<prompt> Human: I was driving a two door civic at 17 years old which was 310 a month for liability. I am now 18 and got a 4 door car which made it 350 but for full coverage. I know Im young and male but this seems insanely high??! I did get into a wreck which was my fault at 16 but Ive talked to many of my friends who did the same and theyre paying 100-150 a month and complaining its expensive. Also Im on my moms insurance so this is what she tells me she showed me the bill too but Im still a bit worried she could be trying to cheat me because she has done similar in the past yet she claims this is the cheapest possible option. She bought my old civic and its 42 a month for her, thats like 900 less than I was paying  <response>: Shop around for your own policy. Since you are under 25, male, and unmarried, you rates are going to be the highest of all demographics. 