<prompt> Human: Heres more details on his finances:Income: 42KyearStudent loan: 16K 6Emergency fund: 1K401K SP 500: 5KHes been able to set aside around 700 a month, and he just started piling up some money for his emergency fund after paying all his credit card debt and medical bills.At this point were not sure how much emergency fund is needed, and if he should stop investing above the employer match to pay off the student loan. Any thoughts would be appreciated!  <response>: Emergency fund should be about 3-6 months of expenses should he find himself out of work suddenly. Contribute upto employer match but not more than. And put the rest in to paying down student loans. 