<prompt> Human: Hi, I am hoping to obtain advice on the best use of my funds for a short term investing horizon less than 1 year. I have an extra 50k saved for a house down payment, but the current housing market has made buying extremely difficult and the money has just been sitting in a savings account making almost no interest. I do not expect to buy a house for at least the next 3 months, and it may be closer to a year if I am being realistic given the area I am trying to buy in.Financial background info:- No debt- Have emergency fund- Max Roth IRA- Max employer contribution to 401k plus some..- Contribute to separate brokerage account on at least a monthly basisI was wondering if, based on the depressed short term rate environment, it is even worth trying to invest the money or should I just keep it in the savings account?Thanks!  <response>: Savings account. 