<prompt> Human: Yesterday I received an Escrow Overage Check from our lender. It was for 2500, we didnt receive a check last year though. We bought our house in December 2014. Is it safe to deposit or should we ask to roll it over for next years escrow? I would prefer not to owe.  <response>: Why would it not be safe to deposit? Your escrow company is only allowed to keep a certain amount of extra before they refund it to you. And itll be better for it to be sitting in your bank account earning interest than in their account earning them interest. Even if you owe more later there is absolutely no reason to send this back to your escrow account. 