<prompt> Human: I also received a check for 112 dollars.What is this money from? I assume its because Ive escrowed and paid the premium for the year already and they are sending it back to me, minus the months that they have insured me. Do I have to give that money to my next insurer? They didnt ask me for a check upfront, they just took my loan and bank information so they could set up the escrow, I assume.  <response>: Yeah, that money is yours. It might be smart to save it because youll be paying for your new policy soon im sure. 