<prompt> Human: First off, Im aware how much of a loser I am and am responsible for most of these problems. That being said, any advice is very much appreciated. Here goes my shitty problems. I got a DUI 8 or 9 years ago and was 21 at the time. I was paying off a car loan of 2 and 12 years and was a year and half into it. I was still living at home and my dad co-signed on the car loan. He decided to take the car over against my will and then took about 3 years to pay off the final year which ruined my credit. I lost my social life and started drinking and got depressed. I worked steadily and paid rent to my parents and got into a routine of taking public transportation to work and walking to get groceries. Fast forward to today 8years later Im still at home have little money saved up 1300 and my company Ive been with just sold to some new investors looking to upgrade which is nice but they bought a building about an hour away with no bus routes available and taxis costing way too much. I need to pay 500 to install a breathalyzer and then 100 every month for 6 months. I need full coverage insurance which is about 400 and I need last and first month upfront. So, just to start getting a car is 1300 before I get a car. I tried applying for a car loan with lending tree and was denied by half a dozen places because I have bad credit. Im looking at getting a 2.50 raise at my new job with the new investors and I really need this job because Ive worked there for 8 years and this is a great opportunity except I dont have a plan to get a car. I can carpool with a friend for the first month but after that its going to get dicey. Also, my parents are kicking me out and I have no rent history since Ive have just paid them directly and there is no record of it. So, Im worried about being homeless and completely lost but still have a chance at a great opportunity with this new company. Any advice on how I can get a place or a car is much needed. I have no one to help me with these things and Im an adult that fucked up his life but still have a slight chance to turn it around before it all goes to hell. Again, any advice is much appreciated. Thanks!Edit: I forgot to mention that I make 16.25 right now and I should be getting a raise to 18.50 soon. Im also in Florida if that helps, any.  <response>: First off, Im aware how much of a loser I am and am responsible for most of these problems.Were not here to demean you, I think the community would appreciate it if you didnt demean yourself. Life is hard enough, the last person needing to get down on you is yourself.For reference, your raise will put you at 38,480yr!The common recommendation is you dont want to spend more than 28-30 of your net income on housing. Presuming you pay 22 tax, that leaves you with 30,015. That leaves you with 700mo for housing. I recommend you find a place close to work, where you can commute via a motorbike or ATV or something, possibly just get a plain ol bicycle. Saving is more important to you right now, as you cant afford a lot of risk, so I suggest finding a roommate. Some housing will rent out rooms, so you share an apartment and are both on the lease - you both pay your share individually. You can also consider Section 8 housing, which Ive had plenty of friends live in, and it carries more bullshit stigma than anything.Get a secured credit card. The idea is you put money into it as collateral, and you can only spend that much. Use it for everything. Start tracking your spending. I recommend Mint its free and it has a phone app. You need to understand how you spend money in order to develop a plan to minimize it. You also need goals, because you cant just live paycheck to paycheck, making money for its own sake, existing only to get to tomorrow. You need financial goals, it will do wonders to give you direction and motivation, because you set your own goal posts and you watch as you approach it. Never use cash, its too easy to abuse - cash in your pocket isnt as good as spent, then it disappears, you dont know where, and you have nothing to show for it.Get that car, gain the additional mobility, and then start looking for more lucrative work. Theres nothing wrong with constantly being on the job hunt. A better opportunity is better. Loyalty doesnt buy you anything, companies certainly dont give it.I would say theres more lucrative work out there compared to whatever it is youre doing. Go into IT. If you go to your community college and get A and N certified, you can get your foot in the door doing desktop and eventually server support. You can make at or near 6 figures in 5 years. While youre at it, consider getting your AS. Education will give you an advantage and opportunities over your peers - anybody can hustle, but not so many can think. 