<prompt> Human: I would like to point out that i already know how much of a financial fail this is. Take someone who is plain ignorant to how paying for school works, add in some depression and identity crisis, and you will have someone who doesnt give the slightest toot about whats going to happen tomorrow, let alone 2 years later when it comes to finances. I always tried to not think about it because I knew it was a HUGE problem and it scared me... Worst idea possible! Im more scared now then i was when it would pop into my mindI went to a state university back in 2013-2014, my fall semester was paid in full thanks to my mother who took money out of her 401k. However my spring 2014 semester was never paid... Im currently working full time and paying my way through community college. I have no savings. I have no credit, and what credit i had was probably decimated by this failure of payment. All my mail has been sent to my parents house, which i almost never see...not sure where it all goes... therefore i hadnt seen any previous contact from the university or national credit management... im absolutely freaking out. I have no idea how to get my hands on this much money in 30 days.TLDR; how can i get a 11,000 loan for tuition at a university i attended back in 2014 within 30 days  <response>: Do not under any circumstance take out a loan to pay back that debt. Call them up and negotiate a payment plan for all or some of them money owed. 