<prompt> Human: My mom is struggling with dementia issues no diagnosis yet, but we are doing testing with a neuro. She is apparently going to be inheriting between 40-70k soon, and possibly another 30-40k later. I have a joint bank account with her but obviously I want to keep her from spending all the money or getting scammed out of it.Im assuming we will need the money to help take care of her as her situation gets worse. What is the best way to keep this money safe until she needs it? We are in Texas.Assistant: I would aggressively pursue a medical diagnosis and if appropriate if she is in fact incapacitated with dementia I would try to become her legal guardian so you could control her money for her own good. With dementia she cannot make decisions for herself. Youll also be able to make medical decisions for her when she is unable to. Human: I have durable power of attorney and medical power of attorney.  <response>: Then it sounds like youre set. Maybe remove her ability to access so theres less risk of her making a poor decision. Other than that, an inheritance just changes the balance.. not how you continue helping her to manage her money. 