<prompt> Human: Hey guys, i am using boa in last 6 months, its my first bank in states and i had no complaints until yesterday.Checking account balance was like 5 when i was getting on international flight at lax thought it wont be a problem for next few weeks because i had a payroll coming to my account this friday morning.2 days ago i saw directv charged me 2 times for hbo and showtime 5, 15 and balance went to minus.few hours ago company sent payroll , my balance is around thousand dollars however bank of america charged me 2 times 35 for overdraft fees.Is there any way i can waive this asap? 70 is damn crazy amount for overdraft fees.What can i do to prevent this in future ? is there any bank you can recommend where they dont try to charge me for overdraft fees?Edit: i called and nicely asked them to remove those overdraft fees and they did!!! wow thanks guys  <response>: What can i do to prevent this in future ?Have more than 5.00 in your bank account. is there any bank you can recommend where they dont try to charge me for overdraft fees?Most banks will allow you to turn off overdraft, but that will only decline your card when youre making a purchase in a store and dont have enough money. Auto-payments will still go through and will still charge you overdraft fees for going into the negative. 70 is damn crazy amount for overdraft fees.35 per overdraft is actually a very standard fee. 