<prompt> Human: I just hit my savings goal of 10k, which is about 6 months worth of comfortable living should I lose my job today and after changing all the office printers to display PC LOAD LETTER and PRINTER FIRE! that may happen. I have 20k in student loans, and Im wondering if I should dip into that savings to pay off the highest interest loans or if I should just put what I was putting into savings into those high interest loans. I also have a RothIRA that Ive only put half this years contribution into that I was considering.I guess my question is should I not touch that savings or should I utilize it now that I have the lebensraum. My inclination is I should act like that would be necessary immediately though hopefully it never will be, but my brain is saying you have this money, make it work for you.  <response>: The secret is continuing to save, regardless of your situation. Being able to cut your expenses and keep track of what you need and do not is more than most, which allows you to save significantly.Continue to save as much as you can, and divert that to quickly pay off the high interest 