<prompt> Human: My boyfriend and I have been best friends for 11 years, livingdating for 2 years. We plan on getting married within the next few years but neither of us feel quite ready for a wedding and everything that goes along with that. We share all expenses and have a shared credit card that we always pay on time. I currently make 36,000 a year while he makes 50,000 with his newly acquired job. Neither of us has significant debt, just a small federal student loan for me that I will be paying off in the next couple of yearsI have had rheumatoid arthritis for ten years and require VERY expensive IV infusions every month. I have insurance through my job, my premium is 471 while my company covers 300 of that. Unfortunately the medication I need is considered specialty pharmacy and my insurance will only cover 80. This means that I will meet my maximum out of pocket of 4K each year for the indefinite future. I am on the highest level of coverage that my company offers. My boyfriend recently got a new job where he will now be making significantly more AND his insurance coverage is out of this world. Essentially the company will pay for any and all health issues that come up. No copays, no premiums, no out of pocket.Ive looked into domestic partnerships, but from my research it seems like we can only do that if we are the same sex or one of us is 62 years old. Neither of those things is happening anytime soon. Is there any way I can benefit from his insurance before we get married or do I just bite the bullet?We are in California if that is relevant at all.  <response>: why not get married at the courthouse, and have the expensive wedding party a few years down the road when you can better afford it? 