<prompt> Human: I find myself switching insurance companies every year or two because my cars depreciate but my premiums go up and my safe driving record is longer. Id like to stay with the company that I am happy with. Has anyone ever had any luck getting premiums recalculated? It seems silly to continue paying a high premium that was calculated when the car was brand new but now 2-3 years old.  <response>: Just get a better quote from elsewhere then call your current provider and share the price with them. Theyll match it, beat it, or tell you they cant. 