<prompt> Human: Im 23 years old, I make around 120,000 year and I am flat broke. I have no kids, Im not married, and I have no major health issues. I just cant stop spending my money.I have 2 really nice vehicles, a really nice apartment, I eat incredibly well, and I have money left over. But I spend it on stupid stuff like Apple products and thousands of dollars worth of smart light bulbs that make my apartment look cool at night. I try to save money, but every time I get a small chick saved up, I find something I want and I buy it. This hasnt hurt me yet. Ive always been able to pay my bills and live comfortably, but I have NO SAVINGS NO INVESTMENTS. I feel like I need to get my shit together!How do I stop being so immature with my money? Are there any strategies I can use to stop my useless spending? Thanks.  <response>: Youd have to decide if you have some sort of mental issue, like an uncontrollable compulsion addiction, as opposed to just no judgement or no discipline.One thought would be to put 3000month directly into savings instead of in your checking, and then live on the money thats left over. If you can do that, you are probably just undisciplined, as opposed to compulsive. 