<prompt> Human: So, a few years ago, my credit was pretty bad, like in the high 500s, and I decided to work my ass off to bring it up to 770. I was super proud of myself and all that. Then I totaled my car and had to get a new one. I went to a dealership and we found one that was within my price range and they asked if they could do a pull on my credit for financing. I said sure, and they went about their business and came back with some rates and everything was agreeable so we signed the paperwork and now I have a car. Today I checked my credit score, and its down almost 100 points because they did five different hard pulls with five different banks. How can I fix this, and how long will it take to correct itself if theres nothing I can do? Its really discouraging to watch all my hard work get flushed down the toilet because of some car dealership going ham with credit inquiries.  <response>: Its the new debt, not the credit pulls. A bunch of the same kind of inquiries at the same time arent cumulative. 