<prompt> Human: Mine is a classic story... My wife and I bought a time share while we were in charleston this weekend. Its a points based timeshare so we can theoretically vacation all over the world. The mortgage is 10,000 and maintenance fees are 500 a year which is pretty typical for this kind of thing as I understand it. They threw a lot of free stuff at us but they didnt push is to sign the dotted line... At least it didnt feel that way but maybe theyre just very good at their jobs. Some people really like timeshares and some people get super fucked over so Im a little freaked out. We have 5 days to get out of it if thats the move that makes sense. Wed be able to pay the full amount off in a year or less and we wouldnt want to carry it for long because the interest through them is 17. If the properties are cool and wed actually be able to book them then it could actually work out really well, but its hard to know what all the other places look like because all we saw were the ones in charleston. The company we bought through has some negative reviews but we didnt experience what the other people were talking about, like being offered X and not getting it but being stuck in a hard sell all day. We were offered a carnival cruise for a two hour presentation, which we got presentation was more like 3 hours tho. Anyway... Anyone have any expertise with specificly points timeshares? I think it might be best to cancel and then maybe once we have the full 10k saved just buy it upfront... So theres no financing. I also really dont like the 500 a year maintenance fee but a 10 day vacation for 500 a year is actually a good deal imo.  <response>: Exercise your out asap! Time shares are terrible and the fees will only go up. Dont get suckered when they try to keep you in. 