<prompt> Human: 21 yo welder making 16hr working in a fabrication shop. Currently going to school part time evenings to get my AAS in welding technologies, Ill be graduating with my degree in summer of 2018. I expect to make around 18-20h once I get my AAS. I currently live with my parents and pay no rent. I am on their health insurance plan until Im 26 too.Current savings and assets include: 10k in emergency fund 700 in checkingsavings account 1600 in Roth IRA Reliable 1993 Miata with 90k miles on itCurrent net income: 2185 a monthCurrent expenses: 745 a monthNet savings: 1440 a monthExpenses broken out: 45 cell phone 200 food 120 gas travel 50 miles a day for work 100 car insurance 50 car repair fund 30 gym membership 200 misc entertainment, gifts, etc.If I move out, I can expect my expenses to increase by 830 a month. I would also start maxing out my Roth IRA at that time for another 458 a month. Additional expenses are as follows: 675 rent 1 roommate, Chicago suburb 15 rental insurance 80 utilities 35 internet 25 misc housing costs 458 Roth IRAWhich would leave me with about 150 extra cash a month. Id need to save a couple more thousand for move out expensesfurniture, but I wanted to get your thoughts on whether or not I should continue living with my parents?  <response>: As a financial decision, increasing expenses paying rent when you dont have to is never the correct decision.Therefore moving out wouldnt be a financial decision, that is a personal decision with more factors than money.What do you stand to gain from moving out? Independence? What does that mean for you? Would saving that money on rent for a year or two and spending it on some international vacations result in a better, more well-rounded you?Your car may be reliable now, but its a 93, would you want a newer vehicle?Yes, you can save the money. But rent isnt the only thing you could spend that money on that could benefit you as a person. No one here is going to be able to give you a definitive answer. This one is entirely on what you want. 