<prompt> Human: Hi PF community, I am a Canadian citizen in Canada, and my girlfriends dad wants to wire 50,000 to my account with TD. He then wants me to move this money to his account, either with a money order or a cheque. His reasoning is that if his account receives too much, the Chinese banks will be iffy about it, so hes getting people to do it 50,000 at a time. I completely trust him, and am confident nothing bad is intended from these actions. I was wondering if legally there are any reasons I should decline, and any other possible solutions anyone could think of. Just wanted to clarify this is not an illegal transaction, and is mainly based on real estate business deals.  <response>: Iffy isnt the word... hes knowingly trying to circumvent Chinese AML regulations. Its more heavily scrutinized now than in the past because they are trying to keep more money in the country show the global economy they are not a joke in financial regulation. To do it for brownie points in my opinion is a irresponsible reason but Im not gonna tell you how to live your life.Edit: from what I gather on a quick search it seems they have some type of remittance ceiling that caps at 50k annually 