<prompt> Human: I am struggling to stay afloat. Here are my expenses:Rent-180wkCar-105wkFood-60wkGas-40wkUtilities-10wkCar Ins.-70wkPhone-10wkTotal Weekly Expenses 475---Those are my absolutely necessary monthly expenses, and I never have anything left over, which is ok for now.I make 425wk which if you subtract expense total means I am 50 in the hole every week. I slide by working overtime but thats only an extra 3-4 hours a week at 13hr. I have a credit card with a 500 limit which I put whatever bills on that need to be paid or that i would pay anyway with money from my income. Right now the balance is at around 150. I also have a large amount of debt accrued over about a decade:---Medical Bills- 400Student Loans Deferred- 25,409Credit Card debt- 12,000 split in two different collections agenciesCar has 13,511 left on loan---I guess my question is is there any way you see that I can save money? I thought about donating bloododds and ends. Im just really struggling while trying to get my life back together. Any help would be appreciated.  <response>: You are spending a LOT of money on your car... about 900month, thats about 12 your income. You should seriously consider selling the car and getting something cheaper.Also it looks like you are paying 280 month just for car insurance?? That strikes me as very high. Have you shopped around at all, or do you have a lot of tickets accidents on your record?Is it possible for you to ditch the car altogether and ride a bike for a while andor take public transit? 