<prompt> Human: Bought a suv last year with high mileage, didnt know any better got a poop interest rate 24. Bought it from my cousin at a dealership and havent missed a payment, now the transmission is gone out. I have no idea what to do. I completely dejected I cant drop 2k for a rebuild, i dont have the tools for a used swap. Can i just give it back and have no more payment? That doesnt seem like a thing. My credit is crap so I cant get a loan to pay for the rebuild and the truck is a 2005. I keep repeating this same cycle over and over and cant seem to break it. I just need a good vehicle for me and my family. I work 70hts a week already man...need some advice please1st quote is 1560 for a rebuild  <response>: If you stop paying, they will send the debt to collections, who will then pursue you for payment. It doesnt just disappear. You may have to follow a strict budget for a few months to get the money for a rebuild. 