<prompt> Human: Hey im 19 and i work as a sales agent at a company. I work mandatory overtime Mon-Fri and bi weekly take home 950ish. I got a used 2014 Audi A6 recently and pay 500 for the car payment and 350 for insurance every month. I find myself barely making it at the end of the weeks and i know im not the most responsible person with money but i need to change what are some things i can do to try to change to make it to my next paycheck comfortably. Was it also a bad decision to get the car?Assistant: Yea that was a horrible call. 40 of your take home is going to your car. Are you underwater on the loan?Human: Im on the loan financing it. I dont pay rent but i do have regrets now its been around 2 monthsAssistant: Right I get that, whats the value of the vehicle compared to the remainder on the loan?Human: Im not sure but i still owe over 20k. The car has around 70k miles from the 64k it originally had.Assistant: KBB it, whatre the terms on the loan?Human: Im not sure i would have to look into that but is there anything i should be looking at in particular?Assistant: Im just curious what the rate and length areHuman: I know its 6 years not sure about the rate  <response>: In the future, you should know the rate of interest on your loans. 