<prompt> Human: I recently graduated and am making 60,000 a year. My spendable income each month after medical and 401k is 3606. The apartment I want to get is 1032 each month. It is 5 minutes from my job. Heres a list of my other expenses. Apple Music iCloud Storage - 7.00Student loans - 88 starts in February. Gas - 40 WiFi - 40assuming based on prices I looked up Utilities - 100assuming how much theyll be, Im not sure Can I afford this? I would really not like a roommate.  <response>: You can afford it, yes. BUT. You should be making extra payments towards your loans. Pay the 88 monthly payment and throw a whole lot more on it as principal only, especially if the interest rate is 6 or higher. Get those POSs out of your life. 