<prompt> Human: I got approved for an Amazon Store Card and much to my shock, it gave me a 600 limit. My Amazon Rewards Card is up to 4500. I keep 0 balances on that card and one other one I have.I was expecting close to what my Amazon Rewards card limit is. I understand that there is a level of black magic in determining credit limits, but the only 2 factors I can think of that effects the low limit is one ding on report for an old cable bill from 5 years ago taken care of and I pay child support. edit Is this normal to get low credit limits even with my financial stats?  <response>: Maybe thats normal for store cards as opposed to full-fledged credit cards. I also have a decent credit history and only got a 800 limit on a department store card. All my regular CCs are 10k.My theory is that unlike credit card companies, stores are not in the business of profiting off your debt; theyre in the business of selling you stuff. So they probably outsource their card operations and dont want to deal with risk that is associated with high credit limits. 