<prompt> Human: So, i make 65k per year. Takehome after taxes and all deductions and whatnot is about 3300 per month. I put 10 into my 401k. My expenses:850 rent125 utilities50 cell phone70 student loansbudget 400 per month for food400 per month for boozeentertainment single in ChicagoShould I be reallocating my money? Company matches 6 for 401k, so is 10 too much? Should I pull 4 out and stick into a roth IRA? Currently have 5k in a savings account and 35k in my 401k. Any help is appreciated  <response>: What are the interest rates on your student loans? Id pay off the high interest ones first, after meeting the company match.If the loans are fairly low interest maybe 4-5 and youd like to try to beat the interest rate in the market, you should meet your company match, then max out your Roth IRA, then put the rest into the 401k. 