<prompt> Bhala indatshana emfushane enesihloko esilandelayo: Umuntu X uthola umholo wonyaka  <response>: Yebo, nansi isigaba esifushane: U-Ayelen uyajabula ngoba usanda kuthola imali yempesheni. I-annuity iyomnika isamba semali esinqunyiwe unyaka ngamunye, eyomsiza ukuba akhokhele ezinye zezindleko zakhe. 