<prompt> Human: The car is starting at 35,000 and above. Right now, I have little information about what options I will have to pay off the car. So far, I have been able to save 15,000 and I am fortunate enough to have my parents give me 10,000 as a graduation present. So in total, I would have about 25,000 for a down payment and pay off the rest on a month to month. What is the best way to pay off the car with little interest? Also, how much should I be expecting to pay monthly for this car?  <response>: If you get no options black paint, no Enhanced Autopilot or Full Self Driving, standard range battery, no Premium Upgrade Package, 18 wheels then the car will be 35,000, plus 1,000 destination and doc fee, less 1,000 you put down for the reservation. Lets say taxes are 5. With 25,000 down you finance 11,750, or 210month with a 5-year term at 2.74 Teslas finance rate for Model 3 right now. Also note expect to spend 31month in electricity to power the car assuming 12,500 milesyr, a 0.250 kWhmile usage what people are saying for Model 3, 85 efficiency, and 0.10kWh that you pay for electricity.As far as the best way, it depends: to pay as little interest as possible, shop around for a lower rate. To pay as little as possible overall for the, pay the lowest rate but dont pay any extra including down payment and invest it all instead. Its possible probable... that you can beat 2.74 by investing the money. So in other words, finance the whole thing but still at a low rate.The 210 plan If you get the Premium Upgrade Package glass roof, better interior materials like vegan leather and wood dash, powerheated mirrors, heated rear seats, more speakers, fog lights, center console with phone holder, rear USB connections and a non-black color and Autopilot youre talking 416monthAlso note the 7,500 federal tax credit is still in effect and will be until at least June 30, 2018. If Tesla doesnt hit 200,000 domestic cumulative sales this quarter, but hits it in Q2 likely, it goes to Sep 30, 2018. Then it goes in half for 2 quarters then half again for 2 quarters, then its gone. Just make sure you have the tax liability of at least 7,500 or 3,750 if you get the half credit to get the full credit - line 44 of your 1040. 