<prompt> Human: So Im a self employed freelance contractor. Meaning I work with many different employers when they require the specific services I offer, and leave once my services are no longer needed. Because of this I do not have any sort of worker benefits. I recently sustained an injury that required surgery to correct. I have been informed by my doctor that I cannot work for at least 3 months, possibly more. Because of my freelance employee status I cannot get workers comppaid vacation. And I do not qualify for disability insurance. I currently have 500 in savings after paying a fraction of my medical bills. I live alone but in a major city, my expenses are as follows:Rent: 1,200mutilities includedFood: 400mOther expensesInsurance, car, etc.: 300mSo I require roughly 1,900 per month to survive. And that is at the bare minimum. Right now I cannot even afford to pay my rent, and the near future is looking awfully grim. I still have medical bills that I need to pay, I cant work, and I cant get disability insurance. What can I do to avoid becoming homeless and or dead?  <response>: Balance transfer loan on your credit card. For a fee roughly 4 to 5 percent of the total amount, you will get anywhere from 8 to 16 months of interest free loan terms. If you cannot pay it back before the term ends, transfer it to another card and repeat. This has been a lifesaver to me as a freelancer who has dealt with injury and illness before. 