<prompt> Human: So everytime this happens, my first thought is Wow i get some comfort zone money this month. I could save up or use some of it to pay off some more debt. But the reality always turns out to be Ok, now I dont have to worry about if I will have to pay the bill late. I budget 4 months ahead using YNAB since 2010, and always see these months as I should be getting extra money but never seems like I do. I know its not me living paycheck to paycheck anymore, and just seems like I can never gain actual good ground with it. This month I was able to pay off 2 debts, one Credit card and a finance program for furniture. Planning on paying off another credit card come May, which is one of the months that I get 3 pay checks. Whats the best way to actually make it seem like I get an extra paycheck that month without hurting the budget or the bank?  <response>: Keep your budget based on 2 paychecks a month and stick the other one directly into savings as if you never got it? 