<prompt> Human: Ive only lived in my home for two years and never thought I would need flood insurance. I feel so fucking defeated after having to evacuate at 3 am in my kayak with my home in 3 ft of water. I dont want to rebuild I just want to leave after something like this. Is theyre anything I can do to forfeit my home? Will filing for bankruptcy an option?EDIT:Im not sure if Im doing this edit right, Ive always been a lurker. Someone just accused me of starting a go fund me scam. I have not. Please donate your money to reputable foundations.I am great full for everyones response. I am reading every single comment and up voting as I go. I am thankful for everyone time. my girlfriend, dog and two cats were the ones that lost our home. We are in our mid 20s except for the animals, and strongly believe we will rebuild whether we file for bankruptcy or utilize FEMA assistance. Because of this we believe other families, especially with children, need the help more than we do. Please do not donate anything tied to this post, only reputable foundations. We have already begun a claim with FEMA to see what we qualify for. We are currently staying with family and being taken care of very well.Everyone thank you for your help.  <response>: I am extremely sorry for your loss. As a fellow Texan with lots of friends in Houston, I can promise that youre not alone in this. Your feelings of defeat and sadness are absolutely normal, and its important that you not succumb to them. 1. First and foremost, stay safe. Make sure that you and your familyfriends are taking care of their physical well-being. Whether youre headed to a shelter or a friends house, try to stay positive and helpful to those around you.2. Call FEMA if you havent already 1-800-621-FEMA, and apply for assistance. This will basically entail you getting a FEMA number and waiting until Federal assistance is approved and the ball is rolling. More than 400,000 Houstonians will be applying for Federal assistance, so its important that you get on their list now. 3. Thankfully you are in a debtor friendly state. Even though it may seem completely hopeless now, your home will not likely be a total loss. Just wait and see on this point. So I guess my advice for now is to do everything you can to stay safe and in a positive mental state. If you are in fear of your own life, call someone to talk about it at the Suicide Prevention line 1-800-273-8255.You are absolutely not alone, and it may seem dire now, but you will get through this. Keep your loved ones close and try to help out those who are suffering. 