<prompt> Human: So as the title says, I am 17 and my bank is currently sitting at -776.04. I work 11 hours a week at 11.20h and my bank is giving me non-sufficent funds charges. The most recent one I have gotten was 360 and I feel sick just looking at it, I honestly have no clue how to get out of this debt if they keep stacking charges, I cant get another job seeing as everyone just graduated and jobs are being filled up, I dont have anyone to ask for financial help and I am fucking terrified right now. I have to pay rent or I am getting kicked out by my mom and I wont have anywhere to go, i might be able to stay at a friends but I would really like to find a way to get out of this before the end of the month. So I am here and asking you guys what should I do who should I talk to? Any help would be greatly appreciated, thanks.  <response>: Stop all auto payments you have coming out. as long as you are not using your account they should not continue to bill you over drafts. Contact the bank and see if they will work out some deal to pay it back. If you have not already increase your hours at work. Just because everyone is out of school doesnt mean you wont be able to find a second job. No excuses apply at a hundred places. Every min of every day you should be applying for jobs. Let your mom know you cant pay but that you will do the dishes every day vaccum everyday do house work and yard work to replace the rent until you are back on track. The bank doesnt charge you one fee of this amount so I can only assume you had 9 charges that came through and with each one you were billed an over draft. 