<prompt> Human: Im planning on taking a 30 year mortgage on a home and making extra payments on it to pay it off in 20 years. If I plan to sell that home in 20 years, regardless of whether I had payments remaining still or not, would it be wise to make those extra payments or should I stick to making the minimum payments?Thank you.  <response>: Any monies paid on the house will be given back to you at closing. If you paid an extra 10,000 over 20 years, then youd get that 10,000 back at closing because youd have less loan balance to pay off. As others have said, you may be better off investing the money in the market instead. Or, you could split your extra money and do half in retirement and half against your house. Theres no real wrong answer here, just depends on your risk tollerance and your goals. 