<prompt> Human: I have 125,000 saved up in a bank account and a house my great uncle left us thats worth about 850,000. Selling the house, after taxes and whatnot would likely net us 750,000. If I combine that with what I currently have saved up, are there relatively safe investing plans or ways to go through the bank to ensure that the 875,000 works for me? Is it possible to live off of it by collecting interest on it?  <response>: If you invest it in a diversified portfolio can you live off of 35,000 a year? 4 safe withdraw rate. If not, keep the money invested in a diversified index fund-based portfolio, keep working, and even if you dont add more money though you should if you can that money could grow quite a bit by the time you are ready for retirement and you very well could live off of just your investmentsany SS. 