<prompt> Human: I love my boyfriend very much and he is a wonderful father to our 4 month old son. He is kind, thoughtful, loving, and one of the all around best human beings I have ever known. That said, there is a big problem.His financial house is in shambles. He has no savings, no retirement plans, 10k debt, and makes 35k a year. The part that worries me is that he shows little progress in fixing his situation this is my primary concern. I have asked him to sub here, shown him personal finance blogs, recommended financial advising, and offered to start living off of YNAB budget. He does not show much interest in any of this. My financial situation is far from perfect but I am working on it daily and continuing to educate myself in matters of personal finance so that I can best provide for our son and his future needs school, braces, illness, college, first car, etc. It is worth mentioning that during my pregnancy and while I was at home with our newborn he put food on the table and contributed to expenses as best he could with his paycheck. If we were to marry, would I be able to compensate for his inability to plan for the future or will it only get worse?disclosure: He is a redditor that I subbed here and I am hoping that this may help get his attention we have had numerous discussions.  <response>: Money problems are the number one cause of divorce. If you guys arent on the same page then youre not likely to stay married. What we spend out money on is indicative of our goals. If you dont have the same goals as a family, youre going to struggle to walk side by side. 