<prompt> Human: Right now, in savings, we have the amount for the down payment for a house FHA-30 year. We have about double the FHA down payment, and plan on paying that into the house as well about 14k. Over the past year, we have been making accelerated payments 4x the normal payment and obviously, have made significant progress. We are getting near the point where it may make sense to pay off the rest of the car with savings roughly 5k so we can focus all of our energy on saving. But would this be robbing Peter to pay Paul? Interest rate on the car is low-ish 2.99 and if we continue as planned with the accelerated payments, it would be paid off in August. We are starting the home search in November but in this market, will likely find one closer to the end of December or early January, and will be able to save roughly 2500 a month after we get this car paid off.  <response>: So if you pay off the car now, then you will be back where you were in two months and look better to your loan officer because you dont have car debt. Seems like a win to me! 