<prompt> Human: I am trying to use mint to track my spending and thereby increase the amount I save - it seems like it is extremely complex and needs to be configured heavily? Are there any tools that target people that want to spend less time customizing? Is there a market for that sort of a money saving tool?  <response>: Extremely complex? Its a pretty damn simple tool. You have to customize as in tell it what category to put certain items in because, you know, your bank statement doesnt tell Mint what you spent your money on at The Corner Store. 