<prompt> Human: Im in college 20 yr old and would like to open a Roth IRA. I work part time and looking for the best place to start one. Unfortunately, I am unable to open one anywhere that has a 1000 minimum to open like Vanguard. Im looking to put 100 to 250 off the bat.  <response>: You have until April of 2015 to make your 2014 IRA deposit. Save that 100-250 until you have that minimum and then open the account. 