<prompt> Human: Inspired by the post on the front page, from the dude who has 70k saved because he just cant spend any of his money - I have no idea how you do that. I was talking to my partner the other day - we were discussing what we would do if someone handed 15k to do whatever we want with. Even assuming I didnt spend it on smart things, like debt or retirement savings, I could go out and blow 15k in the blink of an eye - hobbies, traveling, lessonsclasses, itd be easy. My girlfriend was the opposite - she was saying well, maybe traveling for a little bit of it? maybe Id give some money to my parents, help them out?Im just so... jealous, honestly, of people who dont feel the constant urge to spend their money. Every day I come up with something new I want to do, or buy, that gets added to the constantly growing list in my head of things I want, and it never ends. How do I change myself?Assistant: What worked for me: Start thinking of your money in terms of its earning potential. Each dollar you earn is now a little employee standing ready to go work for you and earn you income. If you spend that dollar, youve fired your free employee. When I think about an index fund earning 8-10 per year with little to no effort, and my little employees in there just working for me, it becomes almost painful to think of spending them now and never letting my labors multiply. When I just thought of saving a dollar for a future date, I couldnt connect with the idea. But when I think of the dollar working for me and then those dollars working for me and the compounding and my future independence from having to work, I get more excited than about any of the individual things I wanted to spend it on. I earned my dollars, and Im not letting anyone else get rich off of them. Human: I have problems with long term thinking and gratification. Retirement is 40 years off. I have no concept of where Ill be or what my life will be like in 40 years, but I have a great concept of what I could do if I spent 500 dollars on a hobby next month.  <response>: Me too. Man I cant tell you how much I understand where youre coming from. My wife and I are on a plan now to be able to retire not that we will, but that well be able to do whatever we want with our lives then in less than 10 years, and its entirely due to getting excited about cutting expenses. Once the target time period got compressed so much, it all started to make sense to me and became a lot more tangible. Check out some financial independence subreddits and podcasts. 