<prompt> Human: So you will probably go through a forclosure, but what will happen to the part of the lown you paid already? Lets assume that the home value is 100k and you made 50k payments and owe only 50kSame question if you owe only 10k  <response>: When you have positive equity in the home, you would be much better off putting the house up for sale yourself before it enters foreclosure. The feespenalties the bank will take out of any proceeds will be higher than the fees you would pay by just selling the place yourself before it gets to the point of foreclosure. 