<prompt> Human: Loans: car: 14.6k 1.89Student: 20.6k 6 and 4k 5No credit card debtaccounts: saving: 3kchecking: 3.6k401k: 5.7ktakehome salary: 3380 monthrent: 600monthMy current plan is as follows. I am paying my car off 316 month minimumI am paying my student loans off with 500 month for the larger loan and 200 month on the smaller loan.I plan on attacking the student loans and trying to get rid of them in the next 3.5-4 years along with my car. At this rate I am able to slowly put some money into my saving but it is exceedingly slow. After the car and student loans are gone, I will be able to save quickly for a house down payment as well as put more away into my savings for emergencies. let me know if you see any flaws in my logic or any questions. I just want to make sure I am setting up a good foundation.  <response>: Looks fine, Id say to focus on paying off the larger loan first before paying any extra payments on the smaller student loan.With a car loan at that low of an interest rate, unless its variable Id pretty much never pay more than the minimum. Inflation is just about around that number so its effectively a no interest loan. 