<prompt> Human: If this is the wrong place to post this question, Im apologize, and if anyone can point me in the right direction, Id be grateful. For now, buckle up kids, because this is a long one, kids. Im stuck between a rock and a hard place, and I dont know the ins and outs of the banking world or how to navigate it. Please, bear with me. I know its long but I genuinely need some words of wisdom. Basically, I fucked up. I gave the IRS the wrong account number to deposit my federal refund into. I own that, I dont know how it happened, but I fucked up. Now, Ive been told that, if that happens, there are 2 things that can happen: 1 its not a real account, and the bank will just send the money back to the IRS which will then send a check; 2 its an active account, but the bank sees that the name on the account and the name on the deposit dont match and the bank will just send the money back to the IRS which will then send a check; in my case, neither of these things happened. Instead, the bank just deposited my refund into someone elses account. The end. But not really. I end up having to check the IRS site to track my refund and I see that it was deposited a full 5 days earlier. The site tells me to call my bank. I call my bank. My bank tells me to call the IRS. I call the IRS. The IRS tells me to call my bank. I call my bank. My bank tells me to call the IRS. I call the IRS. The IRS tells me to call my bank. I call my bank. My bank tells me to call the IRS. I call the IRS. The IRS is closed for the day. Well shit. So, the following day, I call the IRS, and the lady who I tell all of this to literally laughs at me and says theres nothing she can do and to call my bank. I call the bank, defeated, and explain everything again, in great detail, because they cant seem to take notes for the next person I speak to so that they understand whats going on. Finally, I get transferred to a woman who actually sounds like she knows what shes doing - I get a reference number! Holy shit, Im relieved as all getout and she tells me that its with the ClaimsAdjustments department and to call back in 5 days to check in if I havent heard anything. I go all weekend thinking that yes, YES! this shits gonna get DONE. The bank will reverse the transaction, send the money back to the IRS, and Ill get a check in 5 weeks!Then we get to today. The day that will live in infamy as the day I asked to speak with a supervisor for the first time in my life. Im usually pretty chill on the phone. But I was told today that the ClaimsAdjustments department decided, sometime within the past 5 days, that the IRS had to initiate the claim and that the bank couldnt do it on my behalf. Now, this contradicts everything that I was told last week AND, by the way, no one bothered to notify me of this. I was blissfully unaware that my money is still in someones account, missing me more day by day. I asked to speak to her supervisor who proceeds to put me on hold for roughly 30 minutes, presumably to review my account and see whats up. Its all good, I get that, I just need some GD help. Then she comes on the line and said Thank you for our patience, Im going to need to call you back before 5 to dig deeper.I just dont know what to do. Do I call a lawyer? Do I go to a physical bank and park myself there until this gets figured out? Do I switch banks once this ordeal is over? TLDR: I messed up, someone else has my refund money, bank doesnt seem to be helping.  <response>: Call IRS toll-free at 1-800-829-1040 M - F 7am - 7pm local time and speak with a representative. 1. Request a refund trace. This will provide written documentation for the direct deposit. This can take up to 90 days to process.2. Request a Record of Account transcript. This shows your tax return data, and your tax account information, including the refund amount and paid date.This is all IRS can provide on your behalf. You must pursue this as a civil matter with the bank and the erroneous recipient of your refund. 