<prompt> Human: My parents are going through a messy divorce and had taken out a Parents PLUS loan 11 years ago when I went to college. My mother told me at the time that it was something they wanted to do to help me, but now that my father is going to have to deal with paying half of it on his own, he is asking me to cover 13 of the remaining loan the total is around 55,000I understand that I am under no legal obligation to pay this loan, but I am worried that if I dont pay, I will lose my relationship with my father who is currently unable to pay even his own bills let alone this additional expense. Assuming I want to bite the bullet and pay my half, how could I set this up? My wife and I make a combined 60,000year and have about 75,000 in debt almost exclusively student loans between the two of us. I dont believe I could possibly be approved for a loan to cover the amount. What are my options?  <response>: You arent responsible for their debt. 