<prompt> Human: It seems to make sense to me... Ive never had a credit card not paid off before the statement even arrives... seems to make sense to put these on a credit card then pay it off to take advantage of rewardspoints. The only thing Im hesitant about is that these things seem like they could affect my credit score in a negative way... thoughts?  <response>: Schools typically charge a 2-3 fee for paying with a credit card. Dont use the credit card for that. Always check for fees when youre considering paying a bill through your credit card. 