<prompt> Human: My Situation is odd and Im very unlucky. Im an international student in Arizona. I was able to finance a car without having SSN from a big Kia dealership. I put down 1500 and signed everything and got the car. Three days after, I rear-ended someone and my car is still in the shop until this moment. I got a call from the dealership that they want the car bank without knowing that it was in an accident because they couldnt approve my deal for some reason. My insurance company paid me 5k for the repairs. Now I have money in my account and the bank wants the car back, what should I do?  <response>: Id give it back after its fixed. Its technically their car, and you get to get rid of a car you know has been damaged. 