<prompt> Human: As a high school senior who needs to commit to a college within the next 6 weeks, I need advice on what is the best financial decision to make with the options I have.The deal with my parents is that they will very generously give me 180,000 dollars to pay for college. As I want to study international affairs, and would love to work for an NGO or for government, Georgetown University is my top school, and they are willing to contribute more towards an education there. However, I would still probably have to take out 30,000-40,000 dollars worth of loans.The other option is going to Indiana University, my state school, which will only cost 55,000-60,000 for 4 years due to the scholarship money Ive received. They told me that if I took that route I would get to keep the extra 120,000-125,000 dollars after college.ALthough the debt I would have to take on for Georgetown would be fairly manageable, I would not only not have debt if I were to go to IU but I would come out with over 100,000 in savings. Georgetown is my dream school, and has the best program for what I want to study in the best location in the world the nations capital, but I cant ignore all the money I would save going to IU. Would I be a fool for choosing Georgetown over IU or would it ultimately be worth it?TL;DR: 30,000-40,000 loans for Georgetown or graduate from Indiana with 120,000 in the bank?  <response>: If you go to IU and graduate with a high GPA the difference will be pretty negligible vs. having gone to Georgetown. Just make sure you work during school internships, research projects, etc. to gain valuable experience. IU is the clear choice here if you are talking about being 40k in debt vs. 120k in the black upon graduating. 