<prompt> Human: At the moment Im living pretty far away from work 1 hour and am using about 70 of my incomeafter taxes and my 401k contribution on student loans. However, I am currently living with my parents, and at some point would like to move closer to work. Am I crazy for paying off loans at such a insane rate. I started paying off my loans quick because I want to contribute to the loans my parents took out on my behalf, however, I still have about 9 months of payments on my personal loans, however I feel isolated from a lot of the people I used to know and dont have really any local connections anymore, but more so the commute really really sucks. As well, sometimes I think about my classes in economics about how often debt is not terribly bad, and one should invest their money in the thing that will get them the most returnnot suggesting that moving out would get financial returns, but that paying off loans at such a aggressive rate might not be the best decision compared to others. At the moment I have about 29k debt, and am paying off 2k every two weeks. My current plan is to finish paying off loans, wait a month or two to build up a savings account, and then move out, spend somewhere about 1.4 ksome places close to work cost as much as 1.6-2k a month every month on rent, 600 bucks on other things, and somewhere about 2k each month after that on my parents loans.Should I stay the course or consider moving out earlier? Assistant: How much do you make that you have 4k disposable per month? Human: 100k, or 2.3k every paycheck. Remember, not currently paying rent or a mortgage, which helps a lot.  <response>: Hey man good for you. Thats huge fresh out of college. Continue to pay off the debt for a few months until its gone and then its a monkey off your back 