<prompt> Human: I recently started investing. After months of research and getting cold feet, I finally took the plunge. This past month, I invested 10,000, primarily in an SP 500 index fund. This past week, I lost a good chunk of change. Im bummed. This is certainly not how I had hoped my first foray into investing would go, but Ive learned enough to let my money sit and wait it out. This article outlines the gains of Bob, a hypothetical and supremely unlucky man who invested only at market peaks, right before huge drops. It demonstrates that even investors cursed with atrocious luck can be successful; the most important thing is sticking with it and keeping your head up. Its a quick read and offers some really interesting information. The content of this article has really helped me gain some perspective on the recent market drop. It may be an over-simplified perspective on investing, and you may disagree with it. However, I think the core message remains true and could be reassuring to new or potential investors who might otherwise be scared off by the recent market declines. Im sure its been posted before, so sorry if this is an annoying repost. I just thought it might help somebody else out there like it helped me. :Assistant: Time in the market beats timing the marketHuman: Ive never heard this before. It sums everything up perfectly!Assistant: You must be new here, that phrase is repeated multiple times in any thread about investing. 10x more when theres any downturn.Human: You caught me - Im pretty new to all of this. But Ive learned so much from this sub already, its insane.  <response>: Props to you for learning. 