<prompt> Human: Should we merge cell phone plans and car insurance? File taxes jointly? What are the biggest financial boons to being married?We got hitched a month ago. So far weve started a joint checking account to put wedding gifts in and save for a honeymoon. Other than that, things are as they were -- I have USAA car insurance, shes on State Farm. We have separate cell phone plans. Id love to know what the best and most financially helpfulnecessary steps to take are.  <response>: I keep this bookmarked, getting married next year 