<prompt> Human: My wife bought a house just right before the economy crashed in 2007. She bought for 150k or so, and we currently owe 105 on it. Based off Zillow and other alike sites, I think we could probably get 100k for it. We moved out of there 5 years ago, and have been renting it since. Despite making a small bit of money monthly off of it around 150 a month profit to us, its been a complete pain in the ass. Its in a not so great part of town, and sadly, our renters have been pretty shitty. Weve had 3 in 5 years, with large gaps in between each of those 3. Since renting weve done non stop upgrades to appliances, fixed multiple plumbing problems - basically turned any money we made off of rent a wash.So now were faced with our latest renters not paying rent, and about to be evicted. Really not looking forward to this process again. So what Im wondering is this: Do we sell the house, and take a 5 to 10k loss, and cover it with a home equity line of credit we recently opened? We are getting 1.9 interest on the HELOC. TLDR Recap: Own rental property that we owe 105k on, is worth around 100k Have to get new renters, which can take months, and typically theyre shitty ones anyway Separate from rental property, just opened a HELOC. Getting 1.9 interest on it. Do we take a 5-10k loss on rental property and sell it, and use HELOC to cover the loss? Or keep paying off for another year or two, with the risk of shitty tenantslegal feesno one in the house while searching for new renters  <response>: Put it this way... Would you pay 5000 to destress and get rid of a terrible headache forever? 