<prompt> Human: I am a huge car guy and always have been. Ive dreamed of owning a Mustang ever since I can remember. I am 22 and about to graduate college. I have no debt and currently own a 2009 Honda civic. Being a car enthusiast, I really cant stand the civic. I know it is cheap and practical but its so boring and bland, not an enthusiasts car whatsoever. I have a job lined up and will be earning 62kyr in the Denver area when I graduate in about 2 months. I will also receive stock shares in the company as their retirement plan. I am looking to sell my civic in the 6k range and use that money as a down payment towards a Mustang. I am looking at mustangs in the low 20k range. Is this a good move? I know ideally I should be investing everything but Im young and single and dont know how much longer it will be feasible for me to own my dream car.  <response>: Nothing until you are actually employed and making that salary. I would put that ballpark in about a eight months to a year before you should jump on a purchase like that. This will ensure that you can save a little bit for your down payment, any repairsmodifications youd like to do, etc. Second, it also ensures that your job is stable enough to take on a car payment.As for how much can you afford? What are your other expenses? Rent, bills, utilities, phone, food, student debt, various loans etc. That can vary wildly if you dont have expenses, to if youre spending almost 3k a month on your various expenses...Assuming nothing outlandish, and youre spending 30-40 of your post tax income on expenses, I would say a mustang in that range is feasible. 