<prompt> Human: More than any time in my life so far I feel like Im becoming helpless with my financial situation.-I have 240 to my name-I just got a new job 10hr but only work about 10 hours a week right now-I also walk a dog morning and evenings during the summer for 30 a day real nice deal but will soon be cutting back to only walking in the evenings-I just moved in with my grandmother so I dont pay rent or utilities however I am concerned about burdening her with the extra costs when I should be paying for my own food, clothing, etc.-Ive applied for food stamps but my financial situation has changed so much in the last few weeks that Ive not yet reported my new wages so I have yet to be accepted for them.And heres where things get tricky...-I have an outstanding maxed-out credit card bill of 999.00 -I owed 470 for school loans YESTERDAY. I sent in paperwork to reflect my new income but some of it was missing so it didnt go through in time for this month. -I owe 152 per month for a loan on my car I bought in October.-I owe 1600 for a dental procedure by September. Right now its with 0 interest, but once September rolls around it will increase to a whopping 26 interest.-I owe 35,000 in undergraduate school loans and am about to start my Masters degree with no financial scholarships or awards. I will owe more than 60,000 in loans by the end of school.Ive been saying to myself that this will all work out but each day I grow more weary that its not going to be easy or that it may be too late to fix this. Ive never been one to balance my finances and now Im learning the hard way. Please help, is there a way to organize this mess Ive made?? I will do what it takes, I just need to have a plan and guidance. Ive been pretty irresponsible but its because I can barely take care of myself. At some point you just want it to go away and ignore the problem and Ive been depressed.  <response>: may be too late to fix thisno it is not. not by a goddamn country mile. your first priory is full time work. pound the pavement. apply anywhere that will read your resume. you need a job like you need food and water right now. take anything full time, even if its a pay cut. will be honest with you, it will be hard to not take a pay raise.when you are not applying for jobs and working take care of nana. clean, cook, laundry, etc. whatever she needs big or small, you are her keeper. 