<prompt> Human: Ive never taken out a loan. Ive paid for everything with cash or debit. When I request a free credit check from Equifax they ask me to verify my identity with a few questions about my credit history and they ask about loans on houses and cars that Ive never taken out. I answered none of the above to every question, as they didnt apply to me, and the result was that they couldnt supply me with an online credit score. What is going on? Would they ask my phony questions to deter a thief? Do I need to file for identity theft?My name is on my mothers credit card account at her credit union. Edit: SpellingEdit: RESOLVEDAssistant: none of the above questions are normal.Human: So you think this is identity theft?  <response>: No, theyre saying that getting a question where the correct answer is None of the above is normal for Equifax. Getting the question you got is not sign of identity theft, it is perfectly normal. 