<prompt> Human: She is 7 years old. For a year now, every Saturday she gets 1 in 10 x 10p coins and she decides how to distribute them between these three jars herself. Its really helped her understand the value of saving - in fact, I have to encourage her to actually spend some of it instead of hoarding it all. Shes got about 30 in the Save jar now, about 20 in the Give and another 20 in the Spend her birthday money gets distributed too. When shes ready she can decide where she wants to Give money to go.Assistant: ITT - people much better than me that actually consider a give jar. Ill easily give to friends and family without expecting anything back but the charity thing never got me. Id swap that jar out for an investing oneEDIT: to clarify , Id combine the spend and give jars for myself. I dont really like t he idea of being obligated to give for the sake of it but rather when its opportune. Hence why I dont donate to strangers but am quick to help those close. Human: Im surprised how many people DONT think giving to charity is a thing people should learn to do. If youve got money to spend and money saved and accruing interest, then any extra can surely go to people who need it. Starving children, save the whales, cancer research - whatever you care about. Give to those you feel deserve it. I realise thats anathema to rpersonalfinance in general, where for many the accruing of money is a goal in itself, but I think its important for my daughter to be willing to give to those who need it.  <response>: oh yeah. I totally agree that its a valuable life lesson and a noble character trait. So go go good parenting. I was just commenting how its not a thing I personally do. Grew up in the third world where social systems were near non existent or corrupt so the charity of friends and family is what mattered. I guess that is where my method comes from. 