<prompt> Human: Im goin to take the plunge and maybe buy a small business. Ill be using my life savings. Does anyone know how you evaluate a small business with heavy gift card sales? I dont want to buy the business if the owner walks away with the cash and I have the deferred liability. Anyone?  <response>: You need to spend the money to have accountant familiar with this line of business go over the books. The fact you are using your life savings is a plunge you do not want to take lightly.In order to give you a heads up to what to look for we would have to know more about the business model. 