<prompt> Human: So recently there was some substantial fraud on my account. I received credits to refund the fraudulent charges. But in addition it seemed as if the charges were rejected at a later date as well. So essentially I have a net benefit of 4,200 on my account. I submitted the necessary paperwork as well as tried to pay my bill as usual although they rejected my payment due to having a positive balance.I consider myself to be very ethical about money. If it was most other institutions I wouldnt think twice about alerting them to their error. What would youshould I do? WWJD?Assistant: IMO karma is a real thing. Call them and straighten it out correctly.Human: Karma argument towards a credit card company holds no water for me.  <response>: Its not your money and the bank will catch the error at some point and they will get their money back. There is virtually no upside to keeping it for now. Just call and get it sorted out now and remove the temptation to do something dumb. 