<prompt> Human: Early 20s, working full time. Only debt is a mortgage on a house I bought last summer. I utilize credit cards to receive the cash back rewards pay them off in full every month.Currently have a 5k emergency fund in a checking account for easy liquidation. The job security in my current job is extremely high. I have well over 50k in brokerage accounts that could be liquidated in case of a large emergency I would have to make sure I keep enough of whatever I liquidate for paying appropriate Cap Gains tax.Is this a large enough of an emergency fund? Realizing that a combination of several house emergencies could potentially run my e-fund much lower. But realistically I think it would be able to accommodate any set of emergencies I could potentially face.Cheers and thanks for any advice.  <response>: Yes this should be enough. In a worst case scenario you can liquidate investmentsretirement funds. It doesnt make sense to me to sit on a ton of cash in a bank account if you have significant savings and no high interest debt. 