<prompt> Human: Hello all! I worked a job this summer while not at school and I made a bunch of money. I dont need 10,000 of it until March, and I am trying to figure out what to do with it until then to make a little bit of money off of it since most of it is accruing interest since I have student loan debt rn. Should I put it in an online savings account with like at 1.8 APY? Can I even do that if I only put it in for 6 months? Should I invest in Robinhood?? Does lending club work? How can I maximize this money. I have done some research, but I cant find much information to help me make a decision on my exact situation. I will not be in trouble if I lose about 5000 of it, but any more wouldnt be good. TY!!Assistant: I didnt mention that I will not be totally screwed if I lose all of it. I could probably lose like 5000 of it an still be fine, just not ideal  <response>: You could gain a guaranteed 50-100 by putting it into Ally, or you could potentially lose up to 5000 if you invest it poorly.Its your choice to pick the risk level but you should be prepared for it. Most people here will advise you to take the safe pick. 