<prompt> Human: I have 6000 in shit debt CC and payday loans 150000 in govt. School debt. Right now, working insane hours, bordering on bad for my health, making around 6000 a month after taxes. I can probably keep this up for 4-5 months. Then Ill be back to about 4000 a month. I have 0 investments, I live walking distance to work, dont own a car, live in a bedroom for 575 a month. What should be my priority? Im down with saving for the future but also dont want to hold off living till Im 65.  <response>: You could be debt free in 3 years if you kept making 6k per month and put every extra penny towards paying off debt. 