<prompt> Human: Sorry if this isnt the right sub, long time lurker first time poster, Ill keep it short. Basically I make 20 dollars an hour, so about 3200 a month before taxes, my truck payment is 481.50 and insurance is 260. After rent 800, groceries 200-300 monthly, and other misc bills, my truck expenses are killing me. This could be solved with better budgeting but honestly Id rather just get rid of the truck, got talked into buying a fancy newer truck by my materialistic mother and its way more expensive than its worth. Any tips or suggestions to make my life easier?Edit: alright I think Ive gotten enough advice on what to do, thanks everyone who responded I really appreciate the help, Ill be working on my budgeting from now on as well.  <response>: Sell the truck. Thats the easiest way out. List it on craigslist or local sale pages. Make sure its clean, detailed and immaculate inside and out when anyone comes to look at it so you can get top dollar for it. Then go buy an older truck or more fuel efficient car for cash. 