<prompt> Human: I know Im a late start but i want to retire so better late then never. The 401k is through vanguard. I just dont know where to start. What percentage of my pay should I put towards retirement? Should i increase by 1 or 2 every year? PLEASE HELP ME!  <response>: You may find these links helpful:- 401k Fund Selection Guide- 401k FAQs- How to handle I am a bot, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?torpersonalfinance if you have any questions or concerns. 