<prompt> Human: Hi, Im heading home on the 6th and want your guys advice. A close friend is helping me get back on my feet, 20,000. I dont want to waste it. What is the best way to set it up?I know nothing about investing. Rent for me will be 700 in the midwest. What should I do with the bulk of this cash? Were going to say its a gift between 3 friends, I might add. Otherwise there would be trouble tax wise.Thank you-Vech  <response>: Deposit it to a high-yield savings account. Use it frugally for living expenses and to find employment. 