<prompt> Human: So, in light of the fact my teeth has caused me agonizing pain for the past month, resulting in me waking up numerous times in the middle of the night every single damn night, a short visit to my dentist and an endodontist later, I might need two root canals, but one is an immediate necessity.Currently I have an emergency fund of 1300 was 4000 but a series of emergency expenses including a car accident obliterated a large chunk of this on a salary of 53K supporting a family of 3. In short, my post-tax income is 3200mo after insurance and 401k contributions. Budget breakdown: 915 rent 40 watergas 90 elec 70 internet 100 phone bills no way to get this any lower currently 360 car payment and insurance 9 netflix 400 food although currently my wife is covering this 50 gym membershipI understand my expenses are roughly 2000mo, and I should have easily 1200 left over assuming no other expenses like gas. But even if adjusting spending habits doesnt happen, should still have 600 minimum easily...Anyways, as for the financial ruin, in short, one root canal thats immediately coming up is going to cost 600 and max out my dental insurance pretty much until July. If thats the only work needed, then my emergency fund will be halved down, but I should be otherwise able to recover. The worst-case scenario is I still have major pain after this, and the neighboring tooth needs to be extracted as well for 1400. This scenario scares me horribly, and Ive been suffering at work due to this pain.Waiting for my dental insurance to be replenished means waiting until July in the worst-case, and suicide might be an event by then if the pain persists, but I dont want that. In short, tldr, how do I come up with the funds to cover the possibility of the second root canal being needed? My work has been very understanding and has given me the time I need to get treatment. I just have no idea where Ill be able to come up with the funds in time.  <response>: Sounds like your priorities are misplaced if you are not even sure what you are spending money on, but you are putting up with crippling pain that has you contemplating what you said, which I am hoping wasnt really sincere.Get your teeth fixed if it is causing you that much pain. Pay out of pocket if you have to. You have the income to pay off a payment plan with the dentist. 