<prompt> Human: Im about two years away from retirement. Current compensation is roughly 225,000. I contribute to my 401k plan but do not maximize. Ive received a small inheritance which is tax free. I believe taxes are only based on interest or income generated from the inheritance but not the balance.Does it make sense to use some of the inheritance for living expenses while using some of my current compensation to maximize my 401K? I believe that would lower my current tax rate? Make sense?  <response>: Id be maxing out my 401k a couple times over with that income. Certainly do so. 