<prompt> Human: Hello fellow friends of Reddit. I really need your help. So my situation is that I recently was offered an entry-level engineering position at a respectable firm in Seattle, WA. I am really excited about this opportunity, but instead of being excited to be finally moving forward in my career, Im really stressed out about my budgeting and future. I graduated with my Bachelors in 2015, and since then have been working non-engineering jobs making much less than what I should have been making. As such, at this time I have no retirement fund started, I have about 5k in credit card debt, and about 15k in student loan debt still.Im currently in a city semi-far away from Seattle for 750mo. I could save alot of money by staying here, but the total commute time from where I currently live would put me on the road 3 to 3.5 hours a day. Because of this, I am looking for an affordable apartment in Seattle.So, like any responsible adult would do, I planned out my budget so I could make everything work... and Im really discouraged. After taxes, I will bring in about 3,350mo BEFORE 401k contribution. To get the max company match I need to take out 10, which leaves me at around 3000mo. Here is a breakdown of what my budget is looking like: Car Insurance: 100mo Cellphone: 100mo 60 plan, 40 monthly payments on phone Misc. Payments: 100mo Assoc. dues, etc. Gas: 50mo Looking to live relatively close to new job FoodGroceriesToiletries: 600mo Personal Funds: 150mo Goes towards random things I want like games, etc. Rest goes into Savings Credit Card Payments: 250mo Minimum payment is 150mo Owe 5k w 12.65 APR Student Loan Payments: 150mo Minimum payment expected is 100mo Owe 15k Savings Account: 100mo Rent w Utilities: MAX 1400mo Total: 3000mo As many of you know, living in Seattle is incredibly expensive. There is an apartment I really like but its 1400mo before utilities, which puts me out of my budget. My living space is incredibly important to me. Am I being completely unreasonable by wanting to spend basically 50 of my income on rent at my age given my situation of being in debt and having no retirement fund? Is it possible for me to live in the moment but also plan for the future? Any and all advice is so much appreciated. Thank you so much for taking the time to read this.Assistant: Find roommates and dont spend anything on video games until you pay off the credit card.Human: Doesnt everyone have a little fun money though? lol  <response>: Sure, but I would pay off the credit card debt first. 