<prompt> Human: 31MSingleMy only debt is 10k on a car thats 4 Ive been paying extra on so Im ahead of payments. This debt is all I have and very manageable.35k in 401k company matches 4. I was putting in 10 up until now and just upped it to 158k in a non rollable retirement fund from a previous job3k in company stock plan enrolled at 5 currently valued at 6k.10k is currently in a high risk Mutual Fund Im not sure what to do with this but I am adding 2kmonth5.5k initial Roth IRA deposit will be started next month and scheduled deposits will begin in 2018 .I have no real need for a home but my family and friends are pushing for me to start settling down. 31 is apparently ancient in Texas... Im thinking I have no idea where Ill be in 5 years and feel super behind from student loans.My average income has been 100k over 3 years in this career. Whereas I should be at 120k in retirement Im only at 43k. If I keep on track with 15 401k and 5.5k in the Roth and additionally dump 2k into the MF I think Ill be on track by the time Im 35. But those around me think its crazy!!! Tell me Im doing the right thing here.  <response>: Youre absolutely doing the right thing. Most people will have all sorts of suggestions for how you should spend your money, but most people also dont have any money of their own... 