<prompt> Human: My girlfriend is in debt because her father had her sign a business lease when she was 19 years old-- it was for the Fathers store that would occupy the space.. He wont pay and she is unable to pay. What options does she have besides bankruptcy? I hope shes not just on the hook and thats it. Im hoping there are alternative ways to remedy this besides bankruptcy..  <response>: This re-iterates the truism that if a parent needs their adult child to take on financial responibility for something for the parent, it means that the parent is a financial screw-up who will take the child down with them if allowed. Kids, dont take on loan or lease responsibility for a parent aunt uncle whatever. If youre in a position to, gift them cash, but dont put your credit on the line. 