<prompt> Human: Is this possible to increase your dividends while only losing commission:1 Invest in a total market fund: FSTMX2 Get paid quarterly dividends for the following quarters: 1Q 2Q 3Q3 Sell the fund and invest in a Total Market mutual fund that pays dividends annually in December: FZROX. Now you get paid the full 1.5 dividend while also paid the quarterly dividends previously.What am I missing?  <response>: What am I missing?Dividend distribution reduces share price. Therefore, you gain nothing.FSTMX price drops every quarter on the ex-div dates. There may be other factors propping the price up so you might not always see the effect. Meanwhile, FZROX price does not have this kind of drop until the December ex-div date. By the time you sell it, the dividends that were removed from the fund are already factored in the sell price. 