<prompt> Human: I got a 756 medical bill in the mail for a CT scan and an ER overnight stay. I already have insurance and they covered around 1200 of it.I am in 3000 worth of credit card debt and the minimum monthly payment that the hospital was asking for was 250. This is about the amount I put down on this credit card debt each month. Because of this, it was seriously going to hurt me in how fast I could pay off this debt.I had read about calling up the hospitals billing department and negotiating the debt, so I went ahead and gave it a try. The conversation went as such H Hospital, M Me: M: Hi, I received a bill for 756 in the mail and that seems outrageously high for the services I was provided. The state average for a CT scan is roughly 108 versus your charge of 966...H: We have never charged 108 for a CT scan. Your bill is itemized for those services correctly. Will you be able to make your payment?M: Well, Im not going to pay this. This is absolutely too high.H: Well, what can you afford to pay?M: Listen, Ill pay 20 of this bill right now, if you write off the remaining 80.H: Alright, please hold for a moment so I can run this by a few people.I waited on hold for about five minutes before they came back on the phone.H: Hi, so thats acceptable for us. If you agree to pay 151, we will waive the remaining 605. Does that sound good?M: Thats perfect, thanks!I went ahead and paid over the phone, and checked my online account and the remainder was indeed waived as a charity adjustment!This does work people, all you need to do is ask. Next time, I might even try 10-15!  <response>: Just be ready to be very frustrated qnd talk to a ton of people and be put on hold a ton 