<prompt> Human: My employer provided me with a company credit card under the impression that these cards were tied to a business account. It turns out that the card was opened under my name and information and managed by my company. For a while, it was helping my score because they made payments regularly. However, business has increased and now the large amounts being placed on the card are negatively impacting me. My question is - will it hurt me to have them transfer the balance to another account and shut my card down so it stops negatively impacting my score?  <response>: Why is it in your name and not the companys name? You shouldnt be taking a debt risk for the company as an employee, thats what investors are for. You should be receiving a profit share for providing a loan to the company using your credit card, which is what you are doing in effect. This sounds really shady, either you arent providing enough detail or you are subsidizing the business. 