<prompt> Human: This is day 1 for us, we knew we needed to get our finances together and we have discussed it passively but never stuck to a plan. I spent last night scavenging your FAQs and I have taken two things that I am going to apply this year to make a change in our finances. One is the debt recovery suggestions. We will use the avalanche method and using a budget spreadsheet, stick to a set high monthly payment on our debts. We are planning on living off of a small portion of our pay and overall quit the dining outour biggest problem. The second step is my 401k, I had no idea what this was or even how much the company I worked for matches. I am digging through our company docs and figuring out how to adjust this accordingly and start taking advantage of this. The reason I am posting this on here would be similar to the pre-workout belly pic, I want to have a statement to remind me of the plan I set today so that when I reach the last day I have something to look back on.Hopefully I will be asking more questions in the future for the next step of this debt management plan, to figure out how to save and invest accordingly. Thanks for reading this far, and I appreciate any words of support I can get.Edit:My BudgetDidnt calculate my OT, Gas, or Groceries. My paycheck will vary from 1800-2500, we both commute less than 5 miles and fill up our tanks very rarely. Groceries are kindve a challenge. So as you could tell by the budget 2k is going to go to pay off debts. We spend around 2k a month in eating out, this is our biggest problem. We dont know what our groceries will cost us because we rarely cook at home. Either way after watching my budget more accordingly, I will know how to attack these unknowns and deal with the limited extra cash. Thanks udequeued for the suggestion.  <response>: Dont forget to read about budgeting. That will be the cornerstone of your finances and your debt paydown plan.Best of luck. Hope to see you in our Triumphant Thursday thread soon! 