<prompt> Human: I am a junior at my university and need to take a loan out to pay for rent for my senior year. Ive been lucky enough to get through college without any loans until this point but need to get one now. My friends have gotten loans from different companies and their money is always distributed straight to the school and they cant use it for rent and what not.How do I get a loan that I can use for rent, bills, etc?Thanks!  <response>: AFIK student loans usually pay out to the school first to cover tuition residence if applicable and then any extra money on top of that is forwarded to the student directly. 