<prompt> Human: Pretty self-expository. I have some credit card debt but its all currently at a 0 promo rate. Should I move a student loan I have thats about 700 dollars to the card if I get 0 for a year? If have to pay a 2 transfer fee, but thats better than 6.8 right?  <response>: Assuming it takes you the full year to pay off the 700, the question is, is it worth the hassle to save about 30 in interest? 