<prompt> Human: My landlord is basically extorting me at the moment and Im desperately needing a home.Im recently divorced and about 8 years ago my son was born with a severe medical condition that hit us hard financially. Over the last two years my income has skyrocketed but so have my expenses see divorce above. Just a few months ago I began working towards rebuilding my credit.I took out a small 4k loan from my credit union that I pay back at 200 a week. I recently acquired a credit card. I was planning on putting money away towards a down payment.Then, less than a month ago my landlord went crazy and is now actively trying to evict me while also demanding more money from me at the same time to stay here until I find a new place to go to.My income to debt ratio is good, my credit score...not so much. I went to a bank and they would only approve me if I put 20 down. My credit union said I should qualify for a FHA loan, but they havent approved me yet. I can come up with a little over 6k for a down payment. I moved my mom up to me a year ago to help her with her depression. My girlfriend and her son moved in with me just a few months ago from over 200 miles away. If I cant get a home loan Ill need to find a new place to rent. Considering I will need a 4 bedroom home that allows pets mom has a dog has me stressed like crazy.I made 40k in 2016 and 90k in 2017. This year I should make about 135k. Since I left with nothing after the divorce I needed everything and that is where most of my income went last year. So now I have beds and furniture but soon no place to put it.I guess Im just looking for some advice about FHA loans that I might not be getting from reading online. Basically if my fico is low 600s, income and job security good but little down payment am I going to pass underwriting?Ive found a beautiful home that has an apartment in the basement great for my mom plenty of bedrooms and since its an old Victorian home that has been updated it has old world charm with newer features. The house is about 180k, after calculating pmi and property taxes I can do a mortgage payment with each paycheck. Still, I cant afford to live where Im at any longer as each week I get closer and closer to missing a payment on my loan due to extortion and that would jeopardize my ability to get that house.I should be paying 750 a month, in 2 days I will have paid 2,300 this month and the week after another 750 and the week after another 750 etc etc. I still have a car payment as well as normal living expenses. My loan is paid off in just 3 weeks if I can make it that long. Basically I wouldnt put it past my landlord to bring her alcoholic boyfriend over and threaten me or my family, break our stuff or change locks in the middle of winter. While Ive been told not to pay, Id rather just get out as soon as possible instead of dealing with confrontation and the legal battles that would take place after.Basically are my FHA odds good? Should I invest in a baseball bat instead of paying?  <response>: File a complaint with your areas landlord and tenant board. What they are doing is illegal 