<prompt> Human: To elaborate the title, I was thinking of applying for a travel credit card any of the ones here preferably without an annual fee and using it to pay for my college tuition. I do understand that my university has a 2 processing fee for using a credit card for payment, but I figured that if it would all help towards flights then it would be worth it. Also the flights I plan to make will be US to Europe, if that makes any difference. Is this a good use of applying for a travel card, and if so, which travel cards do you recommend? Sorry, Im just really naive when it comes to finances so I thought Id turn to reddit for help.  <response>: I do understand that my university has a 2 processing fee for using a credit card for payment, but I figured that if it would all help towards flights then it would be worth it.Its not worth it. A 2 fee means you are paying face value for the miles instead of getting a discount. 