<prompt> Human: My fiance just got 100,000 from a relative. She wants to basically invest half neither one of us knows where to start and keep the other half as an emergency fund and to pay off all of our debts.Personally, I have 15,000 in student loans plus 2000 in credit debt, and I owe my school 4000 for dropping out wasnt able to keep up with full time work and school and just got destroyed by losing all hope and motivation and increasing stress.Her debts amount to about 5000.We have a daughter on the way in November, we are trying to find an apartment in the next month lease is up in October, no desire to stay where we are, and we plan on leaving the state in a year we hate CT. Between the two of us, our take home is roughly 60,000yr currently we are both going to be looking for new jobs before we jump state.My line of thinking is to pay all of the debts besides the 15,000 student loan. Its a govt loan so pretty low interest. That leaves us with roughly 39,000 as emergency fund and for when my fiance goes on maternity leave unpaid at her job.I just dont know what to really do as far as investing 50k. I would like to start to dabble in trading, possibly start day trading if I really get into it. Any advice on any part of this is more than welcome. Ive just never had more than 4,000 at once in my life.  <response>: Dont go into day trading; that has a VERY high chance of ending poorly. 