<prompt> Human: Me and my wife make decent money for our ages, not amazing but not awful. We just moved into a new apartment. We did budgeting for everything we pay monthly and everything we pay in general. By our numbers everything checked out and we would be able to afford it no problem. The first month was just fine, but we also had some tax return left to use. The second month was a little bit harder. And this third month we dont know what happened or what our options are but in order to get through this month we need almost 300-400 dollars. We already had small suff recently come up and had to get a few small loans from places. So we cant really get anymore we also dont want anymore loans. We have heard that we need to try to get a debt consolidation loan, but I have also heard bad things about that. We havent even bought anything extra. We have never ran into this so we have no idea how to handle it. We dont really know what choices we really have if any. Any tips on our options or ways we can possibly earn that money are very appreciated.  <response>: OP, youre going to need to post some budget numbers otherwise its too vague 