<prompt> Human: Here is my current situation. I just turned 23, I have no education past high school, and I have a very unstable job. I do something like Youtube, where income is a direct result of my performance. Some months I can earn a lot, some months I can earn little, sometimes nothing. On average, I predict my income in 2018 to be at most 6000 or so per month. I currently have 30,000 in savings, and I own absolutely nothing I dont have a car, house, insurance, etc, I do not even have a credit score because Ive never taken out a loan or credit card.Would I be able to afford living center of a major city in the USA? Like NYC, Chicago, San Francisco, LA, etc? A place where I would not need a car and could walk anywhere needed, a place where I would feel like Im not wasting my youth awayAssistant: Good luck finding a place to rent without any sort of credit history Human: What does it matter? I could just pay 1 year up front couldnt I? Credit or no credit that would be a landlords dream tenant. What would 600 sqft or so NYC look like anyways pricewise? 45k? or more?  <response>: Youd be surprised that paying upfront isnt an option in many places. If you rent direct from an owner you might be able to pull it off. But anything that is professionally managed, they have rules and policies, need to show proof of income, etc and cash upfront isnt even an option with them. 