<prompt> Human: I started working as a nanny in the U.S. around the beginning of March 2015, just part time. I didnt expect to continue for very long, and my first employer wanted to pay me 13hr under the table. But then I ended up getting a job with another family for 17hr, also under the table and ended up liking nannying so much that Ive stayed with it with both families at the same time. Ive now made just over 12K, and probably will make close to 22K by January 2016, and dont know what to do about filing for taxes. Neither family I work for seems concerned at all, but I really dont know how risky it is and dont really see it being worth it to make more money if Im likely to get caught. Any advice on what to do here?  <response>: By paying you under the table, they are only benefiting themselves, not you. Of course the families are not concerned - they are not the ones that will now have to pay the extra taxes. 