<prompt> Human: Just wondering. Im at a very important transitional point of my life financially and I want to lay the foundation for the future. Already have a chunk of change in my savings and 401k.What else can I do to maximize long term yield and still have some fun before I get too old?  <response>: Dont underestimate the value of buying quality even if you have to pay for it. I used to be a cheap clothes kind of person, but buying a nice suit that actually fits me, good shoes, and a solid briefcase have proven to be excellent investments.The flip side of that: dont ever think that because something is more expensive or supposedly better, you should go for it even if you dont really want it. Im a huge scotch fan. Older scotch is more expensive than younger scotch. But there are plenty of times when Id rather have a 12 year blended than an 18 year single-malt. So I dont spend the money on something I neither want nor need, and I actually have a better time of it. This holds true with fashion as well: buy a solid wardrobe and plan to dress well but not trendily. Saves you a bunch of money in the long run, and honestly Im much happier being well-dressed than hip. Plus I dont have to move 3 closets worth of stuff when I get a new place. 