<prompt> Human: Hi There,I have been working my butt off to be able to put 20 down on a home around 200,000 dollars. However, I have a few issues with home ownership.-I have no idea where I want to live-I like to travel-I would prefer a condo over a house but HOAs seem shittyMy question is, what if I smartly invested this money into stocksbonds? Would my wealth grow faster, would it give me more freedom to travel and do what I want?Any resources or books people can recommend would be great!  <response>: This is not an apples-to-apples comparison. You dont buy houses to leave empty and sit there and appreciate in value which you do with stocks. You buy a house to live in. On average, house prices grow just slightly higher than inflation. So basically, dont count on increasing your net worth.The correct question is: Should I buy or rent?-I have no idea where I want to live -I like to travel -I would prefer a condo over a house but HOAs seem shittyThis pretty much answers it for me: you should continue to rent. gives a lot more flexibility.And you can invest your cash in the mean time. 