<prompt> Human: So I know my checking account with be in the negatives and I will not have the money to cover it for a couple of months. The charges will hit my account soon. I have a job and it will take a couple months to get the account back to even. What should I do?Assistant: Whats your budget. How much do you have coming in during the month? What are your normal expenses? Whats going to overdraft you? More information would be good to see what youre at.Human: After taxes I earn about 1,400 every two weeks, 1000 in expenses a month. I will be overdrawing about 4000.  <response>: What the hell is coming out of your account for that much? Will the bank even allow you to overdraw that much? They will close your account if you let it sit there for months. Any money you put into that account before it closes will go directly to the negative balance. And when it closes, it will go to collections. Not to mention the fees that will accumulate on top of your balance. And no bank will allow you to open a new account with this outstanding. 