<prompt> Human: Hi reddit...it takes a lot for me to do this, but I need to ask for some help and advice. Back in October 2011 my 2001 Ford Explorer took a dump on me, and the repairs on the vehicle were more than what it was worth, so i decided it was time to look for a new car. I ended up falling in love with a 2008 Mazda 3 and the car dealer absolutely took me for a ride and though I shouldnt have, I traded in my Explorer and drove home that night in the car. Thats where the fun begins. I quickly began to realize that I cannot afford this car, but my credit is horrible so I couldnt just trade the car in. Its now summer of 2013, and I still have the car, with an incredibly high car payment 397 a month. I just dont know what to do to get out of this high car payment.Any helpadvice? Thanks, -Horrible with my own money.  <response>: From here, Im seeing a range of 8-11k for that car: Youve paid about 8337 at this point 21 x 397 not counting any down payment or anything you got for the FE. What was the interest and cost of the car? Its been almost two years--how long was the repayment plan? 