<prompt> Human: Hello. Im very up in the air right now, panicking, so Ill try to structure this as clearly as possible.I was off work, sick, for the best part of last year. Doing so reduced my salary and I had to dip into my savings each month to keep myself afloat and the bills paid. I went back to work at the end of the year, and slowly got back into full time. We then were evicted from our home Nothing to do with us, Landlord had a meltdown and sold everything. So we had to move into another place that was offered to us, slightly more expensive, and non furnished. Stupidly, rather than admitting to my fiancé that I was very low on cash I had done this when we were young, and the look on her face when I told her I was broke and needed her help nearly broke my heart. It was that of sheer disappointment, I cant face that again I decided to do my part of the shopping with downpayment plans. Thats not the worst, though. I then saw how much was coming out, was missing payments due to bills coming from all over the place and decided that I wanted to consolidate them into one fixed payment. So I took out a loan. Stupid, stupid, stupid. Didnt bother to check the interest rate because I was closing in on bills that I couldnt pay and people that I owed money. Of the 434 euro I have to pay each month, 380 of that is interest. I have this for 25 years. Then a series of accidents happened with my dog, meaning I maxed out my credit card also. Ive emailed all of the companies I owe money to and asked if they can either freeze my accounts temporarily or lower the amount that I pay back each month. Is there anything else that I can do? Im having panic attacks daily just thinking of this mess. I bring home between 1800-2000 euro each month. Please, any help is appreciated. I know Im a world class fool, so please dont berate me any more than Im doing to myself.  <response>: I know this isnt rrelationships, but does your fiancée--the woman youre marrying and about to share a future with--not know about the state of your finances? If so, you need to tell her right now. Its not fair to hide this very important piece of information from her. 