<prompt> Human: I woke up this Sunday morning and was going through my emails. As with most people I get the daily email from my bank showing my balance and charges I made the prior day. This mornings email shows me -462.81 and I had around 2,000 in the bank when I went to bed. The charges are to AirBNB, Footlocker, iHop, and a few more smaller purchases. I am at a loss here, what the heck do I do about this? Who do I talk to, the police? How did this even happen? I have a 300 check out there that will be coming to clear very soon, this will bounce as well now. Plus I also made 200 worth of credit card payments online this morning. After the 3rd AirBNB charge, why didnt my card get flagged for fraud or even a call from my bank? I am so screwed right now!x200B; Ledger Balance 1,998.28 Available Balance -462.81UpdateWent to the closest branch and the teller was helpful in getting all the charges in dispute stats. There were 7 charges for a total of 2,403.92 and she could see where they kept trying after that, but those were declined. Apparently they were not flagged as fraud and were only declined due to my account being overdrawn. Being the charges were all out of state she did say the money will return fairly fast. I was also offered cash to get by on but declined, we have cash at home and credit. I inquired about real time alerts for swipes and was told Woodforest does not have that yet but they are getting it soon. I was also told to call in and get any bounced type transactions pushed through, and will not see any fees for those. Also I did learn of a new feature in the app, I can turn my card on and off at will. While this is nice, it can also be annoying. At the advice of everyone Ill be looking for a new bank. Ive already got a checking with Capitol One, will have to research their fraud protection. Thank you for all the help and advice!Assistant: For everyone that is saying to leave the Debit Card at home...How do you make purchases? I work all over Houston and eat lunch at various places throughout the week. What about trips to H.E.B. or for a coffee at the local coffee house? Honestly I am so accustomed to using my debit card I wouldnt get very far without it. I do have Samsung and Android Pay on my mobile device, but find that most vendors dont have this or it is never working. Being a Technician for the phone company we are often in :the hood and are encouraged by the company to not carry cash, as cash is gone once stolen. Yes many techs have been robbed out here, gets worse as the holidays approach.  <response>: I think that they were recommending you use credit instead of debit. Credit cards have much better fraud protection. As long as you treat it like a debit card, its good advice. 