<prompt> Human: So here is a little background about me, Im 18 and have a full time job through a temporary hiring agency, potentially going permanent. I use my parents cars, but would like my own. I have about 4K saved up. My sister has offered me her 2011 Scion Tc with 116k miles, for 8k because she wants a truck or better snow vehicle. Its as close to immaculate as a used car can get, will need tires and probably brakes, but nothing else in the next 3 years or so. My other option, is to use that 8k as a down payment to a brand new vehicle like a 2016 civic, or something. I have no credit, being Young. What should I do? The Tc would be perfect for my needs. Or would financing a brand new car be better? Should I see about certified pre owned from the dealership?editMy cash flow per week is consistent, I make about 300 a week give or take 70 if I miss a day work saturday. Its the long term that id be concerned about- but like I said, potential to be permanent, and things are looking up currently. Some new cars are as cheap as 13k MSRP, so a 5k loan is something Id do over 3 years is average? However for the full 8k I would Simply save up.  <response>: Youre 18. You have absolutely no reason to get a new car and no reason to go into debt for a car. 