<prompt> Human: I can get a 1500 military rebate at a Toyota dealership, but I need to finance the purchase in order to get it. I have the cash to buy it outright. Whats the best strategy here? Can I just put 10k down, then pay the remaining balance once I get the first bill? Will this hurt my credit?  <response>: Can I just put 10k down, then pay the remaining balance once I get the first bill? YesWill this hurt my credit?Not really. You might get a slight ding for the hard inquiry.If you have a rewards credit card, see if the dealership will let you put some of the down payment on there. Of course, pay it off before interest starts accruing. 