<prompt> Human: Throwaway because duh.Yesterday I received a collections notice for 95 for a long past due internet bill. The ISP was bought out and the internet wasnt for my primary residence so I completely dropped the ball on that. I straight up forgot.Im 100 fine with paying the full amount, and I have the money to do that immediately. I dont remember the ISP taking my social number, and this hasnt popped up on my credit report according to credit karma anyways. Is there a way to minimize the damage this could do to my credit?I havent calledemailedwritten anything in response to the collectors yet.  <response>: You can call and offer to pay in full, but get in writing email, fax or letter that they will not report it to the credit bureaus. You can also ask companies to take off reported collections, but they arent required to do so. 