<prompt> Fingqa isihloko: Intwasahlobo iqala ngokusemthethweni kuleli sonto futhi amakhaya kulo lonke leli zwe ngokungangabazeki aye acabanga ngokufaka uthuli emizini yawo, ahlanze futhi aqede noma yikuphi ukucindezeleka kwasebusika. Kodwa kulo nyaka, kungani ungahambi nakakhulu futhi uhlanze izimali zakho? Ngempela kunganciphisa izindleko zendlu yakho zaminyaka yonke ngamakhulu amakhilogremu futhi kukusize ukuba wonge okwengeziwe ezintweni zokunethezeka ezinjengamaholide nezingubo. Lapha, uKalpana Fitzpatrick, intatheli yezezimali kanye nomsunguli webhulogi i-MummyMoneyMatters.com, wembula amathiphu akhe aphambili okukusiza unciphise izindleko zokuphila futhi ube ngumgcini onolwazi. Skrolela phansi ukuze ubone ividiyo. Kukhona izinto eziningana omama abangazenza ukuze basebenzise imali encane futhi bonge okwengeziwe kule ntwasahlobo, kusho uKalpana. 1 Thenga izimpahla zezingane ezisetshenzisiwe. Wake wazibuza ukuthi omama abahlakaniphile bathenga kuphi izingubo namathoyizi ezingane zabo? Yebo, abahlakaniphile kakhulu baya ezimakethe eziqhayisa ngemikhiqizo esezingeni eliphakeme ngamanani aphansi. Inhlangano enikeza usizo lokuba umzali i-NCT ibamba njalo izitolo ezidayisa izingubo ezintsha ezinikeza izingubo ngamanani aphansi - njengokuthi ingane ikhula isuka ku-50p ingathengi eyodwa, kodwa ithenge ezinhlanu. Amathoyizi - ngokuvamile asesimweni esihle kakhulu - abiza imali engaphansi kwamaRandi amabili kanti ama-DVD ezingane atholakala ngo-Randi owodwa nje. Futhi abathengi abanokuqonda ngeke bathole izipesheli zezingane kuphela - kunokukhethwa okuhle kwezingane futhi. Asikho isizathu sokuthenga izingubo ezintsha zezingane njengoba zikhula ngokushesha. I-NCT ineziqondiso eziqinile zekhwalithi zabathengisi, futhi abathengi bangahlola izinto ngaphambi kokuthenga. Kulabo abakwaziyo ukuhweba, niyophuma nithokoze kakhulu. Bheka i-NCT ukuze uthole imininingwane yezindawo nezinsuku zalokhu kuthengiswa. Zenziwa ezweni lonke futhi unyaka wonke. 2 Hlanza futhi uthengise izinto ezingadingeki. Manje sekuyisikhathi sokuphenya amakhabethe akho bese ulahla noma yini ongasayidingi noma ongayisebenzisi. Ukuze uthole amapeni ambalwa engeziwe angahle abe yimali yesikhwama yezingane, noma ukuchitha imali eholidini lomkhaya wakho, kungani ungacabangi ngokuthengisa lezi zinto? Ezithengisweni ze-NCT, ukuqashwa kwetafula kucishe...  <response>: UKalpana ungumsunguli webhulogi yemali ethi MummyMoneyMatters.com. Kwembula indlela yokuthola inzuzo - futhi uthengise izimpahla zakho ezingafuneki. Kunconywa ukusebenzisa izingosi zokubuyisa imali kanye nokuhlela ukudla komkhaya. 