<prompt> Fingqa isihloko: Inani lamakhasimende aboshwe kuma-ISA akhokha kancane liphindeke kabili eminyakeni emibili edlule. Abalondolozi bashaywa amazinga enzalo amabi kakhulu emlandweni lapho ingxenye yesithathu yama-akhawunti e-Isa manje ikhokha ngaphansi kuka-1 ngonyaka. Inani lamakhasimende abambeke kuma-ISA akhokha kancane liye laphindeka kabili eminyakeni emibili edlule njengoba amanani enzalo kuwo ehla ngokushesha aze afinyelela emazingeni aphansi. Omunye kuma-akhawunti ayisithupha unikela ngaphansi kwenani eliyisisekelo leBhange LaseNgilandi ngo-0.5 nje kuphela, kuyilapho abanye abagcini bebhajwe ngamanani angu-0.1. Ingxenye yala ma-akhawunti angenayo intela anembuyiselo engaphansi kuka-1 iye yaphindeka kabili eminyakeni emibili edlule, isuka koyedwa kwabayisithupha yaya koyedwa kwabathathu. Kusho ukuthi ngesilinganiso samanje esibi kunazo zonke se-Isa esingu-0,1 ekhulwini, umuntu ofaka ama-15,000 wayezothola ama-15 nje kuphela ngonyaka njengenzalo. Ngokuphambene, umuntu ogcina ngesilinganiso esincintisana kakhulu esingu-1.5 uyokwenza u-225 - umehluko ongu-210 ngonyaka. Njengoba sekusele amasonto amane ukuba kusetshenziswe isibonelelo sika-Isa sika-15,000 salo nyaka, abaningi abagcina imali bayokungabaza ukubaluleka kwama-akhawunti anjalo. I-Building Societies Association yathi kwakungekho isici esisodwa esinciphise amazinga e-Isa kodwa yathi izinga eliphansi eliqhubekayo liye laba nomthelela ekubuyiseni okuphansi. Umkhulumeli wanezela: Angicabangi ukuthi kunokuhlobana okuqinile phakathi kwamanani e-ISA namanani emalimboleko. I-Building Societies Association yathi asikho isici esisodwa esenza amazinga e-Isa ehle kodwa yathi isilinganiso esisezingeni eliphansi esiqhubekayo sibe nomthelela ekubuyiseni okuphansi. Umhlinzeki ngamunye kufanele athole ukulinganisela phakathi kwamanani okonga kanye namanani emalimboleko ngoba adinga bobabili abagcini nababolekisi. Ochwepheshe nabo basola uhlelo lukaHulumeni lokuxhasa ngezimali ukuboleka imali, olwenza amabhange akwazi ukuboleka imali eshibhile ukuze athole imali yokuboleka izindlu namabhizinisi ngemva kwenhlekelele yezomnotho. Lolu hlelo lwalusho ukuthi amabhange ayengasathembeli emalini yabongayo, okwenza ukuthi kuncishiswe isidingo sokunikeza amanani entengo ancintisanayo. U-Anna Bowes, we-website yokonga ezimele i-Savings Champion, uthe: Ngemuva kweminyaka eyisithupha yenani eliyisisekelo elingu-0.5, lesi yisikhathi esinzima kunazo zonke emlandweni wabasindisi, futhi u-Isa...  <response>: Izibalo zibonisa ukuthi abagcini imali bahlaselwa ngamanani enzalo amabi kakhulu emlandweni. Ingxenye yesithathu yama-akhawunti e-ISA manje ikhokha ngaphansi kwephesenti elilodwa ngonyaka. Omunye kuma-akhawunti ayisithupha unikela ngaphansi kwenani eliyisisekelo le-0.5 leBhange LaseNgilandi. Inani lama-akhawunti angakhokhiswa intela anembuyiselo engaphansi kuka-1 liphindeke kabili. 