<prompt> Human: I have a good job. Solid secure job that pays around 65K a year. I have around 30-40K in gambling debts due to some poor decisions. Long story short, i learned my lesson and i want to get out of this asap. Any good planning that I can implement somehow? The thing is I currently owe one person and i work in Virginia, but I intend to move back to NJ soon to find better work. It sucks because this debt is going to affect my mentality in doing other things i want to pursue. It just sucks to have it in the back of my mind.. I want to be aggressive in paying this off. How long do you think it will take and what plan should i follow? I get around 3K after taxes per month. The rest goes to my 401K, which i dont touch since my company matches. Any insight would helpful..Thanks  <response>: 65K a year 30-40K in gambling debts i want to get out of this asapYou have a long road ahead of you. 