<prompt> Human: So against all odds in Los Angeles, Ive ended up in a situation where I dont need my car. I walk to work. I walk to the store. and on the rare dentist or dr or other thing, I can take uber. Ive been doing this for awhile and I can see myself doing it for the foreseeable future. Problem is this. I have a car I like. And I can easily afford the payments. But would LOVE to not make payments on it. Its probably worth 12-14k, but I still owe about 16k.Ive always kinda regretting buying a new car anyway, I should have gotten a much cheaper used car, and if I ever get another car Im going that route. But here I am. Is it worth taking the hit 2-4k hit to just get out of it?  <response>: If you keep it your taking a 16k hit on something you dont need. Id take the 2k hit. 