<prompt> Human: So some funds in my 401k are changing, I dont even invest in this fund, but we get updates in the mail all the time. Anyway, here is the redacted notice I got. Either someone made a huge typo on this chart, or Prudential is lying to their hardworking investors about expense ratios. See the box in red, and see the chart.Or am I totally missing something here?  <response>: Its changing from 5.75 load to no load. So technically people making new purchases are better off with the new fund less going to fees but this is cold comfort to those who already own shares.Source: morningstar 