<prompt> unaweza kugeuza matini haya ya swahilikwa kiingereza?kwa maneno mengine, nyumba sio lazima iwe nyumba yako ya kwanza inayomilikiwa na mmiliki ili kustahiki msamaha.  <response>: despite the name of the exception, it doesnt necessarily have to be your first home for you to qualify as a first-time homebuyer. 