<prompt> Human: Due to the tax refund, my husband and I are soon to have 7-8K in our bank account, the largest amount that we have ever had. This is taking away the amount that I agreed that both my husband and I can have for personal matters. I am a penny-pincher while my husband is an impulse buyer. What is the best way that we can actually save this money and potentially earn more? Even if my husband isnt, Im concerned for the future. I dont want to live paycheck to paycheck, as we have been ever since we moved in together. Tips, advice? Anything will be greatly appreciated!  <response>: Keep this 7-8k as your emergency fund. Throw it into a high-yield online savings account such as those offered by Ally, Capital One 360, Discover, etc.. 