<prompt> Human: My paycheck and credit card cycle are offset by two weeks. Is it better for me to pay off part of my card as soon as I get my paycheck? My thinking is that Ill be billed less which will come up as a smaller use percentage. ---edit---I was unaware that credit utilization reset every month. I thought they kept long term track of your CU when calculating your credit score.  <response>: When I used to use credit cards, I would just pay off every 2 week paycheck. Doesnt really matter as long as it gets paid on time. 