<prompt> Human: Okay so a bit of a long story. I am 21yo male. I have about 20 college credits and i really want to go back to school while i am still young. I have been working full time for the last 2 years so i can have health insurance etc. i make about 34000 a year and have no debt or bills other then car insurance and cell phone. Which is 200 a month combined. I recently bought a used car for 3500 in cash. I currently have no savings. I know i should have been saving this whole time but from august on i will be saving 500 per paycheck minimum. My problem is i want to start school in September at the local community college. I have registered for classes starting September 1. 12 credits. About 2300. I have until july 25th to pay or else i have to drop the classes. Which if i have to i guess its no big deal i can wait until spring but i really rather go sooner. I can not complete fafsa because my mom wont give me her tax returns. She has some mental issues and there is no way around it. Shes not mean or anything but i just cant get them. I just applied for a 5000 sallie mae loan and was denied. Basically i need to know if there is any way i can get approved for a loan by july to cover the 2300. I will have it paid back within 6 weeks but i just need the initial money to get me started.What other loans can i apply for how can i make this happen. If its not possible i can wait and save but i feel i really need to get to school. I am a lot more mature now and know i will take it seriously especially if i am paying for it myself. I make enough to pay it off but i dont know how to get help to get me started. Any advice is appreciated!  <response>: 1. Ask your employer about tuition reimbursement. 2. Make sure youve exhausted all options in trying to get your mother to give you her tax return. Its possible that if you file a FAFSA you can receive grants for school, which you dont have to pay back. The only way to file as an independent not need your moms information is if youre over 24, married, have a dependent, or are in the military. 3. Do more research into student loans. The fact that you tried to take out a 5k Sallie Mae loan for 2k tuition tells me that you really need to see what people with private loans go through before making this decision. My advice if the first two options dont work out: wait till you can pay out of pocket. I understand why you want to go to school, but doing what youre suggesting is very financially irresponsible and you could end up regretting it like many others do. Just wait. Youll be glad you did.ETA: I see your mother is currently hospitalized. Id look into contacting your colleges fin aid office to inquire about a possible dependency override due to this. 