<prompt> Human: I have about 45,000 left in loans. Ive been paying a much as I can monthly. I have 18,500 in Melody at 7.9, and the rest at Sallie Mae for about average 5.5 interest. Am I right about paying as much as I can, or is there a certain way to pay.  <response>: Yes, generally the way to pay off student loans is by making payments toward those loans.Im not sure what youre asking. After establishing an emergency fund in case you lose your job, you should pay extra money beyond minimum payments toward the loan with the highest interest rate first. 