<prompt> Human: Hello everyone! I am a 17 year old student that is going to high school currently. However I am in need of a laptop since I am graduating this semester. Thus, I wanted to buy a MacBook Pro. I have about 800 on hand and I figured I can build some credit I have no credit right now but financing the laptop. My parents pay for my necessities so I have no financial obligations and this is what I have chosen to spend my hard earned money on. I wont be needing to save up for college either because I have earned a full ride scholarship to go to a university. Anyways, what are some ways to finance a MacBook for me? Thank you in advance.  <response>: Its true that financing a laptop will help you build credit, but its kinda like chopping your arm off in order to lose weight.If you buy a 1 pack of gum with your credit card every month, and pay the 1 statement when it arrives every month, your credit will be exactly as good as compared to buying a 2,400 MacBook and paying a portion of it off every month. Except if you go with the gum option, you wont be paying hundreds of dollars in interest.Its great to start your credit history early. Its good to build strong credit habits. Buying groceries or gas occasionally with a credit card and paying it off in full, on time is fantastic and you can get rewards points. Getting on your parents cards as an authorized user will help your credit history.I recommend saving up for your laptop and buying it all at once, or buying a cheaper laptop. 