<prompt> Human: So Im 19, and my mom wants me to move out next year?? Shes got a new boyfriend and wants to get an apartment with him wants me and my siblings to move out! Theyre all older with jobs, and Im the youngest! Ive already taken out a huge loan for school, and I dont even have a job! Im going to get a job this month to hopefully save up, but I dont know where to start and how to plan for this.. Supposedly, I have to build up credit.. I dont even have a credit card, and I dont know how Im supposed to with no job.. Anyone here who had to move out early?? Any tips?  <response>: Get roommates. 