<prompt> Human: I am able to open a business credit card with my bank for my sole proprietorship reports under my personal SSN. Im eligible for a 500 cash bonus by meeting certain charge requirements in the first 3 months. Theres also a 1.5 cash back reward which is higher than my current business credit card.Im not worried about interest rate, as I wont carry a balance, though the first 12 months are interest free, if thats relevant.My only hesitation is the credit pull. I dont have any inquiries in the past 2 years, my score is 815. It will probably knock it down about 5 points. Are 5 points worth 500? I feel like it is, but wanted some other perspectives.Tl;dr: Is a 5 point drop in credit score worth 500 cash bonus assuming good starting score?  <response>: At 800 your score is stellar. Take the 500 and forget about 5 lousy points when youre already in the 800s. 