<prompt> Human: I only used my debit card and paypal up until now.I start my first job this month, with annual income of 70k, and was wondering on which credit card to get. Last time I checked my FICO score was around 660ish if it were a correct source CreditKarma.My plan for spending income is as follows: No travel No housing leaving under parents roof for a year or two No car to pay off Planning on paying about 23K a month towards student loan Most of money around 1000 will be spent on gas, restaurants, and amazon.Are there any decent credit cards one can apply for first time and still have some decent experience from it?  <response>: Get a Discover It Cashback! Got mine a couple of months ago and Im very happy with it. 