<prompt> Human: My SO has been wanting to buy our first home, but just between all our bills and the projected mortgage amount we wont have a lot to put for down payment, maybe 5k at the most, our paychecks will seem to be really pushing it. We found a few houses for 160-180k that caught our eye, so thats probably the range we were thinking of. I currently have about Should we hold off on buying a house and continue to rent just in apartments?  <response>: You stopped writing a sentence right in the middle of it. 