<prompt> Human: Ok so I have full coverage on a car that I paid 4500 for and then put 4K into new tires, ac compressor, serpentine belt, 2harmonizing balancers and a new gold battery but blue book is 3500. On Christmas eve we are driving home with our two kids in the back and some lady literally drives right in front of me. I hit her and total my car but everyone is ok except I broke 2 bones in my hand. Now the insurance is saying they will give me 5K for the total loss of my car. Is there anything I can say or do to get more money?  <response>: Repairs dont add to the value of a car. You never get close to the money out of a car as to what you put in. Youre pretty lucky to be getting over KBB in the first place. 