<prompt> Human: Everyone has the typical 6 to 12 month worth of normal bills but what else? Medical, car repair, home repair? Just curious as to what people put aside for certain things. I have money set aside for all of that I just dont have it budgeted out to each specific category. Im in the process of doing that now just so I have a better feel as to how much more I should put away.  <response>: I learned this from being on my HOA board, I have a reserve for things that have a predictable lifespan, e.g., HVAC has a ten year life, so 500year goes into that. Tires, appliances, cars, roof and all other manner of things that have a longer life and are expensive to replace 