<prompt> Human: I took a deep dive through my expenses and was pretty stunned to find out where my money goes. Im married and we both work and combined gross is 110K, living in Seattle. We pretty much live on my income 60K, but I feel like more should be going into savings than it is. Im just breaking down my spendingearnings, because my wifes is pretty much all allocated to savings and her gas and misc items. These are also the avg from the last 5 months Net monthly income after 10 401K contribution with 5 matching: 3,440.72 Rent: 1,300 Utilities: 155 Parking: 50 Car Insurance: 136 a month avg, paid twice a year Renters Insurance: 10 a month Cell Phone: 155 Comcast: 125 Gas: 130 Groceries: 453 Eating out: 218.11 This leaves about 842 going towards misc things like entertainment and travelingTo me the biggest issue resides in groceries and eating out because the rest are set costs, but I dont know how to fix those two. The 842 in leftover seems like a huge amount too, but we took a trip to Arizona and a trip to NY for the Super Bowl. This came out of savings as I auto-move 300 into savings every 2 weeks for things like that. My savings is about identical to what it was 5 months ago and my checking is about 400 lower. I need some help before that trend continues worse and worse. Sure my wifes paycheck is going into savings at a good rate, but I know we should be spending less.  <response>: I think you are being way too hard on yourself. The fact that you almost half of your combined income is going to savings is awesome! 