<prompt> Human: Just wondering if its common practice. When I first bought this vehicle in 2016 it was financed by Wells Fargo. I had the title with a note saying Wells Fargo was the beneficiary on the loan. sorry I forgot the exact word for this.I refinanced this vehicle in February 2017 using a local Credit Union. They asked me to send the original vehicle title so it would be updated, which I sent. Its been a while so I asked them if they should have sent it back to me and they said they wouldnt. They claim theyll only release the title after I pay the loan in full.I thought that was weird, but I cant say for sure if theyre right or wrong. Is it normal in this situation?  <response>: Thats pretty normal man. Its their way of collateralize the loan. 