<prompt> Human: For the last few years, life has really beat my family down. Long story short, medical bills, some not covered by insurance such as acupuncture, supplements etc..., and some things around the house. Weve been smart with our money budgeting every last dollar, and sticking to it for the most part. However, things go on cars, house hold items go etc...and here we sit with way less in our savings as oppose to 3 years ago, and five digit credit card balance. Now, we need some things like a new ice maker for the freezer makes none, new smokeco2 alarms, clothing its needed, its nothing like, oh wifey needs a 9th pair of riding boots!, and other misc. odds and ends totaling around 1k-1.5k. I really, really, really dont want to charge it and I dont want to pull it out of what little savings we have left. Id simply cut back, but we save 0 a month, consider a 30 take out meal 1-2 times a month gourmet, we never go see movies or things like that anymore, and our 5 year anniversary was just spent using 0. On top of that, my company last month told us that they are closing shop in the state I live in, and everyones last day is 123, and my wife manages a dental office, and the last 6 months he was had the practice up for sale. While I have had interviews, there is nothing solid yet. So, on top of everything, we might both be out a job at the same time. At least well have severance packages, but with the cost of Cobra, it wont exactly last that long. Any advice on how to pay for this stuff would be really, really helpful.  <response>: need a new ice maker for the freezerGo to dollar store. Buy ice cube trays. Ta-da. No idea how much ice makers cost, but I imagine that would solve half of the cost problem. Ask for the needed clothes for Christmas, and buy the CO2 and smoke detectors.Triple up on the job search, both of you. 