<prompt> Human: Hello,So a couple weeks ago I stumbled onto The Dave Ramsey Show podcast and from listening for almost a month now I feel like I am going to get on board with the 7 baby steps.That being sad I just wanted to know if anyone or does anyone know of anyone who actually went through this and how successful were youthey? I know this takes time and dedication and I am not looking for a overnight get rich scheme because this is nothing close to that or even applies to that in any way. I would just like to hear some success stories or if anyone had problems with this?Thank you  <response>: Yes, these steps are very successful and I personally know several people who have been helped to get out of debt and get their budget in order. His advice is particularly good for people in debt and for couples to learn to budget together.His long term investment advice is terrible but fortunately by the time you are ready for that you will have outgrown his single minded focus. You can get good investment advice on reddit surprise and on bogleheads.org but your best option is to educate yourself. Be very wary of dealing with financial advisers who almost always are not helping as much as you think they might be. 