<prompt> Human: New members, please read through the New User Orientation.This a continuation of Triumphant Thursday. Instead of posting individual threads for triumphant stories of how youve reached a certain net worth, paid off a loan, or other sort of bragging, lets consolidate them into one weekly thread!Make a top-level comment if you want to brag about something regarding your personal finances!For past Triumphant Thursday threads, please see the Weekly Archive - rpersonalfinance mods  <response>: Emergency fund and insurance in action: 1. I brought my car in for regular maintenance, and found that my car will need about 3000 in suspension, tires, and brake work, which will be paid from savings. I had the mechanic point at everything that needs work while the car was up on the lift; this car has 120k miles on it, and all these wear parts are, well, wearing out. Leaking struts, worn tires, brake pads worn thin, and rotors have been turned once, so lots of stuff to replace. 1. Last week, a pipe joint in the condo we rent out let loose, raining much water down the plumbing shaft and onto some bathroom ceilings in units below. Plumber bill 1500, insurance will cover the repair and repairs to other units bathroom ceilings. A check covered the emergency plumber visit, which can be reimbursed. Insurance company says damage like this to the units below can easily go up to 100k replacing bathroom ceilings and mold mitigation, but were covered.1. Hot water heater in our basement let loose two days ago. Yesterday the plumbers came and replaced it, and I spent a while mopping up with Simple Green everything we have in the basement is up on pallets and shelves. Approx 1500 bill is on its way in the mail.Were totally covered and not even breaking a sweat with this. I can hardly wait for next weeks expensive disaster... 