<prompt> Human: Hey guys,If I dont pay a dental bill, will it affect my credit scorerating?Im not one to skip out on debts, but the dental office straight up lied to me. They offered me an x-ray and said it would be covered by my insurance, and it turns out it wasnt. I even stopped and asked the lady behind the desk who said she was in charge of billing if she was 100 sure I wouldnt have to pay for the x-ray, and she assured me I wouldnt. Well, she was wrong. Or she lied. Either way, I dont really care. I dont want to pay this shit.Am I stuck? What can I do? I already called the office and complained. She said they wouldnt add any late charges, but they were still expecting payment. Im pretty pissed about this whole thing.Sorry if this is the wrong sub or if it was covered in the FAQ, but I didnt see anything about dental bills.edit: Im going to have to ask anyone who doesnt know what theyre talking about to refrain from commenting. A lot of people in here acting like it is my responsibility to double check with my insurance. I just checked with a lawyer and he said that is absolutely not the case. If you think he is wrong and have some sort of legitimate reason: please share. Ive had enough comments from people in here who dont actually know what theyre talking about.Assistant: Pay it.Sucks thoughHuman: why do you say pay it? is it going to affect my credit rating for sure?  <response>: is it going to affect my credit rating for sure?When it goes to collections, yes. 