<prompt> Human: Perhaps I am, or will be a hypocrite. But- sometimes the best advice on big purchases out there is simply this. Dont buy it.My background: making decent money should be making roughly 140k this year, my wife makes somewhere around 55k. Mortgage payment 2200. Car 250 9k owed. School around 400mo. Then the rest is just random bills.We live with one family vehicle and the wife typically uses that for work while I take ou lic transportation. For whatever reason, Ive had my eyes set on buying a Wrangler. The new ones - JL.Pretty much to get that car out the door you would be looking at 500-600 a month with 10k down and no trade in. I went to the dealership and thankfully had a shitty salesman where I was able to say that Im not leaving with a car.My advice is again. You dont have to make a purchase that youre uncomfortable with just because. Delay. Wait. Evaluate. There will always be another shiny rock out there. For anyone who will tell me I should just look at used JKs, the resale value is insanely high for them and the vehicle itself feels old - I may look used at some point. Or buy something else. For today. I will hold my wallet a little tighter  <response>: This is personal finance. And yet, half the posts are from people asking the world for a little bit of help rationalizing away the guilt of indulgent, bad decisions. 