<prompt> Human: Wife scraped the side of the newused minivan. Estimates run between 1200-1600. Deductible is 250. How much will rates rise if we make a claim?  <response>: Its impossible to say how much your rates will rise if at allBut If a 1500 dollar accident is something you can comfortably pay out of pocket, and dont intent to report accidents that size to insurance it might be worth considering upping your deductible and saving some on your premium that way. 