<prompt> Human: Help! Im budgeted to death. I have car payments and Insurance. Cant find adequate affordable SAFE that includes not getting ripped off by Craigslist scams housing, and cant save up for even the deposit on an apartment and one step from homeless literally every month. Running out of couches to sleep on. I am really good with money WHEN I HAVE IT. I think one thing people forget is income is not a gurantee and if you ever run into bad credit youre not even going to get a student loan for college if you have nobody to cosign. 31 years old. Never thought Id see myself purpetuating the cycle of poverty my parents were in, but here I am. Count your blessings everyone. Im gonna be honest Im lucky I have the job I have.Assistant: Get a higher paying job or a 2nd job paying at least 10hr.Human: It was almost impossible to find this job. I already work 40 hours a week and live too far away from everything for a second job. And I may not even have that place to live at the end of this month. Im already stretched to my limit. And lets not forget gas prices. 30 minutes drive one way with gas at 3.30 a gallon atm.  <response>: Ive worked 55 hours a week for the last few years. Its not ideal, but 40 hours isnt some magical limit on how much you can work. 