<prompt> Bhala indatshana emfushane enesihloko esilandelayo: Umuntu X usayina isivumelwano sangaphambi komshado  <response>: Yebo, nansi isigaba esifushane: UCollen wasayina isivumelwano sangaphambi komshado. Wazizwa ekhululekile ngokuthi kwakungasadingeki akhathazeke ngokuthi umkakhe wesikhathi esizayo wayezothatha ingxenye yemali yakhe. 