<prompt> Human: I dont know if this is the right sub to post it but it seems like it. So i live in Bloomington Indiana as a university student, however, my legal residence is in Miami Florida where my parents live and i would like to keep it that way for ease since i plan on moving back to Florida once uni is done. The monthly payment on my insurance from quotes that i have gotten are around 200 a month for what im looking to get, when i check the same stats on the quotes in Bloomington it obviously drops to around 50 a month since its a lot safer and things like that. Since i plan on living in bloomington for the next three years, is it possible that if i talk to an Insurance agent and show them proof that i am living in bloomington and not miami, that they are able to give me discounts on my insurance? since things like theft arent as big in bloomington as they are in miami?  <response>: Your insurance company doesnt care where your legal residence is, they care where the car is parked at night. So yes call them and tell them you live in Bloomington. 