<prompt> Human: I hit a deer and reported it to the police. The insurance company accepted this and said theyd come check out the damage. The car is from 2005, but it was originally sold for 45,000. There are some used being sold online for 10k. It runs just as well as any other car and Ive never really had to get anything replaced in it. So, the insurance company comes to inspect the damages. The light is busted on one side and the passenger door is dented, so you cant roll up the window I mean, you could if you didnt mind scratching it. They say its a total loss. What the hell?I suppose I wouldnt be able to get much money out of them anyway since its basically just a light, but how can they declare a car a total loss just because of that?  <response>: but how can they declare a car a total loss just because of that? Their opinion is that the cost to repair the car is more than the value of the car. They will give you a check for the value of the car. You might have to fight them if they undervalue it. 