<prompt> Human: I 26 F have about 2,200 in credit card debt right now. I do not have any loans to pay off except for this years car insurance and my 800 rent. I have 15,500 in my savings and about to receive 1,200 for freelance. I feel like paying it off with my savings money as I will get the money back through my freelance gig and my regular paycheck from my job. Would it be smart or a bad move? I would like to start using my credit card less this year. Edit: Paid it off. The burden is gone, but now focused to saving and not using my card unless I am absolutely sure I can pay it when I have money in my checking. Thank you guys! Not sure I waited. :  <response>: Why is this even a question? Of course pay of your credit card debt! 