<prompt> Human: I 24 yrs old started working at my first job out of college 1 year ago August 2015, at which time I opened a 401k with Aon Hewitt and started depositing into it. Thus, I have deposited regularly every month for the past 12 months.I have synced my 401k account with Mint, where Im able to view its performance against the Dow Jones, SP 500, and NASDAQ. According to Mint, My 401k has largely underperformed against all three of these for most of the past year. The graphs are available below for reference: 401k vs Dow Jones 401k vs SP 500 401k vs NASDAQOverall, my investments have grown by 11.18. Now, I recall hearing that the market average growth is 8year, so Im happy with the fact that its at least above that. However, I am not comfortable with the fact that its still below what the market is actually doing.When I started in August 2015, at the advice of my father, I set my investments as follows: Target Retirement 2055 Fund: 75 U.S. Large Cap Equity Index Fund: 25In June of 2016 I went through the choose your investment allocation wizard on the Aon Hewitt website, where you tell it how agressive you want to be when you plan to retire, and it tells you how to change your investments to match your goal. Based on those results, I changed my investments as follows: Target Retirement 2055 Fund: 32 Bond Index Fund: 7 U.S. Large Cap Equity Index Fund: 33 U.S. SmallMid Cap Equity Index Fund: 4 International Equity Broad Index Fund: 24That is where they stand today.So my question for rpersonalfinance is: please help me! I am by no means an expert on the world of investing, and would greatly appreciate anyall advice on this matter. Are my investment percentages good? Are they bad? I am aware of how detrimental high advisory fees can be to your total money earned. However, the fees for all of these funds are in the 0.2 - 0.3 range. Should I consider getting a financial advisor in this case? I have not invested any money in my companys stock, as Ive heard thats not a good idea. But I have coworkers who have been with the company for many years who say their company stock investments always outperform the rest of their investments. Should I consider it for myself?Thanks!  <response>: Youre doing fine. You need a longer timeframe to assess your performance vs the broader market -- you only started a year ago and just rebalanced less than 3 months ago to include international markets in your portfolio. Your expense ratios are acceptable and you have had pretty good returns so far. Considering the cost of a fiduciary financial advisor vs the max amount youre legally allowed to put in a 401k in 1 year and the answer is no. Once your portfolio is larger you can consider working with an advisor -- but most of them are going to recommend something similar to what you have now. Its broadly balanced, has low fees, and hedges your bets accordingly. 