<prompt> Human: 31 year old male, i make 60k a year, married, renting. I need a car, my current chevy equinox is slowly dying on me. Repairs will cost me 1100.00. Its a grocery list. I have around 18k in student loans and 1 credit card debt. I pay 100 dollars a month on loans and 25 on credit card. Rent is 400 plus another 200 utilities and another 160 groceries a week. Wife and i split everything down the line.I need a car, should I lease or finance a car, I need a car to drive to work. Work is literally a 7 min drive. I could bike, but not doable when winter comes to Michigan. So Im planning ahead.Do I fix my car and see how long it lasts me, do I pay my debt, do I lease while I pay my debt?? Just trying to get someone elses opinion, I have the financial knowledge of a 2 year old btw. Thats why Im asking. Any suggestions would be appreciated. Thank you in advance  <response>: Leasing is one of the most expensive ways to own a car. You have a lot of your 60k income not accounted for in the expenses you describe, you should be able to afford to put more than 125month toward your debt. You need to track your all of spending and income carefully, and make a budget. Whether or not you should replace your current car comes down a combination of its value compared to the cost of repairs, and the ability of those repairs to get the car into good working condition for an extended period. If 1100 will buy you another year or two in your current vehicle, giving you time to get your budget in line, pay down debt, and save cash to buy a better vehicle, that is what you should do. 