<prompt> Human: I am 23 years old and have been working for a couple years now.At graduation two years ago, I purchased my first car - a brand new Honda Civic. I have had that car since then and have managed to put only about 14000 miles on it. I currently owe roughly 4K on this vehicle.I am ready to get a new vehicle - my first nicer vehicle. I would keep my existing vehicle. I have set a budget around 43K total price. I dont drive that much and would like to have a new car in a few years. However, everywhere online it seems the articles advise against leasing.  <response>: Neither. You have a two year old vehicle and youre 23. The last thing you need is a fancy new car. No matter how much you make, this is a very stupid financial decision. 