<prompt> Human: Age 53 - CanadianI recently hit a significant milestone and for numerous reasons I feel reluctant to share with family and friends so I thought Id share my success story here and see if anyone can benefit from my experience.I set savings goals for myself in high school when I learned about the power of compound interest. It was a time where interest rates were astronomical compared to today and at the time it seemed easy to accumulate wealth. My initial goal was to invest 10 of earnings or 3000.00 per year Whichever was lower until retirement. This coupled with 10, or greater, interest rates at the time would guarantee that I become a Millionaire by retirement. As you can imagine, there were some hiccups along the way but for the most part, Ive kept up to my goals. Heres how.- I never put more purchases on a credit card than I can cover with cash. I always paid the full balance. Other than a couple of times where I forgot to pay it or accidentally paid the wrong bill, Ive never paid interest on any of my credit cards- When I bought my home, I took advantage of every 1st home buyers plan I could. I had saved 25 towards a down payment to avoid requiring Mandatory insurance- I made extra payments towards the mortgage whenever possible- The home was paid off in less than 14 yrs.- With the house paid off, I secured a line of credit for 75,000 that I use rarely if ever. - I bought my first new car using the line of credit and paid it off in less than 3 yrs. Then I bought my second new car which was paid off in 2 years- All along Ive been investing my 10 or 3000.00 per year. Mainly in mutual funds and registered in what Canada calls RRSPs which are tax deferred. What this means is if I invest 3000.00 now, the Gvmt will refund the Tax I have paid on that money. When I withdraw the money, I assume Hope it will be at a lower tax rate. In the meantime, I can put the refund to work. Typically, I would increase my investment by the amount of the refund. e.g. if 3000.00 would return 1200.00 then I would invest 5000.00 to get a 2000.00 return.- As my wage increased, I increased my investments accordingly- If my work had any investment incentives, I took advantage to the max. At one point, I had 8 of my paycheck withheld and the company was matching with an additional 8. Free Money, Id be crazy not to.Im sure Im missing a couple of highlights but those are the ones that stand out for me. Yes, Ive made lots of sacrifices along the way. Ive never bought anything I could not afford. I didnt get off dial-up internet until around 2004. No cable, No TV, Didnt miss it. Game system were bought on Rewards programs and my computers are fairly basic. Edit: forgot to mention a wife and 3 kids along the way. My wife was stay at home or at best part time until 2010. Results: - Investment Balance 600,000.00- Property Assets 400,000.00Yup, technically a millionaire, and proud of it. and just had to share with someone.My road map to 65 has me at 1.2 - 1-5 Mil in investments by retirement. Id be happy to answer any questions if anyone is interested  <response>: Way to go!!We need a success story flair here on rpersonalfinance 