<prompt> Human: A little background information. Im currently 24 years old and make around 58K a year. I have roughly 30K worth of savings and have no debt tuition, car, etc have been paid off nor do I have any real expenditures currently living at home. Im also contributing 20 of my paycheck to my 401K and I receive the maximum employer match.From my research on here, a Roth IRA with Vanguard might be the next best financial move for me. If anyone can give me advice on whether or not this would be a wise financial investment move, I would greatly appreciate it. Thanks in advance.  <response>: If anyone can give me advice on whether or not this would be a wise financial investment moveDo it. 