<prompt> Human: So Ive had flawless credit my entire life, up until recently when I found out my credit went from about 800 down to 550 without me doing anything to negatively affect it. Checking my report I got from Credit Karma, I see that my fathers name easy to distinguish because he has a different middle initial, which is abbreviated in these reports appear next to all of these new negative items on my report.First of all, I just dont understand how this could even happen. We obviously have different SSN s, and what does him passing away have to do with all of his negative credit items being transferred to me?Second, and more importantly, how do I go about getting this resolved? Im just a little overwhelmed and am not sure where to start. I am going to be looking to rent a new condo in the coming months and Im scared this is going to ruin those chances.Any advice is greatly appreciated.  <response>: First, this will all work out, and your credit will be back to just about perfect again, so dont freak out too much. You can dispute it with the credit report bureaus, since they are clearly putting someone elses info on your report. Theres a link to each bureaus dispute info at the bottom of this page 