<prompt> Human: My savings account hardly yields anything in interest payments so I am looking for an alternative place to let my money rest. The two criteria I have in mind are low-risk similar to savings account and liquid i.e. I should be able to withdraw if needed though I am flexible on the latter.Assistant: What kind of return are you expecting?Human: To be honest, Im not entirely sure. Just started full-time work and Im looking for a place to put my money that will give me more than .01 my current bank.  <response>: Ally and Capital One 360 are the big online banks that pay decent interest on savings. 