<prompt> Human: Hello guys, So I just have a friend who used to work seasonal jobs in the US for a couple of years. After two years he decided to get a credit card and because he had a good credit score he got it. Now he finished his studies and got a job back home in Europe and decided not to go to the US anymore. However, he got into the habit of using the credit card all the time when he didnt have money. But the problem comes now that he was laid off from his job and he struggles with getting another job so he can pay his credit card debt. So my question is what happens if he wont be able to pay his debt in short and long terms?  <response>: Hell find out what happens next time he attempts to do anything of a financial nature in the US, or even seeks a visa to visit the US. Even if he never tries to come back to the States his deadbeat credit profile can hurt him in other ways. Read: 