<prompt> Human: Hey PF, long time lurker first time poster, etc. Im pretty young, just getting into the world of money management, so sorry if this is a dumb question.I have a credit card through Bank of America which I get monthly bills for. Ive set it up so I get the bills online. When I was first setting up my credit card, my mother told me to pay my bill online, but to schedule the payment a few days before the bill is due, so they dont get any more of your money than they need.Ive been going through my accounts and I realized that this advice might not be something I should follow blindly. I was thinking I could just pay my bill online as soon as I get the bill. I feel like this would help me think of my credit card payment as an aggragate for what I bought that month, rather than for what I bought about one month prior.Is there any reason I should stick with my mothers method of paying the bill online right before its due? Or can I pay it as soon as the bill has been posted?  <response>: As long as you pay before the statement due date youre fine. 