<prompt> Human: Total tax refund: 5,500.Pay on a 10,250 2.9 car loan just rolled over 100k miles, worried about it not lasting 3 years until payoffORPay on 12,500 10.4 credit card balance Minimum monthly payments are roughly the same on each account 230  <response>: Credit card at 12 vs car at 2? Come on... credit card. Unless you bought an old Italian sports car or something that depreciates fast... 