<prompt> Human: Hi everyone.Im in a dilemma. I want to move out and get a car. Those are my ultimate goals.But, as said in the title, I have 2,000 in debt to my name. I only make 15hr.I dont know what to do. Im in my twenties and I feel like a loser. I feel like I cant do anything.I want that to change now. Should I just save up and pay minimum payments? Or should I just pay off my debt?  <response>: I would save up at least a small emergency fund first, while paying the minimum balance. this will create some padding so that you dont need to take on more debt if something happens. 