<prompt> Human: Last month I moved into my new apartment. While moving I accidentally scraped another car with the moving van. My insurance isnt covering the damage to the persons car since it was done with a vehicle too big to be covered under my insurance. I ended up paying the deductible for the person I hit and thought that would be the end of that. Wrong. I got a letter over the weekend that his insurance is filing a subrogation to pay back what the insurance lost on the day this happened. The price on their letter is around 700. Called today and they said it might be more since the total damages were around 3300. Is there any way to get out of this subrogation? Any advise is appreciated. Thanks in advance  <response>: Accident was your fault, you are responsible for the damages. You might check with your credit card and see if they offer any kind of coverage for moving trucks, but its unlikely. Also, have you talked to the moving company? You may have some coverage with them. 