<prompt> Human: I am wondering if PF would be able to offer their opinion on what they would do in my situation. I need to start paying off my student loans on October 11. I will go into my payback period with 0 interest accrued. But after that is what Im curious about as to what I should do. The only strategy I have is to pay the minimum payment each month and then pay any extra I can toward the highest interest loans. Do any of you know about a strategy that many might not think of that would help me in the long run? I know paying off all of the interest before it is added to the principal is one of the best things to do if possible, but maybe there is something that is better than just paying that minimum payment after that. Here is the loan info they just sent me. Any help is greatly appreciated. Thank you.  <response>: The only strategy I have is to pay the minimum payment each month and then pay any extra I can toward the highest interest loans.Mathematically that is the best strategy. 