<prompt> Fingqa isihloko: Cishe uhhafu wabasindisi abakhetha ukukhokhela izimpesheni zabo njengengxenye yezinguquko ezinkulu kakhulu ekhulwini leminyaka bazokwenza isinqumo esingenangqondo, ngokusho komqaphi wezezimali. Ngo - April 6, abantu abaneminyaka engaphezu kuka - 55 bayovunyelwa ukuba bakhiphe yonke impesheni yabo noma ingxenye yayo, kunokuba baphoqeleke ukuba bathenge imali yenyanga eqinisekisiwe yokuphila kwabo konke. UMgcinimafa uye wathembisa ukubanikeza isikhathi sokubasiza ukuba banqume ukuthi benzeni ngemali yabo. Ngenyanga ezayo abantu abaneminyaka engaphezu kwengu-55 bazovunyelwa ukuba bakhiphe yonke noma ingxenye yempesheni yabo - kodwa ochwepheshe babikezela isiphithiphithi lapho izinguquko zifika njengoba insizakalo yokweluleka kaMgcinimafa ingakaqali ukusebenza. Nokho, i-Financial Conduct Authority ixwayisa ngokuthi abangamaphesenti angu-40 ababeka imali emapensheni abo bazoba sengozini engalungiseki. Futhi kwezinye izimo baze bathi abantu abathola imali bayosala bengenalutho lapho sebekhulile. UChristopher Woolard, umqondisi wezamasu nokuncintisana eFCA, watshela iThe Telegraph: Ezimweni eziningi kungase kungabi yilokho okuzuzisa amalungu. Kudingeka siqiniseke ukuthi labo abacabangela ukuwuyeka bayazi ngokugcwele izinzuzo abangazithola uma bewuyeka. Lesi sixwayiso sifike ngesikhathi sokukhathazeka ngokuthi abanye ababekonga namanje abakwazi ukubhuka i-aphoyintimenti nenkonzo kaHulumeni yokuqondisa impesheni naphezu kokuthi kusele inyanga eyodwa kuphela ngaphambi kokuba izinguquko ziqale. Izinkampani zomshuwalense zithi zixhunywe inqwaba yamakhasimende akhungathekile angakwazi ngisho nokubhukha i-aphoyintimenti ubuso nobuso noma ngocingo. Ochwepheshe babikezela isiphithiphithi lapho izinguquko zifika, lapho isevisi ethi Pension Wise isengenayo inombolo yocingo noma isevisi yokubhukha. Izinkampani zomshuwalense zithi zixhunywe inqwaba yamakhasimende akhungathekile angakwazi ngisho nokubhukha i-aphoyintimenti ubuso nobuso noma ngocingo. URichard Jones, weScottish Widows, wathi: Ngikhathazekile ngokuthi uHulumeni uthembele ngokweqile engosini yakhe ye-Internet. Abantu abaningi bangathanda ukubonana ubuso nobuso noma ngocingo ukuze bathole iseluleko. Ngikhathazekile ngokuthi ngeke bakwazi ukubhekana nokwanda kokuqala. Sekube khona amakhasimende asifonela kusukela ekuqaleni konyaka athi...  <response>: Ngo-Ephreli 6 abantu abaneminyaka engaphezu kwengu-55 bazovunyelwa ukuba bakhiphe yonke impesheni yabo noma ingxenye yayo. Kodwa umqaphi wezezimali uthi ukutshala imali kungaba isinqumo esingenangqondo I-Financial Conduct Authority ithi abanye bayoba sebubini obungaguquki Uyanezela ukuthi kwezinye izimo abantu bazophelelwa yimali njengoba bengena ebudaleni. UMgcinimafa unikeza ukuqokwa ukuze asize abagcini banqume ukuthi benzeni. Kodwa insizakalo ye-Pension Wiseayinayo ngisho nenombolo yocingo esebenzayo. Abonga imali abakwazi ukubhuka isikhathi - sekusele inyanga eyodwa kuphela. 