<prompt> Human: Hey guys, I just recently received my tax return. I got about 4000 back. I have roughly 4000 left on my line of credit which was used to buy a car last year. Im trying to decide if I should pay off the line of credit, or invest the money into my RRSP so that I will have a decent tax return next year as well. If it matters, im 28, employed, I make around 50,000 annually, and the RRSP is in mostly high risk.  <response>: the RRSP is in mostly high riskPaying off the 4000 4 is a guaranteed 4 return. 