<prompt> Human: Generally, a bad idea, I know. However, here are my circumstances: I need to buy a cheap car for my business, my CL on said card is 50k 037; APR until August. The car costs around 10k, so I would still be under 3037; utilization. I plan on paying the card back ASAP as I have the funds available in my checking account. The reason why I want to pay with the CC is because of their rewards program and this purchase would bring me plenty of points. Is this a good idea? Are there any downsides? Also, if its fine, how soon should I pay the balance? Thanks!  <response>: We did this about twelve years ago with a 10k car and the dealership didnt even blink an eye. Tried to do it again in 2015 and another dealership would only accept 4K on a card. I guess theyve changed their practices over the years. 