<prompt> Human: Hi everyone, there are some controversial topics I touch on here but keep in mind that they are all part of my life and that Im asking for objective advice : thank you tw for mention of abuse, nothing in detailMy mom was violently kicked out by my abusive father last year and she only works part time at a grocery store. She and my father were undocumented for 25 years here in the US and so my mom does not have much of a history of income. Although they filed income taxes every year since they came to the US, she has only been able to legally work in the US for the past 5 years and has since worked mostly part time. My father had enough tax credits to retire hes 63... and have social security based on those income taxes. Idk how much he gets a month as Im not in contact with him for obvious reasons. But I cant imagine its much because without papers they both worked for below minimum wage jobs and we were homeless a lot. Shes 60 now and wants to move closer to me 1,000 miles away from home city and wants to be further away from my abusive father. She applied for a transfer to a store closer to me and was approved. She will be paying her own way up and I will likely give her 800 or so to make ends meet the first two months. I love my mom so much, she protected us from him a lot and while I struggle to forgive her for staying with him all these years I do understand her situation and Im so happy she wont be in it anymore. TLDR;I realize that while my mom is very energetic and strong honestly she looks 40 she is aging. With so little SSI and her small 401k from working part time these past few years I do not want her to live her older years uncomfortably. I think we have a solid 10 years before shes unable to work at all so I think thats enough time to plan.How can I financially prepare to care for her? I see that long-term care insurance exists but is that something I should look into? I do plan on moving her in with me in a few more years maybe in 6ish years but I dont know that I want to buy a house. I figure renting a home would be cheaper upfront, but should I consider buying?I have about 35,000 left to pay off in federal student loans down from 55,000 but make 80,000year now. I plan to have this debt paid off within the next 6 or 7 years. I dont have a car and dont own a home, have about 1,200 in credit card debt which Ill pay off when I get paid this month. Im engaged and will be getting married in two or three years and my fiance is very supportive. He is on-board to having her live with us in a few years. We do want kids so it would help to have her around to help us with that, too. But Im a planner and I just dont know where to start. thank you!  <response>: its good that you are planning, id start with making sure everyone is ok with her living with you and the implications of such. so many things can change in the plan- in the best case, she is healthy for say 20-30 years and theres minimal cost. if the worst case she cant work say next year and requires significant medical care. long term care insurance isnt that cheap anymore, probably something to get a quote on but if she has little to no assets now, its probably easier to assume she will go to medicaid. this might be a running of numbers based on bestworst case scenarios to see if mom should attempt to build up savings or to spend it all. what i mean here is using all of her income to allow you to save yours for later. she can then qualify for medicaid based on assets. id see if she can work as much as she can to get as much into social security as possible... im not sure but if they are still married she should be entitled to spousal benefits. even if they divorce, she should still qualify. can look into that as an income source, believe dad has to be taking payments also for mom to get it. save like crazy is the other thought. so many things can change but having resources will buy you options. id do alot of research-- please dont take my words as gospel. just ideas. 