<prompt> Human: Ive been repairing my credit for about 7 months, and have improved it from 590 to 679 by various responsible, proactive methods frequently discussed here. A week ago, having the cash to make a 2000 purchase, I socked it away in savings, and got a personal loan from my bank for the terms mentioned, with the intent to both further my relationship with my bank credit union that Ill be financing a mortgage with someday, and also add a positive account to my credit report. The total interest over 12 months is 166, a small price to pay to increase my credit history. Long story short, the purchase I was going to make fell through after I had secured the loan.My question is, should I just let that cash sit in savings, and auto pay every month, or should I put it to work somehow? I can easily afford the payments even if I somehow lost the 2k... I just dont know what is available, or what my best strategy would be. Ideas?edit- pay it off I shall. Thanks for the input guys.  <response>: Where did you get the advice to do that?EDIT: Dont listen to them any more. 