<prompt> Human: see edit belowHi Personal Finance. Im 26, a mom, working a part-time job. I make 180wk. My husband is 26 and our primary wage earner, he makes 350 every two weeks after health insurance comes out of his check, and a commission check once a month that varies in amount but is usually around 1000. That brings our total for the month to approximately 2400month. Our bills are as follows:Car insurance - 75moCell phones combined - 80moInternet - 40moElectricity - 140moWatertrash - 45mo approxPrescription medications - 120moDebt credit cards, student loans - 320moRent - 400mototal - 1220moLeaving us with approximately 1200 a month to cover gas and food. Way awesome, right? However, this money routinely disappears down a fucking black hole. I have no idea where it goes. Im struggling to buy groceries. Im struggling to pay bills. We have no savings, and I mean none. Im about to default on my student loans because I have about six months of missed payments on there that I cant pay.It goes like this:1. We receive a paycheck. Lets take my 180 one, since its weekly.2. I need to pay a bill. Say its my credit card bill, since thats coming up. Its 90 obscene, I know. So I pay that. 3. That leaves me with 90. I buy gas and food for the week, and bam. Gone. No money. 4. Repeat that with the other bills, on other days, and its just insurmountable. I cant keep my head above water.Add that pile of shit garbage to the fact that we, now, have to move. We are currently long-term house-sitting for my parents, who have moved in with my grandparents to assist them, as they are quite elderly now. We are living with my younger sister, who works part-time on the weekends occasionally, does not contribute to bills but babysits my son while I work. She and I have never seen eye-to-eye, but our latest disagreement has everyone convinced that we need to find somewhere else to live. Where we live, a 2-bedroom apartment would be equivalent in rent to a mortgage payment for a house or even a little more expensive. To compare - a 2-bedroom apartment, a small one, costs about 750. A mortgage payment as we were quoted for a 143,000 house which would be more than we need would be 683. We could afford it if we could get our fucking shit together somehow.The problem is that we cant manage to save enough for even daily fucking life. Im so tired of looking at this debt that I cant take it. I had a miscarriage in April and I cant afford to pay off the two ER visit copays. Please, please, please help me get my shit together, personal finance. I need a down payment either for an apartment or a house sometime real soon. EDIT: Everyone is just telling me to find the missing money, and telling me different ways to do it. Thanks! I wrote this post because Im a dumbass and was really thrown by the thought that I need to move and have no funds to do it. I didnt write it to make myself feel better! I appreciate every comment, so thanks for taking your time to get my head set straight ; I wish some of the comments had been a little nicer, but thats just my personal preference for internet discourse. Thanks again PF!  <response>: Consider using Mint.com or a similar site to track where your money is going. Set budgets and if you are approaching your limit, find ways to cut back in the area where youre overspending. 