def create(**kwargs):
        """
        Create and a return a specialized contract based on the given secType,
        or a general Contract if secType is not given.
        """
        secType = kwargs.get('secType', '')
        cls = {
            '': Contract,
            'STK': Stock,
            'OPT': Option,
            'FUT': Future,
            'CONTFUT': ContFuture,
            'CASH': Forex,
            'IND': Index,
            'CFD': CFD,
            'BOND': Bond,
            'CMDTY': Commodity,
            'FOP': FuturesOption,
            'FUND': MutualFund,
            'WAR': Warrant,
            'IOPT': Warrant,
            'BAG': Bag,
            'NEWS': Contract
        }.get(secType, Contract)
        if cls is not Contract:
            kwargs.pop('secType', '')
        return cls(**kwargs)
Create and a return a specialized contract based on the given secType,
        or a general Contract if secType is not given.