<prompt> Human: I like the idea of rpersonalfinance, but I find the advice to be mostly irrelevant. I live in the Bay Area, have 3m in net worth, 600k in yearly household income, and yet for the area I consider myself middle class. Is there a better subreddit, or are there threads for higher net worth individuals that Im missing?  <response>: What specific questions do you, as a higher networth individual, feel would not be answered adequately here? Youre definitely far to the right of the PF median, but all of the advice we typically offer in general terms - reduce expenses, diversify, etc - scale extremely well. 