<prompt> Human: Im a 20yo student with a part time job in England. Every time I am waiting for my loan I plan things to buy, sometimes that I need but mostly that I want. Every time my loan comes in, I just buy all the shit Ive been wanting. I always think I am spending less than I am, and I do a lot of online shopping. I have no impulse control and I get a lot of pleasure from spending money. But obviously its unsustainable. From almost 2 and a half grand nearly 1and a half went on this terms rent, and the rest I have spent in the time between now and the end of October. I dont know how to control myself and I am scared, angry and disappointed in myself, and losing self esteem. How do I bring my spending under control, stop myself wanting and giving in, and make sure I stick to any rules I set?  <response>: I dont know that this is a finance problem per se. You can try to make it more difficult to buy things by restricting your access to your debit credit card, or moving money from checking to savings.But, you first have to want to do that. 