<prompt> Human: Im doing this combination of self-employmentindependent contracting, and a part time payroll employee, and think I may have just screwed myself over by not saving 35-40 of all my non-payroll income for Uncle Sam. Should I hire an accountant to consult now to settle my nerves, or wait until I get all my tax forms in January? Background: Was completely new to all this, lived in poverty all my life, planned to use an accountant in January 2016, and knew Id have to pay more in taxes... but online tax calculators and Googling taxes for my situation were misleading, results apparently only accounted for social securitymedicare...Ive just spent hours trying to get some actual answersnumbers. If my re-calculations are correct, Im gonna be owing something like 10,000 to the IRS. Im already paying like 600mo to pay off debt and I just dont know how I can handle this... I have business receipts, though I know I cant write off a lot of it due to one thing or another kicking me out of the tax deductible eligibility like home office being multi-tasked space, and new working laptop; necessary, but not exclusive to job...these were things that couldnt be helped in my personalfinancial situation... To be honest, Im freaked out, and could use some level headed feedback on how to proceed...thanks in advance, guys :  <response>: Get an accountant now.Get referred to an accountant from someone who also has a business.There are things you can do in 2015 that can lower your taxes, but if you only get the accountant in 2016, you wont be able to do them. 