<prompt> Human: Im looking to go to a pet grooming school thats very famous in the state. Im looking to be a top of the food chain pet groomer and start a business when I graduate. The classes last between 10-12 months depending on the schedule I choose. The tuition is 11,000 and that includes books. The financial representative at the school said that the state will onlyTake 3,500 off the tuition. So the only way to pay for school is to take out a loan for 7,000 which leaves me to 1.7k that I have to pay out of pocket. I work at a job that pays full time for 10 per hour so that will be my source of income. Im looking for a better job that pays more.I pay at most around 50-75 a month with Uber. I pay 80 a month with bus pass and 680 a month with rent costs. I pay 20 a week eating out. I currently have 450 in credit card bills that Im paying off. I have a 500 credit limitI plan to get a license at the end of the month. So I will cut back on transportation costs. I really want to go to this school and willing to make the sacrifice necessary to pay for these classes. Id like to plan my finances should I decide to go to school. I never took out a loan before so I dont know how this works. How do loans work? How much should I expect to pay with interest etc? Is it a good idea to take out a loan to pay for school?  <response>: I cant speak to your school loan questions, but I will mention this: I pay at most around 50-75 a month with Uber. I pay 80 a month with bus pass I plan to get a license at the end of the month. So I will cut back on transportation costs.Getting a license, vehicle, registration, insurance, gas and maintainence will without a shadow of a doubt- increase your transportation costs. 