<prompt> Human: Junior year of highschool I got a job and after two years of saving up, bought a classic car with a value of 30k. With a large original down payment and me making monthly 300 payments, I now owe 15k with over 3 years left in my loan. I love the car, but it is 26 year old race car and requires thousands in maintenance every year. People are probably going to call me dumb for going so much in debt at such a young age but the way I see it, if you are making payments on a car keeping its value you are pretty much putting that money into a future savings account for when you sell the car. Usually I work full time during the summer to save up money for when I can only work part time while Im at school, but maintenance on the car cleared out my summer savings and school expenses are adding up quickly and Im finding it increasingly harder to make the payments. Do you guys think I should sell the car and pocket the 15k and drive my parents extra car for a few years for free, or keep making payments on it so that after college I will be able to pocket all 30k after I pay the loan off? Any advice will be appreciated, thank you.  <response>: Sell it. Sell it as close to 30k as you can. 