<prompt> Human: Good morning PF redditors. So, I have a question on paying for a portion of college and wanted to get some input as my wife and I differ on how to approach it. I will lay out my finances and then explain the issue at hand.1. Own a house valued at 650K. 98K left on mortgage. 3.5 mortgage.2. Retirement Plan mine 850K.3. Wifes Retirement Plan appx. 400K4. Personal Mutual Fund 72K5. Savings combines accounts appx 18K.Should note, upon retirement will be owed for time accrued and banked appx. 250K after taxes. I also, will be eligible for a pension. Depending on what option I take, will probably take home roughly 8Kmonth. Ok, now that we got that out of the way, here we go. I have 3 kids all with 529 savings plans. My wife and I felt that would be the best way to save for their college educations. Our goal was to have enough money to pay off a State Education, not a private one. So, my oldest daughter gets into her dream collegeIvy. I couldnt say no to an IVY league education. In a nut shell, in order to pay for her college I am going to be shortfrom my 529 and future savings roughly 35-40K. My wife and I are at odds on how to come up with the shortfall. My idea is to borrow it, home equity loan? Take it from my Mutual Fund? My wife does not want to borrow it all. She wants to save it somehow while sacrificing other things, ie: vacation, etc... So, fellow redditors, your thoughts and input are greatly appreciated.NOTE: If possible, I would like to avoid the debate of college choices. Thank you.x200B;Edit: I would like to add the following:1 We have no debt besides our mortgage and car429month.2 My next child will be attendingwe are extremely confident a state school here where as we will have that amount saved for her.3 I should of mentioned, my oldest daughter contributed 5,500 year towards her studies. My goal is be able to give it back to her for graduate school.x200B;  <response>: Honestly, Im inclined to say make your daughter pay for it. 40k for a Ivy League school is a steal from her perspective, and even if its 40k in student loans, thats a lot less than some have to deal with after going to less prestigious schools. Just a thought. 