<prompt> Human: Im a 20 year old male who suffers from gynomoobs Im 6ft 160 and is in pretty good shape. I did sports and I work out. But I never was able to get rid of the moobs. I know surgery is the only way. This place near me does the surgery for 5000 they offer financing at 99 a month. They told me to try websites like alphaeoncredit.Com and unitedmedicalcredit.Com to get approved. Now being 20, not in school with no debt yet credit. I have a decent job for my age making about 400 a week. But Im off the books so dont have pay stubs. How can I get a loan to finally be at harmony with my body and mind. I feel like once I get this done Ill finally have 100 confidence. Now I guess Im asking how can I go about this best? Or is there other ways I can go about it? Or is there a billionaire reading this trying help a guy out? Tldr:how do I get a loan  <response>: You can start by reporting your income. 