<prompt> Human: Hello!So long story short, I am to receive money left to me by my Aunt in her will. Reading the paperwork it should be about 44,000 and I will receive it on my 24th birthday which is in November this year.But thats not the issue. The issue is that my father is trying to by a home. I agreed to help him get to where he needs to be as far as a down payment on this house and he wants to try to get the house now.So, he told me to get into contact with a company like JG Wentworth or Peach Tree. He told me that they could loan the money out and that he would pay the interest and in time pay me back as well. Now, my Dad is not a scumbag and I have no worries at all letting him borrow the money to get the house now, Im worried about these companies. First of all, I know nothing about being a beneficiary of a will and what that process will be like let alone reaching out to JG Wentworth! Are there any options for me to get some of the money out early? Can these companies actually do that or will I need to wait till Im 24? Any information you can give me is deeply appreciated. Thanks.  <response>: I would imagine that the fees and cost would be quite high, but I have no experience with either company.On a side note if your dad doesnt have any down payment money maybe buying a house is not a great idea. There are a lot of expenses involved with owning a house. 