<prompt> Human: I was looking over my deductions history and noticed that as of March, 2013, I began paying federal withholding tax. Ive made no changes to my W-24 to my knowledge, though I did just recently qualify for employee benefits around that time period this year. There were some deaths in my family last year, and I completely neglected ALL financial responsibilities. I mean ALL of them. I defaulted my student loans and forgot to pay my taxes. I usually am pretty good about that stuff...Anyways, I never had federal withholding taxes withdrawn in 2011 or 2012 and Ive worked at my current place of employment that long. Could my wages be garnished by the IRS for not paying taxes? Or could it be student loans? My payment history says NOTHING about where this money is going, and HR isnt much help. How would I figure out where this money is going? Thanks for your time. Excerpt from the deductions history: 2011All months have no deduction or contribution records.2012All months have no deduction or contribution records.2013January.00.00February.00.00March352.50.00April161.12.00May 325.95.00  <response>: Its possible your income levels changed because of the benefits, and this bumped you over the withholding amount. It would be pretty rare for a person not to have anything withheld at all. This is probably not a garnishment as you should have seen paperwork before this. 