<prompt> Human: So I was in a fender bender where my car was hurt more than the other. It was my fault and I am not disputing that. I gave as much information as I could, sadly I didnt have my up-to-date insurance information but had the same policy number and plan on claiming it tomorrow. The driver did not want to accept this. I offered to call the police to make a report but also they stated to just exchange information. The driver did not want to give me their information and just stated since it was my fault she didnt have to. Didnt want to force it and figured I would just state it to my insurance tomorrow. Later, the driver texted me that she needs a picture of my information or that driver would show up at my house got the address of my ID. Now I was told that I have to be careful with how I make the claim because it can be said that I use my car for work, which I dont but I show up to different places to work. This happened in Texas. Just seeing if anyone can give me some advice. I dont know if this can be posted here but this is as close as I see. Thanks for any advice given.  <response>: If you have a standard personal auto insurance policy, and you were driving for business making a delivery, driving to meet a client, etc, your insurance company can deny the claim. Its a bit strange that the other driver wouldnt exchange insurance. I can understand being pissed off and perhaps her not wanting to give some stranger any information about her, but either shes just really not thinking logically about this, or somethings fishy. Id wonder if she even has insurance or is on a suspended license or something.In your shoes I would a call the non-emergency number and ask to file a police report, not about the accident necessarily, but about her threat to show up at your house. Because even if shes not planning anything malicious, thats definitely a threat, and Id want it on record. And b file with your insurance agent immediately when they open. Give them the phone number the other driver texted you from, and let them handle it. 