<prompt> Human: Are there any financial benefits to opening a joint bank account with my future husband once we are married? We both independently have very good credit 812 and 745, already own two homes outright, have retirement accounts, and have no debt. For big purchases in the future, such as a pre-owned car, we would likely just trade off who buys it. Next year we will file our taxes jointly.  <response>: Primary benefit is to complete the union of two people. Not my money or your money but our money. 