<prompt> Human: We are 23 and have a combined income of 90,000. We struggled in the past with debt that is probably around 20k combined either on cards or personal loans to pay down the cards. We both have bachelors degrees and have about 50k in combined student loans. I am currently getting my masters but my employer pays for it. We really want to get out of apartment living. We have 2 dogs who need a yard and want to start a family. Also rental prices are getting ridiculous in north Phoenix. We have a few questions about buying our first home we hope some of you can help answer!1. Can we buy together even though where not married yet.2. I know Arizona has amazing down payment assistance programs for first time home buyers. Anyone used anything like this? Any info helps because we have minimal money for a down payment. 3. We both just got in this income bracket this year and want to buy in a year. How does that work with showing 2 years of employmentincome history. 4. How much do you think we can afford based on our situation. 5. Any other advice you think we should know.Thank you!  <response>: Dont buy a home with someone youre not married to. Bad, bad idea.Also, you have way too much debt to be thinking about home ownership right now. You need to clean that up first. 