<prompt> Human: Throwaway. I live in NY. I have no debt except for Mortgage. I have about 40K in my house, 30K in investments, 10K in 401K. Its a taboo topic to talk about so, where do I stand for my age? Am I considered middle class?  <response>: A better indicator of your class status would be your income. I would say that your tax-advantaged retirement savings are low for your age, but maybe not compared to the average person. Try contributing less to taxable investments and more to your retirement. 