<prompt> Human: Just reached adulthood with the plan of removing my parents custodian status from my savings account. They want me to change it to a joint account so they can make transactions if I need anything when Im not home. Ive decided to let them stay on my checking because I keep little money in it. However I cannot fathom any reason why they would need to maintain access to my savings. I dont touch that money, and if they need to transfer some they can deposit it to my checking. Any thoughts on what to do?  <response>: Been in this situation before. Long story short my mother stole a 600 grant check from me. Listen to the advice. 