<prompt> tafsiri zifuatazo kutoka kwa swahili hadi kiingereza.ni benki ya kawaida ambayo hutoa akaunti mkondoni ambayo haina malipo ya matengenezo ya akaunti kwa watu binafsi na biashara.  <response>: it is mainly a virtual bank that provides an online account that is completely free of account maintenance charges for individuals and businesses. 