<prompt> Human: Businesses everywhere are known for saying things like We arent a charity!, Its not personal, its business! and they absolutely hate to give overtime, salary or extra hours. They dont want to keep you healthy for your health. They install gyms and hire nutritionists so that they dont have to pay as much to medical benefits. With all that said, why is it that they just love to push the 401k on me? What is their motivation? Are they able to use it against me somehow? If you dont do this or that, we will take our contributions away!, or You have a nice nest egg, why dont you retire early? It doesnt make sense. What are they getting out of it? They MUST be getting something. Tax breaks?  <response>: My guess is trying to pass the highly compensated employees test. 