<prompt> Human: As the title says, i have over the last few months saved 4k up, and im not quite sure on what to use them on.What is your advice? Should i let them sit in the bank account, invest them or use them? I really dont know...Assistant: At your age I would just keep it in the bank unless you like taking a lot of risk. There will be stuff you want to buy.Human: I wouldnt say i take a lot of risk, im still living at home with my parents, and make around 2-3k a month. But i just think its a bid sad to already start saving when im 16.  <response>: its a bid sad to already start saving when im 16.Sad? That is 180 degrees the wrong attitude to have. Its great you have saved some money. Many people go their entire lives and never have 4k in the bank. 