<prompt> Human: Volunteering to spend an hour tomorrow to talk about finances and hopefully improve the lives of a few kids. I dont know how many if any will show, how old they will be or really anything about them except that they will be from low income households. I have a BA in Finance and am halfway through a MBA. I was first going to ask whoever showed if there was anything specific I could address or help them with. If I didnt get anything specific I was going to go over a delayed gratification mentality and how to budget. Any ideas from the pf community? What would have been helpful to learn as a kid in regards to pf?  <response>: Honestly, just start with the basics. As someone who grew up in a very low income family, I knew nothing about saving or investing. No one in my immediate family even has a bank account. I had to Google how to write checks. Just help lay some groundwork for them, and realize that they might not see the value in the things youre telling them just yet. In order to care about your finances, you have to have hope that youll actually be able to make and save money someday. Alot of those kids are watching their parents make a dollar out of 15 cents every day, having money left over to actually save seems foreign. 