<prompt> Human: I was hoping to get everyones input on the best way to proceed. Im getting married in a few months and Ill be buying my first home in a high cost of living area. The home that Im purchasing is right around 520K. I currently have 625K in an investment account and a yearly salary of 76K plus around 20K yearly dividends from a business where Im a silent partner.My question is, would it be better to pay for the house in all cash, or should I put a large down payment and take a mortgage? For additional info, I dont any significant loans, my only debt is a 500mo car payment that will be paid off in a few months.  <response>: Depends... what were you planning to do with that 625K? If you buy a house all cash, could you still achieve what you intended by saving and investing the money you would have used for a mortgage instead?If its just money sitting there with no purpose, sure, why the heck not?Though... call me a pessimist, but you may want to look into how the marital home is treated in the event of divorce. Where I live, the value gets split down the middle, even if one party owned in entirely prior to marriage. Thats a pretty hefty chunk of change. 