<prompt> Human: I had a bad week - I had to pay for a new rim and used wheel for my car that was about 380 then my phone is starting to take a crap so I had to pay 250 upfront for a new one. Long story short I am 650 in debt right now...I get paid a week from today the 20thLife happens I make 1650 a month and my paycheck goes to about 1400 in expenses rent, utilities, gas, food...etc with my 2nd job it will be 2000I have tried to trim everything the best I could - I got a 2nd job so I am now working 7 days a week - to bring an extra 400 in.Now I know I will have to feel bad for the next 7 days - and there is nothing I can do about it...the only good news is I got overtime on this paycheck so it will be a little bit of extra pay on it. I just HAAATE the feeling of debt and having to countdown the days until payday - just looking at the app on my phone seeing that big negative sign makes me feel like sht...That is why I am trying to get my finances in order NOW!!! Ive lost count of the occurances doing this...my bank doesnt care they say as long as you are in the positive once a month we will only charge you interest...so the -650 will be like 0.65My question is - how much money should I keep on myself ... I decided to leave my debit card at home in the safe because I cannot be trusted...I have learned from myself if I have my debit card I will buy little things like vending machine items...and wouldnt you know it I spent 50 in a day.Any advice to help build a savings account - it is literally at 0 right now, I live paycheck to paycheck at the moment...my 2nd job is literally going into it to build it up.Edit:My expensesRent - 645Electric - 104Car Insurance - 64Credit Card - 88Paypal - 27Internet - 50Food - 376Got these as low as I can.  <response>: List out your income and expenses. Make a budget. Stick to it. This is the prime directive of this sub. 