<prompt> Human: Basically, I have about 450 dollars in a savings account that I never touch. Ive been reading about people being smart with their money early on and I want to set myself up to be financially secure in my future. What should I do? Get a job and keep saving? Put the money into other accounts? Invest in funds and whatnot? I also have hardly any knowledge in finance just basics like checking and savings stuff, but I do spend my money extremely frugally.I keep reading about older people saying they wish they started their financial planning early, and this is something I want to do as soon as I can.Is there any advice someone can give me? Maybe a step-by-step on what I can do to gain financial securitysuccess? I just need some good advice from people who know about finance so that I can follow it. Its all so confusing!  <response>: Put it all on red. 