<prompt> Human: Quite often, when an article is shared on reddit showing how little the average American has saved, a bulk of the comments are about the statistics being misleading because people dont save most of their money in a savings account. I found this article pretty interesting, and supports the idea that Americans indeed have very little saved. While the average retirement savings is somewhat reasonable although not enough to actually retire by 65, the median retirement savings is shocking. Data in above article taken from here:  <response>: I guarantee you, if you see this article on facebook, the comments would be blah blah blah government, corporations, Hilliary Killinton,...I like the atmosphere in rpf much better since people actually want to take control in order to improve themselves financially.We always have an excuse not to save; but saving when you have dont have a lot is a key to financial success by creating a saving habits later in life. Plus, given time, compounding is magical.Plus, I cannot wait to blast somebody with see I told you to start saving 20 years ago 20 years from now. 