<prompt> Human: Im about to fall asleep but I wanted to get some opinions on this before I head to bed. To keep it short, my mom didnt barter much with my dad in the divorce other than he pay for half of my student debt when the time came around for college. Well now after recently building a house within the past two years or so, he apparently does not have the money to do so at the moment and wants to co-sign on a loan tomorrow under the promise that hell pay for the whole thing. Just a little disclaimer, I dont know much about loans or how they are supposed to work, but I dont want to potentially end up in debt over this.My mom advises against the signing in general and doesnt want me to go into debt. I asked if she can validate the terms of the divorce in court and she told me its a long process to do that and she doesnt have the money to fight it. So you can say it comes down to personal feelings and beliefs but it also comes down to the fact that in the fine print of the divorce it was required he pay his 50 out of pocket. So Im faced with a dilemma, either sign on it and continue school or refuse and risk not going to schoolmom paying for the full semester which is shitty. Do I have any other options here? Apologies if this is poorly written, Ive been up for like 20 hours and Im about to crash. Any opinions or thoughts will greatly help me. I can also link to the bank loan site if that would help.edit: forgot to mention some context, he kept sending me links to sign this summer before my first semester began and I ignored them. Over Thanksgiving he got extremely angry that I refused to sign and I told him over the phone and we argued for a while about it before my mom explained to him that I shouldnt have to sign and he apologized and said hed try to get a loan himself, well I guess that didnt work out.  <response>: No No and NO. When you co-sign a loan you have all the responsibility and liability of the primary borrower without any of the upside.The next thing I would say is how good is your credit and how much money do you make as a college student. I cannot imagine that the typical college student has enough of either of those to help anyone get a loan. If they can then the person asking has not business getting the loan.Just to be on the safe side keep a close eye on your credit report for loans suddenly appearing. The fact he is getting so upset about you not signing tells me he is desperate. Desperate people do desperate things they would not normally do. 