<prompt> Human: I have about 10,000 of excess cash that Ive saved in my checking account, just wasting away. Im not using it for any current or future purchases, but would like to keep it handy in case I need to withdraw the money for emergency. In the meantime, the cash is losing its purchasing power inflation and not doing anything. What can I do with this money that will allow me to beat inflation, instead of keeping it stagnant in a checking account? Assistant: Put it into a high yield savings account. And by high yield, I mean about 1 at Ally.Human: Hmm... but Id still be losing , inflation rate is typically 2.5yr  <response>: Risk Return. An emergency fund is no place for risk. 