<prompt> Human: Tldr at bottomSorry for the wall of text. Been married to my wife for 7 years, we are both 27 and have 2 daughters. Own our own house and 2 vehicles. Took us years to get here, I make about 38k a year and she finally got her old job back part time nkw that our youngest daughter is old enough for day care at the place near our house. We currently have no debt.Back story: shes of Asian decent and her parents came to Canada when they were 18. They worked at variety stores all their lives and eventually owned one just the store not the land. My wife worked their with her sister all during secondary school and wasnt paid, but it was to help her parents so ya. They are HORRIBLE with money. They belong to a Korean church and almost everyone there helps one another out as Koreans stick together kind of feeling. We live in Canada BTW. They always moved apartment buildings every year since Ive known her before we started dating as they would fall behind on rent every time they had a new place.They were always hush hush about finances but in high school I would visit her ay her parents store and all the time they never kept up their books. They would just take money from the til at will abd hardly ever kept tabs on anything. Dont know how they managed this for years but they did. Heres where it goes bad: they sold half the store to some other korean couple. That couple didnt do ANY due diligence and thought the store was in good standing. Shortly after they purchased half they realized it wasnt. They locked my in laws out of the store and eventually ran it all by themselves and served them papers to take them to court. The store was behind on mortgage payments, bill payments, had a line of credit against it, etc and my in laws werent paying their half for the daily inventory. They lost in court and basically handed over the other half of the store for nothing. This triggered an audit on them as well and they owe the Canadian government THOUSANDS AND THOUSANDS in back taxes from the store abd got punished for never keeping books on the cash flow. They have no credit cards or bank accounts as any money they make legally should be going to pay their taxes. Father in law works for a korean variety store and gets paid cash under the table. Mother in law works for the priest of their church and my sister in law is getting the money for my mother in law through her bank account. Sketchy, but thats how they have stayed afloat. They currently rent a house abd pay all cash for it every month. My sister in law has her name on all the house bills as they cant. Their cell phones are on her credit card. While they needed a lawyer during all this shit my sister in law paid for that and the months of rent they owed on the house, bought them a new car when theirs broke down, etc. And she has roughly 20k in CC debt. She has lived at home forever and never left as she was always helping them at the store until this happened. I feel horrible for her. She got got a job in the last year and a half but still lives with them until now. Shes 32 now and shes leaving the country which I see as her way of finally breaking away from her parents who use her financially and its just horrible. In the korean community the kids are supposed to take care of their parents no matter what. Her parents blow money on anything. Seeing the grandkids. Buy them 200 worth of junk they dint need cause we feel bad we dont see them. They have borrowed money from everyone and burnt brydges with the relatives they have left. Even my mother in laws mom in Korea wont talk to her anymore cause she only calls her to borrow money.When my sister in law leaves soon, all this shit is coming down our way I can see it. They wont be able to put their names on the bills. My mother in law wont be able to get her paycheck as the church wont do cash and want a paper trail. Neither of them want to get a real job as then the government will see an income abd come after them for all their owing taxes and they wont be able to find a place to live. Cant even afford an apartment as all of them do credit checks abd their credit is beyond fucked. Who would cosign an apartment? No one who knows them would, but I can see them trying to manipulate my wife into jt. Weve had a long discussion and she reluctantly knows she has to tell them to grow up and we wont be helping them financially other then buy them groceries or something. They will undoubtedly ask us to out our names on their utilities and phone bills and I know for a fact they would fall behind and never pay us.Financially speaking are they completely screwed? She told us they were going to move back to Korea for a fresh start but the government blocked them from leaving the country until all their taxes are paid. Bankruptcy wont help them as it doesnt get rid of the taxes they owe. With the owing taxes they cant get a cc, bank account, nothing.Sorry for the wall of text.TLDR - in laws in trouble with government owe taxes. Work for cash only to not show income. Sister in law who has helped them pay bills since she has credit is leaving the country and we will not take that roll on as we know we will get burned and our credit ruined.Their situation:First off, just to reaffirm once my sister in law leaves its going to be next to impossible for them to find s cheaper place as all places want proof of income which they cant give credit check which they dont have and maybe a cosigner which no one will do. So this place that takes cash for payment is kinda their only option as far as i can see. Rent -800 monthBills - 300 monthCar payment - its in my sister in laws name and once she leaves the country and stops paying it the car willl get repossessed Im sureGas - ?? They drive without insuranceFather in law makes 300 a week under the tableMother in law makes 600 a month from the church but again that will be gone soon as she cant open a bank account and my sister in law is leaving the country.  <response>: Financially speaking are they completely screwed? Yes. She told us they were going to move back to Korea for a fresh start but the government blocked them from leaving the country until all their taxes are paid. And that pegs the bull-crap-o-meter right there. Never happened. More likely they couldnt afford the tickets. Korea is big on the no-fly list for odd things, but not Canada.Bankruptcy wont help them as it doesnt get rid of the taxes they owe. With the owing taxes they cant get a cc, bank account, nothing.Sigh - send them to a real tax and immigration attorney for a consult. Thats the only thing Id pay for for them. The reason they cant get accounts is that the government wants to be paid and will garnish their accounts. They cant get a credit card because their credit is crap. They need to set up a payment plan with the tax authorities and start living their lives above board and not under the table.Good news is that culturally, your wife has married into YOUR family, so her parents are just embarrassing her. 