<prompt> Human: I have no idea what my options might be. Can I open an HSA with another company that wont hit me with fees just for maintaining my account? I kinda lost this HSA in the shuffle of switching careers and moving cities last year. So on the one hand, this is a nice windfall of sorts. On the other, its annoying that this new account management company is slyly hoping that I forget about this completely so they can take their 5month until its all gone.  <response>: Once a year you can roll the funds over to a separate HSA. I would open an investment HSA somewhere else and roll the funds over to that account. 