<prompt> Bhala indatshana emfushane enesihloko esilandelayo: Umuntu X ukhathazekile ngemali yokufunda  <response>: Yebo, nansi isigaba esifushane: UTam ungumfundi wasekolishi okhathazwa imali yokufunda. Usebenze kanzima ukuze abeke imali, kodwa usakhathazekile ngokuthi uzozikhokhela kanjani izifundo zakhe. UTam ucabangela ukuboleka imali, kodwa akaqiniseki ukuthi angakwazi yini ukuyikhokha. 