<prompt> Human: Just got a divorce, so I feel like Im behind on A LOT of things that I couldve been in a better place financially. I think Im in a decent place, but I should be doing great. What is your assessment? 66kyr Salary. 3900 NetMonth 2440 Expenses No car payment! but driving a 2009 Charger that is reasonably maintained No savings No 401k or other investments Owe 2400 to IRS because last year I paid in taxes for being married and filed single 64,200 in student debt 6 Federal Direct through Great Lakes 725 Credit Score Id like to get the Tesla model 3 late next year if its available. Other than that, might buy a house soon.  <response>: Id like to get the Tesla model 3 late next year if its available. Other than that, might buy a house soon.What? You have no savings and no investments, and 66,600 in debt 100 of your gross annual salary. Youre in no position to buy either of those things. I cant quantify how far behind you are, but its not good. You need to buckle down and pay off those debts aggressively. Follow the flow chart. 