<prompt> Human: So at some point in my life, I want to own an NSX, its been a dream of mine for as long as I can remember. Id appreciate your thoughts on what I should do. Apologies for the slightly long winded post.Some background:- Im a software engineer, wife is in the middle of her mdphd. We currently have 0 debt and our joint income is 83k gross. She will graduate with 0 debt as her program is fully paid for. We are 27 years old. We have two sedans, perfect condition and paid off.- We are planning on starting a family in the next 2 years. - We are not buying a house for at least 5 years, since my wife will have to move for residency in 3 years or so. Once she starts working we should be able to save enough for a down payment in a couple years.- Were currently saving a good 30 of our net income every month, after 401k contributions etc. 35 if you count 401ks- An NSX costs roughly 45k.- fico score is 811I have two options: Buy one now. This would involve putting a large chunk of our savings as a down payment and taking a loan from the rest. I can get great 1.74 rates via Penfed Pros: NSX sooner, NSX doesnt depreciate very much if at all, good rates these days. Car loan may help with mortage rates down the line. Could sell the for a 2-3k loss if we needed cash. Cons: debt, only 6 months expenses left in savings. Save up for another 3-4 years and buy one cash. Pros: No debt Cons: Market for the NSX i want 97-01 blue may shrink, less chance of getting what I want? Prices might increase from today.What would you do if you were in my position?  <response>: If you can afford it, buy it now.We make money to enjoy it. You can spend your whole life saving up money and using your money to make more money. The whole point of making money, though, is to indulge in our passions. Everyone here thats saying youre spending how much for a 15 year old car? clearly dont understand why youre doing it.I did the same thing. Good with money, saved up and got one of my dream cars, a Corvette z06 Am I in more debt? Sure, I had to took out a loan for part of it. Ill tell you what though, every single day after work, it doesnt matter how shitty of a day it was. Doesnt matter what phone calls, complaints or meetings I had to deal with. The second its time to leave, I grab my key and smile. I walk out my office building and see my z06 sitting in the lot waiting for me. I get in and put the key in the ignition. The DIC scrolls Corvette by Chevrolet. I turn the key, the v8 roars to life, the gauges climb to 200mph and then drop back down to settle at a low rumble. I sit in the car for a minute to destress, shift into first and take off. The entire ride home has me with a smile on my face. Onramps are glorious. Offramps are glorious. Twists and turns are glorious. The entire time its a blast, and thats just after work. Car meets, drives to get groceries, going to the movies, meeting up with friends .. every single time you get in, its a blast.Sure, its just a car. Its 10 years old. Its got dings and it needs premium gas. Oil changes are more expensive, parts are more expensive, insurance is a bit more. At the end of the day, though, I work hard and save in other areas in order to let myself go crazy in this area. The experience of owning the car is well worth the money to me.So yeah, my advice to you is if you can afford it now, get it. Factor in maintenance costs, gas and mod money and at the end of the day, enjoy it. 