<prompt> Human: So when planning for retirement, do any of you take into account not only monetary inflation but technology inflation? Im starting to track my monthly goes-ins and goes-outs to help me determine how much I will need to save up to retire, but I realized that a couple of monthly expenses such as cell phone and Internet would not necessarily have been an expense tracked let alone identified by people in the mid 1980s, for example.Basically, Im stressed out enough with saving to cover my known expenditures during retirement, but I feel like I need to plan on some new, unaccounted tech. Maybe not teleportation since I like road trips, but something.Has there been any studies for people starting their careers in, say, 1970, and their initial retirement calculations vs what it is actually going to take them due to tech inflation now that they would be nearing if not already at retirement age? Are any of yall worried about this and accounting for it in some way?  <response>: If advancing technology made life more expensive, then it wouldnt ever reach mass market appeal.The original Netflix-by-mail service became popular because it saved people both time and money vs. Blockbuster. Similarly, the modern Netflix streaming service and its competitors is slowly choking the cable business to death, thereby saving consumers hundreds to thousands of dollars a year.Thats just a small example, but the story is the same everywhere you look. On a much broader level, advances in farming and textiles technologies have decreased the cost of basic staples such as food and clothing to the lowest levels in human history. Its only because of such massive leaps in technology that we have enough money to worry about trivialities like the latest iPhone.Tech makes your life easier and cheaper, not the other way around. The only exception here is if youre an early adopter who needs to pay a huge premium to be the first to beta test every new experiment dreamed up in a corporate boardroom. But thats like being someone who tries to keep up with the latest trends in the fashion world; its an expensive hobby, not a necessity. You can still budget for it, but just call it your entertainment line item. 