<prompt> Human: By high yield I mean 2. Maybe high yield isnt an accurate term for that number but its higher than the .01 Im currently getting.My biggest concern is I dont want to get lured in with a high rate that drops after a few months. Sure I can just move the money to a different bank but thats an annoyance I dont want to deal with. Are there any banks that are notorious for jerking you around with rates that I should avoid? The highest rate Ive found as of writing this post is 2.12 with an online only bank called Citizens Access Citizens Bank. Ive read some reviews that make it look legit but none of them really address rate changes in the long term. Am I better off going with a big name bank that offeres a slightly lower rate that is less likely to dick me around or is the higher rate worth it even if I have to move my money around every few months?  <response>: just raised their rate to 1.9 