<prompt> Human: I started a company with a partner in college. It was an equal partnership with 50 equity each. Before we left college, we created a joint business account with Bank of america. Bad idea.Now, due to lack of progressinterestcommunication we have implicitly decided to quit the company. We havent put anything in the bank account other than the initial 200 we put in. The issue is that if its not over a certain limit several grand, the bank charges us 14 a month. We are currently in the negative and Im afraid this will hurt my business credit score if left unchecked.Ive tried to cancel it but BoA requires that both parties come in to close the joint account, or have a letter signed by both parties. Ive been trying to contact my partner for the last 5 months to no avail. The person will not reply to any textscalls, facebook messages, emails, etc. They are alive and well as I got a new phone and was able to get a reply from him until I mentioned who I was.Hes always had communication issues and gotten flack for it in life but I was silly enough to create a company with him. I thought he would care to cancel the account too, as its tied to him as well.I was hoping this smart community would be able to help me rid of this dilemma :  <response>: If youre the primary account owner, you should be able to remove your name from the account though they might require the account to be in good standing before that happens. If not, there should be paperwork to request your name be taken off the account. The bank will attempt to contact the primary holder to get permission to remove you. If the bank cannot contact the primary holder within a certain amount of time, you should be removed by default, again with the in-good-standing caveat.If neither of those is acceptable, then you should be able to close the account. Set aside a day for this, request to speak with a manager and refuse to leave until something is done to make it right for you, you may need to pack a lunch. If they refuse, tell them you will be talking with the consumer finance protection bureau to see if they can support you in this. Last resort is you may have to get a lawyer involved. Lessons learned here: never engage in joint accounts without full privileges, understanding, and mutual trust beyond all reasonable sanity or just never engage in joint accounts, period, and never bank with BofA. 