<prompt> Human: Here we have an interesting situation. I just got engaged to a wonderful woman whom I met in dental school. We just graduated and are starting our residency. Her family is quite wealthy. Apparently they are freaked out about the amount of debt I have from school and the interest that is accruing. Thanks to my lovely fiancé for even telling them my loan amounts. They want to have a meeting to discuss this on Thursday- a proposition to pay off all my debt and draw up a loan with them at an interest rate of 2 or something instead of the 6 it is now. Part of this is because their daughter has no debt. Part of it is because they want us to take over the family dental practice buy them out in a few years and so we wont get denied a loan. Part of it genuinely is them wanting to help us not be in such a big hole. The thing is, I am very good with money and I really feel uncomfortable with this arrangement. Maybe some of you on here can help me decide. This looks good on paper. But for obvious reasons I am hesitant with mixing finances with in-laws. Also I fear that I dont really have a choice here and denying their proposition may result in rocking the boat before the wedding that they are paying for. Side note - this is a big debt but its actually less than most of my peers. I did a ton of penny pinching while in school. Thanks!  <response>: They helped their daughter by paying her way. Now that you are part of the family they want to help you too. I understand your position but they probably dont see it the way you do. Talk to them more about how you feel. Hopefully they will respect you wanting to do this yourself. 