<prompt> Human: So my father suddenly died a few months ago dont feel sorry, he was never in my life and left me his only child everything he had. Quite surprising since I hadnt talked to him for a long time but I guess he had nobody else to leave his stuff to. Im currently a PhD student with a fellowship that pays for my tuitions and a stipend towards my living costs. I also work part-time teaching work to make a little extra money but I only do it when I have time. I have around 2 years left of my PhD. Im 26. I have student loans of 20K at 3.8. I dont have other debts I hate paying for things with debt. Currently renting 500 in a shared place with roommates. This is what he had: A house which is worth 400K A 401K of 100K A car of 15K Savings accounts of 75K Some other collectible stuff and some fancy-looking furniture that could be worth something but I dont exactly know how much. Im thinking of giving the furniture to my mom.Honestly Im the sort of person who has always lived at minimum costs and never had any extra money and I grew up with my mom and we were rather low income. I know this isnt a large amount of money in general but to me this is huge right now and I know if I dont get the right advice I might make really stupid decisions.The house is around 200 miles from me and my first instinct is to sell the house and buy something smaller and cheaper so I can live in it. Although I may have to wait for that until I graduate for that so Ill know where Ill be working next. I can use the car but Id rather sell it and buy a different cheaper? car. The only car Ive had was 3000 and I dont have one right now. I have no idea what to do with the rest of the money, only my first instinct is to pay off the student loan debt but there will be 150K left.  <response>: Definitely check out the FAQ on windfalls, as linked to by the automoderator. And take your time. You dont have to make immediate decisions. 