<prompt> Human: i use my credit card for everything i can and pay everything off in full every month, i also get reward points.i wanted to check and see if there is ever a situation where its better to have use a debit card insteadedit: all very good points below, good to know.  <response>: Yup! Some checking accounts offer rewards. For example, a Discover checking account gives you .10 every time you use your debit card. Say you were to buy a 1.00 drink at a gas station. Well, you would get an effective 10 cash back. So for small purchases it may be a good idea with some checking accounts. 