<prompt> Human: Hey all. My mother lives full-time in a large Winnebago RV, and after my father passed, quickly realized shell need to downgrade to a smaller RV due to being on a strict income from my fathers retirement and life insurance payout. The bank tells her she owes 170,000 on the bus, and her current budget is for a smaller one worth only about 65K to 80K. Shes received a insurance payout for 200,000 and is getting about 1600 per month from his pension. Obviously she doesnt want to give most of her 200k to the bank. Should she try to sell the RV to a private party, or does she have another option to not have to absorb all that principal?Thanks in advance.  <response>: She lives in a 200k RV? Sell it. Cant she get a small condo for less than that? With a mortgage your interest is tax deductible too. Look at housing prices in her area. There are websites,No she cant get out of the debt. 