<prompt> Human: Recently sold my car1,000 due to me not needing it anymore. Would it better to just pay off the 650 debt with now or keep making the minimum payments 35 or increase the payments to something like 50.I have essentially no savings and working on getting a job.  <response>: Id pay it off.If it turns out you need the money later, you can always charge 650 again. In the meantime you arent paying interest. 