<prompt> Human: Quick run down. I am well off enough. 802 credit score and money in the bank. My long time GF not so much. She has been fighting 17,000 credit card debt that she has already had consolidated once before. She is having a real hard time paying it down.We plan on getting married in the near future. But she doesnt want the debt to be my problem. Should bankruptcy be an option at this point? I have already looked up the advantages and disadvantages online such as loss of her credit cards and 7 to 10 years of no credit. But wanted some personal advice Any advice appreciated. Thanks!  <response>: What is her income? What is yours? If she is making 40 plus she should pay it off. Edit If less, she should still pay it off. 