<prompt> Human: So, Im 25 single dad, his mom ran out when he was six months old he is almost 9 now, I have a lot of medical bills his and mine, he is a type one diabetic so things are a little rough will medical bills, I have a couple pay day loans and and I got screwed over on a car loan a couple years ago, I have finally decided to file for bankruptcy but Im nervous about and stressed out, Im pretty sure this is the right thing to do and it will give me and my son a second chance, if you have any advice it would be great to hear it, thanks  <response>: Youve given almost no details. Whats your income? How much data you carrying? How does it break down? 