<prompt> Human: I make 5110 Month Net.I pay 498 Loan 2.5 Interest, 128 Insurance, 160 Month 40 Week 790 Month for Car 15 of my monthly income - Is that too much?  <response>: Yes that is a lot. I would say that is more than you should pay for basic transportation.If you are a car guy and this is an important part of your entertainment hobbies then I would say its OK as long as you budget accordingly. Obviously if you are spending 800 mo that is money that you cant spend eating out buying video games etc. But if this money is coming out of retirement savings than you need to think carefully about your trajectory. 