<prompt> Human: He is almost 18 years old, I hate to say this but, hes very irresponsible, doesnt have a job, not quite out of high school yet but close. He has around 75k from family gifts and lottery winnings family member gave the family a share of their winnings. We live in rural Virginia, he wants to own his own house fresh out of high school but I know he doesnt think very far ahead. What should i say to him as a friend to help him better himself financially? Im no expert but i know hes about to make a mistake.  <response>: It might not be the best thing he can do but its better than him buying sports cars and dirt bikes and just pissing the money away. This way his money will be tied up in the house so hell at least have that. 