<prompt> Human: As Im sure everyone in the US has been made aggressively aware, all debitcredit cards now have that chip in them. I went to my bank today to see if I could keep my chipless card. The representative left the call on speaker when talking to his boss who explained no, I cant because if cards dont have the chip fraud resolution is on the bank and with the chip its on stores. This means thing forward if you have a charge dispute the bank will not be addressing the issue, but rather the vendor. Ive been looking one for more on this but cant find anything, does anyone have more info on this?  <response>: Its liability shift from bank to merchants. Bottom line is you are still not liable for any fraudulent use, and if you have a dispute, you still talk to your bank. 