<prompt> Human: Throwaway acct. I 42F have been dating my 48M BF for about 8 months now. Things are great, except our financial goals do not seem to be exactly aligned. For example, I have always been a frugal saver and have amassed approx 1 million dollars so far. If my investments continue do well, I would like to retire in my early-to-mid 50s and travelvolunteer.My BF, on the other hand, has very little in the way of a nest egg other than a small military pension that barely covers the mortgage payment on his underwater house, and about 75k in a 401k. He never saw early retirement as an option, so he has been spending at his whim without much consideration for retirement savings.I wouldnt mind sharing my nest egg with my partner, but I would like him to get on the same page and work with me rather than against me. Right now, he spends a lot of money on what I consider to be frivolous unnecessary expenses. He says he would like to be able to retire early and spend more quality time together before we both get too old, but whenever I try to talk about money, he becomes angry and thinks Im either rubbing things in his face or trying to be controlling.I am considering getting some relationship counseling, but I would like to hear from other redditors who have dealt with similar issues before, and how it went. Please share your stories and advice. Thanks!  <response>: I think this guy is not the right guy for you.You are at different stages of emotional growth.You want to save, and be prepared for the good or harsh future as seniors.Hes not done his fair share of the load, and helped towards mutual goals.His goals are not your goals, doesnt mean hes a bad guy.Instead of worrying about what ways you disagree, and oh btw, you can never change peoples minds, they will always do what they want no matter what you do.However, you can work with people, who are willing to be worked with.I would each of you write down your goals in life, what do you want from your now life, and what do you want in the future.Then compare notes, and instead of focusing on where your different focus on where your the same.If there is very little sameness, then thats a clear signal this is not a good match. If theres a lot similar or medium amount, and he shows interest in working towards mutual goals, then its possible to make this a better situation for both of you.both of you should be enablers, empowers and work together on mutual and individual goals.But I would also consider a pre-nuptial agreement if you ever decide to marry him. 