<prompt> Human: Mortgage: 100k at 3.5fixed Home Equity: 26k at 3.5 variable Line of credit: 55k at 6.5 fixedI was thinking of paying off both HE and LOC and then just adding the payments I paid on those loans to the principal on the Mortgage. Assistant: I was thinking of paying off both HE and LOC and then just adding the payments I paid on those loans to the principal on the Mortgage.Yes.Human: Yes. The LOC being at a high 6.5 and the HE being variable will save you more money long term than any other options. Just remember to consult your tax preparer, accountant, CPA, etc. as you dont want a large tax bill at the end of the year to catch you off guard. Assistant: wait I would get a large tax bill if I pay those accounts off?  <response>: wait I would get a large tax bill if I pay those accounts off?No. Hes talking about being prepared for taxes with the additional 120k in income this year. It seems youve taken it into account though. 