<prompt> Human: As the title says, how do you budgetprepare for the holidaysvacationetc? Do you just go in the red budget wise that month? Im not talking go into credit debt but just overspend a bit a let the difference in your checking account absorb the blow. Do you set money aside specifically for that and move it around as needed? A little background: Ive been saving what I can for a down payment on a house in the next year or two currently have about 6K saved over four months or so but the holiday spending has my progress stunted. Still putting away my monthly contribution as planned but the extra I like to put on top of that hasntwont be as plentiful. My wifes birthday is coming up in February, as is a vacation I have been wanting to take for some time. That isnt set in stone quite yet, however. So Im looking at a few bad months of budgeting potentially, but Im still a good bit ahead of pace in contrast to where I thought I would be at this point. TL;DNR Im caught between feeling good about what I have been able to do so far and celebrating it, or feeling guilty about overspending a bit on things that arent in my typical budget.  <response>: You know the holidays are coming around, so its not an unexpected expense.So budget for it. Decide on a dollar value you want to stick to spending for holiday gift giving, and save throughout the year. 