<prompt> Human: Hey pf,Ive been lurking for a while and was wondering if anyone had advice or has been in this kind of scenario. Im 24 and heres my current info.Currently I have about 30k in ira, 50k Ive assigned as savings for a house half in stocks, half in cash, then about 7k in other cash.I contribute 25 after match and put away another 1-2k in cash every month pretty much. Net pay is 2700mo and expenses are around 1400 total per month. My scenario is I dont think I really even want a house, spending money makes me feel bad, and saving it makes me feel like Im just wasting my life building a nest egg Ill never use. All my life Ive basically been a money hoarder, sometimes frugal, sometimes cheap. Has anyone been in this situation before?Please advise.  <response>: I do think OPs important to have goals. Do you want to travel, have a wedding some day, possibly kids, buy parents something, etc. Not saying to panic and go crazy once you get them, but goals make life exciting, fun, and fulfilling. Without them you end up just living like a miser, but never enjoying the fruits of thy labor. Congrats on saving as you are waay ahead of the curve; just dont forget to have fun along the way. 