<prompt> Human: Edit 2 My dad is 60. It appears he is on Medicaid, not Medicare. My apologies for confusion.Edit So it appears I would need to speak to a professional about this. Ive read in this thread about an estate planning attorney or accountant. The money is in my name now, I want to see if this is doable, maybe set up a trust to own the home or something. If this is not doable, I need facts to present my dad. Not Its fraud! But more things like WHY its fraud or why its not a good plan. To them it seems like a simple thing to put my name, so I need some ammo. Thanks for providing a lot already. Ill try to make this quick but detailedMy dad wants me and my brother to buy a house for him. My dad and bro will be living in the house, I will not.He has all of the down payment and he will be paying the mortgage. He has been depositing money into our accounts for a few years in preparation. Why does he need us? He is on Medicare and is afraid of losing it as a result of buying the house. The house would be a huge asset and would raise all sorts of questions, where the money came from, etc. The money is clean, but we are aware of the red flags big amounts of cash raises and of asset rules of Medicare. Hes been saving money for a long time but does not make enough to qualify for a mortgage. Im fairly confident he and my bro could pay for the house simply on their incomes and the savings, but of course me and my bro would be on the hook if something happened to his income. My bro and my dad will be living in the house, Im simply involved because of income requirements and to pay the deposit. One of my fears is this can make it harder for me to buy a house on my own for my family. My dad and bro say they just need me on for the income and down payment and I can just take my name off later when I want to buy my own house.My question, is how can I accomplish this without screwing up my chances for buying a house for my growing family. I want to avoid jeopardizing anything or causing any tax complications.I want to know how I can approach this in the cleanest way possible. I dont know the people to see or the processes that need to be taken or the forms to be filled out. My dad and bro are in the process of talking to a real estate guy but I want to know what Im getting into here.Thanks guys!  <response>: Medicare does not utilize asset tests and is available to the vast majority of Americans over the age of 65. You are probably thinking of Medicaid, and to be clear you buying the house with the intent to deceive the government is likely fraud and a very bad idea. 