<prompt> Human: As the title mentions, weve got a fair amount saved up in our savings account. However, the returns were getting are minimal 0.8 interest. Should I invest in something more iliquid with a higher return, like bond funds? Or will higher riskreward funds be worth it? How risky would you play this investment given the time frame?  <response>: Not for a short term goal like that, youre investing in the right place. 