<prompt> Human: It is very likely that I will be getting this job as they are starting the hiring process next week and as long as I dont screw up in training I have the job. The thing is I have no idea what I will be able to afford. I have never had my own place and I dont know how expensive things are. I do pay my own phone bill and car insurance but other than that Im not sure where to start. Can anyone give me some pro tips on what kinds of things I should get when I get an apartment, what kind of apartment Id be able to afford I wont be in a big city if that helps, what kind of food I can buy? I guess general adulting tips. Im 21 so I dont have a lot of experience with this and I dont want to over reach and then wind up with debt because I dont have any debt at the moment. I took the Dave Ramsay course a long time ago and basically the only things I remember from that are dont go into debt and have an emergency fund. He says 1000 but I would like to save 15,000. I just wont know where to go from there. Thanks guys!  <response>: Emergency fund - 3 to 6 months of expenses. Hopefully that wont be 15K. 