<prompt> Human: I apologize if this question has already been asked, but Im unable to find it here. I already have been maxing out my IRA contributions yearly and am contributing quite a bit to my 401k. The rest of my savings goes into a savings account.I have a few investments, as well as a CD which is stuck at a crummy rate of 1.6.I wish that I could put some of that savings account to use, and Id add it to my IRA if I could...are there any suggestions for good ways to save this money aside from letting it sit in a savings account at 0.85?Thank you.Assistant: You can always open a brokerage account. It wont be tax deferred like 401K or a traditional IRA, but the investment return on average will be higher than 0.85.Human: Now, Im going to show my ignorance--I actually have a brokerage account, but its a sweep account used to fund investments like stocks, bonds, etc, and doesnt offer a terribly high interest rate. Are there other types of brokerage accounts?  <response>: Theres a weird stigma here associated with taxable accounts, but at sufficient income levels, it doesnt take much to max out your tax-deferred options. Once thats done theres nothing wrong with a taxable brokerage account. Investing wisely and paying taxes as you go is still a hell of a lot better than making a point or two or less on savings accountsCDsetc. 