<prompt> Human: Im moving to a new base soon and am strongly considering buying a home, primarily because we cant find anything we would like to rent. I know we will only live in the house for three years. From past experience, I know we cant sell the house in that amount of time and break even, so I plan to rent it out for 10 years or so after the assignment. If I buy I will purchase a home well within my means. My housing allowance is 1,700 per month and the house I am considering is 210K. Which of these two approaches should I take?1 Get a 15 year loan. My total monthly will be right at my housing allowance, but when I rent the home I will probably be out of pocket around 400 per month. 2 Get a 30 year loan. My total monthly while living in the home will be 400 below my housing allowance. When I rent the home I can probably break even or make around 100 per month. Of course the big difference is 10 years later with the 30 year loan I will have little equity. But with the 15 year loan I will have it almost paid off. Although I will have a lot of equity with the 15 year, I may be paying 400 per month over 10 years to get that done.What do you guys think?  <response>: I would definitely choose a 30-year over a 15-year in this scenario. For a rental property, cash flow is a HUGE deal. Dont put yourself in the position of being cash-flow negative... and even worse, if the property sits vacant for any period of time, youll be paying the higher mortgage payment on an a 15-year loan out of pocket.Good luck! 