<prompt> Human: I turned 18 in March and have never had a job before. I volunteered twice for Kids Backporch Productions, a local NPO, but other than that I only have freelance work to show for my name.At this very moment, I have 50 dollars, which Ive been saving over the past few months since my birthday. Usually, Id spend this money, but I figured itd be better to save it this year. So yeah, I understand to save not spend, and that type of stuff... But when it comes to actually using the money to hopefully gain more, where does a person start?Ive gone through the sidebar, but none of the links quite answer what Im asking entirely.Thanks for any help.  <response>: Hey, in my mid 20s here, so I remember what this age was like.50 isnt going to do much for you. I might come off as a dick but I remember thinking the same thing when I was 18. MAYBE ILL GET ONE OF THOSE CD THINGS I would highly consider getting a real job. Not some shit job like babysitting, but a REAL job. I first started working at a fruit stand selling fruit in 90 degree plus weather. BEST thing that ever happened to me. My parents are very well off, however working hard was always a must in my family. Trust me, it pays off. I work in a corporate office now, and a lot of my friends complain about working 8 hour days. I cant help but laugh because at least Im not at that damn fruit stand. That being said, try working at a restaurant. Tips are a good way of seeing a result of your work right away. Use your tips as spending money and your checks as saving.I would follow Magnuts advice. Dont go batshit crazy with credit cards. Live within your means. Dont fall for those 0 balance transfers. Good luck! In 3 years, if you havent wasted all your money on beer, let us know how you turned out. 