<prompt> Human: The title pretty much says it all. Sometime within the best year Ill be receiving a settlement that should be somewhere between 50k-100k. This is will probably be the only time in my life that Ill be sitting on a large sum of money at once and I really want to invest it but I have literally zero idea where to start. Any suggestions?  <response>: First: Immediately pay off all your debts. Second: Max out your 401k 18k and Roth IRA 5.5k every year for 4 years. Most of your paycheck will be going towards these accounts so you can live off your settlement. By doing this you will shelter all the gains from being taxed and will be set up nicely for retirement. 