<prompt> tafsiri zifuatazo kutoka kwa swahili hadi kiingereza.watu daima watahitaji kadi za mikopo; inaonekana mtu wastani ina kuhusu 4 kadi katika mfuko wake, kadi kwa ajili ya gesi, kadi kwa ajili ya duka kubwa la idara, جیسا کہ کاردمیمبرس یا دکانوں قاری کے نزدیک اس خصوصیت کے ساتھ ان کے کارڈ منعقد, kadi kwa kujitia, na michache ya kadi kama anawahifadhi endapo fedha inahitajika na kwa ufupi ugavi.  <response>: people will always need credit cards; it seems the average person has about 4 cards in his pocket, a card for gas, a card for a major department store, a card for groceries, a card for jewelry, and a couple of cards as spares just in case cash is needed and in short supply. 