<prompt> Human: So here is my position. I am eligible to start contributing to my employer 401k starting January 1st employees are eligible after 1 year of employment. The policy is if you contribute 5 or more of your compensation, then company will match up to 4. Free money is good and all, however, I dont plan to be at this company for any longer than 2 more years. My wife and I are planning on moving back to family after she is done with grad school. I am worried about whether it will be hard to move these funds after I have contributed. Should I contribute to my Roth IRA and lose the 4 company match? Thanks for the help Reddit!  <response>: I am worried about whether it will be hard to move these funds after I have contributed.It will not be.Should I contribute to my Roth IRA and lose the 4 company match?Contribute at least enough to get the full company match. You can put the rest of your retirement savings in your Roth IRA, if you prefer. 