<prompt> Human: Im in desperate need of a vehicle but I do not have credit at all. Both my parents have very bad credit from divorcesrehab etc. They want to help me get a car and are looking into taking out a home equity loan for a car to help me, I want to know whether there are better ways to go about this or is we should even do this at all. I have a full time job that pays decent enough money to where I would never miss a payment.  <response>: If you dont pay your car bill, they take away the car.If you dont pay your house bill, they take away the house.No one plans to default on their loan, but shit happens. 