<prompt> Human: Hello . I apologize as Im sure this has been asked before. Tried a quick search but didnt help.I guess theres no right answer anyway so just asking for opinions. I have about 40k in cash at the moment. I just invested an additional 25k into an investment property here in Las Vegas, where experts are predicting at least another 6 increase in home prices over the next 12 months.I also rent out my small house that I own solely and have a good amount invested in as well.Anyway. I have about 43k 6 interest rate left in student loans and Im torn between using the cash to pay off the loans, invest more of it, or just keep it liquid. I am not much of a risk taker so I am heavily leaning toward paying off the loans. I sort of view paying off debt as an investment. But my girlfriend and parents insist that is a mistake.Please help.Tl;dr: I have 40k cash. Should I invest or pay off student loans 43k worth at 6 interest?  <response>: Pay off your loans. Then invest what you can save from then on. 