<prompt> Human: I currently put into my 401k up the the company match limit. I put into a roth every year and have monly left over. I have been puting into a standard broakrage account as I figure there is a good chance I will be paying at least the same in taxes if not more when I retire. With this belief is there any reason to add more to the 401k?  <response>: Youll pay taxes when you take the money out, but youll be avoiding taxes on the growth of your contributions all the intervening years, plus reducing your taxes by contributing. 