<prompt> Human: So Ive just celebrated another year milestone with my SO. I really wanted to pop the question sooner but Ive been spending a lot of time researching. Weve gone and looked at rings before, and she picked one out that she really loved. It was a ring with a band combo because it was a bypass and a little different. The sticker price was around 3300 and after they took off their standard discounts it was about 2400. If I opened up a credit card through them, they would take off another 10. This is before the Zales warranty, that I would really like to get. The warranty is priced in tiers and I would save about 150-200 on the warranty price if the ring was below 2000. Ive thought about going in, talking with a manager and offering to pay in check for the ring for 1999 and then add on the warranty. Im not sure if they would bite on this though. Ive researched the ring and I couldnt find it anywhere else. Not even on the Zales website. The GF absolutely loves the ring, and I would like to pay for it in whole. Ive never had credit before, so I cant open a credit card through them. Even then, the ring wouldnt be below 2000. Do you think they would take my offer? Am I doing something wrong? Should I go with the warranty?  <response>: With engagement rings, it may actually be cheaper to get something custom made. Snap a picture of the ring and take it to a professional jeweler to see what they can do for you.They can usually do a better job on pricing than a chain store like Zales Kay Jewelers Jared. At the very least, for the same price youll probably be able to get a better diamond which, in the long run, will be worth more. 