<prompt> Human: Received my first small commission check, not sure what to pay off or what to hold on to in cash, etc.Check: 6,656Other Income: Work on weekends in retail making 8hr 10 hrs a week - just starting this week. Debt: Credit Card: 3,600 15 Credit Card: 1,100 0 Credit Card: 1,600 13 Student Loan: 13,400 6 Student Loan: 3,300 5.5Expenses: Minimum payments on CCs and student loans 200 on food and entertainmentPipeline: 120,000 commission from Property 1 33K commission from Property 2 I expect said properties to sell within 1 year. Advice on what I should pay off if anything and what I should hold onto for cash reserves. I only have about 600 left in my bank account. I will also have to pay taxes on that commission check, so I have to keep that in mind. I am thinking pay off the 3,600 and keep the rest in a high yield savings for my spending? Pay the taxes on the 6656 with my next check?Appreciate any help! Thank You!::EDIT:: Sorry about the format, not sure how to fix it. Assistant: You dont know when the next check is coming. Dont count on any of it until it is in hand.First, figure out what your expected tax burden is on the 6656 and make sure you can pay it when it is due. This means you either set it somewhere safe, or you pay off a line of credit which you could use to pay the tax if it comes to that.Then set aside enough for a few months 6 would be good, you have no idea when youll be paid again worth of minimum payments, and pay the rest to the 3,600 card. In the meanwhile, see if you can transfer the 13 card to something lower interest.Human: I am going to make the smart move and set the taxes aside. I just figured if the properties I have right now dont close, I wont have to pay really anything in taxes haha. Assistant: You would still owe payroll tax, right?Human: That is probably right. Unfortunately since I havent made any money yet I am embarrassed to go talk to a CFP or CPA to see what exactly I need to do and owe when that time comes.  <response>: Do the research now. You may be on the hook for estimated payments on a quarterly basis. 