<prompt> Human: Hi. I have practically no debt, a cheap apartment, few bills, a well-paying job, but still cant seem to even begin to start saving.I make 50K on my current job, and have worked there for a year. The reason I live so cheaply is that I dont have a mortgage, no car, practically dont own anything.Now that I have a job, I need to get a drivers licence and a car because itd save me about an hour commute every day, and comes out to about the same money per month that I spend on my bus-pass.I also need a computer, new clothes, furniture... Its like that kind of life style is necessary when youre working, because I cant wear my old threads to work, I need a computer to work on at home, I need a new bed because mine is broken and I need to be well-rested for work...And it seems that every month my money just disappears into these random, but necessary, expenses. I try to budget, but Ive lived without money for so long it doesnt make any sense to me, theyre just numbers on my bank statement.I wish I could start saving up money, but it seems I am going in the other direction, even needing to take out small loans for the things I need, and I dont really want to.Dont know where to start, help?EDIT: Thanks for all the great answers!  <response>: It sounds like youre in an acquisition phase. As in, theres a bunch of crap you need and do not have, so youre going to wind up with expenses from that for a few months or years. I did the same thing. After I got my first job, I had to get new glasses. Then I needed a new mattress. Then I needed a way to exercise at home, because going to the gym after work was just not happening. And on and on and on. Im about 5 years in, and unless my home situation changes dramatically, Im pretty set up, so those expenses have dropped down to maintenance costs at most.My suggestion would be to budget a fixed amount for all of these expenses, prioritize them, and then do without until you can buy them. Also, plan ahead. Theres no point in buying a 300 computer just to pound out excel sheets if youre going to want to upgrade it into a 1200 gaming PC in a year - just save up for the whole thing now. With no debt and very few bills, you should be able to make pretty short work of the list youve put together. You just have to set the money aside and not get sucked into the trap of buying things as soon as the thought enters your head. 