<prompt> Human: I am planning on getting married in December 2018 and I need to figure out whats the best way to pay for the wedding. I am estimating about 30K extra after my savings. I have about 20 K in my retirement fund. Are there loans to help pay and is that a good idea?  <response>: 1. Do not dip into retirement funds for a wedding. Its one day of your life! 2. Do you really need to be spending this much on a wedding? Seems excessive. 