<prompt> Human: A lot of this can be put on me for not thinking ahead, but I seriously dont know what to do here. Im working as much as I can right now, and while I dont have a job for my degrees caliber, I feel like my two jobs should be able to pay these loans, but they cant. Im still finding myself late or completely out of money.I have an art degree in a major I didnt really want due to unforeseen circumstances while I was going through school. Its a long story, but the gist of it is the major I wanted to be in required internships that they didnt help you find, you had to pay tuition to the school to have them count, and that were required to graduate. I ended up switching majors in the last year to something I could graduate in. Its been a few years since I got out of school, and Im constantly struggling to pay these loans. I work two jobs, one where I work most the week and make about 15 bucks an hour and another which is freelance, and erratic, that I make about 18 an hour. I have a third job coming up as well, but thats freelance too. And it sounds like it may not be worth it.I have two loans total, one federal and one bank. The bank loan compounds around 370 dollars a month while the federal, if I dont defer, is around 330.Thats 700 a month that I just dont have. I can defer the federal loan for the third time, but that still doesnt help with the bank loan which wont let me defer unless I declare bankruptcy.I really dont think it should be this hard for me to live a normal life after college, with or without well-paying job, but it seems like it is.I dont really know what to do from here... Can I get some advice?  <response>: Do you have a budget you can post, so we can help you out with the numbers? If you dont have one, there is mint.com, YNAB, and spreadsheets on the side to get you started.Also, it would assist us to post the loan current balances, the min. Payments, and their interest rates. There is also rstudentloans for more support and advice. 