<prompt> Human: I desire a way I can put money towards all these type of things that I want to save up for. Right now the only way I see is, having 1 savings account with all my money, and I have to manage that 1 lump of sum. I would rather have a way where I can make virtualreal savings accounts and make a list of all these important things and start putting money towards them. That way I can visually see the level of money I have put towards each item.  <response>: YNAB, Ive heard CapOne lets you do this. 