<prompt> Human: Might be the wrong place to post this, not really sure. But how do you all do it? Ive always prided myself on being good at budgeting and managing money, but all of that kind of went down the drain early last year when my wife and I split. Basically having to start over, before forced to rely on credit cards when I knew it was the wrong decision, attorney fees. All sorts of stuff that just put me in a bad place financially. I recently came up with a good plan to throw all kinds of money at my debt and start paying some things down, only to have my hours cut back at work making that impossible, as well as even having enough money for necessities after bills are paid. I know what I have to do and am doing my best to reach my goal, but I just dont know how to deal with the immense stress and pressure that Im under from all this. At this point, getting sick and missing a couple of days of work would put me in a hole Id never dig out of. Thanks in advance for any input.  <response>: pay what you can, while you can, keep interest at bay. if youre working and not spending irresponsibly, i think you can forgive yourself and take some of that stress of your shoulders. really, its fine. seems almost everyone has some amount of debt, or are indebted otherwise, and some have no hopes of ever paying it off.i hate that 40 hours a week at underpaying jobs is the norm. hate that working the jobs the wealthy wont keeps so many oppressed and stressed and living a fraction of what their lives shouldcould be.dont let the bastards get you down. i wish you all the luck and strength i can. 