<prompt> Human: Throwaway.Ok Im in a situation where mom and dad are gone and me 18yr old and little brother 10 are now living at grandmas. She cant really afford to take care of us so I picked up a second job. Now my question is how can I invest my money in a college fund or something for my brother to use when he is old enough? Just a savings account? What are my options.  <response>: Student loans exist for a reason. You only have 8 years or so until hell be going to college. It might be worth investing your time with him and helping him get good grades for scholarships, as opposed to busting your ass at two jobs and not spending time with him. If you put 50 away a month for him, that would be 4800. If you can afford 100 a month, 10,000 is more than a great start for any 18 year old, and that would more than allow him to get a few years at a community college. 