<prompt> Human: Hi all, posting on a throwaway for obvious reasons.Some background:Im 19, and in school. Im studying engineering at a top 20 university on a full scholarship no student debt. Growing up, my family didnt have very much money I have two younger siblings so Ive been raised with a mentality of not spending very much money. In high school I earned quite a bit of money tutoring students, and I recently completed a summer internship in the tech industry that netted me a non-trivial sum of cash. I dont spend much so the money I have has mostly just been sitting there and accumulating. I have another tech internship set for next summer so Im expecting that number to increase by 15k by the time the next fall semester starts.I have very, very little personal finance knowledge. None of the money is in a savings account. Where do I go from here? Investment? Long-term savings? Im open to all and any suggestions. Thanks all.  <response>: Aside from all the savings advice. I will add two things I would spend it obviously not all on.1. A legit semester abroad to pay anything above what your scholarship wont cover.2. A few months to actually travel after you graduate and before you start working. Few times in your life will you actually have time and funds to be able to make that work.Seriously, just going out there and seeing the world can start you thinking in a way that makes you challenge assumptions about yourself and think in a global way that can be very beneficial both personally and in a career but is impossible to quantify. Also, you wont regret those experiences. 