<prompt> Human: First time home owner and my payment for the mortgage is 1128, that includes taxesinsurance. Im currently paying for my 2015 scion frs 411.76month i make on adverage 2800month. Im not sure all the expenses of owning a home and Im scared. Can you help me figure a rough estimate of my money at the end of the month? Edit: Ill sign papers for my home between the 20th and 27th.  <response>: You dont sound like youre freaking out. You sound way over-confident, to me. When youre house-poor and eating beans rice...or more likely the way youre talking, late on multiple payments wondering WTF to do...remember this moment. 