<prompt> Human: I am selling a car. Buyer is saying she will pay part of the money now and will pay the rest over time. 300 now and 250 per month later. She is saying she will draw up a promissory note to that effect. Should I accept? Or is this a scam?  <response>: If she wants a payment plan she could just go to a bank to get a loan. Unless the bank wont give her a loan, in which case why on earth would you? 