<prompt> Human: I have disney premier visa card and booked a disney cruise vacation with the card at the end of August, the total was 1750 with everything except flights and transportation to the port. Now when booking a disney vacation you get 6 months interest free for just the vacation and when the promo period is up you only have to start paying interest on the remaining balance not planning on having a remaining balance . I have been paying 600 a month to pay it off before the trip in december, then use the card while on the trip along with 500 in cash for tipscabs and other expenses we will be spending three days in miami too.I was just curious if the way I paid for the trip is frowned upon I get a stateroom credit and 2 cash back for booking on that card . How do you pay for vacation? Do you save up first then pay it off when you book it or do you make large payments towards the vacation after booking?  <response>: Nah, that way was fine. Some people save up specifically for a trip. I personally am a bit sloppier with it - I just save money every month in general, and if a vacation is worth the cost, I take it. And yeah, paying for things up front is usually a good idea, otherwise you spend a whole chunk during the vacation. So Ill just pay for ticketsetc when I can. 