<prompt> Human: My mother is dying with Alzheimers. Ill be inheriting her house but apparently also the debt attached. She got scammed by a Solar Company about five or six years ago in her early stages of Alzheimers for 30,000 to install solar equipment that to this day doesnt do anything and never did. At about 18 interest rate theres still about 17,000 outstanding. Since the loans taken out 2 for 15k were for improvements to the house I guess they can put a lien on the house which is why I say I would be inheriting debt. Other than just paying the 17,000 off to avoid paying these ridiculous interest rates what are my other options? If they would settle for a certain amount of cents to the dollar to payoff the loan how do I go about negotiating that and for what amount? Would it be smart to just open a new line of credit in my name that has a low interest rate? I have an 800 credit score but I dont have 17k laying around. Im assuming theres some other ideas that are probably even better than what I can think of which is why Im here asking for advice.  <response>: Whats the issue with the solar? Do you want the house? If not, sell it and use the money to pay off the debt. If so, buying a house for the cost of paying of a 17k debt is still a great deal. 