<prompt> Human: So heres the run down. I make about 125k a year. 1300 every two weeks with quarterly comission checks. Which are taxed like a mother. Last year I paid in over 35k in taxes. My bills total 4200 1020 mortgage280 auto insurance 580 car loan250 utilities 500 towards a credit card I carry a balance of 3k on with a much higher limit. 40 internet30 Netflix 25 garbage 70 gym570 girlfriends bills 300 student loans500 a month for groceriesI have an excel with all my bills on it but no way to track them or any experience with anything in regards to this. Im worried I cannot make it work. Since i get a salary of 50kyr, I take home 1300 2 weeks get a comission check every 3 months or so. From what I see, I have to put away almost 6k from each comission check just to break even on my bills. That doesnt give much room for savings or any type of fun. I feel really hopeless. My average commission check was 7.5k. Is it really like this or am I missing some obvious stuff?  <response>: Car loan and insurance are nuts. I would say cut the gym but youre pulling 125k a year? Im trudging along with half that pay and a kid here in SoCal and making it work, you should be golden honestly. Where else are you pissing money away? You should have 28k leftover after taxes and bills, sure your math is right? 125k-47k in taxes - 50k in bills... Edit-adjusted math. 