<prompt> Human: This manual by an anonymous collective of resistors, defaulters, and allies from Strike Debt and Occupy Wall Streetaims to provide specific tactics for understanding and fighting against the debt system. Youll find detailed strategies and resources for dealing with credit card, medical, student, housing and municipal debt, tactics for navigating the pitfalls of personal bankruptcy, and information to help protect yourself from predatory lenders. Recognizing that individually we can only do so much to resist the system of debt, the manual also introduces ideas for those who have made the decision to take collective action.  <response>: Im a debt resistor - I resist going into debt. 