<prompt> Human: So let me preface this by saying this: I save 25 of my paychecks, and get paid bi-weekly. Despite that, I know that if I had one checking account I would regularly forget how much money I had for play. Before I opened extra accounts I would regularly forget when my bills were coming and had to dip into my savings because I spent more than I had to cover my ass when the auto-pay came.I currently use Ally Bank as my main account. I have no issues with it and would recommend it for those looking for an online banking account. But I had money issues having just one account, as I described above. I also had no way to deposit cashcount coins so I figured I would kill two birds with one stone. I opened a Republic Bank account for a brick and mortar and to handle my health insurance auto-pay.I then saw a promotion for Capital One 360 Checking, I decided to move my car payments there, while taking advantage of the 100 bonus they had.So now three of my important auto-pay bills are separated and paid into the minute I get my check. The money is removed instantly, so I now have a more accurate representation of my spending money. Rent gets paid immediately with my second paycheck of the month regardless of what day it falls on, so that is also removed instantly.The premise is to separate important bills that auto-pay into separate accounts that are paid into instantly, but taken out at a later date. This clears up any confusion of how much I truly have to spend for play in my checking account. Its helped me save a lot of my hair from falling out and maybe itll help some of you guysgals.Edit: Woke up with 80 inbox replies. Glad a lot of you guys also found use in this as well  <response>: Compartmentalization of different types of expenses is part of establishing a budget. If having different accounts helps you achieve that, then more power to you.My wife and I have several different accounts. We have joint account which includes all regular expenses, such as electric bills, mortgage and groceries. We have a buffer of a few thousand dollars here.We have a savings account that can be used for irregular spending, such as buying furniture or whatever. A couple times per year, I move the excess money from this account to some kind of investment vehicle. We each have a separate checking account for disposable money. Everything we can possibly pay with a credit card is set up with autopay and the cards automatically draw from these accounts. 