<prompt> Human: First time posting...Please be gentle.I am a 59 year old woman who lives on disability due to mental issues and have for for 20yrs.In so saying, I have no bank account, bad credit due to medical bills.I am desperately trying to get a personal loan to try to rebuild my credit but because I have no bank account coupled with my bad credit score 480 its becoming obvious that this isnt going to be possible. I had also hoped to have a bit for Christmas for my two sons.I have Bipolar disorder, Severe Anxiety disorder and PTSD.I struggle just to get through the day. I am also a sexual abuse survivor and a child of neglect as well as a victim of crime.Ive had extensive therapy which has helped immensely and am on medication daily to keep me stable. But its times like these Christmas when I have no money or credit to give to my family, that I feel the lowest...Christmas is not a good time for me. I miss my mother so much, she passed away nine years ago. She was my fiercest supporter.People who know me hold me up as high example for getting through so much in my life and still standing but they dont really how very sad I am.Please, if anyone knows of any possible way I get a personal loan, please message me.It would mean so much to me.Love and Light To You All...  <response>: You mentioned how much you miss your Mother. Christmas shoud be about the time you spend with your family, one day your family will miss you - use this time to focus on great memories and quality time together. Its not about the gifts. Borrowing money will put you in a bigger world of hurt, you dont need that! 