<prompt> Human: Hi PF,Im currently in the senior year of my undergraduate B.A. Biochemistry degree, and currently have 19,000 in student loan debt. Knowing that the best way to get the jump on these loans is to start payment before they accrue interest, I was considering making small payments every week in order to chip away at the principle before I get out of school. I officially graduate in May 2016, and I have a six-month grace period before they calculate interest.Im considering budgeting 20 a week for the loans with the largest interest rates. Is this a smart idea? Or is it better to save up larger sums of money and make large payments on these loans. Any help in regards to approaching these debts is much appreciated.  <response>: Paying that little that frequently is going to have minimal impact. If you want to pay less in interest, pay more. 