<prompt> Human: I allowed my son to use a site called patreon where he post his art work and users donate a small charge in exchange. I had just open my son a high school checking account with my bank and was happy to see him earn a few dollars for him to spend however he wants. The amount grew so large so fast over the course of 15 months that we would like some tips on how to best utilize his income. His plan was to keep saving it up until he gets to univeristy and pay it off right away an not have to worry about loans. He hopes to earn between 2-3k a month so that he can make that a full time job while at school. He is very reposible with money from what I have seen. Not speeding it as soon as he gets it, but I want to know if there are better options for him.  <response>: Just know he will have to file a tax return on the earnings. Make sure some of that money is set aside for that 