<prompt> Human: Update: Incidentally just found this info this morning - congress trying to make freezing credit easier: Update: Thanks for your suggestions guys. I guess I dont know enough of what Im talking about to ask for help correctly. Freezing my credit isnt a solution for what Im trying to do, because im looking for something long term and permanent. As far as my credit score, its currently excellent. I have no credit card debt, and I pay all of my bills on time. I posted this just thinking about how Equifax got hacked a few months back and I wanted to make sure my info wasnt being used by identity thieves. Thanks for you help and if anyone else has further suggestions Id love to hear it.Edit: I guess what Im asking abt is identity theft protection rather than credit protection.  <response>: There is one, and only one, effective means of credit protection: a credit freeze with all three bureaus. Everything else is window dressing and security theater. 