<prompt> Bhala indatshana emfushane enesihloko esilandelayo: Umuntu X akanayo i-akhawunti yasebhange  <response>: Yebo, nansi isigaba esifushane: URaven uzizwa engenamandla ngaphandle kwe-akhawunti yasebhange ngoba akakwazi ukonga imali noma ukuthola kalula imali lapho eyidinga. Ngaphandle kwe-akhawunti yasebhange, ubhekana nobunzima futhi ekwakheni isikweletu noma ekufanelekeleleni ukubolekwa imali. 