<prompt> Human: I wrote a check to a friend about a week ago and he deposited it on the 7th. Fast forward to today and he just got a notice that the check bounced and immediately informed me. I double checked everything in my bank account and sure enough there were the funds again thankfully and I have enough now to re-write him a check for the amount that I owe him. The check was for around 175 and I usually keep no more than 250 in my checking just in case someone gets ahold of my check book or my debit card. Naturally I was curious and so I backtracked my purchases to see what was the problem and it turned out to be my Amazon Prime membership trial ended and automatically got charged for the membership for the next year. Since I found out I have messaged Amazon about it I dont need Prime, I just got it last month for a trial as I was ordering wedding gifts for friends frequently and am awaiting a response from them on whether they can refund me the 99 since Im not ordering frequently enough to warrant having Prime. From here, what do I need to do to try and minimize the toll that this takes on my credit score as well as the financial toll from fees?  <response>: 1. Call your bank and explain. They may waive the fees they charged you.2. Apologize then pay your friend in cash, get a receipt from him, and add whatever fee his bank charged him unless he can get them to waive it. .. but its not his problem so dont expect him to do this. 3. Ask your bank about overdraft protection 