<prompt> Human: I have to pay a ticket for the total of 650 and I have money saved up for emergency, just in case money, I have started a payment plan with the court, my question is, should I just say fuck it and pay it out completely just to get it over with, I am also trying to save up my money to open a new business with a friend. So I mean it s a little bump out of the savings. What would you do reddit??  <response>: If its not costing you interest to remain on the payment plan, then keep making payments rather than paying out the lump sum.Youre better off keeping that money in the bank for an actual emergency. 