<prompt> Human: I started working for a startup about 2 years ago. Theyve been growing very quickly, where I joined as employee 20 something, but now were at 80 and there isnt a slowdown in sight.I started as an associate to a client facing job and learned it well. Jumped up to manager after just 6 months. I went from 40k per annum to 52k per annum and then they raised me again to 56k per annum at my 1 year. It was just announced recently that my position would be eligible for profit sharing and after doing some math, it looks like I would be earning total compensation of 90k on the low end and 110k on high end.However, one of the people at my work offered me a Business Analyst position. I would be the first person in this role and be in charge of creating processes that affect every division within the company. They offered me 70k. Since this position is still a bit undefined, I would have a lot of ability to define it how I want and as growing startup expansions usually unfold, Id probably get a quicker opportunity to a director position than I otherwise would.I know my current job now, Im good at it, and I enjoy my life. This 90k-110k range will only grow because its calculated based on how many clients youre in charge of Im around 60 and they think max capacity will be 100. For this new role, I would get to learn a lot more than I already know, expand my knowledge base about other business sectors, and make myself more marketable in the long-run.Im not sure what I want to do. I can see the potential of this profit share in a year reaching closer toward 140k. Im not sure accepting this new job is worth it when I have credit card debt, student loan debt, I want to buy a house, and go back to school more student loan debt. Its hard for me to see the benefit of less money now for more long-term benefit, which I believe this new job would offer me.Has anyone had similar experiences in their career?tl;dr I have the opportunity to take another job within my company for less pay, but more potential long-term marketability, but the pay potential is so vast, that it might not be worth it.  <response>: I never took a pay cut in 25yrs. Id go elsewhere and get a similar role for more pay. 