<prompt> Human: I know this isnt a popular PF practice, but on the 31st, I traded in my car that had a 13 interest Santander loan for another vehicle with a much shorter term and a 4.2 interest rate. My payment on the other my old vehicle would typically be due on 61018. Its also autodrafted. I understand the dealership would handle the payoff on my loan, but do I still owe Junes payment?  <response>: Generally the payoff amount given by your currentprevious leinholder will be inclusive of any payments currently owed. If you want to play it safe, contact the financial institution to verify that the payoff amount is all-inclusive and nothing else is owed. 