<prompt> Human: Lets say i recently inherited 2 million, what would be the best way to turn this into more money? Would it be better to just leave it in a savings account? Or try to invest in something?  <response>: 2 million inheritance, no limit on time horizon. What kind of risk are you willing to take? Extreme risk - Roulette tables. Put 2 million on black. Then 4 million on red. Then 2 million on black again. 12.5 chance of 10M instantly, 25 chance of at least getting up to 6M. 75 of losing it all. Very high risk - Crypto, penny stocks, futures, FOREX. Turnaround time will be a few years but you could also lose it all. Very high risk - Starting a business, going into real estate, etc. Again, could lose it all. Medium-High Risk - Stock market index is probably the most reasonable combo of risk and reward. Holding it for 20 years at a return rate of about 6.8 inflation-adjusted is going to yield about 8 million. Medium Risk - Bonds Low risk - cash savings, but it also means you dont get to match or exceed inflation.Best balance: a mix of bonds, stocks, etc. in a three-fund portfolioKeep in mind that you will have to pay tax on any of the above unless its managed from within a tax-advantaged account. 