<prompt> Human: I always see the advice about a 3 or 6 or 12 month safety account, but if worse came to worst I have several relatives in addition to my parents who would help me get through at least that length of time anyway, and Id feel no shame about it. Any reason its still worth doing?  <response>: Yes, you should still have a normal sized emergency fund. Relying on your family for this is not appropriate if you are over age 18. 