<prompt> Human: I recently graduated from college and have landed a job making 52K before taxes. My parents wereare awful at making and keeping budgets, so I grew up living paycheck to paycheck and basically did the same with my jobs in college. I want to make sure I dont fall into the same habits as my parents, so Im wondering what the best way to invest my money is. My expenses are pretty limited, about 800 for rent, 300 in car payments, 100 in gas, and a 200 student loan payment each month. How do I handle my extra money in a way that maximizes my investments? I have a pretty good 401k plan at my job so Im tempted to dump it in there but am worried about being able to access it if I need it. Thanks!  <response>: Heres some information that might help: ELI22You have money now, congratulations! 