<prompt> Human: Friend, married, both are working. They are making ends meet but its getting tough. He is working min wage, 6 days a week, 8 to 12 hours per day, no benefits, etc. She gets a bit more than min wage. Combined they are making ends meet. He used to make about 20 an hour but got downsized and now cant seem to land anything in that same hourly range.I had him cut his internet bill, his cell phone bill. But his biggest mistake for years is that he keeps leasing cars. Right now he has a lease with 10 months left, at 250 per month, which also means he has full coverage insurance at about 150 per month. After 10 years of screaming at him he finally understands that leasing is bad in his specific case and wants to get rid of the leasecar BUT, he has no money for a down payment or to purchase a used car, public transit he claims is not an option... But here is the catch, after drilling him about this for a bit I recalled a conversation from a few years ago and apparently he claimed and still confirms that he has some money saved, about 3k or so, but he does not want to use it for purchasing a used car.Clearly he is not in a happy mental state, his wife is also concerned about his job and mental health. I have not given any further advice because he seems very set on not wanting to use his savings to buy a used car, and thats the one move I see and I would have taken if I was him along time ago.Am I wrong that he should use the savings to buy a used car? The way I see it, I in the past bought used cars for about 3,500 they would last me about 5 years with me adding another 3k through out those 5 years honestly my last 3,500 junker lasted me 10 years and I dont think I added more than 2 grand into it through out those years, Im just being conservative. This would save him 325 per month 250 lease150 insurance, insurance on a old used car is about 75 per month. After 1 year he would gain back his investment of 3,500 and he could use his 325 per month savings for repairs if any come up.Im at a point where I am seriously considering giving him the 3,500 or buying him a used car, but than I keep remembering that he does not want to spend his own savings which he has. Also he has parents who can lend him money, a sibling and his wife has a savings as well. I just have a hard time listening to some one keep complaining and him not doing anything about it and me not doing anything about it.Let me know what you think or if you have better advice. Thanks,  <response>: You dont have a financial problem, you have a rrelationships problem in that your friend is doing something you find annoying complaining about his financial situation without making the changes you want him to make. You cant fix his finances, only he and his wife can do that. You may be able to help, but only if they are willing to accept it. From a PF perspective, only give money to friends when you do so freely, without reservation or hope of repayment. Otherwise, you put yourself in a position where you have to choose between money you needwant to use for something else and a friendship. Most people dont like being in that position. 