<prompt> Human: Hi reddit. I need a little bit of advice on the best way to proceed. Weve become aware that our Roth manager has been hiding assets from his wife, mismanaging funds, and may even be guilty of fraud as he proceeds through his divorce. In short, we no longer trust him to handle our Roth. Im aware of direct transfers. Im more looking for the correct order of how to do things. Do I contact the new agent first to get things moving? How should I proceed?  <response>: Contact new provider and tell them you want to give them your money. They will happily walk you through the steps since they want your money. 