<prompt> Human: Hi PF! Im beginning to think that my best option in paying off my credit card would be to start a new credit card and take advantage of the 0 balance transfer APR and only 3 balance transfer fee, Im currently getting hit with a large amount of APR on my AMEX and am currently thinking the previously stated is one of my best options right now. Any help would be much appreciated!  <response>: Sure, its a good plan, as long as you commit to actually paying off your debt before the 0 period ends instead of using it as a license to dig your hole even deeper. Dont fight fire with fire.Check out nerdwallet for suggestions as to which card to get. 