<prompt> Human: I.e. If I had a 4 loan and the current rates were 15, is there any way I could financially benefit on that?  <response>: Primary residences are not investments. Say it with me: primary residences are not investments. Once again: primary residences are not investments.If you were to buy another home and use this as an investment property...possibly? But then youd be paying that similar higher mortgage rate on that property. 