<prompt> Bheka isigaba esingezansi bese uphendula umbuzo emva kwalokho ngolimi olufanayo nesigaba: Ingcaphuno: Enye indlela evamile yokusiza abantu nge-Internet ukusebenzisa ukuboleka imali komunye umuntu ngenjongo yokusiza abanye. I-Kiva yaqala lo mqondo ngo-2005, inikeza insizakalo yokuqala esekelwe kuwebhu yokushicilela amaphrofayili wemalimboleko ngayinye yokuxhasa ngemali. I-Kiva iqoqa izimali zezinhlangano ezixhumanisa ezezimali ezincane zasendaweni ezithumela izindaba nezibuyekezo egameni lababolekayo. Ababolekisi bangafaka imali engaphansi kwama-R25 emalimboleko abayikhethayo, futhi bathole imali yabo lapho ababolekisi bebuyisela imali. I-Kiva ayisiwona umsebenzi wokusiza abantu abampofu, ngoba imali ebolekiwe ikhokhwa ngaphambi kokuba ababolekisi bayikhokhe futhi ababolekisi abaxhumani nababolekisi ngokwabo. Nokho, ukwanda kwamuva nje kokufinyelela kwe-Internet eshibhile emazweni asathuthuka kuye kwenza kwaba nokwenzeka ngokwengeziwe ukuba abantu baxhumane ngempela. Ngo-2009, inhlangano engenzi nzuzo yase-US i-Zidisha yasebenzisa lo mkhuba ukuze inikeze isiteji sokuqala se-peer-to-peer microlending ukuxhuma ababolekisi nababolekisi ngaphesheya kwemingcele yamazwe ngaphandle kwabalamuli bendawo. Ephefumulelwe amawebhusayithi asebenzisanayo afana ne-Facebook ne-eBay, ipulatifomu ye-microloan ye-Zidisha yenza kube lula ukuxhumana okuqondile phakathi kwababolekisi nababolekisi kanye nohlelo lokulinganisa ukusebenza kwababolekisi. Abasebenzisi be-Internet emhlabeni wonke bangakwazi ukuboleka imali ngemali encane engange-dollar elilodwa. Umbuzo: Laliyini igama lenhlangano engenzi nzuzo ese-United States?  <response>: UZidisha 