<prompt> Human: Hi PF, Ive reached a point in my life where Im not really sure where to go next. I graduated from college with a Biology degree 4 years ago, since then have been working in labs and managed to save up 30k. A couple months ago I started thinking about buying a house, but after doing a bit of research and visiting this subreddit, Im feeling discouraged. I think I could afford a home in the 80-100k range, but Im worried that closing costsgeneral house maintenance will eat up all of my savings. My SO and I try to save as much as possible, and so weve always had 2-4 roommates for the past 5 years. This has been stressful for us as we are both very introverted people. One of our current roommates has friends over almost every night and has turned the basement into his party room. They can be very noisy, plus theres nowhere for me to study or for SO to write songs. I hate clutter and feel frustrated with always sharing a tiny cramped room. Having our own place has always been one of our main goals.Recently, Ive been considering the option of going back to school. I really want to try for a PhD program in Biomedical Science or something similar. Im also thinking that with another degree, my salary would increase and we could afford a nicer home. However, my SO thinks that we should buy a cheap starter home now, live in it while Im in school, and then sell it to get a better home when we have more savings. Im in favor of this plan, but I dont know how easy it will be to keep working and making mortgage payments while also taking classes. Would appreciate any advice! Heres our situation as of now:Me: 40k salary but its a temp job that ends in August No debt got really lucky with this, I know 30k savingsHim: 20k salary, but one of his jobs in an unpaid internship so that may increase in the next few years 10k college debt 2k savings  <response>: You shouldnt be buying a house with a temp job, nor should you rely on anyones potential income. 