<prompt> Human: Im 24 m graduated a year and a half ago with no student loans thx to scholarships. I took a job paying 65k. Currently live with parents so no rent. Car insurance is in my parents name since they basically pay around 200 yearly for three vehicles. I offered to pay this for them they declined and told me to focus on saving. My bills are minimal 30 dollar phone bill 20 dollars weekly for gas. About 35 dollars a week on lunch, I should prolly start packing. That is pretty much it except I did have to pay for 3k in medical expenses and bought a new 1k laptop and a used car for 6k. I also give parents 250 a month. I have about 17k saved up and about 11k in a Roth IRA. I also invested about 3k in cryptocurrency which are worth 9k now. Im leaving my job in a month to start my masters. Because my father works for the university I get 50 percent off tuition which means I have to come up with about 6k for my masters. What should I do with the rest of the money around 11k?Edit: no debts paid for my car in cash. no credit. I have just been using my debit card to pay for things. Any great ways to build credit?  <response>: Keep it in savings since you wont be employed shortly. 