<prompt> Human: So I come from a middle class family and just started at university this past week, Im worried because my only assets right now are the 4 in my bank account, the 20 cash I have in my wallet and my 7000 I have in savings mainly investmentsProblem is after stupid financial decisions and lending my parents some money for college 900, which they said they would pay back; I have been struggling to be fiscally responsible.I have a meal plan and my parents are paying for my college but I also have friends who like to go out often bars, restaurants, etc. and Im rooming with 3 other guys so its hard whenever groceries are running low and I feel obligated to purchase some groceries because they all do the same. I also need to be paying for my own gas and any misc. living expenses that are not covered in my tuition or my universitys meal plan.Im looking to get a job next semester as I feel like this semester will be too stressful with the first semester of college and my pledgeship for my new fraternity. But in the meantime, does anyone have any advice for keeping my finances in order? Should I dip into my savings? Ive also heard a lot about forex and possibly looking to educate myself into that and learn to make money online? Any advice is greatly appreciated  <response>: - You got parents that are paying for college youre going to be fine. The rest of us easily spend 250-600 a month on loans for over a decade or longer. Heck, check to see if you have loans in your name that your parents aint telling you.- Host parties rather than going out to eat all the time.- Separate your food storage and meal obligations from your roomies. They can care for themselves, you worry about you and share when you can from your own food storage. Use your meal plan.- Discuss with your frat on how members with a job stay active with the frat. Maybe not join a frat if its too much commitment andor does not lead to a job opportunity. Your school comes first, Job 2nd, your frat 3rd; no matter what incantations you folks chant while drinking beer and playing pranks.- Forex if anyone can make money out of thin air, theyd do it. I dont recommend trading stocks right now. Get a part time job, save that 7k cash. To put in perspective, safe withdraw rate is 1 a year for every 30 saved. You gonna live off 233 a year while your 7k is locked up?- Start budgeting.- 