<prompt> Human: I moved to the US at 14 from a 3rd world country. I never had any education regarding finances here, so I have made horrible choices that were partly influenced by poor mental health and plans of suicide. I live alone in a college city and Im on my last semester without an immediate job prospect in my field. My mom had helped me with everything up until last year, when she lost her job. Its been difficult for her to find a job because she is a single mom sister is 12 and does not speak English. As of now I have 2 maxed out credit cards that I cannot pay. One is for 6000, the other for 1500. I made horrible decisions and completely blew the money when I had a plan to commit suicide last year, but Ive been getting mental health services at my university and making great progress. Now Im left with this mess that I cant even fathom how to get out of. Part of this money went into supporting my ex-girlfriend for a year, with the promise of paying me back, but once the relationship ended she told me to my face that she had no intentions of doing so.I have medical bills from self-harm incidents where my ex-girlfriend took me to the ER even though I have no insurance 150. I havent been able to pay my electric bill for three months 300. And struggle to gather money to pay my rent since I had to move out of the place I shared with my ex. I also have about 50,000 in student loans. I am honestly in a point where I just dont know what to do and Im falling back into self-destructive behavior. I am ashamed of my decisions and feel guilty for putting this pressure on my mom and I honestly dont know how to manage this stress.Any advice that could help me piece my life back together would be appreciated.  <response>: First of all, if you ever have suicidal thoughts, please call the National Suicide Hotline, there is someone to talk to you 247. Nothing is ever so bad that you cant find a way to fix it.1-800-273-8255What is your college degree in? Your situation is truly not that dire, you have potential here... 