<prompt> Human: I am a 16 year old I have seen my mother go through a lot of stress to pay bills and getting more In debt. I make around 1.4k a month I would like to give it all to help my mother pay all her debt is there anyway to find out how much she owes in total ? I dont know she has a lot of cards but she hasnt been paying them she wanted to go to bankruptcy but couldnt. almost 70 of all the debt was because of my step father miss using the card. My goal is just to pay this off in a year of working just because I dont really need money at the moment. Any tips to help I dont know how she is gonna react or if she would even accept it.Assistant: I would suggest asking her first to see if she is comfortable with that. If so, you guys need to make a plan to pay it off by a certain date. With interest, you may not be able to get it banged out within a year, however it really depends on how much your mom contributes etc. If she is contributing too, then yes, its super possible to get it taken care of.Honestly, not that I would doubt your mother, but MAKE SURE your money IS going towards the debt and that she is just not using it for something else and taking advantage of you. Go to the bank together to make the payment or watch her make it online. Only she will be able to provide you with all the details about the debt.Human: Yes Ill will do it under one condition if she cuts all the cards in front me and I make the payments.  <response>: She could cut up the cards in front of you, and then just call to have the credit card company mail her a new copy of the card.Or she could still use the card to shop online, if she has the numbers written down. The most important thing is to figure out why she has the debt? If poor habits made her do the spending... If you pay them off, she could easily go spend more and be back in the same situation. 