<prompt> Human: When I graduated college a few years ago, I was given a 500 check from my Grandfather with the contingency of opening a Roth IRA with it. I did so, and I havent touched it since. I have contributed nothing since opening it in 2015. A few weeks ago, I went and met with the person that holds my account at Edward Jones becuase my balance is going down and I am ready to start contributing. I was just wanting to contribute 100 or so every month so that it would be something. She told me that new laws have passed that say that I cannot contribute to my Roth IRA without having a balance of 5,000. I would understand if I did not already have an account and need 5k to open one. But I got the feeling like she just did not want to mess with a small account like mine.Is this an actual law or was she running me off? How am I supposed to do anything with my account without bringing her 5k cash?  <response>: Fucking Edward Jones. Theyre vipers. Transfer your money to Fidelity, Vanguard, Schwab, etc. and tell EJ to pound sand. 