<prompt> Human: I have 20K I would like to invest towards retirement. My father recommended two funds in Vanguard:17K to VTSAX - 3K to VBMFX - What do you guys think of this plan?Edit: I am 35.  <response>: Those are solid. If youre not open to investing internationally this is okay those are the best funds in town. Upgrade VBMFX to VBTLX once you have enough invested there. Or just buy the ETF equivalent, BND. 