<prompt> Human: My parents are 62. Im not super clear on their financial situation, but generally good, as is their health. They own a house outright in a low cost of living area - worth maybe 400k. I believe they have no debt and sufficient retirement savings to be fine without me. My mother was a homemaker and doesnt currently work. My father has a white collar job he likes, as much as any of us do, anyway. I know they saved for retirement, but my father apparently intends to keep working at least some into retirement. Im 27 and a software engineer. I have two siblings, both making fine money, but well less than me, and they have kids. I dont think I want kids. So, I in principle have much more discretionary money to help them than do my siblings. Im not super close with my parents, but theres no substantial animosity either. My siblings are closer.In rough numbers, I make 200kyear in the SF bay. I feel like I could find 1-2kmonth pretty easily for them. Should I help them? How much? I dont have any real interest in early retirement - I think Id go crazy without a job. It seems likely my income will go up 50-10037; over the next five or so years.  <response>: If they dont need it or if you feel they will need it in the future, better create an investment account and pool some money every month. If they ever need money, you can give whatever is accumulated. If not, you have a big amount that you can use for yourself. 