<prompt> Human: Hi rpersonalfinance! I am currently a second year community college student studying engineering. As of right now I fortunately live at home with my dad and I dont plan on that changing over the course of the next few years. As of right now I work roughly 30 hours a week and make about 1,800 every month on a biweekly schedule. I usually average around a 10 unit schedule in the evening every semester, but as my degree progresses I find it more and more difficult to attain the classes I need within the work schedule that I have. At this rate I am afraid it will take me forever to graduate. Its time to prioritize my school over my work. In the semester of Fall 2016, Ill be transferring to a local university to continue my degree and I am afraid I wont have the time necessary to devote to work AND the universitys engineering program. This is where you come in rpersonalfinance! My goal is to maximize my schoolstudy time to accelerate my degree and complete within 2 years after transfer. The school of my choice is roughly 9k a year in tuition but after qualifying for financial aid, I should be able to get roughly 8-9k a year to cover it. As of right now I have NO college debt. My question is, should I cut work out entirely to focus on school and completing within two years at a rate of 15-20 units a semester?If so, are there any loans available that I can use to pay for my auto loan and school expenses within the next two years?If not, what would you advise me to do so that I can still maximize my school efforts and cover my expenses?Here is a quick breakdown of my expenses: Car payment: 380month Gas: 120month Gym: 40monthDebts owed: Auto loan: 22,000Savings: 2,000University Tuition: 9kyear Financial Aid Reward:8-9kyear School expenses books, parking:1,500yearConsidering taking a loan to cover 2 years of car payments and expenses so that I can focus on school. Loan Amount: Roughly 16,000State: CA Los Angeles DistrictThank you rpersonalfinance!Assistant: Why not try youre hand at serving. My ex got her bsn in nursing while serving and paying for her own place. I mean its really hard, but its doable.Human: Not opposed to this idea. Do you know how I could get started in the industry? I know serving is a position I would have to work up to.  <response>: From personal experience if you have no restaurant experience, normally you have to start as a busser or host, bust your butt, do the extra mile, and then youll be moved up to a server. Definitely look for a place that is about teamwork and moving up from within. 