<prompt> Human: Long ago, I got two credit cards from my local credit union. I later discovered that it wasnt with them, it was actually with another company called Elan Financial Services. That was a bit of a disappointment, I only went to the credit union to avoid the big financial institutions.I recently tried to cancel it for other reasons so I called in and they told me I had to mail them a letter. I am quite annoyed at this, that they intentionally make it more difficult to cancel their cards, thus getting more money out of me. Makes me want to cancel my other card with them too.So, now that Im cancelling both cards with them, does anyone know if there are any credit union credit cards that are easily cancelable, via phone or online? Is there such a thing, or is there a reason that Elan can only cancel via mail?Thanks!  <response>: Any major credit card is easily cancelable. 