<prompt> Human: hey, rpf ive been working a minimum wage job for over a year now and i have about 4800 saved up. I track my money through Keybanks website and I am able to see how much money is put in my account through direct deposit from my employers, as well as how much is withdrawn. being 16, my bank account is basically under my name but under maintenance of my parents meaning that i can not access my money without my parents being present at each deposit or withdrawl. Recently, I noticed about 2000 has been withdrawn from my account at a local keybank branch. When I asked my parents about it they said they had taken some money out to pay some bills. I know however from their constant arguments over finances that they are deeply in debt and chances are i will not be getting my money back any time soon.to make a long story short, i dont like my parents being able to access my money when there is a great possibility that they are going to spend it as their own. if i sound childish complaining that my parents are basically controlling my funds, im sorry but i do not feel comfortable with someone other than myself managing my hard-earned money at this moment.can anyone give me advice on how to prevent this in the futurehow to open my own bank accountbetter ways to manage my money?Thanks a ton!  <response>: Your desire to have absolute discretion over the use of your money is understandable and normal. You earned it, so ideally you should choose how to use it. However, I think that the best thing to do in your case is to discuss the family financial situation with your parents before making any further plans. If you decide to do this, you need to approach the matter as respectfully as possible. While you may rightly feel that your parents have stolen money from you, the 2000 may have been the difference between keeping or losing the family home, or making an essential repair to a vehicle. Again, you are not wrong for wanting your money to be kept for your own use, but as a dependent in the household, it would be wise to keep an open mind about the way the money is spent. 