<prompt> Human: So I graduated a few years ago and Ive been paying off my debt to the federal government. Right now the debt which Ive checked on is at about 40k. Then I have one smaller private loan through Navient which Ive also been paying. My Dad has recently informed me that hes been having to make payments on 4 Federal parent plus loans through AES SunTrust that total 41.5k. Hes also paying 2 Direct Parent Plus loans and a federal plus loan totaling 31k. So it comes out to about 112,500. My issue is I went to a in-state school that wasnt private, and costs about 11,000 per year as a full time student. I worked my whole way through college and definitely didnt have and extra 50k lying around from loans. My question is how can I figure out where to start with all this? How do I make sure these are all legitimate? Thanks in advance.  <response>: You can contact your school for an accounting of all of your school costs and loans applied but if he paid for any of your living expenses off campus then that would be something you would have to figure out between the two of you. 