<prompt> Human: Im a bartender, so a majority read: 97 of my monthly income is in cash tips. I try to go to the ATM as often as possible, 2-3x a week so I can see how much is in my checking account and pay bills from there. But its not working for me, and Im not saving as much as I know I should be. Im 24f student not in the summer, but have to pay 1700 before I can register to take classes beginning in August, as well as 600 on my car. So 2100 immediately. My income is 3400month, expenses 2000, leaving me with 1400month.Admittedly I eat out more than I should, but dont shop often. I have an active social life so I like to have entertainmentfun money set aside. Thanks to housing change, and no return security deposit, I am currently living paycheck-to-paycheck. My one credit card is all but maxed at 1k payments accounted for in expenses. I had a 4k emergency fund a couple years ago but now I have none. I just lost a relationship with my father who I would usually turn to for advice like this so Im kind of at a loss. Any tips on how to pay off the 2100 with what Im working with are appreciated, as well as any thing that changed your mindset on budgeting in your 20s. Thank you.  <response>: Echoing what everyone else said, because its true: cash or paycheck doesnt matter. The bottom line is, know where your money goes. All of it.Then... cut the waste. 