<prompt> Human: I currently live at home and make 81Kyear. I have 41K saved and my mother grandmother will be gifting me 12K and 10k respectively. Ideally Im looking at condoshouses in the 250 - 300K range and also looking to put down 20. Only debt I currently have is 5K debt from student loans. Am I in a good position to make this a reality? Should I wait a little longer before trying?  <response>: of course, youre good to go buddy 