<prompt> Human: Earning this much is new to me I was making roughly 60k in my previous job, and didnt really care about budgeting or investing before. But now my situation has changed, obviously, as Ill be making around 8,500 or so per month after-tax.It might not be a lot of money to some here, and might be a lot to others, but to me its a big change in my life especially considering that I will get married soon and plan on buying a house as well - huge future expenses. Im 28, and havent really been fiscally responsible before. Not that I splurged or anything, but I barely have about 25k in savings.Im curious about a few things that perhaps you could help me with: What tools do you use to budget your finances? I use mint.com at the moment - not to budget, but to see what my expenses are like from time to time. What is your thought process in setting up a rigorous yet realistic budget? How do you account for future changes over the course of a year or so?Thanks.  <response>: This is a friendly reminder to visit our FAQ entry on BudgetingWe also have a section for SpreadsheetsYou might also benefit from this common topic: I have X, what should I do with it?This is a nice graphic to help provide visual context.Also, please visit our FAQ!I am a botrAutoModeratorcommentsq11puwhat_is_automoderator, and this action was performed automatically. Please contact the moderators of this subredditmessagecompose?to2Fr2Fpersonalfinance if you have any questions or concerns. 