<prompt> Human: I had a vehicle loan that ended up being taken over by Santander hate them, will never do business with again. Anyway, Im still getting nicked on my credit because theyre showing a status of 30 days past due.According to my credit report, I had two accounts with them, it was transferred within the company about halfway through. The first account shows ACCT CLOSED DUE TO TRANSFER; CLOSED, but also shows a status of Account 30 Days Past Due Date, which is also showing up on my credit overview and presumably affecting my score. I contacted TransUnion and started an investigation, will do the same with the others. My question is, how much will this affect my score, and is there anything I can recover from the bank for falsely reporting closed the account 4 years ago, has shown that way ever since apparently? Thank you!Edit: As a side note, I was going through and noticed this on one of my reports. What the heck is going on???Show moreAccount nameDISCOVER FINANCIAL SVCSDate of requests07242015071020150702201506262015061920150612201506012015051420150507201505012015041720150403201503192015022020150206201501232015011620150109201501062015121920141205201411212014111420141107201410312014102420141010201409262014091220140829201408152014080820140725201407112014070320140626201406202014061320140606201405302014051620140501201404182014041120140404201403282014032120140314201403072014022820140221201402142014020720140131201401272014012120141101201310242013  <response>: how much will this affect my scoreYou should focus on getting this incorrect entry removed first. Then it doesnt affect your score. 