<prompt> Human: I dont have a crazy amount of debt. However, Ive noticed that my credit score has taken a dip. So Id like to remedy that. I have a Discover card with 4k of debt on it 11k limit. And a Visa with about 1,400 on it 4,700k limit.Ive been paying both down equally, but should I focus more payments on the smaller debt first? Or just continue on my present course? Edit: the Discover card has 18.99 interest and the Visa has 13.74  <response>: Pay the one with the highest interest rate first. If theyre the same, then do the lowest balance. 