<prompt> Human: Im a comic Book artist who has been working as Ghost artist for One man for about 5 years, I have taken other work on as well Just most of my moneywork comes from this Guy.About Two and a Half years ago he filed for Divorce, and it has effected His payment towards me. he has only been Paying Factions of Invoices sent, the the Pay Gaps have became longer and longer. A few months ago I spoke to him. and we agreed that he would At lest Pay me 500 minimum per month. Extra when he can to try to even out His owed Balance. This lasted about three months. The amount he Owes me is Around nine thousand.I Spoke to him today. And heres the deal: the divorce has put him on the verge of bankruptcy. Bunch of the Projects he Hired me to work on, he had hopes it would lead to Better work some contracts for school boards has completely fallen apart.He has Given me Two optionshe is willing to cash out a 4k and pay me three thousand to pay off all that he owes me. Or i give him need six months for him to to find new work and create a new payment schedule.I really dont know what to do here, I need to get paid. But neither option really works well, I dont want to wait 6 months on the Hope that things will get better. But that Payout isnt even Half of what i am Owed. I could really use some Advice.  <response>: As a small business owner, you cant allow clients to fall this far behind on their invoiced sums this much. Once theyre this far behind, they have too much leverage over you. Its a losing proposition for you. he is willing to cash out a 4k and pay me three thousand to pay off all that he owes me.Take this now. 