<prompt> Human: So I looked at a large silver site online, and the difference between the one ounce bar sell price for check, not credit card and the buyback price was a 13.6 difference. That is one heck of a premium for an investment. The value of silver would have to climb almost 14 before the break even point was reached. I love the thought of precious metals as a side investment, but looking at that premium to buysell turns me off to the investment.Am I looking at this wrong? Is there a number or a condition that I am not considering?  <response>: It isnt. Its completely speculative. 