<prompt> Human: Im self employed for the first time in my life. I think Ive got the basic down with the writeoffs and what not. Im wondering about the best way to save the taxes I have to pay at the end of the year. My fiancee suggested our savings account, but I was thinking a separate place where its essentially out of sight out of mind. Something that stuck out to me was the Aspiration Summit Card. It seems they have a good interest rate, and I can just use the card to pay the taxes at the end of the year without worrying about transferring and writing checks. Just looking for input here as I can;t afford a huge year end screw up.  <response>: Although I contract rather than directly self employed I recommend keeping your business accounts very separate to your personal account. Pay yourself a living wage like an employer would, either weekly or monthly direct debit into your personal account. you can always pay yourself a bonus if you need to !Then any tax you need to pay personally should be clear and easy to calculate. Any additional business tax would come out of the originating account. And if you keep all your business purchases out of that one as well, then it should be simpler to see what you can and cannot write off against tax. 