<prompt> Human: Hey everyone. Ive put myself in a really really bad situation. For a year or so I basically lived a life I cant afford, buying everything on credit until everything was maxed and then using whatever small salary I had to buy even more things I didnt need.I dont know why I didnt see the consequences of my actions until now when Im neck deep in it. My problem is that I have many small debts in different places with high interest basically meaning that if I make a monthly payment on all of them theyll be halfway back to the same debt amount the next month because of the interest. I also have various debt collectors contacting me, and as of today Im in a situation where I basically need to use all of my salary to pay for one or two or the maybe 16 monthly payments I have. Ive read everything about debt on this subreddit but I really just dont know where to start. I have a job now, working 75 and making about 1300 monthly. My debts in total are about 6500. Assistant: stop all CC use for starters...stop all spending that is unnecessary...and find a 2nd and 3rd job...Human: I have already stopped haha, Im trying to get out of the situation, not make it worse! Im working almost full time already so I dont have time for a second job with the way my schedule looks. Assistant: Are you in school? If not you need a second job. What do you mean you cant because of the way your schedule looks?Human: I have a job working 120 hours a month, so 75. My schedule is extremely inconsistent meaning I sometimes work 9 hours until 9 pm and sometimes I work from early morning until maybe 5 pm, and sometimes I work 5 hours between 12 and 5 for example. It would be extremely difficult for me to find an employer that would be able to give me any hours outside of my existing schedule, not to mention very difficult for me to fit in if its not like next door to each other.  <response>: You need to look for a job that can give your consistent hours or overtime. To dig out of this you need to be working more than 120 hours a month- actually like double that. You simply dont make enough. Start looking for a different job or two like now. 