<prompt> Human: Long story short, we plan on selling our house and live in a RV full time in different locations around the country. We have about 50,000 in equity in the house, but I want to play it safe and only spend about 15-20,000 on the RV and use the rest as a safety net. We would need to buy the RV before we sell the house, so I am not sure what would be the best loan to go after? Are there limits to paying off a loan after only a few months?Assistant: It would be best if you could sell the house first, that way you can pay cash for the RVHuman: I agree, but logistically it would be easier if we physically had the RV before we sold. What would be the best loan options?  <response>: Well you can just get a regular loan for the RV and pay it off when the house sells. But honestly I agree that selling the house first is best. If it doesnt sell as quickly or for as much as you hoped, you dont want to be stuck with a now unaffordable RV. Logistically speaking, considering youre planning on moving from a house to an RV, start downsizing now. Sell all the stuff in your house until you have just what you need for the RV. That much stuff should fit in a large car or small storage locker or the garage of you or a friend until you get the RV. And extended stay hotels are pretty affordable if it comes down to that. 