<prompt> Human: see title. x200B;is it gross salary?salary after taxes?what if you have investments that will eventually be taxed? e.g. pension, various pre tax 401ks. should you adjust for that? do you count company matchespensions to your ?Assistant: Income GrossHuman: that seems insane! pays and deductions take up such a huge amount. x200B;I thought I was doing well savings 25, but now its really only like 10-15!  <response>: It is insane, but so is the cost of living for 20-40 years with no job. 