<prompt> Human: As the title says, I am about 6 weeks pregnant due in early July. I make about 50,000 a year and will be taking an unpaid, 12 week maternity leave. I currently have 4,700 in credit card debt and about 600 in medical bills from trying to get pregnant we had to do assisted reproduction. I have a paid off 2009 Scion tC that I would like to sell or trade in for a larger SUV. My husband drives a Jeep Grand Cherokee that we pay 400 a month for, but we will need two four door vehicles when the baby comes. Im looking to buy something for 16,000-20,000. On average, I save about 300 a month, but I want to pay down some debt but also save as much as possible for a down payment on a new vehicle and have living expenses for my 12 week absence from work. What should I do?Assistant: First of all, you dont need a big suv. Thats a bad move in many ways for you right now. And this is coming from someone with 3 toddlers. 1 baby is small, their carseat is small their requirements are small. If you are dead set on getting rid of a 2 door car, get a 4 door sedan like an accord that gets killer gas mileage, is safe and will accomplish everything you realistically need. Save as much money as possible. Now that I am thinking about it, on 12 weeks of maternity leave 3 months, you really dont need to replace your vehicle at all yet. Let your husband take the Scion and you can use the jeep while you are on maternity leave to go to Drs appointments and whatnot. So from now till the end of maternity leave, you have 11 months before you really need another 4 door vehicle. That gives you a looong time to find just the right one. Dont take on more debt right before the biggest money sink of your life comes knocking. Kids at that age absolutely burn through cash. Especially if you have issue breast feeding and need formula or if there are extenuating medical expenses. Dont buy a car now. Wait. You are not under the gun in any way. We carted twins around in a little Honda Fit when they were newborns. Dont go crazy on what the kid needs. Human: Great advice, Im sure reevaluating our vehicle situation after weve had the baby for a few months is a better route. I definitely want to decrease my credit card debt and save as much as possible before the baby is here. A 2 door car probably isnt going to be the best long term option, but we could make due for a while.  <response>: Long term its not the best, but when babies are small and confined to their carrier, its really not a big deal. I had a little extended cab tacoma when we had our twins and the 4 of us were all able to ride in that. It was tight, but we did it for about a year until I found the right vehicle to migrate to. Same for the wifes Honda Fit. We worked with it for over a year after having the twins. Then baby 3 came along and we were forced to move to a larger vehicle. But even with 3 kids, big SUVs are not really a requirement. 