<prompt> Human: I have emergency fund, retirement account, etc and my only debt is a balance 100,000 on my 15 year home mortgage. The rental property is paid off but always needs work. I could sell the place and pay off my house be debt free, keep collecting the 1200 in rent and the costs of that, or sell put the money somewhere else?  <response>: This is sort of like asking what you should have for dinner. It depends what you want, right?Your life will be much simpler with no rental property and no mortgage but with taxes and insurance..., but youll have more cash coming in if you keep the rental property, and youll have more investing alternatives if you put the money somewhere else.All of these are valid choices, and you dont give enough information to make a recommendation which might be best for you. 