<prompt> Human: I have 1000 dollars in my emergency fund and my monthly expenses are 500 a month. I have a car loan at 2 interest rate. Should I pay money to the principal of my car loan or put more money in my emergency fund?  <response>: At such a low interest rate, I would put it into the emergency fund. If you have your emergency fund in a high yield savings account, you should be getting 1.75. The 0.25 difference is negligible. 