<prompt> Human: My fiancee and I are currently in attorney review to buy our first house. We are trying to decide if we should select a 15 year or 30 year mortgage. We currently net after taxes 8600, the monthly paymentwith property tax included for the 15 year is 3390 and the 30 year is 2649 per month. Her job is pretty much guarenteed money for the life of her working careerteacher, but isnt likely to grow at a great rateobviously.Im more or less being fast tracked through my jobtech company and am expectingno guarantees obviously to be promoted by the end of the year. if we took the 15 year we would have a little over year of mortgage payments already in our saving accounts. Which one would you take.  <response>: Whats the APR of the two loans? 