<prompt> Human: Im in the planning stages of developing my savings goals. I have 2 children, so Im trying to get a gameplan for saving for retirement and also education. I know that you can take out loans for college, but not to retire, but I think it will be very difficult to fully save for both. My parents are fairly rich. Im the executor of their will, so we periodically go over all their finances so I can carry on their wishes. They are retired and are living on only the interest from their savings. Im well aware that I cant predict the future. They could spend more later, her sick and use their money, we could end up with a bad relationship, etc. That being said, it is far more likely than not that Ill inherit a good amount of money .5-3million. I can absolutely save enough on my own to retire without any help. My question is, do I save less for my retirement, and fully fund my childrens education? My retirement math with some inheritance would allow me to fully fund both. Thanks for any thoughts.  <response>: Personally? I wouldnt count on inheritance until the check is in hand. You really never know what could happen. 