<prompt> Human: Ive bought out my impreza outright with cash, currently it has 60,xxx miles and everything seems fine. Car has every option it could possibly have, but id say it is worth no more than 9000 judging by its age. I have never caused any accidents in the past 5 yearsIm 21 lol, and I feel that even if insurance company covers my car they are gonna raise my rate anyways. so.Do I need comprehensive? or liability is totally fine?Assistant: Do I need comprehensive? or liability is totally fine?If your car spontaneously combusted, do you have the cash in the bank to buy a new car immediately?Human: prob cannot cash out a brand new car, but used id say yes.  <response>: If you are ok with replacing a total loss with used, then go ahead and cancel the comprehensive coverage. 