<prompt> Human: Some backstory: I am a male age 25, single and currently renting an apartment. My cost of living here is around 1100month for just the apartment related stuff not car payments and the like. I am saving money now with the intention of buying a house and will soon be inheriting around 10K. I have a credit score of 770 thanks to my dad getting me started with that early. I would want to get into a house soon so that I am not just spending 12K every year on rent. I do not know if lenders would feel differently lending for a house when I have a car payment.  <response>: Depends on your car loan interest and your incomeLenders like low DTI. So a car payment of 300mo on a 10k wont make a big difference. But a car payment of 300mo on 2500mo income will. 