<prompt> Human: Is it worth it to sign up for a credit card with a company that offers no transaction fees anywhere in the world? Ill be studying abroad this semester for about 3 months and dont want to be stuck paying for a ton of bank fees Bank of America.Thanks!  <response>: Im studying abroad right now in Sydney. Sign up for the High Yield Investor Checking from Charles Schwab. Between this and my BankAmericard Travel Rewards card I havent paid any fees. Also, make sure you have the chip-and-pin on your cards if youre coming to Australia. Otherwise youre basically screwed. 