<prompt> Human: I do not know how long this Amex card has existed, but my mom has been using a card in my name to buy literally everything from the sun be it a meal from Burger king for her or a plane ticket so i could get back to college. She has been increasing my credit her excuse by always paying the minimum amount required, but know that Im trying to go out on my own she pulls this bombshell out on me and is threatening to overdraft my account with the debt she has acquired in my name. It is amount 3500 in unpaid debt that she has in my name because she birthed me and knows my social and all my information. What can I do?  <response>: How old are you?If you are an adult, you could report her for identity theft, which is probably more practical as a threat than something you would carry out. 