<prompt> Human: Im a student and have limited experience with credit cards. I have two right now through my bank. Ive had them for almost a year now and always make my payments on time. I want to buy a Canon Rebel T5i from Amazon, and I received an email from them about their credit card. So instead of paying 600 at once, I could pay it off monthly, and there wouldnt be interest. If Im understanding that correctly?Im not sure what other purchases I could put on the card though. I dont shop that often on Amazon, although I do plan on buying a new computer in August. Is it worth it to get the card? Should I cancel one of my other cards, that I use less often? Financial things are kinda terrifying to me, and I worry about fucking everything up. Assistant: You could do it, but I would recommend getting in the habit of making good financial decisions and not spending money you dont have. Save up the 600 and then go out and buy it. Or put it on your CC and pay the whole thing back at the end of the month.Human: I could afford to pay the 600 in full. But the idea of paying smaller payments each month with no interest is appealing.  <response>: If you arent perfectly ok paying for it in cash then you cant afford it. 