<prompt> Human: Im a University dropout who decided to go for trades instead since Im not academically gifted, but I have some mechanical aptitude. Landed a great and very secure job with a lot of space above to move into regarding pay. Im currently at 22.5hr but will be getting an evaluation on pay in a month which will put me between 25-27hr. Ive been saving 2.2k per month since I started. I spend my own money only on gas, food, and entertainment. My Civic is reliable and I do maintenance on it myself so that helps keep cost down. I also have 18k in student loans from going to trade school and university so that will become a monthly expense starting October 31st. How aggressive should I be on my loan payments and what can I do with my money? I want to put a decent down payment and finance a used Scion FR-S. Ive wanted one since the first time I saw one and drove one back in 2013. Im not even much of a car enthusiast I just love this particular one, Ill just keep driving my ol Civic if its not this car. Deep down I know I probably shouldnt and I should just pure save, but I also know that even when I factor in all costs of running the new car and the payments for my loans depending on how much I decide I can still save 1000month. I also have tax credits from schooling and will likely get 3-4k back from my taxes next year from all the overtime I work and the fact I only worked 7 months of the year. That will likely just go to my loans to smash out a part of it. No RRSP matching at my workplace either so I wont be doing that yet. Maybe next year. Let me know what you think. Am I crazy? I want to live a little as a 19 year old but I dont want to damage myself financially in the long run. Edit: I am in Canada. No Roth IRAs here. I will open an RRSP which is most similar to reduce my taxes save next year. Doesnt make sense for this year since I wont be making enough and already have enough tax credits to get a significant refund reduction on my taxes.Edit 2: No car... Will buy a used shitter to keep myself going from A to B for cheap.  <response>: Id pay off all loans before buyingleasing a car I dont yet need. Once I paid those off, buy what I want with consideration of car insurance. 