<prompt> Human: So I guess its opposite day. Im trying to set up a college organization with a finance and record keeping system that will allow them to send non-dues-paying-members to collections upon graduation. I dont really understand the process for when someone refuses to pay. What steps should I be taking? Can an individual or trust even use collections companies?  <response>: Usually, an organization has a contract with a 3rd party the collection agency that buys the debt, or some other pay agreement.The 3rd party is notified and the debt information is then provided. 