<prompt> Human: Hello to all, I am a 22 y.o. professional student living mainly on federal loans. My net income will be 12,000year. I am looking to finance a 4,500 ring with a 0 APR credit card for 15 months. My credit score hovers at 750 with a 1.5-year credit history. Im still pretty new to the personal finance game- is it unreasonable to ask a bank to issue me a 5,000 line of credit?Thank you all in advance for your help!Edit 1724hrs EST: Thanks for the reality check, yall. For those of you who got engaged young, what ring option do you opt for? Stylestones?priceAssistant: Please, please tell me that this is a joke...Human: It wasnt- again, really new to this adult thing.  <response>: Maybe you should wait to get engaged until youre not really new at this adult thing. If youre going to be together the rest of your lives, theres no reason not to take a few years until you are settled. Dont combine learning to be an adult with learning how to have a career and learning how to be a husband. The more balls you juggle, the more likely you are to drop one. 