<prompt> Human: Hello PF Long time lurker First time poster.Im in better shape debt wise than many people I see on here trying to get out of debt.Between the Wife and I we owe a grand total of 1400 on my CC and 400 on hers and then 150 on a tax debt she had from before marriage that we paid down from 2000.Even at this much debt and my income of 1600-1800 per cheque I get stressed out. Her income is far less than mineI used to be debt free before marriage and she had more debt than she does nowConsidering the debt she had when we married was much higher than it is now I shouldnt be as stressed as I am.Do any of you with small amounts of debtlittle in the way of savings get irrationally stressed about it?My work had a shortage of people recently and had me work some OT hours which should mean when combined with the fact I work weekend nights and work most of the stat holidays and am in a good Union that counts both good Friday and Easter Monday as stat holidays means I should be able to pay it all down by end of April.Then I need to budget harder, Save more, and convince my wife to be less of a spender.Anyway I am going to go back to lurking and soaking up your information like a sponge now. which totally doesnt mean I wont reply on this threadbEDIT: Holy crap, this is officially my most commented thread in all of reddit Not my highest upvoted one but you guys win for most commentsbAssistant: 70k in student loans. It helps to remember that there are a lot of people in my position. Also, whenever I get stressed I just go over my budget and show myself that its pretty bearable. I also try to be conservative and focus on one financial goal at a time. Im 23, I still have a lot of time ahead of me and I think trying to fix the problem now and keep new problems from arising makes me ahead of the curve.Human: Im 30 so I have less time ahead of myself than you haveAssistant: Alright, Ill try not to be harsh. You have got to stop comparing yourself to people. Your original post talked about people who are in a worse situation than you, and your only response to the thread currently is comparing yourself again to someone.--You can definitely learn a lot from evaluating other peoples situation, but step 1 of personal finance is to realize that you are dealing with uevileyeballs finances and no one elses. -- What you should realize right now is that youve said you can pay off all your debts by the end of April! Thats amazing! You should be worried about nothing else not concerned with anyone elses finances. Youve got a plan to become debt-free and that is great. Stick to it, and at the end of April, come up with a plan to stay debt-free. Dont worry about things you cannot control. I can show you 100 people who are in a better situation than you, and 100 people who are in a worse one. That still wont change your situation it wont help you at all. Stay focused on what you can control. Good luck sticking to your plan!Human: Yeah We would have been debt free by now but my wifes computer borked on us mid march and being a PC Gamer she couldnt really get by as well on the older hardware she had anyway so we ended up spending 1100 on new hardware for her thus my current CC debt We didnt go top of the line just something enough to get her by a few years. I went Top Top Top of the line 6 years ago Before I even knew her when I did my big gaming build but because I dont nececarily keep up with all the fanciest newest games Im fine still running my 6 year old hardware I am on him now. Plus Ive always been the type of person who would more freely spend money on others than spend it on himself.  <response>: being a PC Gamer she couldnt really get by as well on the older hardware she had anyway so we ended up spending 1100 on new hardware for her thus my current CC debt Tough shit. Unless she games professionally and makes income from it, you literally financed a video game machine. A luxury. If debt stresses you out this much, you need to learn to say no, this is a luxury, and we cant afford it right now. If you need to use the computer for something you can use mine. 