<prompt> Human: Hi guys have a question that you might be able to help me out with. my parents are buying an investment home and want to add me to the title of house. the house is being paid in cash so there will be no mortgage involved. my parents and i would have an agreement that the house does not belong to me, but by adding the my name to the title it would improve my credit, benefiting me when i want to buy a car or a house of my own. Is that the case and what possible drawbacks might there be to this plan? thanks in advance!  <response>: Being on a title will not help your credit. Being on a mortgage will. 