<prompt> Human: Details about me: I just turned 25. Im unmarried. I have zero debt. I have a decent job with full benefits. My 401k is rapidly growing and I contribute 10 each year and get an extra 5 match from employer. I have no car, and I need to get a dependable solid car in about 6-12 months from now.I have 10k that I got as inheritance. Should I keep it all as an emergency fund? Or should I use that large sum to buy a car and avoid financing and interest?  <response>: 5k emergency fund5k car purchased outright. 