<prompt> Human: Hello, I have made a throw away so I can give as accurate information as possible. My mom is 61 and has been retired for about 2 years. I dont know how much she had in 401K when she left the work forceIm assuming 20-30K but she informed me that she only has about 10K left. Here is her monthly breakdown:State: OhioLiabilities:Mortgagew escrow: 706.00 She refinanced her house at some point and owes 43KMedical Insurance: 500.00 Prescriptions: 384.00 due to heart attack and lung issuesGroceries: 250.00Gas: 50.00 assumptionUtilities: 150.00 assumptionNo Credit cards or auto paymentsRough Total Monthly Liability: 2,040.00Assets-Car: 3-6K kbb private party value for good ConditionHouse: 64k purchased in 2006, she owes 43KBackstory: She retired early to take care of my Grandmother. Grandma passed away in October of 2017. My mother had a medical situation in December which now requires her to be on oxygen and a slew of medications which seems to severely restrict her from working. She cannot work and the state will not classify her for SSI benefits. I am not sure how much she owes on her house but zillow.com is roughly estimating the value at 99k which seems high for her neighborhood. She cant live with me because I live several states away and she doesnt want to leave her doctors and my grandmothers grave site.The car has to go through probate court before she can sell it because it belongsbelonged to my grandmother. According to her probate costs about 500.00. The car very well might be worth less because my grandmother was a chain smoker and Im pretty sure she smoked a ridiculous amount in that vehicle.By my estimates, she will be flat broke before August. I would like to get her to sell the car which would hopefully buy her an extra month of living expenses. I would like to keep her in her house but I think that ship sank a long time ago. Are there any state Ohio programs that she could use to get help or at least carry her until she can dip into her social security benefits? Does Ohio have health insurance assistance programs for people like my mother? I would be very grateful for any ideas anyone has to offer. Tiny Update: Im now looking into buying her house for what she owes so she can live in it mortgage free until she needs to go into assisted living or she dies whichever comes first. Once she transitions out of the house I can clean it up and do a pseudo flip on the property and invest whatever profits into my retirement and my kids college funds. Im also going to look into reducing her medication costs and health insurance. I loosely calculated that she should be able to stretch her 401K for another 15-16 months in which case shell be 62. On top of that Im going to give her a push to look for work, any cash inflows right now will help her immensely. And lastly, Im going to advise her to file her disability claim again and see where that goes. I know it wont be a fast process but it might help her in 2-6 years when I can see her health being grim.  <response>: Sell the house, compel her to move in with you where you have gainful employment. The harsh reality is holding onto a 40k liability to be near a grave is not going to make anyones life better. Doctors are interchangeable unless its some ultra specialist with a research grant. Sounds unlikely that she will find sustainable income before ss kicks in. 