<prompt> Human: So Im in the situation where Im getting ready to buy a new new to me car. Current daily driver has some permanent electrical problems dealer could not fix, not worth the labor time either and over 100k mileage. So now Im saving for a new car while waiting for this one to go, and my question is: where could I put a chunk of money like this and take it out almost immediately with the least penalties? Vanguard index fund? Should I just buy a couple different stocks that I think might perform well in the next 6 months - 18 months? Im leaning towards the vanguard.  <response>: Put it in a high yield savings account, or a 1 year CD. 