<prompt> Human: So, I bought a new car in 2015 on a 6yr loan. Currently I have enough in my savings account to pay off the car and have 5K leftover. The only reason I havent paid off the loan is to maintain my credit score. If I were to pay off the loan, the only thing I have keeping my credit score up is my credit card. Any tips?  <response>: There is no real reason to keep the loan. Pay it off 