<prompt> Human: So I am 23 years old and started my first salaried position last week. Salary is about 47,500 a year with a 200 monthly student loan reimbursement, which is more than I need at the moment. I live with a roommate and my total expenses are only about 750 monthly so my gross monthly is roughly 2800. I will be starting a 401k as well and contributing about 537;, that my company will match. I am looking to start a Roth IRA but dont know too much about it. I have about 2800 in savings and am thiningk of starting it with 2000 and keeping the rest for an emergency fund. Where are places to start, how much should I look to deposit monthly, should I invest aggressively, etc. Any help is much appreciated!  <response>: 800 is not enough for an emergency fund. Keep the 2800 as your emergency fund since its a bit over 3 months expenses, which is the low end of the recommended 3-6 months.When you open a Roth IRA, open one with either Vanguard, Schwab, or Fidelity. You can invest in a target date fund for now while you learn more about investments 