<prompt> Human: I know there are the standards of what to spend, but I have a somewhat unique situation financially and I know what Id like to spend, I just want to make sure it makes sense.Im 25 making 45K, but also have a bit of money set aside from parentsgrandparents roughly 130K in stocksmutual funds. Right now Im thinking of going for something around 10-12K for the ring, which I know wont set me back or put me in debt at all but I just want to make sure Im not making a huge mistake financially. I know this is rpersonalfinance and the consensus is always spend as little money as possible, but that isnt my objective here. Thanks in advance!  <response>: The difference between a 4,000 ring and a 10,000 ring are only visible under a microscope. Buy the ring you want to give her, not the one that satisfies an invisible standard for how much money needs to be spent.Use the 6,000 you saved for a rockstar honeymoon. Itll be worth more to both of you than the microscopic differences in the ring. 