<prompt> Human: From churning bonuses over the past few years, I have a few small accounts open. I have received 1099-INTs to pay taxes on bonuses in prior years. This year, at least 6 accounts did not send a 1099-INT int since Ive had low balances and low interest rates. Im aware that banks are not required to send you a 1099-INT if you made less than 10 in interest. Am I not suppose to report it on my tax returns as well? What if they all up above 10?  <response>: You add up all the amounts, whether you received a 1099-INT or not.You must include all taxable interest in your income on your federal income tax return, even if you dont receive a Form 1099-INT or 1099-OID.I do not see this explicitly stated either in 1040 instructions for line 8 nor in the instructions for Schedule B, so its an understandable question.I do see it on page 5 of IRS Publication 550, Investment Income and Expenses:Interest not reported on Form 1099-INT. Even if you do not receive Form 1099-INT, you must still report all of your interest income. 