<prompt> Human: I have just turned 18, I graduated high school and my car is a 2002 Volkswagen Passat. I have no tickets, and nothing on my record. I work a minimum wage job and 80 of my checks are going to my car, which is ridiculous. Should I just stop driving? Maybe wait until im 20? My college is a 10 minute drive away so that may make things hard. Options?  <response>: Ya, check and make sure you have liability insurance only and not collision insurance as well. I imagine your 2002 Passat isnt worth much more than a grand at most. 