<prompt> Human: I turned 18 this year, and I think I should definitely open my own bank account instead of branching off of my parents account especially considering how financially illiterate they are. I realize this is a credit union not a bank.Is this an okay idea? What can I expect from a Credit Union?  <response>: Thats my bank, and they are really wonderful. Yes, by all means get your accounts. I have yet to have an issue with their service. 