<prompt> Human: When considering where my dollar needs to go, should I be putting extra anything after minimum charge is paid money into credit card debt to pay it off faster, or into an emergency savings when you dont have one?I get one depending on the month, two paycheck per month that doesnt go towards bills. I could A. Put the entire paycheck towards credit, paying off an account or two, but not all accounts wedding accounts each paycheck.B. Put it into emergency savings that right now is at 2.50 until I have enough in savings for 1 year could take as much as 1.5 years at 1 paycheck per month.Either direction I take would mean paying at least the minimum payment on credit and some credit accounts would def be paid off in the amount of time it takes to save for 1 years expenses.Which is option is best?  <response>: Save up a small emergency fund, then pay off debt, then fully fund your emergency fund. 