<prompt> Human: My dad is curious about what he should invest his money in. Hes going to continue working for at least 6 more years but his pension roughly 1000 a month is paying out next year.He wants something that will provide some form of consistent payout along with knowing the money is safe. Any suggestions rpf? And dont say silver.  <response>: He could look at the vanguard 2015 or 2020 target retirement funds. The 2015 has a mix of: Domestic stocks39.6 International stocks16.9 Nominal bonds40.0 Inflation-protected bonds3.5 The 2020 has a mix of: Domestic stocks45.4 International stocks19.5 Nominal bonds35.1 Inflation-protected bonds0.0 The funds will automatically re-balance to lower risk as he approaches retirement age. In addition, the fees are relatively low 0.17 for a fund that is somewhat managed. 