<prompt> Human: I run a small company in Delhi, India. I have a debt of around Rs. 200000 and bank loans amounting to Rs. 3500000. The borrowers call me daily and because of that, I am unable to focus on my work.I constantly avoid calls as I dont have any answer to give anyone. What is the procedure of bankruptcy? Can I go to jail for this? I am 26 and possess a sound skill set in IT field.  <response>: Its small but you can cross post to rIndiaInvestments 