<prompt> Human: Hey personal finance, A little about me... 25 years old Current salary: 47K Savings: 52K Debt: Student loans: 15K My parents agreed to make payments on my loans until January Rent: 250 Car note: 0 Car and health insurance: 300 a month - under my parents insurance until Im 26 but still paying the premium. No kidsA little more.. I recently graduated with my Masters in Public Administration. I am currently working at a job that I am NOT a good fit for. My skill set and strengths do not align with the role. My next job will not be in the same career field. What I want...I want to quit my job to travel South America for three months. I will not have a job lined up when I return but my S.O. will have his and he has agreed to help pay for my everyday expenses until I can find a new job. My question...Is my plan completely irresponsible? I love to travel and really feel like if I dont go now that I never will. Sane and rational advice is much appreciated.  <response>: With 52,000 in the bank at the age of 25 and your parents effectively subsidizing you by making your loan payments which I disagree with; you can handle them yourself; but still, you should do the entirely irresponsible thing and bug off to Latin America, then figure out your future from scratch if and when you return. 