<prompt> Human: I am an 24 f renting a house with my boyfriend 24 m and our four cats. Our roommate is moving out at the end of this month and we have two seemingly very nice strangers moving in who I found on Craigslist. Having heard the various anecdotal horror stories from my co workers and the like I am considering getting renters insurance. According to an online quote it would be 228 for one year. Is it worth it?  <response>: Insurance for less than 20 a month imo is worth it. Its piece of mind for pretty cheep, plus a lot of auto insurance companies also do renters-so you can get a discount. If you do get it, take a video of all your possessions including clothes, so if something does happen, you can show the agent exactly what you lost 