<prompt> tafadhali geuza maudhui haya ya swahili kwenda kwa kiingereza.hasa pale dharura zinapozitokeza, k.v. matibabu, uharibifu wa mali za msingi au kupoteza kazikutolipwa mshahara, ni rahisi kujikuta katika changamoto kubwa ya kukidhi mahitaji binafsi.  <response>: in case of an emergency, such as illness, property maintenance issue, or loss of employment, it is easy to deplete on-hand resources very quickly. 