<prompt> Human: TIFU - I scheduled an electronic transfer from my BofA checking account to my AMEX card that hit my account today. I intended to send 2k but fat-fingered it as 20k I know I should have paid closer attention to the confirmation screen. Today I woke up an saw my account overdrawn by about 17k i.e. -17,000. I called BofA and they pretty much said too bad and the money was already sent to AMEX. They, as a courtesy approved the overdraft due to my relationship history with BofA. I called AMEX and they said that they had to wait 6 weeks before issuing a refund of the credit amount - 18k. Ive already initiated a transfer from my emergency savings that should bring my BofA account up into the black in a few days transferring from Betterment. Meanwhile, BofA is charging me 35item in overdrafts. As of this morning it looks like it will be about 500 in overdraft fees based on the items pending and upcoming automatic charges. Anyone have any thoughts on my ability to 1 get AMEX to refund my money faster and 2 get BofA to waive someall of the overdraft fees?TL; DR - Sent 20k payment instead of 2k to AMEX. AMEX says 6 weeks to refund, moving money from emergency savings, BofA charging massive overdraft fees.UPDATE: Thanks all for the comments. The transfer that I initiated from savings is complete and my account is back in the black. I contacted BofA via their chat function and all the overdraft fees were refunded. I am pretty impressed with BofA given the circumstances and that this was 100 my fault. AMEX is a different story, they are holding strong on the 6 weeks even after escalating to a few supervisors claiming it is for fraud prevention and my security. This kinda sucks since I use the card nearly 100 for work travel and cant charge anything else risk reducing my future refund and requiring me to sort out what portions of my work travel reimbursements go to AMEX and which need to be transferred to replenish my savings.TL;DR 2 - BofA Good, AMEX Bad.For those who want to see what a 10k overdraft looks like or dont believe me here it is. Subsequent to this I had a few other bill paymentscharges come though that left me just over 17k in the red. Account Screen Cap  <response>: I work for Amex, albeit not in the US. Id be very surprised if there wasnt a procedure that will get your money back more quickly. I suspect that youve just been given the standard timeline for a refund but, at least in my region, we can and do speed it up a lot in time-critical situations, down to a couple of days. Call em back and ask to escalate the problem and you should get it back a lot quicker.Might also be worth tweeting at them. Often find that will get you a near-immediate response. 