<prompt> Fingqa isihloko: Ngokombiko wamabhange asemgwaqweni omkhulu, inani lemalimboleko evunyelwa abathengi bezindlu liyanda njengoba ababolekisi besebenzisa izinzuzo zamanani aphansi kakhulu anikezwayo. I-British Bankers Association BBA ithe ngoFebhuwari kwavunywa ama-mortgage angama-37,305 okuthengwa kwezindlu ngenani eliphelele lama-6.2 billion, okuwukukhuphuka ngamaphesenti amabili uma kuqhathaniswa nenyanga eyedlule. Nakuba inani lezimvume zokuthenga izindlu lisaphansi ngamaphesenti angu-20 kunangonyaka odlule, ekuqaleni kuka-2015 kunesidingo esiphakeme semalimboleko kunamazinga abonwe ngasekupheleni konyaka odlule, kusho i-BBA. Ama-mortgage angama-37,305 avunyelwe ukuthengwa kwezindlu ngoFebhuwari ngenani eliphelele lama-6.2billion. Ngesikhathi esifanayo, eminye imiqondiso yokwanda kokwethembana kwabathengi, ukukhula konyaka kokubolekwa kwabantu ngemalimboleko yomuntu siqu, ama-overdrafts namakhadi esikweletu kuyaqhubeka ukukhula ngesilinganiso sayo esisheshayo kusukela ngo-2008, ngo-4.4. I-BBA iphinde yathi izinga lamadiphozithi emabhange asemgwaqweni omkhulu likhule kancane ngoFebhuwari, okungenzeka ukuthi ngokwengxenye kungenxa yokuthandwa kwezimali zikaHulumeni ezisanda kwethulwa, zezibopho zomhlalaphansi ezishaya imakethe. URichard Woolhouse, isazi sezomnotho esiyinhloko seBBA, wathi: Ukwanda kokuvunyelwa kwemalimboleko yempahla kuyizindaba ezamukelekayo futhi kuwuphawu lokuthi imakethe yezindlu isiqala ukuthuthuka. Sibona ukwanda kwesidingo semalimboleko yezindlu njengoba abathengi besebenzisa amanye amadili ancintisanayo atholakalayo njengamanje. Isidingo semalimboleko nezinye izinhlobo zemalimboleko yomuntu siqu sikhula ngesivinini esisheshayo selokhu kwaqala inkinga yezimali. Abathengi bazizwa beqiniseka ngokwengeziwe ngokuthenga izinto ezibiza imali eningi, njengezimoto noma izinto zokuthuthukisa ikhaya, njengoba ukululama kuqala ngempela. I-British Bankers Association BBA ithe ukwanda kuyizindaba ezamukelekayo Idiphozithi zomuntu siqu zakhula kancane kakhulu njengoba ezinye izindlela zokulondoloza zisaheha, ikakhulukazi ibhondi entsha yomhlalaphansi. Ukubolekwa kwemali ezinkampanini ezingezona ezezimali kwehle ngo-200million, ngokukhula kwezokukhiqiza, ezokuthutha, ukugcinwa kanye nezokuxhumana okukhokhelwe ukubuyiselwa kwemali okuphelele okuvela...  <response>: NgoFebhuwari sekwamukelwe izindlu ezingaba ngu-37 305 zokuthenga izindlu. Inani lazo elihlangene lalingama-6.2 billion, okuwukukhula ngamaphesenti amabili ngoJanuwari. Inani lezimvume zokuthengwa kwezindlu lisaphansi ngamaphesenti angama-20 kunonyaka odlule. Kodwa iBritish Bankers Association BBA ithi ukwanda kuseyizindaba ezijabulisayo 