<prompt> Human: I have student loans: 15k private 1.75 and 14k federal 3 loans at avg 4.5k each at 6.55 each. Those monthly minimums are around 350mo. I also have 2 years left on an auto loan. 12k remaining at 2, monthly payment of 475.I currently pay the minimums, and throw any extra towards my lowest balance federal loan. I recently got a bonus at work and it has me questioning my method. Would I be better off putting extra towards paying off my auto loan faster, thus freeing up 475month that I could then put towards my student loans? Or should I continue hammering away at the highest interest loan?  <response>: Highest interest loan, minimum payments on everything else. 