<prompt> Human: Hey everyone!Heres the deal: my bf 25 and I 23 want to move out of our parents houses and in together around July. I need to know if our plan is realistic or if Im missing something.Finances: BF 30Kyear salarywill have 10K saved up by July35K in student loansMe currently in school making not muchgraduating in May, starting work in Aug or Sept around 35-40 K good market for my profession area, so very likely to get a job. I would probably know if I have a job before moving out, I just wouldnt have started it yet.Will have a conservatively estimated 4K saved up by JulyStudent Loans 40K :Approx. Monthly Budget After MovingExpensesRent: 700 based on a house down the street rented out by the same landlord, actually bigger than the house wed be looking atUtilities: 250 1000 sq ft 2 bed bungalowFood: 550 USDA estimate using the moderate cost plan to be safe, but damn that seems high to me, we will likely try to eat very thrifty and cut this downInternet: 60-80Netflix: 10Car insurance: 100eachGas: 120 Student Loan Payments: 800 estimated, would love help if someone knows a more accurate estimationPhone: 80 him 40 meGym: 20Total: 2850Income:BF: 1800monthMe: starting in August or September, approx. 2000monthTotal: 3800Income 3800 - Expenses 2850 950 left over for everything else savings, extra loan payments, fun, etc.Im thinking the 4000 I have saved up will be enough to float me for a month until my real paychecks start coming in. My BF will lend me money if needed. We have all of the required large items for moving in already, but wed probably want to buy a new dresser and a TV stand, then theres all the little items.Is this crazy, or realistic? Im not gonna lie, Im hoping we can make food costs closer to 350 with a lot of bulk rice, pasta, beans, etc. We are not planning on merging finances until we get married, which will probably be 1-2 years from moving in together. So PF, what am I forgetting? and if anyone can estimate utilities better thatd be awesome.  <response>: People with no savings and near minimum wage jobs manage to afford rent higher than that all the time. You will be fine. 