<prompt> Human: My mother has always had some amount of credit debt, until one day my grandfather died, she inherited some funds, and it finally pulled her out of the mess.Right now she is living in a half renovated house, she has no money coming in to finish the job, and has no intention of looking for full-time work.The total value of the house on purchase was 500k, she invested 200k from her inheritances, and borrowed 300k from the bank. When she ran out of money to continue the renovations, she began taking out credit cards to pay off her mortgage and feed herself.From what information i can get out of her, she spends roughly 400 a week on mortgage, between 100-300 on credit paymentsbills, and around 200 on food.She is very dramatically hemorrhaging money but is absolutely convinced this is what she wants and she is happy, what advice can I give her? How can she get out of this mess with as little loss as possible?  <response>: She obviously understands that no income but non-zero expenses mean there is a problem. But if she is not worried then she probably has a plan.it may be a bad plan like thinking she can just dodge the creditors forever, or that she will just declare bankruptcy, or she is actually bringing money in but not in any legitimate form of enterprise. But still, she knows she has expenses and yet she will only tell you that she is happy. My guess is she doesnt want you meddling with whatever she has going on. 