<prompt> Human: My house that I purchased in 072013 price has risen between 10k and 20k more than what I purchased it for. Purchased for 155k at 4.75, now worth between 165k and 175k. I know the reason for this is because in my area people are moving in and not out, and there isnt any inventory. Rates are low allowing more people to afford moving to the area. The city isnt really able to create enough housing fast enough and there is a bit of a tech boom. 10 points if you can name the city.Id like to use this to my advantage. What to do in this situation? Sell and move up into a nicer house? Are there any weird or cool things you can do as your house price increases? Things to watch out for? What would you do?  <response>: Id do exactly what I was going to do if the price hadnt risen. Paper gains are paper gains.At most, Id refinance to get the rate down a bit and lever back up, but thats a bit risky even if the bubble bursts. 