<prompt> Human: My parents got me a 2012 Ford Focus back when their credit was bad and now owe a lot more than its worth. My car isnt in the best condition and has a lot of miles on it. The car is still in their name but I pay my own car payments.Im moving to New Zealand in about 8 months and need to get rid of the car so my parents arent stuck making my payments and also so I dont have to make the payments while Im living in a different country. Whats the best way to go about this? Right now the best option weve come up with is getting it repossessed. However that would be a huge hit to my parents credit and theyve busted their asses to boost their score back up.  <response>: Right now the best option weve come up with is getting it repossessed.Thats literally the worst option.You need to pay it off. Either in cash, or get a personal loan. 