<prompt> Human: My total student loan after graduation is: 17,932 with one sub stafford loan being 4.66 and the unsub loan at 3.86 both fixed rate.  <response>: There is no way in hell you would ever get a unsecured personal loan at an interest rate that low. Your student loan rates are great, and the amount you owe is pretty low, and I cant see you being able to find anything better. 