<prompt> Human: Hello everyone, I just had some small questions about if I should be pursuing on taking out a smaller personal loan to help with paying for a vacation to out of the country. Its important to me that we go, we have both wanted to go for as long as we can remember. I have fairly good credit according to TransUnion, via CreditKarma, I hover around 750 and have never missed a payment. I am confident that the loan I took out, I was thinking about 3-5k, would be payed off in three to six months. I COULD pay for the whole trip myself from the saving I have been doing, but I would be much lower on funds than I would be comfortable with. Im thinking of the interest I would pay would be the price I pay to be totally comfortable to afford this trip.Am I not thinking this through enough? Would I be making a mistake?edit: I do appreciate not being enabled. :P  <response>: Would a personal loan for a vacation be irresponsible?Yes. 