<prompt> Human: Okay: 2,000 in credit card debtStudent Loans:3,150 6.84,900 63,000 634,500 5.1I can choose to have them take tax out or be liable for taxes next year. I rent and have a decent job. I need help figure out how I can pay the least in taxes as possible as well as deciding if I should throw all of it at my debt or not. Thanks!  <response>: Youll owe income taxes on that, so depending how much you make already and where you live, that will reduce your cut by at least 25 and maybe 30 or more. So youre looking at about 35,000 or so.Paying off much 25,000 of the debt seems like a no-brainer to me. You got lucky. Dont make this more complicated than it needs to be. 