<prompt> Human: Im 30 years old and have a traditional 401k through my work with a 4 match. I just learned that we have the option of a Roth 401k with the same match. I dont have a Roth IRA outside of work and I was wondering if there were any advantages to one over the other when a match is involved.Assistant: Employer matches are always in tax deferred status, so its just a Roth or Traditional situation.Human: So with all the rave over Roth IRAs, would the obvious answer be to make the switch?  <response>: To be honest, the raving you get on this forum for Roth options is an oversimplification. Which is best for your depends on your own circumstances and making difficult predictions about the future. The most important thing is that youre putting significant savings in a tax advantaged account. Personally, I like to hedge and have a significant part of my retirement split across both types. 