<prompt>  Human: I posted here back in March because I had just accepted a new job, increasing my pay from 25K to 65K, and I wanted to avoid the pitfalls of getting used to your new income. Thanks to your advice, I was able to pay off roughly 13K of CC debt in just 7 months, even with putting 10 into my 401K. My student loans are down to about 4K as well. I will be going into 2015 100 loan free, other than my house. Thanks again everybody. 