<prompt> Human: A person I know close to me got a phone call yesterday about a credit card that she had apparently maxd out and hadnt paid on in quite sometime. She knew nothing of this card, and found out that her mom who she kind of had a falling out with a year or two ago took it out in her name and has never paid.What options does she have? Thanks.  <response>: File a police report, get the matter investigated, dispute the debt with the creditors and the credit bureaus. 