<prompt> Human: I always hear about how if I start saving 1000year or so when Im in my 20s, by the time Im 60 it will grow to a very large sum. Im confused about the actual method for doing something like this, where exactly do I put that 1000year? Just into my savings account? A retirement account? Invest it?Thanks!  <response>: Dont put it in savings after youve got an emergency fund. Put it in a Roth IRA or something similar. 