<prompt> Human: tl;dr Can I buy a 1.5M house with 300k income and a 300k downpayment?Im 32, single and renting in San Jose at the moment. Id like to buy a house after I get married, whenever that is.Income, yearly Salary 160k Bonus 25k RSU vesting 120k Total 305k Net 200k ishExpenses, monthly Rent 2000 Charity 600 Fixed bills: PGE, internet, phone, etc, 400 Spending: food, gas, clothes, etc, 1700 Vacations, one time expenses, etc, 1500Total yearly spending is 77kAccumulated Savings Emergency fund, cash 10k House downpayment, cash 217k House downpayment, stocks 21k Other stock 9k 401k 268k Roth IRA 17kNo debtI max my 401k, get a 50 match from my employer. Add some in post-tax to Roth conversions, 5k ish. The rest of my savings does towards my downpayment for now. I do wish I had more in retirement savings; for my income its not that substantial, but I started my career making 58k and have dramatically increased my earnings over time.Id like to buy a house in the 1.5 - 2 million range, I think. That seems to be the range where I can get something Id be happy with in an ok school district, without making my commute too long.Once I hit 300k saved, is a 1.2 million mortgage doable for me? Maybe assuming I have a wife and a second possibly much smaller income at that point? Could I do more?  <response>: Your payments would be around 6k per month. Your debt to income ratio would be very reasonable with that payment amount about 33, but that is an additional 50k per year you would spend on housing that you dont spend now. Also, not sure the RSU will count as income. 