<prompt> Human: So, girlfriend 27F and I28M will be moving in together next month and are uncertain as to what we can realistically afford.Im currently a store manager making about 4kmonth after taxes. Ive got about 4k saved away for emergencies and am in the process of paying off my credit card, personal loan, and car loan.I am looking to begin a 2 year Masters program for mechanical engineering and will be either leaving my job for a part time one or will be stepping down so that I can do part time work and attend school.She has a full time assistant manager position making roughly 1800 after taxes per month. Not really sure what we can afford in terms of housing and would love some assistance.Specifics:Raleigh, NC area. No kids, 2 mediumlarge dogs prefer yardHer commute would be to Chapel Hill, NC about 27mi 30mins ishMy stuff---Credit card: 1,800 total balance 14 APRPersonal loan: 2,330 total balance 14.75 APRCar loan: 280 month Insurance: 177monthPhone: 45monthExtra income: VA disability 415monthPersonal loan is paid enough so I dont owe on it until February, but monthly payments are 130month once that time comes.Her stuff---Car lease: 325monthInsurance: 170monthHas to pay 2 speeding tickets and car registration. Looking to see where we can improve and what would be a sensible amount to actually pay for rent. My insurance could be better, but speeding hurt and Ive already shopped around.My car payment is new and will last for a few years, but I have been paying extra on the principal every paycheck.Her lease is terrible, we know. Currently just have to wait out the rest of it year.Any suggestions for a range or financial advice in itself would be greatly appreciated.  <response>: You make a total of 6000mo after tax but you still have thousands in high interest debt? Why? 