<prompt> Human: Late last year I lent a relative the equivalent of 5000 and we agreed on a repayment plan of 600 per month. They paid the first instalment and then stopped. I chalked this up to an expensive lesson learned, and was going to let it go. However, I recently brought up the remaining sum to them and they stated that they dont have money. However, they have a big line of credit on their store card and would like to pay me back in products to the value of the amount owed. This seems like the only way I am going to get repayed. The issue is that I live a fairly simple lifestyle and cant think of a product I needwant. I would rather just revert back to the payment plan so that I can put the money in my savings. The only other option is for her to buy gift cards for the store so that I can sell them online. I would lose about 10 of the value. Please help me.  <response>: Your first idea was the best one - this is an expensive lesson learned, let it go.Dont let this be a bottomless pit of time and energy. 