<prompt> Human: So I am running various scenarios, and the SS calculator says I am eligible for 1700mo when I reach age 62. I have been in the work force FT for over 20 years with no employment gaps.I am 49 years old. If I were to retire at 52, when time came to claim my SS retirement benefits, would the amount be lowered because of the early retirement, and if so, by how much? approximately, of course.Thanks -  <response>: They base your benefit off the 35 highest-paying years. So you could take a look at your statement and average your 35 highest paying years some may be zero if you retire early. Your annual benefit at full retirement age will be approximately 13 of your average salary below 50k, 14 of average salary if your average is 50k-100k, and 28,000 if over 120k. Taking your benefit before full retirement age will be about 8 per year lower for the number of years before full retirement age. 