<prompt> Human: Im currently a teacher in the US. I work with a rough population. My job is miserble. The only reason I stayed was it was close to my sick mothers house and I could go after work to help her. This year they have put some plans in place that have made the job even more miserable. The job has affected my mental health. I get depressed on Sundays at the thought of returning. I currently make around 2900 a monthMy mother died over the summer and left me with a decent inheritance. I was left with a Roth IRA that is worth 1.3 million. When i spoke to her finance lady she told that next year i have to take out 3 percent a year. When i did the math that would be more than my monthly take home pay Yes i know i would be loosing benefits. I will also be recieving around 130,000 once her house is sold. Im not trying to retire. I plan to get something to add to the income and to stay busy. I just would like some time to retoole.Im almost 40. Im moving into a new place that is just over a thousand a month. At this point, i dont know what the bills are going to be. I have a 270 a month car payment and I have around 6 thousand in CC dept.Sorry for the wall of random text. More than likely i wont do anything at the moment. Im just tired of hating my job and my life.  <response>: You have just enough to pay off your car credit cards and quit your job and spend a couple hundred on some sessions with a career coach who can point you to a more fulfilling job. 