<prompt> Human: Hey rpersonalfinance, I have been working for about 6 months now and wanting an escape. I started my job with 60k in debt and have pushing myself to have it payed off in 5 years. Ive been frugal with my money; only spending it on loan payments, fitness, and a few drinks on the weekends. My grace period ends 010714 and would like to have an escape before I am strapped in for the long haul. Current Student Loan Debt 53,350Avg. net monthly income 2,250Avg. monthly payments 1,200Savings 1,500Estimated Vacation cost 400-600Any advice or opinion is appreciated!  <response>: Its not all about the dollars.Consider it this way, are you willing to pay 5 years of your life that is 1,826 days to pay off your debt 15 days sooner?Your vacation cost is frugal and responsible. You sanity, your time, your happiness are certainly worth more than a few dollars of interest. 