<prompt> Human: I filled out an application on bankrate.com, talked to a rep for 5 min. Then I submitted some personal info, as well as this weeks pay stub, and my end of 2017 paystub. Then i get an email saying We are pleased to notify you that your application for a mortgage pre-approval has been approved...not to exceed 1,100 per month...price up to 170,000 This happened within a span of 3 hours.What is my next step? Do I select a realtor from realtor.com?Assistant: Pre-approval is close to meaningless... they will do real approval when you actually apply for a loan to purchase a specific property.Whole bunch of other factors come in before you can get a mortgage.Human: Copied and pasted from other comment:So then what is the difference between pre-qualification and pre-approval? I thought that the former was useless amd that the latter was what home sellers actually cared about.  <response>: Prequal is even more useless. 