<prompt> Human: Hey PF, Im trying to figure out my girlfriends paycheck and deductions. Most people that Ive seen that make about 50-70k can expect to take home 75 percent of their gross. Here she is losing fully half of her gross. Its inside sales if that makes a difference, but i dont feel like it should. With my understanding if she makes 4k she should be seeing about 3k of that money, which is not the case. Her company, which isnt always the most forthright, says that shes taxed in a higher bracket for her commission. Can anyone provide any insight on this?  <response>: Its all about the draw! She is basically paying back a loan from a previous period when her commissions didnt cover whatever the company minimum was. When I worked at an AV company in college we got a guaranteed 1000 a week but if we made more than that in commissions we had to pay back the loan. It was great in weeks that we didnt sell enough and sucked to pay back when we did sell a bunch. 