<prompt> Human: I know, Im an idiot. I had to get a reliable car, as I had a truck and was pregnant.Im ready to pay off my car loan, I called the credit union and they gave me what was still owed on the loan, including the interest as a pay off.I have a 2.24 interest rate. I put 2,000 down would have put more, but I had upcoming hospital and baby bills coming up.  <response>: 2.24 is nothing. You are good. 