<prompt> Qedela umusho olandelayo ngokukhetha okungcono: Iyini injongo eyinhloko yesikhwama semali esincane? Ongakhetha kukho: - Izikhwama ezincane zisetshenziselwa ukuthwala amakhadi okuthenga ngesikweletuwedebithi nemali encane. - Izikhwama ze-minimalist zisetshenziselwa ukuphatha imali kuphela ukuze kungabikho isisindo esengeziwe sezinhlamvu zemali. Impendulo:  <response>: Ama-wallet amancane asetshenziselwa kakhulu ukuphatha amakhadi esikweletuedebithi nemali encane. 