<prompt> Human: Im adding my two 16 year old sons to my policy. I knew this would involve a significant premium increase but I didnt expect this. The first quote I got was 10,300. The second was 13,600. The third was 7,900. The vehicle I want them to share is a new Honda Accord, not a luxury sports car. This is a doubling of cost. Location is Detroit, MI. My credit score is 750. The worst mark on my driving reputation is a speeding ticket in the 1990s. Am I being played?  <response>: Am I being played? Doubtful. You are trying to add 2 probably terrible male drivers to a brand new vehicle. The chance of 1 of them wrecking it is probably pretty high statistically. 