<prompt> Human: Ive been building up credit for 7 or 8 years. Ive never paid anything less than the full monthly balance on my credit statements every month and have a credit score of 779 right now. This month, due to a tax bill and a few other unexpected bills, it looks like I can only pay about half of my bill this month unless I go into my savings.The minimum payment on my card is 0, so if I were to pay half of the statement balance before the due date, and the rest a week or two later, could that negatively affect my credit score?  <response>: Your credit score should be fine.But unless your savings account gives out more interest than your credit card charges, it would be really dumb to get dinged with credit card interest rates when you have the cash sitting there. 