<prompt> Human: I would like to have a secure place to hold my money and after this Wells Fargo fiasco I dont think I want to trust all of my finances to a bank, even though chase has been nothing but good to me. I dont really fancy the idea of house fires and Ive had my fair share of thieving siblings, but are safety deposit boxes really a safe bet? I dont really know anything about them, what are some pros and cons?  <response>: Can you be more specific about what youre worried about with your bank account? An FDIC-insured savings account is incredibly safe in pretty much every way imaginable.On the other hand, safe deposit boxes are also pretty damn secure. Although there is certainly the risk of the contents being lost to a fire flood. Note that safe deposit box contents are NOT insured by the bank although they may be under your own homeowners renters insurance, within limits.The nice thing about safe deposit boxes is theyre usually pretty cheap. I think I pay something like 50year for mine. I would never keep cash there but I do keep semi-important paperwork like my birth certificate, car title, a hard drive with a computer backup, etc. 