<prompt> Human: My car was totaled a couple days ago and my grandfather has offered to sell me his car for 1900 but he needs cash up front and I dont have it on me, and I need a car to get back and forth to work and school and I have no one that could lend me the money.  <response>: Chances are that you cant. Banks are very picky these days. If you do, it will be a very shitty rate. 