<prompt> Human: I work for Best Buy and Ive setup a 401K and pension plan with them. What happens to them when I leave the company? Am I suppose to do something before leaving them or what?Assistant: If you are vested, they are yours. Roll them over to an IRA. Roth if you can afford the taxes. Traditional if you cant.Human: I dont know too much about finance, but are you saying I should just withdraw all the money and put it in my savings? And Ive done some reading over at investopedia about roth vs traditional IRA and I just want to get all the taxes out of the way and not have some government workers calling me about it later on. So I guess the roth option would be better for me?  <response>: No, jdoe74 is not saying to put it in savings. Roll it over into another retirement kind of option. 