<prompt> Human: Hi there! Pretty much just what the post title said. I am 20 years old, a sophomore in college, and I have a fair number of student loan inquiries that are lowering my credit score. I have a low-limit credit card that I am using regularly and paying off every month in full, but the number of inquiries I have, 12 on TransUnion and 5 on Equifax, are the biggest issue that I have. Do I just have to wait the standard 2 year period for this? Is there anything I can do, such as contacting the different lendors and seeing about them getting it off of my report?Thanks!  <response>: Inquiries stop scoring at 12 months, they drop off in 24 months.So after 12 months, they dont affect your score AT ALL. In fact, after 6 months they start being worth less and less. 