<prompt> Human: My landlord recently told me he wants to sell and asked if I was interested in buying. The 2br house is listed for 110,000 in a very up and coming neighborhood in a big city. I have been living in the house for 6 months and there have been no problems. Central air, heat, plumbing all work great. Hot water heater and appliances are also pretty new. My lease is also up in February 2016Currently the rent is 950 a month and I make around 47k a year. I have 3500 in credit card debt that I will be paying a giant chunk off over the next couple of months to hopefully raise my credit more. Currently my credit is 647, due to my accounts being maxed out. I have one bill in collections that has not hit my credit yet. Im super interested in buying, because the area is very up and coming. Investors are everywhere, he already has some lined up to look at the place. Over the past 5 years the area has improved immensely, with new businesses and new housing. It will only get better in the next 5 which will most defiantly raise the property value.I have about 20,000 in savings. And I do not want to put all of that for a downpayment, incase of an emergency. I would want to put below 15,000 down. What is rpersonalfinance think of my situation? I cannot stress enough that the property value will 100 increase over the years.  <response>: Im super interested in buying, because the area is very up and coming.No.I cannot stress enough that the property value will 100 increase over the years.Hell no.Buy a house because you want to live there, not because you think its an investment that will 100 increase over the years. 