<prompt> Human: Ill be getting married early next year and Im looking to get ahead of the curve through the collective experience in this sub. I plan to have a sit down conversation in the near future where we will hash out our initial financial goals and look at the math and lifestyle required to reach them. My question is: what other financial surprises or lessons learned would you pass on to a soon to be newlywed?  <response>: You should already know your future spouses spending and saving habits. If not, you shouldnt be planning a wedding yet. 