<prompt> Human: My husband 24 and I 22 have been married for almost two years, and we need a budget makeover. I make 12hr and I work about 35 hrs a week, Husband makes 10hr Commission and works 40hrs a week. We are looking to save more with the hopes of having a baby soon but its so hard to budget with my husbands inconsistent paycheck. How do I go about this better?Currently our bills are:Rent:550Electric:45Phone:37Car insurance:100Health insurance:175Student loans about 600 total:150 MonthlyPlus we make about another 150 in misc payments to Hospital billsCredit cards.  <response>: Budget based on the minimum you and your husband receive every month. 