<prompt> Human: From my username you can see that its not a whole lot of money, just over 10k. Im currently in college living with my parents so I dont have many expenses. I have a bank account with BoA that my dad is cosigned on, but I plan on depositing the check into a credit union account that I start I was thinking BECU as I am not a fan of BoA.My biggest fear is blowing the money on stupid stuff I really dont need, so Im thinking Ill try to save a majority of it like 8k and then try to invest a little bit of it around 2k. When I say invest I am open to anything that could help me grow my money.So what do you think would be a good short term use of the money?Long term?Thanks in advance for the advice guys!  <response>: So what do you think would be a good short term use of the money?Paying for books or tuition. Earning a degree in an employable field is the best investment you can make at this stage in your life.Long term?If you report income to the IRS, an IRA would be a good idea. 