<prompt> Human: So heres the deal. Im 18, live in North Carolina. And currently I have a car that is financed. I pay crazy insurance, plus a 160month car payment. But I only make 9hr. So my car payment insurance takes away half my monthly salary. Because insurance is charging me 312month. I got a quote for motorcycle insurance, and it would only cost 25month for an older motorcycle. My job is only 4 miles down the road. I do not commute very far at all. I feel like it would be smarter for me financially to just buy a motorcycle to drive the 4 miles to work everyday, and save my money up to buy a older car and own it outright after a few months of driving a motorcycle. My girlfriend Im with every single day, and she has a truck. So when it comes to not wanting to drive the motorcycle everywhere. We can always just take her truck instead. I know its approaching winter months, but here in North Carolina the winters really are not that bad. Just cold, but 90 of the time its just dry and cold. It only snows maybe once or twice a year. And on those days I could maybe just call an uber to get to work. And have a co-worker drive me home. And invest in some good rain gearcold gear to ride the motorcycle. What do you think of this? I see older motorcycles on Craigslist around me for 600-1,000 and I can do all my own mechanical work.  <response>: If you are that close to work, how about a bicycle for a couple months to speed up the process. No gas,insurance or maintenance... 