<prompt> Human: I pay roughly 80month for a plan that has a 6250 deductible ouch. If I dont go to the doctor that often and dont end up paying my entire deductible each year, will I generally come out ahead compared to say 250month and a 2k deductible for example?Thanks!!  <response>: Dont forget that the primary purpose of insurance is to avoid going bankrupt when you get plowed by a truck and need 200K in medical care. Paying full price for a checkup is small potatoes, comparatively. 