<prompt> Human: Hey Everybody, hope all is well. This is an awesome community and I am coming to you guys in seek of help.Last year I was attending University of Arizona and living in an apartment complex near campus. The semester went by and I became very sick and had to move back home California I discussed the situation with my landlord and they had asked me for a doctors note which I provided. Everything was set and I was moving out. I did the final walk-through with my landlord and I moved out the next day, December 17th. A couple weeks go by and my landlord called and asked for January rent. This caught us by surprise as we thought everything had been worked through and settled. He explained that the doctors note was not a good enough reason. So I asked why he even asked for it in the first place?. The landlord said that regional didnt approve. He said he would get back to me--which he never did. I called again and spoke to the main landlord and he said the decision was made by regional and it is out of control. So I reached out to regional and had a nice conversation with the lady who was making the decisions behind the situation. She said she would get back to me--which she never did. I followed up FIVE times and never got a response. Since then my lease has been sent to a debt collection agency without ANY word from regional or the landlord. And it has dropped my credit score significantly. The debt collector is willing to settle at 50. However I dont want to pay that and am only willing to pay 25 with the way Ive been treated. Moreover, I want to know if paying this will correct my credit score or what steps I can take to correct my credit score and how this will look on my record.  <response>: they had asked me for a doctors note with the way Ive been treatedYouve been slapped in the face by the cold reality that The World Doesnt Care At All About Your Problems. They just want their money. 