<prompt> Human: Greetings,Im in a good position financially in a terrible town to buy and wanted to see what you guys think. I have a grandmother who has made it her dying wish to see me in a piece of property before she passes away. She and another recently deceased relative have made a total of 100k available to me as a down payment.I work in downtown Seattle and want to keep my commute under an hour with no transfers. I only make about 20 an hour an even with that wage that limits my buying option to about 300k with 25 down with the pre-approval I got.The market in Seattle is utterly terrible. Choices in my price range are ridiculously low quality and low square footage. But Im keeping tabs on it Renting is no better. 1 BRs in half quality range are starting at 1100. So my thinking is its better to buy and get a mortgage with an affordable monthly payment that pays into my future equity and keep it below 1300 a month. Its my first housing purchase and Im wondering if Im being a fool for wanting to buy in this market or not. Any tips or reading you guys can suggest? Any other Seattle residents in the same boat?  <response>: Hi, fellow Seattle resident here. You cant afford to BUY a condo, house, anything in downtown or anywhere near downtown on 20hr, big down-payment or not. Thats nowhere near enough income to afford to buy anything here, Im sorry : 