<prompt> tafsiri zifuatazo kutoka kwa swahili hadi kiingereza.kadi ya mkopo pia ni tofauti na kadi ya malipo kwa kuwa kadi ya mkopo inahusisha mhusika wa tatu benki anayelipa muuzaji na baadaye anarejeshewa fedha hizo na mnunuzi, ilhali kadi ya malipo mnunuzi huchelewesha tu malipo hadi siku nyingine.  <response>: a credit card differs from a charge card also in that a credit card ___ involves a third-party entity that pays the seller and is reimbursed by the buyer, whereas a charge card simply defers payment by the buyer until a later date. 