<prompt> Human: Im 23 years old, currently working part time. Im pretty good with money even though I dont make a lot. I would like to start saving for retirement asap but I dont know where to start. I also dont have a steady income so I would like a plan thats flexible. Im currently looking for a full-time job, but even if I find one in my area it more than likely wont offer a retirement plan. Thanks in advance.  <response>: You want a Roth IRA. Check out the automod link 