<prompt> Human: Hello rpersonalfinance, I am a 21 year old college student and the advice here has greatly helped me in the past, and I was hoping you could help me in this situation as well. Yesterday my father was turning left at an intersection when he was T-boned by a driver who was distracted. They said if his doors airbag didnt go off, he likely wouldnt be here today. We were very fortunate to learn after several X-Rays that his only real injury after this accident was a fractured pelvis leaving him in the hospital for 3-4 days and bed rest for the upcoming weeks. I spoke to the nurse yesterday and she suggested that I contact his insurance company USAA because they will likely cover hospital wages, a new car his was completely totaled, lost wages hes a self employed insurance broker, and even possibly a chauffeur to drive him around since he will be unable. What is the best way to contact the insurance company to insure that I can get the most help for my father? Assistant: Google the number and call. Theyll probably want to speak with him though Human: Is there any way to go about this to ensure the maximum benefits possible?  <response>: Assuming the other driver caused the accident as you described and was insured, USAA will take care of working with the other insurance company to have everything covered.If you really want to maximize benefits, you get a personal injury lawyer. 