<prompt> Human: First off, throwaway as this is deeply personal and friends know my regular username. Short and sweet: Im 35, married, and have a young child. 12 years ago, I received a liver transplant to save my life. 7 years later, the immunosuppressants prescribed to me for said transplant gave me non-hodgkins lymphoma cancer. I reacted well to the treatment and have been in remission for nearly 5 years. Earlier this month, I began feeling tired and noticed some other symptoms. Tests were ran and its been implied that I may have a blood disorder commonly associated with leukemia. My problem is for the last 2 years I have been repeatedly denied life insuranceshort and long term disability as Im trying to provide some assistance for my child and wife whenif I pass. Im not being pessimistic but it doesnt take a genius to see that I probably wont live to retire. My wife is an educator read: poor so Id really like to leave them with some comfort in my absence. I have managed to get about 50k policy through my professional organization. As you all know, wont last very long. My current prognosis has led to a renewed vigor in attaining some additional insurance. I welcome any advice. Edit: FWIW I never said i was going to commit fraud by omitting a diagnosis, I simply was trying to convey what makes an otherwise ethical person think about when they find themselves thinking in such a situation after countless rejections. Assistant: Your health conditions mean you arent a very good risk for life insurance companies to take - so any policy you get, if you get one, will be quite expensive. The best thing to do is shop around to different providers and see if you can find one that will accept that risk. Does you or your wife have access to a group policy through your employer? That would be worth investigating as well. Even changing jobs to one that includes those benefits might be worthwhile.Human: Yes, I realize I am not a good risk. At times Im tempted to omit a diagnosis to attain a policy but I know it will probably be rescinded and just add to my wifes grief. Ive thought to switch jobs - my current employer doesnt offer any of the aforementioned benefits. Additionally, wifes job doesnt offer any of these benefits. Thanks for the reply.  <response>: Yeah no lets not commit fraud 