<prompt> Human: I currently owe around 7,800 on my car, the money is owed to my dad with no interest. He simply bought the car so I wouldnt have to take a loan out and Ive been paying him monthly since.I have approximately 11,000 in my savings. I have no debt of any sorts besides for about 4,000 in student loans. Im expected to graduate with about 7,000 in loans.My monthly take home pay is around 1,100.Should pay off the remaining balance of my car in a lump sum since I can afford it?  <response>: Id rather use the money to graduate without loans instead of paying the car off. Unless your dad is struggling and needs the money, just keep paying your dad as agreed if its no interest. 