<prompt> Human: Hi personalfinanceI have been working with a company for 8 months now, and I hate seeing my cash go towards an apartment. I looked into the housing market, and things seem do-able, but I think I need some advice from more experienced people. So a little about me:Age: 23Job: ITLength of employment: 8 monthsTakehome: 2.1kmonthCar: Paid off. Very reliable. Credit: Excellent.Total expenses for the month: Rent-840, electricity-60, fuel-120, car insurance200Paying for mom, food-200, etc-150 Is there anything else I can add or anything else you need to know? Houses here can be pretty nice in the low 200ks. Should I go for single family home? Condo? How high can I aim my mortgage? With PMI, and homeowners insurance, how much should I expect to pay? EDIT: I intend on renting out the other rooms.  <response>: If you plan to have roommates, go rent a room in someone elses home and let them assume the risks and responsibilities.Save up a big chunk of money and take your time buying. Look for something thats a steal and pay at least 20 down. 