<prompt> Human: Genuinely, I know very well I have no experience in any of this, and some Khan Academy courses on savings wont really do much compared to the wealth of knowledge I see here on the daily.My parents are very comfortable lower upper class, but they dont give me any money or purchase things for me, which is totally fine and i wouldnt ask them too. They do let me stay at their house for 100 a week200 a check, which I readily agreed to because they still buy all my food and cook dinner that I eat every night.I have no other expenses except my bad spending habits, mostly on mobile games and ordering out. I was in college for a biology degree, only 1 year complete, and I was very miserable, so for mental health I took a leavesabbatical. I definitely intend to go back, but anything thats not biology, I have no confidence I can get any scholarships or anything, and my parents are of the mind we made it on our own, you should too, so they wont be assisting me in paying for it. Its at a nice state school, about 7k a semester, depending on my course load. Im not worried about getting good grades and passing, I have a lot of confidence I can do that without issue, but its the paying for it and being in the hole with loans that im worried about.After dropping out I knew my part time job being a supervisor at a local pharmacy the front end, not the pharm part wasnt going to cut it, so I went out for a full time job and got pretty lucky I think. So I got a job that pays 34.7K a year base rate, I work 3-5 days of 2hrs OT a day just about every week and I have no idea how to plan ahead. I have one student visa credit card with 800 credit due on it from just expenses while i was attending school, its currently set to be paid 50 a month. I also have one small loan that paid for my reduced costfrom scholarshipcourse costs, its roughly 4k, and its paid 100 a month.What im looking for is advice on how to proceed with budgeting and saving and where to put this money, thats not just my 1 checking account. I currently make a solid 850-1200 a check depending on how many hours OT I work the pay period is every 2 weeks. I work as many as are avail since without school and my friends still at school I have a lot of free time but its on a day by day basis, and hard to planaccount for.I would like to have a solid amount saved for school without having to wait until im late 20s to be able to pay for myself to get an undergraduate, and I suppose i can transfer schools to a cheaper local school to make this more manageable, since it is just an undergraduate I intend to pursue IT security of some kind, computers were always a hobby, so i didnt want to make a career out of it and ruin it, but I accept that its the only potential job I can have where im truly happy. I need to buy a car, just for ease of life, right now since all i do is work 8-10 hours a day and exercise 2-4 its not entirely absolute, as my workhome have exercise equipment, but its definitely necessary and something I need to plan for.Sorry for the long-short current life story, but I do believe a bit of background can help people find some solutions. I dont believe im hopeless just yet, but I know I definitely need help. Working part time I always seemed to have just enough money on a week to week basis, and those paychecks were 180-220. My paychecks now are usually 900 at the minimum, and I still seem to have just barely enough to make it through two weeks, and sometimes I get close to below 100 even. Im hoping I can get some advice on budgeting and also how to proceed with this money I have no idea what to do with so I stop spending it all on ordering out and on stuff I dont even remember.The current main goals are a fairly nice, newish 2010-2013 car, and school. My current job is full time, with no part time options , so going back to school full time will mean leaving the job, which im prepared to do if I get an actual plan going with budgeting in place to make sure I have enough to make it on a part time job. Im currently taking 2 online courses just so that im at least still earning credits for general ed courses I can use regardless of my major, and they are already paid for in full. Any advice you have about good ways to do this besides just letting it accumulate in one checking account is very welcome, and any advice you have on good ways to budget for school is also welcome. I can try and get rates for local schools if that would help any, and I plan on working part time still somewhere when I return to school full time.Also my work houses 401kinvestment options, but I have no idea what they are or what I put them in, but I know they match 6 so i put 6.Any advice you have about how to proceed is extremely appreciated, rpersonalfinance.  <response>: Id start with this: If I had that when I was 21, I couldve saved myself a lot of money. 