<prompt> Human: I had some issues with bills and now that everything is paid I have zero money until payday dec 15. and was thinking of a payday loan to bridge the gap. I just need a small amount because I cant get the karma criteria to go to borrow or assistance reddits. Anyone have advice? Please dont suggest asking family members and budgeting.. thanks.  <response>: Yea, Never borrow. Pick up an odd job. 