<prompt> Human: This is gonna sound like relationship advice but you folks know a lot more about dealing with CCs. So I recently broke up amicably with my gf of 3 years mainly because she felt I was too seriousstressed and I felt she wasnt responsible enough. Turns out I was right.She apparently has debt with First Premier and Capital One. I know officially Im on the hook for these, and I think the balances combined are around 2k and shes behind on the payments. Assuming Im too much of a softie to scream fraud and potentially ruin her life what other ways can I deal with this? My first thought is to pay it off myself with a couple big payments over the next 2 months, close the accounts and meanwhile do my best to collect as much of it as I can directly from her. Im sure theres a smarter way to do it without spending as much of my own money but I still care about her stupid as I am and dont want to heap more shit on her.Any other ways to do this ?UPDATE:Thanks Reddit: You all are a bunch of cold-blooded motherfuckers which is what I needed. Turns out the damage is about 1400 and shes only missed one payment so far. Ive frozen the accounts and will be able to pay it off by the end of the month. I told her that shes lucky I didnt go straight to the fraud bureau and drag her name through the dirt and shes ruined any hope of a friendship between us by this simple deception.Now all I need to do is acquire a cat and spend every evening on Reddit to become part of the hive mind.Assistant: Im a bit confused -- are these cards: cards in her name that you are an authorized user for, and since shes not paying theyre coming after you? cards you jointly opened when you were together, but the balances are after the breakup? cards she secretly opened in your name during the relationship, and ran up the balances after you broke up? cards she secretly opened in your name after the relationship?Not sure how things would work in the first two instances Ive never had a credit card Ive shared with anyone but the second two are clearly fraud. Call the police.Human: Im fairly certain theyre cards she opened secretly during the relationship using my social security and making herself an authorized user.  <response>: If she has your SSN, how do you know she wont do this again? 