<prompt> Human: Was wondering about taking some time off of work, getting a small manageable loan while I work on some skills that will help me get a new job which will have a base salary significantly higher than my current job, making repayment very easy. Im about 85 of the way through the learning process, and just want 3 months or so to be able to study at leisure, and commit serious time to this job search, and still get sleep. Mostly the commute is what kills me at my current job, leaving little time for study or decompressing. I dont want to have a casual job search over 3 or 4 more months while working here. Im probably going to leave my job soon anyway, I have 10k in savings, and no rent or large bills to pay. Just wondering if there are banks or services that give these types of loans to people with decent credit 740 that are not predatory, dont have like 30 interest rates.  <response>: No, I would not recommend this.Youd be better off trying to go part time at work four day a week maybe. You should push through and keep training while you have the safety net. How do you know you will get hired? Have you applied places now and had conditional offers extended?Dont gamble. 