<prompt> Human: About 5 years ago I took a recommendation from a close friend and began to use their financial advisor, who works for Mass Mutual and Dollarhide Financial. Five years ago I was making 40,000 and now Im over 120,000. The only items Ive bought into are term and whole life insurance, and long-term disability insurance to cover my family. I do not have any other investments. Ive been burdened with the high costs of family courtlawyers over the past 5 years, hence why I havent been willing or able to invest elsewhere. I dont pay any fees, but Im not sure if shes a fiduciary. Im meeting with her tomorrow as I dont feel Im on the right tracks towards retirement Im 30 or saving for my 8 year olds college fund. How can I evaluate if the investments Im making are right for my situation and not just taking blanketed advice?  <response>: If your advisor works for an insurance company, she isnt there to keep you attached to your money. 