<prompt> Human: I have a high credit score, and dont have a card specifically for expenses at the moment. I almost always fly Delta and stay in Starwood hotels. I spend at least 120k a year on cards. At most I want 3 that I am expensing on and to get these lined up before 2017 starts to maximize rewards for next year. Should I get an Amex that gives me points and MQMs for Delta or points for Starwood? Or should I get a card like the Chase Sapphire reserve?  <response>: rchurning had better credit card advice than here 