<prompt> Human: So my sister applied for a loan of 2400 dollars to pay part of the tuition for studying abroad in January. This was rejected the reason given was that after making a total assesment they decided to reject the loan. My sister is 19 an makes roughly 18 grand a year for a part time job, and would be able to repay the loan after rougly a month and a half if necessary. My question is. My parents are massivly in debt and are struggling to control it. Could this be part of the reason, and could this prevent me from making loans from a bank in the future? Edit: They didnt cosign it.Not sure if this is the right sub butIm taking a chance.  <response>: and would be able to repay the loan after rougly a month and a half if necessary.This isnt a good reason. If it was true then shed also be able to save it in advance up over a month and half period between now and January. 