<prompt> Human: Hey finance gurus...I have come up with 3000 to pay off some debt but I just cant decide what to do with it! Here are the two options I can do all to one or split...I know the mathematical answer that has the least interest generated but theres also factors of credit limit and the mental satisfaction that comes from almost totally paying off a debt...hence my dilemma.x200B;OK, so 3000 technically 3,267. Here are the two cards I have debt on:x200B;11,779.43 Bank of America CC-12.99 APR, 13,500 limit 3,000 is 0 APR until June 2019 from a balance transfer deal. 4,000.00 Liberty CC-15.74 APR, 5,000 limitx200B;Other than that, I have student loans that range from 4-7 interest rates and a 4.07 car loan. I dont think those accounts even need to factor in here. x200B;Thanks in advance!x200B;  <response>: I would pay it towards the Liberty CC. Its both higher interest and lower balance, so both avalanche and snowball methods would say to start with that one. 