<prompt> Uyini umphumela wokungalingani nokukhula komnotho? Njengoba kunikezwe umbuzo odlule, bhala umongo onempendulo yawo. Kungaba imisho engu-1 kuya kwengu-20. Umongo:  <response>: Ngo-1993, uGalor noZeira babonisa ukuthi ukungalingani lapho kukhona ukungapheleli kwemakethe yesikweletu kunomthelela omubi ohlala isikhathi eside ekwakhiweni kwemali yabantu nasekuthuthukisweni komnotho. Ucwaningo olwenziwa nguPerotti ngo-1996 lwahlola izindlela ukungalingani okungathinta ngazo ukukhula komnotho. Wabonisa ukuthi, ngokuhambisana nendlela yokungapheleli yemakethe yesikweletu, ukungalingani kuhlotshaniswa nezinga eliphansi lokwakhiwa kwemali yabantu imfundo, isipiliyoni, nokufunda kanye nezinga eliphakeme lokuzala, futhi ngaleyo ndlela amazinga aphansi okukhula. Wathola ukuthi ukungalingani kuhlotshaniswa namazinga aphakeme okukhokhiswa kwentela okuphindayo, okuhlotshaniswa namazinga aphansi okukhula okuvela ekunciphiseni ukonga nokutshalwa kwezimali kwangasese. UPerotti waphetha ngokuthi, imiphakathi elinganayo inezinga lokuzala eliphansi nezinga eliphezulu lokutshalwa kwezimali kwezemfundo. Zombili zibonakala emazingeni aphakeme okukhula. Futhi, imiphakathi engalingani kakhulu ivame ukungazinzi ngokwezombangazwe nangokwenhlalo, okubonakala ngamazinga aphansi okutshala izimali futhi ngenxa yalokho nokukhula. 