<prompt> Human: I heard about a high interest savings account through Monobank from a number of sources. Allegedly what theyre doing is theyre engaging customers through a high interest rate of 21 on savings accounts if they can walk 10,000 steps every day. I wanted to see if anyone here had any thoughts or opinions on it. If this is legit, is there any way for American citizens to open a savings account through this bank?Here is the info for their deposit options. And here is the link to the website.Assistant: Alright the inflation is super high on the Ukrainian currency which is why they have a high interest rate. They wont give you 21 on a US dollar account. Human: Could you explain how that works and why it wouldnt yield a 21 interest rate?  <response>: It would be the currency is losing a similarly high amount each year. So if you had 100 in there and got 121 back, but the value of the currency declined to the point that it takes 120 to have the same purchasing power as 100 the year before you arent really gaining. 