<prompt> Human: Hi everyone. Im a student with no debt to pay off and a job that will cover my personal expenses. Are there any high-yield savings accounts or CDs that I could be looking into in order to earn some interest of the money currently sitting in my checking account? Alternatively I imagine I could invest the money, though Im sure there are account minimums that Id have to worry about.  <response>: Ally has a 2.25 12 month CD. I wouldnt recommend investing this money for just a year. 