<prompt> Human: What can be done to remedy this? Im 23 years old if that helps.  <response>: This is a friendly reminder to visit our FAQ entry on Credit Reports The following areas may be of interest: Credit Cards Collections FICO Credit ScoresAlso, please visit our FAQ!I am a botrAutoModeratorcommentsq11puwhat_is_automoderator, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?to2Fr2Fpersonalfinance if you have any questions or concerns. 