<prompt> Human: My wife and I have about 10k in our Vanguard Retirement 2055 Roth IRA accounts 90 stocks, 10 bonds. With the market tanking the last few days it got me thinking: does it make sense to withdraw your contributions until the market turns itself around? Were pretty new to IRA accounts and this is the first major market decline weve seen while in possession of Roths. I assume if I withdrew the money, when I re-contributed it it would count against my 2017 contribution allowance assuming I re-contributed before April 15? Just not sure if Im thinking about this the right way as Ive never been in this situation before.Thanks for the input.  <response>: Am in the exact same fund. Between now and 2055, the market will go way up and way down thousands of times before. Just sit and hold. 