<prompt> Human: I usually pay off my credit card balance in full once every week or two or after large purchases. Ive seen on this sub though that you should wait until you get your statement before paying it off and Ive tried this but it makes me a little anxious. How much would this really effect my credit score? Is it worth holding off each month until i get my statement before paying it off in full?  <response>: Why does paying your statement make you anxious?1. Use your credit card.2. Let the statement cut.3. Pay it off in full before the due date.Easy as that. 