<prompt> Human: So let me lay out the facts and my planoptions maybe you guys can give me a little advice.1 I didnt save money out of every paycheck all year like I wanted to for taxes. Or rather, I did but then I dipped into that account over and over. Now April is coming up and Im frantically saving to pay what I owe, which will be about 7000 in federal and probably around 1000-1500 for state.2 I have about 4000 saved right now in that tax account. I add to it 1000 every two weeks usually, but for the next month it will be 1500 so it will be about 7000 when tax day rolls around.3 I currently am floating about 4000 in CC debt. I pay the payments, I pay the finance charges, but Im paying off very little of the principal each month because Im trying to save for taxes.My thought on this is that I should use the money that I have saved for taxes to pay my CC bill off. Then, when next month rolls around, I charge my taxes to my CC. Then I use my decent credit score 780 to apply for something like a Chase Slate that has no balance transfers or interest for 18 months.Then I can budget in an amount every month to pay down on that new card so that its all paid off over the next year without the interest charges killing me.Does this sound like the way to go? Flaws in that plan? Better alternatives? I brought this on myself and aside from just not spending a dime and saving every penny I make, Im not sure the best way to dig myself out.  <response>: You should pay off your credit card debt, then immediately approach your tax authority for a payment plan Hello, Ive completed my tax return and it seems like I owe X, but I dont have it. Can I get on a payment plan?. They will charge you about 4 interest per year, which is very reasonable compared to credit card charges. You can easily spread tax payments over the next year for a very minimal interest charge.Do not charge taxes to a credit card. 