<prompt> Human: Brother is not paying simple interest payments 100 or whatever they may be and is making little effort to get a job. Parents are very worried that he is going to bum out on their student loans tens of thousands of dollars for an indefinite amount of time. His manipulative wife has a great influence on him and has made him essentially cut off contact with parents. Parents had to cosign multiple student loans for him. What are the parents options for protecting their home and assets in that case?  <response>: Not much. They are absolutely on the hook for the debt. 