<prompt> Human: Some more context: New build of a home was available which required a 10,000 deposit to reserve Parents wrote me a check for 10,000, which a week or so later, I wrote the company a check for 10,000 My wife and I lets be real...mainly my wife added some options to the house which required an extra deposit of 29,298 Parents wrote a check directly to the company to cover the extra deposit After our condo sale closed, I wrote my parents a check for 39,298 to pay them back for the original deposit additional options depositWhat should I do regarding the loan officer for our new home asking for gift letters for both of these deposits? Any advice is appreciated!  <response>: You paid them back so it was not a gift. Perhaps the letter should state that they loaned you the money and you have paid back that loan in full. 