<prompt> Human: I received a letter from a collection agency stating that theyve made several attempts to contact me over an account thats less than 1,000. This is, to my knowledge, the first Ive received anything from them. In the letter they stated the account may be forwarded to an attorney in my state if I do not reach out to them about settling the debt by a certain time. What is my best course of action?  <response>: Tell them to send proof of the debt, if valid then pay it off. If they refuse to show proof, then tell them to take you to court. Itll be their responsibility to prove that you actually own the debt.Keep record of any email exchanges and get everything in writing. 