<prompt> Human: Im relatively new to Florida, I support myself 2 cats and 3 ferrets. Quick note on the pets: Im aware that general advice when combining pets and financial problems is to ditch the pets but I dont consider this an option. While I wholeheartedly agree that I shouldnt have gotten them, and have no plans to get more, I cant just abandon my responsibility. Thankfully, they dont cost me much in maintenance. However, its a recent 1k vet bill from treating all 3 ferrets for ear mites that has me posting here. Hopefully I dont get anymore nasty surprises from them.I currently have 2 sources of income, and next month Ill be starting a third job.Job 1: 25-30 hrs 9.18. I contribute 5 to 401k and 10 to a stock purchase program I sell the stocks after a year. EST take-home per month is 709 assuming just 25 hrs. Job 2: I dog walk for 15day per dog. Right now just one dog, but I plan to try to get 3-5 dogs ASAP and also start better tracking to pay self employment next year, as well as track mileage. About 250 per month per dog after tax. I assume just one dog for now because thats what I have. Job 3: Ill be working 20hrs I think 11, not positive on that quite yet. EST take-home per month is 800So total take-home is 1758ishExpenses:Car Insurance: 150 Gas: 100 thats what I have budgeted but Im quickly learning it might not be enough now that Ive moved, so might end up becoming 150 Car maintenance: 50 This is what I save but I keep having car disasters... Had to replace immobilizer for 700, battery for 100ish, alternator for I forget how much, and just replaced fuel regulator for like 300. Its having another minor problem. Its a 2000 Honda Accord that is under 100k miles. Hopefully wont have much else but its becoming a sinkFood: 100 Pets: 50 40-45 food the rest litter, thinking Ill be putting this up to 100 or 150 for a bit to save for more vet bills Phone: 15 YNAB: 5 MoviePass: 10 my main source of entertainment, I think 10 is a decent price for that Other: 50 So minus rent, my costs are 530 and might go up for vet and gas costs. So safe say 600.Right now I pay an even 650 in rent. Person Im renting a room from might be leaving in a few months, so Im looking around. Any place on my own I can pretty much expect like 800-900. Its hard with the pets to get a room.My overall costs now are 1250 then and when I have to move I can expect 1450.Technically this leaves me room. Im worried because the new job is at a school, so I wont be working summers or other breaks which is why Im not starting until JanuaryAssets: thankfully, I do have money squirreled away so Im not sinking as much as worried about stagnating and ruining my future.Checking: about 1.5k split between two accounts, one that receives paycheck deposits and the other pays billspays credit card. Savings: has about 21.5k in it. 3.5 of that is E-fund, 2.5 of it is budgeted for JanFeb expenses. The other 15.5k is... Part of my question. 401k: Just a bit under 1.9k in a Target fund at Fidelity Stock: Worth about 1.1k IRA: Worth 1.5k right now : I maxed my IRA for 2016 and 2017. Last month I withdrew 11k that is currently included in the Savings bit because I was seriously considering purchasing a home. However, Im rethinking that now. As much as I want to do it, I dont have or earn enough to get a home that isnt shit. Good places are probably going to be 120-150. The 90-110 places Ive been looking at require too much work, or the condos require more down payment than I have. I still think its a good idea because I could get a 2 or 3 bedroom and rent out the spare for for the cost of nearly the whole place.So I need general advice. I also need to figure out where to go from here. I dont know what Im doing with school or a career- I suck at school. Should I put the 11k back into the IRA and just keep making it? It was a Roth IRA so no penalty to withdraw contributions, 60 day window to put it back if I understood correctly. Is there something else I should be doing with it? Ive thought about trying school anyway, but the only way it could work is if I quit all my jobs and focus 100 on it and I dont know if its worth it anyway.I could just shove the money back into the IRA and put my extra money toward maxing for next year but... Then what am I building toward? I feel lost without a goal anymore. Before it was school, then it was a house, both feel like failures. Do I just coast for a bit?Thanks in advance, I know this is all over the place without much guidance.  <response>: I recommend you buy more ferrets. Clearly not enough if it only costs 1000 just for the vet. 