<prompt> Human: As the title states, I am in the process of purchasing a new vehicle. I also have small student loans totalling around 4500 CDN. The financial advisor at Kia suggested requesting extra cash-back on my 0 interest car loan, which I can then use to pay my student loans. The 4500 CDN will be divided and paid within my 84 month term. Im not too familiar with loans and how they work, but does this make sense? I was only paying the minimum payment on my student loan anyways 63month, but Im unsure if this will save me any money?Any insight is greatly appreciated!  <response>: Whoever you are speaking to at the dealership is NOT a financial advisor 