<prompt> Human: I recently inherited 100,000 from the sale of a relatives house. Im in debt for about 40k - student loans, medical bills and some really bad financial decisions. Renter, car is paid off and make about 40k a year. Should I pay off all my debts in full, in increments, pay off half right now and work down the balance? Is their an advantage or disadvantage to each method?  <response>: Pay it now. Dont let it accrue interest. 