<prompt> tafsiri zifuatazo kutoka kwa swahili hadi kiingereza.hapa ni lazima watu wawajibike kwa kujipima kama kweli wanafaa kuendelea na nyadhifa zao tunapoelekea uchaguzi wa mwaka 2015.  <response>: as such, lenders must act responsibly when considering applications throughout the rest of 2020. 