<prompt> Human: At the beginning of 2016 my wife and I maxed out our Roth IRA contributions 5,500 each. Over the course of the year, I was fortunate to pick up more contract work than expected, and looking back Im noticing our combined incomes will be somewhere in the 183,000 to 193,999 range limit for contributing to a Roth IRA.Ive been trying to lookup information online, but havent found any useful information about what to do in this situation. Does anyone here on rpersonalfinance have any insight or suggestions on what my options are?  <response>: Keep in mind that you only have to count AGI, so any 401k or HSA contributions, or business income deductions can be subtracted in determining your income for this purpose. 