<prompt> Human: Thanks in advance for the advice. Here it goes.. I used to go to my father for advice on all big decisions, but cancer took him from our family last year. After the life insurance was divided, by portioned ended up being about 50,000. Ive been holding onto this money and pretending it doesnt exist. I have guilt about using any of it because I wouldnt have it if he hadnt died. Ive decided to go to nursing school, which isnt cheap. If I use the money for school I will finish on time and come out without any debt, but there goes my safety net. Am I crazy to spend it all on school?  <response>: If your father hadnt wanted you to have and use he wouldnt have bought the policy. 