<prompt> Human: Hi rpersonalfinance! I should preface this by saying that I am 18 and have a small yet stable income, with minimal expenses.So my family are all into property investment. I have immediate relatives that are very successful property investors and own excessive properties. My familythese relatives have recently talked to me about money and property investing and told me that I would be able to buy a property here in regional Australia for 200,000 AUD through their property manager and that they could get tenants. They said if Im interested to get 10,000 together for a deposit and do some research into where I would like to invest.My concerns are that:1 I wont be able to find tenants and will be stuck with a mortgage at 18.2 That if I fall short on payments, not only will I be broke, but also have a terrible credit score.What do you guys think about my situation?  <response>: Just a note to americans about the australian college university loan system: Yearly debt is capped at 10k per year, with some degrees at 8k or 6k caps Arts, Engineering, Teaching etc.. All debts are with the Australian Tax Office, and are paid back through additional tax once gross income is above a certain threshhold 54k roughly. Percentage of Gross income used to pay off the HECS debt ranges from 4 to 8, so there is no monthly loan payments to pay off. 