<prompt> Human: I am currently a University student who will be graduating soon. I already have a job lined up after graduation with a starting salary of 60k. My current student loan debt is close to 45k but other than that, I am currently debt free. The decent homes for purchase around my work cost anywhere from 95k to 150k. I feel as though signing a lease on a nice apartment in the area, they cost anywhere from around 1100 to 1600 per month depending on what is available would just be throwing money away. Especially since my mortgage payments would most likely be significantly less than what I would be paying in rent.Everyone I have talked to family as well as friends seem to think that renting would be a better option until I can pay off my student loans. Would it be intelligent to purchase a home right after graduation or should I rent until I can either pay off my current debt or save up a large enough down payment? Thanks in advance!  <response>: Dont even begin thinking about a house until you knock out a significant portion of your student loans. 