<prompt> Fingqa isihloko: Umbiko uthola ukuthi ababolekisi bezimali abahlazekile basashushisa amakhasimende abuthakathaka aphethwe ukugula nokushonelwa naphezu kwengcindezi yokuhlanza le mboni. Ngemva nje konyaka umlawuli omusha enikezwe umsebenzi wokulawula izinkampani ezibolekisa ngemali, eziningi zisasebenzisa amaqhinga okuxhaphaza lapho ikhasimende lingazikhokhi izikweletu. I-Financial Conduct Authority yathola ukuthi izinkampani ezithile zaqhubeka zingenalo uzwela futhi zingaguquguquki lapho ikhasimende lisenkingeni futhi lisenkingeni yezezimali. Umqaphi wathi omunye umbolekisi wayeze azame ngisho nokukhanga imali kumakhasimende ngokusongela ngokuwavakashela ekhaya noma emsebenzini, naphezu kokungabi nanqubomgomo yokwenza kanjalo. Ukuxoshwa: Ngemva konyaka i-Financial Conduct Authority inikezwe umsebenzi wokulawula ababolekisi bezinsuku zokukhokha, umbiko wayo uthola ukuthi lezi zinkampani zisaqhubeka nokuxosha amakhasimende abuthakathaka ifayela lesithombe Abanye basongela ngokudlulisela ama-akhawunti amakhasimende kubaqoqi bezikweletu bangaphandle, yize babengenayo inhloso yokwenza kanjalo. I-FCA ithe ithole izincwadi ezidukisayo futhi kwesinye isikhathi ezisongelayo ezivela kubabolekisi, naphezu komzamo wokunqanda ukuziphatha okunjalo. UDavid Mann, kusayithi lokuqhathanisa uSwitch.com, uthe izolo ebusuku: Kuyashaqisa ukuthi abantu abasengozini basalokhu behlukunyezwa, ngisho nalapho bethatha izinyathelo zokulawula izikweletu zabo. Kusobala ukuthi kuningi okudingeka kwenziwe ukuze kuvikelwe labo abavaleleke emjikelezweni omubi wesikweletu. Kunesidingo sesikweletu sesikhathi esifushane, kodwa ukubolekwa kwemali ngosuku lokukhokha kungaba yindlela ebiza kakhulu yokuboleka imali. Sidinga amabhange asemigwaqweni ephakeme ukuba akhuphuke futhi anikeze izixazululo eziqinile zokubolekisa isikhathi esifushane. Ngo-April odlule, i-FCA yanikezwa umsebenzi wokulawula umkhakha we-payday ngomzamo wokubhekana nenani labantu abagijimela ezikweletini ezingalawuleki ngalezi mboleko zesikhathi esifushane ezinenzalo ephezulu. Kodwa umbiko we-FCA uqobo wathola ubufakazi bokuthi abafakizicelo abanobungozi obukhulu basavunyelwa ukuthola imali mboleko, ngisho nalapho ababolekisi benesizathu sokusola ukuthi amakhasimende asengozini, noma asevele esenkingeni yezezimali. Bathi ukugcinwa kwamarekhodi okuyihlazo...  <response>: Ababolekisi basaqhubekabexhaphazaamakhasimende aphethwe ukugula noma ukufelwa. I-Financial Conduct Authority ithi amafemu ayaqhubeka engabonisi uzwela Omunye waze wasongela ngokuvakashela ikhasimende ekhaya naphezu kokuthi umthetho uyakwenqabela lokho. Ngonyaka odlule, i-FCA yanikezwa umsebenzi wokulawula ukubolekwa kwemali yesikhathi esifushane enenzalo ephezulu. Umbiko wayo uqobo uthole ukuthi abafakizicelo abasengozini enkulu basavunyelwa ukubolekwa imali. 