<prompt> Human: My wife and I are in disagreement. Her employer 401k match is 15 and unlimited. Mine is employer 403b matches 25 of 8. The last of all our debt minus mortgage is a student loan in the amount of 20k at 2.5. She is currently contributing 10. I am contributing 8 and we are 35From what I have read here, the general advice is to meet the employer match then start in on the debt. Without a limit on her employer contribution, i dont have a guideline. At current pace we will finish that loan in less than 14 months. She is an engineer so the numbers bug her. I am more in the David Ramsey camp and I want to get the cash flow and psychological effects as soon as possible. This is not a huge deal, we swinging pretty hard at it and we will get there, I just want to know if pf has an opinion.  <response>: You guys should be maxing her 401k. Theres no reason not to. At 2.5 you should be investing over paying down the debt anyway. Imo max both your 401ks and IRAs and then if you want to pay down your debt faster, do it. 