<prompt> Human: Two months ago I requested a credit report from TransUnion, submitted payment for their 1 processing fee, reviewed my report, and thought that would be the end of it. WRONG!As part of the service agreement, they sign you up for a monthly membership and charge you 20 to maintain. I only found out about it after noticing a couple fishy transactions on my credit card statements. Unfortunately I agreed to the contract, so they took my money fair and square.Dont be like me. Keep your money. Close your credit account when youre finished.  <response>: Or get a free no-strings-attached credit report from 