<prompt> Human: The psychological part of personal finances are killing me. Im so backwards and could use some help. Im married with four kids, we do good. But I have paranoia over spending on small things, sometimes necessity things, when my wife grocery shops... I sometimes have these you only live once moments then have buyersspenders remorse then next day.What this all amounts to is that my discipline is Horrible. Weve used spreadsheets, weve used YNAB, weve even done the Dave Ramsay approach. I know, suck it up buttercup. But I truly want to do better, my biggest weakness is that Im faced with problems prioritizing life over money and vice versa. I find Im ALWAYS saying lets find a cheaper way to do this or are there any discounts or thats too expensive and I feel that impacts my wife and kids. I just keep looking for the right path, where should I invest? Should I be selling my house? Do the kids need new clothes right now? Should we go out for ice cream tonight? We just went two nights ago? Etc etc Maybe I need a therapist and a financial counselor lol but the stress I deal with on a daily basis related to finances I think is making me sick and slowly killing me.Any advice, negative or positive would be amazing. Reading about people who have 200k in the bank makes me feel like a complete failure and that Im a terrible father and husband. I just want to feel like Im winning for once.  <response>: Dont compare yourself to others. This subreddit especially has selection bias.It is not healthy or normal to obsess over finances to the point where you make yourself sick or you feel like its killing you because of the stress. You should definitely make an appointment to see a therapist or counselor so you can learn what the right middle ground is. 