<prompt> Human: I understand CC rewards and credit scores are not the cornerstones of personal finance. But this one is personal: As a freshman in college, I found out my parents took out credit cards in my name and maxed them out. It was a shit show. However, while they did something terrible I understand their reasons survival -- they were hopeless. This left me with 3,000 dollars of credit card debt. During undergrad and grad school, I could never pay these off and kept sending 50 to the banks each month just to keep them from going delinquent. Sometimes, I missed payments.In another post, I explained how after grad school I was able to pay off all my debt and raise my score from 590 to 705 in half a year Hallelujah! So I started doing what I always wanted to do: use credit cards responsibly. Moreover, I was on a mission to earn the money back that I had to pay in interest all those years. I closed most of my old cards as they also had annual fees and no perks but kept my Discover card. I was able to upgrade it to Discover It immediately and start earning a percentage back. I was surprised only a couple months later when I got a pre-selected letter for the Citi Double Cash Back card. I signed on. I also became an avid fan of NerdWallet reviews and other blogs about the best rewards cards and how to use them wisely.Heres the breakdown of my crusade:---Discover It --- 147 -- back.Chase Freedom---313 -- Worth in points. Signup bonus back.Chase Saphire Prefered ---600 -- Worth in points. Signup bonus back.Citi Double Cash ---350 -- 2 back on everything. This is my catch-all card.Hilton Honors ---400 -- Value of 80k points Signup bonus.Bank of Amer Cash Rewards --- 150 -- Signup bonus after spending 500. Amazon store card ---40 -- Signup bonus. I wanted to pre-order Destiny 2, sue me. Chase Banking Account ---200 -- This wasnt a CC but I got 200 for moving to a Chase account. ---So thats where I stand right now. Its important to note that I always pay my credit cards in full each month. And while I know my credit score could be higher if I was letting my average credit history grow, Im happy with it in the 700s at the moment. I imagine soon Ill end this crusade and cancel the sign-up bonus cards. At that time, Ill cozy up to my Double Cash Card and spend a life together.---edit1. Ive gotten some messages that Im likely just letting my spending creep up to meet these goals. This is absolutely something people should try to avoid. Personally, I track my monthly spending for each category and set goals of what I want to spend in each per month before looking for CCs. This helps me avoid spending more just to make a reward bonus.2. Bank bonuses! I forgot to mention I switched to a new bank for a 200 credit. Havent spent a dime there either, just needed to set up a direct deposit with Chase.TL;DR I spent years in CC debt due to my parents fuck up. I paid them all off finally a year ago and have comitted to being a wise CC user. Without increasing my spending, I started taking advantage of every CC signup bonus, CC back, or checking account signup bonuses I could to get that money back. Assistant: While your success story is inspiring I think rchurning is probably a better fit :Human: Why not both :? Its also a story about paying off my debt and keeping my score healthy while earning that money back.  <response>: Right on. Not that my opinion means much, but I think this is a fine spot for your success story. 