<prompt> Human: Background: I am 22 years old about to graduate college. Ive been looking at my credit score via Mint, Credit Karma, etc. I guess I should be happy my credit score is good but theres stuff on there that isnt mine or I havent done.Mint: 722CK: T742 E756Discover: Fico 785Whats concerning is I see that reportedly I have a CC limit of 22,100 with Open CC Debt of 1,953. The age of my oldest account says 26 years 4 months. None of this can be trueWhat Ive done: As far as I know, the only things I have are 9 student loans starting in 2011. And my Discover card which I opened June 2014. I am confused how I have a credit history several years older than I am. It also shows that I have 13 accounts Though I dont know what qualifies as an account, since I barely have anything. It also reports an AMEX card with no credit limit. My mother gave me an Amex card when I started college but I barely used it, it was just in case of an emergency. I asked her but she said the card shouldnt affect me at all its just a branch off of hers Though now I am not so sureAny advice PF? Do I just ignore it? I am worried her CC debt might count negatively against me before I start my life.  <response>: If youre an AU on any card itll appear on your credit report. 