<prompt> Human: I get these offers about twice a year. It seems like an easy way to earn some cash. If I do these promos and close, am I damaging myself in some unseen way? Edit: bear in mind I am aware of the minimum requirements, and intend to meet them. Min balance, direct deposit, 90 days etc I mean to say; does the act of opening and closing accounts twice a year hurt me?  <response>: They usually require to keep the account open and meet all the requirements from a few months to a year. You have to read the fine print. 