<prompt> Human: I will be graduating college soon, and my job prospects are very good. But Im facing a dilemma. My SO really believes we shouldnt rush into careers and take some time to Travel or move to an exciting location and truly live before hunkering down for the 9-5 life. I like the idea, but Whenever I really evaluate it I just cant look past the major financial implications.Some background: I will graduate with some debt, but well below the average and with my job outlook I can realistically pay it off within a couple years. I was taught the idea of financial responsibility early on and maxed out a Roth IRA one year in high school Ive worked a lot throughout school and have added to it regularly so Im at least a little ahead of the curve in that area. My SO on the other hand was not educated on the importance of building wealth and will have very little saved after graduation, and also has at least as much debt as me for a degree that pays less and has fewer job opps without a graduate degree more debt. I prefer the idea of getting right into my job so I can max out my 401k and Roth IRA and pay down my debt so that money stresses will be less likely in the future, but I also see the advantage of taking my last chance to be free and experience something I wont be able to until I retire and even then I wont have the physical ability I do now. Between now and graduation we can save up enough money to execute this gap year or months plan, and in my field its common to defer a job offer to a later start date. But I just dont know if Im making the smart decision and building a future as soon as possible, or am I just going the safe route and missing out on the opportunities of a lifetime because of fear?Any suggestions, insights, or similar stories are appreciated!TL;DR Do I build wealth ASAP or enjoy my youth for a short while?  <response>: I think taking 1-2 months to travel is fine, but a year is over kill. 