<prompt> Human: Im meeting with my bank to switch to an account with a better interest rate and move to online banking.My current employer is bad at paying wages on time and seems to underpay almost everyone. Supposedly theyre trying to resolve this. Im very careful with money but would like to start tracking everything I spend on a daily basis, like Myfitnesspal for money.What apps would you suggest?  <response>: YNAB 