<prompt> Human: Was buying a headset from Best Buy and was going to buy it with cash. The cashier was very pushy about this credit card they have and I was really not interested. They said it gave 10 cash back on the purchase, which was kind of cool, but I didnt need the card.I said I would only get the card if it magically didnt do a hard pull on my credit. This was kind of a joke, but he confirmed with his manager and they said it was just a soft check, so it shouldnt affect my credit. I instantly got approved for the card and bought the headphones. My intention was just to pay it off instantly with cash. Today, I get a credit alert saying that Best Buy did a hard check and it has lowered my score by about 4 points and I have a new mark on my credit inquiries. This cant be legal to lie to a customer about a credit card, can it? I would have otherwise not applied for this garbage card. Besides legal action, is there any way to dispute the effect?  <response>: If youre applying for credit, you get a hard inquiry, full stop. Dont put your credit in the hands of people making 10 an hour clerking in a store assuming they know what theyre talking about. These people have an incentive from their company to get as many applications as possible so you shouldnt trust their motives or their credit expertise.You can complain about it to their corporate if you want, but better would be to read what youre signing and stop taking peoples word at face value. 