<prompt> Human: I was a contract worker cant get unemployment in Oil and Gas I was laid off the first week of February. Ive tried networking and other things but I have gotten 0 call backs for any jobs even minimum wage. I have gotten nothing from the temp agency as well. A friend helped me get a 100 commission insurance job, but its taking a whole month to start taking my license test next week. The job is 100 commission as I said, and that is scary as hell because my debt may still be an immediate issue. My friend is making 2k week but although I trust him I just have too much debt to not be super worried and skeptical. I have a 700 credit score and Im scared of it getting knocked back down from all this. For 5 months Ive been paying everything on my card. I pay cash for food when I have some, but I dont ever have much cash. My card balance is 8,000 and climbing. Ive managed to keep my mortgage paid and car insurance as well. I have nothing in the bank. The savings I had went to paying my credit card and mortgage for March and I didnt pay my 2014 taxes because I didnt have the money to do that and pay bills. I was laid off very abruptly having been verbally lead to believe I was going to be kept on. After seeing multiple cuts and making it through I foolishly thought I was safe. Combine that with poor timing and bad luck my car was hit and run in a snow storm and that cost me 2500 as well as now I have a broken shower and garage door with no money to fix replace them its just getting worse every day. I made a fair amount last year and managed to pay off all of my debt, but now Im in the same hole I just dug out of.I was going to take out a small loan a month ago when things really started adding up to consolidate everything and just have one payment with much lowered interest than my cc, but contract workers need to have been employed for 36 months to get a loan. So right now I have:8k cc1k mortgage600 car insurance400 bills electric gas city etc ??? Whatever I owe in taxes which is probably 7500 ishIm fucked real hard and dont really know what to do even if I start making sales on this job Im not sure how Im going to get back on top of my money. Im hoping I can get back to a decent place financially before the end of the year. And I have no idea how to handle my taxes problem. Hindsight is 2020 I know now I should have done many things differently, but I was making more money than I ever had and was blinded by it. I never planned on losing my job and I should have. Ive never been unemployed so long either.Advice is greatly appreciated as Ive already criticized myself enough.  <response>: Would renting rooms in your home be an option to bring in some income?From experience, if you want a minimum wage job you have to physically follow up with the employeer by phone or in person. They get alot of applications from people trying to meet unemployment job search requirements. 