<prompt> Human: Original thread here:First off, I confronted my wife about the state of our finances and what is going on with her business. I showed her the spreadsheets I had made that were showing how much money I was making every month and how our debt hadnt been decreasing. She showed me all of her accounts, from the store cards to the business account and then we planned out a budget that we could actually follow.Personal expenses were reduced to 50 each. This includes everything from buying new clothes to eating out. Entertainment budget was 100, food budget was 300. We stopped driving to any little side trips to save on gas. She called around for insurance and we switched to Geico and dropped our monthly bill by 130. She admitted she had been buying a lot of stuff for herself, but she agreed to taper it off, and anything over the 50 personal budget needed to be agreed to by both of us.So, after all of that heres how we did in Feb:Me: 35 Her: 68 Still over 50, but significantly better than 400, the last 20 that pushed her over the limit was for her to get her eyebrows down Entertainment: 90 Under budget! Woo! Gas: 150 Food: 290 Downside to this is weve practically emptied out our freezer... So this is partially just hiding costs whenever we get around to restocking all the frozen stuff we ate... House: 23 Bought some light bulbs Misc: 30 mostly dog stuff Insurance: 77I made about 6k this month, and she paid herself 2300 for the month from her business account which is a couple thousand in the black still, and no credit cards by the way. It turns out shes been paying herself a few thousand from her business every month, but in the past she was basically just paying straight into credit cards or reinvesting it in the company by buying more stuff that she doesnt actually need, but thats another issue that we got sorted, and you guys probably dont want to hear about that here. So it wasnt nearly as bad as I has thought it was when looking through our finances last month. She also ordered business checks for the account so that she can pay people straight from there instead of using personal checks and moving the money afterwards.We saw an accountant near the beginning of the month, and we ended up getting close to 1k back on our taxes.Thanks to the greatly reduced monthly expenses 3600 this month compared to over 5k last month and greatly increased income over 9k we were able to put almost 6k towards credit card debt. She had about 2400 on cards between various stores That were all at a whopping 24.99 interest that we paid off as quickly as we could, and then we totally paid off the 3500 on the 20.99 card and started chipping away at the 3400 at 16.24.We locked up all of the cards except for the 20.99 one, which were now using for all the day to day purchases gas, food, entertainment, etc. because it has the best points. Well be paying that off monthly so that it doesnt earn another cent of interest.I made up a spreadsheet to track all the individual credit lines and found that even if I dont make any bonuses for the rest of the year, and my wife only brings in 1k a month roughly 5k per month, we can still have all of our debts except for the car and the student loans paid off before January 2014.If we make as much as we made this month, and spend as little as we did unlikely, this was a really good month well have all the CCs paid off before August, and the car paid off before Jan 2014.From the suggestions we got:We have an emergency fund of 1000 set up in a savings account Not much, I know, it wont even cover the mortgage for a month, but its better than nothing.Were keeping the SUV because she really does need a nice car for work. Showing up in a shitty 20 year old truck like some of you were suggesting just wouldnt cut it with her clients and she would probably lose some of them on that fact alone. And finding out that shes bringing in more than 3x the cost of the car plus gas helps lessen the pain as well.I kept our budget the same for this month as it was for Feb, but Im expecting food will be back over 300 as we restock the freezer, we also need to do some stuff for the back yard, so that will be a couple hundred, but its all budgeted for.Thanks again to everyone that replied. Hopefully you hear from me again April 1st with some more good news.  <response>: Tell your wife that a random stranger from the internet said to keep up the good work and that Im rooting for you guys!Although to be honest, you should be rooting for me and my tiny income :P. 