<prompt> Human: Hey rpersonalfinance, long time reader here and I wanted to share this news with you since I cantwont tell anyone I know IRL.To make a long history short, I bought a condo 10 years ago, and was scared shitless when I saw the paperwork that shows how much youll pay for a house over a 30 year loan. That day I made it my lifes goal to pay off my mortgage and be in control of my finances. I never in the 10 years paid my mortgage value as-is, I ALWAYS paid extra. Whatever was left at the end of the month went to the mortgage. Sometimes it was 50. Sometimes it was a couple grand from a tax return or work bonus. Either way, I made it a habit from day one that I wouldnt buy anything frivolous before I paid off debt. I did buysell a couple houses along the way. I made some profit from sales, I used some stock market money to help pay it down as well, and Ive had a good paying steady job for the entire time.This afternoon I had more in my checking account than my mortgage was worth. I stopped in at the bank and made the payoff. The teller was a little shocked, but mostly didnt say anything. Im fairly young early 30s so its probably rare, but I worked my a off to do this. I often skipped fancy vacations that my friends took, and didnt go out drinking every week like many still do.I now own my house outright. It feels freakin amazing. Knowing that come next month all the cash will be coming in with no payment to make is about as freeing as it gets.As they say, Im a Mortgage Free Man.  <response>: Congratulations. Also, rfinancialindependence would eat this up. 