<prompt> Pfupisa nyaya yacho: Nzira dzokunyengera dzinoshandiswa nemakambani endege, mabhengi nemakambani einishuwarenzi kunyengedza mamiriyoni evatengi kuti atenge inishuwarenzi yokuwedzera dzingakurumidza kurambidzwa. Mutariri weGuta akataura kuti anoda kurambidza makambani kuti asatengesa zvinhu zvinotengeswa nevatengi izvo zvinoda kuti vatengi vasarova bhokisi rinenge rakanyorwa nemabhii maduku kana vachida kudzivisa kutenga inishuwarenzi yokuwedzera. Mumushumo unoparadza, Financial Conduct Authority yakati vatengi vakawanda vari kunyengedzwa kuti vatenge zvinhu zvavasingadi kana kuti zvavasingadi. Sangano reFinancial Conduct Authority rakati vatengi vakawanda vari kunyengerwa kuti vatenge zvinhu zvavasingadi kana kuti zvavasingadi. Vaya vanowira mumusungo wacho - vangave vari kutenga tikiti rekonzati kana kuti kubhadhara inishuwarenzi yemotokari - kazhinji kazhinji vanotenga zvinhu zvisina kukodzera, kana kuti vanogamuchira mutengo wakaderera. FCA inofungidzira kuti chitsotsi chacho chiri kudhurira vatengi mari inopfuura 108 miriyoni pagore mukubhadhara mari yakawandisa. Musika wezvigadzirwa zvakadaro - kusanganisira kudzivirira kuba chiziviso, inishuwarenzi yeimba uye kuvhara kukanganisa inokwana 1 bhiriyoni gore negore kune indasitiri yeinishuwarenzi. Kazhinji kazhinji zvinotengeswa pamwe chete neinishuwarenzi dzakadai sokufamba, motokari uye kuvharirwa kwemba. Asi pasi pechishanu chevatengi havatombozivi kuti vanazvo, maererano neFCA. Kutengeswa kwezvinhu zvokuwedzera kwakatoita kuti pave nenyaya yokutengesa zvisiri izvo inishuwarenzi yokudzivirira kubhadhara, uko mamiriyoni evatengi akatengeswa mapurisa avaisada kana kuti avaisada pamwe chete nezvikwereti kana kuti makadhi echikwereti. Mabhangi makuru omumugwagwa uye vamwe vakweretesi vakabhadhara 18billion mubhadharo kusvikira zvino zvichiita kuti ive iyo inodhura zvikuru kutengesa kutengesa muUK nhoroondo. Nzira dzokunyengera dzinoshandiswa nemakambani endege nemabhangi ane zvinhu - zvinosanganisira kudzivirira kuba mazita, inishuwarenzi yeimba uye inishuwarenzi yokuparara - zvinowanzotengeswa pamwe chete neinishuwarenzi yokufamba uye yemotokari uye inishuwarenzi yeimba. Christopher Woolard, director we strategy and competition paFCA akati: Izvi ndezvekuona kuti vatengi vanogona kusarudza zvakanaka kuti ndeipi inishuwarenzi yekuwedzera yavanoda kana kuti yavasingade. Kukanganwa kubvisa bhokisi pakuguma kwekutenga hakusi kuita...  <response>: FCA inoti vatengi vanonyengerwa kutenga zvinhu zvavasingadi kana kuda. Zvinofungidzirwa kuti chitsotsi chacho chinodhura vatengi mari inopfuura mamiriyoni 108 pagore. Inowanzotengeswa pamwe chete neinishuwarenzi yokufambisa neyemotokari uye inishuwarenzi yeimba. 