<prompt> Human: I currently have approximately 150,000 in student debt, a very low paying job gross annual amount: 17,000, and multiple loans that are going to go into default before the end of this year. Is bankruptcy an option for me? I cant see this situation getting any better from the hole Im in now. :  <response>: Without knowing all your finances, no.Student loans are very very difficult to discharge. Pretty much impossible, so you cant count on that. 