<prompt> Human: I just opened a statement from an IRA that I started while in college. Contributed 1,500 a year for 4 years, for a total of 6k invested. 14 years later, here is the result: I didnt even do anything. Just ignored it. Havent even thought about it much in at least 10 years. I know this is common knowledge but I thought that concrete evidence might help get the point across.Assistant: Why have you not kept contributing the past 14 years? Human: At first, uncertainty. Got laid off a few times and hoarded my money. Then I got a 401k with employer match and thats what Ive been doing since.  <response>: Ok, glad to hear you have more then 40k in retirement 