<prompt> Human: New here, I am about to graduate college as a biology major next month. I have 11K in student loans. I am pull in a monthly income of 1-2k but lets average it at 1.5k monthly from sells on eBay after fees. Ive been trading cryptocurrency for the past 2 - 3 yrs. I plan on withdrawing all my investments and perhaps entering back in a few months later with a much smaller capital 10-20k. I also plan on going to PA school about 60K for 2 years if I get into it, if not I will look for a job probably as a medicalpharmaceutical rep. But in total, I will have around 125k in the bank. So is it worth to buy a 31K car, 3 years old certified from the BMW dealer? It is a very nice car, low milage etc... but I calculated the insurance will run me around 350-400monthly. Hope to hear some feedback, thanks.  <response>: Not with that low income. 