<prompt> Human: I am a 24 year old Software Engineer making 72,000 a year. I just got a raise to 80,000 that will go into place next paycheck. My current expenses are: 920 rent moved here from across the country just picked a place. In July I will be moving hopefully to something in 800 range 95 Comcast bill. I went in person and got my service. When I checked later it turned out to be a 2 year deal and I was past the time to cancel it. I would ideally like this to be internet only. 50-80 other utilities. 2-300 in living expenses I contribute 10 of my paycheck into the stock in which i get a 15 discount stocks have been doing well since I started and have no plans to sell in the near future 2k in stocks 8 into 401k. Company matches 100 up to 6 5.5k total Student loan 1 is through Great Lakes and the total balance is 27,297.75. I have been making monthly payments of 553.03. The min payment is 323. These are a bunch of loans bundled up it looks like the highest rate being 6.55 lowest being 4.250. When I make a payment it just takes the total down and Im not sure how to just pay the highest one off first. Student loan 2 is through Sallie Mae for 10,517.93. I pay the min payment of 183.99 and the interest is 6.5. My total cash I have in my savings is 32,243.30, 1,459.61 in checking.I have never really done any vacations growing up so this summer my girlfriend and I are planning a Europe trip. I know its not the best idea when Im in this place financially but I decided I want to go and see the world before I am too old. We found tickets for 750, the trip will be paid 5050. I am thinking the trip will cost anywhere from 2-4k. I might be underestimating but we are both pretty frugal. We are planning on taking this trip in July. So ultimately I have been throwing around the idea of paying off my student loan 1 in full and being left with student loan 2 because the payments are smaller. I have a supporting family back home that if anything put me a financial crisis I am sure they will help me out but that is an absolute last option for me. Is this a really bad idea? Should I be using my money elsewhere? UPDATE: Paid off my sallie mae loan.  <response>: You are spending less than two thousand per month, and your loans are small.Id wipe them out just to have a clear balance sheet. 