<prompt> Human: So, I started an application on their website a few days ago. We have been texting back and forth a bit and they asked me for things like my income, credit score, etc.I am all ready to go, except for this one thing. They want me to pay a non-refundable 100 application fee fine AND a non-refundable 400 deposit. But I havent even been accepted yet.Is this normal behavior? My gut is telling me something is wrong, but their reviews online are generally pretty good.Id just like to know if anyone has heard of anything like this happening in other situations.  <response>: That is exactly how a woman in my neighborhood was operating a scam. Exactly, to a T. Your instincts are correct. Anyone can create hundreds of profiles to submit fake reviews. Nowhere in this country is it standard procedure to require a non-refundable deposit over and above the application fee. The woman running this scheme? She is now in jail facing felony fraud charges. 