<prompt> Human: Brother is so stressed out. Hes been working two jobs since he bought his property 7 years ago. Hes had enough and wants to sell.House market value: at least 590kMortgage: 360kDebt: 70kHis basement has a leak. Not sure how much is the repair. Lets say 20k.His mortgage renews next month.He talked to the bank today and they suggested the following:Theyll consolidate his debt to his mortgage and let him borrow additional 20k. So his mortgage becomes 450k and theyll extend it to 30 years amortization.Is this a good idea? Brother still wants to sell. He wants to rent now. Please advice what to do so I can pass it to him.Edit: Location is Canada. His wife works min wage thats why he needs to work 2 jobs.  <response>: Sell the house, pay off all debts, rent an inexpensive place. 140K cash will pay rent for a very long time. The answers all seem to be in the question, really. 