<prompt> Human: I am looking to buy a house in about 1 to 2 years. I am a foreign national living in the US and have a descent income. I wish to buy a house which costs roughly about 250k on the upper side, which would need me to park at least 75k for the down payment. With this in mind what are my best options to park my money safely ? I also would like it to grow instead of just parking in case my plans change. What do you guys suggest I do ?  <response>: If you want safety an FDIC-insured savings account or CD is your best bet. 