<prompt> Human: My wife and I are expecting a baby the middle of September. Weve applied to many healthcare providers and have been rejected by all because pregnancy is pre-existing condition. We applied for Medicaid but were denied because our take home is too much.Several people have told me that if you get denied Medicaid, they can provide a list of discount insurance plans. We got the list, applied, and were again denied due to pregnancy being a pre-existing condition. Im not sure what to do from here. My wife works part time at the moment and I am an independent contractor. Ive been saving up as much money as I can but am worried that complications could cause the bill to be more than we can afford.  <response>: Weve applied to many healthcare providers and have been rejected by all because pregnancy is pre-existing condition.If youre seeking health insurance coverage from a legitimate health insurance seller, birth of a child is a qualifying event for SEP, but coverage only begins the day of the birth.What has the payer arrangement been for pre-natal care so far? Cash-in-hand to vendors, or ...? 