<prompt> Human: So, I hate my job. And theres another offer on the table, but meanwhile I have to utilize Cobra Coverage which will probably cost me around 250 a month since I have to pay the full premium. I should also say that the company Im going to is still in negotiations with companies and they dont know what theyre insurance plan will be.Im not sure I have 250 to pay for insurance, and I know that there are penalties if I dont have it but Im also wondering my best bet for the cheapest insurance in the meantime.  <response>: If you dont say yes or no to COBRA when leaving, you have 60 days to make the election. This election is retroactive.That lets you essentially float 60 days of health insurance, only paying for it if you use it. 