<prompt> Human: I am submitting 150 quarterly into each account. The money is intended to provide each of them with a nest egg to travel and invest! when they finish college in 15 and 17 years, respectively.Assistant: Can it not be for college, as opposed to for after college? Human: If I set the target age at 18, it could be for college. Their parents are saving for that though. Id like to give them something--six months in Europe or Asia, maybe--that would be nearly impossible to afford otherwise. A once in a lifetime experience...Of course, theyll be able to do whatever they want with the money. Maybe theyll just want a car. Or their own Vanguard brokerage account.  <response>: Youre the coolest auntuncle ever. 