<prompt> Human: Over the past 3 years I have made terrible and irresponsible decisions which consist of taking out 4 different credit lines using my fathers information and basically ruining his credit. I would be confident at first by making minimum payments each month on every line I realize that would ultimately take years to pay off a balance in full by doing this but eventually late payments would occur and it all started piling up. My minimum wage job of course made it hard to keep up with everything and now I have a huge mess to deal with. My parents have slowly become aware of each line and I have been punished for it. I realize the severe consequences I could receive if they would proceed to press charges against me but that is the last thing they would like to do. I have taken full responsibility for paying everything off and they know that even though it is my fathers credit that is taking the major blow. Currently I am 18 will be turning 19 in about 2 weeks, currently on a semester break from community college, work at Fedex Ground as a package handler part time where the average work week at this time of year is about 10-12 hours. I also have a car loan where I pay about 260 a month and a credit card under my name that I owe about 600 on. I have no money in the bank after making as many payments possible for each account every month. Currently I am looking for a full time job basically anywhere but have no had much success.Balances on accounts all rounded up to the nearest 10:Amazon Store Card - 4300Barclaycard- 3600Newegg Store Card- 1810PayPal Credit- 2400Minimum Payments have risen up to about 250 each since I have been paying what I can each month but late fees are still charged.Terribly sorry for any lack of information but I will gladly provide as much as I can to anyone who is willing to help.I am not asking for a shaming or bashing, I realize that I have been foolish, irresponsible and I have accepted that I have messed up severely. I know that I have committed crimes and could potentially facesevere criminal charges. All I am asking for is help and advice.Thank you to anyone who takes the time to read this and provide feedback.  <response>: You have a severe case of champagne tastes on a beer budget and committed multiple felonies to support your lifestyle. I know you said that your parents wouldnt want to press charges but you need to go above and beyond to straighten this out because if they go to the police you could serve years behind bars.Sell everything that you own that has any value and put that towards the debt. Whatever you spent that money on be it video games Air Jordans or pokemon cards needs to go. And if you cant find a full time job get multiple part time jobs, McDonalds is always hiring. And cut your spending to the bone. I mean dont get a cheeseburger or a pack of gum. Every single penny you make needs to go towards paying back what you stole. 