<prompt> Human: Ive worked at my company for two months and noticed a 401k before tax deduction on my paycheck and Im completely unaware of this. Why did they deduct it all of a sudden and is there a way to not get it deducted? Assistant: Probably bc you didnt opt out. Its pretty common. Talk to your HR and they can change your contributionHuman: I need some advice. Is it recommended to take out 2 of my paycheck for 401K? Is there any benefit of this way?  <response>: You should be saving way more than that: 