<prompt> Human: Hello. So I recently got a pretty sizeable boost in my salary. With the boost and Ive been talking to cellcable providers to get my cellcableetc bills down I should have 1k going towards savings a month. I know I could have on interest by paying off my CCs now or putting the 1k a month. But then i wouldnt have significant savings. Or I can put 1k in my savings per month and have 5k within 5 months I would still be putting a little more than the min on the cards. My main concern right now is my car paid off, but put 1900 in work on it and it still has a mind of its own. If something happens, Ill be able to pull some money from the 5k in savings...it I put the savings completely towards the CC debt then I might put myself back in the loop. Or am I thinking about this the wrong way? Should I put a lesser amount in savings and more towards the CC debt? Thanks!  <response>: Save 1k as emergency fund. Pay off CC debt. Save 3-6 months worth of expenses. 