<prompt> Human: I make a point to call each of my creditors on a regular basis to ask for an increase in my credit limit. My average credit line is now about 9,000. nbsp;So far this year Ive added about 20,000 to my credit lines. This has really helped to boost my credit score by keeping my utilization very low. nbsp;Heres the problem, one of my accounts is currently at a 1200 limit. I called them up last week to ask for a raise and Im thinking I can get it up to at least 8000-10000 which is on par with my other accounts. Nope, they offered to raise it by a measly 300 bringing it to 1500. nbsp;My question is; Should I just go ahead and close this account? I know its not usually advisable but I dont feel like losing 1200 in available credit will be a big deal after adding 20000. nbsp;Heres my info if it helps: Credit score: 750-780 Gross Income: 94,000 Monthly Mortgage Expense: 1390  <response>: Theres no reason to close a CC unless theres an annual fee that youre not willing to pay and youre unable to downgrade it to a CC wo an annual fee.Just put the card away and use your other cards. Especially if this is an old credit card. Closing the account can affect your average credit age negatively if its an old line of credit. 