<prompt> Human: A little over a year ago, I posted this about how I finally started to take budgeting seriously and stop living above my means. At that point, I had: 2,000 in credit card debt 7,000 car loan 32,000 in student loansIm proud to say that I have no credit card debt and today, I just made the final payment on my car. Now I just have 27,000 in student loan debt, that will hopefully be paid off by 2020. Im not even halfway done, and I know that there have been much better success stories than mine on this subreddit. Im only posting this as a follow-up to my post last year and to remind everyone that paying off your debit is absolutely worth it.Some things that helped me along the way: Got a raise from 31k to 38k in September of 2016 Employer pays 210month on my student loans Started to aggressively save 25 of my take home pay and work side jobs Used credit cards and bank account sign ups responsibly to maximize cash backI know that Ive been very lucky in many ways. I dont make a lot of money, but I only pay 375 a month in rent and I have a very stable job. The point of this isnt to brag, but to let other people know that it IS possible to pay off debt quickly without making a lot of money. This subreddit has been a huge help to me, so I cant thank everyone here enough. I hope this helps someone out there who may be struggling with the idea of paying down their debts out of college. You can do it!Edit 2: Going to add in my budget since a few people have asked: Vacation - 100 saving for future vacations or trips, etc Food - 275 this is the biggest struggle Rent - 375 I have two roommates Utilities - 185 includes phone Miscellaneous - 100 Entertainment - 100 movies, drinks, etc SpotifyNetflix - 24 Student Loans - 300 Gym - 10 Savings - 450 my car payment was 140 a month, but I started putting the entire savings budget towards the car the last few months.A few things that have helped:If youre eating alone, you can eat at home. I told myself if I was going to be spending money on food at a resturant, it would be with other people. That cuts out on the late night meals.Get your moneys worth out of weekends that youre not doing anything special. If I dont have plans on a certain weekend, I try to stay busy by playing guitar, basketball, working out, heading to the beach, etc.Put your money in savings as soon as you get itEdit: Formatting and clarifying the living situation  <response>: Great job and dont compare your story to others.You are making this happen, awesome job! 