<prompt> Human: If you need help, please check the PF Wiki to see if your question might be answered there.This thread is for personal finance discussions, questions, and sharing your success stories:1. Make a top-level comment if you want to share something positive regarding your personal finances! Instead of posting individual threads for positive success stories of how youve funded your emergency fund, made progress on your debt, saved for a future goal, reached a certain net worth, or anything else you would like to share, lets consolidate everyones stories into one weekly thread!2. Please make a top-level comment if you want to ask a question! Also, please dont downvote moronic questions! If you have not received your answer within 24 hours, you can feel free to start a discussionA big thank you to the many PFers who take time to answer other peoples questions!For past threads, please search the Weekly Archive  <response>: I achieved the unthinkable for me.. an 850 credit score! AMABut to be serious, I used to be terrible with money and stuck in a dead end job about 15 years ago. I changed jobs and moved across the country with 6000 in CC debt that i didnt know how id pay down.I had some bottoming out moments and bit by bit changed my habits. Now theres one budget to rule them all, Im paying off a house within the next few years, saving a lot for retirement, and essentially am just the inverse of what I used to be financially.Apparently only 1 of people with credit scores have a perfect score but im not certain of the formula which is closely guarded.But back to the joke.. happy to answer questions if its useful at all. 