<prompt> Human: Im sure I have miscalculated, but several run-throughs of online calculators show I will have an 8-figure retirement savings based on what Im doing now. That sounds ridiculous and now I wonder if I should be doing something else with my savings?Age: 27Annual Income: 115,000 10,000 bonus 401k: 18kyear 7k lump sum contribution from my jobRoth IRA: 5,500yearETA: 65k currently in retirement accountsIm not counting pay increases when looking at retirement, though I do expect to earn more as I grow in my career. My emergency savings is 10k, which is plenty for my current situation. I have around 15k in other cash savings for shorter-term goals like travel and home improvements. I owe 173k on a house thats greatly appreciated in value, now worth 1mil. Part of the house is rented out, and the rent 1505 covers the mortgage 1050 with a little leftover. No HSA offered but I put max in FSA each year. Should I be saving more cash? Should I be saving in another non-retirement brokerage fund? Is my math all wrong and everything is copacetic?Married, no kids but will have them soon at which point will open 529s. The above doesnt count my husbands income or retirement savings.  <response>: Theres nothing wrong with saving a lot. You never know how things might change in the future. You could find yourself in a situation where youre unable to work for example, so maxing out your accounts now is great if you can do it. Best case scenario is you retire early and theres certainly nothing wrong with that. 