<prompt> Human: Im 18 and after school Ill be looking into property. I was going to stay living with my parents for 2-3 more years to get some more money but I didnt know if it was just better to get the house now rather than later? Thank youAssistant: You dont know what you dont know. Owning a home is a complex, difficult, and expensive decision. Your question leaves out wide swaths of information, and we cant answer what youre asking without more details. Do you have a job? Whats your net income? How much are you saving? How big is your emergency fund? Are you saving toward retirement? Do you have any debt? Whats your credit history like? Are you likely to move in 5-10 years? What are your long-term prospects? Whats the rental market like where you live? Etc. etc. etc. Human: Well being 18 Im new to all of this so forgive me for the generic topic. I mostly right now am staying with my parents working 1 minimum wage job and getting another higher paying job this summer. With retirement I dont know what to do to save for that, is it just putting a bit of my check aside each month towards it? I dont think I have any debt and I dont have a credit card yet just my bank card. Again I apologize, Im pretty unintelligent on everything adult and I want to know at least a bit before going out in the world on my own. Assistant: Nothing to apologize for, but youre asking about climbing a mountain when you havent learned to walk. Read the sidebar, focus on the sections aimed at your age group. If after reading you still have questions, feel free to ask them here. You arent ready to buy a home, and you likely have a lot of good hard learning to do about your finances. But none of this is a bad thing, weve all been there, and well be happy to help however we can.Human: Yea thank you, I recently got a car so I just assumed that the next thing I need to work on is getting a house, but now I see that there is so much other things to work on that I think working towards a house right now isnt my 1 option, right? I just wish they taught this stuff in schools, why we have to learn it from our parents and others online makes little sense to me, but its the world we live in.  <response>: I think working towards a house right now isnt my 1 option, right?Bingo. Youll get there eventually, but now youve gotta focus on the future. I just wish they taught this stuff in schools, why we have to learn it from our parents and others online makes little sense to me, but its the world we live in.100 agree with you there. Lots of schools are starting to teach basic financeaccounting, but nowhere near to the extent thats needed. There are tons of good books you can read on the subject as well. 