<prompt> Human: Current salary: 58,000 Current location to assess cost of living: Atlanta, GA Current 401k contribution: 11 Expenses: RentUtilities 1200month, Cell Phone 93month Size of Emergency Fund: 25,000 I estimated 3,000month but just decided to round up to be safeAfter budgeting my salary out, I have around 750-800 left at the end of each month.The vehicle I want to purchase gets less MPG than my current vehicle and is around 45,000-55,000.Is there a way to maximize the amount of money I save for this vehicle? As far as time frame, I may be purchasing said vehicle in the next 2-3 years.For a vehicle this expensive, what is a good down payment amount in order to not kill myself in bills and insurance?Edit: Thanks guys for not letting me do something stupid. Ill just budget a few hundred dollars a month towards a good down payment on a car thats in my affordable price range I believe its 20-25k, or cheaper if I find a good deal.  <response>: On a 58k salary you cannot afford a 45-55k car.Is there a way to maximize the amount of money I save for this vehicle? As far as time frame, I may be purchasing said vehicle in the next 2-3 years.An FDIC-insured savings account is your best bet.For a vehicle this expensive, what is a good down payment amount in order to not kill myself in bills and insurance?Your insurance premium is not going to dependon your down payment, it will depend on the value of the vehicle. In order to minimize the amount of interest you pay, the larger your down payment, the better. 