<prompt> Human: Hello all. I searched and didnt find that anyone else had covered this topic so here it is. Below is a list of Fidelity mutual funds with with average annual growth rates of 12 or more, for periods of 10 years or more. There are a few funds averaging 11.5 - 11.99yr. I included them due to long histories of solid growth that could bump over 12 in a good year. The 12 question comes up here occasionally, often in connection to Dave Ramsey who recommends 12 as a realistic annual average growth rate. These funds are not necessarily available in everyones 401k, so I understand suspicion of, or objection to, his stubborn preoccupation with 12. On the other hand, plenty of funds exist that grow at 12 or better per year on average. Its not outlandish to suggest that average growth of 12year is possible in a diversified investment portfolio with a major firm that has a good record of service, stability and reasonable fees. Only one of these funds has fees over 1year. And this is only Fidelity. Id be willing to bet that someone could find similar results by examining all the funds at Vanguard, Schwab, T Rowe Price, etc. There are always many factors to consider in selecting an investment, including turnover rate, diversification, risk tolerance, and more. So consult a licensed professional for further advice. But those who are comfortable with some of the more specialized and volatile actively-manged funds listed below might want to investigate these options for their own portfolios. Info accurate as of 27 December 2017. Ticker Symbol - Full Name Avg Annual Growth Year of Inception Annual fee.Asterisk indicates 4 or 5 star Morningstar rating. Large Cap funds- FCNTX - Fidelity Contrafund - 12.58 1967 0.68 - FMAGX - Fidelity Magellan Fund 16.05 1963 0.68 - FMILX - Fidelity New Millenium Fund 13.43 1992 0.54 - FOCPX - Fidelity OTC Portfolio 13.82 1984 0.84 - FTRNX - Fidelity Trend Fund 11.84 1958 0.74 - FBGRX - Fidelity Blue Chip Growth Fund 11.69 1987 0.70 - PARWX - Parnasus Endeavor Fund Shares 12.84 2005 0.95 Not a Fidelity fund, but available for purchase through Fidelity Mid Cap funds- FLPSX - Fidelity Low Priced Stock Fund 13.86 1989 0.68 - FDVLX - Fidelity Value Fund 12.27 1978 0.67- FLVCX - Leveraged Company Stock Fund 12.33 2000 0.80Small cap- FCPVX - Fidelity Small Cap Value Fund 11.56 2004 0.99 Closed to new investorsInternational- FISMX - Fidelity Small Cap International Fund 14.35 2002 1.34 OtherSectorSpecialty Funds- FSRPX - Fidelity Select Retailing Portfolio - 13.78 1985 0.78 - FDLSX - Select Leisure Portfolio - 14.07 1984 0.80 0.80 - FDFAX - Select Consumer Staples Portfolio 12.69 1985 0.76- FSCHX - Fidelity Select Chemicals Portfolio 14.25 1985 0.80 - FSPHX - Fidelity Select Health Care Portfolio 15.78 1981 0.74 - FBIOX - Fidelity Select Biotechnology Portfolio 13.58 0.75- FSPTX - Select Technology Portfolio 13.21 1981 0.77- FSCSX - Fidelity Select Software and IT Services Porfolio 15.99 1985 0.76 - FSRFX - Fidelity Select Transportation Porfolio 12.99 1986 0.83 - FSELX - Fidliety Select Semiconductors Portfolio 12.46 1985 0.77 - FBMPX - Fidelity Select Multimedia Portfolio 12.42 1986 0.82 - FSDAX - Fidelity Select Defense and Aerospace Portfolio 12.16 1984 0.79  <response>: I have a lot of money in the contrafund, and I still dont think this is the right way to invest. 