<prompt> Human: I seem to be at the end of my financial rope, 100k in debt, no savings, cant afford bills. Bought a house in Fort McMurray 2009, hot market 645k w 5 down and lived upstairs2600m mortgage, I was able to rent the legal basement suite for 1600 month. With the extra cash, I bought 3 acres of raw land 170k, paying 1100m.Left the Macthat market has tanked for a new job in Vancouver August 2015 200kyr to 108kyr. Using my Fort Mac salary, I bought another 5 bedroom house in a hot market 645kw and stupidly put 5 down coming from an unsecured LOC. Mortgage 2900m. Have had that rented as a fully furnished executive rental until the last 4 months, with no tenants, and I am out of cash! Recap-HOUSE ONE- 2 separate suites rents of 3900month -expenses 500m NOIHOUSE TWO- Executive home rents at 3500month expenses200m NOILAND- 1120 month 0 NOIWith the prolonged drop in markets I would be underwater if I sold the Fort Mac house, and lose substantially on the land if I sold it. Executive rental is appreciating rapidly.My CC is maxed, my LOC is maxed, the interest is killing me, I cant afford insurance on any of the properties, and having the executive rental for4 months ate up the last of my savings. I need to take immediate action and dont know where to start. Any and all advice is appreciated!!  <response>: You need to increase cash flow. You are getting income from both rental properties so it doesnt make sense to sell those. As for the land sounds like even at a loss you need to sell and free up some cash flow that way. That or find a new job that pays you a lot more or a second job to supplement the first. If you built up any equity you can borrow and pay off the high interest credit products . Good luck 