<prompt> Human: So I had about 3700 in cc debt. I paid for an entire semester of classes and some other stuff. I just threw 1500, which was basically my most recent paycheck, at it minus 50 bucks. Im not going to spend money on anything except for gas for my scooter 3 a tank and maybe cheap produce if I need food. Ive been eating out almost daily for the last 2 months so I need to reign that in as well.If something comes up I have an emergency fund that can pay rent for a few months. I pay rent on the 15th so on my last paycheck I set that amount aside already.My work feeds me, I have groceries for a while, and I have soylent that could take me into the beginning of next year so I dont have real food expenses right now.Only other bills are internet 50 and power 50. And cat foodlitter 3515 but I have lots of that.I have a gym membership on the card I need to cancel but Ive been dreading it, even though I havent gone in months cos theyre nice people, I moved and its much further now and its just not practical for me to make it there because theyre class based and my schedule doesnt work with it.This is the first time Ive ever had so much on a cc, and Ive had a laid back attitude about it because eh I can always pay it back but for the last couple months its been bouncing back and forth. Id throw in a lump sum payment and feel good then Id spend a bunch because Im well under my limit its the amazon prime signature visa.My credit report went down almost 20 points from high utilization.I want to start the new year off right so Im starting now. The crazy thing to me is that this is more than my student loan debt from trade school, which Ive just been very lazy about because the payments and interest are so low. My student loans are 2200. Im so far ahead on payments that I dont even have a minimum payment right now and the last time I paid was july.Im going to really try to kill this debt before the end of the year. Wish me luck! tips and tricks appreciated. Have any of you ever done no spend weeks or months?Assistant: Whats your emergency fund look like? I dont know your opinion on Dave Ramsey, but his baby steps would have you drop down to 1000 and throw the rest at debt, from smallest to largest. It could get you out of debt quicker and save you some in interest. Human: Its a little over 3k. I just like it there.  <response>: I understand, I like the security of more than 1000 too. 