<prompt> Human: Im jumping the gun a bit here, I know. Im single and unmarried, but I want to start putting a small amount of money into a 529 for any future children I have. However, it looks like you need a SSN to open an account. Ive seen some references online that it is possible to transfer funds in a 529 to a direct family member, but Im not sure what the tax implications might be. Has anyone done this? Is there a better way to go about what Im trying to do?  <response>: No, but you can open one for yourself, and you can change the beneficiary to someone else in the future. Though I dont think it is often recommended unless you are already maxing out all of your tax advantaged space in retirement accounts. For example, a Roth IRA will grow tax free just like a 529, but it has more flexibility with investment options and how you can withdraw from it. 