<prompt> Human: There are so many hidden features Im missing out on with my CCs such as Discover covering the cost of a broken phone within the first 90 days I believe dont quote me I barely remember the stipulations but is there a list out there that can tell us these things?  <response>: Seconding the needdesire maybe need is too strong a word for something like this. I would think this is something uthepointsguy would have on their site, but cant seem to find it.Edit: On second thought, it looks like this would do a pretty decent job 