<prompt> Human: Hello,Please redirect me if I am posting this in the wrong place. I am desperate!Long story short, I joined a gym about 2 years ago and stopped going about 6 months ago. Around the time I stopped going, a credit card of mine was used fraudulently the Home Depot debacle and it was shut down and I was issued a new card. Unbeknownst to me at the time, this was the card being used for my gym membership. When I went back to the gym yesterday, I was told that my membership incurred over 150 in fees due to late payment and for the gym attempting to charge a card that declined. It is 100 my responsibility to update my CC information but during these last few months, the gym sent me NOTHING to notify me that payment was not received, which pissed me off immensely. In my membership, they have my home address, email address and phone number. I understand that the gym has the right to send me to collections for the remaining fees, but at this time they are refusing to cancel my membership until the remaining fees are paid. Ive already requested cancelation so that my account doesnt incur MORE fees, but the gym has refused. Is this legal?? Can they tack on more fees every moth after Ive requested cancellation?Gym is planet fitness if that helpsI dont have the original contract and Ive been unable to locate it online :  <response>: You are best off physically going to a PF location preferably your home location and asking for a copy of your contract. Also ask to speak to a manager and insist that they cancel your membership and provide you a final statement of charges. Dont leave until you have all of this plus a copy of your contract in writing, or a statement saying that this will be provided to you by mail within a certain time frame. They will obviously try to put up a fight or say they cant do certain things without so-and-so present or with a this-or-that... gyms do this intentionally in hopes that youll leave, give up, and just keep getting charged for not using their equipment. Their managers are managers because they are usually pretty good a smooth-talking, misleading you, or intimidating you into not cancelling. If you do not leave until you have something in writing saying you requested to cancel on a specific date and nothing in your contract stipulates that you are signed up through a certain date then you have just about everything you need. If there is no form for this then you or the manager can write it out on a piece of paper and the manager can sign it. As others have said, youll have to consult your contract, but I cant fathom a policy that would require you to pay a past-due balance in order to discontinue your membership. Their inability to contact you about this is sort of moot point. Theyre a bottom dollar gym and they probably make good money off of late payments so they dont have much incentive to contact you. You may want to consult your states laws about whether or not they have an obligation to contact you or not. 