<prompt> Human: Okay, so I think it was nearly a year ago when my mother called me and informed me that my distant cousin and her two childrens house had caught fire and they all three had died in it. Even though Im not close to this person and have never spoken to her, it was very disturbing and of course I was sympathetic towards their close family and my dad. So she told me that she had opened a credit card in my name so that they could all go to the funeral because there was no way to go otherwise. I was very hesitant because Im extremely iffy about credit cards. I only have one and I had built myself a very nice credit score with it because I could keep track. However, I felt bad and said that it was fine. She had already done it anyway so its not like she was asking. A few weeks later I learned that they never even went to the funeral. And I decided to sign up for CreditKarma, 800 balance on that card! Of course I have no idea what they are buying because I have to have the account information. Very upset I wrote my Dad and he wasnt even aware that she had opened up the credit card in my name.. he was very apologetic and said he would make sure she pays it off. A few months later I look at credit karma again, my credit score dropped 100points.. and was very poor. Of course in was very upset and I looked at the balance and it was 905. Obviously theyre not worried about getting it paid off. So I write my mother ans she gives me a sob story about how theyre not making it and hardly have any Money. As I see them posting pictures of going out to eat all the time and on vacations, to the mall, etc. She gets very upset with me and tells me she just cut up the card and would pay it off. More months pass. Credit score still sucks, and an even higher balance. I have no idea what to do. Im the type of person that obsesses over my credit and not having debt, etc. And Im completely stressed over this, but cannot imagine myself involving the police or anything. Advice? EDIT: Is there any way to close the credit card without having the log in info?EDIT: Thanks for all of the advice everyone! She just paid 300 on it and says shes finishing it off soon. Im keeping an eye on everything on Credit Karma. Im definitely going to set up fraud alert. And make sure something like this doesnt happen again. She knows shes ruined my credit and put a lot of stress on me, so hopefully she keeps that in mind the next time she thinks about trying something like this again. I feel more like the adult in this situation.. Assistant: You can call the company that issued the card and dispute it on grounds of fraud. However, they will only accept your dispute and remove it from your credit report if you file a police report. If you arent willing to do this, then it will stay on, and youll remain responsible for all the things your mother chooses to buy using the card.Human: Very shitty situation shes put me in..  <response>: People need to take responsibility for their own actions. You dont need to take theirs. 