<prompt> Human: Ive been messing around with retirement calculators and other estimators, and the common retirement advice here is to max out your yearly 401k contribution or put at least 15 away. But I have to wonder if at some point can we put too much away for retirement? And thats not even getting into social security ignoring the age old complaint of will it be around for me?. I mean, if youre lucky enough to be able to retire in good health at 67 US, youre looking at 20 years of life left on average.Lets say youre lucky enough to put half of your yearly max away - 9k a year. Assuming that you started saving at 28 and retire at 67, that means you saved for 39 years. Estimating an 8 annual rate of return to try and look at the stock market average and a 2.9 rate of inflation, youll have 1,982,844 when you retire. So you turn 67 and start withdrawing from that balance while it accrues an estimated 4 rate of return - assuming you want the same yearly income you had before and not including social security. By the time youve turned 87, you have withdrawn maybe 1.2 million, leaving 700k untouched.Sure, this isnt typical for a lot of people - it all depends on jobs, personal decisions, and quite a lot of luck. But its a thought exercise. When or If we enter our golden years, we want to make the most of the time that we have left before our bodies and minds break down completely. Is it possible to save too much?  <response>: common retirement advice here is to max out your yearly 401k contributionActually the general advice is Max out your 401k Company MatchMaxing out your 401k yearly contribution limit, is the advice for people pursuing early retirement, people earning enough money that maxing out the 401k is trivial to do, and people with no Max on the company match. 