<prompt> Human: Hey everyone - Im looking for financial advice as I start my career. A little about me:I am 22, just graduated from San Diego State after 4.5 yearsAccepted a job offer to start as an RN in San DiegoStart date is end of Feb beginning of MarchPay is 38hr during 4 months of training, then goes up to 42hr once I start on night-shiftHours during training are variable, but once I start Ill do 72 hours per pay period 3 12h shifts per weekEstimated about 5500month before taxes no idea how much taxes will take outI have about 13k in student loans, 200 owed on my credit card. Grace period of 6 months should end around mid-JuneI live in a house we rent, with 3 other new graduate nursesMy rent, utilities, phone, car, food, and drinks should be no more than 1500 per monthI have a little shitty old car thats slowly falling apart, so my first purchase will probably be a car - would you suggest leasing a car for my first 1-2 years, while I get financially stable and learn more about personal finance? Or would it be okay to buy a decent 3-4 year old car?Advice about how much to save, how quickly I should pay off my loans, what to do about the car thing, and how to best utilize savings over the first 1-2 years would be greatly appreciated - thanks in advance!  <response>: Holy crap I need to move to California. I started out at 22, and yeah cost of living is cheaper here, but pretty sure 42 will cover living expenses plus saving.I dont recommend leasing. Buy used. If you can hold out long enough, save a couple thousand towards the car first. If you need to build credit, get an auto loan. A lot of nurses buy new cars out of school and many of the regret it. 