<prompt> Human: So my old truck has given out and it is a better choice at this point to find a new vehicle than rebuild the engine.Rent is 400 every month and the rest of my money I mindlessly spend.I just got a credit card last month so theres not a whole lot of credit history if any with me.No savings at all.Being that work is a 15 minute commute, I am asking you guys what my best options are.Yes I have considered biking, walking, and public transportation. Where I live our public transportation is almost non-existent. Biking would eat up 40 minutes of my time and I would have to purchase a reliable bicycle.I DO have my w4s from last year and all my pay stubs. Just no credit or a down payment.Anyway to find a temporary cheap and reliable vehicle to get me to work while I build my credit and savings?Any suggestions help.Yes, I know it was foolish of me to mindlessly waste my income over the past year and delay getting a credit card until a month ago. I currently am going through a budget and exactly where my money is going. All while trying to logically determine how much ill need for certain things without losing my mind.Edit 47: Bought a bike and have been using that. Currently putting 550 monthly into savings while still having plenty for food and other expenses. I either will save to 4 - 5k and buy a reliable car or put 1 - 2k on a car as a down payment and make monthly payments from a dealership.  <response>: Biking would eat up 40 minutes of my timeI gotta be honest, this sounds pretty lazy. 40 minutes for a commute isnt that bad, especially when you have 0 to your name and a low income. 