<prompt> Human: After taxes, major bills and retirement i typically have about 2000 a month to work with rough estimate. 0 debt. Ive had a Thrift Savings Plan retirement plan for about 4yrs now, and i allot 10 of my income into it. I have 40,000 in an ordinary savings account and Im considering opening an investment account with my bank combo of stocksbonds. So my question is, whats a safe percentage of my savings to use and how aggressively should i invest. i was thinking of doing something like using 15-20 of my savings, 60 in bonds 40 in stocks. im not looking for quick cash, just something that will give me better returns than a regular savings account. any help is appreciated, and sorry but im really not too knowledgeable in this subject. Edit: some spelling Edit 2: thank you all so much for your advice!  <response>: Everybody seems to be ignoring the question. What are your goals? Do you want to buy a house, if so when and how much? Have youare you trying to save up an emergency fund? Are you trying to retire early?Investing more in retirement is never a bad idea when young, but theres not a one size fits all for what to do with money. 