<prompt> unaweza kugeuza matini haya ya swahilikwa kiingereza?ndio sababu ni muhimu kupata njia ya hiari ya kulipa punguzo, kama mfadhili punguzo langu, na epuka udanganyifu wa makandarasi.  <response>: thats why it is important to find an optional way to pay the deductibles, like fund my deductible, and avoid contractor fraud. 