<prompt> Human: Hi rpersonalfinance. Long time lurker, first time poster. I am moving soon and will be saving a few hundred more dollars on rent per month. I am trying to decide between putting that money towards my student loan payments or towards retirement savings. Relevant information: My current student loan balance is 30,165.90 with a 5.537; interest rate. My employer matches my retirement contributions. Id appreciate any advice - thanks in advance!  <response>: You should max out your matched contributions first.If you still have extra after that, put some towards extra loan payments. 