<prompt> Human: My new landlord wants me to pay rent by direct deposit and has given me his routingaccount info at his bank.Unfortunately, Schwab says that Id need him to fill a form and provide a voided check if I want to transfer to him. Meanwhile, BoA lets me transfer but requires me to pay a fee 3 or 10 each time.Any banks out there that can do the transfers for free? Most of the documentation online either says free transfers between my own accounts even at other banks, point me to Zelle, or cannot guarantee that their bill pay wont just cut a check.  <response>: If he wants you to do direct deposit ask him to fill out the form. 