<prompt> Human: I am wondering whether I should re-allocate everything to a Vanguard 2055 retirement account and just let it keep doing its thing. RIght now, Ive set up my own ratios.I only started this about 18 months ago. 80 are in domestic stocks , and 20 in international. So, heres the breakdown:61 in Vanguard Employee Benefit Index SP 5005 in Vanguard Mid Cap Index Fund VMCPX14 in Vanguard Small Cap Index Fund VSCPX20 in Vanguard Total International Stock Index Fund VTPSXThanksAssistant: Stay the course. Stop looking at it Human: Thanks for the response. What worries me is that the Vanguard 2055 had a gain of 4.3, and loss of only 5.04.This means Im doing really badly, right?Assistant: Are you about to retire?Human: not for a while haha  <response>: Stop looking at it then. 