<prompt> Human: Im a driver for UberLyft and last week my car was totaled by a drunk driver. I absolutely MUST have a car to make money and it cant be a crappy beater because I have certain car requirements to even do the job in my area. Ive found the car that fits my needs, its about 11,000 out the door and Ive got about 3,000 from my settlement to put down. However I simply have no credit history and as such my fico is about 570. Ive been approved for a loan from a crappy company RoadLoans but the APR is hideous at 27.9 and they dont even allow for payments against the principle. As such Im trying to avoid going into an upside down contract with them unless they are my only option in the world.So the question becomes how I do get into this car? Id love to sit around for half a year to build up my credit first but I need to be back in the field making money right now. Ive got no co-signers. All I have is proof of income which is 2Kmonth. I can easily handle the payments because Ive got nearly no overhead or dept at this moment but how do I convince a lender of that with no credit history? I need quick options because right now Im looking at dropping over a grand each month in over-priced car rentals but even the rental is better than making 0 per month. Thanks for any realistic advise.Also please keep in mind, this a topic about how I can finance a car. Not a topic about getting a new career.  <response>: You cant afford to finance a car with no savings and that bad of a credit score. You need to buy a 5k car, because that is what you can afford.Assuming you are in the US, you might call the local DA. They have someone called something like the Victim Rights Coordinator, who might be able to help you with what you are owed under state law. Sometimes they include it in the criminal case, this is called restitution.Edit: 3K car, because you have 3K. It makes no financial sense to borrow 11K to make 2K a month. 