<prompt> Human: Please help. Im completely clueless and dont even know where to begin.Our finances are a mess and I dont know what step 1 is to fix them. Ive tried to come up with a budget but cant figure out how to pay off and have enough to eat, let alone pay enough to get out of debt, start saving.Can you recommend a spreadsheet or app to get me started? Or what I should focus on to get started on the right path?  <response>: Believe it or not, this is a very common question in this sub. Follow the steps in How to handle in the sidebar to figure out how to prioritize.In particular in the non-simplified flowchart in that link, theres a priority for budgeting. 