<prompt> Human: I ended up getting reduced hours because my company decided to expand another department. The people they hired took over a portion of my tasks but I was given the promise that this is temporary.x200B;Now to give you some financial information; I make 16 an hour on a 24 hour work week. Unfortunately, due to bad decisions, I have about 10k in credit card debt. Its not so bad, two of the three cards still have the 0 APR applied to them. x200B;Right now, I have about 3000 to my name and about 16,000 I can withdraw from my Life Insurance. What is the best course of action for me now? Should I pay off my debt immediately? Leave the money in the Life Insurance? Collect the dividends? x200B;My plan before I decided to make this post was: Pay off credit card that didnt have 0 APR. Set up my two extra PCs and have them mining. Invest my time and effort in day trading.Thanks for the helpx200B;  <response>: Step one find full time employment 