<prompt> Human: According to my research I should have something with a high deductible and low premiums. However, does anyone have any advice on the best way to check which providers provide what so I know ahead of time what Ill be able to get. Also, do doctors treat people with better insurance better. Meaning is it really worth it to pay for a higher priced primary care provider. Im asking because I havent had high end insurance in the past and havent found doctors very helpful. Im looking to optimize my health with things like provigil, viagra, and trt. Assistant: Your insurance company website has a list of in-network providers. Ideally you should be going to them. In-network means the provider has a contract on discounts with your insurance company.If you have high deductible plan, you probably havent paid enough deductible. But your insurance is still keeping tab.Doctors are paid the same regardless of your insurance. Human: Right, but what might be best if I just want to go for one visit? It seems likeId have to go a few times to meet the deductible. One of the providers I wanted to see wasnt in my network, so thats one of the reasons Im thinking of just buying this myself. Also the provider told me my plan wasnt good, but I suppose she could be bias, but it is food for thought.  <response>: It seems likeId have to go a few times to meet the deductible.You still want to handle it through your insurance so you can take advantage of their negotiated rates. 