<prompt> Human: Is there a way to give my car back to the bank and not have to pay the rest of the loan without totally messing up my credit? Sorry if this isnt the correct place for this question.  <response>: How much money do you owe on the vehicle? If you owe less on it than what its worth, youre in good shape. If not, when you sell it you will still be responsible for paying the difference to the bank. If you dont do that and the bank repossesses your car you will still be responsible for the difference. Either way the car will be gone, but youll be in a better position if you sell the car yourself to a private party not a dealership. 