<prompt> Human: I understand that the labor to fix a car is going to go up but our 6 month premiums have consistently gone up. 2015 Kia Sedona2007 Lexus ES 350Both of us have had a clean driving record for years with the exception that I had a minor fender bender this year our new policy says we still have gold protection and still enjoy safe driving deductible and enhanced accident forgiveness. Here is the history of our billsJuly 7 2016-683Jan 7, 2106 - 729July 7, 2017 - 770Jan 7, 2018 - 802  <response>: Youre not just insuring your car, youre insuring anyone you may hit. And their cars keep getting more expensive and their medical bills keep going up every year.But they also just raise it cause they can like the cable company does. 