<prompt> Human: My ex wife suddenly and unexpectedly passed away a couple of weeks ago. When I left her, I agreed to cosign on a car to help her out because we only had mine.Now I am stuck with a 2015 Kia Optima with 20k miles with multiple dings from her recent alcoholism which is also what ended her life early. She owed about 19k on it still and I cant afford the payments.My car is a 2014 Hyundai Elantra with about 85k miles and I only owe about 6k. I am very happy with this car and would have kept it for at least two more years.I think I am just going to have to trade in both this weekend and get some cheap used car and just bite the bullet on the negative equity in her car. Is there anything else I can do or do any of you have any advice for me going forward other than dont cosign on a car for your ex wife?Thanks!Edit: After some of your posts I called Kia for clarification. My apologies ahead of time, credit and finance are not my forte Im an IT guy but I admittedly should know more about it for someone my age. Her car is actually in my name, and she was a cosigner on the loan. According to them I need her death certificate which I now have to remove her from the loan. Im waiting to do that until I talk to the executor however, as I dont want to somehow eliminate myself from any potential payback from her estate should any money exist.  <response>: If you cosigned and your ex wifes name is on the registrationtitle, you wont be able to trade it in. It becomes part of her estate. Your best bet is to find out who is going to be handling her estate, and put a claim in against it. If she had any retirementbank accounts there may be money to go against the debt. Also, some dealerships sneak a life insurance policy into the deal at closing. You may want to check with the dealership that sold the car and see if there was life insurance attached to the note to pay off the car. Sorry for your loss. 