<prompt> Human: Hello everyone, a friend of mine recently went to finance a car, only to discover his credit is trashed. Accounts had been opened in his name and they didnt pay on several of them, others have very late payments. Since these accounts started being opened before he was even 16, he deduced that it was probably his parents.Is it true that if he starts to deny he opened these accounts his parents could face criminal charges? What are possible avenues for rebuilding his credit?  <response>: Is it true that if he starts to deny he opened these accounts his parents could face criminal charges? Yes, they engaged in fraud and identity theft. This is not something he is doing to them, they did it to themselves when they broke the law. 