<prompt> Human: Ive been on here a few times asking about homeownership, and Ive been shot down every time, and not without reason. However, everyone simply summed up my situation by saying that I simply needed to make more money to make home-ownership happen. Now that Im out of poverty currently right at median income, Im still technically unable to purchase a home in my area, simply because median income is not enough to own a home now.Thats where Habitat for Humanity comes in. They have programs that help people making anything from 133 of poverty to 230 of poverty to get in a home. You have to volunteer 250 hours of your time to working on your new home or in their store, take a bunch of courses, and some other things; but in the endand after about 1.5 years of planning, saving, and volunteeringyou will move into a beautifully renovated home.If you are in my situation, or even still struggling to get out of poverty, I strongly suggest you contact your local Habitat for Humanity office. They are a kind, smart, compassionate, and patient group.  <response>: I had two friends who had rented the same apartment for 13 years. I kept nagging them to see what is out there. Then I got them hooked up with Acorn. Acorn gave them a grant that covered the closing costs and I think part of their DP. The grant had to be repaid unless they stayed 7 years. There are programs that help with your first house. If you want to own a home, seek them out. I bought my first house in the 70s with a VA loan. It still took me 3 12 years of working 2 jobs to get enough money to qualify. But now I am living in my 7th house since then. Owning a home is one way to start to build wealth. 