<prompt> Human: Hey guys.. I recently graduated with my masters and stuck in 100k loan debt. I have Subsidized, unsubsidized, and direct grad plus loans.. the unsubsidized and direct grad plus loan interest is killing me! My payments dont begin until August 1, 2016. However, Im trying to figure out how to pay it off as soon as I can with a low interest rate for those specific loan types. On another note, I am in the process of getting a new job. My current job is only a part-time I had to take while I was finishing up school with internship. So Im not making extra, just enough to get me by. Im a little stressed because the accrued interest is scaring me! Someone help pleaseee!  <response>: Im gonna recommend taking that Masters Degree and start working toward the career path with diligence that justified you getting the Masters. Go put on something nice and start handing out that resume...its the only way to either get it paid off or get in a career that can forgive it after a few years. 