<prompt> Human: Hi allSorry for the throw away account. My normal account is known by family and friends and Id rather keep this personal.Currently, I clear about 4,000 a month. My morgage is 1,500 while my car is 425 a month. A long time ago I took on some credit card debt and have been doing the minimum payment dance for a long while. Well, I need to get clear of it. I opened a citibank card to transfer some balance to 0 and am on pace to have that 0 card paid off. And, now, Im looking at a tax return of 3,000. I plan to dump it all on cards, but, not sure what to do. Take a chunk out of that Discover card? Do I pay off the two Capital One cards?Here are the current balances:  <response>: Highest rate first saves the most money. So Id start with Dell at 28.99 