<prompt> Human: Ok, so my husband found out today that he is being let go from his position with his last day being Friday. There will be no severance but he will be eligible for unemployment. However, my husband is the primary earner in our family and our financial situation will quickly become desperate. My salary and his projected unemployment will not cover the monthly expenses. I have a small emergency fund, about one month. Used to be three months but we had very high medical bills over the course of the past year for my son. Anyway, we are both still reeling. Obviously hes going to start applying to jobs tonight, but it there anything else we can or should do right now? Thanks.Edited to Add:I just want to thank those who have offered advice. I was feeling this desperation of we will lose this house we can never live on just my one income alone. And after some tough love here Im realizing that if we tighten our belts we can get it done.Im working so cant do a line by line budget right now as some have requested but I can do it tonight if you think it will help.For those who wonder where 7k a month went, there are several factors at play. 1 I just got a significant raise Sept 1 so our income wasnt quite as high until recently. 2 My childcare expenses were 1800 a month and just went down to 590 a month on Sept 1 so that was taking a large portion of our earnings until very recently. 3 Not using sinking funds - we had enough discretionary income that we covered most small emergencies from our earnings as well as luxuries like Christmas gifts and vacations. Although we had a emergency fund, we did not have sinking funds so when everything went wrong at once, burst pipes, broken appliances, two broken down cars, medical emergency, our discretionary income didnt cut it and our emergency fund got used. 4 Medical expenses. My son got diagnosed with a chronic illness. Insurance covers some but not enough.Assistant: Go through your budget line by line. Figure out what can be lowered or eliminated. Human: Will do but weve been doing Dave Ramsey for a lot of years so theres not a lot of extras to cut. I have no credit card bills, no student loans. We live in a high cost of living area and my husband was a high earner so we have a large mortgage payment and one car payment for a used minivan we purchased when our old one died a few months ago. I could get rid of cable and cancel my newspaper subscriptions, but thats not going to save enough to make us solvent. I have a line by line budget but the big ticket items arent really changeable mortgage, car payment, utilities. Or at least my goal is to not have to get rid of the big ticket things but to hang on long enough to keep the house until he gets a new job.Assistant: How much is in your emergency fund? Can you pick up extra hours or a part time job?Human: Emergency fund is down to 4500. As I said, we had 15k but I have a child with medical issues and his needs depleted our emergency fund over the course of this year. I am a teacher so there are no extra hours available.  <response>: I am a teacher so there are no extra hours available.What about tutoring? Or working a second unrelated job? 