<prompt> Human: My banker told me to go ahead and try credit karma out to get a rough estimate of my credit score. I am filling out an account on there and they promt me with questions like Your credit file indicates you may have a home loan, opened in or around April 2015. Who is the credit provider for this account?. There is another similar one about a car loan in August. Now I am wondering if this is part of an initiative to spook people into buying credit insurance or if I should be concerned. It only asked for my name, address, and last 4 digits of my social to make the account. I DO live in a neighborhood with the same address as two other guys with the same first and last name as me, but I can hardly imagine being mixed up with those guys unless Credit Karma doesnt really take socials into account. Anyway, Do I have anything to worry about? I mean, Ive never had credit and JUST opened up my first secured deposit credit card and JUST started using it a few days ago.  <response>: Its very common for them to ask those fake questions. Just answer none and youre all ok. 