<prompt> Human: Getting married in the near future and while my fiance and I are largely financially intermingled already we own a home, share credit cards, have a joint savings etc Im wondering if there are any suggestions you have, or lessons youve taken away from getting married? We have not merged many of our accounts yet, however. Obviously ideally wed not be intermingled already but weve lived together for a long time and it just sort of happens.Weve had lots of money conversations, were on the same page about pretty much everything, weve dealt with a lot of our student loans in the last year and beyond some remaining student loans and our affordable mortgage, we are debt free.  <response>: Number one rule: communicate openly, honestly, and frequently about your finances. The rest is up to personal preference really. I found the actual act of merging accounts to be a tedious pain in ass, but now that thats done with, I love how streamlined everything is. No more worrying about which account to use for X, Y, or Z!YNAB made the transition to fully merging our finances much easier. 