<prompt> Human: EDIT: Added what I put into my personal savings account each month, more info on the Personal Loan, and some info that may affect my monthly take-home.I am a 25 year old male living near the NorthSouth Carolina border. I currently make 38,000 a year salary overtime exempt; but due to the new law on this I may see a salary increase or begin being paid hourly and my bring home after taxes, health insurance, and 401k is roughly 2000month. I am engaged and live with my fiance; we currently split bills that apply to both of us 5050. I have no Student Loan debt and I have a car payment and a personal loan payment engagement ring. Im posting this to get a sort of financial health check to see if Im living within my means again, just bought a new vehicle so the added expenses are stressing me out and I just need some validation.My monthly bills breakdown These are the things Ive accounted for and Ive already deducted 50 percent from the bills my fiance and I split: - Rent 375 - Cellphone 64 - Power 54 10 month average - Gas 14 10 month average - Water 17 10 month average - Internet 28 - Renters Insurance 7 - Car Insurance 150 - Car Payment 421 - Personal Loan 136 0 interest with 9 months left to payoff- Transfer to Personal Savings account 200The numbers below are a rough estimate on what Id spend each month in each category - Groceries 150 - Dog Supplies 50 - Work lunches 100 - Vehicle Gas 100This budget leaves me with roughly 200month that goes unspent and goes to fun money or more into savingsHow am I doing?  <response>: 13 of your take home goes to a car. Id say not great. 