<prompt> Human: Hi, I am in a weird situation that I dont think is very common. I think it could potentially be a good opportunity if I play it right. I went back to school after I graduated and started my family. I took out loans for the school and then was blessed with a grant that paid for my school in its entirety. So what should I do with the loan money that I had already taken out? I feel like my options are either to just give the loan money back, pay off some other debt, or invest the loan amount for a year until I finish school and have to start paying money back. The loan amount is around 15k and we have 5k on a credit card and around 30k in previous student loans. We also have a car that we owe around 16k on. Any advice would be wonderful. Thank you!  <response>: Just give it back. I dont think going down this rabbit hole is going to net you any tangible results. 