<prompt> Human: Im a 19 year old going into my second year at a state college. My family has been paying for my attendance, which I feel very lucky and thankful for.This past spring I received about 12,000 from the will of a late relative, causing me to have a total of 15,000 sitting in the bank plus a reliable car valued at 7,000. Ive been very careful with my money, living frugally and holding on to it in case of emergency. However, I now fear that it is causing problems with my financial aid. This semester, after my bank account increased dramatically, Ive lost about 3,000 in financial aid. I dont know how directly this correlates to my sudden financial growth, but now Im worried that holding onto this 15k will be less than optimal in the long run, considering my family and I still have at least five semesters left to pay. Then again, having access to that money is very comforting. Id be very grateful if anyone could provide insight or advice on this situation.  <response>: Financial aid is for the students who cannot afford to pay, seems like you can easily pay, I dont see a problem here. 