<prompt> Human: Hello All, Long time lurker, but its time I need some help and advice. I am in a peculiar situation and I want to make sure that I am taking the right course of action before I do. My father is in the hospital and there is a large possibility that he and my mother are about to go into some sort of debt due to his hospitalization. He is on disability, what he gets basically only covers their house payment, and my mom works for the local school district, her pay is completely absorbed by medical insurance. My aunt has suggested we take my dad off of the deed to their house and put me on there with my mother. My primary question is if they go into debt, could the hospitalmedical insurer come after me since I would then be attached to their house? Could this affect my credit in anyway?To give you more details about why they will likely go into debt. The drugs he is taking are not fully covered by the insurance and they just sent my parents a bill for what was not paid on the copay. The balance is only going to increase, he currently needs the drug to survive. Additionally, it is expected that he will need a lung transplant, that the insurance will likely not fully cover as well. The transplant is not quite on the table yet, as they are still evaluating him for it. A bit more details. We are in California, Los Angeles county. They have Anthem Blue Cross health insurance and CVS Caremark for prescriptions. If you have any direction I can go for help regarding this, it would definitely be appreciated.  <response>: If the goal is to protect the house if there was a bankruptcy, transfering ownership will not help. This is called fraudulent conveyance- a legal term id encourage you to google. In effect, creditors can claw back cancel such transfers of assets. 