<prompt> Human: I make really good money, I have a great career and job stability. But I basically have really worked my way out of poverty. So my financial situation is in bad shape. Living day to day makes it difficult to get ahead, and into a secure financial spot. Im married, but my husband has never been a financial contributor. In an effort to turn that arround, we decided that he had to go to school. But paying for his school is basically doing me in. I was doing very well last year, but I depleted my savings to pay his tuition, and with 3 months left started falling behind in bills. Wereally both commuting now, and with one income, the expenses are really high. Weve done a budget breakdown and have found that were basically at capacity. Actually, our monthly expenses exceeded my income by 33. And everything is a necessity. We moved into a cheapercrappier house. I even stopped garbage pickup and we take our garbage to the dump. But if something goes wrong, like needing tires, or having to pay an unexpected bill, everything falls apart. Im PRAYING my butt off that hell be able to start working soon after he finishes in 3 weeks and for the first time in 16 years be able to be a contributor to household expenses. But I dont want a contributor, I want a partner who is equally responsible. Since weve been together, I have been the one managing the house, finance, future, etc. So heres my question: how do we learn to be a financially fit and responsible couple? We married young, and are currently in a tailspin. I want to pull up and do this right. What are the rules? I thought there might be a seminar or a workshop but cant find anything local. Any advice is appreciated.Edit: 1. He has worked, but he made so little it was never enough to pay any bills. He stopped working when he got sick, so we decided for him to take the opportunity to go to school so that he can make an actual salary. 2. We live in an expensive area, and a large chunk of our expenses come from commuting. I cant think of a way around this except to move to South America. 3. Money problems are definitely a by-product of relationship problems, or vice versa. But we are trying hard, and he is trying too. Im not looking for sympathy exactly, I didnt mean this to be a judgment of my marriage , though I understand the judgement. I just want to be smartlogical about it.  <response>: for the first time in 16 years be able to be a contributor to household expensesSo.. why didnt he work? -_- Marriage does not work if one does all the work not only work work, but also managing everything. 