<prompt> Human: My girlfriend and i have been together for just over 3 years. We have lived together and had a joint bank account together. We are currently travelling Asia with sepetate accounts. She is talking about going back to shool and having to get a student loan. I said i could loan her some money so she wouldnt have to pay the interest rates.Should i charge her some sort of small interest myself? Am i screwing myself over if i loan her 5 to 10k? Is that rude of me to ask to charge some sort of comparable interest to what it has right now? I mean that money of mine usually sits in a normal savings account anyways. But at least it would be cheaper then interest on a student loan?Were both 24yo. I have like 16k in savings account plus money invested with financial advisors in mutual funds. Thanks.  <response>: Id stay away from loaning her money. Not only will this make the relationship weird, youve already merged accounts and if you end up getting married I would imagine you would forgive the debt anyway. Either give her the money or let her take the loan. 