 Ademola E. Ayodele1, Babatunde Afolabi2 and Awoniyi C. Olaoye11Department of Banking and Finance, Afe Babalola University, Ado-Ekiti, Nigeria.2Department of Economics, Afe Babalola University, Ado Ekiti, Nigeria.Stage 2 Peer review report_2 Achille Dargaud Fofack, Cyprus File 1 File 2 