<prompt> Human: My Father passed away last year and i became the beneficiary of his state teachers pension. I have been receiving monthly payments all this past year, but Ive used a good majority of it to pay off remaining things from my DadDads funeral car, funeral home, etc. I am finally at a place where Im looking to invest or save and trying to figure out the best ways about it.I have a Sally Mae student loan interest around 4-5 that I am looking to try to pay off that my Dad co-signed 4,000.00 on as fast as possible. I am trying to figure out if I should be looking at putting some into a money market or some sort of 401K. I am currently part-time at my job and have no financial savings benefits. I am hesitant to do any stock market investing or things like that as I have no experience and knowledge of it, so I would just like a place that I can saveset aside money for the future.My monthly run down of expenses now that things will be settling down:INCOME: 2,426 inheritanceapproximately 800 3,226Household BillsGroceries: 700.00Phone: 100.00Car relatedInsurance: 150.00Savings Account: 200.00Monthly Spending: 600Student Loan: 90 min, thinking up to 300 to pay off if wiseAPPROXIMATELY 1,176 left over each monthIm open to research and talking to a professional, but i dont know who or where to turn to with this kind of money between fraud and my own lack of knowledge, Im rather hesitant to sit down with someone before understanding my options.  <response>: You might have incorrectly formatted line breaks. To create a line break, either put two spaces at the end of the line or put an extra blank line in-between lines. See Reddits page on commenting for more information.I have attempted to automatically fix your sections that had incorrect line breaks:--- INCOME: 2,426 inheritanceapproximately 800 3,226 Household BillsGroceries: 700.00 Phone: 100.00 Car relatedInsurance: 150.00 Savings Account: 200.00 Monthly Spending: 600 Student Loan: 90 min, thinking up to 300 to pay off if wise APPROXIMATELY 1,176 left over each month---I am a bot. Contact pentium4borg with any feedback. 