<prompt> Human: I am young- 22- and a bit of a late bloomer. Dont know much about money. Havent really ever worked until now. I was always that college student whos parents took care of her- was just focused on school. I am very lucky and grateful for that. Only just now am I really getting out in the real world- paying for my own classes, learning how money works, etc. Ive never intentionally signed up for anything that would put me into debt.Heres the thing: I just found out that I do have debt. I personally allowed this to happen. I personally signed paperwork putting financial responsibility for medical bills in my name. My parents told me to do this after a few visits to medical specialists and the ER, and I trusted them. I was ignorant about how credit worked and still am. I asked them if it would hurt me in any way or effect my credit, and they said no. Im reading that all the derogatory marks are from 2014- so I was not a minor when it happened. I was 19, still unemployed at that time. Hell, if I knew I was footing the bill I probably wouldnt have ever gone to the hospital or seen the specialists. But my parents told me they were taking care of it, so I went. Im not sure how much of the bill they have paid, but I know I have continuously gotten letters in the mail from the hospital about the debt and, in the past, gotten many calls from collectors about it.Well today I got yet another letter from the hospital claiming that I need to pay my debts and have 30 days to do so or else it will be passed along to a collector. I showed it to my boyfriend and made a comment on how my parents never pay their bills. He commented to me that it would effect my credit score since it was in my name. Really??? Shit.. So he tells me to go to Credit Karma where I see my score is 508.Is there anything I can do about this?? Can I transfer the debt over?I should also note that my mom also put her cable and internet bills in my name, which I agreed to, because- again- I was told it wouldnt effect my credit. After seeing how them paying the medical bills in my name has gone, I absolutely want them to step away from anything effecting my credit ASAP. Please let me know if you have any advise, information, or  <response>: Unfortunately, youre screwed, I think. You agreed to it, you were an adult, and based on what Im reading it was for your medical care. Your parents lied to you, which sucks. Id discontinue all the other services your folks have put in your name immediately - you need to stop the bleeding, and you dont owe them anything at this point .Good luck! 