max my IRA for the year. After I maxed it I went out to eat every day for a week! : 