<prompt> Human: Im a 22 year old college student with no parents Making 250 a week. Budgeting I dont make much money monthly. Thinking maybe a loan or another way to get a vehicle. I skate 3 miles one way to work and its becoming tedious. Any advice would help!Assistant: Around how much should I save up for a car? Or should I finance one? Would it be worth getting a newer car vs getting an older vehicle fixed?  <response>: Op, the gist is this: you are poor and make just 1000 a month. You dont seem to understand that car ownership involves 4 components - monthly payment, monthly insurance, monthly gas, and occasional maintenance.Only the 4th is avoidable if you buy a brand new car which is not practical at your income levels. The first three components are not easy...The cold truth is: you cannot afford a car yet. No matter what you save, you cannot afford a car at 1000 per month income. Sorry to be harsh but its the reality. Listen to others and get a bicycle and take Uber for occasional longer commutesheavy groceries For a feel of real world car insurance premium: get a vin number from any of the dealer websites of the make and model you are wishing to buy and get quotes from a few auto insurance companies and you will see the truth. 