<prompt> Human: Seeing news about an upcoming Bear market. I have investments in some index funds in my 401k and a Target Retirement Vanguard fund for my Roth IRA.I just want to know what other people are doing. Are people moving their money away from stocks and into money markets or bonds?I believe Vanguard has some policy where if I move my money out of the Target Date fund, I wont be able to put any back in for 3 months except through a writtenmailed order. See: Vanguard Frequent Trading PolicyEdit: Thanks All! Ill be holding firm. Im already maxing out my IRA, so I cant throw more money into it. If they didnt have the trade restrictions, I mightve tried pulling some money into a Money Market and still contributing regularly to the Vanguard fund, but alas. Im only 27, so Ive nothing to be afraid about except the collapse of modern society.  <response>: You should throw more money and grab some discounted stocks. Those who got out of the market in 2008 missed all the gains weve had since then. Those who put more money in got heavily rewarded. 