<prompt> Pfupisa nyaya yacho: Nhamba yavatengi yakabatwa muISAs inobhadhara zvishoma yakapetwa kaviri mumakore maviri apfuura. Vachengeti vari kurohwa nemitero yemari yakaipisisa munhau nechikamu chimwe muzvitatu cheakaundi dzeIsa zvino chiri kubhadhara mari isingasviki 1 muzana pagore. Nhamba yavatengi vakabatwa muIsas inobhadhara mari shoma yakapetwa kaviri mumakore maviri apfuura sezvo mitengo yechimbadzo pairi yakadonha kusvika pakaderera zvikuru. Imwe yenhoroondo nhanhatu inopa isingasviki mwero wepasi weBank of England pa0.5 muzana chete, nepo vamwe vanochengeta vakabatirira pamitero ye0.1 muzana. Chiverengero cheaya maakaundi asina mutero anodzoka pasi pe1 muzana chakapetwa kaviri mumakore maviri apfuura, kubva kune mumwe muvashanu kusvika kune mumwe muvatatu. Kunoreva kuti pamwero wakaipa zvikurusa weIsa wazvino we0,1 muzana, mumwe munhu anoisa 15 000 aizowana 15 shoma pagore mubereko. Mukupesana, munhu anochengeta pamutero unokwikwidza zvikuru we1,5 muzana aizoita 225 - musiyano we210 pagore. Nemasvondo mana akasara kuti ashandise mari yegore rino ye 15 000 yeIsa, vakawanda vanochengeta mari vachabvunza ukoshi hweakaundi dzakadaro. Sangano reBuilding Societies Association rakati pakanga pasina chinhu chimwe chete chinoderedza mitengo yeIsa asi rakati mutengo wepasi wakaderera nguva dzose wakanga waita kuti kudzoka kuderere. Mumwe mutauriri akawedzera kuti: Handifungi kuti pane kuwirirana kwakasimba pakati pemitengo yeIsa nemitengo yezvivakwa. Sangano reBuilding Societies Association rakati pakanga pasina chinhu chimwe chete chakatungamirira kuderera kwemitero yeIsa asi rakati mwero wepasi wakaderera nguva dzose wakanga waita kuti mari inodzoka ive shoma. Mupi mumwe nomumwe anofanira kuenzanisa pakati pemitero yokuchengetedza nemitero yechikwereti sezvo vachida vose vanochengeta nevanokwereta. Nyanzvi dzinopomerawo hurongwa hweHurumende hwokubhadhara zvikwereti, uhwo hwakaita kuti mabhengi akwerete mari shoma achidzorerwa mari dzokubhadhara dzimba nemabhizimisi pashure penhamo yemari. Hurongwa uhwu hwaireva kuti mabhanga akanga asisiri kuvimba nemari yevachengeti, zvichideredza kudiwa kwokupa mitengo yemakwikwi, zvinonzi. Anna Bowes, webhusaiti yakazvimirira yekuchengetedza Savings Champion, akati: Mushure memakore matanhatu emutengo wepasi pa0.5, ino inguva yakaoma kwazvo yakanyorwa kune vanochengeta, uye Isa...  <response>: Nhamba dzinoratidza kuti vanochengeta mari vari kutambudzwa nemitero yezvikwereti yakaipisisa munhau. Chikamu chimwe muzvitatu chezvikwereti zveISA zvino chiri kubhadhara mari isingasviki 1 muzana pagore. Imwe munhoroondo nhanhatu inopa isingasviki 0.5 yomutengo wepasi weBank of England. Nhamba yamaakaundi asingabhadharwi mutero anodzosera pasi pe1 yakapetwa kaviri. 