<prompt> Human: Hello all,I leased a brand new Honda Civic in Feb 2014 with 15k miles a year and 210 payment a month for 3 years. I got a new job in a new state which is about an 8 hour drive from home. My reasoning for the lease was as follows:1. A new car should have less issues than a used one2. I didnt think I would like the Civic enough to want to keep it after 3 years but recognize it gets great MPG and is a safe car, I think its a great 1st car3. I got pretty low payments with high mileage, this allows me to put more money towards knocking out my student loans. I actually budgeted money so that my student loans would be paid off right when my lease ends Im ahead of schedule on the loans4. I believe that I didnt financially want to get an oldcheap car just to save money, I did want something somewhat new backup camera, bluetooth for the phone, etc...Even with that mileage allowance, I am still probably going to go over at the end of 3 years. I have taken more trips than I imagined and enjoyed the freedom of being able to drive wherever and whenever. The happiness I get from being able to drive freely definitely outweighs my mileage worries. I also really like the car, Im surprised at how much I enjoy it honestly - but this is where I am looking for advice on what to do in the future. I think I have a few options:1. Let the lease run out and pay whatever mileage fees may be given to me - I will then look for a newer used car to purchase.2. Try to get out of lease early and then purchase a newer used car.3. I really like the civic so I wouldnt mind just buying the car at the end of the lease term and then paying a few more years to buy it outright I will definitely drive it for a long time if this is the case. I will easily be able to afford the higher payments due to my student loans being paid off by the end of my lease.4. Something else I havent thought of?I appreciate any responses PF! Im definitely lucky that this isnt a PF emergency. I know it might not have been the smartest move in the short term, but it doesnt seem like its going to make me financially unstable. A small financial hit might be a good learning experience in the long run.Thanks!Assistant: If you like the car just buy it. Then you dont have to worry about going over.Human: Should I change the lease into a purchase now or later? I enjoy the lower payments now because it allows me to comfortably knock down my student loans quicker. If I purchase the vehicle, I dont see a reason to do it before my lease is over.  <response>: Calculate the total amount youd pay both ways? 