<prompt> Human: I swap apartments every 1-2 years, and instead of forwarding my mail each time, Ive just kept my mailingbilling address as my parents. This is only really important stuff like my bank account and credit cards. All of my work benefits are tracked on my current address through my employer.Am I making a mistake here? Will this harm my credit in the long run? Ive had a hard time getting my free credit score through Experian and other services, and Im wondering if its because of this. I did get my credit score through Transamerica and its pretty good.Just curious about how important your mailingbilling address is to credit and other personal finance issues!  <response>: Ive been doing consulting work and traveling every 6-9 months since 2008. The companies that offer paperless billing, I always take but there are always those few that insist on sending me things. Ive left my permanent address at my parents house for the important stuff and my credit score has certainly not suffered from it. Dont ever let anyone give you a hard time about getting a copy of your credit report. And surely never pay for it. 