<prompt> Human: TL,DR: Roommates bank filed a dispute with CashApp and large amounts of money are being withdrawn from my account.One of my roommates banks apparently thinks that CashApp is stealing money from him, so rent that was paid upwards of 4 months ago is randomly being withdrawn from my account. As a college student, I do not have the equity to protect against against overdraft fees in this situation, so if this happens again, I could be pretty well fucked over. I guess CashApp reserves the right to withdraw any payments to you account if the sending bank files a dispute. The roommate is paying me back, but these things take time. Assistant: Regardless of your feelings on the app, your roommate is scamming you. Banks dont just randomly see charges and initiate a chargeback, especially not charges that clearedprocessed 60 days ago. I can almost guarantee you that your roommate called his bank and said that these charges were fraudulent. Also, If the chargeback did in fact process, he will receive the funds back to HIS account within a certain amount of time up to 30 days so this story of needing to wait for his parents to send him a check is just BS. FYI, even if he paid you with a check, he could still call his bank and say that the check was fraudulent and the bank could withdraw the funds from your account during the investigation. This has less to do with Cash App and more to do with a scummy roommate. Human: This happened about a month ago, for far less money. He sent me the money back and all was good. Not a scummy roommate, just a shitty bank setting of some sort.  <response>: I know a lot of people have been saying this, and its likely a tough pill to swallow... But theres something very fishy going on with your roommate. First, my wife and I have been using squarecash for years without issue she was formerly a nanny and got her weekly pay through it, along with us using it CONSTANTLY to transfer money back and fourth and never had a single issue. Also, theres no way their bank would just take money from you without a significant an mount of contact with their customer your roommate. Even if they had an inclination of fraud, a simple nah its cool from your roommate to their bank would stop any of this. Long story short, if your roommate is claiming ignorance, its his parents. Someone in charge of the account where his checks are coming from is telling the bank these charges are fraudulent. Square Cash simply does not work how you are claiming. Sorry man. 