<prompt> Human: I have 2500 sitting around and Im considering using it two ways. I could pay off a credit card with a 2500 balance, or I could put it towards the 3500 remaining on a auto loan. I know the smart money is paying off the credit card but the car payment is 290 a month versus 120 for the credit card, so its a bigger obstacle that would be closer to completion. What say you?  <response>: Pay off the highest interest rate loan, which Im assuming is your credit card. 