<prompt> Human: Ive heard and read about how quality of life doesnt improve with money over 70kish... and I think about that a lot.I currently earn about 125k, and my wife earns about 55k. We are both 35 years old. We have about 75k in retirement, 30k in savings, and 120k in home equity. We have one car payment of 400 a month, and mortgage is 1900 a month. No credit card debt, no student loan debt, no kids. We both put 10 into 401k.The issue is, we only have 1 day off a week together, and we dont really like the city we live in. Our jobs are very specialized, and she would not be able to do the same job in another city. I would be able to, but at a much lower salary 80-90k. Im sure she could find a job in a different city, but it wont be near that 55k mark shes at now.We are very active and enjoy traveling and exploring. It is very difficult right now due to only having 1 day off a week together. If I were to take the other job, Id be working a 77 schedule, which would completely change our lifestyle and allow us to get out and do what we really like.Right now, we make more than we need. As enticing as it sounds to work 26 weeks a year, its awfully scary to think of making 100k less than we make now. We live very comfortably right now and dont really have to worry about anything. I do think we could live on 80-100k no problem, I just worry about delaying our retirement, or having a lot less in our retirement acct when we actually do.Who else has made the leap and what advice would you give?Thank youAssistant: Live on that amount now and bank the rest before making that transition. You say you could live on 80-100k but after taxes you would be bringing home like 60k. Also, no offense you arent even saving a lot at 180k. You are already behind in savings and retirement so while you say you can live on 80k but Im hesitant to believe that. I feel you could live on 60k then you would have a half million in savings. Instead you only have 100k. Human: That is good advice, thank you.No offense taken. We have been paying off student loans and our other vehicle. We have also only been at our current jobs for 6 years and have been getting raisespromotions during that time. Weve really only been making 180k for a year or so. When we started 6 years ago, it was closer to 120k. We had 1000 a month in student loan payments and an additional car payment as well. Id hope we would have more than 100k had we been making 180k for a longer amount of time.  <response>: On the other hand youre hoping for a lifestyle change right? Weekends camping, recording music, painting, reading books, going on dates. Perhaps overseas travel. Your living expenses in the future will be very different. Could be more, could be less. So trying to live on 100k now might not be the best measure. Perhaps moving to a smaller city could halve your rent. But trying to live on 100k will be a good motivator to force you to have a hard look at your budget. 