<prompt> Human: I am 22 with a Computer Science degree, and my lovely girlfriend is 21. I currently am working as an IT Technician been employeed for 7 months at a rate of 15 an hour, 40 hours a week. My girlfriend currently works as a nurses aid making 11.50 an hour, 30 hours a week. We have 3000 to our name, a 2012 reliable honda civic and a 2004 beater honda civic. We have about 2 months left at our current apartment, and we did have plans to move across country away from family but unsure about that route anymore. We think it may be best to stay close to family during this time. It is important to also note my student loan payments will begin in December which i would say are roughly 1000 a month. I have roughly a credit score of 750, with a 3,500 discover card. She has a credit score of 580 with a 250 victoria secret credit card. She is interested in attending a 500-hour program for holistic medicine and herbalism for roughly 3,700. However the school is across country away from family. I have approximately 1 year of bartending experience and have working in restaurants for about 5 years. She also has around 5 years of resturant experience. I mention this because we both made more money working in restaurants but were unhappy and needed change. I need to know how i can best make us finicaially stable so we can raise a child without concerns about our finances. Im gonna be a dad!!!  <response>: Mostly reposting from my comment to your other thread.Your first step is to convert all that information into a clear budget. If your income exceeds your expenses, including kids, then you can get onto the next step of planning savingbuyingetc. If not, then youve got different decisions to make. Family support is really valuable both emotionally and financially so your thinking there seems sound.And sorry, but...you know what they call holistic medicine thats been proven to work? Medicine 