<prompt> Human: My fiance and I have started the process of buying a house in the extreme market of Denver. We came under contract yesterday for a 3bd1.75ba for 341k pending appraisal and inspection.We have already been preapproved and underwritten. Were excited but now worry about a wage garnishment that is back on me for a previous student loan issue.We both decent paying jobs around 50k annually and near our 30s. We both do little things on the side to bring our annual combined income nearly 110k. She has really good credit 760, steady work, very limit bad debt, a monthly car loan, and pays her student loans on time and she has no big issues.I have a steady job, average credit 680, no bad debt, no car payments, but my student loans are a different problem and a huge chunk of my monthly expenses. I have 3 student loans: Public Loan - Good Standing - 350 monthly payment. Actually ahead a few months on this loan. Default Loan 1 - Settlement - This loan defaulted a years ago. Last summer, I was able to get them to agree on a settlement. I ended up getting them down to 14k from 108k. I paid 12k cash and agreed to monthly payments for the next 4 years 50. Default Loan 2 - Wage Garnishment - Weve been trying to settle with this group, however, they havent accepted an offer yet. Im trying to work on this but have little reassurance it will work. They are getting close to 900 of my pre-take home pay.My worry is that this new garnishment will impact our ability to get the house. Im hoping that we are on solid enough footing with the rest of our finances that it will carry us through.Any help to calm my nerves is appreciated. If you have ideas on how to reduce this debt altogether Im totally for it.Cheers!TL;DR - I just got a wage garnishment and we are under contract with a house. Am I screwed?Edit: Well I fucking suck at formatting on Reddit. I spoke with our lender and he plugged in the numbers and said we are absolutely fine. Its a temporary garnishment of 180 days 6 months. Our debt to income ratio is still very strong as a co-borrower. Thanks everyone for there feedback. Its been a crazy few years, but actually defaulting was somewhat of a relief compared to other options we faced.  <response>: If your income just went down by 900, probably roughly 20 of your take home, it would absolutely weigh on your lendability.I cant begin to speculate whether you will still qualify for 341k or howevermuch your borrowing after downpaymentyoud have to ask the bank.more importantly, you owe 1400month, your spouse owes an unstated amount on her loanscar. Ive thats 1000, plus 2000 on the mortgageinsurancetax... that seems like that would be nearly all of your income. Even assuming the bank is ok with that, are you? 