<prompt> Human: Im hoping this is the appropriate place to post this, and if not, someone might be able to lead me in the right direction. I was very young when I started my BA and put myself in 20k worth of debt before I even had a job. Something I regret now. Although Im not struggling to manage it, Im looking at decades worth of payments. That being said, Id really like to go back to school and get my Masters in Social Work, but I dont want to bury myself in debt. For informations sake, I live in Florida.Any idea how to even start to figure that out?  <response>: I have an MSW. I make 37k a year in the south. Probably not worth the 65k in student loans I now have. Edited to add: good news is the PSLF program will hopefully forgive my loans after 10 years. Well see. 