<prompt> Human: I have some mutual funds which I bought in December 2013 when the market was high. Right now they really have not recovered and are sitting around 1 growth. I am wondering if I should sell them and invest in another fund or keep them and hope they rebound. Thought there is one fund that has rebounded nicely and is at 9  <response>: Ah, the old buy high, sell low strategy. Dont time the market! Just put your money in a nice mix of stock and bond index funds and relax. 