<prompt> Human: My fiance and I are both fairly clueless when it comes to home ownership, as we both grew up in families that always rented. Weve been renting a 1BR apt together for a couple years now, but just feel like were throwing our money away. Since well be getting married soon and likely starting a family, we are wanting more and more to have a place to call our own, even if its just a condo or even an owned apartment. We honestly just have no idea where to begin or if its even realistic to consider. We currently make about 50k annually combined gross and right now pay about 1k a month to rent our 1BR, all included. What could we afford, if anything? Do we make enough between us to even consider buying? We live in San Diego, CA.Any adviceinsight is appreciated! Thanks!  <response>: To add into the comments that are already here, renting isnt necessarily throwing your money away. This idea gets thrown around a lot purely because people will compare mortgage to rent. Unfortunately owning a home has its own slew of other expenses to go along with it.But in your current financial standing I dont think that buying would be considered a good idea. 