<prompt> Human: Here is our situation:My wife and I have 2 discover cards one with 1K, one with 5K that have zero percent interest until october, 15K in student debt 4k to my wife and 10K for me, and about 6K in savings. I also have about 1700 in my 401K, 2200 in my sons 529, and 600 in my daughters 529.We live with family and have no plans on leaving in the next 10 years. We are up-ing my 401K contributions to 10 to catch up and take advantage of my employer 5 match up to 250, which sucks.We need a second car to cart around the kids and are saving for a house as well. We are looking at a 2013 C-Max because they hold their value.Due to one of my childs medical condition, we are unable to relocate for the next 10 years. Do you have any advice on how we can save enough to start to buy a house?We are currently paying off the discover and it should be gone by August. After that, we plan on putting 10-15 of my money after taxes automatically into savings to try and build it up to 63,000 by the time I am 35 one years salary. Am I completely off base?Any advice besides begging in in the Bitcoin Sub would be appreciated.  <response>: How much upward momentum is there in your job? I assume the 63k savings number is supposed to be a down payment? That wont be enough to for a down payment in Silicon Valley and you wouldnt be able to afford the mortgage on your current salary as well. 