<prompt> Human: Ive been looking at opening up an account with Ally for a while as Im not too thrilled with my CapOne 360 interest rate, and ATM fee reimbursement would be nice as well. I recently found out about Bank of Internet but Im not sure how they stack up against Ally. Would anyone like to offer their opinions on the two banks if youre a customer of either? If youre a customer of both which do you like better?  <response>: I have been an Ally customer for about a year and cannot say enough good things about them. Awesome customer service, great interface and I must say I completely abuse the ability to open multiple accounts for free with no minimum balance. 