<prompt> Human: As of today, I am officially debt-free! It wasnt a huge amount of debt, it hadnt been building and festering for years, but it was a huge source of stress for me and for a while it felt like Id never pay it off.No one thing from PF did it for me, but in general reading this sub has helped me to become far more financially responsible than I once was. So, rather than taking my tax return and buying something frivolous, I paid off the last of my debt.Not big news in the grand scheme of things, but it feels monumental to me and I had to tell someone - so Im telling you!Thanks PF for all the awesome advice and such thats helped me to finally be debt-free!  <response>: Brag posts or milestone posts are permitted. However, you must include information about the original problem, what you did, and what advice you would give the rest of rPersonalFinance. 