<prompt> Human: Hey guys,x200B;Ive finally gotten to the point where all of my credit card debt 3 cards total, with 1 being a Target store card is paid off. Reading around here I see the general rule of thumb seems to be to put charges on the credit card each month, and then pay off the statement in full, not the balance per-say, if I worded that correctly. x200B;That being said, should I be putting charges across all of these cards, or just one and paying that one off? Does it look bad if not all of the cards get a balance reported for an extended period of time? This is of course for keeping a better credit score and not lowering it due to losing history.x200B;The first card I have is a wells fargo bank card that I have 12 years of history on. My other card is a chase amazon card for the 5 cash back mostly that is only 2 years old. The target card is 4 years old. Never missing a payment, late, etc. on any of these cards.x200B;I guess I havent seen anywhere here unless ive been blind or overlooked misunderstood something people saying more than just put stuff on your cards each month and pay them off at the end of the month to not accrue interest but in a situation of multiple cards if it hinders you to not use all of them.  <response>: I would use each card for purchases that make sense for it. For example, use the Amazon card when you buy something on Amazon or at Whole Foods. Use the Target card at Target. Use whichever gives you the most rewards for any given purchase.If you find that you dont use one much maybe you dont live near a Target anymore, try to use it for a small purchase at least once every six months to avoid it being closed for inactivity. 