<prompt> Human: I will be entering Drexel University later this year for engineering and I am incredibly nervous. After reading many threads about people having to pay off loans, it really is scaring me.My situation is this. My dad makes around 75k and my mom makes quite a low salary theyre separated. My tuition for Drexel is estimated at 29k per year after grants and scholarships factored in without gov loans. Due to my arrogance, I only applied to Rutgers NJ public school and Drexel PA private school quite sure that I would be going to Rutgers due to the probable lower cost. However, Rutgers gave me no financial aid so Drexel, an out of state private university, ended up cheaper than an in state public school.My mom says she will try to help me pay as much as she can, though I have little confidence in this due to her salary. My dad... I havent approached him about how much aid he will offer if he even will. He hasnt expressed much interest in where I go for college or the cost. Its just his personality I guess. I know I need to straight up ask him as soon as possible but its an uncomfortable conversation. So at the moment I dont know what Ill be getting from him.Im slated for the 5 year program with 3 co-ops so Im not sure how much extra money that would provide, but thats a whole extra year of tuition for my bachelors.Im really not sure what Im getting myself into. And the biggest reason for my worries is that Im not sure if engineering is what I want to pursue. Its not like I hate the major, but I find my time in physics interesting and engineering is a solid job field. To waste time and money switching majors, to float around majors paying 29k a year scares me. I really would have preferred to go with a much cheaper tuition, but I guess the fault lies with me for not applying to more colleges.Im scared of being 100k in debt. Im scared of not making it through college. What do I do?  <response>: Wait another year, apply to more colleges for next september and find a cheaper option. Work for that 1 year, save some money. First, a year off working might help with a career path, plus in your pocket, plus a cheaper state uni. Im a mechanical engineer and I wish I had done something like that. There really is no rush 