<prompt> Human: Im graduating from college with no debt. I will be making a salary of 73,000 per year. I also get a small signing bonus of about 5,000 and a performance bonus of up to 10 probably wont be half that.I would like to move in to an apartment that costs about 1300 but when calculated out that leaves me with about 1000 dollars of discretionary income per month after carinsurancetaxes etc. Can I swing that or would I be digging myself into a hole?Ive heard stupid things like dividing your salary by 40 which would put me around 1800, but that seems unrealistic. EDIT So after talking to a few of you the general consensus is that I should stay cheap for awhile. There is a neighborhood by my campus where I can find 1brs for about 700 and still be relatively close to work. Does anyone have an opinion that that arrangement?  <response>: Really look at how important a kickass apartment is to you. Ive lived in swanky modern condolofts and older converted houses that cost half as much, and although I love nice things and the image that they present to the world, I cant say that my quality of life was dramatically improved in the high-end place.Thats not to say that you should live in some awful slum somewhere; by all means find a cool place in a nice part of town with that salary, but it might be worth saving a couple hundred bucks a month that you can use for some nice dinners out instead, or something. Just a thought. 