<prompt> Human: Hey guys, let me first say that i love this subreddit. It is full of useful knowledge and tips on finance that i find very valuable. I really like the new KIA optima and i want to purchase it on a 36 month lease. I have done the research and before anyone tries to talk me out of a lease, Ive decided that it is the right fit for my financial situation. With that being said, i dont really need the car. Let me explain..I currently drive a 2004 Trail Blazer with almost 99,000 miles on it. It is in fantastic condition and I only purchased it for 4000. There is nothing wrong with it, other than its a little out dated. It gets me from A to B with no problem what so ever. I know the cheapest way to go about this matter would be to keep my Trail Blazer and drive it until Im out of college i have one year left or until it dies. But i would like to capitalize on the low milage of the vehicle and sell it while the value is up. The more i drive it, the less it is worth. I figure with the KBB at 5300 and my selling skills, i can sell it for close to 7000 if i really pitch the value low miles, new tires, proof of all maintenance. Now onto the lease...I have been looking at cars around 25000-30000 and narrowed it down to the KIA optima. After going to the dealership i got some useful information. I played dumb at first to try and see how honest they were. They tried to play the whole game your payment will be X and your downpayment will be X. Without showing me any of the fees, interest rates etc. After some brief talking i told them that this will not cut it. I told them if they want to do any business with me, i need to see a breakdown of all the fees. Licensing fees, acquisition fees, interest rates, i wanted it all. At first they told me they could not provide that, but when i got up to leave they had the finance guy come over and try to explain some of the fine print. We started talking about the money factor which i interpreted as the interest rate. They told me it depends on my tier of credit i have a 625 score. Some questions from you guys.1. Would you try and sell the car to capitalize on the value?2. What are some things i should look for when talking money with my salesman?3. What are some things i should ask my salesman?4. Is the money factor the same as the interest rate?5. Would it be foolish to walk in and demand what i want? And if they cant make it happen, leave? For instance, Im not going to put any money down, I want this car for 300 a month, licensing and zero fees out the door. Can you make this happen?  <response>: You say leasing makes sense for your financial situation but you neglected to mention it. What is your income? 