<prompt> Human: My girlfriend is in debt 15k-ish. She refuses to talk about her debt with anyone, and is in a financial rut. She works full-time, and puts 1000 per month onto her credit card, but then has to use her CC to buy things later on in the month. Any advice as to how she can start seeing that debt drop?  <response>: I am honestly happy to find one I can relate too. I did the exact same thing as she did! I got a credit card with a high limit and blew it up at 18 years old, id pay on it, screw up, and max it again! You know what helped me? My mom went into my damn wallet and hid my card from me. My auto payments are now taking its course and I have no way to to use the card. I sit at home more, store more money for my bills and stop trying to make myself such a high maintenance type of person. Less eating out, less selfish purchases and used my income tax to help my own debt. My 30k debt went to 18k in one year. If she cant grow up and change her spending habits, id HIGHLY suggest finding someone else. I wouldnt expect someone to stay with me if I was constantly struggling and not helping myself.Edit: Yes, I can call for a new card, but choose not too, because I have to grow up someday and accept my consequences. 