<prompt> Human: Is it a good idea to invest 5,500 in an IRA the final week of 2015?I will be investing 450month moving forward but have procrastinated in setting up and funding an account this year.On behalf of all Reddit procrastinators, we thank you for your advice!  <response>: You cant time the market so put it in when you can.Also note that you can contribute in your IRA towards 2015 up to 41516. 