<prompt> Human: So Ive been out of school and working for a year now in finance in NYC. I worked my butt off, live at home with my parents rather than pay rent, and saved a decent amount. Now, I find myself getting a nice raise and a pretty good size bonus. All in all, Ive got a little over 28k at the end of year 1. I have had my eye on a car, and do not know whether I should reward myself with something I literally will only use to drive to the train station, or if I should just stick it out and keep saving. Thing is, I dont really have anything I need. I suppose a down payment for a house, but Ill cross that bridge when I come to it. What should I do?  <response>: Investing IS rewarding yourself. 