<prompt> Human: Hey guys, just found this sub. Looks like lots of helpful advice! I work retail sales and have a 401k through JPMorgan. The company I work for set me up with a portfolio manager for some investments I have one aggressive, one neutral, and one passive. Company also matches my contribution 100. Right now its 3 of my paycheck, with eventual increase to 10. I guess Id just like to know if theres anything I should be conscious of or any other steps I should take to ensure a successful financial future. Thanks!  <response>: Read the FAQs. Dont buy things you cant afford. Dont think you have to have it all right now. Credit cards dont make you rich. Dont obsess over your credit score. The satisfaction of owning something without going into debt outweighs the instant gratification of getting something by borrowing money. 