<prompt> Human: Ill try to keep this as short as possible.It currently costs me about 2400 a month to exist. Ive been on commission, but am about to make a career change in light of graduation, yay me to salaried position grossing between 5800 and 6600 a month depending on how my talk with HR goes. They match 537; annual for 401k, so Im immediately going to do that. I also would like to do some light real estate investing out of state starting next year.Currently, I have a car payment of about 318, insurance of about 180 a month as Im under 25 with no accidents. I have about 4k in equity in my loan at current best offered trade value.So heres my thought. I owe about 7k on my current car, and it would be nice to be done with it. The job Im taking has a rather not nice commute. 30 minutes without traffic. But its my foot in the door with an incredible company I could see myself making a career with, so Ive accepted Im making the commute. The reason this is relevant, is because I would like to lease a car. Im in the car industry, and I work for a manufacturer not tesla who has a self driving vehicle Im quite fond of. Because Im an employee, I can get an unbelievable offer on it, that is obviously only available while Im an employee. It would increase my monthly payment somewhere between 200 and 250 a month, and my insurance would go up about 40 a month. I would also be going from financing and paying off a car, to leasing. I would intend to purchase after the lease. The total cost of the payments, worst case scenario, for both the lease and finance after still add up to significantly under the MSRP, so I am not being heavily penalized for the lease compared to a civilian lease. Its a lot of car, its a lot of money, and Im young. Do I need it? No. Would it make my commute easier and in my opinion improve my quality of life? Yes. So my rationale is, I cannot get this deal once I leave. So its really kind of now or never, as they probably wont be very lenient with me during the discussion once I put in my notice. The payment increase is fairly marginal, but Ill be putting a large amount of debt into my name basically. I have good credit rating and payment history, but Im wondering how a loan like this would affect a potential investment mortgage out of state. Ive been told its good to have a high dollar loan on your history that you kept payments up with, but does that really count when its an open auto? I feel part of me may be just looking for justification for a decision I feel Ive somewhat made up in my head, but I really do want outside opinions. Im sorry if this isnt clear or it seems rambly.  <response>: Keep your current car for at least a year and decide whether you like the new job. 