<prompt> Pfupisa nyaya yacho: Chitubu chinotanga zviri pamutemo vhiki rino uye mhuri dziri kumusoro nokudzika kwenyika pasina mubvunzo dzave dzichifunga nezvokupa dzimba dzadzo guruva rakanaka, kubvisa marara uye kubvisa chero kutonhora kwechando kunoramba kuripo. Asi gore rino, wadii kuenderera mberi uye kuchenesa mari yako? Chaizvoizvo kwaigona kuderedza mazana amakirogiramu pamari yako yemhuri yegore negore uye kukubetsera kuchengeta zvakawanda nokuda kwezvinhu zvoumbozha zvakadai semazororo nezvipfeko. Pano, Kalpana Fitzpatrick, mutori wenhau wezvemari uye muvambi weblog rinonzi MummyMoneyMatters.com, anokuudza mazano ake makuru okubatsira kuderedza mari yaunoshandisa pakurarama uye kuva munhu anochengetedza mari zvakanaka. Dzorera pasi kuti uone vhidhiyo. Kune zvinhu zvinoverengeka izvo vanaamai vanogona kuita kuti vashandise mari shoma uye kuchengetedza yakawanda muchirimo chino, anodaro Kalpana. 1 Enda unotenga zvinhu zvevana zvechipiri. Wakambozvibvunza here kuti vanaamai vakangwara vanotenga kupi mbatya dzevana vavo nematoyi? Eya, vakangwara zvikurusa vari kuenda kunzvimbo dzokutengesera dzapamusoro petafura dzinozvirumbidza pamusoro pezvigadzirwa zvemhando yepamusoro pamitengo inodhura. Sangano rinobatsira vabereki reNCT rinogara richitengesa zvinhu zvitsva richibvisa mbatya pamitengo yakaderera - zvakadai sokukura kwemwana kubva pamari shoma se50p kwete imwe chete, asi shanu. Matoyi - kazhinji kazhinji ari mumamiriro ezvinhu akanaka zvikuru - anodhura 2 uye maDVD evana ari kupiwa kubva pa1 bedzi. Uye havasi vatengesi vane ruzivo chete vachawana zvinhu zvevana - kunewo zvakawanda zvokusarudza vana. Pane chikonzero chiduku chokutengera vana zvipfeko zvitsva chose zvavanokura nokukurumidza kwazvo. NCT ine nhungamiro dzakasimba dzomhando nokuda kwevatengesi, pamwe chete nevatengi vanogona kuongorora zvinhu vasati vatenga. Nokuda kwaavo vari vakanaka mukutengeserana, muchafamba muchienda nomubvumo mukuru nokuda kwemari yenyu. Tarisa NCT kuti uwane mashoko pamusoro penzvimbo nemisi yeizvi zvitengeswa. Anoitwa munyika yose uye gore rose. 2 Kuchenesa nokutengesa zvinhu zvisingadiwi. Ino inguva yokutarira mumakabhati ako uye kurasa chinhu chipi nechipi chausingachadi kana kuti kushandisa. Kuti uwane masendi mashomanene okuwedzera ayo angashandiswa nokuda kwemari yehomwe yevana, kana kuti kushandisa mari nokuda kwezororo renyu remhuri, kuregererei kurangarira kutengesa zvinhu izvi? Pakutengesa kweNCT, kubhadharwa kwetafura kuri...  <response>: Kalpana ndiye muvambi weblog rinotaura nezvemari rinonzi MummyMoneyMatters.com. Inoratidza kuti ungatengesa sei zvinhu zvausingadi. Anopa zano rokushandisa nzvimbo dzokudzorera mari pamwe chete nokuronga kudya kwemhuri. 