<prompt> Human: Here it goes. I had a small lapse in car insurance days and yes, Im an idiot and sure enough i got into a big accident.My almost brand new camry 20K miles had major damage. I couldnt afford to have the auto repair buy the new parts for a proper fix and they did a horrible job! The car will never be the same, and I will not put any more money to fix it. I was thinking that Id give it back to Toyota take my financial punishment and lease a car. Is this a horrible idea? I hope I was concise in explaining my situation. And I truely appreciate your suggestions and perspective!  <response>: For starters, Toyota will not give you close to market value for the car because of its accident and poor repair job. So youll take quite a loss there. Im assuming you still owe money on the car so if you dont have the funds to cover the difference of what you owe and what Toyota will give you on the trade, thatll be rolled into your new lease payments. I think you should contact your body shop and get them to make good on the repairs. 