<prompt> Human: Hello! Im sorry if this is the wrong place to post this! Im currently working 30 hours a week and my paychecks are 730 every 2 weeks. I have a student loan that is at 32,000. Im also taking 5 university classes and doing volunteer respite work for a family that desperately needs it and cannot afford to pay. My expenses are a bus pass of 75 a month, food 30 a week, interest on my student loan of 100 a month and a credit card of 75 a month. My credit card is maxed out at 1000 due to an emergency. Miscellaneous purchases are more than the should be at about 100 a month entertainment, eating out, etc I have about 1600 saved. I was going to buy a car but I dont think that is going to happen. Anyway Im incredibly stressed out and cannot handle work and school. Im currently working with a special needs girl and cannot reduce my hours anymore because I have to be with her when she is not in school. If I quit my job I would obviously have no money coming in but I could focus on school. Im not sure what to do any help would be appreciated.  <response>: Youre drowning. You need to help yourself first before you can help others. 