<prompt> Human: So, for the last two years, I have been paying off my student loans each month as part of my monthly payment. I chose a 10 years repayment plan and everything has been going well so far. However, a few days ago, I received a notice from Nelnet that they had approved a deferment option that basically deferred my payment until 2023. Now, I never asked for this deferment. I have no idea why I got this or how it came about. I am planning on calling nelnet later today in order to get my deferment canceled so that I can resume paying my monthly payment. However, I wanted to ask people around here if this has happened to them? I just want to know if this is a regular thing that Nelnet does or if it was a mistake.  <response>: Damn. Thats a really underhanded and sneaky way to drag out a loan and let the interest accumulate. It should be considered predatory and illegal. 