<prompt> Human: Hi personal finance! Im a young adult starting my first professional job in early 2018. No debt, but I dont think Ill have a significant amount in savings after I move. How much is recommended to saveinvest before making larger monthly charitable contributions? My goal is to donate 10 of my gross salary, but I realize that may not be reasonable first starting out and trying to saveinvest. I tried to search this subreddit for similar threads.Im figuring that I max out my 401k and an IRA with the intention to convert it into a Roth eventually, and then have an emergency fund covering 6 months of expenses. Is there anything else I should look to do before making donations?  <response>: Charitable donations are a highly personal decision. We cant tell you when its appropriate or inappropriate to donate. The best advice we can give is to budget carefully and do not live beyond your means! 