<prompt> Human: So, everyone seems to talk about retirement like it is this grand end goal, this wondrous destination. I hate it. I love my job and my work. I have consistently loved it for over 16 years and it has always been the focus of my life. I was once told by a coworker Well, not everyone loves their job as much as you do. And I guess everyone is different, but spending 8-12 hours a day doing something you do not love sounds like insanity. So, I am doing what I love.Everyone who I have seen retire has suffered cognitive decline. Many become alcoholics-- Indian reservation casinos are littered with the husks of people known as retirees. Withdrawn from work, their social networks have collapsed, and their lives are of generally no consequence. Being out of the game compels them to gamble to feel a sense of meaning. Pretty much, I would rather be dead than retire. Or, by the point that I reach the point where I have to, I would already be functionally dead. Given this, I am trying to figure out exactly how I should go about saving. My goal would be to leave as much wealth as possible to my family. Thus, IRAs seem like a good deal. But a riskier approach of keeping the powder dry for real estate investment I already own three rental properties full cash sounds more tempting because I feel like I have less to lose than other people. Has anyone else been in this situation or does anyone have advice on how to change my plans to account for it?  <response>: For those who love their job, and dont want to retire, good for you. But, around age 60, unless you are in top management, they will start looking for ways to get rid of you. You will be perceived as change resistant, paid too much, and blocking the advancement of younger employees. Happened to me, I got out at age 60 and it was the best thing for me. 