<prompt> Human: I have an emergency fund. Thats about 10K. Ive recently had some expensive repairs that Ive put on a credit card. So I owe about 5k on a card. That will probably grow to about 6k. After the holidays. Should I use my emergency fund to pay off the card? Or work on paying it down after the new year? Im of 2 minds. The emergency fund is for unexpected expenses. Like repairs. But I recently got laid off. And got a severance, which is where the emergency fund came from. And I am scared to touch it in case something else happens. At the end of the day. I have 2 vehicles. One is paid in full and worth about 15k. I know I could sell it. And be out of debit and add to the emergency fund. But. I like having the two vehicles.  <response>: Credit card debt is an emergency. Pay it off. 