<prompt> Human: Hey all, just curious what your thoughts are - just received a targeted cash advance offer on one of my cards. I can take it for a 1 fee and 0 interest for two years.I currently have 0 debt and unsure if there would be any upside to Taking - I cant think of any use for the money that would earn that great a short term return ?Edit: clarify  <response>: Who cares what the fee is, the interest rate is 10000x more important 