<prompt> Human: My husband died a few years ago leaving us around 20,000 in debt which I put on a credit card to stop people from calling etc. I took the kids on a vacation and took some classes to help me at my job. Total credit card debt 36,000. I have paid off 6,000 on the card so we still have around 30,000. My aunt died and left me the 13,000. Should I pay on the credit card, put it into savings? I have been making 800 monthly payments on the card but I figure I still have 3 -5 more years to pay it off at that rate. Thanks in advance for the help.  <response>: Put it against the credit card. If thats typical credit card interest, you are probably paying 6000year just in interest alone. Thats not good.You want to throw any spare money towards that as fast as you can. 