<prompt> Human: Just recently got a Wells Fargo Visa Rewards card with a 2500 limit and 0 interest for the next 9 months. I have about 1000 saved up in an emergency fund and 1,200 in my checking. It looks like my job may be slowing down for a bit I work as a laborer for a General Contractor so I want to know what is the best thing to do going forward if this slow period of work gets to the point where I deplete my checking.Also, given that there is no lull in work I was wondering if it is smart to move a chunk of a student loan onto this card so that i could avoid being charged interest on it.  <response>: Cut up the cards. The worst time to borrow money is when you need it most. 