<prompt> Human: I have a couple quick finance questions. Because I have a low amount of debt Im looking to start diversifying and creating a portfolio for retirement. My job gives me a fidelity 401k and matches 3 so I have a fidelity 401k set at 3. I also was recently granted company restricted stock with 25 being vested after a year and the remainder vesting over the next 3 years at every quarter. The the stock is managed from an etrade account. Ive been looking at some other options as well and want to start depositing in my etrade account to buy some index funds I can hold long term. What else should I look into investing into?Other background, Im 23 have been doing the research but wanted to ask the experts.  <response>: Please read the information found in the FAQ particularly I Have X ... What Do I Do With It?! and the Long-Term Investing Start-Up Kit You may find Your 401k and You: Basic Information and Your IRA and You: Basic Information worth a read as well. 