<prompt> Human: Were both mid-20s, combined make over 130kyear, and started budgeting to save for a house. We found a house we are really interested in it has everything we both want in a house a few blocks from where we currently rent an apartment together. We dont have enough money for a down payment great than 20, and were also saving for our weddinghoneymoon coming up in a few months. Are we jumping the gun a little early? What are some things we should look for when we look at the house? Thanks for any and all help. Assistant: Your realtor wants to sell you a house. Your mortgage broker wants to sell you a mortgage. How much money they make is related directly to how much mortgage and house they can sell you. Take everything they tell you with a grain of salt and remember they work for you. Figure out a budget that works for you and find a house that fits. Not vice versa. Human: I figured this would be in here. Ive talked to family and friends who have said the same thing. Is it worth it to have a 3rd party inspector come with us to look at a house and play hardball with the realtor?  <response>: YES, always get an inspection from someone who isnt recommended by either realtor. 