<prompt> Human: I just received notice, from my employer, that one of my student loans I have a few others is enough in delinquency that they are going to take 10 of my take home pay until the debt is paid off.Ive struggled for years with paying monthly bills and Ive had some light at the end of the tunnel with this job for the last 3 years. I still have many debts I cant pay and often run very short on money every month. I am married with two children. I make enough money that it seems I never get accepted for any financial assistance of forbearance but they always reset my payments when I call in and tell them I cant pay. Apparently they were tired of this. I am not trying to not take responsibility but at the same time I do not know how I will make do. I already have another part time job 20 hours a week on top of my full-time job. There just arent enough hours in the day to make money in and be a father. EDIT: Sorry for no facts. Here they are:I net about 3000 a month. This is working 60 hours a week.My wife nets 1700 month. Major bills include:car payment insurance is about 600monthchildcare 800 rent 650Utilities gas, phone, electrictiy, water, trash 600 Oustanding debts in collections already 500 credit card, medical bills etcUsually leaves us with about 400 a week for spending money for other things like food, diapers, and fuel.  <response>: 400 a WEEK for spending money?! 