<prompt> Human: I started investing 1.5 year ago. Currently, I have 90k in stocks and passive index fund. EDIT: Asking because theres a lot of articles regarding this strategy for 2018. TLDR: This article just advises people to shift from an aggressive strategy to a more conservative strategy in 2018 so that youre prepared for a market correction.  <response>: No, you have no idea when the market will correct and the point of long term holding is to just hold it through the highs and the lows. Also, you might want to learn what happens if You Only Invested at Market Peaks 