<prompt> Human: Edit: I am reading your responses but have not yet had time to reply. Thank you for your comments and suggestions.TL;DR: Dad is in a financial downward spiral. When and how will it come to a head and what can we, his children, do to prepare for andor prevent the worst?My father lost his 90kyr, 20 yrs of service job in 2008. Divorce happened shortly thereafter. Hes been unemployed pretty much since.He took funds out of his 401k and IRA to pay for a house 200k, and stopped making mortgage payments on it sometime in 2014. Were not sure when the cash withdrawals to gamble started but we believe both retirement accounts are drained and he owes 100k in back taxes plus interest on the funds he withdrew hes 63. Last we were able to gather, he owes 30k-60k in credit card debt, mostly cash advances we think. We had an intervention in mid-2014 and he agreed 1 to seek medical attention for his severe depression and 2 to meet with a lawyer to figure out his options forward. He met with a state therapist and he was put on disability for his depression. Based on the meeting with the lawyer, it was decided his best option is to file for bankruptcy. However, hes not been responding to the lawyers calls or following up with filing. He just keeps burying his head in the sand and spending whatever is leftover from his disability checks- his only source of income- at the casino. None of us children mid-30s know what to do. Weve tried intervention, he promised to move forward with bankruptcy, he told us he sold his motorcycle and motorboat to pay off some of the credit card debt but we think he just turned around and spent it at the casino. Its impossible to get the truth about his debts and his gambling out of him, weve tried many times.My question to PF is what happens ifwhen he does not pay these debts? What happens when the IRS comes after him? Do they issue a warrant for his arrest? Will the bank will take the house and evict him? My sibling paid the downpayment 2k on a lease for his car he makes the lease payments, will they repossess the car? Thanks for any advice you can offer. I took a look at rgambling but that does not seem to be the appropriate place to get advice.  <response>: Stop by library or used Bookstore and pick up copy of Melodie Beattys Codependent No More.Youre dealing with an addict and you need to be armed with tools. 