<prompt> Human: Due to the low interest that accrues over time, the fact that I am relatively good at managing my money, and no immediate items or goals that I have that require me to sock away money, I cannot see the benefit of having a savings account. I have the money to invest a few thousand dollars into a savings, however I do not see the immediate benefit of doing so. Anyone have some opposing advice on this?  <response>: I just like seeing the amount in my savings grow while knowing its not for upcoming bills.Also its a nice separation in case someone gains access to my debit card. My card only has my chequing account linked, not savings, so any potential loss is minimized to just in the smaller account.And 1 off my savings is better than 0 from my chequing. 