<prompt> Human: I have been in the US for three years now and not having a credit score was a pain for a lot of things apartments, dealing with banks, insurance etc. I recently got a secured card with Bank of America, the only bank that accepted my application, and Im a bit weary... Any tips on not screwing it up?Assistant: secured card dont build credit...my mom still has a green card, and she has a solid 790 so green card holder doesnt not play any role...Human: Every single bank refused to give me a credit card because of my non existent credit score, except the secured one - supposedly to build it up at first, so thats not true?  <response>: Secured cards do build credit. That guy has no idea what hes talking about. 