<prompt> Human: I have a 2007 Saturn Ion sedan with about 94K miles on it. I was in a parking lot accident in 2011 and since then my insurance shot up to about 134 a month. After shopping around, this is pretty comparable to what every place has offered.So with a 500 deductible, should I just drop to liability only? It would be around 65-70 per month. Im hesitant because Im not sure I could straight up buy another car, but I would really like to stop pouring so much money into insurance, if possible.  <response>: Have you thought about upping your deductible as another option? 