<prompt> Human: Eddit Makes The World Go Round last edit :I found where a Ton of money was going! Some lying idiot was constantly buying lunch at places and not fucking telling me, and actually telling me the opposite, that they never buy anything, ever. 200 unaccounted for, on a credit card. Last month, alone. So, thank you all for your time. I think I found the hemorrhage. Original post;What should be sacrificed for the suggested Six months of expenses savings account? Im having a really tough time trying to save up the 15k necessary to cover everything. Am I over thinking this? We make just over 100k, but live in Cook County, and have a lot of mandatory expenses, like 430 a month in just student loans. Any ideas? Suggestions? I dont think Im critical enough to find a way to save more. Are we supposed to have the Six months savings, or is it just ideal? Edit: am working on a run down, currently. Will post details soon. Thank you for your patience, and time. BrbEditty: So, numbers:Monthly, we net about 4,750Mortgage and utilities are 2000550 a month goes to groceries. Two kids, two adults, two dogs and one cat on an rx diet.150 goes to the two cell phones.110 covers internetNetflix Hulu plus, Xbox live and Amazon prime 200-300 goes to kid classes and preschool type stuff this is necessary350 goes to car payments.150 goes to gas and car stuff.  <response>: Post full details and well suggest things you can stop doing. 