<prompt> Human: I have 2000 dollars I have saved up from working this summer. I had planned on using this to pay for college, however, I was offered a direct subsidized loan from my school for the same amount I have. I took the loan last year that they offeredsame amount, direct subsidized because I couldnt pay at the time, therefore Ive already accrued 2000 dollars in debt so far. So on to my questionidea! I thought that I could take the loan now and put the 2000 dollars into a CD and let it build while my loan isnt building from interest. Thoughts? Opinions? Thank you!Edit: Something just came up, will be back on later! Thanks in advance!  <response>: Since your loan is subsidized and will not accrue any interest while youre in college, keeping the 2k in CD or a high yield savings, so that you can use it as an emergency fund is a good idea, and you can pay the loan off just before it starts accruing interest. 