<prompt> Human: About 6 weeks ago I stumbled upon this subreddit. To make a long story short Ive quickly gotten rid of 1500 in debt by making small changes and gotten rid of my credit one bank credit card which I have read to be toxic. As a 25 year old that was financially irresponsible and stupid, this subreddit had made a quick change that I hope to last forever. Thank you.  <response>: Id like to take a moment and say you got it bubby on behalf of the entire sub. 