<prompt> Human: I need to come up with 2000 to pay the deductible to have my car fixed after a collision. I have around 1000 in savings I can use towards it. I have a Roth IRA with around 6000 in it that I could withdraw the remaining 1000. It just sickens me to know how much that 1000 could amount to when Im ready to retire. I dont have any credit cards and bad credit 560 so Im not able to sign up for one. If I were to borrow the remaining 1000 I could pay it back within approximately 2 months. Should I consider borrowing from one of those shady bad credit loan places? Cash advance or car title places? Or is just withdrawing from my Roth IRA and replacing it as quickly as possible the best option? Any options Im not thinking of here?Thanks  <response>: Def not one of those shady places. 