<prompt> Human: Hey friends, So Ive spoken to a lot of people lately about the concept of retirement and have gotten into a big debate with my boss about whether the very concept of retirement is outdated for millennials--- He says Im wrong, people still want to retire. BUT I say people in their 20s and 30s dont think of retirement the same way as their parents and grandparents work hard so we can stop working at 65 and move to florida and play golf. Rather, most people I talk to dont even imagine themselves ever retiring. But that doesnt mean they arent saving money --- for... what would you call it... financial freedom? financial Independence? rainy day fund? the option not to work? The option to take an encore career doing something you really love that doesnt pay as much such as public service? What do you think --- is my boss rightam I off-base here?  <response>: What you are describing is retirement. 