<prompt> Human: So today I went to Kohls and fell for their credit card trap. Basically in order to save 70 today I gave them my social security , YTD income, etc. I honestly thought it was just like a loyalty card but I figured it out like halfway through and I didnt want to make a big deal out of it Yes, I am dumb My bill came out to 30 and I just paid it off with my debit immediately because I didnt want to wait for the card to come in the mail.Ive done some research since then and realized its basically a real credit card and it made a hard inquiry on my credit score. Im 22 and about to start my first job out of college going through preemployment now. My parents both have me as an authorized user on their credit card accounts and have 5 years of perfect payments no missed payments, and I dont have any debtsloans and I dont intend to at any point in the immediate future. I was going to open my own credit card in a month or two once I move for my new job and get settled.Basically my question is did I fuck up by signing up for this Kohls card? I dont usually shop there and I dont want this card Id like to cancel it but I dont know if that will make my credit worse? I read the hard inquiry theyre doing will drop my credit score. And then my second question is will getting a real credit card with my current bank and using that appropriately look bad as I just opened this Kohls card?Thank you!  <response>: Kohls card is awesome. Free shipping offers, 30 off coupons, etc. 