<prompt> Human: Im a 25-year-old working in NYC with a 55,000k salary. Im pretty good maintaining my own money, but somehow details on taxes and tax filings still evade me.  <response>: About all you can do is get as much money into pre-tax vehicles as possible. Traditional IRAs and 401ks both are pretax, and have separate limits assuming your employer offers a 401k, but most do. 