<prompt> Human: I am currently a sophomore at a private university, which costs about 61,000; I have a scholarship for 120,000 for four years along with some state scholarships. When my mother lost her job she was the main source of income, my parents dipped into their retirement funds stocks, savings, etc.. They essentially were losing money quickly in order for my brother and I to receive an education. Fast forward to today, My father has indicated he and my mother will work for the rest of their natural life because of the money they owe and the money they now no longer have. I am stressing out because I was a cause of their debt because of my education. I have brought up transferring to another, cheaper, university; my father disagrees because I am receiving a better education than at a typical state school. My question is, how can I make it easier on my parents? What should I do? Thanks!tl;dr: My family ran through their money after mom lost job. Im at a private uni; how can I help my family?  <response>: Take out loans and pay for it yourself. 