<prompt> Human: So I screwed up, ended up switching jobs and going through a custody battle with my daughters my mom, and now I have about 4000 in credit card debit that I cant even afford the minimum payment on. Its spread between 3 cards and Im already a month behind. Ive ate through my savings and basically live paycheck to paycheck. Is there anything I can do? Should I try consolidate my debt?  <response>: Budget? Income? Savings? Interest on the debt? Minimum monthly payments?Relax, 4000 isnt an insurmountable amount of money. Get your finances in order and a repayment plan can be figured out. 