<prompt> Human: Ok, so, according to the 503020 philosophy: 50 of your income goes to Needs, 30 to Wants, 20 to savings. Ok, I got that understood.Now, where does the savings for big ticket items come from?Do I take a percentage out of my Wants to save or to I spend my Savings and let it replenish overtime? Lets say Im saving for a new water heater or a big screen t.v. or perhaps a home improvement project.What is the practical way to go at this?Thank you,Chicken  <response>: I dont follow this budget method, but if I did, Id put the big ticket items into the appropriate bucket.So..water heater is a need. big screen tv is a want. 