<prompt> Human: Hello PF!So as the title says I will soon be going from making 10 an hour, and a weekly paycheck, to 17.18 an hour with a bi-weekly paycheck. This will be the highest pay Ive ever made. With that I thought maybe I should really start focusing on becoming financially fit and paying off al debts.What I make in a typical week is anywhere from 191.00 to 210.00 so going with the average lets say 600.00 a month right now. Ive only worked at my current job 3 weeks and am leaving in 2 for new one Next job: 17.18 an hour with a 37.50 hour work week, overtime allowed and double pay for any small holidays. 63.70 bi-weekly to the insurance plan. Im roughly guessing, though not planning, on making about 990.00-1,010ish in take home every two weeks for a monthly of maybe 2000.00 if I am lucky. My current debts are as follows: 4,900 on a Credit card that Caps out at 5,000 I pay a 0.1 interest rate on it so suggested repayment is typically 5-10 dollars a month. I tend to pay 20-50 depending on what is left over after my weekly budgeting. 500.00 to SO for missed rent. I was out of work and he paid for my half of the rent. I save about 15-30 a paycheck, so far twice, and then intend to pay the rest off with my first paycheck from next job. 30,000.00in school loans. 200.00 a month in interest. The state thankfully decided that I am too poor to have a monthly balance so as long as I pay something I am ok. I obviously want to jump on this one in a big way. Other debts include: 650.00 for rent and utilities a month. 40.00 for Eating out. It is not often that I pay, my SO typically takes over there as he makes more than me, but I typically round it to 40 a week including some groceries. I live in a city where public transportation is the main source of commuting so I do not own a car so no insurance, gas, etc. I am also still currently on my mothers insurance plan, till my new job, and cell phone plan as well. 30.00 entertainment and clothing allowance I typically thrift for my clothing so I can keep it low by going to Buffalo Exchange type places. My Main Goals: Pay off SO. - Easy one I feel. Pay off Credit Card no later than February.Start focusing on Student Loans. That interest scares the shit out of me and my SO. Start a Savings FundEmergency Fund. I am 23 and would like to have something saved up. Im really looking for any general advice you may have on how to make the most out of this current pay that I am making and then my future pay. Thank you for reading! Edit: So I just found out that my mother, a great prankster and also the manager of my loans, joking told me I owe 100,000.00. I actually owe 30,000.000. I feel super dumb and am dumb.  <response>: Lots of good advice being presented, but Ill state what I feel is the most obvious.Continue to live as if you make 10hr. Keep the 10 budget and use all the extra money towards the debts you would like to pay off. When you pay off a debt, shift that amount you previously had budgeted to the next debt. You wont make much more but youll see far more out of your money in the long run.Also, I think I would move the emergency fund up in priority. Its tough to think of because we rely on our jobs so much, but imagine if you showed up to work today and they informed you they were letting you go? What would you do? Pretty tough to fathom but this is always a possisbility. Keep up this mentality, effort, and keep looking for a better job and youll be pretty set by the time youre 30! 