<prompt> Human: I bank with PNC. I bought a bunch of steam games in two transactions before Christmas when the sale first came up. I checked my account when I was finished, the money was pending.Two paydays happen 25th and 1st, and I decide to check my account, saw I had good money, and went hardcore grocery shopping over this past weekend.I woke up yesterday to the first transaction being posted to my account. I thought weird, but I wasnt in the red, so I didnt freak out. I looked at my account, and there were no other pending transactions from Steam and I didnt remember the second transaction so I didnt worry. I woke up today to the second one being posted and an email sent at 2:47 saying I overdraft.Do I have any options? Am I really going to have to eat these overdraft fees because my bank hidremoved my pending Steam transactions and showed I got my money back?Edit: If your answer to the question what are my options is you should have monitored your own finances, I dont need to hear it. That is obviously the takeaway from this situation for future account management. I want to know what I can do about this right now.Edit: Thanks for the downvotes for being offended when I get annoyed you answer the question Im not asking despite it being edited into my post for over an hour.Edit: Ive gotten a solution and an explanation Thanks.  <response>: Its called personal responsibility. In any case, give them a call and if you have had the account in good standing they will likely waive the fee. Other options are: If you have a savings account, ask them to link them together - so if you overdraft your checkings account, they will take it from savings instead of charging an overdraft fee. Sometimes this feature comes with a fee on its own, like 1.5 every time it happens Ask them about an overdraft credit line. Some banks offer a high interest rate overdraft credit line. So when this happens they take it from the credit line and you avoid the overdraft fee. But make sure you pay off that credit line ASAP. Finally, I would recommend avoiding using your debit card to pay for things online or offline. Higher risk of identity theft and less protection against fraudulent charges. Not to mention you can avoid overdraft fees, but you run the risk of getting into debt if you are not careful. 