<prompt> Human: My situation:So I rented a car and ended up scraping it alongside the edge of the highway. Theres damage to the bumper, fender, wheel, and tire. The guy I rented it from is claiming 2500 in repairs, which has to be paid within 2 days. I probably have 300 to my name at the moment.Some background:Ive never taken out a loan, established a line of credit, or anything. Just a few debit cards. Parents are not an option and my friends are similarly college students and wont have a lot of funds. I have a part time job paying about 250 a week. Obviously I would love to avoid debt with interest at all costs... At this point Im seriously considering borrowing 100 from 25 different people. Another one of my main concerns is getting the money in time, so an institution might have to be the way to go. What do you think of taking out a loan from the bank, finding a few wealthier friends to borrow money from, paying back the bank ASAP, and then owing the same amount to my friends, without interest?Can I please get some help or some advice as to where to start? I have no clue what my options are at the moment. Thanks!!  <response>: You are being bullied because you are young and naive. If this is a legal car rental business, the owner must have his own insurance. He cant do anything whatsoever to you. He would have to take you to court to try and garnish your meager wages. There is no need to freak out, borrow money, or apply for and get rejected for a loan because you are not credit worthy. Tell him the best you can do is a modest payment plan. He is only trying to scare you. He has no more power than the monster who was under your bed when you were 5. 