<prompt> Human: We just built a new home and closed on it in December. I made my first mortgage 4 fixed 30 years payment and the interest alone was over 800. I have the cash to pay off the mortgage but am hesitant.I like the idea of being liquid because you never know what life may bring. Job transfers, illnesses, etc, but I sure dont like giving the bank 800 a month in interest.Would appreciate your thoughts.  <response>: i paid off my mortgage. best piece of mind ever 