<prompt> Human: Im currently living paycheck to paycheck for the most part and i want my kids to be better prepared for life after high school than i was, so I am looking for information on how to set up a college fund for my 2 kids. Is it possible to set it up so it automatically withdraws from my paychecks into an account so i dont accidentally spend it? should i just talk to my credit union about something like this?  <response>: One of the axioms of PF: You can take out loans for college. You cant take out loans for retirement. 