<prompt> Human: Im looking to purchase a vehicle soon. I have about 2000 to put down on it and my price range is maximum 9000. The problem is, I have less than savory credit. I know I could get approved simply financing through a car dealership I got approved about a year ago but ended up not getting the vehicle--high interest scared me off, but they will inevitably slam me with high interest rates. Another option I can consider is going to the bank for an auto loan, but Im not so sure this is possible with my bad credit, and Im leery about taking another hit to my credit. I just recently got a secured credit card and I know the car payments will help me build credit as well. Should I attempt to get the bank loan and take the hard credit check when I may not even get approved? Or should I take the higher interest rates from the dealership and grin and bear it until I can build my credit enough to refinance? As far as I know, those are my only two options. Are there any others to consider besides paying cash for a vehicle?Assistant: Buy a 2000 car.Why do you need a car someone is charging you 9000 for?Human: Dependibility. Lower mileage. My initial intention was to get a 2000 car but after searching for months I never found anything I could depend on. And mind you, that option is still not ruled out. 9000 is the VERY MAXIMUM I am willing to spend.  <response>: I realize it can be a bit frustrating when people here ignore the question in the post and give you advice you arent necessarily asking for, but theres a good reason. PF doesnt want to see you in a bad place financially.Often times we trick ourselves into getting something more than we need or can afford, yet somehow always use logic to find some justification for it. I asked a question related to purchasing a new vehicle earlier this week and the responses got me thinking... Do I really need to spend this much on a car? Can I afford this if I dont have liquid cash to pay for it now?The question everyone is answering is: I have 2000 and bad credit but need a dependable car with decent mileage. What are my options? 