<prompt> Human: A friend of mine has roughly 9,600 in credit card debt. Coincidentally she has just received a 9,600 inheritance from a family member who just passed away.Her credit situation is as follows:A 6500 on a card with a 14 interest rate. This account has been delinquent since June. As a result her card company has closed her account.B 2400 on a card with a 15 interest rate. Account is current.C 700 on a card with a 24 interest rate. Account is current. ---Three things I would like advice on:1 I am advising her to pay off all of her credit cards with this money. However, would you give me you opinion on whether this is the smartest use of her money right now? 2 She is considering only paying off her worst credit card card A - 6500 and keeping the rest of the money for some anticipated future expenses. What do you say to this plan? How much would you expect her credit score mid 500s to improve after doing this?3 Would it be possible to bargain with card company A 6500 to have her delinquent payments on her credit report removed, so long as she pays them their balance in full? 3b If she can not get these delinquent payments off of her credit report, how severely, and for how long, will these delinquencies affect her credit score?  <response>: She has no future plans while she owes this much money on those interest rates. All these debts need to be cleared. 