<prompt> Human: I was supporting my girlfriend throughout college, but we are breaking up now that she is going off to another state. Its totally mutual and were both okay with it. The issue is that she was living off of my credit card and accumulated 5,000 in debt. She was paying the minimum every month and things were fine. I was okay with my credit score taking a hit. I know Im going to get shit for letting her use my credit card, but I needed to make sure she was eating and would survive until she could work full time.However, now that were broken up, were trying to find a way so that I can transfer her the debt that shes accumulated. She only has one credit card and her credit limit is too small for me to transfer everything to her.Is there a way I could transfer her what she owes me? Hopefully in a way where she doesnt have to make ridiculous payments or fees?  <response>: If she wont qualify for a loan or other credit card on her own then youre pretty much SOL - which I think you already knew. If she doesnt make the payments on time as youve agreed, you can take her to court and win. But if she doesnt have the money to pay you back - its not like suing her will magically make that money appear. You very much might have a 5,000 lesson learned here. 