<prompt> Human: My girlfriend and I had been discussing me moving in but July was a very busy month for us so discussion was put on hold. She returned home from two weeks at university at the very end of July, and I have been staying over there since she returned. Shes already made passing comments of now that youre living here without us having further discussed things. I recently paid for a rental car to pick her up out of state, and drive her car back home because the 6-day 14 hour course weeks had her exhausted. I also paid to fill up her tank both times on the way back. This ended up being a rental car, and four tanks of gas that were unexpected. I also recently booked a 4-night stay in a cabin for her fall breakshes a teacher, and am assuming the rest of that vacation will be on my dime as well. I did tell her last night Im not ready to start tackling on half of all her bills, as Id like to save up a nice amount of cash in my savings, and that I just dropped a lot of money on her leisure and entertainment. Ill also be talking to her tonight, and telling her that ideally Id have enough saved up after our vacation in September, and would be ready to start contributing when bills start rolling coming in October, and that Ill stay back at my parents place if shes doesnt want me staying there when Im not comfortable contributing yet.Assuming this all works for her, Im still having a hard time figuring out how I can afford this while still allowing myself saving and spending money. I recently started attending college once again, and am currently working full-time at a low paying job with a weekly bonus, although I am in discussions on a promotion. She is a teacher working on her masters degree. I make anywhere from 600-800 biweekly, and she takes home roughly 2000 at the end of each month. I talked to her about contributing to bills proportionallyshe makes more than I do, but she wants a 5050 split. As for budget, when I take over bills this is what Ill be looking at, with me giving myself an average of 1300 a month.Rent: 340Water: 50Electric: 50Fuel: 200Cell: 80 I tried to talk to her about putting both our phones on one plan for 90mo, or 45mo for each of us, but she told me shes not comfortable with that unless we were engaged or marriedCar Insurance: 45Health Insurance: 77Best Buy: 95 Roughly 800 left, minimum payment 25 but was making payments for 18 months no interestDollar Shave Club: 9Spotify: 10This comes out to 956, which leaves me with 344 on a 1300 month. I put at least 10 of every paycheck into savings, so theres another 130 and Im at 214 for groceries, dining, entertainment, clothing, and general spending money. Ill have my good months, and maybe a promotion soon, but I dont see how I can get by on this.Id like to talk to her more about splitting bills proportionally, but am unsure how to do so without coming across as cheap or her thinking Im trying to rip her off. Any help with budgeting, saving better, discussing couples finances is greatly appreciated. Thanks.  <response>: I had to sign in for this one... Two things... Im one for first impressions, so perhaps you didnt make the best one and decided to enter into a time warp from 1952 and pay for everything. This needs to stop. That is one. Two, you need to make her aware of your financial situation immediately while disclosing your feelingsthe facts about hers. You might want to find out how much she spends andor saves a month. If you guys are planning on becoming a unit you have to drop the antiquated gender roles and have a practical approach to your saving and spending habits. If she doesnt feel comfortable with approaching this in a practical way and for some reason feels like she should contribute less just by virtue of being a woman this is excluding if she does a disproportionate amount of housework which means you gotta pay up or put in extra effort then you might want to rethink your choice in a partner. Its 2014. 