<prompt> Human: Just married with a joint account with 25k. Looking to invest in mutual funds through USAA. Is USAA a good way to go, we are look to invest a lup sum of 10k. Hope to keep it in for a home in the future possible 7-10 years down the road.  <response>: No usaa is not a good provider for mutual funds. The choices at vanguard, fidelity or Schwab will be cheaper and you will have a more robust selection. 