<prompt> Human: Here is an image showing the budget I just set up on Mint: I should not that Ive liberally rounded up on some things to ensure that if anything, I have extra money.Thoughts or tips? Anything Im missing?I should note that the utilitesrentgroceries are just estimated. Im actually living with parents right now, so I spend very little on groceries and dont actually pay rent or utilities yet, but Im looking to move to an apartment with a roommate soon.Ooh, also I should note -- I get paid bi-weekly... about 872.50 post-tax on a paycheck.Assistant: I see a glaring oversight - youre not saving anything. Youve maxed out your budget without putting aside any savings. I know this isnt exactly related, but is there a chance you could continue to live at home until you get that student loan debt paid off? Think about it - instead of putting 330 a month towards it, you could put 830. It would then give you a lot more of a buffer in case something does go wrong. Youre probably craving that independence arent we all at that age?, but staying at home a little longer will set you up quite well in the future. Human: I would like to do that, but I have about 70,000 dollars in loan debt. At 30,000 a year, even living at home, I think it would still take me 10 years or so.I should also mention -- I am actually saving some, I guess maybe I should make a more conservative budget that reflects that. I was originally planning to set all of the fun stuff amounts liberally, and then save what I was fairly certain I wouldnt actually spend. Thats probably actually not a great idea now that I think of it.  <response>: Always pay yourself first. 