<prompt> Human: Hello! We have roughly 100,000 in student loan debt which will take us about 8-10 years to pay off. We think that we can make 80,000-100,000 net cash if we sold our home this springsummer. We thought that we could sell our home, pay off our debt, then rent until we have 20 down for another home. Rent would be 1,800-2,000mo. We currently pay 1,450mo for our home and 2,000mo for our loans :. What do you think? Should we do it?  <response>: Since you have a house and have already been contributing to it, it seems like I waste to sell it and start paying a landlord. You never gain assets or money from renting whereas the money you are paying on your mortgage contributes to you. Assuming you can afford to keep paying about 4k per month, you should do the math to figure out how much to allocate to your loan and how much for the mortgage. This depends on the amount you have left to pay for each as well as the interest you would pay. If you havent already done so, I would explore the options in an Excel sheet. Also, if you sold your house and paid off your loan you would no longer have 2000 1450 expenses. However, you would have 2000 in rent plus whatever you plan to save per month towards a new house presumably at least 1500. So in this situation, are you really better off? Yes, if you invest these savings and make enough off of them. But you would have to do the math to see if thats likely.My gut in this situation says dont liquidate your assets house if you dont need the cash. Remember that although it is not reflected by your bank statement, a house is a valuable asset. 