<prompt> Human: Hello rpersonalfinance I received a little bit of extra money this month and have been wanting to pay off about 3,000 in credit card debt. Should I pay it off all at once and have a tight month or spread it out over two months? Im sick of paying any interest on this debt. I expect to receive this little bit of extra money again next month. All suggestions are welcome. Thanks for your time. Edit: Would have about 1500 after paying everything off. Would have to last until the end of the monthnext pay day.  <response>: If you have 1000 in an emergency fund, then pay off the credit card debt. 