<prompt> Human: Do people in general not save up for retirement or contribute very little to it? I feel like a lot of young people around my age 30 just blow some of their money on expenses and bills and the rest goes into buying leisure things.  <response>: Do people in general not save up for retirement or contribute very little to it?Yup.Personal story, I have a friend who contributes 250month to her 401k. Shes been working for about 3 years. Her 30ish year old worker was shocked at how much she had saved for retirement. Thats kind of terrifying. 