<prompt> Human: Im in USAWisconsin.Was told by doctors receptionist that my insurance would cover dermatologist visit. After four visits over a 2-3 month period received a bill showing that the insurance paid nothing, and Im liable for 400. Doctor turned out to be out of network.Im using dean healthcare through the healthcare.gov program.I did some investigating and found out he does cover dean patients, but does not cover dean patients through healthcare.gov program.Anything I can do? Never would have went if my insurance didnt cover it...I feel cheated :Thanks.  <response>: You need to ALWAYS verify with the insurance company, not the doctors, if youre coveredThe receptionists or secretarys or whatever do not know the ins and out of every single insurance plan. Its your responsibility to verify with your ins co that you are covered. 