<prompt> Human: Title pretty much explains what happened. I started a new job in December, sent in my health insurance paperwork in January and was just waiting on it to processrecieve the card when I made a trip to the ER late February 8th. In my worry I told them I didnt have health insurance and didnt explain further, so they billed me as uninsured. Now I have a 1400 bill for a Dr. Telling me I was fine...My question is am I able to retroactively apply said health insurance to this bill and have it knocked down to something I can actually afford?Assistant: Many insurance companies will let you file a claim manually. Each company requires different documentation, but you should be able to have them process the claim. If your coverage was active even if you didnt have the physical card at the time of the visit, they should process it.Call the number on the back of the card and explain the situation, and they should lead you to the correct paperwork to file.Human: Thank you!  <response>: Another thing-if your policy was active for the date of service you can typically provide your member idpolicy info to the hospital and still have them file it. Most companies require Network providers to file within 3 months but they can note that they didnt have your insurance info until now to avoid timely filing denials 