<prompt> Human: Hi, like the title says, my credit score is 778 transunion andor 784 equifax when I checked it 2 weeks ago.I was forced to go to the ER in an ambulance because I was sucker punched and hit my head on the ground and later the police showed up and they were talking to me and ended up handcuffing me to stretcher because I was protesting the decision to take an ambulanceI have a bill for 6400 from the ERCT scan etc, one for 1400 for the doctors cost, another for 2,300 for the ambulance seperate company. I had another bill for 1,200 that I got them to reduce to 255 and I paid that already.I was originally told that I would get financial assistance and the 1400 bill would go away and I would only be required to pay 30 of the 6400 bill. However, now they are saying I actually didnt qualify and I have to pay the whole thing. It went to a supervisor and I have to call back next week, but I think they are going to make me pay in full.I was planning to do a payment plan on the reduced 30 ER bill and pay the ambulance which I cant seem to get reduced. However, now that Im stuck with the whole thing I think Im just going to say fuck it and let it go to collections. I havent done this before and never been in this situation, but I am willing to let my credit get trashed in order to pay 10,000 bullshit bills.Im also planning to get health insurance in November incase anyone is wondering.Anyway, how far low will my credit score possibly go? 100 points, 50 points, 200 points? Lower? I have no clue.Thanks in advance!Edit: also I may be a little out of touch with financials but it seems like ppl are attacking me for not wanting to pay. I was under the impression from reading about ppl all the time that they are one paycheck away from being broke. Could any of YOU honestly pay 10,000 without it seriously affecting your financial future? Give me a breakAssistant: Do you not have insurance? Catastrophic injury insurance? Aflac? Were the police involved because of a code 144? Have you started a gofundme?Human: I dont currently have health insurance which is screwing me. I think my dad has an aflac life insurance policy that Im under but i doubt that helpsAssistant: I dont currently have health insuranceWhy not?If you qualify for COBRA you might be able to retroactively add coverage.Human: I dont know. I had health insurance in 2014 with Obamacare and then 2015 there was a payment problem with the auto withdrawl from my credit card so i just got rid of it. Now i cant get new insurance until November during open enrollment. Not sure if I qualify for COBRA. Ill check it out but I doubt it. Im self employed too  <response>: If you werent insured in the past 6 months you almost certainly dont qualify.I understand why youre frustrated in this case, because you wanted to not go to the hospital, but... isnt this kind of the gamble you took not carrying health insurance? It could just as easily have been a real life-threatening emergency, and it could have cost WAY more than 10k.Whatever you do with these bills, hopefully this is a wakeup call that going without health insurance is incredibly risky. 