<prompt> Human: I need help. I am a 24 year old who is trying their best to reduce eliminate their debt, but also have a social life.As a 17 year old with a scholarship I decided to go to a private University that put me into some ridiculous debt- loans, credit cards for books, etc...Im currently underemployed and unable to apply to medical school as its too expensive for me to apply. I attempted to apply for the AAMC medical school admission gods financial assistance program, but they insist on taking parents finances into account unless deceased and mine cannot help me at all.My current paycheck is about 1600 per month after taxesMy loans:Sallie Mae: 506 per monthNelnet: 173 per monthACS: 304 quarterlyMy Credit Card: Chase Visa: 3,775 24.99 Ive been trying to make at least 250 payments per monthIn addition, I also have to pay for public transportation to my job: 242 per month- literally 1 ticket. I stopped paying for the subway an extra 112 per month and literally walk up to 7 miles a day to avoid paying more.I am forced to spend 3,817 every quarter for the 4,800 I make every quarter. That means that every month I only have 333 to spend on food and recreation. I literally have no money to eat and no way to defer my loans except applying for bankruptcy and I do not want to do that. I have tried applying to other jobs ones closer to home, but after months of searching- no dice for anything that pays more. I need help, I need advice. Please tell me that there is an easier way. I dont think I can last another 5-6 years like this. I will never get to medical school.  <response>: 333 to spend on food and recreation.Hate to say it, but your 333 extra every month is your food grocery budget only. You need to look into free things to do for fun. If youre serious about medical school youre going to have to take out more loans at some point. Your existing ones may be deferred while you are in medical school, so at least you may have that going for you. Your main problem right now is your job - 1600month clearly isnt working. 