<prompt> Human: So basically I want to pay off my 60k loan all at once with the help of family members. They really wanted to do this for me though I had the mindset of paying it back myself. ANYWAY, I was wondering if there were any reductions principal amountinterest if it were paid off this way. Im asking because I understand that for things like car payments, when you pay all at once or more than the monthly requirement, they would cut a percentage off for you.By the way, the private loaner I am utilizing is Discover student loans. Thank you all :  <response>: Theyre not going to cut anything off the balance for you. Pay them off and be done with it. 