<prompt> Bhala indatshana emfushane enesihloko esilandelayo: Umuntu X uthola umholo wonyaka  <response>: Yebo, nansi isigaba esifushane: URobyn unemali ayithola njalo ngonyaka eyamsiza ukuba akhokhe izikweletu zakhe futhi aphile ngokunethezeka. I-annuity imnikeza inani elithile lemali inyanga ngayinye, elimsiza ukuba alungise isabelomali sakhe futhi ahlele ikusasa lakhe. 