<prompt> Human: The allowed amount of my dental plan and the dentists bill do not match. For example, for a crown my dentist charges 1250. My insurance company says allowed amount is 750 and pays half of that. Now I have to pay the other half and also the difference between the allowed amount and the bill. So all in all I might have to pay 875. Is there anything I can do to minimize the amount I have to pay?  <response>: This is called balance billing, and it is allowed in some states. Some states have legislation against it for in-network providers. 