<prompt> Human: Short story: Im going into senior year of undergrad. Ive been told that the undergrad limit is 90,000 USD. Im at 85,000 and need 20,000 more for the upcoming year. Ive heard of people taking out way more than 90,000 for undergrad. How is this done? Thank you.  <response>: They seek out private student loans.Why do you have so much debt? Its likely too late to switch schools now, but I hope youre in a major that will help you find a high paying job. Few college students fresh out of undergrad make enough to afford the student loan payments that youre going to have. 