<prompt> Human: I travel a lot for work, so it makes sense for me to have major hotel chains credit cards, but I dont want to hurt my credit score by adding too many. I only have two credit cards right now and I dont miss the payments. If I continually make the payments, will the credit score work itself out even if it dips a little right when I open the cardhave another hard credit check?  <response>: The hard pull and decreased average age of accounts will temporarily have a negative impact on your score. The credit will increase your total credit available which will help you keep your utilization low. As it ages and builds a history of on-time payments, and the hard pull fades in impact over time, your score will improve.If you use it responsibly and pay it off in full every month, and if youre not planning on buying a house or financing a car in the next year, you be fine. Theres no need to obsess over your credit score. Fluctuations are normal and if you simply maintain good financial habits, a good score will follow. 