<prompt> Human: Hello,I just paid off my truck and now I have 2 credit cards, 1 is paid off and 1 has about 6k in debt. Ive been slowly chipping away at it but with an interest rate is over 20. I also have 20k in student loans.Im also saving for my honeymoon making it more difficult to make larger payments on my credit card. Ive been thinking about taking out a 8k unsecured loan to cover 6k in credit and 2k for the honeymoon. Then i would make payments on the loan instead of saving for the honeymoon and paying back high interest rates on my credit card.Should I take out a personal loan?  <response>: Pay off the card first. Then save for your honeymoon. 