<prompt> Human: This is my first time posting here and I am not financially savvy at all. A year ago I let my mother take out a loan under my name for a dental procedure. She had a very high income working for her boss of 15 years. My mom and I have a good relationship so I was not hesitant or uneasy about my mother not paying the loans off.Long story short, she doesnt think she will be able to pay off the loans anymore. Her boss is being radio silent and she is unsure of her payment situation.I need to know if there is any way to take her financial burdens off my name. She has about 30k left to pay and she is making 800 dollar payments with about 200 of those payments being interest...This is insane. After years of community college flip flopping around, I am finally lined up to transfer to a university which will probably cost around 80k for the remaining two years to obtain my bachelors. I need my credit to be stable to get that loan. I am crushed by this and I feel so in the dark and uneducated about my options.Thank you.  <response>: She can attempt to refinance in her name but Im guessing she wanted it in your name since she couldnt get it in hers. But you 100 legally owe the money. This is why you never cosign or take out a loan for someone else.What dental procedure costs over 30k? 