<prompt> Human: Complicated back story. My girl was legally adopted by another man after birth. But life has brought her to me.How can Iwe look through some record of her 40k US student loan debt and figure out what is all hers? I know that her mother and legal father have applied for some kind of loans, and kept the money for their personal use.I want to help her work on debt, but not looking to help the turds pay off any debt that can, and should, be left to their own debt snowball, since they used the money for personal gain.Not sure where to start or Google terminology to use to work on this. Help would be appreciated.  <response>: It sounds like you know she has 40k in student loan debt in her name. You just dont know how much of that was actually spent on her schooling. Just FYI, paying off the part used for schooling and leaving the rest wont work if its still in her name on her credit report. Shes going to need to either pay it off or report it as fraud. If she reports it as fraud, the government can and will charge her parents with fraud. So I dont think left to their own debt snowball is the outcome here either way. Either shes going to pay it all off, and use it as a life lesson, or shes going to indirectly confront her parents and force them to address their problems. Good luck. 