<prompt> Human: The card is issued by Synchrony. Will Synchrony close my account once paid off or change it to something else? Its not a visa or MasterCard, so I cant use this card anywhere but TRU. I will be paying it off this month so my best guess is they will close it, but will that affect my credit which Im trying to repair at the moment?  <response>: Synchrony will either close it or give you a choice of another store card to move the account to. 