<prompt> Human: I really need to look at my credit score asap. I am almost a ghost. I had a car that was several months behind but I recently paid it in full. I have no idea what else could be on there and I am unable to get my credit score because they can not verify my identity. They all say I have had a mortgage but I have not. Does anyone know how I can get a credit score since all the agencies at annualcreditreport are not helping me?Assistant: First off, they wont give you your score. They will only give you your report.Secondly, the answer is sometimes none of the above, which appears a lot on thin files. Nothing to be concerned about. At this point they simply cant verify your identity, which is a security measure in your favor.I would submit a mail-in request with the proper forms of ID, and see what you can do from there.Human: Ill do that. This is all looking so strange. They have asked about 4 or 5 personal loans from banks that I have never heard of. Ive never taken out a loan anyway. I thought my problem was going to be that I use cash for everything... hmm. Im starting to think there is some tom foolery going on around here.  <response>: Right, so to verify you are you you would select none of the above. If you have no credit than you have nothing to verify other than you did not have a loan. 