<prompt> Human: Hello!My current debt isnt out of control but Id like to get it cleared up. I think I have a good plan, but I wanted some outsider input, so here goes. I currently have 3 credit card debts. Care Credit is 1,487.14 at 26.99 Maurices is 966.86 at 24.99 MasterCard is 2347.39 at 13.24For a grand total of 4801.39 of debt. My combined minimum payments are currently 135 per month. I am a credit union member. I can get a 4800 dollar unsecured loan at 11.5 over 36 months. My minimum payment would be 160 monthly. Is this plan wise?Assistant: Do you have an income?Human: Yes. I net about 2500 a month. 1400 a month goes to bills including my current debt payments leaving the rest for gas, food, etc.  <response>: Then you should be fine. Just make sure you pay off the loan. 