<prompt> Human: Hello! I am a college student who will be moving to New York City by myself in Exactly 1 year. I plan on moving in with a friend who lives in New Jersey until I get a job and place of my own in NYC. The train into Manhattan is 20 round trip. I will be looking for a job as a bartender or server because I have experience. It should take me about a month at most to get a job. How should I go about this? I plan on taking a semester off from school so I wont be starting until 6 months after I make the move. How much money should I save up? I dont know how much Ill be spending on an apartment because it all depends on my job. I also have a car loan that I wont be able to pay off when I move to NYC, so I was wondering what the best course of action for that is. Should I sell it to who and how should I go about it? Thank you! Im sorry its my first post so if you need more information let me know.  <response>: Unemployment rates are higher in NYC than in the rest of NY state and higher than the national average as well. Sounds like a bad idea to move there without a job. Why cant you finish your degree and then try to find a job in your field there? I would imagine theres a ton of other ppl looking for jobs in food services, except they all already live there, giving them a one up on you. 