<prompt> Human: Ive had a credit card for about 4 months now. Every few days I pay off my credit card completely, I typically have no more than 100-200 at a time. By doing this I never go above 5 use of my credit 6000. x200B;My question is - does paying off the balance frequently and in full weekly help or hurt my score? Should I be spacing my payments out more?  <response>: It makes absolutely no difference. Your credit card only gets reported once a month with outstanding balance and if a payment was made. 