<prompt> Human: Hi everyone, just to give you a little background on my situation. I graduated this past spring and have been working since June as a software engineer in the same area I grew up. I was lucky enough to be able to save these past few months on rent since my parents house is 10 minutes away from my office, I make approximately 84k a year and dont have any student loans, I just have to pay my dad some money back to officially own my car and transfer it in my name.Anyways I have had a plan to move out for quite some time now. Due to internships and school I hadnt lived at home since the beginning of my sophomore year and do not like the limited freedom and rather boring life I have at home. The time has come and I am moving to a city near me with some of my friends. Not too bad, my commute goes from 10 to 20 minutes and I can have privacy a fun at the same time.That being said, my dad is making kind of an ordeal about me having to get my own auto insurance because I wont be living at home anymore and me moving out requires me to get my own car insurance. Whether he is doing this just as a roadblock to keep me at home, or genuinely thinks this I havent decided. Right now on his insurance I pay about 800ish a year. Looking at quotes online I expect that to double on my own, the best rate I saw was from geico for about 140month. My question is: Do I have to switch auto insurances to my own? My lease in the city is only a 6 month lease with a possibility of extension. We did this because I may be job hopping in the near future and dont want any constraints. So this city address would not be my permanent address and I probably wouldnt classify it as my mailing address either. Would it be perfectly acceptable to continue on my parents insurance, and is there any info I could provide him to support my argument?Also, lets say it is necessary or my dad continues to be stubborn and makes me get my own insurance. Would I be able to put my address down as his address, since this is really temporary housing for now? I imagine rates in the city are higher, but I dont want there to be any suspicion of fraud or something like that.Thanks for any info! And sorry for the over-detailed post I just wanted to provide as much detail to my situation as possibleEdit: Thank you to everyone who provided me with the clarification and information I was looking for. Turns out I do need my own insurance and will make sure to get it to avoid any fraud. I guess my confusion came from my internshipcollege experiences where I didnt live at home and still remained on their insurance. Looks like that joy is behind me now.  <response>: my dad is making kind of an ordeal about me having to get my own auto insurance because I wont be living at home anymore and me moving out requires me to get my own car insuranceKind of an ordeal to avoid committing insurance fraud seems reasonable to me... 