<prompt> Human: A few of my younger cousins are just starting their careers, and Im trying to explain the benefits of indexing as part of their 401k. I had to change the title because the word millenial cant be in the title, but does anyone have a resource for how to describe indexing to younger investors? Thanks!  <response>: You invest in all US stocks or the largest 500 stocks, and each company is weighted proportional to the size of that company. Because this can be done with very low fees, it beats the vast majority of alternative investment strategies over the long term. 