<prompt> Human: Edit: Thank you all for the help. I appreciate all of your comments and advice. Ive applied for a credit card so I can begin to slowly build my credit and plan on freezing my credit report as soon as I get my card. I hope to move out as soon as possible, but I live out in the suburbs and the cheapest apartments nearby are about 750 but I cant really afford that for too long so I would have to work full-time instead of going to college. Ive invested so much time and effort into school that I believe Im just going to stay here until I have the finances to move out. I had a long talk with my mom last night and after an argument we both agreed that I would only have to start contributing after I graduate with my Associates, but obviously that I have to pay for my own stuff. I also told her that I dont expect the money back that she took from me, and she said that she probably could never pay it back. Thanks again guys.  <response>: Its best to just give up on her paying you back. Shes clearly incapable of doing so, if she is still needing you to lend her money. Just let that go, otherwise your resentment and anger will grow. She also will most likely never admit to not paying you back, as that would make her feel like she did something wrong, and she seems like that type to justify her actions I do everything!,I raised you!, etc.Its best to just set boundaries early on. If you are living with her and are employed, then there is no legitimate excuse for you not to contribute to the household. It might not seem fair, and your friends may not have to do it, but thems the breaks. Its the same with doing things around the house. If you are contributing financially, you could sit and talk with her to elaborate on these vague things she claims to expect from you that you dont do. Tell her you arent a mind reader, and if she expects certain things, she needs to make them clear. Be firm, and set a agreed upon amount that you will contribute every month. Dont lend her 100 here and 300 there, because you are not an atm. If she is expecting you to contribute to the household like an adult, then she will have to respect you like one.If it still isnt working out, after all that, then you should find a roommate and move out. 