<prompt> Human: Ive seen a lot of talk on the internet that we are in some kind of economic bubble and there is another recession or something on the horizon. Now I take that with a huge grain of salt coming from your average internet Joe, but I feel like Im hearing more and more people say it. Is there any truth to this?Im a young person who just started out on his own, so this has me a little worried. Is there anything I can do to prepare for it?Assistant: Also is there any estimate for when it will happen? The next few months are going to be hard for me to save.  <response>: No. If the start date for a crisis was a known fact, like Christmas comes on December 25, everyone would go nuts now and the crisis would start today instead. You cant time the market. 