<prompt> Human: Okay lets start off with my incomeI am a manager at a very small ATV repair shopCar lot 5 employees including the ownerI have been here for 5 yearsI bring home around 350 a week for 40 hours a weekI have a 3000 personal loan that I took out last year to purchase a car, It has 2237 Remaining at 105.30month paymentI have 2 credit cards out right now as wellDiscover- 892.12 Balance on a 1000 limit 35month paymentCapOne- 629.11 Balance on a 800 Limit 25month paymentAnd I have a paypal credit account open with414.56 Balance on 500 limit 25month paymentWhich puts it to 190.30 a month in payments on creditI have been renting a house with my sister for the last 6 months, although this month she decided she is going to quit her job and me and her boyfriend have to pickup the slack. Which has since increased my bills to the following:All amounts are monthlyRent 450Utilities:115Internet:60Renters Insurance:24.60Car Insurance:94.60Gas:180Food:200This all adds up to:1124.20So my monthly bills and my credit debt add up to:1314.50 per month.I feel like I am drowning. I wish I could pay off debt but I have little to no money leftover from paying all of my bills. Is there anything I can do?Assistant: Why did your sister quit and why is it your responsibility to pay for her?Human: She quit because she doesnt want to work. And because if I dont then we loose our house and then her and her boyfriend will be homeless and my family will hate me forever.  <response>: Thats not how life works. She needs to get a job. 